View ValuationFinVolution Group 将来の成長Future 基準チェック /16FinVolution Group利益と収益がそれぞれ年間3.3%と3.6%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に12.5% 4.2%なると予測されています。主要情報3.3%収益成長率4.16%EPS成長率Consumer Finance 収益成長16.2%収益成長率3.6%将来の株主資本利益率12.47%アナリストカバレッジGood最終更新日30 Mar 2026今後の成長に関する最新情報お知らせ • Nov 20FinVolution Group Provides Earnings Guidance for the Full Year 2025FinVolution Group provided earnings guidance for the full year 2025. The Company now expects its full-year 2025 total revenue guidance to be in the range of approximately RMB 13.1 billion to RMB 13.7 billion, representing year-over-year growth of approximately 0% to 5%. The above forecast is based on the current market conditions and reflects the Company's current preliminary views and expectations on market and operational conditions and the regulatory and operating environment, as well as customers' and institutional partners' demands, all of which are subject to change.お知らせ • May 21Finvolution Group Reiterates Earnings Guidance for the Full Year 2025FinVolution Group reiterated earnings guidance for the full year 2025. For the year, company expected revenue guidance to be in the range of approximately RMB 14.4 billion to RMB 15.0 billion, representing year-over-year growth of approximately 10.0% to 15.0%.お知らせ • Mar 18+ 1 more updateFinVolution Group Provides Financial Guidance for the Full Year 2025FinVolution Group provided financial guidance for the full year 2025. For the year company expects, total revenue guidance to be in the range of approximately RMB 14.4 billion to RMB 15.0 billion, representing year-over-year growth of approximately 10.0% to 15.0%.お知らせ • Nov 16FinVolution Group Reiterates Operating Guidance for the Full Year 2022FinVolution Group reiterated operating guidance for the full year 2022. For the year, given COVID-19’s resurgence in China since the beginning of 2022, the Company will continue to closely monitor the pandemic situation and remain vigilant in its business operations. The Company reiterates that its full year loan origination volume guidance for 2022 remains unchanged in the range of RMB 175.0 billion to RMB 180.0 billion, representing a year-over-year increase of 27.4% to 31.0%.すべての更新を表示Recent updatesお知らせ • Mar 18FinVolution Group announces Annual dividend, payable on May 07, 2026FinVolution Group announced Annual dividend of USD 0.3060 per share payable on May 07, 2026, ex-date on April 16, 2026 and record date on April 16, 2026.お知らせ • Mar 09FinVolution Group to Report Q4, 2025 Results on Mar 16, 2026FinVolution Group announced that they will report Q4, 2025 results After-Market on Mar 16, 2026お知らせ • Nov 20FinVolution Group Provides Earnings Guidance for the Full Year 2025FinVolution Group provided earnings guidance for the full year 2025. The Company now expects its full-year 2025 total revenue guidance to be in the range of approximately RMB 13.1 billion to RMB 13.7 billion, representing year-over-year growth of approximately 0% to 5%. The above forecast is based on the current market conditions and reflects the Company's current preliminary views and expectations on market and operational conditions and the regulatory and operating environment, as well as customers' and institutional partners' demands, all of which are subject to change.お知らせ • Nov 12FinVolution Group to Report Q3, 2025 Results on Nov 19, 2025FinVolution Group announced that they will report Q3, 2025 results After-Market on Nov 19, 2025お知らせ • Aug 21+ 1 more updateFinVolution Group Reports Impairment of Goodwill, Intangible Assets and Other Long-Lived Assets for the Three Months Ended June 30, 2025FinVolution Group reported impairment of goodwill, intangible assets and other long-lived assets for the three months ended June 30, 2025. For the period, the company reported Impairment of goodwill, intangible assets and other long-lived assets was USD 7,037,000.お知らせ • Aug 11FinVolution Group to Report Q2, 2025 Results on Aug 20, 2025FinVolution Group announced that they will report Q2, 2025 results After-Market on Aug 20, 2025お知らせ • May 21Finvolution Group Reiterates Earnings Guidance for the Full Year 2025FinVolution Group reiterated earnings guidance for the full year 2025. For the year, company expected revenue guidance to be in the range of approximately RMB 14.4 billion to RMB 15.0 billion, representing year-over-year growth of approximately 10.0% to 15.0%.お知らせ • May 09FinVolution Group to Report Q1, 2025 Results on May 20, 2025FinVolution Group announced that they will report Q1, 2025 results After-Market on May 20, 2025お知らせ • Mar 20FinVolution Group announces Annual dividend, payable on May 07, 2025FinVolution Group announced Annual dividend of USD 0.2570 per share payable on May 07, 2025, ex-date on April 16, 2025 and record date on April 16, 2025.お知らせ • Mar 18+ 1 more updateFinVolution Group Provides Financial Guidance for the Full Year 2025FinVolution Group provided financial guidance for the full year 2025. For the year company expects, total revenue guidance to be in the range of approximately RMB 14.4 billion to RMB 15.0 billion, representing year-over-year growth of approximately 10.0% to 15.0%.お知らせ • Mar 04FinVolution Group to Report Q4, 2024 Results on Mar 17, 2025FinVolution Group announced that they will report Q4, 2024 results After-Market on Mar 17, 2025Board Change • Dec 30Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 4 highly experienced directors. 2 independent directors (5 non-independent directors). Independent Director Bing Xiang was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • Nov 05FinVolution Group to Report Q3, 2024 Results on Nov 18, 2024FinVolution Group announced that they will report Q3, 2024 results After-Market on Nov 18, 2024お知らせ • Oct 10FinVolution Group Expands Global Footprint with Launch of Daira in PakistanFinVolution Group officially announced the launch of Daira, its new fintech platform in Pakistan, on October 10, 2024. This launch marks a significant milestone in the company's global expansion strategy, with the platform offering localized and secure digital fintech services tailored for the Pakistan market. Situated at a pivotal crossroads in South Asia, Pakistan has a large and youthful population. However, millions of individuals still lack access to basic financial services. With the country's fintech market rapidly digitalizing, this gap presents significant opportunities for growth and innovation. Leveraging 17 years of technological expertise and extensive experience in market localization, FinVolution aims to drive digital financial inclusion in Pakistan through Daira. Earlier this year, FinVolution obtained a Non-Banking Financial Company (NBFC) license from the Securities and Exchange Commission of Pakistan (SECP), laying the foundation for compliant operations within the country. In 2024, FinVolution secured key financial licenses across various markets, including the NBFC license in Pakistan, a multi-finance license from Indonesia'sFinancial Services Authority (OJK), and has been accredited as a Special Accessing Entity (SAE) by the Credit Information Corporation (CIC) in the Philippines, a government-owned entity tasked with collecting and disseminating credit information.Valuation Update With 7 Day Price Move • Oct 04Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €6.00, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total returns to shareholders of 42% over the past three years.Reported Earnings • Aug 21Second quarter 2024 earnings released: EPS: CN¥2.12 (vs CN¥2.00 in 2Q 2023)Second quarter 2024 results: EPS: CN¥2.12. Revenue: CN¥3.17b (up 3.0% from 2Q 2023). Net income: CN¥551.1m (flat on 2Q 2023). Profit margin: 17% (in line with 2Q 2023). Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Consumer Finance industry in Europe.お知らせ • Aug 06FinVolution Group to Report Q2, 2024 Results on Aug 20, 2024FinVolution Group announced that they will report Q2, 2024 results After-Market on Aug 20, 2024お知らせ • May 09FinVolution Group to Report Q1, 2024 Results on May 15, 2024FinVolution Group announced that they will report Q1, 2024 results After-Market on May 15, 2024New Risk • Apr 28New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 26% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (26% accrual ratio). Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Apr 28Full year 2023 earnings released: EPS: CN¥8.51 (vs CN¥8.02 in FY 2022)Full year 2023 results: EPS: CN¥8.51 (up from CN¥8.02 in FY 2022). Revenue: CN¥12.6b (up 12% from FY 2022). Net income: CN¥2.34b (up 3.3% from FY 2022). Profit margin: 19% (down from 20% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 9.9% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Upcoming Dividend • Apr 08Upcoming dividend of US$0.24 per shareEligible shareholders must have bought the stock before 15 April 2024. Payment date: 07 May 2024. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.7%). In line with average of industry peers (4.2%).Declared Dividend • Mar 25Dividend of US$0.24 announcedShareholders will receive a dividend of US$0.24. Ex-date: 15th April 2024 Payment date: 7th May 2024 Dividend yield will be 5.3%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is well covered by both earnings (17% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 3.1% per year over the past 5 years. However, payments have been volatile during that time. EPS is expected to grow by 42% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 19FinVolution Group Increases Cash Dividend for Fiscal Year 2023, Payable on or Around May 7, 2024FinVolution Group announced that its board of directors has approved a cash dividend of USD 0.237 per American Depositary Share (ADS) for fiscal year 2023. The dividend is expected to be distributed on or around May 7, 2024 to shareholders of record as of the close of business on April 16, 2024.お知らせ • Mar 06FinVolution Group to Report Q4, 2023 Results on Mar 18, 2024FinVolution Group announced that they will report Q4, 2023 results After-Market on Mar 18, 2024Reported Earnings • Nov 23Third quarter 2023 earnings released: EPS: CN¥2.09 (vs CN¥2.12 in 3Q 2022)Third quarter 2023 results: EPS: CN¥2.09 (down from CN¥2.12 in 3Q 2022). Revenue: CN¥3.20b (up 7.6% from 3Q 2022). Net income: CN¥566.0m (down 5.5% from 3Q 2022). Profit margin: 18% (down from 20% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Nov 09FinVolution Group to Report Q3, 2023 Results on Nov 20, 2023FinVolution Group announced that they will report Q3, 2023 results After-Market on Nov 20, 2023お知らせ • Aug 29FinVolution Group (NYSE:FINV) announces an Equity Buyback for $150 million worth of its shares.FinVolution Group (NYSE:FINV) announces a share repurchase program. Under the program, the company will repurchase up to $150 million worth of its Class A ordinary shares in the form of American depositary shares (ADS). The repurchases will be funded from company's existing cash balance or future cash provided by its operating activities. The program will be valid till August 29, 2025.Reported Earnings • Aug 29Second quarter 2023 earnings released: EPS: CN¥2.00 (vs CN¥2.04 in 2Q 2022)Second quarter 2023 results: EPS: CN¥2.00 (down from CN¥2.04 in 2Q 2022). Revenue: CN¥3.08b (up 15% from 2Q 2022). Net income: CN¥554.4m (down 4.6% from 2Q 2022). Profit margin: 18% (down from 22% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 44% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Aug 11FinVolution Group to Report Q2, 2023 Results on Aug 28, 2023FinVolution Group announced that they will report Q2, 2023 results After-Market on Aug 28, 2023Reported Earnings • May 18First quarter 2023 earnings released: EPS: CN¥2.47 (vs CN¥1.87 in 1Q 2022)First quarter 2023 results: EPS: CN¥2.47 (up from CN¥1.87 in 1Q 2022). Revenue: CN¥3.05b (up 25% from 1Q 2022). Net income: CN¥695.9m (up 30% from 1Q 2022). Profit margin: 23% (in line with 1Q 2022). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 40% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • May 11FinVolution Group to Report Q1, 2023 Results on May 17, 2023FinVolution Group announced that they will report Q1, 2023 results After-Market on May 17, 2023Upcoming Dividend • Apr 05Upcoming dividend of US$0.20 per share at 4.0% yieldEligible shareholders must have bought the stock before 12 April 2023. Payment date: 05 May 2023. Trailing yield: 4.0%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.9%).Reported Earnings • Mar 15Full year 2022 earnings released: EPS: CN¥8.02 (vs CN¥8.83 in FY 2021)Full year 2022 results: EPS: CN¥8.02 (down from CN¥8.83 in FY 2021). Revenue: CN¥11.1b (up 17% from FY 2021). Net income: CN¥2.27b (down 9.7% from FY 2021). Profit margin: 20% (down from 26% in FY 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 9.9% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 51% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Nov 18Third quarter 2022 earnings released: EPS: CN¥2.12 (vs CN¥2.23 in 3Q 2021)Third quarter 2022 results: EPS: CN¥2.12 (down from CN¥2.23 in 3Q 2021). Revenue: CN¥2.97b (up 18% from 3Q 2021). Net income: CN¥599.0m (down 5.9% from 3Q 2021). Profit margin: 20% (down from 25% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 8.2% growth forecast for the Consumer Finance industry in Europe.Board Change • Nov 16Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. 2 independent directors (5 non-independent directors). Independent Director Bing Xiang was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • Nov 16FinVolution Group Reiterates Operating Guidance for the Full Year 2022FinVolution Group reiterated operating guidance for the full year 2022. For the year, given COVID-19’s resurgence in China since the beginning of 2022, the Company will continue to closely monitor the pandemic situation and remain vigilant in its business operations. The Company reiterates that its full year loan origination volume guidance for 2022 remains unchanged in the range of RMB 175.0 billion to RMB 180.0 billion, representing a year-over-year increase of 27.4% to 31.0%.