View ValuationWaFd 将来の成長Future 基準チェック /06WaFdは、1.1%と5.4%でそれぞれ年率1.1%で利益と収益が成長すると予測される一方、EPSはgrowで7.3%年率。主要情報1.1%収益成長率7.31%EPS成長率Banks 収益成長8.1%収益成長率5.4%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日05 May 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesDeclared Dividend • May 20Second quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 22nd May 2026 Payment date: 5th June 2026 Dividend yield will be 3.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 7.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 7.3% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • May 14Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on June 5, 2026The Board of Directors of WaFd, Inc. announced a regular cash dividend of 27 cents per share. The dividend will be paid June 5, 2026, to common shareholders of record as of May 22, 2026. This will be the Company’s 173 consecutive quarterly cash dividend.お知らせ • Apr 03WaFd, Inc. to Report Q2, 2026 Results on Apr 16, 2026WaFd, Inc. announced that they will report Q2, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 16, 2026お知らせ • Feb 05WaFd, Inc. Announces Board and Committee ChangesOn February 3, 2026, Director Steven Singh notified WaFd, Inc. that he is resigning from the Board, effective, May 13, 2026. Mr. Singh has served as a director of the Company since 2018, and he currently serves on the Technology Committee of the Board. Mr. Singh’s decision to resign from the Board is for personal reasons. The Board has appointed Director Bradley Shuster to succeed Mr. Grant as the Chair of the Audit Committee of the Board.お知らせ • Feb 04WaFd, Inc. Announces Regular Cash Dividend, Payable on February 27, 2026The Board of Directors of WaFd, Inc. announced a regular cash dividend of 27 cents per share. The dividend will be paid February 27, 2026, to common shareholders of record as of February 13, 2026. This will be the Company’s 172 consecutive quarterly cash dividend.お知らせ • Jan 09WaFd, Inc. Appoints Colin Murphy as Regional President for Northern OregonWaFd, Inc. announced that Colin Murphy has joined the organization as Regional President for Northern Oregon. In this role, Murphy will lead the bank’s commercial and retail banking strategy across the region, with a focus on client relationships, team development, and community engagement. Murphy brings more than 22 years of banking experience to WaFd Bank, including over 15 years dedicated to commercial banking. Most recently, he led a commercial banking team at BMO/Bank of the West, overseeing key markets across Portland, Seattle, and Boise. His leadership experience spans relationship management, market growth, and creating empowered, result-oriented teams in competitive markets. Murphy is known for his relationship-based leadership style and commitment to community impact, with a focus on lasting partnerships, local business support, and team development. Outside of work, Murphy enjoys spending time with his wife, Malinda, and their two children, Addie (10) and Jaxson (6). In his free time, he volunteers for the Board of Directors for Campfire Columbia, where he serves on the finance committee. He can often be found on the golf course, coaching youth softball and baseball, hiking, or traveling with his family.お知らせ • Jan 06WaFd, Inc. to Report Q1, 2026 Results on Jan 15, 2026WaFd, Inc. announced that they will report Q1, 2026 results After-Market on Jan 15, 2026お知らせ • Dec 22WaFd, Inc., Annual General Meeting, Feb 03, 2026WaFd, Inc., Annual General Meeting, Feb 03, 2026.お知らせ • Nov 12Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on December 5, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid December 5, 2025, to common shareholders of record as of November 21, 2025. This will be the Company’s 171st consecutive quarterly cash dividend.お知らせ • Oct 17WaFd, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended September 30, 2025WaFd, Inc. reported net charge-offs for the fourth quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $1.0 million compared to $5.4 million the prior quarter.お知らせ • Oct 04WaFd, Inc. to Report Q4, 2025 Results on Oct 16, 2025WaFd, Inc. announced that they will report Q4, 2025 results After-Market on Oct 16, 2025お知らせ • Aug 13WaFd, Inc. Announces Regular Quarterly Cash Dividend, Payable on September 5, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid September 5, 2025, to common shareholders of record as of August 22, 2025. This will be the Company’s 170th consecutive quarterly cash dividend.お知らせ • Jul 03WaFd, Inc. to Report Q3, 2025 Results on Jul 17, 2025WaFd, Inc. announced that they will report Q3, 2025 results After-Market on Jul 17, 2025お知らせ • May 14Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on June 6, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid June 6, 2025, to common shareholders of record as of May 23, 2025.お知らせ • Apr 16WaFd, Inc. Reports Net Charge-Offs for the Second Quarter Ended March 31, 2025WaFd, Inc. reported net charge-offs for the second quarter ended March 31, 2025. Net charge-offs were $5,063,000 for the second fiscal quarter of 2025, compared to $231,000 for the prior quarter.お知らせ • Jan 22WaFd, Inc. and WaFd Bank Announces Transition of James Endrizzi from Executive Vice President and Chief Commercial Banker to Senior Vice President and Regional Director of Commercial Real Estate Banking for Utah and IdahoWaFd, Inc. and WaFd Bank announced that effective January 16, 2025, Mr. James Endrizzi, Executive Vice President and Chief Commercial Banker of WaFd, Inc. and WaFd Bank, will be transitioning to a new role as the Senior Vice President and Regional Director of Commercial Real Estate Banking for Utah and Idaho, where he will focus on commercial real estate lending in the Utah and Idaho regions. In connection with this change, Mr. Endrizzi will no longer sit on the Executive Management Committee of the Company and will no longer be an executive officer. Mr. Endrizzi’s duties as Chief Commercial Banker have been reassigned to other officers of the Bank.お知らせ • Dec 25WaFd, Inc., Annual General Meeting, Feb 11, 2025WaFd, Inc., Annual General Meeting, Feb 11, 2025.Declared Dividend • Nov 15Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 22nd November 2024 Payment date: 6th December 2024 Dividend yield will be 2.8%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 13WaFd, Inc. Announces Cash Dividend, Payable on December 6, 2024WaFd, Inc. announced a regular cash dividend of 26 cents per share. The dividend will be paid December 6, 2024, to common shareholders of record as of November 22, 2024. This will be the Company’s 167th consecutive quarterly cash dividend.Valuation Update With 7 Day Price Move • Nov 12Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €35.20, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €65.42 per share.Recent Insider Transactions • Nov 08Executive VP & Chief Credit Officer recently sold €371k worth of stockOn the 4th of November, Ryan Mauer sold around 12k shares on-market at roughly €30.61 per share. This transaction amounted to 23% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €963k more than they bought in the last 12 months.Reported Earnings • Oct 18Full year 2024 earnings released: EPS: US$2.50 (vs US$3.72 in FY 2023)Full year 2024 results: EPS: US$2.50 (down from US$3.72 in FY 2023). Revenue: US$704.0m (flat on FY 2023). Net income: US$185.4m (down 24% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has increased by 3% per year.Declared