View ValuationUnum Group 将来の成長Future 基準チェック /16Unum Group利益と収益がそれぞれ年間16.9%と0.4%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に11.2% 21.8%なると予測されています。主要情報16.9%収益成長率21.78%EPS成長率Insurance 収益成長2.0%収益成長率0.4%将来の株主資本利益率11.21%アナリストカバレッジGood最終更新日21 May 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • 2hUnum Group’s Board of Directors Votes to Increase Common Stock Dividend, Payable in Third Quarter of 2026Unum Group announced that its board of directors has authorized an increase of approximately 10% in the quarterly dividend paid on its common stock. The new rate of 50.5 cents per common share, or $2.02 per share on an annual basis, will be effective with the dividend expected to be paid in the third quarter of 2026.Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. Independent Director Mojgan Lefebvre was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 10Unum Group, Annual General Meeting, May 21, 2026Unum Group, Annual General Meeting, May 21, 2026.お知らせ • Apr 09Unum Group Declares Quarterly Dividend , Payable on May 15, 2026Unum Group declared a quarterly dividend of $0.460 per share on its common stock to be paid May 15, 2026, to stockholders of record as of April 24, 2026.お知らせ • Apr 07Unum Group to Report Q4, 2026 Results on Feb 02, 2027Unum Group announced that they will report Q4, 2026 results on Feb 02, 2027お知らせ • Jan 15Unum Group Declares Quarterly Dividend, Payable on February 20, 2026Effective January 15, 2026, the Unum Group Board of Directors declared a quarterly dividend of $0.460 per share on its common stock to be paid February 20, 2026, to stockholders of record as of January 30, 2026.お知らせ • Jan 13Unum Group to Report Q3, 2026 Results on Nov 03, 2026Unum Group announced that they will report Q3, 2026 results on Nov 03, 2026お知らせ • Dec 05Unum Group (NYSE:UNM) announces an Equity Buyback for $1,000 million worth of its shares.Unum Group (NYSE:UNM) announces a share repurchase program. Under the program, the company will repurchase up to $1,000 million worth of its outstanding common stock.お知らせ • Oct 09Unum Group Declares Quarterly Dividend, Payable on November 14, 2025Effective October 9, 2025, the Unum Group Board of Directors declared a quarterly dividend of $0.460 per share on its common stock to be paid November 14, 2025, to stockholders of record as of October 24, 2025.お知らせ • Oct 07Unum Group to Report Q2, 2026 Results on Jul 28, 2026Unum Group announced that they will report Q2, 2026 results on Jul 28, 2026お知らせ • Jul 25Unum Group (NYSE:UNM) acquired Beanstalk Benefits, Inc.Unum Group (NYSE:UNM) acquired Beanstalk Benefits, Inc. on July 24, 2025. Following the acquisition, Matt Sydney, Chief Executive Officer of Beanstalk Benefits, has been named Vice President of Unum Care Hub, and members of the Beanstalk Benefits team have joined the Unum Care Hub team. Unum Group (NYSE:UNM) completed the acquisition of Beanstalk Benefits, Inc. on July 24, 2025.お知らせ • Jul 10Unum Group Declares Quarterly Dividend, Payable on August 15, 2025Effective July 10, 2025, the Unum Group Board of Directors declared a quarterly dividend of $0.460 per share on its common stock to be paid August 15, 2025, to stockholders of record as of July 25, 2025.お知らせ • Jul 08Unum Group Appoints Andrew Walker Chief Customer Operations OfficerUnum Group has appointed Andrew Walker as chief customer operations officer. In this role, Walker will lead the company’s customer facing and delivery teams while partnering cross-functionally to deliver on purpose of helping the working world thrive throughout life’s moments. Walker will report to Rick McKenney, president and chief executive officer at Unum Group. Throughout his career, Walker has led operational teams across a variety of sectors – customer care, risk and technology, agent regulatory, corporate real estate, procurement, global security, and more – providing him with a wealth of experience that he now brings to Unum Group. He has proven success in driving compliant and efficient practices across the companies where he has served while maintaining a keen focus on the importance of continuous improvement and innovation. Prior to joining Unum, Walker served as executive vice president and chief operations officer at Western Union. He has also held senior operations leadership roles at USAA and Nationwide. Walker earned a Bachelor of Science degree in accounting from Herbert Lehman College in New York and completed the Bank Administration Institute at Owen Graduate School of Management at Vanderbilt University, focused on innovation, marketing strategy, and leadership for the banking industry. He is a former member of the IBM Board of Advisors and has served on the board of non-profit organizations, most notably nine years with the Catholic Foundation of Columbus, including serving as Board Chair.お知らせ • Jul 03Unum Group to Report Q1, 2026 Results on Apr 28, 2026Unum Group announced that they will report Q1, 2026 results on Apr 28, 2026お知らせ • May 22Unum Group Increase Quarterly Common Stock DividendUnum Group announced that its board of directors has authorized an increase of approximately 10% in the quarterly dividend paid on its common stock. The new rate of 46 cents per common share, or $1.84 per share on an annual basis, will be effective with the dividend expected to be paid in the third quarter of 2025.お知らせ • May 08Unum Group Appoints Shelia Anderson Executive Vice President, Chief Information and Digital OfficerUnum Group has appointed Shelia Anderson as executive vice president and chief information and digital officer. In this role, Anderson will lead the company’s digital transformation organization responsible for designing and building innovative technology solutions that drive growth and improve the lives of Unum’s customers. Anderson will report to Rick McKenney, president and chief executive officer at Unum Group. Throughout her career, Anderson has led technology integration efforts that reduce operational complexity and deliver value through cohesive IT strategies. Her leadership has driven major advancements in cloud computing, AI, and data analytics, particularly in claims processing. Before joining Unum, Anderson was executive vice president and chief information officer at Aflac. She also held senior technology leadership roles at Liberty Mutual, USAA, Hewlett-Packard, and Electronic Data Systems. Anderson earned a bachelor’s degree in computer science from Louisiana Tech University and a master’s degree in engineering management from Southern Methodist University. She is a 2025 CIO 100 Hall of Fame inductee, a 2024 Top 100 Women in Fintech honoree, a 2021 Boston CIO Orbie Super Global winner, and serves on the board of directors for the Technology Business Management Council.お知らせ • Apr 12Unum Group, Annual General Meeting, May 22, 2025Unum Group, Annual General Meeting, May 22, 2025.お知らせ • Apr 10Unum Group Declares Quarterly Dividend, Payable on May 16, 2025The Unum Group, Board of Directors declared a quarterly dividend of $0.420 per share on its common stock to be paid May 16, 2025, to stockholders of record as of April 25, 2025.お知らせ • Apr 02Unum Group to Report Q4, 2025 Results on Feb 03, 2026Unum Group announced that they will report Q4, 2025 results on Feb 03, 2026お知らせ • Feb 19Unum Group (NYSE:UNM) announces an Equity Buyback for $1,000 million worth of its shares.Unum Group (NYSE:UNM) announces a share repurchase program. Under the program, the company will repurchase up to $1,000 million worth of its outstanding common stock.お知らせ • Jan 09Unum Group Declares Quarterly Dividend, Payable on February 14, 2025Effective January 9, 2025, the Unum Group's Board of Directors declared a quarterly dividend of $0.420 per share on its common stock to be paid February 14, 2025, to stockholders of record as of January 24,2025.お知らせ • Jan 06Unum Group to Report Q3, 2025 Results on Nov 04, 2025Unum Group announced that they will report Q3, 2025 results on Nov 04, 2025Recent Insider Transactions • Nov 17Independent Director recently sold €975k worth of stockOn the 14th of November, Ronald O’Hanley sold around 14k shares on-market at roughly €68.15 per share. This transaction amounted to 57% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €6.6m more than they bought in the last 12 months.Reported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$3.46 (vs US$1.03 in 3Q 2023)Third quarter 2024 results: EPS: US$3.46 (up from US$1.03 in 3Q 2023). Revenue: US$3.22b (up 4.0% from 3Q 2023). Net income: US$645.7m (up 220% from 3Q 2023). Profit margin: 20% (up from 6.5% in 3Q 2023). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.Declared Dividend • Oct 21Second quarter dividend of US$0.42 announcedShareholders will receive a dividend of US$0.42. Ex-date: 25th October 2024 Payment date: 15th November 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (22% earnings payout ratio) and cash flows (25% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 35% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 11Unum Group Declares Quarterly Dividend, Payable on November 15, 2024Effective October 11, 2024, the Unum Group's Board of Directors declared a quarterly dividend of $0.420 per share on its common stock to be paid November 15, 2024, to stockholders of record as of October 25, 2024.