お知らせ • Nov 03FinVolution Group to Report Q3, 2022 Results on Nov 14, 2022FinVolution Group announced that they will report Q3, 2022 results After-Market on Nov 14, 2022Reported Earnings • Aug 24Second quarter 2022 earnings released: EPS: CN¥2.04 (vs CN¥2.20 in 2Q 2021)Second quarter 2022 results: EPS: CN¥2.04 (down from CN¥2.20 in 2Q 2021). Revenue: CN¥2.67b (up 12% from 2Q 2021). Net income: CN¥581.2m (down 7.2% from 2Q 2021). Profit margin: 22% (down from 26% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 7.6%, compared to a 21% growth forecast for the Consumer Finance industry in Germany.お知らせ • Aug 10FinVolution Group to Report Q2, 2022 Results on Aug 22, 2022FinVolution Group announced that they will report Q2, 2022 results After-Market on Aug 22, 2022Reported Earnings • Jun 02First quarter 2022 earnings released: EPS: CN¥1.87 (vs CN¥2.10 in 1Q 2021)First quarter 2022 results: EPS: CN¥1.87 (down from CN¥2.10 in 1Q 2021). Revenue: CN¥2.45b (up 16% from 1Q 2021). Net income: CN¥534.7m (down 9.4% from 1Q 2021). Profit margin: 22% (down from 28% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 2.2%, compared to a 84% growth forecast for the industry in Germany.お知らせ • May 19FinVolution Group to Report Q1, 2022 Results on May 31, 2022FinVolution Group announced that they will report Q1, 2022 results After-Market on May 31, 2022Reported Earnings • May 02Full year 2021 earnings released: EPS: CN¥8.83 (vs CN¥6.68 in FY 2020)Full year 2021 results: EPS: CN¥8.83 (up from CN¥6.68 in FY 2020). Revenue: CN¥9.54b (up 23% from FY 2020). Net income: CN¥2.51b (up 27% from FY 2020). Profit margin: 26% (up from 25% in FY 2020). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 1.6%, compared to a 82% growth forecast for the industry in Germany.Board Change • Apr 27Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. 2 independent directors (5 non-independent directors). Independent Director Bing Xiang was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Upcoming Dividend • Apr 05Upcoming dividend of US$0.18 per shareEligible shareholders must have bought the stock before 12 April 2022. Payment date: 06 May 2022. Payout ratio is a comfortable 13% but the company is not cash flow positive. Trailing yield: 4.0%. Within top quartile of German dividend payers (3.8%). In line with average of industry peers (4.1%).Valuation Update With 7 Day Price Move • Mar 22Investor sentiment improved over the past weekAfter last week's 36% share price gain to €3.82, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 8x in the Consumer Finance industry in Europe. Total loss to shareholders of 45% over the past year.Reported Earnings • Mar 16Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: CN¥8.83 (up from CN¥6.68 in FY 2020). Revenue: CN¥9.47b (up 22% from FY 2020). Net income: CN¥2.51b (up 27% from FY 2020). Profit margin: 27% (up from 25% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.4%. Over the next year, revenue is forecast to grow 7.2%, compared to a 71% growth forecast for the industry in Germany.お知らせ • Mar 06FinVolution Group to Report Q4, 2021 Results on Mar 14, 2022FinVolution Group announced that they will report Q4, 2021 results After-Market on Mar 14, 2022Valuation Update With 7 Day Price Move • Jan 29Investor sentiment deteriorated over the past weekAfter last week's 19% share price decline to €3.26, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 19% over the past year.Reported Earnings • Nov 19Third quarter 2021 earnings releasedThe company reported a solid third quarter result with improved earnings and revenues, although profit margins were weaker. Third quarter 2021 results: Revenue: CN¥2.53b (up 41% from 3Q 2020). Net income: CN¥636.3m (up 5.6% from 3Q 2020). Profit margin: 25% (down from 34% in 3Q 2020). The decrease in margin was driven by higher expenses.お知らせ • Sep 14The Rosen Law Firm, P.A., Robbins Geller Rudman & Dowd LLP and Scott+Scott Attorneys at Law LLP Announces Proposes Class Action Settlement in the Ppdai Group Inc. Securities LitigationYOU ARE HEREBY NOTIFIED that a hearing will be held on December 16, 2021, at 10:00 a.m., before the Honorable LaShann DeArcy Hall at the U.S. District Court for the Eastern District of New York, 225 Cadman Plaza East, Courtroom 4H North, Brooklyn, NY 11201, to determine whether: (1) the proposed settlement (the "Settlement") of the above-captioned action (the "Action") as well as the action pending in the Supreme Court of the State of New York, County of New York, styled as In re PPDAI Group Securities Litigation, Index No. 654482/2018 (the "State Court Action") as set forth in the Stipulation of Settlement ("Stipulation")1 for $9,000,000 in cash should be approved by the Court as fair, reasonable and adequate; (2) the Judgment as provided under the Stipulation should be entered; (3) to award Plaintiffs' Counsel attorneys' fees and expenses out of the Settlement Fund (as defined in the Notice of Pendency and Proposed Settlement of Class Action ("Notice"), which is discussed below), and, if so, in what amount; (4) to award Plaintiffs for representing the Settlement Class out of the Settlement Fund and, if so, in what amount; and (5) the Plan of Allocation should be approved by the Court as fair, reasonable and adequate. This Action and the State Court Action are securities class actions brought on behalf of those persons who purchased or acquired PPDAI ADSs during the Settlement Class Period, against PPDAI, certain of its officers, directors, and underwriters of PPDAI's IPO (collectively, "Defendants") for, among other things, allegedly misstating and omitting material facts from the Registration Statement and Prospectus filed with the U.S. Securities and Exchange Commission in connection with the IPO. Plaintiffs allege that these purportedly false and misleading statements inflated the price of the Company's ADSs, resulting in damage to Settlement Class Members when the truth was revealed. Defendants deny all of Plaintiffs' allegations.Reported Earnings • Aug 24Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CN¥2.38b (up 32% from 2Q 2020). Net income: CN¥626.4m (up 37% from 2Q 2020). Profit margin: 26% (up from 25% in 2Q 2020). The increase in margin was driven by higher revenue.Valuation Update With 7 Day Price Move • Jun 18Investor sentiment improved over the past weekAfter last week's 28% share price gain to CN¥8.30, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 16x in the Consumer Finance industry in Europe. Total returns to shareholders of 465% over the past year.Reported Earnings • May 27First quarter 2021 earnings released: EPS CN¥2.10 (vs CN¥1.38 