View ValuationnCino 将来の成長Future 基準チェック /46nCino利益と収益がそれぞれ年間58.4%と8.1%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に15.5% 58.8%なると予測されています。主要情報58.4%収益成長率58.77%EPS成長率Software 収益成長0%収益成長率8.1%将来の株主資本利益率15.47%アナリストカバレッジGood最終更新日29 Apr 2026今後の成長に関する最新情報お知らせ • Apr 01+ 1 more updatenCino, Inc. Provides Earnings Guidance for its First Quarter Ending April 30, 2026 and Fiscal Year 2027 Ending January 31, 2027nCino provided earnings guidance for its first quarter ending April 30, 2026 and fiscal year 2027 ending January 31, 2027. The company is providing guidance for its first quarter ending April 30, 2026, Total revenues between $154.5 million and $156.5 million. Subscription revenues between $137.0 million and $139.0 million. The company is providing guidance for its fiscal year 2027 ending January 31, 2027, as follows: Total revenues between $639.0 million and $643.0 million. Subscription revenues between $569.0 million and $573.0 million.お知らせ • Dec 04+ 1 more updatenCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2026nCino, Inc. provided earnings guidance for the fourth quarter and fiscal year ending January 31, 2026. For the quarter, the company expects total revenues between $146.75 million and $148.25 million. Subscription revenues between $130.75 million and $132.25 million. For the year, the company expects total revenues between $591.9 million and $593.4 million. Subscription revenues between $520.5 million and $522.0 million.お知らせ • Aug 27nCino, Inc. Provides Earnings Guidance for the Third Quarter Ending October 31, 2025 and Fiscal Year 2026 Ending January 31, 2026nCino, Inc. provided earnings guidance for the third quarter ending October 31, 2025 and fiscal year 2026 ending January 31, 2026. For the quarter, Company expects Total revenues between $146.0 million and $148.0 million. Subscription revenues between $127.5 million and $129.5 million. For the fiscal year, Company expects Total revenues between $585.0 million and $589.0 million. Subscription revenues between $513.5 million and $517.5 million.Breakeven Date Change • Aug 13Forecast breakeven date moved forward to 2027The 15 analysts covering nCino previously expected the company to break even in 2028. New consensus forecast suggests losses will reduce by 69% to 2026. The company is expected to make a profit of US$2.73m in 2027. Average annual earnings growth of 106% is required to achieve expected profit on schedule.お知らせ • May 29+ 1 more updatenCino, Inc. Revises Earnings Guidance for the Year Ending January 31, 2026nCino, Inc. revised earnings guidance for the year ending January 31, 2026. For the year ending January 31, 2026, Taking all this together, the company now expects total revenues of $578.5 million to $582.5 million, up from prior guidance range of $574.5 million to $578.5 million, representing approximately 7% growth at the midpoint of the range. The company now expects subscription revenues to be $507 million to $511 million, up from $503 million to $507 million. Updated guidance for subscription revenues represents approximately 8.5% growth at the midpoint of the range. Excluding currency fluctuations, organic subscription revenue growth rate in fiscal '26 is expected to be approximately 5% at the midpoint of the range up from the 4% noted on Fourth Quarter earnings call.お知らせ • Dec 05nCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2025nCino, Inc. provided earnings guidance for the fourth quarter and fiscal year ending January 31, 2025. For the quarter, the company expects total revenues to be between $139.5 million and $141.5 million. Subscription revenues to be between $122.5 million and $124.5 million. For the year, the company expects total revenues to be between $539.0 million and $541.0 million. Subscription revenues to be between $467.0 million and $469.0 million.すべての更新を表示Recent updatesお知らせ • Apr 30nCino, Inc., Annual General Meeting, Jun 18, 2026nCino, Inc., Annual General Meeting, Jun 18, 2026.お知らせ • Apr 24nCino, Inc. Appoints Nick Edwards as Managing Director for APAC RegionnCino, Inc. announced Nick Edwards as the new Managing Director for the APAC region. Edwards is a seasoned commercial and regional leader with deep expertise across financial services. With nearly two decades of experience across the region, he has developed an intimate understanding of the unique dynamics, customer needs and market opportunities that define financial services in the Asia-Pacific region. Most recently, Edwards served as Chief Commercial Officer, APAC at FNZ Group. Prior to that, he spent more than six years at Temenos and other financial services providers in various leadership roles.お知らせ • Apr 08nCino Inc Highlights New Customer Results from Analyst Digital PartnernCino, Inc. highlighted new customer results from nCino Analyst Digital Partner, a role-based AI agent. Built on over 14 years of banking-specific data, Analyst Digital Partner works alongside human credit professionals to transform how financial institutions manage relationship reviews and portfolio risk. Relationship reviews are among the most time-consuming responsibilities in commercial banking. Based on nCino customer interview research, bankers spend anywhere from two days to a full week completing a single relationship review. Utilizing Analyst Digital Partner within nCino Commercial Lending, institutions are already reducing that effort by 60–70%, enabling credit teams to reinvest that time in higher-value work. The operational impact extends beyond individual reviews. With this level of efficiency, institutions can shift from annual or quarterly review cadences to weekly or even daily cycles, enabling more proactive portfolio risk