View ValuationFirstRand Namibia 将来の成長Future 基準チェック /06現在、 FirstRand Namibiaの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Banks 収益成長12.5%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報お知らせ • Aug 25FirstRand Namibia Limited Provides Group Earnings Guidance for the Year Ended 30 June 2023FirstRand Namibia Limited provided group earnings guidance for the year ended 30 June 2023. The group's earnings for the year ended 30 June 2023 are expected to be materially higher than the comparative period by between 15% to 25%.すべての更新を表示Recent updatesお知らせ • Sep 15FirstRand Namibia Limited, Annual General Meeting, Oct 17, 2025FirstRand Namibia Limited, Annual General Meeting, Oct 17, 2025.お知らせ • Dec 21Firstrand Namibia Ltd Announces Resignation of Rajendra Makanjee as A Director, Effective December 31, 2024FirstRand Namibia Ltd. announced that the Mr. Rajendra Makanjee has resigned as a Director of the Company with effect from 31 December 2024. Mr. Makanjee has served as a director of the Company since August 2022.お知らせ • Oct 05Firstrand Namibia Limited and First National Bank of Namibia Announce Board Changes, Effective 17 October 2024FirstRand Namibia Limited's Shareholders are advised of the upcoming retirement of Peter Grüttemeyer from the boards of FirstRand Namibia Ltd. and First National Bank of Namibia effective 17 October 2024. Following a due succession process to ensure continued effective performance through seamless leadership continuity, Otto Nakasole Shikongo will take over the reins as the Chairperson of Board of Directors effective 17 October 2024. Shikongo, has served on the Board since 1 February 2023. Shikongo currently holds the position of Deputy Chairperson and non-executive director in the Company. Having served on several boards, Shikongo is an experienced and accomplished leader with a successful track record who brings invaluable experience that reinforces the Group's commitment to achieving its strategic objectives and upholding excellence.Upcoming Dividend • Sep 30Upcoming dividend of N$1.80 per shareEligible shareholders must have bought the stock before 07 October 2024. Payment date: 25 October 2024. Payout ratio is a comfortable 55% but the company is paying out more than the cash it is generating. Trailing yield: 7.6%. Lower than top quartile of Namibian dividend payers (10%). Higher than average of industry peers (4.9%).お知らせ • Sep 16FirstRand Namibia Limited, Annual General Meeting, Oct 17, 2024FirstRand Namibia Limited, Annual General Meeting, Oct 17, 2024. Location: etosha boardroom, firstrand namibia ltd, 5th floor, @parkside, 130 independence avenue, c/o fidel castro, windhoek., NamibiaDeclared Dividend • Sep 15Final dividend of N$1.80 announcedShareholders will receive a dividend of N$1.80. Ex-date: 7th October 2024 Payment date: 25th October 2024 Dividend yield will be 7.6%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 3.3% to bring the payout ratio under control, which is less than the 9.4% EPS growth achieved over the last 5 years.Reported Earnings • Sep 13Full year 2024 earnings released: EPS: N$6.37 (vs N$5.88 in FY 2023)Full year 2024 results: EPS: N$6.37 (up from N$5.88 in FY 2023). Revenue: N$5.12b (up 7.9% from FY 2023). Net income: N$1.70b (up 9.4% from FY 2023). Profit margin: 33% (in line with FY 2023). Over the last 3 years on average, earnings per share has increased by 16% per year and the company’s share price has also increased by 16% per year.お知らせ • Sep 13Firstrand Namibia Limited Announces Final Ordinary Dividend for the Year Ended 30 June 2024, Payable on 25 October 2024FirstRand Namibia Limited announced that a final ordinary dividend (number 62) for the year ended 30 June 2024 of 180.16 cents per share was declared on 22 August 2024. The last day to trade shares on a cum dividend basis will be on 4 October 2024 and the first day to trade ex-dividend will be 7 October 2024. The record date will be 11 October 2024 and the payment date 25 October 2024.