View ValuationmPay 将来の成長Future 基準チェック /06現在、 mPayの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Diversified Financial 収益成長2.6%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Jun 09mPay S.A., Annual General Meeting, Jun 30, 2026mPay S.A., Annual General Meeting, Jun 30, 2026.New Risk • Jun 07New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 18% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 58% per year over the past 5 years. Market cap is less than US$10m (zł18.5m market cap, or US$5.02m). Minor Risks Shareholders have been diluted in the past year (18% increase in shares outstanding). Revenue is less than US$5m (zł18m revenue, or US$4.9m).New Risk • Mar 30New major risk - Financial data availabilityThe company has not reported any financial data. This is considered a major risk. With no or incomplete audited reported financial data, it is virtually impossible to assess the company's investment potential. Currently, the following risks have been identified for the company: Major Risks No financial data reported. High level of non-cash earnings (90% accrual ratio). Market cap is less than US$10m (zł18.0m market cap, or US$4.85m).New Risk • Dec 30New major risk - Financial positionThe company's interest payments are not well covered by earnings. Net interest cover: 2.9x This is considered a major risk. If the company is unable to fund interest repayments on its debt through profits, it may be forced into reducing its debt burden through selling assets, undertaking a potentially costly capital raising or even into bankruptcy in the worst case scenario. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (2.9x net interest cover). High level of non-cash earnings (90% accrual ratio). Market cap is less than US$10m (zł17.9m market cap, or US$4.98m). Minor Risk Share price has been volatile over the past 3 months (7.4% average weekly change).分析記事 • Dec 20Earnings Not Telling The Story For mPay S.A. (WSE:MPY)When close to half the companies in Poland have price-to-earnings ratios (or "P/E's") below 11x, you may consider mPay...New Risk • Dec 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Polish stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (37% accrual ratio). Market cap is less than US$10m (zł20.5m market cap, or US$5.68m). Minor Risk Share price has been volatile over the past 3 months (7.1% average weekly change).Reported Earnings • Nov 20Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: zł7.15m (down 18% from 3Q 2023). Net loss: zł42.4k (down 320% from profit in 3Q 2023).お知らせ • Nov 12mPay S.A. to Report Q3, 2025 Results on Nov 14, 2025mPay S.A. announced that they will report Q3, 2025 results on Nov 14, 2025New Risk • Jun 11New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Polish stocks, typically moving 14% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (14% average weekly change). High level of non-cash earnings (35% accrual ratio). Market cap is less than US$10m (zł32.3m market cap, or US$8.68m).New Risk • Mar 02New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (35% accrual ratio). Market cap is less than US$10m (zł17.7m market cap, or US$4.38m). Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Share price has been volatile over the past 3 months (9.3% average weekly change).New Risk • Jan 21New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Polish stocks, typically moving 11% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (11% average weekly change). High level of non-cash earnings (35% accrual ratio). Market cap is less than US$10m (zł17.2m market cap, or US$4.23m).分析記事 • Dec 20Some Shareholders Feeling Restless Over mPay S.A.'s (WSE:MPY) P/E RatiomPay S.A.'s ( WSE:MPY ) price-to-earnings (or "P/E") ratio of 65.3x might make it look like a strong sell right now...New Risk • Aug 18New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 0.9% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (0.9% accrual ratio). Market cap is less than US$10m (zł32.7m market cap, or US$8.45m). Minor Risk Share price has been volatile over the past 3 months (7.2% average weekly change).Reported Earnings • Aug 18Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: zł9.20m (flat on 2Q 2023). Net income: zł6.8k (flat on 2Q 2023). Profit margin: 0.1% (in line with 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 37% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.New Risk • Aug 06New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Polish stocks, typically moving 6.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (38% accrual ratio). Market cap is less than US$10m (zł32.9m market cap, or US$8.34m). Minor Risk Share price has been volatile over the past 3 months (6.7% average weekly change).New Risk • Jul 22New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: zł38.9m (US$9.90m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (38% accrual ratio). Market cap is less than US$10m (zł38.9m market cap, or US$9.90m).New Risk • Jun 14New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: zł40.5m (US$9.90m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (38% accrual ratio). Market cap is less than US$10m (zł40.5m market cap, or US$9.90m).お知らせ • Jun 05mPay S.A., Annual General Meeting, Jun 27, 2024mPay S.A., Annual General Meeting, Jun 27, 2024.Reported Earnings • May 19First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: zł17.2m (up 92% from 1Q 2023). Net income: zł138.0k (up 131% from 1Q 2023). Profit margin: 0.8% (up from 0.7% in 1Q 2023).