View ValuationCass Information Systems 将来の成長Future 基準チェック /26Cass Information Systemsは、19.4%と2.3%でそれぞれ年率19.4%で利益と収益が成長すると予測される一方、EPSはgrowで21.8%年率。主要情報19.4%収益成長率21.80%EPS成長率Diversified Financial 収益成長53.9%収益成長率2.3%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日24 Apr 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesBoard Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director John Drabik was the last director to join the board, commencing their role in 2026. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 24Cass Information Systems, Inc. Announces Board and Committee Changes, Effective April 21, 2026Cass Information Systems, Inc. announced changes to its Board of Directors, effective April 21, 2026. John J. Drabik was elected as a member of the Board and also appointed to serve on the Company’s Audit and Risk Committee. Mr. Drabik is Executive Vice President and Chief Financial Officer of Energizer Holdings, Inc., where he oversees global finance, accounting, investor relations and information technology. He has been with Energizer and its predecessor organization since 2001 and has held senior leadership roles across corporate development, treasury, and accounting, including playing a key role in the company’s spin-off and its growth as a stand-alone public company. Prior to Energizer, Mr. Drabik began his career in public accounting at Arthur Andersen and later worked in the import/export division of May Department Stores. He holds a Bachelor of Science in Accountancy from the University of Missouri and an MBA from Washington University in St. Louis. The Company also announced that Sally H. Roth, James J. Lindemann, and Ralph W. Clermont retired from the Board of Directors after not standing for re-election at the Annual Meeting of Shareholders. Sally H. Roth (Sally) served as a director since 2019. Sally’s extensive career in banking has added substantial value to the Company, not only to the Board and its’ Nominating and Corporate Governance Committee, but also through her tenure on the Executive Loan Committee of Cass Commercial Bank. Ralph W. Clermont (Ralph) served as a director since 2015. Ralph has served the Company in a variety of committee memberships since his Board appointment, including as Chairman of the Audit and Risk Committee and member of the Nominating and Corporate Governance Committee. Ralph’s strategic guidance has been invaluable to the Company during his directorship. James L. Lindemann (Jim) served as a director since 2007. Jim’s distinguished career at Emerson Electric allowed him to bring valuable perspective to the Company from both strategic and governance standpoints. Jim served as Chairman of the Company’s Compensation Committee, providing valuable guidance on the compensation plans, policies and overall programs of the Company.お知らせ • Mar 09Cass Information Systems, Inc., Annual General Meeting, Apr 21, 2026Cass Information Systems, Inc., Annual General Meeting, Apr 21, 2026. Location: the bogey club, 9266 clayton road, missouri 63124, saint louis United Statesお知らせ • Jan 22Cass Information Systems, Inc. Approves Quarterly Dividend, Payable on March 13, 2026Cass Information Systems, Inc. announced that On January 20, 2026, the Company’s Board of Directors approved a quarterly dividend of $0.32 per share with the dividend payable on March 13, 2026 to shareholders of record on March 3, 2026.お知らせ • Oct 23Cass Information Systems, Inc. Approves Dividend for the Fourth Quarter of 2025, Payable on December 15, 2025Cass Information Systems, Inc. on October 21, 2025, the Company’s Board of Directors approved an increase in the quarterly dividend of $0.01 to $0.32 per share beginning with the dividend payable on December 15, 2025 to shareholders of record on December 5, 2025 for the fourth quarter of 2025.お知らせ • Jul 17Cass Information Systems, Inc. Approves Quarterly Dividend, Payable on September 15, 2025On July 15, 2025, the Cass Information Systems, Inc.’s Board of Directors approved a quarterly dividend of $0.31per share with the dividend payable on September 15, 2025 to shareholders of record on September 5, 2025.お知らせ • Apr 17Cass Information Systems, Inc. Declares Second Quarter Dividend, Payable on June 13, 2025On April 15, 2025, Cass Information Systems, Inc.'s Board of Directors declared a second quarter dividend of $0.31 per share payable on June 13, 2025 to shareholders of record on June 3, 2025.お知らせ • Mar 07Cass Information Systems, Inc., Annual General Meeting, Apr 15, 2025Cass Information Systems, Inc., Annual General Meeting, Apr 15, 2025. Location: the bogey club located at 9266 clayton road, missouri 63124., saint louis United Statesお知らせ • Jan 24Cass Information Systems, Inc. Declares A First Quarter Dividend, Payable on March 14, 2025Cass Information Systems, Inc. declared a first quarter dividend of $0.31 per share payable on March 14, 2025 to shareholders of record on March 4, 2025.Declared Dividend • Nov 04Third quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 3rd December 2024 Payment date: 13th December 2024 Dividend yield will be 3.0%, which is lower than the industry average of 6.4%. Sustainability & Growth Dividend is covered by both earnings (71% earnings payout ratio) and cash flows (63% cash payout ratio). The dividend has increased by an average of 7.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 72% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Buy Or Sell Opportunity • Oct 21Now 22% undervaluedOver the last 90 days, the stock has risen 2.2% to €36.80. The fair value is estimated to be €47.21, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years, while earnings per share has been flat. Revenue is forecast to grow by 0.4% in 2 years. Earnings are forecast to grow by 75% in the next 2 years.Reported Earnings • Oct 17Third quarter 2024 earnings released: EPS: US$0.22 (vs US$0.55 in 3Q 2023)Third quarter 2024 results: EPS: US$0.22 (down from US$0.55 in 3Q 2023). Revenue: US$55.6m (up 2.9% from 3Q 2023). Net income: US$2.94m (down 60% from 3Q 2023). Profit margin: 5.3% (down from 14% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 2 years compared to a 14% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has increased by 3% per year.お知らせ • Oct 17Cass Information Systems, Inc. Approves Dividend for the Fourth Quarter of 2024, Payable on December 13, 2024The Board of Directors of Cass Information Systems, Inc. approved an increase in the quarterly dividend from $0.30 to $0.31 per share for the fourth quarter of 2024, payable on December 13, 2024 to shareholders of record on December 3, 2024.Buy Or Sell Opportunity • Sep 25Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €36.80. The fair value is estimated to be €46.36, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to decline by 6.7% in a year. Earnings are forecast to grow by 17% in the next year.Buy Or Sell Opportunity • Sep 06Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 6.7% to €36.20. The fair value is estimated to be €46.31, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to decline by 7.0% in a year. Earnings are forecast to grow by 17% in the next year.Upcoming Dividend • Aug 28Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 03 September 2024. Payment date: 13 September 2024. Payout ratio is a comfortable 59% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.8%). In line with average of industry peers (2.6%).Declared Dividend • Aug 05Second quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 3rd September 2024 Payment date: 13th September 2024 Dividend yield will be 3.0%, which is lower than the industry average of 6.4%. Sustainability & Growth Dividend is covered by both earnings (59% earnings payout ratio) and cash flows (76% cash payout ratio). The dividend has increased by an average of 7.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 26% over the next year, which should provide support to the dividend and adequate earnings cover.Buy Or Sell Opportunity • Aug 02Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 6.4% to €38.20. The fair value is estimated to be €48.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to decline by 7.0% in a year. Earnings are forecast to grow by 17% in the next year.Reported Earnings • Jul 19Second quarter 2024 earnings released: EPS: US$0.33 (vs US$0.53 in 2Q 2023)Second quarter 2024 results: EPS: US$0.33 (down from US$0.53 in 2Q 2023). Revenue: US$54.3m (up 4.9% from 2Q 2023). Net income: US$4.48m (down 37% from 2Q 2023). Profit margin: 8.3% (down from 14% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 1.6% p.a. on average during the next 2 years, while revenues in the Diversified Financial industry in Germany are expected to grow by 14%. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 2% per year.お知らせ • Jul 19Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 13, 2024Cass Information Systems, Inc. announced on July 16, 2024, the company’s board of directors declared a third quarter dividend of $0.30 per share payable on September 13, 2024 to shareholders of record on September 3, 2024.Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €42.20, the stock trades at a forward P/E ratio of 19x. Average forward P/E is 12x in the Diversified Financial industry in Germany. Total returns to shareholders of 33% over the past three years.Upcoming Dividend • May 28Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 04 June 2024. Payment date: 14 June 2024. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.6%). In line with average of industry peers (2.6%).Declared Dividend • May 13First quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 4th June 2024 Payment date: 14th June 2024 Dividend yield will be 2.7%, which is lower than the industry average of 6.4%. Sustainability & Growth Dividend is covered by both earnings (53% earnings payout ratio) and cash flows (76% cash payout ratio). The dividend has increased by an average of 7.