CVB Financial（CVBF）株式概要
CVBフィナンシャル・コーポレーションは、中小企業や個人に銀行業務と金融サービスを提供する州認可銀行、シチズンズ・ビジネス・バンク・ナショナル・アソシエーションの銀行持株会社として運営されている。 詳細
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Analyst Price Targets
CVB Financial Corp. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$19.77 |
| 52週高値 | US$21.48 |
| 52週安値 | US$17.95 |
| ベータ | 0.67 |
| 1ヶ月の変化 | -3.51% |
| 3ヶ月変化 | -3.80% |
| 1年変化 | -1.00% |
| 3年間の変化 | 65.86% |
| 5年間の変化 | -11.66% |
| IPOからの変化 | 12,403.56% |
最新ニュース
Recent updates
ナラティブの更新 • Apr 26
CVBF: Heritage Commerce Merger And Buybacks Will Support Future Earnings Repricing
Analysts lifted their fair value estimate for CVB Financial's shares to $23.80 from $23.50, citing updated assumptions for revenue growth, profit margins, the discount rate, and the future P/E multiple that they view as better reflecting the company's current outlook. Analyst Commentary Recent research commentary around the US$23.80 fair value estimate for CVB Financial points to a mix of supportive and cautious views.ナラティブの更新 • Jan 27
CVBF: Heritage Commerce Deal And Buybacks Will Reshape Future Earnings Profile
Narrative Update on CVB Financial Analysts have lifted their price target on CVB Financial by $0.70 to $23.50, citing updated assumptions for revenue growth of 24.08%, a profit margin of 41.14% and a future P/E of 8.74. They also note support from recent Street research, including a higher target at Keefe Bruyette and positive views on the Heritage Commerce acquisition.分析記事 • Dec 19
CVB Financial (NASDAQ:CVBF) Will Pay A Dividend Of $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...Seeking Alpha • Oct 29
CVB Financial: Earnings Outlook Remains Stable, Maintaining A Buy Rating
Summary The factors that will buoy loan growth are: strong pipelines, anticipation of CRE price decline, and team expansion. The margin will likely remain stable. It is barely sensitive to rate changes. I’m expecting earnings to be largely stable. I’m maintaining a buy rating based on a price upside of 8.2% and dividend yield of 4.2%. Read the full article on Seeking Alpha分析記事 • Sep 21
CVB Financial (NASDAQ:CVBF) Will Pay A Dividend Of $0.20
CVB Financial Corp. ( NASDAQ:CVBF ) will pay a dividend of $0.20 on the 16th of October. This makes the dividend yield...分析記事 • Jun 29
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20
CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the 24th of July...分析記事 • Dec 21
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...
新しいナラティブ • Sep 24
Enduring Dividends And Operational Efficiency Clashes With Looming Revenue And Profit Challenges
Strategic reductions in noninterest expenses and efficient capital management indicate improved operational efficiency and future earnings enhancement.分析記事 • Sep 20
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20
CVB Financial Corp.'s ( NASDAQ:CVBF ) investors are due to receive a payment of $0.20 per share on 14th of October. The...分析記事 • Jul 01
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...Seeking Alpha • Jun 07
CVB Financial: Attractively Valued, But Earnings Likely To Dip
Summary The upcoming falling interest-rate environment will likely squeeze the margin. I’m expecting earnings to fall by 12% to $1.39 per share. The year-end target price suggests an upside of around 12.7%. CVBF is offering a good dividend yield of 4.8%. Read the full article on Seeking AlphaSeeking Alpha • Mar 15
CVB Financial: Navigating Through A Tough CRE Backdrop
Summary CVB Financial Corp. has seen a 25% decline in its shares since December 2023 due to concerns about the regional bank sector. Despite this, CVB Financial had its second most profitable year in 2023 and has been consistently profitable since 1977. The bank has a conservative approach, targeting privately held businesses in California, but its high exposure to commercial real estate is a concern. With low valuations, a nearly five percent dividend yield, and recent insider buying; the stock merited further investigation. A full investment analysis of CVB Financial follows in the paragraphs below. Read the full article on Seeking Alpha分析記事 • Jan 27
CVB Financial Corp. (NASDAQ:CVBF) Yearly Results: Here's What Analysts Are Forecasting For This Year
Last week, you might have seen that CVB Financial Corp. ( NASDAQ:CVBF ) released its full-year result to the market...分析記事 • Sep 24
CVB Financial's (NASDAQ:CVBF) Dividend Will Be $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...Seeking Alpha • Oct 19
CVB Financial GAAP EPS of $0.46 beats by $0.02, revenue of $144.93M beats by $1.63M
CVB Financial press release (NASDAQ:CVBF): Q3 GAAP EPS of $0.46 beats by $0.02. Revenue of $144.93M (+27.4% Y/Y) beats by $1.63M.Seeking Alpha • Oct 08
