View ValuationHigh Templar Tech 将来の成長Future 基準チェック /06現在、 High Templar Techの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Consumer Finance 収益成長16.2%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Sep 24Qudian Inc. Announces Resignation of Yingming Li as A Director, Effective September 23, 2025Qudian Inc. announced that Mr. Yingming Li has tendered his resignation as a director of the Company's board of directors for personal reasons. Mr. Li's resignation was effective as of September 23, 2025.Reported Earnings • Sep 06Second quarter 2024 earnings released: EPS: CN¥0.54 (vs CN¥0.34 loss in 2Q 2023)Second quarter 2024 results: EPS: CN¥0.54 (up from CN¥0.34 loss in 2Q 2023). Revenue: CN¥53.3m (up 381% from 2Q 2023). Net income: CN¥99.8m (up CN¥176.7m from 2Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 86 percentage points per year, which is a significant difference in performance.Reported Earnings • Jun 14First quarter 2024 earnings released: CN¥0.38 loss per share (vs CN¥1.82 profit in 1Q 2023)First quarter 2024 results: CN¥0.38 loss per share (down from CN¥1.82 profit in 1Q 2023). Revenue: CN¥55.8m (up 156% from 1Q 2023). Net loss: CN¥73.6m (down 118% from profit in 1Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 72 percentage points per year, which is a significant difference in performance.お知らせ • May 14Qudian Inc. Announces Changes to Board of DirectorsQudian Inc. announced that Mr. David Cui has replaced Mr. Shengwen Rong as a member of the board of directors (the "Board"), audit committee and compensation committee of the Company. Mr. Shengwen Rong resigned from the Board for personal reasons, effective as of May 11, 2024. Upon recommendation by the nominating and corporate governance committee of the Company, the Board resolved to appoint Mr. David Cui as a director and member of the audit committee and compensation committee to fill the positions vacated by Mr. Shengwen Rong, effective as of May 11, 2024. Mr. Cui has served as an independent non-executive director of Inkeverse Group Limited (formerly known as Inke Limited), a leading Chinese mobile live streaming company listed on the Hong Kong Stock Exchange, since June 2018, and Yalla Group Limited, since September 2020. Mr. Cui has extensive experience in public accounting and financial management. From October 2020 to May 2023, Mr. Cui served as the chief financial officer of Vipshop Holdings Limited. From August 2017 to September 2020, Mr. Cui was the chief financial officer of Huami Corporation (currently known as Zepp Health Corporation). From August 2015 to April 2017, Mr. Cui was the chief financial officer of China Digital Video Holdings Limited, a company listed on the Hong Kong Stock Exchange. Prior to that, Mr. Cui was an independent financial advisor to high growth companies on business strategies, fund raising, corporate governance and accounting matters. From April 2011 to August 2013, Mr. Cui was the chief financial officer in iKang Healthcare Group Inc., a company previously listed on the Nasdaq Global Select Market. He was an audit senior manager of Deloitte Touche Tohmatsu, China from April 2007 to April 2011. Prior to that, Mr. Cui was the financial reporting manager of Symantec Corporation. From April 2004 to August 2006, he served as an audit manager of Ernst & Young, California. Mr. Cui was a senior auditor in the Audit and Advisory Services practice of Health Net Inc., California from May 2001 to April 2004. From January 1996 to May 2001, Mr. Cui worked in public accounting in Canada and the United States. Mr. Cui has a bachelor's degree in business administration from Simon Fraser University, Canada and is a licensed CPA in the United States and Canada.Valuation Update With 7 Day Price Move • May 14Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €1.91, the stock trades at a trailing P/E ratio of 74.2x. Average trailing P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 23% over the past three years.Reported Earnings • Mar 19Full year 2023 earnings released: EPS: CN¥0.18 (vs CN¥1.47 loss in FY 2022)Full year 2023 results: EPS: CN¥0.18 (up from CN¥1.47 loss in FY 2022). Revenue: CN¥126.3m (down 76% from FY 2022). Net income: CN¥39.1m (up CN¥401.1m from FY 2022). Profit margin: 31% (up from net loss in FY 2022). The move to profitability was driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 77 percentage points per year, which is a significant difference in performance.Reported Earnings • Dec 13Third quarter 2023 earnings released: CN¥0.84 loss per share (vs CN¥2.64 loss in 3Q 2022)Third quarter 2023 results: CN¥0.84 loss per share (improved from CN¥2.64 loss in 3Q 2022). Revenue: CN¥29.6m (down 69% from 3Q 2022). Net loss: CN¥181.2m (loss narrowed 72% from 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 61% per year but the company’s share price has increased by 18% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Dec 08Investor sentiment improves as stock rises 20%After last week's 20% share price gain to €1.68, the stock trades at a trailing P/E ratio of 16.4x. Average trailing P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 57% over the past three years.Valuation Update With 7 Day Price Move • Sep 14Investor sentiment deteriorates as stock falls 25%After last week's 25% share price decline to €1.60, the stock trades at a trailing P/E ratio of 17.1x. Average trailing P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 24% over the past three years.Reported Earnings • Sep 08Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: CN¥11.1m (down 87% from 2Q 2022). Net loss: CN¥76.9m (loss widened 25% from 2Q 2022).New Risk • Jul 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 9.9% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.9% average weekly change). Earnings have declined by 42% per year over the past 5 years. Minor Risk Large one-off items impacting financial results.New Risk • Jun 19New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 36% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (9.7% average weekly change). Large one-off items impacting financial results.Reported Earnings • Jun 12First quarter 2023 earnings released: EPS: CN¥0.002 (vs CN¥0.56 loss in 1Q 2022)First quarter 2023 results: EPS: CN¥0.002 (up from CN¥0.56 loss in 1Q 2022). Revenue: CN¥21.9k (down 100% from 1Q 2022). Net income: CN¥414.3k (up CN¥143.2m from 1Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 87 percentage points per year, which is a significant difference in performance.Reported Earnings • Feb 22Full year 2022 earnings released: CN¥0.74 loss per share (vs CN¥2.32 profit in FY 2021)Full year 2022 results: CN¥0.74 loss per share (down from CN¥2.32 profit in FY 2021). Revenue: CN¥577.5m (down 64% from FY 2021). Net loss: CN¥362.0m (down 161% from profit in FY 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 62 percentage points per year, which is a significant difference in performance.