Protector Forsikring（PR4）株式概要Protector Forsikring ASAは損害保険会社として、商業部門、公共部門、アフィニティ・スキームに直接損害保険と再保険を提供している。 詳細PR4 ファンダメンタル分析スノーフレーク・スコア評価3/6将来の成長3/6過去の実績3/6財務の健全性6/6配当金4/6報酬当社が推定した公正価値より41.7%で取引されている 収益は年間7.93%増加すると予測されています 過去5年間の収益は年間13.3%増加しました。 アナリストらは、株価が24.9%上昇するだろうとほぼ一致している。 リスク分析不安定な配当実績 すべてのリスクチェックを見るPR4 Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€43.1417.0% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-366m22b2016201920222025202620282031Revenue NOK 22.5bEarnings NOK 3.2bAdvancedSet Fair ValueView all narrativesProtector Forsikring ASA 競合他社NÜRNBERGER Beteiligungs-AGSymbol: XTRA:NBG6Market cap: €1.4bTalanxSymbol: XTRA:TLXMarket cap: €27.7bRheinLand HoldingSymbol: DUSE:RLVMarket cap: €127.5mAllianzSymbol: XTRA:ALVMarket cap: €145.8b価格と性能株価の高値、安値、推移の概要Protector Forsikring過去の株価現在の株価NOK 43.1452週高値NOK 47.9552週安値NOK 34.35ベータ0.381ヶ月の変化-0.46%3ヶ月変化-3.27%1年変化20.33%3年間の変化198.34%5年間の変化389.12%IPOからの変化759.36%最新ニュースお知らせ • May 20Protector Forsikring ASA (OB:PROT) commences an Equity Buyback Plan for 8,250,000 shares, representing 10.01% of its issued share capital, under the authorization approved on April 9, 2026.Protector Forsikring ASA (OB:PROT) commences share repurchases on May 7, 2026, under the program mandated by the shareholders in the Annual General Meeting held on April 9, 2026. As per the mandate, the company is authorized to repurchase up to 8,250,000 shares, representing 10% of its issued share capital. The shares will be repurchased at a price of not be less than NOK 1 and not more than NOK 750. The repurchased shares can be used for cancellation or be sold. The purpose of the program is to allow the Board to optimize the company’s capital structure. The program will be valid till the next Annual General Meeting in 2027, or June 30, 2027. As of March 18, 2026, the company had 82,500,000 shares in issue of which 65,173 shares are held in treasury. On May 6, 2026, the company announced a share repurchase program. Under the program, the company will repurchase 120,000 own shares for a maximum amount of NOK 60 million. The purpose of the repurchase program is to fulfil obligations arising as a result of the Company's bonus program for senior executives and key personnel as well as the company's share purchase program for all employees. The program is valid till continue until May 27, 2026.お知らせ • May 06Trimco Group (UK) Limited proposed to acquire Nilörngruppen AB (publ) (OM:NIL B) from AB Traction (OM:TRAC B), Protector Forsikring ASA (OB:PROT), Kavaljer Fonder, Krister Magnusson, and others for approximately SEK 880 million.Trimco Group (UK) Limited proposed to acquire Nilörngruppen AB (publ) (OM:NIL B) from AB Traction (OM:TRAC B), Protector Forsikring ASA (OB:PROT), Kavaljer Fonder, Krister Magnusson, and others for approximately SEK 880 million on May 4, 2026. Under the Offer, Trimco offers SEK 77 in cash for each class A and class B share in Nilörngruppen, corresponding to a total equity value of approximately SEK 878 million. The Board of Directors unanimously recommends that the shareholders of Nilörngruppen accept the offer. The transaction is subject to approval by regulatory board / committee. The completion of the Offer is conditional on customary conditions, e.g. that the Offeror becomes the owner of more than 90% of the total number of shares. The acceptance period for the Offer is expected to commence around June 19, 2026, and end around July 10, 2026, subject to any extensions. KANTER Advokatbyrå KB acted as legal advisor for Nilörngruppen AB. Stockholm Corporate Finance AB acted as fairness opinion provider for Nilörngruppen AB. DNB Carnegie Investment Bank AB acted as financial advisor for Trimco Group (UK) Limited. Roschier Advokatbyrå Ab acted as legal advisor for Trimco Group (UK) Limited. Cleary Gottlieb Steen & Hamilton LLP acted as legal advisor for Trimco Group (UK) Limited.お知らせ • Apr 11Protector Forsikring ASA Approves Election of Emma Kathrine Kokborg Iversen to the BoardProtector Forsikring ASA at its AGM held on April 9, 2026, approved the election of Emma Kathrine Kokborg Iversen (employee-elected) to the board.お知らせ • Jul 11Protector Forsikring ASA Announces Dividend, Payable on 24 July 2025The Board of Protector Forsikring ASA has, in accordance with the mandate received from the Annual General Meeting 10 April 2025, decided to distribute a dividend of NOK 165 million, corresponding to NOK 2.00 per share. The payment will take place on 24 July 2025.お知らせ • Jun 12+ 5 more updatesProtector Forsikring ASA, Annual General Meeting, Apr 09, 2026Protector Forsikring ASA, Annual General Meeting, Apr 09, 2026.お知らせ • Apr 24Protector Forsikring ASA Declares Cash Dividend, Payable on 9 May 2025Protector Forsikring ASA declared cash dividend of NOK 3.00 per share. Ex-date: 30 April 2025. Record date: 2 May 2025. Payment date: 9 May 2025. Date of approval: 23 April 2025. The dividend is adopted by the Board according to the authorisation given by the General Meeting on 10 April 2025.最新情報をもっと見るRecent updatesお知らせ • May 20Protector Forsikring ASA (OB:PROT) commences an Equity Buyback Plan for 8,250,000 shares, representing 10.01% of its issued share capital, under the authorization approved on April 9, 2026.Protector Forsikring ASA (OB:PROT) commences share repurchases on May 7, 2026, under the program mandated by the shareholders in the Annual General Meeting held on April 9, 2026. As per the mandate, the company is authorized to repurchase up to 8,250,000 shares, representing 10% of its issued share capital. The shares will be repurchased at a price of not be less than NOK 1 and not more than NOK 750. The repurchased shares can be used for cancellation or be sold. The purpose of the program is to allow the Board to optimize the company’s capital structure. The program will be valid till the next Annual General Meeting in 2027, or June 30, 2027. As of March 18, 2026, the company had 82,500,000 shares in issue of which 65,173 shares are held in treasury. On May 6, 2026, the company announced a share repurchase program. Under the program, the company will repurchase 120,000 own shares for a maximum amount of NOK 60 million. The purpose of the repurchase program is to fulfil obligations arising as a result of the Company's bonus program for senior executives and key personnel as well as the company's share purchase program for all employees. The program is valid till continue until May 27, 2026.お知らせ • May 06Trimco Group (UK) Limited proposed to acquire Nilörngruppen AB (publ) (OM:NIL B) from AB Traction (OM:TRAC B), Protector Forsikring ASA (OB:PROT), Kavaljer Fonder, Krister Magnusson, and others for approximately SEK 880 million.Trimco Group (UK) Limited proposed to acquire Nilörngruppen AB (publ) (OM:NIL B) from AB Traction (OM:TRAC B), Protector Forsikring ASA (OB:PROT), Kavaljer Fonder, Krister Magnusson, and others for approximately SEK 880 million on May 4, 2026. Under the Offer, Trimco offers SEK 77 in cash for each class A and class B share in Nilörngruppen, corresponding to a total equity value of approximately SEK 878 million. The Board of Directors unanimously recommends that the shareholders of Nilörngruppen accept the offer. The transaction is subject to approval by regulatory board / committee. The completion of the Offer is conditional on customary conditions, e.g. that the Offeror becomes the owner of more than 90% of the total number of shares. The acceptance period for the Offer is expected to commence around June 19, 2026, and end around July 10, 2026, subject to any extensions. KANTER Advokatbyrå KB acted as legal advisor for Nilörngruppen AB. Stockholm Corporate Finance AB acted as fairness opinion provider for Nilörngruppen AB. DNB Carnegie Investment Bank AB acted as financial advisor for Trimco Group (UK) Limited. Roschier Advokatbyrå Ab acted as legal advisor for Trimco Group (UK) Limited. Cleary Gottlieb Steen & Hamilton LLP acted as legal advisor for Trimco Group (UK) Limited.