View Future GrowthAflac 過去の業績過去 基準チェック /46Aflacの収益は年間平均-4.6%の割合で減少していますが、 Insurance業界の収益は年間 増加しています。収益は年間13.3% 6.1%割合で 減少しています。 Aflacの自己資本利益率は15.5%であり、純利益率は25.6%です。主要情報-4.59%収益成長率1.26%EPS成長率Insurance 業界の成長10.14%収益成長率-6.11%株主資本利益率15.47%ネット・マージン25.60%次回の業績アップデート06 Aug 2026最近の業績更新Reported Earnings • May 08First quarter 2026 earnings released: EPS: US$1.99 (vs US$0.053 in 1Q 2025)First quarter 2026 results: EPS: US$1.99 (up from US$0.053 in 1Q 2025). Revenue: US$4.35b (up 28% from 1Q 2025). Net income: US$1.02b (up US$990.0m from 1Q 2025). Profit margin: 23% (up from 0.9% in 1Q 2025). The increase in margin was primarily driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 5.9% growth forecast for the Insurance industry in Europe.Reported Earnings • Feb 07Full year 2025 earnings released: EPS: US$6.84 (vs US$9.68 in FY 2024)Full year 2025 results: EPS: US$6.84 (down from US$9.68 in FY 2024). Revenue: US$17.2b (down 9.3% from FY 2024). Net income: US$3.65b (down 33% from FY 2024). Profit margin: 21% (down from 29% in FY 2024). Combined ratio: 79.8% (up from 63.9% in FY 2024). Revenue is forecast to grow 1.9% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe.Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: US$3.09 (vs US$0.17 loss in 3Q 2024)Third quarter 2025 results: EPS: US$3.09 (up from US$0.17 loss in 3Q 2024). Revenue: US$4.74b (up 61% from 3Q 2024). Net income: US$1.64b (up US$1.73b from 3Q 2024). Profit margin: 35% (up from net loss in 3Q 2024). The move to profitability was driven by higher revenue. Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.お知らせ • Aug 30Aflac Incorporated to Report Fiscal Year 2025 Results on Feb 04, 2026Aflac Incorporated announced that they will report fiscal year 2025 results at 8:00 AM, US Eastern Standard Time on Feb 04, 2026お知らせ • Aug 29+ 2 more updatesAflac Incorporated to Report Q2, 2026 Results on Aug 05, 2026Aflac Incorporated announced that they will report Q2, 2026 results at 8:00 AM, US Eastern Standard Time on Aug 05, 2026Reported Earnings • Aug 06Second quarter 2025 earnings released: EPS: US$1.12 (vs US$3.11 in 2Q 2024)Second quarter 2025 results: EPS: US$1.12 (down from US$3.11 in 2Q 2024). Revenue: US$4.16b (down 19% from 2Q 2024). Net income: US$599.0m (down 66% from 2Q 2024). Profit margin: 14% (down from 34% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe.すべての更新を表示Recent updatesUpcoming Dividend • May 12Upcoming dividend of US$0.61 per shareEligible shareholders must have bought the stock before 19 May 2026. Payment date: 01 June 2026. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of Italian dividend payers (4.5%). Lower than average of industry peers (4.7%).Reported Earnings • May 08First quarter 2026 earnings released: EPS: US$1.99 (vs US$0.053 in 1Q 2025)First quarter 2026 results: EPS: US$1.99 (up from US$0.053 in 1Q 2025). Revenue: US$4.35b (up 28% from 1Q 2025). Net income: US$1.02b (up US$990.0m from 1Q 2025). Profit margin: 23% (up from 0.9% in 1Q 2025). The increase in margin was primarily driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 5.9% growth forecast for the Insurance industry in Europe.Board Change • May 08Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 7 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • Mar 23Aflac Incorporated Introduces New Long-Term Care Rider with Flexible BenefitsAflac Incorporated added a powerful new worksite benefit to its Group Life Term to 120 product. This hybrid term life with long-term care (LTC) product is the first of its kind to offer true protection against higher costs of caring for individuals as they age and will help protect the financial stability of American consumers. According to the World Health Organization, 1 in 6 people in the U.S. will be over the age of 60 by the year 2030. A significant issue facing Americans and their loved ones is their ability to access the best possible long-term care that addresses their needs as they age. Additionally, our aging society — a phenomenon known as the Silver Tsunami, representing the shift of baby boomers reaching retirement age — will also need to cover rising costs associated with LTC. With Aflac's new rider, the LTC benefit is built with unique flexibility, supporting a wide range of circumstances. Full LTC benefit eligibility is available regardless of the care setting or the