View ValuationOP Bancorp 将来の成長Future 基準チェック /26OP Bancorpは、5.8%と10.2%でそれぞれ年率5.8%で利益と収益が成長すると予測される一方、EPSはgrowで5.3%年率。主要情報5.8%収益成長率5.34%EPS成長率Banks 収益成長8.2%収益成長率10.2%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日27 Apr 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • May 12OP Bancorp announced delayed 10-Q filingOn 05/11/2026, OP Bancorp announced that they will be unable to file their next 10-Q by the deadline required by the SEC.お知らせ • Apr 24OP Bancorp Declares Quarterly Cash Dividend, Payable on or About May 21, 2026OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.14 per share, representing a 17% increase from the prior quarterly dividend of $0.12 per share, on its common stock. The dividend is payable on or about May 21, 2026 to shareholders of record as of the close of business on May 7, 2026.お知らせ • Apr 17OP Bancorp, Annual General Meeting, May 28, 2026OP Bancorp, Annual General Meeting, May 28, 2026. Location: 1000 wilshire boulevard, suite 500, california 90017, los angeles United Statesお知らせ • Jan 23OP Bancorp Declares Quarterly Cash Dividend, Payable on or About February 19, 2026OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 19, 2026 to shareholders of record as of the close of business on February 5, 2026.お知らせ • Oct 24+ 1 more updateOP Bancorp Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025OP Bancorp reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $193,000 against $34,000 a year ago.お知らせ • Jul 25OP Bancorp Declares Quarterly Cash Dividend, Payable on or about August 21, 2025OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 21, 2025 to all shareholders of record as of the close of business on August 7, 2025.お知らせ • Jun 29Op Bancorp Approves Election of Ki Won Yoon as DirectorOn June 26, 2025, OP Bancorp held its 2025 annual meeting of shareholders and approved election of Ki Won Yoon as Director.お知らせ • May 19OP Bancorp, Annual General Meeting, Jun 26, 2025OP Bancorp, Annual General Meeting, Jun 26, 2025. Location: 1000 wilshire boulevard, suite 500, california 90017, los angeles United Statesお知らせ • Apr 25+ 1 more updateOP Bancorp Reports Net Charge-Offs for the First Quarter Ended March 31, 2025OP Bancorp reported net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported net charge-offs of $115,000 against $57,000 a year ago.お知らせ • Mar 18OP Bancorp announced delayed annual 10-K filingOn 03/17/2025, OP Bancorp announced that they will be unable to file their next 10-K by the deadline required by the SEC.お知らせ • Mar 05OP Bancorp and Open Bank Announce Chief Financial Officer ChangesOP Bancorp (the Company), the holding company for Open Bank (the Bank), announced the appointment of Jaehyun Park, age 53, the current Senior Vice President and Controller of the Company and the Bank, to succeed Ms. Christine Oh, age 57, as Executive Vice President and Chief Financial Officer of the Company and the Bank, effective as of March 3, 2025. Ms. Oh has served as Executive Vice President and Chief Financial Officer of the Bank since July 2010 and of the Company since its formation in March 2016. Ms. Oh has more than 34 years of banking experience. Mr. Park has served his current position since he joined the Bank in June 2014. Prior to joining the Bank, Mr. Park had served various roles in finance areas at Nara Bank (now Bank of Hope), headquartered in Los Angeles, California since April 2005. Mr. Park holds a Bachelor of Science in Economics from Korea University, South Korea, a Master of Science in Finance and a Juris Doctor from Suffolk University in Boston, Massachusetts.お知らせ • Mar 04OP Bancorp and Open Bank Announces Executive ChangesOP Bancorp announced that it has appointed Christine Oh, age 57, as Executive Vice President and Chief Operating Officer of the Company and the Bank, effective as of March 3, 2025. Ms. Oh has served as Executive Vice President and Chief Financial Officer of the Bank since July 2010 and of the Company since its formation in March 2016. Ms. Oh has more than 34 years of banking experience. The Company also announced the appointment of Jaehyun Park, age 53, the current Senior Vice President and Controller of the Company and the Bank, to succeed Ms. Oh as Executive Vice President and Chief Financial Officer of the Company and the Bank, effective as of March 3, 2025. Mr. Park has served his current position since he joined the Bank in June 2014. Prior to joining the Bank, Mr. Park had served various roles in finance areas at Nara Bank (now Bank of Hope), headquartered in Los Angeles, California since April 2005. Mr. Park holds a Bachelor of Science in Economics from Korea University, South Korea, a Master of Science in Finance and a Juris Doctor from Suffolk University in Boston, Massachusetts.お知らせ • Jan 24+ 1 more updateOP Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2024OP Bancorp reported Net charge-offs for the fourth quarter ended December 31, 2024. Net charge-offs were $23,000 or 0.00% of average loans in the fourth quarter of 2024, compared to net charge-offs of $34,000, or 0.01% of average loans in the third quarter of 2024 and net charge-offs of $161,000, or 0.04% of average loans in the fourth quarter of 2023.お知らせ • Dec 14Op Bancorp and Open Bank Announces Executive ChangesOP Bancorp and Open Bank announces that it has appointed Yeong Gwon Pak as the Executive Vice President and Chief Credit Officer of the Company and the Bank, effective December 30, 2024. Mr. Pak will succeed Sang Oh, who currently serves as Chief Credit Officer and who will succeed Ms. Min Kim as the Company’s Chief Executive Officer in accordance with its previously announced succession plans beginning in 2025. Mr. Pak, age 54, previously served as Senior Vice President and District Manager at Bank of Hope from July 2022 until his departure in December 2024. Prior to that he had served in various executive roles at Commonwealth Business Bank since June 2015, including, most recently, as Executive Vice President and Chief Lending Officer from June 2020 to June 2022. Mr. Pak has more than 20 years of banking experience in community banks throughout the greater Los Angeles area, and has a Bachelor of Arts in Molecular and Cellular Biology from the University of California, Berkeley.Declared Dividend • Nov 04Third quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 7th November 2024 Payment date: 21st November 2024 Dividend yield will be 3.4%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (35% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 16% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 22% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.37 (vs US$0.33 in 3Q 2023)Third quarter 2024 results: EPS: US$0.37 (up from US$0.33 in 3Q 2023). Revenue: US$20.3m (up 9.4% from 3Q 2023). Net income: US$5.44m (up 8.2% from 3Q 2023). Profit margin: 27% (in line with 3Q 2023). Revenue is forecast to grow 9.7% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.お知らせ • Oct 25OP Bancorp Declares Cash Dividend, Payable on or about November 21, 2024On October 24, 2024, OP Bancorp announced that its Board of Directors had declared a cash dividend of $0.12 per common share, payable on or about November 21, 2024, to holders of record as of November 7, 2024.お知らせ • Aug 24OP Bancorp Announces Executive Changes, Effective as of June 30, 2025OP Bancorp announced a number of expected personnel changes associated with the successful implementation of its leadership succession plan. These changes are to commence immediately and will be completed no later than June 30, 2025. Chief Executive Officer Min Kim has announced her retirement after more than forty years as a banking executive and nearly fifteen years as the President of the Company and the Bank. Ms. Kim’s retirement will be effective as of June 30, 2025. She will continue to serve as a director of the Company and the Bank and, following the Company’s Annual Meeting of Shareholders scheduled to occur in June 2025, she will become the Chair of the Board. In that role, Ms. Kim will succeed retiring Chairman Brian Choi, who will not stand for reelection to the Board at the 2025 Annual Meeting and who will assume the role of Chairman Emeritus.Recent Insider Transactions • Aug 18Insider recently sold €90k worth of stockOn the 15th of August, Ki Won Yoon sold around 8k shares on-market at roughly €11.19 per share. This transaction amounted to 15% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €44k more than they bought in the last 12 months.Declared Dividend • Aug 05Second quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 8th August 2024 Payment date: 22nd August 2024 Dividend yield will be 4.