management that helps protect and grow the credit portfolio. One enterprise-sized U.S. financial institution went live with Analyst Digital Partner in just 36 minutes. From the C-suite to the front line, nCino’s Digital Partners are built to work alongside banking professionals, handling the high-volume, time-intensive work that slows teams down so humans can focus on the decisions, relationships and judgment calls that drive the business forward. nCino's dual workforce vision positions AI and human talent as a unified team rather than parallel workstreams. Analyst Digital Partner is the first role-based agent to deliver on that vision at scale. Digital Partners are deployed, managed, measured and governed by nCino's Agentic Operating System (AOS). The AOS sits atop the nCino Platform and delivers banking specific guardrails for how AI agents and humans work together across a financial institution's entire operational ecosystem. Analyst Digital Partner isn't just bringing value to commercial credit professionals. For mortgage underwriters, it works the same way, eliminating manual effort, surfacing what matters and keeping originations moving. Doc VOI and AUS Smart Tasks are two of its core mortgage capabilities: one eliminates the manual effort of income verification, the other transforms AUS findings into clear action. Together, they close the gap between submission and clear-to-close.お知らせ • Apr 01+ 1 more updatenCino, Inc. Provides Earnings Guidance for its First Quarter Ending April 30, 2026 and Fiscal Year 2027 Ending January 31, 2027nCino provided earnings guidance for its first quarter ending April 30, 2026 and fiscal year 2027 ending January 31, 2027. The company is providing guidance for its first quarter ending April 30, 2026, Total revenues between $154.5 million and $156.5 million. Subscription revenues between $137.0 million and $139.0 million. The company is providing guidance for its fiscal year 2027 ending January 31, 2027, as follows: Total revenues between $639.0 million and $643.0 million. Subscription revenues between $569.0 million and $573.0 million.お知らせ • Mar 16nCino , Inc Launches Doc VOI Feature Within nCino Mortgage SolutionnCino, Inc. announced the launch of nCino Doc VOI powered by Argyle, a new feature within the nCino Mortgage Solution designed to help banks, credit unions and independent mortgage lenders verify borrower income more efficiently. Lenders increasingly automate verification of income (VOI), a critical requirement in mortgage underwriting, using direct-source, consumer-permissioned connections to payroll and bank account data. These real-time connections can satisfy income verification requirements in a majority of loan files. When they are unavailable, lenders traditionally rely on time-consuming manual review of borrower-provided paystubs and W-2s. nCino Doc VOI replaces that manual process with automated data extraction and analysis, enabling fast, cost-effective income verification across the mortgage pipeline. nCino Doc VOI integrates with Freddie Mac AIM Check API, allowing lenders to submit document-derived income data to the API for automated income assessment early in the underwriting process, prior to a full Loan Product Advisor® (LPA®) submission. This document-based income verification can also support assessment of representation and warranty relief eligibility related to the income calculation when submitted to LPA. nCino Mortgage customers can activate nCino Doc VOI directly within the nCino Mortgage Solution without the need to contract separately with Argyle.お知らせ • Feb 16nCino, Inc. to Report Q4, 2026 Results on Mar 31, 2026nCino, Inc. announced that they will report Q4, 2026 results After-Market on Mar 31, 2026お知らせ • Dec 09nCino, Inc. (NasdaqGS:NCNO) announces an Equity Buyback for $100 million worth of its shares.nCino, Inc. (NasdaqGS:NCNO) announces a stock repurchase program. Under the program, the company will repurchase up to $100 million worth of its outstanding common stock. The program will be funded using existing cash and cash equivalents, credit facility capacity and/or future cash flows.お知らせ • Dec 04+ 1 more updatenCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2026nCino, Inc. provided earnings guidance for the fourth quarter and fiscal year ending January 31, 2026. For the quarter, the company expects total revenues between $146.75 million and $148.25 million. Subscription revenues between $130.75 million and $132.25 million. For the year, the company expects total revenues between $591.9 million and $593.4 million. Subscription revenues between $520.5 million and $522.0 million.お知らせ • Nov 14nCino, Inc. to Report Q3, 2026 Results on Dec 03, 2025nCino, Inc. announced that they will report Q3, 2026 results After-Market on Dec 03, 2025Buy Or Sell Opportunity • Aug 27Now 25% overvalued after recent price riseOver the last 90 days, the stock has risen 23% to Mex$630. The fair value is estimated to be Mex$502, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 48%. Revenue is forecast to grow by 6.9% in a year. Earnings are forecast to grow by 84% in the next year.お知らせ • Aug 27nCino, Inc. Provides Earnings Guidance for the Third Quarter Ending October 31, 2025 and Fiscal Year 2026 Ending January 31, 2026nCino, Inc. provided earnings guidance for the third quarter ending October 31, 2025 and fiscal year 2026 ending January 31, 2026. For the quarter, Company expects Total revenues between $146.0 million and $148.0 million. Subscription revenues between $127.5 million and $129.5 million. For the fiscal year, Company expects Total revenues between $585.0 million and $589.0 million. Subscription revenues between $513.5 million and $517.5 million.