View ValuationHabib Insurance 将来の成長Future 基準チェック /06現在、 Habib Insuranceの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Insurance 収益成長6.4%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesReported Earnings • Apr 30First quarter 2026 earnings released: EPS: PK₨0.71 (vs PK₨0.76 in 1Q 2025)First quarter 2026 results: EPS: PK₨0.71 (down from PK₨0.76 in 1Q 2025). Revenue: PK₨640.4m (up 10% from 1Q 2025). Net income: PK₨88.5m (down 5.3% from 1Q 2025). Profit margin: 14% (down from 16% in 1Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 19% per year.お知らせ • Apr 22Habib Insurance Company Limited to Report Q1, 2026 Results on Apr 28, 2026Habib Insurance Company Limited announced that they will report Q1, 2026 results on Apr 28, 2026お知らせ • Mar 30Habib Insurance Company Limited, Annual General Meeting, Apr 24, 2026Habib Insurance Company Limited, Annual General Meeting, Apr 24, 2026. Location: karachi PakistanDeclared Dividend • Mar 29Dividend reduced to PK₨0.63Dividend of PK₨0.63 is 38% lower than last year. Ex-date: 9th April 2026 Payment date: 18th May 2026 Dividend yield will be 5.7%, which is lower than the industry average of 11%. Sustainability & Growth Dividend is covered by earnings (46% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Mar 28Habib Insurance Company Limited announces Annual dividend, payable on May 18, 2026Habib Insurance Company Limited announced Annual dividend of PKR 0.6250 per share payable on May 18, 2026, ex-date on April 09, 2026 and record date on April 09, 2026.お知らせ • Mar 19Habib Insurance Company Limited to Report Fiscal Year 2025 Results on Mar 27, 2026Habib Insurance Company Limited announced that they will report fiscal year 2025 results on Mar 27, 2026お知らせ • Jan 20Habib Insurance Company Limited Appoints Muhammad Asif as Acting Chief Financial Officer, Effective from January 19, 2026Habib Insurance Company Limited announced that the Board of Directors of the company has appointed Mr. Muhammad Asif as the Acting Chief Financial Officer (CFO) of Habib Insurance Company Limited, effective from January 19, 2026.Reported Earnings • Nov 01Third quarter 2025 earnings released: EPS: PK₨0.08 (vs PK₨0.065 in 3Q 2024)Third quarter 2025 results: EPS: PK₨0.08 (up from PK₨0.065 in 3Q 2024). Revenue: PK₨494.8m (up 17% from 3Q 2024). Net income: PK₨9.36m (up 16% from 3Q 2024). Profit margin: 1.9% (in line with 3Q 2024). Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 24Habib Insurance Company Limited to Report Q3, 2025 Results on Oct 30, 2025Habib Insurance Company Limited announced that they will report Q3, 2025 results on Oct 30, 2025Reported Earnings • Sep 02Second quarter 2025 earnings released: EPS: PK₨0.45 (vs PK₨0.34 in 2Q 2024)Second quarter 2025 results: EPS: PK₨0.45 (up from PK₨0.34 in 2Q 2024). Revenue: PK₨557.8m (up 22% from 2Q 2024). Net income: PK₨55.5m (up 32% from 2Q 2024). Profit margin: 10.0% (in line with 2Q 2024). Over the last 3 years on average, earnings per share has increased by 38% per year whereas the company’s share price has increased by 33% per year.Valuation Update With 7 Day Price Move • Aug 15Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨15.68, the stock trades at a trailing P/E ratio of 7.7x. Average trailing P/E is 7x in the Insurance industry in Pakistan. Total returns to shareholders of 244% over the past three years.Valuation Update With 7 Day Price Move • Jul 23Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨19.50, the stock trades at a trailing P/E ratio of 9.5x. Average trailing P/E is 7x in the Insurance industry in Pakistan. Total returns to shareholders of 321% over the past three years.New Risk • Jul 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 9.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (43% accrual ratio). Market cap is less than US$10m (PK₨1.43b market cap, or US$5.01m). Minor Risks Paying a dividend despite having no free cash flows. Share price has been volatile over the past 3 months (9.5% average weekly change).Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improves as stock rises 23%After last week's 23% share price gain to PK₨10.47, the stock trades at a trailing P/E ratio of 5.1x. Average trailing P/E is 6x in the Insurance industry in Pakistan. Total returns to shareholders of 130% over the past three years.New Risk • May 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (43% accrual ratio). Market cap is less than US$10m (PK₨906.8m market cap, or US$3.22m). Minor Risks Paying a dividend despite having no free cash flows. Share price has been volatile over the past 3 months (6.8% average weekly change).Valuation Update With 7 Day Price Move • Apr 15Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to PK₨7.60, the stock trades at a trailing P/E ratio of 4x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 39% over the past three years.Reported Earnings • Apr 12Full year 2024 earnings released: EPS: PK₨1.91 (vs PK₨0.91 in FY 2023)Full year 2024 results: EPS: PK₨1.91 (up from PK₨0.91 in FY 2023). Revenue: PK₨2.09b (up 11% from FY 2023). Net income: PK₨236.9m (up 110% from FY 2023). Profit margin: 11% (up from 6.0% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Declared Dividend • Apr 07Dividend of PK₨1.00 announcedShareholders will receive a dividend of PK₨1.00. Ex-date: 14th April 2025 Payment date: 21st May 2025 Dividend yield will be 11%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by earnings (47% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. Earnings per share has grown by 18% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Apr 05Habib Insurance Company Limited announces Annual dividend, payable on May 21, 2025Habib Insurance Company Limited announced Annual dividend of PKR 1.0000 per share payable on May 21, 2025, ex-date on April 14, 2025 and record date on April 15, 2025.お知らせ • Apr 04Habib Insurance Company Limited, Annual General Meeting, Apr 29, 2025Habib Insurance Company Limited, Annual General Meeting, Apr 29, 2025. Location: karachi PakistanNew Risk • Jan 21New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Pakistani stocks, typically moving 9.9% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.9% average weekly change). High level of non-cash earnings (36% accrual ratio). Market cap is less than US$10m (PK₨1.21b market cap, or US$4.34m). Minor Risk Paying a dividend despite having no free cash flows.Valuation Update With 7 Day Price Move • Jan 02Investor sentiment improves as stock rises 27%After last week's 27% share price gain to PK₨9.77, the stock trades at a trailing P/E ratio of 7.4x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 94% over the past three years.お知らせ • Jan 01Habib Insurance Company Limited Announces Resignation of Maleeha Humayun Bangash from its Board of DirectorsHabib Insurance Company Limited has officially announced the resignation of Ms. Maleeha Humayun Bangash from its Board of Directors, effective December 30, 2024. Ms. Bangash's resignation marks a significant change in the company's leadership structure. The Board of Directors is expected to identify a suitable candidate to fill the vacancy in due course, ensuring that the corporate governance framework remains robust and aligned with the company's strategic objectives.Valuation Update With 7 Day Price Move • Dec 09Investor sentiment improves as stock rises 18%After last week's 18% share price gain to PK₨8.39, the stock trades at a trailing P/E ratio of 6.3x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 71% over the past three years.Reported Earnings • Nov 02Third quarter 2024 earnings released: EPS: PK₨0.07 (vs PK₨0.13 in 3Q 2023)Third quarter 2024 results: EPS: PK₨0.07 (down from PK₨0.13 in 3Q 2023). Revenue: PK₨424.7m (down 13% from 3Q 2023). Net income: PK₨8.10m (down 49% from 3Q 2023). Profit margin: 1.9% (down from 3.3% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • May 21Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨7.00, the stock trades at a trailing P/E ratio of 6x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 26% over the past three years.Reported Earnings • May 02First quarter 2024 earnings released: EPS: PK₨0.62 (vs PK₨0.36 in 1Q 2023)First quarter 2024 results: EPS: PK₨0.62 (up from PK₨0.36 in 1Q 2023). Revenue: PK₨520.9m (up 5.8% from 1Q 2023). Net income: PK₨76.4m (up 70% from 1Q 2023). Profit margin: 15% (up from 9.1% in 1Q 2023). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Reported Earnings • Apr 05Full year 2023 earnings released: EPS: PK₨0.91 (vs PK₨0.90 in FY 2022)Full year 2023 results: EPS: PK₨0.91 (up from PK₨0.90 in FY 2022). Revenue: PK₨1.86b (up 35% from FY 2022). Net income: PK₨112.8m (up 1.5% from FY 2022). Profit margin: 6.1% (down from 8.1% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Upcoming Dividend • Apr 02Upcoming dividend of PK₨0.63 per shareEligible shareholders must have bought the stock before 09 April 2024. Payment date: 17 May 2024. Payout ratio is a comfortable 74% but the company is not cash flow positive. Trailing yield: 9.0%. Lower than top quartile of Pakistani dividend payers (13%). Lower than average of industry peers (10%).Valuation Update With 7 Day Price Move • Mar 25Investor sentiment improves as stock rises 22%After last week's 22% share price gain to PK₨7.44, the stock trades at a trailing P/E ratio of 8.8x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 16% over the past three years.Valuation Update With 7 Day Price Move • Dec 08Investor sentiment improves as stock rises 19%After last week's 19% share price gain to PK₨6.43, the stock trades at a trailing P/E ratio of 7.6x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Negligible returns to shareholders over past three years.New Risk • Nov 30New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 5.9% Last year net profit margin: 9.2% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.2% average weekly change). Market cap is less than US$10m (PK₨656.5m market cap, or US$2.30m). Minor Risks Paying a dividend despite having no free cash flows. Profit margins are more than 30% lower than last year (5.9% net profit margin).Valuation Update With 7 Day Price Move • Oct 09Investor sentiment improves as stock rises 15%After last week's 15% share price gain to PK₨5.19, the stock trades at a trailing P/E ratio of 4.7x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total loss to shareholders of 20% over the past three years.Reported Earnings • Sep 01Second quarter 2023 earnings released: EPS: PK₨0.11 (vs PK₨0.13 loss in 2Q 2022)Second quarter 2023 results: EPS: PK₨0.11 (up from PK₨0.13 loss in 2Q 2022). Revenue: PK₨442.1m (up 65% from 2Q 2022). Net income: PK₨14.2m (up PK₨30.2m from 2Q 2022). Profit margin: 3.2% (up from net loss in 2Q 2022). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.New Risk • Jun 09New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Pakistani stocks, typically moving 8.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (8.7% average weekly change). Market cap is less than US$10m (PK₨650.3m market cap, or US$2.27m). Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Valuation Update With 7 Day Price Move • May 18Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to PK₨5.16, the stock trades at a trailing P/E ratio of 5.8x. Average trailing P/E is 6x in the Insurance industry in Pakistan. Total loss to shareholders of 18% over the past three years.Reported Earnings • May 11Full year 2022 earnings released: EPS: PK₨0.90 (vs PK₨0.86 in FY 2021)Full year 2022 results: EPS: PK₨0.90 (up from PK₨0.86 in FY 2021). Revenue: PK₨1.39b (up 45% from FY 2021). Net income: PK₨111.1m (up 3.8% from FY 2021). Profit margin: 8.0% (down from 11% in FY 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Feb 20Investor sentiment improves as stock rises 17%After last week's 17% share price gain to PK₨5.85, the stock trades at a trailing P/E ratio of 6.4x. Average trailing P/E is 6x in the Insurance industry in Pakistan. Total loss to shareholders of 26% over the past three years.Valuation Update With 7 Day Price Move • Jan 19Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to PK₨5.35, the stock trades at a trailing P/E ratio of 5.8x. Average trailing P/E is 6x in the Insurance industry in Pakistan. Total loss to shareholders of 40% over the past three years.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Director Maleeha Bangash was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Nov 04Investor sentiment improved over the past weekAfter last week's 19% share price gain to PK₨6.63, the stock trades at a trailing P/E ratio of 7.2x. Average trailing P/E is 7x in the Insurance industry in Pakistan. Total loss to shareholders of 8.8% over the past three years.Reported Earnings • Oct 30Third quarter 2022 earnings released: EPS: PK₨0.39 (vs PK₨0.018 in 3Q 2021)Third quarter 2022 results: EPS: PK₨0.39 (up from PK₨0.018 in 3Q 2021). Revenue: PK₨395.8m (up 61% from 3Q 2021). Net income: PK₨48.7m (up PK₨46.4m from 3Q 2021). Profit margin: 12% (up from 0.9% in 3Q 2021). Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Director Maleeha Bangash was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Apr 05Upcoming dividend of PK₨0.63 per shareEligible shareholders must have bought the stock before 12 April 2022. Payment date: 24 May 2022. Payout ratio is a comfortable 57% but the company is paying out more than the cash it is generating. Trailing yield: 6.8%. Lower than top quartile of Pakistani dividend payers (11%). Lower than average of industry peers (8.3%).Reported Earnings • Oct 30Third quarter 2021 earnings released: EPS PK₨0.02 (vs PK₨0.081 loss in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: PK₨245.9m (up 32% from 3Q 2020). Net income: PK₨2.29m (up PK₨12.3m from 3Q 2020). Profit margin: 0.9% (up from net loss in 3Q 2020). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has fallen by 14% per year, which means it is performing significantly worse than earnings.Reported Earnings • Aug 29Second quarter 2021 earnings released: EPS PK₨0.16 (vs PK₨0.28 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: PK₨226.0m (up 14% from 2Q 2020). Net income: PK₨19.4m (down 44% from 2Q 2020). Profit margin: 8.6% (down from 17% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 12% per year whereas the company’s share price has fallen by 14% per year.Reported Earnings • May 03First quarter 2021 earnings released: EPS PK₨0.43 (vs PK₨0.025 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: PK₨256.1m (up 17% from 1Q 2020). Net income: PK₨52.7m (up PK₨49.5m from 1Q 2020). Profit margin: 21% (up from 1.4% in 1Q 2020). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year and the company’s share price has also fallen by 17% per year.Upcoming Dividend • Apr 08Upcoming dividend of PK₨0.50 per shareEligible shareholders must have bought the stock before 15 April 2021. Payment date: 21 May 2021. Trailing yield: 6.5%. Lower than top quartile of Pakistani dividend payers (8.9%). Higher than average of industry peers (5.8%).Reported Earnings • Apr 01Full year 2020 earnings released: EPS PK₨0.50 (vs PK₨0.57 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: PK₨840.6m (down 3.8% from FY 2019). Net income: PK₨61.7m (down 12% from FY 2019). Profit margin: 7.3% (down from 8.0% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.Is New 90 Day High Low • Mar 02New 90-day low: PK₨7.61The company is down 5.0% from its price of PK₨8.02 on 01 December 2020. The Pakistani market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 4.0% over the same period.Is New 90 Day High Low • Feb 03New 90-day low: PK₨8.00The company is down 3.0% from its price of PK₨8.22 on 04 November 2020. The Pakistani market is up 11% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Insurance industry, which is down 5.0% over the same period.Is New 90 Day High Low • Dec 01New 90-day low: PK₨8.02The company is down 9.0% from its price of PK₨8.85 on 02 September 2020. The Pakistani market is down 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 8.0% over the same period.Reported Earnings • Oct 28Third quarter earnings releasedOver the last 12 months the company has reported total losses of PK₨7.18m, with earnings decreasing by PK₨78.9m from the prior year. Total revenue was PK₨825.0m over the last 12 months, down 1.8% from the prior year.Is New 90 Day High Low • Oct 08New 90-day low: PK₨8.50The company is down 6.0% from its price of PK₨9.00 on 09 July 2020. The Pakistani market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 16% over the same period. このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、Habib Insurance は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測KASE:HICL - アナリストの将来予測と過去の財務データ ( )PKR Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/20262,234113-98-46N/A12/31/20252,146118-182-153N/A9/30/20252,321269-37-20N/A6/30/20252,250267-102-62N/A3/31/20252,140254-404-364N/A12/31/20242,092237-228-194N/A9/30/20241,892164-337-295N/A6/30/20241,946172-228-170N/A3/31/20241,926144-384-326N/A12/31/20231,891113-636-576N/A9/30/20231,807105-1537N/A6/30/20231,7261385163N/A3/31/20231,544107358371N/A12/31/20221,379111569579N/A9/30/20221,236114172185N/A6/30/20221,08467161175N/A3/31/20221,0441034052N/A12/31/2021963107-51-27N/A9/30/20219611083552N/A6/30/202190196100123N/A3/31/2021873109193215N/A12/31/202083962105114N/A9/30/202082945-75N/A6/30/202087366159168N/A3/31/202088861-15-6N/A12/31/201987470N/A148N/A9/30/201983672N/A157N/A6/30/201978981N/A-67N/A3/31/2019751100N/A57N/A12/31/2018738105N/A-62N/A9/30/2018746111N/A-144N/A6/30/2018740108N/A-183N/A3/31/201878099N/A-172N/A12/31/2017800110N/A-158N/A9/30/2017834150N/A-295N/A6/30/2017822166N/A-257N/A3/31/2017808173N/A-213N/A12/31/2016778192N/A-111N/A9/30/2016672164N/A166N/A6/30/2016676172N/A176N/A3/31/2016642176N/A113N/A12/31/2015701227N/A-36N/A9/30/2015734239N/A-98N/A6/30/2015719229N/A-250N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: HICLの予測収益成長が 貯蓄率 ( 12.9% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: HICLの収益がPK市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: HICLの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: HICLの収益がPK市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: HICLの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: HICLの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/09 19:39終値2026/05/08 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Habib Insurance Company Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • Apr 30First quarter 2026 earnings released: EPS: PK₨0.71 (vs PK₨0.76 in 1Q 2025)First quarter 2026 results: EPS: PK₨0.71 (down from PK₨0.76 in 1Q 2025). Revenue: PK₨640.4m (up 10% from 1Q 2025). Net income: PK₨88.5m (down 5.3% from 1Q 2025). Profit margin: 14% (down from 16% in 1Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 19% per year.
お知らせ • Apr 22Habib Insurance Company Limited to Report Q1, 2026 Results on Apr 28, 2026Habib Insurance Company Limited announced that they will report Q1, 2026 results on Apr 28, 2026
お知らせ • Mar 30Habib Insurance Company Limited, Annual General Meeting, Apr 24, 2026Habib Insurance Company Limited, Annual General Meeting, Apr 24, 2026. Location: karachi Pakistan
Declared Dividend • Mar 29Dividend reduced to PK₨0.63Dividend of PK₨0.63 is 38% lower than last year. Ex-date: 9th April 2026 Payment date: 18th May 2026 Dividend yield will be 5.7%, which is lower than the industry average of 11%. Sustainability & Growth Dividend is covered by earnings (46% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 28Habib Insurance Company Limited announces Annual dividend, payable on May 18, 2026Habib Insurance Company Limited announced Annual dividend of PKR 0.6250 per share payable on May 18, 2026, ex-date on April 09, 2026 and record date on April 09, 2026.
お知らせ • Mar 19Habib Insurance Company Limited to Report Fiscal Year 2025 Results on Mar 27, 2026Habib Insurance Company Limited announced that they will report fiscal year 2025 results on Mar 27, 2026
お知らせ • Jan 20Habib Insurance Company Limited Appoints Muhammad Asif as Acting Chief Financial Officer, Effective from January 19, 2026Habib Insurance Company Limited announced that the Board of Directors of the company has appointed Mr. Muhammad Asif as the Acting Chief Financial Officer (CFO) of Habib Insurance Company Limited, effective from January 19, 2026.
Reported Earnings • Nov 01Third quarter 2025 earnings released: EPS: PK₨0.08 (vs PK₨0.065 in 3Q 2024)Third quarter 2025 results: EPS: PK₨0.08 (up from PK₨0.065 in 3Q 2024). Revenue: PK₨494.8m (up 17% from 3Q 2024). Net income: PK₨9.36m (up 16% from 3Q 2024). Profit margin: 1.9% (in line with 3Q 2024). Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 24Habib Insurance Company Limited to Report Q3, 2025 Results on Oct 30, 2025Habib Insurance Company Limited announced that they will report Q3, 2025 results on Oct 30, 2025
Reported Earnings • Sep 02Second quarter 2025 earnings released: EPS: PK₨0.45 (vs PK₨0.34 in 2Q 2024)Second quarter 2025 results: EPS: PK₨0.45 (up from PK₨0.34 in 2Q 2024). Revenue: PK₨557.8m (up 22% from 2Q 2024). Net income: PK₨55.5m (up 32% from 2Q 2024). Profit margin: 10.0% (in line with 2Q 2024). Over the last 3 years on average, earnings per share has increased by 38% per year whereas the company’s share price has increased by 33% per year.
