View ValuationHarmoney 将来の成長Future 基準チェック /66Harmoney利益と収益がそれぞれ年間26.6%と33.9%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に32.7% 31.7%なると予測されています。主要情報26.6%収益成長率31.73%EPS成長率Consumer Finance 収益成長16.2%収益成長率33.9%将来の株主資本利益率32.72%アナリストカバレッジLow最終更新日15 May 2026今後の成長に関する最新情報Breakeven Date Change • May 02Forecast breakeven date moved forward to 2024The 3 analysts covering Harmoney previously expected the company to break even in 2026. New consensus forecast suggests the company will make a profit of AU$297.8k in 2024. Earnings growth of 107% is required to achieve expected profit on schedule.Breakeven Date Change • Feb 25Forecast to breakeven in 2026The 3 analysts covering Harmoney expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 40% per year to 2025. The company is expected to make a profit of AU$777.2k in 2026. Average annual earnings growth of 67% is required to achieve expected profit on schedule.Breakeven Date Change • Feb 23Forecast to breakeven in 2026The 3 analysts covering Harmoney expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 66% per year to 2025. The company is expected to make a profit of AU$776.9k in 2026. Average annual earnings growth of 70% is required to achieve expected profit on schedule.Breakeven Date Change • Mar 05Forecast breakeven date pushed back to 2025The 2 analysts covering Harmoney previously expected the company to break even in 2024. New consensus forecast suggests losses will reduce by 72% per year to 2024. The company is expected to make a profit of AU$1.61m in 2025. Average annual earnings growth of 98% is required to achieve expected profit on schedule.すべての更新を表示Recent updatesBoard Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 1 highly experienced director. Independent Non-Executive Director John Quirk was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Feb 04Harmoney Corp Limited to Report First Half, 2026 Results on Feb 19, 2026Harmoney Corp Limited announced that they will report first half, 2026 results on Feb 19, 2026お知らせ • Nov 04Harmoney Corp Limited, Annual General Meeting, Dec 17, 2025Harmoney Corp Limited, Annual General Meeting, Dec 17, 2025.お知らせ • Jul 28Harmoney Corp Limited to Report Fiscal Year 2025 Results on Aug 20, 2025Harmoney Corp Limited announced that they will report fiscal year 2025 results After-Market on Aug 20, 2025お知らせ • Jun 13Harmoney Corp Limited Announces Transition Out of Neil Roberts as Chief Strategy Officer, with Effect from 1 July 2025Harmoney Corp. Limited announced this partial selldown coincides with Neil Roberts's planned transition out of his executive role of Chief Strategy Officer of Harmoney, with effect from 1 July 2025. Neil has been a director of the Company since Harmoney's inception, and will continue as a non-executive director of the Company. The Board of Harmoney has determined that Neil may continue to participate in the Company's Long Term Incentive Plan after he ceases to be an executive of the Company, so that Neil can continue to hold the 1,185,000 unvested Rights that have been previously granted to him under that Plan. Those unvested Rights will remain subject to the relevant vesting conditions imposed by the Board and will be eligible to vest to the extent that those vesting conditions are satisfied.お知らせ • Oct 04Harmoney Corp Limited, Annual General Meeting, Nov 14, 2024Harmoney Corp Limited, Annual General Meeting, Nov 14, 2024.お知らせ • Aug 15Harmoney Corp Limited to Report Fiscal Year 2024 Results on Aug 23, 2024Harmoney Corp Limited announced that they will report fiscal year 2024 results on Aug 23, 2024Breakeven Date Change • May 02Forecast breakeven date moved forward to 2024The 3 analysts covering Harmoney previously expected the company to break even in 2026. New consensus forecast suggests the company will make a profit of AU$297.8k in 2024. Earnings growth of 107% is required to achieve expected profit on schedule.Breakeven Date Change • Feb 25Forecast to breakeven in 2026The 3 analysts covering Harmoney expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 40% per year to 2025. The company is expected to make a profit of AU$777.2k in 2026. Average annual earnings growth of 67% is required to achieve expected profit on schedule.New Risk • Feb 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (11% average weekly change). Earnings are forecast to decline by an average of 1.6% per year for the foreseeable future. Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (AU$974k net loss in 2 years). Market cap is less than US$100m (€32.5m market cap, or US$35.1m).Breakeven Date Change • Feb 23Forecast to breakeven in 2026The 3 analysts covering Harmoney expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 66% per year to 2025. The company is expected to make a profit of AU$776.9k in 2026. Average annual earnings growth of 70% is required to achieve expected profit on schedule.New Risk • Jan 23New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (AU$840k net loss in 3 years). Share price has been volatile over the past 3 months (7.2% average weekly change). Market cap is less than US$100m (€28.0m market cap, or US$30.5m).New Risk • Aug 28New major risk - Revenue and earnings growthEarnings have declined by 22% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (17% average weekly change). Earnings have declined by 22% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable next year (AU$3.6m net loss next year). Market cap is less than US$100m (€26.3m market cap, or US$28.4m).お知らせ • Aug 26Harmoney Corp Limited, Annual General Meeting, Nov 15, 2023Harmoney Corp Limited, Annual General Meeting, Nov 15, 2023.お知らせ • Aug 14Harmoney Corp Limited to Report Fiscal Year 2023 Results on Aug 25, 2023Harmoney Corp Limited announced that they will report fiscal year 2023 results on Aug 25, 2023Breakeven Date Change • Mar 05Forecast breakeven date pushed back to 2025The 2 analysts covering Harmoney previously expected the company to break even in 2024. New consensus forecast suggests losses will reduce by 72% per year to 2024. The company is expected to make a profit of AU$1.61m in 2025. Average annual earnings growth of 98% is required to achieve expected profit on schedule.Reported Earnings • Mar 01First half 2023 earnings releasedFirst half 2023 results: Revenue: AU$32.1m (up 25% from 1H 2022). Net loss: AU$3.38m (loss narrowed 30% from 1H 2022). Revenue is forecast to grow 39% p.a. on average during the next 3 years, compared to a 9.4% growth forecast for the Consumer Finance industry in Europe.Recent Insider Transactions • Sep 23CEO, MD & Director recently bought €139k worth of stockOn the 20th of September, David Stevens bought around 302k shares on-market at roughly €0.46 per share. This transaction amounted to 15% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.Reported Earnings • Sep 02Full year 2022 earnings released: NZ$0.20 loss per share (vs NZ$0.29 loss in FY 2021)Full year 2022 results: NZ$0.20 loss per share (up from NZ$0.29 loss in FY 2021). Revenue: NZ$31.0m (up 100% from FY 2021). Net loss: NZ$20.2m (loss narrowed 25% from FY 2021). Over the next year, revenue is forecast to grow 323%, compared to a 22% growth forecast for the Consumer Finance industry in Germany.Board Change • Aug 02Less than half of directors are independentFollowing Non-Executive Director John Quirk's arrival on 01 August 2022, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 4 non-independent directors. Independent Chairman of Board Paul Lahiff was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Sep 01Full year 2021 earnings releasedThe company reported a mediocre full year result with increased losses and weaker control over costs, although revenues improved. Full year 2021 results: Revenue: NZ$29.5m (up 76% from FY 2020). Net loss: NZ$27.0m (loss widened 120% from FY 2020).