View Future GrowthThis company listing is no longer activeThis company may still be operating, however this listing is no longer active. Find out why through their latest events.See Latest EventsZwipe 過去の業績過去 基準チェック /06Zwipeの収益は年間平均-4.8%の割合で減少していますが、 Electronic業界の収益は年間 減少しています。収益は年間13.5% 7.6%割合で 増加しています。主要情報-4.81%収益成長率26.96%EPS成長率Electronic 業界の成長1.03%収益成長率7.60%株主資本利益率-240.53%ネット・マージン-11,228.88%次回の業績アップデート28 Mar 2025最近の業績更新お知らせ • Jan 21+ 1 more updateZwipe AS to Report Fiscal Year 2025 Results on Feb 19, 2026Zwipe AS announced that they will report fiscal year 2025 results on Feb 19, 2026Reported Earnings • Feb 25Full year 2023 earnings released: kr1.86 loss per share (vs kr2.80 loss in FY 2022)Full year 2023 results: kr1.86 loss per share (improved from kr2.80 loss in FY 2022). Net loss: kr100.0m (loss narrowed 4.5% from FY 2022). Revenue is forecast to grow 123% p.a. on average during the next 2 years, compared to a 10% growth forecast for the Electronic industry in Germany.お知らせ • Jan 10+ 3 more updatesZwipe AS to Report Q3, 2024 Results on Oct 24, 2024Zwipe AS announced that they will report Q3, 2024 results on Oct 24, 2024お知らせ • Oct 05Zwipe AS to Report Q3, 2023 Results on Oct 23, 2023Zwipe AS announced that they will report Q3, 2023 results on Oct 23, 2023Reported Earnings • Aug 25First half 2023 earnings released: kr1.14 loss per share (vs kr1.28 loss in 1H 2022)First half 2023 results: kr1.14 loss per share. Net loss: kr56.1m (loss widened 18% from 1H 2022). Revenue is forecast to grow 56% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Electronic industry in Germany.Reported Earnings • Feb 05Full year 2022 earnings released: kr14.08 loss per share (vs kr2.46 loss in FY 2021)Full year 2022 results: kr14.08 loss per share (further deteriorated from kr2.46 loss in FY 2021). Net loss: kr104.2m (loss widened 25% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Electronic industry in Germany.すべての更新を表示Recent updatesお知らせ • Jan 22Zwipe AS, Annual General Meeting, Jun 06, 2025Zwipe AS, Annual General Meeting, Jun 06, 2025.お知らせ • Jan 21+ 1 more updateZwipe AS to Report Fiscal Year 2025 Results on Feb 19, 2026Zwipe AS announced that they will report fiscal year 2025 results on Feb 19, 2026New Risk • Oct 08New major risk - Revenue and earnings growthEarnings have declined by 4.8% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (36% average weekly change). Earnings have declined by 4.8% per year over the past 5 years. Shareholders have been substantially diluted in the past year (70% increase in shares outstanding). Revenue is less than US$1m (kr658k revenue, or US$62k). Market cap is less than US$10m (€4.50m market cap, or US$4.95m). Minor Risk Less than 1 year of cash runway based on current free cash flow (-kr76m).Reported Earnings • Feb 25Full year 2023 earnings released: kr1.86 loss per share (vs kr2.80 loss in FY 2022)Full year 2023 results: kr1.86 loss per share (improved from kr2.80 loss in FY 2022). Net loss: kr100.0m (loss narrowed 4.5% from FY 2022). Revenue is forecast to grow 123% p.a. on average during the next 2 years, compared to a 10% growth forecast for the Electronic industry in Germany.New Risk • Feb 24New major risk - Revenue and earnings growthEarnings have declined by 7.7% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr120m free cash flow). Share price has been highly volatile over the past 3 months (69% average daily change). Earnings have declined by 7.7% per year over the past 5 years. Shareholders have been substantially diluted in the past year (164% increase in shares outstanding). Revenue is less than US$1m (kr4.4m revenue, or US$416k). Market cap is less than US$10m (€3.92m market cap, or US$4.24m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr60m net loss in 2 years).Breakeven Date Change • Feb 07No longer forecast to breakevenThe analyst covering Zwipe no longer expects the company to break even during the foreseeable future. The company was expected to make a profit of kr32.5m in 2025. New forecast suggests the company will make a loss of kr60.0m in 2025.お知らせ • Jan 10+ 3 more updatesZwipe AS to Report Q3, 2024 Results on Oct 24, 2024Zwipe AS announced that they will report Q3, 2024 results on Oct 24, 2024お知らせ • Jan 05+ 1 more updateZwipe AS Announces Chief Financial Officer ChangesZwipe AS appointed Hugo Petit as interim CFO with Zwipe's current CFO and Head of IR, Danielle Glenn, deciding to leave the company to join a capital markets advisory and consulting firm Ms. Glenn has been responsible for Zwipe's capital markets activities, including the two rights issues in 2023. She has also been instrumental in designing Zwipe's overall strategic, operating, and investment plans and in restructuring the company to maximize financial flexibility and liquidity. Mr. Petit will join Zwipe as soon as possible, bringing over 20 years of experience as a CFO. The company has agreed with Ms. Glenn that she will leave Zwipe at the end of January 2024 but stay on as long as needed thereafter in a consulting capacity to ensure the smooth handover of responsibilities and transition to the new CFO.