Citigroup（1C）株式概要多角的金融サービス持株会社であるシティグループは、消費者、企業、政府、機関投資家向けに様々な金融商品・サービスを提供している。 詳細1C ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長2/6過去の実績4/6財務の健全性6/6配当金5/6報酬当社が推定した公正価値より35.8%で取引されている 収益は年間9.84%増加すると予測されています 過去1年間で収益は20.8%増加しました 1.92%の安定した配当金を支払う リスク分析過去3か月間に大規模なインサイダー売却が発生 すべてのリスクチェックを見る1C Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€107.3027.9% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-7b111b2016201920222025202620282031Revenue US$110.7bEarnings US$20.7bAdvancedSet Fair ValueView all narrativesCitigroup Inc. 競合他社UniCreditSymbol: BIT:UCGMarket cap: €108.3bIntesa SanpaoloSymbol: BIT:ISPMarket cap: €99.4bBanca Monte dei Paschi di SienaSymbol: BIT:BMPSMarket cap: €26.2bBPER BancaSymbol: BIT:BPEMarket cap: €24.3b価格と性能株価の高値、安値、推移の概要Citigroup過去の株価現在の株価US$107.3052週高値US$113.7452週安値US$62.11ベータ1.121ヶ月の変化-4.67%3ヶ月変化9.77%1年変化63.24%3年間の変化158.68%5年間の変化68.92%IPOからの変化58.87%最新ニュースお知らせ • Apr 24Citi Wealth Unveils "Citi Sky" - An AI-Powered Member of the Citi Wealth Team, Built Using Google Cloud and Google DeepMind TechnologiesCiti Wealth unveiled Citi Sky, an always-on AI-powered member of the Citi Wealth team that was built using technology from Google Cloud and Google DeepMind. Citi Sky is aimed at reshaping how clients in the U.S. access market insights, act on opportunities, and engage with their financial advisors. It will be made available to Citigold clients beginning this summer in a phased roll-out in the U.S. Citi Sky was developed using the Gemini Enterprise Agent Platform and will be integrated over time into Citi Wealth platforms in the U.S. to work alongside financial advisors in helping clients make confident financial decisions. Among key capabilities at launch: delivering timely guidance for clients, including prompts for bank certificate of deposit (CD) maturity events and the provision of market insights from Citi Wealth's Chief Investment Office; enabling natural and dynamic engagement by leveraging Google DeepMind's latest real-time avatar technology and Gemini's live audio and video models; launching in English and Spanish, Citi Sky is designed to scale to additional languages over time. The development of Citi Sky involved Google's full AI stack, from Cloud infrastructure to Google DeepMind. This included using Gemini models on Gemini Enterprise Agent Platform, a unified environment for building, scaling, governing and optimizing enterprise-grade agents. To power the Citi Sky virtual persona and multimodal capabilities, Citi collaborated closely with Google DeepMind's Applied team and Google Cloud Forward Deployed AI Engineers, using Google DeepMind's real-time avatar technology and Gemini's Live API to enable seamless, low-latency audio and video conversations. Interactions are being built on a secure, grounded data foundation and designed to be in compliance with regulatory standards. Citi Wealth and Google will continue to partner in expanding the capabilities of Citi Sky to support colleague and client needs and ensure best-in-class service. The technology builds upon Citi and Google Cloud's multi-year strategic partnership to support the bank's digital strategy, expanding the use of Google's AI technologies from Citi's internal operations to how Citi Wealth clients manage, grow, and protect their wealth.Recent Insider Transactions • Apr 20Insider recently sold €2.8m worth of stockOn the 15th of April, Edward Skyler sold around 25k shares on-market at roughly €111 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €6.3m. Insiders have been net sellers, collectively disposing of €20m more than they bought in the last 12 months.Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: US$3.31 (vs US$2.00 in 1Q 2025)First quarter 2026 results: EPS: US$3.31 (up from US$2.00 in 1Q 2025). Revenue: US$22.1b (up 17% from 1Q 2025). Net income: US$5.79b (up 54% from 1Q 2025). Profit margin: 26% (up from 20% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 6.2% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 35% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 04Citigroup Inc., Annual General Meeting, May 20, 2026Citigroup Inc., Annual General Meeting, May 20, 2026.お知らせ • Apr 03Citigroup, Inc Announces Appointment of Anders Svensson as Managing Director and Head of Natural Resources GroupCitigroup Inc. has appointed Anders Svensson, a former Morgan Stanley managing director, to lead Australasian Natural Resources Coverage as managing director and head of the company's natural resources group. He will work within the Australia and New Zealand capital markets and advisory team. Svensson has more than two decades of experience across the sector.Reported Earnings • Feb 24Full year 2025 earnings released: EPS: US$7.11 (vs US$6.03 in FY 2024)Full year 2025 results: EPS: US$7.11 (up from US$6.03 in FY 2024). Revenue: US$75.7b (up 6.7% from FY 2024). Net income: US$13.0b (up 14% from FY 2024). Profit margin: 17% (in line with FY 2024). Net interest margin (NIM): 2.47% (up from 2.40% in FY 2024). Cost-to-income ratio: 64.7% (down from 66.4% in FY 2024). Non-performing loans: 0.48% (up from 0.39% in FY 2024). Revenue is forecast to grow 6.7% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 25% per year, which means it is tracking significantly ahead of earnings growth.最新情報をもっと見るRecent updatesお知らせ • Apr 24Citi Wealth Unveils "Citi Sky" - An AI-Powered Member of the Citi Wealth Team, Built Using Google Cloud and Google DeepMind TechnologiesCiti Wealth unveiled Citi Sky, an always-on AI-powered member of the Citi Wealth team that was built using technology from Google Cloud and Google DeepMind. Citi Sky is aimed at reshaping how clients in the U.S. access market insights, act on opportunities, and engage with their financial advisors. It will be made available to Citigold clients beginning this summer in a phased roll-out in the U.S. Citi Sky was developed using the Gemini Enterprise Agent Platform and will be integrated over time into Citi Wealth platforms in the U.S. to work alongside financial advisors in helping clients make confident financial decisions. Among key capabilities at launch: delivering timely guidance for clients, including prompts for bank certificate of deposit (CD) maturity events and the provision of market insights from Citi Wealth's Chief Investment Office; enabling natural and dynamic engagement by leveraging Google DeepMind's latest real-time avatar technology and Gemini's live audio and video models; launching in English and Spanish, Citi Sky is designed to scale to additional languages over time. The development of Citi Sky involved Google's full AI stack, from Cloud infrastructure to Google DeepMind. This included using Gemini models on Gemini Enterprise Agent Platform, a unified environment for building, scaling, governing and optimizing enterprise-grade agents. To power the Citi Sky virtual persona and multimodal capabilities, Citi collaborated closely with Google DeepMind's Applied team and Google Cloud Forward Deployed AI Engineers, using Google DeepMind's real-time avatar technology and Gemini's Live API to enable seamless, low-latency audio and video conversations. Interactions are being built on a secure, grounded data foundation and designed to be in compliance with regulatory standards. Citi Wealth and Google will continue to partner in expanding the capabilities of Citi Sky to support colleague and client needs and ensure best-in-class service. The technology builds upon Citi and Google Cloud's multi-year strategic partnership to support the bank's digital strategy, expanding the use of Google's AI technologies from Citi's internal operations to how Citi Wealth clients manage, grow, and protect their wealth.Recent Insider Transactions • Apr 20Insider recently sold €2.8m worth of stockOn the 15th of April, Edward Skyler sold around 25k shares on-market at roughly €111 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €6.3m. Insiders have been net sellers, collectively disposing of €20m more than they bought in the last 12 months.Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: US$3.31 (vs US$2.00 in 1Q 2025)First quarter 2026 results: EPS: US$3.31 (up from US$2.00 in 1Q 2025). Revenue: US$22.1b (up 17% from 1Q 2025). Net income: US$5.79b (up 54% from 1Q 2025). Profit margin: 26% (up from 20% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 6.2% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 35% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 04Citigroup Inc., Annual General Meeting, May 20, 2026Citigroup Inc., Annual General Meeting, May 20, 2026.