View ValuationQBE Insurance Group 将来の成長Future 基準チェック /06QBE Insurance Group利益と収益がそれぞれ年間0.6%と4.5%増加すると予測されています。EPS は年間 減少すると予想されています。自己資本利益率は 3 年後に15.3% 0.7%なると予測されています。主要情報0.6%収益成長率-0.70%EPS成長率Insurance 収益成長1.9%収益成長率4.5%将来の株主資本利益率15.35%アナリストカバレッジGood最終更新日15 Jul 2026今後の成長に関する最新情報お知らせ • Feb 17+ 1 more updateQBE Insurance Group Limited Provides Earnings Guidance for the Year 2024QBE Insurance Group Limited provided earnings guidance for the year 2024. For the year 2024, the company expects gross written premium of constant currency GWP growth in the mid-single digits.すべての更新を表示Recent updatesお知らせ • Jul 14QBE Insurance Group Ltd Announces Promotion of Queralt Vila to Head of Distribution for EuropeQBE Insurance Group Ltd. had promoted Queralt Vila to head of Distribution for Europe. In the role, the executive will lead the business and drive regional growth. In her new role, Vila took over from Maths Stanser, who was retiring this summer. Vila was based in Barcelona and had been with QBE for 14 years.お知らせ • Jul 08Sue Houghton Plans to Retire as CEO Australia Pacific of QBE Insurance Group LimitedQBE Insurance Group Limited announced that Sue Houghton, Chief Executive Officer, Australia Pacific, had advised of her intention to retire from QBE at the end of 2026, following more than five years with the Group and a distinguished career spanning more than 35 years in the financial services industry. Since joining QBE, Sue Houghton played a significant role in strengthening the business, driving improvements in performance, capability, culture and customer outcomes. She also led a substantial modernisation agenda and helped position the business for long-term success in a rapidly evolving market environment. Sue Houghton will remain in role and continue to lead the business while QBE undertakes a search for her successor.New Risk • Jul 02New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 1.0% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.お知らせ • Jun 25QBE Insurance Group Limited Announces Appointment of Callum O'brien as Head of PI in AsiaQBE Insurance Group Ltd. has announced a new appointment for Protection and Indemnity (PI), Asia. The Australian insurance firm has appointed Callum O'Brien as head of PI in Asia. The appointment is expected to expand the firm's marine insurance operations. The new executive will be based in Singapore.お知らせ • Jun 11QBE Insurance Group Limited Announces Appointment of Christopher Harris as Independent Non-Executive Director, Effective July 6, 2026QBE Insurance Group Limited announced the appointment of Christopher Harris as an independent non-executive director to the QBE Group Board, effective July 6, 2026, subject to regulatory approvals. Christopher Harris is currently Chair of QBE Capital, a position he has held since May 9, 2025, and has played a key role in facilitating a highly effective Board. Christopher currently serves as CEO and board member for Monarch Point Re, a private specialty reinsurer. Previously, he spent more than 13 years at Montpelier Re in C-Suite positions as Chief Actuary, Chief Risk Officer and Chief Underwriting Officer, before being appointed CEO in 2008. Christopher sits on the board of Catalina Holdings. Additionally, he is a Board Leadership Fellow of the National Association of Corporate Directors.お知らせ • Jun 05QBE Insurance Group Limited Announces Appointment of Andy Tsui as Corporate Underwriting Head for Hong Kong, Macau, Effective June 1, 2026QBE Insurance Group Limited had appointed Andy Tsui as corporate underwriting head for Hong Kong, Macau. The executive will also lead the insurer's People Risk proposition across Asia. The appointment was effective from June 1, 2026. Tsui will report to Lei Yu, chief executive officer for North Asia at QBE. Tsui is expected to hold local underwriting authority across all corporate product lines. He has more than 23 years of experience in the insurance industry.お知らせ • Mar 30Qbe Insurance Group Limited Announces Kathy Lisson to Step Down from the Board of Directors, Effective May 8, 2026QBE Insurance Group Limited announced that Kathy Lisson will step down from the QBE Group Board at the completion of the Annual General Meeting (AGM) on May 8, 2026, following her decision to retire. Ms. Lisson has a long history with QBE, having joined the QBE Group Board as a Non-Executive Director in 2016, and up until 2011, was Chief Operating Officer for the QBE European Operations. QBE regularly reviews the composition of its Board, with a focus on maintaining appropriate skills, experience and strong governance and is currently undertaking a search for a suitable replacement.お知らせ • Mar 10QBE Insurance Group Ltd Announces Appointment of Melody Lyndon-Stanford as Head of Client Engagement, Effective June 2026QBE Insurance Group Ltd. has announced the appointment of Melody Lyndon-Stanford as head of Client Engagement. The appointment is effective June 2026. Melody Lyndon-Stanford will be based in London. Lyndon-Stanford has more than 15 years of insurance experience.お知らせ • Feb 26QBE Insurance Group Ltd Appoints Carles Tondo as Head of Property for AsiaQBE Insurance Group Ltd. has announced the appointment of Carles Tondo as head of property for Asia. In the position, Tondo will work to drive growth of QBE Asia's property business. He will oversee property-related product strategy, pricing, and portfolio management.お知らせ • Feb 20QBE Insurance Group Limited Declares Dividend for the Six Months Ended December 31 , 2025, Payable on April 17, 2026QBE Insurance Group Limited declared Dividend of AUD 0.78000000 for the six months ended December 31, 2025, Payable on 17 April 2026, record date: March 6, 2026, ex date: March 5, 2026.お知らせ • Dec 05Peter Wilson to Step Down from the Board of QBE Insurance Group Limited, Effective December 31, 2025QBE Insurance Group Limited announced that Mr. Peter Wilson will step down from the QBE Group Board effective December 31, 2025, following his decision to pursue an opportunity with another carrier that competes with QBE. Mr. Wilson joined the QBE Group Board as a Non-Executive Director in 2023, bringing more than 40 years’ experience across the insurance sector and deep expertise in the US, UK and Bermuda markets. QBE will shortly commence a process to identify a suitably qualified replacement candidate, ensuring an effective transition and continued focus on strong governance.お知らせ • Nov 17QBE Insurance Group Limited Announces Board ChangesQBE Insurance Group Limited announced that Yasmin Allen AM has been selected to succeed Mike Wilkins AO, as Chair of the Group Board. Ms Allen will commence in the role as Group Chair effective 8 May 2026. Mike Wilkins AO has announced his intention to retire from the board at AGM in May 2026. Ms Allen joined the QBE Group Board in July 2022 as an Independent Non-Executive Director bringing deep commercial and strategic experience as a company director and Chair across a wide range of sectors including insurance, energy, healthcare, and technology. She is currently a non-executive director of Santos Limited and Chair of the Digital Skills Organisation and has held various director and chair roles at regulated entities including Insurance Australia Group and Macquarie Global Infrastructure Funds, among others.お知らせ • Nov 05+ 3 more updatesQBE Insurance Group Limited, Annual General Meeting, May 08, 2026QBE Insurance Group Limited, Annual General Meeting, May 08, 2026.