BayFirst Financial（BAFN）株式概要ベイファースト・ファイナンシャル・コーポレーションはベイファースト・ナショナル・バンクの銀行持株会社として、中小企業や個人向けにコミュニティ・バンキング・サービスを提供している。 詳細BAFN ファンダメンタル分析スノーフレーク・スコア評価4/6将来の成長0/6過去の実績0/6財務の健全性6/6配当金0/6報酬当社が推定した公正価値より51.1%で取引されている リスク分析過去5年間で収益は年間53.6%減少しました。 US市場と比較した過去 3 か月間の株価の変動意味のある時価総額がありません ( $25M )すべてのリスクチェックを見るBAFN Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueUS$Current PriceUS$6.0648.2% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-30m143m2016201920222025202620282031Revenue US$19.4mEarnings US$6.2mAdvancedSet Fair ValueView all narrativesBayFirst Financial Corp. 競合他社Heritage NOLA BancorpSymbol: OTCPK:HRGGMarket cap: US$22.5mGrand River CommerceSymbol: OTCPK:GNRVMarket cap: US$29.0mURSB BancorpSymbol: OTCPK:URSBMarket cap: US$26.8mPacific Alliance BankSymbol: OTCPK:PFBNMarket cap: US$27.0m価格と性能株価の高値、安値、推移の概要BayFirst Financial過去の株価現在の株価US$6.0652週高値US$16.3552週安値US$4.80ベータ0.471ヶ月の変化-22.31%3ヶ月変化-12.18%1年変化-60.13%3年間の変化-58.63%5年間の変化-72.99%IPOからの変化-64.56%最新ニュースNew Risk • May 01New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$34.2m market cap).お知らせ • May 01BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million.BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 4,108,072 Price\Range: $3.5 Discount Per Security: $0.07 Transaction Features: Rights Offeringお知らせ • Mar 31BayFirst Financial Corp. to Report Q1, 2026 Results on Apr 30, 2026BayFirst Financial Corp. announced that they will report Q1, 2026 results After-Market on Apr 30, 2026Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. President, COO & Director Robin Oliver was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Feb 14BayFirst Financial Corp. Announces Executive Changes, Effective February 13, 2026In connection with a company-wide reduction, BayFirst Financial Corp. (the “Company”) has eliminated the position of Chief Accounting Officer. Therefore, effective February 13, 2026, Rhonda S. Tudor will no longer be employed with the Company or serve as its principal accounting officer. Scott J. McKim, the Company’s Executive Vice President and Chief Financial Officer, will act as the Company’s principal accounting officer following the effective date of Ms. Tudor’s departure.Reported Earnings • Feb 01Full year 2025 earnings released: US$5.93 loss per share (vs US$2.69 profit in FY 2024)Full year 2025 results: US$5.93 loss per share (down from US$2.69 profit in FY 2024). Revenue: US$39.6m (down 53% from FY 2024). Net loss: US$24.5m (down 320% from profit in FY 2024). Non-performing loans: 1.86% (up from 1.43% in FY 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 37 percentage points per year, which is a significant difference in performance.最新情報をもっと見るRecent updatesNew Risk • May 01New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$34.2m market cap).お知らせ • May 01BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million.BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 4,108,072 Price\Range: $3.5 Discount Per Security: $0.07 Transaction Features: Rights Offeringお知らせ • Mar 31BayFirst Financial Corp. to Report Q1, 2026 Results on Apr 30, 2026BayFirst Financial Corp. announced that they will report Q1, 2026 results After-Market on Apr 30, 2026Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. President, COO & Director Robin Oliver was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Feb 14BayFirst Financial Corp. Announces Executive Changes, Effective February 13, 2026In connection with a company-wide reduction, BayFirst Financial Corp. (the “Company”) has eliminated the position of Chief Accounting Officer. Therefore, effective February 13, 2026, Rhonda S. Tudor will no longer be employed with the Company or serve as its principal accounting officer. Scott J. McKim, the Company’s Executive Vice President and Chief Financial Officer, will act as the Company’s principal accounting officer following the effective date of Ms. Tudor’s departure.Reported Earnings • Feb 01Full year 2025 earnings released: US$5.93 loss per share (vs US$2.69 profit in FY 2024)Full year 2025 results: US$5.93 loss per share (down from US$2.69 profit in FY 2024). Revenue: US$39.6m (down 53% from FY 2024). Net loss: US$24.5m (down 320% from profit in FY 2024). Non-performing loans: 1.86% (up from 1.43% in FY 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 37 percentage points per year, which is a significant difference in performance.お知らせ • Jan 30BayFirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025BayFirst Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2025. Net charge-offs for the fourth quarter of 2025 were $4.6 million, which was an increase from $3.3 million for the third quarter of 2025 and an increase from $3.4 million for the fourth quarter of 2024.Buy Or Sell Opportunity • Jan 29Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 27% to US$6.52. The fair value is estimated to be US$8.27, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.8% over the last 3 years. Meanwhile, the company became loss making.Buy Or Sell Opportunity • Jan 12Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 28% to US$6.75. The fair value is estimated to be US$8.63, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.8% over the last 3 years. Meanwhile, the company became loss making.お知らせ • Dec 31BayFirst Financial Corp. to Report Q4, 2025 Results on Jan 29, 2026BayFirst Financial Corp. announced that they will report Q4, 2025 results After-Market on Jan 29, 2026Reported Earnings • Nov 02Third quarter 2025 earnings released: US$4.66 loss per share (vs US$0.18 profit in 3Q 2024)Third quarter 2025 results: US$4.66 loss per share (down from US$0.18 profit in 3Q 2024). Net loss: US$19.3m (down US$20.0m from profit in 3Q 2024). Over the last 3 years on average, earnings per share has fallen by 19% per year and the company’s share price has also fallen by 19% per year.Buy Or Sell Opportunity • Oct 31Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 32% to US$8.90. The fair value is estimated to be US$11.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.お知らせ • Oct 31BayFirst Financial Corp. Reports Net Charge Offs for the Third Quarter Ended September 30, 2025BayFirst Financial Corp. reported net charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs for the third quarter of 2025 were $3.3 million, which was a decrease from $6.8 million for the second quarter of 2025 and an increase from $2.8 million for the third quarter of 2024.お知らせ • Sep 30BayFirst Financial Corp. to Report Q3, 2025 Results on Oct 30, 2025BayFirst Financial Corp. announced that they will report Q3, 2025 results After-Market on Oct 30, 2025Valuation Update With 7 Day Price Move • Sep 29Investor sentiment improves as stock rises 23%After last week's 23% share price gain to US$10.37, the stock trades at a trailing P/E ratio of 5.5x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 33% over the past three years.Buy Or Sell Opportunity • Sep 08Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 40% to US$8.95. The fair value is estimated to be US$11.