View ValuationKemper 将来の成長Future 基準チェック /36Kemperの収益は年間0.6%で減少すると予測されていますが、年間利益は年間108.6%で増加すると予測されています。EPS は年間 増加すると予測されています。自己資本利益率は 3 年後に12.3% 107.5%なると予測されています。主要情報108.6%収益成長率107.50%EPS成長率Insurance 収益成長2.4%収益成長率-0.6%将来の株主資本利益率12.31%アナリストカバレッジLow最終更新日21 Aug 2026今後の成長に関する最新情報お知らせ • Jan 28Kemper Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Kemper Corporation provided earnings guidance for the fourth quarter of 2022. Preliminary results for the fourth quarter of 2022 include an estimated net loss between $50 million and $65 million.すべての更新を表示Recent updatesDeclared Dividend • Aug 10Second quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 21st August 2026 Payment date: 4th September 2026 Dividend yield will be 4.6%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is well covered by cash flows (19% cash payout ratio). The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.New Risk • Aug 07New major risk - Financial positionThe company's interest payments are not well covered by earnings. Net interest cover: 1.1x This is considered a major risk. If the company is unable to fund interest repayments on its debt through profits, it may be forced into reducing its debt burden through selling assets, undertaking a potentially costly capital raising or even into bankruptcy in the worst case scenario. Currently, the following risks have been identified for the company: Major Risk Interest payments are not well covered by earnings (1.1x net interest cover). Minor Risk Paying a dividend despite being loss-making.Reported Earnings • Aug 06Second quarter 2026 earnings released: US$7.90 loss per share (vs US$1.14 profit in 2Q 2025)Second quarter 2026 results: US$7.90 loss per share (down from US$1.14 profit in 2Q 2025). Revenue: US$1.12b (down 8.9% from 2Q 2025). Net loss: US$464.8m (down US$537.4m from profit in 2Q 2025). Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has fallen by 17% per year, which means it is significantly lagging earnings.お知らせ • Aug 06+ 1 more updateKemper Corporation Reports Impairment Loss on Goodwill for the Second Quarter Ended June 30, 2026Kemper Corporation reported impairment loss on goodwill for the second quarter ended June 30, 2026. For the period, the company reported impairment loss on goodwill of $460 million.お知らせ • Jul 24Kemper Corporation to Report Q2, 2026 Results on Aug 05, 2026Kemper Corporation announced that they will report Q2, 2026 results After-Market on Aug 05, 2026お知らせ • Jul 21Kemper Corporation Announces Departure of Matthew A. Hunton as Executive Vice President and President, Kemper Auto, Effective August 3, 2026Kemper Corporation determined that Matthew A. Hunton would depart from his role as Executive Vice President and President, Kemper Auto, effective August 3, 2026.お知らせ • Jun 29+ 4 more updatesKemper Corporation(NYSE:KMPR) dropped from Russell Midcap Value BenchmarkKemper Corporation(NYSE:KMPR) dropped from Russell Midcap Value BenchmarkValuation Update With 7 Day Price Move • Jun 01Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €21.20, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Insurance industry in Germany. Total loss to shareholders of 42% over the past three years.お知らせ • May 29+ 1 more updateKemper Corporation Announces CEO ChangesKemper Corporation announced the appointment of Stephen J. McAnena as Chief Executive Officer, effective June 1, 2026. Interim CEO, C. Thomas Evans, Jr., will return to his role as Kemper’s Executive Vice President, Secretary, and General Counsel. McAnena is a seasoned insurance executive with more than 30 years of leadership experience across the property and casualty, group benefits, life, and annuity sectors. Most recently, he served as Executive Vice President and Chief Operating Officer at Horace Mann, where he worked closely with the CEO to drive sustained, profitable growth, expand market share, and strengthen Horace Mann's position as a leading provider of insurance and financial solutions to America’s educators and their families.Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 3 highly experienced directors. Independent Director Suzet McKinney was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 08Kemper Corporation announces Quarterly dividend, payable on June 02, 2026Kemper Corporation announced Quarterly dividend of USD 0.3200 per share payable on June 02, 2026, ex-date on May 18, 2026 and record date on May 18, 2026.お知らせ • Apr 23Confie Holding II Co. acquired Newins Insurance Agency Holdings, LLC and Property and Casualty Distribution Operation of Kemper Corporation (NYSE:KMPR).Confie Holding II Co. acquired Newins Insurance Agency Holdings, LLC and Property and Casualty Distribution Operation of Kemper Corporation (NYSE:KMPR) on April 21, 2026. The acquisition includes 72 retail property and casualty locations across Illinois, Texas, Nevada, Arizona, and Indiana. As part of the transaction, employees associated with the business have transitioned to Confie. Confie Holding II Co. completed the acquisition of Newins Insurance Agency Holdings, LLC and Property and Casualty Distribution Operation of Kemper Corporation (NYSE:KMPR) on April 21, 2026.お知らせ • Mar 26Kemper Corporation, Annual General Meeting, May 06, 2026Kemper Corporation, Annual General Meeting, May 06, 2026. Location: 200 east randolph street, illinois 60601, auditorium, lower level 1, chicago United Statesお知らせ • Feb 05Kemper Corporation Announces Quarterly Dividend, Payable on March 3, 2026Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.32 per share. The dividend is payable on March 3, 2026, to Kemper’s shareholders of record as of February 17, 2026.お知らせ • Jan 27Kemper Corporation to Report Q4, 2025 Results on Feb 04, 2026Kemper Corporation announced that they will report Q4, 2025 results After-Market on Feb 04, 2026お知らせ • Nov 05Kemper Corporation Announces Quarterly Dividend, Payable on December 3, 2025Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.32 per share. The dividend is payable on December 3, 2025, to Kemper’s shareholders of record as of November 17, 2025.お知らせ • Oct 28Kemper Corporation to Report Q3, 2025 Results on Nov 05, 2025Kemper Corporation announced that they will report Q3, 2025 results After-Market on Nov 05, 2025お知らせ • Oct 25Kemper Corporation Announces Departure of Duane A. Sanders as Executive Vice President and Chief Claims Officer, P&C, Effective October 22, 2025On October 20, 2025, Kemper Corporation determined that Duane A. Sanders will depart from his role as Executive Vice President and Chief Claims Officer, P&C of the Company, effective October 22, 2025, and continue to serve as Executive Vice President, Executive Advisor until December 31, 2025 to help ensure a smooth transition of responsibilities. In connection with Mr. Sanders’ termination by the Company without cause on October 22, 2025, the Company expects to enter into a Separation and Release Agreement pursuant to which he will receive certain compensation and benefits to be determined by the Company in exchange for Mr. Sanders’ execution of a release of claims and agreement to certain restrictive covenants in favor of the Company.お知らせ • Oct 15+ 1 more updateKemper Corporation Announces Joseph P. Lacher, Jr. Steeping Down as President, Effective October 15, 2025Kemper Corporation announced that Joseph P. Lacher, Jr. will step down as President after nearly a decade in the role and will conclude his service on Kemper’s Board of Directors, effective October 15, 2025 . Lacher will remain with the Company in an advisory capacity through the end of the year to support the transition process. .お知らせ • Aug 06+ 1 more updateKemper Corporation (NYSE:KMPR) announces an Equity Buyback for $500 million worth of its shares.Kemper Corporation (NYSE:KMPR) announces a share repurchase program. Under the program, the company will repurchase up to $500 million worth of its shares.お知らせ • Jul 23Kemper Corporation to Report Q2, 2025 Results on Aug 05, 2025Kemper Corporation announced that they will report Q2, 2025 results After-Market on Aug 05, 2025お知らせ • May 08Kemper Corporation Declares Quarterly Dividend, Payable on June 3, 2025Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.32 per share. The dividend is payable on June 3, 2025, to Kemper’s shareholders of record as of May 19, 2025.お知らせ • Apr 30Kemper Corporation to Report Q1, 2025 Results on May 07, 2025Kemper Corporation announced that they will report Q1, 2025 results After-Market on May 07, 2025お知らせ • Mar 27Kemper Corporation, Annual General Meeting, May 07, 2025Kemper Corporation, Annual General Meeting, May 07, 2025. Location: 200 east randolph street, illinois 60601 auditorium, lower level 1, chicago United Statesお知らせ • Feb 07Kemper Corporation Declares Quarterly Dividend, Payable on March 4, 2025Kemper Corporation announced that its Board of Directors has declared an increase in the company’s quarterly dividend to $0.32 per share, an increase of 3.1% or one cent over the previous quarterly dividend. The dividend is payable on March 4, 2025, to shareholders of record as of February 18, 2025.