CVB Financial: Prospects Of Strong Earnings Growth Appear Priced In
Summary Mostly thanks to very sticky deposit costs, the margin will significantly expand as market interest rates rise. Loan growth will likely dip from the second quarter’s level. However, California’s economic activity will likely keep it at a decent level. The December 2022 target price suggests a sizable downside from the current market price. Further, CVBF is offering a decent dividend yield. Earnings of CVB Financial Corp. (CVBF) will significantly benefit from rising interest rates as the deposit cost is highly sticky. Further, California’s economic activity will likely sustain loan growth, which will provide some support to the bottom line. Overall, I'm expecting CVB Financial to report earnings of $1.58 per share for 2022, up 1% year-over-year. For 2023, I'm expecting earnings to surge by 23% to $1.93 per share. The year-end target price suggests a sizable downside from the current market price. Based on the total expected return, I'm adopting a hold rating on CVB Financial. Deposit Costs to Remain Unaffected by Rising Interest Rates CVB Financial Corp’s deposit cost is very sticky because the deposit book is heavy on non-interest-bearing deposits. These deposits made up a massive 63% of total deposits at the end of June 2022. It is therefore no surprise that the deposit costs increased by only one basis point during the second quarter of the year as the federal funds rate increased by 125 basis points. During the last rate up-cycle as well the deposit costs remained quite sticky. The management mentioned in the latest conference call that the cost of funds increased by only eight basis points during the last rate cycle when short-term rates grew by 225 basis points. Meanwhile, loans will take some time to reprice due to the presence of some fixed-rate loans. The results of the management's interest-rate sensitivity analysis given in the 10-Q filing show that a 200-basis points hike in interest rates can boost the net interest income by 5.46% during the first year, and 9.93% during the first two years of the rate hike. 2Q 2022 10-Q Filing Considering these factors, I'm expecting the margin to grow by 25 basis points in the second half of 2022 and 30 basis points in 2023. California’s Economy to Play a Key Role in Loan Growth CVB Financial Corp’s loan portfolio grew by 1.1% during the second quarter of 2022, taking the first half’s loan growth to 10.1%. The growth in the first half of the year was mostly attributable to the acquisition of Suncrest Bank. The company has historically relied on acquisitions for growth. These acquisitions include not just whole banks but also banking teams. Apart from acquired growth, CVB Financial Corp’s loan growth has remained lackluster. I'm expecting organic growth to continue to remain low in future quarters. High borrowing costs will further hurt the loan growth outlook. On the other hand, strong economic activity bodes well for credit demand in CVB Financial Corp’s markets. The company has locations all over California, with a majority clustered in Los Angeles. As shown below, the trend line for California’s coincident economic activity index is now steeper than before the pandemic. Federal Reserve Bank of Philadelphia A rising tide can lift all boats. Therefore, I believe California’s rapidly improving economic activity can sustain CVB Financial Corp’s loan growth even though the management has historically not been too successful in achieving organic growth. Overall, I'm expecting loan growth to dip from the second quarter’s level to 0.75% every quarter till the end of 2023. Expecting Earnings to be Flattish this Year Before Surging Next Year The anticipated margin expansion will be the chief driver of earnings in the next year and a half. Subdued loan growth will likely provide further support to the bottom line. On the other hand, the provisioning will likely be a bit high as it was unusually elevated during the first half of the year. Non-performing loans were 0.21% while allowances were 0.92% of total loans at the end of June 2022. As a result, I’m satisfied with the existing reserves relative to the portfolio's credit risk. Further, the management uses the GDP, unemployment rate, and commercial real estate price in the index to determine its provisioning for expected loan losses, as mentioned in the latest earnings presentation. As the market's view on GDP and unemployment rate hasn't changed much over this quarter, I'm not expecting these economic variables to significantly