お知らせ • Apr 11Protector Forsikring ASA Approves Election of Emma Kathrine Kokborg Iversen to the BoardProtector Forsikring ASA at its AGM held on April 9, 2026, approved the election of Emma Kathrine Kokborg Iversen (employee-elected) to the board.お知らせ • Jul 11Protector Forsikring ASA Announces Dividend, Payable on 24 July 2025The Board of Protector Forsikring ASA has, in accordance with the mandate received from the Annual General Meeting 10 April 2025, decided to distribute a dividend of NOK 165 million, corresponding to NOK 2.00 per share. The payment will take place on 24 July 2025.お知らせ • Jun 12+ 5 more updatesProtector Forsikring ASA, Annual General Meeting, Apr 09, 2026Protector Forsikring ASA, Annual General Meeting, Apr 09, 2026.お知らせ • Apr 24Protector Forsikring ASA Declares Cash Dividend, Payable on 9 May 2025Protector Forsikring ASA declared cash dividend of NOK 3.00 per share. Ex-date: 30 April 2025. Record date: 2 May 2025. Payment date: 9 May 2025. Date of approval: 23 April 2025. The dividend is adopted by the Board according to the authorisation given by the General Meeting on 10 April 2025.お知らせ • Apr 11Protector Forsikring ASA Announces Executive ChangesProtector Forsikring ASA at its AGM held on April 10, 2025, elected Hanne Myre, Tonje Giertsen (employee-elected), Mathews Ambalathil (employee-elected) to the board.お知らせ • Apr 03+ 1 more updateDARAG Deutschland AG entered into a portfolio transfer agreement to acquire Workers compensation portfolio in Denmark from Protector Forsikring ASA (OB:PROT).DARAG Deutschland AG entered into a portfolio transfer agreement to acquire Workers compensation portfolio in Denmark from Protector Forsikring ASA (OB:PROT) on April 2, 2025. Completion of the agreement is subject to conditions, including approvals by Norwegian and German financial regulators. After Completion, Protector will no longer have exposure to Danish WC. The portfolio transfer is expected to be completed and booked in our accounts in Q3 2025.お知らせ • Jan 30Protector Forsikring ASA Declares Cash Dividend, Payable on 13 February 2025Protector Forsikring ASA declared cash dividend of NOK 4.00 per share. Ex-date: 6 February 2025. Record date: 7 February 2025. Payment date: 13 February 2025. Date of approval: 29 January 2025. The dividend is adopted by the Board according to the authorisation given by the General Meeting on 11 April 2024.New Risk • Oct 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.9% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings are forecast to decline by an average of 2.9% per year for the foreseeable future. High level of non-cash earnings (29% accrual ratio). Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: kr7.10 (vs kr0.008 loss in 3Q 2023)Third quarter 2024 results: EPS: kr7.10 (up from kr0.008 loss in 3Q 2023). Revenue: kr3.14b (up 44% from 3Q 2023). Net income: kr581.0m (up kr581.7m from 3Q 2023). Profit margin: 19% (up from 0% in 3Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Sep 20Protector Forsikring ASA (OB:PROT) acquired an unknown minority stake in Siili Solutions Oyj (HLSE:SIILI).Protector Forsikring ASA (OB:PROT) acquired an unknown minority stake in Siili Solutions Oyj (HLSE:SIILI) on September 17, 2024. As a part of acquisition, the total holding of Protector Forsikring ASA in Siili’s shares and voting rights exceeded 5% of the share capital in Siili on September 17, 2024 as a result of acquisition of shares. Protector Forsikring ASA (OB:PROT) completed the acquisition of an unknown minority stake in Siili Solutions Oyj (HLSE:SIILI) on September 17, 2024.New Risk • Jul 16New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 12% Last year net profit margin: 21% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (12% net profit margin).お知らせ • Jul 12Protector Forsikring ASA Declares Cash Dividend, Payable on 24 July 2024Protector Forsikring ASA declared cash dividend of NOK 2.00 per share. Record date: 18 July 2024. Payment date: 24 July 2024. Date of approval: 11 July 2024. Ex-date: 17 July 2024.Reported Earnings • Jul 12Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: kr2.95b (up 34% from 2Q 2023). Net income: kr254.0m (up 12% from 2Q 2023). Profit margin: 8.6% (down from 10% in 2Q 2023). The decrease in margin was driven by higher expenses.お知らせ • Jun 18Protector Forsikring ASA, Annual General Meeting, Apr 10, 2025Protector Forsikring ASA, Annual General Meeting, Apr 10, 2025.お知らせ • Jun 15+ 4 more updatesProtector Forsikring ASA to Report Fiscal Year 2024 Results on Mar 19, 2025Protector Forsikring ASA announced that they will report fiscal year 2024 results on Mar 19, 2025お知らせ • May 17Protector Forsikring ASA (OB:PROT) commences an Equity Buyback Plan for 8,250,000 shares, representing 10% of its issued share capital, under the authorization approved on April 11, 2024.Protector Forsikring ASA (OB:PROTCT) commences share repurchases on May 8, 2024, under the program mandated by the shareholders in the Annual General Meeting held on April 11, 2024. As per the mandate, the company is authorized to repurchase up to 8,250,000 shares, representing 10% of its issued share capital. The shares will be repurchased at a price of not be less than NOK 1 and not more than NOK 350. The repurchased shares can be used for cancellation or be sold. The purpose of the program is to allow the Board to optimize the company’s capital structure. The program will be valid till the next Annual General Meeting in 2024, or June 30, 2025. On May 7, 2024, announces a share repurchase program. Under the program, the company will repurchase up to 150,000 shares, for a total of NOK 35.5 million. The purpose of the program is to fulfill obligations arising as a result of the company's bonus program for senior executives and key personnel and the company’s share repurchase program for all employees. The repurchases will commence on May 8, 2024, and the program will expire on June 3, 2024.New Risk • May 05New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 13% Last year net profit margin: 23% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. This is currently the only risk that has been identified for the company.Declared Dividend • Apr 29Dividend of kr2.00 announcedShareholders will receive a dividend of kr2.00. Ex-date: 2nd May 2024 Payment date: 10th May 2024 Dividend yield will be 14%, which is higher than the industry average of 3.8%. Sustainability & Growth The dividend has increased by an average of 1.3% per year over the past 10 years. However, payments have been volatile during that time.Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: kr5.50 (vs kr7.41 in 1Q 2023)First quarter 2024 results: EPS: kr5.50 (down from kr7.41 in 1Q 2023). Revenue: kr2.95b (up 23% from 1Q 2023). Net income: kr456.0m (down 25% from 1Q 2023). Profit margin: 15% (down from 25% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.お知らせ • Apr 25Protector Forsikring ASA Approves Cash Dividend, Payable on 10 May 2024Protector Forsikring ASA approved cash dividend of NOK 2.00, payable on 10 May 2024, record date of 3 May 2024 and Ex-date of 2 May 2024.Reported Earnings • Mar 14Full year 2023 earnings released: EPS: kr18.13 (vs kr16.62 in FY 2022)Full year 2023 results: EPS: kr18.13 (up from kr16.62 in FY 2022). Revenue: kr9.81b (up 42% from FY 2022). Net income: kr1.49b (up 9.1% from FY 2022). Profit margin: 15% (down from 20% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Feb 07Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €19.48, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 261% over the past three years.Declared Dividend • Feb 04Dividend of kr5.00 announcedShareholders will receive a dividend of kr5.00. Ex-date: 7th February 2024 Payment date: 14th February 2024 Dividend yield will be 28%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by earnings (56% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 22% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 16% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Feb 02Full year 2023 earnings released: EPS: kr18.30 (vs kr10.27 in FY 2022)Full year 2023 results: EPS: kr18.30 (up from kr10.27 in FY 2022). Revenue: kr9.75b (up 57% from FY 2022). Net income: kr1.49b (up 77% from FY 2022). Profit margin: 15% (up from 14% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 36% per year, which means it is well ahead of earnings.