お知らせ • Jan 23Kemper Corporation to Report Q4, 2024 Results on Feb 05, 2025Kemper Corporation announced that they will report Q4, 2024 results After-Market on Feb 05, 2025Declared Dividend • Nov 11Third quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 18th November 2024 Payment date: 4th December 2024 Dividend yield will be 1.8%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (29% earnings payout ratio) and cash flows (66% cash payout ratio). The dividend has increased by an average of 2.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 37% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 08Kemper Corporation Declares A Quarterly Dividend, Payable on December 4, 2024Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on December 4, 2024, to Kemper’s shareholders of record as of November 18, 2024.New Risk • Nov 03New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 9.3% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (9.3% operating cash flow to total debt). Minor Risk Significant insider selling over the past 3 months (€1.7m sold).Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: US$1.15 (vs US$2.28 loss in 3Q 2023)Third quarter 2024 results: EPS: US$1.15 (up from US$2.28 loss in 3Q 2023). Revenue: US$1.18b (down 1.6% from 3Q 2023). Net income: US$73.7m (up US$220.0m from 3Q 2023). Profit margin: 6.2% (up from net loss in 3Q 2023). The move to profitability was driven by lower expenses. Revenue is forecast to grow 6.2% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 22Kemper Corporation to Report Q3, 2024 Results on Oct 30, 2024Kemper Corporation announced that they will report Q3, 2024 results After-Market on Oct 30, 2024Recent Insider Transactions • Aug 25Independent Director recently sold €1.7m worth of stockOn the 21st of August, Stuart Parker sold around 30k shares on-market at roughly €55.47 per share. This transaction amounted to 62% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €726k more than they bought in the last 12 months.Declared Dividend • Aug 12Second quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 19th August 2024 Payment date: 3rd September 2024 Dividend yield will be 2.1%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is not covered by earnings (154% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 71% to bring the payout ratio under control. EPS is expected to grow by 244% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.New Risk • Aug 08New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Currently running at an operating cash loss. This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Dividend is not well covered by earnings and cash flows. Payout ratio: 154% Paying a dividend despite having no free cash flows. Minor Risk Large one-off items impacting financial results.お知らせ • Aug 07Kemper Corporation Declares Quarterly Dividend, Payable on September 3, 2024Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on September 3, 2024 to its shareholders of record as of August 19, 2024.Reported Earnings • Aug 06Second quarter 2024 earnings released: EPS: US$1.17 (vs US$1.52 loss in 2Q 2023)Second quarter 2024 results: EPS: US$1.17 (up from US$1.52 loss in 2Q 2023). Revenue: US$1.13b (down 11% from 2Q 2023). Net income: US$75.4m (up US$172.5m from 2Q 2023). Profit margin: 6.7% (up from net loss in 2Q 2023). Revenue is forecast to grow 6.7% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.お知らせ • Jul 25Kemper Corporation to Report Q2, 2024 Results on Aug 05, 2024Kemper Corporation announced that they will report Q2, 2024 results at 4:00 PM, US Eastern Standard Time on Aug 05, 2024New Risk • Jun 23New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Currently running at an operating cash loss. This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Dividend is not well covered by earnings and cash flows. Paying a dividend despite being loss-making. Paying a dividend despite having no free cash flows.Recent Insider Transactions • May 13Independent Chairman recently bought €283k worth of stockOn the 10th of May, Gerald Laderman bought around 5k shares on-market at roughly €56.65 per share. This transaction amounted to 55% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Gerald's only on-market trade for the last 12 months.Declared Dividend • May 06First quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 10th May 2024 Payment date: 28th May 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months and having no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.Reported Earnings • May 02First quarter 2024 earnings released: EPS: US$1.11 (vs US$1.25 loss in 1Q 2023)First quarter 2024 results: EPS: US$1.11 (up from US$1.25 loss in 1Q 2023). Revenue: US$1.14b (down 12% from 1Q 2023). Net income: US$71.3m (up US$151.4m from 1Q 2023). Profit margin: 6.2% (up from net loss in 1Q 2023). Revenue is forecast to stay flat during the next 3 years compared to a 6.6% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.お知らせ • May 02+ 1 more updateKemper Announces Quarterly Dividend, Payable on May 28, 2024Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on May 28, 2024 to its shareholders of record as of May 13, 2024.お知らせ • Mar 06Kemper Corporation Announces Passing of Kathleen M. Cronin, Member of Its Board of DirectorsKemper Corporation announced that Kathleen M. Cronin, a member of its Board of Directors, passed away on March 3, following an extended illness. Cronin joined Kemper’s Board in February 2015 and served on numerous board committees during her tenure as a director. She had a distinguished career with decades of experience in corporate law and corporate governance including serving as Senior Managing Director, General Counsel, and Corporate Secretary at CME Group Inc. and counsel at Skadden, Arps, Slate, Meagher & Flom.お知らせ • Feb 13+ 1 more updateKemper Corporation Appoints Bradley T. Camden as Executive Vice PresidentKemper Corporation announced that Bradley T. Camden has been named Executive Vice President and Chief Financial Officer, effective immediately. Camden, who has served as Interim CFO since September 2023, will report to Joseph P. Lacher, Jr., Kemper’s President, CEO and Chairman. Camden joined Kemper in 2020 as Senior Vice President and Treasurer, and has since led many critical strategic initiatives as well as the company’s capital market management, and ALM and risk management initiatives. He is also a key leader on the company’s corporate development activities. Prior to Kemper, Camden spent 15 years at Northern Trust Asset Management, where he served in a number of finance leadership roles including Head of Long Duration Fixed Income, Head of Active and Quantitative Strategies, Director of Fixed Income Strategy, among others. He has a B.A. in economics from DePauw University and is a Chartered Financial Analyst (CFA).Declared Dividend • Feb 12Fourth quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 16th February 2024 Payment date: 5th March 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months and having no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.お知らせ • Feb 08+ 1 more updateKemper Corporation Announces Quarterly Dividend, Payable on March 5, 2024Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on March 5, 2024, to shareholders of record as of February 20, 2024.Reported Earnings • Feb 02Full year 2023 earnings released: US$4.25 loss per share (vs US$4.72 loss in FY 2022)Full year 2023 results: US$4.25 loss per share (improved from US$4.72 loss in FY 2022). Revenue: US$4.95b (down 11% from FY 2022). Net loss: US$272.1m (loss narrowed 9.7% from FY 2022). Revenue is expected to decline by 3.0% p.a. on average during the next 2 years, while revenues in the Insurance industry in Germany are expected to grow by 8.1%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 87 percentage points per year, which is a significant difference in performance.お知らせ • Jan 25+ 1 more updateKemper Corporation to Report Q4, 2023 Results on Feb 01, 2024Kemper Corporation announced that they will report Q4, 2023 results After-Market on Feb 01, 2024Buying Opportunity • Dec 22Now 21% undervaluedOver the last 90 days, the stock is up 3.9%. The fair value is estimated to be €53.87, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Meanwhile, the company became loss making.Recent Insider Transactions • Nov 23Lead Independent Director recently bought €378k worth of stockOn the 20th of November, Stuart Parker bought around 10k shares on-market at roughly €37.83 per share. This transaction amounted to 28% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €136k more in shares than they have sold in the last 12 months.