View ValuationIRRC 将来の成長Future 基準チェック /06現在、 IRRCの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Insurance 収益成長3.2%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesReported Earnings • May 20Third quarter 2026 earnings released: EPS: JP¥14.68 (vs JP¥17.35 in 3Q 2025)Third quarter 2026 results: EPS: JP¥14.68 (down from JP¥17.35 in 3Q 2025). Revenue: JP¥2.82b (up 22% from 3Q 2025). Net income: JP¥120.0m (down 16% from 3Q 2025). Profit margin: 4.3% (down from 6.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Buy Or Sell Opportunity • May 19Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 14% to JP¥771. The fair value is estimated to be JP¥968, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Earnings per share has grown by 57%.Reported Earnings • Feb 16Second quarter 2026 earnings released: EPS: JP¥13.94 (vs JP¥5.36 in 2Q 2025)Second quarter 2026 results: EPS: JP¥13.94 (up from JP¥5.36 in 2Q 2025). Revenue: JP¥2.71b (up 23% from 2Q 2025). Net income: JP¥114.0m (up 159% from 2Q 2025). Profit margin: 4.2% (up from 2.0% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Reported Earnings • Nov 19First quarter 2026 earnings released: EPS: JP¥6.60 (vs JP¥13.65 in 1Q 2025)First quarter 2026 results: EPS: JP¥6.60 (down from JP¥13.65 in 1Q 2025). Revenue: JP¥2.57b (up 13% from 1Q 2025). Net income: JP¥54.0m (down 52% from 1Q 2025). Profit margin: 2.1% (down from 4.9% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Reported Earnings • Oct 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.お知らせ • Aug 20+ 2 more updatesIRRC Corporation to Report Q3, 2026 Results on May 15, 2026IRRC Corporation announced that they will report Q3, 2026 results on May 15, 2026Reported Earnings • Aug 16Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.分析記事 • Aug 15Why We're Not Concerned About IRRC Corporation's (TSE:7325) Share PriceTSE:7325 1 Year Share Price vs Fair Value Explore IRRC's Fair Values from the Community and select yours When close to...Valuation Update With 7 Day Price Move • Aug 15Investor sentiment improves as stock rises 15%After last week's 15% share price gain to JP¥866, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 11x in the Insurance industry in Japan. Total returns to shareholders of 19% over the past three years.お知らせ • Aug 14IRRC Corporation, Annual General Meeting, Sep 26, 2025IRRC Corporation, Annual General Meeting, Sep 26, 2025.Buy Or Sell Opportunity • Aug 12Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 4.4% to JP¥756. The fair value is estimated to be JP¥627, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 10% per annum. Earnings are also forecast to grow by 19% per annum over the same time period.Upcoming Dividend • Jun 20Upcoming dividend of JP¥30.00 per shareEligible shareholders must have bought the stock before 27 June 2025. Payment date: 29 September 2025. Payout ratio is a comfortable 39% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of Japanese dividend payers (4.0%). Lower than average of industry peers (3.9%).Buy Or Sell Opportunity • Jun 17Now 23% overvalued after recent price riseOver the last 90 days, the stock has risen 16% to JP¥777. The fair value is estimated to be JP¥632, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 11% per annum. Earnings are also forecast to grow by 21% per annum over the same time period.お知らせ • Jun 03IRRC Corporation to Report Fiscal Year 2025 Results on Aug 14, 2025IRRC Corporation announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Aug 14, 2025Buy Or Sell Opportunity • May 27Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 17% to JP¥765. The fair value is estimated to be JP¥632, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 11% per annum. Earnings are also forecast to grow by 21% per annum over the same time period.Reported Earnings • May 21Third quarter 2025 earnings released: EPS: JP¥17.35 (vs JP¥13.74 in 3Q 2024)Third quarter 2025 results: EPS: JP¥17.35 (up from JP¥13.74 in 3Q 2024). Revenue: JP¥2.31b (up 10% from 3Q 2024). Net income: JP¥142.0m (up 26% from 3Q 2024). Profit margin: 6.2% (up from 5.4% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Reported Earnings • Feb 16Second quarter 2025 earnings released: EPS: JP¥5.36 (vs JP¥11.55 in 2Q 2024)Second quarter 2025 results: EPS: JP¥5.36 (down from JP¥11.55 in 2Q 2024). Revenue: JP¥2.21b (up 8.1% from 2Q 2024). Net income: JP¥44.0m (down 54% from 2Q 2024). Profit margin: 2.0% (down from 4.7% in 2Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.お知らせ • Jan 16IRRC Corporation (TSE:7325) announces an Equity Buyback for 35,000 shares, representing 0.43% for ¥23.63 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 35,000 shares, representing 0.43% of its issued share capital for ¥23.63 million at a price of ¥675 per share. The purpose of the program is to improving capital efficiency. The repurchase program will expire on January 17, 2025. As of June 30, 2024, the company had 8,207,333 shares outstanding (excluding treasury stock) and 500,667 shares in treasury.New Risk • Jan 12New major risk - Financial data availabilityThe company has not reported any financial data. This is considered a major risk. With no or incomplete audited reported financial data, it is virtually impossible to assess the company's investment potential. Currently, the following risks have been identified for the company: Major Risk No financial data reported. Minor Risk Market cap is less than US$100m (JP¥5.61b market cap, or US$35.5m).New Risk • Nov 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 8.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.5% average weekly change). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (JP¥5.47b market cap, or US$36.1m).お知らせ • Oct 17+ 2 more updatesIRRC Corporation to Report Q2, 2025 Results on Feb 14, 2025IRRC Corporation announced that they will report Q2, 2025 results on Feb 14, 2025Reported Earnings • Oct 03Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: JP¥42.36 (up from JP¥1.85 in FY 2023). Revenue: JP¥7.92b (up 32% from FY 2023). Net income: JP¥351.0m (up JP¥335.0m from FY 2023). Profit margin: 4.4% (up from 0.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 60%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.Reported Earnings • Aug 28Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: JP¥42.36 (up from JP¥1.85 in FY 2023). Revenue: JP¥7.92b (up 32% from FY 2023). Net income: JP¥351.0m (up JP¥335.0m from FY 2023). Profit margin: 4.4% (up from 0.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 60%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.お知らせ • Aug 26IRRC Corporation, Annual General Meeting, Sep 26, 2024IRRC Corporation, Annual General Meeting, Sep 26, 2024.New Risk • Aug 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 8.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.9% average weekly change). Market cap is less than US$100m (JP¥7.00b market cap, or US$48.6m).Buy Or Sell Opportunity • Aug 26Now 29% overvalued after recent price riseOver the last 90 days, the stock has risen 13% to JP¥850. The fair value is estimated to be JP¥658, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has declined by 38%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 26% per annum over the same time period.Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to JP¥591, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 13x in the Insurance industry in Japan. Total loss to shareholders of 30% over the past three years.お知らせ • Aug 02IRRC Corporation (TSE:7325) completed the acquisition of walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd for ¥100 million.IRRC Corporation (TSE:7325) entered into a memorandum of understanding to acquire to acquire walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd on June 14, 2024. The expected completion of the transaction is August 1, 2024. IRRC Corporation (TSE:7325) completed the acquisition of walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd for ¥100 million on August 1, 2024. As of March 31, 2024, walk-in insurance shop business reported sales of ¥184 million and operating loss of ¥1 million.Upcoming Dividend • Jun 20Upcoming dividend of JP¥15.00 per shareEligible shareholders must have bought the stock before 27 June 2024. Payment date: 30 September 2024. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of Japanese dividend payers (3.4%). Lower than average of industry peers (3.1%).お知らせ • Jun 05IRRC Corporation to Report Fiscal Year 2024 Results on Aug 14, 2024IRRC Corporation announced that they will report fiscal year 2024 results on Aug 14, 2024Reported Earnings • May 21Third quarter 2024 earnings released: EPS: JP¥13.74 (vs JP¥8.41 loss in 3Q 2023)Third quarter 2024 results: EPS: JP¥13.74 (up from JP¥8.41 loss in 3Q 2023). Revenue: JP¥2.09b (up 42% from 3Q 2023). Net income: JP¥113.0m (up JP¥186.0m from 3Q 2023). Profit margin: 5.4% (up from net loss in 3Q 2023). The move to profitability was driven by higher revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 1.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.New Risk • May 01New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 8.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.2% average weekly change). Minor Risks Dividend is not well covered by earnings (245% payout ratio). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin). Market cap is less than US$100m (JP¥5.98b market cap, or US$37.9m).分析記事 • Mar 07IRRC Corporation's (TSE:7325) Shares Leap 35% Yet They're Still Not Telling The Full StoryIRRC Corporation ( TSE:7325 ) shareholders have had their patience rewarded with a 35% share price jump in the last...New Risk • Mar 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (245% payout ratio). Share price has been volatile over the past 3 months (7.1% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin). Market cap is less than US$100m (JP¥7.73b market cap, or US$52.3m).お知らせ • Feb 24IRRC Corporation to Report Q3, 2024 Results on May 15, 2024IRRC Corporation announced that they will report Q3, 2024 results on May 15, 2024Reported Earnings • Feb 17Second quarter 2024 earnings released: EPS: JP¥11.55 (vs JP¥3.22 in 2Q 2023)Second quarter 2024 results: EPS: JP¥11.55 (up from JP¥3.22 in 2Q 2023). Revenue: JP¥2.05b (up 29% from 2Q 2023). Net income: JP¥96.0m (up 243% from 2Q 2023). Profit margin: 4.7% (up from 1.8% in 2Q 2023). Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 1.8% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.Buy Or Sell Opportunity • Feb 15Now 27% overvalued after recent price riseOver the last 90 days, the stock has risen 7.0% to JP¥749. The fair value is estimated to be JP¥591, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years. Meanwhile, the company became loss making.お知らせ • Nov 30IRRC Corporation to Report Q2, 2024 Results on Feb 14, 2024IRRC Corporation announced that they will report Q2, 2024 results on Feb 14, 2024Reported Earnings • Nov 19First quarter 2024 earnings released: EPS: JP¥1.67 (vs JP¥5.32 in 1Q 2023)First quarter 2024 results: EPS: JP¥1.67 (down from JP¥5.32 in 1Q 2023). Revenue: JP¥1.53b (up 18% from 1Q 2023). Net income: JP¥14.0m (down 70% from 1Q 2023). Profit margin: 0.9% (down from 3.5% in 1Q 2023). Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.