View Future GrowthAustriacard Holdings 過去の業績過去 基準チェック /46Austriacard Holdingsは、平均年間11.2%の収益成長を遂げていますが、 Tech業界の収益は、年間 成長しています。収益は、平均年間16.5% 1.2%収益成長率で 成長しています。 Austriacard Holdingsの自己資本利益率は12.7%であり、純利益率は4.4%です。主要情報11.18%収益成長率3.33%EPS成長率Tech 業界の成長11.81%収益成長率1.22%株主資本利益率12.69%ネット・マージン4.41%次回の業績アップデート26 Aug 2026最近の業績更新Reported Earnings • May 14First quarter 2026 earnings released: EPS: €0.10 (vs €0.06 in 1Q 2025)First quarter 2026 results: EPS: €0.10 (up from €0.06 in 1Q 2025). Revenue: €89.4m (up 8.3% from 1Q 2025). Net income: €3.51m (up 76% from 1Q 2025). Profit margin: 3.9% (up from 2.4% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Tech industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Mar 26Full year 2025 earnings: EPS and revenues miss analyst expectationsFull year 2025 results: EPS: €0.41 (down from €0.52 in FY 2024). Revenue: €360.2m (down 8.2% from FY 2024). Net income: €14.7m (down 23% from FY 2024). Profit margin: 4.1% (down from 4.8% in FY 2024). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) also missed analyst estimates by 17%. Revenue is forecast to grow 6.9% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Tech industry in Europe. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Reported Earnings • Nov 15Third quarter 2025 earnings released: EPS: €0.20 (vs €0.15 in 3Q 2024)Third quarter 2025 results: EPS: €0.20 (up from €0.15 in 3Q 2024). Revenue: €98.8m (down 8.6% from 3Q 2024). Net income: €7.23m (up 29% from 3Q 2024). Profit margin: 7.3% (up from 5.2% in 3Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 8.1% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Tech industry in Europe.お知らせ • Oct 25+ 4 more updatesAustriacard Holdings AG to Report Q1, 2026 Results on May 12, 2026Austriacard Holdings AG announced that they will report Q1, 2026 results on May 12, 2026Reported Earnings • Aug 28Second quarter 2025 earnings released: €0.02 loss per share (vs €0.15 profit in 2Q 2024)Second quarter 2025 results: €0.02 loss per share (down from €0.15 profit in 2Q 2024). Revenue: €81.1m (down 22% from 2Q 2024). Net loss: €628.0k (down 111% from profit in 2Q 2024). Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Tech industry in Europe.Reported Earnings • May 21First quarter 2025 earnings released: EPS: €0.06 (vs €0.14 in 1Q 2024)First quarter 2025 results: EPS: €0.06 (down from €0.14 in 1Q 2024). Revenue: €82.6m (down 10.0% from 1Q 2024). Net income: €1.99m (down 61% from 1Q 2024). Profit margin: 2.4% (down from 5.5% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Tech industry in Europe.すべての更新を表示Recent updatesReported Earnings • May 14First quarter 2026 earnings released: EPS: €0.10 (vs €0.06 in 1Q 2025)First quarter 2026 results: EPS: €0.10 (up from €0.06 in 1Q 2025). Revenue: €89.4m (up 8.3% from 1Q 2025). Net income: €3.51m (up 76% from 1Q 2025). Profit margin: 3.9% (up from 2.4% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Tech industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • May 14Dai Nippon Printing Co., Ltd. (TSE:7912) proposed to acquire Austriacard Holdings AG (ATSE:ACAG) from Nikolaos Lykos and others for approximately €360 million.Dai Nippon Printing Co., Ltd. (TSE:7912) proposed to acquire Austriacard Holdings AG (ATSE:ACAG) from Nikolaos Lykos and others for approximately €360 million on May 13, 2026. A cash consideration valued at €10 per share will be paid by Dai Nippon Printing Co., Ltd. The Tender Offer will be made subject to (i) tenders of shares representing 75% (i.e. minimum acceptance threshold) or more of AUSTRIACARD’s issued ordinary shares, (ii) approvals under foreign direct investment regulations in Austria, Greece and Romania (the “FDI Clearances”), (iii) approvals under competition laws in Austria, Germany and Turkey (the “Merger Control Clearances”), and (iv) various other conditions customarily provided for in transactions of a similar nature. The expected completion of the transaction is August 31, 2026.Valuation Update With 7 Day Price Move • May 13Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €9.51, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 15x in the Tech industry in Europe. Total returns to shareholders of 68% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €15.23 per share.Price Target Changed • May 05Price target increased by 12% to €7.63Up from €6.83, the current price target is an average from 3 analysts. New target price is 8.3% below last closing price of €8.32. Stock is up 40% over the past year. The company is forecast to post earnings per share of €0.51 for next year compared to €0.41 last year.Declared Dividend • Mar 26Dividend reduced to €0.10Dividend of €0.10 is 9.1% lower than last year. Ex-date: 29th June 2026 Payment date: 2nd July 2026 Dividend yield will be 1.4%, which is higher than the industry average of 0.9%. Sustainability & Growth Dividend is well covered by both earnings (41% earnings payout ratio) and cash flows (16% cash payout ratio). The dividend has increased by an average of 64% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 56% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Mar 26Full year 2025 earnings: EPS and revenues miss analyst expectationsFull year 2025 results: EPS: €0.41 (down from €0.52 in FY 2024). Revenue: €360.2m (down 8.2% from FY 2024). Net income: €14.7m (down 23% from FY 2024). Profit margin: 4.1% (down from 4.8% in FY 2024). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) also missed analyst estimates by 17%. Revenue is forecast to grow 6.9% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Tech industry in Europe. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.お知らせ • Mar 25+ 1 more updateAustriacard Holdings Ag Provides Earnings Guidance for Fiscal Year 2026Austriacard Holdings AG provided earnings guidance for fiscal year 2026. Management anticipates a return to growth momentum in 2026, despite a fragile macroeconomic and geopolitical environment. Management targets high-single digit Group Revenue growth in FY2026, driven by (a) Digital Technologies, anchored by the remaining contracted, large-scale public sector digitisation projects in Greece as well as by the roll-out of the Card-as-a-Service (CaaS) and the proprietary AI-related GaiaB™ Appliance, (b) Payment & Identity solutions, on the back of continued solid growth in Fintech/neobanks (US and Western Europe) as well as a pipeline of holistic Authentication solutions for Citizens in MEA.Valuation Update With 7 Day Price Move • Mar 03Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €6.31, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 19x in the Tech industry in Europe. Total returns to shareholders of 7.5% over the past year.