View Future GrowthOracle Financial Services Software 過去の業績過去 基準チェック /56Oracle Financial Services Softwareは、平均年間8.2%の収益成長を遂げていますが、 Software業界の収益は、年間 成長しています。収益は、平均年間18.1% 8.9%収益成長率で 成長しています。 Oracle Financial Services Softwareの自己資本利益率は33.7%であり、純利益率は34.4%です。主要情報8.20%収益成長率7.98%EPS成長率Software 業界の成長22.64%収益成長率8.90%株主資本利益率33.72%ネット・マージン34.40%前回の決算情報31 Mar 2026最近の業績更新Reported Earnings • Apr 23Full year 2026 earnings: EPS and revenues exceed analyst expectationsFull year 2026 results: EPS: ₹304 (up from ₹274 in FY 2025). Revenue: ₹76.7b (up 12% from FY 2025). Net income: ₹26.4b (up 11% from FY 2025). Profit margin: 34% (in line with FY 2025). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) also surpassed analyst estimates by 4.6%. Revenue is forecast to grow 9.3% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Jan 22Third quarter 2026 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2026 results: EPS: ₹70.08 (up from ₹62.37 in 3Q 2025). Revenue: ₹19.7b (up 15% from 3Q 2025). Net income: ₹6.10b (up 13% from 3Q 2025). Profit margin: 31% (in line with 3Q 2025). Revenue exceeded analyst estimates by 2.5%. Earnings per share (EPS) missed analyst estimates by 7.3%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 37% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 13Oracle Financial Services Software Limited to Report Q3, 2026 Results on Jan 21, 2026Oracle Financial Services Software Limited announced that they will report Q3, 2026 results on Jan 21, 2026Reported Earnings • Oct 19Second quarter 2026 earnings: EPS and revenues miss analyst expectationsSecond quarter 2026 results: EPS: ₹62.84 (down from ₹66.61 in 2Q 2025). Revenue: ₹18.6b (up 11% from 2Q 2025). Net income: ₹5.46b (down 5.5% from 2Q 2025). Profit margin: 29% (down from 35% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.5%. Earnings per share (EPS) also missed analyst estimates by 15%. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 44% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Oct 10Oracle Financial Services Software Limited to Report Q2, 2026 Results on Oct 17, 2025Oracle Financial Services Software Limited announced that they will report Q2, 2026 results on Oct 17, 2025お知らせ • Jul 15Oracle Financial Services Software Limited to Report Q1, 2026 Results on Jul 23, 2025Oracle Financial Services Software Limited announced that they will report Q1, 2026 results on Jul 23, 2025すべての更新を表示Recent updatesValuation Update With 7 Day Price Move • Apr 29Investor sentiment improves as stock rises 19%After last week's 19% share price gain to ₹9,688, the stock trades at a forward P/E ratio of 27x. Average forward P/E is 26x in the Software industry in India. Total returns to shareholders of 206% over the past three years.Declared Dividend • Apr 25Final dividend of ₹270 announcedShareholders will receive a dividend of ₹270. Ex-date: 7th May 2026 Payment date: 21st May 2026 Dividend yield will be 4.5%, which is higher than the industry average of 1.2%. Sustainability & Growth Dividend is not covered by earnings (132% earnings payout ratio) nor is it covered by cash flows (135% cash payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. The company's earnings per share (EPS) would need to grow by 46% to bring the payout ratio under control. EPS is expected to grow by 38% over the next 3 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.Price Target Changed • Apr 24Price target increased by 8.0% to ₹10,695Up from ₹9,900, the current price target is an average from 2 analysts. New target price is 20% above last closing price of ₹8,949. Stock is up 4.0% over the past year. The company is forecast to post earnings per share of ₹361 for next year compared to ₹304 last year.Reported Earnings • Apr 23Full year 2026 earnings: EPS and revenues exceed analyst expectationsFull year 2026 results: EPS: ₹304 (up from ₹274 in FY 2025). Revenue: ₹76.7b (up 12% from FY 2025). Net income: ₹26.4b (up 11% from FY 2025). Profit margin: 34% (in line with FY 2025). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) also surpassed analyst estimates by 4.6%. Revenue is forecast to grow 9.3% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 14+ 1 more updateOracle Financial Services Extends Agentic AI Platform to Corporate BankingOracle Financial Services is transforming corporate banking with new embedded AI capabilities and agents. With these advancements, financial institutions and corporate banks can now benefit from an enterprise-class suite of AI-infused applications and pre-built AI agents for treasury, trade finance, credit, and lending. These enhancements automate mission-critical processes and speed decision-making to help banks and their corporate clients navigate market volatility and risk, accelerate loan processing, and unlock new opportunities for enhanced growth and service. By enabling AI experience agents to engage directly with clients and bankers, and domain agents to collaborate across workflows, Oracle is helping corporate banks transition from fragmented, manual operations to a unified, real-time, data-driven system of intelligence that improves efficiency, compliance, and client experiences. The new corporate banking capabilities are powered by Oracle's next-generation banking platform that embeds AI experiences and decisioning at the core of every customer engagement and business process. With its robust agentic ecosystem, the platform's AI agents can orchestrate seamless, real-time, and highly tailored interactions supported by human expertise. This approach enables bankers to play a pivotal "human-in-the-loop" role, supporting oversight and ethical governance. Key corporate banking innovations include: Corporate Credit: Loan Data Extraction Agent addresses the challenge of highly customized and lengthy corporate loan contracts, which can be hundreds of pages, by efficiently extracting and standardizing key data into machine-readable formats. This saves considerable time, reduces the risk of manual error, and accurately prepares crucial information for downstream processing. Financial Data Extraction Agent pulls financial metrics and line items from internal statements and related documents, structures statement data into consistent templates to enable comparisons across periods/entities, and produces a financial dataset for automated checks and credit analysis inputs. Loan Data Validation Agent cross-verifies extracted loan and financial inputs against source documents and/or internal records, performs rigorous data integrity checks, and flags anomalies for the banker's review. Documents Data Extraction Agent continuously monitors external financial news sources related to the borrower, industry, and macro environment; extracts and summarizes actionable signals; and produces structured risk and sentiment insights to be combined with validated internal data. Narrative Generation Agent ingests validated and enriched loan, financial, and external risk insights; automatically drafts the credit memo narrative; and produces a banker-ready first draft designed for faster review, editing, and final approval. Trade and Supply Chain Finance: Application Validator Agent ingests Bank Guarantee application packages and supporting documents; checks submissions for completeness; detects and flags onerous or non-standard clauses; performs upfront policy validation and produces an exception list for banker review; and delivers a pass/fail (or risk-tiered) recommendation. SCF Program Creation Agent analyzes sales contracts and related commercial terms; automatically defines and tailors a SCF program structure aligned to the contract; identifies missing inputs or ambiguous terms; prompts for clarification to finalize setup parameters; and produces a program configuration package for banker approval and downstream execution. These agents are a sampling of the hundreds of corporate and retail banking agents Oracle Financial Services plans to make available within the next 12 months.Board Change • Mar 14High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Simon de Montfort Walker was the last director to join the board, commencing their role in 2026. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.分析記事 • Feb 09We Think Oracle Financial Services Software (NSE:OFSS) Can Manage Its Debt With EaseThe external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...分析記事 • Jan 24Oracle Financial Services Software Limited Just Missed EPS By 7.3%: Here's What Analysts Think Will Happen NextOracle Financial Services Software Limited ( NSE:OFSS ) came out with its quarterly results last week, and we wanted to...