お知らせ • Sep 30IRRC Corporation to Report Q1, 2024 Results on Nov 14, 2023IRRC Corporation announced that they will report Q1, 2024 results on Nov 14, 2023お知らせ • Aug 19IRRC Corporation (TSE:7325) announces an Equity Buyback for 200,000 shares, representing 2.38% for ¥160 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 200,000 shares, representing 2.38% of its issued share capital for ¥160 million. The purpose of the program is to improving capital efficiency and returning profits to shareholders. The repurchase program will expire on February 20, 2024. As of June 30, 2023, the company had 8,407,333 shares outstanding(excluding treasury stock) and 300,667 shares in treasury.お知らせ • Aug 16IRRC Corporation, Annual General Meeting, Sep 28, 2023IRRC Corporation, Annual General Meeting, Sep 28, 2023.Reported Earnings • Aug 16Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2023 results: EPS: JP¥1.85 (down from JP¥29.83 in FY 2022). Revenue: JP¥6.00b (up 16% from FY 2022). Net income: JP¥16.0m (down 94% from FY 2022). Profit margin: 0.3% (down from 4.9% in FY 2022). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) missed analyst estimates by 84%. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.Upcoming Dividend • Jun 22Upcoming dividend of JP¥15.00 per share at 1.9% yieldEligible shareholders must have bought the stock before 29 June 2023. Payment date: 30 September 2023. The company is paying out more than 100% of its earnings and cash flow. Trailing yield: 1.9%. Lower than top quartile of Japanese dividend payers (3.5%). Lower than average of industry peers (4.1%).お知らせ • Jun 03IRRC Corporation to Report Fiscal Year 2023 Results on Aug 14, 2023IRRC Corporation announced that they will report fiscal year 2023 results on Aug 14, 2023Reported Earnings • May 19Third quarter 2023 earnings released: JP¥8.41 loss per share (vs JP¥8.30 profit in 3Q 2022)Third quarter 2023 results: JP¥8.41 loss per share (down from JP¥8.30 profit in 3Q 2022). Revenue: JP¥1.47b (up 13% from 3Q 2022). Net loss: JP¥73.0m (down 203% from profit in 3Q 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, while revenues in the Insurance industry in Japan are expected to remain flat. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 16% per year.Reported Earnings • Feb 17Second quarter 2023 earnings released: EPS: JP¥3.22 (vs JP¥6.56 in 2Q 2022)Second quarter 2023 results: EPS: JP¥3.22 (down from JP¥6.56 in 2Q 2022). Revenue: JP¥1.59b (up 24% from 2Q 2022). Net income: JP¥28.0m (down 50% from 2Q 2022). Profit margin: 1.8% (down from 4.4% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, while revenues in the Insurance industry in Japan are expected to remain flat. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has fallen by 16% per year, which means it is performing significantly worse than earnings.お知らせ • Feb 15IRRC Corporation (TSE:7325) announces an Equity Buyback for 500,000 shares, representing 5.74% for ¥400 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 500,000 shares, representing 5.74% of its issued share capital for ¥400 million. The purpose of the program is to improving capital efficiency and returning profits to shareholders. The repurchase program will expire on August 14, 2023. As of December 31, 2022, the company had 8,707,633 shares outstanding and 367 shares in treasury.Reported Earnings • Nov 16First quarter 2023 earnings released: EPS: JP¥5.32 (vs JP¥6.44 in 1Q 2022)First quarter 2023 results: EPS: JP¥5.32 (down from JP¥6.44 in 1Q 2022). Revenue: JP¥1.30b (up 3.4% from 1Q 2022). Net income: JP¥46.0m (down 16% from 1Q 2022). Profit margin: 3.5% (down from 4.4% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 1.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has fallen by 18% per year, which means it is performing significantly worse than earnings.Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. 1 independent director (2 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Reported Earnings • Oct 06Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: JP¥29.83 (up from JP¥27.29 in FY 2021). Revenue: JP¥5.20b (up 12% from FY 2021). Net income: JP¥255.0m (up 9.4% from FY 2021). Profit margin: 4.9% (down from 5.0% in FY 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 15%. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 1.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings.お知らせ • Aug 28+ 2 more updatesIRRC Corporation to Report Q3, 2023 Results on May 15, 2023IRRC Corporation announced that they will report Q3, 2023 results on May 15, 2023お知らせ • Aug 14IRRC Corporation, Annual General Meeting, Sep 29, 2022IRRC Corporation, Annual General Meeting, Sep 29, 2022.Reported Earnings • Aug 14Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: JP¥29.83 (up from JP¥27.29 in FY 2021). Revenue: JP¥5.20b (up 12% from FY 2021). Net income: JP¥255.0m (up 9.4% from FY 2021). Profit margin: 4.9% (down from 5.0% in FY 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 15%. Over the next year, revenue is forecast to grow 7.7%, compared to a 4.7% growth forecast for the insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 12% per year whereas the company’s share price has fallen by 14% per year.Upcoming Dividend • Jun 22Upcoming dividend of JP¥12.00 per shareEligible shareholders must have bought the stock before 29 June 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 43% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of Japanese dividend payers (3.8%). Lower than average of industry peers (4.2%).お知らせ • Jun 03IRRC Corporation to Report Fiscal Year 2022 Results on Aug 12, 2022IRRC Corporation announced that they will report fiscal year 2022 results on Aug 12, 2022Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. 