お知らせ • Aug 23FirstRand Namibia Limited to Report Fiscal Year 2024 Results on Sep 12, 2024FirstRand Namibia Limited announced that they will report fiscal year 2024 results on Sep 12, 2024お知らせ • Jul 16Firstrand Namibia Limited and First National Bank of Namibia Limited Announces the Appointment of Samantha Lee Balsdon as A Non-Executive DirectorFirstRand Namibia Limited announced the appointment of Samantha Lee Balsdon as a non-executive director of the Company and First National Bank of Namibia Limited effective 15 July 2024.Recent Insider Transactions • Jun 25CEO & Director recently bought R243k worth of stockOn the 20th of June, Conrad Dempsey bought around 5k shares on-market at roughly R47.48 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth R333k. This was Conrad's only on-market trade for the last 12 months.Recent Insider Transactions • May 29Independent Chairman recently bought R333k worth of stockOn the 24th of May, Peter Gruttemeyer bought around 7k shares on-market at roughly R47.24 per share. This transaction amounted to 6.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Peter has been a buyer over the last 12 months, purchasing a net total of R676k worth in shares.New Risk • Apr 01New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Latest financial reports are more than 6 months old (reported June 2023 fiscal period end). Dividend is not well covered by earnings (98% payout ratio).Upcoming Dividend • Mar 21Upcoming dividend of N$1.74 per shareEligible shareholders must have bought the stock before 28 March 2024. Payment date: 19 April 2024. Payout ratio is on the higher end at 98% but the company is not cash flow positive. Trailing yield: 12%. Within top quartile of Namibian dividend payers (12%). Higher than average of industry peers (5.5%).Declared Dividend • Mar 04Final dividend of N$1.74 announcedShareholders will receive a dividend of N$1.74. Ex-date: 28th March 2024 Payment date: 19th April 2024 Dividend yield will be 11%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 18% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 9.2% to bring the payout ratio under control, which is more than the 8.1% EPS growth achieved over the last 5 years.Board Change • Jan 09High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. CFO & Executive Director Lizette Smit was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Oct 22FirstRand Namibia Limited Appoints Otto Nakasole Shikongo as Deputy Chairperson of the BoardFirstRand Namibia Limited advised that Otto Nakasole Shikongo, an independent non-executive director of the company, is appointed as DeputyChairperson of the Board effective 19 October 2023.Upcoming Dividend • Oct 02Upcoming dividend of N$3.68 per share at 12% yieldEligible shareholders must have bought the stock before 09 October 2023. Payment date: 27 October 2023. Payout ratio is on the higher end at 98% but the company is not cash flow positive. Trailing yield: 12%. Within top quartile of Namibian dividend payers (12%). Higher than average of industry peers (5.7%).Board Change • Sep 30High number of new and inexperienced directorsThere are 8 new directors who have joined the board in the last 3 years. The company's board is composed of: 8 new directors. 2 experienced directors. No highly experienced directors. Non-Executive Director I-Ben Nashandi is the most experienced director on the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.Reported Earnings • Sep 20Full year 2023 earnings released: EPS: N$5.88 (vs N$4.83 in FY 2022)Full year 2023 results: EPS: N$5.88 (up from N$4.83 in FY 2022). Revenue: N$4.75b (up 14% from FY 2022). Net income: N$1.56b (up 23% from FY 2022). Profit margin: 33% (up from 31% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 25% per year whereas the company’s share price has increased by 28% per year.お知らせ • Aug 25FirstRand Namibia Limited Provides Group Earnings Guidance for the Year Ended 30 June 2023FirstRand Namibia Limited provided group earnings guidance for the year ended 30 June 2023. The group's earnings for the year ended 30 June 2023 are expected to be materially higher than the comparative period by between 15% to 25%.