お知らせ • Jan 23Oracle Financial Services Software Limited Announces Re-Constitution of Committees, Effective January 23, 2026Oracle Financial Services Software Limited, at the board meeting held on January 21, 2026 approved the re-constitution of the following Committees of the Board, effective January 23, 2026: Nomination and Remuneration Committee: Mr. Mrugank Paranjape Chairperson, Non-Executive, Independent Director; Ms. Jane Murphy Member, Non-Executive, Independent Director; Ms. Kimberly Woolley Member, Non-Executive, Non-Independent Director. Corporate Social Responsibility Committee: Ms. Kimberly Woolley Chairperson, Non-Executive, Non-Independent Director; Ms. Jane Murphy Member, Non-Executive, Independent Director; Mr. Makarand Padalkar Member, Managing Director & Chief Executive Officer.Reported Earnings • Jan 22Third quarter 2026 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2026 results: EPS: ₹70.08 (up from ₹62.37 in 3Q 2025). Revenue: ₹19.7b (up 15% from 3Q 2025). Net income: ₹6.10b (up 13% from 3Q 2025). Profit margin: 31% (in line with 3Q 2025). Revenue exceeded analyst estimates by 2.5%. Earnings per share (EPS) missed analyst estimates by 7.3%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 37% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 13Oracle Financial Services Software Limited to Report Q3, 2026 Results on Jan 21, 2026Oracle Financial Services Software Limited announced that they will report Q3, 2026 results on Jan 21, 2026お知らせ • Jan 05Oracle Financial Services Software Limited Announces Resignation of Harinderjit Singh as Non-Executive, Non-Independent Director and A Member of the Nomination & Remuneration Committee and Corporate Social Responsibility Committee, Effective January 22, 2026Oracle Financial Services Software Limited announced that Mr. Harinderjit Singh, Non-Executive, Non-Independent Director of the Company, has tendered his resignation which will be effective January 22, 2026. Consequently, he shall also cease to be a member of the Nomination & Remuneration Committee and Corporate Social Responsibility Committee of the Company from the aforementioned date. The resignation and related disclosures are made in compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and SEBI Circular dated July 13, 2023. Mr. Harinderjit Singh served as a Non-Executive, Non-Independent Director. His resignation is due to professional and personal commitments. The resignation was communicated to the National Stock Exchange of India Limited and BSE Ltd., with relevant details provided as per regulatory requirements.分析記事 • Jan 01Oracle Financial Services Software (NSE:OFSS) Might Become A Compounding MachineFinding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...Upcoming Dividend • Oct 27Upcoming dividend of ₹130 per shareEligible shareholders must have bought the stock before 03 November 2025. Payment date: 15 November 2025. The company is paying out more than 100% of its earnings and cash flow. Trailing yield: 3.0%. Within top quartile of Indian dividend payers (1.2%). Higher than average of industry peers (1.7%).お知らせ • Oct 20Oracle Financial Services Software Limited Approves Interim Dividend for the Financial Year 2025-26, Payable on or Before November 15, 2025The Board of Directors of the Oracle Financial Services Software Limited at its meeting held on October 17, 2025, approved an Interim Dividend for the financial year 2025-26 of INR 130/- per equity share of face value of INR 5/- each; and fixed November 3, 2025 as the Record Date for the purpose of said Interim Dividend; decided that the Interim Dividend be paid on or before November 15, 2025 to the Shareholders whose names appear on the list of members of the Company as at the close of business on November 3, 2025.Reported Earnings • Oct 19Second quarter 2026 earnings: EPS and revenues miss analyst expectationsSecond quarter 2026 results: EPS: ₹62.84 (down from ₹66.61 in 2Q 2025). Revenue: ₹18.6b (up 11% from 2Q 2025). Net income: ₹5.46b (down 5.5% from 2Q 2025). Profit margin: 29% (down from 35% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.5%. Earnings per share (EPS) also missed analyst estimates by 15%. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 44% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Oct 10Oracle Financial Services Software Limited to Report Q2, 2026 Results on Oct 17, 2025Oracle Financial Services Software Limited announced that they will report Q2, 2026 results on Oct 17, 2025分析記事 • Sep 18Pinning Down Oracle Financial Services Software Limited's (NSE:OFSS) P/E Is Difficult Right NowWith a price-to-earnings (or "P/E") ratio of 33x Oracle Financial Services Software Limited ( NSE:OFSS ) may be sending...分析記事 • Jul 26Oracle Financial Services Software Limited (NSE:OFSS) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This YearLast week, you might have seen that Oracle Financial Services Software Limited ( NSE:OFSS ) released its quarterly...分析記事 • Jul 17Is Now The Time To Put Oracle Financial Services Software (NSE:OFSS) On Your Watchlist?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...お知らせ • Jul 15Oracle Financial Services Software Limited to Report Q1, 2026 Results on Jul 23, 2025Oracle Financial Services Software Limited announced that they will report Q1, 2026 results on Jul 23, 2025Reported Earnings • Jul 01Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: ₹274 (up from ₹256 in FY 2024). Revenue: ₹68.5b (up 7.4% from FY 2024). Net income: ₹23.8b (up 7.2% from FY 2024). Profit margin: 35% (in line with FY 2024). Revenue missed analyst estimates by 1.0%. Earnings per share (EPS) exceeded analyst estimates by 1.5%. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 43% per year, which means it is tracking significantly ahead of earnings growth.分析記事 • Jun 19Many Would Be Envious Of Oracle Financial Services Software's (NSE:OFSS) Excellent Returns On CapitalTo find a multi-bagger stock, what are the underlying trends we should look for in a business? Amongst other things...お知らせ • Jun 12Oracle Financial Services Software Limited, Annual General Meeting, Jul 24, 2025Oracle Financial Services Software Limited, Annual General Meeting, Jul 24, 2025, at 15:00 Indian Standard Time.Price Target Changed • Apr 29Price target decreased by 12% to ₹10,000Down from ₹11,400, the current price target is provided by 1 analyst. New target price is 13% above last closing price of ₹8,838. Stock is up 16% over the past year. The company is forecast to post earnings per share of ₹309 for next year compared to ₹274 last year.Declared Dividend • Apr 27Dividend increased to ₹265Dividend of ₹265 is 10% higher than last year. Ex-date: 8th May 2025 Payment date: 17th May 2025 Dividend yield will be 3.1%, which is higher than the industry average of 1.2%. Sustainability & Growth Dividend is not adequately covered by earnings (97% earnings payout ratio) nor is it covered by cash flows (106% cash payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. The company's earnings per share (EPS) would need to grow by 7.4% to bring the payout ratio under control. EPS is expected to grow by 25% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.Reported Earnings • Apr 26Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: ₹274 (up from ₹256 in FY 2024). Revenue: ₹68.5b (up 7.4% from FY 2024). Net income: ₹23.8b (up 7.2% from FY 2024). Profit margin: 35% (in line with FY 2024). Revenue missed analyst estimates by 1.0%. Earnings per share (EPS) exceeded analyst estimates by 1.5%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 34% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 17Oracle Financial Services Software Limited to Report Q4, 2025 Results on Apr 25, 2025Oracle Financial Services Software Limited announced that they will report Q4, 2025 results on Apr 25, 2025Reported Earnings • Jan 16Third quarter 2025 earnings: EPS and revenues miss analyst expectationsThird quarter 2025 results: EPS: ₹62.37 (down from ₹85.53 in 3Q 2024). Revenue: ₹17.8b (down 2.1% from 3Q 2024). Net income: ₹5.41b (down 27% from 3Q 2024). Profit margin: 30% (down from 41% in 3Q 2024). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 3.0%. Earnings per share (EPS) also missed analyst estimates by 13%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 40% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 07Oracle Financial Services Software Limited to Report Q3, 2025 Results on Jan 15, 2025Oracle Financial Services Software Limited announced that they will report Q3, 2025 results on Jan 15, 2025Recent Insider Transactions • Dec 06Compliance Officer & Company Secretary recently sold ₹1.2m worth of stockOn the 2nd of December, Onkarnath Banerjee sold around 100 shares on-market at roughly ₹11,749 per share. This transaction amounted to 7.0% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹60m. Insiders have been net sellers, collectively disposing of ₹605m more than they bought in the last 12 months.Reported Earnings • Oct 25Second quarter 2025 earnings: EPS and revenues miss analyst expectationsSecond quarter 2025 results: EPS: ₹66.61 (up from ₹48.25 in 2Q 2024). Revenue: ₹16.7b (up 16% from 2Q 2024). Net income: ₹5.78b (up 38% from 2Q 2024). Profit margin: 35% (up from 29% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 3.1%. Earnings per share (EPS) also missed analyst estimates by 2.4%. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 35% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Oct 16Oracle Financial Services Software Limited to Report Q2, 2025 Results on Oct 24, 2024Oracle Financial Services Software Limited announced that they will report Q2, 2025 results on Oct 24, 2024Recent Insider Transactions • Sep 25CEO, MD & Executive Director recently sold ₹31m worth of stockOn the 20th of September, S. Padalkar sold around 3k shares on-market at roughly ₹11,214 per share. This transaction amounted to 2.7% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. S. has been a net seller over the last 12 months, reducing personal holdings by ₹69m.Recent Insider Transactions • Sep 20Insider recently sold ₹12m worth of stockOn the 13th of September, Vinay Limaye sold around 1k shares on-market at roughly ₹12,284 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹504m more than they bought in the last 12 months.Recent Insider Transactions • Sep 04Compliance Officer & Company Secretary recently sold ₹6.7m worth of stockOn the 28th of August, Onkarnath Banerjee sold around 600 shares on-market at roughly ₹11,106 per share. This transaction amounted to 80% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹19m. Insiders have been net sellers, collectively disposing of ₹479m more than they bought in the last 12 months.New Risk • Aug 17New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: ₹49m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by cash flows (118% cash payout ratio). Significant insider selling over the past 3 months (₹49m sold).Recent Insider Transactions • Aug 02Compliance Officer & Company Secretary recently sold ₹8.3m worth of stockOn the 29th of July, Onkarnath Banerjee sold around 750 shares on-market at roughly ₹11,114 per share. This transaction amounted to 94% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹19m. Insiders have been net sellers, collectively disposing of ₹469m more than they bought in the last 12 months.Price Target Changed • Jul 26Price target increased by 31% to ₹10,500Up from ₹7,990, the current price target is provided by 1 analyst. New target price is 5.4% below last closing price of ₹11,094. Stock is up 190% over the past year. The company is forecast to post earnings per share of ₹289 for next year compared to ₹256 last year.お知らせ • Jul 16Oracle Financial Services Software Limited to Report Q1, 2025 Results on Jul 24, 2024Oracle Financial Services Software Limited announced that they will report Q1, 2025 results on Jul 24, 2024Reported Earnings • Jun 29Full year 2024 earnings: EPS and revenues miss analyst expectationsFull year 2024 results: EPS: ₹256 (up from ₹209 in FY 2023). Revenue: ₹63.7b (up 12% from FY 2023). Net income: ₹22.2b (up 23% from FY 2023). Profit margin: 35% (up from 32% in FY 2023). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) also missed analyst estimates by 2.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 40% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jun 14Oracle Financial Services Software Limited, Annual General Meeting, Jul 25, 2024Oracle Financial Services Software Limited, Annual General Meeting, Jul 25, 2024, at 15:00 Indian Standard Time.Valuation Update With 7 Day Price Move • Jun 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ₹8,438, the stock trades at a forward P/E ratio of 30x. Average forward P/E is 32x in the Software industry in India. Total returns to shareholders of 161% over the past three years.お知らせ • Apr 26Oracle Financial Services Software Limited Approves Interim Dividend for the Financial Year 2023-24, Payable on or Before May 23, 2024Oracle Financial Services Software Limited at its board of directors meeting held on April 24, 2024, approved an Interim Dividend for the financial year 2023-24 of INR 240.00 per equity share of face value of INR 5.00 each, fixed May 7, 2024 as the Record Date for the purpose of said Interim Dividend, decided that the Interim Dividend be paid on or before May 23, 2024 to the Shareholders whose names appear on the list of members of the Company as at the close of business on May 7, 2024.Reported Earnings • Apr 25Full year 2024 earnings: EPS and revenues miss analyst expectationsFull year 2024 results: EPS: ₹256 (up from ₹209 in FY 2023). Revenue: ₹67.2b (up 18% from FY 2023). Net income: ₹22.2b (up 23% from FY 2023). Profit margin: 33% (up from 32% in FY 2023). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) also missed analyst estimates by 2.2%. Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 16Oracle Financial Services Software Limited to Report Q4, 2024 Results on Apr 24, 2024Oracle Financial Services Software Limited announced that they will report Q4, 2024 results on Apr 24, 2024お知らせ • Mar 30Oracle Financial Services Software Limited Announces Retirement of Board Members, Effective on March 31, 2024Oracle Financial Services Software Limited announced that Mr. S Venkatachalam and Mr. Richard Jackson, Non-Executive, Independent Directors of the Company, are completing their tenure as Independent Directors of the Company on March 31, 2024. They shall retire from the Board of Directors of the Company, with effect from close of business hours on March 31, 2024.Recent Insider Transactions • Mar 20Insider recently sold ₹17m worth of stockOn the 12th of March, Vinayak Hampihallikar sold around 2k shares on-market at roughly ₹8,492 per share. This transaction amounted to 31% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹59m. Insiders have been net sellers, collectively disposing of ₹468m more than they bought in the last 12 months.Recent Insider Transactions • Mar 12Insider recently sold ₹24m worth of stockOn the 6th of March, Chaitanya Kamat sold around 3k shares on-market at roughly ₹7,940 per share. This transaction amounted to 2.1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth ₹59m. Insiders have been net sellers, collectively disposing of ₹407m more than they bought in the last 12 months.Recent Insider Transactions • Feb 28Independent Chairman recently sold ₹7.7m worth of stockOn the 20th of February, Sambasivan Venkatachalam sold around 1k shares on-market at roughly ₹7,736 per share. This transaction amounted to 25% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹59m. Sambasivan has been a net seller over the last 12 months, reducing personal holdings by ₹18m.Recent Insider Transactions • Feb 20Chief Financial Officer recently sold ₹7.5m worth of stockOn the 13th of February, Avadhut Ketkar sold around 1k shares on-market at roughly ₹7,495 per share. This transaction amounted to 3.2% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹59m. Avadhut has been a net seller over the last 12 months, reducing personal holdings by ₹20m.Recent Insider Transactions • Feb 18Insider recently sold ₹9.4m worth of stockOn the 9th of February, Vikram Gupta sold around 1k shares on-market at roughly ₹7,485 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹59m. Insiders have been net sellers, collectively disposing of ₹350m more than they bought in the last 12 months.Recent Insider Transactions • Feb 15Insider recently sold ₹56m worth of stockOn the 6th of February, Vikram Gupta sold around 8k shares on-market at roughly ₹6,980 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹280m more than they bought in the last 12 months.Recent Insider Transactions • Jan 27CEO, MD & Director recently sold ₹39m worth of stockOn the 23rd of January, S. Padalkar sold around 6k shares on-market at roughly ₹6,436 per share. This transaction amounted to 5.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was S.'s only on-market trade for the last 12 months.New Risk • Jan 18New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Indian stocks, typically moving 9.4% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.4% average weekly change). Dividend is not well covered by earnings and cash flows. Payout ratio: 107% Cash payout ratio: 119%Reported Earnings • Jan 18Third quarter 2024 earnings released: EPS: ₹85.53 (vs ₹50.63 in 3Q 2023)Third quarter 2024 results: EPS: ₹85.53 (up from ₹50.63 in 3Q 2023). Revenue: ₹19.2b (up 32% from 3Q 2023). Net income: ₹7.41b (up 69% from 3Q 2023). Profit margin: 39% (up from 30% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 25% per year, which means it is tracking significantly ahead of earnings growth.Valuation Update With 7 Day Price Move • Jan 15Investor sentiment improves as stock rises 17%After last week's 17% share price gain to ₹5,071, the stock trades at a forward P/E ratio of 21x. Average forward P/E is 34x in the Software industry in India. Total returns to shareholders of 82% over the past three years.