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 5.4% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.37 (vs US$0.39 in 2Q 2023)Second quarter 2024 results: EPS: US$0.37 (down from US$0.39 in 2Q 2023). Revenue: US$19.8m (down 5.3% from 2Q 2023). Net income: US$5.44m (down 8.9% from 2Q 2023). Profit margin: 28% (down from 29% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.お知らせ • Jul 26OP Bancorp Declares Quarterly Cash Dividend, Payable on or about August 22, 2024OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 22, 2024 to all shareholders of record as of the close of business on August 8, 2024.Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €10.10, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 42% over the past three years.お知らせ • May 19OP Bancorp, Annual General Meeting, Jun 27, 2024OP Bancorp, Annual General Meeting, Jun 27, 2024. Location: 1000 wilshire boulevard, suite 500, california 90017, los angeles United StatesDeclared Dividend • May 06First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 8th May 2024 Payment date: 23rd May 2024 Dividend yield will be 5.2%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 2.7% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 27OP Bancorp Declares Quarterly Cash Dividend, Payable on or About May 23, 2024OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about May 23, 2024 to all shareholders of record as of the close of business on May 9, 2024.New Risk • Apr 26New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.07% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.07% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Apr 26First quarter 2024 earnings released: EPS: US$0.35 (vs US$0.48 in 1Q 2023)First quarter 2024 results: EPS: US$0.35 (down from US$0.48 in 1Q 2023). Revenue: US$19.4m (down 14% from 1Q 2023). Net income: US$5.23m (down 29% from 1Q 2023). Profit margin: 27% (down from 33% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 7.0% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Reported Earnings • Apr 02Full year 2023 earnings released: EPS: US$1.55 (vs US$2.15 in FY 2022)Full year 2023 results: EPS: US$1.55 (down from US$2.15 in FY 2022). Revenue: US$81.2m (down 11% from FY 2022). Net income: US$23.4m (down 28% from FY 2022). Profit margin: 29% (down from 36% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.37% (down from 4.18% in FY 2022). Cost-to-income ratio: 57.6% (up from 47.4% in FY 2022). Non-performing loans: 0.34% (up from 0.12% in FY 2022). Revenue is forecast to grow 4.0% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Declared Dividend • Feb 05Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 7th February 2024 Payment date: 22nd February 2024 Dividend yield will be 4.6%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (30% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to decline by 7.5% over the next 2 years. However, it would need to fall by 66% to increase the payout ratio to a potentially unsustainable range.New Risk • Jan 29New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 4.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 4.6% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Jan 27Full year 2023 earnings released: EPS: US$1.58 (vs US$2.15 in FY 2022)Full year 2023 results: EPS: US$1.58 (down from US$2.15 in FY 2022). Revenue: US$81.2m (down 11% from FY 2022). Net income: US$23.9m (down 27% from FY 2022). Profit margin: 29% (down from 36% in FY 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.0% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 18% per year.お知らせ • Jan 26Op Bancorp Declares Quarterly Cash Dividend, Payable on or About February 22, 2024OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 22, 2024 to all shareholders of record as of the close of business on February 8, 2024.Valuation Update With 7 Day Price Move • Dec 21Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €9.85, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 87% over the past three years.Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.34 (vs US$0.56 in 3Q 2022)Third quarter 2023 results: EPS: US$0.34 (down from US$0.56 in 3Q 2022). Revenue: US$18.6m (down 24% from 3Q 2022). Net income: US$5.12m (down 40% from 3Q 2022). Profit margin: 28% (down from 35% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 28OP Bancorp Reports Net Charge Offs for the Third Quarter of 2023OP Bancorp reported net charge offs for the third quarter of 2023. For the quarter, the company reported Net charge-offs were $488,000 or 0.11% of average loans.お知らせ • Oct 27OP Bancorp Declares Quarterly Cash Dividend, Payable on or About November 23, 2023OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about November 23, 2023 to all shareholders of record as of the close of business on November 9, 2023.New Risk • Aug 01New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 18% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 18% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.40 (vs US$0.55 in 2Q 2022)Second quarter 2023 results: EPS: US$0.40 (down from US$0.55 in 2Q 2022). Revenue: US$20.9m (down 11% from 2Q 2022). Net income: US$6.09m (down 26% from 2Q 2022). Profit margin: 29% (down from 35% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 1.4% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.0%.お知らせ • Jul 29OP Bancorp Reports Net Charge Off for the Second Quarter Ended June 30, 2023OP Bancorp reported net charge off for the second quarter ended June 30, 2023. For the quarter, the company reported net charge-offs of $12,000.お知らせ • Jul 28OP Bancorp Declares Quarterly Cash Dividend, Payable on or About August 24, 2023OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 24, 2023 to all shareholders of record as of the close of business on August 10, 2023.Recent Insider Transactions • Jun 16Independent Director recently bought €51k worth of stockOn the 14th of June, Yong Shin bought around 6k shares on-market at roughly €7.83 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €56k. Insiders have collectively bought €3.3m more in shares than they have sold in the last 12 months.Recent Insider Transactions • Jun 07Independent Chairman of the Board recently bought €56k worth of stockOn the 2nd of June, Brian Choi bought around 7k shares on-market at roughly €7.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €279k. Brian has been a buyer over the last 12 months, purchasing a net total of €3.0m worth in shares.Recent Insider Transactions • May 23Independent Chairman of the Board recently sold €84k worth of stockOn the 19th of May, Brian Choi sold around 11k shares on-market at roughly €7.39 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite the recent sale, Brian has been a net buyer over the last 12 months, purchasing a net total of €3.0m worth of shares.Reported Earnings • Mar 19Full year 2022 earnings released: EPS: US$2.15 (vs US$1.89 in FY 2021)Full year 2022 results: EPS: US$2.15 (up from US$1.89 in FY 2021). Revenue: US$91.6m (up 20% from FY 2021). Net income: US$32.6m (up 14% from FY 2021). Profit margin: 36% (down from 37% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.18% (up from 4.02% in FY 2021). Cost-to-income ratio: 47.4% (up from 46.5% in FY 2021). Non-performing loans: 0.18% (down from 0.24% in FY 2021). Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in Europe.Reported Earnings • Mar 19Full year 2022 earnings released: EPS: US$2.15 (vs US$1.89 in FY 2021)Full year 2022 results: EPS: US$2.15 (up from US$1.89 in FY 2021). Revenue: US$91.6m (up 20% from FY 2021). Net income: US$32.6m (up 14% from FY 2021). Profit margin: 36% (down from 37% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.18% (up from 4.02% in FY 2021). Cost-to-income ratio: 47.4% (up from 46.5% in FY 2021). Non-performing loans: 0.18% (down from 0.24% in FY 2021). Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Mar 16Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €8.60, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 11x in the Mortgage industry in Europe. Total loss to shareholders of 27% over the past year.Recent Insider Transactions • Mar 16Independent Chairman of the Board recently bought €279k worth of stockOn the 13th of March, Brian Choi bought around 30k shares on-market at roughly €9.29 per share. This transaction amounted to 2.4% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €303k. Brian has been a buyer over the last 12 months, purchasing a net total of €3.1m worth in shares.Recent Insider Transactions • Feb 03Independent Chairman of the Board recently bought €104k worth of stockOn the 1st of February, Brian Choi bought around 10k shares on-market at roughly €10.39 per share. This trade did not impact their existing holding. In the last 3 months, there was an even bigger purchase from another insider worth €339k. Brian has been a buyer over the last 12 months, purchasing a net total of €3.0m worth in shares.お知らせ • Jan 28OP Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022OP Bancorp reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, Net charge-offs were $105,000 or 0.03% of average loans in the fourth quarter of 2022, compared to $168,000, or 0.05%, of average loans in the fourth quarter of 2021.Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$2.20 (vs US$1.89 in FY 2021)Full year 2022 results: EPS: US$2.20 (up from US$1.89 in FY 2021). Revenue: US$91.6m (up 20% from FY 2021). Net income: US$33.3m (up 17% from FY 2021). Profit margin: 36% (in line with FY 2021). Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 5.1% growth forecast for the Mortgage industry in Europe.お知らせ • Jan 27OP Bancorp Declares Quarterly Cash Dividend, Payable on or About February 23, 2023OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 23, 2023 to all shareholders of record as of the close of business on February 9, 2023.Recent Insider Transactions • Dec 08Independent Director recently bought €339k worth of stockOn the 6th of December, Ock Kim bought around 30k shares on-market at roughly €11.19 per share. This transaction amounted to 5.4% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €395k. Insiders have collectively bought €3.8m more in shares than they have sold in the last 12 months.Reported Earnings • Nov 18Third quarter 2022 earnings released: EPS: US$0.56 (vs US$0.54 in 3Q 2021)Third quarter 2022 results: EPS: US$0.56 (up from US$0.54 in 3Q 2021). Revenue: US$24.5m (up 17% from 3Q 2021). Net income: US$8.46m (up 3.9% from 3Q 2021). Profit margin: 35% (down from 39% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Mortgage industry in Europe.Board Change • Nov 18Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. 1 highly experienced director. Independent Director Ernest Dow was the last director to join the board, commencing their role in 2016. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Nov 04Independent Chairman of the Board recently bought €395k worth of stockOn the 2nd of November, Brian Choi bought around 35k shares on-market at roughly €11.38 per share. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €427k. Brian has been a buyer over the last 12 months, purchasing a net total of €2.6m worth in shares.Reported Earnings • Oct 28Third quarter 2022 earnings released: EPS: US$0.57 (vs US$0.54 in 3Q 2021)Third quarter 2022 results: EPS: US$0.57 (up from US$0.54 in 3Q 2021). Revenue: US$24.5m (up 17% from 3Q 2021). Net income: US$8.65m (up 6.3% from 3Q 2021). Profit margin: 35% (down from 39% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.0% p.a. on average during the next 3 years, compared to a 7.2% growth forecast for the Mortgage industry in Europe.お知らせ • Oct 28OP Bancorp Declares Quarterly Cash Dividend, Payable on or About November 24, 2022OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about November 24, 2022 to all shareholders of record as of the close of business on November 10, 2022.Recent Insider Transactions • Aug 31Independent Chairman of the Board recently bought €192k worth of stockOn the 29th of August, Brian Choi bought around 15k shares on-market at roughly €12.59 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €427k. Brian has been a buyer over the last 12 months, purchasing a net total of €2.1m worth in shares.Recent Insider Transactions • Aug 05Independent Chairman of the Board recently bought €123k worth of stockOn the 3rd of August, Brian Choi bought around 11k shares on-market at roughly €11.15 per share. In the last 3 months, they made an even bigger purchase worth €287k. Brian has been a buyer over the last 12 months, purchasing a net total of €1.2m worth in shares.Reported Earnings • Jul 30Second quarter 2022 earnings released: EPS: US$0.56 (vs US$0.42 in 2Q 2021)Second quarter 2022 results: EPS: US$0.56 (up from US$0.42 in 2Q 2021). Revenue: US$23.4m (up 31% from 2Q 2021). Net income: US$8.48m (up 34% from 2Q 2021). Profit margin: 36% (in line with 2Q 2021). Over the next year, revenue is forecast to grow 11%, compared to a 11% growth forecast for the industry in Germany.お知らせ • Jul 29OP Bancorp Declares Quarterly Cash Dividend, Payable on or About August 25, 2022OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 25, 2022 to all shareholders of record as of the close of business on August 11, 2022.Recent Insider Transactions • Jun 15Independent Chairman of the Board recently bought €130k worth of stockOn the 10th of June, Brian Choi bought around 12k shares on-market at roughly €10.96 per share. This was the largest purchase by an insider in the last 3 months. Brian has been a buyer over the last 12 months, purchasing a net total of €758k worth in shares.お知らせ • May 14OP Bancorp, Annual General Meeting, Jun 23, 2022OP Bancorp, Annual General Meeting, Jun 23, 2022, at 10:00 Pacific Daylight. Location: 1000 wilshire boulevard, suite 500, los angeles, california 90017. California United States Agenda: To elect 7 members of the board of directors, each for a term of one year; to ratify the selection of crowe llp as the company’s independent registered public accounting firm for the year ending december 31, 2022; and to consider other matters if any.Reported Earnings • Apr 30First quarter 2022 earnings released: EPS: US$0.54 (vs US$0.33 in 1Q 2021)First quarter 2022 results: EPS: US$0.54 (up from US$0.33 in 1Q 2021). Revenue: US$21.2m (up 40% from 1Q 2021). Net income: US$8.15m (up 62% from 1Q 2021). Profit margin: 39% (up from 33% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 15%, compared to a 11% growth forecast for the industry in Germany.Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 1 highly experienced director. Independent Director Ernest Dow was the last director to join the board, commencing their role in 2016. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Mar 09Independent Director recently bought €400k worth of stockOn the 7th of March, Ock Kim bought around 33k shares on-market at roughly €12.06 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.4m more in shares than they have sold in the last 12 months.Recent Insider Transactions • Mar 01Independent Director recently bought €78k worth of stockOn the 25th of February, Ock Kim bought around 7k shares on-market at roughly €11.50 per share. In the last 3 months, there was an even bigger purchase from another insider worth €301k. Insiders have collectively bought €993k more in shares than they have sold in the last 12 months.Recent Insider Transactions • Feb 14Independent Chairman of the Board recently bought €119k worth of stockOn the 10th of February, Brian Choi bought around 10k shares on-market at roughly €11.93 per share. This was the largest purchase by an insider in the last 3 months. Brian has been a buyer over the last 12 months, purchasing a net total of €223k worth in shares.Valuation Update With 7 Day Price Move • Feb 03Investor sentiment improved over the past weekAfter last week's 18% share price gain to €12.50, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 13x in the Mortgage industry in Europe. Total returns to shareholders of 105% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €24.83 per share.Reported Earnings • Jan 29Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$1.91 (up from US$0.85 in FY 2020). Revenue: US$76.5m (up 53% from FY 2020). Net income: US$28.9m (up 123% from FY 2020). Profit margin: 38% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.4%. Over the next year, revenue is forecast to grow 1.4%, compared to a 14% growth forecast for the banks industry in Germany.