View ValuationCredit Acceptance 将来の成長Future 基準チェック /36Credit Acceptanceは、12.1%と30.3%でそれぞれ年率12.1%で利益と収益が成長すると予測される一方、EPSはgrowで12.1%年率。主要情報12.1%収益成長率12.06%EPS成長率Consumer Finance 収益成長18.4%収益成長率30.3%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日05 Aug 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Aug 14Credit Acceptance Corporation Announces Appointment of Jeetu Mirchandani as Chief Technology Officer, Effective August 27, 2026Credit Acceptance Corporation announced that Jeetu Mirchandani, a veteran technology and AI executive with more than two decades of leadership experience at Amazon, will join the Company as Chief Technology Officer on August 27, 2026. In this role, he will lead Credit Acceptance’s Engineering organization and technology strategy, helping accelerate the Company’s digital-first, AI-enabled evolution and deliver simpler, more seamless experiences for customers and dealer partners. Mr. Mirchandani joined Credit Acceptance after more than 21 years at Amazon, where he helped build and lead some of the company’s most critical technology organizations. Earlier in his career, Mr. Mirchandani led the technology organization responsible for key elements of Amazon's global fulfillment network, overseeing large-scale engineering, product, and science teams supporting one of the world’s most sophisticated supply chain operations. He later scaled teams from startup initiatives to global organizations of more than 500 engineers, product managers, scientists, and technology leaders. His work spanned many of the systems that power millions of customer interactions every day, including fulfillment, supply chain technology, personalization, e-commerce, and AI. Most recently, as Head of Applied AI, Mr. Mirchandani influenced how AI technologies were applied at scale to solve real business and customer challenges at Amazon. He partnered directly with Amazon’s CEO and CFO to help shape and execute the company’s AI transformation strategy, translating emerging technologies into measurable business outcomes across Amazon’s retail and healthcare businesses. His work drove automation, productivity improvements, and efficiencies that delivered a multi-billion-dollar impact. Throughout his career, Mr. Mirchandani has played key roles in evaluating major acquisitions, including Twitch and Goodreads, helping assess their technical strategy and long-term integration potential. He also holds multiple U.S. patents spanning machine learning, data-driven personalization, and advanced technology systems.お知らせ • Jul 30Credit Acceptance Corporation to Report Q2, 2026 Results on Aug 04, 2026Credit Acceptance Corporation announced that they will report Q2, 2026 results on Aug 04, 2026お知らせ • Jul 27Credit Acceptance Corporation Announces Executive ChangesCredit Acceptance Corporation announced that Siddharth Lal is joining the Company as Chief Marketing Officer. In this role, Mr. Lal will lead Credit Acceptance’s Marketing organization and will have ongoing executive leadership responsibility for Product, bringing the Company’s customer, dealer, product, and brand efforts under a more integrated leadership structure. He will lead efforts to deepen customer insights, enhance dealer and consumer engagement; bring innovative products and solutions to market; and support the Company’s next phase of growth and evolution. Mr. Lal has significant experience leading growth at scale and a strong understanding of customer needs across a wide range of consumer segments, including subprime consumers. During more than 20 years at T-Mobile, most recently as Senior Vice President – Commercial Management, he helped drive customer growth, sharpen the company’s market position, and build high-performing teams with strong commercial execution. In connection with the changes, Andrew Rostami, Chief Product and Marketing Officer, will step down, effective August 14, 2026. The Company expects leader to support a smooth transition of responsibilities in the next six months and appreciates their contributions during a period of modernization and change.お知らせ • Jul 25Credit Acceptance Corporation Announces Resignation of Ravi Mohan from Chief Technology Officer, Effective August 14, 2026Credit Acceptance Corporation announced that Ravi Mohan, the Company's Chief Technology Officer, mutually agreed with the Board of Directors to resign as Chief Technology Officer, effective August 14, 2026, and separate from the Company on October 25, 2026.お知らせ • Jul 23Credit Acceptance Corporation Announces Resignation of Kenneth S. Booth from the Board of DirectorsOn July 21, 2026, Kenneth S. Booth notified Credit Acceptance Corporation of his resignation from the board of directors of the Company. In connection with Mr. Booth’s departure from the Board, the Board has reduced the size of the Board from six directors to five directors.お知らせ • Jun 11+ 1 more updateCredit Acceptance Corporation Announces Change of Chief Financial Officer, Effective July 27, 2026Credit Acceptance Corporation announced the appointment of Joseph Billante as Chief Financial Officer, effective July 27, 2026. Mr. Billante succeeds Jay D. Martin, who will retire on July 27 after 23 years of distinguished service to Credit Acceptance. Joe Billante, age 50, brings more than 25 years of executive leadership and finance experience across public company, private equity, and high-growth environments. Most recently, Mr. Billante served as Chief Financial Officer of Barracuda Networks, where he led global finance operations through a period of significant strategic transformation. Prior to that, he spent 13 years at eBay in a series of increasingly senior finance and business leadership roles, including CFO for eBay's core European and Greater China businesses, and Vice President of Investor Relations and Communications—where he managed the company's relationships with institutional investors, buy-side analysts, and shareholders, and led eBay's first Investor Day in nearly a decade. Before eBay, Mr. Billante spent 11 years at General Electric, including serving as CFO of a global division of GE Healthcare.