お知らせ • Jan 09Oracle Financial Services Software Limited to Report Q3, 2024 Results on Jan 17, 2024Oracle Financial Services Software Limited announced that they will report Q3, 2024 results on Jan 17, 2024Reported Earnings • Oct 20Second quarter 2024 earnings: EPS misses analyst expectationsSecond quarter 2024 results: EPS: ₹48.25 (up from ₹46.06 in 2Q 2023). Revenue: ₹15.1b (up 9.7% from 2Q 2023). Net income: ₹4.17b (up 5.0% from 2Q 2023). Profit margin: 28% (down from 29% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.6%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has increased by 6% per year.お知らせ • Oct 11Oracle Financial Services Software Limited to Report Q2, 2024 Results on Oct 18, 2023Oracle Financial Services Software Limited announced that they will report Q2, 2024 results on Oct 18, 2023お知らせ • Oct 05Oracle Financial Services Software Limited Appoints Avadhut Ketkar as Chief Financial Officer, Effective October 5, 2023Oracle Financial Services Software Limited at its board meeting held on October 3, 2023, approved the appointment of Mr. Avadhut Ketkar as Chief Financial Officer (Key Managerial Personnel) based on the recommendation of the Nomination and Remuneration Committee, with effect from October 5, 2023. Reconstitution of Corporate Social Responsibility Committee, effective October 5, 2023, as: Mr. Harinderjit Singh - Chairperson, Non-Executive, Non-Independent Director; Mr. S Venkatachalam - Member, Non-Executive, Independent Director and Mr. Makarand Padalkar - Member, Managing Director and Chief Executive Officer. Reconstitution of Risk Management Committee effective October 5, 2023, as: Mr. Sridhar Srinivasan - Chairperson, Non-Executive, Independent Director; Mr. Makarand Padalkar - Member, Managing Director and Chief Executive Officer; and Mr. Avadhut Ketkar - Member, Chief Financial Officer.Recent Insider Transactions • Sep 14Compliance Officer & Company Secretary recently sold ₹2.1m worth of stockOn the 8th of September, Onkarnath Banerjee sold around 500 shares on-market at roughly ₹4,280 per share. This transaction amounted to 92% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹6.9m. Insiders have been net sellers, collectively disposing of ₹53m more than they bought in the last 12 months.Recent Insider Transactions • Sep 06Key Executive recently sold ₹6.9m worth of stockOn the 1st of September, Chaitanya Kamat sold around 2k shares on-market at roughly ₹4,124 per share. This transaction amounted to 1.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Chaitanya's only on-market trade for the last 12 months.お知らせ • Sep 06Oracle Financial Services Software Limited Announces Retirement of Chaitanya Kamat as Chief Executive Officer, Effective October 4, 2023Oracle Financial Services Software Limited announced that Mr. Chaitanya Kamat, Chief Executive Officer of the Company, has decided to retire and has tendered his resignation which will be effective from close of business hours of October 4, 2023. The Board of Directors of the Company has accepted his resignation in its meeting held on September 4, 2023 and placed on record its appreciation for the contributions made by Mr. Kamat during his tenure with the Company.Recent Insider Transactions • Aug 23Chief Accounting Officer recently sold ₹4.0m worth of stockOn the 18th of August, Avadhut Ketkar sold around 1k shares on-market at roughly ₹4,029 per share. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹42m more than they bought in the last 12 months.Reported Earnings • Jul 27First quarter 2024 earnings released: EPS: ₹57.94 (vs ₹56.97 in 1Q 2023)First quarter 2024 results: EPS: ₹57.94 (up from ₹56.97 in 1Q 2023). Revenue: ₹15.6b (up 11% from 1Q 2023). Net income: ₹5.01b (up 1.9% from 1Q 2023). Profit margin: 32% (down from 35% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.2% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 8% per year.お知らせ • Jul 18Oracle Financial Services Software Limited to Report Q1, 2024 Results on Jul 26, 2023Oracle Financial Services Software Limited announced that they will report Q1, 2024 results at 3:30 PM, Indian Standard Time on Jul 26, 2023Recent Insider Transactions • Jun 28Independent Chairman recently sold ₹3.8m worth of stockOn the 22nd of June, Sambasivan Venkatachalam sold around 1k shares on-market at roughly ₹3,847 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹11m. This was Sambasivan's only on-market trade for the last 12 months.お知らせ • Jun 15Oracle Financial Services Software Limited, Annual General Meeting, Jul 27, 2023Oracle Financial Services Software Limited, Annual General Meeting, Jul 27, 2023, at 17:00 Indian Standard Time.Recent Insider Transactions • May 12Insider recently sold ₹6.3m worth of stockOn the 10th of May, Priyanshu Bhatt sold around 2k shares on-market at roughly ₹3,480 per share. This transaction amounted to 74% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹20m more than they bought in the last 12 months.Upcoming Dividend • May 02Upcoming dividend of ₹225 per share at 6.3% yieldEligible shareholders must have bought the stock before 09 May 2023. Payment date: 25 May 2023. The company is paying out more than 100% of its profits and is paying out 95% of its cash flow. Trailing yield: 6.3%. Within top quartile of Indian dividend payers (1.6%). Higher than average of industry peers (1.9%).Reported Earnings • Apr 27Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: ₹209 (down from ₹219 in FY 2022). Revenue: ₹58.9b (up 13% from FY 2022). Net income: ₹18.1b (down 4.4% from FY 2022). Profit margin: 31% (down from 36% in FY 2022). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.8%. Earnings per share (EPS) also missed analyst estimates by 3.0%. Revenue is forecast to grow 7.9% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 14% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions • Apr 06Insider recently sold ₹1.1m worth of stockOn the 31st of March, Manish Bhandari sold around 330 shares on-market at roughly ₹3,262 per share. This transaction amounted to 93% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth ₹4.6m. Insiders have been net sellers, collectively disposing of ₹11m more than they bought in the last 12 months.Recent Insider Transactions • Mar 22Insider recently sold ₹4.6m worth of stockOn the 17th of March, Manish Bhandari sold around 1k shares on-market at roughly ₹3,260 per share. This transaction amounted to 80% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹9.4m more than they bought in the last 12 months.Recent Insider Transactions • Feb 18Compliance Officer & Company Secretary recently sold ₹1.6m worth of stockOn the 15th of February, Onkarnath Banerjee sold around 500 shares on-market at roughly ₹3,156 per share. This transaction amounted to 62% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹3.6m more than they bought in the last 12 months.Reported Earnings • Jan 19Third quarter 2023 earnings: EPS misses analyst expectationsThird quarter 2023 results: EPS: ₹50.63 (up from ₹50.50 in 3Q 2022). Revenue: ₹14.9b (up 18% from 3Q 2022). Net income: ₹4.37b (flat on 3Q 2022). Profit margin: 29% (down from 34% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.5%. Revenue is forecast to grow 9.3% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.収支内訳Oracle Financial Services Software の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史NSEI:OFSS 収益、費用、利益 ( )INR Millions日付収益収益G+A経費研究開発費31 Mar 2676,72126,3935,333031 Dec 2573,23224,4155,157030 Sep 2570,72523,7324,796030 Jun 2569,57624,0484,425031 Mar 2568,46823,7964,228031 Dec 2467,73022,9594,058030 Sep 2468,81424,9544,379030 Jun 2466,52023,3514,187031 Mar 2463,73022,1943,949031 Dec 2362,01021,3853,782030 Sep 2358,26718,3503,159030 Jun 2357,58318,1543,120031 Mar 2356,98318,0613,107031 Dec 2255,04618,0862,900030 Sep 2253,21618,0662,646030 Jun 2252,26518,5642,241031 Mar 2252,21518,8882,035031 Dec 2151,55518,6741,931030 Sep 2151,68018,6171,949030 Jun 2150,44118,0632,066031 Mar 2149,83917,6192,207031 Dec 2050,42515,7082,637030 Sep 2049,78815,9783,041030 Jun 2049,46415,6463,478031 Mar 2048,79414,6223,818031 Dec 1948,31615,1904,374030 Sep 1948,42013,6824,455030 Jun 1949,05613,6144,567031 Mar 1949,80313,8594,625031 Dec 1848,33612,9574,617030 Sep 1847,18612,7944,667030 Jun 1846,68612,6924,631031 Mar 1845,27512,3704,521031 Dec 1745,04212,2934,609030 Sep 1745,77412,5894,416030 Jun 1744,53212,0884,504031 Mar 1744,26511,8544,621031 Dec 1644,39011,8174,555030 Sep 1643,31211,2704,649030 Jun 1642,21612,3163,777031 Mar 1641,31210,4894,239031 Dec 1540,16710,5503,928030 Sep 1539,29910,4003,800030 Jun 1538,80210,7833,6700質の高い収益: OFSSは 高品質の収益 を持っています。利益率の向上: OFSSの現在の純利益率 (34.4%)は、昨年(34.8%)よりも低くなっています。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: OFSSの収益は過去 5 年間で年間8.2%増加しました。成長の加速: OFSSの過去 1 年間の収益成長率 ( 10.9% ) は、5 年間の平均 ( 年間8.2%を上回っています。収益対業界: OFSSの過去 1 年間の収益成長率 ( 10.9% ) はSoftware業界7.6%を上回りました。株主資本利益率高いROE: OFSSの 自己資本利益率 ( 33.7% ) は 高い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YSoftware 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/22 12:33終値2026/05/22 00:00収益2026/03/31年間収益2026/03/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Oracle Financial Services Software Limited 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7 アナリスト機関Sushil Sharma360 ONE Capital Market Private LimitedVijayaraghavan SwaminathanAvendus SparkPriya RohiraAxis Capital Limited4 その他のアナリストを表示