お知らせ • Dec 15Zwipe AS has completed a Composite Units Offering.Zwipe AS has completed a Composite Units Offering. Security Name: Units Security Type: Equity/Derivative Unit Securities Offered: 44,046,223 Price\Range: NOK 0.59 Security Name: Units Security Type: Equity/Derivative Unit Securities Offered: 14,367,509 Price\Range: NOK 0.6 Transaction Features: Rights Offeringお知らせ • Dec 12Zwipe and HID Bring Recycled PVC to Biometric Smart Cards, A First in the MarketZwipe has partnered with HID, to release a recycled PVC prelaminate for its biometric smart card Zwipe Pay. HID offers a prelaminate exclusively made from 100% recycled PVC designed specifically for producing biometric smart cards. When paired with the Zwipe Pay IC Module and fingerprint sensor, smart card manufacturers have the essential components to produce eco-friendly biometric smart cards that meet Mastercard Card Quality Management (CQM) requirements, including the use of sustainable materials in any new card issued as of 2028. The recycled PVC prelaminates for Zwipe Pay are globally available for order now.New Risk • Dec 08New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 56% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (54% average weekly change). Shareholders have been substantially diluted in the past year (56% increase in shares outstanding). Revenue is less than US$1m (kr4.4m revenue, or US$403k). Market cap is less than US$10m (€3.00m market cap, or US$3.24m). Minor Risk Less than 1 year of cash runway based on current free cash flow (-kr120m).New Risk • Nov 19New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 56% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (50% average weekly change). Shareholders have been substantially diluted in the past year (56% increase in shares outstanding). Revenue is less than US$1m (kr4.4m revenue, or US$405k). Market cap is less than US$10m (€3.40m market cap, or US$3.71m). Minor Risk Less than 1 year of cash runway based on current free cash flow (-kr120m).Board Change • Oct 05Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Dennis Jones was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Oct 05Zwipe AS to Report Q3, 2023 Results on Oct 23, 2023Zwipe AS announced that they will report Q3, 2023 results on Oct 23, 2023お知らせ • Sep 25Zwipe AS Announces Resignation of Tanya Juul Kjær from the Board of DirectorsZwipe AS announced that Tanya Juul Kjær, member of the Board of Directors, has resigned with immediate effect due to time constraints involving her myriad other professional commitments. Ms. Kjær has been a member of Zwipe's Board of Directors since May 2019 and will not be immediately replaced.お知らせ • Sep 12Zwipe AS Announces Resignation of Eric Mercer as COO, Effective 29 September 2023Zwipe announces that Eric Mercer, COO of Zwipe AS, will leave the company as a result of the June streamlining announcement and closure of the Zwipe America subsidiary. He has accepted a new position as Director of Finance with a US-based company. Mr. Mercer has been with Zwipe for 5.5 years and has been very important in leading Zwipe to where it stands on 11 September 2023. He has worn various hats over the years: managing its global operations, quality and supply chain management, acting as program manager for Zwipe Pay and Zwipe Access, leading Zwipe America when it was a large team, developing personnel, and managing key partnerships across the value chain. Mr. Mercer will remain with the company through 29 September 2023.Reported Earnings • Aug 25First half 2023 earnings released: kr1.14 loss per share (vs kr1.28 loss in 1H 2022)First half 2023 results: kr1.14 loss per share. Net loss: kr56.1m (loss widened 18% from 1H 2022). Revenue is forecast to grow 56% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Electronic industry in Germany.お知らせ • Aug 25+ 2 more updatesZwipe AS, Annual General Meeting, May 07, 2024Zwipe AS, Annual General Meeting, May 07, 2024.お知らせ • Jul 12Zwipe as Approves Election of Robert Jansson as New Member to the BoardZwipe AS at its EGM held on July 10, 2023 approved election of Robert Jansson as new member to the Board, with a service time until the annual general meeting in 2025, i.e. for just under two years. As from 10 July 2023, the Board consists of the following, all with a service period until the annual general meeting in 2025: -Jörgen Lantto, Chair of the Board -Dennis Jones -Tanya Juul Kjaer -Christina Örn -David Chew -Robert Jansson .Breakeven Date Change • Jul 09Forecast to breakeven in 2025The 2 analysts covering Zwipe expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 45% per year to 2024. The company is expected to make a profit of kr97.0m in 2025. Average annual earnings growth of 77% is required to achieve expected profit on schedule.