View ValuationFirst United 将来の成長Future 基準チェック /26First Unitedは、14.3%と8.3%でそれぞれ年率14.3%で利益と収益が成長すると予測される一方、EPSはgrowで14.3%年率。主要情報14.3%収益成長率14.26%EPS成長率Banks 収益成長8.8%収益成長率8.3%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日10 Aug 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesRecent Insider Transactions • Jul 28Insider recently sold €192k worth of stockOn the 23rd of July, Keith Sanders sold around 5k shares on-market at roughly €38.42 per share. This transaction amounted to 36% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €214k more than they bought in the last 12 months.Reported Earnings • Jul 21Second quarter 2026 earnings released: EPS: US$0.88 (vs US$0.92 in 2Q 2025)Second quarter 2026 results: EPS: US$0.88 (down from US$0.92 in 2Q 2025). Revenue: US$23.2m (up 11% from 2Q 2025). Net income: US$5.67m (down 5.3% from 2Q 2025). Profit margin: 25% (down from 29% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.3% p.a. on average during the next 2 years, compared to a 6.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Jul 13Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 20 July 2026. Payment date: 03 August 2026. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.2%).お知らせ • Jun 29First United Corporation(NasdaqGS:FUNC) dropped from Russell 2000 Dynamic IndexFirst United Corporation(NasdaqGS:FUNC) dropped from Russell 2000 Dynamic IndexDeclared Dividend • Jun 25First quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 20th July 2026 Payment date: 3rd August 2026 Dividend yield will be 2.5%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Jun 18First United Corporation Announces Third Quarter 2026 Dividend, Payable on August 3, 2026First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be paid on August 3, 2026, to holders of record of the Corporation's common stock as of the close of business on July 20, 2026.お知らせ • May 29First United Corporation Announces Appointment of Jason B. Rush as Chairman of the BoardOn May 27, 2026, the Board of Directors (the “Board”) of First United Corporation (the “Corporation”) appointed Jason B. Rush, age 55, to serve as the Chairman of the Board. Mr. Rush was elected to the Board by the Corporation's shareholders at the 2026 annual meeting of shareholders held on May 7, 2026. Mr. Rush also serves as the Corporation's President and Chief Executive Officer, positions to which he was appointed effective January 1, 2026. Between January 2017 and December 31, 2025, Mr. Rush served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank. Prior to that service, he was Senior Vice President and Chief Risk Officer and Director of Operations and Support from 2006 to 2017. Mr. Rush has been employed by the First United organization since October 1993, including as Vice President, Director of Operations & Support since March 2006, Vice President and Regional Manager/Community Office Manager from January 2005 to February 2006, Vice President and Community Office Manager/Manager of Cash Management from May 2004 to December 2004, Assistant Vice President and Community Office Manager from April 2001 to April 2004, Community Office Manager from August 1998 to April 2001, Customer Service Officer from March 1997 to July 1998, Assistant Compliance Officer from July 1995 to February 1997, and Management Trainee from October 1993 to July 1995.お知らせ • Apr 21First United Corporation Announces Net Charge-Offs for the First Quarter Ended March 31, 2026First United Corporation announced net charge-offs for the first quarter ended March 31, 2026. The company announced Total Net Charge Offs of $198,000 against $360,000 a year ago.お知らせ • Mar 26First United Corporation Announces Retirement of Ms. Carissa L. Rodeheaver as Director, Effective May 7, 2026First United Corporation announced Carissa L. Rodeheaver, a current director, is retiring from the Board and will not stand for reelection at the 2026 Annual Meeting. Mr. Rush has been nominated to fill the vacancy that will be created upon Ms. Rodeheaver’s retirement. 2026 Annual Meeting of the Shareholders will be held on May 7, 2026.お知らせ • Mar 05First United Corporation Announces Dividend for the Second Quarter of 2026, Payable on May 1, 2026First United Corporation announced that its Board of Directors declared a second quarter 2026 cash dividend of $0.26 per share that will be payable on May 1, 2026, to holders of record of the Corporation's common stock as of the close of business on April 17, 2026.お知らせ • Feb 05First United Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025First United Corporation reported unaudited net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported net charge offs of $99,000 against $362,000 a year ago.