View Future GrowthHFCB Group 過去の業績過去 基準チェック /56HFCB Groupは、平均年間73.6%の収益成長を遂げていますが、 Banks業界の収益は、年間 成長しています。収益は、平均年間18.3% 22%収益成長率で 成長しています。 HFCB Groupの自己資本利益率は8.5%であり、純利益率は24.5%です。主要情報73.58%収益成長率63.45%EPS成長率Banks 業界の成長14.32%収益成長率21.97%株主資本利益率8.49%ネット・マージン24.50%前回の決算情報31 Mar 2026最近の業績更新Reported Earnings • Jun 07First quarter 2026 earnings released: EPS: KSh0.25 (vs KSh0.14 in 1Q 2025)First quarter 2026 results: EPS: KSh0.25 (up from KSh0.14 in 1Q 2025). Revenue: KSh1.72b (up 31% from 1Q 2025). Net income: KSh475.5m (up 45% from 1Q 2025). Profit margin: 28% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 29% per year, which means it is well ahead of earnings.Reported Earnings • Apr 09Full year 2025 earnings released: EPS: KSh0.75 (vs KSh0.90 in FY 2024)Full year 2025 results: EPS: KSh0.75. Revenue: KSh5.76b (up 55% from FY 2024). Net income: KSh1.42b (up 171% from FY 2024). Profit margin: 25% (up from 14% in FY 2024). The increase in margin was driven by higher revenue.Reported Earnings • Nov 29Third quarter 2025 earnings releasedThird quarter 2025 results: Revenue: KSh1.52b (up 82% from 3Q 2024). Net income: KSh364.4m (up 68% from 3Q 2024). Profit margin: 24% (down from 26% in 3Q 2024). The decrease in margin was driven by higher expenses.Reported Earnings • Sep 05Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: KSh1.36b (up 47% from 2Q 2024). Net income: KSh296.4m (up 156% from 2Q 2024). Profit margin: 22% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue.Reported Earnings • May 24Full year 2024 earnings released: EPS: KSh0.90 (vs KSh1.01 in FY 2023)Full year 2024 results: EPS: KSh0.90. Revenue: KSh3.72b (up 8.0% from FY 2023). Net income: KSh524.7m (up 35% from FY 2023). Profit margin: 14% (up from 11% in FY 2023). The increase in margin was driven by higher revenue.Reported Earnings • Dec 01Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: KSh836.0m (down 8.9% from 3Q 2023). Net income: KSh217.2m (up 300% from 3Q 2023). Profit margin: 26% (up from 5.9% in 3Q 2023). The increase in margin was driven by lower expenses.すべての更新を表示Recent updatesReported Earnings • Jun 07First quarter 2026 earnings released: EPS: KSh0.25 (vs KSh0.14 in 1Q 2025)First quarter 2026 results: EPS: KSh0.25 (up from KSh0.14 in 1Q 2025). Revenue: KSh1.72b (up 31% from 1Q 2025). Net income: KSh475.5m (up 45% from 1Q 2025). Profit margin: 28% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 29% per year, which means it is well ahead of earnings.お知らせ • May 05HF Group Plc, Annual General Meeting, May 26, 2026HF Group Plc, Annual General Meeting, May 26, 2026, at 11:00 E. Africa Standard Time.Reported Earnings • Apr 09Full year 2025 earnings released: EPS: KSh0.75 (vs KSh0.90 in FY 2024)Full year 2025 results: EPS: KSh0.75. Revenue: KSh5.76b (up 55% from FY 2024). Net income: KSh1.42b (up 171% from FY 2024). Profit margin: 25% (up from 14% in FY 2024). The increase in margin was driven by higher revenue.Reported Earnings • Nov 29Third quarter 2025 earnings releasedThird quarter 2025 results: Revenue: KSh1.52b (up 82% from 3Q 2024). Net income: KSh364.4m (up 68% from 3Q 2024). Profit margin: 24% (down from 26% in 3Q 2024). The decrease in margin was driven by higher expenses.Reported Earnings • Sep 05Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: KSh1.36b (up 47% from 2Q 2024). Net income: KSh296.4m (up 156% from 2Q 2024). Profit margin: 22% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue.Valuation Update With 7 Day Price Move • Sep 04Investor sentiment improves as stock rises 15%After last week's 15% share price gain to KSh11.00, the stock trades at a trailing P/E ratio of 29.5x. Average trailing P/E is 5x in the Banks industry in Kenya. Total returns to shareholders of 222% over the past three years.New Risk • Aug 14New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Kenyan stocks, typically moving 7.