お知らせ • Jul 26FirstRand Namibia Limited and First National Bank of Namibia Limited Appoints Lizette Petra Smit as Executive DirectorFirstRand Namibia Limited informed the appointment of Lizette Petra Smit as an executive director of the Company and First National Bank of Namibia Limited effective 24 July 2023.Recent Insider Transactions • Jul 07Independent Chairman recently bought R303k worth of stockOn the 30th of June, Peter Gruttemeyer bought around 6k shares on-market at roughly R50.45 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Peter's only on-market trade for the last 12 months.Valuation Update With 7 Day Price Move • Jun 26Investor sentiment improves as stock rises 16%After last week's 16% share price gain to R47.51, the stock trades at a trailing P/E ratio of 8.4x. Average forward P/E is 6x in the Banks industry in Africa. Total returns to shareholders of 117% over the past three years.Upcoming Dividend • Mar 21Upcoming dividend of N$3.97 per share at 16% yieldEligible shareholders must have bought the stock before 27 March 2023. Payment date: 21 April 2023. Payout ratio is on the higher end at 94%, and the cash payout ratio is above 100%. Trailing yield: 16%. Within top quartile of Namibian dividend payers (14%). Higher than average of industry peers (6.1%).Board Change • Jan 05High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non-Executive Director Rajendra Makanjee was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Nov 25High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non-Executive Director Rajendra Makanjee was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Sep 29High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non-Executive Director Rajendra Makanjee was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Sep 26Upcoming dividend of N$3.20 per shareEligible shareholders must have bought the stock before 03 October 2022. Payment date: 21 October 2022. Payout ratio and cash payout ratio are on the higher end at 98% and 99% respectively. Trailing yield: 21%. Within top quartile of Namibian dividend payers (10%). Higher than average of industry peers (6.1%).Reported Earnings • Sep 17Full year 2022 earnings released: EPS: N$4.83 (vs N$3.91 in FY 2021)Full year 2022 results: EPS: N$4.83 (up from N$3.91 in FY 2021). Revenue: N$4.15b (up 13% from FY 2021). Net income: N$1.27b (up 24% from FY 2021). Profit margin: 31% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Upcoming Dividend • Mar 28Upcoming dividend of N$1.53 per shareEligible shareholders must have bought the stock before 04 April 2022. Payment date: 22 April 2022. Payout ratio is a comfortable 66% and this is well supported by cash flows. Trailing yield: 10%. Within top quartile of Namibian dividend payers (10%). Higher than average of industry peers (4.9%).Upcoming Dividend • Sep 20Upcoming dividend of N$1.18 per shareEligible shareholders must have bought the stock before 27 September 2021. Payment date: 15 October 2021. Trailing yield: 7.1%. Lower than top quartile of Namibian dividend payers (9.9%). Higher than average of industry peers (4.0%).Reported Earnings • Sep 12Full year 2021 earnings released: EPS N$3.91 (vs N$3.13 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: N$3.66b (up 6.2% from FY 2020). Net income: N$1.02b (up 25% from FY 2020). Profit margin: 28% (up from 24% in FY 2020). Cost-to-income ratio: 54.6% (up from 52.6% in FY 2020). Non-performing loans: 5.21% (up from 4.38% in FY 2020). Over the last 3 years on average, earnings per share has fallen by 8% per year whereas the company’s share price has fallen by 12% per year.Upcoming Dividend • Apr 05Upcoming dividend of N$0.94 per shareEligible shareholders must have bought the stock before 12 April 2021. Payment date: 30 April 2021. Trailing yield: 6.4%. Lower than top quartile of Namibian dividend payers (7.5%). Higher than average of industry peers (4.2%).Reported Earnings • Mar 08First half 2021 earnings released: EPS N$2.13 (vs N$2.37 in 1H 2020)The company reported a poor first half result with weaker earnings, revenues and profit margins. First half 2021 results: Revenue: N$1.83b (down 7.1% from 1H 2020). Net income: N$557.8m (down 9.9% from 1H 2020). Profit margin: 30% (down from 31% in 1H 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 21% per year, which means it is performing significantly worse than earnings. このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、FirstRand Namibia は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測NMSE:FNB - アナリストの将来予測と過去の財務データ ( )NAD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20255,8442,054-581-401N/A9/30/20255,6801,983-518-369N/A6/30/20255,5161,912-455-336N/A3/31/20255,4371,853-1,222-1,088N/A12/31/20245,3581,794-1,989-1,840N/A9/30/20245,2381,749-518-384N/A6/30/20245,1191,7049541,072N/A3/31/20244,9661,628-512-391N/A12/31/20234,8141,552-1,977-1,855N/A9/30/20234,7591,555-3,065-2,938N/A6/30/20234,7041,558-4,154-4,022N/A3/31/20234,6311,525-1,524-1,394N/A12/31/20224,5581,4921,1051,233N/A9/30/20224,3521,3789111,026N/A6/30/20224,1471,265716820N/A3/31/20223,9741,1722,2932,400N/A12/31/20213,8011,0803,8713,981N/A9/30/20213,7281,0513,6303,778N/A6/30/20213,6561,0223,3893,575N/A3/31/20213,480890706914N/A12/31/20203,303758-1,976-1,748N/A9/30/20203,373789-1,758-1,562N/A6/30/20203,442819-1,540-1,376N/A3/31/20203,629982-2,774-2,657N/A12/31/20193,8161,145-4,008-3,939N/A9/30/20193,7571,108N/A-3,800N/A6/30/20193,6991,071N/A-3,661N/A3/31/20193,6891,070N/A-2,161N/A12/31/20183,6791,068N/A-661N/A9/30/20183,6281,054N/A-733N/A6/30/20183,5771,040N/A-805N/A3/31/20183,4871,030N/A-1,066N/A12/31/20173,3961,020N/A-1,327N/A9/30/20173,3671,057N/A-1,779N/A6/30/20173,3391,093N/A-2,232N/A3/31/20173,3321,146N/A-2,317N/A12/31/20163,3261,199N/A-2,402N/A9/30/20163,2631,198N/A-2,144N/A6/30/20163,1991,198N/A-1,886N/A3/31/20163,0721,142N/A-1,766N/A12/31/20152,9451,086N/A-1,645N/A9/30/20152,8401,034N/A-1,706N/A6/30/20152,735982N/A-1,767N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: FNBの予測収益成長が 貯蓄率 ( 15.1% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: FNBの収益がNA市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: FNBの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: FNBの収益がNA市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: FNBの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: FNBの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/11 12:37終値2026/05/08 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋FirstRand Namibia Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Zane FerisIJG Securities (Pty) Ltd
お知らせ • Aug 25FirstRand Namibia Limited Provides Group Earnings Guidance for the Year Ended 30 June 2023FirstRand Namibia Limited provided group earnings guidance for the year ended 30 June 2023. The group's earnings for the year ended 30 June 2023 are expected to be materially higher than the comparative period by between 15% to 25%.
お知らせ • Sep 15FirstRand Namibia Limited, Annual General Meeting, Oct 17, 2025FirstRand Namibia Limited, Annual General Meeting, Oct 17, 2025.
お知らせ • Dec 21Firstrand Namibia Ltd Announces Resignation of Rajendra Makanjee as A Director, Effective December 31, 2024FirstRand Namibia Ltd. announced that the Mr. Rajendra Makanjee has resigned as a Director of the Company with effect from 31 December 2024. Mr. Makanjee has served as a director of the Company since August 2022.
お知らせ • Oct 05Firstrand Namibia Limited and First National Bank of Namibia Announce Board Changes, Effective 17 October 2024FirstRand Namibia Limited's Shareholders are advised of the upcoming retirement of Peter Grüttemeyer from the boards of FirstRand Namibia Ltd. and First National Bank of Namibia effective 17 October 2024. Following a due succession process to ensure continued effective performance through seamless leadership continuity, Otto Nakasole Shikongo will take over the reins as the Chairperson of Board of Directors effective 17 October 2024. Shikongo, has served on the Board since 1 February 2023. Shikongo currently holds the position of Deputy Chairperson and non-executive director in the Company. Having served on several boards, Shikongo is an experienced and accomplished leader with a successful track record who brings invaluable experience that reinforces the Group's commitment to achieving its strategic objectives and upholding excellence.
Upcoming Dividend • Sep 30Upcoming dividend of N$1.80 per shareEligible shareholders must have bought the stock before 07 October 2024. Payment date: 25 October 2024. Payout ratio is a comfortable 55% but the company is paying out more than the cash it is generating. Trailing yield: 7.6%. Lower than top quartile of Namibian dividend payers (10%). Higher than average of industry peers (4.9%).
お知らせ • Sep 16FirstRand Namibia Limited, Annual General Meeting, Oct 17, 2024FirstRand Namibia Limited, Annual General Meeting, Oct 17, 2024. Location: etosha boardroom, firstrand namibia ltd, 5th floor, @parkside, 130 independence avenue, c/o fidel castro, windhoek., Namibia
Declared Dividend • Sep 15Final dividend of N$1.80 announcedShareholders will receive a dividend of N$1.80. Ex-date: 7th October 2024 Payment date: 25th October 2024 Dividend yield will be 7.6%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 3.3% to bring the payout ratio under control, which is less than the 9.4% EPS growth achieved over the last 5 years.