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • May 09Cass Information Systems Launches Working Capital Solution for Shippers and CarriersCass Information Systems, Inc. announced the availability of Amplify by Cass™, an addition to the Cass Financial Suite®? that helps enterprises and their freight carriers improve working capital levels. As freight flows become more efficient, Amplify by Cass bridges the gap between a shipper's efficiencies and desire to increase working capital and their carriers' needs to be paid timely. By adopting Amplify by Cass, shippers support some of their most valuable partners-- their carriers--by providing an early payment solution. Cass’s fully integrated freight payment solution blends invoice lifecycle management, optimized cash flow and payment options, deep spend visibility, and market intelligence to create a complete solution used by many of the world’s largest shippers.Reported Earnings • May 06First quarter 2024 earnings released: EPS: US$0.53 (vs US$0.52 in 1Q 2023)First quarter 2024 results: EPS: US$0.53 (up from US$0.52 in 1Q 2023). Revenue: US$55.0m (up 5.2% from 1Q 2023). Net income: US$7.15m (flat on 1Q 2023). Profit margin: 13% (in line with 1Q 2023). Revenue is forecast to grow 1.8% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 18First quarter 2024 earnings released: EPS: US$0.53 (vs US$0.52 in 1Q 2023)First quarter 2024 results: EPS: US$0.53 (up from US$0.52 in 1Q 2023). Revenue: US$55.0m (up 5.2% from 1Q 2023). Net income: US$7.15m (flat on 1Q 2023). Profit margin: 13% (in line with 1Q 2023). Revenue is forecast to grow 2.6% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 3% per year.お知らせ • Mar 08Cass Information Systems, Inc., Annual General Meeting, Apr 16, 2024Cass Information Systems, Inc., Annual General Meeting, Apr 16, 2024, at 08:30 Central Standard Time. Location: The Bogey Club, located at 9266 Clayton Road, Saint Louis, Missouri 63124 Saint Louis Missouri United States Agenda: To elect three directors to serve, each for a three-year term; to hold a non-binding advisory vote on executive compensation; to ratify the appointment of KPMG LLP as the independent registered public accounting firm for 2024; and to consider and act upon such other matters as may properly come before the Annual Meeting or any adjournment thereof.Reported Earnings • Mar 04Full year 2023 earnings released: EPS: US$2.22 (vs US$2.58 in FY 2022)Full year 2023 results: EPS: US$2.22 (down from US$2.58 in FY 2022). Revenue: US$213.2m (up 14% from FY 2022). Net income: US$30.1m (down 14% from FY 2022). Profit margin: 14% (down from 19% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.7% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 6% per year.Upcoming Dividend • Feb 26Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 04 March 2024. Payment date: 15 March 2024. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.8%).Declared Dividend • Feb 05Fourth quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 4th March 2024 Payment date: 15th March 2024 Dividend yield will be 2.8%, which is lower than the industry average of 6.4%. Sustainability & Growth Dividend is covered by both earnings (53% earnings payout ratio) and cash flows (56% cash payout ratio). The dividend has increased by an average of 8.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$2.22 (vs US$2.58 in FY 2022)Full year 2023 results: EPS: US$2.22 (down from US$2.58 in FY 2022). Revenue: US$213.2m (up 14% from FY 2022). Net income: US$30.1m (down 14% from FY 2022). Profit margin: 14% (down from 19% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.2% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 6% per year.お知らせ • Jan 25Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2024Cass Information Systems, Inc. announced that on January 25, 2024, the company’s board of directors declared a first quarter dividend of $0.30 per share payable on March 15, 2024 to shareholders of record on March 5, 2024.Upcoming Dividend • Nov 27Upcoming dividend of US$0.30 per share at 2.9% yieldEligible shareholders must have bought the stock before 04 December 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (6.3%).Reported Earnings • Oct 20Third quarter 2023 earnings released: EPS: US$0.55 (vs US$0.65 in 3Q 2022)Third quarter 2023 results: EPS: US$0.55 (down from US$0.65 in 3Q 2022). Revenue: US$54.0m (up 11% from 3Q 2022). Net income: US$7.39m (down 16% from 3Q 2022). Profit margin: 14% (down from 18% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 2 years compared to a 10.0% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.お知らせ • Oct 20Cass Information Systems, Inc. Approves an Increase in the Quarterly Dividend, Payable on December 15, 2023On October 17, 2023, Cass Information Systems, Inc.’s Board of Directors approved an increase in the quarterly dividend to $0.30 per share effective with the dividend payable on December 15, 2023 to shareholders of record on December 5, 2023.Upcoming Dividend • Aug 25Upcoming dividend of US$0.29 per share at 3.0% yieldEligible shareholders must have bought the stock before 01 September 2023. Payment date: 15 September 2023. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.1%).お知らせ • Jul 23Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2023On July 18, 2023, Cass Information Systems, Inc. Board of Directors declared a third quarter dividend of $0.29 per share payable on September 15, 2023 to shareholders of record on September 5, 2023.Reported Earnings • Jul 20Second quarter 2023 earnings released: EPS: US$0.53 (vs US$0.63 in 2Q 2022)Second quarter 2023 results: EPS: US$0.53 (down from US$0.63 in 2Q 2022). Revenue: US$52.0m (up 17% from 2Q 2022). Net income: US$7.14m (down 17% from 2Q 2022). Profit margin: 14% (down from 19% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 1.9% p.a. on average during the next 2 years, compared to a 8.4% growth forecast for the Diversified Financial industry in Germany.Upcoming Dividend • May 26Upcoming dividend of US$0.29 per share at 3.0% yieldEligible shareholders must have bought the stock before 02 June 2023. Payment date: 15 June 2023. Payout ratio is a comfortable 46% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (5.8%).Valuation Update With 7 Day Price Move • Apr 25Investor sentiment deteriorates as stock falls 12%After last week's 12% share price decline to €33.80, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 15x in the Diversified Financial industry in Germany. Total loss to shareholders of 5.5% over the past year.Recent Insider Transactions • Apr 25President recently bought €73k worth of stockOn the 21st of April, Martin Resch bought around 2k shares on-market at roughly €33.50 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Martin has been a buyer over the last 12 months, purchasing a net total of €90k worth in shares.Reported Earnings • Apr 19First quarter 2023 earnings released: EPS: US$0.52 (vs US$0.61 in 1Q 2022)First quarter 2023 results: EPS: US$0.52 (down from US$0.61 in 1Q 2022). Revenue: US$49.0m (up 15% from 1Q 2022). Net income: US$7.12m (down 14% from 1Q 2022). Profit margin: 14% (down from 19% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Diversified Financial industry in Germany.Reported Earnings • Mar 03Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)Full year 2022 results: EPS: US$2.58 (up from US$2.03 in FY 2021). Revenue: US$183.8m (up 19% from FY 2021). Net income: US$34.9m (up 22% from FY 2021). Profit margin: 19% (in line with FY 2021). Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 9.6% growth forecast for the IT industry in Germany.Upcoming Dividend • Feb 23Upcoming dividend of US$0.29 per share at 2.4% yieldEligible shareholders must have bought the stock before 02 March 2023. Payment date: 15 March 2023. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.6%). Higher than average of industry peers (1.6%).お知らせ • Feb 18+ 1 more updateCass Information Systems, Inc. Announces Executive ChangesCass Information Systems, Inc. announced that Martin Resch, President and Chief Operating Officer, has been named President and Chief Executive Officer, effective April 18, 2023, and will join the Board of Directors at that time. Resch, 57, has been Cass’s President and Chief Operating Officer since February 2022 and Eric Brunngraber, 66, has served as CEO since 2008, will become Executive Chairman, effective April 18, 2023. Prior to joining Cass in November 2020, Resch was senior executive at Bank of the West in San Francisco, California. As executive vice president, Resch functioned as the commercial banking group’s chief administrative officer/chief operating officer with responsibility for strategy, operations, finance, technology and human resources, as well as collaborating with a B2B FinTech incubator. His other roles at Bank of the West included corporate treasurer and leading the regulatory response to the Dodd-Frank and Volcker legislation. Resch, who holds dual citizenship in the United States and Austriaand speaks fluent German, earned his bachelor’s degree in computer science from Oregon State University and master’s degree in business administration from Cornell University. He is also a graduate of the Pacific Coast Graduate School of Banking in Seattle, Washington.お知らせ • Jan 28Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2023Cass Information Systems, Inc. announced that on January 24, 2023, the Company’s Board of Directors declared a first quarter dividend of $0.29 per share payable on March 15, 2023 to shareholders of record on March 3, 2023.Reported Earnings • Jan 23Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)Full year 2022 results: EPS: US$2.58 (up from US$2.03 in FY 2021). Revenue: US$183.8m (up 19% from FY 2021). Net income: US$34.9m (up 22% from FY 2021). Profit margin: 19% (in line with FY 2021). Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 10% growth forecast for the IT industry in Germany.