お知らせ • Apr 03Citigroup, Inc Announces Appointment of Anders Svensson as Managing Director and Head of Natural Resources GroupCitigroup Inc. has appointed Anders Svensson, a former Morgan Stanley managing director, to lead Australasian Natural Resources Coverage as managing director and head of the company's natural resources group. He will work within the Australia and New Zealand capital markets and advisory team. Svensson has more than two decades of experience across the sector.Reported Earnings • Feb 24Full year 2025 earnings released: EPS: US$7.11 (vs US$6.03 in FY 2024)Full year 2025 results: EPS: US$7.11 (up from US$6.03 in FY 2024). Revenue: US$75.7b (up 6.7% from FY 2024). Net income: US$13.0b (up 14% from FY 2024). Profit margin: 17% (in line with FY 2024). Net interest margin (NIM): 2.47% (up from 2.40% in FY 2024). Cost-to-income ratio: 64.7% (down from 66.4% in FY 2024). Non-performing loans: 0.48% (up from 0.39% in FY 2024). Revenue is forecast to grow 6.7% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 25% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions • Feb 20Insider recently sold €6.3m worth of stockOn the 13th of February, Ernesto Cantu sold around 67k shares on-market at roughly €93.62 per share. This transaction amounted to 57% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €15m more than they bought in the last 12 months.お知らせ • Feb 05Citigroup Inc. Appoints Kriss Pachauri as Director, Global Asset Managers, Australia and New ZealandCitigroup Inc. has announced a new hire for Australia and New Zealand. The US-based banking firm has announced the hire of Kriss Pachauri as director, global asset managers, Australia and New Zealand. Pachauri was previously a director at the investment bank Houlihan Lokey.お知らせ • Feb 04Citigroup Inc. Appoints Behzad Merchant as Business Execution LeadCitigroup Inc. appointed Behzad Merchant as business execution lead for India with additional oversight for Bangladesh & Sri Lanka. Merchant will be responsible for driving strategic, business-critical and regulatory initiatives and programs across India, strengthening and streamlining governance.お知らせ • Jan 29Citigroup Inc. Announces Executive ChangesCitigroup Inc. announced a series of leadership changes to its corporate banking business. It announced that Jason Rekate and John Chirico are to become global chairs of corporate banking and investment banking, respectively. Marcelo Marangon and Kaleem Rizvi have been appointed as co-heads of corporate banking. Marangon, currently chief country officer for Brazil, is relocating to New York for his role. Rizvi transitions form his head of corporate banking for JANA (Japan, Asia North, Australia) role and relocate from Hong Kong to London.お知らせ • Jan 16Citi Announces Management ChangesCiti has appointed Per-Henrik Lewander as its new Nordic head and country head for Sweden. He succeeds Erik Savola, who was promoted in August to the bank's head of Corporate Banking for all of Europe. Most recently, Per-Henrik Lewander was Chairman of the Global Financial Institutions Group & Fintech within Citi, where he led a team of over 400 bankers in more than 60 countries and was responsible for approximately 3,000 clients in 180 countries.お知らせ • Jan 15Citigroup Inc Announces Appointments of Jessica Rowe as DirectorCitigroup Inc. has announced that it has expanded its syndication team in Australia. The firm has announced two new appointments. It has appointed Jessica Rowe as director, spread products syndication, Australia and APAC. Similarly, the firm has also appointed Dane Harris as vice president in the A$ debt syndicate team.お知らせ • Jan 13Citigroup Inc. Declares Quarterly Common Stock Dividend, Payable on February 27, 2026The Board of Directors of Citigroup Inc. declared a quarterly dividend on Citigroup’s common stock of $0.60 per share, payable on February 27, 2026, to stockholders of record on February 2, 2026.お知らせ • Jan 07Citigroup Inc Announces Appointment of Alexander Wong as Managing Director in Investment BankingCitigroup Inc. has announced the hire of Alexander Wong as a managing director in its investment banking business. The appointment is intended to strengthen the firm's senior client coverage functions across the Asia-Pacific (APAC) region. Wong joins from Credit Suisse where he was a managing director.お知らせ • Dec 20Citigroup, Inc. Appoints Ryan Ellis as Head of Markets Sales for Australia and New ZealandCitigroup Inc. announced that it has appointed Ryan Ellis as head of markets sales for Australia and New Zealand. The appointment is effective immediately. In the role, Ellis will lead the integration and execution of the bank's sales strategy across financial institutions and corporate clients. He joined Citi in 202 and has two decades of experience in financial markets.お知らせ • Dec 16Fernando Chico Pardo and family completed the acquisition of 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C).Fernando Chico Pardo and family agreed to acquire 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C) for MXN 42 billion ($2.3 billion) on September 24, 2025. As part of acquisition, a cash consideration of MXN 42 billion will be paid for 520 million shares in Grupo Financiero Citibanamex, S. A. de C. V. Upon closing, Fernando Chico Pardo will be appointed as Chair of Grupo Financiero Banamex. Ignacio (Nacho) Deschamps will remain as Chair of Banco Nacional de México. Manuel Romo will remain as Chief Executive Officer of Banamex. The transaction is subject to customary closing conditions, including regulatory approvals in Mexico. The transaction is expected to complete in second half of 2026. Citi’s Banking group is acting as the exclusive financial advisor to Citi. Paola Lozano, Jeffrey Brill, Narciso Campos, Eduardo Flores, Alberto Sepúlveda and Eugenio Bernal of Skadden, Arps, Slate, Meagher & Flom LLP acted as legal advisor for Citigroup Inc. Creel García-Cuéllar Aiza y Enriquez acted as legal advisor for Citigroup Inc. White & Case, S.C. acted as legal advisor for Citigroup Inc. Laura Turano, Stan Richards, Suhan Shim, Anne McGinnis, Timothy Cruickshank, Nathan Mitchell, Bonnie Chen, Chuck Googe and Christopher Gonnella of Paul, Weiss, Rifkind, Wharton & Garrison LLP acted as U.S. legal advisor and Bufete Robles Miaja, S.C. serving as Mexican counsel to the Chico family. Fernando Chico Pardo and family completed the acquisition of 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C) on December 15, 2025. As part of this agreement, effective immediately, Fernando Chico Pardo will become Chair of Grupo Financiero Banamex. The transaction, which was announced in September, has received the necessary Mexican financial and antitrust regulators’ approval and has met all closing conditions.お知らせ • Dec 02Citigroup Inc. Appoints Yuko Nakayama as Head of Japan ECM, Effective December 1, 2025Citigroup Inc. has appointed a head for its operations for Japan effective immediately. The American bank has appointed Yuko Nakayama as head of Japan ECM. Nakayama returned to Citigroup Inc. in 2023 after a stint at Goldman Sachs. Her appointment is expected to enhance the bank's presence in the market. Nakayama will be responsible for leading and further developing its Equity Capital Markets franchise in Japan. In her new role, Nakayama will be responsible for leading and further developing its Equity Capital Markets franchise in Japan, as well as enhancing execution capabilities and broadening coverage for both domestic and multinational clients. She will report directly to Taiji Nagasaka and Akira Kiyota, co-heads of Investment Banking for Japan at Citi, with matrix reporting lines to Harish Raman and Kenneth Chow. The full ECM team in Japan will report to her.お知らせ • Nov 21+ 2 more updatesCiti Announces Executive ChangesCiti announced that it will begin the process of transitioning the role of Chief Financial Officer from Mark Mason to Gonzalo Luchetti. Mason will remain CFO until early March 2026. He will then become Executive Vice Chair of Citi and Senior Executive Advisor to Chair and CEO Jane Fraser, with responsibility for advising on strategic initiatives, including preparing the firm for Investor Day. Mason joined Citi in 2001 and became CFO in 2019. He held several senior operational, strategic and financial leadership positions, including CFO of the Institutional Clients Group, CEO of the Citi Private Bank, CEO of Citi Holdings, and CFO and Head of Strategy and M&A for Wealth Management. Mason initiated the transition of his responsibilities at this time to ensure that Citi’s next CFO is in place for the next phase of Citi’s growth trajectory. He will be working closely with Luchetti to ensure the delivery of the 2026 return target and support Fraser and Luchetti as they prepare for Citi’s upcoming Investor Day. He intends to pursue his leadership aspirations outside of Citi by the end of 2026. Retail Banking will become part of Citi’s Wealth business to strengthen Citi’s competitive position across the client continuum, with one unified U.S. team working across Everyday Banking, Citi Priority, Citigold and Citigold Private Client. That team will be led by Kate Luft, who will become Head of U.S. Retail Banking and Citigold and will report to Andy Sieg. Integrating these businesses puts Citi in a position to accelerate growth by realizing more synergies across relationship tiers; unifies management of the consumer deposit taking franchises; and allows for better strategic decision making about investment priorities, footprint and client acquisition efforts. Luft joined Citi in 2008 in the Sales and Trading division. She has worked in Citi’s Latin America and Australia franchises. As part of U.S. Personal Banking, she ran Products and Segments as well as Consumer Operations and was most recently Head of Retail Banking. U.S. Consumer Cards will become one of Citi’s five core businesses. As leader of that business, Habner will be responsible for a portfolio that serves more than 70 million customers across the U.S. and that partners with a range of iconic brands, including Citi’s premier partnerships with American Airlines and Costo, which Habner helped to reinvent. She joined Citi in 2020 as Head of Branded Cards and Lending after six years at JPMorgan Chase and more than 18 years at American Express. Under her leadership, Citi has launched innovative products, including Citi’s Strata portfolio family of rewards credit cards, and meaningfully scaled its personal loans business. She will report to Fraser and become a member of the firm’s Executive Management Team.