お知らせ • Oct 01Unum Group to Report Q2, 2025 Results on Jul 29, 2025Unum Group announced that they will report Q2, 2025 results on Jul 29, 2025Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: US$2.05 (vs US$1.99 in 2Q 2023)Second quarter 2024 results: EPS: US$2.05. Revenue: US$3.23b (up 3.9% from 2Q 2023). Net income: US$389.5m (flat on 2Q 2023). Profit margin: 12% (in line with 2Q 2023). Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 6.1% growth forecast for the Insurance industry in Europe.お知らせ • Jul 31Unum Group (NYSE:UNM) announces an Equity Buyback for $1,000 million worth of its shares.Unum Group (NYSE:UNM) announces a share repurchase program. Under the program, the company will repurchase up to $1,000 million worth of its outstanding common stock. The program supports dynamic approach to capital deployment.Declared Dividend • Jul 22First quarter dividend of US$0.42 announcedShareholders will receive a dividend of US$0.42. Ex-date: 26th July 2024 Payment date: 16th August 2024 Dividend yield will be 3.0%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (21% earnings payout ratio) and cash flows (23% cash payout ratio). The dividend has increased by an average of 9.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 32% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jul 13Unum Group Declares Quarterly Dividend, Payable on August 16, 2024Unum Group declared a quarterly dividend of $0.420 per share on its common stock to be paid August 16, 2024, to stockholders of record as of July 26, 2024.お知らせ • Jul 09Amynta Agency Inc. entered into a definitive agreement to acquire Medical Stop Loss business of Unum Group (NYSE:UNM).Amynta Agency Inc. entered into a definitive agreement to acquire Medical Stop Loss business of Unum Group (NYSE:UNM) on July 8, 2024. As part of the transaction, The business will operate as a full-service managing general underwriter under Amynta Risk Solutions. The transaction is expected to close in the third quarter of 2024, subject to customary closing conditions. Piper Sandler & Co. acted as financial advisor and Faegre Drinker Biddle & Reath LLP acted as legal advisor to Unum Group.お知らせ • Jul 04Unum Group to Report Q1, 2025 Results on Apr 29, 2025Unum Group announced that they will report Q1, 2025 results on Apr 29, 2025お知らせ • Jun 19Unum Group Launches Unum Broker Connect for Employee NavigatorUnum Group has launched Unum Broker Connect for Employee Navigator. Recent advancements in both operations and technology have delivered a next generation experience for brokers that license Employee Navigator, building further upon the strong relationship between the carrier and benefits administration platform. Unum Broker Connect for Employee Navigator is the culmination of a decade-long partnership resulting in a best-in-class integration and service model for brokers. Broker Connect for Employee Navigator drives efficiency and value for Unum's broker partners in many ways: Streamlined implementation: Quick, accurate case setup and enrollment using top-tier integration teams and a purpose-built model, significantly reducing administrative work for brokers and their clients Automated plan setup: Availability of automatic plan builds for Unum benefits within Employee Navigator Embedded evidence of insurability (EOI): Members are presented with EOI application within the Employee Navigator enrollment experience, and plan administrators can see all coverage decisions dependent on EOI within the platform Seamless data exchange: Fast and accurate benefits data sent to Unum on a recurring basis, leveraging Employee Navigator as the benefits system of record. New integration capabilities have been released throughout the first and second quarters of 2024, and brokers are taking notice.お知らせ • May 09Unum Group Launches Unum Pet InsuranceUnum Group has launched Unum Pet Insurance. Unum Pet Insurance offers plans that provide coverage employees can count on to keep their pets healthy. With this offering, Unum Group has rounded out its financial benefits portfolio, offering holistic protection for employees and their families, no matter what their family looks like. Unum Pet Insurance is provided by Nationwide, the pet insurance industry leader with more than four decades of experience and over a million pets protected. Research shows that pet insurance is quickly becoming one of the most desired benefit offerings for today's workforce. As the costs of pet ownership continues to rise, Unum Pet Insurance can help employees manage everything from accidents to illnesses to wellness and preventative care, while also helping employers boost overall engagement and satisfaction with their benefits. Unum Pet Insurance is a seamless solution for offering pet insurance alongside your Unum voluntary benefits. Unum Pet Insurance covers the big stuff, the small stuff and everything in between. Key coverage features include: Usable through any licensed veterinarian, with anytime mobile claims and digital payments; 50% and 70% reimbursement options available; VetHelpline® – 24/7 access to live veterinary professionals via video consultation; Discounts on eligible pet prescriptions available through participating pharmacies; Coverage for emergency boarding costs if a human in the house is hospitalized for illness or injury; Optional Wellness coverage for non-accident and illness related costs like physicals, vaccines, flea and tick, microchipping, deworming, etc.; Lost pet support – Coverage for advertising costs and rewards for finding a lost pet, plus additional coverage if the pet isn't found within two months; Mortality (life insurance) – Coverage for euthanasia, cremation and burial, and original pet cost (all up to a combined $1,000).Nationwide, the provider of Unum Pet Insurance, originated pet health insurance in the U.S. more than 40 years ago and currently protects more than 1.2 million dogs, cats and exotic pets. Nationwide was also the first carrier to offer pet insurance as a voluntary benefit through brokers and employee groups more than 20 years ago. Nationwide's wealth of knowledge and experience will support Unum Group's efforts to fully protect workers and their families through the companies' partnership in the Unum Pet Insurance offering.お知らせ • May 03Unum Group's Board of Directors Approves to Increase Common Stock DividendUnum Group announced its board of directors has authorized an increase of 15% in the quarterly dividend paid on its common stock. The new rate of 42 cents per common share, or $1.68 per share on an annual basis, will be effective with the dividend expected to be paid in the third quarter of 2024.Reported Earnings • May 01First quarter 2024 earnings released: EPS: US$2.05 (vs US$1.81 in 1Q 2023)First quarter 2024 results: EPS: US$2.05 (up from US$1.81 in 1Q 2023). Revenue: US$3.20b (up 5.4% from 1Q 2023). Net income: US$395.2m (up 10% from 1Q 2023). Profit margin: 12% (in line with 1Q 2023). Revenue is forecast to grow 4.0% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year whereas the company’s share price has increased by 26% per year.Declared Dividend • Apr 23Fourth quarter dividend of US$0.36 announcedShareholders will receive a dividend of US$0.36. Ex-date: 25th April 2024 Payment date: 17th May 2024 Dividend yield will be 2.8%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (21% earnings payout ratio) and cash flows (26% cash payout ratio). The dividend has increased by an average of 9.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 33% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 12Unum Group Declares Quarterly Dividend on Its Common Stock, Payable on May 17, 2024Effective April 12, 2024, the Unum Group, Board of Directors declared a quarterly dividend of $0.365 per share on its common stock to be paid May 17, 2024, to stockholders of record as of April 26, 2024.お知らせ • Apr 03+ 1 more updateUnum Group to Report Q4, 2024 Results on Feb 04, 2025Unum Group announced that they will report Q4, 2024 results on Feb 04, 2025お知らせ • Mar 13Unum Launches Unum Care HubUnum is launching Unum Care Hub, a suite of solutions that allows employers to care for their employees through the moments that often surround leave and disability. The launch of Unum Care Hub responds to the evolving needs of employers within the benefits landscape, allowing them to provide their employees with access to specialized solutions from a single, user-friendly platform. Unum Care Hub will offer resources that support mental health, caregiving, maternity, digestive health, and chronic pain. The offering is uniquely positioned to address key causes of leave and disability -- with personalized, outcome-based support at critical points of the employee journey. Introducing Unum Care Hub: With flexible, digital, evidence-based solutions and live, licensed-expert support, Unum Care Hub offers access to curated services that provide specialized care through best-in-class partners that drive measurable impact on workforce wellbeing. Among the partners Unum Care Hub leverages are Meru Health, through its Unum Behavioral Health solution, that provides access to clinically validated mental health support and Cariloop, that supports the complexities of caregiving through a combination of expert care coaches, digital tools and access to an integrated care provider network. Studies show employees want to be supported by their employers and are 7.4 times more likely to want to stay long-term if they feel their employers care about them. Offerings within benefits packages are often underutilized by employees due to lack of understanding and awareness. Unum Care Hub addresses these pain points with proactive engagement tactics and a connected employee experience that creates easy access to a collection of rich solutions that reduce administrative burden and drives utilization rates. Unum Care Hub leverages additional strategic partnerships as a part of this offering, including Iona Mind, Manatee, Every Mother, Pumpspotting, Ianacare, Joshin, FIG, and Managing Life. Unum Care Hub is part of Unum's broader portfolio of employer solutions for leave and care.Recent Insider Transactions • Mar 08President recently sold €2.3m worth of stockOn the 1st of March, Richard McKenney sold around 50k shares on-market at roughly €45.40 per share. This transaction amounted to 5.