分析記事 • Feb 12Earnings Tell The Story For Austriacard Holdings AG (ATH:ACAG) As Its Stock Soars 27%Despite an already strong run, Austriacard Holdings AG ( ATH:ACAG ) shares have been powering on, with a gain of 27% in...New Risk • Jan 29New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Greek stocks, typically moving 4.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks High level of debt (71% net debt to equity). Share price has been volatile over the past 3 months (4.4% average weekly change).Valuation Update With 7 Day Price Move • Jan 29Investor sentiment improves as stock rises 18%After last week's 18% share price gain to €7.49, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 12x in the Tech industry in Europe. Total returns to shareholders of 28% over the past year.分析記事 • Jan 29Is Austriacard Holdings (ATH:ACAG) A Risky Investment?David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...Price Target Changed • Jan 28Price target decreased by 9.1% to €6.83Down from €7.52, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of €7.04. Stock is up 17% over the past year. The company is forecast to post earnings per share of €0.46 for next year compared to €0.52 last year.Reported Earnings • Nov 15Third quarter 2025 earnings released: EPS: €0.20 (vs €0.15 in 3Q 2024)Third quarter 2025 results: EPS: €0.20 (up from €0.15 in 3Q 2024). Revenue: €98.8m (down 8.6% from 3Q 2024). Net income: €7.23m (up 29% from 3Q 2024). Profit margin: 7.3% (up from 5.2% in 3Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 8.1% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Tech industry in Europe.分析記事 • Nov 15Returns On Capital Are Showing Encouraging Signs At Austriacard Holdings (ATH:ACAG)What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...お知らせ • Oct 25+ 4 more updatesAustriacard Holdings AG to Report Q1, 2026 Results on May 12, 2026Austriacard Holdings AG announced that they will report Q1, 2026 results on May 12, 2026Reported Earnings • Aug 28Second quarter 2025 earnings released: €0.02 loss per share (vs €0.15 profit in 2Q 2024)Second quarter 2025 results: €0.02 loss per share (down from €0.15 profit in 2Q 2024). Revenue: €81.1m (down 22% from 2Q 2024). Net loss: €628.0k (down 111% from profit in 2Q 2024). Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Tech industry in Europe.Recent Insider Transactions • Jul 16Member of Supervisory Board recently bought €109k worth of stockOn the 10th of July, Nikolaos Lykos bought around 20k shares on-market at roughly €5.45 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €2.9m more in shares than they have sold in the last 12 months.お知らせ • Jul 13Austriacard Holdings AG Announces Management ChangesAustriacard Holdings AG announced (following its former announcements of July 4th, 2025) that its Supervisory Board on 10th of July 2025 passed the following resolutions in relation to the Company’s Management Board: Following the recent changes in the composition of the Management Board due to the resignation of Mr. Nikolaos Lykos (former Chairman of the Management Board), the Supervisory Board of the Company has appointed Mr. Mohamed Chemloul as the fifth member of the Management Board, effective as of July 15, 2025. His term of office runs until June 30, 2027, in alignment with the current terms of the other four Management Board members. In connection with his appointment, Mr. Chemloul has also been appointed Vice Chairman of the Management Board. Operationally, he will keep his current role as Group Chief Technology Officer (CTO). Following this appointment, the Management Board now comprises of five members: Mr. Emmanouil Kontos, Chairman and Group CEO, Mr. Mohamed Chemloul, Vice Chairman and Group CTO, Mr. Markus Kirchmayr, Group CFO, Mr. Jon Neeraas, Executive Vice President W/E, Nordics, UK and USA, Mr. Burak Bilge, Executive Vice President Middle East, Africa (MEA) and Türkiye. The Supervisory Board welcomes Mr. Chemloul to his new role and looks forward to a successful collaboration.お知らせ • Jul 02Austriacard Holdings AG Announces Changes to Its Supervisory BoardAUSTRIACARD HOLDINGS AG announced changes to its Supervisory Board, following its Annual General Meeting held on June 24, 2025. Pursuant to previous announcements dated May 13 and June 25, 2025 of the Company, Mr. Nikolaos Lykos and Prof. Stefano Brusoni were elected as new members of the Supervisory Board at the Annual General Meeting held on June 24, 2025. Their term will run until the end of the Annual General Meeting that resolves on the discharge of the Supervisory Board for the financial year 2026. Following this election, the Supervisory Board now consists of four members: Mr. John Costopoulos, DDr. Martin Wagner, Mr. Nikolaos Lykos, and Prof. Stefano Brusoni. The Company appointed the Vice rector and Professor of Technology and Innovation Management at the Swiss Federal Institute of Technology Zurich (ETH Zurich), Prof. Stefano Brusoni, to its Supervisory Board. Prof. Brusoni brings extensive academic experience in the fields of innovation, artificial intelligence, digital platforms, and decision-making in complex environments, which are highly relevant to the strategic direction of the Group.Upcoming Dividend • Jun 24Upcoming dividend of €0.11 per shareEligible shareholders must have bought the stock before 01 July 2025. Payment date: 04 July 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of Greek dividend payers (5.9%). Higher than average of industry peers (1.7%).