1 independent director (2 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • Apr 08IRRC Corporation to Report Q3, 2022 Results on May 13, 2022IRRC Corporation announced that they will report Q3, 2022 results on May 13, 2022Reported Earnings • Feb 16Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: EPS: JP¥6.56 (up from JP¥3.63 in 2Q 2021). Revenue: JP¥1.28b (up 13% from 2Q 2021). Net income: JP¥56.0m (up 81% from 2Q 2021). Profit margin: 4.4% (up from 2.7% in 2Q 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 6.6%. Earnings per share (EPS) also missed analyst estimates by 18%. Over the next year, revenue is forecast to grow 21%, compared to a 1.9% growth forecast for the industry in Japan. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 10% per year.Reported Earnings • Nov 15First quarter 2022 earnings released: EPS JP¥6.44 (vs JP¥0.47 in 1Q 2021)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2022 results: Revenue: JP¥1.26b (up 23% from 1Q 2021). Net income: JP¥55.0m (up JP¥51.0m from 1Q 2021). Profit margin: 4.4% (up from 0.4% in 1Q 2021). The increase in margin was driven by higher revenue.Reported Earnings • Oct 05Full year 2021 earnings released: EPS JP¥27.29 (vs JP¥37.83 in FY 2020)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2021 results: Revenue: JP¥4.64b (up 11% from FY 2020). Net income: JP¥233.0m (down 28% from FY 2020). Profit margin: 5.0% (down from 7.7% in FY 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.Upcoming Dividend • Jun 22Upcoming dividend of JP¥12.00 per shareEligible shareholders must have bought the stock before 29 June 2021. Payment date: 30 September 2021. Trailing yield: 1.2%. Lower than top quartile of Japanese dividend payers (3.0%). Lower than average of industry peers (4.6%).Reported Earnings • May 17Third quarter 2021 earnings released: EPS JP¥16.28 (vs JP¥14.17 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: JP¥1.23b (up 11% from 3Q 2020). Net income: JP¥139.0m (up 15% from 3Q 2020). Profit margin: 11% (in line with 3Q 2020).Valuation Update With 7 Day Price Move • Apr 19Investor sentiment improved over the past weekAfter last week's 18% share price gain to JP¥1,367, the stock trades at a forward P/E ratio of 35x. Average forward P/E is 10x in the Insurance industry in Japan. Total returns to shareholders of 21% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥736 per share.Reported Earnings • Feb 14Second quarter 2021 earnings released: EPS JP¥3.63 (vs JP¥10.19 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: JP¥1.14b (up 5.2% from 2Q 2020). Net income: JP¥31.0m (down 64% from 2Q 2020). Profit margin: 2.7% (down from 8.0% in 2Q 2020). The decrease in margin was driven by higher expenses.Valuation Update With 7 Day Price Move • Dec 25Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to JP¥946, the stock is trading at a trailing P/E ratio of 30.9x, down from the previous P/E ratio of 36.8x. This compares to an average P/E of 20x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 30%.Valuation Update With 7 Day Price Move • Dec 18Investor sentiment improved over the past weekAfter last week's 18% share price gain to JP¥1,125, the stock is trading at a trailing P/E ratio of 36.8x, up from the previous P/E ratio of 31.3x. This compares to an average P/E of 21x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 12%.Valuation Update With 7 Day Price Move • Dec 01Market bids up stock over the past weekAfter last week's 33% share price gain to JP¥1,112, the stock is trading at a trailing P/E ratio of 36.4x, up from the previous P/E ratio of 27.4x. This compares to an average P/E of 20x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 18%.お知らせ • Sep 03+ 2 more updatesIRRC Corporation to Report Q1, 2021 Results on Nov 13, 2020IRRC Corporation announced that they will report Q1, 2021 results on Nov 13, 2020 このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、IRRC は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測TSE:7325 - アナリストの将来予測と過去の財務データ ( )JPY Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/202610,738425N/AN/AN/A12/31/202510,227447527982N/A9/30/20259,727377N/AN/AN/A6/30/20259,4244356961,075N/A3/31/20259,041426N/AN/AN/A12/31/20248,823397654989N/A9/30/20248,658449N/AN/AN/A6/30/20247,921351665983N/A3/31/20247,311238N/AN/AN/A12/31/20236,69352181468N/A9/30/20236,234-16N/AN/AN/A6/30/20236,00416-89208N/A3/31/20235,71974N/AN/AN/A12/31/20225,54921857358N/A9/30/20225,242246N/AN/AN/A6/30/20225,199255316614N/A3/31/20225,083241N/AN/AN/A12/31/20215,013309321663N/A9/30/20214,870284N/AN/AN/A6/30/20214,638233123433N/A3/31/20214,397223N/AN/AN/A12/31/20204,276205115333N/A9/30/20204,220261N/AN/AN/A6/30/20204,169323-5203N/A3/31/20204,045288N/AN/AN/A12/31/20194,167359N/A303N/A9/30/20193,990333N/AN/AN/A6/30/20193,870327N/A712N/A3/31/20193,810341N/AN/AN/A6/30/20183,093174N/A197N/A6/30/20172,848186N/AN/AN/A6/30/20162,434126N/AN/AN/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 7325の予測収益成長が 貯蓄率 ( 0.8% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: 7325の収益がJP市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: 7325の収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: 7325の収益がJP市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: 7325の収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 7325の 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/26 19:02終値2026/05/26 00:00収益2026/03/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋IRRC Corporation 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Hiroshi NayaIchiyoshi Research Institute Inc.