お知らせ • Feb 01Protector Forsikring Asa Declares Cash Dividend, Payable on 14 February 2024Protector Forsikring ASA declared cash dividend of NOK 5.00. Ex-date is 7 February 2024. Record date is 8 February 2024. Payment date is 14 February 2024.お知らせ • Nov 04Protector Forsikring ASA (OB : PROT) acquired additional 6.53% minority stake in Seafire AB (publ) (OM : SEAF).Protector Forsikring ASA (OB : PROT) acquired additional 6.53% minority stake in Seafire AB (publ) (OM : SEAF) on October 30, 2023. Protector Forsikring ASA (OB : PROT) completed the acquisition of additional 6.53% minority stake in Seafire AB (publ) (OM : SEAF) on October 30, 2023.New Risk • Oct 27New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 11% Last year net profit margin: 16% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (40% accrual ratio). Minor Risks Paying a dividend despite having no free cash flows. Profit margins are more than 30% lower than last year (11% net profit margin).Reported Earnings • Oct 25Third quarter 2023 earnings released: kr0.10 loss per share (vs kr2.12 profit in 3Q 2022)Third quarter 2023 results: kr0.10 loss per share (down from kr2.12 profit in 3Q 2022). Revenue: kr2.32b (up 61% from 3Q 2022). Net loss: kr1.00m (down 101% from profit in 3Q 2022). Profit margin: 0% (down from 12% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 52% per year, which means it is well ahead of earnings.お知らせ • Sep 23An unknown buyer acquired a 7.8% stake in Columbus A/S (CPSE:COLUM) from Protector Forsikring ASA (OB : PROT).An unknown buyer acquired a 7.8% stake in Columbus A/S (CPSE:COLUM) from Protector Forsikring ASA (OB : PROT) on September 21, 2023. Following the sale of 10,100,353 shares in Columbus, Protector Forsikring’s ownership has reached to zero. An unknown buyer completed the acquisition of a 7.8% stake in Columbus A/S (CPSE:COLUM) from Protector Forsikring ASA (OB : PROT) on September 21, 2023.Board Change • Sep 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 3 highly experienced directors. Employee Representative Director Tonje Giertsen was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Sep 03Deputy CEO recently sold €233k worth of stockOn the 31st of August, Hans Didring sold around 16k shares on-market at roughly €14.91 per share. This transaction amounted to 5.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €1.4m more than they bought in the last 12 months.お知らせ • Jul 12+ 7 more updatesProtector Forsikring ASA, Annual General Meeting, Apr 11, 2024Protector Forsikring ASA, Annual General Meeting, Apr 11, 2024.Reported Earnings • Jul 11Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: kr2.37b (up 86% from 2Q 2022). Net income: kr226.5m (up 245% from 2Q 2022). Profit margin: 9.6% (up from 5.2% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany.お知らせ • May 24Protector Forsikring ASA (OB:PROTCT) commences an Equity Buyback Plan for 8,250,000 shares, representing 10% of its issued share capital, under the authorization approved on March 30, 2023.Protector Forsikring ASA (OB:PROTCT) commences share repurchases on May 12, 2023, under the program mandated by the shareholders in the Annual General Meeting held on March 30, 2023. As per the mandate, the company is authorized to repurchase up to 8,250,000 shares, representing 10% of its issued share capital. The shares will be repurchased at a price of not be less than NOK 1 and not more than NOK 250. The repurchased shares can be used for cancellation or be sold. The purpose of the program is to allow the Board to optimize the company’s capital structure. The program will be valid till the next Annual General Meeting in 2024, or June 30, 2024. As of March 30, 2023, the company had 82,500,000 shares in issue and 122,551 shares in treasury. On May 11, 2023, announces a share repurchase program. Under the program, the company will repurchase up to 100,000 shares, for a total of NOK 16.5 million. The purpose of the program is to fulfill obligations arising as a result of the company's bonus program for senior executives and key personnel and the company’s share repurchase program for all employees. The repurchases will commence on May 12, 2023, and the program will expire on June 2, 2023.Board Change • May 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 3 highly experienced directors. Employee Representative Director Tonje Giertsen was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Apr 29First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: kr2.83b (up 113% from 1Q 2022). Net income: kr610.3m (up kr627.4m from 1Q 2022). Profit margin: 22% (up from net loss in 1Q 2022). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has increased by 63% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions • Feb 04Chief Investment Officer recently sold €1.2m worth of stockOn the 2nd of February, Dag Nereng sold around 88k shares on-market at roughly €13.41 per share. This transaction amounted to 81% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €992k more than they bought in the last 12 months.Reported Earnings • Feb 03Full year 2022 earnings released: EPS: kr10.20 (vs kr14.14 in FY 2021)Full year 2022 results: EPS: kr10.20 (down from kr14.14 in FY 2021). Revenue: kr5.65b (down 2.8% from FY 2021). Net income: kr845.0m (down 27% from FY 2021). Profit margin: 15% (down from 20% in FY 2021). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has increased by 49% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Feb 02Protector Forsikring ASA Declares Special Cash Dividend, Payable on 15 February 2023Protector Forsikring ASA declared cash dividend of NOK 6.00 per share. Last day including right: 7 February 2023. Ex-date: 8 February 2023. Record date: 9 February 2023. Payment date: 15 February 2023. Date of approval: 1 February 2023. The special dividend is adopted by the Board according to the authorisation given by the ordinary General Meeting on 7 April 2022.Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: kr2.12 (vs kr1.60 in 3Q 2021)Third quarter 2022 results: EPS: kr2.12 (up from kr1.60 in 3Q 2021). Revenue: kr1.44b (up 14% from 3Q 2021). Net income: kr174.7m (up 33% from 3Q 2021). Profit margin: 12% (up from 10% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.9% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 48% per year but the company’s share price has only increased by 37% per year, which means it is significantly lagging earnings growth.Reported Earnings • Jul 09Second quarter 2022 earnings released: EPS: kr0.63 (vs kr2.95 in 2Q 2021)Second quarter 2022 results: EPS: kr0.63 (down from kr2.95 in 2Q 2021). Revenue: kr1.27b (down 6.2% from 2Q 2021). Net income: kr65.6m (down 73% from 2Q 2021). Profit margin: 5.2% (down from 18% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Over the next year, revenue is forecast to grow 4.4%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 67% per year but the company’s share price has only increased by 32% per year, which means it is significantly lagging earnings growth.