お知らせ • Dec 31Cass Information Systems, Inc. Promotes Tony Urban as its New Executive Vice President and President of its Transportation Information ServicesCass Information Systems, Inc. has promoted Tony Urban as its new executive vice president and president of its Transportation Information Services (TIS) business based in St. Louis, effective December 30, 2022. Urban will take over responsibilities from Mark Campbell, as he transitions into a new leadership position within Cass. Urban brings more than 20 years of experience in various leadership positions at Cass. Most recently, he servedas senior vice president responsible for operations and audit within TIS, and successfully oversaw thesignificant global expansion of the TIS business to support Cass clients. Urban earned his Bachelor of Science in Accountancy from the University of Missouri - Columbia and a master’sdegree in business administration from the University of Missouri – St. Louis. He is also a Certified PublicAccountant and sits on the advisory board of the Supply Chain and Analytics school at the University of Missouri– St. Louis.Buying Opportunity • Dec 21Now 21% undervaluedOver the last 90 days, the stock is up 16%. The fair value is estimated to be €52.15, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to grow by 25% in 2 years. Earnings is forecast to grow by 36% in the next 2 years.Upcoming Dividend • Nov 25Upcoming dividend of US$0.29 per shareEligible shareholders must have bought the stock before 02 December 2022. Payment date: 15 December 2022. Payout ratio is a comfortable 46% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (5.0%). Higher than average of industry peers (1.7%).お知らせ • Oct 21Cass Information Systems, Inc. Declares Fourth Quarter Dividend, Payable on December 15, 2022On October 18, 2022, the Board of Directors of Cass Information Systems, Inc. declared a fourth quarter dividend of $0.29 per share payable on December 15, 2022 to shareholders of record on December 5, 2022.Reported Earnings • Oct 14Third quarter 2022 earnings released: EPS: US$0.65 (vs US$0.48 in 3Q 2021)Third quarter 2022 results: EPS: US$0.65 (up from US$0.48 in 3Q 2021). Revenue: US$47.8m (up 22% from 3Q 2021). Net income: US$8.80m (up 29% from 3Q 2021). Profit margin: 18% (up from 17% in 3Q 2021). The increase in margin was driven by higher revenue.Upcoming Dividend • Aug 25Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 01 September 2022. Payment date: 15 September 2022. Payout ratio is a comfortable 49% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.6%). Higher than average of industry peers (1.6%).お知らせ • Aug 05Ann Marr Joins Board of Directors of Cass Information Systems, IncCass Information Systems, Inc. reported that Ann Marr has been appointed to its board of directors, effective August 2, 2022. Marr is currently Executive Vice President of Global Human Resources at World Wide Technology (WWT), a $16 billion systems integrations, value added reseller and software development company. Marr oversees all global human resources functions, which include talent management, policy development, benefits administration, training, immigration, communications, leadership development and employee relations. In addition, she successfully spearheaded WWT’s submission for the Fortune 100 Best Companies to Work For and founded the WWT Women’s Leadership Forum. She has over 30 years of experience in human resources and has also held positions with Enterprise Rent-A-Car and Anheuser-Busch Companies. She is a member of the executive team and board of directors at WWT. Marr is also an author of a New Orleans cookbook - Classic Creole – A Celebration of Food & Family. She received a Bachelor of Arts degree in Business & Human Resources Management from Webster University.お知らせ • Jul 22Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2022On July 19, 2022, Cass Information Systems, Inc.’s Board of Directors declared a third quarter dividend of $0.28 per share payable on September 15, 2022 to shareholders of record on September 2, 2022.Reported Earnings • Jul 15Second quarter 2022 earnings released: EPS: US$0.63 (vs US$0.49 in 2Q 2021)Second quarter 2022 results: EPS: US$0.63 (up from US$0.49 in 2Q 2021). Revenue: US$44.3m (up 16% from 2Q 2021). Net income: US$8.56m (up 22% from 2Q 2021). Profit margin: 19% (in line with 2Q 2021).お知らせ • Jun 24Cass Information Systems, Inc. (NasdaqGS:CASS) completed the acquisition of the assets of TouchPoint Software, LLC.Cass Information Systems, Inc. (NasdaqGS:CASS) entered into an agreement to acquire the assets of TouchPoint Software, LLC on May 31, 2022. Ross Miller, current Chief Operating Officer of Pursuant and President of TouchPoint, will join Cass Information Systems as a Vice President and lead the combination of TouchPoint with Gyve Generosity Services, also owned by Cass. Cass Information Systems, Inc. (NasdaqGS:CASS) completed the acquisition of the assets of TouchPoint Software, LLC on June 23, 2022. Derek Bell and Chase Crean of D.A. Davidson & Co. acted as the financial advisor to the Pursuant and TouchPoint management teams in the transaction.Board Change • Jun 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent Director Wendy Henry was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jun 01Cass Information Systems, Inc. (NasdaqGS:CASS) has entered into an agreement to acquire the Assets of TouchPoint Software, LLC.Cass Information Systems, Inc. (NasdaqGS:CASS) has entered into an agreement to acquire the Assets of TouchPoint Software, LLC on May 31, 2022. TouchPoint Software, LLC is a division of the The Pursuant Group, Inc., based in Dallas, Texas. Ross Miller, current chief operating officer of Pursuant and president of TouchPoint, will join Cass Information Systems, Inc. as a Vice President and lead the combination of TouchPoint with Gyve Generosity Services, also owned by Cass.Upcoming Dividend • May 26Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 02 June 2022. Payment date: 15 June 2022. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 3.3%. Lower than top quartile of German dividend payers (4.3%). Higher than average of industry peers (1.4%).Reported Earnings • May 09First quarter 2022 earnings released: EPS: US$0.61 (vs US$0.49 in 1Q 2021)First quarter 2022 results: EPS: US$0.61 (up from US$0.49 in 1Q 2021). Revenue: US$42.6m (up 16% from 1Q 2021). Net income: US$8.26m (up 17% from 1Q 2021). Profit margin: 19% (in line with 1Q 2021).Board Change • May 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent Director Wendy Henry was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 22Cass Information Systems, Inc. Declares Second Quarter Dividend, Payable on June 15, 2022On April 19, 2022,Cass Information Systems, Inc.'s Board of Directors declared a second quarter dividend of $0.28 per share payable on June 15, 2022 to shareholders of record on June 3, 2022.お知らせ • Apr 20Cass Information Systems, Inc. Names Todd Wills to Senior Vice President and Utilities General ManagerCass Information Systems, Inc. has added Todd Wills as its new senior vice president and general manager of its utilities business based in Columbus, Ohio effective April 18, 2022. Wills will take over responsibilities currently under Gary Langfitt, president Expense Management Services, who will be retiring from Cass at the end of the year. Most recently, he served as a managing director at CAS (formerly Chemical Abstracts Service), a scientific information solutions provider headquartered in Columbus, Ohio. Prior to joining CAS, he worked at Emerson Electric where he served in a variety of corporate and operating roles, most recently leading their data-driven battery monitoring and prognostics business.Reported Earnings • Apr 15First quarter 2022 earnings released: EPS: US$0.61 (vs US$0.49 in 1Q 2021)First quarter 2022 results: EPS: US$0.61 (up from US$0.49 in 1Q 2021). Revenue: US$42.3m (up 15% from 1Q 2021). Net income: US$8.26m (up 17% from 1Q 2021). Profit margin: 20% (in line with 1Q 2021).Reported Earnings • Mar 03Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: EPS: US$2.03 (up from US$1.75 in FY 2020). Revenue: US$155.2m (up 4.8% from FY 2020). Net income: US$28.6m (up 14% from FY 2020). Profit margin: 18% (up from 17% in FY 2020). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.3%.Upcoming Dividend • Feb 24Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 03 March 2022. Payment date: 15 March 2022. Payout ratio is a comfortable 54% but the company is not cash flow positive. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (3.4%). Higher than average of industry peers (1.1%).お知らせ • Feb 01Cass Information Systems, Inc. Promotes Martin Resch to President and Chief Operating OfficerCass Information Systems, Inc. has promoted Martin Resch to president, in addition to his current role as chief operating officer. Eric Brunngraber, previously chairman, president and chief executive officer, will remain as chairman and chief executive officer. Prior to joining Cass in November 2020, Resch was senior manager of the commercial banking group of Bank of the West, BNP Paribas in San Francisco, Calif. As executive vice president, Resch functioned as the group’s chief administrative officer/chief operating officer with responsibility for strategy, operations, finance, technology and human resources. Other roles included corporate treasurer and leader of a B2B FinTech incubator.Reported Earnings • Jan 28Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: EPS: US$2.03 (up from US$1.75 in FY 2020). Revenue: US$154.0m (up 4.0% from FY 2020). Net income: US$28.6m (up 14% from FY 2020). Profit margin: 19% (up from 17% in FY 2020). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.3%.お知らせ • Jan 28Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2022Cass Information Systems, Inc. announced that on January 25, 2022, the company’s board of directors declared a first quarter dividend of $0.28 per share payable March 15, 2022 to shareholders of record March 4, 2022.Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Sally Roth was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Nov 25Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 02 December 2021. Payment date: 15 December 2021. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (3.2%). Higher than average of industry peers (0.9%).Reported Earnings • Oct 22Third quarter 2021 earnings released: EPS US$0.48 (vs US$0.40 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$39.0m (up 7.7% from 3Q 2020). Net income: US$6.81m (up 18% from 3Q 2020). Profit margin: 17% (up from 16% in 3Q 2020). The increase in margin was driven by higher revenue.Upcoming Dividend • Aug 26Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 15 September 2021. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (3.1%). Higher than average of industry peers (0.9%).Reported Earnings • Jul 23Second quarter 2021 earnings released: EPS US$0.49 (vs US$0.38 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$37.8m (up 8.6% from 2Q 2020). Net income: US$7.03m (up 29% from 2Q 2020). Profit margin: 19% (up from 16% in 2Q 2020). The increase in margin was driven by higher revenue.お知らせ • Jun 23Cass Information Systems Launches Cass FreightClaim360, A Freight Claims Application for CarriersInformation Systems, Inc. launched Cass FreightClaim360, a freight claims management application for carriers and other logistical service providers. The cloud-based software helps carriers automate each step of the claims lifecycle and gain extensive visibility into the details of claims. The scarcity of such solutions in the marketplace has left most carriers using manual processes or home-built solutions that make accessing information difficult. Built-for-purpose and highly flexible, FreightClaim360 provides centralized data and document storage, real-time visibility, built-in workflows and notifications, and robust reporting. It also helps carriers ensure compliance and consistency in how claims are processed, communicated, and approved. TranSolutions, LLC, a subsidiary of MercuryGate, Inc., the leading provider of specialized cloud-based freight claims software for both shippers and carriers, developed and supports the software. Cass has been leveraging its claims application for shippers, MercuryMyEZClaim, since 2012 to provide a full-service claims management solution to shipper clients. MercuryMyEZClaim and FreightClaim360 easily interface for streamlined communications between shippers and carriers. As Cass expands its product offerings in 2021 and beyond, it will continue to focus on enhancing the carrier as well as shipper experience.Upcoming Dividend • May 27Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 03 June 2021. Payment date: 15 June 2021. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (3.2%). Higher than average of industry peers (1.2%).Reported Earnings • Apr 24First quarter 2021 earnings released: EPS US$0.49 (vs US$0.52 in 1Q 2020)The company reported a poor first quarter result with weaker earnings and revenues, although profit margins were flat. First quarter 2021 results: Revenue: US$36.5m (down 7.4% from 1Q 2020). Net income: US$7.07m (down 6.3% from 1Q 2020). Profit margin: 19% (in line with 1Q 2020).お知らせ • Mar 11Cass Information Systems, Inc., Annual General Meeting, Apr 20, 2021Cass Information Systems, Inc., Annual General Meeting, Apr 20, 2021, at 08:30 Central Standard Time. Location: 13001 Hollenberg Drive, Bridgeton Missouri 63044 Bridgeton United States Agenda: To elect three directors to serve, each for a three-year term; To hold a non-binding advisory vote on executive compensation; To ratify the appointment of KPMG LLP as the independent registered public accounting firm for 2021; To act upon such other matters as may properly come before the Annual Meeting or any adjournment thereof.お知らせ • Mar 06Cass Information Systems, Inc. Names Michael J. Normileas as Chief Financial OfficerCass Information Systems, Inc. has tabbed Michael J. Normileas its new executive vice president (EVP) and chief financial officer (CFO). Normile, 45, succeeds P. Stephen Appelbaum, Cass EVP and CFO since 2006. Appelbaum, 63, will help manage the transition in coming months before retiring later this year. Normile comes to Cass from FB Corporation/First Bank where he had been CFO since 2015. Normile joined First Bank in 2007 as controller and director of profit improvement and strategic development. Prior to joining First Bank, Normile was a senior manager in the financial services audit practice of the St. Louis office of KPMGLLP for nine years. Cass was a client of KPMG during his tenure. Normile is a director, executive committee member and treasurer of the St. LouisFoster and Adoptive Care Coalition. He is also a five-time consecutive winner of the Biz Dash 5k CEO Challenge.お知らせ • Mar 05Cass Information Systems, Inc. Names Michael J. Normile as Executive Vice PresidentCass Information Systems, Inc. has tabbed Michael J. Normileas its new executive vice president (EVP) and chief financial officer (CFO). Normile, 45, succeeds P. Stephen Appelbaum, Cass EVP and CFO since 2006. Appelbaum, 63, will help manage the transition in coming months before retiring later this year. Normile comes to Cass from FB Corporation/First Bank where he had been CFO since 2015. Normile joined First Bank in 2007 as controller and director of profit improvement and strategic development. Prior to joining First Bank, Normile was a senior manager in the financial services audit practice of the St. Louis office of KPMGLLP for nine years. Cass was a client of KPMG during his tenure. Normile is a director, executive committee member and treasurer of the St. LouisFoster and Adoptive Care Coalition. He is also a five-time consecutive winner of the Biz Dash 5k CEO Challenge.Is New 90 Day High Low • Mar 04New 90-day high: €36.60The company is up 3.0% from its price of €35.40 on 03 December 2020. The German market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the IT industry, which is down 2.0% over the same period.Reported Earnings • Feb 28Full year 2020 earnings released: EPS US$1.75 (vs US$2.11 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$148.1m (down 8.9% from FY 2019). Net income: US$25.2m (down 17% from FY 2019). Profit margin: 17% (down from 19% in FY 2019). The decrease in margin was driven by lower revenue.Upcoming Dividend • Feb 25Upcoming Dividend of US$0.27 Per ShareWill be paid on the 15th of March to those who are registered shareholders by the 4th of March. The trailing yield of 2.5% is below the top quartile of German dividend payers (3.4%), but it is higher than industry peers (0.9%).Reported Earnings • Jan 29Full year 2020 earnings released: EPS US$1.75 (vs US$2.11 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$145.0m (down 11% from FY 2019). Net income: US$25.2m (down 17% from FY 2019). Profit margin: 17% (down from 19% in FY 2019). The decrease in margin was driven by lower revenue.Is New 90 Day High Low • Dec 24New 90-day low: €31.00The company is down 3.0% from its price of €32.00 on 25 September 2020. The German market is up 9.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the IT industry, which is down 19% over the same period.お知らせ • Dec 12VSP Global Partners with Cass Information Systems, Inc. to Launch its Bring Your Own Network ProgramVSP Global is leading the way in improving the employee experience for remote workers while reducing costs and increasing efficiency. To simplify payments for broadband services for “work from home” employees, VSP Global has partnered with Cass Information Systems, Inc. to launch its Bring Your Own Network (BYON) program. Leveraging Cass’s patented Direct2Carrier Payments solution, BYON enables eligible employees to sign up for broadband subsidies to be paid directly to their home internet service provider each month, automatically. Registration is a simple, one-time event through a user-friendly portal. VSP Global will make one monthly payment that Cass will manage and pay to every Internet Service Provider for registered users. A credit will show up on the employee’s personal account without the cost or burden of processing expense reports or payroll stipends.お知らせ • Nov 11Martin Resch Joins Cass Information Systems, Inc. as Chief Operating OfficerCass Information Systems, Inc. has selected Martin Resch to fill the newly created position of chief operating officer. Most recently prior to joining Cass, Resch was senior manager of the commercial banking group of Bank of the West, BNP Paribas in San Francisco, Calif.Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$0.40The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$35.7m (down 15% from 3Q 2019). Net income: US$5.78m (down 29% from 3Q 2019). Profit margin: 16% (down from 20% in 3Q 2019). The decrease in margin was driven by lower revenue.Reported Earnings • Oct 24Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$25.1m, down 19% from the prior year. Total revenue was US$152.2m over the last 12 months, down 6.1% from the prior year.業績と収益の成長予測DB:CC3 - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202721745N/AN/A112/31/202620639N/AN/A13/31/2026209312530N/A12/31/2025207313237N/A9/30/2025204274651N/A6/30/2025202213339N/A3/31/2025203204351N/A12/31/2024202193039N/A9/30/2024207231528N/A6/30/2024209272640N/A3/31/2024211302237N/A12/31/2023193282537N/A9/30/2023210312940N/A6/30/2023204322938N/A3/31/2023197344046N/A12/31/2022187354652N/A9/30/2022177333945N/A6/30/2022167313844N/A3/31/2022161302733N/A12/31/2021155293035N/A9/30/2021152273538N/A6/30/2021149263437N/A3/31/2021146254446N/A12/31/2020148254648N/A9/30/2020151254042N/A6/30/2020156284648N/A3/31/2020162304144N/A12/31/201916330N/A42N/A9/30/201916231N/A49N/A6/30/201915931N/A50N/A3/31/201915530N/A47N/A12/31/201815230N/A48N/A9/30/201814829N/A50N/A6/30/201814428N/A43N/A3/31/201814127N/A51N/A12/31/201713725N/A39N/A9/30/201713426N/A38N/A6/30/201713125N/A39N/A3/31/201712925N/A34N/A12/31/201612624N/A35N/A9/30/201612424N/A33N/A6/30/201612324N/A34N/A3/31/201612223N/A31N/A12/31/201512223N/A33N/A9/30/201512223N/A32N/A6/30/201512123N/A33N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: CC3の予測収益成長率 (年間19.4% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: CC3の収益 ( 19.4% ) はGerman市場 ( 17.1% ) よりも速いペースで成長すると予測されています。高成長収益: CC3の収益は増加すると予測されていますが、大幅には増加しません。収益対市場: CC3の収益 ( 2.3% ) German市場 ( 6.8% ) よりも低い成長が予測されています。高い収益成長: CC3の収益 ( 2.3% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: CC3の 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/25 05:54終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Cass Information Systems, Inc. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Michael RoseRaymond James & AssociatesStephen MossRaymond James & AssociatesJoseph YanchunisRaymond James & Associates
Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director John Drabik was the last director to join the board, commencing their role in 2026. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 24Cass Information Systems, Inc. Announces Board and Committee Changes, Effective April 21, 2026Cass Information Systems, Inc. announced changes to its Board of Directors, effective April 21, 2026. John J. Drabik was elected as a member of the Board and also appointed to serve on the Company’s Audit and Risk Committee. Mr. Drabik is Executive Vice President and Chief Financial Officer of Energizer Holdings, Inc., where he oversees global finance, accounting, investor relations and information technology. He has been with Energizer and its predecessor organization since 2001 and has held senior leadership roles across corporate development, treasury, and accounting, including playing a key role in the company’s spin-off and its growth as a stand-alone public company. Prior to Energizer, Mr. Drabik began his career in public accounting at Arthur Andersen and later worked in the import/export division of May Department Stores. He holds a Bachelor of Science in Accountancy from the University of Missouri and an MBA from Washington University in St. Louis. The Company also announced that Sally H. Roth, James J. Lindemann, and Ralph W. Clermont retired from the Board of Directors after not standing for re-election at the Annual Meeting of Shareholders. Sally H. Roth (Sally) served as a director since 2019. Sally’s extensive career in banking has added substantial value to the Company, not only to the Board and its’ Nominating and Corporate Governance Committee, but also through her tenure on the Executive Loan Committee of Cass Commercial Bank. Ralph W. Clermont (Ralph) served as a director since 2015. Ralph has served the Company in a variety of committee memberships since his Board appointment, including as Chairman of the Audit and Risk Committee and member of the Nominating and Corporate Governance Committee. Ralph’s strategic guidance has been invaluable to the Company during his directorship. James L. Lindemann (Jim) served as a director since 2007. Jim’s distinguished career at Emerson Electric allowed him to bring valuable perspective to the Company from both strategic and governance standpoints. Jim served as Chairman of the Company’s Compensation Committee, providing valuable guidance on the compensation plans, policies and overall programs of the Company.
お知らせ • Mar 09Cass Information Systems, Inc., Annual General Meeting, Apr 21, 2026Cass Information Systems, Inc., Annual General Meeting, Apr 21, 2026. Location: the bogey club, 9266 clayton road, missouri 63124, saint louis United States
お知らせ • Jan 22Cass Information Systems, Inc. Approves Quarterly Dividend, Payable on March 13, 2026Cass Information Systems, Inc. announced that On January 20, 2026, the Company’s Board of Directors approved a quarterly dividend of $0.32 per share with the dividend payable on March 13, 2026 to shareholders of record on March 3, 2026.
お知らせ • Oct 23Cass Information Systems, Inc. Approves Dividend for the Fourth Quarter of 2025, Payable on December 15, 2025Cass Information Systems, Inc. on October 21, 2025, the Company’s Board of Directors approved an increase in the quarterly dividend of $0.01 to $0.32 per share beginning with the dividend payable on December 15, 2025 to shareholders of record on December 5, 2025 for the fourth quarter of 2025.
お知らせ • Jul 17Cass Information Systems, Inc. Approves Quarterly Dividend, Payable on September 15, 2025On July 15, 2025, the Cass Information Systems, Inc.’s Board of Directors approved a quarterly dividend of $0.31per share with the dividend payable on September 15, 2025 to shareholders of record on September 5, 2025.
お知らせ • Apr 17Cass Information Systems, Inc. Declares Second Quarter Dividend, Payable on June 13, 2025On April 15, 2025, Cass Information Systems, Inc.'s Board of Directors declared a second quarter dividend of $0.31 per share payable on June 13, 2025 to shareholders of record on June 3, 2025.
お知らせ • Mar 07Cass Information Systems, Inc., Annual General Meeting, Apr 15, 2025Cass Information Systems, Inc., Annual General Meeting, Apr 15, 2025. Location: the bogey club located at 9266 clayton road, missouri 63124., saint louis United States
お知らせ • Jan 24Cass Information Systems, Inc. Declares A First Quarter Dividend, Payable on March 14, 2025Cass Information Systems, Inc. declared a first quarter dividend of $0.31 per share payable on March 14, 2025 to shareholders of record on March 4, 2025.
Declared Dividend • Nov 04Third quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 3rd December 2024 Payment date: 13th December 2024 Dividend yield will be 3.0%, which is lower than the industry average of 6.4%. Sustainability & Growth Dividend is covered by both earnings (71% earnings payout ratio) and cash flows (63% cash payout ratio). The dividend has increased by an average of 7.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 72% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Buy Or Sell Opportunity • Oct 21Now 22% undervaluedOver the last 90 days, the stock has risen 2.2% to €36.80. The fair value is estimated to be €47.21, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years, while earnings per share has been flat. Revenue is forecast to grow by 0.4% in 2 years. Earnings are forecast to grow by 75% in the next 2 years.
Reported Earnings • Oct 17Third quarter 2024 earnings released: EPS: US$0.22 (vs US$0.55 in 3Q 2023)Third quarter 2024 results: EPS: US$0.22 (down from US$0.55 in 3Q 2023). Revenue: US$55.6m (up 2.9% from 3Q 2023). Net income: US$2.94m (down 60% from 3Q 2023). Profit margin: 5.3% (down from 14% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 2 years compared to a 14% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has increased by 3% per year.
お知らせ • Oct 17Cass Information Systems, Inc. Approves Dividend for the Fourth Quarter of 2024, Payable on December 13, 2024The Board of Directors of Cass Information Systems, Inc. approved an increase in the quarterly dividend from $0.30 to $0.31 per share for the fourth quarter of 2024, payable on December 13, 2024 to shareholders of record on December 3, 2024.
Buy Or Sell Opportunity • Sep 25Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €36.80. The fair value is estimated to be €46.36, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to decline by 6.7% in a year. Earnings are forecast to grow by 17% in the next year.
Buy Or Sell Opportunity • Sep 06Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 6.7% to €36.20. The fair value is estimated to be €46.31, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to decline by 7.0% in a year. Earnings are forecast to grow by 17% in the next year.
Upcoming Dividend • Aug 28Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 03 September 2024. Payment date: 13 September 2024. Payout ratio is a comfortable 59% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.8%). In line with average of industry peers (2.6%).
Declared Dividend • Aug 05Second quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 3rd September 2024 Payment date: 13th September 2024 Dividend yield will be 3.0%, which is lower than the industry average of 6.4%. Sustainability & Growth Dividend is covered by both earnings (59% earnings payout ratio) and cash flows (76% cash payout ratio). The dividend has increased by an average of 7.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 26% over the next year, which should provide support to the dividend and adequate earnings cover.
Buy Or Sell Opportunity • Aug 02Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 6.4% to €38.20. The fair value is estimated to be €48.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to decline by 7.0% in a year. Earnings are forecast to grow by 17% in the next year.
Reported Earnings • Jul 19Second quarter 2024 earnings released: EPS: US$0.33 (vs US$0.53 in 2Q 2023)Second quarter 2024 results: EPS: US$0.33 (down from US$0.53 in 2Q 2023). Revenue: US$54.3m (up 4.9% from 2Q 2023). Net income: US$4.48m (down 37% from 2Q 2023). Profit margin: 8.3% (down from 14% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 1.6% p.a. on average during the next 2 years, while revenues in the Diversified Financial industry in Germany are expected to grow by 14%. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 2% per year.
お知らせ • Jul 19Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 13, 2024Cass Information Systems, Inc. announced on July 16, 2024, the company’s board of directors declared a third quarter dividend of $0.30 per share payable on September 13, 2024 to shareholders of record on September 3, 2024.
Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €42.20, the stock trades at a forward P/E ratio of 19x. Average forward P/E is 12x in the Diversified Financial industry in Germany. Total returns to shareholders of 33% over the past three years.
