View ValuationHiscox 将来の成長Future 基準チェック /26Hiscox利益と収益がそれぞれ年間6.4%と11.3%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に16.8% 10.7%なると予測されています。主要情報6.4%収益成長率10.71%EPS成長率Insurance 収益成長2.0%収益成長率11.3%将来の株主資本利益率16.85%アナリストカバレッジGood最終更新日23 May 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesBoard Change • May 20High number of new directorsNon Executive Chairman of the Board Peter Clarke was the last director to join the board, commencing their role in 2025.お知らせ • May 07Hiscox Ltd to Report First Half, 2026 Results on Aug 05, 2026Hiscox Ltd announced that they will report first half, 2026 results on Aug 05, 2026お知らせ • Mar 17Hiscox Ltd, Annual General Meeting, May 14, 2026Hiscox Ltd, Annual General Meeting, May 14, 2026. Location: chesney house, 96 pitts bay road, pembroke hm 08, Bermudaお知らせ • Feb 26Hiscox Ltd (LSE:HSX) announces an Equity Buyback for £300 million worth of its shares.Hiscox Ltd (LSE:HSX) announces a share repurchase program. Under the program, the company will repurchase up to $300 million worth of its shares. The purpose of the program is to return additional capital to shareholders.お知らせ • Feb 25Hiscox Ltd Recommends Final Dividend for the Year 2025, Payable on 8 June 2026Hiscox Ltd. Board recommended a final dividend of 35.9 cents per share for the year 2025 (2024: 29.9 cents per share) to be paid, subject to shareholder approval, on 8 June 2026 to shareholders registered on 24 April 2026. Dividends will be paid in Sterling unless shareholders elect to be paid in US Dollars. The foreign exchange rate to convert the dividends declared in US Dollars into Sterling will be based on the average exchange rate between 19 May 2026 and 26 May 2026 inclusive.お知らせ • Dec 18Hiscox Ltd to Report Fiscal Year 2025 Results on Feb 25, 2026Hiscox Ltd announced that they will report fiscal year 2025 results on Feb 25, 2026お知らせ • Aug 08Hiscox Ltd Declares Interim Dividend for Six Months to 30 June 2025, Payable on 23 September 2025 and Provides Dividend Guidance for the Full Year 2025Hiscox Ltd. Declares Interim Dividend for Six Months to 30 June 2025, Payable on 23 September 2025 and Provides Dividend Guidance for the Full Year 2025. Board has declared an interim dividend of 14.4 cents per share (30 June 2024: 13.2 cents per share) payable on 23 September 2025 to shareholders registered on 15 August 2025 in respect of the six months to 30 June 2025. The foreign exchange rate to convert the dividends declared in US Dollars into Sterling will be based on the average exchange rate in the five business days prior to the Scrip Dividend price being determined. On this occasion, the period will be between 2 September 2025 and 8 September 2025 inclusive. For the full year 2025 the Group expects to increase its final 2025 dividend per share by 20% with a progressive dividend per share thereafter.お知らせ • May 30Hiscox Ltd to Report First Half, 2025 Results on Aug 06, 2025Hiscox Ltd announced that they will report first half, 2025 results on Aug 06, 2025お知らせ • May 23+ 1 more updateHiscox Ltd Announces New Dividend Guidance for the Full Year 2025Hiscox Ltd. announced that the board is setting new guidance which reflects the company's enhanced and more sustainable return profile: A 20% step-up in final Dividend per Share at full-year 2025, subject to final ratification ahead of full-year 2025 results, with a progressive dividend per share thereafter. This follows the 15% step-up in the ordinary dividend per share in 2024.お知らせ • Mar 19Hiscox Ltd, Annual General Meeting, May 15, 2025Hiscox Ltd, Annual General Meeting, May 15, 2025. Location: chesney house, 96 pitts pay road, pembroke hm 08, Bermudaお知らせ • Mar 01Hiscox Ltd Recommends A Final Dividend for 2024, Payable on 15 May 2025The Board of Hiscox Ltd. recommended a final dividend of 29.9 cents per share for 2024 to be paid, subject to shareholder approval, on 15 May 2025 to shareholders registered on 25 April 2025. Dividends will be paid in Sterling unless shareholders elect to be paid in US Dollars. The foreign exchange rate to convert the dividends declared in US Dollars into Sterling will be based on the average exchange rate in the five business days prior to the Scrip Dividend price being determined. On this occasion, the period will be between 20 May 2025 and 27 May 2025 inclusive.お知らせ • Feb 27Hiscox Ltd (LSE:HSX) announces an Equity Buyback for £175 million worth of its shares.Hiscox Ltd (LSE:HSX) announces a share repurchase program. Under the program, the company will repurchase up to $175 million worth of its shares. The purpose of the program is to return additional capital to shareholders.お知らせ • Jan 27Hiscox Ltd Announces Board ChangesHiscox Ltd. announced the appointments of Lynne Biggar and June Yee Felix as Independent Non Executive Directors on the Board, effective immediately and subject to regulatory approval. Lynne has over 25 years of experience in advancing global brands and delivering customer results across a range of sectors including technology and financial services. She has held a number of senior global marketing and operational roles, including at Visa, Time Inc., and American Express, and is currently a Senior Advisor at Boston Consulting Group. June has 30 years of experience growing, advising and transforming technology intensive businesses globally, particularly in financial services, having worked across Asia, the USA and Europe. This includes leadership roles at Chase Bank, Citibank, IBM, Verifone, and most recently as Group CEO of FTSE-listed global fintech, IG Group Plc. As part of Board succession planning, Lynn Pike and Anne MacDonald will not seek re-election at the 2025 AGM and will step down from the Board in 2025 following the conclusion of their nine-year terms.お知らせ • Jan 10Hiscox Ltd to Report Fiscal Year 2024 Results on Feb 27, 2025Hiscox Ltd announced that they will report fiscal year 2024 results on Feb 27, 2025お知らせ • Sep 23+ 1 more updateHiscox Ltd(LSE:HSX) dropped from FTSE 250 (Ex Investment Companies) Index (GBP)Hiscox Ltd(LSE:HSX) dropped from FTSE 250 (Ex Investment Companies) Index (GBP)お知らせ • Sep 02Hiscox Ltd Announces Board and Committee ChangesHiscox Ltd. announced the appointment of appointment of Jane Guyett as an Independent Non Executive Director and Chair of its Remuneration Committee, subject to regulatory approval. Jane is a highly experienced Non Executive Director, having held a range of roles across both the public and private sectors. These include serving as Senior Independent Director at UK Government Investments Limited and as Chair of the Remuneration Committee at the Royal London Mutual Insurance Society. In addition, Jane has over 25 years of extensive executive experience, predominantly in the banking sector across EMEA and Asia. This includes 15 years at Bank of America Securities, latterly as Chief Operating Officer for EMEA. Following last month's confirmation of Colin Keogh as the Company's Interim Chair, the Board has commenced the search for a permanent Chair. Independent Non Executive Director Lynn Pike will serve as Interim Senior Independent Director, and Colin will cease to be a member of the Remuneration Committee upon Jane's appointment.お知らせ • Aug 23+ 1 more updateHiscox Ltd Appoints Colin Keogh as Interim ChairHiscox Ltd. confirms Senior Independent Director Colin Keogh as Interim Chair of the Company following the tragic death of Jonathan Bloomer earlier this week.Declared Dividend • Aug 09First half dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 15th August 2024 Payment date: 24th September 2024 Dividend yield will be 2.