Bankinter（BKT N）株式概要Bankinter, S.A.はスペインの個人、法人、中小企業に様々な銀行商品とサービスを提供している。 詳細BKT N ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長1/6過去の実績4/6財務の健全性4/6配当金4/6報酬株価収益率（ 11.1 x） MX市場（ 12.5 x）を下回っています。収益は年間8.69%増加すると予測されています 過去1年間で収益は8.6%増加しました リスク分析株式の流動性は非常に低い 不安定な配当実績 すべてのリスクチェックを見るBKT N Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueMex$Current PriceMex$294.4956.0% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture04b2016201920222025202620282031Revenue €4.2bEarnings €1.7bAdvancedSet Fair ValueView all narrativesBankinter, S.A. 競合他社Grupo Financiero Inbursa. deSymbol: BMV:GFINBUR OMarket cap: Mex$258.1bGrupo Financiero Banorte. deSymbol: BMV:GFNORTE OMarket cap: Mex$524.4bBanco del Bajío Institución de Banca MúltipleSymbol: BMV:BBAJIO OMarket cap: Mex$66.2bRegional. deSymbol: BMV:R AMarket cap: Mex$45.3b価格と性能株価の高値、安値、推移の概要Bankinter過去の株価現在の株価€294.4952週高値€307.1852週安値€294.49ベータ0.0601ヶ月の変化-4.13%3ヶ月変化n/a1年変化n/a3年間の変化170.75%5年間の変化n/aIPOからの変化70.69%最新ニュースReported Earnings • Apr 25First quarter 2026 earnings released: EPS: €0.31 (vs €0.29 in 1Q 2025)First quarter 2026 results: EPS: €0.31 (up from €0.29 in 1Q 2025). Revenue: €700.8m (up 6.1% from 1Q 2025). Net income: €290.7m (up 7.6% from 1Q 2025). Profit margin: 42% (in line with 1Q 2025). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 07Bankinter, S.A. to Report Q1, 2026 Results on Apr 23, 2026Bankinter, S.A. announced that they will report Q1, 2026 results on Apr 23, 2026お知らせ • Feb 23Bankinter, S.A., Annual General Meeting, Mar 26, 2026Bankinter, S.A., Annual General Meeting, Mar 26, 2026.お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2025 Results on Oct 23, 2025Bankinter, S.A. announced that they will report Q3, 2025 results on Oct 23, 2025Reported Earnings • Apr 27First quarter 2025 earnings released: EPS: €0.29 (vs €0.21 in 1Q 2024)First quarter 2025 results: EPS: €0.29 (up from €0.21 in 1Q 2024). Revenue: €660.3m (up 15% from 1Q 2024). Net income: €270.1m (up 35% from 1Q 2024). Profit margin: 41% (up from 35% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.5% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in South America.Board Change • Apr 10Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent External Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.最新情報をもっと見るRecent updatesReported Earnings • Apr 25First quarter 2026 earnings released: EPS: €0.31 (vs €0.29 in 1Q 2025)First quarter 2026 results: EPS: €0.31 (up from €0.29 in 1Q 2025). Revenue: €700.8m (up 6.1% from 1Q 2025). Net income: €290.7m (up 7.6% from 1Q 2025). Profit margin: 42% (in line with 1Q 2025). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 07Bankinter, S.A. to Report Q1, 2026 Results on Apr 23, 2026Bankinter, S.A. announced that they will report Q1, 2026 results on Apr 23, 2026お知らせ • Feb 23Bankinter, S.A., Annual General Meeting, Mar 26, 2026Bankinter, S.A., Annual General Meeting, Mar 26, 2026.お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2025 Results on Oct 23, 2025Bankinter, S.A. announced that they will report Q3, 2025 results on Oct 23, 2025Reported Earnings • Apr 27First quarter 2025 earnings released: EPS: €0.29 (vs €0.21 in 1Q 2024)First quarter 2025 results: EPS: €0.29 (up from €0.21 in 1Q 2024). Revenue: €660.3m (up 15% from 1Q 2024). Net income: €270.1m (up 35% from 1Q 2024). Profit margin: 41% (up from 35% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.5% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in South America.Board Change • Apr 10Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent External Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Feb 24Bankinter, S.A., Annual General Meeting, Mar 27, 2025Bankinter, S.A., Annual General Meeting, Mar 27, 2025. Location: edificio mutua madrilena, paseo de la castellana 33, madrid SpainBoard Change • Feb 13Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Jan 25Full year 2024 earnings releasedFull year 2024 results: