View ValuationCatalyst Bancorp 将来の成長Future 基準チェック /06現在、 Catalyst Bancorpの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Banks 収益成長8.2%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesReported Earnings • May 05First quarter 2026 earnings released: EPS: US$0.16 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.16. Revenue: US$2.97m (up 1.7% from 1Q 2025). Net income: US$558.0k (down 4.8% from 1Q 2025). Profit margin: 19% (down from 20% in 1Q 2025). The decrease in margin was driven by higher expenses.お知らせ • May 02Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the First Quarter Ended March 31, 2026Catalyst Bancorp, Inc. reported net loan charge-offs for the first quarter ended March 31, 2026. For the period, the company reported net loan charge-offs totaled $37,000 compared to $39,000 a year ago.お知らせ • Apr 15Catalyst Bancorp, Inc., Annual General Meeting, May 19, 2026Catalyst Bancorp, Inc., Annual General Meeting, May 19, 2026. Location: located at 235 north court street, opelousas, louisiana 70570, United Statesお知らせ • Apr 10Catalyst Bancorp, Inc. (NasdaqCM:CLST) signed a definitive Agreement to acquire Lakeside Bancshares, Inc. (OTCPK:LKSB) for $41.1 million.Catalyst Bancorp, Inc. (NasdaqCM:CLST) signed a definitive Agreement to acquire Lakeside Bancshares, Inc. (OTCPK:LKSB) for $41.1 million on April 7, 2026. As part of the acquisition, Catalyst Bancorp, Inc. will acquire all of the outstanding shares of Lakeside Bancshares, Inc. Under the terms of the acquisition, Catalyst Bancorp, Inc. will pay $19.58 in cash per share or $41.1 million in aggregate, subject to adjustment under certain circumstances. The Merger Agreement also provides that Lakeside Bancshares, Inc. will be merged with and into Catalyst Bancorp, Inc., with Catalyst Bancorp, Inc. surviving, and that Lakeside Bank will be merged with and into Catalyst Bank, with Catalyst Bank surviving. The transaction will be financed through own funds of Catalyst Bancorp, Inc. In case of termination of transaction, Lakeside Bancshares, Inc. will pay a termination fee of $1.65 million. The transaction is subject to customary closing conditions, including regulatory approvals and Lakeside Bancshares, Inc shareholder approval. The deal has been unanimously approved by the board of directors of Lakeside Bancshares, Inc. and Catalyst Bancorp, Inc. The transaction is expected to close in the third quarter of 2026. Catalyst anticipates the transaction will be over 180% accretive to earnings per share once cost savings are fully realized and accretive to tangible book value per share within 3 years of closing. Following the Merger, Catalyst Bank's capital position is expected to remain strong with leverage and total risk-based capital ratios of approximately 10.4% and 15.4%, respectively. No additional capital will be needed by Catalyst to complete the transaction. Brean Capital, LLC acted as financial advisor to Catalyst Bancorp, Inc. Thomas E. Walker, Jr. of Jones Walker LLP acted as legal advisor to Catalyst Bancorp, Inc. Sheshunoff & Co. Investment Banking, LP acted as financial advisor and fairness opinion provider to Lakeside Bancshares, Inc. Chet A. Fenimore of Fenimore Kay Harrison LLP acted as legal advisor to Lakeside Bancshares, Inc.Reported Earnings • Feb 01Full year 2025 earnings released: EPS: US$0.56 (vs US$0.78 loss in FY 2024)Full year 2025 results: EPS: US$0.56 (up from US$0.78 loss in FY 2024). Revenue: US$11.3m (up 119% from FY 2024). Net income: US$2.05m (up US$5.14m from FY 2024). Profit margin: 18% (up from net loss in FY 2024). The move to profitability was driven by higher revenue. Net interest margin (NIM): 3.92% (up from 3.65% in FY 2024). Cost-to-income ratio: 77.4% (down from 160.5% in FY 2024). Non-performing loans: 1.55% (up from 0.98% in FY 2024). Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 29Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2025Catalyst Bancorp, Inc. reported net loan charge-offs for the fourth quarter ended December 31, 2025. Net loan charge-offs totaled $42,000 during the fourth quarter of 2025, compared to net charge-offs of $2,000 during the third quarter of 2025.Recent Insider Transactions • Nov 02Independent Director recently bought US$64k worth of stockOn the 28th of October, Kirk Kleiser bought around 5k shares on-market at roughly US$13.41 per share. This transaction amounted to 10% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$253k more in shares than they have sold in the last 12 months.Recent Insider Transactions Derivative • Oct 29Independent Director notifies of intention to sell stockKirk Kleiser intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 28th of October. If the sale is conducted around the recent share price of US$13.38, it would amount to US$64k. Since December 2024, Kirk's direct individual holding has increased from 44.06k shares to 46.52k. Company insiders have collectively bought US$190k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Oct 24Third quarter 2025 earnings released: EPS: US$0.13 (vs US$0.12 in 3Q 2024)Third quarter 2025 results: EPS: US$0.13 (up from US$0.12 in 3Q 2024). Revenue: US$2.80m (flat on 3Q 2024). Net income: US$489.0k (up 9.4% from 3Q 2024). Profit margin: 18% (up from 16% in 3Q 2024). Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 23Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2025Catalyst Bancorp, Inc. reported net loan charge-offs for the third quarter ended September 30, 2025. Net loan charge-offs totaled $2,000 during the third quarter of 2025, compared to net charge-offs of $42,000 during the second quarter of 2025.Reported Earnings • Jul 27Second quarter 2025 earnings released: EPS: US$0.14 (vs US$0.13 in 2Q 2024)Second quarter 2025 results: EPS: US$0.14. Revenue: US$2.81m (up 3.6% from 2Q 2024). Net income: US$521.0k (down 1.1% from 2Q 2024). Profit margin: 19% (in line with 2Q 2024).お知らせ • Jul 24Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the Second Quarter Ended June 30, 2025Catalyst Bancorp, Inc. reported net loan charge-offs for the second quarter ended June 30, 2025. Net loan charge-offs totaled $42,000 during the second quarter of 2025, compared to net charge-offs of $39,000 for the first quarter of 2025.分析記事 • May 14It's Probably Less Likely That Catalyst Bancorp, Inc.'s (NASDAQ:CLST) CEO Will See A Huge Pay Rise This YearKey Insights Catalyst Bancorp to hold its Annual General Meeting on 20th of May Salary of US$300.0k is part of CEO Joe...Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$1.14 loss in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$1.14 loss in 1Q 2024). Net income: US$586.0k (up US$5.26m from 1Q 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 62 percentage points per year, which is a significant difference in performance.お知らせ • Apr 17Catalyst Bancorp, Inc., Annual General Meeting, May 20, 2025Catalyst Bancorp, Inc., Annual General Meeting, May 20, 2025. Location: catalyst bank, 235north court street, louisiana 70570, opelousas United Statesお知らせ • Jan 23Catalyst Bancorp, Inc. Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024Catalyst Bancorp, Inc. reported net charge off for the fourth quarter ended December 31, 2024. Net loan charge-offs totaled $2,000 during the fourth quarter of 2024, compared to net charge-offs of $63,000 a year ago.Recent Insider Transactions • Dec 05President recently bought US$172k worth of stockOn the 3rd of December, Joseph Zanco bought around 15k shares on-market at roughly US$11.82 per share. This transaction amounted to 25% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Joseph's only on-market trade for the last 12 months.お知らせ • Oct 25Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2024Catalyst Bancorp, Inc. reported net loan charge-offs for the third quarter ended September 30, 2024. Net loan charge-offs totaled $131,000 during the third quarter of 2024.New Risk • May 03New major risk - Revenue and earnings growthEarnings have declined by 35% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 35% per year over the past 5 years. Minor Risks Revenue is less than US$5m (US$3.9m revenue). Market cap is less than US$100m (US$53.6m market cap).お知らせ • Apr 20Catalyst Bancorp, Inc., Annual General Meeting, May 21, 2024Catalyst Bancorp, Inc., Annual General Meeting, May 21, 2024, at 08:00 Central Standard Time. Location: headquarters, located at 235 North Court Street Opelousas Louisiana United States Agenda: To elect three directors for a three-year term expiring in 2027, and until their successors are elected and qualified; to ratify the appointment of castaing, hussey & lolan, llc, as independent registered public accounting firm for the fiscal year ending December 31, 2024; and to transact such other business, as may properly come before the meeting or at any adjournment thereof. we are not aware of any other such business.Reported Earnings • Apr 01Full year 2023 earnings released: EPS: US$0.14 (vs US$0.037 in FY 2022)Full year 2023 results: EPS: US$0.14 (up from US$0.037 in FY 2022). Revenue: US$9.26m (up 4.3% from FY 2022). Net income: US$602.0k (up 234% from FY 2022). Profit margin: 6.5% (up from 2.0% in FY 2022). Net interest margin (NIM): 3.10% (up from 2.75% in FY 2022). Cost-to-income ratio: 91.4% (down from 102.6% in FY 2022). Non-performing loans: 1.37% (up from 1.26% in FY 2022).Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$0.14 (vs US$0.037 in FY 2022)Full year 2023 results: EPS: US$0.14 (up from US$0.037 in FY 2022). Revenue: US$9.26m (up 4.3% from FY 2022). Net income: US$602.0k (up 234% from FY 2022). Profit margin: 6.5% (up from 2.0% in FY 2022).お知らせ • Jan 26Catalyst Bancorp, Inc. Reports Unaudited Consolidated Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2023Catalyst Bancorp, Inc. reported unaudited consolidated net loan charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported net loan charge-offs totaled $63,000.Reported Earnings • Oct 28Third quarter 2023 earnings released: EPS: US$0.03 (vs US$0.028 in 3Q 2022)Third quarter 2023 results: EPS: US$0.03 (up from US$0.028 in 3Q 2022). Revenue: US$2.28m (flat on 3Q 2022). Net income: US$170.0k (up 22% from 3Q 2022). Profit margin: 7.5% (up from 6.1% in 3Q 2022).Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.01 (vs US$0.004 in 2Q 2022)Second quarter 2023 results: EPS: US$0.01 (up from US$0.004 in 2Q 2022). Revenue: US$2.22m (down 6.6% from 2Q 2022). Net income: US$39.0k (up 117% from 2Q 2022). Profit margin: 1.8% (up from 0.8% in 2Q 2022). The increase in margin was driven by lower expenses.Recent Insider Transactions • May 21Independent Director & Secretary recently bought US$82k worth of stockOn the 18th of May, Ted Bellard bought around 8k shares on-market at roughly US$9.94 per share. This transaction amounted to 25% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$308k more in shares than they have sold in the last 12 months.Recent Insider Transactions • May 12Independent Director recently bought US$50k worth of stockOn the 8th of May, Kirk Kleiser bought around 5k shares on-market at roughly US$9.63 per share. This transaction amounted to 14% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$60k. Insiders have collectively bought US$203k more in shares than they have sold in the last 12 months.Recent Insider Transactions • May 04Independent Director recently bought US$60k worth of stockOn the 1st of May, Kirk Kleiser bought around 6k shares on-market at roughly US$10.95 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$105k more in shares than they have sold in the last 12 months.Reported Earnings • Apr 29First quarter 2023 earnings released: EPS: US$0.02 (vs US$0.027 loss in 1Q 2022)First quarter 2023 results: EPS: US$0.02 (up from US$0.027 loss in 1Q 2022). Revenue: US$2.26m (up 12% from 1Q 2022). Net income: US$73.0k (up US$204.0k from 1Q 2022). Profit margin: 3.2% (up from net loss in 1Q 2022). The move to profitability was driven by higher revenue.Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$0.04 (vs US$0.40 in FY 2021)Full year 2022 results: EPS: US$0.04 (down from US$0.40 in FY 2021). Revenue: US$8.88m (down 13% from FY 2021). Net income: US$180.0k (down 91% from FY 2021). Profit margin: 2.0% (down from 19% in FY 2021). The decrease in margin was primarily driven by lower revenue.Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • Oct 29Catalyst Bancorp, Inc. Announces Net Loan Charge-Offs for the Third Quarter of 2022Catalyst Bancorp, Inc. announced Net loan charge-offs for the third quarter of 2022. Net loan charge-offs totaled $61,000 during the third quarter of 2022, compared to net loan charge-offs of $4,000 for the second quarter of 2022.Reported Earnings • Oct 28Third quarter 2022 earnings released: EPS: US$0.03 (vs US$0.27 in 3Q 2021)Third quarter 2022 results: EPS: US$0.03 (down from US$0.27 in 3Q 2021). Revenue: US$2.28m (up 22% from 3Q 2021). Net income: US$139.0k (down 90% from 3Q 2021). Profit margin: 6.1% (down from 77% in 3Q 2021). The decrease in margin was driven by higher expenses.Reported Earnings • Jul 30Second quarter 2022 earnings releasedSecond quarter 2022 results: EPS: US$0.01. Revenue: US$2.38m (up 3.9% from 2Q 2021). Net income: US$18.0k (down 93% from 2Q 2021). Profit margin: 0.8% (down from 11% in 2Q 2021). The decrease in margin was driven by higher expenses.Seeking Alpha • Jul 28Catalyst Bancorp GAAP EPS of $0.01, revenue of $2.19MCatalyst Bancorp press release (NASDAQ:CLST): Q2 GAAP EPS of $0.01. Revenue of $2.19M (+9.5% Y/Y).Reported Earnings • May 01First quarter 2022 earnings releasedFirst quarter 2022 results: US$0.03 loss per share. Revenue: US$2.02m (up 5.9% from 1Q 2021). Net loss: US$131.0k (down 187% from profit in 1Q 2021).Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • Apr 13Catalyst Bancorp, Inc., Annual General Meeting, May 17, 2022Catalyst Bancorp, Inc., Annual General Meeting, May 17, 2022, at 08:00 Central Standard Time. Location: St. Landry Homestead Federal Savings Bank 235 North Court Street Opelousas Louisiana United States Agenda: To elect two directors for a three-year term expiring in 2025, and until their successors are elected and qualified; to consider and approve the adoption of the 2022 Stock Option Plan; to consider and approve the adoption of the 2022 Recognition and Retention Plan and Trust Agreement; to ratify the appointment of Castaing, Hussey & Lolan, LLC, as independent registered public accounting firm for the fiscal year ending December 31, 2022; to adopt a non-binding resolution to approve the compensation of named executive officers; to consider an advisory vote on the frequency of the non-binding resolution to approve the compensation of our named executive officers; and to transact such other business, as may properly come before the meeting or at any adjournment thereof.Reported Earnings • Apr 01Full year 2021 earnings releasedFull year 2021 results: EPS: US$0.40. Revenue: US$10.2m (up 51% from FY 2020). Net income: US$1.93m (up US$2.63m from FY 2020). Profit margin: 19% (up from net loss in FY 2020). The move to profitability was driven by higher revenue. Net interest margin (NIM): 2.91% (down from 3.09% in FY 2020). Cost-to-income ratio: 81.6% (down from 102.5% in FY 2020). Non-performing loans: 0.68% (down from 0.80% in FY 2020).Board Change • Feb 18No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. President, CEO & Director Joe Zanco was the last director to join the board, commencing their role in 2021. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Feb 03+ 1 more updateCatalyst Bancorp, Inc. Announces Executive ChangesCatalyst Bancorp, Inc., the parent company for St. Landry Homestead Federal Savings Bank (the "Bank") announced that Jacques Bourque, CPA, has been named Chief Financial Officer ("CFO") of the Company and Bank. Mr. Bourque joined the company as Treasurer in October 2021. Previously, he served as Senior Accountant for Home Bank, N.A., where he played a key role in financial reporting and analysis. He graduated summa cum laude with a bachelor's degree in accounting from Louisiana State University and a master's degree in business administration from the University of Louisiana at Lafayette. He is an officer for the Acadiana Chapter of the Society of Louisiana Certified Public Accountants and serves as the Emerging CPA Council Representative for the chapter. Jutta Codori, the Company and Bank's previous CFO, will transition into the Senior Administrative Officer role where she will focus on human resource management and Board of Director's administrative duties.Recent Insider Transactions • Oct 15Independent Director & Secretary recently bought US$250k worth of stockOn the 12th of October, Ted Bellard bought around 25k shares on-market at roughly US$10.00 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$1.4m more in shares than they have sold in the last 12 months. このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、Catalyst Bancorp は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測NasdaqCM:CLST - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/2026112N/AN/AN/A12/31/202511233N/A9/30/202511233N/A6/30/202511233N/A3/31/202511233N/A12/31/20245-333N/A9/30/20245-333N/A6/30/20244-433N/A3/31/20244-422N/A12/31/20239122N/A9/30/20239011N/A6/30/20239011N/A3/31/20239011N/A12/31/20229011N/A9/30/20229011N/A6/30/202210133N/A3/31/202210223N/A12/31/202110223N/A9/30/202110101N/A6/30/20217-1-20N/A3/31/20217-100N/A12/31/20207-101N/A12/31/201981N/A2N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: CLSTの予測収益成長が 貯蓄率 ( 3.5% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: CLSTの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: CLSTの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: CLSTの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: CLSTの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: CLSTの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/19 22:01終値2026/05/19 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Catalyst Bancorp, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • May 05First quarter 2026 earnings released: EPS: US$0.16 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.16. Revenue: US$2.97m (up 1.7% from 1Q 2025). Net income: US$558.0k (down 4.8% from 1Q 2025). Profit margin: 19% (down from 20% in 1Q 2025). The decrease in margin was driven by higher expenses.