in 1Q 2020)The company reported a solid first quarter result with improved earnings and profit margins, although revenues were flat. First quarter 2021 results: Revenue: CN¥2.11b (flat on 1Q 2020). Net income: CN¥590.4m (up 41% from 1Q 2020). Profit margin: 28% (up from 20% in 1Q 2020).Valuation Update With 7 Day Price Move • May 19Investor sentiment improved over the past weekAfter last week's 19% share price gain to CN¥6.15, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 15x in the Consumer Finance industry in Europe. Total returns to shareholders of 349% over the past year.Reported Earnings • May 01Full year 2020 earnings released: EPS CN¥6.68 (vs CN¥7.78 in FY 2019)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2020 results: Revenue: CN¥7.79b (up 26% from FY 2019). Net income: CN¥1.97b (down 17% from FY 2019). Profit margin: 25% (down from 38% in FY 2019). The decrease in margin was driven by higher expenses.Executive Departure • Apr 02Chief Data Officer has left the companyOn the 31st of March, Ming Gu's tenure as Chief Data Officer ended after 4.2 years in the role. We don't have any record of a personal shareholding under Ming's name. Ming is the only executive to leave the company over the last 12 months.Upcoming Dividend • Mar 31Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 06 April 2021. Payment date: 30 April 2021. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (3.3%). Higher than average of industry peers (2.2%).Valuation Update With 7 Day Price Move • Mar 18Investor sentiment improved over the past weekAfter last week's 24% share price gain to CN¥6.65, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 14x in the Consumer Finance industry in Europe. Total returns to shareholders of 421% over the past year.Is New 90 Day High Low • Mar 13New 90-day high: €7.60The company is up 350% from its price of €1.69 on 11 December 2020. The German market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 27% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €23.12 per share.Reported Earnings • Mar 13Full year 2020 earnings released: EPS CN¥6.68 (vs CN¥7.78 in FY 2019)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2020 results: Revenue: CN¥7.56b (up 22% from FY 2019). Net income: CN¥1.97b (down 17% from FY 2019). Profit margin: 26% (down from 38% in FY 2019). The decrease in margin was driven by higher expenses.Analyst Estimate Surprise Post Earnings • Mar 13Revenue misses expectationsRevenue missed analyst estimates by 1.7%. Over the next year, revenue is forecast to grow 8.6%, compared to a 46% growth forecast for the Consumer Finance industry in Germany.お知らせ • Mar 12+ 1 more updateFinvolution Group Announces Changes of ManagementFinVolution Group announced that Board has approved the resignation of Mr. Ming Gu from the position of the Chief Risk Officer and the Chief Data Officer. Mr. Ming Gu's resignation was due to his personal reasons. To ensure a smooth transition, Mr. Ming Gu will remain in his capacity until March 31, 2021. Ms. Chang Liu, the Company's Vice President who joined in 2016, will be tasked with leading the department of risk management. Mr. Lei Chen, the Company's Vice President who joined in 2017, will be tasked with leading the department of data science and AI.お知らせ • Mar 03FinVolution Group to Report Q4, 2020 Results on Mar 11, 2021FinVolution Group announced that they will report Q4, 2020 results Pre-Market on Mar 11, 2021Valuation Update With 7 Day Price Move • Feb 18Investor sentiment improved over the past weekAfter last week's 64% share price gain to CN¥6.50, the stock is trading at a trailing P/E ratio of 8.1x, up from the previous P/E ratio of 4.9x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 284%.Valuation Update With 7 Day Price Move • Feb 03Investor sentiment improved over the past weekAfter last week's 19% share price gain to CN¥3.26, the stock is trading at a trailing P/E ratio of 4x, up from the previous P/E ratio of 3.4x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 87%.Is New 90 Day High Low • Feb 03New 90-day high: €3.26The company is up 92% from its price of €1.70 on 05 November 2020. The German market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 28% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €15.27 per share.Valuation Update With 7 Day Price Move • Jan 15Investor sentiment improved over the past weekAfter last week's 33% share price gain to CN¥3.00, the stock is trading at a trailing P/E ratio of 3.9x, up from the previous P/E ratio of 3x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 51%.Is New 90 Day High Low • Jan 15New 90-day high: €3.00The company is up 81% from its price of €1.66 on 16 October 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 30% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.34 per share.Valuation Update With 7 Day Price Move • Jan 12Investor sentiment improved over the past weekAfter last week's 17% share price gain to CN¥2.50, the stock is trading at a trailing P/E ratio of 3.1x, up from the previous P/E ratio of 2.7x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 13%.Valuation Update With 7 Day Price Move • Jan 10Investor sentiment improved over the past weekAfter last week's 20% share price gain to CN¥2.26, the stock is trading at a trailing P/E ratio of 2.9x, up from the previous P/E ratio of 2.4x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 2.8%.Valuation Update With 7 Day Price Move • Jan 07Investor sentiment improved over the past weekAfter last week's 21% share price gain to CN¥2.28, the stock is trading at a trailing P/E ratio of 2.8x, up from the previous P/E ratio of 2.3x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 8.8%.Valuation Update With 7 Day Price Move • Jan 05Investor sentiment improved over the past weekAfter last week's 16% share price gain to CN¥2.22, the stock is trading at a trailing P/E ratio of 2.7x, up from the previous P/E ratio of 2.3x. This compares to an average P/E of 14x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 5.5%.Is New 90 Day High Low • Dec 30New 90-day high: €1.91The company is up 23% from its price of €1.55 on 01 October 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €13.59 per share.Is New 90 Day High Low • Dec 05New 90-day high: €1.90The company is up 35% from its price of €1.41 on 04 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €11.95 per share.お知らせ • Nov 18+ 1 more updateFinVolution Group Appoints Simon Tak Leung Ho as a Member of the BoardFinVolution Group announced appointment of Mr. Simon Tak Leung Ho as a member of the Board effective on November 16, 2020.