お知らせ • Apr 30Credit Acceptance Corporation, Annual General Meeting, Jun 10, 2026Credit Acceptance Corporation, Annual General Meeting, Jun 10, 2026. Location: 25505 west twelve mile road, michigan 48034, southfield United Statesお知らせ • Apr 29+ 1 more updateCredit Acceptance Corporation Appoints Robert Bourrier as Chief Sales OfficerCredit Acceptance Corporation announced that Robert Bourrier has joined the Company as Chief Sales Officer. In this role, Mr. Bourrier will lead and scale Credit Acceptance’s national sales organization with a focus on sustained revenue growth, market share expansion, and disciplined financial performance. Partnering closely with the executive leadership team, he will be responsible for translating enterprise strategy into consistent, measurable execution across all markets. His responsibilities include shaping and executing our sales strategy, strengthening operating rhythms and performance management, developing sales talent and leadership, and ensuring strong go-to-market efforts to deliver a consistent dealer and consumer experience. Mr. Bourrier brings more than 25 years of sales and commercial leadership experience to Credit Acceptance. Throughout his career he has progressed through roles of increasing responsibility, developing a practical, end-to-end understanding of sales strategy, operations, and execution. Most recently, he led corporate marketplace efforts at Wheels Up, a leading private aviation platform, and he previously held senior leadership roles overseeing global corporate agreements at Delta Air Lines and Air Canada, where he consistently delivered results across enterprise customer segments. Mr. Bourrier’s hiring reflects Credit Acceptance’s continued focus on strengthening execution and scaling enterprise capabilities to support disciplined growth.お知らせ • Mar 20Credit Acceptance Corporation Appoints Steffen Schumann as Chief Business OfficerCredit Acceptance Corporation announced that Steffen Schumann has joined the Company as Chief Business Officer, reporting to Chief Executive Officer Vinayak Hegde. In this newly created role, Schumann will help drive growth by further strengthening enterprise strategy, unit economics, and enterprise performance management systems. His responsibilities will include leading enterprise business planning, pricing strategy, advanced analytics, and the continued evolution of dealer scorecarding and enterprise performance frameworks—with the goal of translating insights and forecasts into actions that improve overall financial performance. Before joining Credit Acceptance, Schumann spent more than two decades at Deutsche Telekom and T-Mobile. He most recently held the role Senior Vice President, Consumer Marketing, where he focused on driving growth and increasing customer lifetime value; and was responsible for implementing the company’s vision, strategy, and execution across complex, multi-product consumer offerings, experiences, and go-to-market initiatives. Schumann’s appointment comes at a time when Credit Acceptance continues to focus on strengthening execution amid evolving market and operating conditions. Recent operating results reflect what Credit Acceptance management believes to be early signs of improving stability and momentum in key areas of the business. Forecasted collection rates, for example, were stable for the two months ended February 28, 2026.お知らせ • Jan 27Credit Acceptance Corporation Announces Retirement of Arthur L. Smith, Chief Analytics Officer and Daniel A. Ulatowski, Chief Sales Officer, Effective February 1, 2026Credit Acceptance Corporation announced that on January 20, 2026, each of Arthur L. Smith, Chief Analytics Officer, and Daniel A. Ulatowski, Chief Sales Officer, informed the Company of his decision to retire as an officer and employee of the Company effective February 1, 2026. The Company expects that each of Mr. Smith and Mr. Ulatowski will serve in a consulting capacity as a non-employee advisor to the Company following his retirement date until July 31, 2026.お知らせ • Jan 23Credit Acceptance Corporation to Report Q4, 2025 Results on Jan 29, 2026Credit Acceptance Corporation announced that they will report Q4, 2025 results After-Market on Jan 29, 2026お知らせ • Oct 28+ 1 more updateCredit Acceptance Corporation Announces Executive ChangeCredit Acceptance Corporation announced that Kenneth S. Booth, President and a member of the Company’s Board of Directors, will retire as of January 31, 2026. Mr. Booth will remain a member of the Company’s Board of Directors. The Board of Directors has unanimously elected and appointed Vinayak R. Hegde as the Company’s next President, effective November 13, 2025. As of this date, Mr. Booth will transition to Executive Board Member. Mr. Hegde currently serves on the Company’s Board of Directors, where he has been an active strategic partner to the leadership team for the past four years. He brings a strong history of innovation, digital transformation, and customer-focused growth across multiple industries, including technology, e-commerce, and consumer services. Most recently, Mr. Hegde served as Consumer Chief Marketing Officer at T-Mobile US Inc., where he led marketing, revenue, and digital transformation for the company’s consumer business. Mr. Hegde brings an outstanding mix of experience in marketing, engineering, and product leadership. Prior to T-Mobile, he served as President of Wheels Up Experience Inc., a leading private aviation platform, and held senior leadership roles at Airbnb and Groupon. Earlier in his career, he spent more than 12 years at Amazon, contributing significantly to the company’s growth in e-commerce and the Prime ecosystem.お知らせ • Oct 24Credit Acceptance Corporation to Report Q3, 2025 Results on Oct 30, 2025Credit Acceptance Corporation announced that they will report Q3, 2025 results After-Market on Oct 30, 2025お知らせ • Jul 25Credit Acceptance Corporation to Report Q2, 2025 Results on Jul 31, 2025Credit Acceptance Corporation announced that they will report Q2, 2025 results After-Market on Jul 31, 2025お知らせ • Apr 28Credit Acceptance Corporation, Annual General Meeting, Jun 04, 2025Credit Acceptance Corporation, Annual General Meeting, Jun 04, 2025. Location: 25505 west twelve mile road, michigan 48034, southfield United Statesお知らせ • Apr 24Credit Acceptance Corporation to Report Q1, 2025 Results on Apr 30, 2025Credit Acceptance Corporation announced that they will report Q1, 2025 results on Apr 30, 2025お知らせ • Jan 24Credit Acceptance Corporation to Report Q4, 2024 Results on Jan 30, 2025Credit Acceptance Corporation announced that they will report Q4, 2024 results After-Market on Jan 30, 2025お知らせ • Oct 24Credit Acceptance Corporation to Report Q3, 2024 Results on Oct 30, 2024Credit Acceptance Corporation announced that they will report Q3, 2024 results After-Market on Oct 30, 2024Recent Insider Transactions • Aug 11Chief Sales Officer recently sold €862k worth of stockOn the 7th of August, Daniel Ulatowski sold around 2k shares on-market at roughly €432 per share. This transaction amounted to 33% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.2m more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to €428, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 7.0% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €615 per share.Buy Or Sell Opportunity • Aug 03Now 28% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.9% to €444. The fair value is estimated to be €620, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 27% over the last 3 years. Earnings per share has declined by 42%. Revenue is forecast to grow by 154% in a year. Earnings are forecast to grow by 105% in the next year.New Risk • Aug 01New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 19% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (19% operating cash flow to total debt). Minor Risk Profit margins are more than 30% lower than last year (22% net profit margin).