Reported Earnings • Apr 23Full year 2026 earnings: EPS and revenues exceed analyst expectationsFull year 2026 results: EPS: ₹304 (up from ₹274 in FY 2025). Revenue: ₹76.7b (up 12% from FY 2025). Net income: ₹26.4b (up 11% from FY 2025). Profit margin: 34% (in line with FY 2025). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) also surpassed analyst estimates by 4.6%. Revenue is forecast to grow 9.3% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Jan 22Third quarter 2026 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2026 results: EPS: ₹70.08 (up from ₹62.37 in 3Q 2025). Revenue: ₹19.7b (up 15% from 3Q 2025). Net income: ₹6.10b (up 13% from 3Q 2025). Profit margin: 31% (in line with 3Q 2025). Revenue exceeded analyst estimates by 2.5%. Earnings per share (EPS) missed analyst estimates by 7.3%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 37% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 13Oracle Financial Services Software Limited to Report Q3, 2026 Results on Jan 21, 2026Oracle Financial Services Software Limited announced that they will report Q3, 2026 results on Jan 21, 2026
Reported Earnings • Oct 19Second quarter 2026 earnings: EPS and revenues miss analyst expectationsSecond quarter 2026 results: EPS: ₹62.84 (down from ₹66.61 in 2Q 2025). Revenue: ₹18.6b (up 11% from 2Q 2025). Net income: ₹5.46b (down 5.5% from 2Q 2025). Profit margin: 29% (down from 35% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.5%. Earnings per share (EPS) also missed analyst estimates by 15%. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 44% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Oct 10Oracle Financial Services Software Limited to Report Q2, 2026 Results on Oct 17, 2025Oracle Financial Services Software Limited announced that they will report Q2, 2026 results on Oct 17, 2025
お知らせ • Jul 15Oracle Financial Services Software Limited to Report Q1, 2026 Results on Jul 23, 2025Oracle Financial Services Software Limited announced that they will report Q1, 2026 results on Jul 23, 2025
Valuation Update With 7 Day Price Move • Apr 29Investor sentiment improves as stock rises 19%After last week's 19% share price gain to ₹9,688, the stock trades at a forward P/E ratio of 27x. Average forward P/E is 26x in the Software industry in India. Total returns to shareholders of 206% over the past three years.
Declared Dividend • Apr 25Final dividend of ₹270 announcedShareholders will receive a dividend of ₹270. Ex-date: 7th May 2026 Payment date: 21st May 2026 Dividend yield will be 4.5%, which is higher than the industry average of 1.2%. Sustainability & Growth Dividend is not covered by earnings (132% earnings payout ratio) nor is it covered by cash flows (135% cash payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. The company's earnings per share (EPS) would need to grow by 46% to bring the payout ratio under control. EPS is expected to grow by 38% over the next 3 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.
Price Target Changed • Apr 24Price target increased by 8.0% to ₹10,695Up from ₹9,900, the current price target is an average from 2 analysts. New target price is 20% above last closing price of ₹8,949. Stock is up 4.0% over the past year. The company is forecast to post earnings per share of ₹361 for next year compared to ₹304 last year.
Reported Earnings • Apr 23Full year 2026 earnings: EPS and revenues exceed analyst expectationsFull year 2026 results: EPS: ₹304 (up from ₹274 in FY 2025). Revenue: ₹76.7b (up 12% from FY 2025). Net income: ₹26.4b (up 11% from FY 2025). Profit margin: 34% (in line with FY 2025). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) also surpassed analyst estimates by 4.6%. Revenue is forecast to grow 9.3% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 14+ 1 more updateOracle Financial Services Extends Agentic AI Platform to Corporate BankingOracle Financial Services is transforming corporate banking with new embedded AI capabilities and agents. With these advancements, financial institutions and corporate banks can now benefit from an enterprise-class suite of AI-infused applications and pre-built AI agents for treasury, trade finance, credit, and lending. These enhancements automate mission-critical processes and speed decision-making to help banks and their corporate clients navigate market volatility and risk, accelerate loan processing, and unlock new opportunities for enhanced growth and service. By enabling AI experience agents to engage directly with clients and bankers, and domain agents to collaborate across workflows, Oracle is helping corporate banks transition from fragmented, manual operations to a unified, real-time, data-driven system of intelligence that improves efficiency, compliance, and client experiences. The new corporate banking capabilities are powered by Oracle's next-generation banking platform that embeds AI experiences and decisioning at the core of every customer engagement and business process. With its robust agentic ecosystem, the platform's AI agents can orchestrate seamless, real-time, and highly tailored interactions supported by human expertise. This approach enables bankers to play a pivotal "human-in-the-loop" role, supporting oversight and ethical governance. Key corporate banking innovations include: Corporate Credit: Loan Data Extraction Agent addresses the challenge of highly customized and lengthy corporate loan contracts, which can be hundreds of pages, by efficiently extracting and standardizing key data into machine-readable formats. This saves considerable time, reduces the risk of manual error, and accurately prepares crucial information for downstream processing. Financial Data Extraction Agent pulls financial metrics and line items from internal statements and related documents, structures statement data into consistent templates to enable comparisons across periods/entities, and produces a financial dataset for automated checks and credit analysis inputs. Loan Data Validation Agent cross-verifies extracted loan and financial inputs against source documents and/or internal records, performs rigorous data integrity checks, and flags anomalies for the banker's review. Documents Data Extraction Agent continuously monitors external financial news sources related to the borrower, industry, and macro environment; extracts and summarizes actionable signals; and produces structured risk and sentiment insights to be combined with validated internal data. Narrative Generation Agent ingests validated and enriched loan, financial, and external risk insights; automatically drafts the credit memo narrative; and produces a banker-ready first draft designed for faster review, editing, and final approval. Trade and Supply Chain Finance: Application Validator Agent ingests Bank Guarantee application packages and supporting documents; checks submissions for completeness; detects and flags onerous or non-standard clauses; performs upfront policy validation and produces an exception list for banker review; and delivers a pass/fail (or risk-tiered) recommendation. SCF Program Creation Agent analyzes sales contracts and related commercial terms; automatically defines and tailors a SCF program structure aligned to the contract; identifies missing inputs or ambiguous terms; prompts for clarification to finalize setup parameters; and produces a program configuration package for banker approval and downstream execution. These agents are a sampling of the hundreds of corporate and retail banking agents Oracle Financial Services plans to make available within the next 12 months.