お知らせ • Feb 04Qudian Regained Compliance with NYSE Minimum Price ProvisionQudian Inc. announced that the Company has regained compliance with the New York Stock Exchange's continued listing standard for share prices as confirmed by a notification letter from the NYSE on February 1, 2023. On September 22, 2022, the NYSE notified the Company of its non-compliance with the exchange's continued listing standards because the average closing price of its American depositary shares ("ADSs") had fallen below $1.00 over a period of 30 consecutive trading days.お知らせ • Nov 23Qudian Inc. Announces Impairment Charges for the Third Quarter of 2022Qudian Inc. announced impairment charges for the third quarter of 2022. Impairment loss from long-lived assets was RMB 5.9 million (USD 0.8 million) for the third quarter of 2022, as a result of the streamlining in QD Food operations.Reported Earnings • Nov 22Third quarter 2022 earnings releasedThird quarter 2022 results: Revenue: CN¥110.2m (down 67% from 3Q 2021). Net loss: CN¥648.0m (loss widened CN¥553.8m from 3Q 2021).Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Roy Rong was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Sep 24Qudian Receives Notice Regarding NYSE Continued Listing StandardsOn September 23, 2022, Qudian Inc. (NYSE:QD) announced that it has received a letter from the New York Stock Exchange (the ‘NYSE’) dated September 22, 2022, notifying the Company that it is below the NYSE's continued listing standards due to the trading price of Qudian's American depositary shares (the ‘ADSs’). Pursuant to Section 802.01C of the NYSE's Listed Company Manual, a company will be considered to be below compliance standards if the average closing price of its security as reported on the consolidated tape is less than USD 1.00 over a consecutive 30 trading-day period. The Company has six months (‘the Cure Period’) following receipt of the notice to regain compliance with the minimum share price requirement. The Company can regain compliance at any time during the Cure Period if on the last trading day of any calendar month during the Cure Period the Company has a closing share price of at least USD 1.00 per ADS and an average closing share price of at least USD 1.00 per ADS over the 30 trading-day period ending on the last trading day of that month. In the event that at the expiration of the six-month Cure Period, both a USD 1.00 per ADS closing share price on the last trading day of the Cure Period and a USD 1.00 per ADS average closing share price over the 30 trading-day period ending on the last trading day of the Cure Period are not attained, the NYSE will commence suspension and delisting procedures. To address this issue, the Company intends to monitor the market conditions of its listed securities and is still considering its options. The Company has notified the NYSE on September 23, 2022 of its intent to cure the deficiency. During the Cure Period, the Company's ADSs will continue to be listed and traded on the NYSE, subject to its compliance with other NYSE continued listing standards and other rights of the NYSE to delist the ADSs. The NYSE notification does not affect the Company's business operations, its U.S. Securities and Exchange Commission reporting requirements or contractual obligations.Reported Earnings • Sep 07Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: CN¥105.4m (down 73% from 2Q 2021). Net loss: CN¥61.3m (down 123% from profit in 2Q 2021). Over the last 3 years on average, earnings per share has fallen by 57% per year but the company’s share price has only fallen by 48% per year, which means it has not declined as severely as earnings.お知らせ • Sep 07Qudian Inc. Reports Impairment Charges for the Second Quarter Ended June 30, 2022Qudian Inc. reported impairment charges for the second quarter ended June 30, 2022. For the quarter, the company reported impairment loss from long-lived assets of RMB 45,536,000.お知らせ • Aug 03Qudian Inc. Regains Compliance with NYSE Minimum Price RequirementQudian Inc. announced that the Company has regained compliance with the New York Stock Exchange's ("NYSE") continued listing standard for share prices as confirmed by a notification letter from the NYSE on August 1, 2022. On May 25, 2022, the NYSE notified the Company of its non-compliance with the exchange's continued listing standards because the average closing price of its American depositary shares ("ADSs") had fallen below $1.00 over a period of 30 consecutive trading days. On August 1, 2022, the NYSE confirmed to Qudian that a calculation of the average closing price of the Company's ADSs over the 30-trading day period ended July 29, 2022 indicated that such price exceeded the NYSE's minimum requirement of $1.00. Accordingly, the Company is no longer considered below the $1.00 continued listing criterion.Reported Earnings • Jun 17First quarter 2022 earnings released: CN¥0.56 loss per share (vs CN¥1.89 profit in 1Q 2021)First quarter 2022 results: CN¥0.56 loss per share (down from CN¥1.89 profit in 1Q 2021). Revenue: CN¥184.5m (down 63% from 1Q 2021). Net loss: CN¥142.8m (down 130% from profit in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 50% per year and the company’s share price has also fallen by 50% per year.お知らせ • Jun 15Qudian Inc. (NYSE:QD) announces an Equity Buyback for $200 million worth of its shares.Qudian Inc. (NYSE:QD) announces a share repurchase program. Under the program, the company will repurchase up to $200 million worth of its outstanding American Depositary Shares and/or class A ordinary shares. The company plans to fund the repurchases from its existing cash balance and does not expect the repurchase program to adversely affect its existing business strategies. The share repurchase program will be valid for next 24 months.お知らせ • Jun 14Qudian Inc. Reports Impairment Charges for the First Quarter Ended March 31, 2022Qudian Inc. reported Impairment charges for the first quarter ended March 31, 2022. For the quarter, the company reported loss from long-lived assets of RMB 113,528,000 (USD 17,909,000) for the quarter ended March 31, 2022.お知らせ • May 28Qudian Receives Notice Regarding NYSE Continued Listing StandardsQudian Inc. announced that it has received a letter from the New York Stock Exchange (the "NYSE") dated May 25, 2022, notifying the Company that it is below the NYSE's continued listing standards due to the trading price of Qudian's American depositary shares (the "ADSs"). Pursuant to Section 802.01C of the NYSE's Listed Company Manual, a company will be considered to be below compliance standards if the average closing price of its security as reported on the consolidated tape is less than USD 1.00 over a consecutive 30 trading-day period. The Company has six months ("the Cure Period") following receipt of the notice to regain compliance with the minimum share price requirement. The Company can regain compliance at any time during the Cure Period if on the last trading day of any calendar month during the Cure Period the Company has a closing share price of at least USD 1.00 per ADS and an average closing share price of at least USD 1.00 per ADS over the 30 trading-day period ending on the last trading day of that month. In the event that at the expiration of the six-month Cure Period, both a USD 1.00 per ADS closing share price on the last trading day of the Cure Period and a USD 1.00 per ADS average closing share price over the 30 trading-day period ending on the last trading day of the Cure Period are not attained, the NYSE will commence suspension and delisting procedures.