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (390% increase in shares outstanding). Minor Risk Share price has been volatile over the past 3 months (7.6% average weekly change).Valuation Update With 7 Day Price Move • Aug 13Investor sentiment improves as stock rises 21%After last week's 21% share price gain to KSh8.84, the stock trades at a trailing P/E ratio of 23.7x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 159% over the past three years.New Risk • May 30New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 390% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (390% increase in shares outstanding). Minor Risk Market cap is less than US$100m (KSh12.5b market cap, or US$96.9m).Reported Earnings • May 24Full year 2024 earnings released: EPS: KSh0.90 (vs KSh1.01 in FY 2023)Full year 2024 results: EPS: KSh0.90. Revenue: KSh3.72b (up 8.0% from FY 2023). Net income: KSh524.7m (up 35% from FY 2023). Profit margin: 14% (up from 11% in FY 2023). The increase in margin was driven by higher revenue.Valuation Update With 7 Day Price Move • May 19Investor sentiment improves as stock rises 17%After last week's 17% share price gain to KSh6.34, the stock trades at a trailing P/E ratio of 3.8x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 143% over the past three years.お知らせ • May 06HF Group Plc, Annual General Meeting, May 28, 2025HF Group Plc, Annual General Meeting, May 28, 2025, at 11:00 E. Africa Standard Time.New Risk • Mar 10New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Kenyan stocks, typically moving 10% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (10% average weekly change). Minor Risk Market cap is less than US$100m (KSh2.76b market cap, or US$21.4m).Valuation Update With 7 Day Price Move • Feb 10Investor sentiment improves as stock rises 16%After last week's 16% share price gain to KSh8.46, the stock trades at a trailing P/E ratio of 5.1x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 167% over the past three years.Valuation Update With 7 Day Price Move • Jan 27Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to KSh7.44, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 142% over the past three years.New Risk • Jan 15New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Kenyan stocks, typically moving 7.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.9% average weekly change). Market cap is less than US$100m (KSh2.89b market cap, or US$22.3m).Valuation Update With 7 Day Price Move • Jan 08Investor sentiment improves as stock rises 18%After last week's 18% share price gain to KSh5.30, the stock trades at a trailing P/E ratio of 3.2x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 63% over the past three years.Reported Earnings • Dec 01Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: KSh836.0m (down 8.9% from 3Q 2023). Net income: KSh217.2m (up 300% from 3Q 2023). Profit margin: 26% (up from 5.9% in 3Q 2023). The increase in margin was driven by lower expenses.Reported Earnings • Aug 26Second quarter 2024 earnings released: EPS: KSh0.30 (vs KSh0.26 in 2Q 2023)Second quarter 2024 results: EPS: KSh0.30 (up from KSh0.26 in 2Q 2023). Revenue: KSh927.0m (up 7.7% from 2Q 2023). Net income: KSh115.9m (up 18% from 2Q 2023). Profit margin: 13% (up from 12% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 112% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Jul 22Investor sentiment improves as stock rises 16%After last week's 16% share price gain to KSh4.79, the stock trades at a trailing P/E ratio of 4x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 20% over the past three years.Board Change • May 27High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non Independent & Non Executive Director Tom Gitogo was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • May 09Investor sentiment improves as stock rises 15%After last week's 15% share price gain to KSh4.38, the stock trades at a trailing P/E ratio of 4.3x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 9.5% over the past three years.