Dividend • Aug 19Third quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 23rd August 2024 Payment date: 6th September 2024 Dividend yield will be 3.1%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (10% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 46% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Aug 14WaFd, Inc. Announces Cash Dividend, Payable on September 6, 2024The Board of Directors of WaFd, Inc. announced a regular cash dividend of 26 cents per share. The dividend will be paid September 6, 2024, to common shareholders of record as of August 23, 2024.Reported Earnings • Jul 17Third quarter 2024 earnings released: EPS: US$0.75 (vs US$0.89 in 3Q 2023)Third quarter 2024 results: EPS: US$0.75. Revenue: US$192.9m (up 11% from 3Q 2023). Net income: US$60.9m (up 4.8% from 3Q 2023). Profit margin: 32% (down from 33% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.Recent Insider Transactions • May 23Executive VP recently sold €368k worth of stockOn the 21st of May, Cathy Cooper sold around 14k shares on-market at roughly €26.27 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.Declared Dividend • May 20Second quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 23rd May 2024 Payment date: 7th June 2024 Dividend yield will be 3.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 58% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 23Second quarter 2024 earnings released: EPS: US$0.17 (vs US$0.95 in 2Q 2023)Second quarter 2024 results: EPS: US$0.17 (down from US$0.95 in 2Q 2023). Revenue: US$156.0m (down 14% from 2Q 2023). Net income: US$12.2m (down 80% from 2Q 2023). Profit margin: 7.8% (down from 34% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Board Change • Apr 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Brad Shuster was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.New Risk • Mar 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 25% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.お知らせ • Mar 01WaFd and WaFd Bank Appoints Bradley M. Shuster and M. Max Yzaguirre to Serve as DirectorsWaFd Inc. announced that Bradley M. Shuster and M. Max Yzaguirre, two former directors of Luther Burbank, were appointed to serve as directors of WaFd and WaFd Bank, in each case effective at March 1, 2024.Declared Dividend • Feb 19First quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 22nd February 2024 Payment date: 8th March 2024 Dividend yield will be 3.5%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 1.7% over the next year. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.お知らせ • Feb 14WaFd, Inc. Announces Quarterly Cash Dividend, Payable on March 8, 2024The Board of Directors of WaFd Inc. announced an increase to the regular quarterly cash dividend to 26 cents per share. The dividend will be paid March 8, 2024, to common shareholders of record as of February 23, 2024.お知らせ • Jan 31WaFd, Inc and Washington Federal Bank Announces Board AppointmentsWaFd Inc. and Washington Federal Bank announced that two directors from Luther Burbank to join the WaFd Inc. and WaFd Bank Boards of Directors. Mr. Brad Shuster and Mr. Max Yzaguirre will join the Boards following the closing of merger is expected to be completed by February 29, 2024.Reported Earnings • Jan 17First quarter 2024 earnings released: EPS: US$0.85 (vs US$1.16 in 1Q 2023)First quarter 2024 results: EPS: US$0.85 (down from US$1.16 in 1Q 2023). Revenue: US$166.4m (down 14% from 1Q 2023). Net income: US$54.8m (down 28% from 1Q 2023). Profit margin: 33% (down from 39% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Nov 22Full year 2023 earnings released: EPS: US$3.72 (vs US$3.40 in FY 2022)Full year 2023 results: EPS: US$3.72 (up from US$3.40 in FY 2022). Revenue: US$700.9m (up 6.5% from FY 2022). Net income: US$242.8m (up 9.5% from FY 2022). Profit margin: 35% (in line with FY 2022). Net interest margin (NIM): 3.40% (up from 3.16% in FY 2022). Cost-to-income ratio: 50.7% (down from 54.3% in FY 2022). Non-performing loans: 0.26% (up from 0.18% in FY 2022). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.お知らせ • Nov 15WaFd, Inc Announces Regular Quarterly Cash Dividend, Payable on December 8, 2023The Board of Directors of WaFd Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid December 8, 2023, to common shareholders of record as of November 24, 2023.Reported Earnings • Oct 18Full year 2023 earnings released: EPS: US$3.72 (vs US$3.40 in FY 2022)Full year 2023 results: EPS: US$3.72 (up from US$3.40 in FY 2022). Revenue: US$700.9m (up 6.5% from FY 2022). Net income: US$242.8m (up 9.5% from FY 2022). Profit margin: 35% (in line with FY 2022). Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.お知らせ • Aug 17Washington Federal, Inc. Announces Quarterly Cash Dividend, Payable on September 8, 2023The Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid September 8, 2023, to common shareholders of record as of August 25, 2023.Reported Earnings • Jul 16Third quarter 2023 earnings released: EPS: US$0.89 (vs US$0.91 in 3Q 2022)Third quarter 2023 results: EPS: US$0.89 (down from US$0.91 in 3Q 2022). Revenue: US$173.5m (up 3.4% from 3Q 2022). Net income: US$58.1m (down 2.5% from 3Q 2022). Profit margin: 34% (down from 36% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • May 14Independent Director recently bought €115k worth of stockOn the 11th of May, Randall Talbot bought around 5k shares on-market at roughly €23.06 per share. This transaction amounted to 9.6% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €646k more in shares than they bought in the last 12 months.お知らせ • May 11Washington Federal, Inc. Announces Not Stand for Reelection of Mark Tabbutt as DirectorWashington Federal, Inc. announced on May 5, 2023, Mark Tabbutt notified the company that he will not stand for reelection as a director of the company upon the expiration of his current term. Mr. Tabbutt has served as a director of the company since 2011 and his current term expires at the 2023 annual meeting of shareholders. Mr. Tabbutt intends to continue his service as a director of the company until the 2023 Annual Meeting which is expected to be held in or around February 2024. Mr. Tabbutt’s decision to let his term expire and not to stand for reelection at the 2023 Annual Meeting is for personal reasons and not related to any disagreement with the company or its management.お知らせ • May 10Washington Federal, Inc. Announces Quarterly Cash Dividend, Payable on June 2, 2023The Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid June 2, 2023, to common shareholders of record as of May 19, 2023.Reported Earnings • Apr 15Second quarter 2023 earnings released: EPS: US$0.95 (vs US$0.70 in 2Q 2022)Second quarter 2023 results: EPS: US$0.95 (up from US$0.70 in 2Q 2022). Revenue: US$181.6m (up 20% from 2Q 2022). Net income: US$62.3m (up 36% from 2Q 2022). Profit margin: 34% (up from 30% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Mar 12Independent Director recently bought €102k worth of stockOn the 10th of March, Randall Talbot bought around 4k shares on-market at roughly €29.16 per share. This transaction amounted to 7.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €807k more in shares than they bought in the last 12 months.