View ValuationThis company listing is no longer activeThis company may still be operating, however this listing is no longer active. Find out why through their latest events.See Latest EventsElevate Credit 将来の成長Future 基準チェック /06主要情報146.0%収益成長率145.85%EPS成長率Consumer Finance 収益成長16.9%収益成長率1.0%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日12 Jan 2023今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Jan 28Elevate Credit, Inc. Eliminates the Position of Chief Operating Officer, Scott GreeverOn January 24, 2023, Elevate Credit, Inc. announced senior leadership restructuring plans contingent upon the closing of the previously announced transaction. As a part of that restructuring, the Chief Operating Officer position held by Scott Greever is being eliminated. Scott has overseen the operations and development of all major products at Elevate.Reported Earnings • Nov 11Third quarter 2022 earnings released: US$0.48 loss per share (vs US$0.33 loss in 3Q 2021)Third quarter 2022 results: US$0.48 loss per share (further deteriorated from US$0.33 loss in 3Q 2021). Revenue: US$125.6m (up 11% from 3Q 2021). Net loss: US$15.0m (loss widened 37% from 3Q 2021). Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 8.2% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 67 percentage points per year, which is a significant difference in performance.Reported Earnings • Aug 11Second quarter 2022 earnings released: US$0.21 loss per share (vs US$0.087 loss in 2Q 2021)Second quarter 2022 results: US$0.21 loss per share (down from US$0.087 loss in 2Q 2021). Revenue: US$117.6m (up 39% from 2Q 2021). Net loss: US$6.55m (loss widened 115% from 2Q 2021). Over the next year, revenue is forecast to grow 7.7%, compared to a 21% growth forecast for the industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 68 percentage points per year, which is a significant difference in performance.Recent Insider Transactions • May 20Chief Strategy Officer recently bought €95k worth of stockOn the 18th of May, Christopher Lutes bought around 41k shares on-market at roughly €2.31 per share. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.Reported Earnings • May 06First quarter 2022 earnings released: US$0.44 loss per share (vs US$0.35 profit in 1Q 2021)First quarter 2022 results: US$0.44 loss per share (down from US$0.35 profit in 1Q 2021). Revenue: US$124.2m (up 39% from 1Q 2021). Net loss: US$13.9m (down 210% from profit in 1Q 2021). Over the next year, revenue is forecast to grow 22%, compared to a 81% growth forecast for the industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 52 percentage points per year, which is a significant difference in performance.Reported Earnings • Feb 16Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: US$0.98 loss per share (down from US$0.89 profit in FY 2020). Revenue: US$416.6m (down 11% from FY 2020). Net loss: US$33.6m (down 193% from profit in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 45%, compared to a 100% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.Reported Earnings • Nov 04Third quarter 2021 earnings released: US$0.33 loss per share (vs US$0.41 profit in 3Q 2020)The company reported a soft third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$112.8m (up 20% from 3Q 2020). Net loss: US$11.0m (down 166% from profit in 3Q 2020). Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Oct 02Investor sentiment improved over the past weekAfter last week's 23% share price gain to €3.72, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 12x in the Consumer Finance industry in Europe. Total loss to shareholders of 40% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €7.29 per share.Reported Earnings • Aug 05Second quarter 2021 earnings released: US$0.087 loss per share (vs US$0.38 profit in 2Q 2020)The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2021 results: Revenue: US$84.5m (down 28% from 2Q 2020). Net loss: US$3.05m (down 119% from profit in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 55% per year but the company’s share price has fallen by 28% per year, which means it is significantly lagging earnings.Executive Departure • May 12Independent Director has left the companyOn the 8th of May, Robert Johnson's tenure as Independent Director ended after 7.0 years in the role. As of December 2020, Robert personally held 82.94k shares (€255k worth at the time). A total of 2 executives have left over the last 12 months.Reported Earnings • May 09First quarter 2021 earnings released: EPS US$0.35 (vs US$0.18 in 1Q 2020)The company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: US$89.7m (down 45% from 1Q 2020). Net income: US$12.7m (up 61% from 1Q 2020). Profit margin: 14% (up from 4.9% in 1Q 2020). Over the last 3 years on average, earnings per share has increased by 73% per year but the company’s share price has fallen by 24% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Jan 14New 90-day high: €3.90The company is up 63% from its price of €2.40 on 16 October 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 32% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.31 per share.Valuation Update With 7 Day Price Move • Jan 14Investor sentiment improved