View ValuationInstabank 将来の成長Future 基準チェック /56Instabank利益と収益がそれぞれ年間26.3%と28.6%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に15.8% 24.1%なると予測されています。主要情報26.3%収益成長率24.12%EPS成長率Banks 収益成長4.1%収益成長率28.6%将来の株主資本利益率15.82%アナリストカバレッジLow最終更新日08 May 2026今後の成長に関する最新情報Major Estimate Revision • Aug 22Consensus EPS estimates fall by 14%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from kr592.2m to kr601.6m. EPS estimate fell from kr0.302 to kr0.261 per share. Net income forecast to grow 25% next year vs 116% growth forecast for Banks industry in Norway. Consensus price target of kr3.30 unchanged from last update. Share price rose 2.7% to kr3.01 over the past week.Major Estimate Revision • Dec 03Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr488.2m to kr503.0m. EPS estimate increased from kr0.223 to kr0.25 per share. Net income forecast to grow 24% next year vs 80% growth forecast for Banks industry in Norway. Consensus price target of kr2.50 unchanged from last update. Share price rose 2.9% to kr1.95 over the past week.Major Estimate Revision • Nov 17Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr488.2m to kr503.0m. EPS estimate increased from kr0.223 to kr0.25 per share. Net income forecast to grow 24% next year vs 75% growth forecast for Banks industry in Norway. Consensus price target of kr2.50 unchanged from last update. Share price rose 2.7% to kr1.90 over the past week.Major Estimate Revision • Aug 22Consensus EPS estimates increase by 30%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr470.8m to kr488.0m. EPS estimate increased from kr0.17 to kr0.22 per share. Net income forecast to grow 1.4% next year vs 68% growth forecast for Banks industry in Norway. Consensus price target up from kr1.90 to kr2.25. Share price was steady at kr1.94 over the past week.Price Target Changed • Aug 20Price target increased by 18% to kr2.25Up from kr1.90, the current price target is provided by 1 analyst. New target price is 18% above last closing price of kr1.90. Stock is up 12% over the past year. The company is forecast to post earnings per share of kr0.22 for next year compared to kr0.27 last year.Major Estimate Revision • May 09Consensus EPS estimates fall by 23%, revenue upgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from kr461.2m to kr471.0m. EPS estimate fell from kr0.22 to kr0.17 per share. Net income forecast to shrink 24% next year vs 116% growth forecast for Banks industry in Norway . Consensus price target of kr1.90 unchanged from last update. Share price rose 2.0% to kr1.78 over the past week.すべての更新を表示Recent updatesReported Earnings • May 11First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: kr0.072 (up from kr0.06 in 1Q 2025). Revenue: kr91.1m (down 1.9% from 1Q 2025). Net income: kr32.7m (up 42% from 1Q 2025). Profit margin: 36% (up from 25% in 1Q 2025). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 6.0%. Earnings per share (EPS) also missed analyst estimates by 5.7%. Revenue is forecast to grow 29% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Apr 03Upcoming dividend of kr0.09 per shareEligible shareholders must have bought the stock before 10 April 2026. Payment date: 20 April 2026. Payout ratio is a comfortable 30% but the company is not cash flow positive. Trailing yield: 2.3%. Lower than top quartile of Norwegian dividend payers (7.5%). Lower than average of industry peers (5.9%).Declared Dividend • Mar 16Dividend increased to kr0.09Dividend of kr0.09 is 13% higher than last year. Ex-date: 10th April 2026 Payment date: 20th April 2026 Dividend yield will be 2.2%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (30% payout ratio) and is expected to be covered in 3 years' time (50% forecast payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 122% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 14Instabank ASA announces Annual dividend, payable on April 20, 2026Instabank ASA announced Annual dividend of NOK 0.0900 per share payable on April 20, 2026, ex-date on April 10, 2026 and record date on April 13, 2026.Reported Earnings • Feb 10Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: kr0.20. Revenue: kr413.3m (up 23% from FY 2024). Net income: kr122.8m (up 25% from FY 2024). Profit margin: 30% (in line with FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 27%. Revenue is forecast to grow 39% p.a. on average during the next 2 years, compared to a 2.8% growth forecast for the Banks industry in Norway.Recent Insider Transactions • Feb 09Chief Commercial Officer recently bought kr375k worth of stockOn the 6th of February, Robert Leinders-Krog bought around 95k shares on-market at roughly kr3.95 per share. This transaction increased Robert's direct individual holding by 5x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr2.5m more in shares than they have sold in the last 12 months.お知らせ • Dec 01Instabank ASA, Annual General Meeting, Apr 08, 2027Instabank ASA, Annual General Meeting, Apr 08, 2027.お知らせ • Nov 28+ 4 more updatesInstabank ASA to Report Q4, 2026 Results on Feb 12, 2027Instabank ASA announced that they will report Q4, 2026 results on Feb 12, 2027お知らせ • Nov 25Instabank ASA has completed a Follow-on Equity Offering in the amount of NOK 29 million.Instabank ASA has completed a Follow-on Equity Offering in the amount of NOK 29 million. Security Name: Shares Security Type: Common Stock Securities Offered: 10,000,000 Price\Range: NOK 2.9 Transaction Features: Rights Offering分析記事 • Nov 08New Forecasts: Here's What One Analyst Thinks The Future Holds For Instabank ASA (OB:INSTA)Instabank ASA ( OB:INSTA ) shareholders will have a reason to smile today, with the covering analyst making substantial...Reported Earnings • Nov 02Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: kr0.08 (up from kr0.07 in 3Q 2024). Revenue: kr106.6m (up 20% from 3Q 2024). Net income: kr30.4m (up 15% from 3Q 2024). Profit margin: 28% (down from 30% in 3Q 2024). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.8%. Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.New Risk • Sep 30New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 17% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Recent Insider Transactions • Sep 19Chief Compliance & Risk Officer recently bought kr71k worth of stockOn the 16th of September, Karen Edelberg bought around 25k shares on-market at roughly kr2.85 per share. This transaction amounted to 69% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth kr876k. Insiders have collectively bought kr2.1m more in shares than they have sold in the last 12 months.Buy Or Sell Opportunity • Sep 10Now 20% undervaluedOver the last 90 days, the stock has risen 20% to kr2.88. The fair value is estimated to be kr3.60, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years, while earnings per share has been flat. Revenue is forecast to grow by 102% in 2 years. Earnings are forecast to grow by 59% in the next 2 years.Major Estimate Revision • Aug 22Consensus EPS estimates fall by 14%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from kr592.2m to kr601.6m. EPS estimate fell from kr0.302 to kr0.261 per share. Net income forecast to grow 25% next year vs 116% growth forecast for Banks industry in Norway. Consensus price target of kr3.30 unchanged from last update. Share price rose 2.7% to kr3.01 over the past week.Reported Earnings • Aug 17Second quarter 2025 earnings released: EPS: kr0.06 (vs kr0.07 in 2Q 2024)Second quarter 2025 results: EPS: kr0.06 (down from kr0.07 in 2Q 2024). Revenue: kr93.1m (up 14% from 2Q 2024). Net income: kr21.7m (down 20% from 2Q 2024). Profit margin: 23% (down from 33% in 2Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 2.2% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 3% per year.Reported Earnings • May 12First quarter 2025 earnings released: EPS: kr0.06 (vs kr0.05 in 1Q 2024)First quarter 2025 results: EPS: kr0.06 (up from kr0.05 in 1Q 2024). Revenue: kr92.9m (up 32% from 1Q 2024). Net income: kr23.1m (up 27% from 1Q 2024). Profit margin: 25% (down from 26% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.