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Richard's only on-market trade for the last 12 months.Reported Earnings • Jan 31Full year 2023 earnings released: EPS: US$6.53 (vs US$6.55 in FY 2022)Full year 2023 results: EPS: US$6.53 (down from US$6.55 in FY 2022). Revenue: US$12.4b (up 3.3% from FY 2022). Net income: US$1.28b (down 2.3% from FY 2022). Profit margin: 10% (in line with FY 2022). Revenue is forecast to grow 3.3% p.a. on average during the next 3 years, compared to a 8.2% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has increased by 31% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 12Unum Group Declares Quarterly Dividend on its Common Stock, Payable on February 16, 2024Effective January 12, 2024, Unum Group's board of directors declared a quarterly dividend of $0.365 per share on its common stock to be paid on February 16, 2024, to stockholders of record as of January 26, 2024.お知らせ • Jan 05Unum Group Announces Resignation of Michael Q. Simonds, Executive Vice President, Chief Operating Officer, Effective February 9, 2024On January 1, 2024, Michael Q. Simonds, Executive Vice President, Chief Operating Officer of Unum Group (the Company), notified the company of his decision to resign from the company, effective February 9, 2024, to pursue another professional opportunity. Mr. Simonds will be available to provide transition support until his departure, and it is expected that his duties and responsibilities will initially be assumed by other officers of the Company.お知らせ • Nov 02Unum Group (NYSE:UNM) announces an Equity Buyback for $500 million worth of its shares.Unum Group (NYSE:UNM) announces a share repurchase program. Under the program, the company will repurchase up to $500 million worth of its outstanding common stock.Reported Earnings • Nov 01Third quarter 2023 earnings released: EPS: US$1.03 (vs US$2.05 in 3Q 2022)Third quarter 2023 results: EPS: US$1.03 (down from US$2.05 in 3Q 2022). Revenue: US$3.09b (up 4.4% from 3Q 2022). Net income: US$202.0m (down 51% from 3Q 2022). Profit margin: 6.5% (down from 14% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.4% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Oct 14Unum Group Declares Quarterly Dividend, Payable on November 17, 2023Effective October 13, 2023, the Unum Group Board of Directors declared a quarterly dividend of $0.365 per share on its common stock to be paid November 17, 2023, to stockholders of record as of October 27, 2023.お知らせ • Sep 21+ 3 more updatesUnum Group to Report Q2, 2024 Results on Jul 30, 2024Unum Group announced that they will report Q2, 2024 results on Jul 30, 2024Reported Earnings • Aug 02Second quarter 2023 earnings released: EPS: US$1.99 (vs US$1.84 in 2Q 2022)Second quarter 2023 results: EPS: US$1.99 (up from US$1.84 in 2Q 2022). Revenue: US$3.11b (up 2.3% from 2Q 2022). Net income: US$392.9m (up 6.1% from 2Q 2022). Profit margin: 13% (in line with 2Q 2022). Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 45% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jul 23Unum Group Elects Mojgan Lefebvre to Board of DirectorsUnum Group announced Mojgan Lefebvre, executive vice president and chief technology and operations officer at The Travelers Companies Inc., has been elected to the board of directors of the company. Throughout a 30-year career, Lefebvre has helped drive innovation and digital transformation. In her current role at Travelers, Lefebvre is responsible for the global technology and operations functions, including cloud technologies, cybersecurity, digital capabilities, data and analytics, customer service and billing. Before joining Travelers in 2018, Lefebvre was global chief information officer for Liberty Mutual's commercial business. She also has held leadership positions outside the insurance industry, including at a medical device company and a strategy consulting firm. Lefebvre earned a bachelor's degree in computer science from the Georgia Institute of Technology and an MBA from Harvard Business School. She is a CIO Class of 2022 Hall of Fame inductee, one of Forbes' CIO Next 50 Innovative Technology Leaders and a member of the National Diversity Council's Top 50 Most Powerful Women in Technology.お知らせ • Jul 15Unum Group Declares Quarterly Dividend, Payable on August 18, 2023Effective July 14, 2023, the Unum Group Board of Directors declared a quarterly dividend of $0.365 per share on its common stock to be paid August 18, 2023, to stockholders of record as of July 28, 2023.お知らせ • Jul 08Unum Group to Report Q2, 2023 Results on Aug 01, 2023Unum Group announced that they will report Q2, 2023 results at 4:15 PM, Eastern Standard Time on Aug 01, 2023お知らせ • May 26+ 2 more updatesUnum Group, Annual General Meeting, May 25, 2023Unum Group, Annual General Meeting, May 25, 2023, at 09:30 US Eastern Standard Time.Recent Insider Transactions • May 26Executive VP recently sold €629k worth of stockOn the 22nd of May, Puneet Bhasin sold around 15k shares on-market at roughly €43.03 per share. This transaction amounted to 29% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.1m. Insiders have been net sellers, collectively disposing of €5.0m more than they bought in the last 12 months.Recent Insider Transactions • May 12Insider recently sold €227k worth of stockOn the 8th of May, Christopher Pyne sold around 6k shares on-market at roughly €40.68 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.1m. Insiders have been net sellers, collectively disposing of €4.4m more than they bought in the last 12 months.Reported Earnings • May 03First quarter 2023 earnings released: EPS: US$1.81 (vs US$1.25 in 1Q 2022)First quarter 2023 results: EPS: US$1.81 (up from US$1.25 in 1Q 2022). Revenue: US$3.04b (up 1.8% from 1Q 2022). Net income: US$358.3m (up 41% from 1Q 2022). Profit margin: 12% (up from 8.5% in 1Q 2022). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 3.1% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has increased by 37% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions • Mar 22Independent Director recently bought €121k worth of stockOn the 14th of March, Gloria Larson bought around 3k shares on-market at roughly €37.11 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €4.5m more in shares than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Mar 14Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to €34.29, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 273% over the past three years.Recent Insider Transactions • Mar 07Executive VP & General Counsel recently sold €1.1m worth of stockOn the 3rd of March, Lisa Iglesias sold around 25k shares on-market at roughly €42.57 per share. This transaction amounted to 32% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.6m more than they bought in the last 12 months.Reported Earnings • Feb 02Full year 2022 earnings released: EPS: US$6.55 (vs US$4.04 in FY 2021)Full year 2022 results: EPS: US$6.55 (up from US$4.04 in FY 2021). Revenue: US$12.0b (flat on FY 2021). Net income: US$1.31b (up 60% from FY 2021). Profit margin: 11% (up from 6.9% in FY 2021). Revenue is forecast to grow 2.8% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 12% per year.お知らせ • Jan 14Unum Group Declares Quarterly Dividend, Payable on February 17, 2023Effective January 13, 2023, the Unum Group Board of Directors declared a quarterly dividend of $0.33 per share on its common stock to be paid February 17, 2023, to stockholders of record as of January 27, 2023.お知らせ • Jan 10Unum Appoints Valoria V. Armstrong Chief Global Inclusion & Diversity OfficerUnum Group has named Valoria V. Armstrong to lead the company's office of inclusion and diversity. Armstrong will continue to develop the company's I&D strategy to further foster a culture of belonging. Prior to joining Unum, Armstrong served as chief inclusion officer and vice president, External Affairs, for American Water. While in the role, she strengthened the company's inclusion, diversity and equity strategy by creating a comprehensive and integrated focus on driving dignity, respect and inclusiveness for the largest U.S. publicly traded water and wastewater utility company. She was president of Tennessee American Water and held various roles in human resources with Food Lion over her 15-year career with the company. Armstrong earned her bachelor's degree in business administration from Georgia Southern University and her master's degree in human resource development from Villanova University. She is the current chair of the Hamilton County Partnership Advisory Board and a board trustee at the Tennessee Aquarium and Benwood Foundation. Bowen was recently promoted to senior vice president in an expanded role leading Unum's global talent and inclusion efforts. Bowen joined Unum in 2019 as head of talent management. Prior to that, for two decades she served in roles focused on all facets of human resources, including talent acquisition and management, employee relations, inclusion and diversity, compensation, mergers and acquisitions, and employee learning and development. Her career has spanned multiple industries, including retail, healthcare, third party staffing, outsourcing and financial services.