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.Valuation Update With 7 Day Price Move • Aug 27Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$9.33, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 47% over the past three years.New Risk • Aug 22New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 16% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$27.4m market cap).Buy Or Sell Opportunity • Aug 18Now 26% undervalued after recent price dropOver the last 90 days, the stock has fallen 44% to US$8.52. The fair value is estimated to be US$11.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to US$12.30, the stock trades at a trailing P/E ratio of 6.5x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 31% over the past three years.Reported Earnings • Jul 30Second quarter 2025 earnings released: US$0.39 loss per share (vs US$0.12 profit in 2Q 2024)Second quarter 2025 results: US$0.39 loss per share (down from US$0.12 profit in 2Q 2024). Revenue: US$15.9m (down 11% from 2Q 2024). Net loss: US$1.62m (down 431% from profit in 2Q 2024). Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.お知らせ • Jul 30BayFirst Financial Corp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2025BayFirst Financial Corp. Reported Net Charge-Offs for the Second Quarter Ended June 30, 2025. For the quarter, the company reported Net charge-offs of $6,799,000 against $3,261,000 a year ago.お知らせ • Jun 30BayFirst Financial Corp. to Report Q2, 2025 Results on Jul 29, 2025BayFirst Financial Corp. announced that they will report Q2, 2025 results After-Market on Jul 29, 2025Upcoming Dividend • May 23Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 30 May 2025. Payment date: 15 June 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (2.7%).分析記事 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of June...Reported Earnings • Apr 28First quarter 2025 earnings released: US$0.17 loss per share (vs US$0.12 profit in 1Q 2024)First quarter 2025 results: US$0.17 loss per share (down from US$0.12 profit in 1Q 2024). Revenue: US$15.4m (down 19% from 1Q 2024). Net loss: US$720.0k (down 245% from profit in 1Q 2024). Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.お知らせ • Apr 25BayFirst Financial Corp. Declares Cash Dividend for Second Quarter of 2025, Payable on June 15, 2025On April 22, 2025, BayFirst’s Board of Directors declared a second quarter 2025 cash dividend of $0.08per common share. The dividend will be payable June 15, 2025 to common shareholders of record as of June 1, 2025. The Company has continuously paid quarterly common stock cash dividends since 2016.Valuation Update With 7 Day Price Move • Apr 22Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$15.92, the stock trades at a trailing P/E ratio of 5.9x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 25% over the past three years.お知らせ • Apr 07BayFirst Financial Corp., Annual General Meeting, May 15, 2025BayFirst Financial Corp., Annual General Meeting, May 15, 2025. Location: st. petersburg marriott clearwater, 12600 roosevelt boulevard north, florida 33716, st. petersburg United StatesValuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to US$14.89, the stock trades at a trailing P/E ratio of 5.5x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 31% over the past three years.お知らせ • Mar 31BayFirst Financial Corp. to Report Q1, 2025 Results on Apr 24, 2025BayFirst Financial Corp. announced that they will report Q1, 2025 results at 4:00 PM, US Eastern Standard Time on Apr 24, 2025Buy Or Sell Opportunity • Mar 14Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 41% to US$18.58. The fair value is estimated to be US$15.27, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 23%.Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 28 February 2025. Payment date: 15 March 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.4%).Buy Or Sell Opportunity • Feb 19Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 42% to US$18.30. The fair value is estimated to be US$15.02, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 23%.分析記事 • Feb 04BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of March. Including this payment, the...Declared Dividend • Feb 03Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 28th February 2025 Payment date: 15th March 2025 Dividend yield will be 2.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. Earnings per share has grown by 16% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 31Full year 2024 earnings released: EPS: US$2.70 (vs US$1.21 in FY 2023)Full year 2024 results: EPS: US$2.70 (up from US$1.21 in FY 2023). Revenue: US$83.8m (up 11% from FY 2023). Net income: US$11.1m (up 125% from FY 2023). Profit margin: 13% (up from 6.5% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.お知らせ • Jan 31+ 2 more updatesBayfirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2024BayFirst Financial Corp. reports Net charge-offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported Net charge-offs were $3.4 million, which was an increase from $2.8 million for the third quarter of 2024 and $2.6 million in the fourth quarter of 2023.Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$15.72, the stock trades at a trailing P/E ratio of 21.2x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.Buy Or Sell Opportunity • Dec 31Now 20% undervaluedOver the last 90 days, the stock has risen 1.1% to US$13.30. The fair value is estimated to be US$16.70, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 21%.お知らせ • Dec 31BayFirst Financial Corp. to Report Q4, 2024 Results on Jan 30, 2025BayFirst Financial Corp. announced that they will report Q4, 2024 results After-Market on Jan 30, 2025Buy Or Sell Opportunity • Dec 13Now 21% undervaluedOver the last 90 days, the stock has risen 4.0% to US$13.22. The fair value is estimated to be US$16.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 21%.Upcoming Dividend • Nov 22Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 29 November 2024. Payment date: 15 December 2024. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (2.6%).Buy Or Sell Opportunity • Nov 11Now 20% undervaluedOver the last 90 days, the stock has risen 1.7% to US$13.43. The fair value is estimated to be US$16.87, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 15%.分析記事 • Oct 29BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on...Declared Dividend • Oct 28Third quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 29th November 2024 Payment date: 15th December 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 71% to shift the payout ratio to a potentially unsustainable range, which is more than the 10% EPS decline seen over the last 5 years.Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.18 (vs US$0.43 in 3Q 2023)Third quarter 2024 results: EPS: US$0.18 (down from US$0.43 in 3Q 2023). Revenue: US$18.6m (down 7.3% from 3Q 2023). Net income: US$752.0k (down 57% from 3Q 2023). Profit margin: 4.0% (down from 8.8% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 21% per year and the company’s share price has also fallen by 21% per year.