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (18% earnings payout ratio) and cash flows (39% cash payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to decline by 2.5% over the next 3 years. However, it would need to fall by 80% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Aug 08First half 2024 earnings released: EPS: US$0.75 (vs US$0.72 in 1H 2023)First half 2024 results: EPS: US$0.75 (up from US$0.72 in 1H 2023). Revenue: US$1.72b (up 4.9% from 1H 2023). Net income: US$258.9m (up 3.5% from 1H 2023). Profit margin: 15% (in line with 1H 2023). Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.お知らせ • Aug 07Hiscox Ltd Approves an Interim Dividend in Respect of the Six Months to 30 June 2024, Payable on 24 September 2024Hiscox Ltd. approved the payment of an interim dividend of 13.2 cents per share, an increase of 5.6%, in respect of the six months to 30 June 2024 (30 June 2023: 12.5 cents per share). The record date for the dividend will be 16 August 2024 and the payment date will be 24 September 2024.New Risk • Jun 25New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.7% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings are forecast to decline by an average of 0.7% per year for the foreseeable future. High level of non-cash earnings (73% accrual ratio). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€304k sold).お知らせ • May 03Hiscox Ltd to Report First Half, 2024 Results on Aug 07, 2024Hiscox Ltd announced that they will report first half, 2024 results on Aug 07, 2024Upcoming Dividend • Apr 25Upcoming dividend of US$0.25 per shareEligible shareholders must have bought the stock before 02 May 2024. Payment date: 12 June 2024. Payout ratio is a comfortable 18% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.3%).お知らせ • Mar 23Hiscox Ltd, Annual General Meeting, May 09, 2024Hiscox Ltd, Annual General Meeting, May 09, 2024, at 15:30 Coordinated Universal Time. Location: Chesney House, 96 Pitts Bay Road, Pembroke HM 08, Bermuda Agenda: To consider the Annual Report and Accounts for the year ended 31 December 2023; to consider approval of the annual report on remuneration 2023; to consider approval of the final dividend for the year ended 1 December 2023; to consider appointment and re-appointment of Directors; to consider approval of the Auditors' re-appointment and setting of their remuneration; to consider to authorise the allotment of relevant securities; and to consider other matters.Declared Dividend • Mar 07Final dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 2nd May 2024 Payment date: 12th June 2024 Dividend yield will be 2.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (18% earnings payout ratio) and cash flows (69% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. EPS is expected to decline by 2.2% over the next 3 years. However, it would need to fall by 80% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Mar 06Full year 2023 earnings released: EPS: US$2.06 (vs US$0.12 in FY 2022)Full year 2023 results: EPS: US$2.06 (up from US$0.12 in FY 2022). Revenue: US$3.70b (up 33% from FY 2022). Net income: US$712.0m (up US$670.3m from FY 2022). Profit margin: 19% (up from 1.5% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 105% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.お知らせ • Nov 30Hiscox Ltd to Report Fiscal Year 2023 Results on Mar 05, 2024Hiscox Ltd announced that they will report fiscal year 2023 results on Mar 05, 2024お知らせ • Sep 28+ 1 more updateIgnite Thailand Holdings Ltd entered into an agreement to acquire Direct Asia Insurance (Holdings) Pte Ltd from Hiscox Ltd (LSE:HSX).Ignite Thailand Holdings Ltd entered into an agreement to acquire Direct Asia Insurance (Holdings) Pte Ltd from Hiscox Ltd (LSE:HSX) on September 27, 2023. The transaction is subject to customary conditions and regulatory approvals and is expected to complete by the end of 2023.お知らせ • Sep 18Hiscox Ltd(LSE:HSX) dropped from FTSE 100 IndexHiscox Ltd(LSE:HSX) dropped from FTSE 100 Indexお知らせ • Aug 10Hiscox Ltd Declares Interim Dividend in Respect of the Six Months to 30 June 2023, Payable on 26 September 2023Hiscox Ltd. announced that the Board has declared an interim dividend of 12.5¢ per share payable on 26 September 2023 to shareholders registered on 18 August 2023 in respect of the six months to 30 June 2023.Reported Earnings • Aug 10First half 2023 earnings released: EPS: US$0.72 (vs US$0.098 in 1H 2022)First half 2023 results: EPS: US$0.72 (up from US$0.098 in 1H 2022). Revenue: US$1.64b (up 22% from 1H 2022). Net income: US$250.1m (up US$216.5m from 1H 2022). Profit margin: 15% (up from 2.5% in 1H 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 106% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.お知らせ • Aug 08Hiscox Appoints Todd Isaac as New Group Chief Investment and Treasury OfficerHiscox Ltd. has appointed Todd Isaac as its new Chief Investment and Treasury Officer for the Group. In this role, Todd will be responsible for overseeing the management of the Group's $7.1 billion of assets, implementing overall investment policy and directing all portfolio management, research, trading and strategy. He will also be in charge of Treasury and Corporate Finance activities in order to dynamically manage asset liability risk and portfolio liquidity. Todd will lead a team of 10, be based in London and report to Paul Cooper, Group Chief Financial Officer. Todd brings over 30 years of investment and treasury experience to Hiscox, in addition to substantial international experience - having worked in a range of markets including North America, the Middle East, East Asia, the UK, and Bermuda. He joins Hiscox from Monument Re, where he was Deputy Chief Investment Officer for Europe and oversaw portfolio construction, manager selection and Committee and Board contributions for the reinsurer's European subsidiaries. Prior to Monument Re, Todd spent time at Blackrock, where he focused on business development for the Bermuda and UK PC sector; Hyperion, where he served as Global Treasurer; Endurance, where he was Treasurer; and Zurich as VP of Investments.お知らせ • Jun 28Hiscox Appoints Chris Loake as Group Chief Information OfficerHiscox has appointed Chris Loake as the Group's Chief Information Officer. He will be based in London and report to Stephane Flaquet, Group Chief Operations and Technology Officer. Chris joins from C. Hoare Co, where he was Chief Technology and Operations Officer with responsibility for implementing a number of critical changes in the bank's digital infrastructure. He has over 20 years of technology experience and has led teams across a wide range of organizations including Close Brothers and Experian. In his new role, Chris will drive the Group's global technology strategy enabling Hiscox's overall business ambition to drive technical excellence and deliver superb service to customers.