お知らせ • Jul 27Credit Acceptance Corporation to Report Q2, 2024 Results on Jul 31, 2024Credit Acceptance Corporation announced that they will report Q2, 2024 results at 4:00 PM, US Eastern Standard Time on Jul 31, 2024お知らせ • Apr 27Credit Acceptance Corporation, Annual General Meeting, Jun 05, 2024Credit Acceptance Corporation, Annual General Meeting, Jun 05, 2024, at 08:00 US Eastern Standard Time. Location: 25505 West Twelve Mile Road Southfield Michigan United States Agenda: To consider election of six directors named in Credit Acceptance Corporation’s 2024 proxy statement, each to serve until the 2025 annual meeting of shareholders and until his or her successor has been elected and qualified; to consider approval of an amendment to the Credit Acceptance Corporation Amended and Restated Incentive Compensation Plan; to consider advisory vote to approve named executive officer compensation; to consider ratification of the selection of Grant Thornton LLP as Credit Acceptance Corporation’s independent registered public accounting firm for 2024; and to transact other business.お知らせ • Apr 24Credit Acceptance Corporation to Report Q1, 2024 Results on Apr 30, 2024Credit Acceptance Corporation announced that they will report Q1, 2024 results at 5:00 PM, US Eastern Standard Time on Apr 30, 2024お知らせ • Jan 25Credit Acceptance Corporation to Report Q4, 2023 Results on Jan 31, 2024Credit Acceptance Corporation announced that they will report Q4, 2023 results After-Market on Jan 31, 2024Recent Insider Transactions • Nov 17Chief Analytics Officer recently sold €2.3m worth of stockOn the 14th of November, Arthur Smith sold around 6k shares on-market at roughly €389 per share. This transaction amounted to 92% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €5.1m more than they bought in the last 12 months.お知らせ • Oct 31Credit Acceptance Corporation Elects Sean Quinn to Its Board of DirectorsCredit Acceptance Corporation announced the election of Sean Quinn to its Board of Directors, effective October 27, 2023. Quinn has been Chief Financial Officer of Cimpress plc since 2015. Cimpress takes a long-term approach to maximizing the intrinsic value of its mass-customization businesses including VistaPrint, which produce small orders of custom products that have the reliability, quality, and affordability of mass-produced goods. Currently, Quinn has responsibility for Cimpress’s finance functions including investor relations, financial planning and analysis, tax, treasury, accounting and control, and internal audit. He also oversees the legal, communications, procurement, and human resources functions. Because of these areas of expertise, Quinn will also serve on Credit Acceptance’s Audit and Executive Compensation Committees. Quinn has served in steadily ascending roles at Cimpress for more than a decade and has been instrumental in scaling the company’s financial infrastructure and capital structure to support growth, significant investment decisions, and acquisition activity. Prior to joining Cimpress in 2009, Quinn was a certified public accountant at KPMG in Philadelphia, London, and Boston. He holds a bachelor’s degree in Accounting from Saint Joseph’s University (USA).お知らせ • Oct 24Credit Acceptance Corporation to Report Q3, 2023 Results on Oct 30, 2023Credit Acceptance Corporation announced that they will report Q3, 2023 results After-Market on Oct 30, 2023お知らせ • Jul 27Credit Acceptance Corporation to Report Q2, 2023 Results on Aug 01, 2023Credit Acceptance Corporation announced that they will report Q2, 2023 results at 4:00 PM, US Eastern Standard Time on Aug 01, 2023Recent Insider Transactions • Jun 06Chief Sales Officer recently sold €1.2m worth of stockOn the 2nd of June, Daniel Ulatowski sold around 3k shares on-market at roughly €429 per share. This transaction amounted to 27% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €31m more than they bought in the last 12 months.Buying Opportunity • May 22Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 8.3%. The fair value is estimated to be €499, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 22%. Revenue is forecast to grow by 97% in 2 years. Earnings is forecast to grow by 22% in the next 2 years.Buying Opportunity • Apr 26Now 21% undervaluedOver the last 90 days, the stock is up 6.4%. The fair value is estimated to be €544, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 27%. For the next 3 years, revenue is forecast to grow by 15% per annum. Earnings is forecast to decline by 3.7% per annum over the same time period.Recent Insider Transactions • Apr 25Chief Marketing & Product Officer recently sold €210k worth of stockOn the 20th of April, Andrew Rostami sold around 461 shares on-market at roughly €456 per share. This transaction amounted to 6.1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €212k. Insiders have been net sellers, collectively disposing of €30m more than they bought in the last 12 months.Buying Opportunity • Mar 01Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 8.4%. The fair value is estimated to be €527, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 27%. For the next 3 years, revenue is forecast to grow by 18% per annum. Earnings is forecast to decline by 2.3% per annum over the same time period.Valuation Update With 7 Day Price Move • Jan 27Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €406, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total returns to shareholders of 8.0% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €619 per share.