お知らせ • May 06Qudian Regains Compliance with NYSE Minimum Price RequirementQudian Inc. announced that the company has regained compliance with the New York Stock Exchange's ('NYSE') continued listing standard for share prices as confirmed by a notification letter from the NYSE on May 2, 2022. On February 7, 2022, the NYSE notified the company of its non-compliance with the exchange's continued listing standards because the average closing price of its American depositary shares ("ADSs") had fallen below $1.00 over a period of 30 consecutive trading days. On May 2, 2022, the NYSE confirmed to Qudian that a calculation of the average closing price of the Company's ADSs over the 30-trading day period ended April 29, 2022 indicated that such price exceeded the NYSE's minimum requirement of $1.00. Accordingly, the Company is no longer considered below the $1.00 continued listing criterion.Reported Earnings • May 02Full year 2021 earnings released: EPS: CN¥2.32 (vs CN¥3.78 in FY 2020)Full year 2021 results: EPS: CN¥2.32 (down from CN¥3.78 in FY 2020). Revenue: CN¥1.59b (down 56% from FY 2020). Net income: CN¥589.1m (down 39% from FY 2020). Profit margin: 37% (up from 27% in FY 2020). The increase in margin was driven by lower expenses. Over the next year, revenue is expected to shrink by 22% compared to a 82% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 47% per year, which means it is performing significantly worse than earnings.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Roy Rong was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Apr 15Qudian Inc Launches New Strategic Business Initiative in Ready-To-Cook Meals, or QD FoodQudian Inc. announced it has launched a new strategic business initiative in ready-to-cook meals, or QD Food. Qudian has been exploring innovative consumer products and services to satisfy Chinese consumers' fundamental and daily needs by leveraging its technology capabilities. As a result, Qudian launched its QD Food business on a trial basis in March 2022. Catering to working-class families, QD Food features ready-to-cook dishes that can be conveniently prepared at home using simple procedures. Consumers order QD Food products on their smartphones through Qudian's WeChat mini-program. QD Food products are currently available in Shenzhen, and Qudian plans to expand the new business offerings to other cities in China. As of April 13, 2022, over 80 thousand unique users have placed orders since the Company launched the service in late March 2022. The typical price range of QD Food products is between RMB12.9 and RMB44.9 per unit before coupon discounts.Reported Earnings • Mar 19Full year 2021 earnings: Revenues exceed analyst expectationsFull year 2021 results: Revenue: CN¥1.65b (down 54% from FY 2020). Net income: CN¥589.1m (down 39% from FY 2020). Profit margin: 36% (up from 27% in FY 2020). The increase in margin was driven by lower expenses. Revenue exceeded analyst estimates by 4.2%. Over the next year, revenue is expected to shrink by 33% compared to a 77% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 29% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.お知らせ • Feb 11Qudian Inc. Receives Notice Regarding NYSE Continued Listing StandardsQudian Inc. announced that it has received a letter from the New York Stock Exchange (the "NYSE") dated February 7, 2022, notifying the Company that it is below the NYSE's continued listing standards due to the trading price of Qudian's American depositary shares (the "ADSs"). Pursuant to Section 802.01C of the NYSE's Listed Company Manual, a company will be considered to be below compliance standards if the average closing price of its security as reported on the consolidated tape is less than $1.00 over a consecutive 30 trading-day period. The Company has six months ("the Cure Period") following receipt of the notice to regain compliance with the minimum share price requirement. The Company can regain compliance at any time during the Cure Period if on the last trading day of any calendar month during the Cure Period the Company has a closing share price of at least $1.00 per ADS and an average closing share price of at least $1.00 per ADS over the 30 trading-day period ending on the last trading day of that month. In the event that at the expiration of the six-month Cure Period, both a $1.00 per ADS closing share price on the last trading day of the Cure Period and a $1.00 per ADS average closing share price over the 30 trading-day period ending on the last trading day of the Cure Period are not attained, the NYSE will commence suspension and delisting procedures. To address this issue, the Company intends to monitor the market conditions of its listed securities and is still considering its options. The Company has notified the NYSE on February 10, 2022 of its intent to cure the deficiency. During the Cure Period, the Company's ADSs will continue to be listed and traded on the NYSE, subject to its compliance with other NYSE continued listing standards and other rights of the NYSE to delist the ADSs. The NYSE notification does not affect the Company's business operations, its U.S. Securities and Exchange Commission reporting requirements or contractual obligations.Reported Earnings • Dec 14Third quarter 2021 earnings: Revenues miss analyst expectationsThird quarter 2021 results: Revenue: -CN¥546.0m (down 166% from 3Q 2020). Net loss: CN¥842.5m (down 242% from profit in 3Q 2020). Revenue missed analyst estimates by 2.5%. Over the next year, revenue is expected to shrink by 25% compared to a 109% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has fallen by 41% per year, which means it is performing significantly worse than earnings.Reported Earnings • Aug 25Second quarter 2021 earnings releasedThe company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: CN¥412.1m (down 64% from 2Q 2020). Net income: CN¥269.9m (up 51% from 2Q 2020). Profit margin: 66% (up from 16% in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has fallen by 38% per year, which means it is performing significantly worse than earnings.Valuation Update With 7 Day Price Move • Jun 22Investor sentiment improved over the past weekAfter last week's 17% share price gain to CN¥2.16, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 16x in the Consumer Finance industry in Europe. Total loss to shareholders of 74% over the past three years.Reported Earnings • Jun 16First quarter 2021 earnings releasedThe company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: CN¥515.7m (down 46% from 1Q 2020). Net income: CN¥478.4m (up CN¥964.8m from 1Q 2020). Profit margin: 93% (up from net loss in 1Q 2020). Over the last 3 years on average, earnings per share has fallen by 29% per year but the company’s share price has fallen by 40% per year, which means it is performing significantly worse than earnings.Reported Earnings • May 03Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥3.62b (down 59% from FY 2019). Net income: CN¥958.8m (down 71% from FY 2019). Profit