Revenue: €612.2m (down 74% from FY 2023). Net income: €221.9m (down 73% from FY 2023). Profit margin: 36% (up from 35% in FY 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 37% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in South America.Board Change • Jan 15Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Jan 11Bankinter, S.A. to Report Fiscal Year 2024 Results on Jan 23, 2025Bankinter, S.A. announced that they will report fiscal year 2024 results on Jan 23, 2025Board Change • Dec 13Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2024 Results on Oct 24, 2024Bankinter, S.A. announced that they will report Q3, 2024 results on Oct 24, 2024お知らせ • Jul 02Bankinter, S.A. to Report First Half, 2024 Results on Jul 18, 2024Bankinter, S.A. announced that they will report first half, 2024 results on Jul 18, 2024Board Change • May 14Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Jan 10Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Board Change • Nov 29Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 05Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: €644.4m (up 33% from 3Q 2022). Net income: €266.8m (up 68% from 3Q 2022). Profit margin: 41% (up from 33% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 8.5% growth forecast for the Banks industry in Mexico.New Risk • Nov 04New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.8% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 1.8% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Board Change • Oct 23Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Board Change • Sep 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Board Change • Aug 17Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Jul 23Second quarter 2023 earnings released: EPS: €0.24 (vs €0.12 in 2Q 2022)Second quarter 2023 results: EPS: €0.24 (up from €0.12 in 2Q 2022). Revenue: €514.2m (up 27% from 2Q 2022). Net income: €219.7m (up 101% from 2Q 2022). Profit margin: 43% (up from 27% in 2Q 2022). Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 9.9% growth forecast for the Banks industry in Mexico.Board Change • Jul 10Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Board Change • May 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: €0.21 (vs €0.17 in 1Q 2022)First quarter 2023 results: EPS: €0.21 (up from €0.17 in 1Q 2022). Revenue: €514.0m (up 16% from 1Q 2022). Net income: €185.0m (up 20% from 1Q 2022). Profit margin: 36% (up from 35% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 9.2% growth forecast for the Banks industry in Mexico. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Board Change • Apr 13Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Board Change • Apr 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Mar 21Upcoming dividend of €0.072 per share at 5.7% yieldEligible shareholders must have bought the stock before 28 March 2023. Payment date: 30 March 2023. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 5.7%. Lower than top quartile of Mexican dividend payers (5.8%). Higher than average of industry peers (4.6%).Valuation Update With 7 Day Price Move • Jan 17Investor sentiment improved over the past weekAfter last week's 43% share price gain to Mex$132, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 9x in the Banks industry in Mexico. Total returns to shareholders of 11% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at Mex$74.92 per share.Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: €0.13 (vs €0.085 in 2Q 2021)Second quarter 2022 results: EPS: €0.13 (up from €0.085 in 2Q 2021). Revenue: €406.0m (up 8.7% from 2Q 2021). Net income: €116.7m (up 52% from 2Q 2021). Profit margin: 29% (up from 21% in 2Q 2021). The increase in margin was primarily driven by higher revenue. Over the next year, revenue is forecast to grow 23%, compared to a 29% growth forecast for the industry in Mexico. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.