FP Partner（7388）株式概要株式会社FPパートナーは日本で保険代理店業を行っている。 詳細7388 ファンダメンタル分析スノーフレーク・スコア評価3/6将来の成長5/6過去の実績2/6財務の健全性6/6配当金2/6報酬当社が推定した公正価値より35.6%で取引されている 収益は年間20.62%増加すると予測されています リスク分析3.98%の配当は、利益やフリーキャッシュフローによって十分にカバーされていない 利益率(5.6%)は昨年より低い(9.8%) すべてのリスクチェックを見る7388 Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueJP¥Current PriceJP¥2.36k29.8% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture056b2016201920222025202620282031Revenue JP¥56.4bEarnings JP¥3.2bAdvancedSet Fair ValueView all narrativesFP Partner Inc. 競合他社IRRCSymbol: TSE:7325Market cap: JP¥6.1bSBI Insurance GroupSymbol: TSE:7326Market cap: JP¥58.3bChuou International GroupSymbol: TSE:7170Market cap: JP¥938.0mAnicom HoldingsSymbol: TSE:8715Market cap: JP¥101.2b価格と性能株価の高値、安値、推移の概要FP Partner過去の株価現在の株価JP¥2,360.0052週高値JP¥2,585.0052週安値JP¥1,921.00ベータ1.251ヶ月の変化9.01%3ヶ月変化3.46%1年変化-6.94%3年間の変化-39.10%5年間の変化n/aIPOからの変化45.23%最新ニュースUpcoming Dividend • May 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 May 2026. Payment date: 10 August 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 3.9%. Within top quartile of Japanese dividend payers (3.8%). Higher than average of industry peers (3.1%).Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: JP¥11.12 (vs JP¥23.09 in 1Q 2025)First quarter 2026 results: EPS: JP¥11.12 (down from JP¥23.09 in 1Q 2025). Revenue: JP¥7.62b (down 8.6% from 1Q 2025). Net income: JP¥257.0m (down 52% from 1Q 2025). Profit margin: 3.4% (down from 6.4% in 1Q 2025). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 13% per year.お知らせ • Apr 07FP Partner Inc. to Report Q1, 2026 Results on Apr 14, 2026FP Partner Inc. announced that they will report Q1, 2026 results on Apr 14, 2026Declared Dividend • Mar 21Final dividend of JP¥47.00 announcedDividend of JP¥47.00 is the same as last year. Ex-date: 28th May 2026 Payment date: 10th August 2026 Dividend yield will be 4.1%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (93% earnings payout ratio) nor is it covered by cash flows (226% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 3.8% to bring the payout ratio under control. EPS is expected to grow by 56% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.Board Change • Mar 07High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 2 experienced directors. 3 highly experienced directors. GM of Risk Management & Administrative Department, Head of Administration Department & Director Takumi Saito is the most experienced director on the board, commencing their role in 2012. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.Reported Earnings • Mar 03Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.最新情報をもっと見るRecent updatesUpcoming Dividend • May 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 May 2026. Payment date: 10 August 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 3.9%. Within top quartile of Japanese dividend payers (3.8%). Higher than average of industry peers (3.1%).Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: JP¥11.12 (vs JP¥23.09 in 1Q 2025)First quarter 2026 results: EPS: JP¥11.12 (down from JP¥23.09 in 1Q 2025). Revenue: JP¥7.62b (down 8.6% from 1Q 2025). Net income: JP¥257.0m (down 52% from 1Q 2025). Profit margin: 3.4% (down from 6.4% in 1Q 2025). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 13% per year.お知らせ • Apr 07FP Partner Inc. to Report Q1, 2026 Results on Apr 14, 2026FP Partner Inc. announced that they will report Q1, 2026 results on Apr 14, 2026Declared Dividend • Mar 21Final dividend of JP¥47.00 announcedDividend of JP¥47.00 is the same as last year. Ex-date: 28th May 2026 Payment date: 10th August 2026 Dividend yield will be 4.1%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (93% earnings payout ratio) nor is it covered by cash flows (226% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 3.8% to bring the payout ratio under control. EPS is expected to grow by 56% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.Board Change • Mar 07High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 2 experienced directors. 3 highly experienced directors. GM of Risk Management & Administrative Department, Head of Administration Department & Director Takumi Saito is the most experienced director on the board, commencing their role in 2012. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.Reported Earnings • Mar 03Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.お知らせ • Jan 28FP Partner Inc. Announces Board and Committee ChangesFP Partner Inc. announced the resignation of Katsuyuki Tanaka as Director; Takashi Kuwabara as Director; Yoshihiro Fujii as Director. The Directors will resign due to the expiration of their terms of office at the conclusion of the 16th Ordinary General Meeting of Shareholders. Additionally, Mr. Takashi Kuwabara and Mr. Yoshihiro Fujii will assume the role of Senior Managing Operating Officer at the Company from February 27, 2026. The board further announced the resignation of Asami Kuwabara as Outside Audit & Supervisory Board Member.Reported Earnings • Jan 15Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.お知らせ • Jan 14+ 2 more updatesFP Partner Inc., Annual General Meeting, Feb 27, 2026FP Partner Inc., Annual General Meeting, Feb 27, 2026.Upcoming Dividend • Nov 20Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 27 November 2025. Payment date: 02 March 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 4.0%. Within top quartile of Japanese dividend payers (3.7%). In line with average of industry peers (3.8%).