Board Change • May 21
High number of new directors CEO & Executive Director Marcel Cassar was the last director to join the board, commencing their role in 2025. お知らせ • Oct 16
APS Bank plc to Report Nine Months, 2025 Results on Oct 27, 2025 APS Bank plc announced that they will report nine months, 2025 results on Oct 27, 2025 お知らせ • Jul 07
APS Bank plc to Report First Half, 2025 Results on Jul 31, 2025 APS Bank plc announced that they will report first half, 2025 results on Jul 31, 2025 お知らせ • Apr 15
APS Bank plc to Report Q1, 2025 Results on Apr 24, 2025 APS Bank plc announced that they will report Q1, 2025 results on Apr 24, 2025 お知らせ • Mar 17
APS Bank plc, Annual General Meeting, May 08, 2025 APS Bank plc, Annual General Meeting, May 08, 2025. お知らせ • Nov 29
APS Bank plc (MTSE:APS) submitted a non-binding offer to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. APS Bank plc (MTSE:APS) submitted a non-binding offer to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. on November 28, 2024. The transaction is subject to approval of offer by the shareholders of APS Bank plc and HSBC, and consummation of due diligence investigation. Alvarez & Marsal Transaction Advisory Group LLC acted as financial advisor to APS Bank plc. Ganado & Associates acted as legal advisor to APS Bank plc. お知らせ • Sep 13
HSBC Malta Unaware of Negotiations for Stake Sale HSBC Bank Malta p.l.c. (MTSE:HSB) has said that it is not aware of any negotiations between its majority shareholder (HSBC Holdings plc (LSE:HSBA)) and APS Bank plc (MTSE:APS) for a stake sale. HSBC Holdings holds an indirect 70.03% shareholding in the bank and that stake holding is being subjected to a strategic review. Meanwhile, The Times of Malta said that APS bank is in advanced negotiations to take over HSBC's Malta operations. Board Change • Sep 06
High number of new directors Non-Executive Director Leslie Stephenson was the last director to join the board, commencing their role in 2024. Declared Dividend • Jul 28
First half dividend of €0.0081 announced Shareholders will receive a dividend of €0.0081. Ex-date: 21st August 2024 Payment date: 1st January 1970 Dividend yield will be 5.9%, which is higher than the industry average of 4.8%. Sustainability & Growth The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. The company's earnings per share (EPS) would need to decline by 19% to shift the payout ratio to a potentially unsustainable range, which is less than the 36% EPS decline seen over the last 5 years. お知らせ • Jul 26
APS Bank plc to Report First Half, 2024 Results on Jul 25, 2024 APS Bank plc announced that they will report first half, 2024 results on Jul 25, 2024 New Risk • Dec 12
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Maltese stocks, typically moving 4.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 0.2% per year over the past 5 years. Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (4.4% average weekly change). Shareholders have been diluted in the past year (2.8% increase in shares outstanding). Reported Earnings • Oct 29
Third quarter 2023 earnings released Third quarter 2023 results: EPS: €0.011. Revenue: €20.1m (up 15% from 3Q 2022). Net income: €4.22m (up 203% from 3Q 2022). Profit margin: 21% (up from 7.9% in 3Q 2022). The increase in margin was primarily driven by higher revenue. New Risk • Aug 07
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.8% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 6.9% per year over the past 5 years. Minor Risk Shareholders have been diluted in the past year (2.8% increase in shares outstanding). Board Change • Nov 16
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 3 highly experienced directors. Non-Executive Independent Director Juanito Camilleri was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. お知らせ • Jul 29
APS Bank plc Recommends Interim Net Dividend The Board of APS Bank plc recommending an interim net dividend of EUR 1,800,000 (gross dividend of EUR 2,769,231), payable through the issuance of new ordinary shares at the nominal value of EUR 0.25 per ordinary share. The net dividend equates to 0.50 EUR cents per ordinary share (gross dividend of 0.77 EUR cents per ordinary share). Board Change • Jun 20
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 3 highly experienced directors. Non-Executive Director Juanito Camilleri was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.