Reported Earnings • May 20Third quarter 2026 earnings released: EPS: JP¥14.68 (vs JP¥17.35 in 3Q 2025)Third quarter 2026 results: EPS: JP¥14.68 (down from JP¥17.35 in 3Q 2025). Revenue: JP¥2.82b (up 22% from 3Q 2025). Net income: JP¥120.0m (down 16% from 3Q 2025). Profit margin: 4.3% (down from 6.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Buy Or Sell Opportunity • May 19Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 14% to JP¥771. The fair value is estimated to be JP¥968, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Earnings per share has grown by 57%.
Reported Earnings • Feb 16Second quarter 2026 earnings released: EPS: JP¥13.94 (vs JP¥5.36 in 2Q 2025)Second quarter 2026 results: EPS: JP¥13.94 (up from JP¥5.36 in 2Q 2025). Revenue: JP¥2.71b (up 23% from 2Q 2025). Net income: JP¥114.0m (up 159% from 2Q 2025). Profit margin: 4.2% (up from 2.0% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Nov 19First quarter 2026 earnings released: EPS: JP¥6.60 (vs JP¥13.65 in 1Q 2025)First quarter 2026 results: EPS: JP¥6.60 (down from JP¥13.65 in 1Q 2025). Revenue: JP¥2.57b (up 13% from 1Q 2025). Net income: JP¥54.0m (down 52% from 1Q 2025). Profit margin: 2.1% (down from 4.9% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Oct 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
お知らせ • Aug 20+ 2 more updatesIRRC Corporation to Report Q3, 2026 Results on May 15, 2026IRRC Corporation announced that they will report Q3, 2026 results on May 15, 2026
Reported Earnings • Aug 16Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
分析記事 • Aug 15Why We're Not Concerned About IRRC Corporation's (TSE:7325) Share PriceTSE:7325 1 Year Share Price vs Fair Value Explore IRRC's Fair Values from the Community and select yours When close to...
Valuation Update With 7 Day Price Move • Aug 15Investor sentiment improves as stock rises 15%After last week's 15% share price gain to JP¥866, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 11x in the Insurance industry in Japan. Total returns to shareholders of 19% over the past three years.
お知らせ • Aug 14IRRC Corporation, Annual General Meeting, Sep 26, 2025IRRC Corporation, Annual General Meeting, Sep 26, 2025.
Buy Or Sell Opportunity • Aug 12Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 4.4% to JP¥756. The fair value is estimated to be JP¥627, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 10% per annum. Earnings are also forecast to grow by 19% per annum over the same time period.
Upcoming Dividend • Jun 20Upcoming dividend of JP¥30.00 per shareEligible shareholders must have bought the stock before 27 June 2025. Payment date: 29 September 2025. Payout ratio is a comfortable 39% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of Japanese dividend payers (4.0%). Lower than average of industry peers (3.9%).
Buy Or Sell Opportunity • Jun 17Now 23% overvalued after recent price riseOver the last 90 days, the stock has risen 16% to JP¥777. The fair value is estimated to be JP¥632, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 11% per annum. Earnings are also forecast to grow by 21% per annum over the same time period.
お知らせ • Jun 03IRRC Corporation to Report Fiscal Year 2025 Results on Aug 14, 2025IRRC Corporation announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Aug 14, 2025
Buy Or Sell Opportunity • May 27Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 17% to JP¥765. The fair value is estimated to be JP¥632, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 11% per annum. Earnings are also forecast to grow by 21% per annum over the same time period.
Reported Earnings • May 21Third quarter 2025 earnings released: EPS: JP¥17.35 (vs JP¥13.74 in 3Q 2024)Third quarter 2025 results: EPS: JP¥17.35 (up from JP¥13.74 in 3Q 2024). Revenue: JP¥2.31b (up 10% from 3Q 2024). Net income: JP¥142.0m (up 26% from 3Q 2024). Profit margin: 6.2% (up from 5.4% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Reported Earnings • Feb 16Second quarter 2025 earnings released: EPS: JP¥5.36 (vs JP¥11.55 in 2Q 2024)Second quarter 2025 results: EPS: JP¥5.36 (down from JP¥11.55 in 2Q 2024). Revenue: JP¥2.21b (up 8.1% from 2Q 2024). Net income: JP¥44.0m (down 54% from 2Q 2024). Profit margin: 2.0% (down from 4.7% in 2Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
お知らせ • Jan 16IRRC Corporation (TSE:7325) announces an Equity Buyback for 35,000 shares, representing 0.43% for ¥23.63 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 35,000 shares, representing 0.43% of its issued share capital for ¥23.63 million at a price of ¥675 per share. The purpose of the program is to improving capital efficiency. The repurchase program will expire on January 17, 2025. As of June 30, 2024, the company had 8,207,333 shares outstanding (excluding treasury stock) and 500,667 shares in treasury.
