View Future GrowthYolo Group 過去の業績過去 基準チェック /06Yolo Groupの収益は年間平均-22.8%の割合で減少していますが、 Insurance業界の収益は年間 増加しています。収益は年間13.9% 36.8%割合で 増加しています。主要情報-22.85%収益成長率-10.44%EPS成長率Insurance 業界の成長10.14%収益成長率36.78%株主資本利益率-25.63%ネット・マージン-26.78%前回の決算情報31 Dec 2025最近の業績更新Reported Earnings • Mar 31Full year 2025 earnings releasedFull year 2025 results: Revenue: €13.6m (up 40% from FY 2024). Net loss: €3.50m (loss widened 4.2% from FY 2024). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Insurance industry in Europe.Reported Earnings • Mar 27Full year 2023 earnings releasedFull year 2023 results: Revenue: €9.47m (up 106% from FY 2022). Net loss: €2.74m (loss widened 73% from FY 2022). Revenue is forecast to grow 54% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: €4.60m (up 162% from FY 2021). Net loss: €1.59m (loss widened 30% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Italy.すべての更新を表示Recent updatesNew Risk • Jun 26New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: €8.52m (US$9.71m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (€8.52m market cap, or US$9.71m). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€2.8m). Share price has been volatile over the past 3 months (6.6% average weekly change).New Risk • Jun 23New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 6.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€2.8m). Share price has been volatile over the past 3 months (6.3% average weekly change). Market cap is less than US$100m (€9.32m market cap, or US$10.6m).New Risk • Apr 26New minor risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow. Free cash flow: -€2.8m This is considered a minor risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€2.8m). Market cap is less than US$100m (€11.7m market cap, or US$13.7m).Reported Earnings • Mar 31Full year 2025 earnings releasedFull year 2025 results: Revenue: €13.6m (up 40% from FY 2024). Net loss: €3.50m (loss widened 4.2% from FY 2024). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Insurance industry in Europe.New Risk • Mar 30New major risk - Revenue and earnings growthEarnings have declined by 25% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 25% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€200k net loss in 2 years). Market cap is less than US$100m (€11.1m market cap, or US$12.7m).New Risk • Jan 22New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 6.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Share price has been highly volatile over the past 3 months (6.7% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€1.3m net loss in 2 years). Market cap is less than US$100m (€10.2m market cap, or US$12.0m).New Risk • Dec 08New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 5.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€1.3m net loss in 2 years). Share price has been volatile over the past 3 months (5.6% average weekly change). Market cap is less than US$100m (€13.9m market cap, or US$16.2m).Price Target Changed • Oct 26Price target decreased by 27% to €2.20Down from €3.00, the current price target is provided by 1 analyst. New target price is 79% above last closing price of €1.23. Stock is down 5.4% over the past year. The company posted a net loss per share of €0.27 last year.New Risk • Oct 24New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -€5.2m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Earnings have declined by 25% per year over the past 5 years. Minor Risk Market cap is less than US$100m (€16.2m market cap, or US$18.8m).分析記事 • Apr 30Yolo Group S.p.A.'s (BIT:YOLO) Subdued P/S Might Signal An OpportunityThere wouldn't be many who think Yolo Group S.p.A.'s ( BIT:YOLO ) price-to-sales (or "P/S") ratio of 1.5x is worth a...New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (45% increase in shares outstanding). Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Market cap is less than US$100m (€16.7m market cap, or US$19.0m).お知らせ • Mar 27Yolo Group S.p.A. (BIT:YOLO) completed the acquisition of 51% stake in Rcpolizza.It S.R.L.Yolo Group S.p.A. (BIT:YOLO) signed a contract to acquire 51% stake in Rcpolizza.It S.R.L. for €1.2 million on December 23, 2024. For the acquisition of 51% of the capital of RCPolizza.it, YOLO will pay, at closing, €1.25 million in a mixed form: 50% in cash and 50% in YOLO shares (with a valuation of €2 per share). There are put and call options on the remaining 49% of the capital, which can be exercised based on RCPolizza.it's performance as of December 31, 2027. RCPolizza.it has approx. 30 thousand active customers, a premium portfolio of approx. €9 million and expects to end 2024 with revenues of approx. €1.6 million , an EBITDA margin of approx. 20% and a positive NFP (cash) of approx. €0.5 million. The closing of the transaction is subject to the following suspensive condition: the fully satisfactory outcome of due diligence; the company's appraisal report certifying the value in the amount of €2.451 million; obtaining the necessary Authorizations Golden power; and the resolution by YOLO's shareholders' meeting of an increase in share capital to pay the expected portion of the price in shares. Yolo Group S.p.A. (BIT:YOLO) completed the acquisition of 51% stake in Rcpolizza.It S.R.L. on March 26, 2025.New Risk • Jan 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 45% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 29% per year over the past 5 years. Shareholders have been substantially diluted in the past year (45% increase in shares outstanding). Minor Risks Share price has been volatile over the past 3 months (6.9% average weekly change). Market cap is less than US$100m (€17.3m market cap, or US$17.8m).New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 29% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 29% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (6.7% average weekly change). Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€17.6m market cap, or US$19.0m).Breakeven Date Change • Oct 23Forecast to breakeven in 2025The analyst covering Yolo Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €1.20m in 2025. Average annual earnings growth of 119% is required to achieve expected profit on schedule.New Risk • Sep 25New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 6.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (6.5% average weekly change). Minor Risks Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€15.7m market cap, or US$17.5m).分析記事 • Sep 22Why We're Not Concerned Yet About Yolo Group S.p.A.'s (BIT:YOLO) 26% Share Price PlungeThe Yolo Group S.p.A. ( BIT:YOLO ) share price has fared very poorly over the last month, falling by a substantial 26...分析記事 • Jul 22Yolo Group S.p.A. (BIT:YOLO) Not Lagging Industry On Growth Or PricingWhen you see that almost half of the companies in the Insurance industry in Italy have price-to-sales ratios (or "P/S...New Risk • Jun 07New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 45% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.2% average weekly change). Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€17.7m market cap, or US$19.3m).Price Target Changed • May 12Price target decreased by 22% to €4.00Down from €5.10, the current price target is provided by 1 analyst. New target price is 122% above last closing price of €1.80. Stock is down 55% over the past year.Reported Earnings • Mar 27Full year 2023 earnings releasedFull year 2023 results: Revenue: €9.47m (up 106% from FY 2022). Net loss: €2.74m (loss widened 73% from FY 2022). Revenue is forecast to grow 54% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.New Risk • Dec 11New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 8.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.2% average weekly change). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€7.8m). Market cap is less than US$100m (€21.0m market cap, or US$22.6m).Board Change • Apr 21Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: €4.60m (up 162% from FY 2021). Net loss: €1.59m (loss widened 30% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Italy.Board Change • Mar 03Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Jan 23Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Breakeven Date Change • Dec 31Forecast to breakeven in 2025The 2 analysts covering Yolo Group expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €600.0k in 2025. Average annual earnings growth of 37% is required to achieve expected profit on schedule.Board Change • Dec 22Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. was the last director to join the board, commencing their role in . The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. was the last director to join the board, commencing their role in . The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.収支内訳Yolo Group の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史BIT:YOLO 収益、費用、利益 ( )EUR Millions日付収益収益G+A経費研究開発費31 Dec 2514-40030 Sep 2513-30030 Jun 2512-31031 Mar 2511-31031 Dec 2410-30030 Sep 2410-30030 Jun 2410-31031 Mar 2410-31031 Dec 239-31030 Sep 238-30030 Jun 237-20031 Mar 236-20031 Dec 225-20030 Sep 224-20030 Jun 223-20031 Mar 222-10031 Dec 212-10031 Dec 201-100質の高い収益: YOLOは現在利益が出ていません。利益率の向上: YOLOは現在利益が出ていません。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: YOLOは利益が出ておらず、過去 5 年間で損失は年間22.8%の割合で増加しています。成長の加速: YOLOの過去 1 年間の収益成長を 5 年間の平均と比較することはできません。現在は利益が出ていないためです。収益対業界: YOLOは利益が出ていないため、過去 1 年間の収益成長をInsurance業界 ( 19.1% ) と比較することは困難です。株主資本利益率高いROE: YOLOは現在利益が出ていないため、自己資本利益率 ( -25.63% ) はマイナスです。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YInsurance 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/12 02:51終値2026/07/10 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Yolo Group S.p.A. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Luigi TardellaEnVent Capital Markets Limited
Reported Earnings • Mar 31Full year 2025 earnings releasedFull year 2025 results: Revenue: €13.6m (up 40% from FY 2024). Net loss: €3.50m (loss widened 4.2% from FY 2024). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Insurance industry in Europe.
Reported Earnings • Mar 27Full year 2023 earnings releasedFull year 2023 results: Revenue: €9.47m (up 106% from FY 2022). Net loss: €2.74m (loss widened 73% from FY 2022). Revenue is forecast to grow 54% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.
Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: €4.60m (up 162% from FY 2021). Net loss: €1.59m (loss widened 30% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Italy.
New Risk • Jun 26New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: €8.52m (US$9.71m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (€8.52m market cap, or US$9.71m). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€2.8m). Share price has been volatile over the past 3 months (6.6% average weekly change).
New Risk • Jun 23New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 6.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€2.8m). Share price has been volatile over the past 3 months (6.3% average weekly change). Market cap is less than US$100m (€9.32m market cap, or US$10.6m).
New Risk • Apr 26New minor risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow. Free cash flow: -€2.8m This is considered a minor risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€2.8m). Market cap is less than US$100m (€11.7m market cap, or US$13.7m).
Reported Earnings • Mar 31Full year 2025 earnings releasedFull year 2025 results: Revenue: €13.6m (up 40% from FY 2024). Net loss: €3.50m (loss widened 4.2% from FY 2024). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Insurance industry in Europe.
New Risk • Mar 30New major risk - Revenue and earnings growthEarnings have declined by 25% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 25% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€200k net loss in 2 years). Market cap is less than US$100m (€11.1m market cap, or US$12.7m).