お知らせ • Jan 25Credit Acceptance Corporation to Report Q4, 2022 Results on Jan 31, 2023Credit Acceptance Corporation announced that they will report Q4, 2022 results After-Market on Jan 31, 2023Valuation Update With 7 Day Price Move • Jan 07Investor sentiment deteriorated over the past weekAfter last week's 19% share price decline to €354, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 8.8% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €610 per share.Recent Insider Transactions • Dec 18Insider recently sold €491k worth of stockOn the 13th of December, Thomas Smith sold around 1k shares on-market at roughly €446 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €19m. Insiders have been net sellers, collectively disposing of €29m more than they bought in the last 12 months.Recent Insider Transactions • Nov 16Insider recently sold €19m worth of stockOn the 10th of November, Thomas Smith sold around 40k shares on-market at roughly €475 per share. This transaction amounted to 5.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €28m more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improved over the past weekAfter last week's 15% share price gain to €510, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 6x in the Consumer Finance industry in Europe. Total returns to shareholders of 18% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €798 per share.Valuation Update With 7 Day Price Move • May 09Investor sentiment improved over the past weekAfter last week's 18% share price gain to €570, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total returns to shareholders of 34% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €776 per share.Buying Opportunity • Jan 14Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be US$651, however is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% per annum over the last 3 years. Earnings per share has grown by 15% per annum over the last 3 years.Recent Insider Transactions • Dec 13Independent Lead Director recently sold €7.4m worth of stockOn the 8th of December, Thomas Tryforos sold around 13k shares on-market at roughly €583 per share. In the last 3 months, there was an even bigger sale from another insider worth €23m. Insiders have been net sellers, collectively disposing of €48m more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Nov 08Investor sentiment improved over the past weekAfter last week's 18% share price gain to €600, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 11x in the Consumer Finance industry in Europe. Total returns to shareholders of 61% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €614 per share.Recent Insider Transactions • Nov 05Insider recently sold €23m worth of stockOn the 4th of November, Donald Foss sold around 39k shares on-market at roughly €592 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €27m more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Sep 07Investor sentiment improved over the past weekAfter last week's 17% share price gain to €565, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 11x in the Consumer Finance industry in Europe. Total returns to shareholders of 49% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €715 per share.Recent Insider Transactions • Sep 04Insider recently sold €1.1m worth of stockOn the 2nd of September, Jay Martin sold around 2k shares on-market at roughly €552 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.4m more than they bought in the last 12 months.Recent Insider Transactions • Aug 07Insider recently sold €3.5m worth of stockOn the 3rd of August, Jill Watson sold around 8k shares on-market at roughly €455 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.8m more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Aug 06Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$470, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 16x in the Consumer Finance industry in Europe. Total returns to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €693 per share.Recent Insider Transactions • Jul 22Insider recently sold €3.9m worth of stockOn the 16th of July, Jill Watson sold around 10k shares on-market at roughly €386 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €16m more than they bought in the last 12 months.Recent Insider Transactions • Jul 15Insider recently sold €6.8m worth of stockOn the 9th of July, Jill Watson sold around 18k shares on-market at roughly €376 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €23m more than they bought in the last 12 months.Recent Insider Transactions • Mar 16Chief Financial Officer recently sold €897k worth of stockOn the 8th of March, Kenneth Booth sold around 3k shares on-market at roughly €359 per share. This was the largest sale by an insider in the last 3 months. Despite the recent sale, Kenneth has been a buyer over the last 12 months, purchasing a net total of €128k worth of shares.Is New 90 Day High Low • Mar 09New 90-day high: €342The company is up 22% from its price of €280 on 09 December 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 20% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €497 per share.Valuation Update With 7 Day Price Move • Jan 29Investor sentiment improved over the past weekAfter last week's 18% share price gain to US$326, the stock is trading at a trailing P/E ratio of 16.2x, up from the previous P/E ratio of 13.7x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total returns to shareholders over the past three years are 27%.Is New 90 Day High Low • Jan 19New 90-day high: €298The company is up 5.0% from its price of €284 on 21 October 2020. The German market is up 10.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 27% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €520 per share.Valuation Update With 7 Day Price Move • Nov 07Market bids up stock over the past weekAfter last week's 16% share price gain to US$266, the stock is trading at a trailing P/E ratio of 13.6x, up from the previous P/E ratio of 11.7x. This compares to an average P/E of 10x in the Consumer Finance industry in Europe. Total returns to shareholders over the past three years are 12%.Is New 90 Day High Low • Oct 31New 90-day low: €230The company is down 47% from its price of €432 on 31 July 2020. The German market is down 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €433 per share.