お知らせ • Jan 27+ 1 more updateWashington Federal, Inc. and Washington Federal Bank President Brent Beardall Expected to Return Soon to Full-Time Duties from February 13, 2023Brent Beardall, President of Washington Federal, Inc. and Washington Federal Bank (dba WaFd Bank), continues to make significant progress recovering from a small plane crash in early January in Provo, Utah. Beardall, who is undergoing extensive physical therapy at the Rehabilitation Hospital at the University of Utah Health, expects to be discharged from the hospital on February 10, 2023, and return to his duties at WaFd Bank full time beginning February 13, 2023.Recent Insider Transactions • Jan 20Chief Consumer Banker recently sold €475k worth of stockOn the 18th of January, Cathy Cooper sold around 15k shares on-market at roughly €31.66 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Cathy's only on-market trade for the last 12 months.Reported Earnings • Jan 13First quarter 2023 earnings released: EPS: US$1.16 (vs US$0.71 in 1Q 2022)First quarter 2023 results: EPS: US$1.16 (up from US$0.71 in 1Q 2022). Revenue: US$194.3m (up 28% from 1Q 2022). Net income: US$75.9m (up 63% from 1Q 2022). Profit margin: 39% (up from 31% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.お知らせ • Jan 04+ 1 more updateWashington Federal, Inc. Announces CEO ChangesOn January 2, 2023 Brent Beardall, President and CEO of Washington Federal, Inc., and its wholly owned subsidiary Washington Federal Bank, dba WaFd Bank, was on board a private plane that crashed in Provo, Utah. He was transported by ambulance to the hospital for surgery with multiple injuries, including broken bones and lacerations, and is expected to make a full recovery. Mr. Beardall will take a temporary leave of absence from his duties as President and CEO while he recovers from his injuries. Effective January 3, 2023, Executive Vice President and Chief Consumer Banker, Cathy Cooper, will temporarily assume Mr. Beardall’s duties as President and CEO during his recovery. Ms. Cooper, 57, joined WaFd Bank in 1996 and has served as an Executive Vice President of WaFd Bank overseeing retail banking and client experience since 2016. Ms. Cooper will not receive any additional compensation related to her assumption of Mr. Beardall’s duties during his absence.Reported Earnings • Nov 20Full year 2022 earnings released: EPS: US$3.40 (vs US$2.39 in FY 2021)Full year 2022 results: EPS: US$3.40 (up from US$2.39 in FY 2021). Revenue: US$658.0m (up 14% from FY 2021). Net income: US$221.7m (up 28% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (up from 2.80% in FY 2021). Cost-to-income ratio: 54.3% (down from 58.8% in FY 2021). Non-performing loans: 0.18% (down from 0.19% in FY 2021). Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Oct 21Investor sentiment improved over the past weekAfter last week's 17% share price gain to €38.00, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 28% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €73.33 per share.Reported Earnings • Oct 15Full year 2022 earnings released: EPS: US$3.40 (vs US$2.39 in FY 2021)Full year 2022 results: EPS: US$3.40 (up from US$2.39 in FY 2021). Revenue: US$658.0m (up 14% from FY 2021). Net income: US$221.7m (up 28% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (up from 2.80% in FY 2021). Cost-to-income ratio: 54.3% (down from 58.8% in FY 2021). Revenue is forecast to grow 9.7% p.a. on average during the next 2 years, compared to a 5.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year whereas the company’s share price has increased by 2% per year.Reported Earnings • Jul 15Third quarter 2022 earnings released: EPS: US$0.91 (vs US$0.61 in 3Q 2021)Third quarter 2022 results: EPS: US$0.91 (up from US$0.61 in 3Q 2021). Revenue: US$167.8m (up 17% from 3Q 2021). Net income: US$59.6m (up 36% from 3Q 2021). Profit margin: 36% (up from 30% in 3Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 9.3%, compared to a 14% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has fallen by 2% per year.Board Change • May 31High number of new directorsIndependent Director R. Bice was the last director to join the board, commencing their role in 2021.Upcoming Dividend • May 12Upcoming dividend of US$0.24 per shareEligible shareholders must have bought the stock before 19 May 2022. Payment date: 03 June 2022. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (4.2%). Lower than average of industry peers (6.7%).Reported Earnings • May 06Second quarter 2022 earnings released: EPS: US$0.70 (vs US$0.56 in 2Q 2021)Second quarter 2022 results: EPS: US$0.70 (up from US$0.56 in 2Q 2021). Revenue: US$151.2m (flat on 2Q 2021). Net income: US$45.7m (up 8.4% from 2Q 2021). Profit margin: 30% (up from 28% in 2Q 2021). Over the next year, revenue is forecast to grow 9.8%, compared to a 13% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has increased by 2% per year.Board Change • Apr 27High number of new directorsIndependent Director R. Bice was the last director to join the board, commencing their role in 2021.Reported Earnings • Apr 14Second quarter 2022 earnings released: EPS: US$0.70 (vs US$0.56 in 2Q 2021)Second quarter 2022 results: EPS: US$0.70 (up from US$0.56 in 2Q 2021). Revenue: US$151.2m (flat on 2Q 2021). Net income: US$45.7m (up 8.4% from 2Q 2021). Profit margin: 30% (up from 28% in 2Q 2021). Over the next year, revenue is forecast to grow 4.8%, compared to a 11% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has fallen by 1% per year.Recent Insider Transactions • Feb 12Executive VP & CFO recently sold €498k worth of stockOn the 10th of February, Vincent Beatty sold around 16k shares on-market at roughly €31.11 per share. In the last 3 months, there was an even bigger sale from another insider worth €556k. This was Vincent's only on-market trade for the last 12 months.Recent Insider Transactions • Jan 20Independent Chairman of the Board recently sold €556k worth of stockOn the 19th of January, Thomas Kelley sold around 17k shares on-market at roughly €32.70 per share. This was the largest sale by an insider in the last 3 months. This was Thomas' only on-market trade for the last 12 months.Reported Earnings • Jan 15First quarter 2022 earnings: EPS in line with analyst expectations despite revenue beatFirst quarter 2022 results: EPS: US$0.71 (up from US$0.51 in 1Q 2021). Revenue: US$152.3m (up 16% from 1Q 2021). Net income: US$46.6m (up 20% from 1Q 2021). Profit margin: 31% (up from 30% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.3%. Over the next year, revenue is forecast to grow 1.6%, compared to a 11% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.Reported Earnings • Nov 21Full year 2021 earnings released: EPS US$2.39 (vs US$2.26 in FY 2020)The company reported a mediocre full year result with weaker profit margins, although earnings were flat and revenues improved. Full year 2021 results: Revenue: US$579.0m (up 5.5% from FY 2020). Net income: US$173.6m (flat on FY 2020). Profit margin: 30% (down from 32% in FY 2020). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.80% (down from 2.93% in FY 2020). Cost-to-income ratio: 58.8% (up from 56.7% in FY 2020). Non-performing loans: 0.19% (down from 0.20% in FY 2020). Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.Reported Earnings • Oct 16Full year 2021 earnings released: EPS US$2.39 (vs US$2.26 in FY 2020)The company reported a mediocre full year result with weaker profit margins, although earnings were flat and revenues improved. Full year 2021 results: Revenue: US$579.0m (up 5.5% from FY 2020). Net income: US$173.6m (flat on FY 2020). Profit margin: 30% (down from 32% in FY 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.Board Change • Aug 02High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Director Shawn Bice was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Jul 16Third quarter 2021 earnings released: EPS US$0.61 (vs US$0.46 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$143.8m (up 20% from 3Q 2020). Net income: US$43.8m (up 26% from 3Q 2020). Profit margin: 30% (up from 29% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 4% per year.Reported Earnings • May 06Second quarter 2021 earnings released: EPS US$0.56 (vs US$0.47 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$152.3m (up 9.2% from 2Q 2020). Net income: US$42.1m (up 16% from 2Q 2020). Profit margin: 28% (up from 26% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has increased by 1% per year.お知らせ • Apr 29Washington Federal, Inc. Declares Regular Quarterly Cash Dividend, Payable on May 21, 2021On April 27, 2021, the Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 23 cents per share. The dividend will be paid May 21st, 2021 to common shareholders of record as of May 7th, 2021. This will be Washington Federal’s 153rd consecutive quarterly cash dividend.Reported Earnings • Apr 15Second quarter 2021 earnings released: EPS US$0.56 (vs US$0.49 in 2Q 2020)The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: US$138.2m (down 2.3% from 2Q 2020). Net income: US$42.1m (up 11% from 2Q 2020). Profit margin: 31% (up from 27% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has remained flat.Is New 90 Day High Low • Feb 26New 90-day high: €25.20The company is up 24% from its price of €20.40 on 27 November 2020. The German market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €34.55 per share.Is New 90 Day High Low • Feb 10New 90-day high: €24.80The company is up 28% from its price of €19.40 on 11 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €36.35 per share.Reported Earnings • Feb 01First quarter 2021 earnings released: EPS US$0.51 (vs US$0.84 in 1Q 2020)The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$131.4m (down 21% from 1Q 2020). Net income: US$39.0m (down 41% from 1Q 2020). Profit margin: 30% (down from 39% in 1Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.Analyst Estimate Surprise Post Earnings • Feb 01Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to grow 6.3%, compared to a 39% growth forecast for the Mortgage industry in Germany.Analyst Estimate Surprise Post Earnings • Jan 21Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to grow 6.3%, compared to a 38% growth forecast for the Mortgage industry in Germany.Analyst Estimate Surprise Post Earnings • Jan 20Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to grow 6.5%, compared to a 39% growth forecast for the Mortgage industry in Germany.Analyst Estimate Surprise Post Earnings • Jan 18Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to stay flat compared to a 39% growth forecast for the Mortgage industry in Germany.Analyst Estimate Surprise Post Earnings • Jan 16Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to stay flat compared to a 39% growth forecast for the Mortgage industry in Germany.Reported Earnings • Jan 15First quarter 2021 earnings released: EPS US$0.51The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$131.4m (down 21% from 1Q 2020). Net income: US$39.0m (down 41% from 1Q 2020). Profit margin: 30% (down from 39% in 1Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Jan 07New 90-day high: €22.20The company is up 14% from its price of €19.40 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 23% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €25.99 per share.Analyst Estimate Surprise Post Earnings • Nov 26Revenue beats expectationsRevenue exceeded analyst estimates by 3.7%. Over the next year, revenue is expected to shrink by 4.5% compared to a 45% growth forecast for the Mortgage industry in Germany.Reported Earnings • Nov 26Full year 2020 earnings released: EPS US$2.26The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$534.7m (down 1.9% from FY 2019). Net income: US$173.4m (down 18% from FY 2019). Profit margin: 32% (down from 39% in FY 2019). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Nov 16New 90-day high: €21.00The company is up 3.0% from its price of €20.40 on 18 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €27.09 per share.Reported Earnings • Oct 16Full year earnings released - EPS €2.26Over the last 12 months the company has reported total profits of US$173.4m, down 18% from the prior year. Total revenue was US$534.7m over the last 12 months, down 1.9% from the prior year. Profit margins were 32%, which is lower than the 39% margin from last year. The decrease in margin was primarily driven by higher expenses.Analyst Estimate Surprise Post Earnings • Oct 16Annual earnings released: Revenue beats expectationsAnnual revenue exceeded analyst estimates by 3.7% at US$556.5m. Revenue is forecast to stay flat over the next year, compared to a 43% growth forecast for the Mortgage industry in Germany.業績と収益の成長予測DB:WAO - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数9/30/2027817242N/AN/A49/30/2026788243N/AN/A43/31/2026751238217255N/A12/31/2025734228215248N/A9/30/2025718211208237N/A6/30/2025721212252276N/A3/31/2025730215257281N/A12/31/2024709174355378N/A9/30/2024704185415439N/A6/30/2024667174404425N/A3/31/2024647172360382N/A12/31/2023673222237258N/A9/30/2023701243199214N/A6/30/2023736266214228N/A3/31/2023730268285296N/A12/31/2022700251296308N/A9/30/2022658222257268N/A6/30/2022623201223236N/A3/31/2022599185178193N/A12/31/2021600181223247N/A9/30/2021579174285314N/A6/30/2021547159271305N/A3/31/2021523150279320N/A12/31/2020510145152187N/A9/30/2020549173135167N/A6/30/2020568191150177N/A3/31/2020584210156176N/A12/31/2019576225N/A247N/A9/30/2019545210N/A234N/A6/30/2019543209N/A219N/A3/31/2019539207N/A179N/A12/31/2018538205N/A193N/A9/30/2018522204N/A191N/A6/30/2018514198N/A198N/A3/31/2018505191N/A216N/A12/31/2017494184N/A196N/A9/30/2017486174N/A180N/A6/30/2017478172N/A175N/A3/31/2017472171N/A170N/A12/31/2016471170N/A196N/A9/30/2016474164N/A222N/A6/30/2016471162N/A240N/A3/31/2016477158N/A219N/A12/31/2015475157N/A193N/A9/30/2015476160N/A143N/A6/30/2015474158N/A152N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: WAOの予測収益成長率 (年間1.1% ) は 貯蓄率 ( 1.9% ) を下回っています。収益対市場: WAOの収益 ( 1.1% ) German市場 ( 17% ) よりも低い成長が予測されています。高成長収益: WAOの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: WAOの収益 ( 5.4% ) German市場 ( 6.8% ) よりも低い成長が予測されています。高い収益成長: WAOの収益 ( 5.4% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: WAOの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 22:19終値2026/05/21 00:00収益2026/03/31年間収益2025/09/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋WaFd, Inc. 4 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。17 アナリスト機関Bruce HartingBarclaysMichael DianaCantor Fitzgerald & Co.Jeffrey RulisD.A. Davidson & Co.14 その他のアナリストを表示
Declared Dividend • May 20Second quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 22nd May 2026 Payment date: 5th June 2026 Dividend yield will be 3.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 7.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 7.3% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 14Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on June 5, 2026The Board of Directors of WaFd, Inc. announced a regular cash dividend of 27 cents per share. The dividend will be paid June 5, 2026, to common shareholders of record as of May 22, 2026. This will be the Company’s 173 consecutive quarterly cash dividend.