caregiver, providing insureds with options. They have the freedom to choose either home-based care or facility-based care, as well as informal care from a family member or friend or a professional caregiver. This is valuable to many people who prefer to age in their own homes and receive care from someone they know personally. The customer can also take advantage of the benefits during his or her lifetime rather than being utilized following a death. Customers can rest easy knowing the rider includes: Optional extension of the LTC benefit period and restoration of the full-face amount of life insurance, even after it has been used to fund LTC; Optional inflation protection benefit; Annually accruing fund that grows the value of the LTC benefit over time and helps to offset LTC cost increases; Flexible benefits payment options, such as a one-time lump sum for catastrophic costs or periodic payments that better suit the needs of the customer; Portability, which means a customer can keep these benefits even after they leave employment. The Aflac Group Life Term to 120 with LTC helps insured individuals take advantage of a meaningful opportunity to feel secure in the years to come. This new long-term care rider can play an important role in offering meaningful financial protection and security at a time that can be difficult on many levels, from emotional to financial. Products and benefits vary by state and are not currently available in all states. Aflac Group products are underwritten by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company.お知らせ • Mar 20Aflac Incorporated, Annual General Meeting, May 04, 2026Aflac Incorporated, Annual General Meeting, May 04, 2026.New Risk • Feb 12New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €1.8m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.Upcoming Dividend • Feb 10Upcoming dividend of US$0.61 per shareEligible shareholders must have bought the stock before 17 February 2026. Payment date: 02 March 2026. Payout ratio is a comfortable 34% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of Italian dividend payers (4.6%). Lower than average of industry peers (4.2%).Reported Earnings • Feb 07Full year 2025 earnings released: EPS: US$6.84 (vs US$9.68 in FY 2024)Full year 2025 results: EPS: US$6.84 (down from US$9.68 in FY 2024). Revenue: US$17.2b (down 9.3% from FY 2024). Net income: US$3.65b (down 33% from FY 2024). Profit margin: 21% (down from 29% in FY 2024). Combined ratio: 79.8% (up from 63.9% in FY 2024). Revenue is forecast to grow 1.9% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe.Declared Dividend • Dec 02Third quarter dividend of US$0.61 announcedShareholders will receive a dividend of US$0.61. Ex-date: 17th February 2026 Payment date: 2nd March 2026 Dividend yield will be 1.7%, which is lower than the industry average of 5.7%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (50% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 18Aflac Incorporated Expands Support for Children with New Book 'Beyond Words'Aflac Incorporated released a new children's book highlighting the power of empathy, kindness and compassion for loved ones, especially children, facing health challenges. Award-winning author Fink introduces readers to Buddy, a bear cub who struggles to find the right words to comfort his friend, Bunny, who is in the hospital. As Buddy's imagination takes flight, readers follow his intergalactic space adventures with new friends who help him understand that sometimes it's not what you say, but what you do -- beyond words -- that matters most when someone is in need. "Beyond Words" is an extension of Aflac's longtime culture of care, inspired by My Special Aflac Duck®?, a robotic duck given free of charge to provide comfort to more than 40,000 children (ages 3 and up) with cancer and sickle cell disease across the U.S., Japan and Northern Ireland since 2018. The My Special Aflac Duck program is part of Aflac's philanthropic efforts through the Aflac childhood Cancer Foundation and a 30-plus year commitment to the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta, with nearly $200 million in support. To write "Beyond Words," Fink drew on her experience as a No. 1 bestselling author of more than 15 children's books and her mission to inspire, delight and educate children. Through her work, Fink often gives back by visiting schools to speak to students about kindness and overcoming adversity -- and reading her books to patients at children's hospitals. Visit Aflac.com/BeyondWords for purchase options, including Archway Publishing, from Simon & Schuster, and Amazon.com. The hard cover book is $21.99, and soft cover is $12.99, with 100% of net proceeds benefiting childhood cancer and blood disorders research and treatment through the Aflac Childhood Cancer Foundation.