View ValuationOptima bank 将来の成長Future 基準チェック /46Optima bank利益と収益がそれぞれ年間18.8%と19.9%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に23.1% 18.4%なると予測されています。主要情報18.8%収益成長率18.38%EPS成長率Banks 収益成長10.6%収益成長率19.9%将来の株主資本利益率23.12%アナリストカバレッジLow最終更新日14 May 2026今後の成長に関する最新情報Major Estimate Revision • May 19Consensus revenue estimates increase by 11%The consensus outlook for revenues in fiscal year 2026 has improved. 2026 revenue forecast increased from €330.0m to €366.0m. EPS estimate increased from €0.88 to €0.915 per share. Net income forecast to grow 22% next year vs 13% growth forecast for Banks industry in Greece. Consensus price target up from €10.06 to €11.35. Share price rose 7.3% to €10.39 over the past week.Price Target Changed • Dec 03Price target increased by 19% to €8.88Up from €7.48, the current price target is an average from 3 analysts. New target price is 16% above last closing price of €7.68. Stock is up 82% over the past year. The company is forecast to post earnings per share of €0.73 for next year compared to €0.63 last year.Major Estimate Revision • Oct 23Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from €232.8m to €254.5m. EPS estimate increased from €1.72 to €1.90 per share. Net income forecast to grow 17% next year vs 3.0% growth forecast for Banks industry in Greece. Consensus price target up from €11.00 to €18.00. Share price was steady at €12.84 over the past week.すべての更新を表示Recent updatesMajor Estimate Revision • May 19Consensus revenue estimates increase by 11%The consensus outlook for revenues in fiscal year 2026 has improved. 2026 revenue forecast increased from €330.0m to €366.0m. EPS estimate increased from €0.88 to €0.915 per share. Net income forecast to grow 22% next year vs 13% growth forecast for Banks industry in Greece. Consensus price target up from €10.06 to €11.35. Share price rose 7.3% to €10.39 over the past week.分析記事 • May 15News Flash: Analysts Just Made A Meaningful Upgrade To Their Optima bank S.A. (ATH:OPTIMA) ForecastsCelebrations may be in order for Optima bank S.A. ( ATH:OPTIMA ) shareholders, with the analysts delivering a...Reported Earnings • May 13First quarter 2026 earnings released: EPS: €0.21 (vs €0.18 in 1Q 2025)First quarter 2026 results: EPS: €0.21 (up from €0.18 in 1Q 2025). Revenue: €77.0m (up 21% from 1Q 2025). Net income: €47.5m (up 22% from 1Q 2025). Profit margin: 62% (in line with 1Q 2025). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.7% growth forecast for the Banks industry in Greece.Declared Dividend • May 07Dividend of €0.23 announcedShareholders will receive a dividend of €0.23. Ex-date: 24th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (27% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 53% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • May 07Optima bank S.A. announces Annual dividend, payable on June 30, 2026Optima bank S.A. announced Annual dividend of EUR 0.2300 per share payable on June 30, 2026, ex-date on June 24, 2026 and record date on June 25, 2026.お知らせ • Mar 18Optima bank S.A. (ATSE:OPTIMA) submitted a non-binding offer to acquire 80.84% stake in Euroxx Securities S.A. (ATSE:EX).Optima bank S.A. (ATSE:OPTIMA) submitted a non-binding offer to acquire 80.84% stake in Euroxx Securities S.A. (ATSE:EX) on March 17, 2026. The non-binding offer concerns the acquisition of a stake of up to 80.84%, and in any case no less than 67%, of the paid-in share capital of Euroxx Securities from certain of its shareholders. The offer is non-binding, and the completion of any transaction is subject to customary conditions, including in particular: the completion of legal, financial and tax due diligence, the continuation of negotiations between the parties, the negotiation and execution of definitive agreements and obtaining of the required corporate approvals of Optima bank and regulatory approvals. The receipt of all necessary approvals from the competent authorities in accordance with applicable laws and regulations. The offer has been approved by Optima bank S.A. board.Buy Or Sell