お知らせ • Jun 17Hiscox Ltd to Report First Half, 2023 Results on Aug 09, 2023Hiscox Ltd announced that they will report first half, 2023 results on Aug 09, 2023お知らせ • Jun 09Hiscox Ltd Appoints Fabrice Brossart as the Group's Chief Risk OfficerHiscox Ltd. has appointed Fabrice Brossart as the Group's Chief Risk Officer, subject to the relevant regulatory consents. Fabrice will replace Hanna Kam who has decided to step down after 10 years with the Group. Fabrice has spent the last 12 years at AIG holding positions in both the UK and USA, latterly as CRO International General Insurance where he has overseen AIG's risk management function in 80+ territories outside the USA. Prior to AIG, Fabrice spent 10 years at AXA Insurance UK, rising to Chief Actuary. Based in London, Fabrice will report to Hiscox's Group CEO Aki Hussain, and join the Group Executive Committee. He will continue the evolution of Hiscox's risk function; partnering with the business to enable growth and exceptional customer service, while ensuring the Group's adherence to its Risk Management Framework.お知らせ • May 31Hiscox Ltd Announces Executive ChangesHiscox Ltd. announces the appointment of Jonathan Bloomeras Chair designate, subject to regulatory approval. Jonathan will join the Board as Chair designate on 1 June 2023, succeeding Robert Childs who will retire on 1 July 2023. Jonathan has a wealth of experience leading financial services organisations. He was a Partner at Arthur Andersen before joining Prudential plc in 1995, initially as CFO and then taking the role of CEO from 2000 to 2005. His final executive role was as an Operating Partner at Cerberus. A seasoned board director, Jonathan is currently serving as Chair of Morgan Stanley International, DWF Group plc and SDL Group Holdings Limited.お知らせ • May 12+ 1 more updateHiscox Ltd Appoints Beth Boucher as Independent Non Executive DirectorHiscox Ltd. announced the appointment of Beth Boucher as Independent Non Executive Director, subject to regulatory approval. Beth has over 25 years' experience leading global teams and initiatives across multiple industries. During her time at Fortium Partners, SiriusPoint, Travelers, Pfizer and Accenture, she amassed excellent credentials in cyber security, people management, transformation, and audit and regulatory operations. Beth is currently Non-Executive Director, Audit Committee member and Chair of the Nomination and Remuneration Committee at Coforge. She also recently served as Non-Executive Director and Chair of the Nominating and Governance Committee on the board of Omaha National. Alongside her board activities, she is a Partner at Fortium Partners, and Research Fellow at Nemertes Research.お知らせ • May 11Hiscox Ltd Appoints Craig Martindale as the Group's New Chief ActuaryHiscox Ltd. has appointed Craig Martindale as the Group's new Chief Actuary, subject to the relevant regulatory consents. Craig joined Hiscox in July 2009, and has held a number of senior roles across the business during his almost 15 years with the Group. He has been Group Head of Capital Management since 2015, building out the function and making significant steps to optimise capital deployment. In 2019, Craig also stepped in to lead the Investment team as Interim Chief Investment Officer for a period. Reporting to Group Chief Financial Officer, Paul Cooper, Craig will continue to be based in London and lead a team of 50, with responsibility for bringing together the Capital Management and Actuarial Reserving teams.Upcoming Dividend • Apr 27Upcoming dividend of US$0.24 per share at 2.5% yieldEligible shareholders must have bought the stock before 04 May 2023. Payment date: 13 June 2023. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.3%).Recent Insider Transactions • Mar 12Group CEO & Executive Director recently bought €168k worth of stockOn the 8th of March, Hamayou Hussain bought around 13k shares on-market at roughly €12.54 per share. This transaction amounted to 9.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Hamayou has been a buyer over the last 12 months, purchasing a net total of €468k worth in shares.Reported Earnings • Mar 09Full year 2022 earnings released: EPS: US$0.12 (vs US$0.55 in FY 2021)Full year 2022 results: EPS: US$0.12 (down from US$0.55 in FY 2021). Revenue: US$2.79b (down 7.8% from FY 2021). Net income: US$41.7m (down 78% from FY 2021). Profit margin: 1.5% (down from 6.3% in FY 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 68% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 19+ 1 more updateHiscox Ltd(LSE:HSX) dropped from FTSE 250 IndexHiscox Ltd(LSE:HSX) dropped from FTSE 250 IndexRecent Insider Transactions • Nov 30Group CEO & Executive Director recently bought €117k worth of stockOn the 25th of November, Hamayou Hussain bought around 10k shares on-market at roughly €11.67 per share. This transaction amounted to 7.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Hamayou has been a buyer over the last 12 months, purchasing a net total of €371k worth in shares.お知らせ • Nov 22Hiscox Ltd to Report Fiscal Year 2022 Results on Mar 08, 2023Hiscox Ltd announced that they will report fiscal year 2022 results on Mar 08, 2023Reported Earnings • Aug 04First half 2022 earnings released: US$0.25 loss per share (vs US$0.35 profit in 1H 2021)First half 2022 results: US$0.25 loss per share (down from US$0.35 profit in 1H 2021). Revenue: US$1.25b (down 17% from 1H 2021). Net loss: US$87.1m (down 173% from profit in 1H 2021). Over the next year, revenue is forecast to grow 73%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.お知らせ • Jun 29Hiscox Appoints Stephane Flaquet as COOHiscox Ltd. appointed Stephane Flaquet to the position of COO. Flaquet has been with the company since 2010. In the new role, Flaquet is to oversee different critical functions.Upcoming Dividend • Apr 28Upcoming dividend of US$0.23 per shareEligible shareholders must have bought the stock before 05 May 2022. Payment date: 13 June 2022. Payout ratio is a comfortable 62% but the company is not cash flow positive. Trailing yield: 4.0%. Within top quartile of German dividend payers (4.0%). Lower than average of industry peers (4.7%).お知らせ • Apr 12Hiscox Ltd, Annual General Meeting, May 12, 2022Hiscox Ltd, Annual General Meeting, May 12, 2022, at 15:30 Coordinated Universal Time. Location: Chesney House, 96 Pitts Bay Road Pembroke Bermuda Agenda: To consider Re-appointment of Directors; to consider Approval of the final dividend for the year ended 31 December 2021; to consider Approval of the annual report on remuneration 2021; and to consider other matters.Recent Insider Transactions • Apr 02Group CEO & Executive Director recently bought €80k worth of stockOn the 25th of March, Hamayou Hussain bought around 7k shares on-market at roughly €11.50 per share. In the last 3 months, there was an even bigger purchase from another insider worth €181k. Hamayou has been a buyer over the last 12 months, purchasing a net total of €259k worth in shares.Recent Insider Transactions • Mar 09Board Member recently bought €181k worth of stockOn the 7th of March, Joanne Musselle bought around 19k shares on-market at roughly €9.58 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €560k more in shares than they have sold in the last 12 months.お知らせ • Mar 06Amanda Brown to Step Down from Hiscox Limited as Chief Human Resources Officer, Effective from the End of June 2022Ms. Amanda Brown, is currently the Chief Human Resources Officer of Hiscox Limited, from which she will be stepping down with effect from the end of June 2022.