お知らせ • Oct 21QBE Insurance Group Limited Announces the Appointment of Chris Killourhy as Group Chief Financial Officer, Effective 1 January, 2026QBE Insurance Group Limited announced the appointment of Chris Killourhy to the role of Group Chief Financial Officer. Chris joined QBE in 2015 and is an accomplished insurance and finance executive with almost 25 years industry experience. has held a series of senior roles across QBE's global operations including Chief Actuary for QBE Capital (formally Equator Re), Chief Actuary for Australia Pacific, Chief Financial Officer for Australia Pacific, Chief Financial Officer for International and most recently, Managing Director of QBE's reinsurance business QBE Re. Prior to joining QBE, Chris held leadership roles in international insurance and consulting, and worked at the Bermuda Monetary Authority overseeing reinsurer capital models. He is a Fellow of the UK Faculty & Institute of Actuaries. Chris will commence on 1 January, 2026, subject to regulatory approvals, and will be based in Sydney. He will report to Group CEO Andrew Horton, and become a member of the Group Executive Committee.お知らせ • Aug 30QBE Insurance Group Limited Announces Resignation of Inder Singh as Chief Financial OfficerQBE Insurance Group Limited announces that Inder Singh, Chief Financial Officer, has tendered his resignation, having accepted a role of Chief Financial Officer outside the insurance sector. Inder will remain with QBE while undertake a search for a new Chief Financial Officer, ensuring a smooth transition.お知らせ • Apr 02QBE Insurance Group Limited, Annual General Meeting, May 09, 2025QBE Insurance Group Limited, Annual General Meeting, May 09, 2025. Location: wesley conference centre, 220 pitt street, sydney nsw 2000, sydney Australiaお知らせ • Feb 21+ 3 more updatesQBE Insurance Group Limited to Report Q3, 2025 Results on Nov 27, 2025QBE Insurance Group Limited announced that they will report Q3, 2025 results on Nov 27, 2025お知らせ • Feb 08QBE Insurance Group Limited to Report Fiscal Year 2024 Results on Feb 21, 2025QBE Insurance Group Limited announced that they will report fiscal year 2024 results on Feb 21, 2025お知らせ • Oct 30QBE Insurance Group Limited to Report Q1, 2025 Results on May 09, 2025QBE Insurance Group Limited announced that they will report Q1, 2025 results on May 09, 2025Declared Dividend • Aug 12First half dividend of AU$0.24 announcedShareholders will receive a dividend of AU$0.24. Ex-date: 16th August 2024 Payment date: 20th September 2024 Dividend yield will be 5.5%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (43% earnings payout ratio) and cash flows (17% cash payout ratio). The dividend has increased by an average of 4.9% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to remain steady over the next 3 years, which should provide adequate earnings cover for the dividend.Reported Earnings • Aug 11First half 2024 earnings released: EPS: US$0.52 (vs US$0.25 in 1H 2023)First half 2024 results: EPS: US$0.52 (up from US$0.25 in 1H 2023). Revenue: US$10.9b (up 5.9% from 1H 2023). Net income: US$777.0m (up 107% from 1H 2023). Profit margin: 7.2% (up from 3.7% in 1H 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 1.9% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.1%. Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.New Risk • Aug 10New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 1.2% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.お知らせ • Apr 30QBE Insurance Group Limited Appoints Nicola Schroder as Group Head of SustainabilityQBE Insurance Group Limited announced the appointment of a new group head. The firm has appointed Nicola Schroder as its new group head of sustainability. She is to oversee sustainability governance, implement related strategies and deal with human rights and modern slavery initiatives. Schroder has more than two decades of experience in various sectors such as insurance and banking.お知らせ • Mar 22QBE Insurance Group Limited Announces the Retirement of Sir Brian Pomeroy and Jann Skinner as Non-Executive Director, Effective 10 May 2024QBE Insurance Group Limited (QBE) announced the retirement of Non-Executive Directors Sir Brian Pomeroy and Jann Skinner, effective 10 May 2024 at the conclusion of the Company's Annual General Meeting. Sir Brian joined the QBE Group Board as a non-executive director in 2014. He has had a long association with QBE, having previously been a non-executive director on QBE'sEuropean Operations Boards. During his tenure on the Group Board, he chaired the Audit Committee and served as a member of other committees. Ms Skinner also joined the QBE Group Board as a non-executive director in 2014. Similarly, Ms Skinner has also had a long association with QBE, having previously been a non-executive director on QBE's Australia Pacific Boards. During her tenure on the Group Board, she served as Chair of the Audit Committee and the Risk & Capital Committee and as a member of other committees.Recent Insider Transactions • Feb 28Group CEO & Executive Director recently sold €1.1m worth of stockOn the 26th of February, Andrew Horton sold around 109k shares on-market at roughly €10.28 per share. This transaction amounted to 35% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Andrew's only on-market trade for the last 12 months.Upcoming Dividend • Feb 28Upcoming dividend of AU$0.48 per shareEligible shareholders must have bought the stock before 06 March 2024. Payment date: 12 April 2024. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (5.2%). In line with average of industry peers (3.7%).Declared Dividend • Feb 19Final dividend of AU$0.48 announcedShareholders will receive a dividend of AU$0.48. Ex-date: 6th March 2024 Payment date: 12th April 2024 Dividend yield will be 5.8%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (48% earnings payout ratio) and cash flows (45% cash payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 16% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 17+ 1 more updateQBE Insurance Group Limited Provides Earnings Guidance for the Year 2024QBE Insurance Group Limited provided earnings guidance for the year 2024. For the year 2024, the company expects gross written premium of constant currency GWP growth in the mid-single digits.Reported Earnings • Feb 16Full year 2023 earnings released: EPS: US$0.88 (vs US$0.49 in FY 2022)Full year 2023 results: EPS: US$0.88 (up from US$0.49 in FY 2022). Revenue: US$26.1b (up 93% from FY 2022). Net income: US$1.36b (up 88% from FY 2022). Profit margin: 5.2% (down from 5.3% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 12% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 8.0%. Over the last 3 years on average, earnings per share has increased by 101% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.