New Risk • Jan 12New major risk - Financial data availabilityThe company has not reported any financial data. This is considered a major risk. With no or incomplete audited reported financial data, it is virtually impossible to assess the company's investment potential. Currently, the following risks have been identified for the company: Major Risk No financial data reported. Minor Risk Market cap is less than US$100m (JP¥5.61b market cap, or US$35.5m).
New Risk • Nov 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 8.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.5% average weekly change). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (JP¥5.47b market cap, or US$36.1m).
お知らせ • Oct 17+ 2 more updatesIRRC Corporation to Report Q2, 2025 Results on Feb 14, 2025IRRC Corporation announced that they will report Q2, 2025 results on Feb 14, 2025
Reported Earnings • Oct 03Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: JP¥42.36 (up from JP¥1.85 in FY 2023). Revenue: JP¥7.92b (up 32% from FY 2023). Net income: JP¥351.0m (up JP¥335.0m from FY 2023). Profit margin: 4.4% (up from 0.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 60%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
Reported Earnings • Aug 28Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: JP¥42.36 (up from JP¥1.85 in FY 2023). Revenue: JP¥7.92b (up 32% from FY 2023). Net income: JP¥351.0m (up JP¥335.0m from FY 2023). Profit margin: 4.4% (up from 0.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 60%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
お知らせ • Aug 26IRRC Corporation, Annual General Meeting, Sep 26, 2024IRRC Corporation, Annual General Meeting, Sep 26, 2024.
New Risk • Aug 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 8.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.9% average weekly change). Market cap is less than US$100m (JP¥7.00b market cap, or US$48.6m).
Buy Or Sell Opportunity • Aug 26Now 29% overvalued after recent price riseOver the last 90 days, the stock has risen 13% to JP¥850. The fair value is estimated to be JP¥658, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has declined by 38%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 26% per annum over the same time period.
Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to JP¥591, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 13x in the Insurance industry in Japan. Total loss to shareholders of 30% over the past three years.
お知らせ • Aug 02IRRC Corporation (TSE:7325) completed the acquisition of walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd for ¥100 million.IRRC Corporation (TSE:7325) entered into a memorandum of understanding to acquire to acquire walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd on June 14, 2024. The expected completion of the transaction is August 1, 2024. IRRC Corporation (TSE:7325) completed the acquisition of walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd for ¥100 million on August 1, 2024. As of March 31, 2024, walk-in insurance shop business reported sales of ¥184 million and operating loss of ¥1 million.
Upcoming Dividend • Jun 20Upcoming dividend of JP¥15.00 per shareEligible shareholders must have bought the stock before 27 June 2024. Payment date: 30 September 2024. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of Japanese dividend payers (3.4%). Lower than average of industry peers (3.1%).
お知らせ • Jun 05IRRC Corporation to Report Fiscal Year 2024 Results on Aug 14, 2024IRRC Corporation announced that they will report fiscal year 2024 results on Aug 14, 2024
Reported Earnings • May 21Third quarter 2024 earnings released: EPS: JP¥13.74 (vs JP¥8.41 loss in 3Q 2023)Third quarter 2024 results: EPS: JP¥13.74 (up from JP¥8.41 loss in 3Q 2023). Revenue: JP¥2.09b (up 42% from 3Q 2023). Net income: JP¥113.0m (up JP¥186.0m from 3Q 2023). Profit margin: 5.4% (up from net loss in 3Q 2023). The move to profitability was driven by higher revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 1.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.
New Risk • May 01New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 8.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.2% average weekly change). Minor Risks Dividend is not well covered by earnings (245% payout ratio). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin). Market cap is less than US$100m (JP¥5.98b market cap, or US$37.9m).
分析記事 • Mar 07IRRC Corporation's (TSE:7325) Shares Leap 35% Yet They're Still Not Telling The Full StoryIRRC Corporation ( TSE:7325 ) shareholders have had their patience rewarded with a 35% share price jump in the last...
New Risk • Mar 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (245% payout ratio). Share price has been volatile over the past 3 months (7.1% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin). Market cap is less than US$100m (JP¥7.73b market cap, or US$52.3m).
お知らせ • Feb 24IRRC Corporation to Report Q3, 2024 Results on May 15, 2024IRRC Corporation announced that they will report Q3, 2024 results on May 15, 2024
Reported Earnings • Feb 17Second quarter 2024 earnings released: EPS: JP¥11.55 (vs JP¥3.22 in 2Q 2023)Second quarter 2024 results: EPS: JP¥11.55 (up from JP¥3.22 in 2Q 2023). Revenue: JP¥2.05b (up 29% from 2Q 2023). Net income: JP¥96.0m (up 243% from 2Q 2023). Profit margin: 4.7% (up from 1.8% in 2Q 2023). Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 1.8% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
Buy Or Sell Opportunity • Feb 15Now 27% overvalued after recent price riseOver the last 90 days, the stock has risen 7.0% to JP¥749. The fair value is estimated to be JP¥591, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years. Meanwhile, the company became loss making.