分析記事 • Apr 04Increases to CEO Compensation Might Be Put On Hold For Now at Instabank ASA (OB:INSTA)Key Insights Instabank's Annual General Meeting to take place on 10th of April Salary of kr3.54m is part of CEO Robert...Reported Earnings • Mar 19Full year 2024 earnings: EPS in line with expectations, revenues disappointFull year 2024 results: EPS: kr0.26 (down from kr0.27 in FY 2023). Revenue: kr334.9m (up 13% from FY 2023). Net income: kr98.1m (down 2.7% from FY 2023). Profit margin: 29% (down from 34% in FY 2023). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 2.8% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has fallen by 3% per year.New Risk • Mar 19New minor risk - Dividend sustainabilityThe company has a short dividend paying track record. Less than a year of continuous dividend payments. Dividend yield: 3.6% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (less than a year of continuous dividend payments). Market cap is less than US$100m (kr839.7m market cap, or US$79.5m).お知らせ • Mar 14Instabank ASA announces Annual dividend, payable on April 24, 2025Instabank ASA announced Annual dividend of NOK 0.0800 per share payable on April 24, 2025, ex-date on April 11, 2025 and record date on April 14, 2025.Recent Insider Transactions • Feb 25Chief Compliance & Risk Officer recently bought kr77k worth of stockOn the 20th of February, Karen Edelberg bought around 36k shares on-market at roughly kr2.14 per share. This trade did not impact their existing holding. In the last 3 months, there was an even bigger purchase from another insider worth kr108k. Insiders have collectively bought kr546k more in shares than they have sold in the last 12 months.Recent Insider Transactions • Feb 12Chief Financial Officer recently bought kr108k worth of stockOn the 7th of February, Per Haug bought around 50k shares on-market at roughly kr2.15 per share. This transaction amounted to 32% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Per's only on-market trade for the last 12 months.Reported Earnings • Feb 09Full year 2024 earnings: EPS in line with expectations, revenues disappointFull year 2024 results: EPS: kr0.26 (down from kr0.27 in FY 2023). Revenue: kr334.9m (up 13% from FY 2023). Net income: kr98.1m (down 2.7% from FY 2023). Profit margin: 29% (down from 34% in FY 2023). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 26% p.a. on average during the next 2 years, compared to a 2.7% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has fallen by 4% per year.お知らせ • Jan 17+ 1 more updateInstabank ASA, Annual General Meeting, Apr 10, 2025Instabank ASA, Annual General Meeting, Apr 10, 2025.お知らせ • Jan 16Instabank ASA to Report Fiscal Year 2025 Final Results on Mar 12, 2026Instabank ASA announced that they will report fiscal year 2025 final results on Mar 12, 2026お知らせ • Dec 13+ 4 more updatesInstabank ASA to Report Fiscal Year 2024 Results on Mar 13, 2025Instabank ASA announced that they will report fiscal year 2024 results on Mar 13, 2025Major Estimate Revision • Dec 03Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr488.2m to kr503.0m. EPS estimate increased from kr0.223 to kr0.25 per share. Net income forecast to grow 24% next year vs 80% growth forecast for Banks industry in Norway. Consensus price target of kr2.50 unchanged from last update. Share price rose 2.9% to kr1.95 over the past week.Major Estimate Revision • Nov 17Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr488.2m to kr503.0m. EPS estimate increased from kr0.223 to kr0.25 per share. Net income forecast to grow 24% next year vs 75% growth forecast for Banks industry in Norway. Consensus price target of kr2.50 unchanged from last update. Share price rose 2.7% to kr1.90 over the past week.Reported Earnings • Nov 03Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: kr0.07 (in line with 3Q 2023). Revenue: kr88.5m (up 12% from 3Q 2023). Net income: kr26.4m (down 6.2% from 3Q 2023). Profit margin: 30% (down from 36% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 4.6%. Earnings per share (EPS) also surpassed analyst estimates by 28%. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 1.0% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Major Estimate Revision • Aug 22Consensus EPS estimates increase by 30%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr470.8m to kr488.0m. EPS estimate increased from kr0.17 to kr0.22 per share. Net income forecast to grow 1.4% next year vs 68% growth forecast for Banks industry in Norway. Consensus price target up from kr1.90 to kr2.25. Share price was steady at kr1.94 over the past week.Price Target Changed • Aug 20Price target increased by 18% to kr2.25Up from kr1.90, the current price target is provided by 1 analyst. New target price is 18% above last closing price of kr1.90. Stock is up 12% over the past year. The company is forecast to post earnings per share of kr0.22 for next year compared to kr0.27 last year.Reported Earnings • Aug 18Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: kr0.07 (up from kr0.05 in 2Q 2023). Revenue: kr81.9m (up 17% from 2Q 2023). Net income: kr27.0m (up 13% from 2Q 2023). Profit margin: 33% (down from 34% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 5.2%. Earnings per share (EPS) also surpassed analyst estimates by 81%. Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 1.1% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.Major Estimate Revision • May 09Consensus EPS estimates fall by 23%, revenue upgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from kr461.2m to kr471.0m. EPS estimate fell from kr0.22 to kr0.17 per share. Net income forecast to shrink 24% next year vs 116% growth forecast for Banks industry in Norway . Consensus price target of kr1.90 unchanged from last update. Share price rose 2.0% to kr1.78 over the past week.Reported Earnings • May 01First quarter 2024 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2024 results: EPS: kr0.05 (down from kr0.07 in 1Q 2023). Revenue: kr70.2m (flat on 1Q 2023). Net income: kr18.2m (down 23% from 1Q 2023). Profit margin: 26% (down from 34% in 1Q 2023). Revenue exceeded analyst estimates by 6.9%. Earnings per share (EPS) also surpassed analyst estimates by 6.6%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 1.4% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Reported Earnings • Mar 20Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: kr0.27 (up from kr0.25 in FY 2022). Revenue: kr297.3m (up 16% from FY 2022). Net income: kr100.9m (up 23% from FY 2022). Profit margin: 34% (up from 32% in FY 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 1.1%. Revenue is forecast to grow 26% p.a. on average during the next 2 years, while revenues in the Banks industry in Norway are expected to remain flat. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Feb 29Board Member recently bought kr121k worth of stockOn the 26th of February, Farzad Jalily bought around 71k shares on-market at roughly kr1.72 per share. This transaction amounted to 7.6% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr222k more in shares than they have sold in the last 12 months.Reported Earnings • Feb 11Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: kr0.27 (up from kr0.25 in FY 2022). Revenue: kr297.3m (up 16% from FY 2022). Net income: kr100.9m (up 23% from FY 2022). Profit margin: 34% (up from 32% in FY 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 1.1%. Revenue is forecast to grow 26% p.a. on average during the next 2 years, compared to a 1.7% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.お知らせ • Dec 09+ 5 more updatesInstabank ASA to Report Q4, 2024 Results on Feb 06, 2025Instabank ASA announced that they will report Q4, 2024 results on Feb 06, 2025Reported Earnings • Nov 07Third quarter 2023 earnings released: EPS: kr0.07 (vs kr0.055 in 3Q 2022)Third quarter 2023 results: EPS: kr0.07 (up from kr0.055 in 3Q 2022). Revenue: kr79.1m (up 26% from 3Q 2022). Net income: kr28.2m (up 53% from 3Q 2022). Profit margin: 36% (up from 29% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Sep 22Board Member recently bought kr101k worth of stockOn the 20th of September, Farzad Jalily bought around 65k shares on-market at roughly kr1.55 per share. This transaction amounted to 7.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr878k more in shares than they have sold in the last 12 months.Reported Earnings • Aug 16Second quarter 2023 earnings released: EPS: kr0.072 (vs kr0.056 in 2Q 2022)Second quarter 2023 results: EPS: kr0.072 (up from kr0.056 in 2Q 2022). Revenue: kr69.8m (up 9.2% from 2Q 2022). Net income: kr23.8m (up 34% from 2Q 2022). Profit margin: 34% (up from 28% in 2Q 2022). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Major Estimate Revision • Aug 15Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from kr423.9m to kr417.9m. EPS estimate also fell from kr0.276 per share to kr0.231 per share. Net income forecast to shrink 0.5% next year vs 114% growth forecast for Banks industry in Norway . Consensus price target of kr2.00 unchanged from last update. Share price fell 3.0% to kr1.62 over the past week.Reported Earnings • Apr 30First quarter 2023 earnings: Revenues exceed analyst expectationsFirst quarter 2023 results: Revenue: kr69.9m (up 7.7% from 1Q 2022). Net income: kr23.7m (up 15% from 1Q 2022). Profit margin: 34% (up from 32% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.3%. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Norway.Major Estimate Revision • Mar 04Consensus EPS estimates increase by 26%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has improved. 2023 revenue forecast increased from kr376.3m to kr398.4m. EPS estimate increased from kr0.237 to kr0.30 per share. Net income forecast to grow 3.2% next year vs 62% growth forecast for Banks industry in Norway. Consensus price target of kr2.00 unchanged from last update. Share price was steady at kr1.76 over the past week.お知らせ • Feb 18+ 4 more updatesInstabank ASA to Report First Half, 2023 Results on Aug 10, 2023Instabank ASA announced that they will report first half, 2023 results on Aug 10, 2023Recent Insider Transactions • Feb 12Chief Executive Officer recently bought kr226k worth of stockOn the 9th of February, Robert Berg bought around 133k shares on-market at roughly kr1.70 per share. This transaction amounted to 2.3% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth kr503k. This was Robert's only on-market trade for the last 12 months.Reported Earnings • Feb 09Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: kr0.25 (down from kr0.25 in FY 2021). Revenue: kr257.4m (up 7.6% from FY 2021). Net income: kr82.2m (down 1.5% from FY 2021). Profit margin: 32% (down from 35% in FY 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 3.5%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Revenue is forecast to grow 22% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 31% per year and the company’s share price has also increased by 31% per year.Board Change • Dec 30No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 6 non-independent directors. Chief Technology Officer & Employee Representative Director Farzad Jalily was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Oct 04Investor sentiment deteriorated over the past weekAfter last week's 31% share price decline to kr1.90, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 9x in the Banks industry in Norway. Total returns to shareholders of 90% over the past three years.Buying Opportunity • Sep 28Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 5.9%. The fair value is estimated to be kr3.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Earnings per share has grown by 37%. Revenue is forecast to grow by 84% in 2 years. Earnings is forecast to grow by 47% in the next 2 years.Buying Opportunity • Sep 07Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 29%. The fair value is estimated to be kr3.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Earnings per share has grown by 37%.Reported Earnings • Aug 14Second quarter 2022 earnings released: EPS: kr0.12 (vs kr0.06 in 2Q 2021)Second quarter 2022 results: EPS: kr0.12. Revenue: kr63.9m (up 12% from 2Q 2021). Net income: kr17.8m (down 8.9% from 2Q 2021). Profit margin: 28% (down from 34% in 2Q 2021). The decrease in margin was driven by higher expenses.Buying Opportunity • Aug 05Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 30%. The fair value is estimated to be kr3.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 17% over the last 3 years. Earnings per share has grown by 38%.Buying Opportunity • Jul 07Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 29%. The fair value is estimated to be kr3.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 17% over the last 3 years. Earnings per share has grown by 38%.Valuation Update With 7 Day Price Move • Jun 29Investor sentiment deteriorated over the past weekAfter last week's 23% share price decline to kr2.75, the stock trades at a trailing P/E ratio of 10.2x. Average trailing P/E is 12x in the Banks industry in Norway. Total returns to shareholders of 129% over the past three years.Reported Earnings • May 06First quarter 2022 earnings: EPS and revenues miss analyst expectationsFirst quarter 2022 results: EPS: kr0.06 (up from kr0.04 in 1Q 2021). Revenue: kr64.9m (up 29% from 1Q 2021). Net income: kr20.6m (up 47% from 1Q 2021). Profit margin: 32% (up from 28% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 6.0%. Earnings per share (EPS) also missed analyst estimates by 29%. Over the next year, revenue is forecast to grow 58%, compared to a 8.9% growth forecast for the industry in Norway. Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has increased by 50% per year, which means it is tracking significantly ahead of earnings growth.Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 6 non-independent directors. Chief Technology Officer & Employee Representative Director Frazad Jalily was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Mar 28Investor sentiment improved over the past weekAfter last week's 53% share price gain to kr3.69, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 12x in the Banks industry in Norway. Total returns to shareholders of 141% over the past three years.Buying Opportunity • Mar 07Now 24% undervaluedOver the last 90 days, the stock is up 24%. The fair value is estimated to be kr3.