Pathward Financial（CASH）株式概要
パスワード・ファイナンシャル・インクは、米国で様々な銀行商品やサービスを提供するパスワード・ナショナル・アソシエーションの銀行持株会社として運営されている。 詳細
報酬
リスク分析
リスクチェックの結果、CASH 、リスクは検出されなかった。
CASH Community Fair Values
Create NarrativeSee what 9 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Pathward Financial, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$79.18 |
| 52週高値 | US$101.26 |
| 52週安値 | US$65.87 |
| ベータ | 0.60 |
| 1ヶ月の変化 | -9.49% |
| 3ヶ月変化 | -5.93% |
| 1年変化 | 3.57% |
| 3年間の変化 | 58.46% |
| 5年間の変化 | 53.87% |
| IPOからの変化 | 2,468.00% |
最新ニュース
Recent updates
ナラティブ更新 • Jul 24
CASH: Share Repurchases And Index Additions Will Drive Future Upside Potential
Analysts have trimmed their price targets on Pathward Financial to a range centered around $101, down from $107.50. They cited recent earnings that fell short of expectations due to higher provisioning and softer pre provision net revenue.ナラティブ更新 • Jun 18
CASH: Honor Roll Recognition And Dividend Stability Will Drive Future Upside Potential
Analysts have raised their price target on Pathward Financial stock by $8 to reflect updated views on the company, citing their latest research as support for the new level. What’s in the News for Pathward Financial Declared a Q3 2026 cash dividend of $0.05 per share, payable on July 1 to shareholders of record on June 11, according to recent company announcements.ナラティブ更新 • Jun 04
CASH: Partner Wins And Strong Q1 Tax Season Will Drive Upside Potential
Analysts have lifted their fair value estimate for Pathward Financial by $4 to $107.50, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple. This revision is supported by recent research that highlights above-peer returns, a below-peer roughly 10x 2026 P/E, and potential upside from new partner wins and a strong Q1 tax season.Seeking Alpha • Apr 28
Pathward Financial: Credit Deterioration Is Concerning (Downgrade)
Summary Pathward Financial is downgraded to "Sell" due to deteriorating credit quality and insufficient loan loss reserves. Despite stable capital ratios and aggressive buybacks, NPLs have nearly tripled to 2.39%, with reserves now covering less than 1x NPLs. Loan growth remains robust, but underwriting standards appear lax, increasing exposure to riskier credits as government guarantees decline. At 10x earnings, valuation is seen as full; a more attractive entry would be near $70 or 8x earnings given elevated credit risk. Read the full article on Seeking Alphaナラティブ更新 • Apr 23
CASH: Partner Wins And Tax Season Strength Will Support Fairly Valued Upside Potential
The analyst price target for Pathward Financial has shifted to $107. Analysts cite above-peer returns, a below-peer 10x 2026 P/E multiple, and potential upside from conservative estimates and additional partner wins as key drivers of this change.ナラティブ更新 • Apr 09
CASH: Partner Wins And Tax Season Strength Will Support Fairly Priced Returns
Analysts have kept their average price target for Pathward Financial roughly unchanged at about $103.50, with recent research pointing to above peer returns, a below peer 10x 2026 P/E, and potential upside from partner wins and a strong Q1 tax season. Analyst Commentary Recent research focuses on how Pathward Financial’s return profile, valuation, and near term catalysts fit together, with most commentary pointing to a constructive setup but also highlighting a few areas to watch.ナラティブ更新 • Mar 25
CASH: Partner Wins And Tax Season Strength Will Drive P E Re Rating
Narrative update The fair value estimate for Pathward Financial has been revised to $103.50 from $100.00 as analysts factor in recent Overweight and Outperform views, a $107 price target, and expectations that above peer returns and potential partner wins could support a higher future P/E multiple. Analyst Commentary Recent research updates highlight a mix of optimism around Pathward Financial’s earnings power and valuation, alongside some areas where expectations could prove too optimistic if business conditions or partner activity do not line up with forecasts.ナラティブ更新 • Mar 10