お知らせ • May 12Zwipe AS Announces Board ChangesZwipe AS announced that Christina Örn and David Chew are elected as new Board members at its Annual General Meeting held on 11 May 2023.Breakeven Date Change • Feb 07Forecast breakeven date pushed back to 2025The analyst covering Zwipe previously expected the company to break even in 2024. New forecast suggests losses will reduce by 58% per year to 2024. The company is expected to make a profit of kr23.0m in 2025. Average annual earnings growth of 77% is required to achieve expected profit on schedule.Reported Earnings • Feb 05Full year 2022 earnings released: kr14.08 loss per share (vs kr2.46 loss in FY 2021)Full year 2022 results: kr14.08 loss per share (further deteriorated from kr2.46 loss in FY 2021). Net loss: kr104.2m (loss widened 25% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Electronic industry in Germany.お知らせ • Jan 04+ 3 more updatesZwipe AS to Report Q4, 2022 Results on Feb 03, 2023Zwipe AS announced that they will report Q4, 2022 results on Feb 03, 2023Reported Earnings • Aug 26First half 2022 earnings released: kr1.28 loss per share (vs kr0.82 loss in 1H 2021)First half 2022 results: kr1.28 loss per share (down from kr0.82 loss in 1H 2021). Net loss: kr47.7m (loss widened 77% from 1H 2021). Over the next year, revenue is forecast to grow 1,919%, compared to a 16% growth forecast for the Electronic industry in Germany.お知らせ • Jun 14+ 1 more updateZwipe Announces Change of PresidentZwipe announced that Zwipe's Board of Directors has appointed Robert Puskaric as President, replacing André Løvestam. The change is effective immediately. Robert Puskaric has a long successful career mainly from the Ericsson group where positions held include President, Region Northern Europe and Central Asia, President, Ericsson Mobile Platforms, Senior Vice President, Business Unit Modems, and Executive Vice President, ST- Ericsson. He has also been President and CEO of Doro AB and President of Eniro AB. He holds a Bachelor's degree in Economics and Management (Civilekonom) from Lund University, Sweden. Robert Puskaric replaces outgoing President André Løvestam who will support the company during a transition period and then pursue other opportunities.お知らせ • Jun 10+ 2 more updatesZwipe AS, Annual General Meeting, Apr 27, 2023Zwipe AS, Annual General Meeting, Apr 27, 2023.Breakeven Date Change • May 18Forecast breakeven date pushed back to 2024The analyst covering Zwipe previously expected the company to break even in 2023. New forecast suggests losses will reduce by 69% per year to 2023. The company is expected to make a profit of kr73.0m in 2024. Average annual earnings growth of 87% is required to achieve expected profit on schedule.お知らせ • Feb 25Zwipe AS to Report First Half, 2022 Results on Aug 25, 2022Zwipe AS announced that they will report first half, 2022 results on Aug 25, 2022Reported Earnings • Feb 24Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: kr2.46 loss per share (down from kr2.27 loss in FY 2020). Net loss: kr83.5m (loss widened 35% from FY 2020). Revenue missed analyst estimates by 38%. Over the next year, revenue is forecast to grow 2,458%, compared to a 23% growth forecast for the industry in Germany.お知らせ • Feb 01+ 1 more updateZwipe AS Appoints Danielle Glenn as Its New CFO Effective from 1 May 2022Zwipe AS has appointed Danielle Glenn as its new CFO effective from 1 May 2022. In addition to her responsibilities as CFO, she was also responsible for Investor Relations and heavily involved in setting the company's overall strategic, commercial, operating and investment plans.お知らせ • Nov 27Zwipe Launches Biometric Solution for Access Control and Enters Collaborations with Hid Global, LeGrand and SouthcoZwipe announced the launch of a two-factor authentication solution for access control based on its biometric authentication technology platform. The global access control market is valued at USD 7.65 billion and is expected to reach USD 11.7 billion by 2026. Entering the access control market, Zwipe announces collaborations with several well-known companies in the security industry; notably HID Global, an ASSA ABLOY Group brand and a worldwide leader in trusted identity solutions, LeGrand, the global specialist in high-value-added products and solutions for commercial, residential, and industrial buildings, and Southco, the leading global designer and manufacturer of engineered access solutions. The coalition will bring a highly advanced, cost-effective, biometric authentication solution to market. The full capability of Zwipe's biometric card operates with existing access control systems thereby removing the need to make any time-consuming and costly adjustments to existing access control infrastructure. The complete solution will be demonstrated for the first time at TRUSTECH in Paris, on Zwipe's booth, from 30 November 2021. The customer project has started with Raritan (the data center expert company with worldwide references and a subsidiary of LeGrand), focusing on the joint development of a highly secure solution based on Zwipe's biometric card technology that delivers a new level of secure access for data center cabinets.