お知らせ • Jun 05AUSTRIACARD Holdings AG Announces the Launch of Its Digital Taskforce for Anti-Money LaunderingAUSTRIACARD HOLDINGS AG announced the launch of its Digital Taskforce for Anti-Money Laundering (AML), a pioneering solution based on Agentic AI architecture that redefines how financial institutions tackle money laundering. In an era where regulatory frameworks demand rapid, accurate, and large-scale compliance, traditional AML processes are often time-consuming and rely heavily on manual scrutiny. Criminal networks are evolving rapidly, using increasingly sophisticated techniques that challenge even the most modern compliance systems. Real-time detection is a critical need -- yet it still hasn't been successfully met by many institutions. Built on the company's proprietary GaiaB™? Generative AI platform, the solution utilizes multiple AI Agents working autonomously and collaboratively to detect, analyze, and report suspicious transactions. These agents simulate the work of multiple analysts in parallel, accelerating investigations, enhancing accuracy, and drastically reducing manual effort. This advanced AML solution offers: Instant unlawful transaction flagging; Continuous discovery of new money laundering patterns; Automated sharing of new money laundering patterns among financial institutions (without sharing raw data); Easy scalability by deploying multiple AI agent replicas as needed; Fully on-premise operation -- ensuring full control, data sovereignty and security, even in air-gapped network environments with no internet access. The first public presentation of the Digital Taskforce for AML takes place at Money 20/20 Europe, held 3-5 June at RAI Amsterdam. A dedicated team of 12 experts welcomes partners and stakeholders to a spacious booth, showcasing cutting-edge payment card innovations and real-world digital technology-use cases. A live demo of the AML solution is featured from day one, underlining the company's transition from a product supplier to a trusted end-to-end fintech solutions provider.Reported Earnings • May 21First quarter 2025 earnings released: EPS: €0.06 (vs €0.14 in 1Q 2024)First quarter 2025 results: EPS: €0.06 (down from €0.14 in 1Q 2024). Revenue: €82.6m (down 10.0% from 1Q 2024). Net income: €1.99m (down 61% from 1Q 2024). Profit margin: 2.4% (down from 5.5% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Tech industry in Europe.Reported Earnings • Apr 04Full year 2024 earnings released: EPS: €0.52 (vs €0.65 in FY 2023)Full year 2024 results: EPS: €0.52. Revenue: €392.3m (up 7.6% from FY 2023). Net income: €19.0m (up 20% from FY 2023). Profit margin: 4.8% (up from 4.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Tech industry in Europe.お知らせ • Apr 01Austriacard Holdings AG announces Annual dividend, payable on July 04, 2025Austriacard Holdings AG announced Annual dividend of EUR 0.1100 per share payable on July 04, 2025, ex-date on July 01, 2025 and record date on July 02, 2025.Recent Insider Transactions • Mar 02Chairman of the Management Board recently bought €608k worth of stockOn the 26th of February, Nikolaos Lykos bought around 100k shares on-market at roughly €6.08 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Nikolaos has been a buyer over the last 12 months, purchasing a net total of €2.2m worth in shares.Recent Insider Transactions • Feb 12Chairman of the Management Board recently bought €600k worth of stockOn the 6th of February, Nikolaos Lykos bought around 100k shares on-market at roughly €6.00 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €600k. Nikolaos has been a buyer over the last 12 months, purchasing a net total of €1.6m worth in shares.お知らせ • Feb 11Austriacard Holdings Launches Gaiab™ PlatformAUSTRIACARD HOLDINGS is launching its GaiaB™ platform, delivering innovative Agentic AI solutions to its partners and clients. The GaiaB™ platform empowers the creation of Generative AI applications, enabling AUSTRIACARD to configure and deploy systems that not only execute tasks, set goals, and adapt to new environments, but also work in concert—both with each other and with human teams. Crucially, unlike traditional software, Agentic AI systems perceive their surroundings and operate autonomously, deciding on their own how best to achieve their designated objectives. The platform can utilize all language models, whether commercial—such as OpenAI’s GPT 4o, Anthropic’s Claude 3.5 Sonnet as well as Google’s Gemini —and open-source, such as Meta’s Llama 3.3, Mistral’s Mistral family of models, Alibaba’s Qwen 2.5 and many others. The open-source large language models are installed in a fully controlled self-hosted environment individually or all together, ensuring full compliance with national mandates and the General Data Protection Regulation (GDPR). With the capabilities provided by GaiaB™ platform, AUSTRIACARD is investing in solutions that, until now, were either impossible to implement or required prohibitive levels of human resources. The company focuses on solutions for labor-intensive tasks, which are part of its new strategic pillar, 'Digital Taskforce'.Recent Insider Transactions • Feb 01Chairman of the Management Board recently bought €600k worth of stockOn the 28th of January, Nikolaos Lykos bought around 100k shares on-market at roughly €6.00 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Nikolaos has been a buyer over the last 12 months, purchasing a net total of €1.0m worth in shares.Recent Insider Transactions • Jan 16Chairman of the Management Board recently bought €415k worth of stockOn the 9th of January, Nikolaos Lykos bought around 70k shares on-market at roughly €5.93 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Nikolaos' only on-market trade for the last 12 months.Reported Earnings • Nov 17Third quarter 2024 earnings released: EPS: €0.15 (vs €0.086 in 3Q 2023)Third quarter 2024 results: EPS: €0.15 (up from €0.086 in 3Q 2023). Revenue: €108.1m (up 35% from 3Q 2023). Net income: €5.59m (up 152% from 3Q 2023). Profit margin: 5.2% (up from 2.8% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 7.3% growth forecast for the Tech industry in Europe.お知らせ • Oct 30+ 1 more updateAustriacard Holdings AG to Report Q2, 2025 Results on Aug 28, 2025Austriacard Holdings AG announced that they will report Q2, 2025 results on Aug 28, 2025お知らせ • Aug 30Austriacard Holdings AG (ATSE:ACAG) acquired E-Commerce Monitoring GmbH for €0.80 million.Austriacard Holdings AG (ATSE:ACAG) acquired E-Commerce Monitoring GmbH for €0.80 million in January 2024. Austriacard Holdings AG (ATSE:ACAG) completed the acquisition of E-Commerce Monitoring GmbH in January 2024.Reported Earnings • Aug 30Second quarter 2024 earnings released: EPS: €0.29 (vs €0.20 in 2Q 2023)Second quarter 2024 results: EPS: €0.29 (up from €0.20 in 2Q 2023). Revenue: €195.4m (up 114% from 2Q 2023). Net income: €10.6m (up 43% from 2Q 2023). Profit margin: 5.4% (down from 8.1% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.6% p.a. on average during the next 3 years, compared to a 6.8% growth forecast for the Tech industry in Europe.Declared Dividend • Jul 11Dividend of €0.10 announcedShareholders will receive a dividend of €0.10. Ex-date: 16th July 2024 Payment date: 19th July 2024 Dividend yield will be 1.7%, which is higher than the industry average of 