Opportunity • Mar 10Now 31% overvalued after recent price riseOver the last 90 days, the stock has risen 14% to €8.96. The fair value is estimated to be €6.86, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 30% over the last 3 years. Earnings per share has grown by 14%. For the next 3 years, revenue is forecast to grow by 16% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.Reported Earnings • Mar 04Full year 2025 earnings released: EPS: €0.77 (vs €0.63 in FY 2024)Full year 2025 results: EPS: €0.77 (up from €0.63 in FY 2024). Revenue: €273.1m (up 17% from FY 2024). Net income: €170.0m (up 21% from FY 2024). Profit margin: 62% (up from 60% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.2% growth forecast for the Banks industry in Greece.New Risk • Mar 03New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Greek stocks, typically moving 5.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.お知らせ • Jan 28+ 3 more updatesOptima bank S.A. to Report First Half, 2026 Results on Jul 30, 2026Optima bank S.A. announced that they will report first half, 2026 results on Jul 30, 2026お知らせ • Jan 27Optima bank S.A., Annual General Meeting, May 05, 2026Optima bank S.A., Annual General Meeting, May 05, 2026.Price Target Changed • Dec 03Price target increased by 19% to €8.88Up from €7.48, the current price target is an average from 3 analysts. New target price is 16% above last closing price of €7.68. Stock is up 82% over the past year. The company is forecast to post earnings per share of €0.73 for next year compared to €0.63 last year.分析記事 • Dec 01Does Optima bank (ATH:OPTIMA) Deserve A Spot On Your Watchlist?The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Reported Earnings • Nov 13Third quarter 2025 earnings released: EPS: €0.19 (vs €0.18 in 3Q 2024)Third quarter 2025 results: EPS: €0.19 (up from €0.18 in 3Q 2024). Revenue: €68.0m (up 8.0% from 3Q 2024). Net income: €42.3m (up 7.9% from 3Q 2024). Profit margin: 62% (in line with 3Q 2024). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 8.4% growth forecast for the Banks industry in Greece.Reported Earnings • Aug 03Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €66.2m (up 10% from 2Q 2024). Net income: €42.1m (up 16% from 2Q 2024). Profit margin: 64% (up from 60% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 6.0% growth forecast for the Banks industry in Greece.Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €7.92, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Greece. Total returns to shareholders of 102% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €5.25 per share.Buy Or Sell Opportunity • Jul 08Now 53% undervalued after recent price dropOver the last 90 days, the stock has fallen 47% to €7.43. The fair value is estimated to be €15.72, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 31% in the next 2 years.Buy Or Sell Opportunity • Jun 20Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 18% to €19.08. The fair value is estimated to be €15.79, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 31% in the next 2 years.Upcoming Dividend • Jun 16Upcoming dividend of €0.57 per shareEligible shareholders must have bought the stock before 23 June 2025. Payment date: 27 June 2025. Payout ratio is a comfortable 29% but the company is not cash flow positive. Trailing yield: 3.0%. Lower than top quartile of Greek dividend payers (5.7%). Higher than average of industry peers (2.6%).Buy Or Sell Opportunity • May 26Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 35% to €19.30. The fair value is estimated to be €16.