業績と収益の成長予測DB:6DR - アナリストの将来予測と過去の財務データ ( )AUD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数6/30/202817817155136/30/202716312133736/30/20261489434212/31/202549103237N/A9/30/20254683136N/A6/30/20254463035N/A3/31/202541-32833N/A12/31/202437-112631N/A9/30/202436-122328N/A6/30/202435-132024N/A3/31/202436-91924N/A12/31/202336-51924N/A9/30/202335-61924N/A6/30/202334-81824N/A3/31/202331-121319N/A12/31/202227-17814N/A9/30/202228-18310N/A6/30/202229-19-15N/A3/31/202226-19-32N/A12/31/202125-20-40N/A9/30/202120-23-5-1N/A6/30/202114-25-5-1N/A12/31/202019-9-3-1N/A9/30/202017-1012N/A6/30/202016-1255N/A3/31/2019297N/A3N/A3/31/201823-2N/A0N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 6DRの予測収益成長率 (年間26.6% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: 6DRの収益 ( 26.6% ) はGerman市場 ( 17.2% ) よりも速いペースで成長すると予測されています。高成長収益: 6DRの収益は今後 3 年間で 大幅に 増加すると予想されています。収益対市場: 6DRの収益 ( 33.9% ) German市場 ( 6.8% ) よりも速いペースで成長すると予測されています。高い収益成長: 6DRの収益 ( 33.9% ) 20%よりも速いペースで成長すると予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 6DRの 自己資本利益率 は、3年後には高くなると予測されています ( 32.7 %)成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/26 10:15終値2026/05/26 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Harmoney Corp Limited 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4 アナリスト機関James LindsayForsyth Barr Group Ltd.Tom TweedieMA Moelis Australia Securities Pty LtdIan MunroOrd Minnett Limited1 その他のアナリストを表示
Breakeven Date Change • May 02Forecast breakeven date moved forward to 2024The 3 analysts covering Harmoney previously expected the company to break even in 2026. New consensus forecast suggests the company will make a profit of AU$297.8k in 2024. Earnings growth of 107% is required to achieve expected profit on schedule.
Breakeven Date Change • Feb 25Forecast to breakeven in 2026The 3 analysts covering Harmoney expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 40% per year to 2025. The company is expected to make a profit of AU$777.2k in 2026. Average annual earnings growth of 67% is required to achieve expected profit on schedule.
Breakeven Date Change • Feb 23Forecast to breakeven in 2026The 3 analysts covering Harmoney expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 66% per year to 2025. The company is expected to make a profit of AU$776.9k in 2026. Average annual earnings growth of 70% is required to achieve expected profit on schedule.
Breakeven Date Change • Mar 05Forecast breakeven date pushed back to 2025The 2 analysts covering Harmoney previously expected the company to break even in 2024. New consensus forecast suggests losses will reduce by 72% per year to 2024. The company is expected to make a profit of AU$1.61m in 2025. Average annual earnings growth of 98% is required to achieve expected profit on schedule.
Board Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 1 highly experienced director. Independent Non-Executive Director John Quirk was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 04Harmoney Corp Limited to Report First Half, 2026 Results on Feb 19, 2026Harmoney Corp Limited announced that they will report first half, 2026 results on Feb 19, 2026
お知らせ • Nov 04Harmoney Corp Limited, Annual General Meeting, Dec 17, 2025Harmoney Corp Limited, Annual General Meeting, Dec 17, 2025.
お知らせ • Jul 28Harmoney Corp Limited to Report Fiscal Year 2025 Results on Aug 20, 2025Harmoney Corp Limited announced that they will report fiscal year 2025 results After-Market on Aug 20, 2025
お知らせ • Jun 13Harmoney Corp Limited Announces Transition Out of Neil Roberts as Chief Strategy Officer, with Effect from 1 July 2025Harmoney Corp. Limited announced this partial selldown coincides with Neil Roberts's planned transition out of his executive role of Chief Strategy Officer of Harmoney, with effect from 1 July 2025. Neil has been a director of the Company since Harmoney's inception, and will continue as a non-executive director of the Company. The Board of Harmoney has determined that Neil may continue to participate in the Company's Long Term Incentive Plan after he ceases to be an executive of the Company, so that Neil can continue to hold the 1,185,000 unvested Rights that have been previously granted to him under that Plan. Those unvested Rights will remain subject to the relevant vesting conditions imposed by the Board and will be eligible to vest to the extent that those vesting conditions are satisfied.
お知らせ • Oct 04Harmoney Corp Limited, Annual General Meeting, Nov 14, 2024Harmoney Corp Limited, Annual General Meeting, Nov 14, 2024.