お知らせ • Feb 16+ 1 more updateQBE Insurance Group Limited to Report Q1, 2024 Results on May 10, 2024QBE Insurance Group Limited announced that they will report Q1, 2024 results on May 10, 2024Board Change • Feb 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Penny James was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Dec 06QBE Insurance Group Limited Appoints Penny James as Independent Non-Executive Director, Effective 01 January 2024QBE Insurance Group Limited announced the appointment of Penny James as an Independent Non-Executive Director to the QBE Group Board. Penny brings a wealth of executive expertise in the financial services industry with over 30 years of experience including roles as Chief Financial Officer and then Chief Executive Officer at Direct Line, Group Chief Risk Officer at Prudential, Group Chief Financial Officer at Omega Insurance and Chief Financial Officer for Zurich’s UK General Insurance. Penny has held leadership roles in relation to businesses in General Insurance, Life Assurance, Wealth Management and Asset Management at scale and across US, Asia and Europe. She has deep experience in technology transformation, increasing business agility, capital structuring, financial leadership and risk management. Penny is currently serving as a Co-Chair of the FTSE Women Leaders Review and Senior Independent Director for Hargreaves Lansdown. She has recently been Chair for the FCA Practitioner Panel and Board member for the Association of British Insurers. Penny’s appointment will be effective 1 January 2024.お知らせ • Nov 08QBE Insurance Group Limited Appoints Stephen Ferguson as DirectorQBE Insurance Group Limited announced that the appointment of Stephen Ferguson as director with effect from November 1, 2023.お知らせ • Nov 01+ 1 more updateQBE Insurance Group Limited, Annual General Meeting, May 10, 2024QBE Insurance Group Limited, Annual General Meeting, May 10, 2024.お知らせ • Oct 06QBE Insurance Group Limited Appoints Steve Ferguson as an Independent Non-Executive Director, Effective 1 November 2023QBE Insurance Group Limited announced the appointment of Steve Ferguson as an Independent Non-Executive Director to the QBE Group Board. Steve is an accomplished financial services executive and business leader with over 30 years of experience including serving as a Financial Services Leadership partner at Ernst and Young (EY) for more than 15 years, where he was also the signing Audit Partner for numerous top 50 ASX Listed companies. More recently, Steve has held Board level positions across the commercial, government and not-for-profit sectors for the past 6 years. Steve is currently serving as a Non-Executive Director for Bank Australia Ltd, GenRe Australia, GenRe Life Australia, and for Parkinson's Australia. He is also an external member of the UNSW Sydney Audit Committee and Risk Committee and part-time CFO for BackTrack Youth Works. Steve's appointment will be effective 1 November 2023, subject to satisfactory completion of relevant regulatory approvals.お知らせ • Sep 01QBE Insurance Group Limited Appoints Peter Wilson as Director, Date of Appointment 1 September 2023QBE Insurance Group Limited announced appointment of Peter Wilson as director, Date of appointment 1 September 2023.お知らせ • Aug 22QBE Insurance Group Limited Announces Management Changes for North AmericaQBE Insurance Group Limited announced a change to the leadership of the North America division. After nearly four years with QBE, CEO North America, Mr. Todd Jones, has decided that now is the right time to leave the company. Julie Wood has been appointed to the role of Interim CEO North America as it undertake a search process to fill the role on a permanent basis. Julie joined the company in January 2023 as Group Head of Distribution. She was previously at Marsh as their South East Partnership & Zonal leader, and member of the US Executive Committee. Previously, she had the position of Zonal Casualty Leader at Marsh in Atlanta. Julie has also held several senior executive roles at Zurich for 15 years and is US based. Todd will leave the company at the end of August and work with Julie to ensure a smooth transition.Reported Earnings • Aug 11First half 2023 earnings released: EPS: US$0.25 (vs US$0.016 in 1H 2022)First half 2023 results: EPS: US$0.25 (up from US$0.016 in 1H 2022). Revenue: US$12.2b (up 19% from 1H 2022). Net income: US$375.0m (up US$352.0m from 1H 2022). Profit margin: 3.1% (up from 0.2% in 1H 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.7% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 109% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.お知らせ • Aug 10QBE Insurance Group Limited to Report Q3, 2023 Results on Nov 27, 2023QBE Insurance Group Limited announced that they will report Q3, 2023 results on Nov 27, 2023お知らせ • Jul 14QBE Insurance Group Limited Announces Appointment of Peter Wilson as Non-Executive Director to the Group BoardQBE Insurance Group Limited announced the appointment of Mr. Peter Wilson as a Non-Executive Director to the Group Board. Mr. Wilson is an accomplished insurance executive and business leader with over 40 years' experience. He served as Chief Executive Officer of Axis Insurance from 2013 to 2022 and prior to that was President of U.S. Insurance. Mr. Wilson was with CNA Insurance for more than 20 years, including as President and Chief Operating Officer for CNA Specialty. He also served as Executive Vice President at AIG, where he managed the commercial public D&O business in the U.S. Subject to the satisfactory completion of relevant regulatory approvals, Mr. Wilson's appointment will take effect from 1 September, 2023.Recent Insider Transactions • Mar 01Group CEO & Executive Director recently sold €274k worth of stockOn the 23rd of February, Andrew Horton sold around 29k shares on-market at roughly €9.63 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Andrew's only on-market trade for the last 12 months.Upcoming Dividend • Feb 27Upcoming dividend of AU$0.30 per share at 2.5% yieldEligible shareholders must have bought the stock before 06 March 2023. Payment date: 14 April 2023. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).お知らせ • Feb 18QBE Insurance Group Limited Declares Final Dividend for the Six Months Ended December 31, 2022, Payable on April 14, 2023QBE Insurance Group Limited's Board has declared a final dividend of 30 Australian cents per share for the six months ended December 31, 2022, compared with the fiscal year 2021 final dividend of 19 Australian cents per share. The combined interim and final dividend of 39 Australian cents per share equates to a total dividend payout ratio of 48% of adjusted cash profit, and reflects the current strength of the Group's capital position and continued positive outlook for growth. Ex date is March 6, 2023. Record Date is March 7, 2023. Payment Date is April 14, 2023.Reported Earnings • Feb 18Full year 2022 earnings released: EPS: US$0.49 (vs US$0.47 in FY 2021)Full year 2022 results: EPS: US$0.49 (up from US$0.47 in FY 2021). Revenue: US$13.6b (flat on FY 2021). Net income: US$720.0m (up 2.9% from FY 2021). Profit margin: 5.3% (up from 5.2% in FY 2021). Combined ratio: 85.7% (down from 91.5% in FY 2021). Revenue is forecast to grow 6.4% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.