Reported Earnings • Sep 13Full year 2024 earnings released: EPS: N$6.37 (vs N$5.88 in FY 2023)Full year 2024 results: EPS: N$6.37 (up from N$5.88 in FY 2023). Revenue: N$5.12b (up 7.9% from FY 2023). Net income: N$1.70b (up 9.4% from FY 2023). Profit margin: 33% (in line with FY 2023). Over the last 3 years on average, earnings per share has increased by 16% per year and the company’s share price has also increased by 16% per year.
お知らせ • Sep 13Firstrand Namibia Limited Announces Final Ordinary Dividend for the Year Ended 30 June 2024, Payable on 25 October 2024FirstRand Namibia Limited announced that a final ordinary dividend (number 62) for the year ended 30 June 2024 of 180.16 cents per share was declared on 22 August 2024. The last day to trade shares on a cum dividend basis will be on 4 October 2024 and the first day to trade ex-dividend will be 7 October 2024. The record date will be 11 October 2024 and the payment date 25 October 2024.
お知らせ • Aug 23FirstRand Namibia Limited to Report Fiscal Year 2024 Results on Sep 12, 2024FirstRand Namibia Limited announced that they will report fiscal year 2024 results on Sep 12, 2024
お知らせ • Jul 16Firstrand Namibia Limited and First National Bank of Namibia Limited Announces the Appointment of Samantha Lee Balsdon as A Non-Executive DirectorFirstRand Namibia Limited announced the appointment of Samantha Lee Balsdon as a non-executive director of the Company and First National Bank of Namibia Limited effective 15 July 2024.
Recent Insider Transactions • Jun 25CEO & Director recently bought R243k worth of stockOn the 20th of June, Conrad Dempsey bought around 5k shares on-market at roughly R47.48 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth R333k. This was Conrad's only on-market trade for the last 12 months.
Recent Insider Transactions • May 29Independent Chairman recently bought R333k worth of stockOn the 24th of May, Peter Gruttemeyer bought around 7k shares on-market at roughly R47.24 per share. This transaction amounted to 6.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Peter has been a buyer over the last 12 months, purchasing a net total of R676k worth in shares.
New Risk • Apr 01New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Latest financial reports are more than 6 months old (reported June 2023 fiscal period end). Dividend is not well covered by earnings (98% payout ratio).
Upcoming Dividend • Mar 21Upcoming dividend of N$1.74 per shareEligible shareholders must have bought the stock before 28 March 2024. Payment date: 19 April 2024. Payout ratio is on the higher end at 98% but the company is not cash flow positive. Trailing yield: 12%. Within top quartile of Namibian dividend payers (12%). Higher than average of industry peers (5.5%).
Declared Dividend • Mar 04Final dividend of N$1.74 announcedShareholders will receive a dividend of N$1.74. Ex-date: 28th March 2024 Payment date: 19th April 2024 Dividend yield will be 11%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 18% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 9.2% to bring the payout ratio under control, which is more than the 8.1% EPS growth achieved over the last 5 years.
Board Change • Jan 09High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. CFO & Executive Director Lizette Smit was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Oct 22FirstRand Namibia Limited Appoints Otto Nakasole Shikongo as Deputy Chairperson of the BoardFirstRand Namibia Limited advised that Otto Nakasole Shikongo, an independent non-executive director of the company, is appointed as DeputyChairperson of the Board effective 19 October 2023.
Upcoming Dividend • Oct 02Upcoming dividend of N$3.68 per share at 12% yieldEligible shareholders must have bought the stock before 09 October 2023. Payment date: 27 October 2023. Payout ratio is on the higher end at 98% but the company is not cash flow positive. Trailing yield: 12%. Within top quartile of Namibian dividend payers (12%). Higher than average of industry peers (5.7%).
Board Change • Sep 30High number of new and inexperienced directorsThere are 8 new directors who have joined the board in the last 3 years. The company's board is composed of: 8 new directors. 2 experienced directors. No highly experienced directors. Non-Executive Director I-Ben Nashandi is the most experienced director on the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
Reported Earnings • Sep 20Full year 2023 earnings released: EPS: N$5.88 (vs N$4.83 in FY 2022)Full year 2023 results: EPS: N$5.88 (up from N$4.83 in FY 2022). Revenue: N$4.75b (up 14% from FY 2022). Net income: N$1.56b (up 23% from FY 2022). Profit margin: 33% (up from 31% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 25% per year whereas the company’s share price has increased by 28% per year.
