View ValuationCreditexA 将来の成長Future 基準チェック /06現在、 CreditexAの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Luxury 収益成長2.3%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesReported Earnings • May 20First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: S/75.4m (down 16% from 1Q 2025). Net loss: S/6.75m (down 344% from profit in 1Q 2025). Over the last 3 years on average, earnings per share has fallen by 37% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.Board Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • Mar 03Creditex S.A.A., Annual General Meeting, Mar 27, 2026Creditex S.A.A., Annual General Meeting, Mar 27, 2026, at 10:00 SA Pacific Standard Time. Location: held remotely via zoom, PeruBoard Change • Dec 24Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • May 22Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • Mar 03Creditex S.A.A., Annual General Meeting, Mar 28, 2025Creditex S.A.A., Annual General Meeting, Mar 28, 2025, at 10:00 SA Pacific Standard Time. Location: held remotely, PeruBoard Change • Dec 24Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Reported Earnings • Aug 20Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: S/87.9m (up 17% from 2Q 2023). Net loss: S/4.85m (loss widened 217% from 2Q 2023).Reported Earnings • May 19First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: S/76.6m (down 18% from 1Q 2023). Net loss: S/4.86m (down 344% from profit in 1Q 2023). Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.New Risk • Oct 21New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Peruvian stocks, typically moving 5.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (5.7% average weekly change). Minor Risks Dividend is not well covered by cash flows (dividend per share is over 14x cash flows per share). Profit margins are more than 30% lower than last year (5.6% net profit margin). Market cap is less than US$100m (S/123.0m market cap, or US$31.9m).New Risk • Aug 18New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 5.1% Last year net profit margin: 11% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Paying a dividend despite having no free cash flows. Profit margins are more than 30% lower than last year (5.1% net profit margin). Market cap is less than US$100m (S/121.6m market cap, or US$32.7m).Reported Earnings • Aug 18Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: S/75.5m (down 35% from 2Q 2022). Net loss: S/1.53m (down 111% from profit in 2Q 2022). Over the last 3 years on average, earnings per share has increased by 83% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Elias Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Elias Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Upcoming Dividend • Apr 14Upcoming dividend of S/0.07 per shareEligible shareholders must have bought the stock before 21 April 2022. Payment date: 04 May 2022. The company is not currently making a profit and there are not enough cash flows to support it either. Trailing yield: 8.6%. Lower than top quartile of Peruvian dividend payers (18%). Higher than average of industry peers (2.5%).Reported Earnings • Aug 22Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: S/74.7m (up 151% from 2Q 2020). Net income: S/8.04m (up S/16.9m from 2Q 2020). Profit margin: 11% (up from net loss in 2Q 2020). The move to profitability was driven by higher revenue. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 124 percentage points per year, which is a significant difference in performance.Upcoming Dividend • Jun 30Upcoming dividend of S/0.07 per shareEligible shareholders must have bought the stock before 06 July 2021. Payment date: 16 July 2021. Trailing yield: 8.0%. Lower than top quartile of Peruvian dividend payers (16%). Higher than average of industry peers (1.7%).Reported Earnings • Feb 20Full year 2020 earnings released: S/0.001 loss per share (vs S/0.019 profit in FY 2019)The company reported a poor full year result with weaker earnings, revenues and control over costs. Full year 2020 results: Revenue: S/198.8m (down 28% from FY 2019). Net loss: S/175.0k (down 105% from profit in FY 2019). Over the last 3 years on average, earnings per share has fallen by 83% per year but the company’s share price has increased by 37% per year, which means it is well ahead of earnings.Is New 90 Day High Low • Dec 29New 90-day high: S/0.92The company is up 30% from its price of S/0.71 on 30 September 2020. The Peruvian market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Luxury industry, which is down 1.0% over the same period.Reported Earnings • Sep 18First quarter earnings releasedOver the last 12 months the company has reported total profits of S/1.56m, down 73% from the prior year. Total revenue was S/259.9m over the last 12 months, down 7.9% from the prior year. このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、CreditexA は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測BVL:CRETEXI1 - アナリストの将来予測と過去の財務データ ( )PEN Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/2026309-818N/A12/31/20253241-7-1N/A9/30/20253431037N/A6/30/2025361102529N/A3/31/202536311720N/A12/31/2024349-63841N/A9/30/2024334-55659N/A6/30/2024318-204345N/A3/31/2024307-164242N/A12/31/2023325-10-32N/A9/30/2023358-2-19-15N/A6/30/20233892216N/A3/31/202343037-36-28N/A12/31/202244348-22-17N/A9/30/202243644-28-21N/A6/30/202242448-52-46N/A3/31/202238243-12-8N/A12/31/20213423426N/A9/30/2021314321921N/A6/30/2021277203132N/A3/31/202123232425N/A12/31/2020218-23738N/A9/30/2020218-82425N/A6/30/2020229-111617N/A3/31/20202602911N/A12/31/20192773N/A-11N/A9/30/20192707N/A-11N/A6/30/20192738N/A2N/A3/31/20192826N/A14N/A12/31/20182677N/A7N/A9/30/20182668N/A17N/A6/30/201826410N/A-1N/A3/31/20182608N/A-3N/A12/31/20172737N/A9N/A9/30/20172720N/A1N/A6/30/2017277-1N/A21N/A3/31/20172660N/A16N/A12/31/20162540N/A51N/A9/30/20162609N/A60N/A6/30/201625812N/A31N/A3/31/201626816N/A38N/A12/31/201526916N/A20N/A9/30/201527724N/A21N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: CRETEXI1の予測収益成長が 貯蓄率 ( 6.7% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: CRETEXI1の収益がPE市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: CRETEXI1の収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: CRETEXI1の収益がPE市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: CRETEXI1の収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: CRETEXI1の 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YConsumer-durables 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/29 17:57終値2026/07/27 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Creditex S.A.A. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • May 20First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: S/75.4m (down 16% from 1Q 2025). Net loss: S/6.75m (down 344% from profit in 1Q 2025). Over the last 3 years on average, earnings per share has fallen by 37% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
Board Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • Mar 03Creditex S.A.A., Annual General Meeting, Mar 27, 2026Creditex S.A.A., Annual General Meeting, Mar 27, 2026, at 10:00 SA Pacific Standard Time. Location: held remotely via zoom, Peru
Board Change • Dec 24Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • May 22Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • Mar 03Creditex S.A.A., Annual General Meeting, Mar 28, 2025Creditex S.A.A., Annual General Meeting, Mar 28, 2025, at 10:00 SA Pacific Standard Time. Location: held remotely, Peru
Board Change • Dec 24Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Reported Earnings • Aug 20Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: S/87.9m (up 17% from 2Q 2023). Net loss: S/4.85m (loss widened 217% from 2Q 2023).
Reported Earnings • May 19First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: S/76.6m (down 18% from 1Q 2023). Net loss: S/4.86m (down 344% from profit in 1Q 2023). Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
New Risk • Oct 21New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Peruvian stocks, typically moving 5.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (5.7% average weekly change). Minor Risks Dividend is not well covered by cash flows (dividend per share is over 14x cash flows per share). Profit margins are more than 30% lower than last year (5.6% net profit margin). Market cap is less than US$100m (S/123.0m market cap, or US$31.9m).
New Risk • Aug 18New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 5.1% Last year net profit margin: 11% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Paying a dividend despite having no free cash flows. Profit margins are more than 30% lower than last year (5.1% net profit margin). Market cap is less than US$100m (S/121.6m market cap, or US$32.7m).
Reported Earnings • Aug 18Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: S/75.5m (down 35% from 2Q 2022). Net loss: S/1.53m (down 111% from profit in 2Q 2022). Over the last 3 years on average, earnings per share has increased by 83% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Elias Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Francisco Jose Joaquin Elias Garcia Calderon Portugal was the last independent director to join the board, commencing their role in 2003. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Upcoming Dividend • Apr 14Upcoming dividend of S/0.07 per shareEligible shareholders must have bought the stock before 21 April 2022. Payment date: 04 May 2022. The company is not currently making a profit and there are not enough cash flows to support it either. Trailing yield: 8.6%. Lower than top quartile of Peruvian dividend payers (18%). Higher than average of industry peers (2.5%).
Reported Earnings • Aug 22Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: S/74.7m (up 151% from 2Q 2020). Net income: S/8.04m (up S/16.9m from 2Q 2020). Profit margin: 11% (up from net loss in 2Q 2020). The move to profitability was driven by higher revenue. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 124 percentage points per year, which is a significant difference in performance.
Upcoming Dividend • Jun 30Upcoming dividend of S/0.07 per shareEligible shareholders must have bought the stock before 06 July 2021. Payment date: 16 July 2021. Trailing yield: 8.0%. Lower than top quartile of Peruvian dividend payers (16%). Higher than average of industry peers (1.7%).
Reported Earnings • Feb 20Full year 2020 earnings released: S/0.001 loss per share (vs S/0.019 profit in FY 2019)The company reported a poor full year result with weaker earnings, revenues and control over costs. Full year 2020 results: Revenue: S/198.8m (down 28% from FY 2019). Net loss: S/175.0k (down 105% from profit in FY 2019). Over the last 3 years on average, earnings per share has fallen by 83% per year but the company’s share price has increased by 37% per year, which means it is well ahead of earnings.
Is New 90 Day High Low • Dec 29New 90-day high: S/0.92The company is up 30% from its price of S/0.71 on 30 September 2020. The Peruvian market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Luxury industry, which is down 1.0% over the same period.
Reported Earnings • Sep 18First quarter earnings releasedOver the last 12 months the company has reported total profits of S/1.56m, down 73% from the prior year. Total revenue was S/259.9m over the last 12 months, down 7.9% from the prior year.