お知らせ • Nov 12Aflac Incorporated Declares First Quarter Dividend, Payable on March 2, 2026Aflac Incorporated announced that its Board of Directors has declared the first quarter dividend of $0.61 per share, payable on March 2, 2026, to shareholders of record at the close of business on February 18, 2026. This represents a 5.2% increase over the previously declared fourth quarter 2025 dividend.Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: US$3.09 (vs US$0.17 loss in 3Q 2024)Third quarter 2025 results: EPS: US$3.09 (up from US$0.17 loss in 3Q 2024). Revenue: US$4.74b (up 61% from 3Q 2024). Net income: US$1.64b (up US$1.73b from 3Q 2024). Profit margin: 35% (up from net loss in 3Q 2024). The move to profitability was driven by higher revenue. Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.お知らせ • Nov 05Aflac Incorporated Declares the Fourth Quarter Dividend, Payable on December 1, 2025The board of directors of Aflac Incorporated declared the fourth quarter dividend of $0.58 per share, payable on December 1, 2025 to shareholders of record at the close of business on November 19, 2025.Board Change • Sep 08Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Aug 30Aflac Incorporated to Report Fiscal Year 2025 Results on Feb 04, 2026Aflac Incorporated announced that they will report fiscal year 2025 results at 8:00 AM, US Eastern Standard Time on Feb 04, 2026お知らせ • Aug 29+ 2 more updatesAflac Incorporated to Report Q2, 2026 Results on Aug 05, 2026Aflac Incorporated announced that they will report Q2, 2026 results at 8:00 AM, US Eastern Standard Time on Aug 05, 2026Board Change • Aug 22Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Declared Dividend • Aug 10Dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 19th August 2025 Payment date: 2nd September 2025 Dividend yield will be 1.9%, which is lower than the industry average of 5.7%. Sustainability & Growth Dividend is well covered by both earnings (49% earnings payout ratio) and cash flows (48% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 75% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 06Second quarter 2025 earnings released: EPS: US$1.12 (vs US$3.11 in 2Q 2024)Second quarter 2025 results: EPS: US$1.12 (down from US$3.11 in 2Q 2024). Revenue: US$4.16b (down 19% from 2Q 2024). Net income: US$599.0m (down 66% from 2Q 2024). Profit margin: 14% (down from 34% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe.お知らせ • Aug 06Aflac Incorporated Declares Third Quarter Dividend, Payable on September 2, 2025The board of directors of Aflac Incorporated declared the third quarter dividend of $0.58 per share, payable on September 2, 2025 to shareholders of record at the close of business on August 20, 2025.Board Change • Jul 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jun 30+ 2 more updatesAflac Incorporated(NYSE:AFL) dropped from Russell Midcap Value IndexAflac Incorporated(NYSE:AFL) dropped from Russell Midcap Value IndexBoard Change • Jun 05Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • May 23Board Member recently sold €3.5m worth of stockOn the 20th of May, Masatoshi Koide sold around 37k shares on-market at roughly €93.79 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €7.5m more than they bought in the last 12 months.Reported Earnings • May 02First quarter 2025 earnings released: EPS: US$0.053 (vs US$3.27 in 1Q 2024)First quarter 2025 results: EPS: US$0.053 (down from US$3.27 in 1Q 2024). Revenue: US$3.40b (down 38% from 1Q 2024). Net income: US$29.0m (down 99% from 1Q 2024). Profit margin: 0.9% (down from 35% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.お知らせ • May 01Aflac Incorporated Declares Second Quarter Dividend, Payable on June 2, 2025The board of directors of Aflac Incorporated declared the second quarter dividend of $0.58 per share, payable on June 2, 2025 to shareholders of record at the close of business on May 21, 2025.