Board Change • Mar 14High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Simon de Montfort Walker was the last director to join the board, commencing their role in 2026. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
分析記事 • Feb 09We Think Oracle Financial Services Software (NSE:OFSS) Can Manage Its Debt With EaseThe external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
分析記事 • Jan 24Oracle Financial Services Software Limited Just Missed EPS By 7.3%: Here's What Analysts Think Will Happen NextOracle Financial Services Software Limited ( NSE:OFSS ) came out with its quarterly results last week, and we wanted to...
お知らせ • Jan 23Oracle Financial Services Software Limited Announces Re-Constitution of Committees, Effective January 23, 2026Oracle Financial Services Software Limited, at the board meeting held on January 21, 2026 approved the re-constitution of the following Committees of the Board, effective January 23, 2026: Nomination and Remuneration Committee: Mr. Mrugank Paranjape Chairperson, Non-Executive, Independent Director; Ms. Jane Murphy Member, Non-Executive, Independent Director; Ms. Kimberly Woolley Member, Non-Executive, Non-Independent Director. Corporate Social Responsibility Committee: Ms. Kimberly Woolley Chairperson, Non-Executive, Non-Independent Director; Ms. Jane Murphy Member, Non-Executive, Independent Director; Mr. Makarand Padalkar Member, Managing Director & Chief Executive Officer.
Reported Earnings • Jan 22Third quarter 2026 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2026 results: EPS: ₹70.08 (up from ₹62.37 in 3Q 2025). Revenue: ₹19.7b (up 15% from 3Q 2025). Net income: ₹6.10b (up 13% from 3Q 2025). Profit margin: 31% (in line with 3Q 2025). Revenue exceeded analyst estimates by 2.5%. Earnings per share (EPS) missed analyst estimates by 7.3%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 37% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 13Oracle Financial Services Software Limited to Report Q3, 2026 Results on Jan 21, 2026Oracle Financial Services Software Limited announced that they will report Q3, 2026 results on Jan 21, 2026
お知らせ • Jan 05Oracle Financial Services Software Limited Announces Resignation of Harinderjit Singh as Non-Executive, Non-Independent Director and A Member of the Nomination & Remuneration Committee and Corporate Social Responsibility Committee, Effective January 22, 2026Oracle Financial Services Software Limited announced that Mr. Harinderjit Singh, Non-Executive, Non-Independent Director of the Company, has tendered his resignation which will be effective January 22, 2026. Consequently, he shall also cease to be a member of the Nomination & Remuneration Committee and Corporate Social Responsibility Committee of the Company from the aforementioned date. The resignation and related disclosures are made in compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and SEBI Circular dated July 13, 2023. Mr. Harinderjit Singh served as a Non-Executive, Non-Independent Director. His resignation is due to professional and personal commitments. The resignation was communicated to the National Stock Exchange of India Limited and BSE Ltd., with relevant details provided as per regulatory requirements.
分析記事 • Jan 01Oracle Financial Services Software (NSE:OFSS) Might Become A Compounding MachineFinding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Upcoming Dividend • Oct 27Upcoming dividend of ₹130 per shareEligible shareholders must have bought the stock before 03 November 2025. Payment date: 15 November 2025. The company is paying out more than 100% of its earnings and cash flow. Trailing yield: 3.0%. Within top quartile of Indian dividend payers (1.2%). Higher than average of industry peers (1.7%).
お知らせ • Oct 20Oracle Financial Services Software Limited Approves Interim Dividend for the Financial Year 2025-26, Payable on or Before November 15, 2025The Board of Directors of the Oracle Financial Services Software Limited at its meeting held on October 17, 2025, approved an Interim Dividend for the financial year 2025-26 of INR 130/- per equity share of face value of INR 5/- each; and fixed November 3, 2025 as the Record Date for the purpose of said Interim Dividend; decided that the Interim Dividend be paid on or before November 15, 2025 to the Shareholders whose names appear on the list of members of the Company as at the close of business on November 3, 2025.
Reported Earnings • Oct 19Second quarter 2026 earnings: EPS and revenues miss analyst expectationsSecond quarter 2026 results: EPS: ₹62.84 (down from ₹66.61 in 2Q 2025). Revenue: ₹18.6b (up 11% from 2Q 2025). Net income: ₹5.46b (down 5.5% from 2Q 2025). Profit margin: 29% (down from 35% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.5%. Earnings per share (EPS) also missed analyst estimates by 15%. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 44% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Oct 10Oracle Financial Services Software Limited to Report Q2, 2026 Results on Oct 17, 2025Oracle Financial Services Software Limited announced that they will report Q2, 2026 results on Oct 17, 2025
分析記事 • Sep 18Pinning Down Oracle Financial Services Software Limited's (NSE:OFSS) P/E Is Difficult Right NowWith a price-to-earnings (or "P/E") ratio of 33x Oracle Financial Services Software Limited ( NSE:OFSS ) may be sending...
分析記事 • Jul 26Oracle Financial Services Software Limited (NSE:OFSS) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This YearLast week, you might have seen that Oracle Financial Services Software Limited ( NSE:OFSS ) released its quarterly...
分析記事 • Jul 17Is Now The Time To Put Oracle Financial Services Software (NSE:OFSS) On Your Watchlist?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
お知らせ • Jul 15Oracle Financial Services Software Limited to Report Q1, 2026 Results on Jul 23, 2025Oracle Financial Services Software Limited announced that they will report Q1, 2026 results on Jul 23, 2025
Reported Earnings • Jul 01Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: ₹274 (up from ₹256 in FY 2024). Revenue: ₹68.5b (up 7.4% from FY 2024). Net income: ₹23.8b (up 7.2% from FY 2024). Profit margin: 35% (in line with FY 2024). Revenue missed analyst estimates by 1.0%. Earnings per share (EPS) exceeded analyst estimates by 1.5%. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 43% per year, which means it is tracking significantly ahead of earnings growth.
分析記事 • Jun 19Many Would Be Envious Of Oracle Financial Services Software's (NSE:OFSS) Excellent Returns On CapitalTo find a multi-bagger stock, what are the underlying trends we should look for in a business? Amongst other things...
お知らせ • Jun 12Oracle Financial Services Software Limited, Annual General Meeting, Jul 24, 2025Oracle Financial Services Software Limited, Annual General Meeting, Jul 24, 2025, at 15:00 Indian Standard Time.
Price Target Changed • Apr 29Price target decreased by 12% to ₹10,000Down from ₹11,400, the current price target is provided by 1 analyst. New target price is 13% above last closing price of ₹8,838. Stock is up 16% over the past year. The company is forecast to post earnings per share of ₹309 for next year compared to ₹274 last year.
Declared Dividend • Apr 27Dividend increased to ₹265Dividend of ₹265 is 10% higher than last year. Ex-date: 8th May 2025 Payment date: 17th May 2025 Dividend yield will be 3.1%, which is higher than the industry average of 1.2%. Sustainability & Growth Dividend is not adequately covered by earnings (97% earnings payout ratio) nor is it covered by cash flows (106% cash payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. The company's earnings per share (EPS) would need to grow by 7.4% to bring the payout ratio under control. EPS is expected to grow by 25% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.