over the past weekAfter last week's 17% share price gain to US$3.90, the stock is trading at a trailing P/E ratio of 3.7x, up from the previous P/E ratio of 3.1x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 1.5%.Valuation Update With 7 Day Price Move • Dec 29Investor sentiment improved over the past weekAfter last week's 18% share price gain to US$3.48, the stock is trading at a trailing P/E ratio of 3.4x, up from the previous P/E ratio of 2.9x. This compares to an average P/E of 13x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 11%.Valuation Update With 7 Day Price Move • Dec 22Investor sentiment improved over the past weekAfter last week's 23% share price gain to US$3.04, the stock is trading at a trailing P/E ratio of 2.7x, up from the previous P/E ratio of 2.2x. This compares to an average P/E of 13x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 24%.Is New 90 Day High Low • Dec 18New 90-day high: €2.68The company is up 25% from its price of €2.14 on 18 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 6.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.92 per share.Reported Earnings • Nov 11Third quarter 2020 earnings released: EPS US$0.41The company reported a decent third quarter result with improved earnings and profit margins, although revenues were weaker. Third quarter 2020 results: Revenue: US$94.2m (down 51% from 3Q 2019). Net income: US$16.6m (up 249% from 3Q 2019). Profit margin: 18% (up from 2.5% in 3Q 2019). The increase in margin was driven by lower expenses.Analyst Estimate Surprise Post Earnings • Nov 11Revenue misses expectationsRevenue missed analyst estimates by 9.0%. Over the next year, revenue is expected to shrink by 26% compared to a 22% growth forecast for the Consumer Finance industry in Germany.Valuation Update With 7 Day Price Move • Oct 12Market bids up stock over the past weekAfter last week's 16% share price gain to US$2.64, the stock is trading at a trailing P/E ratio of 3.5x, up from the previous P/E ratio of 3x. This compares to an average P/E of 9x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 33%.Is New 90 Day High Low • Oct 12New 90-day high: €2.64The company is up 68% from its price of €1.57 on 14 July 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.31 per share.業績と収益の成長予測DB:0EV - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20234988N/AN/A212/31/2022489-44N/AN/A29/30/2022497-68140162N/A6/30/2022484-64154176N/A3/31/2022451-60154174N/A12/31/2021417-34140156N/A9/30/2021378-6130144N/A6/30/202135922133146N/A3/31/202139341152166N/A12/31/202046536201217N/A9/30/202053945269285N/A6/30/202060931313331N/A3/31/202064123333349N/A12/31/201963926345363N/A9/30/201968226347368N/A6/30/201971919345370N/A3/31/201975314348376N/A12/31/201866414341362N/A9/30/2018773-4331356N/A6/30/20187441315336N/A3/31/20187101301320N/A12/31/2017673-7292309N/A9/30/20176491268283N/A6/30/2017630-16253265N/A3/31/2017606-26254264N/A12/31/2016580-22240249N/A9/30/2016545-18215225N/A6/30/2016511-17N/A198N/A3/31/2016475-15N/A165N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 0EV今後 3 年間、利益が出ない状態が続くと予測されています。収益対市場: 0EV今後 3 年間、利益が出ない状態が続くと予測されています。高成長収益: 0EV今後 3 年間、利益が出ない状態が続くと予測されています。収益対市場: 0EVの収益 ( 1% ) German市場 ( 6.5% ) よりも低い成長が予測されています。高い収益成長: 0EVの収益 ( 1% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 0EVの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2023/03/01 06:28終値2023/02/28 00:00収益2022/09/30年間収益2021/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Elevate Credit, Inc. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。8 アナリスト機関Giuliano Anderes BolognaBTIGDavid ScharfCitizens JMP Securities, LLCJohn HechtJefferies LLC5 その他のアナリストを表示
お知らせ • Jan 28Elevate Credit, Inc. Eliminates the Position of Chief Operating Officer, Scott GreeverOn January 24, 2023, Elevate Credit, Inc. announced senior leadership restructuring plans contingent upon the closing of the previously announced transaction. As a part of that restructuring, the Chief Operating Officer position held by Scott Greever is being eliminated. Scott has overseen the operations and development of all major products at Elevate.
Reported Earnings • Nov 11Third quarter 2022 earnings released: US$0.48 loss per share (vs US$0.33 loss in 3Q 2021)Third quarter 2022 results: US$0.48 loss per share (further deteriorated from US$0.33 loss in 3Q 2021). Revenue: US$125.6m (up 11% from 3Q 2021). Net loss: US$15.0m (loss widened 37% from 3Q 2021). Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 8.2% growth forecast for the Consumer Finance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 67 percentage points per year, which is a significant difference in performance.
Reported Earnings • Aug 11Second quarter 2022 earnings released: US$0.21 loss per share (vs US$0.087 loss in 2Q 2021)Second quarter 2022 results: US$0.21 loss per share (down from US$0.087 loss in 2Q 2021). Revenue: US$117.6m (up 39% from 2Q 2021). Net loss: US$6.55m (loss widened 115% from 2Q 2021). Over the next year, revenue is forecast to grow 7.7%, compared to a 21% growth forecast for the industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 68 percentage points per year, which is a significant difference in performance.