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% per annum over the last 3 years. Earnings per share has grown by 34% per annum over the last 3 years.Reported Earnings • Feb 11Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: kr0.25 (up from kr0.13 in FY 2020). Revenue: kr240.2m (up 41% from FY 2020). Net income: kr83.5m (up 96% from FY 2020). Profit margin: 35% (up from 25% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.9%. Earnings per share (EPS) also surpassed analyst estimates by 21%. Over the next year, revenue is forecast to grow 55%, compared to a 11% growth forecast for the banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Sep 10Chief Marketing Officer recently bought kr1.3m worth of stockOn the 7th of September, Jørgen Rui bought around 634k shares on-market at roughly kr2.05 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr2.8m more in shares than they have sold in the last 12 months.分析記事 • Sep 01Is Now The Time To Put Instabank (OB:INSTA) On Your Watchlist?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Recent Insider Transactions • Jul 08Chief Marketing Officer recently bought kr256k worth of stockOn the 30th of June, Jørgen Rui bought around 138k shares on-market at roughly kr1.85 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr1.4m more in shares than they have sold in the last 12 months.分析記事 • Apr 01Instabank ASA's (OB:INSTA) CEO Will Probably Find It Hard To See A Huge Raise This YearIn the past three years, shareholders of Instabank ASA ( OB:INSTA ) have seen a loss on their investment. What is...Recent Insider Transactions • Mar 19Chief Marketing Officer recently bought kr51k worth of stockOn the 17th of March, Jørgen Rui bought around 66k shares on-market at roughly kr0.77 per share. In the last 3 months, there was an even bigger purchase from another insider worth kr178k. Insiders have collectively bought kr1.1m more in shares than they have sold in the last 12 months.Recent Insider Transactions • Mar 05Chief Risk Officer recently bought kr85k worth of stockOn the 4th of March, Kjetil Knudsen bought around 53k shares on-market at roughly kr1.60 per share. In the last 3 months, there was an even bigger purchase from another insider worth kr178k. Insiders have collectively bought kr1.1m more in shares than they have sold in the last 12 months.分析記事 • Feb 21Chief Executive Officer Robert Berg Just Bought 2.0% More Shares In Instabank ASA (OB:INSTA)Whilst it may not be a huge deal, we thought it was good to see that the Instabank ASA ( OB:INSTA ) Chief Executive...Recent Insider Transactions • Feb 20Chief Executive Officer recently bought kr178k worth of stockOn the 19th of February, Robert Berg bought around 111k shares on-market at roughly kr1.60 per share. This was the largest purchase by an insider in the last 3 months. Robert has been a buyer over the last 12 months, purchasing a net total of kr617k worth in shares.お知らせ • Jan 30+ 4 more updatesInstabank ASA to Report Fiscal Year 2020 Final Results on Mar 19, 2021Instabank ASA announced that they will report fiscal year 2020 final results on Mar 19, 2021Valuation Update With 7 Day Price Move • Dec 28Investor sentiment improved over the past weekAfter last week's 34% share price gain to kr1.90, the stock is trading at a trailing P/E ratio of 14.6x, up from the previous P/E ratio of 10.9x. This compares to an average P/E of 10x in the Banks industry in Norway. Total return to shareholders over the past three years is a loss of 34%.Is New 90 Day High Low • Dec 24New 90-day high: kr1.50The company is up 43% from its price of kr1.05 on 25 September 2020. The Norwegian market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 20% over the same period.分析記事 • Dec 23I Ran A Stock Scan For Earnings Growth And Instabank (OB:INSTA) Passed With EaseSome have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...Is New 90 Day High Low • Nov 24New 90-day high: kr1.40The company is up 8.0% from its price of kr1.30 on 25 August 2020. The Norwegian market is up 3.0% over the last 90 days, indicating the company outperformed over that time. However, its price trend is similar to the Banks industry, which is also up 8.0% over the same period.Valuation Update With 7 Day Price Move • Nov 24Market bids up stock over the past weekAfter last week's 20% share price gain to kr1.40, the stock is trading at a trailing P/E ratio of 10.7x, up from the previous P/E ratio of 8.9x. This compares to an average P/E of 9x in the Banks industry in Norway. Total return to shareholders over the past three years is a loss of 42%.Recent Insider Transactions • Oct 30Chief Executive Officer recently bought kr343k worth of stockOn the 29th of October, Robert Berg bought around 280k shares on-market at roughly kr1.23 per share. This was the largest purchase by an insider in the last 3 months. Robert has been a buyer over the last 12 months, purchasing a net total of kr447k worth in shares.Recent Insider Transactions • Sep 19Chief Marketing Officer recently bought kr200k worth of stockOn the 17th of September, Jørgen Rui bought around 200k shares on-market at roughly kr1.00 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr619k more in shares than they have sold in the last 12 months.業績と収益の成長予測OB:INSTA - アナリストの将来予測と過去の財務データ ( )NOK Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20281,169290N/AN/A112/31/20271,033249N/AN/A112/31/2026854192N/AN/A13/31/2026438132N/AN/AN/A12/31/2025413123-1,820-1,808N/A9/30/2025387102N/AN/AN/A6/30/202536998N/AN/AN/A3/31/2025358103N/AN/AN/A12/31/202433598-437-423N/A9/30/202431997N/AN/AN/A6/30/202431098N/AN/AN/A3/31/202429895N/AN/AN/A12/31/2023297101-1,257-1,240N/A9/30/2023285101N/AN/AN/A6/30/202326891N/AN/AN/A3/31/202326285N/AN/AN/A12/31/202225782-966-959N/A9/30/202225782N/AN/AN/A6/30/202226088N/AN/AN/A3/31/202225490N/AN/AN/A12/31/202123983-658-650N/A9/30/202122472N/AN/AN/A6/30/202120661N/AN/AN/A3/31/202118751N/AN/AN/A12/31/202017043-444-435N/A9/30/202016543N/AN/AN/A6/30/202016444N/AN/AN/A3/31/202016343N/AN/AN/A12/31/201917141N/A-23N/A9/30/201916235N/AN/AN/A6/30/201915528N/AN/AN/A3/31/201915325N/AN/AN/A12/31/201814226N/A-1,150N/A9/30/201813020N/AN/AN/A6/30/201811315N/AN/AN/A3/31/2018989N/AN/AN/A12/31/2017792N/A-1,624N/A9/30/201757-8N/AN/AN/A6/30/201734-17N/AN/AN/A3/31/201714-20N/AN/AN/A12/31/20162-17N/A-412N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: INSTAの予測収益成長率 (年間26.3% ) は 貯蓄率 ( 3.3% ) を上回っています。収益対市場: INSTAの収益 ( 26.3% ) はNorwegian市場 ( 9.7% ) よりも速いペースで成長すると予測されています。高成長収益: INSTAの収益は今後 3 年間で 大幅に 増加すると予想されています。収益対市場: INSTAの収益 ( 28.6% ) Norwegian市場 ( 2% ) よりも速いペースで成長すると予測されています。高い収益成長: INSTAの収益 ( 28.6% ) 20%よりも速いペースで成長すると予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: INSTAの 自己資本利益率 は、3年後には低くなると予測されています ( 15.8 %)。成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 11:54終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Instabank ASA 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Herman ZahlPareto Securities
Major Estimate Revision • Aug 22Consensus EPS estimates fall by 14%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from kr592.2m to kr601.6m. EPS estimate fell from kr0.302 to kr0.261 per share. Net income forecast to grow 25% next year vs 116% growth forecast for Banks industry in Norway. Consensus price target of kr3.30 unchanged from last update. Share price rose 2.7% to kr3.01 over the past week.