New Risk • Jan 22New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 6.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Share price has been highly volatile over the past 3 months (6.7% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€1.3m net loss in 2 years). Market cap is less than US$100m (€10.2m market cap, or US$12.0m).
New Risk • Dec 08New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 5.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€1.3m net loss in 2 years). Share price has been volatile over the past 3 months (5.6% average weekly change). Market cap is less than US$100m (€13.9m market cap, or US$16.2m).
Price Target Changed • Oct 26Price target decreased by 27% to €2.20Down from €3.00, the current price target is provided by 1 analyst. New target price is 79% above last closing price of €1.23. Stock is down 5.4% over the past year. The company posted a net loss per share of €0.27 last year.
New Risk • Oct 24New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -€5.2m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Earnings have declined by 25% per year over the past 5 years. Minor Risk Market cap is less than US$100m (€16.2m market cap, or US$18.8m).
分析記事 • Apr 30Yolo Group S.p.A.'s (BIT:YOLO) Subdued P/S Might Signal An OpportunityThere wouldn't be many who think Yolo Group S.p.A.'s ( BIT:YOLO ) price-to-sales (or "P/S") ratio of 1.5x is worth a...
New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (45% increase in shares outstanding). Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Market cap is less than US$100m (€16.7m market cap, or US$19.0m).
お知らせ • Mar 27Yolo Group S.p.A. (BIT:YOLO) completed the acquisition of 51% stake in Rcpolizza.It S.R.L.Yolo Group S.p.A. (BIT:YOLO) signed a contract to acquire 51% stake in Rcpolizza.It S.R.L. for €1.2 million on December 23, 2024. For the acquisition of 51% of the capital of RCPolizza.it, YOLO will pay, at closing, €1.25 million in a mixed form: 50% in cash and 50% in YOLO shares (with a valuation of €2 per share). There are put and call options on the remaining 49% of the capital, which can be exercised based on RCPolizza.it's performance as of December 31, 2027. RCPolizza.it has approx. 30 thousand active customers, a premium portfolio of approx. €9 million and expects to end 2024 with revenues of approx. €1.6 million , an EBITDA margin of approx. 20% and a positive NFP (cash) of approx. €0.5 million. The closing of the transaction is subject to the following suspensive condition: the fully satisfactory outcome of due diligence; the company's appraisal report certifying the value in the amount of €2.451 million; obtaining the necessary Authorizations Golden power; and the resolution by YOLO's shareholders' meeting of an increase in share capital to pay the expected portion of the price in shares. Yolo Group S.p.A. (BIT:YOLO) completed the acquisition of 51% stake in Rcpolizza.It S.R.L. on March 26, 2025.
New Risk • Jan 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 45% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 29% per year over the past 5 years. Shareholders have been substantially diluted in the past year (45% increase in shares outstanding). Minor Risks Share price has been volatile over the past 3 months (6.9% average weekly change). Market cap is less than US$100m (€17.3m market cap, or US$17.8m).
New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 29% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 29% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (6.7% average weekly change). Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€17.6m market cap, or US$19.0m).
Breakeven Date Change • Oct 23Forecast to breakeven in 2025The analyst covering Yolo Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €1.20m in 2025. Average annual earnings growth of 119% is required to achieve expected profit on schedule.
New Risk • Sep 25New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 6.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (6.5% average weekly change). Minor Risks Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€15.7m market cap, or US$17.5m).
分析記事 • Sep 22Why We're Not Concerned Yet About Yolo Group S.p.A.'s (BIT:YOLO) 26% Share Price PlungeThe Yolo Group S.p.A. ( BIT:YOLO ) share price has fared very poorly over the last month, falling by a substantial 26...
分析記事 • Jul 22Yolo Group S.p.A. (BIT:YOLO) Not Lagging Industry On Growth Or PricingWhen you see that almost half of the companies in the Insurance industry in Italy have price-to-sales ratios (or "P/S...
New Risk • Jun 07New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 45% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.2% average weekly change). Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€17.7m market cap, or US$19.3m).
Price Target Changed • May 12Price target decreased by 22% to €4.00Down from €5.10, the current price target is provided by 1 analyst. New target price is 122% above last closing price of €1.80. Stock is down 55% over the past year.
Reported Earnings • Mar 27Full year 2023 earnings releasedFull year 2023 results: Revenue: €9.47m (up 106% from FY 2022). Net loss: €2.74m (loss widened 73% from FY 2022). Revenue is forecast to grow 54% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.
New Risk • Dec 11New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 8.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.2% average weekly change). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€7.8m). Market cap is less than US$100m (€21.0m market cap, or US$22.6m).
Board Change • Apr 21Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: €4.60m (up 162% from FY 2021). Net loss: €1.59m (loss widened 30% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Italy.
Board Change • Mar 03Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Jan 23Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Breakeven Date Change • Dec 31Forecast to breakeven in 2025The 2 analysts covering Yolo Group expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €600.0k in 2025. Average annual earnings growth of 37% is required to achieve expected profit on schedule.
Board Change • Dec 22Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. was the last director to join the board, commencing their role in . The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. was the last director to join the board, commencing their role in . The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.