お知らせ • Nov 07Citi Unveils Strategic Expansion of Citi Token ServicesCiti announced the expansion of Citi Token Services (CTS) with the integration of Euro transactions and an extended footprint to Dublin, Ireland. This development broadens the platform's reach across multiple currencies and markets aiming to enhance 24/7, real-time, cross-border liquidity and payment capabilities for corporate and institutional clients globally. The solution is currently live in key financial hubs including the US, UK, Singapore, and Hong Kong, with plans for further market expansion. This expansion marks a significant step in Citi's digital asset strategy, building on the integration of Citi Token Services with Citi's 24/7 USD Clearing platform, announced in September. This industry-first integration will enable clients to move money when and where they need to without being constrained by time zones or currencies in a more cost-effective manner. As part of this expansion, Citi Token Services is extending its footprint into Dublin, Ireland - an important liquidity center for Citi's clients. From Dublin, clients will now be able to transfer both USD and Euros around the clock to their accounts and those of third-party accounts at Citi branches that are already live on CTS globally, addressing the limitations of traditional banking hours and supporting corporate liquidity optimization. This launch aligns with Citi's goal to deliver a multi-bank, multi-currency, cross-border network that provides reliable, frictionless and always-on payment and liquidity solutions worldwide. Subject to regulatory approvals.お知らせ • Oct 31Citigroup Inc. Reports Impairment Charges Results for the Third Quarter Ended September 30, 2025Citigroup Inc. reported impairment charges results for the third quarter ended September 30, 2025. For the quarter, the company reported goodwill impairment of $726 million ($714 million after-tax).お知らせ • Oct 23Citi Announces Board ChangesCiti announced that its Board of Directors has elected Jane Fraser, Citi’s Chief Executive Officer, as Chair of the Board. John Dugan, who served as Chair of Citi’s Board since 2019, will become Lead Independent Director. In his role as Lead Independent Director, Dugan will continue to perform many of the key leadership and oversight functions he did as Chair and will provide critical connectivity between Fraser and independent directors. In addition to carrying out the duties of the Lead Independent Director as in Citi’s Corporate Governance Guidelines and By-laws, Dugan will, among other responsibilities and consistent with peer practices, continue to meet with shareholders, regulators and other important constituents, and take a leading role in the Board’s self-assessment process and the CEO performance, compensation and succession processes. He also will continue to chair the Transformation Oversight Committee of the Board. John Dugan joined the Board in 2017 after serving as its counsel for several years. Jane Fraser became Citi CEO in 2021.お知らせ • Oct 20American Airlines and Citi Launch the Citi/Aadvantage Globe MastercardAmerican Airlines, Citi and Mastercard unveiled the Citi®? /AAdvantage®? Globe™? Mastercard®?--a new entry in the travel credit card market that reimagines what mid-tier means with access to premium benefits.Declared Dividend • Oct 17Third quarter dividend of US$0.60 announcedShareholders will receive a dividend of US$0.60. Ex-date: 31st October 2025 Payment date: 26th November 2025 Dividend yield will be 2.6%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The dividend has increased by an average of 51% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 64% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 16Citi Appoints Karen Cheong as Country Human Resources Officer and Banking Human Resources Adviser for MalaysiaCiti has appointed Karen Cheong as country human resources officer and banking human resources adviser for Malaysia. Cheong joined Citi in August 2010. She will be responsible for leading Citi Malaysia's human resources strategy and providing a broad range of advisory services, which includes leading Citi's efforts in talent acquisition, talent management, compensation and benefits, organisational effectiveness and employee engagement to support the firm's ongoing transformation and growth.Reported Earnings • Oct 15Third quarter 2025 earnings released: EPS: US$1.89 (vs US$1.53 in 3Q 2024)Third quarter 2025 results: EPS: US$1.89 (up from US$1.53 in 3Q 2024). Revenue: US$19.8b (up 11% from 3Q 2024). Net income: US$3.44b (up 18% from 3Q 2024). Profit margin: 17% (in line with 3Q 2024). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 24% per year, which means it is well ahead of earnings.お知らせ • Oct 14Citigroup Inc. Declares Common Stock Dividend, Payable on November 26, 2025The Board of Directors of Citigroup Inc. declared a quarterly dividend on Citigroup’s common stock of $0.60 per share, payable on November 26, 2025, to stockholders of record on November 3, 2025.Buy Or Sell Opportunity • Oct 02Now 21% undervaluedOver the last 90 days, the stock has risen 11% to €83.06. The fair value is estimated to be €106, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 14%. For the next 3 years, revenue is forecast to grow by 6.2% per annum. Earnings are also forecast to grow by 10% per annum over the same time period.お知らせ • Sep 30Citi Achieves Integrating Citi Token Services with 24/7 USD Clearing for Real-Time Cross-Border Payments and Liquidity ManagementCiti announced its plans for an industry-first integration of Citi®? Token Services, a blockchain-based platform, with its 24/7 USD Clearing solution to create a 24/7, multibank cross-border instant payments capability for Citi's institutional clients in the UK and US. This pioneering move expands Citi's growing real-time, 24/7 network and empowers corporate and financial institution clients to initiate payment transactions and manage liquidity near instantaneously across Citi and non-Citi accounts globally. Citi's 24/7 USD Cleared solution facilitates active transactions for over 250 banks across more than 40 markets, enabling their end clients to benefit from round-the-clock connectivity to Citi's network. Furthermore, Citi's multinational clients can now benefit from rapid 24/7 transfer of funds to suppliers and third parties who hold accounts within Citi's expanding 24/7 USD Clearing network. While initially available for clients with Citi accounts in the UK and US, Citi plans to expand this offering to additional geographies in the future. Citi Token Services leverages a private permissioned blockchain to facilitate tokenized internal liquidity transactions within Citi's network. This integration with Citi's 24/7 $Clearing combines traditional payment systems with secure blockchain technology, enabling frictionless, round-the-clock initiation and processing of cross-border USD payments. This underscores Citi's commitment and support of its clients' evolving digital payments needs and the global shift towards 24/7 financial operations. Citi's 24/7 USD Clearing helps clients to effectively make USD payments in near real time globally across Citi's 1,500 financial institution customers globally, 24 hours a day, 7 days a week, including holidays in the United States.お知らせ • Sep 25Fernando Chico Pardo and family agreed to acquire 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C) for MXN 42 billion ($2.3 billion).Fernando Chico Pardo and family agreed to acquire 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C) for MXN 42 billion ($2.3 billion) on September 24, 2025. As part of acquisition, 520 million shares will be acquired. Upon closing, Fernando Chico Pardo will be appointed as Chair of Grupo Financiero Banamex. Ignacio (Nacho) Deschamps will remain as Chair of Banco Nacional de México. Manuel Romo will remain as Chief Executive Officer of Banamex. The transaction is subject to customary closing conditions, including regulatory approvals in Mexico. The transaction is expected to complete in second half of 2026. Citibank Global Markets, Inc. acted as financial advisor for Citigroup Inc. Skadden, Arps, Slate, Meagher & Flom LLP acted as legal advisor for Citigroup Inc. Creel García-Cuéllar Aiza y Enriquez acted as legal advisor for Citigroup Inc. White & Case, S.C. acted as legal advisor for Citigroup Inc. Paul, Weiss, Rifkind, Wharton & Garrison LLP acted as U.S. legal advisor and Bufete Robles Miaja, S.C. serving as Mexican counsel to the Chico family.