0.9%. Sustainability & Growth Dividend is covered by earnings (15% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 46% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jul 11Austriacard Holdings Ag Approves Dividend for Fiscal Year 2023, Payable on July 19, 2024Austriacard Holdings AG in its annual general meeting held on July 9, 2024 approved to distribute a dividend for the financial year 2023 in the amount (gross) of EUR 0.10 per share entitled to dividend, but not exceeding a total of EUR 3,635,386.80 (gross). The ex-dividend day is July 16, 2024, and the dividend record date is July 17, 2024. Dividend payment will be made through a credit at the individual depositary bank/financial services provider/central securities depository. Raiffeisen Bank International AG serves as the paying agent for the dividend. Dividend payment by the paying agent will be made exclusively less 27.5% withholding tax.Upcoming Dividend • Jul 09Upcoming dividend of €0.10 per shareEligible shareholders must have bought the stock before 16 July 2024. Payment date: 19 July 2024. Payout ratio is a comfortable 15% but the company is not cash flow positive. Trailing yield: 1.7%. Lower than top quartile of Greek dividend payers (5.8%). Higher than average of industry peers (1.5%).Reported Earnings • Jun 05First quarter 2024 earnings released: EPS: €0.14 (vs €0.13 in 1Q 2023)First quarter 2024 results: EPS: €0.14 (up from €0.13 in 1Q 2023). Revenue: €91.8m (up 2.2% from 1Q 2023). Net income: €5.08m (up 16% from 1Q 2023). Profit margin: 5.5% (up from 4.9% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Tech industry in Europe.お知らせ • May 22Austriacard Holdings AG (ATSE:ACAG) acquired Lstech Ltd for €1.6 million.Austriacard Holdings AG (ATSE:ACAG) acquired Lstech Ltd for €1.6 million on May 21, 2024. Austriacard Holdings AG (ATSE:ACAG) completed the acquisition of Lstech Ltd on May 21, 2024.Reported Earnings • Mar 27Full year 2023 earnings released: EPS: €0.65 (vs €0.16 in FY 2022)Full year 2023 results: EPS: €0.65 (up from €0.16 in FY 2022). Revenue: €364.6m (up 16% from FY 2022). Net income: €15.8m (up 237% from FY 2022). Profit margin: 4.3% (up from 1.5% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.6% p.a. on average during the next 3 years, compared to a 6.0% growth forecast for the Tech industry in Europe.お知らせ • Feb 06Austriacard Holdings AG (ATSE:ACAG) commences an Equity Buyback Plan, under the authorization approved on June 30, 2023.Austriacard Holdings AG (ATSE:ACAG) commences share repurchases on January 30, 2024, under the program mandated by shareholders in the Annual General Meeting held on June 30, 2023. As per the mandate, the company is authorized to repurchase its own shares. The shares must be repurchased such as the holding of the shares does not exceed 10% of the share capital. The minimum price to be paid for repurchase is €1 per share. The maximum price to be paid for repurchase should not exceed 20% above the volume-weighted average price of the last 20 trading days preceding the respective purchase. The authorization will be valid for 30 months. As of June 30, 2023, the company had 16,002,763 shares in issue. On December 18, 2023, the company announced a repurchase program. Under the program, the company will repurchase up to 727,077 shares, representing 2% of its share capital for €5.82 million. The maximum price to be paid for repurchase should not exceed €12 per share. The repurchases will commence from December 22, 2023, and will end no later than June 21, 2024.お知らせ • Nov 22Austriacard Holdings AG, Annual General Meeting, Jul 09, 2024Austriacard Holdings AG, Annual General Meeting, Jul 09, 2024.Reported Earnings • Nov 17Third quarter 2023 earnings released: EPS: €0.086 (vs €0.33 in 3Q 2022)Third quarter 2023 results: EPS: €0.086 (down from €0.33 in 3Q 2022). Revenue: €80.4m (down 15% from 3Q 2022). Net income: €2.22m (down 54% from 3Q 2022). Profit margin: 2.8% (down from 5.1% in 3Q 2022). The decrease in margin was driven by lower revenue.お知らせ • Nov 01+ 3 more updatesAustriacard Holdings AG to Report Q3, 2024 Results on Nov 14, 2024Austriacard Holdings AG announced that they will report Q3, 2024 results on Nov 14, 2024Buying Opportunity • Oct 12Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 11%. The fair value is estimated to be €8.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 53% over the last year. Earnings per share has declined by 16%. Revenue is forecast to grow by 5.1% in 2 years. Earnings is forecast to grow by 23% in the next 2 years.分析記事 • Sep 07Why Austriacard Holdings' (ATH:ACAG) Shaky Earnings Are Just The Beginning Of Its ProblemsAustriacard Holdings AG's ( ATH:ACAG ) recent weak earnings report didn't cause a big stock movement. Our analysis...Reported Earnings • Sep 03Second quarter 2023 earnings released: EPS: €0.20 (vs €0.08 in 2Q 2022)Second quarter 2023 results: EPS: €0.20 (up from €0.08 in 2Q 2022). Revenue: €91.4m (up 19% from 2Q 2022). Net income: €7.42m (up 218% from 2Q 2022). Profit margin: 8.1% (up from 3.0% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.1% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Tech industry in Europe.Buying Opportunity • Aug 21Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 38%. The fair value is estimated to be €9.27, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 74% over the last year. Earnings per share has declined by 35%. Revenue is forecast to grow by 7.8% in 2 years. Earnings is forecast to grow by 104% in the next 2 years.Valuation Update With 7 Day Price Move • May 31Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €13.80, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 26x in the Tech industry in Europe.収支内訳Austriacard Holdings の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史ATSE:ACAG 収益、費用、利益 ( )EUR Millions日付収益収益G+A経費研究開発費31 Mar 2636716521031 Dec 2536015521030 Sep 2535111511030 Jun 253611052931 Mar 253831654931 Dec 243921955830 Sep 243971855830 Jun 243791555731 Mar 243671752731 Dec 233651652730 Sep 233451056730 Jun 233591255731 Mar 23344753731 Dec 22315451630 Sep 222801339630 Jun 222341336631 Mar 221981132631 Dec 21178929631 Dec 20174525631 Dec 19135120531 Dec 18124-2184質の高い収益: ACAGは 高品質の収益 を持っています。利益率の向上: ACAGの現在の純利益率 (4.4%)は、昨年(4.1%)よりも高くなっています。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: ACAGの収益は過去 5 年間で年間11.2%増加しました。成長の加速: ACAGの過去 1 年間の収益成長率 ( 1.9% ) は、5 年間の平均 ( 年間11.2%を下回っています。収益対業界: ACAGの過去 1 年間の収益成長率 ( 1.9% ) はTech業界0.7%を上回りました。株主資本利益率高いROE: ACAGの 自己資本利益率 ( 12.7% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YTech 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/22 08:21終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Austriacard Holdings AG 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7 アナリスト機関Katherine ThompsonEdison Investment ResearchMatthias DesmaraisODDO BHF Corporate & MarketsRok StibricODDO BHF Corporate & Markets4 その他のアナリストを表示