お知らせ • Aug 14nCino, Inc. to Report Q2, 2026 Results on Aug 26, 2025nCino, Inc. announced that they will report Q2, 2026 results at 4:00 PM, US Eastern Standard Time on Aug 26, 2025Breakeven Date Change • Aug 13Forecast breakeven date moved forward to 2027The 15 analysts covering nCino previously expected the company to break even in 2028. New consensus forecast suggests losses will reduce by 69% to 2026. The company is expected to make a profit of US$2.73m in 2027. Average annual earnings growth of 106% is required to achieve expected profit on schedule.Reported Earnings • May 29First quarter 2026 earnings released: EPS: US$0.048 (vs US$0.026 loss in 1Q 2025)First quarter 2026 results: EPS: US$0.048 (up from US$0.026 loss in 1Q 2025). Revenue: US$144.1m (up 13% from 1Q 2025). Net income: US$5.56m (up US$8.54m from 1Q 2025). Profit margin: 3.9% (up from net loss in 1Q 2025). Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Global Software industry.お知らせ • May 29+ 1 more updatenCino, Inc. Revises Earnings Guidance for the Year Ending January 31, 2026nCino, Inc. revised earnings guidance for the year ending January 31, 2026. For the year ending January 31, 2026, Taking all this together, the company now expects total revenues of $578.5 million to $582.5 million, up from prior guidance range of $574.5 million to $578.5 million, representing approximately 7% growth at the midpoint of the range. The company now expects subscription revenues to be $507 million to $511 million, up from $503 million to $507 million. Updated guidance for subscription revenues represents approximately 8.5% growth at the midpoint of the range. Excluding currency fluctuations, organic subscription revenue growth rate in fiscal '26 is expected to be approximately 5% at the midpoint of the range up from the 4% noted on Fourth Quarter earnings call.お知らせ • May 20Ncino, Inc. Unveils Transformative Ai-Powered Banking Solutions At Nsight 2025nCino, Inc. announced new AI-powered innovations at its annual nSight Conference. Designed to enhance how nCino customers can leverage the nCino Platform as AI becomes embedded across all its solutions, these advances underscore the Company's commitment to helping financial institutions improve efficiency, enforce more proactive risk management, and better meet the evolving demands of today's consumers. In his first keynote as nCino's CEO, Sean Desmond outlined the Company's evolution from workflow pioneer to global data and intelligence leader, declaring " a new era in financial services" powered by nCino's enhanced AI and automation capabilities. nCino's latest product enhancements leverage advanced AI to tackle key challenges in financial services, including operations analytics, smarter risk management, personalized customer experiences, and streamlined compliance processes. With 18 Banking Advisor capabilities that create 100s of use cases, nCino is offering solutions that are both forward-thinking and practical for real-world implementation. In addition to these product enhancements, the Company also unveiled the nCino Research Institute (nRI).お知らせ • May 14nCino, Inc. to Report Q1, 2026 Results on May 28, 2025nCino, Inc. announced that they will report Q1, 2026 results After-Market on May 28, 2025お知らせ • May 01nCino, Inc., Annual General Meeting, Jun 18, 2025nCino, Inc., Annual General Meeting, Jun 18, 2025.お知らせ • Apr 02nCino, Inc. (NasdaqGS:NCNO) announces an Equity Buyback for $100 million worth of its shares.nCino, Inc. (NasdaqGS:NCNO) announces a stock repurchase program. Under the program, the company will repurchase up to $100 million worth of its outstanding common stock. The program will be funded using existing cash and cash equivalents, credit facility capacity and/or future cash flows.お知らせ • Feb 17nCino, Inc. to Report Q4, 2025 Results on Apr 01, 2025nCino, Inc. announced that they will report Q4, 2025 results After-Market on Apr 01, 2025お知らせ • Feb 11nCino, Inc. (NasdaqGS:NCNO) acquired AlphaPack, Co. for $62.5 million.nCino, Inc. (NasdaqGS:NCNO) acquired AlphaPack, Co. for $52.5 million on February 11, 2025. The purchase price for Sandbox Banking was $52.5 million in cash, subject to customary adjustments, with an additional earn-out opportunity of up to $10 million based on the achievement of certain financial and product development metrics. nCino, Inc. (NasdaqGS:NCNO) completed the acquisition of AlphaPack, Co. on February 11, 2025.お知らせ • Feb 10nCino, Inc. Appoints Justin Nyweide to the Board of Director and Member of Audit CommitteenCino, Inc. announced that it has appointed Justin Nyweide to its Board of Directors, effective immediately. Mr. Nyweide will serve on the Board's Audit Committee. Justin has over two decades of experience investing in and partnering with growth companies globally in the technology, software, internet, and financial services industries. He is a Founding Partner and the Chief Investment Officer of HMI Capital. HMI Capital is a large shareholder of nCino and has a longstanding relationship with the Company and its management. Through this appointment, nCino’s Board will comprise of ten directors.お知らせ • Feb 04+ 1 more updatenCino, Inc. Announces Chief Executive Officer ChangesnCino, Inc. announced the appointment of Sean Desmond as Chief Executive Officer, effective immediately. Desmond succeeds Pierre Naud, who will continue to be actively involved in the Company as Executive Chairman of the Board to ensure a smooth transition. Desmond joined nCino in 2013 initially as Chief Customer Success Officer, ensuring the successful delivery and implementation of the nCino Platform to financial institutions around the world. His remit at the Company progressively expanded, and he most recently served as nCino's Chief Product Officer, overseeing the Product Development &Engineering organization globally. In these roles, he managed approximately two-thirds of the company's employees.