Recent Insider Transactions • May 20Chief Strategy Officer recently bought €95k worth of stockOn the 18th of May, Christopher Lutes bought around 41k shares on-market at roughly €2.31 per share. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.
Reported Earnings • May 06First quarter 2022 earnings released: US$0.44 loss per share (vs US$0.35 profit in 1Q 2021)First quarter 2022 results: US$0.44 loss per share (down from US$0.35 profit in 1Q 2021). Revenue: US$124.2m (up 39% from 1Q 2021). Net loss: US$13.9m (down 210% from profit in 1Q 2021). Over the next year, revenue is forecast to grow 22%, compared to a 81% growth forecast for the industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 52 percentage points per year, which is a significant difference in performance.
Reported Earnings • Feb 16Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: US$0.98 loss per share (down from US$0.89 profit in FY 2020). Revenue: US$416.6m (down 11% from FY 2020). Net loss: US$33.6m (down 193% from profit in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 45%, compared to a 100% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
Reported Earnings • Nov 04Third quarter 2021 earnings released: US$0.33 loss per share (vs US$0.41 profit in 3Q 2020)The company reported a soft third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$112.8m (up 20% from 3Q 2020). Net loss: US$11.0m (down 166% from profit in 3Q 2020). Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Oct 02Investor sentiment improved over the past weekAfter last week's 23% share price gain to €3.72, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 12x in the Consumer Finance industry in Europe. Total loss to shareholders of 40% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €7.29 per share.
Reported Earnings • Aug 05Second quarter 2021 earnings released: US$0.087 loss per share (vs US$0.38 profit in 2Q 2020)The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2021 results: Revenue: US$84.5m (down 28% from 2Q 2020). Net loss: US$3.05m (down 119% from profit in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 55% per year but the company’s share price has fallen by 28% per year, which means it is significantly lagging earnings.
Executive Departure • May 12Independent Director has left the companyOn the 8th of May, Robert Johnson's tenure as Independent Director ended after 7.0 years in the role. As of December 2020, Robert personally held 82.94k shares (€255k worth at the time). A total of 2 executives have left over the last 12 months.
Reported Earnings • May 09First quarter 2021 earnings released: EPS US$0.35 (vs US$0.18 in 1Q 2020)The company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: US$89.7m (down 45% from 1Q 2020). Net income: US$12.7m (up 61% from 1Q 2020). Profit margin: 14% (up from 4.9% in 1Q 2020). Over the last 3 years on average, earnings per share has increased by 73% per year but the company’s share price has fallen by 24% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Jan 14New 90-day high: €3.90The company is up 63% from its price of €2.40 on 16 October 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 32% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.31 per share.
Valuation Update With 7 Day Price Move • Jan 14Investor sentiment improved over the past weekAfter last week's 17% share price gain to US$3.90, the stock is trading at a trailing P/E ratio of 3.7x, up from the previous P/E ratio of 3.1x. This compares to an average P/E of 16x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 1.5%.
Valuation Update With 7 Day Price Move • Dec 29Investor sentiment improved over the past weekAfter last week's 18% share price gain to US$3.48, the stock is trading at a trailing P/E ratio of 3.4x, up from the previous P/E ratio of 2.9x. This compares to an average P/E of 13x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 11%.
Valuation Update With 7 Day Price Move • Dec 22Investor sentiment improved over the past weekAfter last week's 23% share price gain to US$3.04, the stock is trading at a trailing P/E ratio of 2.7x, up from the previous P/E ratio of 2.2x. This compares to an average P/E of 13x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 24%.
Is New 90 Day High Low • Dec 18New 90-day high: €2.68The company is up 25% from its price of €2.14 on 18 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 6.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.92 per share.
Reported Earnings • Nov 11Third quarter 2020 earnings released: EPS US$0.41The company reported a decent third quarter result with improved earnings and profit margins, although revenues were weaker. Third quarter 2020 results: Revenue: US$94.2m (down 51% from 3Q 2019). Net income: US$16.6m (up 249% from 3Q 2019). Profit margin: 18% (up from 2.5% in 3Q 2019). The increase in margin was driven by lower expenses.
Analyst Estimate Surprise Post Earnings • Nov 11Revenue misses expectationsRevenue missed analyst estimates by 9.0%. Over the next year, revenue is expected to shrink by 26% compared to a 22% growth forecast for the Consumer Finance industry in Germany.
Valuation Update With 7 Day Price Move • Oct 12Market bids up stock over the past weekAfter last week's 16% share price gain to US$2.64, the stock is trading at a trailing P/E ratio of 3.5x, up from the previous P/E ratio of 3x. This compares to an average P/E of 9x in the Consumer Finance industry in Europe. Total return to shareholders over the past year is a loss of 33%.
Is New 90 Day High Low • Oct 12New 90-day high: €2.64The company is up 68% from its price of €1.57 on 14 July 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.31 per share.