お知らせ • Oct 25Bayfirst Financial Corp. Declares A Quarterly Cash Dividend, Payable December 15, 2024BayFirst Financial Corp. declared a quarterly cash dividend of $0.08 per common share. The dividend will be payable December 15, 2024 to common shareholders of record as of December 1, 2024. The Company has continuously paid quarterly common stock cash dividends since 2016.お知らせ • Sep 30BayFirst Financial Corp. to Report Q3, 2024 Results on Oct 24, 2024BayFirst Financial Corp. announced that they will report Q3, 2024 results at 4:00 PM, US Eastern Standard Time on Oct 24, 2024Buy Or Sell Opportunity • Aug 28Now 21% undervaluedOver the last 90 days, the stock has risen 23% to US$13.74. The fair value is estimated to be US$17.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 45%.分析記事 • Aug 20BayFirst Financial's (NASDAQ:BAFN) Dividend Will Be $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of...分析記事 • Jul 30BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of September. The dividend yield is...Declared Dividend • Jul 29Second quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 30th August 2024 Payment date: 15th September 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 64% to shift the payout ratio to a potentially unsustainable range, which is more than the 4.9% EPS decline seen over the last 5 years.Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.12 (vs US$0.29 in 2Q 2023)Second quarter 2024 results: EPS: US$0.12 (down from US$0.29 in 2Q 2023). Revenue: US$17.8m (down 2.4% from 2Q 2023). Net income: US$490.0k (down 60% from 2Q 2023). Profit margin: 2.7% (down from 6.6% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 23% per year, which means it has not declined as severely as earnings.お知らせ • Jul 26BayFirst Financial Corp. Declares Third Quarter 2024 Cash Dividend, Payable on September 15, 2024BayFirst Financial Corp. declared a third quarter 2024 cash dividend of $0.08 per common share. The dividend will be payable September 15, 2024 to common shareholders of record as of September 1, 2024.お知らせ • Jun 29BayFirst Financial Corp. to Report Q2, 2024 Results on Jul 25, 2024BayFirst Financial Corp. announced that they will report Q2, 2024 results at 4:00 PM, US Eastern Standard Time on Jul 25, 2024Upcoming Dividend • May 24Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 31 May 2024. Payment date: 15 June 2024. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (3.0%).分析記事 • Apr 30BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend on the 15th of June...Declared Dividend • Apr 29First quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 31st May 2024 Payment date: 15th June 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 21% per year over the past 3 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 77% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.8% EPS decline seen over the last 5 years.Reported Earnings • Apr 01Full year 2023 earnings released: EPS: US$1.21 (vs US$1.16 in FY 2022)Full year 2023 results: EPS: US$1.21 (up from US$1.16 in FY 2022). Revenue: US$75.7m (up 22% from FY 2022). Net income: US$4.95m (up 6.5% from FY 2022). Profit margin: 6.5% (down from 7.5% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.お知らせ • Mar 29BayFirst Financial Corp. to Report Q1, 2024 Results on Apr 25, 2024BayFirst Financial Corp. announced that they will report Q1, 2024 results at 4:00 PM, US Eastern Standard Time on Apr 25, 2024お知らせ • Mar 19BayFirst Financial Corp., Annual General Meeting, May 16, 2024BayFirst Financial Corp., Annual General Meeting, May 16, 2024, at 16:30 US Eastern Standard Time. Location: 12600 Roosevelt Boulevard North St St Petersburg Florida United StatesUpcoming Dividend • Feb 22Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 29 February 2024. Payment date: 15 March 2024. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.2%).Valuation Update With 7 Day Price Move • Feb 02Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$13.44, the stock trades at a trailing P/E ratio of 11.2x. Average trailing P/E is 10x in the Banks industry in the US. Total loss to shareholders of 22% over the past three years.Declared Dividend • Feb 01Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 29th February 2024 Payment date: 15th March 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.1%. Sustainability & Growth The dividend has increased by an average of 21% per year over the past 3 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 71% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.0% EPS decline seen over the last 5 years.Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$1.21 (vs US$1.16 in FY 2022)Full year 2023 results: EPS: US$1.21 (up from US$1.16 in FY 2022). Revenue: US$75.7m (up 22% from FY 2022). Net income: US$4.95m (up 6.5% from FY 2022). Profit margin: 6.5% (down from 7.5% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.お知らせ • Jan 26+ 1 more updateBayFirst Financial Corp. Declares First Quarter 2024 Cash Dividend, Payable on March 15, 2024On January 23, 2024, the Board of Directors of BayFirst Financial Corp. declared a first quarter 2024 cash dividend of $0.08 per common share. The dividend will be payable on March 15, 2024 to common shareholders of record as of March 1, 2024.お知らせ • Dec 30BayFirst Financial Corp. to Report Q4, 2023 Results on Jan 25, 2024BayFirst Financial Corp. announced that they will report Q4, 2023 results at 4:00 PM, US Eastern Standard Time on Jan 25, 2024お知らせ • Dec 02BayFirst Financial Corp. announced that it has received $0.731 million in fundingBayFirst Financial Corp. announced that it has entered into a Stock Purchase Agreement that it has issued 731 shares of Series C Cumulative Convertible Preferred Stock at $1,000 per share for the gross proceeds of $731,000 on November 30, 2023. The Company issued the shares in reliance on the exemption from registration set forth in Section 4(a)(2) of the Securities Act of 1933, as amended, and Rule 506 promulgated thereunder.Upcoming Dividend • Nov 24Upcoming dividend of US$0.08 per share at 3.0% yieldEligible shareholders must have bought the stock before 30 November 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of American dividend payers (5.0%). Lower than average of industry peers (3.6%).分析記事 • Oct 31BayFirst Financial (NASDAQ:BAFN) Is Due To Pay A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on the 15th of...Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.43 (vs US$0.71 in 3Q 2022)Third quarter 2023 results: EPS: US$0.43 (down from US$0.71 in 3Q 2022). Revenue: US$20.1m (up 10% from 3Q 2022). Net income: US$1.76m (down 39% from 3Q 2022). Profit margin: 8.8% (down from 16% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 51% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.お知らせ • Oct 28+ 1 more updateBayFirst Financial Corp. Reports Unaudited Net Charge Offs for the Third Quarter Ended September 30, 2023BayFirst Financial Corp. reported unaudited net charge offs for the third quarter ended September 30, 2023. for the quarter, the company reported $2,234,000 against $575,000 a year ago.