CASH: Buybacks And Auditor Shift Will Shape Future P E Re Rating Profile
Analysts have adjusted their price target on Pathward Financial to $100, largely reflecting updated views on its fair value, discount rate, revenue growth, profit margin, and future P/E assumptions following recent research that included an upgrade to Outperform by Keefe Bruyette analysts. Analyst Commentary Recent research behind the move to a US$100 price target reflects a mix of optimism about Pathward Financial’s positioning and some caution around execution and valuation risks.ナラティブ更新 • Feb 24
CASH: Buybacks And Auditor Change Will Shape Future P E Re Rating Profile
Analysts have revised their price target on Pathward Financial to reflect an updated future P/E assumption of 11.55 from 10.91, with the change supported by recent research that includes an upgrade to Outperform. Analyst Commentary Analysts updating their outlook on Pathward Financial are using the higher future P/E assumption of 11.55 to frame both the upside potential and the execution risks that could affect whether the company grows into that valuation.ナラティブ更新 • Feb 09
CASH: Buybacks And Auditor Change Will Shape Future Re Rating Risk Profile
Narrative Update on Pathward Financial The analyst price target for Pathward Financial has been revised to US$100.00 from US$100.00, and analysts cite updated assumptions around revenue growth, profit margins, and a slightly lower future P/E multiple as the key drivers behind this change. Analyst Commentary Bullish analysts framing the recent upgrade highlight how the updated assumptions on growth, margins, and the future P/E multiple still leave room for the stock to work if management delivers consistently on its plan.ナラティブ更新 • Jan 24
CASH: Lower Discount Rate And Buybacks Will Support Re Rating
Analysts have raised their price target on Pathward Financial from US$88 to US$100, citing updated assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E following recent research upgrades. Analyst Commentary Recent research updates highlight a shift in sentiment toward Pathward Financial, with some analysts adopting a more constructive stance on execution and valuation.Seeking Alpha • Dec 26
Pathward Financial: Strong Growth At A Fair Price
Summary Pathward's business has an unusually heavy reliance on debit card fee income which has helped it deliver great value to shareholders by growing at a fast pace. The growth prospects overshadow the risks that are currently present and the strong past performance is likely to persist given a lower pace of rate cuts for 2025. Valuation appears to be fair within the context of Pathward's business and its growth potential and recent price developments indicate an opportunity. Read the full article on Seeking Alpha
新しいナラティブ • Sep 24
Innovative Banking Tech Powers Profit And Expands Market Footprint
Pathward Financial's focus on loan sourcing and underwriting optimization promises higher risk-adjusted returns, boosting profitability.Seeking Alpha • Sep 11
Pathward Financial: A Profitable Bank Priced For A Collapse In Profitability
Summary Pathward Financial has increased its NOPAT and ROIC despite declining revenues, showcasing improved profitability and efficient capital allocation. The firm’s stable deposit portfolio and significant non-interest income make it resilient to economic volatility and lower interest rates. Pathward has generated nearly 40% of its market cap in free cash flow since 2019, highlighting strong financial health. Trading at a significant discount, Pathward offers a compelling investment opportunity with a 35% upside to its zero-growth value. Read the full article on Seeking AlphaSeeking Alpha • Jul 14