お知らせ • Nov 01FP Partner Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026FP Partner Inc. announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Jan 14, 2026Reported Earnings • Oct 16Third quarter 2025 earnings released: EPS: JP¥24.16 (vs JP¥55.57 in 3Q 2024)Third quarter 2025 results: EPS: JP¥24.16 (down from JP¥55.57 in 3Q 2024). Revenue: JP¥7.92b (down 20% from 3Q 2024). Net income: JP¥555.0m (down 56% from 3Q 2024). Profit margin: 7.0% (down from 13% in 3Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.3% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.分析記事 • Oct 12FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 2nd of...分析記事 • Sep 22FP Partner (TSE:7388) Is Due To Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) will pay a dividend of ¥47.00 on the 2nd of March. Based on this payment, the dividend...分析記事 • Sep 08FP Partner (TSE:7388) Is Paying Out A Dividend Of ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 2nd of March. Based on...分析記事 • Aug 25FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend on the 2nd of March, with investors...分析記事 • Aug 11FP Partner (TSE:7388) Is Paying Out A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 2nd of...Declared Dividend • Aug 09First half dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 27th November 2025 Payment date: 2nd March 2026 Dividend yield will be 4.6%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (60% earnings payout ratio) but not covered by cash flows (110% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 75% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jul 30FP Partner Inc. to Report Q3, 2025 Results on Oct 15, 2025FP Partner Inc. announced that they will report Q3, 2025 results on Oct 15, 2025Reported Earnings • Jul 16Second quarter 2025 earnings released: EPS: JP¥19.33 (vs JP¥39.58 in 2Q 2024)Second quarter 2025 results: EPS: JP¥19.33 (down from JP¥39.58 in 2Q 2024). Revenue: JP¥8.10b (down 8.0% from 2Q 2024). Net income: JP¥443.9m (down 51% from 2Q 2024). Profit margin: 5.5% (down from 10% in 2Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Insurance industry in Japan.分析記事 • May 22FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) will pay a dividend of ¥47.00 on the 12th of August. This takes the annual payment to 3.7...分析記事 • Apr 28FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 12th of August. The...お知らせ • Apr 26FP Partner Inc. to Report Q2, 2025 Results on Jul 15, 2025FP Partner Inc. announced that they will report Q2, 2025 results on Jul 15, 2025Reported Earnings • Apr 15First quarter 2025 earnings released: EPS: JP¥23.06 (vs JP¥40.53 in 1Q 2024)First quarter 2025 results: EPS: JP¥23.06 (down from JP¥40.53 in 1Q 2024). Revenue: JP¥8.33b (flat on 1Q 2024). Net income: JP¥529.0m (down 44% from 1Q 2024). Profit margin: 6.3% (down from 11% in 1Q 2024). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Japan.分析記事 • Apr 14FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 12th of August. This...お知らせ • Apr 14FP Partner Inc. Provides Earnings Guidance for the Six Months Ending May 31, 2025 and Fiscal Year Ending November 30, 2025FP Partner Inc. provided earnings guidance for the six months ending May 31, 2025 and fiscal year ending November 30, 2025. For the six months, the company expected net sales of JPY 19,760 million, operating profit of JPY 2,927 million, profit of JPY 1,918 million, and profit per share of JPY 83.59. For the full year, the company expected net sales of JPY 40,232 million, operating profit of JPY 6,130 million, profit of JPY 4,041 million, and profit per share of JPY 176.02.分析記事 • Mar 09FP Partner (TSE:7388) Is Due To Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 12th of August. This...Declared Dividend • Mar 08Final dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 29th May 2025 Payment date: 12th August 2025 Dividend yield will be 3.9%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (26% earnings payout ratio) but not adequately covered by cash flows (95% cash payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 42% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 04FP Partner Inc. Introduces an Insurance Contract Input Assistant ApplicationFP Partner Inc. has introduced a new "insurance contract input assistant application" on February 27, with the aim of improving operational efficiency. By systemizing work, sales employees can focus on dealing with customers.Reported Earnings • Mar 04Full year 2024 earnings released: EPS: JP¥170 (vs JP¥172 in FY 2023)Full year 2024 results: EPS: JP¥170 (down from JP¥172 in FY 2023). Revenue: JP¥35.6b (up 17% from FY 2023). Net income: JP¥3.90b (down 1.3% from FY 2023). Profit margin: 11% (down from 13% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Insurance industry in Japan.お知らせ • Feb 03FP Partner Inc. to Report Q1, 2025 Results on Apr 14, 2025FP Partner Inc. announced that they will report Q1, 2025 results on Apr 14, 2025Reported Earnings • Jan 15Full year 2024 earnings released: EPS: JP¥170 (vs JP¥172 in FY 2023)Full year 2024 results: EPS: JP¥170 (down from JP¥172 in FY 2023). Revenue: JP¥35.6b (up 17% from FY 2023). Net income: JP¥3.90b (down 1.3% from FY 2023). Profit margin: 11% (down from 13% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.3% growth forecast for the Insurance industry in Japan.お知らせ • Jan 14+ 1 more updateFP Partner Inc., Annual General Meeting, Feb 28, 2025FP Partner Inc., Annual General Meeting, Feb 28, 2025.