お知らせ • Nov 30IRRC Corporation to Report Q2, 2024 Results on Feb 14, 2024IRRC Corporation announced that they will report Q2, 2024 results on Feb 14, 2024
Reported Earnings • Nov 19First quarter 2024 earnings released: EPS: JP¥1.67 (vs JP¥5.32 in 1Q 2023)First quarter 2024 results: EPS: JP¥1.67 (down from JP¥5.32 in 1Q 2023). Revenue: JP¥1.53b (up 18% from 1Q 2023). Net income: JP¥14.0m (down 70% from 1Q 2023). Profit margin: 0.9% (down from 3.5% in 1Q 2023). Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
お知らせ • Sep 30IRRC Corporation to Report Q1, 2024 Results on Nov 14, 2023IRRC Corporation announced that they will report Q1, 2024 results on Nov 14, 2023
お知らせ • Aug 19IRRC Corporation (TSE:7325) announces an Equity Buyback for 200,000 shares, representing 2.38% for ¥160 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 200,000 shares, representing 2.38% of its issued share capital for ¥160 million. The purpose of the program is to improving capital efficiency and returning profits to shareholders. The repurchase program will expire on February 20, 2024. As of June 30, 2023, the company had 8,407,333 shares outstanding(excluding treasury stock) and 300,667 shares in treasury.
お知らせ • Aug 16IRRC Corporation, Annual General Meeting, Sep 28, 2023IRRC Corporation, Annual General Meeting, Sep 28, 2023.
Reported Earnings • Aug 16Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2023 results: EPS: JP¥1.85 (down from JP¥29.83 in FY 2022). Revenue: JP¥6.00b (up 16% from FY 2022). Net income: JP¥16.0m (down 94% from FY 2022). Profit margin: 0.3% (down from 4.9% in FY 2022). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) missed analyst estimates by 84%. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
Upcoming Dividend • Jun 22Upcoming dividend of JP¥15.00 per share at 1.9% yieldEligible shareholders must have bought the stock before 29 June 2023. Payment date: 30 September 2023. The company is paying out more than 100% of its earnings and cash flow. Trailing yield: 1.9%. Lower than top quartile of Japanese dividend payers (3.5%). Lower than average of industry peers (4.1%).
お知らせ • Jun 03IRRC Corporation to Report Fiscal Year 2023 Results on Aug 14, 2023IRRC Corporation announced that they will report fiscal year 2023 results on Aug 14, 2023
Reported Earnings • May 19Third quarter 2023 earnings released: JP¥8.41 loss per share (vs JP¥8.30 profit in 3Q 2022)Third quarter 2023 results: JP¥8.41 loss per share (down from JP¥8.30 profit in 3Q 2022). Revenue: JP¥1.47b (up 13% from 3Q 2022). Net loss: JP¥73.0m (down 203% from profit in 3Q 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, while revenues in the Insurance industry in Japan are expected to remain flat. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 16% per year.
Reported Earnings • Feb 17Second quarter 2023 earnings released: EPS: JP¥3.22 (vs JP¥6.56 in 2Q 2022)Second quarter 2023 results: EPS: JP¥3.22 (down from JP¥6.56 in 2Q 2022). Revenue: JP¥1.59b (up 24% from 2Q 2022). Net income: JP¥28.0m (down 50% from 2Q 2022). Profit margin: 1.8% (down from 4.4% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, while revenues in the Insurance industry in Japan are expected to remain flat. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has fallen by 16% per year, which means it is performing significantly worse than earnings.
お知らせ • Feb 15IRRC Corporation (TSE:7325) announces an Equity Buyback for 500,000 shares, representing 5.74% for ¥400 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 500,000 shares, representing 5.74% of its issued share capital for ¥400 million. The purpose of the program is to improving capital efficiency and returning profits to shareholders. The repurchase program will expire on August 14, 2023. As of December 31, 2022, the company had 8,707,633 shares outstanding and 367 shares in treasury.
Reported Earnings • Nov 16First quarter 2023 earnings released: EPS: JP¥5.32 (vs JP¥6.44 in 1Q 2022)First quarter 2023 results: EPS: JP¥5.32 (down from JP¥6.44 in 1Q 2022). Revenue: JP¥1.30b (up 3.4% from 1Q 2022). Net income: JP¥46.0m (down 16% from 1Q 2022). Profit margin: 3.5% (down from 4.4% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 1.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has fallen by 18% per year, which means it is performing significantly worse than earnings.
Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. 1 independent director (2 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Reported Earnings • Oct 06Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: JP¥29.83 (up from JP¥27.29 in FY 2021). Revenue: JP¥5.20b (up 12% from FY 2021). Net income: JP¥255.0m (up 9.4% from FY 2021). Profit margin: 4.9% (down from 5.0% in FY 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 15%. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 1.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings.