Upcoming Dividend • May 28Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 04 June 2024. Payment date: 14 June 2024. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.6%). In line with average of industry peers (2.6%).
Declared Dividend • May 13First quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 4th June 2024 Payment date: 14th June 2024 Dividend yield will be 2.7%, which is lower than the industry average of 6.4%. Sustainability & Growth Dividend is covered by both earnings (53% earnings payout ratio) and cash flows (76% cash payout ratio). The dividend has increased by an average of 7.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 09Cass Information Systems Launches Working Capital Solution for Shippers and CarriersCass Information Systems, Inc. announced the availability of Amplify by Cass™, an addition to the Cass Financial Suite®? that helps enterprises and their freight carriers improve working capital levels. As freight flows become more efficient, Amplify by Cass bridges the gap between a shipper's efficiencies and desire to increase working capital and their carriers' needs to be paid timely. By adopting Amplify by Cass, shippers support some of their most valuable partners-- their carriers--by providing an early payment solution. Cass’s fully integrated freight payment solution blends invoice lifecycle management, optimized cash flow and payment options, deep spend visibility, and market intelligence to create a complete solution used by many of the world’s largest shippers.
Reported Earnings • May 06First quarter 2024 earnings released: EPS: US$0.53 (vs US$0.52 in 1Q 2023)First quarter 2024 results: EPS: US$0.53 (up from US$0.52 in 1Q 2023). Revenue: US$55.0m (up 5.2% from 1Q 2023). Net income: US$7.15m (flat on 1Q 2023). Profit margin: 13% (in line with 1Q 2023). Revenue is forecast to grow 1.8% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 18First quarter 2024 earnings released: EPS: US$0.53 (vs US$0.52 in 1Q 2023)First quarter 2024 results: EPS: US$0.53 (up from US$0.52 in 1Q 2023). Revenue: US$55.0m (up 5.2% from 1Q 2023). Net income: US$7.15m (flat on 1Q 2023). Profit margin: 13% (in line with 1Q 2023). Revenue is forecast to grow 2.6% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 3% per year.
お知らせ • Mar 08Cass Information Systems, Inc., Annual General Meeting, Apr 16, 2024Cass Information Systems, Inc., Annual General Meeting, Apr 16, 2024, at 08:30 Central Standard Time. Location: The Bogey Club, located at 9266 Clayton Road, Saint Louis, Missouri 63124 Saint Louis Missouri United States Agenda: To elect three directors to serve, each for a three-year term; to hold a non-binding advisory vote on executive compensation; to ratify the appointment of KPMG LLP as the independent registered public accounting firm for 2024; and to consider and act upon such other matters as may properly come before the Annual Meeting or any adjournment thereof.
Reported Earnings • Mar 04Full year 2023 earnings released: EPS: US$2.22 (vs US$2.58 in FY 2022)Full year 2023 results: EPS: US$2.22 (down from US$2.58 in FY 2022). Revenue: US$213.2m (up 14% from FY 2022). Net income: US$30.1m (down 14% from FY 2022). Profit margin: 14% (down from 19% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.7% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 6% per year.
Upcoming Dividend • Feb 26Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 04 March 2024. Payment date: 15 March 2024. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.8%).
Declared Dividend • Feb 05Fourth quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 4th March 2024 Payment date: 15th March 2024 Dividend yield will be 2.8%, which is lower than the industry average of 6.4%. Sustainability & Growth Dividend is covered by both earnings (53% earnings payout ratio) and cash flows (56% cash payout ratio). The dividend has increased by an average of 8.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$2.22 (vs US$2.58 in FY 2022)Full year 2023 results: EPS: US$2.22 (down from US$2.58 in FY 2022). Revenue: US$213.2m (up 14% from FY 2022). Net income: US$30.1m (down 14% from FY 2022). Profit margin: 14% (down from 19% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.2% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 6% per year.
お知らせ • Jan 25Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2024Cass Information Systems, Inc. announced that on January 25, 2024, the company’s board of directors declared a first quarter dividend of $0.30 per share payable on March 15, 2024 to shareholders of record on March 5, 2024.
Upcoming Dividend • Nov 27Upcoming dividend of US$0.30 per share at 2.9% yieldEligible shareholders must have bought the stock before 04 December 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (6.3%).
Reported Earnings • Oct 20Third quarter 2023 earnings released: EPS: US$0.55 (vs US$0.65 in 3Q 2022)Third quarter 2023 results: EPS: US$0.55 (down from US$0.65 in 3Q 2022). Revenue: US$54.0m (up 11% from 3Q 2022). Net income: US$7.39m (down 16% from 3Q 2022). Profit margin: 14% (down from 18% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 2 years compared to a 10.0% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
お知らせ • Oct 20Cass Information Systems, Inc. Approves an Increase in the Quarterly Dividend, Payable on December 15, 2023On October 17, 2023, Cass Information Systems, Inc.’s Board of Directors approved an increase in the quarterly dividend to $0.30 per share effective with the dividend payable on December 15, 2023 to shareholders of record on December 5, 2023.
Upcoming Dividend • Aug 25Upcoming dividend of US$0.29 per share at 3.0% yieldEligible shareholders must have bought the stock before 01 September 2023. Payment date: 15 September 2023. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.1%).
お知らせ • Jul 23Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2023On July 18, 2023, Cass Information Systems, Inc. Board of Directors declared a third quarter dividend of $0.29 per share payable on September 15, 2023 to shareholders of record on September 5, 2023.
Reported Earnings • Jul 20Second quarter 2023 earnings released: EPS: US$0.53 (vs US$0.63 in 2Q 2022)Second quarter 2023 results: EPS: US$0.53 (down from US$0.63 in 2Q 2022). Revenue: US$52.0m (up 17% from 2Q 2022). Net income: US$7.14m (down 17% from 2Q 2022). Profit margin: 14% (down from 19% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 1.9% p.a. on average during the next 2 years, compared to a 8.4% growth forecast for the Diversified Financial industry in Germany.
Upcoming Dividend • May 26Upcoming dividend of US$0.29 per share at 3.0% yieldEligible shareholders must have bought the stock before 02 June 2023. Payment date: 15 June 2023. Payout ratio is a comfortable 46% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (5.8%).
Valuation Update With 7 Day Price Move • Apr 25Investor sentiment deteriorates as stock falls 12%After last week's 12% share price decline to €33.80, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 15x in the Diversified Financial industry in Germany. Total loss to shareholders of 5.5% over the past year.
Recent Insider Transactions • Apr 25President recently bought €73k worth of stockOn the 21st of April, Martin Resch bought around 2k shares on-market at roughly €33.50 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Martin has been a buyer over the last 12 months, purchasing a net total of €90k worth in shares.
Reported Earnings • Apr 19First quarter 2023 earnings released: EPS: US$0.52 (vs US$0.61 in 1Q 2022)First quarter 2023 results: EPS: US$0.52 (down from US$0.61 in 1Q 2022). Revenue: US$49.0m (up 15% from 1Q 2022). Net income: US$7.12m (down 14% from 1Q 2022). Profit margin: 14% (down from 19% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Diversified Financial industry in Germany.
Reported Earnings • Mar 03Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)Full year 2022 results: EPS: US$2.58 (up from US$2.03 in FY 2021). Revenue: US$183.8m (up 19% from FY 2021). Net income: US$34.9m (up 22% from FY 2021). Profit margin: 19% (in line with FY 2021). Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 9.6% growth forecast for the IT industry in Germany.
Upcoming Dividend • Feb 23Upcoming dividend of US$0.29 per share at 2.4% yieldEligible shareholders must have bought the stock before 02 March 2023. Payment date: 15 March 2023. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.6%). Higher than average of industry peers (1.6%).
お知らせ • Feb 18+ 1 more updateCass Information Systems, Inc. Announces Executive ChangesCass Information Systems, Inc. announced that Martin Resch, President and Chief Operating Officer, has been named President and Chief Executive Officer, effective April 18, 2023, and will join the Board of Directors at that time. Resch, 57, has been Cass’s President and Chief Operating Officer since February 2022 and Eric Brunngraber, 66, has served as CEO since 2008, will become Executive Chairman, effective April 18, 2023. Prior to joining Cass in November 2020, Resch was senior executive at Bank of the West in San Francisco, California. As executive vice president, Resch functioned as the commercial banking group’s chief administrative officer/chief operating officer with responsibility for strategy, operations, finance, technology and human resources, as well as collaborating with a B2B FinTech incubator. His other roles at Bank of the West included corporate treasurer and leading the regulatory response to the Dodd-Frank and Volcker legislation. Resch, who holds dual citizenship in the United States and Austriaand speaks fluent German, earned his bachelor’s degree in computer science from Oregon State University and master’s degree in business administration from Cornell University. He is also a graduate of the Pacific Coast Graduate School of Banking in Seattle, Washington.