お知らせ • Mar 04Hiscox Ltd Recommends Final Dividend for 2021, Payable on June 13, 2022The board of Hiscox Ltd. has recommended a final dividend of 23.0 cents per share to be paid, subject to shareholder approval, on 13 June 2022 to shareholders registered on 6 May 2022, taking the ordinary dividend per share for the year to 34.5 cents (2020: nil). The dividends will be paid in Sterling unless shareholders elect to be paid in US Dollars. The foreign exchange rates at which future dividends declared in US Dollars will be calculated is based on the average exchange rate in the five business days prior to the Scrip Dividend price being determined. On this occasion, the period will be between 23 May 2022 and 27 May 2022.Reported Earnings • Mar 03Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$0.55 (up from US$0.92 loss in FY 2020). Revenue: US$3.03b (flat on FY 2020). Net income: US$189.5m (up US$483.2m from FY 2020). Profit margin: 6.3% (up from net loss in FY 2020). Revenue exceeded analyst estimates by 1.3%. Over the next year, revenue is forecast to grow 50%, compared to a 17% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 33% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.Recent Insider Transactions • Oct 07Group CEO & Executive Director recently bought €147k worth of stockOn the 1st of October, Bronislaw Masojada bought around 15k shares on-market at roughly €9.78 per share. This was the largest purchase by an insider in the last 3 months. This was Bronislaw's only on-market trade for the last 12 months.Recent Insider Transactions • Sep 24Group CFO & Executive Director recently bought €60k worth of stockOn the 20th of September, Hamayou Hussain bought around 6k shares on-market at roughly €9.95 per share. This was the largest purchase by an insider in the last 3 months. This was Hamayou's only on-market trade for the last 12 months.Reported Earnings • Aug 04First half 2021 earnings released: EPS US$0.35 (vs US$0.50 loss in 1H 2020)The company reported a strong first half result with improved earnings, revenues and profit margins. First half 2021 results: Revenue: US$1.51b (up 4.9% from 1H 2020). Net income: US$119.0m (up US$269.5m from 1H 2020). Profit margin: 7.9% (up from net loss in 1H 2020). The move to profitability was primarily driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 71 percentage points per year, which is a significant difference in performance.Executive Departure • May 18Chief Executive Officer of Hiscox USA Steve Langan has left the companyOn the 15th of May, Steve Langan, was replaced as CEO by Bronislaw Masojada after 2.9 years in the role. We don't have any record of a personal shareholding under Steve's name. Steve is the only executive to leave the company over the last 12 months. Under Steve's leadership, the company delivered a total shareholder return of -43%.お知らせ • Mar 14Hiscox Appoints Isha Patel to Head of Direct Commercial Within Hiscox UKHiscox announced the appointment of Isha Patel to Head of Direct Commercial within Hiscox UK. Isha joined Hiscox in 2013 and since then her experience has spanned operations, finance and sales with roles in both the Hiscox Retail business units (Hiscox UK and DirectAsia) and Hiscox London Market. In her new role, Isha will lead a team spanning Operations, Marketing and Underwriting, whose focus will be on further strengthening the division's digital capabilities and the continued improvement of the customer journey. Isha will be based in York and report to Ross Dingwall, Hiscox UK's Distribution Director.Reported Earnings • Mar 04Full year 2020 earnings released: US$0.92 loss per share (vs US$0.17 profit in FY 2019)The company reported a soft full year result with weaker earnings and weaker control over costs, although revenues improved. Full year 2020 results: Revenue: US$3.00b (up 3.0% from FY 2019). Net loss: US$293.7m (down US$342.6m from profit in FY 2019). Combined ratio: 114.5% (up from 105.7% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 95% per year but the company’s share price has only fallen by 16% per year, which means it has not declined as severely as earnings.Is New 90 Day High Low • Mar 04New 90-day low: €9.65The company is down 13% from its price of €11.11 on 03 December 2020. The German market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.99 per share.お知らせ • Feb 03Hiscox Ltd to Report Fiscal Year 2020 Results on Mar 03, 2021Hiscox Ltd announced that they will report fiscal year 2020 results on Mar 03, 2021お知らせ • Jan 28+ 1 more updateHiscox Ltd(LSE:HSX) dropped from FTSE 250 IndexHiscox Ltd(LSE:HSX) dropped from FTSE 250 Indexお知らせ • Dec 18Hiscox Appoints Shewry as CFO UK BusinessHiscox has appointed Tom Shewry as cfo for its UK business. Reporting to Hiscox UK's ceo, Bob Thaker, Shewry has spent over 20 years in general insurance working in a variety of commercial roles. He joined Hiscox in 2018 as director of Group Finance where he led the development of the group finance function, establishing new processes and capabilities before becoming cfo for Hiscox UK on an interim basis in September this year. Since taking on the role, Shewry has played an important part in continuing to assess Hiscox UK's ongoing COVID-19 exposures while successfully completing the business' 2021 financial planning process.Is New 90 Day High Low • Nov 10New 90-day high: €10.19The company is up 18% from its price of €8.66 on 11 August 2020. The German market is down 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €6.92 per share.業績と収益の成長予測DB:H2X3 - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20285,818725715819412/31/20275,546582615713512/31/20265,230521634720512/31/20254,0256042673N/A9/30/20253,9766002066N/A6/30/20253,9275951359N/A3/31/20253,8686114487N/A12/31/20243,80862775114N/A9/30/20243,794674202241N/A6/30/20243,780721328367N/A3/31/20243,740716258300N/A12/31/20233,700712188232N/A9/30/20233,483591120177N/A6/30/20233,26747052121N/A3/31/20233,121362171247N/A12/31/20222,975254291373N/A9/30/20222,921179168245N/A6/30/20222,86610446116N/A3/31/20222,944147266N/A12/31/20213,023190-4217N/A9/30/20213,04783-53-7N/A6/30/20213,071-24-64-30N/A3/31/20213,035-159-121-73N/A12/31/20203,000-294-178-117N/A9/30/20202,930-270-4835N/A6/30/20202,860-24783187N/A3/31/20202,886-9913113N/A12/31/20192,91249-5840N/A9/30/20192,86882N/A-111N/A6/30/20192,824115N/A-261N/A3/31/20192,741116N/A19N/A12/31/20182,659118N/A300N/A9/30/20182,64588N/A344N/A6/30/20182,63259N/A388N/A3/31/20182,60446N/A241N/A12/31/20172,57534N/A95N/A9/30/20172,653177N/A159N/A6/30/20172,508304N/A218N/A3/31/20172,348360N/A145N/A12/31/20162,198415N/A70N/A9/30/20162,175399N/A-89N/A6/30/20162,090370N/A-257N/A3/31/20162,203351N/A-88N/A12/31/20152,194310N/A105N/A9/30/20152,224330N/A482N/A6/30/20152,284355N/A889N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: H2X3の予測収益成長率 (年間6.4% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: H2X3の収益 ( 6.4% ) German市場 ( 17.2% ) よりも低い成長が予測されています。高成長収益: H2X3の収益は増加すると予測されていますが、大幅には増加しません。収益対市場: H2X3の収益 ( 11.3% ) German市場 ( 6.8% ) よりも速いペースで成長すると予測されています。高い収益成長: H2X3の収益 ( 11.3% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: H2X3の 自己資本利益率 は、3年後には低くなると予測されています ( 16.8 %)。成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/25 14:23終値2026/05/25 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Hiscox Ltd 9 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。25 アナリスト機関Ivan BokhmatBarclaysMichael ChristodoulouBerenbergThomas SeidlBernstein22 その他のアナリストを表示
Board Change • May 20High number of new directorsNon Executive Chairman of the Board Peter Clarke was the last director to join the board, commencing their role in 2025.