お知らせ • Nov 13FinVolution Group to Report Q3, 2020 Results on Nov 17, 2020FinVolution Group announced that they will report Q3, 2020 results at 9:00 AM, China Standard Time on Nov 17, 2020業績と収益の成長予測DB:PP3 - アナリストの将来予測と過去の財務データ ( )CNY Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202815,1752,7742,4292,449312/31/202714,0512,4792,2361,129612/31/202612,6922,023734602712/31/202513,6062,5421,7741,868N/A9/30/202514,0222,7981,7951,822N/A6/30/202513,8112,7982,2052,233N/A3/31/202513,4012,6023,1743,202N/A12/31/202413,0852,3832,8652,893N/A9/30/202412,8862,2271,9392,477N/A6/30/202412,8072,1698561,394N/A3/31/202412,7152,173364902N/A12/31/202312,6012,3418231,361N/A9/30/202312,5202,3681,6061,659N/A6/30/202312,2942,4011,7531,806N/A3/31/202311,8842,428923976N/A12/31/202211,2812,266184237N/A9/30/202210,6062,371131186N/A6/30/202210,1602,408-58-3N/A3/31/20229,8782,453247302N/A12/31/20219,5442,509575630N/A9/30/20219,1032,3471,1281,160N/A6/30/20218,3722,3131,7821,814N/A3/31/20217,7982,1443,0513,083N/A12/31/20207,7911,9732,1752,207N/A9/30/20207,1791,890-1,415-1,366N/A6/30/20206,9781,885-690-642N/A3/31/20206,8092,089-1,322-1,274N/A12/31/20196,1982,373-264-216N/A9/30/20196,1932,736N/A3,127N/A6/30/20195,6042,787N/A2,738N/A3/31/20195,1442,733N/A2,272N/A12/31/20184,6042,469N/A1,885N/A9/30/20184,100391N/A1,339N/A6/30/20184,204-537N/A1,760N/A3/31/20184,229-1,266N/A3,166N/A12/31/20173,943-1,990N/A3,409N/A9/30/20173,533-669N/A3,666N/A6/30/20172,650-329N/A2,295N/A3/31/20171,762-148N/A813N/A12/31/20161,269-61N/A1,088N/A9/30/2016800-143N/A271N/A12/31/2015202-181N/A-192N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: PP3の予測収益成長率 (年間3.3% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: PP3の収益 ( 3.3% ) German市場 ( 17% ) よりも低い成長が予測されています。高成長収益: PP3の収益は増加すると予測されていますが、大幅には増加しません。収益対市場: PP3の収益 ( 3.6% ) German市場 ( 7.1% ) よりも低い成長が予測されています。高い収益成長: PP3の収益 ( 3.6% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: PP3の 自己資本利益率 は、3年後には低くなると予測されています ( 12.5 %)。成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/18 02:46終値2026/05/18 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋FinVolution Group 7 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。12 アナリスト機関Qingqing MaoChina International Capital Corporation LimitedDongping ZhouChina International Capital Corporation LimitedYun-Yin WangChina Renaissance Securities9 その他のアナリストを表示
お知らせ • Nov 20FinVolution Group Provides Earnings Guidance for the Full Year 2025FinVolution Group provided earnings guidance for the full year 2025. The Company now expects its full-year 2025 total revenue guidance to be in the range of approximately RMB 13.1 billion to RMB 13.7 billion, representing year-over-year growth of approximately 0% to 5%. The above forecast is based on the current market conditions and reflects the Company's current preliminary views and expectations on market and operational conditions and the regulatory and operating environment, as well as customers' and institutional partners' demands, all of which are subject to change.
お知らせ • May 21Finvolution Group Reiterates Earnings Guidance for the Full Year 2025FinVolution Group reiterated earnings guidance for the full year 2025. For the year, company expected revenue guidance to be in the range of approximately RMB 14.4 billion to RMB 15.0 billion, representing year-over-year growth of approximately 10.0% to 15.0%.
お知らせ • Mar 18+ 1 more updateFinVolution Group Provides Financial Guidance for the Full Year 2025FinVolution Group provided financial guidance for the full year 2025. For the year company expects, total revenue guidance to be in the range of approximately RMB 14.4 billion to RMB 15.0 billion, representing year-over-year growth of approximately 10.0% to 15.0%.
お知らせ • Nov 16FinVolution Group Reiterates Operating Guidance for the Full Year 2022FinVolution Group reiterated operating guidance for the full year 2022. For the year, given COVID-19’s resurgence in China since the beginning of 2022, the Company will continue to closely monitor the pandemic situation and remain vigilant in its business operations. The Company reiterates that its full year loan origination volume guidance for 2022 remains unchanged in the range of RMB 175.0 billion to RMB 180.0 billion, representing a year-over-year increase of 27.4% to 31.0%.
お知らせ • Mar 18FinVolution Group announces Annual dividend, payable on May 07, 2026FinVolution Group announced Annual dividend of USD 0.3060 per share payable on May 07, 2026, ex-date on April 16, 2026 and record date on April 16, 2026.
お知らせ • Mar 09FinVolution Group to Report Q4, 2025 Results on Mar 16, 2026FinVolution Group announced that they will report Q4, 2025 results After-Market on Mar 16, 2026
お知らせ • Nov 20FinVolution Group Provides Earnings Guidance for the Full Year 2025FinVolution Group provided earnings guidance for the full year 2025. The Company now expects its full-year 2025 total revenue guidance to be in the range of approximately RMB 13.1 billion to RMB 13.7 billion, representing year-over-year growth of approximately 0% to 5%. The above forecast is based on the current market conditions and reflects the Company's current preliminary views and expectations on market and operational conditions and the regulatory and operating environment, as well as customers' and institutional partners' demands, all of which are subject to change.
お知らせ • Nov 12FinVolution Group to Report Q3, 2025 Results on Nov 19, 2025FinVolution Group announced that they will report Q3, 2025 results After-Market on Nov 19, 2025
お知らせ • Aug 21+ 1 more updateFinVolution Group Reports Impairment of Goodwill, Intangible Assets and Other Long-Lived Assets for the Three Months Ended June 30, 2025FinVolution Group reported impairment of goodwill, intangible assets and other long-lived assets for the three months ended June 30, 2025. For the period, the company reported Impairment of goodwill, intangible assets and other long-lived assets was USD 7,037,000.
お知らせ • Aug 11FinVolution Group to Report Q2, 2025 Results on Aug 20, 2025FinVolution Group announced that they will report Q2, 2025 results After-Market on Aug 20, 2025
お知らせ • May 21Finvolution Group Reiterates Earnings Guidance for the Full Year 2025FinVolution Group reiterated earnings guidance for the full year 2025. For the year, company expected revenue guidance to be in the range of approximately RMB 14.4 billion to RMB 15.0 billion, representing year-over-year growth of approximately 10.0% to 15.0%.
お知らせ • May 09FinVolution Group to Report Q1, 2025 Results on May 20, 2025FinVolution Group announced that they will report Q1, 2025 results After-Market on May 20, 2025
お知らせ • Mar 20FinVolution Group announces Annual dividend, payable on May 07, 2025FinVolution Group announced Annual dividend of USD 0.2570 per share payable on May 07, 2025, ex-date on April 16, 2025 and record date on April 16, 2025.
お知らせ • Mar 18+ 1 more updateFinVolution Group Provides Financial Guidance for the Full Year 2025FinVolution Group provided financial guidance for the full year 2025. For the year company expects, total revenue guidance to be in the range of approximately RMB 14.4 billion to RMB 15.0 billion, representing year-over-year growth of approximately 10.0% to 15.0%.