分析記事 • Dec 12It's Down 28% But FP Partner Inc. (TSE:7388) Could Be Riskier Than It LooksFP Partner Inc. ( TSE:7388 ) shares have had a horrible month, losing 28% after a relatively good period beforehand...Valuation Update With 7 Day Price Move • Dec 02Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to JP¥2,355, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Insurance industry in Japan. Total loss to shareholders of 51% over the past year.Upcoming Dividend • Nov 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 November 2024. Payment date: 14 February 2025. Payout ratio is a comfortable 26% and the cash payout ratio is 76%. Trailing yield: 3.1%. Lower than top quartile of Japanese dividend payers (3.8%). In line with average of industry peers (3.0%).分析記事 • Nov 02FP Partner's (TSE:7388) Dividend Will Be ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 14th of February. However...お知らせ • Nov 01FP Partner Inc. to Report Fiscal Year 2024 Results on Jan 14, 2025FP Partner Inc. announced that they will report fiscal year 2024 results on Jan 14, 2025分析記事 • Oct 18FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend on the 14th of February, with...Reported Earnings • Oct 17Third quarter 2024 earnings released: EPS: JP¥55.57 (vs JP¥31.54 in 3Q 2023)Third quarter 2024 results: EPS: JP¥55.57. Revenue: JP¥9.84b (up 18% from 3Q 2023). Net income: JP¥1.28b (down 12% from 3Q 2023). Profit margin: 13% (down from 17% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan.お知らせ • Oct 15FP Partner Inc. Revises Earnings Guidance for the Full Fiscal Year Ending November 30, 2024FP Partner Inc. revised earnings guidance for the full fiscal year ending November 30, 2024. For the fiscal year, the company now expects net sales of JPY 35,627 million, operating profit of JPY 6,009 million, profit of JPY 4,143 million, and profit per share of JPY 180.31 as compared to the previous guidance of net sales of JPY 35,627 million, operating profit of JPY 6,725 million, profit of JPY 4,548 million, and profit per share of JPY 196.99. Reason for the revision: In this fiscal year, the number of new policies has been steadily increasing, and net sales have been at the same level as planned. At the same time, the start of the new NISA from January 2024 has increased investment appetite, and the high U.S. interest rates and exchange rate fluctuations have increased demand for foreign currency- denominated lump-sum payment products. Due to this, life insurance sales have absorbed the strong demand for lump- sum payment products while pushing down sales volumes of level-payment products, which have high profit margins. As a result, the composition of products sold has changed, and sales of level-payment products in the nine months ended August 31, 2024 were lower than expected at the beginning of the fiscal year. In addition to the rapid pace of changes in the external environment, the demand for foreign currency-denominated lump-sum payment products is expected to continue into the fourth quarter of the current fiscal year, so the company has revised downward full-year earnings forecast for operating profit, ordinary profit, and profit.Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 24%After last week's 24% share price decline to JP¥2,324, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 13x in the Insurance industry in Japan. Total loss to shareholders of 37% over the past year.お知らせ • Jul 30FP Partner Inc. to Report Q3, 2024 Results on Oct 15, 2024FP Partner Inc. announced that they will report Q3, 2024 results on Oct 15, 2024Reported Earnings • Jul 18Second quarter 2024 earnings released: EPS: JP¥39.58 (vs JP¥18,665 in 2Q 2023)Second quarter 2024 results: EPS: JP¥39.58. Revenue: JP¥8.81b (up 22% from 2Q 2023). Net income: JP¥913.0m (up 15% from 2Q 2023). Profit margin: 10% (in line with 2Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Japan.Declared Dividend • Jul 18First half dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 28th November 2024 Payment date: 14th February 2025 Dividend yield will be 3.0%, which is lower than the industry average of 3.4%. Sustainability & Growth The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years.お知らせ • Jul 16FP Partner Inc. (TSE:7388) announces an Equity Buyback for 333,000 shares, representing 1.44% for ¥1,000 million.FP Partner Inc. (TSE:7388) announces a share repurchase program. Under the program, the company will repurchase up to 333,000 shares, representing 1.44% of its total shares outstanding excluding treasury shares, for a total of ¥1,000 million. The purpose of repurchase program is to enhance returns to shareholders and improve capital efficiency, as well as to enable a flexible capital policy that responds to changes in the business environment. The repurchased shares will be cancelled. The repurchase program is valid till August 16, 2024. As of June 30, 2024, the company had 23,081,969 issued shares (excluding treasury stock) and 171,931 treasury stock.Valuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to JP¥3,095, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 15x in the Insurance industry in Japan. Total loss to shareholders of 27% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥5,067 per share.Valuation Update With 7 Day Price Move • Jun 13Investor sentiment deteriorates as stock falls 26%After last week's 26% share price decline to JP¥3,325, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 14x in the Insurance industry in Japan. Total loss to shareholders of 23% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥5,067 per share.New Risk • Jun 04New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 7.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.8% average weekly change). Minor Risk Short dividend paying track record (1 year of continuous dividend payments).