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 28% in the next 2 years.Reported Earnings • May 15First quarter 2025 earnings released: EPS: €0.53 (vs €0.44 in 1Q 2024)First quarter 2025 results: EPS: €0.53 (up from €0.44 in 1Q 2024). Revenue: €63.5m (up 17% from 1Q 2024). Net income: €39.0m (up 19% from 1Q 2024). Profit margin: 62% (up from 60% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in Greece.Declared Dividend • May 02Dividend increased to €0.57Dividend of €0.57 is 30% higher than last year. Ex-date: 23rd June 2025 Payment date: 27th June 2025 Dividend yield will be 3.6%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (23% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • May 01Optima bank S.A. announces Annual dividend, payable on June 27, 2025Optima bank S.A. announced Annual dividend of EUR 0.5700 per share payable on June 27, 2025, ex-date on June 23, 2025 and record date on June 24, 2025.New Risk • Apr 07New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Greek stocks, typically moving 5.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.Valuation Update With 7 Day Price Move • Apr 07Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €11.92, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 6x in the Banks industry in Greece. Total returns to shareholders of 34% over the past year.Reported Earnings • Mar 24Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: EPS: €1.90. Revenue: €234.2m (up 28% from FY 2023). Net income: €140.2m (up 36% from FY 2023). Profit margin: 60% (up from 56% in FY 2023). The increase in margin was driven by higher revenue. Non-performing loans: 0.85% (up from 0.45% in FY 2023).お知らせ • Mar 01Optima bank S.A. to Report Fiscal Year 2024 Results on Mar 21, 2025Optima bank S.A. announced that they will report fiscal year 2024 results at 10:00 AM, GTB Standard Time on Mar 21, 2025お知らせ • Feb 17Optima bank S.A., Annual General Meeting, Apr 29, 2025Optima bank S.A., Annual General Meeting, Apr 29, 2025.Reported Earnings • Nov 12Third quarter 2024 earnings released: EPS: €0.53 (vs €0.53 in 3Q 2023)Third quarter 2024 results: EPS: €0.53. Revenue: €63.0m (up 31% from 3Q 2023). Net income: €39.2m (up 40% from 3Q 2023). Profit margin: 62% (up from 58% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 2.8% growth forecast for the Banks industry in Greece.お知らせ • Nov 01Optima bank S.A. to Report Nine Months, 2024 Results on Nov 11, 2024Optima bank S.A. announced that they will report nine months, 2024 results on Nov 11, 2024Major Estimate Revision • Oct 23Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from €232.8m to €254.5m. EPS estimate increased from €1.72 to €1.90 per share. Net income forecast to grow 17% next year vs 3.0% growth forecast for Banks industry in Greece. Consensus price target up from €11.00 to €18.00. Share price was steady at €12.84 over the past week.Reported Earnings • Aug 14Second quarter 2024 earnings released: EPS: €0.49 (vs €0.53 in 2Q 2023)Second quarter 2024 results: EPS: €0.49. Revenue: €60.0m (up 36% from 2Q 2023). Net income: €36.3m (up 41% from 2Q 2023). Profit margin: 60% (up from 58% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Greece.お知らせ • Aug 01Optima bank S.A. to Report First Half, 2024 Results on Aug 01, 2024Optima bank S.A. announced that they will report first half, 2024 results on Aug 01, 2024Board Change • Jul 07Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Non-Executive Member Georgia Kontogianni was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Buy Or Sell Opportunity • Jul 01Now 22% undervaluedOver the last 90 days, the stock has risen 47% to €12.04. The fair value is estimated to be €15.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 91% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 14% in the next 2 years.Buy Or Sell Opportunity • Jun 28Now 22% undervaluedOver the last 90 days, the stock has risen 46% to €12.00. The fair value is estimated to be €15.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 91% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 14% in the next 2 years.Reported Earnings • May 22First quarter 2024 earnings released: EPS: €0.44 (vs €0.51 in 1Q 2023)First quarter 2024 results: EPS: €0.44. Revenue: €54.3m (up 39% from 1Q 2023). Net income: €32.7m (up 48% from 1Q 2023). Profit margin: 60% (up from 56% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Greece.