Pathward Financial: After A Nice Move Higher, Shares Justify Even More Upside
Summary Pathward Financial shares have increased by 14.5% since April, outperforming the S&P 500. The company continues to show attractive growth in net interest income and non-interest income. Asset quality is high, with strong returns on assets and equity, making Pathward Financial a solid buy opportunity. Read the full article on Seeking Alpha分析記事 • Jun 15
Here's Why Pathward Financial (NASDAQ:CASH) Has Caught The Eye Of Investors
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Seeking Alpha • Apr 08
Pathward Financial: Bullish Stance Unchanged
Summary Pathward Financial, Inc. stock has underperformed in recent months, with only a 6.4% increase compared to the S&P 500's 19% increase. Despite the underperformance, the company's financial results show positive growth in net interest income and asset value. Pathward Financial shares are undervalued, and the company's high-quality assets suggest potential for future growth. Read the full article on Seeking Alpha分析記事 • Mar 14
We Ran A Stock Scan For Earnings Growth And Pathward Financial (NASDAQ:CASH) Passed With Ease
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...株主還元
| CASH | US Banks | US 市場 | |
|---|---|---|---|
| 7D | -4.3% | -1.4% | -2.2% |
| 1Y | 3.6% | 17.6% | 13.1% |
業界別リターン: CASH過去 1 年間で17.6 % の収益を上げたUS Banks業界を下回りました。
リターン対市場: CASHは、過去 1 年間で13.1 % のリターンを上げたUS市場を下回りました。
価格変動
| CASH volatility | |
|---|---|
| CASH Average Weekly Movement | 3.9% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.4% |
| 10% least volatile stocks in US Market | 2.9% |
安定した株価: CASH 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: CASHの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1954 | 1,182 | Brett Pharr | www.pathwardfinancial.com |
パスワード・ファイナンシャル・インクは、米国で様々な銀行商品やサービスを提供するパスワード・ナショナル・アソシエーションの銀行持株会社として運営されている。同社は3つのセグメントを通じて事業を展開している：消費者、商業、法人サービス／その他。同社は要求払い預金口座、普通預金口座、マネーマーケット普通預金口座を提供している。また、ターム・ローン、アセット・ベース・レンディング、ファクタリング、リース・ファイナンス、保険料ファイナンス、政府保証付き融資、その他の商業金融商品、割賦およびリボルビングの消費者向け融資商品、短期還付金前払いローンや短期電子申告オリジネーター前払いローンなどの税務サービス、倉庫融資サービスも提供している。さらに、クレジットカードやデビットカードによる支払いの受付、処理、決済、独立型ATM向け金融処理サービス、デジタル決済、加盟店サービスなどの決済ソリューションを提供するほか、デビットカードやプリペイドカードの発行も行っている。同社は以前はMeta Financial Group, Inc.として知られていたが、2022年7月にPathward Financial, Inc.に社名を変更した。パスワード・ファイナンシャル・インクは1954年に設立され、サウスダコタ州スーフォールズに本拠を置く。
Pathward Financial, Inc. 基礎のまとめ
| CASH 基礎統計学 | |
|---|---|
| 時価総額 | US$1.64b |
| 収益（TTM） | US$175.56m |
| 売上高(TTM) | US$752.03m |
9.4x
PER（株価収益率1.9x
PBR（株価純資産倍率CASH は割高か？
公正価値と評価分析を参照収益と収入
| CASH 損益計算書（TTM） | |
|---|---|
| 収益 | US$752.03m |
| 売上原価 | US$0 |
| 売上総利益 | US$752.03m |
| その他の費用 | US$576.48m |
| 収益 | US$175.56m |
直近の収益報告
Jun 30, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 8.45 |
| グロス・マージン | 100.00% |
| 純利益率 | 23.34% |
| 有利子負債／自己資本比率 | 23.6% |
CASH の長期的なパフォーマンスは？
過去の実績と比較を見る| Pathward Financial 配当日 | |
|---|---|
| 配当落ち日 | Sep 10 2026 |
| 配当支払日 | Oct 01 2026 |
| 配当落ちまでの日数 | 2 days |
| 配当支払日までの日数 | 19 days |
CASH 配当は確実ですか？
CASH 配当履歴とベンチマークを見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/09/10 15:52 |
| 終値 | 2026/09/10 00:00 |
| 収益 | 2026/06/30 |
| 年間収益 | 2025/09/30 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した ご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Pathward Financial, Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。6
| アナリスト | 機関 |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Timothy Switzer | Keefe, Bruyette, & Woods |
| Manuel Navas | Piper Sandler Companies |