Reported Earnings • Apr 26Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: ₹274 (up from ₹256 in FY 2024). Revenue: ₹68.5b (up 7.4% from FY 2024). Net income: ₹23.8b (up 7.2% from FY 2024). Profit margin: 35% (in line with FY 2024). Revenue missed analyst estimates by 1.0%. Earnings per share (EPS) exceeded analyst estimates by 1.5%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 34% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 17Oracle Financial Services Software Limited to Report Q4, 2025 Results on Apr 25, 2025Oracle Financial Services Software Limited announced that they will report Q4, 2025 results on Apr 25, 2025
Reported Earnings • Jan 16Third quarter 2025 earnings: EPS and revenues miss analyst expectationsThird quarter 2025 results: EPS: ₹62.37 (down from ₹85.53 in 3Q 2024). Revenue: ₹17.8b (down 2.1% from 3Q 2024). Net income: ₹5.41b (down 27% from 3Q 2024). Profit margin: 30% (down from 41% in 3Q 2024). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 3.0%. Earnings per share (EPS) also missed analyst estimates by 13%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 40% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 07Oracle Financial Services Software Limited to Report Q3, 2025 Results on Jan 15, 2025Oracle Financial Services Software Limited announced that they will report Q3, 2025 results on Jan 15, 2025
Recent Insider Transactions • Dec 06Compliance Officer & Company Secretary recently sold ₹1.2m worth of stockOn the 2nd of December, Onkarnath Banerjee sold around 100 shares on-market at roughly ₹11,749 per share. This transaction amounted to 7.0% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹60m. Insiders have been net sellers, collectively disposing of ₹605m more than they bought in the last 12 months.
Reported Earnings • Oct 25Second quarter 2025 earnings: EPS and revenues miss analyst expectationsSecond quarter 2025 results: EPS: ₹66.61 (up from ₹48.25 in 2Q 2024). Revenue: ₹16.7b (up 16% from 2Q 2024). Net income: ₹5.78b (up 38% from 2Q 2024). Profit margin: 35% (up from 29% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 3.1%. Earnings per share (EPS) also missed analyst estimates by 2.4%. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 35% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Oct 16Oracle Financial Services Software Limited to Report Q2, 2025 Results on Oct 24, 2024Oracle Financial Services Software Limited announced that they will report Q2, 2025 results on Oct 24, 2024
Recent Insider Transactions • Sep 25CEO, MD & Executive Director recently sold ₹31m worth of stockOn the 20th of September, S. Padalkar sold around 3k shares on-market at roughly ₹11,214 per share. This transaction amounted to 2.7% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. S. has been a net seller over the last 12 months, reducing personal holdings by ₹69m.
Recent Insider Transactions • Sep 20Insider recently sold ₹12m worth of stockOn the 13th of September, Vinay Limaye sold around 1k shares on-market at roughly ₹12,284 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹504m more than they bought in the last 12 months.
Recent Insider Transactions • Sep 04Compliance Officer & Company Secretary recently sold ₹6.7m worth of stockOn the 28th of August, Onkarnath Banerjee sold around 600 shares on-market at roughly ₹11,106 per share. This transaction amounted to 80% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹19m. Insiders have been net sellers, collectively disposing of ₹479m more than they bought in the last 12 months.
New Risk • Aug 17New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: ₹49m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by cash flows (118% cash payout ratio). Significant insider selling over the past 3 months (₹49m sold).
Recent Insider Transactions • Aug 02Compliance Officer & Company Secretary recently sold ₹8.3m worth of stockOn the 29th of July, Onkarnath Banerjee sold around 750 shares on-market at roughly ₹11,114 per share. This transaction amounted to 94% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹19m. Insiders have been net sellers, collectively disposing of ₹469m more than they bought in the last 12 months.
Price Target Changed • Jul 26Price target increased by 31% to ₹10,500Up from ₹7,990, the current price target is provided by 1 analyst. New target price is 5.4% below last closing price of ₹11,094. Stock is up 190% over the past year. The company is forecast to post earnings per share of ₹289 for next year compared to ₹256 last year.
お知らせ • Jul 16Oracle Financial Services Software Limited to Report Q1, 2025 Results on Jul 24, 2024Oracle Financial Services Software Limited announced that they will report Q1, 2025 results on Jul 24, 2024
Reported Earnings • Jun 29Full year 2024 earnings: EPS and revenues miss analyst expectationsFull year 2024 results: EPS: ₹256 (up from ₹209 in FY 2023). Revenue: ₹63.7b (up 12% from FY 2023). Net income: ₹22.2b (up 23% from FY 2023). Profit margin: 35% (up from 32% in FY 2023). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) also missed analyst estimates by 2.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 40% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jun 14Oracle Financial Services Software Limited, Annual General Meeting, Jul 25, 2024Oracle Financial Services Software Limited, Annual General Meeting, Jul 25, 2024, at 15:00 Indian Standard Time.
Valuation Update With 7 Day Price Move • Jun 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ₹8,438, the stock trades at a forward P/E ratio of 30x. Average forward P/E is 32x in the Software industry in India. Total returns to shareholders of 161% over the past three years.
お知らせ • Apr 26Oracle Financial Services Software Limited Approves Interim Dividend for the Financial Year 2023-24, Payable on or Before May 23, 2024Oracle Financial Services Software Limited at its board of directors meeting held on April 24, 2024, approved an Interim Dividend for the financial year 2023-24 of INR 240.00 per equity share of face value of INR 5.00 each, fixed May 7, 2024 as the Record Date for the purpose of said Interim Dividend, decided that the Interim Dividend be paid on or before May 23, 2024 to the Shareholders whose names appear on the list of members of the Company as at the close of business on May 7, 2024.
Reported Earnings • Apr 25Full year 2024 earnings: EPS and revenues miss analyst expectationsFull year 2024 results: EPS: ₹256 (up from ₹209 in FY 2023). Revenue: ₹67.2b (up 18% from FY 2023). Net income: ₹22.2b (up 23% from FY 2023). Profit margin: 33% (up from 32% in FY 2023). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) also missed analyst estimates by 2.2%. Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 16Oracle Financial Services Software Limited to Report Q4, 2024 Results on Apr 24, 2024Oracle Financial Services Software Limited announced that they will report Q4, 2024 results on Apr 24, 2024
お知らせ • Mar 30Oracle Financial Services Software Limited Announces Retirement of Board Members, Effective on March 31, 2024Oracle Financial Services Software Limited announced that Mr. S Venkatachalam and Mr. Richard Jackson, Non-Executive, Independent Directors of the Company, are completing their tenure as Independent Directors of the Company on March 31, 2024. They shall retire from the Board of Directors of the Company, with effect from close of business hours on March 31, 2024.
Recent Insider Transactions • Mar 20Insider recently sold ₹17m worth of stockOn the 12th of March, Vinayak Hampihallikar sold around 2k shares on-market at roughly ₹8,492 per share. This transaction amounted to 31% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹59m. Insiders have been net sellers, collectively disposing of ₹468m more than they bought in the last 12 months.
Recent Insider Transactions • Mar 12Insider recently sold ₹24m worth of stockOn the 6th of March, Chaitanya Kamat sold around 3k shares on-market at roughly ₹7,940 per share. This transaction amounted to 2.1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth ₹59m. Insiders have been net sellers, collectively disposing of ₹407m more than they bought in the last 12 months.
Recent Insider Transactions • Feb 28Independent Chairman recently sold ₹7.7m worth of stockOn the 20th of February, Sambasivan Venkatachalam sold around 1k shares on-market at roughly ₹7,736 per share. This transaction amounted to 25% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹59m. Sambasivan has been a net seller over the last 12 months, reducing personal holdings by ₹18m.
Recent Insider Transactions • Feb 20Chief Financial Officer recently sold ₹7.5m worth of stockOn the 13th of February, Avadhut Ketkar sold around 1k shares on-market at roughly ₹7,495 per share. This transaction amounted to 3.2% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹59m. Avadhut has been a net seller over the last 12 months, reducing personal holdings by ₹20m.
Recent Insider Transactions • Feb 18Insider recently sold ₹9.4m worth of stockOn the 9th of February, Vikram Gupta sold around 1k shares on-market at roughly ₹7,485 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹59m. Insiders have been net sellers, collectively disposing of ₹350m more than they bought in the last 12 months.
Recent Insider Transactions • Feb 15Insider recently sold ₹56m worth of stockOn the 6th of February, Vikram Gupta sold around 8k shares on-market at roughly ₹6,980 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹280m more than they bought in the last 12 months.
Recent Insider Transactions • Jan 27CEO, MD & Director recently sold ₹39m worth of stockOn the 23rd of January, S. Padalkar sold around 6k shares on-market at roughly ₹6,436 per share. This transaction amounted to 5.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was S.'s only on-market trade for the last 12 months.