お知らせ • Jul 24Credit Acceptance Corporation to Report Q2, 2020 Results on Jul 30, 2020Credit Acceptance Corporation announced that they will report Q2, 2020 results at 5:00 PM, Eastern Standard Time on Jul 30, 2020業績と収益の成長予測DB:2D5 - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20272,278607N/AN/A312/31/20262,137558N/AN/A36/30/20261,3035021,2211,225N/A3/31/20261,2764531,0531,055N/A12/31/20251,2384241,0531,055N/A9/30/20251,2334541,0901,092N/A6/30/20251,1734241,1081,110N/A3/31/20259932901,1721,174N/A12/31/20249282481,1361,138N/A9/30/20248461901,1401,143N/A6/30/20248151821,1361,139N/A3/31/20248672511,2141,217N/A12/31/20238992861,2001,204N/A9/30/20239293201,1761,179N/A6/30/20239443361,1881,192N/A3/31/20231,0514211,1571,159N/A12/31/20221,1845361,2361,239N/A9/30/20221,3046261,0801,083N/A6/30/20221,5047891,0211,027N/A3/31/20221,6939711,1121,120N/A12/31/20211,6839581,0621,069N/A9/30/20211,5949071,1341,141N/A6/30/20211,5658991,1421,147N/A3/31/20211,3247071,0741,079N/A12/31/2020920421977985N/A9/30/2020918417976987N/A6/30/2020818340901918N/A3/31/2020905408N/A814N/A12/31/20191,216656N/A812N/A9/30/20191,192646N/A811N/A6/30/20191,159632N/A795N/A3/31/20191,129618N/A726N/A12/31/20181,072574N/A704N/A9/30/2018983599N/A652N/A6/30/2018934549N/A615N/A3/31/2018884497N/A612N/A12/31/2017861470N/A566N/A9/30/2017869381N/A558N/A6/30/2017840366N/A540N/A3/31/2017812352N/A577N/A12/31/2016781333N/A507N/A9/30/2016762325N/A467N/A6/30/2016740313N/A443N/A3/31/2016718303N/A379N/A12/31/2015708300N/A404N/A9/30/2015697293N/A395N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 2D5の予測収益成長率 (年間12.1% ) は 貯蓄率 ( 2.1% ) を上回っています。収益対市場: 2D5の収益 ( 12.1% ) German市場 ( 15.3% ) よりも低い成長が予測されています。高成長収益: 2D5の収益は増加すると予測されていますが、大幅には増加しません。収益対市場: 2D5の収益 ( 30.3% ) German市場 ( 6.8% ) よりも速いペースで成長すると予測されています。高い収益成長: 2D5の収益 ( 30.3% ) 20%よりも速いペースで成長すると予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 2D5の 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/16 17:39終値2026/08/14 00:00収益2026/06/30年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Credit Acceptance Corporation 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。12 アナリスト機関James FotheringhamBMO Capital Markets Equity ResearchKenneth BruceBofA Global ResearchGiuliano Anderes BolognaBTIG9 その他のアナリストを表示
お知らせ • Aug 14Credit Acceptance Corporation Announces Appointment of Jeetu Mirchandani as Chief Technology Officer, Effective August 27, 2026Credit Acceptance Corporation announced that Jeetu Mirchandani, a veteran technology and AI executive with more than two decades of leadership experience at Amazon, will join the Company as Chief Technology Officer on August 27, 2026. In this role, he will lead Credit Acceptance’s Engineering organization and technology strategy, helping accelerate the Company’s digital-first, AI-enabled evolution and deliver simpler, more seamless experiences for customers and dealer partners. Mr. Mirchandani joined Credit Acceptance after more than 21 years at Amazon, where he helped build and lead some of the company’s most critical technology organizations. Earlier in his career, Mr. Mirchandani led the technology organization responsible for key elements of Amazon's global fulfillment network, overseeing large-scale engineering, product, and science teams supporting one of the world’s most sophisticated supply chain operations. He later scaled teams from startup initiatives to global organizations of more than 500 engineers, product managers, scientists, and technology leaders. His work spanned many of the systems that power millions of customer interactions every day, including fulfillment, supply chain technology, personalization, e-commerce, and AI. Most recently, as Head of Applied AI, Mr. Mirchandani influenced how AI technologies were applied at scale to solve real business and customer challenges at Amazon. He partnered directly with Amazon’s CEO and CFO to help shape and execute the company’s AI transformation strategy, translating emerging technologies into measurable business outcomes across Amazon’s retail and healthcare businesses. His work drove automation, productivity improvements, and efficiencies that delivered a multi-billion-dollar impact. Throughout his career, Mr. Mirchandani has played key roles in evaluating major acquisitions, including Twitch and Goodreads, helping assess their technical strategy and long-term integration potential. He also holds multiple U.S. patents spanning machine learning, data-driven personalization, and advanced technology systems.
お知らせ • Jul 30Credit Acceptance Corporation to Report Q2, 2026 Results on Aug 04, 2026Credit Acceptance Corporation announced that they will report Q2, 2026 results on Aug 04, 2026
お知らせ • Jul 27Credit Acceptance Corporation Announces Executive ChangesCredit Acceptance Corporation announced that Siddharth Lal is joining the Company as Chief Marketing Officer. In this role, Mr. Lal will lead Credit Acceptance’s Marketing organization and will have ongoing executive leadership responsibility for Product, bringing the Company’s customer, dealer, product, and brand efforts under a more integrated leadership structure. He will lead efforts to deepen customer insights, enhance dealer and consumer engagement; bring innovative products and solutions to market; and support the Company’s next phase of growth and evolution. Mr. Lal has significant experience leading growth at scale and a strong understanding of customer needs across a wide range of consumer segments, including subprime consumers. During more than 20 years at T-Mobile, most recently as Senior Vice President – Commercial Management, he helped drive customer growth, sharpen the company’s market position, and build high-performing teams with strong commercial execution. In connection with the changes, Andrew Rostami, Chief Product and Marketing Officer, will step down, effective August 14, 2026. The Company expects leader to support a smooth transition of responsibilities in the next six months and appreciates their contributions during a period of modernization and change.
お知らせ • Jul 25Credit Acceptance Corporation Announces Resignation of Ravi Mohan from Chief Technology Officer, Effective August 14, 2026Credit Acceptance Corporation announced that Ravi Mohan, the Company's Chief Technology Officer, mutually agreed with the Board of Directors to resign as Chief Technology Officer, effective August 14, 2026, and separate from the Company on October 25, 2026.
お知らせ • Jul 23Credit Acceptance Corporation Announces Resignation of Kenneth S. Booth from the Board of DirectorsOn July 21, 2026, Kenneth S. Booth notified Credit Acceptance Corporation of his resignation from the board of directors of the Company. In connection with Mr. Booth’s departure from the Board, the Board has reduced the size of the Board from six directors to five directors.