お知らせ • Mar 04FinVolution Group to Report Q4, 2024 Results on Mar 17, 2025FinVolution Group announced that they will report Q4, 2024 results After-Market on Mar 17, 2025
Board Change • Dec 30Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 4 highly experienced directors. 2 independent directors (5 non-independent directors). Independent Director Bing Xiang was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • Nov 05FinVolution Group to Report Q3, 2024 Results on Nov 18, 2024FinVolution Group announced that they will report Q3, 2024 results After-Market on Nov 18, 2024
お知らせ • Oct 10FinVolution Group Expands Global Footprint with Launch of Daira in PakistanFinVolution Group officially announced the launch of Daira, its new fintech platform in Pakistan, on October 10, 2024. This launch marks a significant milestone in the company's global expansion strategy, with the platform offering localized and secure digital fintech services tailored for the Pakistan market. Situated at a pivotal crossroads in South Asia, Pakistan has a large and youthful population. However, millions of individuals still lack access to basic financial services. With the country's fintech market rapidly digitalizing, this gap presents significant opportunities for growth and innovation. Leveraging 17 years of technological expertise and extensive experience in market localization, FinVolution aims to drive digital financial inclusion in Pakistan through Daira. Earlier this year, FinVolution obtained a Non-Banking Financial Company (NBFC) license from the Securities and Exchange Commission of Pakistan (SECP), laying the foundation for compliant operations within the country. In 2024, FinVolution secured key financial licenses across various markets, including the NBFC license in Pakistan, a multi-finance license from Indonesia'sFinancial Services Authority (OJK), and has been accredited as a Special Accessing Entity (SAE) by the Credit Information Corporation (CIC) in the Philippines, a government-owned entity tasked with collecting and disseminating credit information.
Valuation Update With 7 Day Price Move • Oct 04Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €6.00, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total returns to shareholders of 42% over the past three years.
Reported Earnings • Aug 21Second quarter 2024 earnings released: EPS: CN¥2.12 (vs CN¥2.00 in 2Q 2023)Second quarter 2024 results: EPS: CN¥2.12. Revenue: CN¥3.17b (up 3.0% from 2Q 2023). Net income: CN¥551.1m (flat on 2Q 2023). Profit margin: 17% (in line with 2Q 2023). Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Consumer Finance industry in Europe.
お知らせ • Aug 06FinVolution Group to Report Q2, 2024 Results on Aug 20, 2024FinVolution Group announced that they will report Q2, 2024 results After-Market on Aug 20, 2024
お知らせ • May 09FinVolution Group to Report Q1, 2024 Results on May 15, 2024FinVolution Group announced that they will report Q1, 2024 results After-Market on May 15, 2024
New Risk • Apr 28New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 26% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (26% accrual ratio). Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Apr 28Full year 2023 earnings released: EPS: CN¥8.51 (vs CN¥8.02 in FY 2022)Full year 2023 results: EPS: CN¥8.51 (up from CN¥8.02 in FY 2022). Revenue: CN¥12.6b (up 12% from FY 2022). Net income: CN¥2.34b (up 3.3% from FY 2022). Profit margin: 19% (down from 20% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 9.9% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Apr 08Upcoming dividend of US$0.24 per shareEligible shareholders must have bought the stock before 15 April 2024. Payment date: 07 May 2024. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.7%). In line with average of industry peers (4.2%).
Declared Dividend • Mar 25Dividend of US$0.24 announcedShareholders will receive a dividend of US$0.24. Ex-date: 15th April 2024 Payment date: 7th May 2024 Dividend yield will be 5.3%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is well covered by both earnings (17% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 3.1% per year over the past 5 years. However, payments have been volatile during that time. EPS is expected to grow by 42% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 19FinVolution Group Increases Cash Dividend for Fiscal Year 2023, Payable on or Around May 7, 2024FinVolution Group announced that its board of directors has approved a cash dividend of USD 0.237 per American Depositary Share (ADS) for fiscal year 2023. The dividend is expected to be distributed on or around May 7, 2024 to shareholders of record as of the close of business on April 16, 2024.
お知らせ • Mar 06FinVolution Group to Report Q4, 2023 Results on Mar 18, 2024FinVolution Group announced that they will report Q4, 2023 results After-Market on Mar 18, 2024
Reported Earnings • Nov 23Third quarter 2023 earnings released: EPS: CN¥2.09 (vs CN¥2.12 in 3Q 2022)Third quarter 2023 results: EPS: CN¥2.09 (down from CN¥2.12 in 3Q 2022). Revenue: CN¥3.20b (up 7.6% from 3Q 2022). Net income: CN¥566.0m (down 5.5% from 3Q 2022). Profit margin: 18% (down from 20% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Nov 09FinVolution Group to Report Q3, 2023 Results on Nov 20, 2023FinVolution Group announced that they will report Q3, 2023 results After-Market on Nov 20, 2023
お知らせ • Aug 29FinVolution Group (NYSE:FINV) announces an Equity Buyback for $150 million worth of its shares.FinVolution Group (NYSE:FINV) announces a share repurchase program. Under the program, the company will repurchase up to $150 million worth of its Class A ordinary shares in the form of American depositary shares (ADS). The repurchases will be funded from company's existing cash balance or future cash provided by its operating activities. The program will be valid till August 29, 2025.
Reported Earnings • Aug 29Second quarter 2023 earnings released: EPS: CN¥2.00 (vs CN¥2.04 in 2Q 2022)Second quarter 2023 results: EPS: CN¥2.00 (down from CN¥2.04 in 2Q 2022). Revenue: CN¥3.08b (up 15% from 2Q 2022). Net income: CN¥554.4m (down 4.6% from 2Q 2022). Profit margin: 18% (down from 22% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 44% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Aug 11FinVolution Group to Report Q2, 2023 Results on Aug 28, 2023FinVolution Group announced that they will report Q2, 2023 results After-Market on Aug 28, 2023
Reported Earnings • May 18First quarter 2023 earnings released: EPS: CN¥2.47 (vs CN¥1.87 in 1Q 2022)First quarter 2023 results: EPS: CN¥2.47 (up from CN¥1.87 in 1Q 2022). Revenue: CN¥3.05b (up 25% from 1Q 2022). Net income: CN¥695.9m (up 30% from 1Q 2022). Profit margin: 23% (in line with 1Q 2022). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 40% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • May 11FinVolution Group to Report Q1, 2023 Results on May 17, 2023FinVolution Group announced that they will report Q1, 2023 results After-Market on May 17, 2023
Upcoming Dividend • Apr 05Upcoming dividend of US$0.20 per share at 4.0% yieldEligible shareholders must have bought the stock before 12 April 2023. Payment date: 05 May 2023. Trailing yield: 4.0%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.9%).
Reported Earnings • Mar 15Full year 2022 earnings released: EPS: CN¥8.02 (vs CN¥8.83 in FY 2021)Full year 2022 results: EPS: CN¥8.02 (down from CN¥8.83 in FY 2021). Revenue: CN¥11.1b (up 17% from FY 2021). Net income: CN¥2.27b (down 9.7% from FY 2021). Profit margin: 20% (down from 26% in FY 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 9.9% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 51% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Nov 18Third quarter 2022 earnings released: EPS: CN¥2.12 (vs CN¥2.23 in 3Q 2021)Third quarter 2022 results: EPS: CN¥2.12 (down from CN¥2.23 in 3Q 2021). Revenue: CN¥2.97b (up 18% from 3Q 2021). Net income: CN¥599.0m (down 5.9% from 3Q 2021). Profit margin: 20% (down from 25% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 8.2% growth forecast for the Consumer Finance industry in Europe.