New Risk • Jan 18New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Indian stocks, typically moving 9.4% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.4% average weekly change). Dividend is not well covered by earnings and cash flows. Payout ratio: 107% Cash payout ratio: 119%
Reported Earnings • Jan 18Third quarter 2024 earnings released: EPS: ₹85.53 (vs ₹50.63 in 3Q 2023)Third quarter 2024 results: EPS: ₹85.53 (up from ₹50.63 in 3Q 2023). Revenue: ₹19.2b (up 32% from 3Q 2023). Net income: ₹7.41b (up 69% from 3Q 2023). Profit margin: 39% (up from 30% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 25% per year, which means it is tracking significantly ahead of earnings growth.
Valuation Update With 7 Day Price Move • Jan 15Investor sentiment improves as stock rises 17%After last week's 17% share price gain to ₹5,071, the stock trades at a forward P/E ratio of 21x. Average forward P/E is 34x in the Software industry in India. Total returns to shareholders of 82% over the past three years.
お知らせ • Jan 09Oracle Financial Services Software Limited to Report Q3, 2024 Results on Jan 17, 2024Oracle Financial Services Software Limited announced that they will report Q3, 2024 results on Jan 17, 2024
Reported Earnings • Oct 20Second quarter 2024 earnings: EPS misses analyst expectationsSecond quarter 2024 results: EPS: ₹48.25 (up from ₹46.06 in 2Q 2023). Revenue: ₹15.1b (up 9.7% from 2Q 2023). Net income: ₹4.17b (up 5.0% from 2Q 2023). Profit margin: 28% (down from 29% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.6%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has increased by 6% per year.
お知らせ • Oct 11Oracle Financial Services Software Limited to Report Q2, 2024 Results on Oct 18, 2023Oracle Financial Services Software Limited announced that they will report Q2, 2024 results on Oct 18, 2023
お知らせ • Oct 05Oracle Financial Services Software Limited Appoints Avadhut Ketkar as Chief Financial Officer, Effective October 5, 2023Oracle Financial Services Software Limited at its board meeting held on October 3, 2023, approved the appointment of Mr. Avadhut Ketkar as Chief Financial Officer (Key Managerial Personnel) based on the recommendation of the Nomination and Remuneration Committee, with effect from October 5, 2023. Reconstitution of Corporate Social Responsibility Committee, effective October 5, 2023, as: Mr. Harinderjit Singh - Chairperson, Non-Executive, Non-Independent Director; Mr. S Venkatachalam - Member, Non-Executive, Independent Director and Mr. Makarand Padalkar - Member, Managing Director and Chief Executive Officer. Reconstitution of Risk Management Committee effective October 5, 2023, as: Mr. Sridhar Srinivasan - Chairperson, Non-Executive, Independent Director; Mr. Makarand Padalkar - Member, Managing Director and Chief Executive Officer; and Mr. Avadhut Ketkar - Member, Chief Financial Officer.
Recent Insider Transactions • Sep 14Compliance Officer & Company Secretary recently sold ₹2.1m worth of stockOn the 8th of September, Onkarnath Banerjee sold around 500 shares on-market at roughly ₹4,280 per share. This transaction amounted to 92% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹6.9m. Insiders have been net sellers, collectively disposing of ₹53m more than they bought in the last 12 months.
Recent Insider Transactions • Sep 06Key Executive recently sold ₹6.9m worth of stockOn the 1st of September, Chaitanya Kamat sold around 2k shares on-market at roughly ₹4,124 per share. This transaction amounted to 1.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Chaitanya's only on-market trade for the last 12 months.
お知らせ • Sep 06Oracle Financial Services Software Limited Announces Retirement of Chaitanya Kamat as Chief Executive Officer, Effective October 4, 2023Oracle Financial Services Software Limited announced that Mr. Chaitanya Kamat, Chief Executive Officer of the Company, has decided to retire and has tendered his resignation which will be effective from close of business hours of October 4, 2023. The Board of Directors of the Company has accepted his resignation in its meeting held on September 4, 2023 and placed on record its appreciation for the contributions made by Mr. Kamat during his tenure with the Company.
Recent Insider Transactions • Aug 23Chief Accounting Officer recently sold ₹4.0m worth of stockOn the 18th of August, Avadhut Ketkar sold around 1k shares on-market at roughly ₹4,029 per share. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹42m more than they bought in the last 12 months.
Reported Earnings • Jul 27First quarter 2024 earnings released: EPS: ₹57.94 (vs ₹56.97 in 1Q 2023)First quarter 2024 results: EPS: ₹57.94 (up from ₹56.97 in 1Q 2023). Revenue: ₹15.6b (up 11% from 1Q 2023). Net income: ₹5.01b (up 1.9% from 1Q 2023). Profit margin: 32% (down from 35% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.2% p.a. on average during the next 2 years, compared to a 14% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 8% per year.
お知らせ • Jul 18Oracle Financial Services Software Limited to Report Q1, 2024 Results on Jul 26, 2023Oracle Financial Services Software Limited announced that they will report Q1, 2024 results at 3:30 PM, Indian Standard Time on Jul 26, 2023
Recent Insider Transactions • Jun 28Independent Chairman recently sold ₹3.8m worth of stockOn the 22nd of June, Sambasivan Venkatachalam sold around 1k shares on-market at roughly ₹3,847 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth ₹11m. This was Sambasivan's only on-market trade for the last 12 months.
お知らせ • Jun 15Oracle Financial Services Software Limited, Annual General Meeting, Jul 27, 2023Oracle Financial Services Software Limited, Annual General Meeting, Jul 27, 2023, at 17:00 Indian Standard Time.
Recent Insider Transactions • May 12Insider recently sold ₹6.3m worth of stockOn the 10th of May, Priyanshu Bhatt sold around 2k shares on-market at roughly ₹3,480 per share. This transaction amounted to 74% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹20m more than they bought in the last 12 months.
Upcoming Dividend • May 02Upcoming dividend of ₹225 per share at 6.3% yieldEligible shareholders must have bought the stock before 09 May 2023. Payment date: 25 May 2023. The company is paying out more than 100% of its profits and is paying out 95% of its cash flow. Trailing yield: 6.3%. Within top quartile of Indian dividend payers (1.6%). Higher than average of industry peers (1.9%).
Reported Earnings • Apr 27Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: ₹209 (down from ₹219 in FY 2022). Revenue: ₹58.9b (up 13% from FY 2022). Net income: ₹18.1b (down 4.4% from FY 2022). Profit margin: 31% (down from 36% in FY 2022). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.8%. Earnings per share (EPS) also missed analyst estimates by 3.0%. Revenue is forecast to grow 7.9% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 14% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions • Apr 06Insider recently sold ₹1.1m worth of stockOn the 31st of March, Manish Bhandari sold around 330 shares on-market at roughly ₹3,262 per share. This transaction amounted to 93% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth ₹4.6m. Insiders have been net sellers, collectively disposing of ₹11m more than they bought in the last 12 months.
Recent Insider Transactions • Mar 22Insider recently sold ₹4.6m worth of stockOn the 17th of March, Manish Bhandari sold around 1k shares on-market at roughly ₹3,260 per share. This transaction amounted to 80% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹9.4m more than they bought in the last 12 months.
Recent Insider Transactions • Feb 18Compliance Officer & Company Secretary recently sold ₹1.6m worth of stockOn the 15th of February, Onkarnath Banerjee sold around 500 shares on-market at roughly ₹3,156 per share. This transaction amounted to 62% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₹3.6m more than they bought in the last 12 months.
Reported Earnings • Jan 19Third quarter 2023 earnings: EPS misses analyst expectationsThird quarter 2023 results: EPS: ₹50.63 (up from ₹50.50 in 3Q 2022). Revenue: ₹14.9b (up 18% from 3Q 2022). Net income: ₹4.37b (flat on 3Q 2022). Profit margin: 29% (down from 34% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.5%. Revenue is forecast to grow 9.3% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in India. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.