Major Estimate Revision • Dec 03Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr488.2m to kr503.0m. EPS estimate increased from kr0.223 to kr0.25 per share. Net income forecast to grow 24% next year vs 80% growth forecast for Banks industry in Norway. Consensus price target of kr2.50 unchanged from last update. Share price rose 2.9% to kr1.95 over the past week.
Major Estimate Revision • Nov 17Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr488.2m to kr503.0m. EPS estimate increased from kr0.223 to kr0.25 per share. Net income forecast to grow 24% next year vs 75% growth forecast for Banks industry in Norway. Consensus price target of kr2.50 unchanged from last update. Share price rose 2.7% to kr1.90 over the past week.
Major Estimate Revision • Aug 22Consensus EPS estimates increase by 30%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr470.8m to kr488.0m. EPS estimate increased from kr0.17 to kr0.22 per share. Net income forecast to grow 1.4% next year vs 68% growth forecast for Banks industry in Norway. Consensus price target up from kr1.90 to kr2.25. Share price was steady at kr1.94 over the past week.
Price Target Changed • Aug 20Price target increased by 18% to kr2.25Up from kr1.90, the current price target is provided by 1 analyst. New target price is 18% above last closing price of kr1.90. Stock is up 12% over the past year. The company is forecast to post earnings per share of kr0.22 for next year compared to kr0.27 last year.
Major Estimate Revision • May 09Consensus EPS estimates fall by 23%, revenue upgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from kr461.2m to kr471.0m. EPS estimate fell from kr0.22 to kr0.17 per share. Net income forecast to shrink 24% next year vs 116% growth forecast for Banks industry in Norway . Consensus price target of kr1.90 unchanged from last update. Share price rose 2.0% to kr1.78 over the past week.
Reported Earnings • May 11First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: kr0.072 (up from kr0.06 in 1Q 2025). Revenue: kr91.1m (down 1.9% from 1Q 2025). Net income: kr32.7m (up 42% from 1Q 2025). Profit margin: 36% (up from 25% in 1Q 2025). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 6.0%. Earnings per share (EPS) also missed analyst estimates by 5.7%. Revenue is forecast to grow 29% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Apr 03Upcoming dividend of kr0.09 per shareEligible shareholders must have bought the stock before 10 April 2026. Payment date: 20 April 2026. Payout ratio is a comfortable 30% but the company is not cash flow positive. Trailing yield: 2.3%. Lower than top quartile of Norwegian dividend payers (7.5%). Lower than average of industry peers (5.9%).
Declared Dividend • Mar 16Dividend increased to kr0.09Dividend of kr0.09 is 13% higher than last year. Ex-date: 10th April 2026 Payment date: 20th April 2026 Dividend yield will be 2.2%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (30% payout ratio) and is expected to be covered in 3 years' time (50% forecast payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 122% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 14Instabank ASA announces Annual dividend, payable on April 20, 2026Instabank ASA announced Annual dividend of NOK 0.0900 per share payable on April 20, 2026, ex-date on April 10, 2026 and record date on April 13, 2026.
Reported Earnings • Feb 10Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: kr0.20. Revenue: kr413.3m (up 23% from FY 2024). Net income: kr122.8m (up 25% from FY 2024). Profit margin: 30% (in line with FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 27%. Revenue is forecast to grow 39% p.a. on average during the next 2 years, compared to a 2.8% growth forecast for the Banks industry in Norway.
Recent Insider Transactions • Feb 09Chief Commercial Officer recently bought kr375k worth of stockOn the 6th of February, Robert Leinders-Krog bought around 95k shares on-market at roughly kr3.95 per share. This transaction increased Robert's direct individual holding by 5x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr2.5m more in shares than they have sold in the last 12 months.
お知らせ • Dec 01Instabank ASA, Annual General Meeting, Apr 08, 2027Instabank ASA, Annual General Meeting, Apr 08, 2027.
お知らせ • Nov 28+ 4 more updatesInstabank ASA to Report Q4, 2026 Results on Feb 12, 2027Instabank ASA announced that they will report Q4, 2026 results on Feb 12, 2027
お知らせ • Nov 25Instabank ASA has completed a Follow-on Equity Offering in the amount of NOK 29 million.Instabank ASA has completed a Follow-on Equity Offering in the amount of NOK 29 million. Security Name: Shares Security Type: Common Stock Securities Offered: 10,000,000 Price\Range: NOK 2.9 Transaction Features: Rights Offering
分析記事 • Nov 08New Forecasts: Here's What One Analyst Thinks The Future Holds For Instabank ASA (OB:INSTA)Instabank ASA ( OB:INSTA ) shareholders will have a reason to smile today, with the covering analyst making substantial...