お知らせ • Oct 20BayFirst Financial Corp. announced that it has received $1.995 million in fundingBayFirst Financial Corp. announced that it has entered into a securities purchase agreement to issue 1,995 shares of Series C Cumulative Convertible Preferred Stock at a price of $1,000 per share for the gross proceeds of $1.995 million on October 18, 2023. The transaction will include participation from 12 investors. The Company issued the shares in reliance on the exemption from registration set forth in Section 4(a)(2) of the Securities Act of 1933, as amended, and Rule 506 promulgated thereunder.Valuation Update With 7 Day Price Move • Oct 03Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$10.44, the stock trades at a trailing P/E ratio of 6.4x. Average trailing P/E is 8x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.お知らせ • Sep 30BayFirst Financial Corp. to Report Q3, 2023 Results on Oct 26, 2023BayFirst Financial Corp. announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Oct 26, 2023Upcoming Dividend • Aug 24Upcoming dividend of US$0.08 per share at 2.3% yieldEligible shareholders must have bought the stock before 31 August 2023. Payment date: 15 September 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of American dividend payers (4.9%). Lower than average of industry peers (3.7%).分析記事 • Aug 01BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on the 15th of...お知らせ • Jul 29BayFirst Financial Corp. Declares Third Quarter 2023 Cash Dividend, Payable on September 15, 2023On July 25, 2023, BayFirst’s Board of Directors declared a third quarter 2023 cash dividend of $0.08 per common share. The dividend will be payable September 15, 2023 to common shareholders of record as of September 1, 2023.お知らせ • Jul 28+ 1 more updateBayFirst Financial Corp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023BayFirst Financial Corp. reported Net charge-offs for the second quarter ended June 30, 2023. For the quarter, the company reported Net charge-offs for the second quarter of 2023 were $2.3 million, a $0.4 million increase from $1.9 million for the first quarter of 2023 and a $1.4 million increase compared to $0.9 million in the second quarter of 2022.お知らせ • Jul 27BayFirst Financial Corp. and BayFirst National Bank Announce Chief Financial Officer ChangesBayFirst Financial Corp. announced the appointment of Scott J. McKim as Chief Financial Officer (CFO) of BayFirst Financial Corp. and its wholly owned subsidiary, St. Petersburg, Fla.-based BayFirst National Bank. A 25-year industry veteran and Lithia, Fla. resident, Mr. McKim joins BayFirst from 121 Financial Credit Union in Jacksonville, Fla., where he served as chief strategy officer since June 2022. He previously held the roles of CFO and chief lending officer of Publix Employees Federal Credit Union in Lakeland, Fla. and chief lending officer for American Heritage Federal Credit Union in Philadelphia, Pa. Before that Mr. McKim served in leadership roles at multiple financial institutions, most notably as director of corporate finance and a divisional CFO for Huntington Bancshares. With Mr. McKims appointment, Robin L. Oliver, who remained BayFirsts Chief Financial Officer following her promotion to Chief Operating Officer (COO) in February 2022, will continue in the sole role of COO. Mr. McKim holds a Masters in Business Administration degree from The Ohio State University and a Bachelors in Accounting degree from Bowling Green University. He serves on the Board of Directors and as treasurer for Golfers vs. Brain Cancer.お知らせ • Jul 01BayFirst Financial Corp. to Report Q2, 2023 Results on Jul 27, 2023BayFirst Financial Corp. announced that they will report Q2, 2023 results at 4:00 PM, US Eastern Standard Time on Jul 27, 2023Upcoming Dividend • May 24Upcoming dividend of US$0.08 per share at 2.2% yieldEligible shareholders must have bought the stock before 31 May 2023. Payment date: 15 June 2023. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.7%).分析記事 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on...Reported Earnings • Apr 02Full year 2022 earnings released: EPS: US$1.16 (vs US$2.11 in FY 2021)Full year 2022 results: EPS: US$1.16 (down from US$2.11 in FY 2021). Revenue: US$62.3m (flat on FY 2021). Net income: US$4.65m (down 42% from FY 2021). Profit margin: 7.5% (down from 13% in FY 2021). Net interest margin (NIM): 3.97% (up from 3.23% in FY 2021). Non-performing loans: 0.51% (down from 0.68% in FY 2021). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per share at 1.7% yieldEligible shareholders must have bought the stock before 28 February 2023. Payment date: 15 March 2023. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (3.0%).分析記事 • Feb 07BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend on the 15th of March...お知らせ • Feb 07+ 1 more updateBayFirst Financial Corp. Announces Chief Executive Officer ChangesBayFirst Financial Corp. announced that Anthony N. Leo will retire as Chief Executive Officer at the end of 2023. Leo will remain a Director of the Company and will also serve as Special Counsel for strategic matters. The Board of Directors has appointed Thomas G. Zernick to succeed Leo as Chief Executive Officer on January 1, 2024. He was also appointed to serve as a Director of the Company, and is joining the Company’s Board effective immediately. Zernick has served as President of the Company since February 2022, and previously served as President of its Credit Bench Division, which provides government guaranteed lending to businesses throughout the nation. He joined the Company in 2016.お知らせ • Jan 28BayFirst Financial Corp. and BayFirst National Bank Announce Board ChangesOn January 24, 2023, Director Harold Winner notified the Board of Directors of BayFirst Financial Corp. (company) and its wholly-owned subsidiary, BayFirst National Bank (the Bank), of his decision to retire from the Boards of Directors of the company and the Bank effective January 24, 2023. Mr. Winner has served as a member of the company's and Bank's Boards of Directors for 11 years. Mr. Winner was a member of the company's Corporate Governance/Nominating Committee, Compensation Committee and Executive Committee. Mr. Winner will serve as a Director Emeritus of the company, effective January 25, 2023.Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$1.14 (vs US$6.21 in FY 2021)Full year 2022 results: EPS: US$1.14 (down from US$6.21 in FY 2021). Revenue: US$62.3m (down 61% from FY 2021). Net income: US$4.65m (down 80% from FY 2021). Profit margin: 7.5% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 27+ 1 more updateBayFirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022BayFirst Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2022. Net charge-offs for the fourth quarter of 2022 were $1.4 million, a $729,000 increase compared to $664,000 in the fourth quarter of 2021.