お知らせ • May 02Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the First Quarter Ended March 31, 2026Catalyst Bancorp, Inc. reported net loan charge-offs for the first quarter ended March 31, 2026. For the period, the company reported net loan charge-offs totaled $37,000 compared to $39,000 a year ago.
お知らせ • Apr 15Catalyst Bancorp, Inc., Annual General Meeting, May 19, 2026Catalyst Bancorp, Inc., Annual General Meeting, May 19, 2026. Location: located at 235 north court street, opelousas, louisiana 70570, United States
お知らせ • Apr 10Catalyst Bancorp, Inc. (NasdaqCM:CLST) signed a definitive Agreement to acquire Lakeside Bancshares, Inc. (OTCPK:LKSB) for $41.1 million.Catalyst Bancorp, Inc. (NasdaqCM:CLST) signed a definitive Agreement to acquire Lakeside Bancshares, Inc. (OTCPK:LKSB) for $41.1 million on April 7, 2026. As part of the acquisition, Catalyst Bancorp, Inc. will acquire all of the outstanding shares of Lakeside Bancshares, Inc. Under the terms of the acquisition, Catalyst Bancorp, Inc. will pay $19.58 in cash per share or $41.1 million in aggregate, subject to adjustment under certain circumstances. The Merger Agreement also provides that Lakeside Bancshares, Inc. will be merged with and into Catalyst Bancorp, Inc., with Catalyst Bancorp, Inc. surviving, and that Lakeside Bank will be merged with and into Catalyst Bank, with Catalyst Bank surviving. The transaction will be financed through own funds of Catalyst Bancorp, Inc. In case of termination of transaction, Lakeside Bancshares, Inc. will pay a termination fee of $1.65 million. The transaction is subject to customary closing conditions, including regulatory approvals and Lakeside Bancshares, Inc shareholder approval. The deal has been unanimously approved by the board of directors of Lakeside Bancshares, Inc. and Catalyst Bancorp, Inc. The transaction is expected to close in the third quarter of 2026. Catalyst anticipates the transaction will be over 180% accretive to earnings per share once cost savings are fully realized and accretive to tangible book value per share within 3 years of closing. Following the Merger, Catalyst Bank's capital position is expected to remain strong with leverage and total risk-based capital ratios of approximately 10.4% and 15.4%, respectively. No additional capital will be needed by Catalyst to complete the transaction. Brean Capital, LLC acted as financial advisor to Catalyst Bancorp, Inc. Thomas E. Walker, Jr. of Jones Walker LLP acted as legal advisor to Catalyst Bancorp, Inc. Sheshunoff & Co. Investment Banking, LP acted as financial advisor and fairness opinion provider to Lakeside Bancshares, Inc. Chet A. Fenimore of Fenimore Kay Harrison LLP acted as legal advisor to Lakeside Bancshares, Inc.
Reported Earnings • Feb 01Full year 2025 earnings released: EPS: US$0.56 (vs US$0.78 loss in FY 2024)Full year 2025 results: EPS: US$0.56 (up from US$0.78 loss in FY 2024). Revenue: US$11.3m (up 119% from FY 2024). Net income: US$2.05m (up US$5.14m from FY 2024). Profit margin: 18% (up from net loss in FY 2024). The move to profitability was driven by higher revenue. Net interest margin (NIM): 3.92% (up from 3.65% in FY 2024). Cost-to-income ratio: 77.4% (down from 160.5% in FY 2024). Non-performing loans: 1.55% (up from 0.98% in FY 2024). Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 29Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2025Catalyst Bancorp, Inc. reported net loan charge-offs for the fourth quarter ended December 31, 2025. Net loan charge-offs totaled $42,000 during the fourth quarter of 2025, compared to net charge-offs of $2,000 during the third quarter of 2025.