お知らせ • May 07Hiscox Ltd to Report First Half, 2026 Results on Aug 05, 2026Hiscox Ltd announced that they will report first half, 2026 results on Aug 05, 2026
お知らせ • Mar 17Hiscox Ltd, Annual General Meeting, May 14, 2026Hiscox Ltd, Annual General Meeting, May 14, 2026. Location: chesney house, 96 pitts bay road, pembroke hm 08, Bermuda
お知らせ • Feb 26Hiscox Ltd (LSE:HSX) announces an Equity Buyback for £300 million worth of its shares.Hiscox Ltd (LSE:HSX) announces a share repurchase program. Under the program, the company will repurchase up to $300 million worth of its shares. The purpose of the program is to return additional capital to shareholders.
お知らせ • Feb 25Hiscox Ltd Recommends Final Dividend for the Year 2025, Payable on 8 June 2026Hiscox Ltd. Board recommended a final dividend of 35.9 cents per share for the year 2025 (2024: 29.9 cents per share) to be paid, subject to shareholder approval, on 8 June 2026 to shareholders registered on 24 April 2026. Dividends will be paid in Sterling unless shareholders elect to be paid in US Dollars. The foreign exchange rate to convert the dividends declared in US Dollars into Sterling will be based on the average exchange rate between 19 May 2026 and 26 May 2026 inclusive.
お知らせ • Dec 18Hiscox Ltd to Report Fiscal Year 2025 Results on Feb 25, 2026Hiscox Ltd announced that they will report fiscal year 2025 results on Feb 25, 2026
お知らせ • Aug 08Hiscox Ltd Declares Interim Dividend for Six Months to 30 June 2025, Payable on 23 September 2025 and Provides Dividend Guidance for the Full Year 2025Hiscox Ltd. Declares Interim Dividend for Six Months to 30 June 2025, Payable on 23 September 2025 and Provides Dividend Guidance for the Full Year 2025. Board has declared an interim dividend of 14.4 cents per share (30 June 2024: 13.2 cents per share) payable on 23 September 2025 to shareholders registered on 15 August 2025 in respect of the six months to 30 June 2025. The foreign exchange rate to convert the dividends declared in US Dollars into Sterling will be based on the average exchange rate in the five business days prior to the Scrip Dividend price being determined. On this occasion, the period will be between 2 September 2025 and 8 September 2025 inclusive. For the full year 2025 the Group expects to increase its final 2025 dividend per share by 20% with a progressive dividend per share thereafter.
お知らせ • May 30Hiscox Ltd to Report First Half, 2025 Results on Aug 06, 2025Hiscox Ltd announced that they will report first half, 2025 results on Aug 06, 2025
お知らせ • May 23+ 1 more updateHiscox Ltd Announces New Dividend Guidance for the Full Year 2025Hiscox Ltd. announced that the board is setting new guidance which reflects the company's enhanced and more sustainable return profile: A 20% step-up in final Dividend per Share at full-year 2025, subject to final ratification ahead of full-year 2025 results, with a progressive dividend per share thereafter. This follows the 15% step-up in the ordinary dividend per share in 2024.
お知らせ • Mar 19Hiscox Ltd, Annual General Meeting, May 15, 2025Hiscox Ltd, Annual General Meeting, May 15, 2025. Location: chesney house, 96 pitts pay road, pembroke hm 08, Bermuda
お知らせ • Mar 01Hiscox Ltd Recommends A Final Dividend for 2024, Payable on 15 May 2025The Board of Hiscox Ltd. recommended a final dividend of 29.9 cents per share for 2024 to be paid, subject to shareholder approval, on 15 May 2025 to shareholders registered on 25 April 2025. Dividends will be paid in Sterling unless shareholders elect to be paid in US Dollars. The foreign exchange rate to convert the dividends declared in US Dollars into Sterling will be based on the average exchange rate in the five business days prior to the Scrip Dividend price being determined. On this occasion, the period will be between 20 May 2025 and 27 May 2025 inclusive.
お知らせ • Feb 27Hiscox Ltd (LSE:HSX) announces an Equity Buyback for £175 million worth of its shares.Hiscox Ltd (LSE:HSX) announces a share repurchase program. Under the program, the company will repurchase up to $175 million worth of its shares. The purpose of the program is to return additional capital to shareholders.
お知らせ • Jan 27Hiscox Ltd Announces Board ChangesHiscox Ltd. announced the appointments of Lynne Biggar and June Yee Felix as Independent Non Executive Directors on the Board, effective immediately and subject to regulatory approval. Lynne has over 25 years of experience in advancing global brands and delivering customer results across a range of sectors including technology and financial services. She has held a number of senior global marketing and operational roles, including at Visa, Time Inc., and American Express, and is currently a Senior Advisor at Boston Consulting Group. June has 30 years of experience growing, advising and transforming technology intensive businesses globally, particularly in financial services, having worked across Asia, the USA and Europe. This includes leadership roles at Chase Bank, Citibank, IBM, Verifone, and most recently as Group CEO of FTSE-listed global fintech, IG Group Plc. As part of Board succession planning, Lynn Pike and Anne MacDonald will not seek re-election at the 2025 AGM and will step down from the Board in 2025 following the conclusion of their nine-year terms.