お知らせ • May 03FP Partner Inc. to Report Q2, 2024 Results on Jul 16, 2024FP Partner Inc. announced that they will report Q2, 2024 results on Jul 16, 2024Reported Earnings • Apr 16First quarter 2024 earnings released: EPS: JP¥40.53 (vs JP¥39.74 in 1Q 2023)First quarter 2024 results: EPS: JP¥40.53 (up from JP¥39.74 in 1Q 2023). Revenue: JP¥8.33b (up 13% from 1Q 2023). Net income: JP¥938.0m (up 2.6% from 1Q 2023). Profit margin: 11% (down from 12% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 1.9% growth forecast for the Insurance industry in Japan.分析記事 • Mar 01Why Investors Shouldn't Be Surprised By FP Partner Inc.'s (TSE:7388) P/EWhen close to half the companies in Japan have price-to-earnings ratios (or "P/E's") below 14x, you may consider FP...お知らせ • Jan 28FP Partner Inc. to Report Q1, 2024 Results on Apr 15, 2024FP Partner Inc. announced that they will report Q1, 2024 results on Apr 15, 2024お知らせ • Jan 25+ 2 more updatesFP Partner Inc. Announces Year-End Ordinary Dividend for the Fiscal Year Ended November 30, 2023, Payable on February 28, 2024FP Partner Inc. announced a year-end ordinary dividend of JPY 75.00 per share for the fiscal year ended November 30, 2023. The scheduled date of dividend payment is February 14, 2024.Valuation Update With 7 Day Price Move • Jan 23Investor sentiment improves as stock rises 17%After last week's 17% share price gain to JP¥5,810, the stock trades at a forward P/E ratio of 29x. Average forward P/E is 13x in the Insurance industry in Japan. Total returns to shareholders of 133% over the past year.お知らせ • Jan 17FP Partner Inc., Annual General Meeting, Feb 28, 2024FP Partner Inc., Annual General Meeting, Feb 28, 2024.Reported Earnings • Jan 16Full year 2023 earnings released: EPS: JP¥172 (vs JP¥115 in FY 2022)Full year 2023 results: EPS: JP¥172 (up from JP¥115 in FY 2022). Revenue: JP¥30.6b (up 19% from FY 2022). Net income: JP¥3.95b (up 67% from FY 2022). Profit margin: 13% (up from 9.2% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.3% growth forecast for the Insurance industry in Japan.お知らせ • Jan 15FP Partner Inc. (TSE:7388) announces an Equity Buyback for 200,000 shares, representing 0.86% for ¥1,000 million.FP Partner Inc. (TSE:7388) announces a share repurchase program. Under the program, the company will repurchase up to 200,000 shares, representing 0.86% of its total shares outstanding excluding treasury shares, for a total of ¥1,000 million. The purpose of repurchase program is to enhance the return to shareholders and improving capital efficiency and to enable flexible capital policy , while responding to changes in business environment. The repurchase program is valid till February 15, 2024.Valuation Update With 7 Day Price Move • Nov 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to JP¥4,705, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 14x in the Insurance industry in Japan. Total returns to shareholders of 131% over the past year.お知らせ • Nov 01FP Partner Inc. to Report Fiscal Year 2023 Results on Jan 15, 2024FP Partner Inc. announced that they will report fiscal year 2023 results on Jan 15, 2024お知らせ • Oct 21FP Partner Inc. Provides Earnings Guidance for the Fiscal Year Ending November 30, 2023FP Partner Inc. provided earnings guidance for the fiscal year ending November 30, 2023. For the year, the company expects net sales to be JPY 29,973 million. Operating income to be JPY 5,510 million. Net income to be JPY 3,779 million. Net income per share to be JPY 164.34.Valuation Update With 7 Day Price Move • Oct 18Investor sentiment improves as stock rises 18%After last week's 18% share price gain to JP¥4,190, the stock trades at a forward P/E ratio of 22x. Average forward P/E is 14x in the Insurance industry in Japan. Total returns to shareholders of 141% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥2,979 per share.Reported Earnings • Oct 12Third quarter 2023 earnings released: EPS: JP¥31.54 (vs JP¥36.23 in 3Q 2022)Third quarter 2023 results: EPS: JP¥31.54. Revenue: JP¥8.34b (up 21% from 3Q 2022). Net income: JP¥1.45b (up 259% from 3Q 2022). Profit margin: 17% (up from 5.9% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan.Buying Opportunity • Oct 05Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 16%. The fair value is estimated to be JP¥4,354, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 56% in the next 2 years.Buying Opportunity • Sep 11Now 26% undervalued after recent price dropOver the last 90 days, the stock is down 28%. The fair value is estimated to be JP¥4,354, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 56% in the next 2 years.お知らせ • Jul 30FP Partner Inc. to Report Q3, 2023 Results on Oct 11, 2023FP Partner Inc. announced that they will report Q3, 2023 results on Oct 11, 2023お知らせ • Jan 29FP Partner Inc. to Report Q1, 2023 Results on Apr 14, 2023FP Partner Inc. announced that they will report Q1, 2023 results on Apr 14, 2023お知らせ • Jan 15FP Partner Inc., Annual General Meeting, Feb 28, 2023FP Partner Inc., Annual General Meeting, Feb 28, 2023.お知らせ • Nov 01FP Partner Inc. to Report Fiscal Year 2022 Results on Jan 13, 2023FP Partner Inc. announced that they will report fiscal year 2022 results on Jan 13, 2023お知らせ • Sep 24FP Partner Inc. has completed an IPO in the amount of ¥7.8 billion.FP Partner Inc. has completed an IPO in the amount of ¥7.8 billion. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 3,000,000 Price\Range: ¥2600株主還元7388JP InsuranceJP 市場7D0.7%-1.1%1.2%1Y-6.9%37.3%42.1%株主還元を見る業界別リターン: 7388過去 1 年間で37.3 % の収益を上げたJP Insurance業界を下回りました。リターン対市場: 7388は、過去 1 年間で42.1 % のリターンを上げたJP市場を下回りました。