お知らせ • May 08HF Group Plc, Annual General Meeting, May 28, 2024HF Group Plc, Annual General Meeting, May 28, 2024, at 11:00 E. Africa Standard Time.New Risk • Apr 24New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Kenyan stocks, typically moving 9.6% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (9.6% average weekly change). Minor Risk Market cap is less than US$100m (KSh1.43b market cap, or US$10.7m).New Risk • Oct 09New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: KSh1.48b (US$9.94m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (KSh1.48b market cap, or US$9.94m). Minor Risk Share price has been volatile over the past 3 months (8.2% average weekly change).Reported Earnings • Sep 05Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: KSh860.4m (up 22% from 2Q 2022). Net income: KSh98.7m (up KSh83.0m from 2Q 2022). Profit margin: 12% (up from 2.2% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 87% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Jun 04First quarter 2023 earnings released: EPS: KSh0.87 (vs KSh0.36 in 1Q 2022)First quarter 2023 results: EPS: KSh0.87 (up from KSh0.36 in 1Q 2022). Revenue: KSh802.3m (up 12% from 1Q 2022). Net income: KSh83.3m (up 144% from 1Q 2022). Profit margin: 10% (up from 4.8% in 1Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 97% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Price Target Changed • Apr 27Price target decreased to KSh3.79Down from KSh41.03, the current price target is provided by 1 analyst. New target price is 25% above last closing price of KSh3.03. Stock is down 20% over the past year. The company is forecast to post a net loss per share of KSh1.98 next year compared to a net loss per share of KSh4.44 last year.Is New 90 Day High Low • Nov 12New 90-day low: KSh3.60The company is down 10.0% from its price of KSh4.00 on 14 August 2020. The Kenyan market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 2.0% over the same period.Is New 90 Day High Low • Oct 16New 90-day low: KSh3.63The company is down 9.0% from its price of KSh4.00 on 17 July 2020. The Kenyan market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is down 8.0% over the same period.収支内訳HFCB Group の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史NASE:HFCB 収益、費用、利益 ( )KES Millions日付収益収益G+A経費研究開発費31 Mar 266,4071,5702,981031 Dec 256,0001,4222,828030 Sep 255,1941,0302,603030 Jun 254,5118832,523031 Mar 254,0767022,424031 Dec 243,7165252,281030 Sep 243,5796352,309030 Jun 243,6604722,243031 Mar 243,5944552,199031 Dec 233,4413882,113030 Sep 233,4184402,018030 Jun 233,2573981,928031 Mar 233,1013151,832031 Dec 222,9432661,817030 Sep 222,598-361,862030 Jun 222,319-2721,835031 Mar 222,267-3671,840031 Dec 212,085-6681,777030 Sep 212,054-1,5471,782030 Jun 212,155-1,7571,836031 Mar 212,006-1,7511,883031 Dec 201,974-1,7071,856030 Sep 202,456-7562,524030 Jun 202,505-3092,416031 Mar 202,789-2092,427031 Dec 193,072-1101,763030 Sep 192,966-2872,514030 Jun 193,007-7022,652031 Mar 193,055-6842,774031 Dec 183,137-5982,733030 Sep 183,108-3482,674030 Jun 183,846-262,636031 Mar 183,845752,509031 Dec 173,7471262,372030 Sep 173,3832112,180030 Jun 173,3954512,577031 Mar 173,6546672,406031 Dec 163,9909062,367030 Sep 164,8651,2572,232030 Jun 164,7411,3242,190031 Mar 164,5801,3032,104031 Dec 154,2791,1972,103030 Sep 153,4181,0331,7680質の高い収益: HFCBは 高品質の収益 を持っています。利益率の向上: HFCBの現在の純利益率 (24.5%)は、昨年(17.2%)よりも高くなっています。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: HFCB過去 5 年間で収益を上げており、収益は年間73.6%増加しています。成長の加速: HFCBの過去 1 年間の収益成長率 ( 123.5% ) は、5 年間の平均 ( 年間73.6%を上回っています。収益対業界: HFCBの過去 1 年間の収益成長率 ( 123.5% ) はBanks業界21.6%を上回りました。株主資本利益率高いROE: HFCBの 自己資本利益率 ( 8.5% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YBanks 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/28 18:33終値2026/07/24 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋HFCB Group Plc 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関null nullFaida Investment Bank Limited
Reported Earnings • Jun 07First quarter 2026 earnings released: EPS: KSh0.25 (vs KSh0.14 in 1Q 2025)First quarter 2026 results: EPS: KSh0.25 (up from KSh0.14 in 1Q 2025). Revenue: KSh1.72b (up 31% from 1Q 2025). Net income: KSh475.5m (up 45% from 1Q 2025). Profit margin: 28% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 29% per year, which means it is well ahead of earnings.
Reported Earnings • Apr 09Full year 2025 earnings released: EPS: KSh0.75 (vs KSh0.90 in FY 2024)Full year 2025 results: EPS: KSh0.75. Revenue: KSh5.76b (up 55% from FY 2024). Net income: KSh1.42b (up 171% from FY 2024). Profit margin: 25% (up from 14% in FY 2024). The increase in margin was driven by higher revenue.