お知らせ • Jan 28Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2023Cass Information Systems, Inc. announced that on January 24, 2023, the Company’s Board of Directors declared a first quarter dividend of $0.29 per share payable on March 15, 2023 to shareholders of record on March 3, 2023.
Reported Earnings • Jan 23Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)Full year 2022 results: EPS: US$2.58 (up from US$2.03 in FY 2021). Revenue: US$183.8m (up 19% from FY 2021). Net income: US$34.9m (up 22% from FY 2021). Profit margin: 19% (in line with FY 2021). Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 10% growth forecast for the IT industry in Germany.
お知らせ • Dec 31Cass Information Systems, Inc. Promotes Tony Urban as its New Executive Vice President and President of its Transportation Information ServicesCass Information Systems, Inc. has promoted Tony Urban as its new executive vice president and president of its Transportation Information Services (TIS) business based in St. Louis, effective December 30, 2022. Urban will take over responsibilities from Mark Campbell, as he transitions into a new leadership position within Cass. Urban brings more than 20 years of experience in various leadership positions at Cass. Most recently, he servedas senior vice president responsible for operations and audit within TIS, and successfully oversaw thesignificant global expansion of the TIS business to support Cass clients. Urban earned his Bachelor of Science in Accountancy from the University of Missouri - Columbia and a master’sdegree in business administration from the University of Missouri – St. Louis. He is also a Certified PublicAccountant and sits on the advisory board of the Supply Chain and Analytics school at the University of Missouri– St. Louis.
Buying Opportunity • Dec 21Now 21% undervaluedOver the last 90 days, the stock is up 16%. The fair value is estimated to be €52.15, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to grow by 25% in 2 years. Earnings is forecast to grow by 36% in the next 2 years.
Upcoming Dividend • Nov 25Upcoming dividend of US$0.29 per shareEligible shareholders must have bought the stock before 02 December 2022. Payment date: 15 December 2022. Payout ratio is a comfortable 46% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (5.0%). Higher than average of industry peers (1.7%).
お知らせ • Oct 21Cass Information Systems, Inc. Declares Fourth Quarter Dividend, Payable on December 15, 2022On October 18, 2022, the Board of Directors of Cass Information Systems, Inc. declared a fourth quarter dividend of $0.29 per share payable on December 15, 2022 to shareholders of record on December 5, 2022.
Reported Earnings • Oct 14Third quarter 2022 earnings released: EPS: US$0.65 (vs US$0.48 in 3Q 2021)Third quarter 2022 results: EPS: US$0.65 (up from US$0.48 in 3Q 2021). Revenue: US$47.8m (up 22% from 3Q 2021). Net income: US$8.80m (up 29% from 3Q 2021). Profit margin: 18% (up from 17% in 3Q 2021). The increase in margin was driven by higher revenue.
Upcoming Dividend • Aug 25Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 01 September 2022. Payment date: 15 September 2022. Payout ratio is a comfortable 49% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.6%). Higher than average of industry peers (1.6%).
お知らせ • Aug 05Ann Marr Joins Board of Directors of Cass Information Systems, IncCass Information Systems, Inc. reported that Ann Marr has been appointed to its board of directors, effective August 2, 2022. Marr is currently Executive Vice President of Global Human Resources at World Wide Technology (WWT), a $16 billion systems integrations, value added reseller and software development company. Marr oversees all global human resources functions, which include talent management, policy development, benefits administration, training, immigration, communications, leadership development and employee relations. In addition, she successfully spearheaded WWT’s submission for the Fortune 100 Best Companies to Work For and founded the WWT Women’s Leadership Forum. She has over 30 years of experience in human resources and has also held positions with Enterprise Rent-A-Car and Anheuser-Busch Companies. She is a member of the executive team and board of directors at WWT. Marr is also an author of a New Orleans cookbook - Classic Creole – A Celebration of Food & Family. She received a Bachelor of Arts degree in Business & Human Resources Management from Webster University.
お知らせ • Jul 22Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2022On July 19, 2022, Cass Information Systems, Inc.’s Board of Directors declared a third quarter dividend of $0.28 per share payable on September 15, 2022 to shareholders of record on September 2, 2022.
Reported Earnings • Jul 15Second quarter 2022 earnings released: EPS: US$0.63 (vs US$0.49 in 2Q 2021)Second quarter 2022 results: EPS: US$0.63 (up from US$0.49 in 2Q 2021). Revenue: US$44.3m (up 16% from 2Q 2021). Net income: US$8.56m (up 22% from 2Q 2021). Profit margin: 19% (in line with 2Q 2021).
お知らせ • Jun 24Cass Information Systems, Inc. (NasdaqGS:CASS) completed the acquisition of the assets of TouchPoint Software, LLC.Cass Information Systems, Inc. (NasdaqGS:CASS) entered into an agreement to acquire the assets of TouchPoint Software, LLC on May 31, 2022. Ross Miller, current Chief Operating Officer of Pursuant and President of TouchPoint, will join Cass Information Systems as a Vice President and lead the combination of TouchPoint with Gyve Generosity Services, also owned by Cass. Cass Information Systems, Inc. (NasdaqGS:CASS) completed the acquisition of the assets of TouchPoint Software, LLC on June 23, 2022. Derek Bell and Chase Crean of D.A. Davidson & Co. acted as the financial advisor to the Pursuant and TouchPoint management teams in the transaction.
Board Change • Jun 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent Director Wendy Henry was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jun 01Cass Information Systems, Inc. (NasdaqGS:CASS) has entered into an agreement to acquire the Assets of TouchPoint Software, LLC.Cass Information Systems, Inc. (NasdaqGS:CASS) has entered into an agreement to acquire the Assets of TouchPoint Software, LLC on May 31, 2022. TouchPoint Software, LLC is a division of the The Pursuant Group, Inc., based in Dallas, Texas. Ross Miller, current chief operating officer of Pursuant and president of TouchPoint, will join Cass Information Systems, Inc. as a Vice President and lead the combination of TouchPoint with Gyve Generosity Services, also owned by Cass.
Upcoming Dividend • May 26Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 02 June 2022. Payment date: 15 June 2022. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 3.3%. Lower than top quartile of German dividend payers (4.3%). Higher than average of industry peers (1.4%).
Reported Earnings • May 09First quarter 2022 earnings released: EPS: US$0.61 (vs US$0.49 in 1Q 2021)First quarter 2022 results: EPS: US$0.61 (up from US$0.49 in 1Q 2021). Revenue: US$42.6m (up 16% from 1Q 2021). Net income: US$8.26m (up 17% from 1Q 2021). Profit margin: 19% (in line with 1Q 2021).
Board Change • May 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent Director Wendy Henry was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 22Cass Information Systems, Inc. Declares Second Quarter Dividend, Payable on June 15, 2022On April 19, 2022,Cass Information Systems, Inc.'s Board of Directors declared a second quarter dividend of $0.28 per share payable on June 15, 2022 to shareholders of record on June 3, 2022.
お知らせ • Apr 20Cass Information Systems, Inc. Names Todd Wills to Senior Vice President and Utilities General ManagerCass Information Systems, Inc. has added Todd Wills as its new senior vice president and general manager of its utilities business based in Columbus, Ohio effective April 18, 2022. Wills will take over responsibilities currently under Gary Langfitt, president Expense Management Services, who will be retiring from Cass at the end of the year. Most recently, he served as a managing director at CAS (formerly Chemical Abstracts Service), a scientific information solutions provider headquartered in Columbus, Ohio. Prior to joining CAS, he worked at Emerson Electric where he served in a variety of corporate and operating roles, most recently leading their data-driven battery monitoring and prognostics business.
Reported Earnings • Apr 15First quarter 2022 earnings released: EPS: US$0.61 (vs US$0.49 in 1Q 2021)First quarter 2022 results: EPS: US$0.61 (up from US$0.49 in 1Q 2021). Revenue: US$42.3m (up 15% from 1Q 2021). Net income: US$8.26m (up 17% from 1Q 2021). Profit margin: 20% (in line with 1Q 2021).
Reported Earnings • Mar 03Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: EPS: US$2.03 (up from US$1.75 in FY 2020). Revenue: US$155.2m (up 4.8% from FY 2020). Net income: US$28.6m (up 14% from FY 2020). Profit margin: 18% (up from 17% in FY 2020). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.3%.
Upcoming Dividend • Feb 24Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 03 March 2022. Payment date: 15 March 2022. Payout ratio is a comfortable 54% but the company is not cash flow positive. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (3.4%). Higher than average of industry peers (1.1%).