お知らせ • Sep 16+ 1 more updateCiti Announces Executive ChangesCiti has appointed Lee Lung-Nien as Singapore country officer and banking head. He will assume the role on October 6 and replace incumbent Tibor Pandi, who will move on to "explore other opportunities within the firm. Lee's appointment marks the first time in 50 years that a Singaporean will serve in the most senior role for the Singapore market. A banking veteran, Lee has been with Citi for 35 years. He currently serves as chairman of Citi Private Bank for South Asia, having been appointed to the role in 2020. Meanwhile, Pandi has served as country officer and banking head for Singapore since Feb. 2023. Prior to that, he served as the country officer for Thailand as well as Romania, according to his LinkedIn profile. Upon stepping into the new role, Lee will oversee all Citi businesses and operations in Singapore. He will drive franchise performance, manage client and regulatory relationships and ensure a robust risk and control environment.お知らせ • Sep 11Citigroup Inc. Appoints Shobhit Varshney as Its New Head of AICitigroup Inc. Announced the appointment of Shobhit Varshney as its new head of AI. Varshney was with IBM, where he was the head of data and artificial intelligence. At Citi, the executive will work closely with chief technology officer, David Griffiths, to scale AI across the company.Recent Insider Transactions • Jul 20Independent Director recently sold €232k worth of stockOn the 16th of July, Peter Henry sold around 3k shares on-market at roughly €77.44 per share. This transaction amounted to 9.1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €266k. Insiders have been net sellers, collectively disposing of €20m more than they bought in the last 12 months.Declared Dividend • Jul 17Second quarter dividend of US$0.56 announcedShareholders will receive a dividend of US$0.56. Ex-date: 1st August 2025 Payment date: 22nd August 2025 Dividend yield will be 2.7%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The dividend has increased by an average of 50% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 81% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 16Second quarter 2025 earnings released: EPS: US$2.01 (vs US$1.54 in 2Q 2024)Second quarter 2025 results: EPS: US$2.01 (up from US$1.54 in 2Q 2024). Revenue: US$19.2b (up 7.9% from 2Q 2024). Net income: US$3.73b (up 27% from 2Q 2024). Profit margin: 20% (up from 17% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.5% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.New Risk • Jul 15New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.お知らせ • Jul 15Citigroup Inc. Declares Quarterly Dividend on Common Stock, Payable on August 22, 2025The Board of Directors of Citigroup Inc. declared a quarterly dividend on Citigroup’s common stock of $0.60 per share, payable on August 22, 2025, to stockholders of record on August 4, 2025.お知らせ • Jul 02JTC PLC (LSE:JTC) completed the acquisition of Citi Trust from Citigroup Inc. (NYSE:C).JTC PLC (LSE:JTC) entered into an agreement to acquire Citi Trust from Citigroup Inc. (NYSE:C) for $80 million on September 16, 2024. The acquisition will be funded from the Group's existing cash reserves and committed debt facilities. The acquisition is subject to customary regulatory approvals in all relevant jurisdictions and is expected to complete in the first half of 2025. As of June 24, 2025, JTC completes the first private placement in the United States with a $75 million through the issue of new USPP notes proceeds from the USPP will be used in part to finance the Citi Trust acquisition. The Citi Trust acquisition remains on track to complete by the end of second quarter of 2025. Nick Spurrell, Melissa Fogarty, Dan Bomsztyk, Jenni Polson, Caroline de Chastelain, Mariasole Rinciari, Dorothy Adu-mfum, Chelsea Bruk-Jackson, Sarah Boyd, Tom Masters of Clifford Chance LLP acted as legal advisors for Citigroup Inc. JTC PLC (LSE:JTC) completed the acquisition of Citi Trust from Citigroup Inc. (NYSE:C) on July 1, 2025.お知らせ • Jun 19Citigroup Inc. Announces Appointment of Jonathan Moulds as Non-Executive Director, Effective June 16, 2025Citigroup Inc. announced the appointment of Jonathan Moulds as Non-Executive Director, effective June 16, 2025. The board appointed him to the Board’s Risk Management Committee and Transformation Oversight Committee. Mr. Moulds serves as Chair of the Board of Directors of Citigroup Global Markets Limited (CGML), Citigroup’s international broker/dealer. Mr. Moulds previously served as Chief Operating Officer of Barclays PLC and in several roles at Bank of America Corporation. ? Jonathan Moulds: Jonathan has extensive experience in financial services, having worked in the UK, US and Asia during his 25+year executive career. ? He spent the majority of his career at Bank of America where he became head of Bank of America's International businesses and subsequently European President of Bank of America Merrill Lynch, and the CEO of Merrill Lynch International following the merger of the two companies. Jonathan subsequently served as Chief Operating Officer of Barclays, where he oversaw the technology, risk and cost transformation initiatives to help improve the bank’s operational efficiency. ? Jonathan has taken on a number of non-executive roles including as Senior Independent Director and Chair of the Risk Committee at IG Group, the listed global leveraged trading platform, Chair of Citi’s International Broker Dealer, CGML and Chair of the Financial Markets Standards Board (FMSB) the industry-led, global standards body for wholesale financial markets. ? Jonathan has served on key industry associations, including the International Swaps and Derivatives Association as Chair, Association for Financial Markets in Europe as director, the Global Financial Markets Association as director and as a member of the Capital Markets Senior Practitioners of the UK Financial Services Authority. He was the founding co-chair of OTCDerivNet, which promotes the development of a secure post-trade environment for the OTC derivative industry. ? He has a first-class honors degree in Mathematics from the University of Cambridge and was awarded a CBE in the 2014 Honors List for services to philanthropy.お知らせ • Jun 05Citi Appoints John Mclean as Head of Equity Capital Markets and Global Asset Managers for Australia and New ZealandCiti announced the appointment of John McLean as Head of Equity Capital Markets (ECM) and Global Asset Managers (GAM) for Australia and New Zealand. John is currently Head of GAM, Citi's Financial Sponsors business in Asia Pacific. In this role, John is responsible for managing a regional team advising global alternative asset manager and sovereign wealth fund clients. In addition to his financial sponsors expertise, John has over two decades of experience in equity capital markets. John will relocate from Singapore to Sydney.Recent Insider Transactions • May 07Independent Chairman recently sold €266k worth of stockOn the 30th of April, John Dugan sold around 4k shares on-market at roughly €60.16 per share. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.6m. This was John's only on-market trade for the last 12 months.Upcoming Dividend • Apr 25Upcoming dividend of US$0.56 per shareEligible shareholders must have bought the stock before 02 May 2025. Payment date: 23 May 2025. Payout ratio is a comfortable 34% but the company is not cash flow positive. Trailing yield: 3.3%. Lower than top quartile of Italian dividend payers (5.7%). Lower than average of industry peers (7.3%).Reported Earnings • Apr 16First quarter 2025 earnings released: EPS: US$2.17 (vs US$1.60 in 1Q 2024)First quarter 2025 results: EPS: US$2.17 (up from US$1.60 in 1Q 2024). Revenue: US$19.0b (up 2.0% from 1Q 2024). Net income: US$4.07b (up 33% from 1Q 2024). Profit margin: 21% (up from 16% in 1Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 2.2% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has fallen by 31% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.Declared Dividend • Apr 10Fourth quarter dividend of US$0.56 announcedShareholders will receive a dividend of US$0.56. Ex-date: 2nd May 2025 Payment date: 23rd May 2025 Dividend yield will be 3.9%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (36% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The dividend has increased by an average of 50% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 53% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Valuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to €52.93, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Italy. Total returns to shareholders of 27% over the past three years.お知らせ • Apr 04Citigroup Inc. Declares Common Stock Dividend, Payable on May 23, 2025The Board of Directors of Citigroup Inc. declared a quarterly dividend on Citigroup’s common stock of $0.56 per share, payable on May 23, 2025, to stockholders of record on May 5, 2025.お知らせ • Mar 21Citigroup Inc. Announces Board ChangesCitigroup Inc. announced at the 2025 Annual Meeting of Stockholders to be held on April 29, 2025, announced Barbara Desoer will be retiring from the Board as of the Annual Meeting having reached the retirement age set forth in Citi’s Corporate Governance Guidelines, and S. Leslie Ireland who decided not to stand for re-election.