Reported Earnings • Nov 29Third quarter 2025 earnings releasedThird quarter 2025 results: Revenue: KSh1.52b (up 82% from 3Q 2024). Net income: KSh364.4m (up 68% from 3Q 2024). Profit margin: 24% (down from 26% in 3Q 2024). The decrease in margin was driven by higher expenses.
Reported Earnings • Sep 05Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: KSh1.36b (up 47% from 2Q 2024). Net income: KSh296.4m (up 156% from 2Q 2024). Profit margin: 22% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue.
Reported Earnings • May 24Full year 2024 earnings released: EPS: KSh0.90 (vs KSh1.01 in FY 2023)Full year 2024 results: EPS: KSh0.90. Revenue: KSh3.72b (up 8.0% from FY 2023). Net income: KSh524.7m (up 35% from FY 2023). Profit margin: 14% (up from 11% in FY 2023). The increase in margin was driven by higher revenue.
Reported Earnings • Dec 01Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: KSh836.0m (down 8.9% from 3Q 2023). Net income: KSh217.2m (up 300% from 3Q 2023). Profit margin: 26% (up from 5.9% in 3Q 2023). The increase in margin was driven by lower expenses.
Reported Earnings • Jun 07First quarter 2026 earnings released: EPS: KSh0.25 (vs KSh0.14 in 1Q 2025)First quarter 2026 results: EPS: KSh0.25 (up from KSh0.14 in 1Q 2025). Revenue: KSh1.72b (up 31% from 1Q 2025). Net income: KSh475.5m (up 45% from 1Q 2025). Profit margin: 28% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 29% per year, which means it is well ahead of earnings.
お知らせ • May 05HF Group Plc, Annual General Meeting, May 26, 2026HF Group Plc, Annual General Meeting, May 26, 2026, at 11:00 E. Africa Standard Time.
Reported Earnings • Apr 09Full year 2025 earnings released: EPS: KSh0.75 (vs KSh0.90 in FY 2024)Full year 2025 results: EPS: KSh0.75. Revenue: KSh5.76b (up 55% from FY 2024). Net income: KSh1.42b (up 171% from FY 2024). Profit margin: 25% (up from 14% in FY 2024). The increase in margin was driven by higher revenue.
Reported Earnings • Nov 29Third quarter 2025 earnings releasedThird quarter 2025 results: Revenue: KSh1.52b (up 82% from 3Q 2024). Net income: KSh364.4m (up 68% from 3Q 2024). Profit margin: 24% (down from 26% in 3Q 2024). The decrease in margin was driven by higher expenses.
Reported Earnings • Sep 05Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: KSh1.36b (up 47% from 2Q 2024). Net income: KSh296.4m (up 156% from 2Q 2024). Profit margin: 22% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue.
Valuation Update With 7 Day Price Move • Sep 04Investor sentiment improves as stock rises 15%After last week's 15% share price gain to KSh11.00, the stock trades at a trailing P/E ratio of 29.5x. Average trailing P/E is 5x in the Banks industry in Kenya. Total returns to shareholders of 222% over the past three years.
New Risk • Aug 14New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Kenyan stocks, typically moving 7.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (390% increase in shares outstanding). Minor Risk Share price has been volatile over the past 3 months (7.6% average weekly change).
Valuation Update With 7 Day Price Move • Aug 13Investor sentiment improves as stock rises 21%After last week's 21% share price gain to KSh8.84, the stock trades at a trailing P/E ratio of 23.7x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 159% over the past three years.
New Risk • May 30New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 390% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (390% increase in shares outstanding). Minor Risk Market cap is less than US$100m (KSh12.5b market cap, or US$96.9m).
Reported Earnings • May 24Full year 2024 earnings released: EPS: KSh0.90 (vs KSh1.01 in FY 2023)Full year 2024 results: EPS: KSh0.90. Revenue: KSh3.72b (up 8.0% from FY 2023). Net income: KSh524.7m (up 35% from FY 2023). Profit margin: 14% (up from 11% in FY 2023). The increase in margin was driven by higher revenue.
Valuation Update With 7 Day Price Move • May 19Investor sentiment improves as stock rises 17%After last week's 17% share price gain to KSh6.34, the stock trades at a trailing P/E ratio of 3.8x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 143% over the past three years.