お知らせ • Nov 25Zwipe Launches Innovative Enrolment Solutions and Creates Breakthrough for IssuersZwipe launched a range of enrolment solutions to complement their next-generation biometric payment card platform, Zwipe Pay ONE. Seamless customer onboarding remains one of the most important components in enabling the transition to the safer and more secure payment experience provided by biometric payment cards. The Zwipe R&D team has created some exclusive inventions to overcome several challenges that many in the industry had considered insurmountable. For the first time, it is now a realistic proposition to have consumers enroll their card at home using just a mobile phone and a set of simple instructions. Zwipe has created a range of innovative enrolment solutions that meet the evolving demands of the financial services industry and consumers. With a focus on providing simple to use, cost-effective and low environmental impact products, Zwipe will deliver multiple different types of solutions that include not only passive and customizable enrolment devices, such as sleeves, highly integrated card fulfilment packaging, and branch-based enrolment solutions, but also self-service mobile phone APIs that can easily be integrated into issuer apps. Issuers can choose the solutions that best suit their needs and use cases of their products and cardholder segments. For example, while mobile app-based enrolment would be attractive for the majority of consumers, in-branch supervised enrolment may better suit financial inclusion programs. All these solutions will be made available to Zwipe Pay ONE customers in 2022. The enrolment solutions will be demonstrated at TRUSTECH in Paris, on Zwipe's booth, from 30 November 2021.Recent Insider Transactions • Sep 04Independent Director recently sold €334k worth of stockOn the 3rd of September, Carl Magnus Biehl sold around 93k shares on-market at roughly €3.60 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €306k more than they bought in the last 12 months.Reported Earnings • Aug 30First half 2021 earnings released: kr0.82 loss per share (vs kr1.25 loss in 1H 2020)First half 2021 results: Net loss: kr26.9m (loss narrowed 15% from 1H 2020).Executive Departure • May 22Director has left the companyOn the 19th of May, Pål Vegard's tenure as Director ended after 1.0 years in the role. As of March 2021, Pål personally held 568.26k shares (€1.5m worth at the time). A total of 2 executives have left over the last 12 months.Executive Departure • May 22Independent Non-Executive Director has left the companyOn the 19th of May, Dorian Moshe Barak's tenure as Independent Non-Executive Director ended after 2.1 years in the role. We don't have any record of a personal shareholding under Dorian Moshe's name. A total of 2 executives have left over the last 12 months.お知らせ • Mar 03Tag Systems Steps Up Collaboration with Zwipe on Biometric Payment CardsTag Systems has decided to step up its collaboration with Zwipe on biometric payment cards. The parties have been working together since 2019 and as the biometric payment cards marketplace has evolved, they are now stepping up their collaboration to bring the most advanced new biometric payment cards to issuers in Europe and North America. Tag Systems also placed a small order for Zwipe Pay ONE. As part of the new agreement, Tag Systems will proactively promote Zwipe Pay ONE biometric payment cards towards issuers and partner bureaus in Europe and the USA. The two parties have also agreed to execute a go-to-market plan to jointly sell and market these next generation payment cards.Analyst Estimate Surprise Post Earnings • Feb 28Revenue misses expectationsRevenue missed analyst estimates by 10.0%. Over the next year, revenue is forecast to grow 880%, compared to a 17% growth forecast for the Electronic industry in Germany.Reported Earnings • Feb 28Full year 2020 earnings released: kr2.27 loss per share (vs kr5.98 loss in FY 2019)Full year 2020 results: Net loss: kr62.1m (loss narrowed 35% from FY 2019).Is New 90 Day High Low • Feb 11New 90-day high: €2.07The company is up 13% from its price of €1.82 on 13 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Electronic industry, which is up 20% over the same period.お知らせ • Dec 04Zwipe AS and Veritech Partner to Deliver Next Generation Contactless Payments in KuwaitZwipe AS and Verech, have partnered to address the growing demand for biometric payment solutions in Kuwait and across the Middle East. Through this partnership, Zwipe will provide key components for the Zwipe Pay ONE biometric payments platform and take lead on providing advisory services directly to banks and card issuers focusing on user experience in close collaboration with VeriTech.