View Financial HealthRIMAC Seguros y Reaseguros 配当と自社株買い配当金 基準チェック /36RIMAC Seguros y Reaseguros配当を支払う会社であり、現在の利回りは6.2%で、収益によって十分にカバーされています。主要情報6.2%配当利回りn/aバイバック利回り総株主利回りn/a将来の配当利回りn/a配当成長22.2%次回配当支払日n/a配当落ち日n/a一株当たり配当金n/a配当性向37%最近の配当と自社株買いの更新Declared Dividend • Mar 27Dividend reduced to S/0.019Dividend of S/0.019 is 71% lower than last year. Ex-date: 13th April 2026 Payment date: 30th April 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (12% cash payout ratio). The dividend has increased by an average of 21% per year over the past 5 years and payments have been stable during that time. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Mar 26RIMAC Seguros y Reaseguros S.A. announces Annual dividend, payable on April 30, 2026RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0192 per share payable on April 30, 2026, ex-date on April 13, 2026 and record date on April 14, 2026.お知らせ • Mar 28RIMAC Seguros y Reaseguros S.A. Announces Annual Dividend, Payable on April 30, 2025RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0694 per share payable on April 30, 2025, ex-date on April 10, 2025 and record date on April 11, 2025.Upcoming Dividend • Apr 11Upcoming dividend of S/0.068 per shareEligible shareholders must have bought the stock before 18 April 2024. Payment date: 06 May 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of Peruvian dividend payers (12%). Lower than average of industry peers (6.1%).Upcoming Dividend • May 28Inaugural dividend of S/0.038 per shareEligible shareholders must have bought the stock before 04 June 2021. Payment date: 14 June 2021. This is the first dividend for RIMAC Seguros y Reaseguros since going public. The average dividend yield among industry peers is 6.4%.すべての更新を表示Recent updatesBuy Or Sell Opportunity • Apr 01Now 22% undervaluedOver the last 90 days, the stock has risen 19% to S/1.20. The fair value is estimated to be S/1.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.8% over the last 3 years. Earnings per share has grown by 6.0%.Declared Dividend • Mar 27Dividend reduced to S/0.019Dividend of S/0.019 is 71% lower than last year. Ex-date: 13th April 2026 Payment date: 30th April 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (12% cash payout ratio). The dividend has increased by an average of 21% per year over the past 5 years and payments have been stable during that time. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Mar 26RIMAC Seguros y Reaseguros S.A. announces Annual dividend, payable on April 30, 2026RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0192 per share payable on April 30, 2026, ex-date on April 13, 2026 and record date on April 14, 2026.Board Change • Mar 09Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • Mar 04RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 24, 2026RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 24, 2026, at 09:00 SA Pacific Standard Time. Location: held remotely, PeruBoard Change • Feb 10Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Valuation Update With 7 Day Price Move • Jan 07Investor sentiment improves as stock rises 17%After last week's 17% share price gain to S/1.18, the stock trades at a trailing P/E ratio of 6.7x. Average trailing P/E is 8x in the Insurance industry in South America. Total returns to shareholders of 140% over the past three years.Board Change • Nov 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Reported Earnings • Nov 20Third quarter 2025 earnings released: EPS: S/0.046 (vs S/0.065 in 3Q 2024)Third quarter 2025 results: EPS: S/0.046 (down from S/0.065 in 3Q 2024). Revenue: S/1.67b (up 5.3% from 3Q 2024). Net income: S/101.4m (down 28% from 3Q 2024). Profit margin: 6.1% (down from 8.9% in 3Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth.Board Change • Nov 12Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Oct 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Sep 04Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Aug 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Apr 28Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • Mar 28RIMAC Seguros y Reaseguros S.A. Announces Annual Dividend, Payable on April 30, 2025RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0694 per share payable on April 30, 2025, ex-date on April 10, 2025 and record date on April 11, 2025.お知らせ • Mar 06RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 25, 2025RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 25, 2025, at 09:00 SA Pacific Standard Time. Location: held remotely, PeruNew Risk • Oct 29New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 4.0% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Buy Or Sell Opportunity • Oct 09Now 23% undervalued after recent price dropOver the last 90 days, the stock has fallen 2.4% to S/0.92. The fair value is estimated to be S/1.