株主還元BKT NMX BanksMX 市場7D0%1.7%-0.6%1Yn/a-2.9%17.2%株主還元を見る業界別リターン: BKT NがMX Banks業界に対してどのようなパフォーマンスを示したかを判断するにはデータが不十分です。リターン対市場: BKT N MX市場に対してどのようなパフォーマンスを示したかを判断するにはデータが不十分です。価格変動Is BKT N's price volatile compared to industry and market?BKT N volatilityBKT N Average Weekly Movementn/aBanks Industry Average Movement5.3%Market Average Movement4.0%10% most volatile stocks in MX Market6.0%10% least volatile stocks in MX Market2.6%安定した株価: BKT Nの株価は、 MX市場と比較して過去 3 か月間で変動しています。時間の経過による変動: 過去 1 年間のBKT Nのボラティリティの変化を判断するには データが不十分です。会社概要設立従業員CEO（最高経営責任者ウェブサイト19656,648Gloria Ortiz Porterowww.bankinter.comバンキンター（Bankinter, S.A.）はスペインの個人、法人、中小企業に様々な銀行商品やサービスを提供している。給与、年金、ビジネス、給与、非給与、青年給与、当座、通貨、管理口座、預金商品、住宅ローン、ローン商品、個人、自動車、設備、税金返済、各種融資サービス、ファイナンス・リース・サービスを提供している。また、プロファイド・ファンド、サステナブル・インベストメント・ファンド、各種投資ファンド、その他マネージャー・ファンド、プロテクト・ファンド、テーマ・ファンドなどの貯蓄・投資商品、定期的な投資プラン、投資アドバイザリー、ウェルス・マネジメント、オルタナティブ投資商品・サービスも提供している。さらに、住宅、生命保険、葬儀、健康保険、自動車保険、ビジネス・マルチリスク保険、賠償責任保険、役員賠償責任保険、建設保険、機械設備保険、損害保険、個人保険、年金保険などの商品とサービスを提供している。さらに同社は、財産管理、スイッチ、引き落とし管理、口座管理、移転サービス、不動産および仲介サービスなどの様々なサービスを提供している。さらに、リテール、パーソナル、プライベート、コーポレート・バンキング商品、リモート・バンキング・サービスも提供している。以前はバンコ・インテルコンチネンタル・エスパニョール（Banco Intercontinental Español, S.A.）として知られ、1990年7月にバンキンター（Bankinter, S.A.）に社名を変更した。Bankinter,S.A.は1965年に設立され、スペインのマドリードに本拠を置く。もっと見るBankinter, S.A. 基礎のまとめBankinter の収益と売上を時価総額と比較するとどうか。BKT N 基礎統計学時価総額Mex$248.00b収益（TTM）Mex$22.37b売上高(TTM)Mex$55.71b11.1xPER（株価収益率1.9xPBR（株価純資産倍率BKT N は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計BKT N 損益計算書（TTM）収益€2.77b売上原価€0売上総利益€2.77bその他の費用€1.65b収益€1.11b直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）1.24グロス・マージン100.00%純利益率40.16%有利子負債／自己資本比率156.5%BKT N の長期的なパフォーマンスは？過去の実績と比較を見る配当金4.4%現在の配当利回り37%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 06:24終値2026/04/23 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Bankinter, S.A. 19 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。38 アナリスト機関Javier Esteban LarioBanco de Sabadell. S.A.Jesús Gómez DominguezBanco SantanderCecilia Romero ReyesBarclays35 その他のアナリストを表示
Reported Earnings • Apr 25First quarter 2026 earnings released: EPS: €0.31 (vs €0.29 in 1Q 2025)First quarter 2026 results: EPS: €0.31 (up from €0.29 in 1Q 2025). Revenue: €700.8m (up 6.1% from 1Q 2025). Net income: €290.7m (up 7.6% from 1Q 2025). Profit margin: 42% (in line with 1Q 2025). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 07Bankinter, S.A. to Report Q1, 2026 Results on Apr 23, 2026Bankinter, S.A. announced that they will report Q1, 2026 results on Apr 23, 2026
お知らせ • Feb 23Bankinter, S.A., Annual General Meeting, Mar 26, 2026Bankinter, S.A., Annual General Meeting, Mar 26, 2026.
お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2025 Results on Oct 23, 2025Bankinter, S.A. announced that they will report Q3, 2025 results on Oct 23, 2025
Reported Earnings • Apr 27First quarter 2025 earnings released: EPS: €0.29 (vs €0.21 in 1Q 2024)First quarter 2025 results: EPS: €0.29 (up from €0.21 in 1Q 2024). Revenue: €660.3m (up 15% from 1Q 2024). Net income: €270.1m (up 35% from 1Q 2024). Profit margin: 41% (up from 35% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.5% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in South America.
Board Change • Apr 10Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent External Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Apr 25First quarter 2026 earnings released: EPS: €0.31 (vs €0.29 in 1Q 2025)First quarter 2026 results: EPS: €0.31 (up from €0.29 in 1Q 2025). Revenue: €700.8m (up 6.1% from 1Q 2025). Net income: €290.7m (up 7.6% from 1Q 2025). Profit margin: 42% (in line with 1Q 2025). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 07Bankinter, S.A. to Report Q1, 2026 Results on Apr 23, 2026Bankinter, S.A. announced that they will report Q1, 2026 results on Apr 23, 2026
お知らせ • Feb 23Bankinter, S.A., Annual General Meeting, Mar 26, 2026Bankinter, S.A., Annual General Meeting, Mar 26, 2026.