お知らせ • Feb 02+ 3 more updatesmPay S.A. to Report Q2, 2024 Results on Aug 14, 2024mPay S.A. announced that they will report Q2, 2024 results on Aug 14, 2024New Risk • Nov 21New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 20% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (20% accrual ratio). Minor Risk Market cap is less than US$100m (zł56.6m market cap, or US$14.2m).Reported Earnings • Aug 17Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: zł9.20m (up 41% from 2Q 2022). Net income: zł6.8k (down 58% from 2Q 2022). Profit margin: 0.1% (down from 0.3% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.お知らせ • Jun 13mPay S.A., Annual General Meeting, Jun 30, 2023mPay S.A., Annual General Meeting, Jun 30, 2023, at 11:00 Central European Standard Time.Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: zł27.3m (up 62% from FY 2021). Net income: zł152.2k (down 1.4% from FY 2021). Profit margin: 0.6% (down from 0.9% in FY 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 53% per year but the company’s share price has increased by 80% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Feb 03+ 3 more updatesmPay S.A. to Report Q2, 2023 Results on Aug 14, 2023mPay S.A. announced that they will report Q2, 2023 results on Aug 14, 2023Reported Earnings • Nov 20Third quarter 2022 earnings releasedThird quarter 2022 results: Revenue: zł7.41m (up 70% from 3Q 2021). Net income: zł9.3k (up zł353.3k from 3Q 2021). Profit margin: 0.1% (up from net loss in 3Q 2021). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 44% per year, which means it is significantly lagging earnings growth.Reported Earnings • May 20First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: zł5.14m (up 51% from 1Q 2021). Net income: zł27.5k (up 31% from 1Q 2021). Profit margin: 0.5% (down from 0.6% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 92% per year but the company’s share price has only increased by 72% per year, which means it is significantly lagging earnings growth.Reported Earnings • Nov 16Third quarter 2021 earnings releasedThe company reported a soft third quarter result with increased losses and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: zł4.36m (up 29% from 3Q 2020). Net loss: zł344.0k (loss widened 210% from 3Q 2020). Over the last 3 years on average, earnings per share has increased by 68% per year and the company’s share price has also increased by 68% per year.Reported Earnings • Mar 24Full year 2020 earnings releasedThe company reported a decent full year result with improved earnings and profit margins, although revenues were weaker. Full year 2020 results: Revenue: zł11.1m (down 13% from FY 2019). Net income: zł59.4k (up 327% from FY 2019). Profit margin: 0.5% (up from 0.1% in FY 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 228 percentage points per year, which is a significant difference in performance.分析記事 • Feb 09We Think mPay (WSE:MPY) Needs To Drive Business Growth CarefullyWe can readily understand why investors are attracted to unprofitable companies. For example, mPay ( WSE:MPY...お知らせ • Feb 02+ 1 more updatemPay S.A. to Report Q1, 2021 Results on May 14, 2021mPay S.A. announced that they will report Q1, 2021 results on May 14, 2021お知らせ • Feb 01+ 1 more updatemPay S.A. to Report Q3, 2021 Results on Nov 14, 2021mPay S.A. announced that they will report Q3, 2021 results on Nov 14, 2021Is New 90 Day High Low • Jan 29New 90-day high: zł0.70The company is up 14% from its price of zł0.61 on 30 October 2020. The Polish market is up 27% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the IT industry, which is up 8.0% over the same period.Is New 90 Day High Low • Dec 23New 90-day low: zł0.41The company is down 35% from its price of zł0.63 on 24 September 2020. The Polish market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the IT industry, which is down 7.0% over the same period.Reported Earnings • Nov 22Third quarter 2020 earnings released: zł0.002 loss per shareThe company reported a poor third quarter result with increased losses and weaker revenues and control over expenses. Third quarter 2020 results: Revenue: zł3.38m (down 18% from 3Q 2019). Net loss: zł111.0k (loss widened 270% from 3Q 2019). Over the last 3 years on average, earnings per share has fallen by 99% per year but the company’s share price has increased by 38% per year, which means it is well ahead of earnings. このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、mPay は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測WSE:MPY - アナリストの将来予測と過去の財務データ ( )PLN Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/202618-2-1-1N/A12/31/202520-111N/A9/30/2025220-6-6N/A6/30/2025250-8-8N/A3/31/2025280-7-7N/A12/31/2024300-9-8N/A9/30/2024340-5-5N/A6/30/2024350-4-4N/A3/31/2024360-5-5N/A12/31/2023360-4-3N/A9/30/2023350-2-2N/A6/30/2023340-1-1N/A3/31/2023310-1-1N/A12/31/2022270-1-1N/A9/30/2022250-11N/A6/30/2022210-2-1N/A3/31/2022190-3-1N/A12/31/2021170-2-1N/A9/30/2021151-10N/A6/30/2021141-10N/A3/31/2021120-10N/A12/31/2020110-2-1N/A9/30/2020110-2-1N/A6/30/2020120-1-1N/A3/31/202013001N/A12/31/2019130N/A2N/A9/30/2019120N/A3N/A6/30/2019100N/A2N/A3/31/201990N/A2N/A12/31/2018100N/A2N/A9/30/2018100N/A0N/A6/30/2018100N/A1N/A3/31/201880N/A0N/A12/31/201770N/A0N/A9/30/201760N/A0N/A6/30/201750N/A0N/A3/31/201750N/A0N/A12/31/201650N/A-1N/A9/30/201670N/A0N/A6/30/201670N/A0N/A3/31/201670N/A1N/A12/31/201560N/A0N/A9/30/201520N/A0N/A6/30/201510N/A0N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: MPYの予測収益成長が 貯蓄率 ( 5.3% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: MPYの収益がPolish市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: MPYの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: MPYの収益がPolish市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: MPYの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: MPYの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/10 07:25終値2026/06/10 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋mPay S.A. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • Jun 09mPay S.A., Annual General Meeting, Jun 30, 2026mPay S.A., Annual General Meeting, Jun 30, 2026.