お知らせ • Jan 29OP Bancorp Announces Net Charge Offs for the Fourth Quarter Ended December 31, 2021OP Bancorp announced net charge offs for the fourth quarter ended December 31, 2021. Net charge-offs were $168,000 or 0.05% of average loans. In comparison, there were no net charge-offs recorded in the fourth quarter 2020.お知らせ • Jan 28OP Bancorp Declares Quarterly Cash Dividend, Payable on or About February 10, 2022OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.10 per share of its common stock. The dividend is payable on or about February 10, 2022 to all shareholders of record as of the close of business on February 24, 2022.Recent Insider Transactions • Dec 21Independent Director recently bought €55k worth of stockOn the 14th of December, Ock Kim bought around 5k shares on-market at roughly €11.08 per share. In the last 3 months, they made an even bigger purchase worth €873k. Insiders have collectively bought €399k more in shares than they have sold in the last 12 months.Recent Insider Transactions • Nov 07Independent Director recently bought €873k worth of stockOn the 3rd of November, Ock Kim bought around 80k shares on-market at roughly €10.91 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €147k more in shares than they have sold in the last 12 months.Valuation Update With 7 Day Price Move • Nov 05Investor sentiment improved over the past weekAfter last week's 21% share price gain to €10.80, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 9x in the Mortgage industry in Europe. Total returns to shareholders of 103% over the past year.Reported Earnings • Oct 30Third quarter 2021 earnings released: EPS US$0.55 (vs US$0.23 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$21.0m (up 61% from 3Q 2020). Net income: US$8.25m (up 132% from 3Q 2020). Profit margin: 39% (up from 27% in 3Q 2020). The increase in margin was driven by higher revenue.お知らせ • Jul 23OP Bancorp Reports Net Charge Offs for the Second Quarter Ended June 30, 2021OP Bancorp reported net charge offs for the second quarter ended June 30, 2021. For the quarter, the company's net charge-offs were $27,000.Reported Earnings • Jul 23Second quarter 2021 earnings released: EPS US$0.42 (vs US$0.16 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$17.9m (up 67% from 2Q 2020). Net income: US$6.38m (up 169% from 2Q 2020). Profit margin: 36% (up from 22% in 2Q 2020). The increase in margin was driven by higher revenue.お知らせ • Jun 28+ 8 more updatesOP Bancorp(NasdaqGM:OPBK) dropped from Russell 2000 Defensive IndexOP Bancorp(NasdaqGM:OPBK) dropped from Russell 2000 Defensive IndexReported Earnings • May 12First quarter 2021 earnings released: EPS US$0.33 (vs US$0.21 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$15.1m (up 19% from 1Q 2020). Net income: US$5.03m (up 55% from 1Q 2020). Profit margin: 33% (up from 26% in 1Q 2020). The increase in margin was driven by higher revenue.Reported Earnings • Apr 24First quarter 2021 earnings released: EPS US$0.34 (vs US$0.21 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$15.1m (up 19% from 1Q 2020). Net income: US$5.08m (up 57% from 1Q 2020). Profit margin: 34% (up from 26% in 1Q 2020). The increase in margin was driven by higher revenue.Reported Earnings • Mar 17Full year 2020 earnings released: EPS US$0.85 (vs US$1.04 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$50.2m (down 6.0% from FY 2019). Net income: US$12.9m (down 21% from FY 2019). Profit margin: 26% (down from 31% in FY 2019). Net interest margin (NIM): 3.72% (down from 4.19% in FY 2019). Cost-to-income ratio: 56.9% (down from 58.4% in FY 2019). Non-performing loans: 0.09% (down from 0.16% in FY 2019).Valuation Update With 7 Day Price Move • Mar 10Investor sentiment improved over the past weekAfter last week's 29% share price gain to US$9.96, the stock is trading at a trailing P/E ratio of 12.7x, up from the previous P/E ratio of 9.8x. This compares to an average P/E of 13x in the Mortgage industry in Europe.Is New 90 Day High Low • Feb 23New 90-day high: €7.70The company is up 25% from its price of €6.15 on 25 November 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €11.97 per share.Valuation Update With 7 Day Price Move • Feb 11Investor sentiment improved over the past weekAfter last week's 17% share price gain to US$7.37, the stock is trading at a trailing P/E ratio of 10.4x, up from the previous P/E ratio of 8.8x. This compares to an average P/E of 13x in the Mortgage industry in Europe.Is New 90 Day High Low • Feb 06New 90-day high: €6.76The company is up 24% from its price of €5.45 on 06 November 2020. The German market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 18% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.44 per share.Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$0.87 (vs US$1.04 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$50.2m (down 6.0% from FY 2019). Net income: US$13.2m (down 20% from FY 2019). Profit margin: 26% (down from 31% in FY 2019). Net interest margin (NIM): 3.72% (down from 4.19% in FY 2019).業績と収益の成長予測DB:OP3 - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202711230N/AN/A212/31/202610228N/AN/A23/31/202694272728N/A12/31/202591262326N/A9/30/202587232428N/A6/30/202584221417N/A3/31/202581213740N/A12/31/202479213031N/A9/30/202479212425N/A6/30/202477212627N/A3/31/202478211820N/A12/31/202381236668N/A9/30/202384267072N/A6/30/20239030101103N/A3/31/20239332115116N/A12/31/202292338284N/A9/30/20229234103105N/A6/30/202288333435N/A3/31/20228331-22-20N/A12/31/20217729-29-28N/A9/30/20216823-32-31N/A6/30/20216019-32-31N/A3/31/20215315-3-2N/A12/31/20205013-5-5N/A9/30/20205013-24-24N/A6/30/2020501489N/A3/31/202052151718N/A12/31/20195316N/A19N/A9/30/20195316N/A23N/A6/30/20195215N/A28N/A3/31/20195215N/A35N/A12/31/20184914N/A31N/A9/30/20184812N/A24N/A6/30/20184711N/A7N/A3/31/20184510N/A-6N/A12/31/2017439N/A-2N/A9/30/2017429N/AN/AN/A6/30/2017408N/AN/AN/A3/31/2017388N/AN/AN/A12/31/2016367N/A11N/A9/30/2016346N/AN/AN/A6/30/2016326N/AN/AN/A3/31/2016316N/AN/AN/A12/31/2015306N/A9N/A9/30/2015285N/AN/AN/A6/30/2015275N/AN/AN/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: OP3の予測収益成長率 (年間5.8% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: OP3の収益 ( 5.8% ) German市場 ( 17.1% ) よりも低い成長が予測されています。高成長収益: OP3の収益は増加すると予測されていますが、大幅には増加しません。収益対市場: OP3の収益 ( 10.2% ) German市場 ( 6.8% ) よりも速いペースで成長すると予測されています。高い収益成長: OP3の収益 ( 10.2% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: OP3の 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/22 06:05終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋OP Bancorp 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Gary TennerD.A. Davidson & Co.null nullD.A. Davidson & Co.Kelly MottaKeefe, Bruyette, & Woods
お知らせ • May 12OP Bancorp announced delayed 10-Q filingOn 05/11/2026, OP Bancorp announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
お知らせ • Apr 24OP Bancorp Declares Quarterly Cash Dividend, Payable on or About May 21, 2026OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.14 per share, representing a 17% increase from the prior quarterly dividend of $0.12 per share, on its common stock. The dividend is payable on or about May 21, 2026 to shareholders of record as of the close of business on May 7, 2026.