お知らせ • Jan 27QBE Insurance Group Limited Announces Executive ChangesQBE Insurance Group Limited has restructured its trade credit senior leadership in Europe with promotions in the team, following the impending retirement of Ian Bocca at the end of March. Seb Rice has been appointed to the role of Commercial Head, Trade Credit. He was previously leading the New Business Underwriting team, Trade Credit for QBE in Europe, having joined QBE in 2013. In his new role, Seb will lead the new business and retention strategy for Trade Credit as part of an ongoing growth focus for the portfolio. In addition, Dave Murray has been appointed to Head of New Business for Trade Credit and Jamie Calder has been appointed to Head of Risk Underwriting. Jamie was previously jointly responsible with Dave Murray for the Risk Underwriting team having joined QBE in 2015. In his new role, he will head up the trade credit risk underwriting team, responsible for credit risk appetite and strategy in supporting customers during a further period of economic instability. Dave Murray will have responsibility for new business generation, working closely with brokers to consider new opportunities for Trade Credit and has been with QBE since 2015.Board Change • Nov 16High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 3 experienced directors. 2 highly experienced directors. Independent Non-Executive Director Brian Pomeroy is the most experienced director on the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.お知らせ • Nov 08+ 1 more updateQBE Insurance Group Limited to Report First Half, 2023 Final Results on Aug 10, 2023QBE Insurance Group Limited announced that they will report first half, 2023 final results on Aug 10, 2023Recent Insider Transactions • Aug 25Independent Non-Executive Director recently bought €150k worth of stockOn the 17th of August, Yasmin Allen bought around 18k shares on-market at roughly €8.17 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €449k more in shares than they have sold in the last 12 months.Reported Earnings • Aug 12First half 2022 earnings released: EPS: US$0.085 (vs US$0.28 in 1H 2021)First half 2022 results: EPS: US$0.085 (down from US$0.28 in 1H 2021). Revenue: US$5.95b (down 10% from 1H 2021). Net income: US$126.0m (down 70% from 1H 2021). Profit margin: 2.1% (down from 6.3% in 1H 2021). The decrease in margin was driven by lower revenue. Over the next year, revenue is forecast to grow 19%, compared to a 26% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 5% per year and the company’s share price has also increased by 5% per year.Board Change • May 07High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Group CEO & Executive Director Andrew Horton was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Mar 22Independent Chairman recently bought €51k worth of stockOn the 15th of March, Michael Wilkins bought around 7k shares on-market at roughly €7.26 per share. This was the largest purchase by an insider in the last 3 months. Michael has been a buyer over the last 12 months, purchasing a net total of €85k worth in shares.Upcoming Dividend • Feb 28Upcoming dividend of AU$0.19 per shareEligible shareholders must have bought the stock before 07 March 2022. Payment date: 12 April 2022. Payout ratio is a comfortable 46% and this is well supported by cash flows. Trailing yield: 3.2%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (4.1%).Reported Earnings • Feb 18Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$0.47 (up from US$1.09 loss in FY 2020). Revenue: US$13.6b (up 13% from FY 2020). Net income: US$750.0m (up US$2.29b from FY 2020). Profit margin: 5.5% (up from net loss in FY 2020). The move to profitability was primarily driven by higher revenue. Revenue exceeded analyst estimates by 2.9%. Over the next year, revenue is forecast to grow 4.5%, compared to a 15% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 50% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.Board Change • Nov 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Group CEO & Executive Director Andrew Horton was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Oct 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Group CEO & Executive Director Andrew Horton was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Sep 14High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non-Executive Director of QBE Australia Pacific Board Melanie Victoria Willis was the last director to join the board, commencing their role in 2020. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Executive Departure • Aug 04Interim Managing Director of Australia Francis Costigan has left the companyOn the 30th of July, Francis Costigan's tenure as Interim Managing Director of Australia ended. We don't have any record of a personal shareholding under Francis' name. A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 4.08 years.Is New 90 Day High Low • Feb 02New 90-day low: €5.05The company is down 1.0% from its price of €5.10 on 04 November 2020. The German market is up 16% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €9.31 per share.Is New 90 Day High Low • Oct 21New 90-day low: €5.05The company is down 17% from its price of €6.05 on 22 July 2020. The German market is down 1.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 14% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.31 per share.Is New 90 Day High Low • Sep 25New 90-day low: €5.20The company is down 4.0% from its price of €5.40 on 26 June 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Insurance industry, which is down 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.37 per share.業績と収益の成長予測DB:QBE - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202821,9152,1402,2842,032612/31/202720,9782,0912,1962,096612/31/202620,0592,0632,0761,572612/31/202518,7112,1324,0884,223N/A9/30/202518,7112,0413,5333,671N/A6/30/202523,1721,9492,9783,119N/A3/31/202522,9401,8392,7012,847N/A12/31/202418,2451,7292,4232,575N/A9/30/202421,4051,7182,9463,102N/A6/30/202424,5651,7073,4693,628N/A3/31/202423,1221,5062,4022,566N/A12/31/202321,6781,3051,3351,503N/A9/30/202319,8021,0971,3541,521N/A6/30/202317,9268891,3731,539N/A3/31/202318,5847132,0212,186N/A12/31/202219,2425372,6682,833N/A9/30/202217,7154222,4332,589N/A6/30/202216,1883072,1982,345N/A3/31/202214,8595042,4162,550N/A12/31/202113,5307002,6342,754N/A9/30/202113,3391432,3412,450N/A6/30/202113,147-4142,0472,146N/A3/31/202112,541-9781,5851,690N/A12/31/202011,934-1,5421,1231,234N/A6/30/202011,621-6201,4301,544N/A3/31/202012,133-241,5481,662N/A12/31/201912,6455711,6651,779N/A6/30/201912,700676N/A844N/A3/31/201912,443622N/A201N/A12/31/201812,186567N/A-443N/A6/30/201811,912-1,197N/A-600N/A3/31/201812,020-1,204N/A-214N/A12/31/201712,128-1,212N/A172N/A9/30/201712,153-152N/A57N/A6/30/201711,809934N/A-59N/A3/31/201711,748889N/A250N/A12/31/201611,687844N/A559N/A9/30/201612,046654N/A450N/A6/30/201612,404464N/A341N/A3/31/201612,702576N/A163N/A12/31/201512,999687N/A-16N/A9/30/201513,569763N/A4N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: QBEの予測収益成長率 (年間0.6% ) は 貯蓄率 ( 1.9% ) を下回っています。収益対市場: QBEの収益 ( 0.6% ) German市場 ( 16.9% ) よりも低い成長が予測されています。高成長収益: QBEの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: QBEの収益 ( 4.5% ) German市場 ( 6.6% ) よりも低い成長が予測されています。高い収益成長: QBEの収益 ( 4.5% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: QBEの 自己資本利益率 は、3年後には低くなると予測されています ( 15.3 %)。成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/15 14:37終値2026/07/15 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋QBE Insurance Group Limited 9 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。19 アナリスト機関Andrew AdamsBarrenjoey Markets Pty LimitedMarcus BarnardBell PotterFreya KongBofA Global Research16 その他のアナリストを表示
お知らせ • Feb 17+ 1 more updateQBE Insurance Group Limited Provides Earnings Guidance for the Year 2024QBE Insurance Group Limited provided earnings guidance for the year 2024. For the year 2024, the company expects gross written premium of constant currency GWP growth in the mid-single digits.