お知らせ • Jan 10BayFirst Financial Corp. to Report Q4, 2022 Results on Jan 27, 2023BayFirst Financial Corp. announced that they will report Q4, 2022 results at 9:30 AM, US Eastern Standard Time on Jan 27, 2023株主還元BAFNUS BanksUS 市場7D-10.8%-2.0%-1.0%1Y-60.1%15.1%23.3%株主還元を見る業界別リターン: BAFN過去 1 年間で15.1 % の収益を上げたUS Banks業界を下回りました。リターン対市場: BAFNは、過去 1 年間で23.3 % のリターンを上げたUS市場を下回りました。価格変動Is BAFN's price volatile compared to industry and market?BAFN volatilityBAFN Average Weekly Movement11.6%Banks Industry Average Movement3.5%Market Average Movement7.2%10% most volatile stocks in US Market16.2%10% least volatile stocks in US Market3.2%安定した株価: BAFNの株価は、 US市場と比較して過去 3 か月間で変動しています。時間の経過による変動: BAFNの weekly volatility ( 12% ) は過去 1 年間安定していますが、依然としてUSの株式の 75% よりも高くなっています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1999143Al Rogerswww.bayfirstfinancial.comベイファースト・ファイナンシャル・コーポレーションはベイファースト・ナショナル・バンクの銀行持株会社として、中小企業や個人向けにコミュニティ・バンキング・サービスを提供している。当座預金、普通預金、譲渡性預金、マネーマーケット預金口座、譲渡性預金証書、個人退職金口座、貸金庫を提供している。また、商業用不動産抵当権、建設・開発、運転資金、事業用ローン、自動車、ボート、レクリエーション用車両ローン、住宅抵当権、個人信用枠、ホームエクイティ信用枠も提供している。さらに、インターネット、モバイル、オンライン・バンキング、ロックボックス・サービス、リモート・キャプチャー＆デポジット、トレジャリー・マネジメント、電信送金、キャッシュ・マネジメント、マーチャント・プロセシング、リモート・デポジット・キャプチャー、ナイト・デポジット、オンライン・ビルペイメント、クーリエ、リテール投資、ACHオリジネーション、その他のサービスも提供している。フロリダ州ピネラス郡、ヒルズボロ郡、マナティ郡、サラソタ郡でフルサービスのバンキング・センターを運営。以前はファースト・ホーム・バンコープとして知られ、2021年5月にベイファースト・ファイナンシャルに社名変更した。1999年に設立され、フロリダ州セントピーターズバーグに本社を置く。もっと見るBayFirst Financial Corp. 基礎のまとめBayFirst Financial の収益と売上を時価総額と比較するとどうか。BAFN 基礎統計学時価総額US$24.94m収益（TTM）-US$29.82m売上高(TTM)US$31.50m0.4xPBR（株価純資産倍率0.8xP/SレシオBAFN は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計BAFN 損益計算書（TTM）収益US$31.50m売上原価US$0売上総利益US$31.50mその他の費用US$61.32m収益-US$29.82m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）-7.26グロス・マージン100.00%純利益率-94.68%有利子負債／自己資本比率9.3%BAFN の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 03:24終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋BayFirst Financial Corp. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
New Risk • May 01New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$34.2m market cap).
お知らせ • May 01BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million.BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 4,108,072 Price\Range: $3.5 Discount Per Security: $0.07 Transaction Features: Rights Offering
お知らせ • Mar 31BayFirst Financial Corp. to Report Q1, 2026 Results on Apr 30, 2026BayFirst Financial Corp. announced that they will report Q1, 2026 results After-Market on Apr 30, 2026
Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. President, COO & Director Robin Oliver was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 14BayFirst Financial Corp. Announces Executive Changes, Effective February 13, 2026In connection with a company-wide reduction, BayFirst Financial Corp. (the “Company”) has eliminated the position of Chief Accounting Officer. Therefore, effective February 13, 2026, Rhonda S. Tudor will no longer be employed with the Company or serve as its principal accounting officer. Scott J. McKim, the Company’s Executive Vice President and Chief Financial Officer, will act as the Company’s principal accounting officer following the effective date of Ms. Tudor’s departure.
Reported Earnings • Feb 01Full year 2025 earnings released: US$5.93 loss per share (vs US$2.69 profit in FY 2024)Full year 2025 results: US$5.93 loss per share (down from US$2.69 profit in FY 2024). Revenue: US$39.6m (down 53% from FY 2024). Net loss: US$24.5m (down 320% from profit in FY 2024). Non-performing loans: 1.86% (up from 1.43% in FY 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 37 percentage points per year, which is a significant difference in performance.
New Risk • May 01New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$34.2m market cap).
お知らせ • May 01BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million.BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 4,108,072 Price\Range: $3.5 Discount Per Security: $0.07 Transaction Features: Rights Offering
お知らせ • Mar 31BayFirst Financial Corp. to Report Q1, 2026 Results on Apr 30, 2026BayFirst Financial Corp. announced that they will report Q1, 2026 results After-Market on Apr 30, 2026
Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. President, COO & Director Robin Oliver was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 14BayFirst Financial Corp. Announces Executive Changes, Effective February 13, 2026In connection with a company-wide reduction, BayFirst Financial Corp. (the “Company”) has eliminated the position of Chief Accounting Officer. Therefore, effective February 13, 2026, Rhonda S. Tudor will no longer be employed with the Company or serve as its principal accounting officer. Scott J. McKim, the Company’s Executive Vice President and Chief Financial Officer, will act as the Company’s principal accounting officer following the effective date of Ms. Tudor’s departure.
Reported Earnings • Feb 01Full year 2025 earnings released: US$5.93 loss per share (vs US$2.69 profit in FY 2024)Full year 2025 results: US$5.93 loss per share (down from US$2.69 profit in FY 2024). Revenue: US$39.6m (down 53% from FY 2024). Net loss: US$24.5m (down 320% from profit in FY 2024). Non-performing loans: 1.86% (up from 1.43% in FY 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 37 percentage points per year, which is a significant difference in performance.
お知らせ • Jan 30BayFirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025BayFirst Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2025. Net charge-offs for the fourth quarter of 2025 were $4.6 million, which was an increase from $3.3 million for the third quarter of 2025 and an increase from $3.4 million for the fourth quarter of 2024.
Buy Or Sell Opportunity • Jan 29Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 27% to US$6.52. The fair value is estimated to be US$8.27, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.8% over the last 3 years. Meanwhile, the company became loss making.
Buy Or Sell Opportunity • Jan 12Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 28% to US$6.75. The fair value is estimated to be US$8.63, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.8% over the last 3 years. Meanwhile, the company became loss making.
お知らせ • Dec 31BayFirst Financial Corp. to Report Q4, 2025 Results on Jan 29, 2026BayFirst Financial Corp. announced that they will report Q4, 2025 results After-Market on Jan 29, 2026
Reported Earnings • Nov 02Third quarter 2025 earnings released: US$4.66 loss per share (vs US$0.18 profit in 3Q 2024)Third quarter 2025 results: US$4.66 loss per share (down from US$0.18 profit in 3Q 2024). Net loss: US$19.3m (down US$20.0m from profit in 3Q 2024). Over the last 3 years on average, earnings per share has fallen by 19% per year and the company’s share price has also fallen by 19% per year.
Buy Or Sell Opportunity • Oct 31Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 32% to US$8.90. The fair value is estimated to be US$11.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.