margin: 27% (down from 37% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.Valuation Update With 7 Day Price Move • Apr 17Investor sentiment deteriorated over the past weekAfter last week's 20% share price decline to CN¥1.46, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 15x in the Consumer Finance industry in Europe. Total loss to shareholders of 84% over the past three years.Reported Earnings • Mar 30Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥3.62b (down 59% from FY 2019). Net income: CN¥958.8m (down 71% from FY 2019). Profit margin: 27% (down from 37% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.Valuation Update With 7 Day Price Move • Mar 29Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to CN¥1.89, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 14x in the Consumer Finance industry in Europe. Total loss to shareholders of 80% over the past three years.Valuation Update With 7 Day Price Move • Mar 14Investor sentiment improved over the past weekAfter last week's 23% share price gain to CN¥2.08, the stock is trading at a trailing P/E ratio of 10.4x, up from the previous P/E ratio of 8.5x. This compares to an average P/E of 14x in the Consumer Finance industry in Europe. Total return to shareholders over the past three years is a loss of 82%.Valuation Update With 7 Day Price Move • Feb 27Investor sentiment deteriorated over the past weekAfter last week's 24% share price decline to CN¥1.87, the stock is trading at a trailing P/E ratio of 9x, down from the previous P/E ratio of 11.8x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total return to shareholders over the past three years is a loss of 83%.Valuation Update With 7 Day Price Move • Feb 05Investor sentiment improved over the past weekAfter last week's 20% share price gain to CN¥2.12, the stock is trading at a trailing P/E ratio of 10.7x, up from the previous P/E ratio of 8.9x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total return to shareholders over the past three years is a loss of 80%.Is New 90 Day High Low • Feb 05New 90-day high: €1.94The company is up 67% from its price of €1.16 on 06 November 2020. The German market is up 14% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 27% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.96 per share.Is New 90 Day High Low • Jan 14New 90-day high: €1.48The company is up 37% from its price of €1.08 on 15 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 32% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €15.18 per share.Valuation Update With 7 Day Price Move • Jan 12Investor sentiment improved over the past weekAfter last week's 25% share price gain to CN¥1.36, the stock is trading at a trailing P/E ratio of 6.4x, up from the previous P/E ratio of 5.1x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total return to shareholders over the past three years is a loss of 87%.Is New 90 Day High Low • Dec 16New 90-day low: €1.02The company is down 14% from its price of €1.19 on 17 September 2020. The German market is up 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.96 per share.Reported Earnings • Dec 15Third quarter 2020 earnings released: EPS CN¥2.33The company reported a soft third quarter result with weaker earnings and revenues, although profit margins were improved. Third quarter 2020 results: Revenue: CN¥849.4m (down 67% from 3Q 2019). Net income: CN¥592.3m (down 43% from 3Q 2019). Profit margin: 70% (up from 40% in 3Q 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has fallen by 55% per year, which means it is performing significantly worse than earnings.Analyst Estimate Surprise Post Earnings • Dec 15Revenue misses expectationsRevenue missed analyst estimates by 1.7%. Over the next year, revenue is expected to shrink by 30% compared to a 40% growth forecast for the Consumer Finance industry in Germany.お知らせ • Dec 10Qudian Inc. to Report Q3, 2020 Results on Dec 14, 2020Qudian Inc. announced that they will report Q3, 2020 results Pre-Market on Dec 14, 2020お知らせ • Nov 21Qudian Inc., Annual General Meeting, Dec 30, 2020Qudian Inc., Annual General Meeting, Dec 30, 2020, at 11:00 China Standard Time. Location: Level 39, Tower A AVIC Zijin Plaza, Siming District Xiamen Fujian Province ChinaIs New 90 Day High Low • Sep 25New 90-day low: €1.07The company is down 31% from its price of €1.55 on 26 June 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.34 per share.お知らせ • Sep 24Qudian Inc. Announces the Resignation of Rocky Ta-Chen Lee as DirectorQudian Inc. announced that Mr. Rocky Ta-Chen Lee has tendered his resignation as a director of the company's board of directors for personal reasons. Mr. Lee's resignation was effective as of September 23, 2020.お知らせ • Sep 03Qudian Inc. to Report Q2, 2020 Results on Sep 07, 2020Qudian Inc. announced that they will report Q2, 2020 results at 9:00 AM, China Standard Time on Sep 07, 2020 このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、High Templar Tech は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測DB:1QU - アナリストの将来予測と過去の財務データ ( )CNY Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202541709570687N/A9/30/202590805N/AN/AN/A6/30/2025137527N/AN/AN/A3/31/2025186315N/AN/AN/A12/31/202421692-429-111N/A9/30/202422841N/AN/AN/A6/30/2024203-272N/AN/AN/A3/31/2024160-449N/AN/AN/A12/31/202312639-213352N/A9/30/2023219646N/AN/AN/A6/30/2023284180N/AN/AN/A3/31/2023361195N/AN/AN/A12/31/2022524-362-13261N/A9/30/2022731-917N/AN/AN/A6/30/2022966-363N/AN/AN/A3/31/20221,273-32N/AN/AN/A12/31/20211,587589444922N/A9/30/20211,9181,328N/AN/AN/A6/30/20212,4162,014N/AN/AN/A3/31/20213,1681,924N/AN/AN/A12/31/20203,6169592,2502,472N/A9/30/20204,839413N/AN/AN/A6/30/20206,591864N/AN/AN/A3/31/20207,6541,828N/AN/AN/A12/31/20198,7963,2645,4275,503N/A9/30/20198,6733,904N/AN/AN/A6/30/20198,0133,544N/AN/AN/A3/31/20198,0393,125N/A4,042N/A12/31/20187,6642,491N/A3,332N/A9/30/20187,3562,264N/AN/AN/A6/30/20186,8932,231N/AN/AN/A3/31/20185,6462,015N/A2,754N/A12/31/20174,7672,164N/A2,798N/A9/30/20174,0181,924N/A2,884N/A6/30/20172,9231,428N/A2,048N/A3/31/20172,1671,022N/A1,275N/A12/31/20161,420577N/A794N/A9/30/2016782173N/A306N/A12/31/2015235-233N/A-102N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 1QUの予測収益成長が 貯蓄率 ( 1.9% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: 1QUの収益がGerman市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: 1QUの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: 1QUの収益がGerman市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: 1QUの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 1QUの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 04:55終値2026/05/22 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋High Templar Tech Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。11 アナリスト機関Linda Sun-MattisonBernsteinYaoping WangChina International Capital Corporation LimitedJacky ZuoChina Renaissance Securities8 その他のアナリストを表示
お知らせ • Sep 24Qudian Inc. Announces Resignation of Yingming Li as A Director, Effective September 23, 2025Qudian Inc. announced that Mr. Yingming Li has tendered his resignation as a director of the Company's board of directors for personal reasons. Mr. Li's resignation was effective as of September 23, 2025.