お知らせ • Feb 03First United Corporation and First United Bank & Trust Appoints Anthony Tasker as Senior Vice President and Chief Operating Officer, Effective January 28, 2026First United Corporation appointed Anthony "AJ" Tasker to serve as Senior Vice President and Chief Operating Officer, effective January 28, 2026. From September 2024 until his appointment as COO, Mr. Tasker served as the Managing Director of Operations of the Bank. Between June 2023 and August 2024, he served as the Managing Director of Information Technology of the Bank. Between May 2018 and June 2023, he served as the Director of Information Technology of the Bank. Between September 2015 and May 2018, he served as the Information Technology Manager of the Bank. Between April 2014 and August 2015, he served as the Assistant Information Technology Manager of the Bank. Between February 2011 and March 2014, he served as the Network and Server Administrator of the Bank. Between November 2008 and January 2011, he served as the Wide Area Network Administrator of the Bank.お知らせ • Dec 05First United Corporation Announces Dividend for the First Quarter of 2026, Payable on February 2, 2026First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on February 2, 2026, to holders of record of the Corporation's common stock as of the close of business on January 16, 2026.お知らせ • Nov 17First United Corporation, Annual General Meeting, May 07, 2026First United Corporation, Annual General Meeting, May 07, 2026.お知らせ • Nov 14+ 1 more updateFirst United Corporation and First United Bank & Trust Announces CEO ChangesFirst United Corporation and First United Bank & Trust announced that Carissa L. Rodeheaver, Chief Executive Officer, will retire at the conclusion of the 2026 annual meeting of shareholders currently scheduled for May 7, 2026. To facilitate the succession of management, effective January 1, 2026, Ms. Rodeheaver will serve as Executive Chairman of the Corporation and the Bank until her retirement. Carissa Rodeheaver has served as CEO since 2016, leading the Company through transformative growth, innovation, and strategic expansion. Under her leadership, First United achieved record financial performance, increased stock price, delivered steady dividend payments, and enhanced its reputation as a trusted industry leader by maintaining a balanced approach to growth and risk management. During her tenure, Rodeheaver championed initiatives that enhanced shareholder value, advanced digital transformation, and fostered a culture of integrity, inclusion, and community engagement, including having established the First United Community Dreams Foundation and launch of the Company's trademarked financial education platform, Finture. Rodeheaver was instrumental in steering First United through shifting regulatory environments and economic challenges, all while strengthening its commitment to customer-focused philosophies and operational excellence. The Board of Directors has implemented a succession plan whereby Jason B. Rush, Senior Vice President & Chief Operating Officer, will succeed Rodeheaver as President and Chief Executive Officer of both the Corporation and the Bank effective January 1, 2026, and the boards of directors intend to elect Mr. Rush to serve as a director of the Corporation and the Bank. Mr. Rush has served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank since January 2017 and has held various roles since joining the Bank in 1993. Following retirement, Rodeheaver will remain available in an advisory capacity to support a seamless transition and looks forward to dedicating more time to family, travel and those items that bring her personal joy.お知らせ • Oct 21First United Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First United Corporation reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $435,000 against $109,000 a year ago.お知らせ • Sep 25First United Corporation Announces Dividend for the Fourth Quarter 2025, Payable on November 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on November 3, 2025, to holders of record of the Corporation's common stock as of the close of business on October 17, 2025.お知らせ • Jun 30+ 1 more updateFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth IndexFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth Indexお知らせ • Jun 19First United Corporation Declares Cash Dividend for the Third Quarter of 2025, Payable on August 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share for the third quarter of 2025, that will be payable on August 1, 2025, to holders of record of the Corporation's common stock as of the close of business on July 18, 2025.お知らせ • Apr 22First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2025First United Corporation reported net charge-offs for the first quarter ended March 31, 2025. Net charge-offs of $0.4 million were recorded for the quarter ended March 31, 2025 compared to net charge-offs of $0.5 million for the quarter ended March 31, 2024.お知らせ • Mar 29First United Corporation, Annual General Meeting, May 07, 2025First United Corporation, Annual General Meeting, May 07, 2025. Location: the wisp hotel crawford room, 290 marsh hill road, mchenry, maryland 21541., United Statesお知らせ • Mar 06First United Corporation Announces Second Quarter 2025 Dividend, Payable on May 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on May 1, 2025, to holders of record of the Corporation's common stock as of the close of business on April 17, 2025.