お知らせ • Apr 17OP Bancorp, Annual General Meeting, May 28, 2026OP Bancorp, Annual General Meeting, May 28, 2026. Location: 1000 wilshire boulevard, suite 500, california 90017, los angeles United States
お知らせ • Jan 23OP Bancorp Declares Quarterly Cash Dividend, Payable on or About February 19, 2026OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 19, 2026 to shareholders of record as of the close of business on February 5, 2026.
お知らせ • Oct 24+ 1 more updateOP Bancorp Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025OP Bancorp reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $193,000 against $34,000 a year ago.
お知らせ • Jul 25OP Bancorp Declares Quarterly Cash Dividend, Payable on or about August 21, 2025OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 21, 2025 to all shareholders of record as of the close of business on August 7, 2025.
お知らせ • Jun 29Op Bancorp Approves Election of Ki Won Yoon as DirectorOn June 26, 2025, OP Bancorp held its 2025 annual meeting of shareholders and approved election of Ki Won Yoon as Director.
お知らせ • May 19OP Bancorp, Annual General Meeting, Jun 26, 2025OP Bancorp, Annual General Meeting, Jun 26, 2025. Location: 1000 wilshire boulevard, suite 500, california 90017, los angeles United States
お知らせ • Apr 25+ 1 more updateOP Bancorp Reports Net Charge-Offs for the First Quarter Ended March 31, 2025OP Bancorp reported net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported net charge-offs of $115,000 against $57,000 a year ago.
お知らせ • Mar 18OP Bancorp announced delayed annual 10-K filingOn 03/17/2025, OP Bancorp announced that they will be unable to file their next 10-K by the deadline required by the SEC.
お知らせ • Mar 05OP Bancorp and Open Bank Announce Chief Financial Officer ChangesOP Bancorp (the Company), the holding company for Open Bank (the Bank), announced the appointment of Jaehyun Park, age 53, the current Senior Vice President and Controller of the Company and the Bank, to succeed Ms. Christine Oh, age 57, as Executive Vice President and Chief Financial Officer of the Company and the Bank, effective as of March 3, 2025. Ms. Oh has served as Executive Vice President and Chief Financial Officer of the Bank since July 2010 and of the Company since its formation in March 2016. Ms. Oh has more than 34 years of banking experience. Mr. Park has served his current position since he joined the Bank in June 2014. Prior to joining the Bank, Mr. Park had served various roles in finance areas at Nara Bank (now Bank of Hope), headquartered in Los Angeles, California since April 2005. Mr. Park holds a Bachelor of Science in Economics from Korea University, South Korea, a Master of Science in Finance and a Juris Doctor from Suffolk University in Boston, Massachusetts.
お知らせ • Mar 04OP Bancorp and Open Bank Announces Executive ChangesOP Bancorp announced that it has appointed Christine Oh, age 57, as Executive Vice President and Chief Operating Officer of the Company and the Bank, effective as of March 3, 2025. Ms. Oh has served as Executive Vice President and Chief Financial Officer of the Bank since July 2010 and of the Company since its formation in March 2016. Ms. Oh has more than 34 years of banking experience. The Company also announced the appointment of Jaehyun Park, age 53, the current Senior Vice President and Controller of the Company and the Bank, to succeed Ms. Oh as Executive Vice President and Chief Financial Officer of the Company and the Bank, effective as of March 3, 2025. Mr. Park has served his current position since he joined the Bank in June 2014. Prior to joining the Bank, Mr. Park had served various roles in finance areas at Nara Bank (now Bank of Hope), headquartered in Los Angeles, California since April 2005. Mr. Park holds a Bachelor of Science in Economics from Korea University, South Korea, a Master of Science in Finance and a Juris Doctor from Suffolk University in Boston, Massachusetts.
お知らせ • Jan 24+ 1 more updateOP Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2024OP Bancorp reported Net charge-offs for the fourth quarter ended December 31, 2024. Net charge-offs were $23,000 or 0.00% of average loans in the fourth quarter of 2024, compared to net charge-offs of $34,000, or 0.01% of average loans in the third quarter of 2024 and net charge-offs of $161,000, or 0.04% of average loans in the fourth quarter of 2023.
お知らせ • Dec 14Op Bancorp and Open Bank Announces Executive ChangesOP Bancorp and Open Bank announces that it has appointed Yeong Gwon Pak as the Executive Vice President and Chief Credit Officer of the Company and the Bank, effective December 30, 2024. Mr. Pak will succeed Sang Oh, who currently serves as Chief Credit Officer and who will succeed Ms. Min Kim as the Company’s Chief Executive Officer in accordance with its previously announced succession plans beginning in 2025. Mr. Pak, age 54, previously served as Senior Vice President and District Manager at Bank of Hope from July 2022 until his departure in December 2024. Prior to that he had served in various executive roles at Commonwealth Business Bank since June 2015, including, most recently, as Executive Vice President and Chief Lending Officer from June 2020 to June 2022. Mr. Pak has more than 20 years of banking experience in community banks throughout the greater Los Angeles area, and has a Bachelor of Arts in Molecular and Cellular Biology from the University of California, Berkeley.