Valuation Update With 7 Day Price Move • Aug 15Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨15.68, the stock trades at a trailing P/E ratio of 7.7x. Average trailing P/E is 7x in the Insurance industry in Pakistan. Total returns to shareholders of 244% over the past three years.
Valuation Update With 7 Day Price Move • Jul 23Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨19.50, the stock trades at a trailing P/E ratio of 9.5x. Average trailing P/E is 7x in the Insurance industry in Pakistan. Total returns to shareholders of 321% over the past three years.
New Risk • Jul 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 9.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (43% accrual ratio). Market cap is less than US$10m (PK₨1.43b market cap, or US$5.01m). Minor Risks Paying a dividend despite having no free cash flows. Share price has been volatile over the past 3 months (9.5% average weekly change).
Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improves as stock rises 23%After last week's 23% share price gain to PK₨10.47, the stock trades at a trailing P/E ratio of 5.1x. Average trailing P/E is 6x in the Insurance industry in Pakistan. Total returns to shareholders of 130% over the past three years.
New Risk • May 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (43% accrual ratio). Market cap is less than US$10m (PK₨906.8m market cap, or US$3.22m). Minor Risks Paying a dividend despite having no free cash flows. Share price has been volatile over the past 3 months (6.8% average weekly change).
Valuation Update With 7 Day Price Move • Apr 15Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to PK₨7.60, the stock trades at a trailing P/E ratio of 4x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 39% over the past three years.
Reported Earnings • Apr 12Full year 2024 earnings released: EPS: PK₨1.91 (vs PK₨0.91 in FY 2023)Full year 2024 results: EPS: PK₨1.91 (up from PK₨0.91 in FY 2023). Revenue: PK₨2.09b (up 11% from FY 2023). Net income: PK₨236.9m (up 110% from FY 2023). Profit margin: 11% (up from 6.0% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Declared Dividend • Apr 07Dividend of PK₨1.00 announcedShareholders will receive a dividend of PK₨1.00. Ex-date: 14th April 2025 Payment date: 21st May 2025 Dividend yield will be 11%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by earnings (47% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. Earnings per share has grown by 18% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 05Habib Insurance Company Limited announces Annual dividend, payable on May 21, 2025Habib Insurance Company Limited announced Annual dividend of PKR 1.0000 per share payable on May 21, 2025, ex-date on April 14, 2025 and record date on April 15, 2025.
お知らせ • Apr 04Habib Insurance Company Limited, Annual General Meeting, Apr 29, 2025Habib Insurance Company Limited, Annual General Meeting, Apr 29, 2025. Location: karachi Pakistan
New Risk • Jan 21New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Pakistani stocks, typically moving 9.9% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.9% average weekly change). High level of non-cash earnings (36% accrual ratio). Market cap is less than US$10m (PK₨1.21b market cap, or US$4.34m). Minor Risk Paying a dividend despite having no free cash flows.
Valuation Update With 7 Day Price Move • Jan 02Investor sentiment improves as stock rises 27%After last week's 27% share price gain to PK₨9.77, the stock trades at a trailing P/E ratio of 7.4x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 94% over the past three years.
お知らせ • Jan 01Habib Insurance Company Limited Announces Resignation of Maleeha Humayun Bangash from its Board of DirectorsHabib Insurance Company Limited has officially announced the resignation of Ms. Maleeha Humayun Bangash from its Board of Directors, effective December 30, 2024. Ms. Bangash's resignation marks a significant change in the company's leadership structure. The Board of Directors is expected to identify a suitable candidate to fill the vacancy in due course, ensuring that the corporate governance framework remains robust and aligned with the company's strategic objectives.
Valuation Update With 7 Day Price Move • Dec 09Investor sentiment improves as stock rises 18%After last week's 18% share price gain to PK₨8.39, the stock trades at a trailing P/E ratio of 6.3x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 71% over the past three years.
Reported Earnings • Nov 02Third quarter 2024 earnings released: EPS: PK₨0.07 (vs PK₨0.13 in 3Q 2023)Third quarter 2024 results: EPS: PK₨0.07 (down from PK₨0.13 in 3Q 2023). Revenue: PK₨424.7m (down 13% from 3Q 2023). Net income: PK₨8.10m (down 49% from 3Q 2023). Profit margin: 1.9% (down from 3.3% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • May 21Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨7.00, the stock trades at a trailing P/E ratio of 6x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 26% over the past three years.