お知らせ • Jan 05Unum Group to Report Q4, 2022 Results on Jan 31, 2023Unum Group announced that they will report Q4, 2022 results at 4:15 PM, US Eastern Standard Time on Jan 31, 2023Recent Insider Transactions • Nov 24Executive VP recently sold €425k worth of stockOn the 18th of November, Puneet Bhasin sold around 11k shares on-market at roughly €39.59 per share. This transaction amounted to 30% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.6m. Insiders have been net sellers, collectively disposing of €3.6m more than they bought in the last 12 months.Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Gale King was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Nov 10Insider recently sold €245k worth of stockOn the 4th of November, Christopher Pyne sold around 5k shares on-market at roughly €45.41 per share. This transaction amounted to 22% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.6m. Insiders have been net sellers, collectively disposing of €3.1m more than they bought in the last 12 months.Reported Earnings • Nov 03Third quarter 2022 earnings released: EPS: US$2.05 (vs US$1.61 in 3Q 2021)Third quarter 2022 results: EPS: US$2.05 (up from US$1.61 in 3Q 2021). Revenue: US$2.96b (flat on 3Q 2021). Net income: US$410.7m (up 25% from 3Q 2021). Profit margin: 14% (up from 11% in 3Q 2021). Revenue is forecast to grow 2.8% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions • Aug 28President recently sold €1.6m worth of stockOn the 25th of August, Richard McKenney sold around 40k shares on-market at roughly €40.27 per share. This was the largest sale by an insider in the last 3 months. This was Richard's only on-market trade for the last 12 months.Reported Earnings • Aug 03Second quarter 2022 earnings released: EPS: US$1.84 (vs US$0.89 in 2Q 2021)Second quarter 2022 results: EPS: US$1.84 (up from US$0.89 in 2Q 2021). Revenue: US$3.04b (up 1.6% from 2Q 2021). Net income: US$370.4m (up 102% from 2Q 2021). Profit margin: 12% (up from 6.1% in 2Q 2021). The increase in margin was primarily driven by lower expenses. Over the next year, revenue is forecast to grow 1.6%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has increased by 8% per year.Recent Insider Transactions • May 13Senior VP & Chief Accounting Officer recently sold €238k worth of stockOn the 9th of May, Cherie Pashley sold around 7k shares on-market at roughly €33.87 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €571k more than they bought in the last 12 months.Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$1.25 (vs US$0.75 in 1Q 2021)First quarter 2022 results: EPS: US$1.25 (up from US$0.75 in 1Q 2021). Revenue: US$2.98b (down 2.9% from 1Q 2021). Net income: US$253.5m (up 66% from 1Q 2021). Profit margin: 8.5% (up from 5.0% in 1Q 2021). The increase in margin was driven by lower expenses. Over the next year, revenue is forecast to grow 1.7%, compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 4 highly experienced directors. Independent Director Gale King was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Apr 21Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 28 April 2022. Payment date: 20 May 2022. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (3.9%). Lower than average of industry peers (4.5%).Board Change • Apr 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 4 highly experienced directors. Director Gale King was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Feb 02Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$4.04 (up from US$3.89 in FY 2020). Revenue: US$12.0b (down 8.7% from FY 2020). Net income: US$824.2m (up 3.9% from FY 2020). Profit margin: 6.9% (up from 6.0% in FY 2020). The increase in margin was driven by lower expenses. Revenue was in line with analyst estimates. Over the next year, revenue is forecast to stay flat compared to a 14% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Nov 12Independent Director recently bought €114k worth of stockOn the 8th of November, Francis Shammo bought around 5k shares on-market at roughly €22.71 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €1.1m more in shares than they bought in the last 12 months.Reported Earnings • Nov 04Third quarter 2021 earnings released: EPS US$1.61 (vs US$1.13 in 3Q 2020)The company reported a decent third quarter result with improved earnings and profit margins, although revenues were flat. Third quarter 2021 results: Revenue: US$2.97b (flat on 3Q 2020). Net income: US$328.6m (up 42% from 3Q 2020). Profit margin: 11% (up from 7.7% in 3Q 2020). Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Sep 06Executive VP & General Counsel recently sold €447k worth of stockOn the 2nd of September, Lisa Iglesias sold around 20k shares on-market at roughly €22.34 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €1.2m more than they bought in the last 12 months.Reported Earnings • Aug 04Second quarter 2021 earnings released: EPS US$0.89 (vs US$1.30 in 2Q 2020)The company reported a poor second quarter result with weaker earnings and profit margins, although revenues were flat. Second quarter 2021 results: Revenue: US$2.99b (flat on 2Q 2020). Net income: US$182.9m (down 31% from 2Q 2020). Profit margin: 6.1% (down from 8.8% in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.Reported Earnings • May 06First quarter 2021 earnings released: EPS US$0.75 (vs US$0.79 in 1Q 2020)The company reported a soft first quarter result with weaker earnings and profit margins, although revenues improved. First quarter 2021 results: Revenue: US$3.07b (up 7.0% from 1Q 2020). Net income: US$153.0m (down 5.0% from 1Q 2020). Profit margin: 5.0% (down from 5.6% in 1Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Executive Departure • Apr 02Executive Vice President of Unum International Peadar O'Donnell has left the companyOn the 31st of March, Peadar O'Donnell's tenure as Executive Vice President of Unum International ended after 2.5 years in the role. As of December 2020, Peadar personally held 40.06k shares (€725k worth at the time). Peadar is the only executive to leave the company over the last 12 months.Recent Insider Transactions • Mar 13Insider recently sold €168k worth of stockOn the 5th of March, Timothy Arnold sold around 7k shares on-market at roughly €23.95 per share. In the last 3 months, there was an even bigger sale from another insider worth €414k. Insiders have been net sellers, collectively disposing of €761k more than they bought in the last 12 months.業績と収益の成長予測DB:UUM - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202813,0681,440N/AN/A512/31/202712,4201,3611,200N/A612/31/202611,9611,2531,150N/A43/31/202613,339781539675N/A12/31/202513,076739555688N/A9/30/202513,068913689816N/A6/30/202512,9071,5191,4441,577N/A3/31/202512,7791,5731,4351,569N/A12/31/202412,8871,7791,3881,513N/A9/30/202412,7961,7611,2321,371N/A6/30/202412,6711,3171,2421,376N/A3/31/202412,5501,3211,2171,351N/A12/31/202312,3861,2841,0681,203N/A9/30/202312,2461,2421,0961,216N/A6/30/202312,1121,5519841,098N/A3/31/202312,0401,5251,1341,244N/A12/31/202211,9841,4071,3171,419N/A9/30/202211,9581,2781,4431,542N/A6/30/202211,9691,0961,5931,690N/A3/31/202211,9229121,8061,907N/A12/31/202112,0089811,2771,388N/A9/30/202113,308800-498N/A6/30/202113,335702099N/A3/31/202113,363785-5556N/A12/31/202013,162793350469N/A9/30/202011,9239541,6211,764N/A6/30/202011,8879651,4881,651N/A3/31/202011,8829801,2831,445N/A12/31/201911,9991,100N/A1,607N/A9/30/201911,8451,053N/A1,710N/A6/30/201911,813527N/A1,783N/A3/31/201911,687531N/A1,753N/A12/31/201811,599523N/A1,537N/A9/30/201811,557541N/A1,371N/A6/30/201811,4481,078N/A1,211N/A3/31/201811,3801,038N/A1,154N/A12/31/201711,287994N/A1,164N/A9/30/201711,244975N/A1,238N/A6/30/201711,188959N/A1,204N/A3/31/201711,128951N/A1,133N/A12/31/201611,047931N/A1,122N/A9/30/201610,972910N/A1,048N/A6/30/201610,867877N/A1,127N/A3/31/201610,809865N/A1,185N/A12/31/201510,731867N/A1,292N/A9/30/201510,648359N/A1,279N/A6/30/201510,604374N/A1,224N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: UUMの予測収益成長率 (年間16.9% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: UUMの収益 ( 16.9% ) German市場 ( 17.1% ) よりも低い成長が予測されています。高成長収益: UUMの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: UUMの収益 ( 0.4% ) German市場 ( 6.8% ) よりも低い成長が予測されています。高い収益成長: UUMの収益 ( 0.4% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: UUMの 自己資本利益率 は、3年後には低くなると予測されています ( 11.2 %)。成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/23 11:13終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Unum Group 8 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。28 アナリスト機関Jay GelbBarclaysTaylor ScottBarclaysEric BergBarclays25 その他のアナリストを表示
お知らせ • 2hUnum Group’s Board of Directors Votes to Increase Common Stock Dividend, Payable in Third Quarter of 2026Unum Group announced that its board of directors has authorized an increase of approximately 10% in the quarterly dividend paid on its common stock. The new rate of 50.5 cents per common share, or $2.02 per share on an annual basis, will be effective with the dividend expected to be paid in the third quarter of 2026.
Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. Independent Director Mojgan Lefebvre was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 10Unum Group, Annual General Meeting, May 21, 2026Unum Group, Annual General Meeting, May 21, 2026.
お知らせ • Apr 09Unum Group Declares Quarterly Dividend , Payable on May 15, 2026Unum Group declared a quarterly dividend of $0.460 per share on its common stock to be paid May 15, 2026, to stockholders of record as of April 24, 2026.
お知らせ • Apr 07Unum Group to Report Q4, 2026 Results on Feb 02, 2027Unum Group announced that they will report Q4, 2026 results on Feb 02, 2027
お知らせ • Jan 15Unum Group Declares Quarterly Dividend, Payable on February 20, 2026Effective January 15, 2026, the Unum Group Board of Directors declared a quarterly dividend of $0.460 per share on its common stock to be paid February 20, 2026, to stockholders of record as of January 30, 2026.
お知らせ • Jan 13Unum Group to Report Q3, 2026 Results on Nov 03, 2026Unum Group announced that they will report Q3, 2026 results on Nov 03, 2026
お知らせ • Dec 05Unum Group (NYSE:UNM) announces an Equity Buyback for $1,000 million worth of its shares.Unum Group (NYSE:UNM) announces a share repurchase program. Under the program, the company will repurchase up to $1,000 million worth of its outstanding common stock.
お知らせ • Oct 09Unum Group Declares Quarterly Dividend, Payable on November 14, 2025Effective October 9, 2025, the Unum Group Board of Directors declared a quarterly dividend of $0.460 per share on its common stock to be paid November 14, 2025, to stockholders of record as of October 24, 2025.
お知らせ • Oct 07Unum Group to Report Q2, 2026 Results on Jul 28, 2026Unum Group announced that they will report Q2, 2026 results on Jul 28, 2026
お知らせ • Jul 25Unum Group (NYSE:UNM) acquired Beanstalk Benefits, Inc.Unum Group (NYSE:UNM) acquired Beanstalk Benefits, Inc. on July 24, 2025. Following the acquisition, Matt Sydney, Chief Executive Officer of Beanstalk Benefits, has been named Vice President of Unum Care Hub, and members of the Beanstalk Benefits team have joined the Unum Care Hub team. Unum Group (NYSE:UNM) completed the acquisition of Beanstalk Benefits, Inc. on July 24, 2025.
お知らせ • Jul 10Unum Group Declares Quarterly Dividend, Payable on August 15, 2025Effective July 10, 2025, the Unum Group Board of Directors declared a quarterly dividend of $0.460 per share on its common stock to be paid August 15, 2025, to stockholders of record as of July 25, 2025.
お知らせ • Jul 08Unum Group Appoints Andrew Walker Chief Customer Operations OfficerUnum Group has appointed Andrew Walker as chief customer operations officer. In this role, Walker will lead the company’s customer facing and delivery teams while partnering cross-functionally to deliver on purpose of helping the working world thrive throughout life’s moments. Walker will report to Rick McKenney, president and chief executive officer at Unum Group. Throughout his career, Walker has led operational teams across a variety of sectors – customer care, risk and technology, agent regulatory, corporate real estate, procurement, global security, and more – providing him with a wealth of experience that he now brings to Unum Group. He has proven success in driving compliant and efficient practices across the companies where he has served while maintaining a keen focus on the importance of continuous improvement and innovation. Prior to joining Unum, Walker served as executive vice president and chief operations officer at Western Union. He has also held senior operations leadership roles at USAA and Nationwide. Walker earned a Bachelor of Science degree in accounting from Herbert Lehman College in New York and completed the Bank Administration Institute at Owen Graduate School of Management at Vanderbilt University, focused on innovation, marketing strategy, and leadership for the banking industry. He is a former member of the IBM Board of Advisors and has served on the board of non-profit organizations, most notably nine years with the Catholic Foundation of Columbus, including serving as Board Chair.
お知らせ • Jul 03Unum Group to Report Q1, 2026 Results on Apr 28, 2026Unum Group announced that they will report Q1, 2026 results on Apr 28, 2026
お知らせ • May 22Unum Group Increase Quarterly Common Stock DividendUnum Group announced that its board of directors has authorized an increase of approximately 10% in the quarterly dividend paid on its common stock. The new rate of 46 cents per common share, or $1.84 per share on an annual basis, will be effective with the dividend expected to be paid in the third quarter of 2025.
お知らせ • May 08Unum Group Appoints Shelia Anderson Executive Vice President, Chief Information and Digital OfficerUnum Group has appointed Shelia Anderson as executive vice president and chief information and digital officer. In this role, Anderson will lead the company’s digital transformation organization responsible for designing and building innovative technology solutions that drive growth and improve the lives of Unum’s customers. Anderson will report to Rick McKenney, president and chief executive officer at Unum Group. Throughout her career, Anderson has led technology integration efforts that reduce operational complexity and deliver value through cohesive IT strategies. Her leadership has driven major advancements in cloud computing, AI, and data analytics, particularly in claims processing. Before joining Unum, Anderson was executive vice president and chief information officer at Aflac. She also held senior technology leadership roles at Liberty Mutual, USAA, Hewlett-Packard, and Electronic Data Systems. Anderson earned a bachelor’s degree in computer science from Louisiana Tech University and a master’s degree in engineering management from Southern Methodist University. She is a 2025 CIO 100 Hall of Fame inductee, a 2024 Top 100 Women in Fintech honoree, a 2021 Boston CIO Orbie Super Global winner, and serves on the board of directors for the Technology Business Management Council.
お知らせ • Apr 12Unum Group, Annual General Meeting, May 22, 2025Unum Group, Annual General Meeting, May 22, 2025.
お知らせ • Apr 10Unum Group Declares Quarterly Dividend, Payable on May 16, 2025The Unum Group, Board of Directors declared a quarterly dividend of $0.420 per share on its common stock to be paid May 16, 2025, to stockholders of record as of April 25, 2025.
お知らせ • Apr 02Unum Group to Report Q4, 2025 Results on Feb 03, 2026Unum Group announced that they will report Q4, 2025 results on Feb 03, 2026
お知らせ • Feb 19Unum Group (NYSE:UNM) announces an Equity Buyback for $1,000 million worth of its shares.Unum Group (NYSE:UNM) announces a share repurchase program. Under the program, the company will repurchase up to $1,000 million worth of its outstanding common stock.