お知らせ • Apr 03WaFd, Inc. to Report Q2, 2026 Results on Apr 16, 2026WaFd, Inc. announced that they will report Q2, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 16, 2026
お知らせ • Feb 05WaFd, Inc. Announces Board and Committee ChangesOn February 3, 2026, Director Steven Singh notified WaFd, Inc. that he is resigning from the Board, effective, May 13, 2026. Mr. Singh has served as a director of the Company since 2018, and he currently serves on the Technology Committee of the Board. Mr. Singh’s decision to resign from the Board is for personal reasons. The Board has appointed Director Bradley Shuster to succeed Mr. Grant as the Chair of the Audit Committee of the Board.
お知らせ • Feb 04WaFd, Inc. Announces Regular Cash Dividend, Payable on February 27, 2026The Board of Directors of WaFd, Inc. announced a regular cash dividend of 27 cents per share. The dividend will be paid February 27, 2026, to common shareholders of record as of February 13, 2026. This will be the Company’s 172 consecutive quarterly cash dividend.
お知らせ • Jan 09WaFd, Inc. Appoints Colin Murphy as Regional President for Northern OregonWaFd, Inc. announced that Colin Murphy has joined the organization as Regional President for Northern Oregon. In this role, Murphy will lead the bank’s commercial and retail banking strategy across the region, with a focus on client relationships, team development, and community engagement. Murphy brings more than 22 years of banking experience to WaFd Bank, including over 15 years dedicated to commercial banking. Most recently, he led a commercial banking team at BMO/Bank of the West, overseeing key markets across Portland, Seattle, and Boise. His leadership experience spans relationship management, market growth, and creating empowered, result-oriented teams in competitive markets. Murphy is known for his relationship-based leadership style and commitment to community impact, with a focus on lasting partnerships, local business support, and team development. Outside of work, Murphy enjoys spending time with his wife, Malinda, and their two children, Addie (10) and Jaxson (6). In his free time, he volunteers for the Board of Directors for Campfire Columbia, where he serves on the finance committee. He can often be found on the golf course, coaching youth softball and baseball, hiking, or traveling with his family.
お知らせ • Jan 06WaFd, Inc. to Report Q1, 2026 Results on Jan 15, 2026WaFd, Inc. announced that they will report Q1, 2026 results After-Market on Jan 15, 2026
お知らせ • Dec 22WaFd, Inc., Annual General Meeting, Feb 03, 2026WaFd, Inc., Annual General Meeting, Feb 03, 2026.
お知らせ • Nov 12Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on December 5, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid December 5, 2025, to common shareholders of record as of November 21, 2025. This will be the Company’s 171st consecutive quarterly cash dividend.
お知らせ • Oct 17WaFd, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended September 30, 2025WaFd, Inc. reported net charge-offs for the fourth quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $1.0 million compared to $5.4 million the prior quarter.
お知らせ • Oct 04WaFd, Inc. to Report Q4, 2025 Results on Oct 16, 2025WaFd, Inc. announced that they will report Q4, 2025 results After-Market on Oct 16, 2025
お知らせ • Aug 13WaFd, Inc. Announces Regular Quarterly Cash Dividend, Payable on September 5, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid September 5, 2025, to common shareholders of record as of August 22, 2025. This will be the Company’s 170th consecutive quarterly cash dividend.
お知らせ • Jul 03WaFd, Inc. to Report Q3, 2025 Results on Jul 17, 2025WaFd, Inc. announced that they will report Q3, 2025 results After-Market on Jul 17, 2025
お知らせ • May 14Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on June 6, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid June 6, 2025, to common shareholders of record as of May 23, 2025.
お知らせ • Apr 16WaFd, Inc. Reports Net Charge-Offs for the Second Quarter Ended March 31, 2025WaFd, Inc. reported net charge-offs for the second quarter ended March 31, 2025. Net charge-offs were $5,063,000 for the second fiscal quarter of 2025, compared to $231,000 for the prior quarter.
お知らせ • Jan 22WaFd, Inc. and WaFd Bank Announces Transition of James Endrizzi from Executive Vice President and Chief Commercial Banker to Senior Vice President and Regional Director of Commercial Real Estate Banking for Utah and IdahoWaFd, Inc. and WaFd Bank announced that effective January 16, 2025, Mr. James Endrizzi, Executive Vice President and Chief Commercial Banker of WaFd, Inc. and WaFd Bank, will be transitioning to a new role as the Senior Vice President and Regional Director of Commercial Real Estate Banking for Utah and Idaho, where he will focus on commercial real estate lending in the Utah and Idaho regions. In connection with this change, Mr. Endrizzi will no longer sit on the Executive Management Committee of the Company and will no longer be an executive officer. Mr. Endrizzi’s duties as Chief Commercial Banker have been reassigned to other officers of the Bank.
お知らせ • Dec 25WaFd, Inc., Annual General Meeting, Feb 11, 2025WaFd, Inc., Annual General Meeting, Feb 11, 2025.