収支内訳Aflac の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史BIT:1AFL 収益、費用、利益 ( )USD Millions日付収益収益G+A経費研究開発費31 Mar 2618,1124,6363,222031 Dec 2517,1643,6463,253030 Sep 2517,7014,1693,222030 Jun 2515,9102,4373,189031 Mar 2516,8893,5933,077031 Dec 2418,9275,4433,014030 Sep 2417,3023,8093,054030 Jun 2419,3045,4713,091031 Mar 2419,3375,3503,129031 Dec 2318,7014,6593,165030 Sep 2318,8714,5873,126030 Jun 2318,6244,7993,121031 Mar 2318,7674,5593,191031 Dec 2219,1404,4183,249030 Sep 2220,6285,2613,375030 Jun 2221,1614,3683,465031 Mar 2221,4104,0793,545031 Dec 2121,5544,2313,541030 Sep 2122,5834,2383,620030 Jun 2123,0115,8063,596031 Mar 2122,8545,5053,473031 Dec 2022,1474,7783,420030 Sep 2021,8374,6073,241030 Jun 2021,7082,9293,165031 Mar 2021,8122,9423,149031 Dec 1922,3073,3043,089030 Sep 1921,8303,0483,025030 Jun 1921,8723,1152,985031 Mar 1921,9513,1312,974031 Dec 1821,7582,9202,988030 Sep 1822,0564,9782,948030 Jun 1821,9844,8492,904031 Mar 1821,8224,7292,838031 Dec 1721,6674,6042,780030 Sep 1722,1612,7722,873030 Jun 1722,3912,6852,862031 Mar 1722,4462,5202,908031 Dec 1622,5592,6592,796030 Sep 1622,0252,6382,528030 Jun 1621,3312,5762,407031 Mar 1621,1012,6012,247031 Dec 1520,9182,5332,606030 Sep 1520,9992,5062,258030 Jun 1521,6582,6452,2700質の高い収益: 1AFLは 高品質の収益 を持っています。利益率の向上: 1AFLの現在の純利益率 (25.6%)は、昨年(21.3%)よりも高くなっています。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: 1AFLの収益は過去 5 年間で年間4.6%減少しました。成長の加速: 1AFLの過去 1 年間の収益成長率 ( 29% ) は、5 年間の平均 ( 年間-4.6%を上回っています。収益対業界: 1AFLの過去 1 年間の収益成長率 ( 29% ) はInsurance業界20.6%を上回りました。株主資本利益率高いROE: 1AFLの 自己資本利益率 ( 15.5% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YInsurance 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 14:20終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Aflac Incorporated 9 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。31 アナリスト機関Jay GelbBarclaysTaylor ScottBarclaysJack MattenBMO Capital Markets Equity Research28 その他のアナリストを表示
Reported Earnings • May 08First quarter 2026 earnings released: EPS: US$1.99 (vs US$0.053 in 1Q 2025)First quarter 2026 results: EPS: US$1.99 (up from US$0.053 in 1Q 2025). Revenue: US$4.35b (up 28% from 1Q 2025). Net income: US$1.02b (up US$990.0m from 1Q 2025). Profit margin: 23% (up from 0.9% in 1Q 2025). The increase in margin was primarily driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 5.9% growth forecast for the Insurance industry in Europe.
Reported Earnings • Feb 07Full year 2025 earnings released: EPS: US$6.84 (vs US$9.68 in FY 2024)Full year 2025 results: EPS: US$6.84 (down from US$9.68 in FY 2024). Revenue: US$17.2b (down 9.3% from FY 2024). Net income: US$3.65b (down 33% from FY 2024). Profit margin: 21% (down from 29% in FY 2024). Combined ratio: 79.8% (up from 63.9% in FY 2024). Revenue is forecast to grow 1.9% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe.
Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: US$3.09 (vs US$0.17 loss in 3Q 2024)Third quarter 2025 results: EPS: US$3.09 (up from US$0.17 loss in 3Q 2024). Revenue: US$4.74b (up 61% from 3Q 2024). Net income: US$1.64b (up US$1.73b from 3Q 2024). Profit margin: 35% (up from net loss in 3Q 2024). The move to profitability was driven by higher revenue. Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.
お知らせ • Aug 30Aflac Incorporated to Report Fiscal Year 2025 Results on Feb 04, 2026Aflac Incorporated announced that they will report fiscal year 2025 results at 8:00 AM, US Eastern Standard Time on Feb 04, 2026
お知らせ • Aug 29+ 2 more updatesAflac Incorporated to Report Q2, 2026 Results on Aug 05, 2026Aflac Incorporated announced that they will report Q2, 2026 results at 8:00 AM, US Eastern Standard Time on Aug 05, 2026
Reported Earnings • Aug 06Second quarter 2025 earnings released: EPS: US$1.12 (vs US$3.11 in 2Q 2024)Second quarter 2025 results: EPS: US$1.12 (down from US$3.11 in 2Q 2024). Revenue: US$4.16b (down 19% from 2Q 2024). Net income: US$599.0m (down 66% from 2Q 2024). Profit margin: 14% (down from 34% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe.
Upcoming Dividend • May 12Upcoming dividend of US$0.61 per shareEligible shareholders must have bought the stock before 19 May 2026. Payment date: 01 June 2026. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of Italian dividend payers (4.5%). Lower than average of industry peers (4.7%).
