View Past PerformanceLínea Directa Aseguradora Compañía de Seguros y Reaseguros バランスシートの健全性財務の健全性 基準チェック /46Línea Directa Aseguradora Compañía de Seguros y Reasegurosの総株主資本は€404.5M 、総負債は€0.0で、負債比率は0%となります。総資産と総負債はそれぞれ€1.4Bと€970.2Mです。主要情報0%負債資本比率€0負債インタレスト・カバレッジ・レシオn/a現金€74.95mエクイティ€404.46m負債合計€970.25m総資産€1.37b財務の健全性に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Apr 20Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q1, 2026 Results on Apr 27, 2026Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q1, 2026 results Pre-Market on Apr 27, 2026お知らせ • Feb 24Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 09, 2026Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 09, 2026. Location: teatro del centro cultural adolfo suarez, plaza del ayuntamiento 2, tres cantos., madrid Spainお知らせ • Feb 16Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Fiscal Year 2025 Results on Feb 23, 2026Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report fiscal year 2025 results Pre-Market on Feb 23, 2026お知らせ • Oct 14Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Nine Months, 2025 Results on Oct 27, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report nine months, 2025 results on Oct 27, 2025お知らせ • Jul 14Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report First Half, 2025 Results on Jul 23, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report first half, 2025 results on Jul 23, 2025お知らせ • Apr 14Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q1, 2025 Results on Apr 28, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q1, 2025 results Pre-Market on Apr 28, 2025お知らせ • Mar 04Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 10, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 10, 2025. Location: teatro del centro cultural adolfo suarez, plaza del ayuntamiento 2, tres cantos, madrid Spainお知らせ • Jan 20+ 1 more updateLínea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Fiscal Year 2024 Results on Jan 29, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report fiscal year 2024 results Pre-Market on Jan 29, 2025Board Change • Dec 30Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 2 highly experienced directors. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Buy Or Sell Opportunity • Nov 08Now 20% undervaluedOver the last 90 days, the stock has risen 4.3% to €1.06. The fair value is estimated to be €1.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.8% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to decline by 2.4% in 2 years. Earnings are forecast to grow by 79% in the next 2 years.Reported Earnings • Oct 23Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: €19.4m (down 92% from 3Q 2023). Net income: €15.3m (up 186% from 3Q 2023). Profit margin: 79% (up from 2.1% in 3Q 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 1.9% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.お知らせ • Oct 03Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q3, 2024 Results on Oct 21, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q3, 2024 results Pre-Market on Oct 21, 2024New Risk • Sep 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Dividend is not well covered by earnings and cash flows. Paying a dividend despite being loss-making. Cash payout ratio: 149% Minor Risk Share price has been volatile over the past 3 months (6.9% average weekly change).Buy Or Sell Opportunity • Aug 05Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.6% to €0.97. The fair value is estimated to be €1.23, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 4.6% per annum. Earnings are also forecast to grow by 28% per annum over the same time period.Reported Earnings • Jul 26Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: €218.6m (down 17% from 2Q 2023). Net income: €15.3m (up €25.1m from 2Q 2023). Profit margin: 7.0% (up from net loss in 2Q 2023). The move to profitability was driven by lower expenses. Revenue is forecast to grow 4.5% p.a. on average during the next 3 years, compared to a 6.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 74 percentage points per year, which is a significant difference in performance.お知らせ • Jul 13Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q2, 2024 Results on Jul 24, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q2, 2024 results Pre-Market on Jul 24, 2024Reported Earnings • May 01First quarter 2024 earnings releasedFirst quarter 2024 results: EPS: €0.009. Revenue: €15.5m (down 94% from 1Q 2023). Net income: €10.1m (up €15.4m from 1Q 2023). Profit margin: 65% (up from net loss in 1Q 2023). The move to profitability was driven by lower expenses. Revenue is forecast to grow 1.4% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Insurance industry in Europe.