Reported Earnings • May 14First quarter 2026 earnings released: EPS: €0.10 (vs €0.06 in 1Q 2025)First quarter 2026 results: EPS: €0.10 (up from €0.06 in 1Q 2025). Revenue: €89.4m (up 8.3% from 1Q 2025). Net income: €3.51m (up 76% from 1Q 2025). Profit margin: 3.9% (up from 2.4% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Tech industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Mar 26Full year 2025 earnings: EPS and revenues miss analyst expectationsFull year 2025 results: EPS: €0.41 (down from €0.52 in FY 2024). Revenue: €360.2m (down 8.2% from FY 2024). Net income: €14.7m (down 23% from FY 2024). Profit margin: 4.1% (down from 4.8% in FY 2024). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) also missed analyst estimates by 17%. Revenue is forecast to grow 6.9% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Tech industry in Europe. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Nov 15Third quarter 2025 earnings released: EPS: €0.20 (vs €0.15 in 3Q 2024)Third quarter 2025 results: EPS: €0.20 (up from €0.15 in 3Q 2024). Revenue: €98.8m (down 8.6% from 3Q 2024). Net income: €7.23m (up 29% from 3Q 2024). Profit margin: 7.3% (up from 5.2% in 3Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 8.1% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Tech industry in Europe.
お知らせ • Oct 25+ 4 more updatesAustriacard Holdings AG to Report Q1, 2026 Results on May 12, 2026Austriacard Holdings AG announced that they will report Q1, 2026 results on May 12, 2026
Reported Earnings • Aug 28Second quarter 2025 earnings released: €0.02 loss per share (vs €0.15 profit in 2Q 2024)Second quarter 2025 results: €0.02 loss per share (down from €0.15 profit in 2Q 2024). Revenue: €81.1m (down 22% from 2Q 2024). Net loss: €628.0k (down 111% from profit in 2Q 2024). Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Tech industry in Europe.
Reported Earnings • May 21First quarter 2025 earnings released: EPS: €0.06 (vs €0.14 in 1Q 2024)First quarter 2025 results: EPS: €0.06 (down from €0.14 in 1Q 2024). Revenue: €82.6m (down 10.0% from 1Q 2024). Net income: €1.99m (down 61% from 1Q 2024). Profit margin: 2.4% (down from 5.5% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Tech industry in Europe.
Reported Earnings • May 14First quarter 2026 earnings released: EPS: €0.10 (vs €0.06 in 1Q 2025)First quarter 2026 results: EPS: €0.10 (up from €0.06 in 1Q 2025). Revenue: €89.4m (up 8.3% from 1Q 2025). Net income: €3.51m (up 76% from 1Q 2025). Profit margin: 3.9% (up from 2.4% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Tech industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • May 14Dai Nippon Printing Co., Ltd. (TSE:7912) proposed to acquire Austriacard Holdings AG (ATSE:ACAG) from Nikolaos Lykos and others for approximately €360 million.Dai Nippon Printing Co., Ltd. (TSE:7912) proposed to acquire Austriacard Holdings AG (ATSE:ACAG) from Nikolaos Lykos and others for approximately €360 million on May 13, 2026. A cash consideration valued at €10 per share will be paid by Dai Nippon Printing Co., Ltd. The Tender Offer will be made subject to (i) tenders of shares representing 75% (i.e. minimum acceptance threshold) or more of AUSTRIACARD’s issued ordinary shares, (ii) approvals under foreign direct investment regulations in Austria, Greece and Romania (the “FDI Clearances”), (iii) approvals under competition laws in Austria, Germany and Turkey (the “Merger Control Clearances”), and (iv) various other conditions customarily provided for in transactions of a similar nature. The expected completion of the transaction is August 31, 2026.
Valuation Update With 7 Day Price Move • May 13Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €9.51, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 15x in the Tech industry in Europe. Total returns to shareholders of 68% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €15.23 per share.
Price Target Changed • May 05Price target increased by 12% to €7.63Up from €6.83, the current price target is an average from 3 analysts. New target price is 8.3% below last closing price of €8.32. Stock is up 40% over the past year. The company is forecast to post earnings per share of €0.51 for next year compared to €0.41 last year.
Declared Dividend • Mar 26Dividend reduced to €0.10Dividend of €0.10 is 9.1% lower than last year. Ex-date: 29th June 2026 Payment date: 2nd July 2026 Dividend yield will be 1.4%, which is higher than the industry average of 0.9%. Sustainability & Growth Dividend is well covered by both earnings (41% earnings payout ratio) and cash flows (16% cash payout ratio). The dividend has increased by an average of 64% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 56% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Mar 26Full year 2025 earnings: EPS and revenues miss analyst expectationsFull year 2025 results: EPS: €0.41 (down from €0.52 in FY 2024). Revenue: €360.2m (down 8.2% from FY 2024). Net income: €14.7m (down 23% from FY 2024). Profit margin: 4.1% (down from 4.8% in FY 2024). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) also missed analyst estimates by 17%. Revenue is forecast to grow 6.9% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Tech industry in Europe. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
お知らせ • Mar 25+ 1 more updateAustriacard Holdings Ag Provides Earnings Guidance for Fiscal Year 2026Austriacard Holdings AG provided earnings guidance for fiscal year 2026. Management anticipates a return to growth momentum in 2026, despite a fragile macroeconomic and geopolitical environment. Management targets high-single digit Group Revenue growth in FY2026, driven by (a) Digital Technologies, anchored by the remaining contracted, large-scale public sector digitisation projects in Greece as well as by the roll-out of the Card-as-a-Service (CaaS) and the proprietary AI-related GaiaB™ Appliance, (b) Payment & Identity solutions, on the back of continued solid growth in Fintech/neobanks (US and Western Europe) as well as a pipeline of holistic Authentication solutions for Citizens in MEA.