お知らせ • Mar 20Citigroup Inc., Annual General Meeting, Apr 29, 2025Citigroup Inc., Annual General Meeting, Apr 29, 2025.株主還元1CIT BanksIT 市場7D0.2%-1.0%-0.3%1Y63.2%20.6%16.8%株主還元を見る業界別リターン: 1C過去 1 年間で20.6 % の収益を上げたItalian Banks業界を上回りました。リターン対市場: 1C過去 1 年間で16.8 % の収益を上げたItalian市場を上回りました。価格変動Is 1C's price volatile compared to industry and market?1C volatility1C Average Weekly Movement4.9%Banks Industry Average Movement5.0%Market Average Movement5.2%10% most volatile stocks in IT Market8.4%10% least volatile stocks in IT Market3.1%安定した株価: 1C 、 Italian市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: 1Cの 週次ボラティリティ ( 5% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1812224,000Jane Fraserwww.citigroup.com多角的金融サービス持株会社であるシティグループ・インクは、消費者、企業、政府、機関投資家に様々な金融商品・サービスを提供している。同社は5つのセグメントを通じて事業を展開している：サービス、マーケット、バンキング、米国パーソナル・バンキング、ウェルス。サービス・セグメントには、多国籍企業、金融機関、公的機関向けにキャッシュ・マネジメント、貿易、運転資金のソリューションを提供するトレジャリー＆トレード・ソリューションズ、顧客へのクロスボーダー・サポート、現地市場の専門知識、ポストトレード・テクノロジー、データ・ソリューション、各種証券サービス・ソリューションなどの証券サービスが含まれる。市場部門は、法人、機関投資家、公的機関の顧客に対し、株式、外国為替、金利、スプレッド商品、コモディティの販売およびトレーディング・サービス、ならびに資産クラス、リスク管理ソリューション、資金調達、プライム・ブローカレッジを含むマーケットメイク・サービスを提供している。バンキング部門には、株式および債券資本市場関連の戦略的資金調達ソリューションから成る投資銀行業務、M&A、事業売却、事業再編、企業防衛活動に関するアドバイザリー業務、および法人向け融資業務が含まれる。米国パーソナル・バンキング部門は、リテール顧客および中小企業顧客に対し、独自ブランドおよび共同ブランドのカード・ポートフォリオ、ならびに伝統的なバンキング・サービスを提供している。富裕層部門は富裕層顧客に対し、銀行業務、融資、住宅ローン、投資、カストディ、信託商品、法律事務所、コンサルティング・グループ、会計、資産運用などの専門業界、富裕層および富裕層顧客向けの金融サービスを提供している。同社は北米、英国、日本、北・南アジア、オーストラリア、欧州、中東、アフリカで事業を展開している。シティグループ・インクは1812 年に設立され、ニューヨーク州ニューヨークに本社を置く。もっと見るCitigroup Inc. 基礎のまとめCitigroup の収益と売上を時価総額と比較するとどうか。1C 基礎統計学時価総額€175.95b収益（TTM）€12.64b売上高(TTM)€67.70b14.5xPER（株価収益率1.1xPBR（株価純資産倍率1C は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計1C 損益計算書（TTM）収益US$78.73b売上原価US$0売上総利益US$78.73bその他の費用US$64.04b収益US$14.70b直近の収益報告Mar 31, 2026次回決算日Jul 14, 2026一株当たり利益（EPS）8.62グロス・マージン100.00%純利益率18.67%有利子負債／自己資本比率382.1%1C の長期的なパフォーマンスは？過去の実績と比較を見る配当金1.9%現在の配当利回り29%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 10:28終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Citigroup Inc. 18 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。49 アナリスト機関Stephen BiggarArgus Research CompanyJason GoldbergBarclaysJason GoldbergBarclays46 その他のアナリストを表示
お知らせ • Apr 24Citi Wealth Unveils "Citi Sky" - An AI-Powered Member of the Citi Wealth Team, Built Using Google Cloud and Google DeepMind TechnologiesCiti Wealth unveiled Citi Sky, an always-on AI-powered member of the Citi Wealth team that was built using technology from Google Cloud and Google DeepMind. Citi Sky is aimed at reshaping how clients in the U.S. access market insights, act on opportunities, and engage with their financial advisors. It will be made available to Citigold clients beginning this summer in a phased roll-out in the U.S. Citi Sky was developed using the Gemini Enterprise Agent Platform and will be integrated over time into Citi Wealth platforms in the U.S. to work alongside financial advisors in helping clients make confident financial decisions. Among key capabilities at launch: delivering timely guidance for clients, including prompts for bank certificate of deposit (CD) maturity events and the provision of market insights from Citi Wealth's Chief Investment Office; enabling natural and dynamic engagement by leveraging Google DeepMind's latest real-time avatar technology and Gemini's live audio and video models; launching in English and Spanish, Citi Sky is designed to scale to additional languages over time. The development of Citi Sky involved Google's full AI stack, from Cloud infrastructure to Google DeepMind. This included using Gemini models on Gemini Enterprise Agent Platform, a unified environment for building, scaling, governing and optimizing enterprise-grade agents. To power the Citi Sky virtual persona and multimodal capabilities, Citi collaborated closely with Google DeepMind's Applied team and Google Cloud Forward Deployed AI Engineers, using Google DeepMind's real-time avatar technology and Gemini's Live API to enable seamless, low-latency audio and video conversations. Interactions are being built on a secure, grounded data foundation and designed to be in compliance with regulatory standards. Citi Wealth and Google will continue to partner in expanding the capabilities of Citi Sky to support colleague and client needs and ensure best-in-class service. The technology builds upon Citi and Google Cloud's multi-year strategic partnership to support the bank's digital strategy, expanding the use of Google's AI technologies from Citi's internal operations to how Citi Wealth clients manage, grow, and protect their wealth.
Recent Insider Transactions • Apr 20Insider recently sold €2.8m worth of stockOn the 15th of April, Edward Skyler sold around 25k shares on-market at roughly €111 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €6.3m. Insiders have been net sellers, collectively disposing of €20m more than they bought in the last 12 months.
Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: US$3.31 (vs US$2.00 in 1Q 2025)First quarter 2026 results: EPS: US$3.31 (up from US$2.00 in 1Q 2025). Revenue: US$22.1b (up 17% from 1Q 2025). Net income: US$5.79b (up 54% from 1Q 2025). Profit margin: 26% (up from 20% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 6.2% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 35% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 04Citigroup Inc., Annual General Meeting, May 20, 2026Citigroup Inc., Annual General Meeting, May 20, 2026.
お知らせ • Apr 03Citigroup, Inc Announces Appointment of Anders Svensson as Managing Director and Head of Natural Resources GroupCitigroup Inc. has appointed Anders Svensson, a former Morgan Stanley managing director, to lead Australasian Natural Resources Coverage as managing director and head of the company's natural resources group. He will work within the Australia and New Zealand capital markets and advisory team. Svensson has more than two decades of experience across the sector.
Reported Earnings • Feb 24Full year 2025 earnings released: EPS: US$7.11 (vs US$6.03 in FY 2024)Full year 2025 results: EPS: US$7.11 (up from US$6.03 in FY 2024). Revenue: US$75.7b (up 6.7% from FY 2024). Net income: US$13.0b (up 14% from FY 2024). Profit margin: 17% (in line with FY 2024). Net interest margin (NIM): 2.47% (up from 2.40% in FY 2024). Cost-to-income ratio: 64.7% (down from 66.4% in FY 2024). Non-performing loans: 0.48% (up from 0.39% in FY 2024). Revenue is forecast to grow 6.7% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 25% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 24Citi Wealth Unveils "Citi Sky" - An AI-Powered Member of the Citi Wealth Team, Built Using Google Cloud and Google DeepMind TechnologiesCiti Wealth unveiled Citi Sky, an always-on AI-powered member of the Citi Wealth team that was built using technology from Google Cloud and Google DeepMind. Citi Sky is aimed at reshaping how clients in the U.S. access market insights, act on opportunities, and engage with their financial advisors. It will be made available to Citigold clients beginning this summer in a phased roll-out in the U.S. Citi Sky was developed using the Gemini Enterprise Agent Platform and will be integrated over time into Citi Wealth platforms in the U.S. to work alongside financial advisors in helping clients make confident financial decisions. Among key capabilities at launch: delivering timely guidance for clients, including prompts for bank certificate of deposit (CD) maturity events and the provision of market insights from Citi Wealth's Chief Investment Office; enabling natural and dynamic engagement by leveraging Google DeepMind's latest real-time avatar technology and Gemini's live audio and video models; launching in English and Spanish, Citi Sky is designed to scale to additional languages over time. The development of Citi Sky involved Google's full AI stack, from Cloud infrastructure to Google DeepMind. This included using Gemini models on Gemini Enterprise Agent Platform, a unified environment for building, scaling, governing and optimizing enterprise-grade agents. To power the Citi Sky virtual persona and multimodal capabilities, Citi collaborated closely with Google DeepMind's Applied team and Google Cloud Forward Deployed AI Engineers, using Google DeepMind's real-time avatar technology and Gemini's Live API to enable seamless, low-latency audio and video conversations. Interactions are being built on a secure, grounded data foundation and designed to be in compliance with regulatory standards. Citi Wealth and Google will continue to partner in expanding the capabilities of Citi Sky to support colleague and client needs and ensure best-in-class service. The technology builds upon Citi and Google Cloud's multi-year strategic partnership to support the bank's digital strategy, expanding the use of Google's AI technologies from Citi's internal operations to how Citi Wealth clients manage, grow, and protect their wealth.
Recent Insider Transactions • Apr 20Insider recently sold €2.8m worth of stockOn the 15th of April, Edward Skyler sold around 25k shares on-market at roughly €111 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €6.3m. Insiders have been net sellers, collectively disposing of €20m more than they bought in the last 12 months.
Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: US$3.31 (vs US$2.00 in 1Q 2025)First quarter 2026 results: EPS: US$3.31 (up from US$2.00 in 1Q 2025). Revenue: US$22.1b (up 17% from 1Q 2025). Net income: US$5.79b (up 54% from 1Q 2025). Profit margin: 26% (up from 20% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 6.2% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 35% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 04Citigroup Inc., Annual General Meeting, May 20, 2026Citigroup Inc., Annual General Meeting, May 20, 2026.
お知らせ • Apr 03Citigroup, Inc Announces Appointment of Anders Svensson as Managing Director and Head of Natural Resources GroupCitigroup Inc. has appointed Anders Svensson, a former Morgan Stanley managing director, to lead Australasian Natural Resources Coverage as managing director and head of the company's natural resources group. He will work within the Australia and New Zealand capital markets and advisory team. Svensson has more than two decades of experience across the sector.
Reported Earnings • Feb 24Full year 2025 earnings released: EPS: US$7.11 (vs US$6.03 in FY 2024)Full year 2025 results: EPS: US$7.11 (up from US$6.03 in FY 2024). Revenue: US$75.7b (up 6.7% from FY 2024). Net income: US$13.0b (up 14% from FY 2024). Profit margin: 17% (in line with FY 2024). Net interest margin (NIM): 2.47% (up from 2.40% in FY 2024). Cost-to-income ratio: 64.7% (down from 66.4% in FY 2024). Non-performing loans: 0.48% (up from 0.39% in FY 2024). Revenue is forecast to grow 6.7% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 25% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions • Feb 20Insider recently sold €6.3m worth of stockOn the 13th of February, Ernesto Cantu sold around 67k shares on-market at roughly €93.62 per share. This transaction amounted to 57% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €15m more than they bought in the last 12 months.
お知らせ • Feb 05Citigroup Inc. Appoints Kriss Pachauri as Director, Global Asset Managers, Australia and New ZealandCitigroup Inc. has announced a new hire for Australia and New Zealand. The US-based banking firm has announced the hire of Kriss Pachauri as director, global asset managers, Australia and New Zealand. Pachauri was previously a director at the investment bank Houlihan Lokey.
お知らせ • Feb 04Citigroup Inc. Appoints Behzad Merchant as Business Execution LeadCitigroup Inc. appointed Behzad Merchant as business execution lead for India with additional oversight for Bangladesh & Sri Lanka. Merchant will be responsible for driving strategic, business-critical and regulatory initiatives and programs across India, strengthening and streamlining governance.
お知らせ • Jan 29Citigroup Inc. Announces Executive ChangesCitigroup Inc. announced a series of leadership changes to its corporate banking business. It announced that Jason Rekate and John Chirico are to become global chairs of corporate banking and investment banking, respectively. Marcelo Marangon and Kaleem Rizvi have been appointed as co-heads of corporate banking. Marangon, currently chief country officer for Brazil, is relocating to New York for his role. Rizvi transitions form his head of corporate banking for JANA (Japan, Asia North, Australia) role and relocate from Hong Kong to London.
お知らせ • Jan 16Citi Announces Management ChangesCiti has appointed Per-Henrik Lewander as its new Nordic head and country head for Sweden. He succeeds Erik Savola, who was promoted in August to the bank's head of Corporate Banking for all of Europe. Most recently, Per-Henrik Lewander was Chairman of the Global Financial Institutions Group & Fintech within Citi, where he led a team of over 400 bankers in more than 60 countries and was responsible for approximately 3,000 clients in 180 countries.
お知らせ • Jan 15Citigroup Inc Announces Appointments of Jessica Rowe as DirectorCitigroup Inc. has announced that it has expanded its syndication team in Australia. The firm has announced two new appointments. It has appointed Jessica Rowe as director, spread products syndication, Australia and APAC. Similarly, the firm has also appointed Dane Harris as vice president in the A$ debt syndicate team.
お知らせ • Jan 13Citigroup Inc. Declares Quarterly Common Stock Dividend, Payable on February 27, 2026The Board of Directors of Citigroup Inc. declared a quarterly dividend on Citigroup’s common stock of $0.60 per share, payable on February 27, 2026, to stockholders of record on February 2, 2026.
お知らせ • Jan 07Citigroup Inc Announces Appointment of Alexander Wong as Managing Director in Investment BankingCitigroup Inc. has announced the hire of Alexander Wong as a managing director in its investment banking business. The appointment is intended to strengthen the firm's senior client coverage functions across the Asia-Pacific (APAC) region. Wong joins from Credit Suisse where he was a managing director.
お知らせ • Dec 20Citigroup, Inc. Appoints Ryan Ellis as Head of Markets Sales for Australia and New ZealandCitigroup Inc. announced that it has appointed Ryan Ellis as head of markets sales for Australia and New Zealand. The appointment is effective immediately. In the role, Ellis will lead the integration and execution of the bank's sales strategy across financial institutions and corporate clients. He joined Citi in 202 and has two decades of experience in financial markets.
お知らせ • Dec 16Fernando Chico Pardo and family completed the acquisition of 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C).Fernando Chico Pardo and family agreed to acquire 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C) for MXN 42 billion ($2.3 billion) on September 24, 2025. As part of acquisition, a cash consideration of MXN 42 billion will be paid for 520 million shares in Grupo Financiero Citibanamex, S. A. de C. V. Upon closing, Fernando Chico Pardo will be appointed as Chair of Grupo Financiero Banamex. Ignacio (Nacho) Deschamps will remain as Chair of Banco Nacional de México. Manuel Romo will remain as Chief Executive Officer of Banamex. The transaction is subject to customary closing conditions, including regulatory approvals in Mexico. The transaction is expected to complete in second half of 2026. Citi’s Banking group is acting as the exclusive financial advisor to Citi. Paola Lozano, Jeffrey Brill, Narciso Campos, Eduardo Flores, Alberto Sepúlveda and Eugenio Bernal of Skadden, Arps, Slate, Meagher & Flom LLP acted as legal advisor for Citigroup Inc. Creel García-Cuéllar Aiza y Enriquez acted as legal advisor for Citigroup Inc. White & Case, S.C. acted as legal advisor for Citigroup Inc. Laura Turano, Stan Richards, Suhan Shim, Anne McGinnis, Timothy Cruickshank, Nathan Mitchell, Bonnie Chen, Chuck Googe and Christopher Gonnella of Paul, Weiss, Rifkind, Wharton & Garrison LLP acted as U.S. legal advisor and Bufete Robles Miaja, S.C. serving as Mexican counsel to the Chico family. Fernando Chico Pardo and family completed the acquisition of 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C) on December 15, 2025. As part of this agreement, effective immediately, Fernando Chico Pardo will become Chair of Grupo Financiero Banamex. The transaction, which was announced in September, has received the necessary Mexican financial and antitrust regulators’ approval and has met all closing conditions.
お知らせ • Dec 02Citigroup Inc. Appoints Yuko Nakayama as Head of Japan ECM, Effective December 1, 2025Citigroup Inc. has appointed a head for its operations for Japan effective immediately. The American bank has appointed Yuko Nakayama as head of Japan ECM. Nakayama returned to Citigroup Inc. in 2023 after a stint at Goldman Sachs. Her appointment is expected to enhance the bank's presence in the market. Nakayama will be responsible for leading and further developing its Equity Capital Markets franchise in Japan. In her new role, Nakayama will be responsible for leading and further developing its Equity Capital Markets franchise in Japan, as well as enhancing execution capabilities and broadening coverage for both domestic and multinational clients. She will report directly to Taiji Nagasaka and Akira Kiyota, co-heads of Investment Banking for Japan at Citi, with matrix reporting lines to Harish Raman and Kenneth Chow. The full ECM team in Japan will report to her.