お知らせ • Jun 17+ 4 more updatesProtector Forsikring ASA to Report Q3, 2023 Results on Oct 20, 2023Protector Forsikring ASA announced that they will report Q3, 2023 results on Oct 20, 2023Recent Insider Transactions • Jun 08Insider recently sold €100k worth of stockOn the 3rd of June, Christoffer Skyrud sold around 10k shares on-market at roughly €10.47 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €1.7m more than they sold in the last 12 months.Reported Earnings • May 01First quarter 2022 earnings released: kr0.21 loss per share (vs kr6.41 profit in 1Q 2021)First quarter 2022 results: kr0.21 loss per share (down from kr6.41 profit in 1Q 2021). Revenue: kr1.33b (down 22% from 1Q 2021). Net loss: kr17.1m (down 103% from profit in 1Q 2021). Over the next year, revenue is forecast to stay flat compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 86% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Apr 01Upcoming dividend of kr7.00 per shareEligible shareholders must have bought the stock before 08 April 2022. Payment date: 20 April 2022. Payout ratio is a comfortable 49% and this is well supported by cash flows. Trailing yield: 5.8%. Within top quartile of German dividend payers (3.7%). Higher than average of industry peers (4.5%).Reported Earnings • Mar 17Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: kr14.14 (up from kr10.81 in FY 2020). Revenue: kr5.81b (up 5.6% from FY 2020). Net income: kr1.16b (up 32% from FY 2020). Profit margin: 20% (up from 16% in FY 2020). Combined ratio: 87.3% (down from 94.8% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is expected to shrink by 8.6% compared to a 21% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 102% per year but the company’s share price has only increased by 30% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Mar 10Independent Director recently bought €82k worth of stockOn the 9th of March, Kjetil Garstad bought around 8k shares on-market at roughly €10.84 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.6m more in shares than they have sold in the last 12 months.Reported Earnings • Feb 06Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: kr14.96 (up from kr10.81 in FY 2020). Revenue: kr5.21b (down 5.3% from FY 2020). Net income: kr1.16b (up 32% from FY 2020). Profit margin: 22% (up from 16% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 2.0%, compared to a 15% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 102% per year but the company’s share price has only increased by 31% per year, which means it is significantly lagging earnings growth.お知らせ • Feb 04Protector Forsikring Proposes Cash Dividend, Payable on April 20, 2022Protector Forsikring ASA proposed cash dividend of NOK 7.00 per share, payable on April 20, 2022. Ex-date is April 8, 2022. Record date is April 11, 2022.お知らせ • Feb 03Protector Forsikring ASA Declares Cash Dividend, Payable on 16 February 2022Protector Forsikring ASA declared cash dividend of NOK 3.00 per share, payable on 16 February 2022. Ex-date is 9 February 2022. Record date is 10 February 2022.Reported Earnings • Oct 29Third quarter 2021 earnings released: EPS kr1.56 (vs kr3.73 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: kr1.26b (down 11% from 3Q 2020). Net income: kr131.6m (down 57% from 3Q 2020). Profit margin: 10% (down from 22% in 3Q 2020). The decrease in margin was primarily driven by lower revenue.Recent Insider Transactions • Oct 29Independent Director recently bought €520k worth of stockOn the 28th of October, Kjetil Garstad bought around 52k shares on-market at roughly €10.00 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.7m more in shares than they have sold in the last 12 months.Recent Insider Transactions • Jul 27Independent Director recently sold €222k worth of stockOn the 23rd of July, Kjetil Garstad sold around 25k shares on-market at roughly €8.87 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €1.2m more than they sold in the last 12 months.Recent Insider Transactions • Jul 24Independent Deputy Chairman recently bought €1.2m worth of stockOn the 15th of July, Arve Ree bought around 142k shares on-market at roughly €8.76 per share. This was the largest purchase by an insider in the last 3 months. This was Arve's only on-market trade for the last 12 months.Reported Earnings • Jul 10Second quarter 2021 earnings released: EPS kr2.95 (vs kr5.69 in 2Q 2020)The company reported a poor second quarter result with weaker earnings, revenues and profit margins. Second quarter 2021 results: Revenue: kr1.36b (down 19% from 2Q 2020). Net income: kr242.7m (down 48% from 2Q 2020). Profit margin: 18% (down from 28% in 2Q 2020). The decrease in margin was driven by lower revenue.Reported Earnings • May 01First quarter 2021 earnings released: EPS kr6.39 (vs kr3.41 loss in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: kr1.70b (up 112% from 1Q 2020). Net income: kr526.8m (up kr807.4m from 1Q 2020). Profit margin: 31% (up from net loss in 1Q 2020). The move to profitability was driven by higher revenue.お知らせ • Apr 29Protector Forsikring ASA Announces Special Dividend, Payable on 12 May 2021Protector Forsikring ASA announced cash dividend. Dividend amount: NOK 1.67, Last day including right: 3 May 2021, Ex-date: 4 May 2021, Record date: 5 May 2021, Payment date: 12 May 2021, Date of approval: 28 April 2021. The special dividend is adopted by the Board according to the authorization given by the ordinary General Meeting on 8 April 2021.Valuation Update With 7 Day Price Move • Mar 18Investor sentiment improved over the past weekAfter last week's 19% share price gain to kr9.40, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 457% over the past year.Reported Earnings • Mar 12Full year 2020 earnings released: EPS kr10.81 (vs kr0.93 loss in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: kr5.50b (up 28% from FY 2019). Net income: kr884.9m (up kr960.9m from FY 2019). Profit margin: 16% (up from net loss in FY 2019). The move to profitability was driven by higher revenue. Combined ratio: 94.8% (down from 103.8% in FY 2019).Is New 90 Day High Low • Feb 21New 90-day high: €7.32The company is up 62% from its price of €4.51 on 20 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is flat over the same period.Reported Earnings • Feb 06Full year 2020 earnings released: EPS kr10.81 (vs kr0.93 loss in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: kr5.50b (up 28% from FY 2019). Net income: kr884.9m (up kr961.0m from FY 2019). Profit margin: 16% (up from net loss in FY 2019). The move to profitability was driven by higher revenue.お知らせ • Feb 06Protector Forsikring ASA Appoints Henrik as Chief ExecutiveProtector Forsikring ASA announced that Henrik will be appointed as the Chief Executive in September.Is New 90 Day High Low • Jan 30New 90-day high: €6.19The company is up 50% from its price of €4.13 on 30 October 2020. The German market is up 18% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period.Is New 90 Day High Low • Jan 13New 90-day high: €6.06The company is up 44% from its price of €4.20 on 15 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 16% over the same period.Is New 90 Day High Low • Dec 29New 90-day high: €5.55The company is up 35% from its price of €4.12 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period.Is New 90 Day High Low • Dec 09New 90-day high: €5.00The company is up 17% from its price of €4.28 on 10 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 1.0% over the same period.Recent Insider Transactions • Dec 08Director recently bought €144k worth of stockOn the 3rd of December, Kjetil Garstad bought around 30k shares on-market at roughly €4.80 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €217k more in shares than they have sold in the last 12 months.Is New 90 Day High Low • Nov 19New 90-day high: €4.55The company is up 15% from its price of €3.96 on 21 August 2020. The German market is up 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 7.0% over the same period.Reported Earnings • Nov 02Third quarter 2020 earnings released: EPS kr4.24The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: kr1.41b (up 29% from 3Q 2019). Net income: kr305.6m (up kr284.9m from 3Q 2019). Profit margin: 22% (up from 1.9% in 3Q 2019). The increase in margin was driven by higher revenue.Analyst Estimate Surprise Post Earnings • Nov 02Revenue misses expectationsRevenue missed analyst estimates by 4.1%. Over the next year, revenue is expected to shrink by 7.2% compared to a 15% growth forecast for the Insurance industry in Germany.