お知らせ • Oct 31BayFirst Financial Corp. Reports Net Charge Offs for the Third Quarter Ended September 30, 2025BayFirst Financial Corp. reported net charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs for the third quarter of 2025 were $3.3 million, which was a decrease from $6.8 million for the second quarter of 2025 and an increase from $2.8 million for the third quarter of 2024.
お知らせ • Sep 30BayFirst Financial Corp. to Report Q3, 2025 Results on Oct 30, 2025BayFirst Financial Corp. announced that they will report Q3, 2025 results After-Market on Oct 30, 2025
Valuation Update With 7 Day Price Move • Sep 29Investor sentiment improves as stock rises 23%After last week's 23% share price gain to US$10.37, the stock trades at a trailing P/E ratio of 5.5x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 33% over the past three years.
Buy Or Sell Opportunity • Sep 08Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 40% to US$8.95. The fair value is estimated to be US$11.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.
Valuation Update With 7 Day Price Move • Aug 27Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$9.33, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 47% over the past three years.
New Risk • Aug 22New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 16% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$27.4m market cap).
Buy Or Sell Opportunity • Aug 18Now 26% undervalued after recent price dropOver the last 90 days, the stock has fallen 44% to US$8.52. The fair value is estimated to be US$11.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.
Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to US$12.30, the stock trades at a trailing P/E ratio of 6.5x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 31% over the past three years.
Reported Earnings • Jul 30Second quarter 2025 earnings released: US$0.39 loss per share (vs US$0.12 profit in 2Q 2024)Second quarter 2025 results: US$0.39 loss per share (down from US$0.12 profit in 2Q 2024). Revenue: US$15.9m (down 11% from 2Q 2024). Net loss: US$1.62m (down 431% from profit in 2Q 2024). Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
お知らせ • Jul 30BayFirst Financial Corp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2025BayFirst Financial Corp. Reported Net Charge-Offs for the Second Quarter Ended June 30, 2025. For the quarter, the company reported Net charge-offs of $6,799,000 against $3,261,000 a year ago.
お知らせ • Jun 30BayFirst Financial Corp. to Report Q2, 2025 Results on Jul 29, 2025BayFirst Financial Corp. announced that they will report Q2, 2025 results After-Market on Jul 29, 2025
Upcoming Dividend • May 23Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 30 May 2025. Payment date: 15 June 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (2.7%).
分析記事 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of June...
Reported Earnings • Apr 28First quarter 2025 earnings released: US$0.17 loss per share (vs US$0.12 profit in 1Q 2024)First quarter 2025 results: US$0.17 loss per share (down from US$0.12 profit in 1Q 2024). Revenue: US$15.4m (down 19% from 1Q 2024). Net loss: US$720.0k (down 245% from profit in 1Q 2024). Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.
お知らせ • Apr 25BayFirst Financial Corp. Declares Cash Dividend for Second Quarter of 2025, Payable on June 15, 2025On April 22, 2025, BayFirst’s Board of Directors declared a second quarter 2025 cash dividend of $0.08per common share. The dividend will be payable June 15, 2025 to common shareholders of record as of June 1, 2025. The Company has continuously paid quarterly common stock cash dividends since 2016.
Valuation Update With 7 Day Price Move • Apr 22Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$15.92, the stock trades at a trailing P/E ratio of 5.9x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 25% over the past three years.
お知らせ • Apr 07BayFirst Financial Corp., Annual General Meeting, May 15, 2025BayFirst Financial Corp., Annual General Meeting, May 15, 2025. Location: st. petersburg marriott clearwater, 12600 roosevelt boulevard north, florida 33716, st. petersburg United States
Valuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to US$14.89, the stock trades at a trailing P/E ratio of 5.5x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 31% over the past three years.
お知らせ • Mar 31BayFirst Financial Corp. to Report Q1, 2025 Results on Apr 24, 2025BayFirst Financial Corp. announced that they will report Q1, 2025 results at 4:00 PM, US Eastern Standard Time on Apr 24, 2025
Buy Or Sell Opportunity • Mar 14Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 41% to US$18.58. The fair value is estimated to be US$15.27, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 23%.
Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 28 February 2025. Payment date: 15 March 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.4%).
Buy Or Sell Opportunity • Feb 19Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 42% to US$18.30. The fair value is estimated to be US$15.02, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 23%.
分析記事 • Feb 04BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of March. Including this payment, the...
Declared Dividend • Feb 03Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 28th February 2025 Payment date: 15th March 2025 Dividend yield will be 2.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. Earnings per share has grown by 16% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 31Full year 2024 earnings released: EPS: US$2.70 (vs US$1.21 in FY 2023)Full year 2024 results: EPS: US$2.70 (up from US$1.21 in FY 2023). Revenue: US$83.8m (up 11% from FY 2023). Net income: US$11.1m (up 125% from FY 2023). Profit margin: 13% (up from 6.5% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.
お知らせ • Jan 31+ 2 more updatesBayfirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2024BayFirst Financial Corp. reports Net charge-offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported Net charge-offs were $3.4 million, which was an increase from $2.8 million for the third quarter of 2024 and $2.6 million in the fourth quarter of 2023.
Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$15.72, the stock trades at a trailing P/E ratio of 21.2x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.
Buy Or Sell Opportunity • Dec 31Now 20% undervaluedOver the last 90 days, the stock has risen 1.1% to US$13.30. The fair value is estimated to be US$16.70, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 21%.
お知らせ • Dec 31BayFirst Financial Corp. to Report Q4, 2024 Results on Jan 30, 2025BayFirst Financial Corp. announced that they will report Q4, 2024 results After-Market on Jan 30, 2025
Buy Or Sell Opportunity • Dec 13Now 21% undervaluedOver the last 90 days, the stock has risen 4.0% to US$13.22. The fair value is estimated to be US$16.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 21%.
Upcoming Dividend • Nov 22Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 29 November 2024. Payment date: 15 December 2024. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (2.6%).
Buy Or Sell Opportunity • Nov 11Now 20% undervaluedOver the last 90 days, the stock has risen 1.7% to US$13.43. The fair value is estimated to be US$16.87, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 15%.
分析記事 • Oct 29BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on...
Declared Dividend • Oct 28Third quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 29th November 2024 Payment date: 15th December 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 71% to shift the payout ratio to a potentially unsustainable range, which is more than the 10% EPS decline seen over the last 5 years.
Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.18 (vs US$0.43 in 3Q 2023)Third quarter 2024 results: EPS: US$0.18 (down from US$0.43 in 3Q 2023). Revenue: US$18.6m (down 7.3% from 3Q 2023). Net income: US$752.0k (down 57% from 3Q 2023). Profit margin: 4.0% (down from 8.8% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 21% per year and the company’s share price has also fallen by 21% per year.
お知らせ • Oct 25Bayfirst Financial Corp. Declares A Quarterly Cash Dividend, Payable December 15, 2024BayFirst Financial Corp. declared a quarterly cash dividend of $0.08 per common share. The dividend will be payable December 15, 2024 to common shareholders of record as of December 1, 2024. The Company has continuously paid quarterly common stock cash dividends since 2016.
お知らせ • Sep 30BayFirst Financial Corp. to Report Q3, 2024 Results on Oct 24, 2024BayFirst Financial Corp. announced that they will report Q3, 2024 results at 4:00 PM, US Eastern Standard Time on Oct 24, 2024
Buy Or Sell Opportunity • Aug 28Now 21% undervaluedOver the last 90 days, the stock has risen 23% to US$13.74. The fair value is estimated to be US$17.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 45%.
分析記事 • Aug 20BayFirst Financial's (NASDAQ:BAFN) Dividend Will Be $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of...
分析記事 • Jul 30BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of September. The dividend yield is...
Declared Dividend • Jul 29Second quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 30th August 2024 Payment date: 15th September 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 64% to shift the payout ratio to a potentially unsustainable range, which is more than the 4.9% EPS decline seen over the last 5 years.
Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.12 (vs US$0.29 in 2Q 2023)Second quarter 2024 results: EPS: US$0.12 (down from US$0.29 in 2Q 2023). Revenue: US$17.8m (down 2.4% from 2Q 2023). Net income: US$490.0k (down 60% from 2Q 2023). Profit margin: 2.7% (down from 6.6% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 23% per year, which means it has not declined as severely as earnings.
お知らせ • Jul 26BayFirst Financial Corp. Declares Third Quarter 2024 Cash Dividend, Payable on September 15, 2024BayFirst Financial Corp. declared a third quarter 2024 cash dividend of $0.08 per common share. The dividend will be payable September 15, 2024 to common shareholders of record as of September 1, 2024.
お知らせ • Jun 29BayFirst Financial Corp. to Report Q2, 2024 Results on Jul 25, 2024BayFirst Financial Corp. announced that they will report Q2, 2024 results at 4:00 PM, US Eastern Standard Time on Jul 25, 2024
Upcoming Dividend • May 24Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 31 May 2024. Payment date: 15 June 2024. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (3.0%).
分析記事 • Apr 30BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend on the 15th of June...
Declared Dividend • Apr 29First quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 31st May 2024 Payment date: 15th June 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 21% per year over the past 3 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 77% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.8% EPS decline seen over the last 5 years.
Reported Earnings • Apr 01Full year 2023 earnings released: EPS: US$1.21 (vs US$1.16 in FY 2022)Full year 2023 results: EPS: US$1.21 (up from US$1.16 in FY 2022). Revenue: US$75.7m (up 22% from FY 2022). Net income: US$4.95m (up 6.5% from FY 2022). Profit margin: 6.5% (down from 7.5% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.
お知らせ • Mar 29BayFirst Financial Corp. to Report Q1, 2024 Results on Apr 25, 2024BayFirst Financial Corp. announced that they will report Q1, 2024 results at 4:00 PM, US Eastern Standard Time on Apr 25, 2024
お知らせ • Mar 19BayFirst Financial Corp., Annual General Meeting, May 16, 2024BayFirst Financial Corp., Annual General Meeting, May 16, 2024, at 16:30 US Eastern Standard Time. Location: 12600 Roosevelt Boulevard North St St Petersburg Florida United States
Upcoming Dividend • Feb 22Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 29 February 2024. Payment date: 15 March 2024. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.2%).
Valuation Update With 7 Day Price Move • Feb 02Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$13.44, the stock trades at a trailing P/E ratio of 11.2x. Average trailing P/E is 10x in the Banks industry in the US. Total loss to shareholders of 22% over the past three years.
Declared Dividend • Feb 01Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 29th February 2024 Payment date: 15th March 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.1%. Sustainability & Growth The dividend has increased by an average of 21% per year over the past 3 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 71% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.0% EPS decline seen over the last 5 years.
Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$1.21 (vs US$1.16 in FY 2022)Full year 2023 results: EPS: US$1.21 (up from US$1.16 in FY 2022). Revenue: US$75.7m (up 22% from FY 2022). Net income: US$4.95m (up 6.5% from FY 2022). Profit margin: 6.5% (down from 7.5% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.
お知らせ • Jan 26+ 1 more updateBayFirst Financial Corp. Declares First Quarter 2024 Cash Dividend, Payable on March 15, 2024On January 23, 2024, the Board of Directors of BayFirst Financial Corp. declared a first quarter 2024 cash dividend of $0.08 per common share. The dividend will be payable on March 15, 2024 to common shareholders of record as of March 1, 2024.
お知らせ • Dec 30BayFirst Financial Corp. to Report Q4, 2023 Results on Jan 25, 2024BayFirst Financial Corp. announced that they will report Q4, 2023 results at 4:00 PM, US Eastern Standard Time on Jan 25, 2024
お知らせ • Dec 02BayFirst Financial Corp. announced that it has received $0.731 million in fundingBayFirst Financial Corp. announced that it has entered into a Stock Purchase Agreement that it has issued 731 shares of Series C Cumulative Convertible Preferred Stock at $1,000 per share for the gross proceeds of $731,000 on November 30, 2023. The Company issued the shares in reliance on the exemption from registration set forth in Section 4(a)(2) of the Securities Act of 1933, as amended, and Rule 506 promulgated thereunder.
Upcoming Dividend • Nov 24Upcoming dividend of US$0.08 per share at 3.0% yieldEligible shareholders must have bought the stock before 30 November 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of American dividend payers (5.0%). Lower than average of industry peers (3.6%).
分析記事 • Oct 31BayFirst Financial (NASDAQ:BAFN) Is Due To Pay A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on the 15th of...
Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.43 (vs US$0.71 in 3Q 2022)Third quarter 2023 results: EPS: US$0.43 (down from US$0.71 in 3Q 2022). Revenue: US$20.1m (up 10% from 3Q 2022). Net income: US$1.76m (down 39% from 3Q 2022). Profit margin: 8.8% (down from 16% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 51% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
お知らせ • Oct 28+ 1 more updateBayFirst Financial Corp. Reports Unaudited Net Charge Offs for the Third Quarter Ended September 30, 2023BayFirst Financial Corp. reported unaudited net charge offs for the third quarter ended September 30, 2023. for the quarter, the company reported $2,234,000 against $575,000 a year ago.