お知らせ • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024First United Corporation reported net charge off for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge off of $362,000 against $195,000 a year ago.お知らせ • Nov 21First United Corporation Announces First Quarter 2025 Dividend, Payable on February 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on February 3, 2025, to holders of record of the Corporation's common stock as of the close of business on January 17, 2025.Reported Earnings • Oct 21Third quarter 2024 earnings released: EPS: US$0.89 (vs US$0.67 in 3Q 2023)Third quarter 2024 results: EPS: US$0.89 (up from US$0.67 in 3Q 2023). Revenue: US$20.0m (up 7.5% from 3Q 2023). Net income: US$5.77m (up 28% from 3Q 2023). Profit margin: 29% (up from 24% in 3Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe.Declared Dividend • Sep 30Second quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 18th October 2024 Payment date: 1st November 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.New Risk • Jul 28New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €51k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€51k sold).Recent Insider Transactions • Jul 28Independent Director recently sold €51k worth of stockOn the 25th of July, Irvin Rudy sold around 2k shares on-market at roughly €25.34 per share. This transaction amounted to 4.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €16k more than they bought in the last 12 months.Reported Earnings • Jul 23Second quarter 2024 earnings released: EPS: US$0.75 (vs US$0.66 in 2Q 2023)Second quarter 2024 results: EPS: US$0.75 (up from US$0.66 in 2Q 2023). Revenue: US$18.9m (up 2.9% from 2Q 2023). Net income: US$4.91m (up 11% from 2Q 2023). Profit margin: 26% (up from 24% in 2Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €21.80, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 59% over the past year.Upcoming Dividend • Jul 11Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 18 July 2024. Payment date: 01 August 2024. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.5%).Declared Dividend • Jun 24First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 18th July 2024 Payment date: 1st August 2024 Dividend yield will be 4.3%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 21% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Jun 20First United Corporation Announces Cash Dividend for the Third Quarter of 2024, Payable on August 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2024, to holders of record of the Corporation's common stock as of July 18, 2024.Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: US$0.56 (vs US$0.66 in 1Q 2023)First quarter 2024 results: EPS: US$0.56 (down from US$0.66 in 1Q 2023). Revenue: US$17.7m (down 3.4% from 1Q 2023). Net income: US$3.70m (down 16% from 1Q 2023). Profit margin: 21% (down from 24% in 1Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.お知らせ • Apr 24First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2024First United Corporation reported net charge-offs for the first quarter ended March 31, 2024. Net charge-offs of $0.5 million were recorded for the quarter ended March 31, 2024 compared to net charge-offs of $0.2 million for the quarter ended March 31, 2023.Upcoming Dividend • Apr 09Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 16 April 2024. Payment date: 01 May 2024. Payout ratio is a comfortable 35% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.4%).お知らせ • Mar 20First United Corporation, Annual General Meeting, May 09, 2024First United Corporation, Annual General Meeting, May 09, 2024, at 09:00 US Eastern Standard Time. Location: The Wisp Hotel – Crawford Room, 290 Marsh Hill Road, McHenry, Maryland 21541 Maryland United States Agenda: To consider vote on the election of the eleven nominees named in the Board’s Proxy Statement and accompanying form of Proxy to serve on the Board, each until the 2025 Annual Meeting of Shareholders and until his or her successor is duly elected and qualified; to discuss an amendment to the Corporation’s charter (the “Charter”) to reduce the votes required to approve certain shareholder actions, from two-thirds of all votes entitled to be cast on the matter to a majority of all votes entitled to be cast on the matter; to approve, by a non-binding advisory vote, the compensation paid to the Corporation’s named executive officers for 2023; to ratify the appointment of Crowe LLP as the Corporation’s independent registered public accounting firm for 2024; and to discuss other matters.Reported Earnings • Mar 19Full year 2023 earnings released: EPS: US$2.25 (vs US$3.77 in FY 2022)Full year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.6% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.Declared Dividend • Mar 10Fourth quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 16th April 2024 Payment date: 1st May 2024 Dividend yield will be 3.