Board Change • Nov 16Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. 2 independent directors (5 non-independent directors). Independent Director Bing Xiang was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • Nov 16FinVolution Group Reiterates Operating Guidance for the Full Year 2022FinVolution Group reiterated operating guidance for the full year 2022. For the year, given COVID-19’s resurgence in China since the beginning of 2022, the Company will continue to closely monitor the pandemic situation and remain vigilant in its business operations. The Company reiterates that its full year loan origination volume guidance for 2022 remains unchanged in the range of RMB 175.0 billion to RMB 180.0 billion, representing a year-over-year increase of 27.4% to 31.0%.
お知らせ • Nov 03FinVolution Group to Report Q3, 2022 Results on Nov 14, 2022FinVolution Group announced that they will report Q3, 2022 results After-Market on Nov 14, 2022
Reported Earnings • Aug 24Second quarter 2022 earnings released: EPS: CN¥2.04 (vs CN¥2.20 in 2Q 2021)Second quarter 2022 results: EPS: CN¥2.04 (down from CN¥2.20 in 2Q 2021). Revenue: CN¥2.67b (up 12% from 2Q 2021). Net income: CN¥581.2m (down 7.2% from 2Q 2021). Profit margin: 22% (down from 26% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 7.6%, compared to a 21% growth forecast for the Consumer Finance industry in Germany.
お知らせ • Aug 10FinVolution Group to Report Q2, 2022 Results on Aug 22, 2022FinVolution Group announced that they will report Q2, 2022 results After-Market on Aug 22, 2022
Reported Earnings • Jun 02First quarter 2022 earnings released: EPS: CN¥1.87 (vs CN¥2.10 in 1Q 2021)First quarter 2022 results: EPS: CN¥1.87 (down from CN¥2.10 in 1Q 2021). Revenue: CN¥2.45b (up 16% from 1Q 2021). Net income: CN¥534.7m (down 9.4% from 1Q 2021). Profit margin: 22% (down from 28% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 2.2%, compared to a 84% growth forecast for the industry in Germany.
お知らせ • May 19FinVolution Group to Report Q1, 2022 Results on May 31, 2022FinVolution Group announced that they will report Q1, 2022 results After-Market on May 31, 2022
Reported Earnings • May 02Full year 2021 earnings released: EPS: CN¥8.83 (vs CN¥6.68 in FY 2020)Full year 2021 results: EPS: CN¥8.83 (up from CN¥6.68 in FY 2020). Revenue: CN¥9.54b (up 23% from FY 2020). Net income: CN¥2.51b (up 27% from FY 2020). Profit margin: 26% (up from 25% in FY 2020). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 1.6%, compared to a 82% growth forecast for the industry in Germany.
Board Change • Apr 27Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. 2 independent directors (5 non-independent directors). Independent Director Bing Xiang was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Upcoming Dividend • Apr 05Upcoming dividend of US$0.18 per shareEligible shareholders must have bought the stock before 12 April 2022. Payment date: 06 May 2022. Payout ratio is a comfortable 13% but the company is not cash flow positive. Trailing yield: 4.0%. Within top quartile of German dividend payers (3.8%). In line with average of industry peers (4.1%).
Valuation Update With 7 Day Price Move • Mar 22Investor sentiment improved over the past weekAfter last week's 36% share price gain to €3.82, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 8x in the Consumer Finance industry in Europe. Total loss to shareholders of 45% over the past year.
Reported Earnings • Mar 16Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: CN¥8.83 (up from CN¥6.68 in FY 2020). Revenue: CN¥9.47b (up 22% from FY 2020). Net income: CN¥2.51b (up 27% from FY 2020). Profit margin: 27% (up from 25% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.4%. Over the next year, revenue is forecast to grow 7.2%, compared to a 71% growth forecast for the industry in Germany.
お知らせ • Mar 06FinVolution Group to Report Q4, 2021 Results on Mar 14, 2022FinVolution Group announced that they will report Q4, 2021 results After-Market on Mar 14, 2022
Valuation Update With 7 Day Price Move • Jan 29Investor sentiment deteriorated over the past weekAfter last week's 19% share price decline to €3.26, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 19% over the past year.
Reported Earnings • Nov 19Third quarter 2021 earnings releasedThe company reported a solid third quarter result with improved earnings and revenues, although profit margins were weaker. Third quarter 2021 results: Revenue: CN¥2.53b (up 41% from 3Q 2020). Net income: CN¥636.3m (up 5.6% from 3Q 2020). Profit margin: 25% (down from 34% in 3Q 2020). The decrease in margin was driven by higher expenses.
お知らせ • Sep 14The Rosen Law Firm, P.A., Robbins Geller Rudman & Dowd LLP and Scott+Scott Attorneys at Law LLP Announces Proposes Class Action Settlement in the Ppdai Group Inc. Securities LitigationYOU ARE HEREBY NOTIFIED that a hearing will be held on December 16, 2021, at 10:00 a.m., before the Honorable LaShann DeArcy Hall at the U.S. District Court for the Eastern District of New York, 225 Cadman Plaza East, Courtroom 4H North, Brooklyn, NY 11201, to determine whether: (1) the proposed settlement (the "Settlement") of the above-captioned action (the "Action") as well as the action pending in the Supreme Court of the State of New York, County of New York, styled as In re PPDAI Group Securities Litigation, Index No. 654482/2018 (the "State Court Action") as set forth in the Stipulation of Settlement ("Stipulation")1 for $9,000,000 in cash should be approved by the Court as fair, reasonable and adequate; (2) the Judgment as provided under the Stipulation should be entered; (3) to award Plaintiffs' Counsel attorneys' fees and expenses out of the Settlement Fund (as defined in the Notice of Pendency and Proposed Settlement of Class Action ("Notice"), which is discussed below), and, if so, in what amount; (4) to award Plaintiffs for representing the Settlement Class out of the Settlement Fund and, if so, in what amount; and (5) the Plan of Allocation should be approved by the Court as fair, reasonable and adequate. This Action and the State Court Action are securities class actions brought on behalf of those persons who purchased or acquired PPDAI ADSs during the Settlement Class Period, against PPDAI, certain of its officers, directors, and underwriters of PPDAI's IPO (collectively, "Defendants") for, among other things, allegedly misstating and omitting material facts from the Registration Statement and Prospectus filed with the U.S. Securities and Exchange Commission in connection with the IPO. Plaintiffs allege that these purportedly false and misleading statements inflated the price of the Company's ADSs, resulting in damage to Settlement Class Members when the truth was revealed. Defendants deny all of Plaintiffs' allegations.