お知らせ • Jan 10Hiscox Ltd to Report Fiscal Year 2024 Results on Feb 27, 2025Hiscox Ltd announced that they will report fiscal year 2024 results on Feb 27, 2025
お知らせ • Sep 23+ 1 more updateHiscox Ltd(LSE:HSX) dropped from FTSE 250 (Ex Investment Companies) Index (GBP)Hiscox Ltd(LSE:HSX) dropped from FTSE 250 (Ex Investment Companies) Index (GBP)
お知らせ • Sep 02Hiscox Ltd Announces Board and Committee ChangesHiscox Ltd. announced the appointment of appointment of Jane Guyett as an Independent Non Executive Director and Chair of its Remuneration Committee, subject to regulatory approval. Jane is a highly experienced Non Executive Director, having held a range of roles across both the public and private sectors. These include serving as Senior Independent Director at UK Government Investments Limited and as Chair of the Remuneration Committee at the Royal London Mutual Insurance Society. In addition, Jane has over 25 years of extensive executive experience, predominantly in the banking sector across EMEA and Asia. This includes 15 years at Bank of America Securities, latterly as Chief Operating Officer for EMEA. Following last month's confirmation of Colin Keogh as the Company's Interim Chair, the Board has commenced the search for a permanent Chair. Independent Non Executive Director Lynn Pike will serve as Interim Senior Independent Director, and Colin will cease to be a member of the Remuneration Committee upon Jane's appointment.
お知らせ • Aug 23+ 1 more updateHiscox Ltd Appoints Colin Keogh as Interim ChairHiscox Ltd. confirms Senior Independent Director Colin Keogh as Interim Chair of the Company following the tragic death of Jonathan Bloomer earlier this week.
Declared Dividend • Aug 09First half dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 15th August 2024 Payment date: 24th September 2024 Dividend yield will be 2.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (18% earnings payout ratio) and cash flows (39% cash payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to decline by 2.5% over the next 3 years. However, it would need to fall by 80% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Aug 08First half 2024 earnings released: EPS: US$0.75 (vs US$0.72 in 1H 2023)First half 2024 results: EPS: US$0.75 (up from US$0.72 in 1H 2023). Revenue: US$1.72b (up 4.9% from 1H 2023). Net income: US$258.9m (up 3.5% from 1H 2023). Profit margin: 15% (in line with 1H 2023). Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
お知らせ • Aug 07Hiscox Ltd Approves an Interim Dividend in Respect of the Six Months to 30 June 2024, Payable on 24 September 2024Hiscox Ltd. approved the payment of an interim dividend of 13.2 cents per share, an increase of 5.6%, in respect of the six months to 30 June 2024 (30 June 2023: 12.5 cents per share). The record date for the dividend will be 16 August 2024 and the payment date will be 24 September 2024.
New Risk • Jun 25New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.7% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings are forecast to decline by an average of 0.7% per year for the foreseeable future. High level of non-cash earnings (73% accrual ratio). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€304k sold).
お知らせ • May 03Hiscox Ltd to Report First Half, 2024 Results on Aug 07, 2024Hiscox Ltd announced that they will report first half, 2024 results on Aug 07, 2024
Upcoming Dividend • Apr 25Upcoming dividend of US$0.25 per shareEligible shareholders must have bought the stock before 02 May 2024. Payment date: 12 June 2024. Payout ratio is a comfortable 18% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.3%).
お知らせ • Mar 23Hiscox Ltd, Annual General Meeting, May 09, 2024Hiscox Ltd, Annual General Meeting, May 09, 2024, at 15:30 Coordinated Universal Time. Location: Chesney House, 96 Pitts Bay Road, Pembroke HM 08, Bermuda Agenda: To consider the Annual Report and Accounts for the year ended 31 December 2023; to consider approval of the annual report on remuneration 2023; to consider approval of the final dividend for the year ended 1 December 2023; to consider appointment and re-appointment of Directors; to consider approval of the Auditors' re-appointment and setting of their remuneration; to consider to authorise the allotment of relevant securities; and to consider other matters.
Declared Dividend • Mar 07Final dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 2nd May 2024 Payment date: 12th June 2024 Dividend yield will be 2.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (18% earnings payout ratio) and cash flows (69% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. EPS is expected to decline by 2.2% over the next 3 years. However, it would need to fall by 80% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Mar 06Full year 2023 earnings released: EPS: US$2.06 (vs US$0.12 in FY 2022)Full year 2023 results: EPS: US$2.06 (up from US$0.12 in FY 2022). Revenue: US$3.70b (up 33% from FY 2022). Net income: US$712.0m (up US$670.3m from FY 2022). Profit margin: 19% (up from 1.5% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 105% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
お知らせ • Nov 30Hiscox Ltd to Report Fiscal Year 2023 Results on Mar 05, 2024Hiscox Ltd announced that they will report fiscal year 2023 results on Mar 05, 2024
お知らせ • Sep 28+ 1 more updateIgnite Thailand Holdings Ltd entered into an agreement to acquire Direct Asia Insurance (Holdings) Pte Ltd from Hiscox Ltd (LSE:HSX).Ignite Thailand Holdings Ltd entered into an agreement to acquire Direct Asia Insurance (Holdings) Pte Ltd from Hiscox Ltd (LSE:HSX) on September 27, 2023. The transaction is subject to customary conditions and regulatory approvals and is expected to complete by the end of 2023.
お知らせ • Sep 18Hiscox Ltd(LSE:HSX) dropped from FTSE 100 IndexHiscox Ltd(LSE:HSX) dropped from FTSE 100 Index
お知らせ • Aug 10Hiscox Ltd Declares Interim Dividend in Respect of the Six Months to 30 June 2023, Payable on 26 September 2023Hiscox Ltd. announced that the Board has declared an interim dividend of 12.5¢ per share payable on 26 September 2023 to shareholders registered on 18 August 2023 in respect of the six months to 30 June 2023.
Reported Earnings • Aug 10First half 2023 earnings released: EPS: US$0.72 (vs US$0.098 in 1H 2022)First half 2023 results: EPS: US$0.72 (up from US$0.098 in 1H 2022). Revenue: US$1.64b (up 22% from 1H 2022). Net income: US$250.1m (up US$216.5m from 1H 2022). Profit margin: 15% (up from 2.5% in 1H 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 106% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
お知らせ • Aug 08Hiscox Appoints Todd Isaac as New Group Chief Investment and Treasury OfficerHiscox Ltd. has appointed Todd Isaac as its new Chief Investment and Treasury Officer for the Group. In this role, Todd will be responsible for overseeing the management of the Group's $7.1 billion of assets, implementing overall investment policy and directing all portfolio management, research, trading and strategy. He will also be in charge of Treasury and Corporate Finance activities in order to dynamically manage asset liability risk and portfolio liquidity. Todd will lead a team of 10, be based in London and report to Paul Cooper, Group Chief Financial Officer. Todd brings over 30 years of investment and treasury experience to Hiscox, in addition to substantial international experience - having worked in a range of markets including North America, the Middle East, East Asia, the UK, and Bermuda. He joins Hiscox from Monument Re, where he was Deputy Chief Investment Officer for Europe and oversaw portfolio construction, manager selection and Committee and Board contributions for the reinsurer's European subsidiaries. Prior to Monument Re, Todd spent time at Blackrock, where he focused on business development for the Bermuda and UK PC sector; Hyperion, where he served as Global Treasurer; Endurance, where he was Treasurer; and Zurich as VP of Investments.