お知らせ • Nov 24Zwipe Confirms Biometric Payment Card PilotZwipe has confirmed that its Zwipe Pay ONE platform will be incorporated in the recently announced market pilot with TietoEVRY and OP Financial Group. Subject to a successful pilot, OP will consider launching biometric payment cards.収支内訳Zwipe の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史DB:4ZW 収益、費用、利益 ( )NOK Millions日付収益収益G+A経費研究開発費30 Jun 241-7435031 Mar 241-8742031 Dec 232-10050030 Sep 233-10751030 Jun 234-11352031 Mar 234-10950031 Dec 223-10549030 Sep 222-10549030 Jun 221-10448031 Mar 222-9440031 Dec 212-8331030 Sep 212-7026030 Jun 212-5721031 Mar 212-6020031 Dec 202-6219030 Sep 202-7620030 Jun 202-9021031 Mar 202-9324031 Dec 192-9527030 Sep 192-8727030 Jun 192-7827031 Mar 192-7626031 Dec 182-7325030 Sep 182-6623030 Jun 181-6020031 Mar 181-5719031 Dec 171-5418031 Dec 161-3613031 Dec 151-1840質の高い収益: 4ZWは現在利益が出ていません。利益率の向上: 4ZWは現在利益が出ていません。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: 4ZWは利益が出ておらず、過去 5 年間で損失は年間4.8%の割合で増加しています。成長の加速: 4ZWの過去 1 年間の収益成長を 5 年間の平均と比較することはできません。現在は利益が出ていないためです。収益対業界: 4ZWは利益が出ていないため、過去 1 年間の収益成長をElectronic業界 ( -10.1% ) と比較することは困難です。株主資本利益率高いROE: 4ZWは現在利益が出ていないため、自己資本利益率 ( -240.53% ) はマイナスです。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YTech 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2025/03/14 12:24終値2025/02/17 00:00収益2024/06/30年間収益2023/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Zwipe AS 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • Jan 21+ 1 more updateZwipe AS to Report Fiscal Year 2025 Results on Feb 19, 2026Zwipe AS announced that they will report fiscal year 2025 results on Feb 19, 2026
Reported Earnings • Feb 25Full year 2023 earnings released: kr1.86 loss per share (vs kr2.80 loss in FY 2022)Full year 2023 results: kr1.86 loss per share (improved from kr2.80 loss in FY 2022). Net loss: kr100.0m (loss narrowed 4.5% from FY 2022). Revenue is forecast to grow 123% p.a. on average during the next 2 years, compared to a 10% growth forecast for the Electronic industry in Germany.
お知らせ • Jan 10+ 3 more updatesZwipe AS to Report Q3, 2024 Results on Oct 24, 2024Zwipe AS announced that they will report Q3, 2024 results on Oct 24, 2024
お知らせ • Oct 05Zwipe AS to Report Q3, 2023 Results on Oct 23, 2023Zwipe AS announced that they will report Q3, 2023 results on Oct 23, 2023
Reported Earnings • Aug 25First half 2023 earnings released: kr1.14 loss per share (vs kr1.28 loss in 1H 2022)First half 2023 results: kr1.14 loss per share. Net loss: kr56.1m (loss widened 18% from 1H 2022). Revenue is forecast to grow 56% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Electronic industry in Germany.
Reported Earnings • Feb 05Full year 2022 earnings released: kr14.08 loss per share (vs kr2.46 loss in FY 2021)Full year 2022 results: kr14.08 loss per share (further deteriorated from kr2.46 loss in FY 2021). Net loss: kr104.2m (loss widened 25% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Electronic industry in Germany.
お知らせ • Jan 22Zwipe AS, Annual General Meeting, Jun 06, 2025Zwipe AS, Annual General Meeting, Jun 06, 2025.
お知らせ • Jan 21+ 1 more updateZwipe AS to Report Fiscal Year 2025 Results on Feb 19, 2026Zwipe AS announced that they will report fiscal year 2025 results on Feb 19, 2026
New Risk • Oct 08New major risk - Revenue and earnings growthEarnings have declined by 4.8% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (36% average weekly change). Earnings have declined by 4.8% per year over the past 5 years. Shareholders have been substantially diluted in the past year (70% increase in shares outstanding). Revenue is less than US$1m (kr658k revenue, or US$62k). Market cap is less than US$10m (€4.50m market cap, or US$4.95m). Minor Risk Less than 1 year of cash runway based on current free cash flow (-kr76m).
Reported Earnings • Feb 25Full year 2023 earnings released: kr1.86 loss per share (vs kr2.80 loss in FY 2022)Full year 2023 results: kr1.86 loss per share (improved from kr2.80 loss in FY 2022). Net loss: kr100.0m (loss narrowed 4.5% from FY 2022). Revenue is forecast to grow 123% p.a. on average during the next 2 years, compared to a 10% growth forecast for the Electronic industry in Germany.
New Risk • Feb 24New major risk - Revenue and earnings growthEarnings have declined by 7.7% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr120m free cash flow). Share price has been highly volatile over the past 3 months (69% average daily change). Earnings have declined by 7.7% per year over the past 5 years. Shareholders have been substantially diluted in the past year (164% increase in shares outstanding). Revenue is less than US$1m (kr4.4m revenue, or US$416k). Market cap is less than US$10m (€3.92m market cap, or US$4.24m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr60m net loss in 2 years).
Breakeven Date Change • Feb 07No longer forecast to breakevenThe analyst covering Zwipe no longer expects the company to break even during the foreseeable future. The company was expected to make a profit of kr32.5m in 2025. New forecast suggests the company will make a loss of kr60.0m in 2025.
