View ValuationLa Positiva Seguros y Reaseguros 将来の成長Future 基準チェック /06現在、 La Positiva Seguros y Reasegurosの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Insurance 収益成長6.0%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesReported Earnings • May 20First quarter 2026 earnings released: EPS: S/0.044 (vs S/0.034 in 1Q 2025)First quarter 2026 results: EPS: S/0.044 (up from S/0.034 in 1Q 2025). Revenue: S/738.4m (up 30% from 1Q 2025). Net income: S/37.9m (up 44% from 1Q 2025). Profit margin: 5.1% (up from 4.6% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 22% per year and the company’s share price has also increased by 22% per year.Board Change • May 14Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Mar 13La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on April 09, 2026La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0931 per share payable on April 09, 2026, ex-date on March 27, 2026 and record date on March 30, 2026.お知らせ • Feb 24La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026, at 13:30 SA Pacific Standard Time. Location: held remotely, PeruBoard Change • Dec 24Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.Board Change • Oct 10Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.Board Change • Jul 01Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.お知らせ • Mar 06La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on March 20, 2025La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0900 per share payable on March 20, 2025, ex-date on March 18, 2025 and record date on March 19, 2025.お知らせ • Feb 10La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025, at 12:30 SA Pacific Standard Time. Location: held remotely, PeruBoard Change • Dec 24Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.New Risk • Aug 20New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 5.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Reported Earnings • Aug 17Second quarter 2024 earnings released: EPS: S/0.10 (vs S/0.044 in 2Q 2023)Second quarter 2024 results: EPS: S/0.10 (up from S/0.044 in 2Q 2023). Revenue: S/593.7m (up 7.8% from 2Q 2023). Net income: S/66.0m (up 120% from 2Q 2023). Profit margin: 11% (up from 5.4% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.New Risk • Jun 04New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 22% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Reported Earnings • May 18First quarter 2024 earnings released: EPS: S/0.076 (vs S/0.036 in 1Q 2023)First quarter 2024 results: EPS: S/0.076 (up from S/0.036 in 1Q 2023). Revenue: S/583.2m (up 13% from 1Q 2023). Net income: S/50.5m (up 165% from 1Q 2023). Profit margin: 8.7% (up from 3.7% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.New Risk • Apr 16New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: S/374.0m (US$99.5m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.Reported Earnings • Mar 11Full year 2023 earnings released: EPS: S/0.28 (vs S/0.12 in FY 2022)Full year 2023 results: EPS: S/0.28 (up from S/0.12 in FY 2022). Revenue: S/2.19b (up 16% from FY 2022). Net income: S/150.1m (up 136% from FY 2022). Profit margin: 6.8% (up from 3.4% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: S/0.078 (vs S/0.045 in 3Q 2022)Third quarter 2023 results: EPS: S/0.078 (up from S/0.045 in 3Q 2022). Revenue: S/532.1m (up 14% from 3Q 2022). Net income: S/42.5m (up 69% from 3Q 2022). Profit margin: 8.0% (up from 5.4% in 3Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 06Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: S/617.2m (up 31% from 2Q 2022). Net income: S/30.0m (up 60% from 2Q 2022). Profit margin: 4.9% (up from 4.0% in 2Q 2022). The increase in margin was driven by higher revenue.New Risk • Aug 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 4.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (4.9% average weekly change).New Risk • Jun 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 9.8% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Shareholders have been diluted in the past year (9.8% increase in shares outstanding).Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: S/0.056 (vs S/0.096 in 3Q 2021)Third quarter 2022 results: EPS: S/0.056 (down from S/0.096 in 3Q 2021). Revenue: S/517.8m (up 110% from 3Q 2021). Net income: S/25.1m (down 47% from 3Q 2021). Profit margin: 4.8% (down from 19% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Oct 08Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1).Fidelidade - Companhia de Seguros, S.A. agreed to acquire additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on June 9, 2022. Post acquisition, Fidelidade - Companhia de Seguros, S.A. stake in La Positiva Seguros will be 91.5% stake. The deal is subject to approval from the Superintendencia de Banca, Seguros y AFP, the Peruvian insurance market regulator. Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on October 6, 2022.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Mar 30Inaugural dividend of S/0.084 per shareEligible shareholders must have bought the stock before 06 April 2021. Payment date: 09 April 2021. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 5.5%.Is New 90 Day High Low • Jan 13New 90-day low: S/0.93The company is down 6.0% from its price of S/0.99 on 14 October 2020. The Peruvian market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period.Is New 90 Day High Low • Jan 06New 90-day low: S/0.99The company is down 6.0% from its price of S/1.05 on 08 October 2020. The Peruvian market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 12% over the same period.Upcoming Dividend • Dec 29First Dividend Is S/0.063 Per ShareWill be paid on the 8th of January to those who are registered shareholders by the 5th of January. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 8.9%. このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、La Positiva Seguros y Reaseguros は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測BVL:POSITIC1 - アナリストの将来予測と過去の財務データ ( )PEN Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/20262,644195799825N/A12/31/20252,549184542570N/A9/30/20252,453193214242N/A6/30/20252,257174351384N/A3/31/20252,227191311347N/A12/31/20242,244216274308N/A9/30/20242,245218429462N/A6/30/20241,656218208231N/A3/31/20242,264182441468N/A12/31/20232,193150376403N/A9/30/20232,098101184209N/A6/30/20232,02784356378N/A3/31/20231,94673140155N/A12/31/20221,88664192209N/A9/30/20221,82870378391N/A6/30/20221,82292154167N/A3/31/20221,76779201218N/A12/31/20211,69673191206N/A9/30/20211,61370259278N/A6/30/20211,35464150168N/A3/31/20211,43976350370N/A12/31/20201,42085275294N/A9/30/20201,50277224250N/A6/30/20201,76962332362N/A3/31/20201,66156206238N/A12/31/20191,68859N/A272N/A9/30/20191,61739N/A368N/A6/30/20191,53915N/A374N/A3/31/20191,57424N/A291N/A12/31/20181,50829N/A319N/A9/30/20181,55643N/A248N/A6/30/20181,52047N/A253N/A3/31/20181,58548N/A326N/A12/31/20171,49945N/A199N/A9/30/20171,32954N/A233N/A6/30/20171,30953N/A267N/A3/31/20171,19838N/A174N/A12/31/20161,25234N/A326N/A9/30/20161,31322N/A259N/A6/30/20161,34832N/A330N/A3/31/20161,31630N/A345N/A12/31/20151,29126N/A432N/A9/30/20151,17719N/A394N/A6/30/20151,00625N/A141N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: POSITIC1の予測収益成長が 貯蓄率 ( 6.7% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: POSITIC1の収益がPE市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: POSITIC1の収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: POSITIC1の収益がPE市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: POSITIC1の収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: POSITIC1の 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/28 20:50終値2026/05/27 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋La Positiva Seguros y Reaseguros S.A. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • May 20First quarter 2026 earnings released: EPS: S/0.044 (vs S/0.034 in 1Q 2025)First quarter 2026 results: EPS: S/0.044 (up from S/0.034 in 1Q 2025). Revenue: S/738.4m (up 30% from 1Q 2025). Net income: S/37.9m (up 44% from 1Q 2025). Profit margin: 5.1% (up from 4.6% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 22% per year and the company’s share price has also increased by 22% per year.
Board Change • May 14Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Mar 13La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on April 09, 2026La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0931 per share payable on April 09, 2026, ex-date on March 27, 2026 and record date on March 30, 2026.