New Risk • Jun 07New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 18% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 58% per year over the past 5 years. Market cap is less than US$10m (zł18.5m market cap, or US$5.02m). Minor Risks Shareholders have been diluted in the past year (18% increase in shares outstanding). Revenue is less than US$5m (zł18m revenue, or US$4.9m).
New Risk • Mar 30New major risk - Financial data availabilityThe company has not reported any financial data. This is considered a major risk. With no or incomplete audited reported financial data, it is virtually impossible to assess the company's investment potential. Currently, the following risks have been identified for the company: Major Risks No financial data reported. High level of non-cash earnings (90% accrual ratio). Market cap is less than US$10m (zł18.0m market cap, or US$4.85m).
New Risk • Dec 30New major risk - Financial positionThe company's interest payments are not well covered by earnings. Net interest cover: 2.9x This is considered a major risk. If the company is unable to fund interest repayments on its debt through profits, it may be forced into reducing its debt burden through selling assets, undertaking a potentially costly capital raising or even into bankruptcy in the worst case scenario. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (2.9x net interest cover). High level of non-cash earnings (90% accrual ratio). Market cap is less than US$10m (zł17.9m market cap, or US$4.98m). Minor Risk Share price has been volatile over the past 3 months (7.4% average weekly change).
分析記事 • Dec 20Earnings Not Telling The Story For mPay S.A. (WSE:MPY)When close to half the companies in Poland have price-to-earnings ratios (or "P/E's") below 11x, you may consider mPay...
New Risk • Dec 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Polish stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (37% accrual ratio). Market cap is less than US$10m (zł20.5m market cap, or US$5.68m). Minor Risk Share price has been volatile over the past 3 months (7.1% average weekly change).
Reported Earnings • Nov 20Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: zł7.15m (down 18% from 3Q 2023). Net loss: zł42.4k (down 320% from profit in 3Q 2023).
お知らせ • Nov 12mPay S.A. to Report Q3, 2025 Results on Nov 14, 2025mPay S.A. announced that they will report Q3, 2025 results on Nov 14, 2025
New Risk • Jun 11New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Polish stocks, typically moving 14% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (14% average weekly change). High level of non-cash earnings (35% accrual ratio). Market cap is less than US$10m (zł32.3m market cap, or US$8.68m).
New Risk • Mar 02New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (35% accrual ratio). Market cap is less than US$10m (zł17.7m market cap, or US$4.38m). Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Share price has been volatile over the past 3 months (9.3% average weekly change).
New Risk • Jan 21New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Polish stocks, typically moving 11% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (11% average weekly change). High level of non-cash earnings (35% accrual ratio). Market cap is less than US$10m (zł17.2m market cap, or US$4.23m).
分析記事 • Dec 20Some Shareholders Feeling Restless Over mPay S.A.'s (WSE:MPY) P/E RatiomPay S.A.'s ( WSE:MPY ) price-to-earnings (or "P/E") ratio of 65.3x might make it look like a strong sell right now...
New Risk • Aug 18New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 0.9% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (0.9% accrual ratio). Market cap is less than US$10m (zł32.7m market cap, or US$8.45m). Minor Risk Share price has been volatile over the past 3 months (7.2% average weekly change).
Reported Earnings • Aug 18Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: zł9.20m (flat on 2Q 2023). Net income: zł6.8k (flat on 2Q 2023). Profit margin: 0.1% (in line with 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 37% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.
New Risk • Aug 06New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Polish stocks, typically moving 6.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (38% accrual ratio). Market cap is less than US$10m (zł32.9m market cap, or US$8.34m). Minor Risk Share price has been volatile over the past 3 months (6.7% average weekly change).