お知らせ • Jan 10+ 3 more updatesZwipe AS to Report Q3, 2024 Results on Oct 24, 2024Zwipe AS announced that they will report Q3, 2024 results on Oct 24, 2024
お知らせ • Jan 05+ 1 more updateZwipe AS Announces Chief Financial Officer ChangesZwipe AS appointed Hugo Petit as interim CFO with Zwipe's current CFO and Head of IR, Danielle Glenn, deciding to leave the company to join a capital markets advisory and consulting firm Ms. Glenn has been responsible for Zwipe's capital markets activities, including the two rights issues in 2023. She has also been instrumental in designing Zwipe's overall strategic, operating, and investment plans and in restructuring the company to maximize financial flexibility and liquidity. Mr. Petit will join Zwipe as soon as possible, bringing over 20 years of experience as a CFO. The company has agreed with Ms. Glenn that she will leave Zwipe at the end of January 2024 but stay on as long as needed thereafter in a consulting capacity to ensure the smooth handover of responsibilities and transition to the new CFO.
お知らせ • Dec 15Zwipe AS has completed a Composite Units Offering.Zwipe AS has completed a Composite Units Offering. Security Name: Units Security Type: Equity/Derivative Unit Securities Offered: 44,046,223 Price\Range: NOK 0.59 Security Name: Units Security Type: Equity/Derivative Unit Securities Offered: 14,367,509 Price\Range: NOK 0.6 Transaction Features: Rights Offering
お知らせ • Dec 12Zwipe and HID Bring Recycled PVC to Biometric Smart Cards, A First in the MarketZwipe has partnered with HID, to release a recycled PVC prelaminate for its biometric smart card Zwipe Pay. HID offers a prelaminate exclusively made from 100% recycled PVC designed specifically for producing biometric smart cards. When paired with the Zwipe Pay IC Module and fingerprint sensor, smart card manufacturers have the essential components to produce eco-friendly biometric smart cards that meet Mastercard Card Quality Management (CQM) requirements, including the use of sustainable materials in any new card issued as of 2028. The recycled PVC prelaminates for Zwipe Pay are globally available for order now.
New Risk • Dec 08New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 56% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (54% average weekly change). Shareholders have been substantially diluted in the past year (56% increase in shares outstanding). Revenue is less than US$1m (kr4.4m revenue, or US$403k). Market cap is less than US$10m (€3.00m market cap, or US$3.24m). Minor Risk Less than 1 year of cash runway based on current free cash flow (-kr120m).
New Risk • Nov 19New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 56% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (50% average weekly change). Shareholders have been substantially diluted in the past year (56% increase in shares outstanding). Revenue is less than US$1m (kr4.4m revenue, or US$405k). Market cap is less than US$10m (€3.40m market cap, or US$3.71m). Minor Risk Less than 1 year of cash runway based on current free cash flow (-kr120m).
Board Change • Oct 05Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Dennis Jones was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Oct 05Zwipe AS to Report Q3, 2023 Results on Oct 23, 2023Zwipe AS announced that they will report Q3, 2023 results on Oct 23, 2023
お知らせ • Sep 25Zwipe AS Announces Resignation of Tanya Juul Kjær from the Board of DirectorsZwipe AS announced that Tanya Juul Kjær, member of the Board of Directors, has resigned with immediate effect due to time constraints involving her myriad other professional commitments. Ms. Kjær has been a member of Zwipe's Board of Directors since May 2019 and will not be immediately replaced.
お知らせ • Sep 12Zwipe AS Announces Resignation of Eric Mercer as COO, Effective 29 September 2023Zwipe announces that Eric Mercer, COO of Zwipe AS, will leave the company as a result of the June streamlining announcement and closure of the Zwipe America subsidiary. He has accepted a new position as Director of Finance with a US-based company. Mr. Mercer has been with Zwipe for 5.5 years and has been very important in leading Zwipe to where it stands on 11 September 2023. He has worn various hats over the years: managing its global operations, quality and supply chain management, acting as program manager for Zwipe Pay and Zwipe Access, leading Zwipe America when it was a large team, developing personnel, and managing key partnerships across the value chain. Mr. Mercer will remain with the company through 29 September 2023.
Reported Earnings • Aug 25First half 2023 earnings released: kr1.14 loss per share (vs kr1.28 loss in 1H 2022)First half 2023 results: kr1.14 loss per share. Net loss: kr56.1m (loss widened 18% from 1H 2022). Revenue is forecast to grow 56% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Electronic industry in Germany.
お知らせ • Aug 25+ 2 more updatesZwipe AS, Annual General Meeting, May 07, 2024Zwipe AS, Annual General Meeting, May 07, 2024.
お知らせ • Jul 12Zwipe as Approves Election of Robert Jansson as New Member to the BoardZwipe AS at its EGM held on July 10, 2023 approved election of Robert Jansson as new member to the Board, with a service time until the annual general meeting in 2025, i.e. for just under two years. As from 10 July 2023, the Board consists of the following, all with a service period until the annual general meeting in 2025: -Jörgen Lantto, Chair of the Board -Dennis Jones -Tanya Juul Kjaer -Christina Örn -David Chew -Robert Jansson .