価格変動Is 7388's price volatile compared to industry and market?7388 volatility7388 Average Weekly Movement4.0%Insurance Industry Average Movement5.8%Market Average Movement5.0%10% most volatile stocks in JP Market9.6%10% least volatile stocks in JP Market2.5%安定した株価: 7388 、 JP市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: 7388の 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト20052,601Tsutomu Kurokifpp.jp株式会社FPパートナーは日本で保険代理業を営む。同社は生命保険・損害保険商品、投資信託・債券およびその他関連金融商品、金融商品に関連するファイナンシャル・プランニング・サービス、マーケティング・コンサルティング・サービスを提供している。また、家庭訪問やマネードクターの店舗、店舗内相談ブースでの対面相談も行っている。FPパートナーは2005年に設立され、台東区に本社を置く。もっと見るFP Partner Inc. 基礎のまとめFP Partner の収益と売上を時価総額と比較するとどうか。7388 基礎統計学時価総額JP¥54.43b収益（TTM）JP¥1.77b売上高(TTM)JP¥31.39b30.7xPER（株価収益率1.7xP/Sレシオ7388 は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計7388 損益計算書（TTM）収益JP¥31.39b売上原価JP¥21.03b売上総利益JP¥10.36bその他の費用JP¥8.59b収益JP¥1.77b直近の収益報告Feb 28, 2026次回決算日Jul 15, 2026一株当たり利益（EPS）76.77グロス・マージン33.01%純利益率5.64%有利子負債／自己資本比率10.4%7388 の長期的なパフォーマンスは？過去の実績と比較を見る配当金4.0%現在の配当利回り93%配当性向7388 配当は確実ですか？7388 配当履歴とベンチマークを見る7388 、いつまでに購入すれば配当金を受け取れますか？FP Partner 配当日配当落ち日May 28 2026配当支払日Aug 10 2026配当落ちまでの日数3 days配当支払日までの日数77 days7388 配当は確実ですか？7388 配当履歴とベンチマークを見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/23 18:16終値2026/05/22 00:00収益2026/02/28年間収益2025/11/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋FP Partner Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4 アナリスト機関Kazuki WatanabeDaiwa Securities Co. Ltd.Koichi HariyaIchiyoshi Research Institute Inc.Tatsuo MajimaTokai Tokyo Intelligence Laboratory Co., Ltd.1 その他のアナリストを表示
Upcoming Dividend • May 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 May 2026. Payment date: 10 August 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 3.9%. Within top quartile of Japanese dividend payers (3.8%). Higher than average of industry peers (3.1%).
Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: JP¥11.12 (vs JP¥23.09 in 1Q 2025)First quarter 2026 results: EPS: JP¥11.12 (down from JP¥23.09 in 1Q 2025). Revenue: JP¥7.62b (down 8.6% from 1Q 2025). Net income: JP¥257.0m (down 52% from 1Q 2025). Profit margin: 3.4% (down from 6.4% in 1Q 2025). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 13% per year.
お知らせ • Apr 07FP Partner Inc. to Report Q1, 2026 Results on Apr 14, 2026FP Partner Inc. announced that they will report Q1, 2026 results on Apr 14, 2026
Declared Dividend • Mar 21Final dividend of JP¥47.00 announcedDividend of JP¥47.00 is the same as last year. Ex-date: 28th May 2026 Payment date: 10th August 2026 Dividend yield will be 4.1%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (93% earnings payout ratio) nor is it covered by cash flows (226% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 3.8% to bring the payout ratio under control. EPS is expected to grow by 56% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.
Board Change • Mar 07High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 2 experienced directors. 3 highly experienced directors. GM of Risk Management & Administrative Department, Head of Administration Department & Director Takumi Saito is the most experienced director on the board, commencing their role in 2012. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
Reported Earnings • Mar 03Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.
Upcoming Dividend • May 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 May 2026. Payment date: 10 August 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 3.9%. Within top quartile of Japanese dividend payers (3.8%). Higher than average of industry peers (3.1%).
Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: JP¥11.12 (vs JP¥23.09 in 1Q 2025)First quarter 2026 results: EPS: JP¥11.12 (down from JP¥23.09 in 1Q 2025). Revenue: JP¥7.62b (down 8.6% from 1Q 2025). Net income: JP¥257.0m (down 52% from 1Q 2025). Profit margin: 3.4% (down from 6.4% in 1Q 2025). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 13% per year.
お知らせ • Apr 07FP Partner Inc. to Report Q1, 2026 Results on Apr 14, 2026FP Partner Inc. announced that they will report Q1, 2026 results on Apr 14, 2026
Declared Dividend • Mar 21Final dividend of JP¥47.00 announcedDividend of JP¥47.00 is the same as last year. Ex-date: 28th May 2026 Payment date: 10th August 2026 Dividend yield will be 4.1%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (93% earnings payout ratio) nor is it covered by cash flows (226% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 3.8% to bring the payout ratio under control. EPS is expected to grow by 56% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.
Board Change • Mar 07High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 2 experienced directors. 3 highly experienced directors. GM of Risk Management & Administrative Department, Head of Administration Department & Director Takumi Saito is the most experienced director on the board, commencing their role in 2012. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
Reported Earnings • Mar 03Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.
お知らせ • Jan 28FP Partner Inc. Announces Board and Committee ChangesFP Partner Inc. announced the resignation of Katsuyuki Tanaka as Director; Takashi Kuwabara as Director; Yoshihiro Fujii as Director. The Directors will resign due to the expiration of their terms of office at the conclusion of the 16th Ordinary General Meeting of Shareholders. Additionally, Mr. Takashi Kuwabara and Mr. Yoshihiro Fujii will assume the role of Senior Managing Operating Officer at the Company from February 27, 2026. The board further announced the resignation of Asami Kuwabara as Outside Audit & Supervisory Board Member.