Reported Earnings • May 02First quarter 2024 earnings released: EPS: PK₨0.62 (vs PK₨0.36 in 1Q 2023)First quarter 2024 results: EPS: PK₨0.62 (up from PK₨0.36 in 1Q 2023). Revenue: PK₨520.9m (up 5.8% from 1Q 2023). Net income: PK₨76.4m (up 70% from 1Q 2023). Profit margin: 15% (up from 9.1% in 1Q 2023). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Reported Earnings • Apr 05Full year 2023 earnings released: EPS: PK₨0.91 (vs PK₨0.90 in FY 2022)Full year 2023 results: EPS: PK₨0.91 (up from PK₨0.90 in FY 2022). Revenue: PK₨1.86b (up 35% from FY 2022). Net income: PK₨112.8m (up 1.5% from FY 2022). Profit margin: 6.1% (down from 8.1% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Apr 02Upcoming dividend of PK₨0.63 per shareEligible shareholders must have bought the stock before 09 April 2024. Payment date: 17 May 2024. Payout ratio is a comfortable 74% but the company is not cash flow positive. Trailing yield: 9.0%. Lower than top quartile of Pakistani dividend payers (13%). Lower than average of industry peers (10%).
Valuation Update With 7 Day Price Move • Mar 25Investor sentiment improves as stock rises 22%After last week's 22% share price gain to PK₨7.44, the stock trades at a trailing P/E ratio of 8.8x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total returns to shareholders of 16% over the past three years.
Valuation Update With 7 Day Price Move • Dec 08Investor sentiment improves as stock rises 19%After last week's 19% share price gain to PK₨6.43, the stock trades at a trailing P/E ratio of 7.6x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Negligible returns to shareholders over past three years.
New Risk • Nov 30New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 5.9% Last year net profit margin: 9.2% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.2% average weekly change). Market cap is less than US$10m (PK₨656.5m market cap, or US$2.30m). Minor Risks Paying a dividend despite having no free cash flows. Profit margins are more than 30% lower than last year (5.9% net profit margin).
Valuation Update With 7 Day Price Move • Oct 09Investor sentiment improves as stock rises 15%After last week's 15% share price gain to PK₨5.19, the stock trades at a trailing P/E ratio of 4.7x. Average trailing P/E is 5x in the Insurance industry in Pakistan. Total loss to shareholders of 20% over the past three years.
Reported Earnings • Sep 01Second quarter 2023 earnings released: EPS: PK₨0.11 (vs PK₨0.13 loss in 2Q 2022)Second quarter 2023 results: EPS: PK₨0.11 (up from PK₨0.13 loss in 2Q 2022). Revenue: PK₨442.1m (up 65% from 2Q 2022). Net income: PK₨14.2m (up PK₨30.2m from 2Q 2022). Profit margin: 3.2% (up from net loss in 2Q 2022). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.
New Risk • Jun 09New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Pakistani stocks, typically moving 8.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (8.7% average weekly change). Market cap is less than US$10m (PK₨650.3m market cap, or US$2.27m). Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Valuation Update With 7 Day Price Move • May 18Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to PK₨5.16, the stock trades at a trailing P/E ratio of 5.8x. Average trailing P/E is 6x in the Insurance industry in Pakistan. Total loss to shareholders of 18% over the past three years.
Reported Earnings • May 11Full year 2022 earnings released: EPS: PK₨0.90 (vs PK₨0.86 in FY 2021)Full year 2022 results: EPS: PK₨0.90 (up from PK₨0.86 in FY 2021). Revenue: PK₨1.39b (up 45% from FY 2021). Net income: PK₨111.1m (up 3.8% from FY 2021). Profit margin: 8.0% (down from 11% in FY 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Feb 20Investor sentiment improves as stock rises 17%After last week's 17% share price gain to PK₨5.85, the stock trades at a trailing P/E ratio of 6.4x. Average trailing P/E is 6x in the Insurance industry in Pakistan. Total loss to shareholders of 26% over the past three years.
