お知らせ • Jun 04
Fifth Third Introduces Fifth Third for Business Banking Experience
Fifth Third introduced Fifth Third for Business, a small business banking experience designed to help owners manage cash flow, get paid faster, and access capital with greater speed and confidence. The experience is rolling out to more than 240,000 small business customers. Fifth Third for Business integrates banking, payments, and lending capabilities into one small business experience to help entrepreneurs spend less time managing financial tasks and more time serving their customers. Delivered digitally and supported by a growing network of local branch bankers, benefits include: Early Pay: Access eligible deposits up to two days early—such as merchant processing deposits and payments from local, state, and federal governments—and tax refunds up to five days early, at no cost. Extra Time: Get until midnight ET the next business day to make a deposit and help avoid overdraft fees. Digital Lending: Apply for financing for working capital, inventory, or equipment needs in as little as one hour. The capability is built on Fifth Third’s homegrown business-lending platform—the same modern technology stack that powers Provide. Zelle: With Zelle, used by 7,700,000 enrolled small businesses, enrolled small business owners can get paid typically in minutes by enrolled customers, shortening the payment cycle and simplifying day-to-day money management. Small businesses are the fastest growing segment on the Zelle network, accounting for nearly 30% of the more than $1,200,000 million in Zelle payments last year. Tap-to-Pay: Fifth Third now enables merchants to accept tap-to-pay transactions directly on a smartphone—anytime, anywhere. Via the Worldpay Commerce360 app, businesses can accept contactless debit and credit cards, as well as Apple Pay, Google Pay, and other leading digital wallets, on compatible iPhone and Android devices. Fifth Third offers three business checking tiers: Business Checking, Premium Business Checking, and Elite Business Checking. Early Pay and Extra Time benefits are available with Fifth Third Premium and Elite Business Checking accounts. Fifth Third acquired Provide in 2021, adding a digital lending platform with deep experience in healthcare practice finance. In 2024, Fifth Third expanded Provide's proprietary technology beyond healthcare to power SBA 7(a) loan origination. Now, with the launch of Fifth Third for Business, that same platform supports streamlined digital lending for small business customers across the Bank's footprint, with approvals for up to $100,000 in financing in as little as one hour. Fifth Third combines the speed and simplicity business owners expect from modern financial technology with the strength, stability, and local expertise of a national bank embedded in its communities. Fifth Third also invests directly in small business growth through the Fifth Third Small Business Catalyst Fund. In 2025, the Bank awarded $5,300 grants to nearly 50 small businesses across the U.S., the first awards from a $7,850,000 fund launched in partnership with Community Reinvestment Fund, USA—broadening financial access, fueling job creation, and supporting a more equitable small business ecosystem. Fifth Third will continue to modernize the small business experience with enhanced digital origination, more seamless online and mobile banking connections between personal and business profiles, and a modern authentication and login experience—laying the groundwork for deeper product integrations throughout 2028. Early Pay is a fee-free feature available for Fifth Third Business Premium Checking and Fifth Third Business Elite Checking. Early Pay grants access to eligible ACH payments up to two days prior to the scheduled payment date. Federal tax refunds may be received from the Internal Revenue Service up to five days before the scheduled payment date. Early access to funds is dependent on submission of direct deposit by payer and standard fraud prevention restrictions. Extra Time: Fifth Third Extra Time is a fee-free feature available for Fifth Third Business Premium Checking and Fifth Third Business Elite Checking. Fifth Third Extra Time gives longer—anytime before midnight ET on the business day after account is overdrawn—to make a deposit that brings available balance to at least $0. must deposit enough to cover all items that caused overdraft plus any outstanding checks, automatic payments, or pending debit card purchases that may be presented that business day. Extra Time does not apply to items that are returned unpaid.