Breakeven Date Change • Jul 09Forecast to breakeven in 2025The 2 analysts covering Zwipe expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 45% per year to 2024. The company is expected to make a profit of kr97.0m in 2025. Average annual earnings growth of 77% is required to achieve expected profit on schedule.
お知らせ • May 12Zwipe AS Announces Board ChangesZwipe AS announced that Christina Örn and David Chew are elected as new Board members at its Annual General Meeting held on 11 May 2023.
Breakeven Date Change • Feb 07Forecast breakeven date pushed back to 2025The analyst covering Zwipe previously expected the company to break even in 2024. New forecast suggests losses will reduce by 58% per year to 2024. The company is expected to make a profit of kr23.0m in 2025. Average annual earnings growth of 77% is required to achieve expected profit on schedule.
Reported Earnings • Feb 05Full year 2022 earnings released: kr14.08 loss per share (vs kr2.46 loss in FY 2021)Full year 2022 results: kr14.08 loss per share (further deteriorated from kr2.46 loss in FY 2021). Net loss: kr104.2m (loss widened 25% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Electronic industry in Germany.
お知らせ • Jan 04+ 3 more updatesZwipe AS to Report Q4, 2022 Results on Feb 03, 2023Zwipe AS announced that they will report Q4, 2022 results on Feb 03, 2023
Reported Earnings • Aug 26First half 2022 earnings released: kr1.28 loss per share (vs kr0.82 loss in 1H 2021)First half 2022 results: kr1.28 loss per share (down from kr0.82 loss in 1H 2021). Net loss: kr47.7m (loss widened 77% from 1H 2021). Over the next year, revenue is forecast to grow 1,919%, compared to a 16% growth forecast for the Electronic industry in Germany.
お知らせ • Jun 14+ 1 more updateZwipe Announces Change of PresidentZwipe announced that Zwipe's Board of Directors has appointed Robert Puskaric as President, replacing André Løvestam. The change is effective immediately. Robert Puskaric has a long successful career mainly from the Ericsson group where positions held include President, Region Northern Europe and Central Asia, President, Ericsson Mobile Platforms, Senior Vice President, Business Unit Modems, and Executive Vice President, ST- Ericsson. He has also been President and CEO of Doro AB and President of Eniro AB. He holds a Bachelor's degree in Economics and Management (Civilekonom) from Lund University, Sweden. Robert Puskaric replaces outgoing President André Løvestam who will support the company during a transition period and then pursue other opportunities.
お知らせ • Jun 10+ 2 more updatesZwipe AS, Annual General Meeting, Apr 27, 2023Zwipe AS, Annual General Meeting, Apr 27, 2023.
Breakeven Date Change • May 18Forecast breakeven date pushed back to 2024The analyst covering Zwipe previously expected the company to break even in 2023. New forecast suggests losses will reduce by 69% per year to 2023. The company is expected to make a profit of kr73.0m in 2024. Average annual earnings growth of 87% is required to achieve expected profit on schedule.
お知らせ • Feb 25Zwipe AS to Report First Half, 2022 Results on Aug 25, 2022Zwipe AS announced that they will report first half, 2022 results on Aug 25, 2022
Reported Earnings • Feb 24Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: kr2.46 loss per share (down from kr2.27 loss in FY 2020). Net loss: kr83.5m (loss widened 35% from FY 2020). Revenue missed analyst estimates by 38%. Over the next year, revenue is forecast to grow 2,458%, compared to a 23% growth forecast for the industry in Germany.
お知らせ • Feb 01+ 1 more updateZwipe AS Appoints Danielle Glenn as Its New CFO Effective from 1 May 2022Zwipe AS has appointed Danielle Glenn as its new CFO effective from 1 May 2022. In addition to her responsibilities as CFO, she was also responsible for Investor Relations and heavily involved in setting the company's overall strategic, commercial, operating and investment plans.
お知らせ • Nov 27Zwipe Launches Biometric Solution for Access Control and Enters Collaborations with Hid Global, LeGrand and SouthcoZwipe announced the launch of a two-factor authentication solution for access control based on its biometric authentication technology platform. The global access control market is valued at USD 7.65 billion and is expected to reach USD 11.7 billion by 2026. Entering the access control market, Zwipe announces collaborations with several well-known companies in the security industry; notably HID Global, an ASSA ABLOY Group brand and a worldwide leader in trusted identity solutions, LeGrand, the global specialist in high-value-added products and solutions for commercial, residential, and industrial buildings, and Southco, the leading global designer and manufacturer of engineered access solutions. The coalition will bring a highly advanced, cost-effective, biometric authentication solution to market. The full capability of Zwipe's biometric card operates with existing access control systems thereby removing the need to make any time-consuming and costly adjustments to existing access control infrastructure. The complete solution will be demonstrated for the first time at TRUSTECH in Paris, on Zwipe's booth, from 30 November 2021. The customer project has started with Raritan (the data center expert company with worldwide references and a subsidiary of LeGrand), focusing on the joint development of a highly secure solution based on Zwipe's biometric card technology that delivers a new level of secure access for data center cabinets.