Recent Insider Transactions • Nov 02Independent Director recently bought US$64k worth of stockOn the 28th of October, Kirk Kleiser bought around 5k shares on-market at roughly US$13.41 per share. This transaction amounted to 10% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$253k more in shares than they have sold in the last 12 months.
Recent Insider Transactions Derivative • Oct 29Independent Director notifies of intention to sell stockKirk Kleiser intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 28th of October. If the sale is conducted around the recent share price of US$13.38, it would amount to US$64k. Since December 2024, Kirk's direct individual holding has increased from 44.06k shares to 46.52k. Company insiders have collectively bought US$190k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Oct 24Third quarter 2025 earnings released: EPS: US$0.13 (vs US$0.12 in 3Q 2024)Third quarter 2025 results: EPS: US$0.13 (up from US$0.12 in 3Q 2024). Revenue: US$2.80m (flat on 3Q 2024). Net income: US$489.0k (up 9.4% from 3Q 2024). Profit margin: 18% (up from 16% in 3Q 2024). Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 23Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2025Catalyst Bancorp, Inc. reported net loan charge-offs for the third quarter ended September 30, 2025. Net loan charge-offs totaled $2,000 during the third quarter of 2025, compared to net charge-offs of $42,000 during the second quarter of 2025.
Reported Earnings • Jul 27Second quarter 2025 earnings released: EPS: US$0.14 (vs US$0.13 in 2Q 2024)Second quarter 2025 results: EPS: US$0.14. Revenue: US$2.81m (up 3.6% from 2Q 2024). Net income: US$521.0k (down 1.1% from 2Q 2024). Profit margin: 19% (in line with 2Q 2024).
お知らせ • Jul 24Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the Second Quarter Ended June 30, 2025Catalyst Bancorp, Inc. reported net loan charge-offs for the second quarter ended June 30, 2025. Net loan charge-offs totaled $42,000 during the second quarter of 2025, compared to net charge-offs of $39,000 for the first quarter of 2025.
分析記事 • May 14It's Probably Less Likely That Catalyst Bancorp, Inc.'s (NASDAQ:CLST) CEO Will See A Huge Pay Rise This YearKey Insights Catalyst Bancorp to hold its Annual General Meeting on 20th of May Salary of US$300.0k is part of CEO Joe...
Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$1.14 loss in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$1.14 loss in 1Q 2024). Net income: US$586.0k (up US$5.26m from 1Q 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 62 percentage points per year, which is a significant difference in performance.
お知らせ • Apr 17Catalyst Bancorp, Inc., Annual General Meeting, May 20, 2025Catalyst Bancorp, Inc., Annual General Meeting, May 20, 2025. Location: catalyst bank, 235north court street, louisiana 70570, opelousas United States
お知らせ • Jan 23Catalyst Bancorp, Inc. Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024Catalyst Bancorp, Inc. reported net charge off for the fourth quarter ended December 31, 2024. Net loan charge-offs totaled $2,000 during the fourth quarter of 2024, compared to net charge-offs of $63,000 a year ago.
Recent Insider Transactions • Dec 05President recently bought US$172k worth of stockOn the 3rd of December, Joseph Zanco bought around 15k shares on-market at roughly US$11.82 per share. This transaction amounted to 25% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Joseph's only on-market trade for the last 12 months.
お知らせ • Oct 25Catalyst Bancorp, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2024Catalyst Bancorp, Inc. reported net loan charge-offs for the third quarter ended September 30, 2024. Net loan charge-offs totaled $131,000 during the third quarter of 2024.
New Risk • May 03New major risk - Revenue and earnings growthEarnings have declined by 35% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 35% per year over the past 5 years. Minor Risks Revenue is less than US$5m (US$3.9m revenue). Market cap is less than US$100m (US$53.6m market cap).