お知らせ • Feb 01Cass Information Systems, Inc. Promotes Martin Resch to President and Chief Operating OfficerCass Information Systems, Inc. has promoted Martin Resch to president, in addition to his current role as chief operating officer. Eric Brunngraber, previously chairman, president and chief executive officer, will remain as chairman and chief executive officer. Prior to joining Cass in November 2020, Resch was senior manager of the commercial banking group of Bank of the West, BNP Paribas in San Francisco, Calif. As executive vice president, Resch functioned as the group’s chief administrative officer/chief operating officer with responsibility for strategy, operations, finance, technology and human resources. Other roles included corporate treasurer and leader of a B2B FinTech incubator.
Reported Earnings • Jan 28Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: EPS: US$2.03 (up from US$1.75 in FY 2020). Revenue: US$154.0m (up 4.0% from FY 2020). Net income: US$28.6m (up 14% from FY 2020). Profit margin: 19% (up from 17% in FY 2020). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.3%.
お知らせ • Jan 28Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2022Cass Information Systems, Inc. announced that on January 25, 2022, the company’s board of directors declared a first quarter dividend of $0.28 per share payable March 15, 2022 to shareholders of record March 4, 2022.
Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Sally Roth was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Nov 25Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 02 December 2021. Payment date: 15 December 2021. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (3.2%). Higher than average of industry peers (0.9%).
Reported Earnings • Oct 22Third quarter 2021 earnings released: EPS US$0.48 (vs US$0.40 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$39.0m (up 7.7% from 3Q 2020). Net income: US$6.81m (up 18% from 3Q 2020). Profit margin: 17% (up from 16% in 3Q 2020). The increase in margin was driven by higher revenue.
Upcoming Dividend • Aug 26Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 15 September 2021. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (3.1%). Higher than average of industry peers (0.9%).
Reported Earnings • Jul 23Second quarter 2021 earnings released: EPS US$0.49 (vs US$0.38 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$37.8m (up 8.6% from 2Q 2020). Net income: US$7.03m (up 29% from 2Q 2020). Profit margin: 19% (up from 16% in 2Q 2020). The increase in margin was driven by higher revenue.
お知らせ • Jun 23Cass Information Systems Launches Cass FreightClaim360, A Freight Claims Application for CarriersInformation Systems, Inc. launched Cass FreightClaim360, a freight claims management application for carriers and other logistical service providers. The cloud-based software helps carriers automate each step of the claims lifecycle and gain extensive visibility into the details of claims. The scarcity of such solutions in the marketplace has left most carriers using manual processes or home-built solutions that make accessing information difficult. Built-for-purpose and highly flexible, FreightClaim360 provides centralized data and document storage, real-time visibility, built-in workflows and notifications, and robust reporting. It also helps carriers ensure compliance and consistency in how claims are processed, communicated, and approved. TranSolutions, LLC, a subsidiary of MercuryGate, Inc., the leading provider of specialized cloud-based freight claims software for both shippers and carriers, developed and supports the software. Cass has been leveraging its claims application for shippers, MercuryMyEZClaim, since 2012 to provide a full-service claims management solution to shipper clients. MercuryMyEZClaim and FreightClaim360 easily interface for streamlined communications between shippers and carriers. As Cass expands its product offerings in 2021 and beyond, it will continue to focus on enhancing the carrier as well as shipper experience.
Upcoming Dividend • May 27Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 03 June 2021. Payment date: 15 June 2021. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (3.2%). Higher than average of industry peers (1.2%).
Reported Earnings • Apr 24First quarter 2021 earnings released: EPS US$0.49 (vs US$0.52 in 1Q 2020)The company reported a poor first quarter result with weaker earnings and revenues, although profit margins were flat. First quarter 2021 results: Revenue: US$36.5m (down 7.4% from 1Q 2020). Net income: US$7.07m (down 6.3% from 1Q 2020). Profit margin: 19% (in line with 1Q 2020).
お知らせ • Mar 11Cass Information Systems, Inc., Annual General Meeting, Apr 20, 2021Cass Information Systems, Inc., Annual General Meeting, Apr 20, 2021, at 08:30 Central Standard Time. Location: 13001 Hollenberg Drive, Bridgeton Missouri 63044 Bridgeton United States Agenda: To elect three directors to serve, each for a three-year term; To hold a non-binding advisory vote on executive compensation; To ratify the appointment of KPMG LLP as the independent registered public accounting firm for 2021; To act upon such other matters as may properly come before the Annual Meeting or any adjournment thereof.
お知らせ • Mar 06Cass Information Systems, Inc. Names Michael J. Normileas as Chief Financial OfficerCass Information Systems, Inc. has tabbed Michael J. Normileas its new executive vice president (EVP) and chief financial officer (CFO). Normile, 45, succeeds P. Stephen Appelbaum, Cass EVP and CFO since 2006. Appelbaum, 63, will help manage the transition in coming months before retiring later this year. Normile comes to Cass from FB Corporation/First Bank where he had been CFO since 2015. Normile joined First Bank in 2007 as controller and director of profit improvement and strategic development. Prior to joining First Bank, Normile was a senior manager in the financial services audit practice of the St. Louis office of KPMGLLP for nine years. Cass was a client of KPMG during his tenure. Normile is a director, executive committee member and treasurer of the St. LouisFoster and Adoptive Care Coalition. He is also a five-time consecutive winner of the Biz Dash 5k CEO Challenge.
お知らせ • Mar 05Cass Information Systems, Inc. Names Michael J. Normile as Executive Vice PresidentCass Information Systems, Inc. has tabbed Michael J. Normileas its new executive vice president (EVP) and chief financial officer (CFO). Normile, 45, succeeds P. Stephen Appelbaum, Cass EVP and CFO since 2006. Appelbaum, 63, will help manage the transition in coming months before retiring later this year. Normile comes to Cass from FB Corporation/First Bank where he had been CFO since 2015. Normile joined First Bank in 2007 as controller and director of profit improvement and strategic development. Prior to joining First Bank, Normile was a senior manager in the financial services audit practice of the St. Louis office of KPMGLLP for nine years. Cass was a client of KPMG during his tenure. Normile is a director, executive committee member and treasurer of the St. LouisFoster and Adoptive Care Coalition. He is also a five-time consecutive winner of the Biz Dash 5k CEO Challenge.
Is New 90 Day High Low • Mar 04New 90-day high: €36.60The company is up 3.0% from its price of €35.40 on 03 December 2020. The German market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the IT industry, which is down 2.0% over the same period.
Reported Earnings • Feb 28Full year 2020 earnings released: EPS US$1.75 (vs US$2.11 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$148.1m (down 8.9% from FY 2019). Net income: US$25.2m (down 17% from FY 2019). Profit margin: 17% (down from 19% in FY 2019). The decrease in margin was driven by lower revenue.
Upcoming Dividend • Feb 25Upcoming Dividend of US$0.27 Per ShareWill be paid on the 15th of March to those who are registered shareholders by the 4th of March. The trailing yield of 2.5% is below the top quartile of German dividend payers (3.4%), but it is higher than industry peers (0.9%).
Reported Earnings • Jan 29Full year 2020 earnings released: EPS US$1.75 (vs US$2.11 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$145.0m (down 11% from FY 2019). Net income: US$25.2m (down 17% from FY 2019). Profit margin: 17% (down from 19% in FY 2019). The decrease in margin was driven by lower revenue.
Is New 90 Day High Low • Dec 24New 90-day low: €31.00The company is down 3.0% from its price of €32.00 on 25 September 2020. The German market is up 9.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the IT industry, which is down 19% over the same period.
お知らせ • Dec 12VSP Global Partners with Cass Information Systems, Inc. to Launch its Bring Your Own Network ProgramVSP Global is leading the way in improving the employee experience for remote workers while reducing costs and increasing efficiency. To simplify payments for broadband services for “work from home” employees, VSP Global has partnered with Cass Information Systems, Inc. to launch its Bring Your Own Network (BYON) program. Leveraging Cass’s patented Direct2Carrier Payments solution, BYON enables eligible employees to sign up for broadband subsidies to be paid directly to their home internet service provider each month, automatically. Registration is a simple, one-time event through a user-friendly portal. VSP Global will make one monthly payment that Cass will manage and pay to every Internet Service Provider for registered users. A credit will show up on the employee’s personal account without the cost or burden of processing expense reports or payroll stipends.
お知らせ • Nov 11Martin Resch Joins Cass Information Systems, Inc. as Chief Operating OfficerCass Information Systems, Inc. has selected Martin Resch to fill the newly created position of chief operating officer. Most recently prior to joining Cass, Resch was senior manager of the commercial banking group of Bank of the West, BNP Paribas in San Francisco, Calif.
Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$0.40The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$35.7m (down 15% from 3Q 2019). Net income: US$5.78m (down 29% from 3Q 2019). Profit margin: 16% (down from 20% in 3Q 2019). The decrease in margin was driven by lower revenue.
Reported Earnings • Oct 24Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$25.1m, down 19% from the prior year. Total revenue was US$152.2m over the last 12 months, down 6.1% from the prior year.