お知らせ • Mar 29Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q1, 2024 Results on Apr 29, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q1, 2024 results on Apr 29, 2024お知らせ • Mar 05Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 11, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 11, 2024, at 12:30 Central European Standard Time. Agenda: To approve consolidated Non-Financial Information Statement corresponding to the financial year ended 31 December 2023; to approve the proposed distribution of results for the financial year ended 31 December 2023; to Re-election of the auditors of the Company and the consolidated Group for 2024; to interpret, complement, correct, execute and formalise the resolutions adopted by the General Shareholders' Meeting; Seven. Advisory vote on the 2023 Report on the Remuneration of the members of the Board of Directors.Board Change • Feb 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 2 highly experienced directors. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jan 18Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Fiscal Year 2023 Results on Mar 04, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report fiscal year 2023 results at 9:00 AM, Central European Standard Time on Mar 04, 2024お知らせ • Oct 19Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q3, 2023 Results on Oct 27, 2023Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q3, 2023 results Pre-Market on Oct 27, 2023New Risk • Jul 24New major risk - Dividend sustainabilityThe dividend is not well covered by earnings and cash flows. The company is paying a dividend despite being loss-making. Cash payout ratio: 151% Dividend yield: 5.5% This is considered a major risk. Companies that pay out too much of their earnings and cash flows are at risk of having to reduce or cut their dividend in future. If earnings or cash flows stagnate or fall, then there may not be enough to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Reported Earnings • Jul 23Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: €252.6m (up 5.7% from 2Q 2022). Net loss: €10.3m (down 142% from profit in 2Q 2022). Revenue is forecast to grow 5.3% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Insurance industry in Germany.お知らせ • Jul 04Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report First Half, 2023 Results on Jul 21, 2023Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report first half, 2023 results on Jul 21, 2023Buying Opportunity • Apr 23Now 3.3% undervalued after recent price dropOver the last 90 days, the stock is down 8.9%. The fair value is estimated to be €0.91, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.2% over the last year. Earnings per share has declined by 72%. For the next 3 years, revenue is forecast to grow by 5.5% per annum. Earnings is also forecast to grow by 32% per annum over the same time period.Reported Earnings • Apr 23First quarter 2023 earnings releasedFirst quarter 2023 results: €0.005 loss per share. Revenue: €237.4m (up 5.3% from 1Q 2022). Net loss: €5.28m (down 122% from profit in 1Q 2022). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Insurance industry in Germany.Reported Earnings • Apr 09Full year 2022 earnings released: EPS: €0.055 (vs €0.10 in FY 2021)Full year 2022 results: EPS: €0.055 (down from €0.10 in FY 2021). Revenue: €948.0m (up 2.2% from FY 2021). Net income: €59.5m (down 46% from FY 2021). Profit margin: 6.3% (down from 12% in FY 2021). The decrease in margin was driven by higher expenses. Combined ratio: 96.3% (up from 88.3% in FY 2021). Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Insurance industry in Germany.Reported Earnings • Mar 01Full year 2022 earnings released: EPS: €0.05 (vs €0.10 in FY 2021)Full year 2022 results: EPS: €0.05 (down from €0.10 in FY 2021). Revenue: €948.0m (flat on FY 2021). Net income: €59.5m (down 46% from FY 2021). Profit margin: 6.3% (down from 12% in FY 2021). Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Insurance industry in Germany.Buying Opportunity • Feb 25Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 8.2%. The fair value is estimated to be €1.18, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 9.1%. For the next 3 years, revenue is forecast to grow by 5.7% per annum. Earnings is also forecast to grow by 14% per annum over the same time period.お知らせ • Feb 07Línea Directa Aseguradora, S.A. to Report Fiscal Year 2022 Results on Feb 24, 2023Línea Directa Aseguradora, S.A. announced that they will report fiscal year 2022 results on Feb 24, 2023Buying Opportunity • Jan 06Now 29% undervalued after recent price dropOver the last 90 days, the stock is down 3.8%. The fair value is estimated to be €1.