お知らせ • Jun 11+ 1 more updateCredit Acceptance Corporation Announces Change of Chief Financial Officer, Effective July 27, 2026Credit Acceptance Corporation announced the appointment of Joseph Billante as Chief Financial Officer, effective July 27, 2026. Mr. Billante succeeds Jay D. Martin, who will retire on July 27 after 23 years of distinguished service to Credit Acceptance. Joe Billante, age 50, brings more than 25 years of executive leadership and finance experience across public company, private equity, and high-growth environments. Most recently, Mr. Billante served as Chief Financial Officer of Barracuda Networks, where he led global finance operations through a period of significant strategic transformation. Prior to that, he spent 13 years at eBay in a series of increasingly senior finance and business leadership roles, including CFO for eBay's core European and Greater China businesses, and Vice President of Investor Relations and Communications—where he managed the company's relationships with institutional investors, buy-side analysts, and shareholders, and led eBay's first Investor Day in nearly a decade. Before eBay, Mr. Billante spent 11 years at General Electric, including serving as CFO of a global division of GE Healthcare.
お知らせ • Apr 30Credit Acceptance Corporation, Annual General Meeting, Jun 10, 2026Credit Acceptance Corporation, Annual General Meeting, Jun 10, 2026. Location: 25505 west twelve mile road, michigan 48034, southfield United States
お知らせ • Apr 29+ 1 more updateCredit Acceptance Corporation Appoints Robert Bourrier as Chief Sales OfficerCredit Acceptance Corporation announced that Robert Bourrier has joined the Company as Chief Sales Officer. In this role, Mr. Bourrier will lead and scale Credit Acceptance’s national sales organization with a focus on sustained revenue growth, market share expansion, and disciplined financial performance. Partnering closely with the executive leadership team, he will be responsible for translating enterprise strategy into consistent, measurable execution across all markets. His responsibilities include shaping and executing our sales strategy, strengthening operating rhythms and performance management, developing sales talent and leadership, and ensuring strong go-to-market efforts to deliver a consistent dealer and consumer experience. Mr. Bourrier brings more than 25 years of sales and commercial leadership experience to Credit Acceptance. Throughout his career he has progressed through roles of increasing responsibility, developing a practical, end-to-end understanding of sales strategy, operations, and execution. Most recently, he led corporate marketplace efforts at Wheels Up, a leading private aviation platform, and he previously held senior leadership roles overseeing global corporate agreements at Delta Air Lines and Air Canada, where he consistently delivered results across enterprise customer segments. Mr. Bourrier’s hiring reflects Credit Acceptance’s continued focus on strengthening execution and scaling enterprise capabilities to support disciplined growth.
お知らせ • Mar 20Credit Acceptance Corporation Appoints Steffen Schumann as Chief Business OfficerCredit Acceptance Corporation announced that Steffen Schumann has joined the Company as Chief Business Officer, reporting to Chief Executive Officer Vinayak Hegde. In this newly created role, Schumann will help drive growth by further strengthening enterprise strategy, unit economics, and enterprise performance management systems. His responsibilities will include leading enterprise business planning, pricing strategy, advanced analytics, and the continued evolution of dealer scorecarding and enterprise performance frameworks—with the goal of translating insights and forecasts into actions that improve overall financial performance. Before joining Credit Acceptance, Schumann spent more than two decades at Deutsche Telekom and T-Mobile. He most recently held the role Senior Vice President, Consumer Marketing, where he focused on driving growth and increasing customer lifetime value; and was responsible for implementing the company’s vision, strategy, and execution across complex, multi-product consumer offerings, experiences, and go-to-market initiatives. Schumann’s appointment comes at a time when Credit Acceptance continues to focus on strengthening execution amid evolving market and operating conditions. Recent operating results reflect what Credit Acceptance management believes to be early signs of improving stability and momentum in key areas of the business. Forecasted collection rates, for example, were stable for the two months ended February 28, 2026.
お知らせ • Jan 27Credit Acceptance Corporation Announces Retirement of Arthur L. Smith, Chief Analytics Officer and Daniel A. Ulatowski, Chief Sales Officer, Effective February 1, 2026Credit Acceptance Corporation announced that on January 20, 2026, each of Arthur L. Smith, Chief Analytics Officer, and Daniel A. Ulatowski, Chief Sales Officer, informed the Company of his decision to retire as an officer and employee of the Company effective February 1, 2026. The Company expects that each of Mr. Smith and Mr. Ulatowski will serve in a consulting capacity as a non-employee advisor to the Company following his retirement date until July 31, 2026.
お知らせ • Jan 23Credit Acceptance Corporation to Report Q4, 2025 Results on Jan 29, 2026Credit Acceptance Corporation announced that they will report Q4, 2025 results After-Market on Jan 29, 2026
お知らせ • Oct 28+ 1 more updateCredit Acceptance Corporation Announces Executive ChangeCredit Acceptance Corporation announced that Kenneth S. Booth, President and a member of the Company’s Board of Directors, will retire as of January 31, 2026. Mr. Booth will remain a member of the Company’s Board of Directors. The Board of Directors has unanimously elected and appointed Vinayak R. Hegde as the Company’s next President, effective November 13, 2025. As of this date, Mr. Booth will transition to Executive Board Member. Mr. Hegde currently serves on the Company’s Board of Directors, where he has been an active strategic partner to the leadership team for the past four years. He brings a strong history of innovation, digital transformation, and customer-focused growth across multiple industries, including technology, e-commerce, and consumer services. Most recently, Mr. Hegde served as Consumer Chief Marketing Officer at T-Mobile US Inc., where he led marketing, revenue, and digital transformation for the company’s consumer business. Mr. Hegde brings an outstanding mix of experience in marketing, engineering, and product leadership. Prior to T-Mobile, he served as President of Wheels Up Experience Inc., a leading private aviation platform, and held senior leadership roles at Airbnb and Groupon. Earlier in his career, he spent more than 12 years at Amazon, contributing significantly to the company’s growth in e-commerce and the Prime ecosystem.