Declared Dividend • Nov 04Third quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 7th November 2024 Payment date: 21st November 2024 Dividend yield will be 3.4%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (35% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 16% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 22% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.37 (vs US$0.33 in 3Q 2023)Third quarter 2024 results: EPS: US$0.37 (up from US$0.33 in 3Q 2023). Revenue: US$20.3m (up 9.4% from 3Q 2023). Net income: US$5.44m (up 8.2% from 3Q 2023). Profit margin: 27% (in line with 3Q 2023). Revenue is forecast to grow 9.7% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
お知らせ • Oct 25OP Bancorp Declares Cash Dividend, Payable on or about November 21, 2024On October 24, 2024, OP Bancorp announced that its Board of Directors had declared a cash dividend of $0.12 per common share, payable on or about November 21, 2024, to holders of record as of November 7, 2024.
お知らせ • Aug 24OP Bancorp Announces Executive Changes, Effective as of June 30, 2025OP Bancorp announced a number of expected personnel changes associated with the successful implementation of its leadership succession plan. These changes are to commence immediately and will be completed no later than June 30, 2025. Chief Executive Officer Min Kim has announced her retirement after more than forty years as a banking executive and nearly fifteen years as the President of the Company and the Bank. Ms. Kim’s retirement will be effective as of June 30, 2025. She will continue to serve as a director of the Company and the Bank and, following the Company’s Annual Meeting of Shareholders scheduled to occur in June 2025, she will become the Chair of the Board. In that role, Ms. Kim will succeed retiring Chairman Brian Choi, who will not stand for reelection to the Board at the 2025 Annual Meeting and who will assume the role of Chairman Emeritus.
Recent Insider Transactions • Aug 18Insider recently sold €90k worth of stockOn the 15th of August, Ki Won Yoon sold around 8k shares on-market at roughly €11.19 per share. This transaction amounted to 15% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €44k more than they bought in the last 12 months.
Declared Dividend • Aug 05Second quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 8th August 2024 Payment date: 22nd August 2024 Dividend yield will be 4.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 5.4% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.37 (vs US$0.39 in 2Q 2023)Second quarter 2024 results: EPS: US$0.37 (down from US$0.39 in 2Q 2023). Revenue: US$19.8m (down 5.3% from 2Q 2023). Net income: US$5.44m (down 8.9% from 2Q 2023). Profit margin: 28% (down from 29% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
お知らせ • Jul 26OP Bancorp Declares Quarterly Cash Dividend, Payable on or about August 22, 2024OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 22, 2024 to all shareholders of record as of the close of business on August 8, 2024.
Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €10.10, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 42% over the past three years.
お知らせ • May 19OP Bancorp, Annual General Meeting, Jun 27, 2024OP Bancorp, Annual General Meeting, Jun 27, 2024. Location: 1000 wilshire boulevard, suite 500, california 90017, los angeles United States
Declared Dividend • May 06First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 8th May 2024 Payment date: 23rd May 2024 Dividend yield will be 5.2%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 2.7% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 27OP Bancorp Declares Quarterly Cash Dividend, Payable on or About May 23, 2024OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about May 23, 2024 to all shareholders of record as of the close of business on May 9, 2024.
New Risk • Apr 26New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.07% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.07% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Apr 26First quarter 2024 earnings released: EPS: US$0.35 (vs US$0.48 in 1Q 2023)First quarter 2024 results: EPS: US$0.35 (down from US$0.48 in 1Q 2023). Revenue: US$19.4m (down 14% from 1Q 2023). Net income: US$5.23m (down 29% from 1Q 2023). Profit margin: 27% (down from 33% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 7.0% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Reported Earnings • Apr 02Full year 2023 earnings released: EPS: US$1.55 (vs US$2.15 in FY 2022)Full year 2023 results: EPS: US$1.55 (down from US$2.15 in FY 2022). Revenue: US$81.2m (down 11% from FY 2022). Net income: US$23.4m (down 28% from FY 2022). Profit margin: 29% (down from 36% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.37% (down from 4.18% in FY 2022). Cost-to-income ratio: 57.6% (up from 47.4% in FY 2022). Non-performing loans: 0.34% (up from 0.12% in FY 2022). Revenue is forecast to grow 4.0% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Declared Dividend • Feb 05Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 7th February 2024 Payment date: 22nd February 2024 Dividend yield will be 4.6%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (30% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to decline by 7.5% over the next 2 years. However, it would need to fall by 66% to increase the payout ratio to a potentially unsustainable range.
New Risk • Jan 29New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 4.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 4.6% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Jan 27Full year 2023 earnings released: EPS: US$1.58 (vs US$2.15 in FY 2022)Full year 2023 results: EPS: US$1.58 (down from US$2.15 in FY 2022). Revenue: US$81.2m (down 11% from FY 2022). Net income: US$23.9m (down 27% from FY 2022). Profit margin: 29% (down from 36% in FY 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.0% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 18% per year.
お知らせ • Jan 26Op Bancorp Declares Quarterly Cash Dividend, Payable on or About February 22, 2024OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 22, 2024 to all shareholders of record as of the close of business on February 8, 2024.
Valuation Update With 7 Day Price Move • Dec 21Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €9.85, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 87% over the past three years.
Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.34 (vs US$0.56 in 3Q 2022)Third quarter 2023 results: EPS: US$0.34 (down from US$0.56 in 3Q 2022). Revenue: US$18.6m (down 24% from 3Q 2022). Net income: US$5.12m (down 40% from 3Q 2022). Profit margin: 28% (down from 35% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 28OP Bancorp Reports Net Charge Offs for the Third Quarter of 2023OP Bancorp reported net charge offs for the third quarter of 2023. For the quarter, the company reported Net charge-offs were $488,000 or 0.11% of average loans.
お知らせ • Oct 27OP Bancorp Declares Quarterly Cash Dividend, Payable on or About November 23, 2023OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about November 23, 2023 to all shareholders of record as of the close of business on November 9, 2023.
New Risk • Aug 01New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 18% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 18% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.40 (vs US$0.55 in 2Q 2022)Second quarter 2023 results: EPS: US$0.40 (down from US$0.55 in 2Q 2022). Revenue: US$20.9m (down 11% from 2Q 2022). Net income: US$6.09m (down 26% from 2Q 2022). Profit margin: 29% (down from 35% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 1.4% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.0%.
お知らせ • Jul 29OP Bancorp Reports Net Charge Off for the Second Quarter Ended June 30, 2023OP Bancorp reported net charge off for the second quarter ended June 30, 2023. For the quarter, the company reported net charge-offs of $12,000.
お知らせ • Jul 28OP Bancorp Declares Quarterly Cash Dividend, Payable on or About August 24, 2023OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 24, 2023 to all shareholders of record as of the close of business on August 10, 2023.
Recent Insider Transactions • Jun 16Independent Director recently bought €51k worth of stockOn the 14th of June, Yong Shin bought around 6k shares on-market at roughly €7.83 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €56k. Insiders have collectively bought €3.3m more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Jun 07Independent Chairman of the Board recently bought €56k worth of stockOn the 2nd of June, Brian Choi bought around 7k shares on-market at roughly €7.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €279k. Brian has been a buyer over the last 12 months, purchasing a net total of €3.0m worth in shares.