お知らせ • Apr 20Catalyst Bancorp, Inc., Annual General Meeting, May 21, 2024Catalyst Bancorp, Inc., Annual General Meeting, May 21, 2024, at 08:00 Central Standard Time. Location: headquarters, located at 235 North Court Street Opelousas Louisiana United States Agenda: To elect three directors for a three-year term expiring in 2027, and until their successors are elected and qualified; to ratify the appointment of castaing, hussey & lolan, llc, as independent registered public accounting firm for the fiscal year ending December 31, 2024; and to transact such other business, as may properly come before the meeting or at any adjournment thereof. we are not aware of any other such business.
Reported Earnings • Apr 01Full year 2023 earnings released: EPS: US$0.14 (vs US$0.037 in FY 2022)Full year 2023 results: EPS: US$0.14 (up from US$0.037 in FY 2022). Revenue: US$9.26m (up 4.3% from FY 2022). Net income: US$602.0k (up 234% from FY 2022). Profit margin: 6.5% (up from 2.0% in FY 2022). Net interest margin (NIM): 3.10% (up from 2.75% in FY 2022). Cost-to-income ratio: 91.4% (down from 102.6% in FY 2022). Non-performing loans: 1.37% (up from 1.26% in FY 2022).
Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$0.14 (vs US$0.037 in FY 2022)Full year 2023 results: EPS: US$0.14 (up from US$0.037 in FY 2022). Revenue: US$9.26m (up 4.3% from FY 2022). Net income: US$602.0k (up 234% from FY 2022). Profit margin: 6.5% (up from 2.0% in FY 2022).
お知らせ • Jan 26Catalyst Bancorp, Inc. Reports Unaudited Consolidated Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2023Catalyst Bancorp, Inc. reported unaudited consolidated net loan charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported net loan charge-offs totaled $63,000.
Reported Earnings • Oct 28Third quarter 2023 earnings released: EPS: US$0.03 (vs US$0.028 in 3Q 2022)Third quarter 2023 results: EPS: US$0.03 (up from US$0.028 in 3Q 2022). Revenue: US$2.28m (flat on 3Q 2022). Net income: US$170.0k (up 22% from 3Q 2022). Profit margin: 7.5% (up from 6.1% in 3Q 2022).
Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.01 (vs US$0.004 in 2Q 2022)Second quarter 2023 results: EPS: US$0.01 (up from US$0.004 in 2Q 2022). Revenue: US$2.22m (down 6.6% from 2Q 2022). Net income: US$39.0k (up 117% from 2Q 2022). Profit margin: 1.8% (up from 0.8% in 2Q 2022). The increase in margin was driven by lower expenses.
Recent Insider Transactions • May 21Independent Director & Secretary recently bought US$82k worth of stockOn the 18th of May, Ted Bellard bought around 8k shares on-market at roughly US$9.94 per share. This transaction amounted to 25% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$308k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • May 12Independent Director recently bought US$50k worth of stockOn the 8th of May, Kirk Kleiser bought around 5k shares on-market at roughly US$9.63 per share. This transaction amounted to 14% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$60k. Insiders have collectively bought US$203k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • May 04Independent Director recently bought US$60k worth of stockOn the 1st of May, Kirk Kleiser bought around 6k shares on-market at roughly US$10.95 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$105k more in shares than they have sold in the last 12 months.
Reported Earnings • Apr 29First quarter 2023 earnings released: EPS: US$0.02 (vs US$0.027 loss in 1Q 2022)First quarter 2023 results: EPS: US$0.02 (up from US$0.027 loss in 1Q 2022). Revenue: US$2.26m (up 12% from 1Q 2022). Net income: US$73.0k (up US$204.0k from 1Q 2022). Profit margin: 3.2% (up from net loss in 1Q 2022). The move to profitability was driven by higher revenue.
Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$0.04 (vs US$0.40 in FY 2021)Full year 2022 results: EPS: US$0.04 (down from US$0.40 in FY 2021). Revenue: US$8.88m (down 13% from FY 2021). Net income: US$180.0k (down 91% from FY 2021). Profit margin: 2.0% (down from 19% in FY 2021). The decrease in margin was primarily driven by lower revenue.
Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • Oct 29Catalyst Bancorp, Inc. Announces Net Loan Charge-Offs for the Third Quarter of 2022Catalyst Bancorp, Inc. announced Net loan charge-offs for the third quarter of 2022. Net loan charge-offs totaled $61,000 during the third quarter of 2022, compared to net loan charge-offs of $4,000 for the second quarter of 2022.