お知らせ • Dec 05nCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2025nCino, Inc. provided earnings guidance for the fourth quarter and fiscal year ending January 31, 2025. For the quarter, the company expects total revenues to be between $139.5 million and $141.5 million. Subscription revenues to be between $122.5 million and $124.5 million. For the year, the company expects total revenues to be between $539.0 million and $541.0 million. Subscription revenues to be between $467.0 million and $469.0 million.お知らせ • Nov 15nCino, Inc. to Report Q3, 2025 Results on Dec 04, 2024nCino, Inc. announced that they will report Q3, 2025 results After-Market on Dec 04, 2024お知らせ • Oct 31nCino, Inc. (NasdaqGS:NCNO) entered into a share purchase agreement to acquire Artesian Solutions, Ltd. for $135 million.nCino, Inc. (NasdaqGS:NCNO) entered into a share purchase agreement to acquire Artesian Solutions, Ltd. for $135 million on October 29, 2024. The purchase price for FullCircl is $135 million in cash, subject to customary adjustments. $15 million of the Purchase Price will be retained by the Company for two years following the Closing as security for the performance of certain warranties and covenants arising under the SPA. A portion of the funds available under the Credit Agreement will be used to fund the purchase price. The acquisition is expected to close on or about November 4, 2024.お知らせ • Oct 22HMI Capital Management Engages in Discussions with nCinoOn October 21, 2024, HMI Capital Management, L.P. announced that it has had, and intends to continue to have, constructive discussions with the Board of Directors of nCino, Inc. and management regarding Board composition, the Company’s valuation and total stockholder return, its investor messaging and disclosure, operations, capital allocation, corporate governance and the strategy and plans of the Company, including strategic transactions.お知らせ • Aug 15nCino, Inc. to Report Q2, 2025 Results on Aug 27, 2024nCino, Inc. announced that they will report Q2, 2025 results After-Market on Aug 27, 2024お知らせ • May 16nCino, Inc. to Report Q1, 2025 Results on May 29, 2024nCino, Inc. announced that they will report Q1, 2025 results After-Market on May 29, 2024お知らせ • Apr 03nCino, Inc. Unveils Latest Enhancements to its Consumer Banking SolutionnCino, Inc. announced a series of enhancements to its Consumer Banking Solution. The upgrades to nCino's platform provide bankers with the tools to interact with consumers where and how they want to engage, while providing a foundation of flexibility and agility. These tools enable financial institutions to stay ahead of market shifts and proactively meet the evolving needs of their clients and members. Key enhancements include: Expanded omnichannel functionality - enhancing client and member experiences with a streamlined application and shopping cart experience to reduce time to offer; Simplified multi-product origination experience - increasing operational efficiency with more intuitive workflows for front-end users and in-branch bankers; More robust headless APIs - connecting complex processes with an institution's own digital framework to reduce development and maintenance costs; Embedded analytics and Intelligent Cross-Sell functionality - incorporating data-driven insights that aid in faster time to decisioning; and Indirect lending functionality - allowing financial institutions to better connect indirect auto lending clients with their full suite of banking products via technology (Allegro) that nCino recently purchased from TruStage. The enhanced product functionality will be demoed at nSight, the Company's annual event where global banking professionals gather to network, learn best practices, and explore the latest industry trends and innovations. nSight is being held in Charlotte, North Carolina, from May 14 - 16, 2024.お知らせ • Feb 14nCino, Inc. to Report Q4, 2024 Results on Mar 26, 2024nCino, Inc. announced that they will report Q4, 2024 results After-Market on Mar 26, 2024お知らせ • Nov 30nCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2024nCino, Inc. provided earnings Guidance for the fourth quarter and fiscal year ending January 31, 2024. For the quarter, the company expects total revenues between $123.5 million and $125.5 million. Subscription revenues between $105.5 million and $107.5 million.For the year, the company expects total revenues between $476.5 million and $478.5 million. Subscription revenues between $407.5 million and $409.5 million.お知らせ • Nov 15nCino, Inc. to Report Q3, 2024 Results on Nov 29, 2023nCino, Inc. announced that they will report Q3, 2024 results After-Market on Nov 29, 2023Reported Earnings • Sep 02Second quarter 2024 earnings released: US$0.14 loss per share (vs US$0.25 loss in 2Q 2023)Second quarter 2024 results: US$0.14 loss per share (improved from US$0.25 loss in 2Q 2023). Revenue: US$117.2m (up 18% from 2Q 2023). Net loss: US$15.9m (loss narrowed 42% from 2Q 2023). Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Global Software industry.Board Change • Sep 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 3 highly experienced directors. Independent Director Bill Spruill was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.