お知らせ • Nov 01Kemper Corporation Announces Quarterly Dividend,Payable on November 30, 2023Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on November 30, 2023, to shareholders of record as of November 14, 2023.Reported Earnings • Oct 31Third quarter 2023 earnings released: US$2.28 loss per share (vs US$1.19 loss in 3Q 2022)Third quarter 2023 results: US$2.28 loss per share (further deteriorated from US$1.19 loss in 3Q 2022). Revenue: US$1.20b (down 13% from 3Q 2022). Net loss: US$146.3m (loss widened 92% from 3Q 2022). Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 88 percentage points per year, which is a significant difference in performance.お知らせ • Oct 24Kemper Corporation to Report Q3, 2023 Results on Oct 30, 2023Kemper Corporation announced that they will report Q3, 2023 results After-Market on Oct 30, 2023お知らせ • Sep 20Kemper Corporation Appoints Bradley T. Camden as Principal Financial Officer, Effective September 13, 2023On September 15, 2023, Kemper Corporation announced the appointment of Bradley T. Camden, Senior Vice President and Treasurer, as Interim Chief Financial Officer and the Company’s principal financial officer, effective September 13, 2023. Mr. Camden replaces James J. McKinney, who will serve as a senior advisor to the Company to support a smooth transition. Mr. Camden, age 44, joined the Company in 2020 as Treasurer. Prior to joining the Company, Mr. Camden spent 15 years at Northern Trust Asset Management, where he served in a number of finance leadership roles.お知らせ • Sep 17Kemper Announces Appointment of Bradley T. Camden as Interim Chief Financial OfficerKemper Corporation announced the appointment of Bradley T. Camden, its Senior Vice President and Treasurer, as Interim Chief Financial Officer, effective immediately. Camden will report to Joseph P. Lacher, Jr., Kemper’s President, CEO and Chairman, and replaces James J. McKinney, who will serve as a senior advisor to the company to support a smooth transition. Kemper is initiating a formal search process as part of the selection of a permanent Chief Financial Officer. Camden joined Kemper in 2020 as Treasurer and has since led many of the company’s critical strategic initiatives, including formation of Kemper Bermuda Ltd. and the Kemper Reciprocal exchange, as well as the company’s capital market management, and ALM and risk management initiatives. He is also a key lead on the company’s corporate development activities. Prior to Kemper, Camden spent 15 years at Northern Trust Asset Management, where he served in a number of finance leadership roles including Head of Long Duration Fixed Income, Head of Active and Quantitative Strategies, Director of Fixed Income Strategy, among others. He has a B.A. in economics from DePauw University and is a Chartered Financial Analyst (CFA).お知らせ • Aug 09Kemper Appoints Christopher Flint as President of Kemper LifeKemper Corporation announced that Christopher Flint has joined the company as President of Kemper Life, effective today. Flint will report to Joseph P. Lacher, Jr., Kemper’s President, CEO and Chairman, and will be based at Kemper’s headquarters office in Chicago. Flint has over 25 years of experience in the financial services and insurance industries, with senior leadership roles at Securities America, Lincoln Financial, Protective Life, Farmers New World Life, and most recently at USAA, where he held the role of General Manager and Senior Vice President of Protection Solutions Life Company. He received a BS from the University of Alabama at Birmingham and an MBA and MS from Creighton University. He previously served on the FINRA Board of Governors and the LIMRA Life Insurance Advisory Board. He holds various securities licenses and is a Chartered Retirement Planning Counselor.Reported Earnings • Aug 08Second quarter 2023 earnings released: US$1.52 loss per share (vs US$1.17 loss in 2Q 2022)Second quarter 2023 results: US$1.52 loss per share (further deteriorated from US$1.17 loss in 2Q 2022). Revenue: US$1.26b (down 12% from 2Q 2022). Net loss: US$97.1m (loss widened 30% from 2Q 2022). Revenue is forecast to grow 3.0% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 91 percentage points per year, which is a significant difference in performance.お知らせ • Aug 03Kemper Corporation Declares Quarterly Dividend, Payable on August 28, 2023Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on August 28, 2023, to its shareholders of record as of August 14, 2023.お知らせ • Jul 29Kemper Corporation to Report Q2, 2023 Results on Aug 07, 2023Kemper Corporation announced that they will report Q2, 2023 results After-Market on Aug 07, 2023Recent Insider Transactions • May 12Insider recently sold €146k worth of stockOn the 11th of May, Matthew Hunton sold around 4k shares on-market at roughly €41.62 per share. This transaction amounted to 15% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €157k more than they sold in the last 12 months.Reported Earnings • May 09First quarter 2023 earnings released: US$1.25 loss per share (vs US$1.49 loss in 1Q 2022)First quarter 2023 results: US$1.25 loss per share (improved from US$1.49 loss in 1Q 2022). Revenue: US$1.29b (down 6.9% from 1Q 2022). Net loss: US$80.1m (loss narrowed 16% from 1Q 2022). Revenue is forecast to grow 3.0% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 92 percentage points per year, which is a significant difference in performance.お知らせ • May 05Kemper Corporation Announces Quarterly Dividend, Payable on May 30, 2023Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on May 30, 2023, to its shareholders of record as of May 15, 2023.Buying Opportunity • Mar 14Now 21% undervaluedOver the last 90 days, the stock is up 5.9%. The fair value is estimated to be €68.42, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.9% over the last 3 years. Meanwhile, the company became loss making.Recent Insider Transactions • Feb 10Independent Director recently sold €62k worth of stockOn the 7th of February, Susan Whiting sold around 1k shares on-market at roughly €62.21 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €317k more than they sold in the last 12 months.Reported Earnings • Feb 05Full year 2022 earnings released: US$4.72 loss per share (vs US$1.88 loss in FY 2021)Full year 2022 results: US$4.72 loss per share (further deteriorated from US$1.88 loss in FY 2021). Revenue: US$5.58b (down 3.7% from FY 2021). Net loss: US$301.2m (loss widened 150% from FY 2021). Combined ratio: 108.2% (down from 110.6% in FY 2021). Revenue is expected to decline by 1.3% p.a. on average during the next 2 years, while revenues in the Insurance industry in Germany are expected to grow by 4.3%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 89 percentage points per year, which is a significant difference in performance.お知らせ • Feb 02+ 1 more updateKemper Corporation Announces Board ChangesKemper Corporation announced that its Board of Directors has elected Alberto J. Paracchini as a Director, effective February 1, 2023. The Board also announced that Robert J. Joyce has informed the Board of his intention to retire as director at the end of his current term, expiring May 4, 2023. With a strong track record of nearly 20 years in financial services, Paracchini has served as Chief Executive Officer of Byline Bank since 2013. He has held executive positions with Banco Popular North America, BXM Holdings Inc., Popular Financial Holdings and E-Loan. Paracchini has a Bachelor of Arts degree in political science and Spanish from Marquette University, and an MBA with honors in finance and business economics from The University of Chicago Booth School of Business. He currently serves on the board for Junior Achievement of Chicago and is a member of the Cook County Council of Economic Advisors and The Economic Club of Chicago. Paracchini will be a member of the Board’s Audit and Risk Committees. His appointment expands the board to 12 directors, 10 of whom are independent. Joyce, who joined the Kemper Board in August 2012, served as chairman from November 2015 to May 2021, and as lead director from May 2021 to May 2022. He has served on numerous Board committees at Kemper. He retired in 2012 as Executive Chair of Westfield Group after having previously served as Westfield’s Chairman and Chief Executive Officer.お知らせ • Jan 28Kemper Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Kemper Corporation provided earnings guidance for the fourth quarter of 2022. Preliminary results for the fourth quarter of 2022 include an estimated net loss between $50 million and $65 million.