Declared Dividend • Nov 15Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 22nd November 2024 Payment date: 6th December 2024 Dividend yield will be 2.8%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 13WaFd, Inc. Announces Cash Dividend, Payable on December 6, 2024WaFd, Inc. announced a regular cash dividend of 26 cents per share. The dividend will be paid December 6, 2024, to common shareholders of record as of November 22, 2024. This will be the Company’s 167th consecutive quarterly cash dividend.
Valuation Update With 7 Day Price Move • Nov 12Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €35.20, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €65.42 per share.
Recent Insider Transactions • Nov 08Executive VP & Chief Credit Officer recently sold €371k worth of stockOn the 4th of November, Ryan Mauer sold around 12k shares on-market at roughly €30.61 per share. This transaction amounted to 23% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €963k more than they bought in the last 12 months.
Reported Earnings • Oct 18Full year 2024 earnings released: EPS: US$2.50 (vs US$3.72 in FY 2023)Full year 2024 results: EPS: US$2.50 (down from US$3.72 in FY 2023). Revenue: US$704.0m (flat on FY 2023). Net income: US$185.4m (down 24% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has increased by 3% per year.
Declared Dividend • Aug 19Third quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 23rd August 2024 Payment date: 6th September 2024 Dividend yield will be 3.1%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (10% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 46% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 14WaFd, Inc. Announces Cash Dividend, Payable on September 6, 2024The Board of Directors of WaFd, Inc. announced a regular cash dividend of 26 cents per share. The dividend will be paid September 6, 2024, to common shareholders of record as of August 23, 2024.
Reported Earnings • Jul 17Third quarter 2024 earnings released: EPS: US$0.75 (vs US$0.89 in 3Q 2023)Third quarter 2024 results: EPS: US$0.75. Revenue: US$192.9m (up 11% from 3Q 2023). Net income: US$60.9m (up 4.8% from 3Q 2023). Profit margin: 32% (down from 33% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.
Recent Insider Transactions • May 23Executive VP recently sold €368k worth of stockOn the 21st of May, Cathy Cooper sold around 14k shares on-market at roughly €26.27 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.
Declared Dividend • May 20Second quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 23rd May 2024 Payment date: 7th June 2024 Dividend yield will be 3.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 58% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 23Second quarter 2024 earnings released: EPS: US$0.17 (vs US$0.95 in 2Q 2023)Second quarter 2024 results: EPS: US$0.17 (down from US$0.95 in 2Q 2023). Revenue: US$156.0m (down 14% from 2Q 2023). Net income: US$12.2m (down 80% from 2Q 2023). Profit margin: 7.8% (down from 34% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Board Change • Apr 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Brad Shuster was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
New Risk • Mar 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 25% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
お知らせ • Mar 01WaFd and WaFd Bank Appoints Bradley M. Shuster and M. Max Yzaguirre to Serve as DirectorsWaFd Inc. announced that Bradley M. Shuster and M. Max Yzaguirre, two former directors of Luther Burbank, were appointed to serve as directors of WaFd and WaFd Bank, in each case effective at March 1, 2024.
Declared Dividend • Feb 19First quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 22nd February 2024 Payment date: 8th March 2024 Dividend yield will be 3.5%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 1.7% over the next year. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.
お知らせ • Feb 14WaFd, Inc. Announces Quarterly Cash Dividend, Payable on March 8, 2024The Board of Directors of WaFd Inc. announced an increase to the regular quarterly cash dividend to 26 cents per share. The dividend will be paid March 8, 2024, to common shareholders of record as of February 23, 2024.
お知らせ • Jan 31WaFd, Inc and Washington Federal Bank Announces Board AppointmentsWaFd Inc. and Washington Federal Bank announced that two directors from Luther Burbank to join the WaFd Inc. and WaFd Bank Boards of Directors. Mr. Brad Shuster and Mr. Max Yzaguirre will join the Boards following the closing of merger is expected to be completed by February 29, 2024.
Reported Earnings • Jan 17First quarter 2024 earnings released: EPS: US$0.85 (vs US$1.16 in 1Q 2023)First quarter 2024 results: EPS: US$0.85 (down from US$1.16 in 1Q 2023). Revenue: US$166.4m (down 14% from 1Q 2023). Net income: US$54.8m (down 28% from 1Q 2023). Profit margin: 33% (down from 39% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Nov 22Full year 2023 earnings released: EPS: US$3.72 (vs US$3.40 in FY 2022)Full year 2023 results: EPS: US$3.72 (up from US$3.40 in FY 2022). Revenue: US$700.9m (up 6.5% from FY 2022). Net income: US$242.8m (up 9.5% from FY 2022). Profit margin: 35% (in line with FY 2022). Net interest margin (NIM): 3.40% (up from 3.16% in FY 2022). Cost-to-income ratio: 50.7% (down from 54.3% in FY 2022). Non-performing loans: 0.26% (up from 0.18% in FY 2022). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
お知らせ • Nov 15WaFd, Inc Announces Regular Quarterly Cash Dividend, Payable on December 8, 2023The Board of Directors of WaFd Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid December 8, 2023, to common shareholders of record as of November 24, 2023.
Reported Earnings • Oct 18Full year 2023 earnings released: EPS: US$3.72 (vs US$3.40 in FY 2022)Full year 2023 results: EPS: US$3.72 (up from US$3.40 in FY 2022). Revenue: US$700.9m (up 6.5% from FY 2022). Net income: US$242.8m (up 9.5% from FY 2022). Profit margin: 35% (in line with FY 2022). Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
お知らせ • Aug 17Washington Federal, Inc. Announces Quarterly Cash Dividend, Payable on September 8, 2023The Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid September 8, 2023, to common shareholders of record as of August 25, 2023.
Reported Earnings • Jul 16Third quarter 2023 earnings released: EPS: US$0.89 (vs US$0.91 in 3Q 2022)Third quarter 2023 results: EPS: US$0.89 (down from US$0.91 in 3Q 2022). Revenue: US$173.5m (up 3.4% from 3Q 2022). Net income: US$58.1m (down 2.5% from 3Q 2022). Profit margin: 34% (down from 36% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • May 14Independent Director recently bought €115k worth of stockOn the 11th of May, Randall Talbot bought around 5k shares on-market at roughly €23.06 per share. This transaction amounted to 9.6% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €646k more in shares than they bought in the last 12 months.