お知らせ • Aug 23+ 4 more updatesProtector Forsikring ASA to Report Q3, 2021 Results on Oct 28, 2021Protector Forsikring ASA announced that they will report Q3, 2021 results on Oct 28, 2021株主還元PR4DE InsuranceDE 市場7D3.3%1.8%3.2%1Y20.3%-1.2%2.5%株主還元を見る業界別リターン: PR4過去 1 年間で-1.2 % の収益を上げたGerman Insurance業界を上回りました。リターン対市場: PR4過去 1 年間で2.5 % の収益を上げたGerman市場を上回りました。価格変動Is PR4's price volatile compared to industry and market?PR4 volatilityPR4 Average Weekly Movement4.5%Insurance Industry Average Movement3.8%Market Average Movement6.1%10% most volatile stocks in DE Market13.6%10% least volatile stocks in DE Market2.7%安定した株価: PR4 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: PR4の 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト2003705Henrik Hoyewww.protectorforsikring.noProtector Forsikring ASA は、損害保険会社として、商業部門、公共部門、アフィニティ・スキームに直接損害保険と再保険を提供している。同社は損害保険、自動車保険、個人保険、賠償責任保険を提供している。保険ブローカーや代理店を通じて商品を販売している。Protector Forsikring ASA は2003年に設立され、ノルウェーのオスロに本社を置く。もっと見るProtector Forsikring ASA 基礎のまとめProtector Forsikring の収益と売上を時価総額と比較するとどうか。PR4 基礎統計学時価総額€3.57b収益（TTM）€188.75m売上高(TTM)€1.33b18.9xPER（株価収益率2.7xP/SレシオPR4 は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計PR4 損益計算書（TTM）収益NOK 14.31b売上原価NOK 9.64b売上総利益NOK 4.67bその他の費用NOK 2.64b収益NOK 2.03b直近の収益報告Mar 31, 2026次回決算日Jul 10, 2026一株当たり利益（EPS）24.62グロス・マージン32.65%純利益率14.20%有利子負債／自己資本比率32.0%PR4 の長期的なパフォーマンスは？過去の実績と比較を見る配当金3.0%現在の配当利回り79%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/23 16:06終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Protector Forsikring ASA 4 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。6 アナリスト機関Gianandrea RobertiCarnegie Investment Bank ABHåkon AstrupDNB CarnegieSimen AasDNB Carnegie3 その他のアナリストを表示
お知らせ • May 20Protector Forsikring ASA (OB:PROT) commences an Equity Buyback Plan for 8,250,000 shares, representing 10.01% of its issued share capital, under the authorization approved on April 9, 2026.Protector Forsikring ASA (OB:PROT) commences share repurchases on May 7, 2026, under the program mandated by the shareholders in the Annual General Meeting held on April 9, 2026. As per the mandate, the company is authorized to repurchase up to 8,250,000 shares, representing 10% of its issued share capital. The shares will be repurchased at a price of not be less than NOK 1 and not more than NOK 750. The repurchased shares can be used for cancellation or be sold. The purpose of the program is to allow the Board to optimize the company’s capital structure. The program will be valid till the next Annual General Meeting in 2027, or June 30, 2027. As of March 18, 2026, the company had 82,500,000 shares in issue of which 65,173 shares are held in treasury. On May 6, 2026, the company announced a share repurchase program. Under the program, the company will repurchase 120,000 own shares for a maximum amount of NOK 60 million. The purpose of the repurchase program is to fulfil obligations arising as a result of the Company's bonus program for senior executives and key personnel as well as the company's share purchase program for all employees. The program is valid till continue until May 27, 2026.
お知らせ • May 06Trimco Group (UK) Limited proposed to acquire Nilörngruppen AB (publ) (OM:NIL B) from AB Traction (OM:TRAC B), Protector Forsikring ASA (OB:PROT), Kavaljer Fonder, Krister Magnusson, and others for approximately SEK 880 million.Trimco Group (UK) Limited proposed to acquire Nilörngruppen AB (publ) (OM:NIL B) from AB Traction (OM:TRAC B), Protector Forsikring ASA (OB:PROT), Kavaljer Fonder, Krister Magnusson, and others for approximately SEK 880 million on May 4, 2026. Under the Offer, Trimco offers SEK 77 in cash for each class A and class B share in Nilörngruppen, corresponding to a total equity value of approximately SEK 878 million. The Board of Directors unanimously recommends that the shareholders of Nilörngruppen accept the offer. The transaction is subject to approval by regulatory board / committee. The completion of the Offer is conditional on customary conditions, e.g. that the Offeror becomes the owner of more than 90% of the total number of shares. The acceptance period for the Offer is expected to commence around June 19, 2026, and end around July 10, 2026, subject to any extensions. KANTER Advokatbyrå KB acted as legal advisor for Nilörngruppen AB. Stockholm Corporate Finance AB acted as fairness opinion provider for Nilörngruppen AB. DNB Carnegie Investment Bank AB acted as financial advisor for Trimco Group (UK) Limited. Roschier Advokatbyrå Ab acted as legal advisor for Trimco Group (UK) Limited. Cleary Gottlieb Steen & Hamilton LLP acted as legal advisor for Trimco Group (UK) Limited.
お知らせ • Apr 11Protector Forsikring ASA Approves Election of Emma Kathrine Kokborg Iversen to the BoardProtector Forsikring ASA at its AGM held on April 9, 2026, approved the election of Emma Kathrine Kokborg Iversen (employee-elected) to the board.
お知らせ • Jul 11Protector Forsikring ASA Announces Dividend, Payable on 24 July 2025The Board of Protector Forsikring ASA has, in accordance with the mandate received from the Annual General Meeting 10 April 2025, decided to distribute a dividend of NOK 165 million, corresponding to NOK 2.00 per share. The payment will take place on 24 July 2025.
お知らせ • Jun 12+ 5 more updatesProtector Forsikring ASA, Annual General Meeting, Apr 09, 2026Protector Forsikring ASA, Annual General Meeting, Apr 09, 2026.
お知らせ • Apr 24Protector Forsikring ASA Declares Cash Dividend, Payable on 9 May 2025Protector Forsikring ASA declared cash dividend of NOK 3.00 per share. Ex-date: 30 April 2025. Record date: 2 May 2025. Payment date: 9 May 2025. Date of approval: 23 April 2025. The dividend is adopted by the Board according to the authorisation given by the General Meeting on 10 April 2025.
お知らせ • May 20Protector Forsikring ASA (OB:PROT) commences an Equity Buyback Plan for 8,250,000 shares, representing 10.01% of its issued share capital, under the authorization approved on April 9, 2026.Protector Forsikring ASA (OB:PROT) commences share repurchases on May 7, 2026, under the program mandated by the shareholders in the Annual General Meeting held on April 9, 2026. As per the mandate, the company is authorized to repurchase up to 8,250,000 shares, representing 10% of its issued share capital. The shares will be repurchased at a price of not be less than NOK 1 and not more than NOK 750. The repurchased shares can be used for cancellation or be sold. The purpose of the program is to allow the Board to optimize the company’s capital structure. The program will be valid till the next Annual General Meeting in 2027, or June 30, 2027. As of March 18, 2026, the company had 82,500,000 shares in issue of which 65,173 shares are held in treasury. On May 6, 2026, the company announced a share repurchase program. Under the program, the company will repurchase 120,000 own shares for a maximum amount of NOK 60 million. The purpose of the repurchase program is to fulfil obligations arising as a result of the Company's bonus program for senior executives and key personnel as well as the company's share purchase program for all employees. The program is valid till continue until May 27, 2026.