業績と収益の成長予測BMV:NCNO1 * - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数1/31/202976411222222751/31/202869962164174151/31/202764232135142151/31/202659558390N/A10/31/2025586-226067N/A7/31/2025573-346068N/A4/30/2025557-295255N/A1/31/2025541-385355N/A10/31/2024523-187173N/A7/31/2024506-297173N/A4/30/2024491-347880N/A1/31/2024477-425357N/A10/31/2023462-651927N/A7/31/2023445-72517N/A4/30/2023428-83-115N/A1/31/2023408-103-34-15N/A10/31/2022374-89-31-14N/A7/31/2022339-79-43-29N/A4/30/2022306-65-35-26N/A1/31/2022274-49-25-19N/A10/31/2021255-54-14-10N/A7/31/2021240-50-4-2N/A4/30/2021222-5158N/A1/31/2021204-4159N/A10/31/2020186-38410N/A7/31/2020170-35612N/A4/30/2020153-29-12-5N/A1/31/2020138-28-15-9N/A1/31/201992-22N/A-5N/A1/31/201858-19N/A-16N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: NCNO1 *の予測収益成長率 (年間58.4% ) は 貯蓄率 ( 9% ) を上回っています。収益対市場: NCNO1 *の収益 ( 58.4% ) はMX市場 ( 8.4% ) よりも速いペースで成長すると予測されています。高成長収益: NCNO1 *の収益は今後 3 年間で 大幅に 増加すると予想されています。収益対市場: NCNO1 *の収益 ( 8.1% ) MX市場 ( 6.1% ) よりも速いペースで成長すると予測されています。高い収益成長: NCNO1 *の収益 ( 8.1% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: NCNO1 *の 自己資本利益率 は、3年後には低くなると予測されています ( 15.5 %)。成長企業の発掘7D1Y7D1Y7D1YSoftware 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/13 19:48終値2026/02/27 00:00収益2026/01/31年間収益2026/01/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋nCino, Inc. 15 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。22 アナリスト機関Joseph VruwinkBairdSaket KaliaBarclaysKoji IkedaBofA Global Research19 その他のアナリストを表示
お知らせ • Apr 01+ 1 more updatenCino, Inc. Provides Earnings Guidance for its First Quarter Ending April 30, 2026 and Fiscal Year 2027 Ending January 31, 2027nCino provided earnings guidance for its first quarter ending April 30, 2026 and fiscal year 2027 ending January 31, 2027. The company is providing guidance for its first quarter ending April 30, 2026, Total revenues between $154.5 million and $156.5 million. Subscription revenues between $137.0 million and $139.0 million. The company is providing guidance for its fiscal year 2027 ending January 31, 2027, as follows: Total revenues between $639.0 million and $643.0 million. Subscription revenues between $569.0 million and $573.0 million.
お知らせ • Dec 04+ 1 more updatenCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2026nCino, Inc. provided earnings guidance for the fourth quarter and fiscal year ending January 31, 2026. For the quarter, the company expects total revenues between $146.75 million and $148.25 million. Subscription revenues between $130.75 million and $132.25 million. For the year, the company expects total revenues between $591.9 million and $593.4 million. Subscription revenues between $520.5 million and $522.0 million.
お知らせ • Aug 27nCino, Inc. Provides Earnings Guidance for the Third Quarter Ending October 31, 2025 and Fiscal Year 2026 Ending January 31, 2026nCino, Inc. provided earnings guidance for the third quarter ending October 31, 2025 and fiscal year 2026 ending January 31, 2026. For the quarter, Company expects Total revenues between $146.0 million and $148.0 million. Subscription revenues between $127.5 million and $129.5 million. For the fiscal year, Company expects Total revenues between $585.0 million and $589.0 million. Subscription revenues between $513.5 million and $517.5 million.
Breakeven Date Change • Aug 13Forecast breakeven date moved forward to 2027The 15 analysts covering nCino previously expected the company to break even in 2028. New consensus forecast suggests losses will reduce by 69% to 2026. The company is expected to make a profit of US$2.73m in 2027. Average annual earnings growth of 106% is required to achieve expected profit on schedule.
お知らせ • May 29+ 1 more updatenCino, Inc. Revises Earnings Guidance for the Year Ending January 31, 2026nCino, Inc. revised earnings guidance for the year ending January 31, 2026. For the year ending January 31, 2026, Taking all this together, the company now expects total revenues of $578.5 million to $582.5 million, up from prior guidance range of $574.5 million to $578.5 million, representing approximately 7% growth at the midpoint of the range. The company now expects subscription revenues to be $507 million to $511 million, up from $503 million to $507 million. Updated guidance for subscription revenues represents approximately 8.5% growth at the midpoint of the range. Excluding currency fluctuations, organic subscription revenue growth rate in fiscal '26 is expected to be approximately 5% at the midpoint of the range up from the 4% noted on Fourth Quarter earnings call.
お知らせ • Dec 05nCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2025nCino, Inc. provided earnings guidance for the fourth quarter and fiscal year ending January 31, 2025. For the quarter, the company expects total revenues to be between $139.5 million and $141.5 million. Subscription revenues to be between $122.5 million and $124.5 million. For the year, the company expects total revenues to be between $539.0 million and $541.0 million. Subscription revenues to be between $467.0 million and $469.0 million.
お知らせ • Apr 30nCino, Inc., Annual General Meeting, Jun 18, 2026nCino, Inc., Annual General Meeting, Jun 18, 2026.
お知らせ • Apr 24nCino, Inc. Appoints Nick Edwards as Managing Director for APAC RegionnCino, Inc. announced Nick Edwards as the new Managing Director for the APAC region. Edwards is a seasoned commercial and regional leader with deep expertise across financial services. With nearly two decades of experience across the region, he has developed an intimate understanding of the unique dynamics, customer needs and market opportunities that define financial services in the Asia-Pacific region. Most recently, Edwards served as Chief Commercial Officer, APAC at FNZ Group. Prior to that, he spent more than six years at Temenos and other financial services providers in various leadership roles.