push up provisions. Instead, I'm expecting loan additions to be the primary driver of provisioning through the end of 2023. Overall, I'm expecting the provisioning to decline from the second quarter’s level but remain at an above-average level. Considering these factors, I'm expecting CVB Financial Corp. to report earnings of $1.58 per share for 2022, up by just 1% year-over-year. For 2023, I’m expecting earnings to grow by 23% to $1.93 per share. The following table shows my income statement estimates. FY18 FY19 FY20 FY21 FY22E FY23E Income Statement Net interest income 349 436 416 415 493 575 Provision for loan losses 2 5 24 (26) 11 10 Non-interest income 43 59 50 47 51 51 Non-interest expense 180 199 193 190 222 232 Net income - Common Sh. 152 207 177 212 223 271 EPS - Diluted ($) 1.24 1.48 1.30 1.56 1.58 1.93 Source: SEC Filings, Earnings Releases, Author's Estimates (In USD million unless otherwise specified) Actual earnings may differ materially from estimates because of the risks and uncertainties related to inflation, and consequently the timing and magnitude of interest rate hikes. Further, a stronger or longer-than-anticipated recession can increase the provisioning for expected loan losses beyond my estimates. Equity Book Value to Suffer from High Interest Rates CVB Financial has a large balance of available-for-sale (“AFS”) securities, which made up 24% of total earning assets at the end of June 2022. As interest rates increase, the market value of AFS fixed-rate securities will fall leading to unrealized losses. These losses will skip the income statement and flow directly to the equity book value account. As a result of accumulated unrealized losses in the first half of the year, the tangible book value per share has already fallen from $10.3 at the end of December 2021 to $8.5 at the end of June 2022. Further erosion is likely in the coming quarters as the Federal Reserve is projecting a further 125 to 150 basis points hike in the fed funds rate till the end of 2023. On the other hand, retained earnings will lift the equity book value. The following table shows my balance sheet estimates.分析記事 • Sep 25
CVB Financial (NASDAQ:CVBF) Is Increasing Its Dividend To $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will be paying its dividend of $0.20 on the 20th...Seeking Alpha • Sep 21
CVB Financial raises dividend 5.3% to $0.20/share
CVB Financial (NASDAQ:CVBF) declares $0.20/share quarterly dividend, 5.3% increase from prior dividend of $0.19. Forward yield 2.97% Payable Oct. 20; for shareholders of record Oct. 5; ex-div Oct. 4. See CVBF Dividend Scorecard, Yield Chart, & Dividend Growth.株主還元
| CVBF | US Banks | US 市場 | |
|---|---|---|---|
| 7D | -3.6% | -3.5% | 1.1% |
| 1Y | -1.0% | 14.5% | 26.7% |
業界別リターン: CVBF過去 1 年間で14.5 % の収益を上げたUS Banks業界を下回りました。
リターン対市場: CVBFは、過去 1 年間で26.7 % のリターンを上げたUS市場を下回りました。
価格変動
| CVBF volatility | |
|---|---|
| CVBF Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.1% |
安定した株価: CVBF 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: CVBFの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1974 | 1,079 | Dave Brager | www.cbbank.com |
CVBフィナンシャル・コーポレーションはシチズンズ・ビジネス・バンク、ナショナル・アソシエーションの銀行持株会社として運営されており、中小企業や個人に銀行業務と金融サービスを提供する州認可銀行である。当座預金、貯蓄預金、短期金融市場、譲渡性預金など、企業や個人、自治体や地区、権原やエスクローに特化した預金商品を提供。また、信用枠やその他の運転資金融資、売掛債権融資、信用状から成る商業融資商品、酪農卸売業、牧畜業者、農家の経営ニーズに応える農業ローン、地方自治体向けリース融資サービス、商業用不動産・建設ローン、自動車リース・融資、信用枠、クレジットカード、住宅ローン、ホームエクイティローンなどの消費者金融商品、設備・車両リースサービスも提供している。さらに、キャッシュフローを監視・管理するトレジャリー・マネジメント・システム、マーチャント・カード・プロセシング・プログラム、現金護送サービス、給与計算サービス、リモート・デポジット・キャプチャー、電子送金、電信送金、自動クリアリングハウス、オンライン口座アクセス、外国為替・信用状サービスなど、様々な専門サービスを提供している。さらに、受託サービス、投資信託、年金、401(k)プラン、個人投資口座などの金融・信託サービスも提供している。CVBファイナンシャル・コーポレーションは1974年に設立され、カリフォルニア州オンタリオに本社を置く。
CVB Financial Corp. 基礎のまとめ
| CVBF 基礎統計学 | |
|---|---|
| 時価総額 | US$3.46b |
| 収益（TTM） | US$207.79m |
| 売上高(TTM) | US$519.40m |
16.8x
PER（株価収益率1.5x
PBR（株価純資産倍率CVBF は割高か？
公正価値と評価分析を参照収益と収入
| CVBF 損益計算書（TTM） | |
|---|---|
| 収益 | US$519.40m |
| 売上原価 | US$0 |
| 売上総利益 | US$519.40m |
| その他の費用 | US$311.62m |
| 収益 | US$207.79m |
直近の収益報告
Mar 31, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 1.18 |
| グロス・マージン | 100.00% |
| 純利益率 | 40.00% |
| 有利子負債／自己資本比率 | 43.1% |
CVBF の長期的なパフォーマンスは？
過去の実績と比較を見る配当金
4.0%
現在の配当利回り52%
配当性向企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/05/14 13:58 |
| 終値 | 2026/05/14 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
CVB Financial Corp. 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。16
| アナリスト | 機関 |
|---|---|
| Joseph Gladue | B. Riley Securities, Inc. |
| Michael Diana | Cantor Fitzgerald & Co. |
| Jeannette Daroosh | Citizens JMP Securities, LLC |