お知らせ • Nov 21+ 2 more updatesCiti Announces Executive ChangesCiti announced that it will begin the process of transitioning the role of Chief Financial Officer from Mark Mason to Gonzalo Luchetti. Mason will remain CFO until early March 2026. He will then become Executive Vice Chair of Citi and Senior Executive Advisor to Chair and CEO Jane Fraser, with responsibility for advising on strategic initiatives, including preparing the firm for Investor Day. Mason joined Citi in 2001 and became CFO in 2019. He held several senior operational, strategic and financial leadership positions, including CFO of the Institutional Clients Group, CEO of the Citi Private Bank, CEO of Citi Holdings, and CFO and Head of Strategy and M&A for Wealth Management. Mason initiated the transition of his responsibilities at this time to ensure that Citi’s next CFO is in place for the next phase of Citi’s growth trajectory. He will be working closely with Luchetti to ensure the delivery of the 2026 return target and support Fraser and Luchetti as they prepare for Citi’s upcoming Investor Day. He intends to pursue his leadership aspirations outside of Citi by the end of 2026. Retail Banking will become part of Citi’s Wealth business to strengthen Citi’s competitive position across the client continuum, with one unified U.S. team working across Everyday Banking, Citi Priority, Citigold and Citigold Private Client. That team will be led by Kate Luft, who will become Head of U.S. Retail Banking and Citigold and will report to Andy Sieg. Integrating these businesses puts Citi in a position to accelerate growth by realizing more synergies across relationship tiers; unifies management of the consumer deposit taking franchises; and allows for better strategic decision making about investment priorities, footprint and client acquisition efforts. Luft joined Citi in 2008 in the Sales and Trading division. She has worked in Citi’s Latin America and Australia franchises. As part of U.S. Personal Banking, she ran Products and Segments as well as Consumer Operations and was most recently Head of Retail Banking. U.S. Consumer Cards will become one of Citi’s five core businesses. As leader of that business, Habner will be responsible for a portfolio that serves more than 70 million customers across the U.S. and that partners with a range of iconic brands, including Citi’s premier partnerships with American Airlines and Costo, which Habner helped to reinvent. She joined Citi in 2020 as Head of Branded Cards and Lending after six years at JPMorgan Chase and more than 18 years at American Express. Under her leadership, Citi has launched innovative products, including Citi’s Strata portfolio family of rewards credit cards, and meaningfully scaled its personal loans business. She will report to Fraser and become a member of the firm’s Executive Management Team.
お知らせ • Nov 07Citi Unveils Strategic Expansion of Citi Token ServicesCiti announced the expansion of Citi Token Services (CTS) with the integration of Euro transactions and an extended footprint to Dublin, Ireland. This development broadens the platform's reach across multiple currencies and markets aiming to enhance 24/7, real-time, cross-border liquidity and payment capabilities for corporate and institutional clients globally. The solution is currently live in key financial hubs including the US, UK, Singapore, and Hong Kong, with plans for further market expansion. This expansion marks a significant step in Citi's digital asset strategy, building on the integration of Citi Token Services with Citi's 24/7 USD Clearing platform, announced in September. This industry-first integration will enable clients to move money when and where they need to without being constrained by time zones or currencies in a more cost-effective manner. As part of this expansion, Citi Token Services is extending its footprint into Dublin, Ireland - an important liquidity center for Citi's clients. From Dublin, clients will now be able to transfer both USD and Euros around the clock to their accounts and those of third-party accounts at Citi branches that are already live on CTS globally, addressing the limitations of traditional banking hours and supporting corporate liquidity optimization. This launch aligns with Citi's goal to deliver a multi-bank, multi-currency, cross-border network that provides reliable, frictionless and always-on payment and liquidity solutions worldwide. Subject to regulatory approvals.
お知らせ • Oct 31Citigroup Inc. Reports Impairment Charges Results for the Third Quarter Ended September 30, 2025Citigroup Inc. reported impairment charges results for the third quarter ended September 30, 2025. For the quarter, the company reported goodwill impairment of $726 million ($714 million after-tax).
お知らせ • Oct 23Citi Announces Board ChangesCiti announced that its Board of Directors has elected Jane Fraser, Citi’s Chief Executive Officer, as Chair of the Board. John Dugan, who served as Chair of Citi’s Board since 2019, will become Lead Independent Director. In his role as Lead Independent Director, Dugan will continue to perform many of the key leadership and oversight functions he did as Chair and will provide critical connectivity between Fraser and independent directors. In addition to carrying out the duties of the Lead Independent Director as in Citi’s Corporate Governance Guidelines and By-laws, Dugan will, among other responsibilities and consistent with peer practices, continue to meet with shareholders, regulators and other important constituents, and take a leading role in the Board’s self-assessment process and the CEO performance, compensation and succession processes. He also will continue to chair the Transformation Oversight Committee of the Board. John Dugan joined the Board in 2017 after serving as its counsel for several years. Jane Fraser became Citi CEO in 2021.
お知らせ • Oct 20American Airlines and Citi Launch the Citi/Aadvantage Globe MastercardAmerican Airlines, Citi and Mastercard unveiled the Citi®? /AAdvantage®? Globe™? Mastercard®?--a new entry in the travel credit card market that reimagines what mid-tier means with access to premium benefits.
Declared Dividend • Oct 17Third quarter dividend of US$0.60 announcedShareholders will receive a dividend of US$0.60. Ex-date: 31st October 2025 Payment date: 26th November 2025 Dividend yield will be 2.6%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The dividend has increased by an average of 51% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 64% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 16Citi Appoints Karen Cheong as Country Human Resources Officer and Banking Human Resources Adviser for MalaysiaCiti has appointed Karen Cheong as country human resources officer and banking human resources adviser for Malaysia. Cheong joined Citi in August 2010. She will be responsible for leading Citi Malaysia's human resources strategy and providing a broad range of advisory services, which includes leading Citi's efforts in talent acquisition, talent management, compensation and benefits, organisational effectiveness and employee engagement to support the firm's ongoing transformation and growth.
Reported Earnings • Oct 15Third quarter 2025 earnings released: EPS: US$1.89 (vs US$1.53 in 3Q 2024)Third quarter 2025 results: EPS: US$1.89 (up from US$1.53 in 3Q 2024). Revenue: US$19.8b (up 11% from 3Q 2024). Net income: US$3.44b (up 18% from 3Q 2024). Profit margin: 17% (in line with 3Q 2024). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 24% per year, which means it is well ahead of earnings.
お知らせ • Oct 14Citigroup Inc. Declares Common Stock Dividend, Payable on November 26, 2025The Board of Directors of Citigroup Inc. declared a quarterly dividend on Citigroup’s common stock of $0.60 per share, payable on November 26, 2025, to stockholders of record on November 3, 2025.
Buy Or Sell Opportunity • Oct 02Now 21% undervaluedOver the last 90 days, the stock has risen 11% to €83.06. The fair value is estimated to be €106, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 14%. For the next 3 years, revenue is forecast to grow by 6.2% per annum. Earnings are also forecast to grow by 10% per annum over the same time period.
お知らせ • Sep 30Citi Achieves Integrating Citi Token Services with 24/7 USD Clearing for Real-Time Cross-Border Payments and Liquidity ManagementCiti announced its plans for an industry-first integration of Citi®? Token Services, a blockchain-based platform, with its 24/7 USD Clearing solution to create a 24/7, multibank cross-border instant payments capability for Citi's institutional clients in the UK and US. This pioneering move expands Citi's growing real-time, 24/7 network and empowers corporate and financial institution clients to initiate payment transactions and manage liquidity near instantaneously across Citi and non-Citi accounts globally. Citi's 24/7 USD Cleared solution facilitates active transactions for over 250 banks across more than 40 markets, enabling their end clients to benefit from round-the-clock connectivity to Citi's network. Furthermore, Citi's multinational clients can now benefit from rapid 24/7 transfer of funds to suppliers and third parties who hold accounts within Citi's expanding 24/7 USD Clearing network. While initially available for clients with Citi accounts in the UK and US, Citi plans to expand this offering to additional geographies in the future. Citi Token Services leverages a private permissioned blockchain to facilitate tokenized internal liquidity transactions within Citi's network. This integration with Citi's 24/7 $Clearing combines traditional payment systems with secure blockchain technology, enabling frictionless, round-the-clock initiation and processing of cross-border USD payments. This underscores Citi's commitment and support of its clients' evolving digital payments needs and the global shift towards 24/7 financial operations. Citi's 24/7 USD Clearing helps clients to effectively make USD payments in near real time globally across Citi's 1,500 financial institution customers globally, 24 hours a day, 7 days a week, including holidays in the United States.
お知らせ • Sep 25Fernando Chico Pardo and family agreed to acquire 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C) for MXN 42 billion ($2.3 billion).Fernando Chico Pardo and family agreed to acquire 25% stake in Grupo Financiero Citibanamex, S. A. de C. V. from Citigroup Inc. (NYSE:C) for MXN 42 billion ($2.3 billion) on September 24, 2025. As part of acquisition, 520 million shares will be acquired. Upon closing, Fernando Chico Pardo will be appointed as Chair of Grupo Financiero Banamex. Ignacio (Nacho) Deschamps will remain as Chair of Banco Nacional de México. Manuel Romo will remain as Chief Executive Officer of Banamex. The transaction is subject to customary closing conditions, including regulatory approvals in Mexico. The transaction is expected to complete in second half of 2026. Citibank Global Markets, Inc. acted as financial advisor for Citigroup Inc. Skadden, Arps, Slate, Meagher & Flom LLP acted as legal advisor for Citigroup Inc. Creel García-Cuéllar Aiza y Enriquez acted as legal advisor for Citigroup Inc. White & Case, S.C. acted as legal advisor for Citigroup Inc. Paul, Weiss, Rifkind, Wharton & Garrison LLP acted as U.S. legal advisor and Bufete Robles Miaja, S.C. serving as Mexican counsel to the Chico family.