お知らせ • Jan 09Unum Group Declares Quarterly Dividend, Payable on February 14, 2025Effective January 9, 2025, the Unum Group's Board of Directors declared a quarterly dividend of $0.420 per share on its common stock to be paid February 14, 2025, to stockholders of record as of January 24,2025.
お知らせ • Jan 06Unum Group to Report Q3, 2025 Results on Nov 04, 2025Unum Group announced that they will report Q3, 2025 results on Nov 04, 2025
Recent Insider Transactions • Nov 17Independent Director recently sold €975k worth of stockOn the 14th of November, Ronald O’Hanley sold around 14k shares on-market at roughly €68.15 per share. This transaction amounted to 57% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €6.6m more than they bought in the last 12 months.
Reported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$3.46 (vs US$1.03 in 3Q 2023)Third quarter 2024 results: EPS: US$3.46 (up from US$1.03 in 3Q 2023). Revenue: US$3.22b (up 4.0% from 3Q 2023). Net income: US$645.7m (up 220% from 3Q 2023). Profit margin: 20% (up from 6.5% in 3Q 2023). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.
Declared Dividend • Oct 21Second quarter dividend of US$0.42 announcedShareholders will receive a dividend of US$0.42. Ex-date: 25th October 2024 Payment date: 15th November 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (22% earnings payout ratio) and cash flows (25% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 35% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 11Unum Group Declares Quarterly Dividend, Payable on November 15, 2024Effective October 11, 2024, the Unum Group's Board of Directors declared a quarterly dividend of $0.420 per share on its common stock to be paid November 15, 2024, to stockholders of record as of October 25, 2024.
お知らせ • Oct 01Unum Group to Report Q2, 2025 Results on Jul 29, 2025Unum Group announced that they will report Q2, 2025 results on Jul 29, 2025
Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: US$2.05 (vs US$1.99 in 2Q 2023)Second quarter 2024 results: EPS: US$2.05. Revenue: US$3.23b (up 3.9% from 2Q 2023). Net income: US$389.5m (flat on 2Q 2023). Profit margin: 12% (in line with 2Q 2023). Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 6.1% growth forecast for the Insurance industry in Europe.
お知らせ • Jul 31Unum Group (NYSE:UNM) announces an Equity Buyback for $1,000 million worth of its shares.Unum Group (NYSE:UNM) announces a share repurchase program. Under the program, the company will repurchase up to $1,000 million worth of its outstanding common stock. The program supports dynamic approach to capital deployment.
Declared Dividend • Jul 22First quarter dividend of US$0.42 announcedShareholders will receive a dividend of US$0.42. Ex-date: 26th July 2024 Payment date: 16th August 2024 Dividend yield will be 3.0%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (21% earnings payout ratio) and cash flows (23% cash payout ratio). The dividend has increased by an average of 9.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 32% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jul 13Unum Group Declares Quarterly Dividend, Payable on August 16, 2024Unum Group declared a quarterly dividend of $0.420 per share on its common stock to be paid August 16, 2024, to stockholders of record as of July 26, 2024.
お知らせ • Jul 09Amynta Agency Inc. entered into a definitive agreement to acquire Medical Stop Loss business of Unum Group (NYSE:UNM).Amynta Agency Inc. entered into a definitive agreement to acquire Medical Stop Loss business of Unum Group (NYSE:UNM) on July 8, 2024. As part of the transaction, The business will operate as a full-service managing general underwriter under Amynta Risk Solutions. The transaction is expected to close in the third quarter of 2024, subject to customary closing conditions. Piper Sandler & Co. acted as financial advisor and Faegre Drinker Biddle & Reath LLP acted as legal advisor to Unum Group.
お知らせ • Jul 04Unum Group to Report Q1, 2025 Results on Apr 29, 2025Unum Group announced that they will report Q1, 2025 results on Apr 29, 2025
お知らせ • Jun 19Unum Group Launches Unum Broker Connect for Employee NavigatorUnum Group has launched Unum Broker Connect for Employee Navigator. Recent advancements in both operations and technology have delivered a next generation experience for brokers that license Employee Navigator, building further upon the strong relationship between the carrier and benefits administration platform. Unum Broker Connect for Employee Navigator is the culmination of a decade-long partnership resulting in a best-in-class integration and service model for brokers. Broker Connect for Employee Navigator drives efficiency and value for Unum's broker partners in many ways: Streamlined implementation: Quick, accurate case setup and enrollment using top-tier integration teams and a purpose-built model, significantly reducing administrative work for brokers and their clients Automated plan setup: Availability of automatic plan builds for Unum benefits within Employee Navigator Embedded evidence of insurability (EOI): Members are presented with EOI application within the Employee Navigator enrollment experience, and plan administrators can see all coverage decisions dependent on EOI within the platform Seamless data exchange: Fast and accurate benefits data sent to Unum on a recurring basis, leveraging Employee Navigator as the benefits system of record. New integration capabilities have been released throughout the first and second quarters of 2024, and brokers are taking notice.
お知らせ • May 09Unum Group Launches Unum Pet InsuranceUnum Group has launched Unum Pet Insurance. Unum Pet Insurance offers plans that provide coverage employees can count on to keep their pets healthy. With this offering, Unum Group has rounded out its financial benefits portfolio, offering holistic protection for employees and their families, no matter what their family looks like. Unum Pet Insurance is provided by Nationwide, the pet insurance industry leader with more than four decades of experience and over a million pets protected. Research shows that pet insurance is quickly becoming one of the most desired benefit offerings for today's workforce. As the costs of pet ownership continues to rise, Unum Pet Insurance can help employees manage everything from accidents to illnesses to wellness and preventative care, while also helping employers boost overall engagement and satisfaction with their benefits. Unum Pet Insurance is a seamless solution for offering pet insurance alongside your Unum voluntary benefits. Unum Pet Insurance covers the big stuff, the small stuff and everything in between. Key coverage features include: Usable through any licensed veterinarian, with anytime mobile claims and digital payments; 50% and 70% reimbursement options available; VetHelpline® – 24/7 access to live veterinary professionals via video consultation; Discounts on eligible pet prescriptions available through participating pharmacies; Coverage for emergency boarding costs if a human in the house is hospitalized for illness or injury; Optional Wellness coverage for non-accident and illness related costs like physicals, vaccines, flea and tick, microchipping, deworming, etc.; Lost pet support – Coverage for advertising costs and rewards for finding a lost pet, plus additional coverage if the pet isn't found within two months; Mortality (life insurance) – Coverage for euthanasia, cremation and burial, and original pet cost (all up to a combined $1,000).Nationwide, the provider of Unum Pet Insurance, originated pet health insurance in the U.S. more than 40 years ago and currently protects more than 1.2 million dogs, cats and exotic pets. Nationwide was also the first carrier to offer pet insurance as a voluntary benefit through brokers and employee groups more than 20 years ago. Nationwide's wealth of knowledge and experience will support Unum Group's efforts to fully protect workers and their families through the companies' partnership in the Unum Pet Insurance offering.
お知らせ • May 03Unum Group's Board of Directors Approves to Increase Common Stock DividendUnum Group announced its board of directors has authorized an increase of 15% in the quarterly dividend paid on its common stock. The new rate of 42 cents per common share, or $1.68 per share on an annual basis, will be effective with the dividend expected to be paid in the third quarter of 2024.
Reported Earnings • May 01First quarter 2024 earnings released: EPS: US$2.05 (vs US$1.81 in 1Q 2023)First quarter 2024 results: EPS: US$2.05 (up from US$1.81 in 1Q 2023). Revenue: US$3.20b (up 5.4% from 1Q 2023). Net income: US$395.2m (up 10% from 1Q 2023). Profit margin: 12% (in line with 1Q 2023). Revenue is forecast to grow 4.0% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year whereas the company’s share price has increased by 26% per year.
Declared Dividend • Apr 23Fourth quarter dividend of US$0.36 announcedShareholders will receive a dividend of US$0.36. Ex-date: 25th April 2024 Payment date: 17th May 2024 Dividend yield will be 2.8%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (21% earnings payout ratio) and cash flows (26% cash payout ratio). The dividend has increased by an average of 9.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 33% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 12Unum Group Declares Quarterly Dividend on Its Common Stock, Payable on May 17, 2024Effective April 12, 2024, the Unum Group, Board of Directors declared a quarterly dividend of $0.365 per share on its common stock to be paid May 17, 2024, to stockholders of record as of April 26, 2024.