お知らせ • Jul 14QBE Insurance Group Ltd Announces Promotion of Queralt Vila to Head of Distribution for EuropeQBE Insurance Group Ltd. had promoted Queralt Vila to head of Distribution for Europe. In the role, the executive will lead the business and drive regional growth. In her new role, Vila took over from Maths Stanser, who was retiring this summer. Vila was based in Barcelona and had been with QBE for 14 years.
お知らせ • Jul 08Sue Houghton Plans to Retire as CEO Australia Pacific of QBE Insurance Group LimitedQBE Insurance Group Limited announced that Sue Houghton, Chief Executive Officer, Australia Pacific, had advised of her intention to retire from QBE at the end of 2026, following more than five years with the Group and a distinguished career spanning more than 35 years in the financial services industry. Since joining QBE, Sue Houghton played a significant role in strengthening the business, driving improvements in performance, capability, culture and customer outcomes. She also led a substantial modernisation agenda and helped position the business for long-term success in a rapidly evolving market environment. Sue Houghton will remain in role and continue to lead the business while QBE undertakes a search for her successor.
New Risk • Jul 02New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 1.0% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
お知らせ • Jun 25QBE Insurance Group Limited Announces Appointment of Callum O'brien as Head of PI in AsiaQBE Insurance Group Ltd. has announced a new appointment for Protection and Indemnity (PI), Asia. The Australian insurance firm has appointed Callum O'Brien as head of PI in Asia. The appointment is expected to expand the firm's marine insurance operations. The new executive will be based in Singapore.
お知らせ • Jun 11QBE Insurance Group Limited Announces Appointment of Christopher Harris as Independent Non-Executive Director, Effective July 6, 2026QBE Insurance Group Limited announced the appointment of Christopher Harris as an independent non-executive director to the QBE Group Board, effective July 6, 2026, subject to regulatory approvals. Christopher Harris is currently Chair of QBE Capital, a position he has held since May 9, 2025, and has played a key role in facilitating a highly effective Board. Christopher currently serves as CEO and board member for Monarch Point Re, a private specialty reinsurer. Previously, he spent more than 13 years at Montpelier Re in C-Suite positions as Chief Actuary, Chief Risk Officer and Chief Underwriting Officer, before being appointed CEO in 2008. Christopher sits on the board of Catalina Holdings. Additionally, he is a Board Leadership Fellow of the National Association of Corporate Directors.
お知らせ • Jun 05QBE Insurance Group Limited Announces Appointment of Andy Tsui as Corporate Underwriting Head for Hong Kong, Macau, Effective June 1, 2026QBE Insurance Group Limited had appointed Andy Tsui as corporate underwriting head for Hong Kong, Macau. The executive will also lead the insurer's People Risk proposition across Asia. The appointment was effective from June 1, 2026. Tsui will report to Lei Yu, chief executive officer for North Asia at QBE. Tsui is expected to hold local underwriting authority across all corporate product lines. He has more than 23 years of experience in the insurance industry.
お知らせ • Mar 30Qbe Insurance Group Limited Announces Kathy Lisson to Step Down from the Board of Directors, Effective May 8, 2026QBE Insurance Group Limited announced that Kathy Lisson will step down from the QBE Group Board at the completion of the Annual General Meeting (AGM) on May 8, 2026, following her decision to retire. Ms. Lisson has a long history with QBE, having joined the QBE Group Board as a Non-Executive Director in 2016, and up until 2011, was Chief Operating Officer for the QBE European Operations. QBE regularly reviews the composition of its Board, with a focus on maintaining appropriate skills, experience and strong governance and is currently undertaking a search for a suitable replacement.
お知らせ • Mar 10QBE Insurance Group Ltd Announces Appointment of Melody Lyndon-Stanford as Head of Client Engagement, Effective June 2026QBE Insurance Group Ltd. has announced the appointment of Melody Lyndon-Stanford as head of Client Engagement. The appointment is effective June 2026. Melody Lyndon-Stanford will be based in London. Lyndon-Stanford has more than 15 years of insurance experience.
お知らせ • Feb 26QBE Insurance Group Ltd Appoints Carles Tondo as Head of Property for AsiaQBE Insurance Group Ltd. has announced the appointment of Carles Tondo as head of property for Asia. In the position, Tondo will work to drive growth of QBE Asia's property business. He will oversee property-related product strategy, pricing, and portfolio management.