お知らせ • Aug 28+ 2 more updatesIRRC Corporation to Report Q3, 2023 Results on May 15, 2023IRRC Corporation announced that they will report Q3, 2023 results on May 15, 2023
お知らせ • Aug 14IRRC Corporation, Annual General Meeting, Sep 29, 2022IRRC Corporation, Annual General Meeting, Sep 29, 2022.
Reported Earnings • Aug 14Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: JP¥29.83 (up from JP¥27.29 in FY 2021). Revenue: JP¥5.20b (up 12% from FY 2021). Net income: JP¥255.0m (up 9.4% from FY 2021). Profit margin: 4.9% (down from 5.0% in FY 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 15%. Over the next year, revenue is forecast to grow 7.7%, compared to a 4.7% growth forecast for the insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 12% per year whereas the company’s share price has fallen by 14% per year.
Upcoming Dividend • Jun 22Upcoming dividend of JP¥12.00 per shareEligible shareholders must have bought the stock before 29 June 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 43% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of Japanese dividend payers (3.8%). Lower than average of industry peers (4.2%).
お知らせ • Jun 03IRRC Corporation to Report Fiscal Year 2022 Results on Aug 12, 2022IRRC Corporation announced that they will report fiscal year 2022 results on Aug 12, 2022
Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. 1 independent director (2 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • Apr 08IRRC Corporation to Report Q3, 2022 Results on May 13, 2022IRRC Corporation announced that they will report Q3, 2022 results on May 13, 2022
Reported Earnings • Feb 16Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: EPS: JP¥6.56 (up from JP¥3.63 in 2Q 2021). Revenue: JP¥1.28b (up 13% from 2Q 2021). Net income: JP¥56.0m (up 81% from 2Q 2021). Profit margin: 4.4% (up from 2.7% in 2Q 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 6.6%. Earnings per share (EPS) also missed analyst estimates by 18%. Over the next year, revenue is forecast to grow 21%, compared to a 1.9% growth forecast for the industry in Japan. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 10% per year.
Reported Earnings • Nov 15First quarter 2022 earnings released: EPS JP¥6.44 (vs JP¥0.47 in 1Q 2021)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2022 results: Revenue: JP¥1.26b (up 23% from 1Q 2021). Net income: JP¥55.0m (up JP¥51.0m from 1Q 2021). Profit margin: 4.4% (up from 0.4% in 1Q 2021). The increase in margin was driven by higher revenue.
Reported Earnings • Oct 05Full year 2021 earnings released: EPS JP¥27.29 (vs JP¥37.83 in FY 2020)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2021 results: Revenue: JP¥4.64b (up 11% from FY 2020). Net income: JP¥233.0m (down 28% from FY 2020). Profit margin: 5.0% (down from 7.7% in FY 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
Upcoming Dividend • Jun 22Upcoming dividend of JP¥12.00 per shareEligible shareholders must have bought the stock before 29 June 2021. Payment date: 30 September 2021. Trailing yield: 1.2%. Lower than top quartile of Japanese dividend payers (3.0%). Lower than average of industry peers (4.6%).
Reported Earnings • May 17Third quarter 2021 earnings released: EPS JP¥16.28 (vs JP¥14.17 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: JP¥1.23b (up 11% from 3Q 2020). Net income: JP¥139.0m (up 15% from 3Q 2020). Profit margin: 11% (in line with 3Q 2020).
Valuation Update With 7 Day Price Move • Apr 19Investor sentiment improved over the past weekAfter last week's 18% share price gain to JP¥1,367, the stock trades at a forward P/E ratio of 35x. Average forward P/E is 10x in the Insurance industry in Japan. Total returns to shareholders of 21% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥736 per share.
Reported Earnings • Feb 14Second quarter 2021 earnings released: EPS JP¥3.63 (vs JP¥10.19 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: JP¥1.14b (up 5.2% from 2Q 2020). Net income: JP¥31.0m (down 64% from 2Q 2020). Profit margin: 2.7% (down from 8.0% in 2Q 2020). The decrease in margin was driven by higher expenses.
Valuation Update With 7 Day Price Move • Dec 25Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to JP¥946, the stock is trading at a trailing P/E ratio of 30.9x, down from the previous P/E ratio of 36.8x. This compares to an average P/E of 20x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 30%.
Valuation Update With 7 Day Price Move • Dec 18Investor sentiment improved over the past weekAfter last week's 18% share price gain to JP¥1,125, the stock is trading at a trailing P/E ratio of 36.8x, up from the previous P/E ratio of 31.3x. This compares to an average P/E of 21x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 12%.
Valuation Update With 7 Day Price Move • Dec 01Market bids up stock over the past weekAfter last week's 33% share price gain to JP¥1,112, the stock is trading at a trailing P/E ratio of 36.4x, up from the previous P/E ratio of 27.4x. This compares to an average P/E of 20x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 18%.
お知らせ • Sep 03+ 2 more updatesIRRC Corporation to Report Q1, 2021 Results on Nov 13, 2020IRRC Corporation announced that they will report Q1, 2021 results on Nov 13, 2020