Reported Earnings • May 08First quarter 2026 earnings released: EPS: US$1.99 (vs US$0.053 in 1Q 2025)First quarter 2026 results: EPS: US$1.99 (up from US$0.053 in 1Q 2025). Revenue: US$4.35b (up 28% from 1Q 2025). Net income: US$1.02b (up US$990.0m from 1Q 2025). Profit margin: 23% (up from 0.9% in 1Q 2025). The increase in margin was primarily driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 5.9% growth forecast for the Insurance industry in Europe.
Board Change • May 08Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 7 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • Mar 23Aflac Incorporated Introduces New Long-Term Care Rider with Flexible BenefitsAflac Incorporated added a powerful new worksite benefit to its Group Life Term to 120 product. This hybrid term life with long-term care (LTC) product is the first of its kind to offer true protection against higher costs of caring for individuals as they age and will help protect the financial stability of American consumers. According to the World Health Organization, 1 in 6 people in the U.S. will be over the age of 60 by the year 2030. A significant issue facing Americans and their loved ones is their ability to access the best possible long-term care that addresses their needs as they age. Additionally, our aging society — a phenomenon known as the Silver Tsunami, representing the shift of baby boomers reaching retirement age — will also need to cover rising costs associated with LTC. With Aflac's new rider, the LTC benefit is built with unique flexibility, supporting a wide range of circumstances. Full LTC benefit eligibility is available regardless of the care setting or the caregiver, providing insureds with options. They have the freedom to choose either home-based care or facility-based care, as well as informal care from a family member or friend or a professional caregiver. This is valuable to many people who prefer to age in their own homes and receive care from someone they know personally. The customer can also take advantage of the benefits during his or her lifetime rather than being utilized following a death. Customers can rest easy knowing the rider includes: Optional extension of the LTC benefit period and restoration of the full-face amount of life insurance, even after it has been used to fund LTC; Optional inflation protection benefit; Annually accruing fund that grows the value of the LTC benefit over time and helps to offset LTC cost increases; Flexible benefits payment options, such as a one-time lump sum for catastrophic costs or periodic payments that better suit the needs of the customer; Portability, which means a customer can keep these benefits even after they leave employment. The Aflac Group Life Term to 120 with LTC helps insured individuals take advantage of a meaningful opportunity to feel secure in the years to come. This new long-term care rider can play an important role in offering meaningful financial protection and security at a time that can be difficult on many levels, from emotional to financial. Products and benefits vary by state and are not currently available in all states. Aflac Group products are underwritten by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company.
お知らせ • Mar 20Aflac Incorporated, Annual General Meeting, May 04, 2026Aflac Incorporated, Annual General Meeting, May 04, 2026.
New Risk • Feb 12New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €1.8m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.
Upcoming Dividend • Feb 10Upcoming dividend of US$0.61 per shareEligible shareholders must have bought the stock before 17 February 2026. Payment date: 02 March 2026. Payout ratio is a comfortable 34% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of Italian dividend payers (4.6%). Lower than average of industry peers (4.2%).
Reported Earnings • Feb 07Full year 2025 earnings released: EPS: US$6.84 (vs US$9.68 in FY 2024)Full year 2025 results: EPS: US$6.84 (down from US$9.68 in FY 2024). Revenue: US$17.2b (down 9.3% from FY 2024). Net income: US$3.65b (down 33% from FY 2024). Profit margin: 21% (down from 29% in FY 2024). Combined ratio: 79.8% (up from 63.9% in FY 2024). Revenue is forecast to grow 1.9% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe.
Declared Dividend • Dec 02Third quarter dividend of US$0.61 announcedShareholders will receive a dividend of US$0.61. Ex-date: 17th February 2026 Payment date: 2nd March 2026 Dividend yield will be 1.7%, which is lower than the industry average of 5.7%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (50% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 18Aflac Incorporated Expands Support for Children with New Book 'Beyond Words'Aflac Incorporated released a new children's book highlighting the power of empathy, kindness and compassion for loved ones, especially children, facing health challenges. Award-winning author Fink introduces readers to Buddy, a bear cub who struggles to find the right words to comfort his friend, Bunny, who is in the hospital. As Buddy's imagination takes flight, readers follow his intergalactic space adventures with new friends who help him understand that sometimes it's not what you say, but what you do -- beyond words -- that matters most when someone is in need. "Beyond Words" is an extension of Aflac's longtime culture of care, inspired by My Special Aflac Duck®?, a robotic duck given free of charge to provide comfort to more than 40,000 children (ages 3 and up) with cancer and sickle cell disease across the U.S., Japan and Northern Ireland since 2018. The My Special Aflac Duck program is part of Aflac's philanthropic efforts through the Aflac childhood Cancer Foundation and a 30-plus year commitment to the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta, with nearly $200 million in support. To write "Beyond Words," Fink drew on her experience as a No. 1 bestselling author of more than 15 children's books and her mission to inspire, delight and educate children. Through her work, Fink often gives back by visiting schools to speak to students about kindness and overcoming adversity -- and reading her books to patients at children's hospitals. Visit Aflac.com/BeyondWords for purchase options, including Archway Publishing, from Simon & Schuster, and Amazon.com. The hard cover book is $21.99, and soft cover is $12.99, with 100% of net proceeds benefiting childhood cancer and blood disorders research and treatment through the Aflac Childhood Cancer Foundation.