お知らせ • May 11Washington Federal, Inc. Announces Not Stand for Reelection of Mark Tabbutt as DirectorWashington Federal, Inc. announced on May 5, 2023, Mark Tabbutt notified the company that he will not stand for reelection as a director of the company upon the expiration of his current term. Mr. Tabbutt has served as a director of the company since 2011 and his current term expires at the 2023 annual meeting of shareholders. Mr. Tabbutt intends to continue his service as a director of the company until the 2023 Annual Meeting which is expected to be held in or around February 2024. Mr. Tabbutt’s decision to let his term expire and not to stand for reelection at the 2023 Annual Meeting is for personal reasons and not related to any disagreement with the company or its management.
お知らせ • May 10Washington Federal, Inc. Announces Quarterly Cash Dividend, Payable on June 2, 2023The Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid June 2, 2023, to common shareholders of record as of May 19, 2023.
Reported Earnings • Apr 15Second quarter 2023 earnings released: EPS: US$0.95 (vs US$0.70 in 2Q 2022)Second quarter 2023 results: EPS: US$0.95 (up from US$0.70 in 2Q 2022). Revenue: US$181.6m (up 20% from 2Q 2022). Net income: US$62.3m (up 36% from 2Q 2022). Profit margin: 34% (up from 30% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Mar 12Independent Director recently bought €102k worth of stockOn the 10th of March, Randall Talbot bought around 4k shares on-market at roughly €29.16 per share. This transaction amounted to 7.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €807k more in shares than they bought in the last 12 months.
お知らせ • Jan 27+ 1 more updateWashington Federal, Inc. and Washington Federal Bank President Brent Beardall Expected to Return Soon to Full-Time Duties from February 13, 2023Brent Beardall, President of Washington Federal, Inc. and Washington Federal Bank (dba WaFd Bank), continues to make significant progress recovering from a small plane crash in early January in Provo, Utah. Beardall, who is undergoing extensive physical therapy at the Rehabilitation Hospital at the University of Utah Health, expects to be discharged from the hospital on February 10, 2023, and return to his duties at WaFd Bank full time beginning February 13, 2023.
Recent Insider Transactions • Jan 20Chief Consumer Banker recently sold €475k worth of stockOn the 18th of January, Cathy Cooper sold around 15k shares on-market at roughly €31.66 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Cathy's only on-market trade for the last 12 months.
Reported Earnings • Jan 13First quarter 2023 earnings released: EPS: US$1.16 (vs US$0.71 in 1Q 2022)First quarter 2023 results: EPS: US$1.16 (up from US$0.71 in 1Q 2022). Revenue: US$194.3m (up 28% from 1Q 2022). Net income: US$75.9m (up 63% from 1Q 2022). Profit margin: 39% (up from 31% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
お知らせ • Jan 04+ 1 more updateWashington Federal, Inc. Announces CEO ChangesOn January 2, 2023 Brent Beardall, President and CEO of Washington Federal, Inc., and its wholly owned subsidiary Washington Federal Bank, dba WaFd Bank, was on board a private plane that crashed in Provo, Utah. He was transported by ambulance to the hospital for surgery with multiple injuries, including broken bones and lacerations, and is expected to make a full recovery. Mr. Beardall will take a temporary leave of absence from his duties as President and CEO while he recovers from his injuries. Effective January 3, 2023, Executive Vice President and Chief Consumer Banker, Cathy Cooper, will temporarily assume Mr. Beardall’s duties as President and CEO during his recovery. Ms. Cooper, 57, joined WaFd Bank in 1996 and has served as an Executive Vice President of WaFd Bank overseeing retail banking and client experience since 2016. Ms. Cooper will not receive any additional compensation related to her assumption of Mr. Beardall’s duties during his absence.
Reported Earnings • Nov 20Full year 2022 earnings released: EPS: US$3.40 (vs US$2.39 in FY 2021)Full year 2022 results: EPS: US$3.40 (up from US$2.39 in FY 2021). Revenue: US$658.0m (up 14% from FY 2021). Net income: US$221.7m (up 28% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (up from 2.80% in FY 2021). Cost-to-income ratio: 54.3% (down from 58.8% in FY 2021). Non-performing loans: 0.18% (down from 0.19% in FY 2021). Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Oct 21Investor sentiment improved over the past weekAfter last week's 17% share price gain to €38.00, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 28% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €73.33 per share.
Reported Earnings • Oct 15Full year 2022 earnings released: EPS: US$3.40 (vs US$2.39 in FY 2021)Full year 2022 results: EPS: US$3.40 (up from US$2.39 in FY 2021). Revenue: US$658.0m (up 14% from FY 2021). Net income: US$221.7m (up 28% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (up from 2.80% in FY 2021). Cost-to-income ratio: 54.3% (down from 58.8% in FY 2021). Revenue is forecast to grow 9.7% p.a. on average during the next 2 years, compared to a 5.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year whereas the company’s share price has increased by 2% per year.
Reported Earnings • Jul 15Third quarter 2022 earnings released: EPS: US$0.91 (vs US$0.61 in 3Q 2021)Third quarter 2022 results: EPS: US$0.91 (up from US$0.61 in 3Q 2021). Revenue: US$167.8m (up 17% from 3Q 2021). Net income: US$59.6m (up 36% from 3Q 2021). Profit margin: 36% (up from 30% in 3Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 9.3%, compared to a 14% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has fallen by 2% per year.
Board Change • May 31High number of new directorsIndependent Director R. Bice was the last director to join the board, commencing their role in 2021.
Upcoming Dividend • May 12Upcoming dividend of US$0.24 per shareEligible shareholders must have bought the stock before 19 May 2022. Payment date: 03 June 2022. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (4.2%). Lower than average of industry peers (6.7%).
Reported Earnings • May 06Second quarter 2022 earnings released: EPS: US$0.70 (vs US$0.56 in 2Q 2021)Second quarter 2022 results: EPS: US$0.70 (up from US$0.56 in 2Q 2021). Revenue: US$151.2m (flat on 2Q 2021). Net income: US$45.7m (up 8.4% from 2Q 2021). Profit margin: 30% (up from 28% in 2Q 2021). Over the next year, revenue is forecast to grow 9.8%, compared to a 13% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has increased by 2% per year.
Board Change • Apr 27High number of new directorsIndependent Director R. Bice was the last director to join the board, commencing their role in 2021.
Reported Earnings • Apr 14Second quarter 2022 earnings released: EPS: US$0.70 (vs US$0.56 in 2Q 2021)Second quarter 2022 results: EPS: US$0.70 (up from US$0.56 in 2Q 2021). Revenue: US$151.2m (flat on 2Q 2021). Net income: US$45.7m (up 8.4% from 2Q 2021). Profit margin: 30% (up from 28% in 2Q 2021). Over the next year, revenue is forecast to grow 4.8%, compared to a 11% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has fallen by 1% per year.