お知らせ • Oct 24Credit Acceptance Corporation to Report Q3, 2025 Results on Oct 30, 2025Credit Acceptance Corporation announced that they will report Q3, 2025 results After-Market on Oct 30, 2025
お知らせ • Jul 25Credit Acceptance Corporation to Report Q2, 2025 Results on Jul 31, 2025Credit Acceptance Corporation announced that they will report Q2, 2025 results After-Market on Jul 31, 2025
お知らせ • Apr 28Credit Acceptance Corporation, Annual General Meeting, Jun 04, 2025Credit Acceptance Corporation, Annual General Meeting, Jun 04, 2025. Location: 25505 west twelve mile road, michigan 48034, southfield United States
お知らせ • Apr 24Credit Acceptance Corporation to Report Q1, 2025 Results on Apr 30, 2025Credit Acceptance Corporation announced that they will report Q1, 2025 results on Apr 30, 2025
お知らせ • Jan 24Credit Acceptance Corporation to Report Q4, 2024 Results on Jan 30, 2025Credit Acceptance Corporation announced that they will report Q4, 2024 results After-Market on Jan 30, 2025
お知らせ • Oct 24Credit Acceptance Corporation to Report Q3, 2024 Results on Oct 30, 2024Credit Acceptance Corporation announced that they will report Q3, 2024 results After-Market on Oct 30, 2024
Recent Insider Transactions • Aug 11Chief Sales Officer recently sold €862k worth of stockOn the 7th of August, Daniel Ulatowski sold around 2k shares on-market at roughly €432 per share. This transaction amounted to 33% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.2m more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to €428, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 7.0% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €615 per share.
Buy Or Sell Opportunity • Aug 03Now 28% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.9% to €444. The fair value is estimated to be €620, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 27% over the last 3 years. Earnings per share has declined by 42%. Revenue is forecast to grow by 154% in a year. Earnings are forecast to grow by 105% in the next year.
New Risk • Aug 01New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 19% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (19% operating cash flow to total debt). Minor Risk Profit margins are more than 30% lower than last year (22% net profit margin).
お知らせ • Jul 27Credit Acceptance Corporation to Report Q2, 2024 Results on Jul 31, 2024Credit Acceptance Corporation announced that they will report Q2, 2024 results at 4:00 PM, US Eastern Standard Time on Jul 31, 2024
お知らせ • Apr 27Credit Acceptance Corporation, Annual General Meeting, Jun 05, 2024Credit Acceptance Corporation, Annual General Meeting, Jun 05, 2024, at 08:00 US Eastern Standard Time. Location: 25505 West Twelve Mile Road Southfield Michigan United States Agenda: To consider election of six directors named in Credit Acceptance Corporation’s 2024 proxy statement, each to serve until the 2025 annual meeting of shareholders and until his or her successor has been elected and qualified; to consider approval of an amendment to the Credit Acceptance Corporation Amended and Restated Incentive Compensation Plan; to consider advisory vote to approve named executive officer compensation; to consider ratification of the selection of Grant Thornton LLP as Credit Acceptance Corporation’s independent registered public accounting firm for 2024; and to transact other business.
お知らせ • Apr 24Credit Acceptance Corporation to Report Q1, 2024 Results on Apr 30, 2024Credit Acceptance Corporation announced that they will report Q1, 2024 results at 5:00 PM, US Eastern Standard Time on Apr 30, 2024
お知らせ • Jan 25Credit Acceptance Corporation to Report Q4, 2023 Results on Jan 31, 2024Credit Acceptance Corporation announced that they will report Q4, 2023 results After-Market on Jan 31, 2024
Recent Insider Transactions • Nov 17Chief Analytics Officer recently sold €2.3m worth of stockOn the 14th of November, Arthur Smith sold around 6k shares on-market at roughly €389 per share. This transaction amounted to 92% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €5.1m more than they bought in the last 12 months.
お知らせ • Oct 31Credit Acceptance Corporation Elects Sean Quinn to Its Board of DirectorsCredit Acceptance Corporation announced the election of Sean Quinn to its Board of Directors, effective October 27, 2023. Quinn has been Chief Financial Officer of Cimpress plc since 2015. Cimpress takes a long-term approach to maximizing the intrinsic value of its mass-customization businesses including VistaPrint, which produce small orders of custom products that have the reliability, quality, and affordability of mass-produced goods. Currently, Quinn has responsibility for Cimpress’s finance functions including investor relations, financial planning and analysis, tax, treasury, accounting and control, and internal audit. He also oversees the legal, communications, procurement, and human resources functions. Because of these areas of expertise, Quinn will also serve on Credit Acceptance’s Audit and Executive Compensation Committees. Quinn has served in steadily ascending roles at Cimpress for more than a decade and has been instrumental in scaling the company’s financial infrastructure and capital structure to support growth, significant investment decisions, and acquisition activity. Prior to joining Cimpress in 2009, Quinn was a certified public accountant at KPMG in Philadelphia, London, and Boston. He holds a bachelor’s degree in Accounting from Saint Joseph’s University (USA).
お知らせ • Oct 24Credit Acceptance Corporation to Report Q3, 2023 Results on Oct 30, 2023Credit Acceptance Corporation announced that they will report Q3, 2023 results After-Market on Oct 30, 2023
お知らせ • Jul 27Credit Acceptance Corporation to Report Q2, 2023 Results on Aug 01, 2023Credit Acceptance Corporation announced that they will report Q2, 2023 results at 4:00 PM, US Eastern Standard Time on Aug 01, 2023
Recent Insider Transactions • Jun 06Chief Sales Officer recently sold €1.2m worth of stockOn the 2nd of June, Daniel Ulatowski sold around 3k shares on-market at roughly €429 per share. This transaction amounted to 27% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €31m more than they bought in the last 12 months.
Buying Opportunity • May 22Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 8.3%. The fair value is estimated to be €499, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 22%. Revenue is forecast to grow by 97% in 2 years. Earnings is forecast to grow by 22% in the next 2 years.