お知らせ • May 06Trimco Group (UK) Limited proposed to acquire Nilörngruppen AB (publ) (OM:NIL B) from AB Traction (OM:TRAC B), Protector Forsikring ASA (OB:PROT), Kavaljer Fonder, Krister Magnusson, and others for approximately SEK 880 million.Trimco Group (UK) Limited proposed to acquire Nilörngruppen AB (publ) (OM:NIL B) from AB Traction (OM:TRAC B), Protector Forsikring ASA (OB:PROT), Kavaljer Fonder, Krister Magnusson, and others for approximately SEK 880 million on May 4, 2026. Under the Offer, Trimco offers SEK 77 in cash for each class A and class B share in Nilörngruppen, corresponding to a total equity value of approximately SEK 878 million. The Board of Directors unanimously recommends that the shareholders of Nilörngruppen accept the offer. The transaction is subject to approval by regulatory board / committee. The completion of the Offer is conditional on customary conditions, e.g. that the Offeror becomes the owner of more than 90% of the total number of shares. The acceptance period for the Offer is expected to commence around June 19, 2026, and end around July 10, 2026, subject to any extensions. KANTER Advokatbyrå KB acted as legal advisor for Nilörngruppen AB. Stockholm Corporate Finance AB acted as fairness opinion provider for Nilörngruppen AB. DNB Carnegie Investment Bank AB acted as financial advisor for Trimco Group (UK) Limited. Roschier Advokatbyrå Ab acted as legal advisor for Trimco Group (UK) Limited. Cleary Gottlieb Steen & Hamilton LLP acted as legal advisor for Trimco Group (UK) Limited.
お知らせ • Apr 11Protector Forsikring ASA Approves Election of Emma Kathrine Kokborg Iversen to the BoardProtector Forsikring ASA at its AGM held on April 9, 2026, approved the election of Emma Kathrine Kokborg Iversen (employee-elected) to the board.
お知らせ • Jul 11Protector Forsikring ASA Announces Dividend, Payable on 24 July 2025The Board of Protector Forsikring ASA has, in accordance with the mandate received from the Annual General Meeting 10 April 2025, decided to distribute a dividend of NOK 165 million, corresponding to NOK 2.00 per share. The payment will take place on 24 July 2025.
お知らせ • Jun 12+ 5 more updatesProtector Forsikring ASA, Annual General Meeting, Apr 09, 2026Protector Forsikring ASA, Annual General Meeting, Apr 09, 2026.
お知らせ • Apr 24Protector Forsikring ASA Declares Cash Dividend, Payable on 9 May 2025Protector Forsikring ASA declared cash dividend of NOK 3.00 per share. Ex-date: 30 April 2025. Record date: 2 May 2025. Payment date: 9 May 2025. Date of approval: 23 April 2025. The dividend is adopted by the Board according to the authorisation given by the General Meeting on 10 April 2025.
お知らせ • Apr 11Protector Forsikring ASA Announces Executive ChangesProtector Forsikring ASA at its AGM held on April 10, 2025, elected Hanne Myre, Tonje Giertsen (employee-elected), Mathews Ambalathil (employee-elected) to the board.
お知らせ • Apr 03+ 1 more updateDARAG Deutschland AG entered into a portfolio transfer agreement to acquire Workers compensation portfolio in Denmark from Protector Forsikring ASA (OB:PROT).DARAG Deutschland AG entered into a portfolio transfer agreement to acquire Workers compensation portfolio in Denmark from Protector Forsikring ASA (OB:PROT) on April 2, 2025. Completion of the agreement is subject to conditions, including approvals by Norwegian and German financial regulators. After Completion, Protector will no longer have exposure to Danish WC. The portfolio transfer is expected to be completed and booked in our accounts in Q3 2025.
お知らせ • Jan 30Protector Forsikring ASA Declares Cash Dividend, Payable on 13 February 2025Protector Forsikring ASA declared cash dividend of NOK 4.00 per share. Ex-date: 6 February 2025. Record date: 7 February 2025. Payment date: 13 February 2025. Date of approval: 29 January 2025. The dividend is adopted by the Board according to the authorisation given by the General Meeting on 11 April 2024.
New Risk • Oct 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.9% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings are forecast to decline by an average of 2.9% per year for the foreseeable future. High level of non-cash earnings (29% accrual ratio). Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: kr7.10 (vs kr0.008 loss in 3Q 2023)Third quarter 2024 results: EPS: kr7.10 (up from kr0.008 loss in 3Q 2023). Revenue: kr3.14b (up 44% from 3Q 2023). Net income: kr581.0m (up kr581.7m from 3Q 2023). Profit margin: 19% (up from 0% in 3Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Sep 20Protector Forsikring ASA (OB:PROT) acquired an unknown minority stake in Siili Solutions Oyj (HLSE:SIILI).Protector Forsikring ASA (OB:PROT) acquired an unknown minority stake in Siili Solutions Oyj (HLSE:SIILI) on September 17, 2024. As a part of acquisition, the total holding of Protector Forsikring ASA in Siili’s shares and voting rights exceeded 5% of the share capital in Siili on September 17, 2024 as a result of acquisition of shares. Protector Forsikring ASA (OB:PROT) completed the acquisition of an unknown minority stake in Siili Solutions Oyj (HLSE:SIILI) on September 17, 2024.
New Risk • Jul 16New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 12% Last year net profit margin: 21% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (12% net profit margin).
お知らせ • Jul 12Protector Forsikring ASA Declares Cash Dividend, Payable on 24 July 2024Protector Forsikring ASA declared cash dividend of NOK 2.00 per share. Record date: 18 July 2024. Payment date: 24 July 2024. Date of approval: 11 July 2024. Ex-date: 17 July 2024.
Reported Earnings • Jul 12Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: kr2.95b (up 34% from 2Q 2023). Net income: kr254.0m (up 12% from 2Q 2023). Profit margin: 8.6% (down from 10% in 2Q 2023). The decrease in margin was driven by higher expenses.
お知らせ • Jun 18Protector Forsikring ASA, Annual General Meeting, Apr 10, 2025Protector Forsikring ASA, Annual General Meeting, Apr 10, 2025.
お知らせ • Jun 15+ 4 more updatesProtector Forsikring ASA to Report Fiscal Year 2024 Results on Mar 19, 2025Protector Forsikring ASA announced that they will report fiscal year 2024 results on Mar 19, 2025
お知らせ • May 17Protector Forsikring ASA (OB:PROT) commences an Equity Buyback Plan for 8,250,000 shares, representing 10% of its issued share capital, under the authorization approved on April 11, 2024.Protector Forsikring ASA (OB:PROTCT) commences share repurchases on May 8, 2024, under the program mandated by the shareholders in the Annual General Meeting held on April 11, 2024. As per the mandate, the company is authorized to repurchase up to 8,250,000 shares, representing 10% of its issued share capital. The shares will be repurchased at a price of not be less than NOK 1 and not more than NOK 350. The repurchased shares can be used for cancellation or be sold. The purpose of the program is to allow the Board to optimize the company’s capital structure. The program will be valid till the next Annual General Meeting in 2024, or June 30, 2025. On May 7, 2024, announces a share repurchase program. Under the program, the company will repurchase up to 150,000 shares, for a total of NOK 35.5 million. The purpose of the program is to fulfill obligations arising as a result of the company's bonus program for senior executives and key personnel and the company’s share repurchase program for all employees. The repurchases will commence on May 8, 2024, and the program will expire on June 3, 2024.
New Risk • May 05New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 13% Last year net profit margin: 23% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. This is currently the only risk that has been identified for the company.
Declared Dividend • Apr 29Dividend of kr2.00 announcedShareholders will receive a dividend of kr2.00. Ex-date: 2nd May 2024 Payment date: 10th May 2024 Dividend yield will be 14%, which is higher than the industry average of 3.8%. Sustainability & Growth The dividend has increased by an average of 1.3% per year over the past 10 years. However, payments have been volatile during that time.
Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: kr5.50 (vs kr7.41 in 1Q 2023)First quarter 2024 results: EPS: kr5.50 (down from kr7.41 in 1Q 2023). Revenue: kr2.95b (up 23% from 1Q 2023). Net income: kr456.0m (down 25% from 1Q 2023). Profit margin: 15% (down from 25% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.
お知らせ • Apr 25Protector Forsikring ASA Approves Cash Dividend, Payable on 10 May 2024Protector Forsikring ASA approved cash dividend of NOK 2.00, payable on 10 May 2024, record date of 3 May 2024 and Ex-date of 2 May 2024.