お知らせ • Jan 27Kemper Corporation to Report Q4, 2022 Results on Feb 02, 2023Kemper Corporation announced that they will report Q4, 2022 results After-Market on Feb 02, 2023Upcoming Dividend • Nov 07Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 14 November 2022. Payment date: 01 December 2022. The company is not currently making a profit and is not cash flow positive. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (4.8%).Reported Earnings • Nov 03Third quarter 2022 earnings released: US$1.19 loss per share (vs US$1.18 loss in 3Q 2021)Third quarter 2022 results: US$1.19 loss per share (further deteriorated from US$1.18 loss in 3Q 2021). Revenue: US$1.39b (down 4.8% from 3Q 2021). Net loss: US$76.2m (loss widened 1.2% from 3Q 2021). Revenue is forecast to stay flat during the next 3 years compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 80 percentage points per year, which is a significant difference in performance.Recent Insider Transactions • Aug 04Independent Director recently bought €127k worth of stockOn the 3rd of August, Jason Gorevic bought around 3k shares on-market at roughly €42.42 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €313k more in shares than they have sold in the last 12 months.Reported Earnings • Aug 02Second quarter 2022 earnings released: US$1.17 loss per share (vs US$0.97 loss in 2Q 2021)Second quarter 2022 results: US$1.17 loss per share (down from US$0.97 loss in 2Q 2021). Revenue: US$1.44b (down 4.6% from 2Q 2021). Net loss: US$74.7m (loss widened 19% from 2Q 2021). Over the next year, revenue is forecast to grow 3.8%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.Reported Earnings • May 04First quarter 2022 earnings released: US$1.49 loss per share (vs US$1.88 profit in 1Q 2021)First quarter 2022 results: US$1.49 loss per share (down from US$1.88 profit in 1Q 2021). Revenue: US$1.40b (up 3.5% from 1Q 2021). Net loss: US$94.8m (down 177% from profit in 1Q 2021). Over the next year, revenue is forecast to stay flat compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 52% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.Buying Opportunity • Feb 06Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 16%. The fair value is estimated to be US$57.51, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% per annum over the last 3 years. The company became loss making over the last year.Reported Earnings • Feb 01Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: US$1.88 loss per share (down from US$6.24 profit in FY 2020). Revenue: US$5.80b (up 14% from FY 2020). Net loss: US$120.5m (down 129% from profit in FY 2020). Revenue missed analyst estimates by 10%. Over the next year, revenue is forecast to stay flat compared to a 14% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.Reported Earnings • Oct 29Third quarter 2021 earnings released: US$1.18 loss per share (vs US$1.87 profit in 3Q 2020)The company reported a soft third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$1.46b (up 7.5% from 3Q 2020). Net loss: US$75.3m (down 162% from profit in 3Q 2020). Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has fallen by 3% per year.Recent Insider Transactions • Sep 12Independent Director recently bought €84k worth of stockOn the 9th of September, George Cochran bought around 2k shares on-market at roughly €56.00 per share. In the last 3 months, there was an even bigger purchase from another insider worth €1.3m. Insiders have collectively bought €296k more in shares than they have sold in the last 12 months.Recent Insider Transactions • Aug 07Independent Director recently bought €1.3m worth of stockOn the 4th of August, Stuart Parker bought around 25k shares on-market at roughly €52.07 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €332k more in shares than they bought in the last 12 months.Reported Earnings • Jul 31Second quarter 2021 earnings released: US$0.97 loss per share (vs US$1.93 profit in 2Q 2020)The company reported a soft second quarter result with weaker earnings and weaker control over costs, although revenues improved. Second quarter 2021 results: Revenue: US$1.51b (up 22% from 2Q 2020). Net loss: US$62.6m (down 150% from profit in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Recent Insider Transactions • May 11Executive VP & Chief Investment Officer recently sold €435k worth of stockOn the 7th of May, John Boschelli sold around 7k shares on-market at roughly €65.06 per share. In the last 3 months, there was an even bigger sale from another insider worth €831k. Insiders have been net sellers, collectively disposing of €2.9m more than they bought in the last 12 months.Reported Earnings • May 01First quarter 2021 earnings released: EPS US$1.88 (vs US$0.96 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$1.36b (up 18% from 1Q 2020). Net income: US$123.2m (up 93% from 1Q 2020). Profit margin: 9.1% (up from 5.5% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Is New 90 Day High Low • Mar 09New 90-day high: €67.50The company is up 5.0% from its price of €64.50 on 09 December 2020. The German market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €131 per share.Recent Insider Transactions • Mar 06Insider recently sold €831k worth of stockOn the 2nd of March, Mark Green sold around 13k shares on-market at roughly €63.89 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.4m more than they bought in the last 12 months.Recent Insider Transactions • Feb 11Independent Director recently bought €117k worth of stockOn the 4th of February, David Storch bought around 2k shares on-market at roughly €58.55 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €1.6m more in shares than they bought in the last 12 months.Reported Earnings • Feb 03Full year 2020 earnings released: EPS US$6.25 (vs US$8.04 in FY 2019)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2020 results: Revenue: US$5.23b (up 4.1% from FY 2019). Net income: US$409.9m (down 23% from FY 2019). Profit margin: 7.8% (down from 11% in FY 2019). The decrease in margin was driven by higher expenses.Analyst Estimate Surprise Post Earnings • Feb 03Revenue beats expectationsRevenue exceeded analyst estimates by 0.9%. Over the next year, revenue is forecast to grow 2.4%, compared to a 16% growth forecast for the Insurance industry in Germany.Is New 90 Day High Low • Jan 08New 90-day high: €65.50The company is up 16% from its price of €56.50 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, its price trend is similar to the Insurance industry, which is also up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €124 per share.業績と収益の成長予測DB:UI2 - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20284,517280N/AN/A212/31/20274,416226N/AN/A412/31/20264,390-387N/AN/A46/30/20264,593-495397434N/A3/31/20264,70542460493N/A12/31/20254,790143554585N/A9/30/20254,845249553585N/A6/30/20254,785343551587N/A3/31/20254,689346474520N/A12/31/20244,639318330383N/A9/30/20244,640272120178N/A6/30/20244,66052-64-2N/A3/31/20244,793-121-155-96N/A12/31/20234,945-272-188-134N/A9/30/20235,132-377-187-145N/A6/30/20235,294-305-219-186N/A3/31/20235,449-280-212-187N/A12/31/20225,524-287-241-210N/A9/30/20225,627-339-168-127N/A6/30/20225,722-339-3323N/A3/31/20225,812-330127192N/A12/31/20215,719-124293351N/A9/30/20215,70883453504N/A6/30/20215,606280382422N/A3/31/20215,331469484526N/A12/31/20205,206410395448N/A9/30/20205,004437343419N/A6/30/20204,887443469562N/A3/31/20204,901439N/A508N/A12/31/20195,039529N/A534N/A9/30/20194,818410N/A560N/A6/30/20194,742373N/A584N/A3/31/20194,236289N/A554N/A12/31/20183,683187N/A539N/A9/30/20183,292218N/A421N/A6/30/20182,823174N/A328N/A3/31/20182,765173N/A266N/A12/31/20172,723119N/A241N/A9/30/20172,669112N/A235N/A6/30/20172,61947N/A228N/A3/31/20172,56215N/A212N/A12/31/20162,52213N/A241N/A9/30/20162,496-15N/A218N/A6/30/20162,47141N/A251N/A3/31/20162,45364N/A263N/A12/31/20152,34180N/A215N/A9/30/20152,284142N/A202N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: UI2は今後 3 年間で収益性が向上すると予測されており、これは 貯蓄率 ( 2.1% ) よりも高い成長率であると考えられます。収益対市場: UI2今後 3 年間で収益性が向上すると予想されており、これは市場平均を上回る成長と考えられます。高成長収益: UI2今後 3 年以内に収益を上げることが予想されます。収益対市場: UI2の収益は今後 3 年間で減少すると予想されています (年間-0.6% )。高い収益成長: UI2の収益は今後 3 年間で減少すると予測されています (年間-0.6% )。一株当たり利益成長率予想将来の株主資本利益率将来のROE: UI2の 自己資本利益率 は、3年後には低くなると予測されています ( 12.3 %)。成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/21 15:15終値2026/08/21 00:00収益2026/06/30年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Kemper Corporation 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。8 アナリスト機関Robert GlasspiegelBrean Capital Historical (Janney Montgomery)Matthew CarlettiCitizens JMP Securities, LLCAmit KumarMacquarie Research5 その他のアナリストを表示
お知らせ • Jan 28Kemper Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Kemper Corporation provided earnings guidance for the fourth quarter of 2022. Preliminary results for the fourth quarter of 2022 include an estimated net loss between $50 million and $65 million.