お知らせ • Oct 20BayFirst Financial Corp. announced that it has received $1.995 million in fundingBayFirst Financial Corp. announced that it has entered into a securities purchase agreement to issue 1,995 shares of Series C Cumulative Convertible Preferred Stock at a price of $1,000 per share for the gross proceeds of $1.995 million on October 18, 2023. The transaction will include participation from 12 investors. The Company issued the shares in reliance on the exemption from registration set forth in Section 4(a)(2) of the Securities Act of 1933, as amended, and Rule 506 promulgated thereunder.
Valuation Update With 7 Day Price Move • Oct 03Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$10.44, the stock trades at a trailing P/E ratio of 6.4x. Average trailing P/E is 8x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.
お知らせ • Sep 30BayFirst Financial Corp. to Report Q3, 2023 Results on Oct 26, 2023BayFirst Financial Corp. announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Oct 26, 2023
Upcoming Dividend • Aug 24Upcoming dividend of US$0.08 per share at 2.3% yieldEligible shareholders must have bought the stock before 31 August 2023. Payment date: 15 September 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of American dividend payers (4.9%). Lower than average of industry peers (3.7%).
分析記事 • Aug 01BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on the 15th of...
お知らせ • Jul 29BayFirst Financial Corp. Declares Third Quarter 2023 Cash Dividend, Payable on September 15, 2023On July 25, 2023, BayFirst’s Board of Directors declared a third quarter 2023 cash dividend of $0.08 per common share. The dividend will be payable September 15, 2023 to common shareholders of record as of September 1, 2023.
お知らせ • Jul 28+ 1 more updateBayFirst Financial Corp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023BayFirst Financial Corp. reported Net charge-offs for the second quarter ended June 30, 2023. For the quarter, the company reported Net charge-offs for the second quarter of 2023 were $2.3 million, a $0.4 million increase from $1.9 million for the first quarter of 2023 and a $1.4 million increase compared to $0.9 million in the second quarter of 2022.
お知らせ • Jul 27BayFirst Financial Corp. and BayFirst National Bank Announce Chief Financial Officer ChangesBayFirst Financial Corp. announced the appointment of Scott J. McKim as Chief Financial Officer (CFO) of BayFirst Financial Corp. and its wholly owned subsidiary, St. Petersburg, Fla.-based BayFirst National Bank. A 25-year industry veteran and Lithia, Fla. resident, Mr. McKim joins BayFirst from 121 Financial Credit Union in Jacksonville, Fla., where he served as chief strategy officer since June 2022. He previously held the roles of CFO and chief lending officer of Publix Employees Federal Credit Union in Lakeland, Fla. and chief lending officer for American Heritage Federal Credit Union in Philadelphia, Pa. Before that Mr. McKim served in leadership roles at multiple financial institutions, most notably as director of corporate finance and a divisional CFO for Huntington Bancshares. With Mr. McKims appointment, Robin L. Oliver, who remained BayFirsts Chief Financial Officer following her promotion to Chief Operating Officer (COO) in February 2022, will continue in the sole role of COO. Mr. McKim holds a Masters in Business Administration degree from The Ohio State University and a Bachelors in Accounting degree from Bowling Green University. He serves on the Board of Directors and as treasurer for Golfers vs. Brain Cancer.
お知らせ • Jul 01BayFirst Financial Corp. to Report Q2, 2023 Results on Jul 27, 2023BayFirst Financial Corp. announced that they will report Q2, 2023 results at 4:00 PM, US Eastern Standard Time on Jul 27, 2023
Upcoming Dividend • May 24Upcoming dividend of US$0.08 per share at 2.2% yieldEligible shareholders must have bought the stock before 31 May 2023. Payment date: 15 June 2023. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.7%).
分析記事 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on...
Reported Earnings • Apr 02Full year 2022 earnings released: EPS: US$1.16 (vs US$2.11 in FY 2021)Full year 2022 results: EPS: US$1.16 (down from US$2.11 in FY 2021). Revenue: US$62.3m (flat on FY 2021). Net income: US$4.65m (down 42% from FY 2021). Profit margin: 7.5% (down from 13% in FY 2021). Net interest margin (NIM): 3.97% (up from 3.23% in FY 2021). Non-performing loans: 0.51% (down from 0.68% in FY 2021). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per share at 1.7% yieldEligible shareholders must have bought the stock before 28 February 2023. Payment date: 15 March 2023. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (3.0%).
分析記事 • Feb 07BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend on the 15th of March...
お知らせ • Feb 07+ 1 more updateBayFirst Financial Corp. Announces Chief Executive Officer ChangesBayFirst Financial Corp. announced that Anthony N. Leo will retire as Chief Executive Officer at the end of 2023. Leo will remain a Director of the Company and will also serve as Special Counsel for strategic matters. The Board of Directors has appointed Thomas G. Zernick to succeed Leo as Chief Executive Officer on January 1, 2024. He was also appointed to serve as a Director of the Company, and is joining the Company’s Board effective immediately. Zernick has served as President of the Company since February 2022, and previously served as President of its Credit Bench Division, which provides government guaranteed lending to businesses throughout the nation. He joined the Company in 2016.
お知らせ • Jan 28BayFirst Financial Corp. and BayFirst National Bank Announce Board ChangesOn January 24, 2023, Director Harold Winner notified the Board of Directors of BayFirst Financial Corp. (company) and its wholly-owned subsidiary, BayFirst National Bank (the Bank), of his decision to retire from the Boards of Directors of the company and the Bank effective January 24, 2023. Mr. Winner has served as a member of the company's and Bank's Boards of Directors for 11 years. Mr. Winner was a member of the company's Corporate Governance/Nominating Committee, Compensation Committee and Executive Committee. Mr. Winner will serve as a Director Emeritus of the company, effective January 25, 2023.
Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$1.14 (vs US$6.21 in FY 2021)Full year 2022 results: EPS: US$1.14 (down from US$6.21 in FY 2021). Revenue: US$62.3m (down 61% from FY 2021). Net income: US$4.65m (down 80% from FY 2021). Profit margin: 7.5% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 27+ 1 more updateBayFirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022BayFirst Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2022. Net charge-offs for the fourth quarter of 2022 were $1.4 million, a $729,000 increase compared to $664,000 in the fourth quarter of 2021.
お知らせ • Jan 10BayFirst Financial Corp. to Report Q4, 2022 Results on Jan 27, 2023BayFirst Financial Corp. announced that they will report Q4, 2022 results at 9:30 AM, US Eastern Standard Time on Jan 27, 2023