お知らせ • Jun 28Hiscox Appoints Chris Loake as Group Chief Information OfficerHiscox has appointed Chris Loake as the Group's Chief Information Officer. He will be based in London and report to Stephane Flaquet, Group Chief Operations and Technology Officer. Chris joins from C. Hoare Co, where he was Chief Technology and Operations Officer with responsibility for implementing a number of critical changes in the bank's digital infrastructure. He has over 20 years of technology experience and has led teams across a wide range of organizations including Close Brothers and Experian. In his new role, Chris will drive the Group's global technology strategy enabling Hiscox's overall business ambition to drive technical excellence and deliver superb service to customers.
お知らせ • Jun 17Hiscox Ltd to Report First Half, 2023 Results on Aug 09, 2023Hiscox Ltd announced that they will report first half, 2023 results on Aug 09, 2023
お知らせ • Jun 09Hiscox Ltd Appoints Fabrice Brossart as the Group's Chief Risk OfficerHiscox Ltd. has appointed Fabrice Brossart as the Group's Chief Risk Officer, subject to the relevant regulatory consents. Fabrice will replace Hanna Kam who has decided to step down after 10 years with the Group. Fabrice has spent the last 12 years at AIG holding positions in both the UK and USA, latterly as CRO International General Insurance where he has overseen AIG's risk management function in 80+ territories outside the USA. Prior to AIG, Fabrice spent 10 years at AXA Insurance UK, rising to Chief Actuary. Based in London, Fabrice will report to Hiscox's Group CEO Aki Hussain, and join the Group Executive Committee. He will continue the evolution of Hiscox's risk function; partnering with the business to enable growth and exceptional customer service, while ensuring the Group's adherence to its Risk Management Framework.
お知らせ • May 31Hiscox Ltd Announces Executive ChangesHiscox Ltd. announces the appointment of Jonathan Bloomeras Chair designate, subject to regulatory approval. Jonathan will join the Board as Chair designate on 1 June 2023, succeeding Robert Childs who will retire on 1 July 2023. Jonathan has a wealth of experience leading financial services organisations. He was a Partner at Arthur Andersen before joining Prudential plc in 1995, initially as CFO and then taking the role of CEO from 2000 to 2005. His final executive role was as an Operating Partner at Cerberus. A seasoned board director, Jonathan is currently serving as Chair of Morgan Stanley International, DWF Group plc and SDL Group Holdings Limited.
お知らせ • May 12+ 1 more updateHiscox Ltd Appoints Beth Boucher as Independent Non Executive DirectorHiscox Ltd. announced the appointment of Beth Boucher as Independent Non Executive Director, subject to regulatory approval. Beth has over 25 years' experience leading global teams and initiatives across multiple industries. During her time at Fortium Partners, SiriusPoint, Travelers, Pfizer and Accenture, she amassed excellent credentials in cyber security, people management, transformation, and audit and regulatory operations. Beth is currently Non-Executive Director, Audit Committee member and Chair of the Nomination and Remuneration Committee at Coforge. She also recently served as Non-Executive Director and Chair of the Nominating and Governance Committee on the board of Omaha National. Alongside her board activities, she is a Partner at Fortium Partners, and Research Fellow at Nemertes Research.
お知らせ • May 11Hiscox Ltd Appoints Craig Martindale as the Group's New Chief ActuaryHiscox Ltd. has appointed Craig Martindale as the Group's new Chief Actuary, subject to the relevant regulatory consents. Craig joined Hiscox in July 2009, and has held a number of senior roles across the business during his almost 15 years with the Group. He has been Group Head of Capital Management since 2015, building out the function and making significant steps to optimise capital deployment. In 2019, Craig also stepped in to lead the Investment team as Interim Chief Investment Officer for a period. Reporting to Group Chief Financial Officer, Paul Cooper, Craig will continue to be based in London and lead a team of 50, with responsibility for bringing together the Capital Management and Actuarial Reserving teams.
Upcoming Dividend • Apr 27Upcoming dividend of US$0.24 per share at 2.5% yieldEligible shareholders must have bought the stock before 04 May 2023. Payment date: 13 June 2023. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.3%).
Recent Insider Transactions • Mar 12Group CEO & Executive Director recently bought €168k worth of stockOn the 8th of March, Hamayou Hussain bought around 13k shares on-market at roughly €12.54 per share. This transaction amounted to 9.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Hamayou has been a buyer over the last 12 months, purchasing a net total of €468k worth in shares.
Reported Earnings • Mar 09Full year 2022 earnings released: EPS: US$0.12 (vs US$0.55 in FY 2021)Full year 2022 results: EPS: US$0.12 (down from US$0.55 in FY 2021). Revenue: US$2.79b (down 7.8% from FY 2021). Net income: US$41.7m (down 78% from FY 2021). Profit margin: 1.5% (down from 6.3% in FY 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 68% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 19+ 1 more updateHiscox Ltd(LSE:HSX) dropped from FTSE 250 IndexHiscox Ltd(LSE:HSX) dropped from FTSE 250 Index
Recent Insider Transactions • Nov 30Group CEO & Executive Director recently bought €117k worth of stockOn the 25th of November, Hamayou Hussain bought around 10k shares on-market at roughly €11.67 per share. This transaction amounted to 7.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Hamayou has been a buyer over the last 12 months, purchasing a net total of €371k worth in shares.
お知らせ • Nov 22Hiscox Ltd to Report Fiscal Year 2022 Results on Mar 08, 2023Hiscox Ltd announced that they will report fiscal year 2022 results on Mar 08, 2023
Reported Earnings • Aug 04First half 2022 earnings released: US$0.25 loss per share (vs US$0.35 profit in 1H 2021)First half 2022 results: US$0.25 loss per share (down from US$0.35 profit in 1H 2021). Revenue: US$1.25b (down 17% from 1H 2021). Net loss: US$87.1m (down 173% from profit in 1H 2021). Over the next year, revenue is forecast to grow 73%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.
お知らせ • Jun 29Hiscox Appoints Stephane Flaquet as COOHiscox Ltd. appointed Stephane Flaquet to the position of COO. Flaquet has been with the company since 2010. In the new role, Flaquet is to oversee different critical functions.