Declared Dividend • Aug 10Second quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 21st August 2026 Payment date: 4th September 2026 Dividend yield will be 4.6%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is well covered by cash flows (19% cash payout ratio). The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
New Risk • Aug 07New major risk - Financial positionThe company's interest payments are not well covered by earnings. Net interest cover: 1.1x This is considered a major risk. If the company is unable to fund interest repayments on its debt through profits, it may be forced into reducing its debt burden through selling assets, undertaking a potentially costly capital raising or even into bankruptcy in the worst case scenario. Currently, the following risks have been identified for the company: Major Risk Interest payments are not well covered by earnings (1.1x net interest cover). Minor Risk Paying a dividend despite being loss-making.
Reported Earnings • Aug 06Second quarter 2026 earnings released: US$7.90 loss per share (vs US$1.14 profit in 2Q 2025)Second quarter 2026 results: US$7.90 loss per share (down from US$1.14 profit in 2Q 2025). Revenue: US$1.12b (down 8.9% from 2Q 2025). Net loss: US$464.8m (down US$537.4m from profit in 2Q 2025). Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has fallen by 17% per year, which means it is significantly lagging earnings.
お知らせ • Aug 06+ 1 more updateKemper Corporation Reports Impairment Loss on Goodwill for the Second Quarter Ended June 30, 2026Kemper Corporation reported impairment loss on goodwill for the second quarter ended June 30, 2026. For the period, the company reported impairment loss on goodwill of $460 million.
お知らせ • Jul 24Kemper Corporation to Report Q2, 2026 Results on Aug 05, 2026Kemper Corporation announced that they will report Q2, 2026 results After-Market on Aug 05, 2026
お知らせ • Jul 21Kemper Corporation Announces Departure of Matthew A. Hunton as Executive Vice President and President, Kemper Auto, Effective August 3, 2026Kemper Corporation determined that Matthew A. Hunton would depart from his role as Executive Vice President and President, Kemper Auto, effective August 3, 2026.
お知らせ • Jun 29+ 4 more updatesKemper Corporation(NYSE:KMPR) dropped from Russell Midcap Value BenchmarkKemper Corporation(NYSE:KMPR) dropped from Russell Midcap Value Benchmark
Valuation Update With 7 Day Price Move • Jun 01Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €21.20, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Insurance industry in Germany. Total loss to shareholders of 42% over the past three years.
お知らせ • May 29+ 1 more updateKemper Corporation Announces CEO ChangesKemper Corporation announced the appointment of Stephen J. McAnena as Chief Executive Officer, effective June 1, 2026. Interim CEO, C. Thomas Evans, Jr., will return to his role as Kemper’s Executive Vice President, Secretary, and General Counsel. McAnena is a seasoned insurance executive with more than 30 years of leadership experience across the property and casualty, group benefits, life, and annuity sectors. Most recently, he served as Executive Vice President and Chief Operating Officer at Horace Mann, where he worked closely with the CEO to drive sustained, profitable growth, expand market share, and strengthen Horace Mann's position as a leading provider of insurance and financial solutions to America’s educators and their families.
Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 3 highly experienced directors. Independent Director Suzet McKinney was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 08Kemper Corporation announces Quarterly dividend, payable on June 02, 2026Kemper Corporation announced Quarterly dividend of USD 0.3200 per share payable on June 02, 2026, ex-date on May 18, 2026 and record date on May 18, 2026.
お知らせ • Apr 23Confie Holding II Co. acquired Newins Insurance Agency Holdings, LLC and Property and Casualty Distribution Operation of Kemper Corporation (NYSE:KMPR).Confie Holding II Co. acquired Newins Insurance Agency Holdings, LLC and Property and Casualty Distribution Operation of Kemper Corporation (NYSE:KMPR) on April 21, 2026. The acquisition includes 72 retail property and casualty locations across Illinois, Texas, Nevada, Arizona, and Indiana. As part of the transaction, employees associated with the business have transitioned to Confie. Confie Holding II Co. completed the acquisition of Newins Insurance Agency Holdings, LLC and Property and Casualty Distribution Operation of Kemper Corporation (NYSE:KMPR) on April 21, 2026.
お知らせ • Mar 26Kemper Corporation, Annual General Meeting, May 06, 2026Kemper Corporation, Annual General Meeting, May 06, 2026. Location: 200 east randolph street, illinois 60601, auditorium, lower level 1, chicago United States
お知らせ • Feb 05Kemper Corporation Announces Quarterly Dividend, Payable on March 3, 2026Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.32 per share. The dividend is payable on March 3, 2026, to Kemper’s shareholders of record as of February 17, 2026.
お知らせ • Jan 27Kemper Corporation to Report Q4, 2025 Results on Feb 04, 2026Kemper Corporation announced that they will report Q4, 2025 results After-Market on Feb 04, 2026
お知らせ • Nov 05Kemper Corporation Announces Quarterly Dividend, Payable on December 3, 2025Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.32 per share. The dividend is payable on December 3, 2025, to Kemper’s shareholders of record as of November 17, 2025.
お知らせ • Oct 28Kemper Corporation to Report Q3, 2025 Results on Nov 05, 2025Kemper Corporation announced that they will report Q3, 2025 results After-Market on Nov 05, 2025
お知らせ • Oct 25Kemper Corporation Announces Departure of Duane A. Sanders as Executive Vice President and Chief Claims Officer, P&C, Effective October 22, 2025On October 20, 2025, Kemper Corporation determined that Duane A. Sanders will depart from his role as Executive Vice President and Chief Claims Officer, P&C of the Company, effective October 22, 2025, and continue to serve as Executive Vice President, Executive Advisor until December 31, 2025 to help ensure a smooth transition of responsibilities. In connection with Mr. Sanders’ termination by the Company without cause on October 22, 2025, the Company expects to enter into a Separation and Release Agreement pursuant to which he will receive certain compensation and benefits to be determined by the Company in exchange for Mr. Sanders’ execution of a release of claims and agreement to certain restrictive covenants in favor of the Company.