Reported Earnings • Nov 02Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: kr0.08 (up from kr0.07 in 3Q 2024). Revenue: kr106.6m (up 20% from 3Q 2024). Net income: kr30.4m (up 15% from 3Q 2024). Profit margin: 28% (down from 30% in 3Q 2024). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.8%. Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.
New Risk • Sep 30New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 17% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Recent Insider Transactions • Sep 19Chief Compliance & Risk Officer recently bought kr71k worth of stockOn the 16th of September, Karen Edelberg bought around 25k shares on-market at roughly kr2.85 per share. This transaction amounted to 69% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth kr876k. Insiders have collectively bought kr2.1m more in shares than they have sold in the last 12 months.
Buy Or Sell Opportunity • Sep 10Now 20% undervaluedOver the last 90 days, the stock has risen 20% to kr2.88. The fair value is estimated to be kr3.60, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years, while earnings per share has been flat. Revenue is forecast to grow by 102% in 2 years. Earnings are forecast to grow by 59% in the next 2 years.
Major Estimate Revision • Aug 22Consensus EPS estimates fall by 14%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from kr592.2m to kr601.6m. EPS estimate fell from kr0.302 to kr0.261 per share. Net income forecast to grow 25% next year vs 116% growth forecast for Banks industry in Norway. Consensus price target of kr3.30 unchanged from last update. Share price rose 2.7% to kr3.01 over the past week.
Reported Earnings • Aug 17Second quarter 2025 earnings released: EPS: kr0.06 (vs kr0.07 in 2Q 2024)Second quarter 2025 results: EPS: kr0.06 (down from kr0.07 in 2Q 2024). Revenue: kr93.1m (up 14% from 2Q 2024). Net income: kr21.7m (down 20% from 2Q 2024). Profit margin: 23% (down from 33% in 2Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 2.2% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 3% per year.
Reported Earnings • May 12First quarter 2025 earnings released: EPS: kr0.06 (vs kr0.05 in 1Q 2024)First quarter 2025 results: EPS: kr0.06 (up from kr0.05 in 1Q 2024). Revenue: kr92.9m (up 32% from 1Q 2024). Net income: kr23.1m (up 27% from 1Q 2024). Profit margin: 25% (down from 26% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.
分析記事 • Apr 04Increases to CEO Compensation Might Be Put On Hold For Now at Instabank ASA (OB:INSTA)Key Insights Instabank's Annual General Meeting to take place on 10th of April Salary of kr3.54m is part of CEO Robert...
Reported Earnings • Mar 19Full year 2024 earnings: EPS in line with expectations, revenues disappointFull year 2024 results: EPS: kr0.26 (down from kr0.27 in FY 2023). Revenue: kr334.9m (up 13% from FY 2023). Net income: kr98.1m (down 2.7% from FY 2023). Profit margin: 29% (down from 34% in FY 2023). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 2.8% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has fallen by 3% per year.
New Risk • Mar 19New minor risk - Dividend sustainabilityThe company has a short dividend paying track record. Less than a year of continuous dividend payments. Dividend yield: 3.6% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (less than a year of continuous dividend payments). Market cap is less than US$100m (kr839.7m market cap, or US$79.5m).
お知らせ • Mar 14Instabank ASA announces Annual dividend, payable on April 24, 2025Instabank ASA announced Annual dividend of NOK 0.0800 per share payable on April 24, 2025, ex-date on April 11, 2025 and record date on April 14, 2025.
Recent Insider Transactions • Feb 25Chief Compliance & Risk Officer recently bought kr77k worth of stockOn the 20th of February, Karen Edelberg bought around 36k shares on-market at roughly kr2.14 per share. This trade did not impact their existing holding. In the last 3 months, there was an even bigger purchase from another insider worth kr108k. Insiders have collectively bought kr546k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Feb 12Chief Financial Officer recently bought kr108k worth of stockOn the 7th of February, Per Haug bought around 50k shares on-market at roughly kr2.15 per share. This transaction amounted to 32% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Per's only on-market trade for the last 12 months.
Reported Earnings • Feb 09Full year 2024 earnings: EPS in line with expectations, revenues disappointFull year 2024 results: EPS: kr0.26 (down from kr0.27 in FY 2023). Revenue: kr334.9m (up 13% from FY 2023). Net income: kr98.1m (down 2.7% from FY 2023). Profit margin: 29% (down from 34% in FY 2023). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 26% p.a. on average during the next 2 years, compared to a 2.7% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has fallen by 4% per year.
お知らせ • Jan 17+ 1 more updateInstabank ASA, Annual General Meeting, Apr 10, 2025Instabank ASA, Annual General Meeting, Apr 10, 2025.
お知らせ • Jan 16Instabank ASA to Report Fiscal Year 2025 Final Results on Mar 12, 2026Instabank ASA announced that they will report fiscal year 2025 final results on Mar 12, 2026
お知らせ • Dec 13+ 4 more updatesInstabank ASA to Report Fiscal Year 2024 Results on Mar 13, 2025Instabank ASA announced that they will report fiscal year 2024 results on Mar 13, 2025
Major Estimate Revision • Dec 03Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr488.2m to kr503.0m. EPS estimate increased from kr0.223 to kr0.25 per share. Net income forecast to grow 24% next year vs 80% growth forecast for Banks industry in Norway. Consensus price target of kr2.50 unchanged from last update. Share price rose 2.9% to kr1.95 over the past week.
Major Estimate Revision • Nov 17Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr488.2m to kr503.0m. EPS estimate increased from kr0.223 to kr0.25 per share. Net income forecast to grow 24% next year vs 75% growth forecast for Banks industry in Norway. Consensus price target of kr2.50 unchanged from last update. Share price rose 2.7% to kr1.90 over the past week.
Reported Earnings • Nov 03Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: kr0.07 (in line with 3Q 2023). Revenue: kr88.5m (up 12% from 3Q 2023). Net income: kr26.4m (down 6.2% from 3Q 2023). Profit margin: 30% (down from 36% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 4.6%. Earnings per share (EPS) also surpassed analyst estimates by 28%. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 1.0% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Major Estimate Revision • Aug 22Consensus EPS estimates increase by 30%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from kr470.8m to kr488.0m. EPS estimate increased from kr0.17 to kr0.22 per share. Net income forecast to grow 1.4% next year vs 68% growth forecast for Banks industry in Norway. Consensus price target up from kr1.90 to kr2.25. Share price was steady at kr1.94 over the past week.
Price Target Changed • Aug 20Price target increased by 18% to kr2.25Up from kr1.90, the current price target is provided by 1 analyst. New target price is 18% above last closing price of kr1.90. Stock is up 12% over the past year. The company is forecast to post earnings per share of kr0.22 for next year compared to kr0.27 last year.