お知らせ • Nov 25Zwipe Launches Innovative Enrolment Solutions and Creates Breakthrough for IssuersZwipe launched a range of enrolment solutions to complement their next-generation biometric payment card platform, Zwipe Pay ONE. Seamless customer onboarding remains one of the most important components in enabling the transition to the safer and more secure payment experience provided by biometric payment cards. The Zwipe R&D team has created some exclusive inventions to overcome several challenges that many in the industry had considered insurmountable. For the first time, it is now a realistic proposition to have consumers enroll their card at home using just a mobile phone and a set of simple instructions. Zwipe has created a range of innovative enrolment solutions that meet the evolving demands of the financial services industry and consumers. With a focus on providing simple to use, cost-effective and low environmental impact products, Zwipe will deliver multiple different types of solutions that include not only passive and customizable enrolment devices, such as sleeves, highly integrated card fulfilment packaging, and branch-based enrolment solutions, but also self-service mobile phone APIs that can easily be integrated into issuer apps. Issuers can choose the solutions that best suit their needs and use cases of their products and cardholder segments. For example, while mobile app-based enrolment would be attractive for the majority of consumers, in-branch supervised enrolment may better suit financial inclusion programs. All these solutions will be made available to Zwipe Pay ONE customers in 2022. The enrolment solutions will be demonstrated at TRUSTECH in Paris, on Zwipe's booth, from 30 November 2021.
Recent Insider Transactions • Sep 04Independent Director recently sold €334k worth of stockOn the 3rd of September, Carl Magnus Biehl sold around 93k shares on-market at roughly €3.60 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €306k more than they bought in the last 12 months.
Reported Earnings • Aug 30First half 2021 earnings released: kr0.82 loss per share (vs kr1.25 loss in 1H 2020)First half 2021 results: Net loss: kr26.9m (loss narrowed 15% from 1H 2020).
Executive Departure • May 22Director has left the companyOn the 19th of May, Pål Vegard's tenure as Director ended after 1.0 years in the role. As of March 2021, Pål personally held 568.26k shares (€1.5m worth at the time). A total of 2 executives have left over the last 12 months.
Executive Departure • May 22Independent Non-Executive Director has left the companyOn the 19th of May, Dorian Moshe Barak's tenure as Independent Non-Executive Director ended after 2.1 years in the role. We don't have any record of a personal shareholding under Dorian Moshe's name. A total of 2 executives have left over the last 12 months.
お知らせ • Mar 03Tag Systems Steps Up Collaboration with Zwipe on Biometric Payment CardsTag Systems has decided to step up its collaboration with Zwipe on biometric payment cards. The parties have been working together since 2019 and as the biometric payment cards marketplace has evolved, they are now stepping up their collaboration to bring the most advanced new biometric payment cards to issuers in Europe and North America. Tag Systems also placed a small order for Zwipe Pay ONE. As part of the new agreement, Tag Systems will proactively promote Zwipe Pay ONE biometric payment cards towards issuers and partner bureaus in Europe and the USA. The two parties have also agreed to execute a go-to-market plan to jointly sell and market these next generation payment cards.
Analyst Estimate Surprise Post Earnings • Feb 28Revenue misses expectationsRevenue missed analyst estimates by 10.0%. Over the next year, revenue is forecast to grow 880%, compared to a 17% growth forecast for the Electronic industry in Germany.
Reported Earnings • Feb 28Full year 2020 earnings released: kr2.27 loss per share (vs kr5.98 loss in FY 2019)Full year 2020 results: Net loss: kr62.1m (loss narrowed 35% from FY 2019).
Is New 90 Day High Low • Feb 11New 90-day high: €2.07The company is up 13% from its price of €1.82 on 13 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Electronic industry, which is up 20% over the same period.
お知らせ • Dec 04Zwipe AS and Veritech Partner to Deliver Next Generation Contactless Payments in KuwaitZwipe AS and Verech, have partnered to address the growing demand for biometric payment solutions in Kuwait and across the Middle East. Through this partnership, Zwipe will provide key components for the Zwipe Pay ONE biometric payments platform and take lead on providing advisory services directly to banks and card issuers focusing on user experience in close collaboration with VeriTech.
お知らせ • Nov 24Zwipe Confirms Biometric Payment Card PilotZwipe has confirmed that its Zwipe Pay ONE platform will be incorporated in the recently announced market pilot with TietoEVRY and OP Financial Group. Subject to a successful pilot, OP will consider launching biometric payment cards.