お知らせ • Apr 08nCino Inc Highlights New Customer Results from Analyst Digital PartnernCino, Inc. highlighted new customer results from nCino Analyst Digital Partner, a role-based AI agent. Built on over 14 years of banking-specific data, Analyst Digital Partner works alongside human credit professionals to transform how financial institutions manage relationship reviews and portfolio risk. Relationship reviews are among the most time-consuming responsibilities in commercial banking. Based on nCino customer interview research, bankers spend anywhere from two days to a full week completing a single relationship review. Utilizing Analyst Digital Partner within nCino Commercial Lending, institutions are already reducing that effort by 60–70%, enabling credit teams to reinvest that time in higher-value work. The operational impact extends beyond individual reviews. With this level of efficiency, institutions can shift from annual or quarterly review cadences to weekly or even daily cycles, enabling more proactive portfolio risk management that helps protect and grow the credit portfolio. One enterprise-sized U.S. financial institution went live with Analyst Digital Partner in just 36 minutes. From the C-suite to the front line, nCino’s Digital Partners are built to work alongside banking professionals, handling the high-volume, time-intensive work that slows teams down so humans can focus on the decisions, relationships and judgment calls that drive the business forward. nCino's dual workforce vision positions AI and human talent as a unified team rather than parallel workstreams. Analyst Digital Partner is the first role-based agent to deliver on that vision at scale. Digital Partners are deployed, managed, measured and governed by nCino's Agentic Operating System (AOS). The AOS sits atop the nCino Platform and delivers banking specific guardrails for how AI agents and humans work together across a financial institution's entire operational ecosystem. Analyst Digital Partner isn't just bringing value to commercial credit professionals. For mortgage underwriters, it works the same way, eliminating manual effort, surfacing what matters and keeping originations moving. Doc VOI and AUS Smart Tasks are two of its core mortgage capabilities: one eliminates the manual effort of income verification, the other transforms AUS findings into clear action. Together, they close the gap between submission and clear-to-close.
お知らせ • Apr 01+ 1 more updatenCino, Inc. Provides Earnings Guidance for its First Quarter Ending April 30, 2026 and Fiscal Year 2027 Ending January 31, 2027nCino provided earnings guidance for its first quarter ending April 30, 2026 and fiscal year 2027 ending January 31, 2027. The company is providing guidance for its first quarter ending April 30, 2026, Total revenues between $154.5 million and $156.5 million. Subscription revenues between $137.0 million and $139.0 million. The company is providing guidance for its fiscal year 2027 ending January 31, 2027, as follows: Total revenues between $639.0 million and $643.0 million. Subscription revenues between $569.0 million and $573.0 million.
お知らせ • Mar 16nCino , Inc Launches Doc VOI Feature Within nCino Mortgage SolutionnCino, Inc. announced the launch of nCino Doc VOI powered by Argyle, a new feature within the nCino Mortgage Solution designed to help banks, credit unions and independent mortgage lenders verify borrower income more efficiently. Lenders increasingly automate verification of income (VOI), a critical requirement in mortgage underwriting, using direct-source, consumer-permissioned connections to payroll and bank account data. These real-time connections can satisfy income verification requirements in a majority of loan files. When they are unavailable, lenders traditionally rely on time-consuming manual review of borrower-provided paystubs and W-2s. nCino Doc VOI replaces that manual process with automated data extraction and analysis, enabling fast, cost-effective income verification across the mortgage pipeline. nCino Doc VOI integrates with Freddie Mac AIM Check API, allowing lenders to submit document-derived income data to the API for automated income assessment early in the underwriting process, prior to a full Loan Product Advisor® (LPA®) submission. This document-based income verification can also support assessment of representation and warranty relief eligibility related to the income calculation when submitted to LPA. nCino Mortgage customers can activate nCino Doc VOI directly within the nCino Mortgage Solution without the need to contract separately with Argyle.
お知らせ • Feb 16nCino, Inc. to Report Q4, 2026 Results on Mar 31, 2026nCino, Inc. announced that they will report Q4, 2026 results After-Market on Mar 31, 2026
お知らせ • Dec 09nCino, Inc. (NasdaqGS:NCNO) announces an Equity Buyback for $100 million worth of its shares.nCino, Inc. (NasdaqGS:NCNO) announces a stock repurchase program. Under the program, the company will repurchase up to $100 million worth of its outstanding common stock. The program will be funded using existing cash and cash equivalents, credit facility capacity and/or future cash flows.
お知らせ • Dec 04+ 1 more updatenCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2026nCino, Inc. provided earnings guidance for the fourth quarter and fiscal year ending January 31, 2026. For the quarter, the company expects total revenues between $146.75 million and $148.25 million. Subscription revenues between $130.75 million and $132.25 million. For the year, the company expects total revenues between $591.9 million and $593.4 million. Subscription revenues between $520.5 million and $522.0 million.
お知らせ • Nov 14nCino, Inc. to Report Q3, 2026 Results on Dec 03, 2025nCino, Inc. announced that they will report Q3, 2026 results After-Market on Dec 03, 2025
Buy Or Sell Opportunity • Aug 27Now 25% overvalued after recent price riseOver the last 90 days, the stock has risen 23% to Mex$630. The fair value is estimated to be Mex$502, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 48%. Revenue is forecast to grow by 6.9% in a year. Earnings are forecast to grow by 84% in the next year.