Valuation Update With 7 Day Price Move • Mar 03Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €6.31, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 19x in the Tech industry in Europe. Total returns to shareholders of 7.5% over the past year.
分析記事 • Feb 12Earnings Tell The Story For Austriacard Holdings AG (ATH:ACAG) As Its Stock Soars 27%Despite an already strong run, Austriacard Holdings AG ( ATH:ACAG ) shares have been powering on, with a gain of 27% in...
New Risk • Jan 29New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Greek stocks, typically moving 4.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks High level of debt (71% net debt to equity). Share price has been volatile over the past 3 months (4.4% average weekly change).
Valuation Update With 7 Day Price Move • Jan 29Investor sentiment improves as stock rises 18%After last week's 18% share price gain to €7.49, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 12x in the Tech industry in Europe. Total returns to shareholders of 28% over the past year.
分析記事 • Jan 29Is Austriacard Holdings (ATH:ACAG) A Risky Investment?David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
Price Target Changed • Jan 28Price target decreased by 9.1% to €6.83Down from €7.52, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of €7.04. Stock is up 17% over the past year. The company is forecast to post earnings per share of €0.46 for next year compared to €0.52 last year.
Reported Earnings • Nov 15Third quarter 2025 earnings released: EPS: €0.20 (vs €0.15 in 3Q 2024)Third quarter 2025 results: EPS: €0.20 (up from €0.15 in 3Q 2024). Revenue: €98.8m (down 8.6% from 3Q 2024). Net income: €7.23m (up 29% from 3Q 2024). Profit margin: 7.3% (up from 5.2% in 3Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 8.1% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Tech industry in Europe.
分析記事 • Nov 15Returns On Capital Are Showing Encouraging Signs At Austriacard Holdings (ATH:ACAG)What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...
お知らせ • Oct 25+ 4 more updatesAustriacard Holdings AG to Report Q1, 2026 Results on May 12, 2026Austriacard Holdings AG announced that they will report Q1, 2026 results on May 12, 2026
Reported Earnings • Aug 28Second quarter 2025 earnings released: €0.02 loss per share (vs €0.15 profit in 2Q 2024)Second quarter 2025 results: €0.02 loss per share (down from €0.15 profit in 2Q 2024). Revenue: €81.1m (down 22% from 2Q 2024). Net loss: €628.0k (down 111% from profit in 2Q 2024). Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Tech industry in Europe.
Recent Insider Transactions • Jul 16Member of Supervisory Board recently bought €109k worth of stockOn the 10th of July, Nikolaos Lykos bought around 20k shares on-market at roughly €5.45 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €2.9m more in shares than they have sold in the last 12 months.
お知らせ • Jul 13Austriacard Holdings AG Announces Management ChangesAustriacard Holdings AG announced (following its former announcements of July 4th, 2025) that its Supervisory Board on 10th of July 2025 passed the following resolutions in relation to the Company’s Management Board: Following the recent changes in the composition of the Management Board due to the resignation of Mr. Nikolaos Lykos (former Chairman of the Management Board), the Supervisory Board of the Company has appointed Mr. Mohamed Chemloul as the fifth member of the Management Board, effective as of July 15, 2025. His term of office runs until June 30, 2027, in alignment with the current terms of the other four Management Board members. In connection with his appointment, Mr. Chemloul has also been appointed Vice Chairman of the Management Board. Operationally, he will keep his current role as Group Chief Technology Officer (CTO). Following this appointment, the Management Board now comprises of five members: Mr. Emmanouil Kontos, Chairman and Group CEO, Mr. Mohamed Chemloul, Vice Chairman and Group CTO, Mr. Markus Kirchmayr, Group CFO, Mr. Jon Neeraas, Executive Vice President W/E, Nordics, UK and USA, Mr. Burak Bilge, Executive Vice President Middle East, Africa (MEA) and Türkiye. The Supervisory Board welcomes Mr. Chemloul to his new role and looks forward to a successful collaboration.
お知らせ • Jul 02Austriacard Holdings AG Announces Changes to Its Supervisory BoardAUSTRIACARD HOLDINGS AG announced changes to its Supervisory Board, following its Annual General Meeting held on June 24, 2025. Pursuant to previous announcements dated May 13 and June 25, 2025 of the Company, Mr. Nikolaos Lykos and Prof. Stefano Brusoni were elected as new members of the Supervisory Board at the Annual General Meeting held on June 24, 2025. Their term will run until the end of the Annual General Meeting that resolves on the discharge of the Supervisory Board for the financial year 2026. Following this election, the Supervisory Board now consists of four members: Mr. John Costopoulos, DDr. Martin Wagner, Mr. Nikolaos Lykos, and Prof. Stefano Brusoni. The Company appointed the Vice rector and Professor of Technology and Innovation Management at the Swiss Federal Institute of Technology Zurich (ETH Zurich), Prof. Stefano Brusoni, to its Supervisory Board. Prof. Brusoni brings extensive academic experience in the fields of innovation, artificial intelligence, digital platforms, and decision-making in complex environments, which are highly relevant to the strategic direction of the Group.
Upcoming Dividend • Jun 24Upcoming dividend of €0.11 per shareEligible shareholders must have bought the stock before 01 July 2025. Payment date: 04 July 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of Greek dividend payers (5.9%). Higher than average of industry peers (1.7%).