Reported Earnings • Jan 15Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
お知らせ • Jan 14+ 2 more updatesFP Partner Inc., Annual General Meeting, Feb 27, 2026FP Partner Inc., Annual General Meeting, Feb 27, 2026.
Upcoming Dividend • Nov 20Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 27 November 2025. Payment date: 02 March 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 4.0%. Within top quartile of Japanese dividend payers (3.7%). In line with average of industry peers (3.8%).
お知らせ • Nov 01FP Partner Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026FP Partner Inc. announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Jan 14, 2026
Reported Earnings • Oct 16Third quarter 2025 earnings released: EPS: JP¥24.16 (vs JP¥55.57 in 3Q 2024)Third quarter 2025 results: EPS: JP¥24.16 (down from JP¥55.57 in 3Q 2024). Revenue: JP¥7.92b (down 20% from 3Q 2024). Net income: JP¥555.0m (down 56% from 3Q 2024). Profit margin: 7.0% (down from 13% in 3Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.3% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
分析記事 • Oct 12FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 2nd of...
分析記事 • Sep 22FP Partner (TSE:7388) Is Due To Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) will pay a dividend of ¥47.00 on the 2nd of March. Based on this payment, the dividend...
分析記事 • Sep 08FP Partner (TSE:7388) Is Paying Out A Dividend Of ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 2nd of March. Based on...
分析記事 • Aug 25FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend on the 2nd of March, with investors...
分析記事 • Aug 11FP Partner (TSE:7388) Is Paying Out A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 2nd of...
Declared Dividend • Aug 09First half dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 27th November 2025 Payment date: 2nd March 2026 Dividend yield will be 4.6%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (60% earnings payout ratio) but not covered by cash flows (110% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 75% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jul 30FP Partner Inc. to Report Q3, 2025 Results on Oct 15, 2025FP Partner Inc. announced that they will report Q3, 2025 results on Oct 15, 2025
Reported Earnings • Jul 16Second quarter 2025 earnings released: EPS: JP¥19.33 (vs JP¥39.58 in 2Q 2024)Second quarter 2025 results: EPS: JP¥19.33 (down from JP¥39.58 in 2Q 2024). Revenue: JP¥8.10b (down 8.0% from 2Q 2024). Net income: JP¥443.9m (down 51% from 2Q 2024). Profit margin: 5.5% (down from 10% in 2Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Insurance industry in Japan.
分析記事 • May 22FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) will pay a dividend of ¥47.00 on the 12th of August. This takes the annual payment to 3.7...
分析記事 • Apr 28FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 12th of August. The...
お知らせ • Apr 26FP Partner Inc. to Report Q2, 2025 Results on Jul 15, 2025FP Partner Inc. announced that they will report Q2, 2025 results on Jul 15, 2025
Reported Earnings • Apr 15First quarter 2025 earnings released: EPS: JP¥23.06 (vs JP¥40.53 in 1Q 2024)First quarter 2025 results: EPS: JP¥23.06 (down from JP¥40.53 in 1Q 2024). Revenue: JP¥8.33b (flat on 1Q 2024). Net income: JP¥529.0m (down 44% from 1Q 2024). Profit margin: 6.3% (down from 11% in 1Q 2024). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Japan.
分析記事 • Apr 14FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 12th of August. This...
お知らせ • Apr 14FP Partner Inc. Provides Earnings Guidance for the Six Months Ending May 31, 2025 and Fiscal Year Ending November 30, 2025FP Partner Inc. provided earnings guidance for the six months ending May 31, 2025 and fiscal year ending November 30, 2025. For the six months, the company expected net sales of JPY 19,760 million, operating profit of JPY 2,927 million, profit of JPY 1,918 million, and profit per share of JPY 83.59. For the full year, the company expected net sales of JPY 40,232 million, operating profit of JPY 6,130 million, profit of JPY 4,041 million, and profit per share of JPY 176.02.
分析記事 • Mar 09FP Partner (TSE:7388) Is Due To Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 12th of August. This...
Declared Dividend • Mar 08Final dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 29th May 2025 Payment date: 12th August 2025 Dividend yield will be 3.9%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (26% earnings payout ratio) but not adequately covered by cash flows (95% cash payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 42% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 04FP Partner Inc. Introduces an Insurance Contract Input Assistant ApplicationFP Partner Inc. has introduced a new "insurance contract input assistant application" on February 27, with the aim of improving operational efficiency. By systemizing work, sales employees can focus on dealing with customers.
Reported Earnings • Mar 04Full year 2024 earnings released: EPS: JP¥170 (vs JP¥172 in FY 2023)Full year 2024 results: EPS: JP¥170 (down from JP¥172 in FY 2023). Revenue: JP¥35.6b (up 17% from FY 2023). Net income: JP¥3.90b (down 1.3% from FY 2023). Profit margin: 11% (down from 13% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Insurance industry in Japan.
お知らせ • Feb 03FP Partner Inc. to Report Q1, 2025 Results on Apr 14, 2025FP Partner Inc. announced that they will report Q1, 2025 results on Apr 14, 2025
Reported Earnings • Jan 15Full year 2024 earnings released: EPS: JP¥170 (vs JP¥172 in FY 2023)Full year 2024 results: EPS: JP¥170 (down from JP¥172 in FY 2023). Revenue: JP¥35.6b (up 17% from FY 2023). Net income: JP¥3.90b (down 1.3% from FY 2023). Profit margin: 11% (down from 13% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.3% growth forecast for the Insurance industry in Japan.