お知らせ • Aug 27nCino, Inc. Provides Earnings Guidance for the Third Quarter Ending October 31, 2025 and Fiscal Year 2026 Ending January 31, 2026nCino, Inc. provided earnings guidance for the third quarter ending October 31, 2025 and fiscal year 2026 ending January 31, 2026. For the quarter, Company expects Total revenues between $146.0 million and $148.0 million. Subscription revenues between $127.5 million and $129.5 million. For the fiscal year, Company expects Total revenues between $585.0 million and $589.0 million. Subscription revenues between $513.5 million and $517.5 million.
お知らせ • Aug 14nCino, Inc. to Report Q2, 2026 Results on Aug 26, 2025nCino, Inc. announced that they will report Q2, 2026 results at 4:00 PM, US Eastern Standard Time on Aug 26, 2025
Breakeven Date Change • Aug 13Forecast breakeven date moved forward to 2027The 15 analysts covering nCino previously expected the company to break even in 2028. New consensus forecast suggests losses will reduce by 69% to 2026. The company is expected to make a profit of US$2.73m in 2027. Average annual earnings growth of 106% is required to achieve expected profit on schedule.
Reported Earnings • May 29First quarter 2026 earnings released: EPS: US$0.048 (vs US$0.026 loss in 1Q 2025)First quarter 2026 results: EPS: US$0.048 (up from US$0.026 loss in 1Q 2025). Revenue: US$144.1m (up 13% from 1Q 2025). Net income: US$5.56m (up US$8.54m from 1Q 2025). Profit margin: 3.9% (up from net loss in 1Q 2025). Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Global Software industry.
お知らせ • May 29+ 1 more updatenCino, Inc. Revises Earnings Guidance for the Year Ending January 31, 2026nCino, Inc. revised earnings guidance for the year ending January 31, 2026. For the year ending January 31, 2026, Taking all this together, the company now expects total revenues of $578.5 million to $582.5 million, up from prior guidance range of $574.5 million to $578.5 million, representing approximately 7% growth at the midpoint of the range. The company now expects subscription revenues to be $507 million to $511 million, up from $503 million to $507 million. Updated guidance for subscription revenues represents approximately 8.5% growth at the midpoint of the range. Excluding currency fluctuations, organic subscription revenue growth rate in fiscal '26 is expected to be approximately 5% at the midpoint of the range up from the 4% noted on Fourth Quarter earnings call.
お知らせ • May 20Ncino, Inc. Unveils Transformative Ai-Powered Banking Solutions At Nsight 2025nCino, Inc. announced new AI-powered innovations at its annual nSight Conference. Designed to enhance how nCino customers can leverage the nCino Platform as AI becomes embedded across all its solutions, these advances underscore the Company's commitment to helping financial institutions improve efficiency, enforce more proactive risk management, and better meet the evolving demands of today's consumers. In his first keynote as nCino's CEO, Sean Desmond outlined the Company's evolution from workflow pioneer to global data and intelligence leader, declaring " a new era in financial services" powered by nCino's enhanced AI and automation capabilities. nCino's latest product enhancements leverage advanced AI to tackle key challenges in financial services, including operations analytics, smarter risk management, personalized customer experiences, and streamlined compliance processes. With 18 Banking Advisor capabilities that create 100s of use cases, nCino is offering solutions that are both forward-thinking and practical for real-world implementation. In addition to these product enhancements, the Company also unveiled the nCino Research Institute (nRI).
お知らせ • May 14nCino, Inc. to Report Q1, 2026 Results on May 28, 2025nCino, Inc. announced that they will report Q1, 2026 results After-Market on May 28, 2025
お知らせ • May 01nCino, Inc., Annual General Meeting, Jun 18, 2025nCino, Inc., Annual General Meeting, Jun 18, 2025.
お知らせ • Apr 02nCino, Inc. (NasdaqGS:NCNO) announces an Equity Buyback for $100 million worth of its shares.nCino, Inc. (NasdaqGS:NCNO) announces a stock repurchase program. Under the program, the company will repurchase up to $100 million worth of its outstanding common stock. The program will be funded using existing cash and cash equivalents, credit facility capacity and/or future cash flows.
お知らせ • Feb 17nCino, Inc. to Report Q4, 2025 Results on Apr 01, 2025nCino, Inc. announced that they will report Q4, 2025 results After-Market on Apr 01, 2025
お知らせ • Feb 11nCino, Inc. (NasdaqGS:NCNO) acquired AlphaPack, Co. for $62.5 million.nCino, Inc. (NasdaqGS:NCNO) acquired AlphaPack, Co. for $52.5 million on February 11, 2025. The purchase price for Sandbox Banking was $52.5 million in cash, subject to customary adjustments, with an additional earn-out opportunity of up to $10 million based on the achievement of certain financial and product development metrics. nCino, Inc. (NasdaqGS:NCNO) completed the acquisition of AlphaPack, Co. on February 11, 2025.
お知らせ • Feb 10nCino, Inc. Appoints Justin Nyweide to the Board of Director and Member of Audit CommitteenCino, Inc. announced that it has appointed Justin Nyweide to its Board of Directors, effective immediately. Mr. Nyweide will serve on the Board's Audit Committee. Justin has over two decades of experience investing in and partnering with growth companies globally in the technology, software, internet, and financial services industries. He is a Founding Partner and the Chief Investment Officer of HMI Capital. HMI Capital is a large shareholder of nCino and has a longstanding relationship with the Company and its management. Through this appointment, nCino’s Board will comprise of ten directors.