お知らせ • Oct 15+ 1 more updateKemper Corporation Announces Joseph P. Lacher, Jr. Steeping Down as President, Effective October 15, 2025Kemper Corporation announced that Joseph P. Lacher, Jr. will step down as President after nearly a decade in the role and will conclude his service on Kemper’s Board of Directors, effective October 15, 2025 . Lacher will remain with the Company in an advisory capacity through the end of the year to support the transition process. .
お知らせ • Aug 06+ 1 more updateKemper Corporation (NYSE:KMPR) announces an Equity Buyback for $500 million worth of its shares.Kemper Corporation (NYSE:KMPR) announces a share repurchase program. Under the program, the company will repurchase up to $500 million worth of its shares.
お知らせ • Jul 23Kemper Corporation to Report Q2, 2025 Results on Aug 05, 2025Kemper Corporation announced that they will report Q2, 2025 results After-Market on Aug 05, 2025
お知らせ • May 08Kemper Corporation Declares Quarterly Dividend, Payable on June 3, 2025Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.32 per share. The dividend is payable on June 3, 2025, to Kemper’s shareholders of record as of May 19, 2025.
お知らせ • Apr 30Kemper Corporation to Report Q1, 2025 Results on May 07, 2025Kemper Corporation announced that they will report Q1, 2025 results After-Market on May 07, 2025
お知らせ • Mar 27Kemper Corporation, Annual General Meeting, May 07, 2025Kemper Corporation, Annual General Meeting, May 07, 2025. Location: 200 east randolph street, illinois 60601 auditorium, lower level 1, chicago United States
お知らせ • Feb 07Kemper Corporation Declares Quarterly Dividend, Payable on March 4, 2025Kemper Corporation announced that its Board of Directors has declared an increase in the company’s quarterly dividend to $0.32 per share, an increase of 3.1% or one cent over the previous quarterly dividend. The dividend is payable on March 4, 2025, to shareholders of record as of February 18, 2025.
お知らせ • Jan 23Kemper Corporation to Report Q4, 2024 Results on Feb 05, 2025Kemper Corporation announced that they will report Q4, 2024 results After-Market on Feb 05, 2025
Declared Dividend • Nov 11Third quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 18th November 2024 Payment date: 4th December 2024 Dividend yield will be 1.8%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (29% earnings payout ratio) and cash flows (66% cash payout ratio). The dividend has increased by an average of 2.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 37% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 08Kemper Corporation Declares A Quarterly Dividend, Payable on December 4, 2024Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on December 4, 2024, to Kemper’s shareholders of record as of November 18, 2024.
New Risk • Nov 03New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 9.3% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (9.3% operating cash flow to total debt). Minor Risk Significant insider selling over the past 3 months (€1.7m sold).
Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: US$1.15 (vs US$2.28 loss in 3Q 2023)Third quarter 2024 results: EPS: US$1.15 (up from US$2.28 loss in 3Q 2023). Revenue: US$1.18b (down 1.6% from 3Q 2023). Net income: US$73.7m (up US$220.0m from 3Q 2023). Profit margin: 6.2% (up from net loss in 3Q 2023). The move to profitability was driven by lower expenses. Revenue is forecast to grow 6.2% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 22Kemper Corporation to Report Q3, 2024 Results on Oct 30, 2024Kemper Corporation announced that they will report Q3, 2024 results After-Market on Oct 30, 2024
Recent Insider Transactions • Aug 25Independent Director recently sold €1.7m worth of stockOn the 21st of August, Stuart Parker sold around 30k shares on-market at roughly €55.47 per share. This transaction amounted to 62% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €726k more than they bought in the last 12 months.
Declared Dividend • Aug 12Second quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 19th August 2024 Payment date: 3rd September 2024 Dividend yield will be 2.1%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is not covered by earnings (154% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 71% to bring the payout ratio under control. EPS is expected to grow by 244% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.
New Risk • Aug 08New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Currently running at an operating cash loss. This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Dividend is not well covered by earnings and cash flows. Payout ratio: 154% Paying a dividend despite having no free cash flows. Minor Risk Large one-off items impacting financial results.
お知らせ • Aug 07Kemper Corporation Declares Quarterly Dividend, Payable on September 3, 2024Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on September 3, 2024 to its shareholders of record as of August 19, 2024.
Reported Earnings • Aug 06Second quarter 2024 earnings released: EPS: US$1.17 (vs US$1.52 loss in 2Q 2023)Second quarter 2024 results: EPS: US$1.17 (up from US$1.52 loss in 2Q 2023). Revenue: US$1.13b (down 11% from 2Q 2023). Net income: US$75.4m (up US$172.5m from 2Q 2023). Profit margin: 6.7% (up from net loss in 2Q 2023). Revenue is forecast to grow 6.7% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
お知らせ • Jul 25Kemper Corporation to Report Q2, 2024 Results on Aug 05, 2024Kemper Corporation announced that they will report Q2, 2024 results at 4:00 PM, US Eastern Standard Time on Aug 05, 2024
New Risk • Jun 23New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Currently running at an operating cash loss. This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Dividend is not well covered by earnings and cash flows. Paying a dividend despite being loss-making. Paying a dividend despite having no free cash flows.
Recent Insider Transactions • May 13Independent Chairman recently bought €283k worth of stockOn the 10th of May, Gerald Laderman bought around 5k shares on-market at roughly €56.65 per share. This transaction amounted to 55% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Gerald's only on-market trade for the last 12 months.
Declared Dividend • May 06First quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 10th May 2024 Payment date: 28th May 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months and having no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
Reported Earnings • May 02First quarter 2024 earnings released: EPS: US$1.11 (vs US$1.25 loss in 1Q 2023)First quarter 2024 results: EPS: US$1.11 (up from US$1.25 loss in 1Q 2023). Revenue: US$1.14b (down 12% from 1Q 2023). Net income: US$71.3m (up US$151.4m from 1Q 2023). Profit margin: 6.2% (up from net loss in 1Q 2023). Revenue is forecast to stay flat during the next 3 years compared to a 6.6% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.
お知らせ • May 02+ 1 more updateKemper Announces Quarterly Dividend, Payable on May 28, 2024Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on May 28, 2024 to its shareholders of record as of May 13, 2024.
お知らせ • Mar 06Kemper Corporation Announces Passing of Kathleen M. Cronin, Member of Its Board of DirectorsKemper Corporation announced that Kathleen M. Cronin, a member of its Board of Directors, passed away on March 3, following an extended illness. Cronin joined Kemper’s Board in February 2015 and served on numerous board committees during her tenure as a director. She had a distinguished career with decades of experience in corporate law and corporate governance including serving as Senior Managing Director, General Counsel, and Corporate Secretary at CME Group Inc. and counsel at Skadden, Arps, Slate, Meagher & Flom.
お知らせ • Feb 13+ 1 more updateKemper Corporation Appoints Bradley T. Camden as Executive Vice PresidentKemper Corporation announced that Bradley T. Camden has been named Executive Vice President and Chief Financial Officer, effective immediately. Camden, who has served as Interim CFO since September 2023, will report to Joseph P. Lacher, Jr., Kemper’s President, CEO and Chairman. Camden joined Kemper in 2020 as Senior Vice President and Treasurer, and has since led many critical strategic initiatives as well as the company’s capital market management, and ALM and risk management initiatives. He is also a key leader on the company’s corporate development activities. Prior to Kemper, Camden spent 15 years at Northern Trust Asset Management, where he served in a number of finance leadership roles including Head of Long Duration Fixed Income, Head of Active and Quantitative Strategies, Director of Fixed Income Strategy, among others. He has a B.A. in economics from DePauw University and is a Chartered Financial Analyst (CFA).