お知らせ • Jun 05AUSTRIACARD Holdings AG Announces the Launch of Its Digital Taskforce for Anti-Money LaunderingAUSTRIACARD HOLDINGS AG announced the launch of its Digital Taskforce for Anti-Money Laundering (AML), a pioneering solution based on Agentic AI architecture that redefines how financial institutions tackle money laundering. In an era where regulatory frameworks demand rapid, accurate, and large-scale compliance, traditional AML processes are often time-consuming and rely heavily on manual scrutiny. Criminal networks are evolving rapidly, using increasingly sophisticated techniques that challenge even the most modern compliance systems. Real-time detection is a critical need -- yet it still hasn't been successfully met by many institutions. Built on the company's proprietary GaiaB™? Generative AI platform, the solution utilizes multiple AI Agents working autonomously and collaboratively to detect, analyze, and report suspicious transactions. These agents simulate the work of multiple analysts in parallel, accelerating investigations, enhancing accuracy, and drastically reducing manual effort. This advanced AML solution offers: Instant unlawful transaction flagging; Continuous discovery of new money laundering patterns; Automated sharing of new money laundering patterns among financial institutions (without sharing raw data); Easy scalability by deploying multiple AI agent replicas as needed; Fully on-premise operation -- ensuring full control, data sovereignty and security, even in air-gapped network environments with no internet access. The first public presentation of the Digital Taskforce for AML takes place at Money 20/20 Europe, held 3-5 June at RAI Amsterdam. A dedicated team of 12 experts welcomes partners and stakeholders to a spacious booth, showcasing cutting-edge payment card innovations and real-world digital technology-use cases. A live demo of the AML solution is featured from day one, underlining the company's transition from a product supplier to a trusted end-to-end fintech solutions provider.
Reported Earnings • May 21First quarter 2025 earnings released: EPS: €0.06 (vs €0.14 in 1Q 2024)First quarter 2025 results: EPS: €0.06 (down from €0.14 in 1Q 2024). Revenue: €82.6m (down 10.0% from 1Q 2024). Net income: €1.99m (down 61% from 1Q 2024). Profit margin: 2.4% (down from 5.5% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Tech industry in Europe.
Reported Earnings • Apr 04Full year 2024 earnings released: EPS: €0.52 (vs €0.65 in FY 2023)Full year 2024 results: EPS: €0.52. Revenue: €392.3m (up 7.6% from FY 2023). Net income: €19.0m (up 20% from FY 2023). Profit margin: 4.8% (up from 4.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Tech industry in Europe.
お知らせ • Apr 01Austriacard Holdings AG announces Annual dividend, payable on July 04, 2025Austriacard Holdings AG announced Annual dividend of EUR 0.1100 per share payable on July 04, 2025, ex-date on July 01, 2025 and record date on July 02, 2025.
Recent Insider Transactions • Mar 02Chairman of the Management Board recently bought €608k worth of stockOn the 26th of February, Nikolaos Lykos bought around 100k shares on-market at roughly €6.08 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Nikolaos has been a buyer over the last 12 months, purchasing a net total of €2.2m worth in shares.
Recent Insider Transactions • Feb 12Chairman of the Management Board recently bought €600k worth of stockOn the 6th of February, Nikolaos Lykos bought around 100k shares on-market at roughly €6.00 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €600k. Nikolaos has been a buyer over the last 12 months, purchasing a net total of €1.6m worth in shares.
お知らせ • Feb 11Austriacard Holdings Launches Gaiab™ PlatformAUSTRIACARD HOLDINGS is launching its GaiaB™ platform, delivering innovative Agentic AI solutions to its partners and clients. The GaiaB™ platform empowers the creation of Generative AI applications, enabling AUSTRIACARD to configure and deploy systems that not only execute tasks, set goals, and adapt to new environments, but also work in concert—both with each other and with human teams. Crucially, unlike traditional software, Agentic AI systems perceive their surroundings and operate autonomously, deciding on their own how best to achieve their designated objectives. The platform can utilize all language models, whether commercial—such as OpenAI’s GPT 4o, Anthropic’s Claude 3.5 Sonnet as well as Google’s Gemini —and open-source, such as Meta’s Llama 3.3, Mistral’s Mistral family of models, Alibaba’s Qwen 2.5 and many others. The open-source large language models are installed in a fully controlled self-hosted environment individually or all together, ensuring full compliance with national mandates and the General Data Protection Regulation (GDPR). With the capabilities provided by GaiaB™ platform, AUSTRIACARD is investing in solutions that, until now, were either impossible to implement or required prohibitive levels of human resources. The company focuses on solutions for labor-intensive tasks, which are part of its new strategic pillar, 'Digital Taskforce'.
Recent Insider Transactions • Feb 01Chairman of the Management Board recently bought €600k worth of stockOn the 28th of January, Nikolaos Lykos bought around 100k shares on-market at roughly €6.00 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Nikolaos has been a buyer over the last 12 months, purchasing a net total of €1.0m worth in shares.
Recent Insider Transactions • Jan 16Chairman of the Management Board recently bought €415k worth of stockOn the 9th of January, Nikolaos Lykos bought around 70k shares on-market at roughly €5.93 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Nikolaos' only on-market trade for the last 12 months.
Reported Earnings • Nov 17Third quarter 2024 earnings released: EPS: €0.15 (vs €0.086 in 3Q 2023)Third quarter 2024 results: EPS: €0.15 (up from €0.086 in 3Q 2023). Revenue: €108.1m (up 35% from 3Q 2023). Net income: €5.59m (up 152% from 3Q 2023). Profit margin: 5.2% (up from 2.8% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 7.3% growth forecast for the Tech industry in Europe.
お知らせ • Oct 30+ 1 more updateAustriacard Holdings AG to Report Q2, 2025 Results on Aug 28, 2025Austriacard Holdings AG announced that they will report Q2, 2025 results on Aug 28, 2025
お知らせ • Aug 30Austriacard Holdings AG (ATSE:ACAG) acquired E-Commerce Monitoring GmbH for €0.80 million.Austriacard Holdings AG (ATSE:ACAG) acquired E-Commerce Monitoring GmbH for €0.80 million in January 2024. Austriacard Holdings AG (ATSE:ACAG) completed the acquisition of E-Commerce Monitoring GmbH in January 2024.