お知らせ • Sep 16+ 1 more updateCiti Announces Executive ChangesCiti has appointed Lee Lung-Nien as Singapore country officer and banking head. He will assume the role on October 6 and replace incumbent Tibor Pandi, who will move on to "explore other opportunities within the firm. Lee's appointment marks the first time in 50 years that a Singaporean will serve in the most senior role for the Singapore market. A banking veteran, Lee has been with Citi for 35 years. He currently serves as chairman of Citi Private Bank for South Asia, having been appointed to the role in 2020. Meanwhile, Pandi has served as country officer and banking head for Singapore since Feb. 2023. Prior to that, he served as the country officer for Thailand as well as Romania, according to his LinkedIn profile. Upon stepping into the new role, Lee will oversee all Citi businesses and operations in Singapore. He will drive franchise performance, manage client and regulatory relationships and ensure a robust risk and control environment.
お知らせ • Sep 11Citigroup Inc. Appoints Shobhit Varshney as Its New Head of AICitigroup Inc. Announced the appointment of Shobhit Varshney as its new head of AI. Varshney was with IBM, where he was the head of data and artificial intelligence. At Citi, the executive will work closely with chief technology officer, David Griffiths, to scale AI across the company.
Recent Insider Transactions • Jul 20Independent Director recently sold €232k worth of stockOn the 16th of July, Peter Henry sold around 3k shares on-market at roughly €77.44 per share. This transaction amounted to 9.1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €266k. Insiders have been net sellers, collectively disposing of €20m more than they bought in the last 12 months.
Declared Dividend • Jul 17Second quarter dividend of US$0.56 announcedShareholders will receive a dividend of US$0.56. Ex-date: 1st August 2025 Payment date: 22nd August 2025 Dividend yield will be 2.7%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The dividend has increased by an average of 50% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 81% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 16Second quarter 2025 earnings released: EPS: US$2.01 (vs US$1.54 in 2Q 2024)Second quarter 2025 results: EPS: US$2.01 (up from US$1.54 in 2Q 2024). Revenue: US$19.2b (up 7.9% from 2Q 2024). Net income: US$3.73b (up 27% from 2Q 2024). Profit margin: 20% (up from 17% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.5% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.
New Risk • Jul 15New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
お知らせ • Jul 15Citigroup Inc. Declares Quarterly Dividend on Common Stock, Payable on August 22, 2025The Board of Directors of Citigroup Inc. declared a quarterly dividend on Citigroup’s common stock of $0.60 per share, payable on August 22, 2025, to stockholders of record on August 4, 2025.
お知らせ • Jul 02JTC PLC (LSE:JTC) completed the acquisition of Citi Trust from Citigroup Inc. (NYSE:C).JTC PLC (LSE:JTC) entered into an agreement to acquire Citi Trust from Citigroup Inc. (NYSE:C) for $80 million on September 16, 2024. The acquisition will be funded from the Group's existing cash reserves and committed debt facilities. The acquisition is subject to customary regulatory approvals in all relevant jurisdictions and is expected to complete in the first half of 2025. As of June 24, 2025, JTC completes the first private placement in the United States with a $75 million through the issue of new USPP notes proceeds from the USPP will be used in part to finance the Citi Trust acquisition. The Citi Trust acquisition remains on track to complete by the end of second quarter of 2025. Nick Spurrell, Melissa Fogarty, Dan Bomsztyk, Jenni Polson, Caroline de Chastelain, Mariasole Rinciari, Dorothy Adu-mfum, Chelsea Bruk-Jackson, Sarah Boyd, Tom Masters of Clifford Chance LLP acted as legal advisors for Citigroup Inc. JTC PLC (LSE:JTC) completed the acquisition of Citi Trust from Citigroup Inc. (NYSE:C) on July 1, 2025.
お知らせ • Jun 19Citigroup Inc. Announces Appointment of Jonathan Moulds as Non-Executive Director, Effective June 16, 2025Citigroup Inc. announced the appointment of Jonathan Moulds as Non-Executive Director, effective June 16, 2025. The board appointed him to the Board’s Risk Management Committee and Transformation Oversight Committee. Mr. Moulds serves as Chair of the Board of Directors of Citigroup Global Markets Limited (CGML), Citigroup’s international broker/dealer. Mr. Moulds previously served as Chief Operating Officer of Barclays PLC and in several roles at Bank of America Corporation. ? Jonathan Moulds: Jonathan has extensive experience in financial services, having worked in the UK, US and Asia during his 25+year executive career. ? He spent the majority of his career at Bank of America where he became head of Bank of America's International businesses and subsequently European President of Bank of America Merrill Lynch, and the CEO of Merrill Lynch International following the merger of the two companies. Jonathan subsequently served as Chief Operating Officer of Barclays, where he oversaw the technology, risk and cost transformation initiatives to help improve the bank’s operational efficiency. ? Jonathan has taken on a number of non-executive roles including as Senior Independent Director and Chair of the Risk Committee at IG Group, the listed global leveraged trading platform, Chair of Citi’s International Broker Dealer, CGML and Chair of the Financial Markets Standards Board (FMSB) the industry-led, global standards body for wholesale financial markets. ? Jonathan has served on key industry associations, including the International Swaps and Derivatives Association as Chair, Association for Financial Markets in Europe as director, the Global Financial Markets Association as director and as a member of the Capital Markets Senior Practitioners of the UK Financial Services Authority. He was the founding co-chair of OTCDerivNet, which promotes the development of a secure post-trade environment for the OTC derivative industry. ? He has a first-class honors degree in Mathematics from the University of Cambridge and was awarded a CBE in the 2014 Honors List for services to philanthropy.
お知らせ • Jun 05Citi Appoints John Mclean as Head of Equity Capital Markets and Global Asset Managers for Australia and New ZealandCiti announced the appointment of John McLean as Head of Equity Capital Markets (ECM) and Global Asset Managers (GAM) for Australia and New Zealand. John is currently Head of GAM, Citi's Financial Sponsors business in Asia Pacific. In this role, John is responsible for managing a regional team advising global alternative asset manager and sovereign wealth fund clients. In addition to his financial sponsors expertise, John has over two decades of experience in equity capital markets. John will relocate from Singapore to Sydney.
Recent Insider Transactions • May 07Independent Chairman recently sold €266k worth of stockOn the 30th of April, John Dugan sold around 4k shares on-market at roughly €60.16 per share. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.6m. This was John's only on-market trade for the last 12 months.
Upcoming Dividend • Apr 25Upcoming dividend of US$0.56 per shareEligible shareholders must have bought the stock before 02 May 2025. Payment date: 23 May 2025. Payout ratio is a comfortable 34% but the company is not cash flow positive. Trailing yield: 3.3%. Lower than top quartile of Italian dividend payers (5.7%). Lower than average of industry peers (7.3%).
Reported Earnings • Apr 16First quarter 2025 earnings released: EPS: US$2.17 (vs US$1.60 in 1Q 2024)First quarter 2025 results: EPS: US$2.17 (up from US$1.60 in 1Q 2024). Revenue: US$19.0b (up 2.0% from 1Q 2024). Net income: US$4.07b (up 33% from 1Q 2024). Profit margin: 21% (up from 16% in 1Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 2.2% growth forecast for the Banks industry in Italy. Over the last 3 years on average, earnings per share has fallen by 31% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
Declared Dividend • Apr 10Fourth quarter dividend of US$0.56 announcedShareholders will receive a dividend of US$0.56. Ex-date: 2nd May 2025 Payment date: 23rd May 2025 Dividend yield will be 3.9%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (36% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The dividend has increased by an average of 50% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 53% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Valuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to €52.93, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Italy. Total returns to shareholders of 27% over the past three years.
お知らせ • Apr 04Citigroup Inc. Declares Common Stock Dividend, Payable on May 23, 2025The Board of Directors of Citigroup Inc. declared a quarterly dividend on Citigroup’s common stock of $0.56 per share, payable on May 23, 2025, to stockholders of record on May 5, 2025.
お知らせ • Mar 21Citigroup Inc. Announces Board ChangesCitigroup Inc. announced at the 2025 Annual Meeting of Stockholders to be held on April 29, 2025, announced Barbara Desoer will be retiring from the Board as of the Annual Meeting having reached the retirement age set forth in Citi’s Corporate Governance Guidelines, and S. Leslie Ireland who decided not to stand for re-election.
お知らせ • Mar 20Citigroup Inc., Annual General Meeting, Apr 29, 2025Citigroup Inc., Annual General Meeting, Apr 29, 2025.