Declared Dividend • Feb 12Fourth quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 16th February 2024 Payment date: 5th March 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months and having no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
お知らせ • Feb 08+ 1 more updateKemper Corporation Announces Quarterly Dividend, Payable on March 5, 2024Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on March 5, 2024, to shareholders of record as of February 20, 2024.
Reported Earnings • Feb 02Full year 2023 earnings released: US$4.25 loss per share (vs US$4.72 loss in FY 2022)Full year 2023 results: US$4.25 loss per share (improved from US$4.72 loss in FY 2022). Revenue: US$4.95b (down 11% from FY 2022). Net loss: US$272.1m (loss narrowed 9.7% from FY 2022). Revenue is expected to decline by 3.0% p.a. on average during the next 2 years, while revenues in the Insurance industry in Germany are expected to grow by 8.1%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 87 percentage points per year, which is a significant difference in performance.
お知らせ • Jan 25+ 1 more updateKemper Corporation to Report Q4, 2023 Results on Feb 01, 2024Kemper Corporation announced that they will report Q4, 2023 results After-Market on Feb 01, 2024
Buying Opportunity • Dec 22Now 21% undervaluedOver the last 90 days, the stock is up 3.9%. The fair value is estimated to be €53.87, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Meanwhile, the company became loss making.
Recent Insider Transactions • Nov 23Lead Independent Director recently bought €378k worth of stockOn the 20th of November, Stuart Parker bought around 10k shares on-market at roughly €37.83 per share. This transaction amounted to 28% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €136k more in shares than they have sold in the last 12 months.
お知らせ • Nov 01Kemper Corporation Announces Quarterly Dividend,Payable on November 30, 2023Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on November 30, 2023, to shareholders of record as of November 14, 2023.
Reported Earnings • Oct 31Third quarter 2023 earnings released: US$2.28 loss per share (vs US$1.19 loss in 3Q 2022)Third quarter 2023 results: US$2.28 loss per share (further deteriorated from US$1.19 loss in 3Q 2022). Revenue: US$1.20b (down 13% from 3Q 2022). Net loss: US$146.3m (loss widened 92% from 3Q 2022). Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 88 percentage points per year, which is a significant difference in performance.
お知らせ • Oct 24Kemper Corporation to Report Q3, 2023 Results on Oct 30, 2023Kemper Corporation announced that they will report Q3, 2023 results After-Market on Oct 30, 2023
お知らせ • Sep 20Kemper Corporation Appoints Bradley T. Camden as Principal Financial Officer, Effective September 13, 2023On September 15, 2023, Kemper Corporation announced the appointment of Bradley T. Camden, Senior Vice President and Treasurer, as Interim Chief Financial Officer and the Company’s principal financial officer, effective September 13, 2023. Mr. Camden replaces James J. McKinney, who will serve as a senior advisor to the Company to support a smooth transition. Mr. Camden, age 44, joined the Company in 2020 as Treasurer. Prior to joining the Company, Mr. Camden spent 15 years at Northern Trust Asset Management, where he served in a number of finance leadership roles.
お知らせ • Sep 17Kemper Announces Appointment of Bradley T. Camden as Interim Chief Financial OfficerKemper Corporation announced the appointment of Bradley T. Camden, its Senior Vice President and Treasurer, as Interim Chief Financial Officer, effective immediately. Camden will report to Joseph P. Lacher, Jr., Kemper’s President, CEO and Chairman, and replaces James J. McKinney, who will serve as a senior advisor to the company to support a smooth transition. Kemper is initiating a formal search process as part of the selection of a permanent Chief Financial Officer. Camden joined Kemper in 2020 as Treasurer and has since led many of the company’s critical strategic initiatives, including formation of Kemper Bermuda Ltd. and the Kemper Reciprocal exchange, as well as the company’s capital market management, and ALM and risk management initiatives. He is also a key lead on the company’s corporate development activities. Prior to Kemper, Camden spent 15 years at Northern Trust Asset Management, where he served in a number of finance leadership roles including Head of Long Duration Fixed Income, Head of Active and Quantitative Strategies, Director of Fixed Income Strategy, among others. He has a B.A. in economics from DePauw University and is a Chartered Financial Analyst (CFA).
お知らせ • Aug 09Kemper Appoints Christopher Flint as President of Kemper LifeKemper Corporation announced that Christopher Flint has joined the company as President of Kemper Life, effective today. Flint will report to Joseph P. Lacher, Jr., Kemper’s President, CEO and Chairman, and will be based at Kemper’s headquarters office in Chicago. Flint has over 25 years of experience in the financial services and insurance industries, with senior leadership roles at Securities America, Lincoln Financial, Protective Life, Farmers New World Life, and most recently at USAA, where he held the role of General Manager and Senior Vice President of Protection Solutions Life Company. He received a BS from the University of Alabama at Birmingham and an MBA and MS from Creighton University. He previously served on the FINRA Board of Governors and the LIMRA Life Insurance Advisory Board. He holds various securities licenses and is a Chartered Retirement Planning Counselor.
Reported Earnings • Aug 08Second quarter 2023 earnings released: US$1.52 loss per share (vs US$1.17 loss in 2Q 2022)Second quarter 2023 results: US$1.52 loss per share (further deteriorated from US$1.17 loss in 2Q 2022). Revenue: US$1.26b (down 12% from 2Q 2022). Net loss: US$97.1m (loss widened 30% from 2Q 2022). Revenue is forecast to grow 3.0% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 91 percentage points per year, which is a significant difference in performance.
お知らせ • Aug 03Kemper Corporation Declares Quarterly Dividend, Payable on August 28, 2023Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on August 28, 2023, to its shareholders of record as of August 14, 2023.
お知らせ • Jul 29Kemper Corporation to Report Q2, 2023 Results on Aug 07, 2023Kemper Corporation announced that they will report Q2, 2023 results After-Market on Aug 07, 2023
Recent Insider Transactions • May 12Insider recently sold €146k worth of stockOn the 11th of May, Matthew Hunton sold around 4k shares on-market at roughly €41.62 per share. This transaction amounted to 15% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €157k more than they sold in the last 12 months.
Reported Earnings • May 09First quarter 2023 earnings released: US$1.25 loss per share (vs US$1.49 loss in 1Q 2022)First quarter 2023 results: US$1.25 loss per share (improved from US$1.49 loss in 1Q 2022). Revenue: US$1.29b (down 6.9% from 1Q 2022). Net loss: US$80.1m (loss narrowed 16% from 1Q 2022). Revenue is forecast to grow 3.0% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 92 percentage points per year, which is a significant difference in performance.
お知らせ • May 05Kemper Corporation Announces Quarterly Dividend, Payable on May 30, 2023Kemper Corporation announced that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on May 30, 2023, to its shareholders of record as of May 15, 2023.
Buying Opportunity • Mar 14Now 21% undervaluedOver the last 90 days, the stock is up 5.9%. The fair value is estimated to be €68.42, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.9% over the last 3 years. Meanwhile, the company became loss making.
Recent Insider Transactions • Feb 10Independent Director recently sold €62k worth of stockOn the 7th of February, Susan Whiting sold around 1k shares on-market at roughly €62.21 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €317k more than they sold in the last 12 months.