Recent Insider Transactions • May 23Independent Chairman of the Board recently sold €84k worth of stockOn the 19th of May, Brian Choi sold around 11k shares on-market at roughly €7.39 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite the recent sale, Brian has been a net buyer over the last 12 months, purchasing a net total of €3.0m worth of shares.
Reported Earnings • Mar 19Full year 2022 earnings released: EPS: US$2.15 (vs US$1.89 in FY 2021)Full year 2022 results: EPS: US$2.15 (up from US$1.89 in FY 2021). Revenue: US$91.6m (up 20% from FY 2021). Net income: US$32.6m (up 14% from FY 2021). Profit margin: 36% (down from 37% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.18% (up from 4.02% in FY 2021). Cost-to-income ratio: 47.4% (up from 46.5% in FY 2021). Non-performing loans: 0.18% (down from 0.24% in FY 2021). Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in Europe.
Reported Earnings • Mar 19Full year 2022 earnings released: EPS: US$2.15 (vs US$1.89 in FY 2021)Full year 2022 results: EPS: US$2.15 (up from US$1.89 in FY 2021). Revenue: US$91.6m (up 20% from FY 2021). Net income: US$32.6m (up 14% from FY 2021). Profit margin: 36% (down from 37% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.18% (up from 4.02% in FY 2021). Cost-to-income ratio: 47.4% (up from 46.5% in FY 2021). Non-performing loans: 0.18% (down from 0.24% in FY 2021). Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Mar 16Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €8.60, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 11x in the Mortgage industry in Europe. Total loss to shareholders of 27% over the past year.
Recent Insider Transactions • Mar 16Independent Chairman of the Board recently bought €279k worth of stockOn the 13th of March, Brian Choi bought around 30k shares on-market at roughly €9.29 per share. This transaction amounted to 2.4% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €303k. Brian has been a buyer over the last 12 months, purchasing a net total of €3.1m worth in shares.
Recent Insider Transactions • Feb 03Independent Chairman of the Board recently bought €104k worth of stockOn the 1st of February, Brian Choi bought around 10k shares on-market at roughly €10.39 per share. This trade did not impact their existing holding. In the last 3 months, there was an even bigger purchase from another insider worth €339k. Brian has been a buyer over the last 12 months, purchasing a net total of €3.0m worth in shares.
お知らせ • Jan 28OP Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022OP Bancorp reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, Net charge-offs were $105,000 or 0.03% of average loans in the fourth quarter of 2022, compared to $168,000, or 0.05%, of average loans in the fourth quarter of 2021.
Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$2.20 (vs US$1.89 in FY 2021)Full year 2022 results: EPS: US$2.20 (up from US$1.89 in FY 2021). Revenue: US$91.6m (up 20% from FY 2021). Net income: US$33.3m (up 17% from FY 2021). Profit margin: 36% (in line with FY 2021). Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 5.1% growth forecast for the Mortgage industry in Europe.
お知らせ • Jan 27OP Bancorp Declares Quarterly Cash Dividend, Payable on or About February 23, 2023OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 23, 2023 to all shareholders of record as of the close of business on February 9, 2023.
Recent Insider Transactions • Dec 08Independent Director recently bought €339k worth of stockOn the 6th of December, Ock Kim bought around 30k shares on-market at roughly €11.19 per share. This transaction amounted to 5.4% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €395k. Insiders have collectively bought €3.8m more in shares than they have sold in the last 12 months.
Reported Earnings • Nov 18Third quarter 2022 earnings released: EPS: US$0.56 (vs US$0.54 in 3Q 2021)Third quarter 2022 results: EPS: US$0.56 (up from US$0.54 in 3Q 2021). Revenue: US$24.5m (up 17% from 3Q 2021). Net income: US$8.46m (up 3.9% from 3Q 2021). Profit margin: 35% (down from 39% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Mortgage industry in Europe.
Board Change • Nov 18Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. 1 highly experienced director. Independent Director Ernest Dow was the last director to join the board, commencing their role in 2016. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Nov 04Independent Chairman of the Board recently bought €395k worth of stockOn the 2nd of November, Brian Choi bought around 35k shares on-market at roughly €11.38 per share. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €427k. Brian has been a buyer over the last 12 months, purchasing a net total of €2.6m worth in shares.
Reported Earnings • Oct 28Third quarter 2022 earnings released: EPS: US$0.57 (vs US$0.54 in 3Q 2021)Third quarter 2022 results: EPS: US$0.57 (up from US$0.54 in 3Q 2021). Revenue: US$24.5m (up 17% from 3Q 2021). Net income: US$8.65m (up 6.3% from 3Q 2021). Profit margin: 35% (down from 39% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.0% p.a. on average during the next 3 years, compared to a 7.2% growth forecast for the Mortgage industry in Europe.
お知らせ • Oct 28OP Bancorp Declares Quarterly Cash Dividend, Payable on or About November 24, 2022OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about November 24, 2022 to all shareholders of record as of the close of business on November 10, 2022.
Recent Insider Transactions • Aug 31Independent Chairman of the Board recently bought €192k worth of stockOn the 29th of August, Brian Choi bought around 15k shares on-market at roughly €12.59 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €427k. Brian has been a buyer over the last 12 months, purchasing a net total of €2.1m worth in shares.
Recent Insider Transactions • Aug 05Independent Chairman of the Board recently bought €123k worth of stockOn the 3rd of August, Brian Choi bought around 11k shares on-market at roughly €11.15 per share. In the last 3 months, they made an even bigger purchase worth €287k. Brian has been a buyer over the last 12 months, purchasing a net total of €1.2m worth in shares.
Reported Earnings • Jul 30Second quarter 2022 earnings released: EPS: US$0.56 (vs US$0.42 in 2Q 2021)Second quarter 2022 results: EPS: US$0.56 (up from US$0.42 in 2Q 2021). Revenue: US$23.4m (up 31% from 2Q 2021). Net income: US$8.48m (up 34% from 2Q 2021). Profit margin: 36% (in line with 2Q 2021). Over the next year, revenue is forecast to grow 11%, compared to a 11% growth forecast for the industry in Germany.
お知らせ • Jul 29OP Bancorp Declares Quarterly Cash Dividend, Payable on or About August 25, 2022OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 25, 2022 to all shareholders of record as of the close of business on August 11, 2022.
Recent Insider Transactions • Jun 15Independent Chairman of the Board recently bought €130k worth of stockOn the 10th of June, Brian Choi bought around 12k shares on-market at roughly €10.96 per share. This was the largest purchase by an insider in the last 3 months. Brian has been a buyer over the last 12 months, purchasing a net total of €758k worth in shares.