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (35% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 07First United Corporation Declares a Cash Dividend, Payable on May 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on May 1, 2024, to holders of record of the Corporation's common stock as of April 17, 2024.Reported Earnings • Feb 07Full year 2023 earnings released: EPS: US$2.25 (vs US$3.77 in FY 2022)Full year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.7% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 2.2% growth forecast for the Banks industry in Europe.お知らせ • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2023First United Corporation reported net charge off for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge off of $195,000 against $164,000 a year ago.Upcoming Dividend • Jan 10Upcoming dividend of US$0.20 per share at 3.6% yieldEligible shareholders must have bought the stock before 17 January 2024. Payment date: 01 February 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.0%).Valuation Update With 7 Day Price Move • Dec 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €19.30, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe.お知らせ • Nov 30First United Corporation Announces First Quarter 2024 Dividend, Payable on February 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on February 1, 2024, to holders of record of the Corporation's common stock as of January 18, 2024.Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$0.67 (vs US$1.04 in 3Q 2022)Third quarter 2023 results: EPS: US$0.67 (down from US$1.04 in 3Q 2022). Revenue: US$18.6m (down 6.7% from 3Q 2022). Net income: US$4.51m (down 35% from 3Q 2022). Profit margin: 24% (down from 35% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.6%.お知らせ • Sep 28First United Corporation Announces Fourth Quarter 2023 Dividend, Payable on November 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on November 1, 2023, to holders of record of the Corporation's common stock as of October 18, 2023.Reported Earnings • Jul 25Second quarter 2023 earnings released: EPS: US$0.66 (vs US$0.82 in 2Q 2022)Second quarter 2023 results: EPS: US$0.66 (down from US$0.82 in 2Q 2022). Revenue: US$18.3m (up 3.2% from 2Q 2022). Net income: US$4.41m (down 19% from 2Q 2022). Profit margin: 24% (down from 31% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 2.2% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%.New Risk • Jul 07New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 23% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 23% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (€83.6m market cap, or US$91.6m).お知らせ • Jun 29First United Corporation Announces Third Quarter 2023 Dividend, Payable on August 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2023, to holders of record of the Corporation's common stock as of July 18, 2023.Valuation Update With 7 Day Price Move • Jun 09Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €14.40, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 9x in the Banks industry in Europe.業績と収益の成長予測DB:FU3 - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202710331N/AN/A112/31/20269728N/AN/A16/30/202690252630N/A3/31/202688252226N/A12/31/202586251519N/A9/30/202584251619N/A6/30/202581241719N/A3/31/202579232326N/A12/31/202477212022N/A9/30/202471161719N/A6/30/202470152525N/A3/31/202469142223N/A12/31/202370152222N/A9/30/202376202325N/A6/30/202377232324N/A3/31/202376242327N/A12/31/202276252327N/A9/30/202276262528N/A6/30/202274232124N/A3/31/202274221415N/A12/31/202173201920N/A9/30/202170171819N/A6/30/202168171920N/A3/31/202165161920N/A12/31/202062141516N/A9/30/202060121618N/A6/30/202059121417N/A3/31/20205912N/A19N/A12/31/20196113N/A16N/A9/30/20196013N/A17N/A6/30/20195911N/A14N/A3/31/20195811N/A16N/A12/31/20185711N/A18N/A9/30/2018567N/A17N/A6/30/2018546N/A15N/A3/31/2018535N/A16N/A12/31/2017514N/A13N/A9/30/2017506N/A7N/A6/30/2017506N/A11N/A3/31/2017496N/A8N/A12/31/2016495N/A11N/A9/30/20165012N/A21N/A6/30/20164912N/A21N/A3/31/20165011N/A24N/A12/31/20154910N/A22N/A9/30/2015473N/A10N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: FU3の予測収益成長率 (年間14.3% ) は 貯蓄率 ( 2.1% ) を上回っています。収益対市場: FU3の収益 ( 14.3% ) German市場 ( 15.3% ) よりも低い成長が予測されています。高成長収益: FU3の収益は増加すると予測されていますが、大幅には増加しません。収益対市場: FU3の収益 ( 8.3% ) German市場 ( 6.8% ) よりも速いペースで成長すると予測されています。高い収益成長: FU3の収益 ( 8.3% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: FU3の 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/17 08:57終値2026/08/14 00:00収益2026/06/30年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋First United Corporation 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4 アナリスト機関David BishopHovde Group, LLCMichael RoseRaymond James & AssociatesStephen MossRaymond James & Associates1 その他のアナリストを表示
Recent Insider Transactions • Jul 28Insider recently sold €192k worth of stockOn the 23rd of July, Keith Sanders sold around 5k shares on-market at roughly €38.42 per share. This transaction amounted to 36% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €214k more than they bought in the last 12 months.