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 9.1%. For the next 3 years, revenue is forecast to grow by 4.7% per annum. Earnings is also forecast to grow by 12% per annum over the same time period.Board Change • Nov 18High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Oct 28High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Jul 25Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: €257.4m (up 12% from 2Q 2021). Net income: €24.8m (down 13% from 2Q 2021). Profit margin: 9.6% (down from 12% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is expected to shrink by 2.4% compared to a 22% growth forecast for the industry in Germany.Upcoming Dividend • May 30Upcoming dividend of €0.016 per shareEligible shareholders must have bought the stock before 06 June 2022. Payment date: 08 June 2022. Payout ratio is on the higher end at 95%, and the cash payout ratio is above 100%. Trailing yield: 5.9%. Within top quartile of German dividend payers (4.3%). Higher than average of industry peers (4.9%).Board Change • May 06High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Mar 30Corporacion Masaveu S.A. acquired a 5.012% stake in Línea Directa Aseguradora, S.A. (BME:LDA).Corporacion Masaveu S.A. acquired a 5.012% stake in Línea Directa Aseguradora, S.A. (BME:LDA) on March 28, 2022. Corporacion Masaveu S.A. completed the acquisition of a 5.012% stake in Línea Directa Aseguradora, S.A. (BME:LDA) on March 28, 2022.Upcoming Dividend • Mar 22Upcoming dividend of €0.016 per shareEligible shareholders must have bought the stock before 29 March 2022. Payment date: 31 March 2022. Payout ratio is on the higher end at 90%, and the cash payout ratio is above 100%. Trailing yield: 5.5%. Within top quartile of German dividend payers (3.6%). Higher than average of industry peers (4.7%).Board Change • Mar 04High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Feb 22Full year 2021 earnings: Revenues miss analyst expectationsFull year 2021 results: Revenue: €940.6m (up 2.4% from FY 2020). Net income: €110.1m (down 18% from FY 2020). Profit margin: 12% (down from 15% in FY 2020). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 3.7%. Over the next year, revenue is forecast to stay flat compared to a 14% growth forecast for the insurance industry in Germany.お知らせ • Feb 17Línea Directa Aseguradora, S.A. to Report Fiscal Year 2021 Results on Feb 21, 2022Línea Directa Aseguradora, S.A. announced that they will report fiscal year 2021 results on Feb 21, 2022お知らせ • Dec 20Línea Directa Aseguradora, S.A.(BME:LDA) dropped from FTSE All-World Index (USD)Línea Directa Aseguradora, S.A.(BME:LDA) dropped from FTSE All-World Index (USD)財務状況分析短期負債: 8I2の 短期資産 ( €123.8M ) は 短期負債 ( €523.6M ) をカバーしていません。長期負債: 8I2の短期資産 ( €123.8M ) は 長期負債 ( €446.6M ) をカバーしていません。デット・ツー・エクイティの歴史と分析負債レベル: 8I2は負債がありません。負債の削減: 8I2負債比率が28%であった 5 年前と比べて負債がありません。債務返済能力: 8I2には負債がないため、営業キャッシュフロー でカバーする必要はありません。インタレストカバレッジ: 8I2には負債がないため、利息支払い の負担は問題になりません。貸借対照表健全な企業の発掘7D1Y7D1Y7D1YInsurance 業界の健全な企業。View Dividend企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/14 11:30終値2026/06/12 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros 7 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。9 アナリスト機関Juan Lopez CoboBanco SantanderThomas BatemanBerenbergJavier Beldarrain PascualBestinver Sociedad De Valores, S.A6 その他のアナリストを表示
お知らせ • Apr 20Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q1, 2026 Results on Apr 27, 2026Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q1, 2026 results Pre-Market on Apr 27, 2026
お知らせ • Feb 24Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 09, 2026Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 09, 2026. Location: teatro del centro cultural adolfo suarez, plaza del ayuntamiento 2, tres cantos., madrid Spain
お知らせ • Feb 16Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Fiscal Year 2025 Results on Feb 23, 2026Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report fiscal year 2025 results Pre-Market on Feb 23, 2026
お知らせ • Oct 14Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Nine Months, 2025 Results on Oct 27, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report nine months, 2025 results on Oct 27, 2025
お知らせ • Jul 14Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report First Half, 2025 Results on Jul 23, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report first half, 2025 results on Jul 23, 2025
お知らせ • Apr 14Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q1, 2025 Results on Apr 28, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q1, 2025 results Pre-Market on Apr 28, 2025
お知らせ • Mar 04Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 10, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 10, 2025. Location: teatro del centro cultural adolfo suarez, plaza del ayuntamiento 2, tres cantos, madrid Spain
お知らせ • Jan 20+ 1 more updateLínea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Fiscal Year 2024 Results on Jan 29, 2025Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report fiscal year 2024 results Pre-Market on Jan 29, 2025
Board Change • Dec 30Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 2 highly experienced directors. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Buy Or Sell Opportunity • Nov 08Now 20% undervaluedOver the last 90 days, the stock has risen 4.3% to €1.06. The fair value is estimated to be €1.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.8% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to decline by 2.4% in 2 years. Earnings are forecast to grow by 79% in the next 2 years.