お知らせ • Feb 04+ 1 more updatenCino, Inc. Announces Chief Executive Officer ChangesnCino, Inc. announced the appointment of Sean Desmond as Chief Executive Officer, effective immediately. Desmond succeeds Pierre Naud, who will continue to be actively involved in the Company as Executive Chairman of the Board to ensure a smooth transition. Desmond joined nCino in 2013 initially as Chief Customer Success Officer, ensuring the successful delivery and implementation of the nCino Platform to financial institutions around the world. His remit at the Company progressively expanded, and he most recently served as nCino's Chief Product Officer, overseeing the Product Development &Engineering organization globally. In these roles, he managed approximately two-thirds of the company's employees.
お知らせ • Dec 05nCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2025nCino, Inc. provided earnings guidance for the fourth quarter and fiscal year ending January 31, 2025. For the quarter, the company expects total revenues to be between $139.5 million and $141.5 million. Subscription revenues to be between $122.5 million and $124.5 million. For the year, the company expects total revenues to be between $539.0 million and $541.0 million. Subscription revenues to be between $467.0 million and $469.0 million.
お知らせ • Nov 15nCino, Inc. to Report Q3, 2025 Results on Dec 04, 2024nCino, Inc. announced that they will report Q3, 2025 results After-Market on Dec 04, 2024
お知らせ • Oct 31nCino, Inc. (NasdaqGS:NCNO) entered into a share purchase agreement to acquire Artesian Solutions, Ltd. for $135 million.nCino, Inc. (NasdaqGS:NCNO) entered into a share purchase agreement to acquire Artesian Solutions, Ltd. for $135 million on October 29, 2024. The purchase price for FullCircl is $135 million in cash, subject to customary adjustments. $15 million of the Purchase Price will be retained by the Company for two years following the Closing as security for the performance of certain warranties and covenants arising under the SPA. A portion of the funds available under the Credit Agreement will be used to fund the purchase price. The acquisition is expected to close on or about November 4, 2024.
お知らせ • Oct 22HMI Capital Management Engages in Discussions with nCinoOn October 21, 2024, HMI Capital Management, L.P. announced that it has had, and intends to continue to have, constructive discussions with the Board of Directors of nCino, Inc. and management regarding Board composition, the Company’s valuation and total stockholder return, its investor messaging and disclosure, operations, capital allocation, corporate governance and the strategy and plans of the Company, including strategic transactions.
お知らせ • Aug 15nCino, Inc. to Report Q2, 2025 Results on Aug 27, 2024nCino, Inc. announced that they will report Q2, 2025 results After-Market on Aug 27, 2024
お知らせ • May 16nCino, Inc. to Report Q1, 2025 Results on May 29, 2024nCino, Inc. announced that they will report Q1, 2025 results After-Market on May 29, 2024
お知らせ • Apr 03nCino, Inc. Unveils Latest Enhancements to its Consumer Banking SolutionnCino, Inc. announced a series of enhancements to its Consumer Banking Solution. The upgrades to nCino's platform provide bankers with the tools to interact with consumers where and how they want to engage, while providing a foundation of flexibility and agility. These tools enable financial institutions to stay ahead of market shifts and proactively meet the evolving needs of their clients and members. Key enhancements include: Expanded omnichannel functionality - enhancing client and member experiences with a streamlined application and shopping cart experience to reduce time to offer; Simplified multi-product origination experience - increasing operational efficiency with more intuitive workflows for front-end users and in-branch bankers; More robust headless APIs - connecting complex processes with an institution's own digital framework to reduce development and maintenance costs; Embedded analytics and Intelligent Cross-Sell functionality - incorporating data-driven insights that aid in faster time to decisioning; and Indirect lending functionality - allowing financial institutions to better connect indirect auto lending clients with their full suite of banking products via technology (Allegro) that nCino recently purchased from TruStage. The enhanced product functionality will be demoed at nSight, the Company's annual event where global banking professionals gather to network, learn best practices, and explore the latest industry trends and innovations. nSight is being held in Charlotte, North Carolina, from May 14 - 16, 2024.
お知らせ • Feb 14nCino, Inc. to Report Q4, 2024 Results on Mar 26, 2024nCino, Inc. announced that they will report Q4, 2024 results After-Market on Mar 26, 2024
お知らせ • Nov 30nCino, Inc. Provides Earnings Guidance for the Fourth Quarter and Fiscal Year Ending January 31, 2024nCino, Inc. provided earnings Guidance for the fourth quarter and fiscal year ending January 31, 2024. For the quarter, the company expects total revenues between $123.5 million and $125.5 million. Subscription revenues between $105.5 million and $107.5 million.For the year, the company expects total revenues between $476.5 million and $478.5 million. Subscription revenues between $407.5 million and $409.5 million.
お知らせ • Nov 15nCino, Inc. to Report Q3, 2024 Results on Nov 29, 2023nCino, Inc. announced that they will report Q3, 2024 results After-Market on Nov 29, 2023
Reported Earnings • Sep 02Second quarter 2024 earnings released: US$0.14 loss per share (vs US$0.25 loss in 2Q 2023)Second quarter 2024 results: US$0.14 loss per share (improved from US$0.25 loss in 2Q 2023). Revenue: US$117.2m (up 18% from 2Q 2023). Net loss: US$15.9m (loss narrowed 42% from 2Q 2023). Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Global Software industry.
Board Change • Sep 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 3 highly experienced directors. Independent Director Bill Spruill was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.