お知らせ • Aug 15Harmoney Corp Limited to Report Fiscal Year 2024 Results on Aug 23, 2024Harmoney Corp Limited announced that they will report fiscal year 2024 results on Aug 23, 2024
Breakeven Date Change • May 02Forecast breakeven date moved forward to 2024The 3 analysts covering Harmoney previously expected the company to break even in 2026. New consensus forecast suggests the company will make a profit of AU$297.8k in 2024. Earnings growth of 107% is required to achieve expected profit on schedule.
Breakeven Date Change • Feb 25Forecast to breakeven in 2026The 3 analysts covering Harmoney expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 40% per year to 2025. The company is expected to make a profit of AU$777.2k in 2026. Average annual earnings growth of 67% is required to achieve expected profit on schedule.
New Risk • Feb 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (11% average weekly change). Earnings are forecast to decline by an average of 1.6% per year for the foreseeable future. Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (AU$974k net loss in 2 years). Market cap is less than US$100m (€32.5m market cap, or US$35.1m).
Breakeven Date Change • Feb 23Forecast to breakeven in 2026The 3 analysts covering Harmoney expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 66% per year to 2025. The company is expected to make a profit of AU$776.9k in 2026. Average annual earnings growth of 70% is required to achieve expected profit on schedule.
New Risk • Jan 23New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (AU$840k net loss in 3 years). Share price has been volatile over the past 3 months (7.2% average weekly change). Market cap is less than US$100m (€28.0m market cap, or US$30.5m).
New Risk • Aug 28New major risk - Revenue and earnings growthEarnings have declined by 22% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (17% average weekly change). Earnings have declined by 22% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable next year (AU$3.6m net loss next year). Market cap is less than US$100m (€26.3m market cap, or US$28.4m).
お知らせ • Aug 26Harmoney Corp Limited, Annual General Meeting, Nov 15, 2023Harmoney Corp Limited, Annual General Meeting, Nov 15, 2023.
お知らせ • Aug 14Harmoney Corp Limited to Report Fiscal Year 2023 Results on Aug 25, 2023Harmoney Corp Limited announced that they will report fiscal year 2023 results on Aug 25, 2023
Breakeven Date Change • Mar 05Forecast breakeven date pushed back to 2025The 2 analysts covering Harmoney previously expected the company to break even in 2024. New consensus forecast suggests losses will reduce by 72% per year to 2024. The company is expected to make a profit of AU$1.61m in 2025. Average annual earnings growth of 98% is required to achieve expected profit on schedule.
Reported Earnings • Mar 01First half 2023 earnings releasedFirst half 2023 results: Revenue: AU$32.1m (up 25% from 1H 2022). Net loss: AU$3.38m (loss narrowed 30% from 1H 2022). Revenue is forecast to grow 39% p.a. on average during the next 3 years, compared to a 9.4% growth forecast for the Consumer Finance industry in Europe.
Recent Insider Transactions • Sep 23CEO, MD & Director recently bought €139k worth of stockOn the 20th of September, David Stevens bought around 302k shares on-market at roughly €0.46 per share. This transaction amounted to 15% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.
Reported Earnings • Sep 02Full year 2022 earnings released: NZ$0.20 loss per share (vs NZ$0.29 loss in FY 2021)Full year 2022 results: NZ$0.20 loss per share (up from NZ$0.29 loss in FY 2021). Revenue: NZ$31.0m (up 100% from FY 2021). Net loss: NZ$20.2m (loss narrowed 25% from FY 2021). Over the next year, revenue is forecast to grow 323%, compared to a 22% growth forecast for the Consumer Finance industry in Germany.
Board Change • Aug 02Less than half of directors are independentFollowing Non-Executive Director John Quirk's arrival on 01 August 2022, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 4 non-independent directors. Independent Chairman of Board Paul Lahiff was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Sep 01Full year 2021 earnings releasedThe company reported a mediocre full year result with increased losses and weaker control over costs, although revenues improved. Full year 2021 results: Revenue: NZ$29.5m (up 76% from FY 2020). Net loss: NZ$27.0m (loss widened 120% from FY 2020).