New Risk • Jul 22New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: zł38.9m (US$9.90m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (38% accrual ratio). Market cap is less than US$10m (zł38.9m market cap, or US$9.90m).
New Risk • Jun 14New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: zł40.5m (US$9.90m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (38% accrual ratio). Market cap is less than US$10m (zł40.5m market cap, or US$9.90m).
お知らせ • Jun 05mPay S.A., Annual General Meeting, Jun 27, 2024mPay S.A., Annual General Meeting, Jun 27, 2024.
Reported Earnings • May 19First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: zł17.2m (up 92% from 1Q 2023). Net income: zł138.0k (up 131% from 1Q 2023). Profit margin: 0.8% (up from 0.7% in 1Q 2023).
お知らせ • Feb 02+ 3 more updatesmPay S.A. to Report Q2, 2024 Results on Aug 14, 2024mPay S.A. announced that they will report Q2, 2024 results on Aug 14, 2024
New Risk • Nov 21New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 20% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (20% accrual ratio). Minor Risk Market cap is less than US$100m (zł56.6m market cap, or US$14.2m).
Reported Earnings • Aug 17Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: zł9.20m (up 41% from 2Q 2022). Net income: zł6.8k (down 58% from 2Q 2022). Profit margin: 0.1% (down from 0.3% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
お知らせ • Jun 13mPay S.A., Annual General Meeting, Jun 30, 2023mPay S.A., Annual General Meeting, Jun 30, 2023, at 11:00 Central European Standard Time.
Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: zł27.3m (up 62% from FY 2021). Net income: zł152.2k (down 1.4% from FY 2021). Profit margin: 0.6% (down from 0.9% in FY 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 53% per year but the company’s share price has increased by 80% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Feb 03+ 3 more updatesmPay S.A. to Report Q2, 2023 Results on Aug 14, 2023mPay S.A. announced that they will report Q2, 2023 results on Aug 14, 2023
Reported Earnings • Nov 20Third quarter 2022 earnings releasedThird quarter 2022 results: Revenue: zł7.41m (up 70% from 3Q 2021). Net income: zł9.3k (up zł353.3k from 3Q 2021). Profit margin: 0.1% (up from net loss in 3Q 2021). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 44% per year, which means it is significantly lagging earnings growth.
Reported Earnings • May 20First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: zł5.14m (up 51% from 1Q 2021). Net income: zł27.5k (up 31% from 1Q 2021). Profit margin: 0.5% (down from 0.6% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 92% per year but the company’s share price has only increased by 72% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Nov 16Third quarter 2021 earnings releasedThe company reported a soft third quarter result with increased losses and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: zł4.36m (up 29% from 3Q 2020). Net loss: zł344.0k (loss widened 210% from 3Q 2020). Over the last 3 years on average, earnings per share has increased by 68% per year and the company’s share price has also increased by 68% per year.
Reported Earnings • Mar 24Full year 2020 earnings releasedThe company reported a decent full year result with improved earnings and profit margins, although revenues were weaker. Full year 2020 results: Revenue: zł11.1m (down 13% from FY 2019). Net income: zł59.4k (up 327% from FY 2019). Profit margin: 0.5% (up from 0.1% in FY 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 228 percentage points per year, which is a significant difference in performance.
分析記事 • Feb 09We Think mPay (WSE:MPY) Needs To Drive Business Growth CarefullyWe can readily understand why investors are attracted to unprofitable companies. For example, mPay ( WSE:MPY...
お知らせ • Feb 02+ 1 more updatemPay S.A. to Report Q1, 2021 Results on May 14, 2021mPay S.A. announced that they will report Q1, 2021 results on May 14, 2021
お知らせ • Feb 01+ 1 more updatemPay S.A. to Report Q3, 2021 Results on Nov 14, 2021mPay S.A. announced that they will report Q3, 2021 results on Nov 14, 2021
Is New 90 Day High Low • Jan 29New 90-day high: zł0.70The company is up 14% from its price of zł0.61 on 30 October 2020. The Polish market is up 27% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the IT industry, which is up 8.0% over the same period.
Is New 90 Day High Low • Dec 23New 90-day low: zł0.41The company is down 35% from its price of zł0.63 on 24 September 2020. The Polish market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the IT industry, which is down 7.0% over the same period.
Reported Earnings • Nov 22Third quarter 2020 earnings released: zł0.002 loss per shareThe company reported a poor third quarter result with increased losses and weaker revenues and control over expenses. Third quarter 2020 results: Revenue: zł3.38m (down 18% from 3Q 2019). Net loss: zł111.0k (loss widened 270% from 3Q 2019). Over the last 3 years on average, earnings per share has fallen by 99% per year but the company’s share price has increased by 38% per year, which means it is well ahead of earnings.