お知らせ • Feb 20QBE Insurance Group Limited Declares Dividend for the Six Months Ended December 31 , 2025, Payable on April 17, 2026QBE Insurance Group Limited declared Dividend of AUD 0.78000000 for the six months ended December 31, 2025, Payable on 17 April 2026, record date: March 6, 2026, ex date: March 5, 2026.
お知らせ • Dec 05Peter Wilson to Step Down from the Board of QBE Insurance Group Limited, Effective December 31, 2025QBE Insurance Group Limited announced that Mr. Peter Wilson will step down from the QBE Group Board effective December 31, 2025, following his decision to pursue an opportunity with another carrier that competes with QBE. Mr. Wilson joined the QBE Group Board as a Non-Executive Director in 2023, bringing more than 40 years’ experience across the insurance sector and deep expertise in the US, UK and Bermuda markets. QBE will shortly commence a process to identify a suitably qualified replacement candidate, ensuring an effective transition and continued focus on strong governance.
お知らせ • Nov 17QBE Insurance Group Limited Announces Board ChangesQBE Insurance Group Limited announced that Yasmin Allen AM has been selected to succeed Mike Wilkins AO, as Chair of the Group Board. Ms Allen will commence in the role as Group Chair effective 8 May 2026. Mike Wilkins AO has announced his intention to retire from the board at AGM in May 2026. Ms Allen joined the QBE Group Board in July 2022 as an Independent Non-Executive Director bringing deep commercial and strategic experience as a company director and Chair across a wide range of sectors including insurance, energy, healthcare, and technology. She is currently a non-executive director of Santos Limited and Chair of the Digital Skills Organisation and has held various director and chair roles at regulated entities including Insurance Australia Group and Macquarie Global Infrastructure Funds, among others.
お知らせ • Nov 05+ 3 more updatesQBE Insurance Group Limited, Annual General Meeting, May 08, 2026QBE Insurance Group Limited, Annual General Meeting, May 08, 2026.
お知らせ • Oct 21QBE Insurance Group Limited Announces the Appointment of Chris Killourhy as Group Chief Financial Officer, Effective 1 January, 2026QBE Insurance Group Limited announced the appointment of Chris Killourhy to the role of Group Chief Financial Officer. Chris joined QBE in 2015 and is an accomplished insurance and finance executive with almost 25 years industry experience. has held a series of senior roles across QBE's global operations including Chief Actuary for QBE Capital (formally Equator Re), Chief Actuary for Australia Pacific, Chief Financial Officer for Australia Pacific, Chief Financial Officer for International and most recently, Managing Director of QBE's reinsurance business QBE Re. Prior to joining QBE, Chris held leadership roles in international insurance and consulting, and worked at the Bermuda Monetary Authority overseeing reinsurer capital models. He is a Fellow of the UK Faculty & Institute of Actuaries. Chris will commence on 1 January, 2026, subject to regulatory approvals, and will be based in Sydney. He will report to Group CEO Andrew Horton, and become a member of the Group Executive Committee.
お知らせ • Aug 30QBE Insurance Group Limited Announces Resignation of Inder Singh as Chief Financial OfficerQBE Insurance Group Limited announces that Inder Singh, Chief Financial Officer, has tendered his resignation, having accepted a role of Chief Financial Officer outside the insurance sector. Inder will remain with QBE while undertake a search for a new Chief Financial Officer, ensuring a smooth transition.
お知らせ • Apr 02QBE Insurance Group Limited, Annual General Meeting, May 09, 2025QBE Insurance Group Limited, Annual General Meeting, May 09, 2025. Location: wesley conference centre, 220 pitt street, sydney nsw 2000, sydney Australia
お知らせ • Feb 21+ 3 more updatesQBE Insurance Group Limited to Report Q3, 2025 Results on Nov 27, 2025QBE Insurance Group Limited announced that they will report Q3, 2025 results on Nov 27, 2025
お知らせ • Feb 08QBE Insurance Group Limited to Report Fiscal Year 2024 Results on Feb 21, 2025QBE Insurance Group Limited announced that they will report fiscal year 2024 results on Feb 21, 2025
お知らせ • Oct 30QBE Insurance Group Limited to Report Q1, 2025 Results on May 09, 2025QBE Insurance Group Limited announced that they will report Q1, 2025 results on May 09, 2025
Declared Dividend • Aug 12First half dividend of AU$0.24 announcedShareholders will receive a dividend of AU$0.24. Ex-date: 16th August 2024 Payment date: 20th September 2024 Dividend yield will be 5.5%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (43% earnings payout ratio) and cash flows (17% cash payout ratio). The dividend has increased by an average of 4.9% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to remain steady over the next 3 years, which should provide adequate earnings cover for the dividend.
Reported Earnings • Aug 11First half 2024 earnings released: EPS: US$0.52 (vs US$0.25 in 1H 2023)First half 2024 results: EPS: US$0.52 (up from US$0.25 in 1H 2023). Revenue: US$10.9b (up 5.9% from 1H 2023). Net income: US$777.0m (up 107% from 1H 2023). Profit margin: 7.2% (up from 3.7% in 1H 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 1.9% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.1%. Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
New Risk • Aug 10New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 1.2% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
お知らせ • Apr 30QBE Insurance Group Limited Appoints Nicola Schroder as Group Head of SustainabilityQBE Insurance Group Limited announced the appointment of a new group head. The firm has appointed Nicola Schroder as its new group head of sustainability. She is to oversee sustainability governance, implement related strategies and deal with human rights and modern slavery initiatives. Schroder has more than two decades of experience in various sectors such as insurance and banking.
お知らせ • Mar 22QBE Insurance Group Limited Announces the Retirement of Sir Brian Pomeroy and Jann Skinner as Non-Executive Director, Effective 10 May 2024QBE Insurance Group Limited (QBE) announced the retirement of Non-Executive Directors Sir Brian Pomeroy and Jann Skinner, effective 10 May 2024 at the conclusion of the Company's Annual General Meeting. Sir Brian joined the QBE Group Board as a non-executive director in 2014. He has had a long association with QBE, having previously been a non-executive director on QBE'sEuropean Operations Boards. During his tenure on the Group Board, he chaired the Audit Committee and served as a member of other committees. Ms Skinner also joined the QBE Group Board as a non-executive director in 2014. Similarly, Ms Skinner has also had a long association with QBE, having previously been a non-executive director on QBE's Australia Pacific Boards. During her tenure on the Group Board, she served as Chair of the Audit Committee and the Risk & Capital Committee and as a member of other committees.