お知らせ • Feb 24La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026, at 13:30 SA Pacific Standard Time. Location: held remotely, Peru
Board Change • Dec 24Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
Board Change • Oct 10Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
Board Change • Jul 01Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
お知らせ • Mar 06La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on March 20, 2025La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0900 per share payable on March 20, 2025, ex-date on March 18, 2025 and record date on March 19, 2025.
お知らせ • Feb 10La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025, at 12:30 SA Pacific Standard Time. Location: held remotely, Peru
Board Change • Dec 24Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
New Risk • Aug 20New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 5.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Reported Earnings • Aug 17Second quarter 2024 earnings released: EPS: S/0.10 (vs S/0.044 in 2Q 2023)Second quarter 2024 results: EPS: S/0.10 (up from S/0.044 in 2Q 2023). Revenue: S/593.7m (up 7.8% from 2Q 2023). Net income: S/66.0m (up 120% from 2Q 2023). Profit margin: 11% (up from 5.4% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
New Risk • Jun 04New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 22% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Reported Earnings • May 18First quarter 2024 earnings released: EPS: S/0.076 (vs S/0.036 in 1Q 2023)First quarter 2024 results: EPS: S/0.076 (up from S/0.036 in 1Q 2023). Revenue: S/583.2m (up 13% from 1Q 2023). Net income: S/50.5m (up 165% from 1Q 2023). Profit margin: 8.7% (up from 3.7% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
New Risk • Apr 16New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: S/374.0m (US$99.5m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.
Reported Earnings • Mar 11Full year 2023 earnings released: EPS: S/0.28 (vs S/0.12 in FY 2022)Full year 2023 results: EPS: S/0.28 (up from S/0.12 in FY 2022). Revenue: S/2.19b (up 16% from FY 2022). Net income: S/150.1m (up 136% from FY 2022). Profit margin: 6.8% (up from 3.4% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: S/0.078 (vs S/0.045 in 3Q 2022)Third quarter 2023 results: EPS: S/0.078 (up from S/0.045 in 3Q 2022). Revenue: S/532.1m (up 14% from 3Q 2022). Net income: S/42.5m (up 69% from 3Q 2022). Profit margin: 8.0% (up from 5.4% in 3Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 06Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: S/617.2m (up 31% from 2Q 2022). Net income: S/30.0m (up 60% from 2Q 2022). Profit margin: 4.9% (up from 4.0% in 2Q 2022). The increase in margin was driven by higher revenue.
New Risk • Aug 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 4.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (4.9% average weekly change).
New Risk • Jun 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 9.8% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Shareholders have been diluted in the past year (9.8% increase in shares outstanding).
Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: S/0.056 (vs S/0.096 in 3Q 2021)Third quarter 2022 results: EPS: S/0.056 (down from S/0.096 in 3Q 2021). Revenue: S/517.8m (up 110% from 3Q 2021). Net income: S/25.1m (down 47% from 3Q 2021). Profit margin: 4.8% (down from 19% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Oct 08Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1).Fidelidade - Companhia de Seguros, S.A. agreed to acquire additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on June 9, 2022. Post acquisition, Fidelidade - Companhia de Seguros, S.A. stake in La Positiva Seguros will be 91.5% stake. The deal is subject to approval from the Superintendencia de Banca, Seguros y AFP, the Peruvian insurance market regulator. Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on October 6, 2022.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Mar 30Inaugural dividend of S/0.084 per shareEligible shareholders must have bought the stock before 06 April 2021. Payment date: 09 April 2021. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 5.5%.
Is New 90 Day High Low • Jan 13New 90-day low: S/0.93The company is down 6.0% from its price of S/0.99 on 14 October 2020. The Peruvian market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period.
Is New 90 Day High Low • Jan 06New 90-day low: S/0.99The company is down 6.0% from its price of S/1.05 on 08 October 2020. The Peruvian market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 12% over the same period.
Upcoming Dividend • Dec 29First Dividend Is S/0.063 Per ShareWill be paid on the 8th of January to those who are registered shareholders by the 5th of January. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 8.9%.