お知らせ • Apr 03+ 1 more updateUnum Group to Report Q4, 2024 Results on Feb 04, 2025Unum Group announced that they will report Q4, 2024 results on Feb 04, 2025
お知らせ • Mar 13Unum Launches Unum Care HubUnum is launching Unum Care Hub, a suite of solutions that allows employers to care for their employees through the moments that often surround leave and disability. The launch of Unum Care Hub responds to the evolving needs of employers within the benefits landscape, allowing them to provide their employees with access to specialized solutions from a single, user-friendly platform. Unum Care Hub will offer resources that support mental health, caregiving, maternity, digestive health, and chronic pain. The offering is uniquely positioned to address key causes of leave and disability -- with personalized, outcome-based support at critical points of the employee journey. Introducing Unum Care Hub: With flexible, digital, evidence-based solutions and live, licensed-expert support, Unum Care Hub offers access to curated services that provide specialized care through best-in-class partners that drive measurable impact on workforce wellbeing. Among the partners Unum Care Hub leverages are Meru Health, through its Unum Behavioral Health solution, that provides access to clinically validated mental health support and Cariloop, that supports the complexities of caregiving through a combination of expert care coaches, digital tools and access to an integrated care provider network. Studies show employees want to be supported by their employers and are 7.4 times more likely to want to stay long-term if they feel their employers care about them. Offerings within benefits packages are often underutilized by employees due to lack of understanding and awareness. Unum Care Hub addresses these pain points with proactive engagement tactics and a connected employee experience that creates easy access to a collection of rich solutions that reduce administrative burden and drives utilization rates. Unum Care Hub leverages additional strategic partnerships as a part of this offering, including Iona Mind, Manatee, Every Mother, Pumpspotting, Ianacare, Joshin, FIG, and Managing Life. Unum Care Hub is part of Unum's broader portfolio of employer solutions for leave and care.
Recent Insider Transactions • Mar 08President recently sold €2.3m worth of stockOn the 1st of March, Richard McKenney sold around 50k shares on-market at roughly €45.40 per share. This transaction amounted to 5.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Richard's only on-market trade for the last 12 months.
Reported Earnings • Jan 31Full year 2023 earnings released: EPS: US$6.53 (vs US$6.55 in FY 2022)Full year 2023 results: EPS: US$6.53 (down from US$6.55 in FY 2022). Revenue: US$12.4b (up 3.3% from FY 2022). Net income: US$1.28b (down 2.3% from FY 2022). Profit margin: 10% (in line with FY 2022). Revenue is forecast to grow 3.3% p.a. on average during the next 3 years, compared to a 8.2% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has increased by 31% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 12Unum Group Declares Quarterly Dividend on its Common Stock, Payable on February 16, 2024Effective January 12, 2024, Unum Group's board of directors declared a quarterly dividend of $0.365 per share on its common stock to be paid on February 16, 2024, to stockholders of record as of January 26, 2024.
お知らせ • Jan 05Unum Group Announces Resignation of Michael Q. Simonds, Executive Vice President, Chief Operating Officer, Effective February 9, 2024On January 1, 2024, Michael Q. Simonds, Executive Vice President, Chief Operating Officer of Unum Group (the Company), notified the company of his decision to resign from the company, effective February 9, 2024, to pursue another professional opportunity. Mr. Simonds will be available to provide transition support until his departure, and it is expected that his duties and responsibilities will initially be assumed by other officers of the Company.
お知らせ • Nov 02Unum Group (NYSE:UNM) announces an Equity Buyback for $500 million worth of its shares.Unum Group (NYSE:UNM) announces a share repurchase program. Under the program, the company will repurchase up to $500 million worth of its outstanding common stock.
Reported Earnings • Nov 01Third quarter 2023 earnings released: EPS: US$1.03 (vs US$2.05 in 3Q 2022)Third quarter 2023 results: EPS: US$1.03 (down from US$2.05 in 3Q 2022). Revenue: US$3.09b (up 4.4% from 3Q 2022). Net income: US$202.0m (down 51% from 3Q 2022). Profit margin: 6.5% (down from 14% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.4% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Oct 14Unum Group Declares Quarterly Dividend, Payable on November 17, 2023Effective October 13, 2023, the Unum Group Board of Directors declared a quarterly dividend of $0.365 per share on its common stock to be paid November 17, 2023, to stockholders of record as of October 27, 2023.
お知らせ • Sep 21+ 3 more updatesUnum Group to Report Q2, 2024 Results on Jul 30, 2024Unum Group announced that they will report Q2, 2024 results on Jul 30, 2024
Reported Earnings • Aug 02Second quarter 2023 earnings released: EPS: US$1.99 (vs US$1.84 in 2Q 2022)Second quarter 2023 results: EPS: US$1.99 (up from US$1.84 in 2Q 2022). Revenue: US$3.11b (up 2.3% from 2Q 2022). Net income: US$392.9m (up 6.1% from 2Q 2022). Profit margin: 13% (in line with 2Q 2022). Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 45% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jul 23Unum Group Elects Mojgan Lefebvre to Board of DirectorsUnum Group announced Mojgan Lefebvre, executive vice president and chief technology and operations officer at The Travelers Companies Inc., has been elected to the board of directors of the company. Throughout a 30-year career, Lefebvre has helped drive innovation and digital transformation. In her current role at Travelers, Lefebvre is responsible for the global technology and operations functions, including cloud technologies, cybersecurity, digital capabilities, data and analytics, customer service and billing. Before joining Travelers in 2018, Lefebvre was global chief information officer for Liberty Mutual's commercial business. She also has held leadership positions outside the insurance industry, including at a medical device company and a strategy consulting firm. Lefebvre earned a bachelor's degree in computer science from the Georgia Institute of Technology and an MBA from Harvard Business School. She is a CIO Class of 2022 Hall of Fame inductee, one of Forbes' CIO Next 50 Innovative Technology Leaders and a member of the National Diversity Council's Top 50 Most Powerful Women in Technology.
お知らせ • Jul 15Unum Group Declares Quarterly Dividend, Payable on August 18, 2023Effective July 14, 2023, the Unum Group Board of Directors declared a quarterly dividend of $0.365 per share on its common stock to be paid August 18, 2023, to stockholders of record as of July 28, 2023.
お知らせ • Jul 08Unum Group to Report Q2, 2023 Results on Aug 01, 2023Unum Group announced that they will report Q2, 2023 results at 4:15 PM, Eastern Standard Time on Aug 01, 2023
お知らせ • May 26+ 2 more updatesUnum Group, Annual General Meeting, May 25, 2023Unum Group, Annual General Meeting, May 25, 2023, at 09:30 US Eastern Standard Time.
Recent Insider Transactions • May 26Executive VP recently sold €629k worth of stockOn the 22nd of May, Puneet Bhasin sold around 15k shares on-market at roughly €43.03 per share. This transaction amounted to 29% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.1m. Insiders have been net sellers, collectively disposing of €5.0m more than they bought in the last 12 months.
Recent Insider Transactions • May 12Insider recently sold €227k worth of stockOn the 8th of May, Christopher Pyne sold around 6k shares on-market at roughly €40.68 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.1m. Insiders have been net sellers, collectively disposing of €4.4m more than they bought in the last 12 months.
Reported Earnings • May 03First quarter 2023 earnings released: EPS: US$1.81 (vs US$1.25 in 1Q 2022)First quarter 2023 results: EPS: US$1.81 (up from US$1.25 in 1Q 2022). Revenue: US$3.04b (up 1.8% from 1Q 2022). Net income: US$358.3m (up 41% from 1Q 2022). Profit margin: 12% (up from 8.5% in 1Q 2022). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 3.1% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has increased by 37% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions • Mar 22Independent Director recently bought €121k worth of stockOn the 14th of March, Gloria Larson bought around 3k shares on-market at roughly €37.11 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €4.5m more in shares than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Mar 14Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to €34.29, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 273% over the past three years.