Recent Insider Transactions • Feb 28Group CEO & Executive Director recently sold €1.1m worth of stockOn the 26th of February, Andrew Horton sold around 109k shares on-market at roughly €10.28 per share. This transaction amounted to 35% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Andrew's only on-market trade for the last 12 months.
Upcoming Dividend • Feb 28Upcoming dividend of AU$0.48 per shareEligible shareholders must have bought the stock before 06 March 2024. Payment date: 12 April 2024. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (5.2%). In line with average of industry peers (3.7%).
Declared Dividend • Feb 19Final dividend of AU$0.48 announcedShareholders will receive a dividend of AU$0.48. Ex-date: 6th March 2024 Payment date: 12th April 2024 Dividend yield will be 5.8%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (48% earnings payout ratio) and cash flows (45% cash payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 16% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 17+ 1 more updateQBE Insurance Group Limited Provides Earnings Guidance for the Year 2024QBE Insurance Group Limited provided earnings guidance for the year 2024. For the year 2024, the company expects gross written premium of constant currency GWP growth in the mid-single digits.
Reported Earnings • Feb 16Full year 2023 earnings released: EPS: US$0.88 (vs US$0.49 in FY 2022)Full year 2023 results: EPS: US$0.88 (up from US$0.49 in FY 2022). Revenue: US$26.1b (up 93% from FY 2022). Net income: US$1.36b (up 88% from FY 2022). Profit margin: 5.2% (down from 5.3% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 12% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 8.0%. Over the last 3 years on average, earnings per share has increased by 101% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.
お知らせ • Feb 16+ 1 more updateQBE Insurance Group Limited to Report Q1, 2024 Results on May 10, 2024QBE Insurance Group Limited announced that they will report Q1, 2024 results on May 10, 2024
Board Change • Feb 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Penny James was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Dec 06QBE Insurance Group Limited Appoints Penny James as Independent Non-Executive Director, Effective 01 January 2024QBE Insurance Group Limited announced the appointment of Penny James as an Independent Non-Executive Director to the QBE Group Board. Penny brings a wealth of executive expertise in the financial services industry with over 30 years of experience including roles as Chief Financial Officer and then Chief Executive Officer at Direct Line, Group Chief Risk Officer at Prudential, Group Chief Financial Officer at Omega Insurance and Chief Financial Officer for Zurich’s UK General Insurance. Penny has held leadership roles in relation to businesses in General Insurance, Life Assurance, Wealth Management and Asset Management at scale and across US, Asia and Europe. She has deep experience in technology transformation, increasing business agility, capital structuring, financial leadership and risk management. Penny is currently serving as a Co-Chair of the FTSE Women Leaders Review and Senior Independent Director for Hargreaves Lansdown. She has recently been Chair for the FCA Practitioner Panel and Board member for the Association of British Insurers. Penny’s appointment will be effective 1 January 2024.
お知らせ • Nov 08QBE Insurance Group Limited Appoints Stephen Ferguson as DirectorQBE Insurance Group Limited announced that the appointment of Stephen Ferguson as director with effect from November 1, 2023.
お知らせ • Nov 01+ 1 more updateQBE Insurance Group Limited, Annual General Meeting, May 10, 2024QBE Insurance Group Limited, Annual General Meeting, May 10, 2024.
お知らせ • Oct 06QBE Insurance Group Limited Appoints Steve Ferguson as an Independent Non-Executive Director, Effective 1 November 2023QBE Insurance Group Limited announced the appointment of Steve Ferguson as an Independent Non-Executive Director to the QBE Group Board. Steve is an accomplished financial services executive and business leader with over 30 years of experience including serving as a Financial Services Leadership partner at Ernst and Young (EY) for more than 15 years, where he was also the signing Audit Partner for numerous top 50 ASX Listed companies. More recently, Steve has held Board level positions across the commercial, government and not-for-profit sectors for the past 6 years. Steve is currently serving as a Non-Executive Director for Bank Australia Ltd, GenRe Australia, GenRe Life Australia, and for Parkinson's Australia. He is also an external member of the UNSW Sydney Audit Committee and Risk Committee and part-time CFO for BackTrack Youth Works. Steve's appointment will be effective 1 November 2023, subject to satisfactory completion of relevant regulatory approvals.
お知らせ • Sep 01QBE Insurance Group Limited Appoints Peter Wilson as Director, Date of Appointment 1 September 2023QBE Insurance Group Limited announced appointment of Peter Wilson as director, Date of appointment 1 September 2023.
お知らせ • Aug 22QBE Insurance Group Limited Announces Management Changes for North AmericaQBE Insurance Group Limited announced a change to the leadership of the North America division. After nearly four years with QBE, CEO North America, Mr. Todd Jones, has decided that now is the right time to leave the company. Julie Wood has been appointed to the role of Interim CEO North America as it undertake a search process to fill the role on a permanent basis. Julie joined the company in January 2023 as Group Head of Distribution. She was previously at Marsh as their South East Partnership & Zonal leader, and member of the US Executive Committee. Previously, she had the position of Zonal Casualty Leader at Marsh in Atlanta. Julie has also held several senior executive roles at Zurich for 15 years and is US based. Todd will leave the company at the end of August and work with Julie to ensure a smooth transition.
Reported Earnings • Aug 11First half 2023 earnings released: EPS: US$0.25 (vs US$0.016 in 1H 2022)First half 2023 results: EPS: US$0.25 (up from US$0.016 in 1H 2022). Revenue: US$12.2b (up 19% from 1H 2022). Net income: US$375.0m (up US$352.0m from 1H 2022). Profit margin: 3.1% (up from 0.2% in 1H 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.7% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 109% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
お知らせ • Aug 10QBE Insurance Group Limited to Report Q3, 2023 Results on Nov 27, 2023QBE Insurance Group Limited announced that they will report Q3, 2023 results on Nov 27, 2023
お知らせ • Jul 14QBE Insurance Group Limited Announces Appointment of Peter Wilson as Non-Executive Director to the Group BoardQBE Insurance Group Limited announced the appointment of Mr. Peter Wilson as a Non-Executive Director to the Group Board. Mr. Wilson is an accomplished insurance executive and business leader with over 40 years' experience. He served as Chief Executive Officer of Axis Insurance from 2013 to 2022 and prior to that was President of U.S. Insurance. Mr. Wilson was with CNA Insurance for more than 20 years, including as President and Chief Operating Officer for CNA Specialty. He also served as Executive Vice President at AIG, where he managed the commercial public D&O business in the U.S. Subject to the satisfactory completion of relevant regulatory approvals, Mr. Wilson's appointment will take effect from 1 September, 2023.