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.4% over the last 3 years. Earnings per share has grown by 50%.Reported Earnings • Aug 21Second quarter 2024 earnings released: EPS: S/0.046 (vs S/0.046 in 2Q 2023)Second quarter 2024 results: EPS: S/0.046 (in line with 2Q 2023). Revenue: S/1.26b (down 3.9% from 2Q 2023). Net income: S/93.7m (up 5.9% from 2Q 2023). Profit margin: 7.4% (up from 6.8% in 2Q 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.New Risk • May 24New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 6.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (6.1% increase in shares outstanding).Reported Earnings • May 19First quarter 2024 earnings released: EPS: S/0.052 (vs S/0.052 in 1Q 2023)First quarter 2024 results: EPS: S/0.052 (in line with 1Q 2023). Revenue: S/1.44b (up 11% from 1Q 2023). Net income: S/91.0m (down 8.8% from 1Q 2023). Profit margin: 6.3% (down from 7.7% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.New Risk • Apr 21New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 4.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Upcoming Dividend • Apr 11Upcoming dividend of S/0.068 per shareEligible shareholders must have bought the stock before 18 April 2024. Payment date: 06 May 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of Peruvian dividend payers (12%). Lower than average of industry peers (6.1%).New Risk • Mar 12New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Peruvian stocks, typically moving 5.4% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.Reported Earnings • Aug 19Second quarter 2023 earnings released: EPS: S/0.046 (vs S/0.05 in 2Q 2022)Second quarter 2023 results: EPS: S/0.046 (down from S/0.05 in 2Q 2022). Revenue: S/1.31b (up 10% from 2Q 2022). Net income: S/88.5m (flat on 2Q 2022). Profit margin: 6.8% (down from 7.5% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.New Risk • Jul 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 4.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (4.0% average weekly change). Shareholders have been diluted in the past year (8.4% increase in shares outstanding).New Risk • Jun 08New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 8.4% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (8.4% increase in shares outstanding).Reported Earnings • Nov 18Third quarter 2022 earnings released: EPS: S/0.035 (vs S/0.029 in 3Q 2021)Third quarter 2022 results: EPS: S/0.035 (up from S/0.029 in 3Q 2021). Revenue: S/1.24b (down 2.9% from 3Q 2021). Net income: S/62.4m (up 31% from 3Q 2021). Profit margin: 5.0% (up from 3.7% in 3Q 2021). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.Board Change • Nov 17Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 8 highly experienced directors. 5 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Buying Opportunity • May 13Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 7.0%. The fair value is estimated to be S/1.00, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.9% over the last 3 years. Earnings per share has declined by 32%.Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 8 highly experienced directors. 5 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Valuation Update With 7 Day Price Move • Oct 22Investor sentiment improved over the past weekAfter last week's 24% share price gain to S/1.08, the stock trades at a trailing P/E ratio of 22x. Average trailing P/E is 20x in the Insurance industry in Peru. Total returns to shareholders of 13% over the past three years.Upcoming Dividend • May 28Inaugural dividend of S/0.038 per shareEligible shareholders must have bought the stock before 04 June 2021. Payment date: 14 June 2021. This is the first dividend for RIMAC Seguros y Reaseguros since going public. The average dividend yield among industry peers is 6.4%.Valuation Update With 7 Day Price Move • Apr 25Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to S/1.05, the stock trades at a trailing P/E ratio of 6.6x. Average trailing P/E is 6x in the Insurance industry in Peru. Total loss to shareholders of 11% over the past three years.Is New 90 Day High Low • Feb 18New 90-day high: S/1.15The company is up 13% from its price of S/1.01 on 19 November 2020. The Peruvian market is also up 13% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it outperformed the Insurance industry, which is up 3.0% over the same period.Is New 90 Day High Low • Jan 24New 90-day high: S/1.23The company is up 23% from its price of S/1.00 on 26 October 2020. The Peruvian market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 15% over the same period.Is New 90 Day High Low • Nov 20New 90-day high: S/1.10The company is up 11% from its price of S/0.99 on 21 August 2020. The Peruvian market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 10.0% over the same period.決済の安定と成長配当データの取得安定した配当: 配当金の支払いは安定していますが、 RIMSEGC1が配当金を支払っている期間は 10 年未満です。