Reported Earnings • Aug 18Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: kr0.07 (up from kr0.05 in 2Q 2023). Revenue: kr81.9m (up 17% from 2Q 2023). Net income: kr27.0m (up 13% from 2Q 2023). Profit margin: 33% (down from 34% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 5.2%. Earnings per share (EPS) also surpassed analyst estimates by 81%. Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 1.1% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
Major Estimate Revision • May 09Consensus EPS estimates fall by 23%, revenue upgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from kr461.2m to kr471.0m. EPS estimate fell from kr0.22 to kr0.17 per share. Net income forecast to shrink 24% next year vs 116% growth forecast for Banks industry in Norway . Consensus price target of kr1.90 unchanged from last update. Share price rose 2.0% to kr1.78 over the past week.
Reported Earnings • May 01First quarter 2024 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2024 results: EPS: kr0.05 (down from kr0.07 in 1Q 2023). Revenue: kr70.2m (flat on 1Q 2023). Net income: kr18.2m (down 23% from 1Q 2023). Profit margin: 26% (down from 34% in 1Q 2023). Revenue exceeded analyst estimates by 6.9%. Earnings per share (EPS) also surpassed analyst estimates by 6.6%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 1.4% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Reported Earnings • Mar 20Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: kr0.27 (up from kr0.25 in FY 2022). Revenue: kr297.3m (up 16% from FY 2022). Net income: kr100.9m (up 23% from FY 2022). Profit margin: 34% (up from 32% in FY 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 1.1%. Revenue is forecast to grow 26% p.a. on average during the next 2 years, while revenues in the Banks industry in Norway are expected to remain flat. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Feb 29Board Member recently bought kr121k worth of stockOn the 26th of February, Farzad Jalily bought around 71k shares on-market at roughly kr1.72 per share. This transaction amounted to 7.6% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr222k more in shares than they have sold in the last 12 months.
Reported Earnings • Feb 11Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: kr0.27 (up from kr0.25 in FY 2022). Revenue: kr297.3m (up 16% from FY 2022). Net income: kr100.9m (up 23% from FY 2022). Profit margin: 34% (up from 32% in FY 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 1.1%. Revenue is forecast to grow 26% p.a. on average during the next 2 years, compared to a 1.7% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
お知らせ • Dec 09+ 5 more updatesInstabank ASA to Report Q4, 2024 Results on Feb 06, 2025Instabank ASA announced that they will report Q4, 2024 results on Feb 06, 2025
Reported Earnings • Nov 07Third quarter 2023 earnings released: EPS: kr0.07 (vs kr0.055 in 3Q 2022)Third quarter 2023 results: EPS: kr0.07 (up from kr0.055 in 3Q 2022). Revenue: kr79.1m (up 26% from 3Q 2022). Net income: kr28.2m (up 53% from 3Q 2022). Profit margin: 36% (up from 29% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Sep 22Board Member recently bought kr101k worth of stockOn the 20th of September, Farzad Jalily bought around 65k shares on-market at roughly kr1.55 per share. This transaction amounted to 7.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr878k more in shares than they have sold in the last 12 months.
Reported Earnings • Aug 16Second quarter 2023 earnings released: EPS: kr0.072 (vs kr0.056 in 2Q 2022)Second quarter 2023 results: EPS: kr0.072 (up from kr0.056 in 2Q 2022). Revenue: kr69.8m (up 9.2% from 2Q 2022). Net income: kr23.8m (up 34% from 2Q 2022). Profit margin: 34% (up from 28% in 2Q 2022). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Major Estimate Revision • Aug 15Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from kr423.9m to kr417.9m. EPS estimate also fell from kr0.276 per share to kr0.231 per share. Net income forecast to shrink 0.5% next year vs 114% growth forecast for Banks industry in Norway . Consensus price target of kr2.00 unchanged from last update. Share price fell 3.0% to kr1.62 over the past week.
Reported Earnings • Apr 30First quarter 2023 earnings: Revenues exceed analyst expectationsFirst quarter 2023 results: Revenue: kr69.9m (up 7.7% from 1Q 2022). Net income: kr23.7m (up 15% from 1Q 2022). Profit margin: 34% (up from 32% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.3%. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Norway.
Major Estimate Revision • Mar 04Consensus EPS estimates increase by 26%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has improved. 2023 revenue forecast increased from kr376.3m to kr398.4m. EPS estimate increased from kr0.237 to kr0.30 per share. Net income forecast to grow 3.2% next year vs 62% growth forecast for Banks industry in Norway. Consensus price target of kr2.00 unchanged from last update. Share price was steady at kr1.76 over the past week.
お知らせ • Feb 18+ 4 more updatesInstabank ASA to Report First Half, 2023 Results on Aug 10, 2023Instabank ASA announced that they will report first half, 2023 results on Aug 10, 2023
Recent Insider Transactions • Feb 12Chief Executive Officer recently bought kr226k worth of stockOn the 9th of February, Robert Berg bought around 133k shares on-market at roughly kr1.70 per share. This transaction amounted to 2.3% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth kr503k. This was Robert's only on-market trade for the last 12 months.
Reported Earnings • Feb 09Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: kr0.25 (down from kr0.25 in FY 2021). Revenue: kr257.4m (up 7.6% from FY 2021). Net income: kr82.2m (down 1.5% from FY 2021). Profit margin: 32% (down from 35% in FY 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 3.5%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Revenue is forecast to grow 22% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 31% per year and the company’s share price has also increased by 31% per year.
Board Change • Dec 30No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 6 non-independent directors. Chief Technology Officer & Employee Representative Director Farzad Jalily was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Oct 04Investor sentiment deteriorated over the past weekAfter last week's 31% share price decline to kr1.90, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 9x in the Banks industry in Norway. Total returns to shareholders of 90% over the past three years.
Buying Opportunity • Sep 28Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 5.9%. The fair value is estimated to be kr3.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Earnings per share has grown by 37%. Revenue is forecast to grow by 84% in 2 years. Earnings is forecast to grow by 47% in the next 2 years.
Buying Opportunity • Sep 07Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 29%. The fair value is estimated to be kr3.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Earnings per share has grown by 37%.
Reported Earnings • Aug 14Second quarter 2022 earnings released: EPS: kr0.12 (vs kr0.06 in 2Q 2021)Second quarter 2022 results: EPS: kr0.12. Revenue: kr63.9m (up 12% from 2Q 2021). Net income: kr17.8m (down 8.9% from 2Q 2021). Profit margin: 28% (down from 34% in 2Q 2021). The decrease in margin was driven by higher expenses.