Reported Earnings • Oct 23Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: €19.4m (down 92% from 3Q 2023). Net income: €15.3m (up 186% from 3Q 2023). Profit margin: 79% (up from 2.1% in 3Q 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 1.9% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.
お知らせ • Oct 03Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q3, 2024 Results on Oct 21, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q3, 2024 results Pre-Market on Oct 21, 2024
New Risk • Sep 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Dividend is not well covered by earnings and cash flows. Paying a dividend despite being loss-making. Cash payout ratio: 149% Minor Risk Share price has been volatile over the past 3 months (6.9% average weekly change).
Buy Or Sell Opportunity • Aug 05Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.6% to €0.97. The fair value is estimated to be €1.23, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 4.6% per annum. Earnings are also forecast to grow by 28% per annum over the same time period.
Reported Earnings • Jul 26Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: €218.6m (down 17% from 2Q 2023). Net income: €15.3m (up €25.1m from 2Q 2023). Profit margin: 7.0% (up from net loss in 2Q 2023). The move to profitability was driven by lower expenses. Revenue is forecast to grow 4.5% p.a. on average during the next 3 years, compared to a 6.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 74 percentage points per year, which is a significant difference in performance.
お知らせ • Jul 13Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q2, 2024 Results on Jul 24, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q2, 2024 results Pre-Market on Jul 24, 2024
Reported Earnings • May 01First quarter 2024 earnings releasedFirst quarter 2024 results: EPS: €0.009. Revenue: €15.5m (down 94% from 1Q 2023). Net income: €10.1m (up €15.4m from 1Q 2023). Profit margin: 65% (up from net loss in 1Q 2023). The move to profitability was driven by lower expenses. Revenue is forecast to grow 1.4% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Insurance industry in Europe.
お知らせ • Mar 29Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q1, 2024 Results on Apr 29, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q1, 2024 results on Apr 29, 2024
お知らせ • Mar 05Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 11, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 11, 2024, at 12:30 Central European Standard Time. Agenda: To approve consolidated Non-Financial Information Statement corresponding to the financial year ended 31 December 2023; to approve the proposed distribution of results for the financial year ended 31 December 2023; to Re-election of the auditors of the Company and the consolidated Group for 2024; to interpret, complement, correct, execute and formalise the resolutions adopted by the General Shareholders' Meeting; Seven. Advisory vote on the 2023 Report on the Remuneration of the members of the Board of Directors.
Board Change • Feb 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 2 highly experienced directors. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jan 18Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Fiscal Year 2023 Results on Mar 04, 2024Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report fiscal year 2023 results at 9:00 AM, Central European Standard Time on Mar 04, 2024
お知らせ • Oct 19Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q3, 2023 Results on Oct 27, 2023Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q3, 2023 results Pre-Market on Oct 27, 2023
New Risk • Jul 24New major risk - Dividend sustainabilityThe dividend is not well covered by earnings and cash flows. The company is paying a dividend despite being loss-making. Cash payout ratio: 151% Dividend yield: 5.5% This is considered a major risk. Companies that pay out too much of their earnings and cash flows are at risk of having to reduce or cut their dividend in future. If earnings or cash flows stagnate or fall, then there may not be enough to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Reported Earnings • Jul 23Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: €252.6m (up 5.7% from 2Q 2022). Net loss: €10.3m (down 142% from profit in 2Q 2022). Revenue is forecast to grow 5.3% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Insurance industry in Germany.
お知らせ • Jul 04Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report First Half, 2023 Results on Jul 21, 2023Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report first half, 2023 results on Jul 21, 2023
Buying Opportunity • Apr 23Now 3.3% undervalued after recent price dropOver the last 90 days, the stock is down 8.9%. The fair value is estimated to be €0.91, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.2% over the last year. Earnings per share has declined by 72%. For the next 3 years, revenue is forecast to grow by 5.5% per annum. Earnings is also forecast to grow by 32% per annum over the same time period.
Reported Earnings • Apr 23First quarter 2023 earnings releasedFirst quarter 2023 results: €0.005 loss per share. Revenue: €237.4m (up 5.3% from 1Q 2022). Net loss: €5.28m (down 122% from profit in 1Q 2022). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Insurance industry in Germany.