Recent Insider Transactions • Mar 01Group CEO & Executive Director recently sold €274k worth of stockOn the 23rd of February, Andrew Horton sold around 29k shares on-market at roughly €9.63 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Andrew's only on-market trade for the last 12 months.
Upcoming Dividend • Feb 27Upcoming dividend of AU$0.30 per share at 2.5% yieldEligible shareholders must have bought the stock before 06 March 2023. Payment date: 14 April 2023. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).
お知らせ • Feb 18QBE Insurance Group Limited Declares Final Dividend for the Six Months Ended December 31, 2022, Payable on April 14, 2023QBE Insurance Group Limited's Board has declared a final dividend of 30 Australian cents per share for the six months ended December 31, 2022, compared with the fiscal year 2021 final dividend of 19 Australian cents per share. The combined interim and final dividend of 39 Australian cents per share equates to a total dividend payout ratio of 48% of adjusted cash profit, and reflects the current strength of the Group's capital position and continued positive outlook for growth. Ex date is March 6, 2023. Record Date is March 7, 2023. Payment Date is April 14, 2023.
Reported Earnings • Feb 18Full year 2022 earnings released: EPS: US$0.49 (vs US$0.47 in FY 2021)Full year 2022 results: EPS: US$0.49 (up from US$0.47 in FY 2021). Revenue: US$13.6b (flat on FY 2021). Net income: US$720.0m (up 2.9% from FY 2021). Profit margin: 5.3% (up from 5.2% in FY 2021). Combined ratio: 85.7% (down from 91.5% in FY 2021). Revenue is forecast to grow 6.4% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
お知らせ • Jan 27QBE Insurance Group Limited Announces Executive ChangesQBE Insurance Group Limited has restructured its trade credit senior leadership in Europe with promotions in the team, following the impending retirement of Ian Bocca at the end of March. Seb Rice has been appointed to the role of Commercial Head, Trade Credit. He was previously leading the New Business Underwriting team, Trade Credit for QBE in Europe, having joined QBE in 2013. In his new role, Seb will lead the new business and retention strategy for Trade Credit as part of an ongoing growth focus for the portfolio. In addition, Dave Murray has been appointed to Head of New Business for Trade Credit and Jamie Calder has been appointed to Head of Risk Underwriting. Jamie was previously jointly responsible with Dave Murray for the Risk Underwriting team having joined QBE in 2015. In his new role, he will head up the trade credit risk underwriting team, responsible for credit risk appetite and strategy in supporting customers during a further period of economic instability. Dave Murray will have responsibility for new business generation, working closely with brokers to consider new opportunities for Trade Credit and has been with QBE since 2015.
Board Change • Nov 16High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 3 experienced directors. 2 highly experienced directors. Independent Non-Executive Director Brian Pomeroy is the most experienced director on the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
お知らせ • Nov 08+ 1 more updateQBE Insurance Group Limited to Report First Half, 2023 Final Results on Aug 10, 2023QBE Insurance Group Limited announced that they will report first half, 2023 final results on Aug 10, 2023
Recent Insider Transactions • Aug 25Independent Non-Executive Director recently bought €150k worth of stockOn the 17th of August, Yasmin Allen bought around 18k shares on-market at roughly €8.17 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €449k more in shares than they have sold in the last 12 months.
Reported Earnings • Aug 12First half 2022 earnings released: EPS: US$0.085 (vs US$0.28 in 1H 2021)First half 2022 results: EPS: US$0.085 (down from US$0.28 in 1H 2021). Revenue: US$5.95b (down 10% from 1H 2021). Net income: US$126.0m (down 70% from 1H 2021). Profit margin: 2.1% (down from 6.3% in 1H 2021). The decrease in margin was driven by lower revenue. Over the next year, revenue is forecast to grow 19%, compared to a 26% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 5% per year and the company’s share price has also increased by 5% per year.
Board Change • May 07High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Group CEO & Executive Director Andrew Horton was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Mar 22Independent Chairman recently bought €51k worth of stockOn the 15th of March, Michael Wilkins bought around 7k shares on-market at roughly €7.26 per share. This was the largest purchase by an insider in the last 3 months. Michael has been a buyer over the last 12 months, purchasing a net total of €85k worth in shares.
Upcoming Dividend • Feb 28Upcoming dividend of AU$0.19 per shareEligible shareholders must have bought the stock before 07 March 2022. Payment date: 12 April 2022. Payout ratio is a comfortable 46% and this is well supported by cash flows. Trailing yield: 3.2%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (4.1%).
Reported Earnings • Feb 18Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$0.47 (up from US$1.09 loss in FY 2020). Revenue: US$13.6b (up 13% from FY 2020). Net income: US$750.0m (up US$2.29b from FY 2020). Profit margin: 5.5% (up from net loss in FY 2020). The move to profitability was primarily driven by higher revenue. Revenue exceeded analyst estimates by 2.9%. Over the next year, revenue is forecast to grow 4.5%, compared to a 15% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 50% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
Board Change • Nov 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Group CEO & Executive Director Andrew Horton was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Oct 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Group CEO & Executive Director Andrew Horton was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Sep 14High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Non-Executive Director of QBE Australia Pacific Board Melanie Victoria Willis was the last director to join the board, commencing their role in 2020. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Executive Departure • Aug 04Interim Managing Director of Australia Francis Costigan has left the companyOn the 30th of July, Francis Costigan's tenure as Interim Managing Director of Australia ended. We don't have any record of a personal shareholding under Francis' name. A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 4.08 years.
Is New 90 Day High Low • Feb 02New 90-day low: €5.05The company is down 1.0% from its price of €5.10 on 04 November 2020. The German market is up 16% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €9.31 per share.
Is New 90 Day High Low • Oct 21New 90-day low: €5.05The company is down 17% from its price of €6.05 on 22 July 2020. The German market is down 1.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 14% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.31 per share.
Is New 90 Day High Low • Sep 25New 90-day low: €5.20The company is down 4.0% from its price of €5.40 on 26 June 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Insurance industry, which is down 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.37 per share.