増加する配当: RIMSEGC1の配当金は増加していますが、同社は5年間しか配当金を支払っていません。配当利回り対市場RIMAC Seguros y Reaseguros 配当利回り対市場RIMSEGC1 配当利回りは市場と比べてどうか？セグメント配当利回り会社 (RIMSEGC1)6.2%市場下位25% (PE)4.8%市場トップ25% (PE)12.3%業界平均 (Insurance)3.8%アナリスト予想 (RIMSEGC1) (最長3年)n/a注目すべき配当: RIMSEGC1の配当金 ( 6.2% ) はPE市場の配当金支払者の下位 25% ( 4.76% ) よりも高くなっています。高配当: RIMSEGC1の配当金 ( 6.2% ) はPE市場の配当金支払者の上位 25% ( 12.32% ) と比較すると低いです。株主への利益配当収益カバレッジ: RIMSEGC1の 配当性向 ( 36.9% ) はかなり低いため、配当金の支払いは利益によって十分にカバーされます。株主配当金キャッシュフローカバレッジ: RIMSEGC1は 現金配当性向 ( 12% ) が低いため、配当金の支払いはキャッシュフローによって完全にカバーされています。高配当企業の発掘7D1Y7D1Y7D1YPE 市場の強力な配当支払い企業。View Management企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/12 07:58終値2026/05/11 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋RIMAC Seguros y Reaseguros S.A. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Declared Dividend • Mar 27Dividend reduced to S/0.019Dividend of S/0.019 is 71% lower than last year. Ex-date: 13th April 2026 Payment date: 30th April 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (12% cash payout ratio). The dividend has increased by an average of 21% per year over the past 5 years and payments have been stable during that time. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 26RIMAC Seguros y Reaseguros S.A. announces Annual dividend, payable on April 30, 2026RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0192 per share payable on April 30, 2026, ex-date on April 13, 2026 and record date on April 14, 2026.
お知らせ • Mar 28RIMAC Seguros y Reaseguros S.A. Announces Annual Dividend, Payable on April 30, 2025RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0694 per share payable on April 30, 2025, ex-date on April 10, 2025 and record date on April 11, 2025.
Upcoming Dividend • Apr 11Upcoming dividend of S/0.068 per shareEligible shareholders must have bought the stock before 18 April 2024. Payment date: 06 May 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of Peruvian dividend payers (12%). Lower than average of industry peers (6.1%).
Upcoming Dividend • May 28Inaugural dividend of S/0.038 per shareEligible shareholders must have bought the stock before 04 June 2021. Payment date: 14 June 2021. This is the first dividend for RIMAC Seguros y Reaseguros since going public. The average dividend yield among industry peers is 6.4%.
Buy Or Sell Opportunity • Apr 01Now 22% undervaluedOver the last 90 days, the stock has risen 19% to S/1.20. The fair value is estimated to be S/1.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.8% over the last 3 years. Earnings per share has grown by 6.0%.
Declared Dividend • Mar 27Dividend reduced to S/0.019Dividend of S/0.019 is 71% lower than last year. Ex-date: 13th April 2026 Payment date: 30th April 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (12% cash payout ratio). The dividend has increased by an average of 21% per year over the past 5 years and payments have been stable during that time. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 26RIMAC Seguros y Reaseguros S.A. announces Annual dividend, payable on April 30, 2026RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0192 per share payable on April 30, 2026, ex-date on April 13, 2026 and record date on April 14, 2026.
Board Change • Mar 09Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • Mar 04RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 24, 2026RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 24, 2026, at 09:00 SA Pacific Standard Time. Location: held remotely, Peru
Board Change • Feb 10Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Valuation Update With 7 Day Price Move • Jan 07Investor sentiment improves as stock rises 17%After last week's 17% share price gain to S/1.18, the stock trades at a trailing P/E ratio of 6.7x. Average trailing P/E is 8x in the Insurance industry in South America. Total returns to shareholders of 140% over the past three years.
Board Change • Nov 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Reported Earnings • Nov 20Third quarter 2025 earnings released: EPS: S/0.046 (vs S/0.065 in 3Q 2024)Third quarter 2025 results: EPS: S/0.046 (down from S/0.065 in 3Q 2024). Revenue: S/1.67b (up 5.3% from 3Q 2024). Net income: S/101.4m (down 28% from 3Q 2024). Profit margin: 6.1% (down from 8.9% in 3Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth.
Board Change • Nov 12Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Oct 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Sep 04Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Aug 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Apr 28Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • Mar 28RIMAC Seguros y Reaseguros S.A. Announces Annual Dividend, Payable on April 30, 2025RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0694 per share payable on April 30, 2025, ex-date on April 10, 2025 and record date on April 11, 2025.