お知らせ • Jan 14+ 1 more updateFP Partner Inc., Annual General Meeting, Feb 28, 2025FP Partner Inc., Annual General Meeting, Feb 28, 2025.
分析記事 • Dec 12It's Down 28% But FP Partner Inc. (TSE:7388) Could Be Riskier Than It LooksFP Partner Inc. ( TSE:7388 ) shares have had a horrible month, losing 28% after a relatively good period beforehand...
Valuation Update With 7 Day Price Move • Dec 02Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to JP¥2,355, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Insurance industry in Japan. Total loss to shareholders of 51% over the past year.
Upcoming Dividend • Nov 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 November 2024. Payment date: 14 February 2025. Payout ratio is a comfortable 26% and the cash payout ratio is 76%. Trailing yield: 3.1%. Lower than top quartile of Japanese dividend payers (3.8%). In line with average of industry peers (3.0%).
分析記事 • Nov 02FP Partner's (TSE:7388) Dividend Will Be ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 14th of February. However...
お知らせ • Nov 01FP Partner Inc. to Report Fiscal Year 2024 Results on Jan 14, 2025FP Partner Inc. announced that they will report fiscal year 2024 results on Jan 14, 2025
分析記事 • Oct 18FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend on the 14th of February, with...
Reported Earnings • Oct 17Third quarter 2024 earnings released: EPS: JP¥55.57 (vs JP¥31.54 in 3Q 2023)Third quarter 2024 results: EPS: JP¥55.57. Revenue: JP¥9.84b (up 18% from 3Q 2023). Net income: JP¥1.28b (down 12% from 3Q 2023). Profit margin: 13% (down from 17% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan.
お知らせ • Oct 15FP Partner Inc. Revises Earnings Guidance for the Full Fiscal Year Ending November 30, 2024FP Partner Inc. revised earnings guidance for the full fiscal year ending November 30, 2024. For the fiscal year, the company now expects net sales of JPY 35,627 million, operating profit of JPY 6,009 million, profit of JPY 4,143 million, and profit per share of JPY 180.31 as compared to the previous guidance of net sales of JPY 35,627 million, operating profit of JPY 6,725 million, profit of JPY 4,548 million, and profit per share of JPY 196.99. Reason for the revision: In this fiscal year, the number of new policies has been steadily increasing, and net sales have been at the same level as planned. At the same time, the start of the new NISA from January 2024 has increased investment appetite, and the high U.S. interest rates and exchange rate fluctuations have increased demand for foreign currency- denominated lump-sum payment products. Due to this, life insurance sales have absorbed the strong demand for lump- sum payment products while pushing down sales volumes of level-payment products, which have high profit margins. As a result, the composition of products sold has changed, and sales of level-payment products in the nine months ended August 31, 2024 were lower than expected at the beginning of the fiscal year. In addition to the rapid pace of changes in the external environment, the demand for foreign currency-denominated lump-sum payment products is expected to continue into the fourth quarter of the current fiscal year, so the company has revised downward full-year earnings forecast for operating profit, ordinary profit, and profit.
Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 24%After last week's 24% share price decline to JP¥2,324, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 13x in the Insurance industry in Japan. Total loss to shareholders of 37% over the past year.
お知らせ • Jul 30FP Partner Inc. to Report Q3, 2024 Results on Oct 15, 2024FP Partner Inc. announced that they will report Q3, 2024 results on Oct 15, 2024
Reported Earnings • Jul 18Second quarter 2024 earnings released: EPS: JP¥39.58 (vs JP¥18,665 in 2Q 2023)Second quarter 2024 results: EPS: JP¥39.58. Revenue: JP¥8.81b (up 22% from 2Q 2023). Net income: JP¥913.0m (up 15% from 2Q 2023). Profit margin: 10% (in line with 2Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Japan.
Declared Dividend • Jul 18First half dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 28th November 2024 Payment date: 14th February 2025 Dividend yield will be 3.0%, which is lower than the industry average of 3.4%. Sustainability & Growth The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years.
お知らせ • Jul 16FP Partner Inc. (TSE:7388) announces an Equity Buyback for 333,000 shares, representing 1.44% for ¥1,000 million.FP Partner Inc. (TSE:7388) announces a share repurchase program. Under the program, the company will repurchase up to 333,000 shares, representing 1.44% of its total shares outstanding excluding treasury shares, for a total of ¥1,000 million. The purpose of repurchase program is to enhance returns to shareholders and improve capital efficiency, as well as to enable a flexible capital policy that responds to changes in the business environment. The repurchased shares will be cancelled. The repurchase program is valid till August 16, 2024. As of June 30, 2024, the company had 23,081,969 issued shares (excluding treasury stock) and 171,931 treasury stock.
Valuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to JP¥3,095, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 15x in the Insurance industry in Japan. Total loss to shareholders of 27% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥5,067 per share.
Valuation Update With 7 Day Price Move • Jun 13Investor sentiment deteriorates as stock falls 26%After last week's 26% share price decline to JP¥3,325, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 14x in the Insurance industry in Japan. Total loss to shareholders of 23% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥5,067 per share.
New Risk • Jun 04New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 7.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.8% average weekly change). Minor Risk Short dividend paying track record (1 year of continuous dividend payments).