Reported Earnings • Sep 06Second quarter 2024 earnings released: EPS: CN¥0.54 (vs CN¥0.34 loss in 2Q 2023)Second quarter 2024 results: EPS: CN¥0.54 (up from CN¥0.34 loss in 2Q 2023). Revenue: CN¥53.3m (up 381% from 2Q 2023). Net income: CN¥99.8m (up CN¥176.7m from 2Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 86 percentage points per year, which is a significant difference in performance.
Reported Earnings • Jun 14First quarter 2024 earnings released: CN¥0.38 loss per share (vs CN¥1.82 profit in 1Q 2023)First quarter 2024 results: CN¥0.38 loss per share (down from CN¥1.82 profit in 1Q 2023). Revenue: CN¥55.8m (up 156% from 1Q 2023). Net loss: CN¥73.6m (down 118% from profit in 1Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 72 percentage points per year, which is a significant difference in performance.
お知らせ • May 14Qudian Inc. Announces Changes to Board of DirectorsQudian Inc. announced that Mr. David Cui has replaced Mr. Shengwen Rong as a member of the board of directors (the "Board"), audit committee and compensation committee of the Company. Mr. Shengwen Rong resigned from the Board for personal reasons, effective as of May 11, 2024. Upon recommendation by the nominating and corporate governance committee of the Company, the Board resolved to appoint Mr. David Cui as a director and member of the audit committee and compensation committee to fill the positions vacated by Mr. Shengwen Rong, effective as of May 11, 2024. Mr. Cui has served as an independent non-executive director of Inkeverse Group Limited (formerly known as Inke Limited), a leading Chinese mobile live streaming company listed on the Hong Kong Stock Exchange, since June 2018, and Yalla Group Limited, since September 2020. Mr. Cui has extensive experience in public accounting and financial management. From October 2020 to May 2023, Mr. Cui served as the chief financial officer of Vipshop Holdings Limited. From August 2017 to September 2020, Mr. Cui was the chief financial officer of Huami Corporation (currently known as Zepp Health Corporation). From August 2015 to April 2017, Mr. Cui was the chief financial officer of China Digital Video Holdings Limited, a company listed on the Hong Kong Stock Exchange. Prior to that, Mr. Cui was an independent financial advisor to high growth companies on business strategies, fund raising, corporate governance and accounting matters. From April 2011 to August 2013, Mr. Cui was the chief financial officer in iKang Healthcare Group Inc., a company previously listed on the Nasdaq Global Select Market. He was an audit senior manager of Deloitte Touche Tohmatsu, China from April 2007 to April 2011. Prior to that, Mr. Cui was the financial reporting manager of Symantec Corporation. From April 2004 to August 2006, he served as an audit manager of Ernst & Young, California. Mr. Cui was a senior auditor in the Audit and Advisory Services practice of Health Net Inc., California from May 2001 to April 2004. From January 1996 to May 2001, Mr. Cui worked in public accounting in Canada and the United States. Mr. Cui has a bachelor's degree in business administration from Simon Fraser University, Canada and is a licensed CPA in the United States and Canada.
Valuation Update With 7 Day Price Move • May 14Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €1.91, the stock trades at a trailing P/E ratio of 74.2x. Average trailing P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 23% over the past three years.
Reported Earnings • Mar 19Full year 2023 earnings released: EPS: CN¥0.18 (vs CN¥1.47 loss in FY 2022)Full year 2023 results: EPS: CN¥0.18 (up from CN¥1.47 loss in FY 2022). Revenue: CN¥126.3m (down 76% from FY 2022). Net income: CN¥39.1m (up CN¥401.1m from FY 2022). Profit margin: 31% (up from net loss in FY 2022). The move to profitability was driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 77 percentage points per year, which is a significant difference in performance.
Reported Earnings • Dec 13Third quarter 2023 earnings released: CN¥0.84 loss per share (vs CN¥2.64 loss in 3Q 2022)Third quarter 2023 results: CN¥0.84 loss per share (improved from CN¥2.64 loss in 3Q 2022). Revenue: CN¥29.6m (down 69% from 3Q 2022). Net loss: CN¥181.2m (loss narrowed 72% from 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 61% per year but the company’s share price has increased by 18% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Dec 08Investor sentiment improves as stock rises 20%After last week's 20% share price gain to €1.68, the stock trades at a trailing P/E ratio of 16.4x. Average trailing P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 57% over the past three years.
Valuation Update With 7 Day Price Move • Sep 14Investor sentiment deteriorates as stock falls 25%After last week's 25% share price decline to €1.60, the stock trades at a trailing P/E ratio of 17.1x. Average trailing P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 24% over the past three years.