お知らせ • Nov 12Aflac Incorporated Declares First Quarter Dividend, Payable on March 2, 2026Aflac Incorporated announced that its Board of Directors has declared the first quarter dividend of $0.61 per share, payable on March 2, 2026, to shareholders of record at the close of business on February 18, 2026. This represents a 5.2% increase over the previously declared fourth quarter 2025 dividend.
Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: US$3.09 (vs US$0.17 loss in 3Q 2024)Third quarter 2025 results: EPS: US$3.09 (up from US$0.17 loss in 3Q 2024). Revenue: US$4.74b (up 61% from 3Q 2024). Net income: US$1.64b (up US$1.73b from 3Q 2024). Profit margin: 35% (up from net loss in 3Q 2024). The move to profitability was driven by higher revenue. Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.
お知らせ • Nov 05Aflac Incorporated Declares the Fourth Quarter Dividend, Payable on December 1, 2025The board of directors of Aflac Incorporated declared the fourth quarter dividend of $0.58 per share, payable on December 1, 2025 to shareholders of record at the close of business on November 19, 2025.
Board Change • Sep 08Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Aug 30Aflac Incorporated to Report Fiscal Year 2025 Results on Feb 04, 2026Aflac Incorporated announced that they will report fiscal year 2025 results at 8:00 AM, US Eastern Standard Time on Feb 04, 2026
お知らせ • Aug 29+ 2 more updatesAflac Incorporated to Report Q2, 2026 Results on Aug 05, 2026Aflac Incorporated announced that they will report Q2, 2026 results at 8:00 AM, US Eastern Standard Time on Aug 05, 2026
Board Change • Aug 22Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Declared Dividend • Aug 10Dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 19th August 2025 Payment date: 2nd September 2025 Dividend yield will be 1.9%, which is lower than the industry average of 5.7%. Sustainability & Growth Dividend is well covered by both earnings (49% earnings payout ratio) and cash flows (48% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 75% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 06Second quarter 2025 earnings released: EPS: US$1.12 (vs US$3.11 in 2Q 2024)Second quarter 2025 results: EPS: US$1.12 (down from US$3.11 in 2Q 2024). Revenue: US$4.16b (down 19% from 2Q 2024). Net income: US$599.0m (down 66% from 2Q 2024). Profit margin: 14% (down from 34% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe.
お知らせ • Aug 06Aflac Incorporated Declares Third Quarter Dividend, Payable on September 2, 2025The board of directors of Aflac Incorporated declared the third quarter dividend of $0.58 per share, payable on September 2, 2025 to shareholders of record at the close of business on August 20, 2025.
Board Change • Jul 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jun 30+ 2 more updatesAflac Incorporated(NYSE:AFL) dropped from Russell Midcap Value IndexAflac Incorporated(NYSE:AFL) dropped from Russell Midcap Value Index
Board Change • Jun 05Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • May 23Board Member recently sold €3.5m worth of stockOn the 20th of May, Masatoshi Koide sold around 37k shares on-market at roughly €93.79 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €7.5m more than they bought in the last 12 months.
Reported Earnings • May 02First quarter 2025 earnings released: EPS: US$0.053 (vs US$3.27 in 1Q 2024)First quarter 2025 results: EPS: US$0.053 (down from US$3.27 in 1Q 2024). Revenue: US$3.40b (down 38% from 1Q 2024). Net income: US$29.0m (down 99% from 1Q 2024). Profit margin: 0.9% (down from 35% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.
お知らせ • May 01Aflac Incorporated Declares Second Quarter Dividend, Payable on June 2, 2025The board of directors of Aflac Incorporated declared the second quarter dividend of $0.58 per share, payable on June 2, 2025 to shareholders of record at the close of business on May 21, 2025.