Reported Earnings • Oct 28Third quarter 2022 earnings released: EPS: US$0.03 (vs US$0.27 in 3Q 2021)Third quarter 2022 results: EPS: US$0.03 (down from US$0.27 in 3Q 2021). Revenue: US$2.28m (up 22% from 3Q 2021). Net income: US$139.0k (down 90% from 3Q 2021). Profit margin: 6.1% (down from 77% in 3Q 2021). The decrease in margin was driven by higher expenses.
Reported Earnings • Jul 30Second quarter 2022 earnings releasedSecond quarter 2022 results: EPS: US$0.01. Revenue: US$2.38m (up 3.9% from 2Q 2021). Net income: US$18.0k (down 93% from 2Q 2021). Profit margin: 0.8% (down from 11% in 2Q 2021). The decrease in margin was driven by higher expenses.
Seeking Alpha • Jul 28Catalyst Bancorp GAAP EPS of $0.01, revenue of $2.19MCatalyst Bancorp press release (NASDAQ:CLST): Q2 GAAP EPS of $0.01. Revenue of $2.19M (+9.5% Y/Y).
Reported Earnings • May 01First quarter 2022 earnings releasedFirst quarter 2022 results: US$0.03 loss per share. Revenue: US$2.02m (up 5.9% from 1Q 2021). Net loss: US$131.0k (down 187% from profit in 1Q 2021).
Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • Apr 13Catalyst Bancorp, Inc., Annual General Meeting, May 17, 2022Catalyst Bancorp, Inc., Annual General Meeting, May 17, 2022, at 08:00 Central Standard Time. Location: St. Landry Homestead Federal Savings Bank 235 North Court Street Opelousas Louisiana United States Agenda: To elect two directors for a three-year term expiring in 2025, and until their successors are elected and qualified; to consider and approve the adoption of the 2022 Stock Option Plan; to consider and approve the adoption of the 2022 Recognition and Retention Plan and Trust Agreement; to ratify the appointment of Castaing, Hussey & Lolan, LLC, as independent registered public accounting firm for the fiscal year ending December 31, 2022; to adopt a non-binding resolution to approve the compensation of named executive officers; to consider an advisory vote on the frequency of the non-binding resolution to approve the compensation of our named executive officers; and to transact such other business, as may properly come before the meeting or at any adjournment thereof.
Reported Earnings • Apr 01Full year 2021 earnings releasedFull year 2021 results: EPS: US$0.40. Revenue: US$10.2m (up 51% from FY 2020). Net income: US$1.93m (up US$2.63m from FY 2020). Profit margin: 19% (up from net loss in FY 2020). The move to profitability was driven by higher revenue. Net interest margin (NIM): 2.91% (down from 3.09% in FY 2020). Cost-to-income ratio: 81.6% (down from 102.5% in FY 2020). Non-performing loans: 0.68% (down from 0.80% in FY 2020).
Board Change • Feb 18No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. President, CEO & Director Joe Zanco was the last director to join the board, commencing their role in 2021. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 03+ 1 more updateCatalyst Bancorp, Inc. Announces Executive ChangesCatalyst Bancorp, Inc., the parent company for St. Landry Homestead Federal Savings Bank (the "Bank") announced that Jacques Bourque, CPA, has been named Chief Financial Officer ("CFO") of the Company and Bank. Mr. Bourque joined the company as Treasurer in October 2021. Previously, he served as Senior Accountant for Home Bank, N.A., where he played a key role in financial reporting and analysis. He graduated summa cum laude with a bachelor's degree in accounting from Louisiana State University and a master's degree in business administration from the University of Louisiana at Lafayette. He is an officer for the Acadiana Chapter of the Society of Louisiana Certified Public Accountants and serves as the Emerging CPA Council Representative for the chapter. Jutta Codori, the Company and Bank's previous CFO, will transition into the Senior Administrative Officer role where she will focus on human resource management and Board of Director's administrative duties.
Recent Insider Transactions • Oct 15Independent Director & Secretary recently bought US$250k worth of stockOn the 12th of October, Ted Bellard bought around 25k shares on-market at roughly US$10.00 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$1.4m more in shares than they have sold in the last 12 months.