Reported Earnings • Aug 24Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CN¥2.38b (up 32% from 2Q 2020). Net income: CN¥626.4m (up 37% from 2Q 2020). Profit margin: 26% (up from 25% in 2Q 2020). The increase in margin was driven by higher revenue.
Valuation Update With 7 Day Price Move • Jun 18Investor sentiment improved over the past weekAfter last week's 28% share price gain to CN¥8.30, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 16x in the Consumer Finance industry in Europe. Total returns to shareholders of 465% over the past year.
Reported Earnings • May 27First quarter 2021 earnings released: EPS CN¥2.10 (vs CN¥1.38 in 1Q 2020)The company reported a solid first quarter result with improved earnings and profit margins, although revenues were flat. First quarter 2021 results: Revenue: CN¥2.11b (flat on 1Q 2020). Net income: CN¥590.4m (up 41% from 1Q 2020). Profit margin: 28% (up from 20% in 1Q 2020).
Valuation Update With 7 Day Price Move • May 19Investor sentiment improved over the past weekAfter last week's 19% share price gain to CN¥6.15, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 15x in the Consumer Finance industry in Europe. Total returns to shareholders of 349% over the past year.
Reported Earnings • May 01Full year 2020 earnings released: EPS CN¥6.68 (vs CN¥7.78 in FY 2019)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2020 results: Revenue: CN¥7.79b (up 26% from FY 2019). Net income: CN¥1.97b (down 17% from FY 2019). Profit margin: 25% (down from 38% in FY 2019). The decrease in margin was driven by higher expenses.
Executive Departure • Apr 02Chief Data Officer has left the companyOn the 31st of March, Ming Gu's tenure as Chief Data Officer ended after 4.2 years in the role. We don't have any record of a personal shareholding under Ming's name. Ming is the only executive to leave the company over the last 12 months.
Upcoming Dividend • Mar 31Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 06 April 2021. Payment date: 30 April 2021. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (3.3%). Higher than average of industry peers (2.2%).
Valuation Update With 7 Day Price Move • Mar 18Investor sentiment improved over the past weekAfter last week's 24% share price gain to CN¥6.65, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 14x in the Consumer Finance industry in Europe. Total returns to shareholders of 421% over the past year.
Is New 90 Day High Low • Mar 13New 90-day high: €7.60The company is up 350% from its price of €1.69 on 11 December 2020. The German market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 27% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €23.12 per share.
Reported Earnings • Mar 13Full year 2020 earnings released: EPS CN¥6.68 (vs CN¥7.78 in FY 2019)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2020 results: Revenue: CN¥7.56b (up 22% from FY 2019). Net income: CN¥1.97b (down 17% from FY 2019). Profit margin: 26% (down from 38% in FY 2019). The decrease in margin was driven by higher expenses.
Analyst Estimate Surprise Post Earnings • Mar 13Revenue misses expectationsRevenue missed analyst estimates by 1.7%. Over the next year, revenue is forecast to grow 8.6%, compared to a 46% growth forecast for the Consumer Finance industry in Germany.
お知らせ • Mar 12+ 1 more updateFinvolution Group Announces Changes of ManagementFinVolution Group announced that Board has approved the resignation of Mr. Ming Gu from the position of the Chief Risk Officer and the Chief Data Officer. Mr. Ming Gu's resignation was due to his personal reasons. To ensure a smooth transition, Mr. Ming Gu will remain in his capacity until March 31, 2021. Ms. Chang Liu, the Company's Vice President who joined in 2016, will be tasked with leading the department of risk management. Mr. Lei Chen, the Company's Vice President who joined in 2017, will be tasked with leading the department of data science and AI.
お知らせ • Mar 03FinVolution Group to Report Q4, 2020 Results on Mar 11, 2021FinVolution Group announced that they will report Q4, 2020 results Pre-Market on Mar 11, 2021
Valuation Update With 7 Day Price Move • Feb 18Investor sentiment improved over the past weekAfter last week's 64% share price gain to CN¥6.50, the stock is trading at a trailing P/E ratio of 8.1x, up from the previous P/E ratio of 4.9x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 284%.
Valuation Update With 7 Day Price Move • Feb 03Investor sentiment improved over the past weekAfter last week's 19% share price gain to CN¥3.26, the stock is trading at a trailing P/E ratio of 4x, up from the previous P/E ratio of 3.4x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 87%.
Is New 90 Day High Low • Feb 03New 90-day high: €3.26The company is up 92% from its price of €1.70 on 05 November 2020. The German market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 28% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €15.27 per share.
Valuation Update With 7 Day Price Move • Jan 15Investor sentiment improved over the past weekAfter last week's 33% share price gain to CN¥3.00, the stock is trading at a trailing P/E ratio of 3.9x, up from the previous P/E ratio of 3x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 51%.
Is New 90 Day High Low • Jan 15New 90-day high: €3.00The company is up 81% from its price of €1.66 on 16 October 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 30% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.34 per share.
Valuation Update With 7 Day Price Move • Jan 12Investor sentiment improved over the past weekAfter last week's 17% share price gain to CN¥2.50, the stock is trading at a trailing P/E ratio of 3.1x, up from the previous P/E ratio of 2.7x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 13%.
Valuation Update With 7 Day Price Move • Jan 10Investor sentiment improved over the past weekAfter last week's 20% share price gain to CN¥2.26, the stock is trading at a trailing P/E ratio of 2.9x, up from the previous P/E ratio of 2.4x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 2.8%.
Valuation Update With 7 Day Price Move • Jan 07Investor sentiment improved over the past weekAfter last week's 21% share price gain to CN¥2.28, the stock is trading at a trailing P/E ratio of 2.8x, up from the previous P/E ratio of 2.3x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 8.8%.
Valuation Update With 7 Day Price Move • Jan 05Investor sentiment improved over the past weekAfter last week's 16% share price gain to CN¥2.22, the stock is trading at a trailing P/E ratio of 2.7x, up from the previous P/E ratio of 2.3x. This compares to an average P/E of 14x in the Consumer Finance industry in Europe. Total returns to shareholders over the past year are 5.5%.
Is New 90 Day High Low • Dec 30New 90-day high: €1.91The company is up 23% from its price of €1.55 on 01 October 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €13.59 per share.
Is New 90 Day High Low • Dec 05New 90-day high: €1.90The company is up 35% from its price of €1.41 on 04 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €11.95 per share.
お知らせ • Nov 18+ 1 more updateFinVolution Group Appoints Simon Tak Leung Ho as a Member of the BoardFinVolution Group announced appointment of Mr. Simon Tak Leung Ho as a member of the Board effective on November 16, 2020.
お知らせ • Nov 13FinVolution Group to Report Q3, 2020 Results on Nov 17, 2020FinVolution Group announced that they will report Q3, 2020 results at 9:00 AM, China Standard Time on Nov 17, 2020