Upcoming Dividend • Apr 28Upcoming dividend of US$0.23 per shareEligible shareholders must have bought the stock before 05 May 2022. Payment date: 13 June 2022. Payout ratio is a comfortable 62% but the company is not cash flow positive. Trailing yield: 4.0%. Within top quartile of German dividend payers (4.0%). Lower than average of industry peers (4.7%).
お知らせ • Apr 12Hiscox Ltd, Annual General Meeting, May 12, 2022Hiscox Ltd, Annual General Meeting, May 12, 2022, at 15:30 Coordinated Universal Time. Location: Chesney House, 96 Pitts Bay Road Pembroke Bermuda Agenda: To consider Re-appointment of Directors; to consider Approval of the final dividend for the year ended 31 December 2021; to consider Approval of the annual report on remuneration 2021; and to consider other matters.
Recent Insider Transactions • Apr 02Group CEO & Executive Director recently bought €80k worth of stockOn the 25th of March, Hamayou Hussain bought around 7k shares on-market at roughly €11.50 per share. In the last 3 months, there was an even bigger purchase from another insider worth €181k. Hamayou has been a buyer over the last 12 months, purchasing a net total of €259k worth in shares.
Recent Insider Transactions • Mar 09Board Member recently bought €181k worth of stockOn the 7th of March, Joanne Musselle bought around 19k shares on-market at roughly €9.58 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €560k more in shares than they have sold in the last 12 months.
お知らせ • Mar 06Amanda Brown to Step Down from Hiscox Limited as Chief Human Resources Officer, Effective from the End of June 2022Ms. Amanda Brown, is currently the Chief Human Resources Officer of Hiscox Limited, from which she will be stepping down with effect from the end of June 2022.
お知らせ • Mar 04Hiscox Ltd Recommends Final Dividend for 2021, Payable on June 13, 2022The board of Hiscox Ltd. has recommended a final dividend of 23.0 cents per share to be paid, subject to shareholder approval, on 13 June 2022 to shareholders registered on 6 May 2022, taking the ordinary dividend per share for the year to 34.5 cents (2020: nil). The dividends will be paid in Sterling unless shareholders elect to be paid in US Dollars. The foreign exchange rates at which future dividends declared in US Dollars will be calculated is based on the average exchange rate in the five business days prior to the Scrip Dividend price being determined. On this occasion, the period will be between 23 May 2022 and 27 May 2022.
Reported Earnings • Mar 03Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$0.55 (up from US$0.92 loss in FY 2020). Revenue: US$3.03b (flat on FY 2020). Net income: US$189.5m (up US$483.2m from FY 2020). Profit margin: 6.3% (up from net loss in FY 2020). Revenue exceeded analyst estimates by 1.3%. Over the next year, revenue is forecast to grow 50%, compared to a 17% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 33% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.
Recent Insider Transactions • Oct 07Group CEO & Executive Director recently bought €147k worth of stockOn the 1st of October, Bronislaw Masojada bought around 15k shares on-market at roughly €9.78 per share. This was the largest purchase by an insider in the last 3 months. This was Bronislaw's only on-market trade for the last 12 months.
Recent Insider Transactions • Sep 24Group CFO & Executive Director recently bought €60k worth of stockOn the 20th of September, Hamayou Hussain bought around 6k shares on-market at roughly €9.95 per share. This was the largest purchase by an insider in the last 3 months. This was Hamayou's only on-market trade for the last 12 months.
Reported Earnings • Aug 04First half 2021 earnings released: EPS US$0.35 (vs US$0.50 loss in 1H 2020)The company reported a strong first half result with improved earnings, revenues and profit margins. First half 2021 results: Revenue: US$1.51b (up 4.9% from 1H 2020). Net income: US$119.0m (up US$269.5m from 1H 2020). Profit margin: 7.9% (up from net loss in 1H 2020). The move to profitability was primarily driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 71 percentage points per year, which is a significant difference in performance.
Executive Departure • May 18Chief Executive Officer of Hiscox USA Steve Langan has left the companyOn the 15th of May, Steve Langan, was replaced as CEO by Bronislaw Masojada after 2.9 years in the role. We don't have any record of a personal shareholding under Steve's name. Steve is the only executive to leave the company over the last 12 months. Under Steve's leadership, the company delivered a total shareholder return of -43%.
お知らせ • Mar 14Hiscox Appoints Isha Patel to Head of Direct Commercial Within Hiscox UKHiscox announced the appointment of Isha Patel to Head of Direct Commercial within Hiscox UK. Isha joined Hiscox in 2013 and since then her experience has spanned operations, finance and sales with roles in both the Hiscox Retail business units (Hiscox UK and DirectAsia) and Hiscox London Market. In her new role, Isha will lead a team spanning Operations, Marketing and Underwriting, whose focus will be on further strengthening the division's digital capabilities and the continued improvement of the customer journey. Isha will be based in York and report to Ross Dingwall, Hiscox UK's Distribution Director.
Reported Earnings • Mar 04Full year 2020 earnings released: US$0.92 loss per share (vs US$0.17 profit in FY 2019)The company reported a soft full year result with weaker earnings and weaker control over costs, although revenues improved. Full year 2020 results: Revenue: US$3.00b (up 3.0% from FY 2019). Net loss: US$293.7m (down US$342.6m from profit in FY 2019). Combined ratio: 114.5% (up from 105.7% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 95% per year but the company’s share price has only fallen by 16% per year, which means it has not declined as severely as earnings.
Is New 90 Day High Low • Mar 04New 90-day low: €9.65The company is down 13% from its price of €11.11 on 03 December 2020. The German market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.99 per share.
お知らせ • Feb 03Hiscox Ltd to Report Fiscal Year 2020 Results on Mar 03, 2021Hiscox Ltd announced that they will report fiscal year 2020 results on Mar 03, 2021
お知らせ • Jan 28+ 1 more updateHiscox Ltd(LSE:HSX) dropped from FTSE 250 IndexHiscox Ltd(LSE:HSX) dropped from FTSE 250 Index
お知らせ • Dec 18Hiscox Appoints Shewry as CFO UK BusinessHiscox has appointed Tom Shewry as cfo for its UK business. Reporting to Hiscox UK's ceo, Bob Thaker, Shewry has spent over 20 years in general insurance working in a variety of commercial roles. He joined Hiscox in 2018 as director of Group Finance where he led the development of the group finance function, establishing new processes and capabilities before becoming cfo for Hiscox UK on an interim basis in September this year. Since taking on the role, Shewry has played an important part in continuing to assess Hiscox UK's ongoing COVID-19 exposures while successfully completing the business' 2021 financial planning process.
Is New 90 Day High Low • Nov 10New 90-day high: €10.19The company is up 18% from its price of €8.66 on 11 August 2020. The German market is down 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €6.92 per share.