お知らせ • May 14OP Bancorp, Annual General Meeting, Jun 23, 2022OP Bancorp, Annual General Meeting, Jun 23, 2022, at 10:00 Pacific Daylight. Location: 1000 wilshire boulevard, suite 500, los angeles, california 90017. California United States Agenda: To elect 7 members of the board of directors, each for a term of one year; to ratify the selection of crowe llp as the company’s independent registered public accounting firm for the year ending december 31, 2022; and to consider other matters if any.
Reported Earnings • Apr 30First quarter 2022 earnings released: EPS: US$0.54 (vs US$0.33 in 1Q 2021)First quarter 2022 results: EPS: US$0.54 (up from US$0.33 in 1Q 2021). Revenue: US$21.2m (up 40% from 1Q 2021). Net income: US$8.15m (up 62% from 1Q 2021). Profit margin: 39% (up from 33% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 15%, compared to a 11% growth forecast for the industry in Germany.
Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 1 highly experienced director. Independent Director Ernest Dow was the last director to join the board, commencing their role in 2016. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Mar 09Independent Director recently bought €400k worth of stockOn the 7th of March, Ock Kim bought around 33k shares on-market at roughly €12.06 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.4m more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Mar 01Independent Director recently bought €78k worth of stockOn the 25th of February, Ock Kim bought around 7k shares on-market at roughly €11.50 per share. In the last 3 months, there was an even bigger purchase from another insider worth €301k. Insiders have collectively bought €993k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Feb 14Independent Chairman of the Board recently bought €119k worth of stockOn the 10th of February, Brian Choi bought around 10k shares on-market at roughly €11.93 per share. This was the largest purchase by an insider in the last 3 months. Brian has been a buyer over the last 12 months, purchasing a net total of €223k worth in shares.
Valuation Update With 7 Day Price Move • Feb 03Investor sentiment improved over the past weekAfter last week's 18% share price gain to €12.50, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 13x in the Mortgage industry in Europe. Total returns to shareholders of 105% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €24.83 per share.
Reported Earnings • Jan 29Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$1.91 (up from US$0.85 in FY 2020). Revenue: US$76.5m (up 53% from FY 2020). Net income: US$28.9m (up 123% from FY 2020). Profit margin: 38% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.4%. Over the next year, revenue is forecast to grow 1.4%, compared to a 14% growth forecast for the banks industry in Germany.
お知らせ • Jan 29OP Bancorp Announces Net Charge Offs for the Fourth Quarter Ended December 31, 2021OP Bancorp announced net charge offs for the fourth quarter ended December 31, 2021. Net charge-offs were $168,000 or 0.05% of average loans. In comparison, there were no net charge-offs recorded in the fourth quarter 2020.
お知らせ • Jan 28OP Bancorp Declares Quarterly Cash Dividend, Payable on or About February 10, 2022OP Bancorp announced that its Board of Directors declared a quarterly cash dividend of $0.10 per share of its common stock. The dividend is payable on or about February 10, 2022 to all shareholders of record as of the close of business on February 24, 2022.
Recent Insider Transactions • Dec 21Independent Director recently bought €55k worth of stockOn the 14th of December, Ock Kim bought around 5k shares on-market at roughly €11.08 per share. In the last 3 months, they made an even bigger purchase worth €873k. Insiders have collectively bought €399k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Nov 07Independent Director recently bought €873k worth of stockOn the 3rd of November, Ock Kim bought around 80k shares on-market at roughly €10.91 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €147k more in shares than they have sold in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 05Investor sentiment improved over the past weekAfter last week's 21% share price gain to €10.80, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 9x in the Mortgage industry in Europe. Total returns to shareholders of 103% over the past year.
Reported Earnings • Oct 30Third quarter 2021 earnings released: EPS US$0.55 (vs US$0.23 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$21.0m (up 61% from 3Q 2020). Net income: US$8.25m (up 132% from 3Q 2020). Profit margin: 39% (up from 27% in 3Q 2020). The increase in margin was driven by higher revenue.
お知らせ • Jul 23OP Bancorp Reports Net Charge Offs for the Second Quarter Ended June 30, 2021OP Bancorp reported net charge offs for the second quarter ended June 30, 2021. For the quarter, the company's net charge-offs were $27,000.
Reported Earnings • Jul 23Second quarter 2021 earnings released: EPS US$0.42 (vs US$0.16 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$17.9m (up 67% from 2Q 2020). Net income: US$6.38m (up 169% from 2Q 2020). Profit margin: 36% (up from 22% in 2Q 2020). The increase in margin was driven by higher revenue.
お知らせ • Jun 28+ 8 more updatesOP Bancorp(NasdaqGM:OPBK) dropped from Russell 2000 Defensive IndexOP Bancorp(NasdaqGM:OPBK) dropped from Russell 2000 Defensive Index
Reported Earnings • May 12First quarter 2021 earnings released: EPS US$0.33 (vs US$0.21 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$15.1m (up 19% from 1Q 2020). Net income: US$5.03m (up 55% from 1Q 2020). Profit margin: 33% (up from 26% in 1Q 2020). The increase in margin was driven by higher revenue.
Reported Earnings • Apr 24First quarter 2021 earnings released: EPS US$0.34 (vs US$0.21 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$15.1m (up 19% from 1Q 2020). Net income: US$5.08m (up 57% from 1Q 2020). Profit margin: 34% (up from 26% in 1Q 2020). The increase in margin was driven by higher revenue.
Reported Earnings • Mar 17Full year 2020 earnings released: EPS US$0.85 (vs US$1.04 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$50.2m (down 6.0% from FY 2019). Net income: US$12.9m (down 21% from FY 2019). Profit margin: 26% (down from 31% in FY 2019). Net interest margin (NIM): 3.72% (down from 4.19% in FY 2019). Cost-to-income ratio: 56.9% (down from 58.4% in FY 2019). Non-performing loans: 0.09% (down from 0.16% in FY 2019).
Valuation Update With 7 Day Price Move • Mar 10Investor sentiment improved over the past weekAfter last week's 29% share price gain to US$9.96, the stock is trading at a trailing P/E ratio of 12.7x, up from the previous P/E ratio of 9.8x. This compares to an average P/E of 13x in the Mortgage industry in Europe.
Is New 90 Day High Low • Feb 23New 90-day high: €7.70The company is up 25% from its price of €6.15 on 25 November 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €11.97 per share.
Valuation Update With 7 Day Price Move • Feb 11Investor sentiment improved over the past weekAfter last week's 17% share price gain to US$7.37, the stock is trading at a trailing P/E ratio of 10.4x, up from the previous P/E ratio of 8.8x. This compares to an average P/E of 13x in the Mortgage industry in Europe.
Is New 90 Day High Low • Feb 06New 90-day high: €6.76The company is up 24% from its price of €5.45 on 06 November 2020. The German market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 18% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.44 per share.
Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$0.87 (vs US$1.04 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$50.2m (down 6.0% from FY 2019). Net income: US$13.2m (down 20% from FY 2019). Profit margin: 26% (down from 31% in FY 2019). Net interest margin (NIM): 3.72% (down from 4.19% in FY 2019).