Reported Earnings • Apr 09Full year 2022 earnings released: EPS: €0.055 (vs €0.10 in FY 2021)Full year 2022 results: EPS: €0.055 (down from €0.10 in FY 2021). Revenue: €948.0m (up 2.2% from FY 2021). Net income: €59.5m (down 46% from FY 2021). Profit margin: 6.3% (down from 12% in FY 2021). The decrease in margin was driven by higher expenses. Combined ratio: 96.3% (up from 88.3% in FY 2021). Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Insurance industry in Germany.
Reported Earnings • Mar 01Full year 2022 earnings released: EPS: €0.05 (vs €0.10 in FY 2021)Full year 2022 results: EPS: €0.05 (down from €0.10 in FY 2021). Revenue: €948.0m (flat on FY 2021). Net income: €59.5m (down 46% from FY 2021). Profit margin: 6.3% (down from 12% in FY 2021). Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Insurance industry in Germany.
Buying Opportunity • Feb 25Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 8.2%. The fair value is estimated to be €1.18, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 9.1%. For the next 3 years, revenue is forecast to grow by 5.7% per annum. Earnings is also forecast to grow by 14% per annum over the same time period.
お知らせ • Feb 07Línea Directa Aseguradora, S.A. to Report Fiscal Year 2022 Results on Feb 24, 2023Línea Directa Aseguradora, S.A. announced that they will report fiscal year 2022 results on Feb 24, 2023
Buying Opportunity • Jan 06Now 29% undervalued after recent price dropOver the last 90 days, the stock is down 3.8%. The fair value is estimated to be €1.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 9.1%. For the next 3 years, revenue is forecast to grow by 4.7% per annum. Earnings is also forecast to grow by 12% per annum over the same time period.
Board Change • Nov 18High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Oct 28High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Jul 25Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: €257.4m (up 12% from 2Q 2021). Net income: €24.8m (down 13% from 2Q 2021). Profit margin: 9.6% (down from 12% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is expected to shrink by 2.4% compared to a 22% growth forecast for the industry in Germany.
Upcoming Dividend • May 30Upcoming dividend of €0.016 per shareEligible shareholders must have bought the stock before 06 June 2022. Payment date: 08 June 2022. Payout ratio is on the higher end at 95%, and the cash payout ratio is above 100%. Trailing yield: 5.9%. Within top quartile of German dividend payers (4.3%). Higher than average of industry peers (4.9%).
Board Change • May 06High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Mar 30Corporacion Masaveu S.A. acquired a 5.012% stake in Línea Directa Aseguradora, S.A. (BME:LDA).Corporacion Masaveu S.A. acquired a 5.012% stake in Línea Directa Aseguradora, S.A. (BME:LDA) on March 28, 2022. Corporacion Masaveu S.A. completed the acquisition of a 5.012% stake in Línea Directa Aseguradora, S.A. (BME:LDA) on March 28, 2022.
Upcoming Dividend • Mar 22Upcoming dividend of €0.016 per shareEligible shareholders must have bought the stock before 29 March 2022. Payment date: 31 March 2022. Payout ratio is on the higher end at 90%, and the cash payout ratio is above 100%. Trailing yield: 5.5%. Within top quartile of German dividend payers (3.6%). Higher than average of industry peers (4.7%).
Board Change • Mar 04High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Feb 22Full year 2021 earnings: Revenues miss analyst expectationsFull year 2021 results: Revenue: €940.6m (up 2.4% from FY 2020). Net income: €110.1m (down 18% from FY 2020). Profit margin: 12% (down from 15% in FY 2020). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 3.7%. Over the next year, revenue is forecast to stay flat compared to a 14% growth forecast for the insurance industry in Germany.
お知らせ • Feb 17Línea Directa Aseguradora, S.A. to Report Fiscal Year 2021 Results on Feb 21, 2022Línea Directa Aseguradora, S.A. announced that they will report fiscal year 2021 results on Feb 21, 2022
お知らせ • Dec 20Línea Directa Aseguradora, S.A.(BME:LDA) dropped from FTSE All-World Index (USD)Línea Directa Aseguradora, S.A.(BME:LDA) dropped from FTSE All-World Index (USD)