Buying Opportunity • Aug 05Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 30%. The fair value is estimated to be kr3.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 17% over the last 3 years. Earnings per share has grown by 38%.
Buying Opportunity • Jul 07Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 29%. The fair value is estimated to be kr3.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 17% over the last 3 years. Earnings per share has grown by 38%.
Valuation Update With 7 Day Price Move • Jun 29Investor sentiment deteriorated over the past weekAfter last week's 23% share price decline to kr2.75, the stock trades at a trailing P/E ratio of 10.2x. Average trailing P/E is 12x in the Banks industry in Norway. Total returns to shareholders of 129% over the past three years.
Reported Earnings • May 06First quarter 2022 earnings: EPS and revenues miss analyst expectationsFirst quarter 2022 results: EPS: kr0.06 (up from kr0.04 in 1Q 2021). Revenue: kr64.9m (up 29% from 1Q 2021). Net income: kr20.6m (up 47% from 1Q 2021). Profit margin: 32% (up from 28% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 6.0%. Earnings per share (EPS) also missed analyst estimates by 29%. Over the next year, revenue is forecast to grow 58%, compared to a 8.9% growth forecast for the industry in Norway. Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has increased by 50% per year, which means it is tracking significantly ahead of earnings growth.
Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 6 non-independent directors. Chief Technology Officer & Employee Representative Director Frazad Jalily was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Mar 28Investor sentiment improved over the past weekAfter last week's 53% share price gain to kr3.69, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 12x in the Banks industry in Norway. Total returns to shareholders of 141% over the past three years.
Buying Opportunity • Mar 07Now 24% undervaluedOver the last 90 days, the stock is up 24%. The fair value is estimated to be kr3.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% per annum over the last 3 years. Earnings per share has grown by 34% per annum over the last 3 years.
Reported Earnings • Feb 11Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: kr0.25 (up from kr0.13 in FY 2020). Revenue: kr240.2m (up 41% from FY 2020). Net income: kr83.5m (up 96% from FY 2020). Profit margin: 35% (up from 25% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.9%. Earnings per share (EPS) also surpassed analyst estimates by 21%. Over the next year, revenue is forecast to grow 55%, compared to a 11% growth forecast for the banks industry in Norway. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Sep 10Chief Marketing Officer recently bought kr1.3m worth of stockOn the 7th of September, Jørgen Rui bought around 634k shares on-market at roughly kr2.05 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr2.8m more in shares than they have sold in the last 12 months.
分析記事 • Sep 01Is Now The Time To Put Instabank (OB:INSTA) On Your Watchlist?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Recent Insider Transactions • Jul 08Chief Marketing Officer recently bought kr256k worth of stockOn the 30th of June, Jørgen Rui bought around 138k shares on-market at roughly kr1.85 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr1.4m more in shares than they have sold in the last 12 months.
分析記事 • Apr 01Instabank ASA's (OB:INSTA) CEO Will Probably Find It Hard To See A Huge Raise This YearIn the past three years, shareholders of Instabank ASA ( OB:INSTA ) have seen a loss on their investment. What is...
Recent Insider Transactions • Mar 19Chief Marketing Officer recently bought kr51k worth of stockOn the 17th of March, Jørgen Rui bought around 66k shares on-market at roughly kr0.77 per share. In the last 3 months, there was an even bigger purchase from another insider worth kr178k. Insiders have collectively bought kr1.1m more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Mar 05Chief Risk Officer recently bought kr85k worth of stockOn the 4th of March, Kjetil Knudsen bought around 53k shares on-market at roughly kr1.60 per share. In the last 3 months, there was an even bigger purchase from another insider worth kr178k. Insiders have collectively bought kr1.1m more in shares than they have sold in the last 12 months.
分析記事 • Feb 21Chief Executive Officer Robert Berg Just Bought 2.0% More Shares In Instabank ASA (OB:INSTA)Whilst it may not be a huge deal, we thought it was good to see that the Instabank ASA ( OB:INSTA ) Chief Executive...
Recent Insider Transactions • Feb 20Chief Executive Officer recently bought kr178k worth of stockOn the 19th of February, Robert Berg bought around 111k shares on-market at roughly kr1.60 per share. This was the largest purchase by an insider in the last 3 months. Robert has been a buyer over the last 12 months, purchasing a net total of kr617k worth in shares.
お知らせ • Jan 30+ 4 more updatesInstabank ASA to Report Fiscal Year 2020 Final Results on Mar 19, 2021Instabank ASA announced that they will report fiscal year 2020 final results on Mar 19, 2021
Valuation Update With 7 Day Price Move • Dec 28Investor sentiment improved over the past weekAfter last week's 34% share price gain to kr1.90, the stock is trading at a trailing P/E ratio of 14.6x, up from the previous P/E ratio of 10.9x. This compares to an average P/E of 10x in the Banks industry in Norway. Total return to shareholders over the past three years is a loss of 34%.
Is New 90 Day High Low • Dec 24New 90-day high: kr1.50The company is up 43% from its price of kr1.05 on 25 September 2020. The Norwegian market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 20% over the same period.
分析記事 • Dec 23I Ran A Stock Scan For Earnings Growth And Instabank (OB:INSTA) Passed With EaseSome have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
Is New 90 Day High Low • Nov 24New 90-day high: kr1.40The company is up 8.0% from its price of kr1.30 on 25 August 2020. The Norwegian market is up 3.0% over the last 90 days, indicating the company outperformed over that time. However, its price trend is similar to the Banks industry, which is also up 8.0% over the same period.
Valuation Update With 7 Day Price Move • Nov 24Market bids up stock over the past weekAfter last week's 20% share price gain to kr1.40, the stock is trading at a trailing P/E ratio of 10.7x, up from the previous P/E ratio of 8.9x. This compares to an average P/E of 9x in the Banks industry in Norway. Total return to shareholders over the past three years is a loss of 42%.
Recent Insider Transactions • Oct 30Chief Executive Officer recently bought kr343k worth of stockOn the 29th of October, Robert Berg bought around 280k shares on-market at roughly kr1.23 per share. This was the largest purchase by an insider in the last 3 months. Robert has been a buyer over the last 12 months, purchasing a net total of kr447k worth in shares.
Recent Insider Transactions • Sep 19Chief Marketing Officer recently bought kr200k worth of stockOn the 17th of September, Jørgen Rui bought around 200k shares on-market at roughly kr1.00 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought kr619k more in shares than they have sold in the last 12 months.