お知らせ • May 03Optima bank S.A., Annual General Meeting, May 23, 2024Optima bank S.A., Annual General Meeting, May 23, 2024, at 11:00 E. Europe Standard Time. Location: Hotel Divani Caravel, 1st floor, 2 Vassileos Alexandrou ave. 16121 Athens Greeceお知らせ • May 01Optima bank S.A. to Report Q1, 2024 Results on May 21, 2024Optima bank S.A. announced that they will report Q1, 2024 results on May 21, 2024お知らせ • Apr 10Optima bank S.A. to Report Fiscal Year 2023 Results on Apr 09, 2024Optima bank S.A. announced that they will report fiscal year 2023 results on Apr 09, 2024Valuation Update With 7 Day Price Move • Apr 10Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €9.63, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 5x in the Banks industry in Greece.New Risk • Mar 11New minor risk - Dividend sustainabilityThe company has a short dividend paying track record. Less than a year of continuous dividend payments. Dividend yield: 5.7% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Reported Earnings • Mar 11Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: €1.96 (up from €1.13 in FY 2022). Revenue: €183.1m (up 104% from FY 2022). Net income: €103.0m (up 143% from FY 2022). Profit margin: 56% (up from 47% in FY 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 5.3%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.5% growth forecast for the Banks industry in Greece.お知らせ • Mar 02Optima bank S.A. to Report Fiscal Year 2023 Results on Mar 06, 2024Optima bank S.A. announced that they will report fiscal year 2023 results on Mar 06, 2024Reported Earnings • Nov 14Third quarter 2023 earnings releasedThird quarter 2023 results: EPS: €0.53. Net income: €28.0m (up €28.0m from 3Q 2022).お知らせ • Nov 01Optima bank S.A. to Report Nine Months, 2023 Results on Nov 13, 2023Optima bank S.A. announced that they will report nine months, 2023 results on Nov 13, 2023業績と収益の成長予測ATSE:OPTIMA - アナリストの将来予測と過去の財務データ ( )EUR Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/2028511299N/AN/A112/31/2027434251N/AN/A112/31/2026366207N/AN/A13/31/2026287179N/AN/AN/A12/31/2025273170-1,146-1,141N/A9/30/2025254155-1,073-1,066N/A6/30/2025249152-1,040-1,034N/A3/31/2025243146-805-800N/A12/31/2024234140-927-921N/A9/30/2024234139-848-844N/A6/30/2024219128-706-702N/A3/31/2024203117-908-903N/A12/31/2023183103-794-790N/A9/30/202315888-846-841N/A6/30/202313270-924-919N/A3/31/202310652-798-793N/A12/31/20229042-748-743N/A12/31/20214410-627-621N/A12/31/202021-5-121-110N/A12/31/20199-4N/A-79N/A12/31/201811-4N/A6N/A12/31/20179-5N/A1N/A12/31/20169-2N/A-30N/A12/31/2015100N/A44N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: OPTIMAの予測収益成長率 (年間18.8% ) は 貯蓄率 ( 3.2% ) を上回っています。収益対市場: OPTIMAの収益 ( 18.8% ) はGreek市場 ( 11.8% ) よりも速いペースで成長すると予測されています。高成長収益: OPTIMAの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: OPTIMAの収益 ( 19.9% ) Greek市場 ( 7.7% ) よりも速いペースで成長すると予測されています。高い収益成長: OPTIMAの収益 ( 19.9% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: OPTIMAの 自己資本利益率 は、3年後には高くなると予測されています ( 23.1 %)成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 12:10終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Optima bank S.A. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。5 アナリスト機関Stamatios DraziotisEurobank Equities Investment Firm S.A.Andreas SouvlerosEurobank Equities Investment Firm S.A.Paris MantzavrasPantelakis Securities S.A2 その他のアナリストを表示
Major Estimate Revision • May 19Consensus revenue estimates increase by 11%The consensus outlook for revenues in fiscal year 2026 has improved. 2026 revenue forecast increased from €330.0m to €366.0m. EPS estimate increased from €0.88 to €0.915 per share. Net income forecast to grow 22% next year vs 13% growth forecast for Banks industry in Greece. Consensus price target up from €10.06 to €11.35. Share price rose 7.3% to €10.39 over the past week.
Price Target Changed • Dec 03Price target increased by 19% to €8.88Up from €7.48, the current price target is an average from 3 analysts. New target price is 16% above last closing price of €7.68. Stock is up 82% over the past year. The company is forecast to post earnings per share of €0.73 for next year compared to €0.63 last year.