Reported Earnings • Sep 08Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: CN¥11.1m (down 87% from 2Q 2022). Net loss: CN¥76.9m (loss widened 25% from 2Q 2022).
New Risk • Jul 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 9.9% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.9% average weekly change). Earnings have declined by 42% per year over the past 5 years. Minor Risk Large one-off items impacting financial results.
New Risk • Jun 19New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 36% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (9.7% average weekly change). Large one-off items impacting financial results.
Reported Earnings • Jun 12First quarter 2023 earnings released: EPS: CN¥0.002 (vs CN¥0.56 loss in 1Q 2022)First quarter 2023 results: EPS: CN¥0.002 (up from CN¥0.56 loss in 1Q 2022). Revenue: CN¥21.9k (down 100% from 1Q 2022). Net income: CN¥414.3k (up CN¥143.2m from 1Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 87 percentage points per year, which is a significant difference in performance.
Reported Earnings • Feb 22Full year 2022 earnings released: CN¥0.74 loss per share (vs CN¥2.32 profit in FY 2021)Full year 2022 results: CN¥0.74 loss per share (down from CN¥2.32 profit in FY 2021). Revenue: CN¥577.5m (down 64% from FY 2021). Net loss: CN¥362.0m (down 161% from profit in FY 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 62 percentage points per year, which is a significant difference in performance.
お知らせ • Feb 04Qudian Regained Compliance with NYSE Minimum Price ProvisionQudian Inc. announced that the Company has regained compliance with the New York Stock Exchange's continued listing standard for share prices as confirmed by a notification letter from the NYSE on February 1, 2023. On September 22, 2022, the NYSE notified the Company of its non-compliance with the exchange's continued listing standards because the average closing price of its American depositary shares ("ADSs") had fallen below $1.00 over a period of 30 consecutive trading days.
お知らせ • Nov 23Qudian Inc. Announces Impairment Charges for the Third Quarter of 2022Qudian Inc. announced impairment charges for the third quarter of 2022. Impairment loss from long-lived assets was RMB 5.9 million (USD 0.8 million) for the third quarter of 2022, as a result of the streamlining in QD Food operations.
Reported Earnings • Nov 22Third quarter 2022 earnings releasedThird quarter 2022 results: Revenue: CN¥110.2m (down 67% from 3Q 2021). Net loss: CN¥648.0m (loss widened CN¥553.8m from 3Q 2021).
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Roy Rong was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Sep 24Qudian Receives Notice Regarding NYSE Continued Listing StandardsOn September 23, 2022, Qudian Inc. (NYSE:QD) announced that it has received a letter from the New York Stock Exchange (the ‘NYSE’) dated September 22, 2022, notifying the Company that it is below the NYSE's continued listing standards due to the trading price of Qudian's American depositary shares (the ‘ADSs’). Pursuant to Section 802.01C of the NYSE's Listed Company Manual, a company will be considered to be below compliance standards if the average closing price of its security as reported on the consolidated tape is less than USD 1.00 over a consecutive 30 trading-day period. The Company has six months (‘the Cure Period’) following receipt of the notice to regain compliance with the minimum share price requirement. The Company can regain compliance at any time during the Cure Period if on the last trading day of any calendar month during the Cure Period the Company has a closing share price of at least USD 1.00 per ADS and an average closing share price of at least USD 1.00 per ADS over the 30 trading-day period ending on the last trading day of that month. In the event that at the expiration of the six-month Cure Period, both a USD 1.00 per ADS closing share price on the last trading day of the Cure Period and a USD 1.00 per ADS average closing share price over the 30 trading-day period ending on the last trading day of the Cure Period are not attained, the NYSE will commence suspension and delisting procedures. To address this issue, the Company intends to monitor the market conditions of its listed securities and is still considering its options. The Company has notified the NYSE on September 23, 2022 of its intent to cure the deficiency. During the Cure Period, the Company's ADSs will continue to be listed and traded on the NYSE, subject to its compliance with other NYSE continued listing standards and other rights of the NYSE to delist the ADSs. The NYSE notification does not affect the Company's business operations, its U.S. Securities and Exchange Commission reporting requirements or contractual obligations.
Reported Earnings • Sep 07Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: CN¥105.4m (down 73% from 2Q 2021). Net loss: CN¥61.3m (down 123% from profit in 2Q 2021). Over the last 3 years on average, earnings per share has fallen by 57% per year but the company’s share price has only fallen by 48% per year, which means it has not declined as severely as earnings.
お知らせ • Sep 07Qudian Inc. Reports Impairment Charges for the Second Quarter Ended June 30, 2022Qudian Inc. reported impairment charges for the second quarter ended June 30, 2022. For the quarter, the company reported impairment loss from long-lived assets of RMB 45,536,000.
お知らせ • Aug 03Qudian Inc. Regains Compliance with NYSE Minimum Price RequirementQudian Inc. announced that the Company has regained compliance with the New York Stock Exchange's ("NYSE") continued listing standard for share prices as confirmed by a notification letter from the NYSE on August 1, 2022. On May 25, 2022, the NYSE notified the Company of its non-compliance with the exchange's continued listing standards because the average closing price of its American depositary shares ("ADSs") had fallen below $1.00 over a period of 30 consecutive trading days. On August 1, 2022, the NYSE confirmed to Qudian that a calculation of the average closing price of the Company's ADSs over the 30-trading day period ended July 29, 2022 indicated that such price exceeded the NYSE's minimum requirement of $1.00. Accordingly, the Company is no longer considered below the $1.00 continued listing criterion.
Reported Earnings • Jun 17First quarter 2022 earnings released: CN¥0.56 loss per share (vs CN¥1.89 profit in 1Q 2021)First quarter 2022 results: CN¥0.56 loss per share (down from CN¥1.89 profit in 1Q 2021). Revenue: CN¥184.5m (down 63% from 1Q 2021). Net loss: CN¥142.8m (down 130% from profit in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 50% per year and the company’s share price has also fallen by 50% per year.