お知らせ • Aug 25FirstRand Namibia Limited Provides Group Earnings Guidance for the Year Ended 30 June 2023FirstRand Namibia Limited provided group earnings guidance for the year ended 30 June 2023. The group's earnings for the year ended 30 June 2023 are expected to be materially higher than the comparative period by between 15% to 25%.
お知らせ • Jul 26FirstRand Namibia Limited and First National Bank of Namibia Limited Appoints Lizette Petra Smit as Executive DirectorFirstRand Namibia Limited informed the appointment of Lizette Petra Smit as an executive director of the Company and First National Bank of Namibia Limited effective 24 July 2023.
Recent Insider Transactions • Jul 07Independent Chairman recently bought R303k worth of stockOn the 30th of June, Peter Gruttemeyer bought around 6k shares on-market at roughly R50.45 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Peter's only on-market trade for the last 12 months.
Valuation Update With 7 Day Price Move • Jun 26Investor sentiment improves as stock rises 16%After last week's 16% share price gain to R47.51, the stock trades at a trailing P/E ratio of 8.4x. Average forward P/E is 6x in the Banks industry in Africa. Total returns to shareholders of 117% over the past three years.
Upcoming Dividend • Mar 21Upcoming dividend of N$3.97 per share at 16% yieldEligible shareholders must have bought the stock before 27 March 2023. Payment date: 21 April 2023. Payout ratio is on the higher end at 94%, and the cash payout ratio is above 100%. Trailing yield: 16%. Within top quartile of Namibian dividend payers (14%). Higher than average of industry peers (6.1%).
Board Change • Jan 05High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non-Executive Director Rajendra Makanjee was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Nov 25High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non-Executive Director Rajendra Makanjee was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Sep 29High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non-Executive Director Rajendra Makanjee was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Sep 26Upcoming dividend of N$3.20 per shareEligible shareholders must have bought the stock before 03 October 2022. Payment date: 21 October 2022. Payout ratio and cash payout ratio are on the higher end at 98% and 99% respectively. Trailing yield: 21%. Within top quartile of Namibian dividend payers (10%). Higher than average of industry peers (6.1%).
Reported Earnings • Sep 17Full year 2022 earnings released: EPS: N$4.83 (vs N$3.91 in FY 2021)Full year 2022 results: EPS: N$4.83 (up from N$3.91 in FY 2021). Revenue: N$4.15b (up 13% from FY 2021). Net income: N$1.27b (up 24% from FY 2021). Profit margin: 31% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Mar 28Upcoming dividend of N$1.53 per shareEligible shareholders must have bought the stock before 04 April 2022. Payment date: 22 April 2022. Payout ratio is a comfortable 66% and this is well supported by cash flows. Trailing yield: 10%. Within top quartile of Namibian dividend payers (10%). Higher than average of industry peers (4.9%).
Upcoming Dividend • Sep 20Upcoming dividend of N$1.18 per shareEligible shareholders must have bought the stock before 27 September 2021. Payment date: 15 October 2021. Trailing yield: 7.1%. Lower than top quartile of Namibian dividend payers (9.9%). Higher than average of industry peers (4.0%).
Reported Earnings • Sep 12Full year 2021 earnings released: EPS N$3.91 (vs N$3.13 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: N$3.66b (up 6.2% from FY 2020). Net income: N$1.02b (up 25% from FY 2020). Profit margin: 28% (up from 24% in FY 2020). Cost-to-income ratio: 54.6% (up from 52.6% in FY 2020). Non-performing loans: 5.21% (up from 4.38% in FY 2020). Over the last 3 years on average, earnings per share has fallen by 8% per year whereas the company’s share price has fallen by 12% per year.
Upcoming Dividend • Apr 05Upcoming dividend of N$0.94 per shareEligible shareholders must have bought the stock before 12 April 2021. Payment date: 30 April 2021. Trailing yield: 6.4%. Lower than top quartile of Namibian dividend payers (7.5%). Higher than average of industry peers (4.2%).
Reported Earnings • Mar 08First half 2021 earnings released: EPS N$2.13 (vs N$2.37 in 1H 2020)The company reported a poor first half result with weaker earnings, revenues and profit margins. First half 2021 results: Revenue: N$1.83b (down 7.1% from 1H 2020). Net income: N$557.8m (down 9.9% from 1H 2020). Profit margin: 30% (down from 31% in 1H 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 21% per year, which means it is performing significantly worse than earnings.