Major Estimate Revision • Oct 23Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from €232.8m to €254.5m. EPS estimate increased from €1.72 to €1.90 per share. Net income forecast to grow 17% next year vs 3.0% growth forecast for Banks industry in Greece. Consensus price target up from €11.00 to €18.00. Share price was steady at €12.84 over the past week.
Major Estimate Revision • May 19Consensus revenue estimates increase by 11%The consensus outlook for revenues in fiscal year 2026 has improved. 2026 revenue forecast increased from €330.0m to €366.0m. EPS estimate increased from €0.88 to €0.915 per share. Net income forecast to grow 22% next year vs 13% growth forecast for Banks industry in Greece. Consensus price target up from €10.06 to €11.35. Share price rose 7.3% to €10.39 over the past week.
分析記事 • May 15News Flash: Analysts Just Made A Meaningful Upgrade To Their Optima bank S.A. (ATH:OPTIMA) ForecastsCelebrations may be in order for Optima bank S.A. ( ATH:OPTIMA ) shareholders, with the analysts delivering a...
Reported Earnings • May 13First quarter 2026 earnings released: EPS: €0.21 (vs €0.18 in 1Q 2025)First quarter 2026 results: EPS: €0.21 (up from €0.18 in 1Q 2025). Revenue: €77.0m (up 21% from 1Q 2025). Net income: €47.5m (up 22% from 1Q 2025). Profit margin: 62% (in line with 1Q 2025). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.7% growth forecast for the Banks industry in Greece.
Declared Dividend • May 07Dividend of €0.23 announcedShareholders will receive a dividend of €0.23. Ex-date: 24th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (27% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 53% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 07Optima bank S.A. announces Annual dividend, payable on June 30, 2026Optima bank S.A. announced Annual dividend of EUR 0.2300 per share payable on June 30, 2026, ex-date on June 24, 2026 and record date on June 25, 2026.
お知らせ • Mar 18Optima bank S.A. (ATSE:OPTIMA) submitted a non-binding offer to acquire 80.84% stake in Euroxx Securities S.A. (ATSE:EX).Optima bank S.A. (ATSE:OPTIMA) submitted a non-binding offer to acquire 80.84% stake in Euroxx Securities S.A. (ATSE:EX) on March 17, 2026. The non-binding offer concerns the acquisition of a stake of up to 80.84%, and in any case no less than 67%, of the paid-in share capital of Euroxx Securities from certain of its shareholders. The offer is non-binding, and the completion of any transaction is subject to customary conditions, including in particular: the completion of legal, financial and tax due diligence, the continuation of negotiations between the parties, the negotiation and execution of definitive agreements and obtaining of the required corporate approvals of Optima bank and regulatory approvals. The receipt of all necessary approvals from the competent authorities in accordance with applicable laws and regulations. The offer has been approved by Optima bank S.A. board.
Buy Or Sell Opportunity • Mar 10Now 31% overvalued after recent price riseOver the last 90 days, the stock has risen 14% to €8.96. The fair value is estimated to be €6.86, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 30% over the last 3 years. Earnings per share has grown by 14%. For the next 3 years, revenue is forecast to grow by 16% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.
Reported Earnings • Mar 04Full year 2025 earnings released: EPS: €0.77 (vs €0.63 in FY 2024)Full year 2025 results: EPS: €0.77 (up from €0.63 in FY 2024). Revenue: €273.1m (up 17% from FY 2024). Net income: €170.0m (up 21% from FY 2024). Profit margin: 62% (up from 60% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.2% growth forecast for the Banks industry in Greece.
New Risk • Mar 03New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Greek stocks, typically moving 5.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
お知らせ • Jan 28+ 3 more updatesOptima bank S.A. to Report First Half, 2026 Results on Jul 30, 2026Optima bank S.A. announced that they will report first half, 2026 results on Jul 30, 2026
お知らせ • Jan 27Optima bank S.A., Annual General Meeting, May 05, 2026Optima bank S.A., Annual General Meeting, May 05, 2026.