お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2025 Results on Oct 23, 2025Bankinter, S.A. announced that they will report Q3, 2025 results on Oct 23, 2025
Reported Earnings • Apr 27First quarter 2025 earnings released: EPS: €0.29 (vs €0.21 in 1Q 2024)First quarter 2025 results: EPS: €0.29 (up from €0.21 in 1Q 2024). Revenue: €660.3m (up 15% from 1Q 2024). Net income: €270.1m (up 35% from 1Q 2024). Profit margin: 41% (up from 35% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.5% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in South America.
Board Change • Apr 10Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent External Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 24Bankinter, S.A., Annual General Meeting, Mar 27, 2025Bankinter, S.A., Annual General Meeting, Mar 27, 2025. Location: edificio mutua madrilena, paseo de la castellana 33, madrid Spain
Board Change • Feb 13Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Jan 25Full year 2024 earnings releasedFull year 2024 results: Revenue: €612.2m (down 74% from FY 2023). Net income: €221.9m (down 73% from FY 2023). Profit margin: 36% (up from 35% in FY 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 37% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in South America.
Board Change • Jan 15Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Jan 11Bankinter, S.A. to Report Fiscal Year 2024 Results on Jan 23, 2025Bankinter, S.A. announced that they will report fiscal year 2024 results on Jan 23, 2025
Board Change • Dec 13Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2024 Results on Oct 24, 2024Bankinter, S.A. announced that they will report Q3, 2024 results on Oct 24, 2024
お知らせ • Jul 02Bankinter, S.A. to Report First Half, 2024 Results on Jul 18, 2024Bankinter, S.A. announced that they will report first half, 2024 results on Jul 18, 2024
Board Change • May 14Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Teresa Rodriguez was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Jan 10Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • Nov 29Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 05Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: €644.4m (up 33% from 3Q 2022). Net income: €266.8m (up 68% from 3Q 2022). Profit margin: 41% (up from 33% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 8.5% growth forecast for the Banks industry in Mexico.
New Risk • Nov 04New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.8% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 1.8% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Board Change • Oct 23Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • Sep 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • Aug 17Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Jul 23Second quarter 2023 earnings released: EPS: €0.24 (vs €0.12 in 2Q 2022)Second quarter 2023 results: EPS: €0.24 (up from €0.12 in 2Q 2022). Revenue: €514.2m (up 27% from 2Q 2022). Net income: €219.7m (up 101% from 2Q 2022). Profit margin: 43% (up from 27% in 2Q 2022). Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 9.9% growth forecast for the Banks industry in Mexico.
Board Change • Jul 10Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • May 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: €0.21 (vs €0.17 in 1Q 2022)First quarter 2023 results: EPS: €0.21 (up from €0.17 in 1Q 2022). Revenue: €514.0m (up 16% from 1Q 2022). Net income: €185.0m (up 20% from 1Q 2022). Profit margin: 36% (up from 35% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 9.2% growth forecast for the Banks industry in Mexico. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Board Change • Apr 13Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • Apr 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Mar 21Upcoming dividend of €0.072 per share at 5.7% yieldEligible shareholders must have bought the stock before 28 March 2023. Payment date: 30 March 2023. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 5.7%. Lower than top quartile of Mexican dividend payers (5.8%). Higher than average of industry peers (4.6%).
Valuation Update With 7 Day Price Move • Jan 17Investor sentiment improved over the past weekAfter last week's 43% share price gain to Mex$132, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 9x in the Banks industry in Mexico. Total returns to shareholders of 11% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at Mex$74.92 per share.
Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: €0.13 (vs €0.085 in 2Q 2021)Second quarter 2022 results: EPS: €0.13 (up from €0.085 in 2Q 2021). Revenue: €406.0m (up 8.7% from 2Q 2021). Net income: €116.7m (up 52% from 2Q 2021). Profit margin: 29% (up from 21% in 2Q 2021). The increase in margin was primarily driven by higher revenue. Over the next year, revenue is forecast to grow 23%, compared to a 29% growth forecast for the industry in Mexico. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.