お知らせ • Jun 15Qudian Inc. (NYSE:QD) announces an Equity Buyback for $200 million worth of its shares.Qudian Inc. (NYSE:QD) announces a share repurchase program. Under the program, the company will repurchase up to $200 million worth of its outstanding American Depositary Shares and/or class A ordinary shares. The company plans to fund the repurchases from its existing cash balance and does not expect the repurchase program to adversely affect its existing business strategies. The share repurchase program will be valid for next 24 months.
お知らせ • Jun 14Qudian Inc. Reports Impairment Charges for the First Quarter Ended March 31, 2022Qudian Inc. reported Impairment charges for the first quarter ended March 31, 2022. For the quarter, the company reported loss from long-lived assets of RMB 113,528,000 (USD 17,909,000) for the quarter ended March 31, 2022.
お知らせ • May 28Qudian Receives Notice Regarding NYSE Continued Listing StandardsQudian Inc. announced that it has received a letter from the New York Stock Exchange (the "NYSE") dated May 25, 2022, notifying the Company that it is below the NYSE's continued listing standards due to the trading price of Qudian's American depositary shares (the "ADSs"). Pursuant to Section 802.01C of the NYSE's Listed Company Manual, a company will be considered to be below compliance standards if the average closing price of its security as reported on the consolidated tape is less than USD 1.00 over a consecutive 30 trading-day period. The Company has six months ("the Cure Period") following receipt of the notice to regain compliance with the minimum share price requirement. The Company can regain compliance at any time during the Cure Period if on the last trading day of any calendar month during the Cure Period the Company has a closing share price of at least USD 1.00 per ADS and an average closing share price of at least USD 1.00 per ADS over the 30 trading-day period ending on the last trading day of that month. In the event that at the expiration of the six-month Cure Period, both a USD 1.00 per ADS closing share price on the last trading day of the Cure Period and a USD 1.00 per ADS average closing share price over the 30 trading-day period ending on the last trading day of the Cure Period are not attained, the NYSE will commence suspension and delisting procedures.
お知らせ • May 06Qudian Regains Compliance with NYSE Minimum Price RequirementQudian Inc. announced that the company has regained compliance with the New York Stock Exchange's ('NYSE') continued listing standard for share prices as confirmed by a notification letter from the NYSE on May 2, 2022. On February 7, 2022, the NYSE notified the company of its non-compliance with the exchange's continued listing standards because the average closing price of its American depositary shares ("ADSs") had fallen below $1.00 over a period of 30 consecutive trading days. On May 2, 2022, the NYSE confirmed to Qudian that a calculation of the average closing price of the Company's ADSs over the 30-trading day period ended April 29, 2022 indicated that such price exceeded the NYSE's minimum requirement of $1.00. Accordingly, the Company is no longer considered below the $1.00 continued listing criterion.
Reported Earnings • May 02Full year 2021 earnings released: EPS: CN¥2.32 (vs CN¥3.78 in FY 2020)Full year 2021 results: EPS: CN¥2.32 (down from CN¥3.78 in FY 2020). Revenue: CN¥1.59b (down 56% from FY 2020). Net income: CN¥589.1m (down 39% from FY 2020). Profit margin: 37% (up from 27% in FY 2020). The increase in margin was driven by lower expenses. Over the next year, revenue is expected to shrink by 22% compared to a 82% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 47% per year, which means it is performing significantly worse than earnings.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Roy Rong was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 15Qudian Inc Launches New Strategic Business Initiative in Ready-To-Cook Meals, or QD FoodQudian Inc. announced it has launched a new strategic business initiative in ready-to-cook meals, or QD Food. Qudian has been exploring innovative consumer products and services to satisfy Chinese consumers' fundamental and daily needs by leveraging its technology capabilities. As a result, Qudian launched its QD Food business on a trial basis in March 2022. Catering to working-class families, QD Food features ready-to-cook dishes that can be conveniently prepared at home using simple procedures. Consumers order QD Food products on their smartphones through Qudian's WeChat mini-program. QD Food products are currently available in Shenzhen, and Qudian plans to expand the new business offerings to other cities in China. As of April 13, 2022, over 80 thousand unique users have placed orders since the Company launched the service in late March 2022. The typical price range of QD Food products is between RMB12.9 and RMB44.9 per unit before coupon discounts.
Reported Earnings • Mar 19Full year 2021 earnings: Revenues exceed analyst expectationsFull year 2021 results: Revenue: CN¥1.65b (down 54% from FY 2020). Net income: CN¥589.1m (down 39% from FY 2020). Profit margin: 36% (up from 27% in FY 2020). The increase in margin was driven by lower expenses. Revenue exceeded analyst estimates by 4.2%. Over the next year, revenue is expected to shrink by 33% compared to a 77% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 29% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.
お知らせ • Feb 11Qudian Inc. Receives Notice Regarding NYSE Continued Listing StandardsQudian Inc. announced that it has received a letter from the New York Stock Exchange (the "NYSE") dated February 7, 2022, notifying the Company that it is below the NYSE's continued listing standards due to the trading price of Qudian's American depositary shares (the "ADSs"). Pursuant to Section 802.01C of the NYSE's Listed Company Manual, a company will be considered to be below compliance standards if the average closing price of its security as reported on the consolidated tape is less than $1.00 over a consecutive 30 trading-day period. The Company has six months ("the Cure Period") following receipt of the notice to regain compliance with the minimum share price requirement. The Company can regain compliance at any time during the Cure Period if on the last trading day of any calendar month during the Cure Period the Company has a closing share price of at least $1.00 per ADS and an average closing share price of at least $1.00 per ADS over the 30 trading-day period ending on the last trading day of that month. In the event that at the expiration of the six-month Cure Period, both a $1.00 per ADS closing share price on the last trading day of the Cure Period and a $1.00 per ADS average closing share price over the 30 trading-day period ending on the last trading day of the Cure Period are not attained, the NYSE will commence suspension and delisting procedures. To address this issue, the Company intends to monitor the market conditions of its listed securities and is still considering its options. The Company has notified the NYSE on February 10, 2022 of its intent to cure the deficiency. During the Cure Period, the Company's ADSs will continue to be listed and traded on the NYSE, subject to its compliance with other NYSE continued listing standards and other rights of the NYSE to delist the ADSs. The NYSE notification does not affect the Company's business operations, its U.S. Securities and Exchange Commission reporting requirements or contractual obligations.