Price Target Changed • Dec 03Price target increased by 19% to €8.88Up from €7.48, the current price target is an average from 3 analysts. New target price is 16% above last closing price of €7.68. Stock is up 82% over the past year. The company is forecast to post earnings per share of €0.73 for next year compared to €0.63 last year.
分析記事 • Dec 01Does Optima bank (ATH:OPTIMA) Deserve A Spot On Your Watchlist?The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Reported Earnings • Nov 13Third quarter 2025 earnings released: EPS: €0.19 (vs €0.18 in 3Q 2024)Third quarter 2025 results: EPS: €0.19 (up from €0.18 in 3Q 2024). Revenue: €68.0m (up 8.0% from 3Q 2024). Net income: €42.3m (up 7.9% from 3Q 2024). Profit margin: 62% (in line with 3Q 2024). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 8.4% growth forecast for the Banks industry in Greece.
Reported Earnings • Aug 03Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €66.2m (up 10% from 2Q 2024). Net income: €42.1m (up 16% from 2Q 2024). Profit margin: 64% (up from 60% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 6.0% growth forecast for the Banks industry in Greece.
Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €7.92, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Greece. Total returns to shareholders of 102% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €5.25 per share.
Buy Or Sell Opportunity • Jul 08Now 53% undervalued after recent price dropOver the last 90 days, the stock has fallen 47% to €7.43. The fair value is estimated to be €15.72, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 31% in the next 2 years.
Buy Or Sell Opportunity • Jun 20Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 18% to €19.08. The fair value is estimated to be €15.79, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 31% in the next 2 years.
Upcoming Dividend • Jun 16Upcoming dividend of €0.57 per shareEligible shareholders must have bought the stock before 23 June 2025. Payment date: 27 June 2025. Payout ratio is a comfortable 29% but the company is not cash flow positive. Trailing yield: 3.0%. Lower than top quartile of Greek dividend payers (5.7%). Higher than average of industry peers (2.6%).
Buy Or Sell Opportunity • May 26Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 35% to €19.30. The fair value is estimated to be €16.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 28% in the next 2 years.
Reported Earnings • May 15First quarter 2025 earnings released: EPS: €0.53 (vs €0.44 in 1Q 2024)First quarter 2025 results: EPS: €0.53 (up from €0.44 in 1Q 2024). Revenue: €63.5m (up 17% from 1Q 2024). Net income: €39.0m (up 19% from 1Q 2024). Profit margin: 62% (up from 60% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in Greece.
Declared Dividend • May 02Dividend increased to €0.57Dividend of €0.57 is 30% higher than last year. Ex-date: 23rd June 2025 Payment date: 27th June 2025 Dividend yield will be 3.6%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (23% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 01Optima bank S.A. announces Annual dividend, payable on June 27, 2025Optima bank S.A. announced Annual dividend of EUR 0.5700 per share payable on June 27, 2025, ex-date on June 23, 2025 and record date on June 24, 2025.
New Risk • Apr 07New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Greek stocks, typically moving 5.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.
Valuation Update With 7 Day Price Move • Apr 07Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €11.92, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 6x in the Banks industry in Greece. Total returns to shareholders of 34% over the past year.
Reported Earnings • Mar 24Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: EPS: €1.90. Revenue: €234.2m (up 28% from FY 2023). Net income: €140.2m (up 36% from FY 2023). Profit margin: 60% (up from 56% in FY 2023). The increase in margin was driven by higher revenue. Non-performing loans: 0.85% (up from 0.45% in FY 2023).
お知らせ • Mar 01Optima bank S.A. to Report Fiscal Year 2024 Results on Mar 21, 2025Optima bank S.A. announced that they will report fiscal year 2024 results at 10:00 AM, GTB Standard Time on Mar 21, 2025
お知らせ • Feb 17Optima bank S.A., Annual General Meeting, Apr 29, 2025Optima bank S.A., Annual General Meeting, Apr 29, 2025.
Reported Earnings • Nov 12Third quarter 2024 earnings released: EPS: €0.53 (vs €0.53 in 3Q 2023)Third quarter 2024 results: EPS: €0.53. Revenue: €63.0m (up 31% from 3Q 2023). Net income: €39.2m (up 40% from 3Q 2023). Profit margin: 62% (up from 58% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 2.8% growth forecast for the Banks industry in Greece.