Buying Opportunity • Apr 26Now 21% undervaluedOver the last 90 days, the stock is up 6.4%. The fair value is estimated to be €544, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 27%. For the next 3 years, revenue is forecast to grow by 15% per annum. Earnings is forecast to decline by 3.7% per annum over the same time period.
Recent Insider Transactions • Apr 25Chief Marketing & Product Officer recently sold €210k worth of stockOn the 20th of April, Andrew Rostami sold around 461 shares on-market at roughly €456 per share. This transaction amounted to 6.1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €212k. Insiders have been net sellers, collectively disposing of €30m more than they bought in the last 12 months.
Buying Opportunity • Mar 01Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 8.4%. The fair value is estimated to be €527, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 27%. For the next 3 years, revenue is forecast to grow by 18% per annum. Earnings is forecast to decline by 2.3% per annum over the same time period.
Valuation Update With 7 Day Price Move • Jan 27Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €406, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total returns to shareholders of 8.0% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €619 per share.
お知らせ • Jan 25Credit Acceptance Corporation to Report Q4, 2022 Results on Jan 31, 2023Credit Acceptance Corporation announced that they will report Q4, 2022 results After-Market on Jan 31, 2023
Valuation Update With 7 Day Price Move • Jan 07Investor sentiment deteriorated over the past weekAfter last week's 19% share price decline to €354, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 8.8% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €610 per share.
Recent Insider Transactions • Dec 18Insider recently sold €491k worth of stockOn the 13th of December, Thomas Smith sold around 1k shares on-market at roughly €446 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €19m. Insiders have been net sellers, collectively disposing of €29m more than they bought in the last 12 months.
Recent Insider Transactions • Nov 16Insider recently sold €19m worth of stockOn the 10th of November, Thomas Smith sold around 40k shares on-market at roughly €475 per share. This transaction amounted to 5.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €28m more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improved over the past weekAfter last week's 15% share price gain to €510, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 6x in the Consumer Finance industry in Europe. Total returns to shareholders of 18% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €798 per share.
Valuation Update With 7 Day Price Move • May 09Investor sentiment improved over the past weekAfter last week's 18% share price gain to €570, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total returns to shareholders of 34% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €776 per share.
Buying Opportunity • Jan 14Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be US$651, however is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% per annum over the last 3 years. Earnings per share has grown by 15% per annum over the last 3 years.
Recent Insider Transactions • Dec 13Independent Lead Director recently sold €7.4m worth of stockOn the 8th of December, Thomas Tryforos sold around 13k shares on-market at roughly €583 per share. In the last 3 months, there was an even bigger sale from another insider worth €23m. Insiders have been net sellers, collectively disposing of €48m more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 08Investor sentiment improved over the past weekAfter last week's 18% share price gain to €600, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 11x in the Consumer Finance industry in Europe. Total returns to shareholders of 61% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €614 per share.
Recent Insider Transactions • Nov 05Insider recently sold €23m worth of stockOn the 4th of November, Donald Foss sold around 39k shares on-market at roughly €592 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €27m more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Sep 07Investor sentiment improved over the past weekAfter last week's 17% share price gain to €565, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 11x in the Consumer Finance industry in Europe. Total returns to shareholders of 49% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €715 per share.
Recent Insider Transactions • Sep 04Insider recently sold €1.1m worth of stockOn the 2nd of September, Jay Martin sold around 2k shares on-market at roughly €552 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.4m more than they bought in the last 12 months.
Recent Insider Transactions • Aug 07Insider recently sold €3.5m worth of stockOn the 3rd of August, Jill Watson sold around 8k shares on-market at roughly €455 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.8m more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Aug 06Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$470, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 16x in the Consumer Finance industry in Europe. Total returns to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €693 per share.
Recent Insider Transactions • Jul 22Insider recently sold €3.9m worth of stockOn the 16th of July, Jill Watson sold around 10k shares on-market at roughly €386 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €16m more than they bought in the last 12 months.
Recent Insider Transactions • Jul 15Insider recently sold €6.8m worth of stockOn the 9th of July, Jill Watson sold around 18k shares on-market at roughly €376 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €23m more than they bought in the last 12 months.
Recent Insider Transactions • Mar 16Chief Financial Officer recently sold €897k worth of stockOn the 8th of March, Kenneth Booth sold around 3k shares on-market at roughly €359 per share. This was the largest sale by an insider in the last 3 months. Despite the recent sale, Kenneth has been a buyer over the last 12 months, purchasing a net total of €128k worth of shares.
Is New 90 Day High Low • Mar 09New 90-day high: €342The company is up 22% from its price of €280 on 09 December 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 20% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €497 per share.
Valuation Update With 7 Day Price Move • Jan 29Investor sentiment improved over the past weekAfter last week's 18% share price gain to US$326, the stock is trading at a trailing P/E ratio of 16.2x, up from the previous P/E ratio of 13.7x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total returns to shareholders over the past three years are 27%.
Is New 90 Day High Low • Jan 19New 90-day high: €298The company is up 5.0% from its price of €284 on 21 October 2020. The German market is up 10.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 27% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €520 per share.
Valuation Update With 7 Day Price Move • Nov 07Market bids up stock over the past weekAfter last week's 16% share price gain to US$266, the stock is trading at a trailing P/E ratio of 13.6x, up from the previous P/E ratio of 11.7x. This compares to an average P/E of 10x in the Consumer Finance industry in Europe. Total returns to shareholders over the past three years are 12%.
Is New 90 Day High Low • Oct 31New 90-day low: €230The company is down 47% from its price of €432 on 31 July 2020. The German market is down 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €433 per share.
お知らせ • Jul 24Credit Acceptance Corporation to Report Q2, 2020 Results on Jul 30, 2020Credit Acceptance Corporation announced that they will report Q2, 2020 results at 5:00 PM, Eastern Standard Time on Jul 30, 2020