お知らせ • Mar 06RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 25, 2025RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 25, 2025, at 09:00 SA Pacific Standard Time. Location: held remotely, Peru
New Risk • Oct 29New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 4.0% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Buy Or Sell Opportunity • Oct 09Now 23% undervalued after recent price dropOver the last 90 days, the stock has fallen 2.4% to S/0.92. The fair value is estimated to be S/1.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.4% over the last 3 years. Earnings per share has grown by 50%.
Reported Earnings • Aug 21Second quarter 2024 earnings released: EPS: S/0.046 (vs S/0.046 in 2Q 2023)Second quarter 2024 results: EPS: S/0.046 (in line with 2Q 2023). Revenue: S/1.26b (down 3.9% from 2Q 2023). Net income: S/93.7m (up 5.9% from 2Q 2023). Profit margin: 7.4% (up from 6.8% in 2Q 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
New Risk • May 24New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 6.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (6.1% increase in shares outstanding).
Reported Earnings • May 19First quarter 2024 earnings released: EPS: S/0.052 (vs S/0.052 in 1Q 2023)First quarter 2024 results: EPS: S/0.052 (in line with 1Q 2023). Revenue: S/1.44b (up 11% from 1Q 2023). Net income: S/91.0m (down 8.8% from 1Q 2023). Profit margin: 6.3% (down from 7.7% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
New Risk • Apr 21New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 4.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Upcoming Dividend • Apr 11Upcoming dividend of S/0.068 per shareEligible shareholders must have bought the stock before 18 April 2024. Payment date: 06 May 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of Peruvian dividend payers (12%). Lower than average of industry peers (6.1%).
New Risk • Mar 12New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Peruvian stocks, typically moving 5.4% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.
Reported Earnings • Aug 19Second quarter 2023 earnings released: EPS: S/0.046 (vs S/0.05 in 2Q 2022)Second quarter 2023 results: EPS: S/0.046 (down from S/0.05 in 2Q 2022). Revenue: S/1.31b (up 10% from 2Q 2022). Net income: S/88.5m (flat on 2Q 2022). Profit margin: 6.8% (down from 7.5% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
New Risk • Jul 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 4.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (4.0% average weekly change). Shareholders have been diluted in the past year (8.4% increase in shares outstanding).
New Risk • Jun 08New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 8.4% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (8.4% increase in shares outstanding).
Reported Earnings • Nov 18Third quarter 2022 earnings released: EPS: S/0.035 (vs S/0.029 in 3Q 2021)Third quarter 2022 results: EPS: S/0.035 (up from S/0.029 in 3Q 2021). Revenue: S/1.24b (down 2.9% from 3Q 2021). Net income: S/62.4m (up 31% from 3Q 2021). Profit margin: 5.0% (up from 3.7% in 3Q 2021). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.
Board Change • Nov 17Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 8 highly experienced directors. 5 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Buying Opportunity • May 13Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 7.0%. The fair value is estimated to be S/1.00, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.9% over the last 3 years. Earnings per share has declined by 32%.
Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 8 highly experienced directors. 5 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Valuation Update With 7 Day Price Move • Oct 22Investor sentiment improved over the past weekAfter last week's 24% share price gain to S/1.08, the stock trades at a trailing P/E ratio of 22x. Average trailing P/E is 20x in the Insurance industry in Peru. Total returns to shareholders of 13% over the past three years.
Upcoming Dividend • May 28Inaugural dividend of S/0.038 per shareEligible shareholders must have bought the stock before 04 June 2021. Payment date: 14 June 2021. This is the first dividend for RIMAC Seguros y Reaseguros since going public. The average dividend yield among industry peers is 6.4%.
Valuation Update With 7 Day Price Move • Apr 25Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to S/1.05, the stock trades at a trailing P/E ratio of 6.6x. Average trailing P/E is 6x in the Insurance industry in Peru. Total loss to shareholders of 11% over the past three years.
Is New 90 Day High Low • Feb 18New 90-day high: S/1.15The company is up 13% from its price of S/1.01 on 19 November 2020. The Peruvian market is also up 13% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it outperformed the Insurance industry, which is up 3.0% over the same period.
Is New 90 Day High Low • Jan 24New 90-day high: S/1.23The company is up 23% from its price of S/1.00 on 26 October 2020. The Peruvian market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 15% over the same period.
Is New 90 Day High Low • Nov 20New 90-day high: S/1.10The company is up 11% from its price of S/0.99 on 21 August 2020. The Peruvian market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 10.0% over the same period.