お知らせ • Nov 01Optima bank S.A. to Report Nine Months, 2024 Results on Nov 11, 2024Optima bank S.A. announced that they will report nine months, 2024 results on Nov 11, 2024
Major Estimate Revision • Oct 23Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from €232.8m to €254.5m. EPS estimate increased from €1.72 to €1.90 per share. Net income forecast to grow 17% next year vs 3.0% growth forecast for Banks industry in Greece. Consensus price target up from €11.00 to €18.00. Share price was steady at €12.84 over the past week.
Reported Earnings • Aug 14Second quarter 2024 earnings released: EPS: €0.49 (vs €0.53 in 2Q 2023)Second quarter 2024 results: EPS: €0.49. Revenue: €60.0m (up 36% from 2Q 2023). Net income: €36.3m (up 41% from 2Q 2023). Profit margin: 60% (up from 58% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Greece.
お知らせ • Aug 01Optima bank S.A. to Report First Half, 2024 Results on Aug 01, 2024Optima bank S.A. announced that they will report first half, 2024 results on Aug 01, 2024
Board Change • Jul 07Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Non-Executive Member Georgia Kontogianni was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Buy Or Sell Opportunity • Jul 01Now 22% undervaluedOver the last 90 days, the stock has risen 47% to €12.04. The fair value is estimated to be €15.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 91% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 14% in the next 2 years.
Buy Or Sell Opportunity • Jun 28Now 22% undervaluedOver the last 90 days, the stock has risen 46% to €12.00. The fair value is estimated to be €15.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 91% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 14% in the next 2 years.
Reported Earnings • May 22First quarter 2024 earnings released: EPS: €0.44 (vs €0.51 in 1Q 2023)First quarter 2024 results: EPS: €0.44. Revenue: €54.3m (up 39% from 1Q 2023). Net income: €32.7m (up 48% from 1Q 2023). Profit margin: 60% (up from 56% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Greece.
お知らせ • May 03Optima bank S.A., Annual General Meeting, May 23, 2024Optima bank S.A., Annual General Meeting, May 23, 2024, at 11:00 E. Europe Standard Time. Location: Hotel Divani Caravel, 1st floor, 2 Vassileos Alexandrou ave. 16121 Athens Greece
お知らせ • May 01Optima bank S.A. to Report Q1, 2024 Results on May 21, 2024Optima bank S.A. announced that they will report Q1, 2024 results on May 21, 2024
お知らせ • Apr 10Optima bank S.A. to Report Fiscal Year 2023 Results on Apr 09, 2024Optima bank S.A. announced that they will report fiscal year 2023 results on Apr 09, 2024
Valuation Update With 7 Day Price Move • Apr 10Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €9.63, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 5x in the Banks industry in Greece.
New Risk • Mar 11New minor risk - Dividend sustainabilityThe company has a short dividend paying track record. Less than a year of continuous dividend payments. Dividend yield: 5.7% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Reported Earnings • Mar 11Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: €1.96 (up from €1.13 in FY 2022). Revenue: €183.1m (up 104% from FY 2022). Net income: €103.0m (up 143% from FY 2022). Profit margin: 56% (up from 47% in FY 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 5.3%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.5% growth forecast for the Banks industry in Greece.
お知らせ • Mar 02Optima bank S.A. to Report Fiscal Year 2023 Results on Mar 06, 2024Optima bank S.A. announced that they will report fiscal year 2023 results on Mar 06, 2024
Reported Earnings • Nov 14Third quarter 2023 earnings releasedThird quarter 2023 results: EPS: €0.53. Net income: €28.0m (up €28.0m from 3Q 2022).
お知らせ • Nov 01Optima bank S.A. to Report Nine Months, 2023 Results on Nov 13, 2023Optima bank S.A. announced that they will report nine months, 2023 results on Nov 13, 2023