Reported Earnings • Feb 05Full year 2022 earnings released: US$4.72 loss per share (vs US$1.88 loss in FY 2021)Full year 2022 results: US$4.72 loss per share (further deteriorated from US$1.88 loss in FY 2021). Revenue: US$5.58b (down 3.7% from FY 2021). Net loss: US$301.2m (loss widened 150% from FY 2021). Combined ratio: 108.2% (down from 110.6% in FY 2021). Revenue is expected to decline by 1.3% p.a. on average during the next 2 years, while revenues in the Insurance industry in Germany are expected to grow by 4.3%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 89 percentage points per year, which is a significant difference in performance.
お知らせ • Feb 02+ 1 more updateKemper Corporation Announces Board ChangesKemper Corporation announced that its Board of Directors has elected Alberto J. Paracchini as a Director, effective February 1, 2023. The Board also announced that Robert J. Joyce has informed the Board of his intention to retire as director at the end of his current term, expiring May 4, 2023. With a strong track record of nearly 20 years in financial services, Paracchini has served as Chief Executive Officer of Byline Bank since 2013. He has held executive positions with Banco Popular North America, BXM Holdings Inc., Popular Financial Holdings and E-Loan. Paracchini has a Bachelor of Arts degree in political science and Spanish from Marquette University, and an MBA with honors in finance and business economics from The University of Chicago Booth School of Business. He currently serves on the board for Junior Achievement of Chicago and is a member of the Cook County Council of Economic Advisors and The Economic Club of Chicago. Paracchini will be a member of the Board’s Audit and Risk Committees. His appointment expands the board to 12 directors, 10 of whom are independent. Joyce, who joined the Kemper Board in August 2012, served as chairman from November 2015 to May 2021, and as lead director from May 2021 to May 2022. He has served on numerous Board committees at Kemper. He retired in 2012 as Executive Chair of Westfield Group after having previously served as Westfield’s Chairman and Chief Executive Officer.
お知らせ • Jan 28Kemper Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Kemper Corporation provided earnings guidance for the fourth quarter of 2022. Preliminary results for the fourth quarter of 2022 include an estimated net loss between $50 million and $65 million.
お知らせ • Jan 27Kemper Corporation to Report Q4, 2022 Results on Feb 02, 2023Kemper Corporation announced that they will report Q4, 2022 results After-Market on Feb 02, 2023
Upcoming Dividend • Nov 07Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 14 November 2022. Payment date: 01 December 2022. The company is not currently making a profit and is not cash flow positive. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (4.8%).
Reported Earnings • Nov 03Third quarter 2022 earnings released: US$1.19 loss per share (vs US$1.18 loss in 3Q 2021)Third quarter 2022 results: US$1.19 loss per share (further deteriorated from US$1.18 loss in 3Q 2021). Revenue: US$1.39b (down 4.8% from 3Q 2021). Net loss: US$76.2m (loss widened 1.2% from 3Q 2021). Revenue is forecast to stay flat during the next 3 years compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 80 percentage points per year, which is a significant difference in performance.
Recent Insider Transactions • Aug 04Independent Director recently bought €127k worth of stockOn the 3rd of August, Jason Gorevic bought around 3k shares on-market at roughly €42.42 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €313k more in shares than they have sold in the last 12 months.
Reported Earnings • Aug 02Second quarter 2022 earnings released: US$1.17 loss per share (vs US$0.97 loss in 2Q 2021)Second quarter 2022 results: US$1.17 loss per share (down from US$0.97 loss in 2Q 2021). Revenue: US$1.44b (down 4.6% from 2Q 2021). Net loss: US$74.7m (loss widened 19% from 2Q 2021). Over the next year, revenue is forecast to grow 3.8%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.
Reported Earnings • May 04First quarter 2022 earnings released: US$1.49 loss per share (vs US$1.88 profit in 1Q 2021)First quarter 2022 results: US$1.49 loss per share (down from US$1.88 profit in 1Q 2021). Revenue: US$1.40b (up 3.5% from 1Q 2021). Net loss: US$94.8m (down 177% from profit in 1Q 2021). Over the next year, revenue is forecast to stay flat compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 52% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.
Buying Opportunity • Feb 06Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 16%. The fair value is estimated to be US$57.51, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% per annum over the last 3 years. The company became loss making over the last year.
Reported Earnings • Feb 01Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: US$1.88 loss per share (down from US$6.24 profit in FY 2020). Revenue: US$5.80b (up 14% from FY 2020). Net loss: US$120.5m (down 129% from profit in FY 2020). Revenue missed analyst estimates by 10%. Over the next year, revenue is forecast to stay flat compared to a 14% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.
Reported Earnings • Oct 29Third quarter 2021 earnings released: US$1.18 loss per share (vs US$1.87 profit in 3Q 2020)The company reported a soft third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$1.46b (up 7.5% from 3Q 2020). Net loss: US$75.3m (down 162% from profit in 3Q 2020). Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has fallen by 3% per year.
Recent Insider Transactions • Sep 12Independent Director recently bought €84k worth of stockOn the 9th of September, George Cochran bought around 2k shares on-market at roughly €56.00 per share. In the last 3 months, there was an even bigger purchase from another insider worth €1.3m. Insiders have collectively bought €296k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Aug 07Independent Director recently bought €1.3m worth of stockOn the 4th of August, Stuart Parker bought around 25k shares on-market at roughly €52.07 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €332k more in shares than they bought in the last 12 months.
Reported Earnings • Jul 31Second quarter 2021 earnings released: US$0.97 loss per share (vs US$1.93 profit in 2Q 2020)The company reported a soft second quarter result with weaker earnings and weaker control over costs, although revenues improved. Second quarter 2021 results: Revenue: US$1.51b (up 22% from 2Q 2020). Net loss: US$62.6m (down 150% from profit in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • May 11Executive VP & Chief Investment Officer recently sold €435k worth of stockOn the 7th of May, John Boschelli sold around 7k shares on-market at roughly €65.06 per share. In the last 3 months, there was an even bigger sale from another insider worth €831k. Insiders have been net sellers, collectively disposing of €2.9m more than they bought in the last 12 months.
Reported Earnings • May 01First quarter 2021 earnings released: EPS US$1.88 (vs US$0.96 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$1.36b (up 18% from 1Q 2020). Net income: US$123.2m (up 93% from 1Q 2020). Profit margin: 9.1% (up from 5.5% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Is New 90 Day High Low • Mar 09New 90-day high: €67.50The company is up 5.0% from its price of €64.50 on 09 December 2020. The German market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €131 per share.
Recent Insider Transactions • Mar 06Insider recently sold €831k worth of stockOn the 2nd of March, Mark Green sold around 13k shares on-market at roughly €63.89 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.4m more than they bought in the last 12 months.
Recent Insider Transactions • Feb 11Independent Director recently bought €117k worth of stockOn the 4th of February, David Storch bought around 2k shares on-market at roughly €58.55 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €1.6m more in shares than they bought in the last 12 months.
Reported Earnings • Feb 03Full year 2020 earnings released: EPS US$6.25 (vs US$8.04 in FY 2019)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2020 results: Revenue: US$5.23b (up 4.1% from FY 2019). Net income: US$409.9m (down 23% from FY 2019). Profit margin: 7.8% (down from 11% in FY 2019). The decrease in margin was driven by higher expenses.
Analyst Estimate Surprise Post Earnings • Feb 03Revenue beats expectationsRevenue exceeded analyst estimates by 0.9%. Over the next year, revenue is forecast to grow 2.4%, compared to a 16% growth forecast for the Insurance industry in Germany.
Is New 90 Day High Low • Jan 08New 90-day high: €65.50The company is up 16% from its price of €56.50 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, its price trend is similar to the Insurance industry, which is also up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €124 per share.