Valuation Update With 7 Day Price Move • Jan 19Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to PK₨5.35, the stock trades at a trailing P/E ratio of 5.8x. Average trailing P/E is 6x in the Insurance industry in Pakistan. Total loss to shareholders of 40% over the past three years.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Director Maleeha Bangash was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Nov 04Investor sentiment improved over the past weekAfter last week's 19% share price gain to PK₨6.63, the stock trades at a trailing P/E ratio of 7.2x. Average trailing P/E is 7x in the Insurance industry in Pakistan. Total loss to shareholders of 8.8% over the past three years.
Reported Earnings • Oct 30Third quarter 2022 earnings released: EPS: PK₨0.39 (vs PK₨0.018 in 3Q 2021)Third quarter 2022 results: EPS: PK₨0.39 (up from PK₨0.018 in 3Q 2021). Revenue: PK₨395.8m (up 61% from 3Q 2021). Net income: PK₨48.7m (up PK₨46.4m from 3Q 2021). Profit margin: 12% (up from 0.9% in 3Q 2021). Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Director Maleeha Bangash was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Apr 05Upcoming dividend of PK₨0.63 per shareEligible shareholders must have bought the stock before 12 April 2022. Payment date: 24 May 2022. Payout ratio is a comfortable 57% but the company is paying out more than the cash it is generating. Trailing yield: 6.8%. Lower than top quartile of Pakistani dividend payers (11%). Lower than average of industry peers (8.3%).
Reported Earnings • Oct 30Third quarter 2021 earnings released: EPS PK₨0.02 (vs PK₨0.081 loss in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: PK₨245.9m (up 32% from 3Q 2020). Net income: PK₨2.29m (up PK₨12.3m from 3Q 2020). Profit margin: 0.9% (up from net loss in 3Q 2020). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has fallen by 14% per year, which means it is performing significantly worse than earnings.
Reported Earnings • Aug 29Second quarter 2021 earnings released: EPS PK₨0.16 (vs PK₨0.28 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: PK₨226.0m (up 14% from 2Q 2020). Net income: PK₨19.4m (down 44% from 2Q 2020). Profit margin: 8.6% (down from 17% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 12% per year whereas the company’s share price has fallen by 14% per year.
Reported Earnings • May 03First quarter 2021 earnings released: EPS PK₨0.43 (vs PK₨0.025 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: PK₨256.1m (up 17% from 1Q 2020). Net income: PK₨52.7m (up PK₨49.5m from 1Q 2020). Profit margin: 21% (up from 1.4% in 1Q 2020). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year and the company’s share price has also fallen by 17% per year.
Upcoming Dividend • Apr 08Upcoming dividend of PK₨0.50 per shareEligible shareholders must have bought the stock before 15 April 2021. Payment date: 21 May 2021. Trailing yield: 6.5%. Lower than top quartile of Pakistani dividend payers (8.9%). Higher than average of industry peers (5.8%).
Reported Earnings • Apr 01Full year 2020 earnings released: EPS PK₨0.50 (vs PK₨0.57 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: PK₨840.6m (down 3.8% from FY 2019). Net income: PK₨61.7m (down 12% from FY 2019). Profit margin: 7.3% (down from 8.0% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.
Is New 90 Day High Low • Mar 02New 90-day low: PK₨7.61The company is down 5.0% from its price of PK₨8.02 on 01 December 2020. The Pakistani market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 4.0% over the same period.
Is New 90 Day High Low • Feb 03New 90-day low: PK₨8.00The company is down 3.0% from its price of PK₨8.22 on 04 November 2020. The Pakistani market is up 11% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Insurance industry, which is down 5.0% over the same period.
Is New 90 Day High Low • Dec 01New 90-day low: PK₨8.02The company is down 9.0% from its price of PK₨8.85 on 02 September 2020. The Pakistani market is down 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 8.0% over the same period.
Reported Earnings • Oct 28Third quarter earnings releasedOver the last 12 months the company has reported total losses of PK₨7.18m, with earnings decreasing by PK₨78.9m from the prior year. Total revenue was PK₨825.0m over the last 12 months, down 1.8% from the prior year.
Is New 90 Day High Low • Oct 08New 90-day low: PK₨8.50The company is down 6.0% from its price of PK₨9.00 on 09 July 2020. The Pakistani market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 16% over the same period.