Reported Earnings • Aug 30Second quarter 2024 earnings released: EPS: €0.29 (vs €0.20 in 2Q 2023)Second quarter 2024 results: EPS: €0.29 (up from €0.20 in 2Q 2023). Revenue: €195.4m (up 114% from 2Q 2023). Net income: €10.6m (up 43% from 2Q 2023). Profit margin: 5.4% (down from 8.1% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.6% p.a. on average during the next 3 years, compared to a 6.8% growth forecast for the Tech industry in Europe.
Declared Dividend • Jul 11Dividend of €0.10 announcedShareholders will receive a dividend of €0.10. Ex-date: 16th July 2024 Payment date: 19th July 2024 Dividend yield will be 1.7%, which is higher than the industry average of 0.9%. Sustainability & Growth Dividend is covered by earnings (15% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 46% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jul 11Austriacard Holdings Ag Approves Dividend for Fiscal Year 2023, Payable on July 19, 2024Austriacard Holdings AG in its annual general meeting held on July 9, 2024 approved to distribute a dividend for the financial year 2023 in the amount (gross) of EUR 0.10 per share entitled to dividend, but not exceeding a total of EUR 3,635,386.80 (gross). The ex-dividend day is July 16, 2024, and the dividend record date is July 17, 2024. Dividend payment will be made through a credit at the individual depositary bank/financial services provider/central securities depository. Raiffeisen Bank International AG serves as the paying agent for the dividend. Dividend payment by the paying agent will be made exclusively less 27.5% withholding tax.
Upcoming Dividend • Jul 09Upcoming dividend of €0.10 per shareEligible shareholders must have bought the stock before 16 July 2024. Payment date: 19 July 2024. Payout ratio is a comfortable 15% but the company is not cash flow positive. Trailing yield: 1.7%. Lower than top quartile of Greek dividend payers (5.8%). Higher than average of industry peers (1.5%).
Reported Earnings • Jun 05First quarter 2024 earnings released: EPS: €0.14 (vs €0.13 in 1Q 2023)First quarter 2024 results: EPS: €0.14 (up from €0.13 in 1Q 2023). Revenue: €91.8m (up 2.2% from 1Q 2023). Net income: €5.08m (up 16% from 1Q 2023). Profit margin: 5.5% (up from 4.9% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Tech industry in Europe.
お知らせ • May 22Austriacard Holdings AG (ATSE:ACAG) acquired Lstech Ltd for €1.6 million.Austriacard Holdings AG (ATSE:ACAG) acquired Lstech Ltd for €1.6 million on May 21, 2024. Austriacard Holdings AG (ATSE:ACAG) completed the acquisition of Lstech Ltd on May 21, 2024.
Reported Earnings • Mar 27Full year 2023 earnings released: EPS: €0.65 (vs €0.16 in FY 2022)Full year 2023 results: EPS: €0.65 (up from €0.16 in FY 2022). Revenue: €364.6m (up 16% from FY 2022). Net income: €15.8m (up 237% from FY 2022). Profit margin: 4.3% (up from 1.5% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.6% p.a. on average during the next 3 years, compared to a 6.0% growth forecast for the Tech industry in Europe.
お知らせ • Feb 06Austriacard Holdings AG (ATSE:ACAG) commences an Equity Buyback Plan, under the authorization approved on June 30, 2023.Austriacard Holdings AG (ATSE:ACAG) commences share repurchases on January 30, 2024, under the program mandated by shareholders in the Annual General Meeting held on June 30, 2023. As per the mandate, the company is authorized to repurchase its own shares. The shares must be repurchased such as the holding of the shares does not exceed 10% of the share capital. The minimum price to be paid for repurchase is €1 per share. The maximum price to be paid for repurchase should not exceed 20% above the volume-weighted average price of the last 20 trading days preceding the respective purchase. The authorization will be valid for 30 months. As of June 30, 2023, the company had 16,002,763 shares in issue. On December 18, 2023, the company announced a repurchase program. Under the program, the company will repurchase up to 727,077 shares, representing 2% of its share capital for €5.82 million. The maximum price to be paid for repurchase should not exceed €12 per share. The repurchases will commence from December 22, 2023, and will end no later than June 21, 2024.
お知らせ • Nov 22Austriacard Holdings AG, Annual General Meeting, Jul 09, 2024Austriacard Holdings AG, Annual General Meeting, Jul 09, 2024.
Reported Earnings • Nov 17Third quarter 2023 earnings released: EPS: €0.086 (vs €0.33 in 3Q 2022)Third quarter 2023 results: EPS: €0.086 (down from €0.33 in 3Q 2022). Revenue: €80.4m (down 15% from 3Q 2022). Net income: €2.22m (down 54% from 3Q 2022). Profit margin: 2.8% (down from 5.1% in 3Q 2022). The decrease in margin was driven by lower revenue.
お知らせ • Nov 01+ 3 more updatesAustriacard Holdings AG to Report Q3, 2024 Results on Nov 14, 2024Austriacard Holdings AG announced that they will report Q3, 2024 results on Nov 14, 2024
Buying Opportunity • Oct 12Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 11%. The fair value is estimated to be €8.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 53% over the last year. Earnings per share has declined by 16%. Revenue is forecast to grow by 5.1% in 2 years. Earnings is forecast to grow by 23% in the next 2 years.
分析記事 • Sep 07Why Austriacard Holdings' (ATH:ACAG) Shaky Earnings Are Just The Beginning Of Its ProblemsAustriacard Holdings AG's ( ATH:ACAG ) recent weak earnings report didn't cause a big stock movement. Our analysis...
Reported Earnings • Sep 03Second quarter 2023 earnings released: EPS: €0.20 (vs €0.08 in 2Q 2022)Second quarter 2023 results: EPS: €0.20 (up from €0.08 in 2Q 2022). Revenue: €91.4m (up 19% from 2Q 2022). Net income: €7.42m (up 218% from 2Q 2022). Profit margin: 8.1% (up from 3.0% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.1% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Tech industry in Europe.
Buying Opportunity • Aug 21Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 38%. The fair value is estimated to be €9.27, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 74% over the last year. Earnings per share has declined by 35%. Revenue is forecast to grow by 7.8% in 2 years. Earnings is forecast to grow by 104% in the next 2 years.
Valuation Update With 7 Day Price Move • May 31Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €13.80, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 26x in the Tech industry in Europe.