Reported Earnings • Mar 14Full year 2023 earnings released: EPS: kr18.13 (vs kr16.62 in FY 2022)Full year 2023 results: EPS: kr18.13 (up from kr16.62 in FY 2022). Revenue: kr9.81b (up 42% from FY 2022). Net income: kr1.49b (up 9.1% from FY 2022). Profit margin: 15% (down from 20% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Feb 07Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €19.48, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 261% over the past three years.
Declared Dividend • Feb 04Dividend of kr5.00 announcedShareholders will receive a dividend of kr5.00. Ex-date: 7th February 2024 Payment date: 14th February 2024 Dividend yield will be 28%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by earnings (56% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 22% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 16% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Feb 02Full year 2023 earnings released: EPS: kr18.30 (vs kr10.27 in FY 2022)Full year 2023 results: EPS: kr18.30 (up from kr10.27 in FY 2022). Revenue: kr9.75b (up 57% from FY 2022). Net income: kr1.49b (up 77% from FY 2022). Profit margin: 15% (up from 14% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 36% per year, which means it is well ahead of earnings.
お知らせ • Feb 01Protector Forsikring Asa Declares Cash Dividend, Payable on 14 February 2024Protector Forsikring ASA declared cash dividend of NOK 5.00. Ex-date is 7 February 2024. Record date is 8 February 2024. Payment date is 14 February 2024.
お知らせ • Nov 04Protector Forsikring ASA (OB : PROT) acquired additional 6.53% minority stake in Seafire AB (publ) (OM : SEAF).Protector Forsikring ASA (OB : PROT) acquired additional 6.53% minority stake in Seafire AB (publ) (OM : SEAF) on October 30, 2023. Protector Forsikring ASA (OB : PROT) completed the acquisition of additional 6.53% minority stake in Seafire AB (publ) (OM : SEAF) on October 30, 2023.
New Risk • Oct 27New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 11% Last year net profit margin: 16% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (40% accrual ratio). Minor Risks Paying a dividend despite having no free cash flows. Profit margins are more than 30% lower than last year (11% net profit margin).
Reported Earnings • Oct 25Third quarter 2023 earnings released: kr0.10 loss per share (vs kr2.12 profit in 3Q 2022)Third quarter 2023 results: kr0.10 loss per share (down from kr2.12 profit in 3Q 2022). Revenue: kr2.32b (up 61% from 3Q 2022). Net loss: kr1.00m (down 101% from profit in 3Q 2022). Profit margin: 0% (down from 12% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 52% per year, which means it is well ahead of earnings.
お知らせ • Sep 23An unknown buyer acquired a 7.8% stake in Columbus A/S (CPSE:COLUM) from Protector Forsikring ASA (OB : PROT).An unknown buyer acquired a 7.8% stake in Columbus A/S (CPSE:COLUM) from Protector Forsikring ASA (OB : PROT) on September 21, 2023. Following the sale of 10,100,353 shares in Columbus, Protector Forsikring’s ownership has reached to zero. An unknown buyer completed the acquisition of a 7.8% stake in Columbus A/S (CPSE:COLUM) from Protector Forsikring ASA (OB : PROT) on September 21, 2023.
Board Change • Sep 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 3 highly experienced directors. Employee Representative Director Tonje Giertsen was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Sep 03Deputy CEO recently sold €233k worth of stockOn the 31st of August, Hans Didring sold around 16k shares on-market at roughly €14.91 per share. This transaction amounted to 5.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €1.4m more than they bought in the last 12 months.
お知らせ • Jul 12+ 7 more updatesProtector Forsikring ASA, Annual General Meeting, Apr 11, 2024Protector Forsikring ASA, Annual General Meeting, Apr 11, 2024.
Reported Earnings • Jul 11Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: kr2.37b (up 86% from 2Q 2022). Net income: kr226.5m (up 245% from 2Q 2022). Profit margin: 9.6% (up from 5.2% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany.
お知らせ • May 24Protector Forsikring ASA (OB:PROTCT) commences an Equity Buyback Plan for 8,250,000 shares, representing 10% of its issued share capital, under the authorization approved on March 30, 2023.Protector Forsikring ASA (OB:PROTCT) commences share repurchases on May 12, 2023, under the program mandated by the shareholders in the Annual General Meeting held on March 30, 2023. As per the mandate, the company is authorized to repurchase up to 8,250,000 shares, representing 10% of its issued share capital. The shares will be repurchased at a price of not be less than NOK 1 and not more than NOK 250. The repurchased shares can be used for cancellation or be sold. The purpose of the program is to allow the Board to optimize the company’s capital structure. The program will be valid till the next Annual General Meeting in 2024, or June 30, 2024. As of March 30, 2023, the company had 82,500,000 shares in issue and 122,551 shares in treasury. On May 11, 2023, announces a share repurchase program. Under the program, the company will repurchase up to 100,000 shares, for a total of NOK 16.5 million. The purpose of the program is to fulfill obligations arising as a result of the company's bonus program for senior executives and key personnel and the company’s share repurchase program for all employees. The repurchases will commence on May 12, 2023, and the program will expire on June 2, 2023.
Board Change • May 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 3 highly experienced directors. Employee Representative Director Tonje Giertsen was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Apr 29First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: kr2.83b (up 113% from 1Q 2022). Net income: kr610.3m (up kr627.4m from 1Q 2022). Profit margin: 22% (up from net loss in 1Q 2022). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has increased by 63% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions • Feb 04Chief Investment Officer recently sold €1.2m worth of stockOn the 2nd of February, Dag Nereng sold around 88k shares on-market at roughly €13.41 per share. This transaction amounted to 81% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €992k more than they bought in the last 12 months.
Reported Earnings • Feb 03Full year 2022 earnings released: EPS: kr10.20 (vs kr14.14 in FY 2021)Full year 2022 results: EPS: kr10.20 (down from kr14.14 in FY 2021). Revenue: kr5.65b (down 2.8% from FY 2021). Net income: kr845.0m (down 27% from FY 2021). Profit margin: 15% (down from 20% in FY 2021). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has increased by 49% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Feb 02Protector Forsikring ASA Declares Special Cash Dividend, Payable on 15 February 2023Protector Forsikring ASA declared cash dividend of NOK 6.00 per share. Last day including right: 7 February 2023. Ex-date: 8 February 2023. Record date: 9 February 2023. Payment date: 15 February 2023. Date of approval: 1 February 2023. The special dividend is adopted by the Board according to the authorisation given by the ordinary General Meeting on 7 April 2022.
Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: kr2.12 (vs kr1.60 in 3Q 2021)Third quarter 2022 results: EPS: kr2.12 (up from kr1.60 in 3Q 2021). Revenue: kr1.44b (up 14% from 3Q 2021). Net income: kr174.7m (up 33% from 3Q 2021). Profit margin: 12% (up from 10% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.9% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 48% per year but the company’s share price has only increased by 37% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Jul 09Second quarter 2022 earnings released: EPS: kr0.63 (vs kr2.95 in 2Q 2021)Second quarter 2022 results: EPS: kr0.63 (down from kr2.95 in 2Q 2021). Revenue: kr1.27b (down 6.2% from 2Q 2021). Net income: kr65.6m (down 73% from 2Q 2021). Profit margin: 5.2% (down from 18% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Over the next year, revenue is forecast to grow 4.4%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 67% per year but the company’s share price has only increased by 32% per year, which means it is significantly lagging earnings growth.
お知らせ • Jun 17+ 4 more updatesProtector Forsikring ASA to Report Q3, 2023 Results on Oct 20, 2023Protector Forsikring ASA announced that they will report Q3, 2023 results on Oct 20, 2023
Recent Insider Transactions • Jun 08Insider recently sold €100k worth of stockOn the 3rd of June, Christoffer Skyrud sold around 10k shares on-market at roughly €10.47 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €1.7m more than they sold in the last 12 months.