Reported Earnings • Dec 14Third quarter 2021 earnings: Revenues miss analyst expectationsThird quarter 2021 results: Revenue: -CN¥546.0m (down 166% from 3Q 2020). Net loss: CN¥842.5m (down 242% from profit in 3Q 2020). Revenue missed analyst estimates by 2.5%. Over the next year, revenue is expected to shrink by 25% compared to a 109% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has fallen by 41% per year, which means it is performing significantly worse than earnings.
Reported Earnings • Aug 25Second quarter 2021 earnings releasedThe company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: CN¥412.1m (down 64% from 2Q 2020). Net income: CN¥269.9m (up 51% from 2Q 2020). Profit margin: 66% (up from 16% in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has fallen by 38% per year, which means it is performing significantly worse than earnings.
Valuation Update With 7 Day Price Move • Jun 22Investor sentiment improved over the past weekAfter last week's 17% share price gain to CN¥2.16, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 16x in the Consumer Finance industry in Europe. Total loss to shareholders of 74% over the past three years.
Reported Earnings • Jun 16First quarter 2021 earnings releasedThe company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: CN¥515.7m (down 46% from 1Q 2020). Net income: CN¥478.4m (up CN¥964.8m from 1Q 2020). Profit margin: 93% (up from net loss in 1Q 2020). Over the last 3 years on average, earnings per share has fallen by 29% per year but the company’s share price has fallen by 40% per year, which means it is performing significantly worse than earnings.
Reported Earnings • May 03Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥3.62b (down 59% from FY 2019). Net income: CN¥958.8m (down 71% from FY 2019). Profit margin: 27% (down from 37% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.
Valuation Update With 7 Day Price Move • Apr 17Investor sentiment deteriorated over the past weekAfter last week's 20% share price decline to CN¥1.46, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 15x in the Consumer Finance industry in Europe. Total loss to shareholders of 84% over the past three years.
Reported Earnings • Mar 30Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥3.62b (down 59% from FY 2019). Net income: CN¥958.8m (down 71% from FY 2019). Profit margin: 27% (down from 37% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.
Valuation Update With 7 Day Price Move • Mar 29Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to CN¥1.89, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 14x in the Consumer Finance industry in Europe. Total loss to shareholders of 80% over the past three years.
Valuation Update With 7 Day Price Move • Mar 14Investor sentiment improved over the past weekAfter last week's 23% share price gain to CN¥2.08, the stock is trading at a trailing P/E ratio of 10.4x, up from the previous P/E ratio of 8.5x. This compares to an average P/E of 14x in the Consumer Finance industry in Europe. Total return to shareholders over the past three years is a loss of 82%.
Valuation Update With 7 Day Price Move • Feb 27Investor sentiment deteriorated over the past weekAfter last week's 24% share price decline to CN¥1.87, the stock is trading at a trailing P/E ratio of 9x, down from the previous P/E ratio of 11.8x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total return to shareholders over the past three years is a loss of 83%.
Valuation Update With 7 Day Price Move • Feb 05Investor sentiment improved over the past weekAfter last week's 20% share price gain to CN¥2.12, the stock is trading at a trailing P/E ratio of 10.7x, up from the previous P/E ratio of 8.9x. This compares to an average P/E of 15x in the Consumer Finance industry in Europe. Total return to shareholders over the past three years is a loss of 80%.
Is New 90 Day High Low • Feb 05New 90-day high: €1.94The company is up 67% from its price of €1.16 on 06 November 2020. The German market is up 14% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 27% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.96 per share.
Is New 90 Day High Low • Jan 14New 90-day high: €1.48The company is up 37% from its price of €1.08 on 15 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 32% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €15.18 per share.
Valuation Update With 7 Day Price Move • Jan 12Investor sentiment improved over the past weekAfter last week's 25% share price gain to CN¥1.36, the stock is trading at a trailing P/E ratio of 6.4x, up from the previous P/E ratio of 5.1x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total return to shareholders over the past three years is a loss of 87%.
Is New 90 Day High Low • Dec 16New 90-day low: €1.02The company is down 14% from its price of €1.19 on 17 September 2020. The German market is up 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.96 per share.
Reported Earnings • Dec 15Third quarter 2020 earnings released: EPS CN¥2.33The company reported a soft third quarter result with weaker earnings and revenues, although profit margins were improved. Third quarter 2020 results: Revenue: CN¥849.4m (down 67% from 3Q 2019). Net income: CN¥592.3m (down 43% from 3Q 2019). Profit margin: 70% (up from 40% in 3Q 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has fallen by 55% per year, which means it is performing significantly worse than earnings.
Analyst Estimate Surprise Post Earnings • Dec 15Revenue misses expectationsRevenue missed analyst estimates by 1.7%. Over the next year, revenue is expected to shrink by 30% compared to a 40% growth forecast for the Consumer Finance industry in Germany.
お知らせ • Dec 10Qudian Inc. to Report Q3, 2020 Results on Dec 14, 2020Qudian Inc. announced that they will report Q3, 2020 results Pre-Market on Dec 14, 2020
お知らせ • Nov 21Qudian Inc., Annual General Meeting, Dec 30, 2020Qudian Inc., Annual General Meeting, Dec 30, 2020, at 11:00 China Standard Time. Location: Level 39, Tower A AVIC Zijin Plaza, Siming District Xiamen Fujian Province China
Is New 90 Day High Low • Sep 25New 90-day low: €1.07The company is down 31% from its price of €1.55 on 26 June 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.34 per share.
お知らせ • Sep 24Qudian Inc. Announces the Resignation of Rocky Ta-Chen Lee as DirectorQudian Inc. announced that Mr. Rocky Ta-Chen Lee has tendered his resignation as a director of the company's board of directors for personal reasons. Mr. Lee's resignation was effective as of September 23, 2020.
お知らせ • Sep 03Qudian Inc. to Report Q2, 2020 Results on Sep 07, 2020Qudian Inc. announced that they will report Q2, 2020 results at 9:00 AM, China Standard Time on Sep 07, 2020