お知らせ • May 03FP Partner Inc. to Report Q2, 2024 Results on Jul 16, 2024FP Partner Inc. announced that they will report Q2, 2024 results on Jul 16, 2024
Reported Earnings • Apr 16First quarter 2024 earnings released: EPS: JP¥40.53 (vs JP¥39.74 in 1Q 2023)First quarter 2024 results: EPS: JP¥40.53 (up from JP¥39.74 in 1Q 2023). Revenue: JP¥8.33b (up 13% from 1Q 2023). Net income: JP¥938.0m (up 2.6% from 1Q 2023). Profit margin: 11% (down from 12% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 1.9% growth forecast for the Insurance industry in Japan.
分析記事 • Mar 01Why Investors Shouldn't Be Surprised By FP Partner Inc.'s (TSE:7388) P/EWhen close to half the companies in Japan have price-to-earnings ratios (or "P/E's") below 14x, you may consider FP...
お知らせ • Jan 28FP Partner Inc. to Report Q1, 2024 Results on Apr 15, 2024FP Partner Inc. announced that they will report Q1, 2024 results on Apr 15, 2024
お知らせ • Jan 25+ 2 more updatesFP Partner Inc. Announces Year-End Ordinary Dividend for the Fiscal Year Ended November 30, 2023, Payable on February 28, 2024FP Partner Inc. announced a year-end ordinary dividend of JPY 75.00 per share for the fiscal year ended November 30, 2023. The scheduled date of dividend payment is February 14, 2024.
Valuation Update With 7 Day Price Move • Jan 23Investor sentiment improves as stock rises 17%After last week's 17% share price gain to JP¥5,810, the stock trades at a forward P/E ratio of 29x. Average forward P/E is 13x in the Insurance industry in Japan. Total returns to shareholders of 133% over the past year.
お知らせ • Jan 17FP Partner Inc., Annual General Meeting, Feb 28, 2024FP Partner Inc., Annual General Meeting, Feb 28, 2024.
Reported Earnings • Jan 16Full year 2023 earnings released: EPS: JP¥172 (vs JP¥115 in FY 2022)Full year 2023 results: EPS: JP¥172 (up from JP¥115 in FY 2022). Revenue: JP¥30.6b (up 19% from FY 2022). Net income: JP¥3.95b (up 67% from FY 2022). Profit margin: 13% (up from 9.2% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.3% growth forecast for the Insurance industry in Japan.
お知らせ • Jan 15FP Partner Inc. (TSE:7388) announces an Equity Buyback for 200,000 shares, representing 0.86% for ¥1,000 million.FP Partner Inc. (TSE:7388) announces a share repurchase program. Under the program, the company will repurchase up to 200,000 shares, representing 0.86% of its total shares outstanding excluding treasury shares, for a total of ¥1,000 million. The purpose of repurchase program is to enhance the return to shareholders and improving capital efficiency and to enable flexible capital policy , while responding to changes in business environment. The repurchase program is valid till February 15, 2024.
Valuation Update With 7 Day Price Move • Nov 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to JP¥4,705, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 14x in the Insurance industry in Japan. Total returns to shareholders of 131% over the past year.
お知らせ • Nov 01FP Partner Inc. to Report Fiscal Year 2023 Results on Jan 15, 2024FP Partner Inc. announced that they will report fiscal year 2023 results on Jan 15, 2024
お知らせ • Oct 21FP Partner Inc. Provides Earnings Guidance for the Fiscal Year Ending November 30, 2023FP Partner Inc. provided earnings guidance for the fiscal year ending November 30, 2023. For the year, the company expects net sales to be JPY 29,973 million. Operating income to be JPY 5,510 million. Net income to be JPY 3,779 million. Net income per share to be JPY 164.34.
Valuation Update With 7 Day Price Move • Oct 18Investor sentiment improves as stock rises 18%After last week's 18% share price gain to JP¥4,190, the stock trades at a forward P/E ratio of 22x. Average forward P/E is 14x in the Insurance industry in Japan. Total returns to shareholders of 141% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥2,979 per share.
Reported Earnings • Oct 12Third quarter 2023 earnings released: EPS: JP¥31.54 (vs JP¥36.23 in 3Q 2022)Third quarter 2023 results: EPS: JP¥31.54. Revenue: JP¥8.34b (up 21% from 3Q 2022). Net income: JP¥1.45b (up 259% from 3Q 2022). Profit margin: 17% (up from 5.9% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan.
Buying Opportunity • Oct 05Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 16%. The fair value is estimated to be JP¥4,354, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 56% in the next 2 years.
Buying Opportunity • Sep 11Now 26% undervalued after recent price dropOver the last 90 days, the stock is down 28%. The fair value is estimated to be JP¥4,354, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 56% in the next 2 years.
お知らせ • Jul 30FP Partner Inc. to Report Q3, 2023 Results on Oct 11, 2023FP Partner Inc. announced that they will report Q3, 2023 results on Oct 11, 2023
お知らせ • Jan 29FP Partner Inc. to Report Q1, 2023 Results on Apr 14, 2023FP Partner Inc. announced that they will report Q1, 2023 results on Apr 14, 2023
お知らせ • Jan 15FP Partner Inc., Annual General Meeting, Feb 28, 2023FP Partner Inc., Annual General Meeting, Feb 28, 2023.
お知らせ • Nov 01FP Partner Inc. to Report Fiscal Year 2022 Results on Jan 13, 2023FP Partner Inc. announced that they will report fiscal year 2022 results on Jan 13, 2023
お知らせ • Sep 24FP Partner Inc. has completed an IPO in the amount of ¥7.8 billion.FP Partner Inc. has completed an IPO in the amount of ¥7.8 billion. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 3,000,000 Price\Range: ¥2600