お知らせ • May 06HF Group Plc, Annual General Meeting, May 28, 2025HF Group Plc, Annual General Meeting, May 28, 2025, at 11:00 E. Africa Standard Time.
New Risk • Mar 10New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Kenyan stocks, typically moving 10% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (10% average weekly change). Minor Risk Market cap is less than US$100m (KSh2.76b market cap, or US$21.4m).
Valuation Update With 7 Day Price Move • Feb 10Investor sentiment improves as stock rises 16%After last week's 16% share price gain to KSh8.46, the stock trades at a trailing P/E ratio of 5.1x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 167% over the past three years.
Valuation Update With 7 Day Price Move • Jan 27Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to KSh7.44, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 142% over the past three years.
New Risk • Jan 15New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Kenyan stocks, typically moving 7.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.9% average weekly change). Market cap is less than US$100m (KSh2.89b market cap, or US$22.3m).
Valuation Update With 7 Day Price Move • Jan 08Investor sentiment improves as stock rises 18%After last week's 18% share price gain to KSh5.30, the stock trades at a trailing P/E ratio of 3.2x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 63% over the past three years.
Reported Earnings • Dec 01Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: KSh836.0m (down 8.9% from 3Q 2023). Net income: KSh217.2m (up 300% from 3Q 2023). Profit margin: 26% (up from 5.9% in 3Q 2023). The increase in margin was driven by lower expenses.
Reported Earnings • Aug 26Second quarter 2024 earnings released: EPS: KSh0.30 (vs KSh0.26 in 2Q 2023)Second quarter 2024 results: EPS: KSh0.30 (up from KSh0.26 in 2Q 2023). Revenue: KSh927.0m (up 7.7% from 2Q 2023). Net income: KSh115.9m (up 18% from 2Q 2023). Profit margin: 13% (up from 12% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 112% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Jul 22Investor sentiment improves as stock rises 16%After last week's 16% share price gain to KSh4.79, the stock trades at a trailing P/E ratio of 4x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 20% over the past three years.
Board Change • May 27High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non Independent & Non Executive Director Tom Gitogo was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • May 09Investor sentiment improves as stock rises 15%After last week's 15% share price gain to KSh4.38, the stock trades at a trailing P/E ratio of 4.3x. Average trailing P/E is 4x in the Banks industry in Kenya. Total returns to shareholders of 9.5% over the past three years.
お知らせ • May 08HF Group Plc, Annual General Meeting, May 28, 2024HF Group Plc, Annual General Meeting, May 28, 2024, at 11:00 E. Africa Standard Time.
New Risk • Apr 24New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Kenyan stocks, typically moving 9.6% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (9.6% average weekly change). Minor Risk Market cap is less than US$100m (KSh1.43b market cap, or US$10.7m).
New Risk • Oct 09New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: KSh1.48b (US$9.94m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (KSh1.48b market cap, or US$9.94m). Minor Risk Share price has been volatile over the past 3 months (8.2% average weekly change).
Reported Earnings • Sep 05Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: KSh860.4m (up 22% from 2Q 2022). Net income: KSh98.7m (up KSh83.0m from 2Q 2022). Profit margin: 12% (up from 2.2% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 87% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Jun 04First quarter 2023 earnings released: EPS: KSh0.87 (vs KSh0.36 in 1Q 2022)First quarter 2023 results: EPS: KSh0.87 (up from KSh0.36 in 1Q 2022). Revenue: KSh802.3m (up 12% from 1Q 2022). Net income: KSh83.3m (up 144% from 1Q 2022). Profit margin: 10% (up from 4.8% in 1Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 97% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Price Target Changed • Apr 27Price target decreased to KSh3.79Down from KSh41.03, the current price target is provided by 1 analyst. New target price is 25% above last closing price of KSh3.03. Stock is down 20% over the past year. The company is forecast to post a net loss per share of KSh1.98 next year compared to a net loss per share of KSh4.44 last year.
Is New 90 Day High Low • Nov 12New 90-day low: KSh3.60The company is down 10.0% from its price of KSh4.00 on 14 August 2020. The Kenyan market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 2.0% over the same period.
Is New 90 Day High Low • Oct 16New 90-day low: KSh3.63The company is down 9.0% from its price of KSh4.00 on 17 July 2020. The Kenyan market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is down 8.0% over the same period.