Recent Insider Transactions • Feb 12Executive VP & CFO recently sold €498k worth of stockOn the 10th of February, Vincent Beatty sold around 16k shares on-market at roughly €31.11 per share. In the last 3 months, there was an even bigger sale from another insider worth €556k. This was Vincent's only on-market trade for the last 12 months.
Recent Insider Transactions • Jan 20Independent Chairman of the Board recently sold €556k worth of stockOn the 19th of January, Thomas Kelley sold around 17k shares on-market at roughly €32.70 per share. This was the largest sale by an insider in the last 3 months. This was Thomas' only on-market trade for the last 12 months.
Reported Earnings • Jan 15First quarter 2022 earnings: EPS in line with analyst expectations despite revenue beatFirst quarter 2022 results: EPS: US$0.71 (up from US$0.51 in 1Q 2021). Revenue: US$152.3m (up 16% from 1Q 2021). Net income: US$46.6m (up 20% from 1Q 2021). Profit margin: 31% (up from 30% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.3%. Over the next year, revenue is forecast to grow 1.6%, compared to a 11% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.
Reported Earnings • Nov 21Full year 2021 earnings released: EPS US$2.39 (vs US$2.26 in FY 2020)The company reported a mediocre full year result with weaker profit margins, although earnings were flat and revenues improved. Full year 2021 results: Revenue: US$579.0m (up 5.5% from FY 2020). Net income: US$173.6m (flat on FY 2020). Profit margin: 30% (down from 32% in FY 2020). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.80% (down from 2.93% in FY 2020). Cost-to-income ratio: 58.8% (up from 56.7% in FY 2020). Non-performing loans: 0.19% (down from 0.20% in FY 2020). Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.
Reported Earnings • Oct 16Full year 2021 earnings released: EPS US$2.39 (vs US$2.26 in FY 2020)The company reported a mediocre full year result with weaker profit margins, although earnings were flat and revenues improved. Full year 2021 results: Revenue: US$579.0m (up 5.5% from FY 2020). Net income: US$173.6m (flat on FY 2020). Profit margin: 30% (down from 32% in FY 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
Board Change • Aug 02High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Director Shawn Bice was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Jul 16Third quarter 2021 earnings released: EPS US$0.61 (vs US$0.46 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$143.8m (up 20% from 3Q 2020). Net income: US$43.8m (up 26% from 3Q 2020). Profit margin: 30% (up from 29% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 4% per year.
Reported Earnings • May 06Second quarter 2021 earnings released: EPS US$0.56 (vs US$0.47 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$152.3m (up 9.2% from 2Q 2020). Net income: US$42.1m (up 16% from 2Q 2020). Profit margin: 28% (up from 26% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has increased by 1% per year.
お知らせ • Apr 29Washington Federal, Inc. Declares Regular Quarterly Cash Dividend, Payable on May 21, 2021On April 27, 2021, the Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 23 cents per share. The dividend will be paid May 21st, 2021 to common shareholders of record as of May 7th, 2021. This will be Washington Federal’s 153rd consecutive quarterly cash dividend.
Reported Earnings • Apr 15Second quarter 2021 earnings released: EPS US$0.56 (vs US$0.49 in 2Q 2020)The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: US$138.2m (down 2.3% from 2Q 2020). Net income: US$42.1m (up 11% from 2Q 2020). Profit margin: 31% (up from 27% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has remained flat.
Is New 90 Day High Low • Feb 26New 90-day high: €25.20The company is up 24% from its price of €20.40 on 27 November 2020. The German market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €34.55 per share.
Is New 90 Day High Low • Feb 10New 90-day high: €24.80The company is up 28% from its price of €19.40 on 11 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €36.35 per share.
Reported Earnings • Feb 01First quarter 2021 earnings released: EPS US$0.51 (vs US$0.84 in 1Q 2020)The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$131.4m (down 21% from 1Q 2020). Net income: US$39.0m (down 41% from 1Q 2020). Profit margin: 30% (down from 39% in 1Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
Analyst Estimate Surprise Post Earnings • Feb 01Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to grow 6.3%, compared to a 39% growth forecast for the Mortgage industry in Germany.
Analyst Estimate Surprise Post Earnings • Jan 21Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to grow 6.3%, compared to a 38% growth forecast for the Mortgage industry in Germany.
Analyst Estimate Surprise Post Earnings • Jan 20Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to grow 6.5%, compared to a 39% growth forecast for the Mortgage industry in Germany.
Analyst Estimate Surprise Post Earnings • Jan 18Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to stay flat compared to a 39% growth forecast for the Mortgage industry in Germany.
Analyst Estimate Surprise Post Earnings • Jan 16Revenue beats expectationsRevenue exceeded analyst estimates by 5.9%. Over the next year, revenue is forecast to stay flat compared to a 39% growth forecast for the Mortgage industry in Germany.
Reported Earnings • Jan 15First quarter 2021 earnings released: EPS US$0.51The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$131.4m (down 21% from 1Q 2020). Net income: US$39.0m (down 41% from 1Q 2020). Profit margin: 30% (down from 39% in 1Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Jan 07New 90-day high: €22.20The company is up 14% from its price of €19.40 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 23% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €25.99 per share.
Analyst Estimate Surprise Post Earnings • Nov 26Revenue beats expectationsRevenue exceeded analyst estimates by 3.7%. Over the next year, revenue is expected to shrink by 4.5% compared to a 45% growth forecast for the Mortgage industry in Germany.
Reported Earnings • Nov 26Full year 2020 earnings released: EPS US$2.26The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$534.7m (down 1.9% from FY 2019). Net income: US$173.4m (down 18% from FY 2019). Profit margin: 32% (down from 39% in FY 2019). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Nov 16New 90-day high: €21.00The company is up 3.0% from its price of €20.40 on 18 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €27.09 per share.
Reported Earnings • Oct 16Full year earnings released - EPS €2.26Over the last 12 months the company has reported total profits of US$173.4m, down 18% from the prior year. Total revenue was US$534.7m over the last 12 months, down 1.9% from the prior year. Profit margins were 32%, which is lower than the 39% margin from last year. The decrease in margin was primarily driven by higher expenses.
Analyst Estimate Surprise Post Earnings • Oct 16Annual earnings released: Revenue beats expectationsAnnual revenue exceeded analyst estimates by 3.7% at US$556.5m. Revenue is forecast to stay flat over the next year, compared to a 43% growth forecast for the Mortgage industry in Germany.