Reported Earnings • May 01First quarter 2022 earnings released: kr0.21 loss per share (vs kr6.41 profit in 1Q 2021)First quarter 2022 results: kr0.21 loss per share (down from kr6.41 profit in 1Q 2021). Revenue: kr1.33b (down 22% from 1Q 2021). Net loss: kr17.1m (down 103% from profit in 1Q 2021). Over the next year, revenue is forecast to stay flat compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 86% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Apr 01Upcoming dividend of kr7.00 per shareEligible shareholders must have bought the stock before 08 April 2022. Payment date: 20 April 2022. Payout ratio is a comfortable 49% and this is well supported by cash flows. Trailing yield: 5.8%. Within top quartile of German dividend payers (3.7%). Higher than average of industry peers (4.5%).
Reported Earnings • Mar 17Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: kr14.14 (up from kr10.81 in FY 2020). Revenue: kr5.81b (up 5.6% from FY 2020). Net income: kr1.16b (up 32% from FY 2020). Profit margin: 20% (up from 16% in FY 2020). Combined ratio: 87.3% (down from 94.8% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is expected to shrink by 8.6% compared to a 21% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 102% per year but the company’s share price has only increased by 30% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Mar 10Independent Director recently bought €82k worth of stockOn the 9th of March, Kjetil Garstad bought around 8k shares on-market at roughly €10.84 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.6m more in shares than they have sold in the last 12 months.
Reported Earnings • Feb 06Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: kr14.96 (up from kr10.81 in FY 2020). Revenue: kr5.21b (down 5.3% from FY 2020). Net income: kr1.16b (up 32% from FY 2020). Profit margin: 22% (up from 16% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 2.0%, compared to a 15% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 102% per year but the company’s share price has only increased by 31% per year, which means it is significantly lagging earnings growth.
お知らせ • Feb 04Protector Forsikring Proposes Cash Dividend, Payable on April 20, 2022Protector Forsikring ASA proposed cash dividend of NOK 7.00 per share, payable on April 20, 2022. Ex-date is April 8, 2022. Record date is April 11, 2022.
お知らせ • Feb 03Protector Forsikring ASA Declares Cash Dividend, Payable on 16 February 2022Protector Forsikring ASA declared cash dividend of NOK 3.00 per share, payable on 16 February 2022. Ex-date is 9 February 2022. Record date is 10 February 2022.
Reported Earnings • Oct 29Third quarter 2021 earnings released: EPS kr1.56 (vs kr3.73 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: kr1.26b (down 11% from 3Q 2020). Net income: kr131.6m (down 57% from 3Q 2020). Profit margin: 10% (down from 22% in 3Q 2020). The decrease in margin was primarily driven by lower revenue.
Recent Insider Transactions • Oct 29Independent Director recently bought €520k worth of stockOn the 28th of October, Kjetil Garstad bought around 52k shares on-market at roughly €10.00 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.7m more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Jul 27Independent Director recently sold €222k worth of stockOn the 23rd of July, Kjetil Garstad sold around 25k shares on-market at roughly €8.87 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €1.2m more than they sold in the last 12 months.
Recent Insider Transactions • Jul 24Independent Deputy Chairman recently bought €1.2m worth of stockOn the 15th of July, Arve Ree bought around 142k shares on-market at roughly €8.76 per share. This was the largest purchase by an insider in the last 3 months. This was Arve's only on-market trade for the last 12 months.
Reported Earnings • Jul 10Second quarter 2021 earnings released: EPS kr2.95 (vs kr5.69 in 2Q 2020)The company reported a poor second quarter result with weaker earnings, revenues and profit margins. Second quarter 2021 results: Revenue: kr1.36b (down 19% from 2Q 2020). Net income: kr242.7m (down 48% from 2Q 2020). Profit margin: 18% (down from 28% in 2Q 2020). The decrease in margin was driven by lower revenue.
Reported Earnings • May 01First quarter 2021 earnings released: EPS kr6.39 (vs kr3.41 loss in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: kr1.70b (up 112% from 1Q 2020). Net income: kr526.8m (up kr807.4m from 1Q 2020). Profit margin: 31% (up from net loss in 1Q 2020). The move to profitability was driven by higher revenue.
お知らせ • Apr 29Protector Forsikring ASA Announces Special Dividend, Payable on 12 May 2021Protector Forsikring ASA announced cash dividend. Dividend amount: NOK 1.67, Last day including right: 3 May 2021, Ex-date: 4 May 2021, Record date: 5 May 2021, Payment date: 12 May 2021, Date of approval: 28 April 2021. The special dividend is adopted by the Board according to the authorization given by the ordinary General Meeting on 8 April 2021.
Valuation Update With 7 Day Price Move • Mar 18Investor sentiment improved over the past weekAfter last week's 19% share price gain to kr9.40, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 457% over the past year.
Reported Earnings • Mar 12Full year 2020 earnings released: EPS kr10.81 (vs kr0.93 loss in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: kr5.50b (up 28% from FY 2019). Net income: kr884.9m (up kr960.9m from FY 2019). Profit margin: 16% (up from net loss in FY 2019). The move to profitability was driven by higher revenue. Combined ratio: 94.8% (down from 103.8% in FY 2019).
Is New 90 Day High Low • Feb 21New 90-day high: €7.32The company is up 62% from its price of €4.51 on 20 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is flat over the same period.
Reported Earnings • Feb 06Full year 2020 earnings released: EPS kr10.81 (vs kr0.93 loss in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: kr5.50b (up 28% from FY 2019). Net income: kr884.9m (up kr961.0m from FY 2019). Profit margin: 16% (up from net loss in FY 2019). The move to profitability was driven by higher revenue.
お知らせ • Feb 06Protector Forsikring ASA Appoints Henrik as Chief ExecutiveProtector Forsikring ASA announced that Henrik will be appointed as the Chief Executive in September.
Is New 90 Day High Low • Jan 30New 90-day high: €6.19The company is up 50% from its price of €4.13 on 30 October 2020. The German market is up 18% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period.
Is New 90 Day High Low • Jan 13New 90-day high: €6.06The company is up 44% from its price of €4.20 on 15 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 16% over the same period.
Is New 90 Day High Low • Dec 29New 90-day high: €5.55The company is up 35% from its price of €4.12 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period.
Is New 90 Day High Low • Dec 09New 90-day high: €5.00The company is up 17% from its price of €4.28 on 10 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 1.0% over the same period.
Recent Insider Transactions • Dec 08Director recently bought €144k worth of stockOn the 3rd of December, Kjetil Garstad bought around 30k shares on-market at roughly €4.80 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €217k more in shares than they have sold in the last 12 months.
Is New 90 Day High Low • Nov 19New 90-day high: €4.55The company is up 15% from its price of €3.96 on 21 August 2020. The German market is up 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 7.0% over the same period.
Reported Earnings • Nov 02Third quarter 2020 earnings released: EPS kr4.24The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: kr1.41b (up 29% from 3Q 2019). Net income: kr305.6m (up kr284.9m from 3Q 2019). Profit margin: 22% (up from 1.9% in 3Q 2019). The increase in margin was driven by higher revenue.
Analyst Estimate Surprise Post Earnings • Nov 02Revenue misses expectationsRevenue missed analyst estimates by 4.1%. Over the next year, revenue is expected to shrink by 7.2% compared to a 15% growth forecast for the Insurance industry in Germany.
お知らせ • Aug 23+ 4 more updatesProtector Forsikring ASA to Report Q3, 2021 Results on Oct 28, 2021Protector Forsikring ASA announced that they will report Q3, 2021 results on Oct 28, 2021