Recent Insider Transactions • Mar 07Executive VP & General Counsel recently sold €1.1m worth of stockOn the 3rd of March, Lisa Iglesias sold around 25k shares on-market at roughly €42.57 per share. This transaction amounted to 32% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.6m more than they bought in the last 12 months.
Reported Earnings • Feb 02Full year 2022 earnings released: EPS: US$6.55 (vs US$4.04 in FY 2021)Full year 2022 results: EPS: US$6.55 (up from US$4.04 in FY 2021). Revenue: US$12.0b (flat on FY 2021). Net income: US$1.31b (up 60% from FY 2021). Profit margin: 11% (up from 6.9% in FY 2021). Revenue is forecast to grow 2.8% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 12% per year.
お知らせ • Jan 14Unum Group Declares Quarterly Dividend, Payable on February 17, 2023Effective January 13, 2023, the Unum Group Board of Directors declared a quarterly dividend of $0.33 per share on its common stock to be paid February 17, 2023, to stockholders of record as of January 27, 2023.
お知らせ • Jan 10Unum Appoints Valoria V. Armstrong Chief Global Inclusion & Diversity OfficerUnum Group has named Valoria V. Armstrong to lead the company's office of inclusion and diversity. Armstrong will continue to develop the company's I&D strategy to further foster a culture of belonging. Prior to joining Unum, Armstrong served as chief inclusion officer and vice president, External Affairs, for American Water. While in the role, she strengthened the company's inclusion, diversity and equity strategy by creating a comprehensive and integrated focus on driving dignity, respect and inclusiveness for the largest U.S. publicly traded water and wastewater utility company. She was president of Tennessee American Water and held various roles in human resources with Food Lion over her 15-year career with the company. Armstrong earned her bachelor's degree in business administration from Georgia Southern University and her master's degree in human resource development from Villanova University. She is the current chair of the Hamilton County Partnership Advisory Board and a board trustee at the Tennessee Aquarium and Benwood Foundation. Bowen was recently promoted to senior vice president in an expanded role leading Unum's global talent and inclusion efforts. Bowen joined Unum in 2019 as head of talent management. Prior to that, for two decades she served in roles focused on all facets of human resources, including talent acquisition and management, employee relations, inclusion and diversity, compensation, mergers and acquisitions, and employee learning and development. Her career has spanned multiple industries, including retail, healthcare, third party staffing, outsourcing and financial services.
お知らせ • Jan 05Unum Group to Report Q4, 2022 Results on Jan 31, 2023Unum Group announced that they will report Q4, 2022 results at 4:15 PM, US Eastern Standard Time on Jan 31, 2023
Recent Insider Transactions • Nov 24Executive VP recently sold €425k worth of stockOn the 18th of November, Puneet Bhasin sold around 11k shares on-market at roughly €39.59 per share. This transaction amounted to 30% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.6m. Insiders have been net sellers, collectively disposing of €3.6m more than they bought in the last 12 months.
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Gale King was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Nov 10Insider recently sold €245k worth of stockOn the 4th of November, Christopher Pyne sold around 5k shares on-market at roughly €45.41 per share. This transaction amounted to 22% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.6m. Insiders have been net sellers, collectively disposing of €3.1m more than they bought in the last 12 months.
Reported Earnings • Nov 03Third quarter 2022 earnings released: EPS: US$2.05 (vs US$1.61 in 3Q 2021)Third quarter 2022 results: EPS: US$2.05 (up from US$1.61 in 3Q 2021). Revenue: US$2.96b (flat on 3Q 2021). Net income: US$410.7m (up 25% from 3Q 2021). Profit margin: 14% (up from 11% in 3Q 2021). Revenue is forecast to grow 2.8% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions • Aug 28President recently sold €1.6m worth of stockOn the 25th of August, Richard McKenney sold around 40k shares on-market at roughly €40.27 per share. This was the largest sale by an insider in the last 3 months. This was Richard's only on-market trade for the last 12 months.
Reported Earnings • Aug 03Second quarter 2022 earnings released: EPS: US$1.84 (vs US$0.89 in 2Q 2021)Second quarter 2022 results: EPS: US$1.84 (up from US$0.89 in 2Q 2021). Revenue: US$3.04b (up 1.6% from 2Q 2021). Net income: US$370.4m (up 102% from 2Q 2021). Profit margin: 12% (up from 6.1% in 2Q 2021). The increase in margin was primarily driven by lower expenses. Over the next year, revenue is forecast to grow 1.6%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has increased by 8% per year.
Recent Insider Transactions • May 13Senior VP & Chief Accounting Officer recently sold €238k worth of stockOn the 9th of May, Cherie Pashley sold around 7k shares on-market at roughly €33.87 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €571k more than they bought in the last 12 months.
Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$1.25 (vs US$0.75 in 1Q 2021)First quarter 2022 results: EPS: US$1.25 (up from US$0.75 in 1Q 2021). Revenue: US$2.98b (down 2.9% from 1Q 2021). Net income: US$253.5m (up 66% from 1Q 2021). Profit margin: 8.5% (up from 5.0% in 1Q 2021). The increase in margin was driven by lower expenses. Over the next year, revenue is forecast to grow 1.7%, compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 4 highly experienced directors. Independent Director Gale King was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Apr 21Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 28 April 2022. Payment date: 20 May 2022. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (3.9%). Lower than average of industry peers (4.5%).
Board Change • Apr 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 4 highly experienced directors. Director Gale King was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Feb 02Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$4.04 (up from US$3.89 in FY 2020). Revenue: US$12.0b (down 8.7% from FY 2020). Net income: US$824.2m (up 3.9% from FY 2020). Profit margin: 6.9% (up from 6.0% in FY 2020). The increase in margin was driven by lower expenses. Revenue was in line with analyst estimates. Over the next year, revenue is forecast to stay flat compared to a 14% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Nov 12Independent Director recently bought €114k worth of stockOn the 8th of November, Francis Shammo bought around 5k shares on-market at roughly €22.71 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €1.1m more in shares than they bought in the last 12 months.
Reported Earnings • Nov 04Third quarter 2021 earnings released: EPS US$1.61 (vs US$1.13 in 3Q 2020)The company reported a decent third quarter result with improved earnings and profit margins, although revenues were flat. Third quarter 2021 results: Revenue: US$2.97b (flat on 3Q 2020). Net income: US$328.6m (up 42% from 3Q 2020). Profit margin: 11% (up from 7.7% in 3Q 2020). Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Sep 06Executive VP & General Counsel recently sold €447k worth of stockOn the 2nd of September, Lisa Iglesias sold around 20k shares on-market at roughly €22.34 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €1.2m more than they bought in the last 12 months.
Reported Earnings • Aug 04Second quarter 2021 earnings released: EPS US$0.89 (vs US$1.30 in 2Q 2020)The company reported a poor second quarter result with weaker earnings and profit margins, although revenues were flat. Second quarter 2021 results: Revenue: US$2.99b (flat on 2Q 2020). Net income: US$182.9m (down 31% from 2Q 2020). Profit margin: 6.1% (down from 8.8% in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
Reported Earnings • May 06First quarter 2021 earnings released: EPS US$0.75 (vs US$0.79 in 1Q 2020)The company reported a soft first quarter result with weaker earnings and profit margins, although revenues improved. First quarter 2021 results: Revenue: US$3.07b (up 7.0% from 1Q 2020). Net income: US$153.0m (down 5.0% from 1Q 2020). Profit margin: 5.0% (down from 5.6% in 1Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Executive Departure • Apr 02Executive Vice President of Unum International Peadar O'Donnell has left the companyOn the 31st of March, Peadar O'Donnell's tenure as Executive Vice President of Unum International ended after 2.5 years in the role. As of December 2020, Peadar personally held 40.06k shares (€725k worth at the time). Peadar is the only executive to leave the company over the last 12 months.
Recent Insider Transactions • Mar 13Insider recently sold €168k worth of stockOn the 5th of March, Timothy Arnold sold around 7k shares on-market at roughly €23.95 per share. In the last 3 months, there was an even bigger sale from another insider worth €414k. Insiders have been net sellers, collectively disposing of €761k more than they bought in the last 12 months.