Reported Earnings • Jul 21Second quarter 2026 earnings released: EPS: US$0.88 (vs US$0.92 in 2Q 2025)Second quarter 2026 results: EPS: US$0.88 (down from US$0.92 in 2Q 2025). Revenue: US$23.2m (up 11% from 2Q 2025). Net income: US$5.67m (down 5.3% from 2Q 2025). Profit margin: 25% (down from 29% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.3% p.a. on average during the next 2 years, compared to a 6.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Jul 13Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 20 July 2026. Payment date: 03 August 2026. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.2%).
お知らせ • Jun 29First United Corporation(NasdaqGS:FUNC) dropped from Russell 2000 Dynamic IndexFirst United Corporation(NasdaqGS:FUNC) dropped from Russell 2000 Dynamic Index
Declared Dividend • Jun 25First quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 20th July 2026 Payment date: 3rd August 2026 Dividend yield will be 2.5%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 18First United Corporation Announces Third Quarter 2026 Dividend, Payable on August 3, 2026First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be paid on August 3, 2026, to holders of record of the Corporation's common stock as of the close of business on July 20, 2026.
お知らせ • May 29First United Corporation Announces Appointment of Jason B. Rush as Chairman of the BoardOn May 27, 2026, the Board of Directors (the “Board”) of First United Corporation (the “Corporation”) appointed Jason B. Rush, age 55, to serve as the Chairman of the Board. Mr. Rush was elected to the Board by the Corporation's shareholders at the 2026 annual meeting of shareholders held on May 7, 2026. Mr. Rush also serves as the Corporation's President and Chief Executive Officer, positions to which he was appointed effective January 1, 2026. Between January 2017 and December 31, 2025, Mr. Rush served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank. Prior to that service, he was Senior Vice President and Chief Risk Officer and Director of Operations and Support from 2006 to 2017. Mr. Rush has been employed by the First United organization since October 1993, including as Vice President, Director of Operations & Support since March 2006, Vice President and Regional Manager/Community Office Manager from January 2005 to February 2006, Vice President and Community Office Manager/Manager of Cash Management from May 2004 to December 2004, Assistant Vice President and Community Office Manager from April 2001 to April 2004, Community Office Manager from August 1998 to April 2001, Customer Service Officer from March 1997 to July 1998, Assistant Compliance Officer from July 1995 to February 1997, and Management Trainee from October 1993 to July 1995.
お知らせ • Apr 21First United Corporation Announces Net Charge-Offs for the First Quarter Ended March 31, 2026First United Corporation announced net charge-offs for the first quarter ended March 31, 2026. The company announced Total Net Charge Offs of $198,000 against $360,000 a year ago.
お知らせ • Mar 26First United Corporation Announces Retirement of Ms. Carissa L. Rodeheaver as Director, Effective May 7, 2026First United Corporation announced Carissa L. Rodeheaver, a current director, is retiring from the Board and will not stand for reelection at the 2026 Annual Meeting. Mr. Rush has been nominated to fill the vacancy that will be created upon Ms. Rodeheaver’s retirement. 2026 Annual Meeting of the Shareholders will be held on May 7, 2026.
お知らせ • Mar 05First United Corporation Announces Dividend for the Second Quarter of 2026, Payable on May 1, 2026First United Corporation announced that its Board of Directors declared a second quarter 2026 cash dividend of $0.26 per share that will be payable on May 1, 2026, to holders of record of the Corporation's common stock as of the close of business on April 17, 2026.
お知らせ • Feb 05First United Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025First United Corporation reported unaudited net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported net charge offs of $99,000 against $362,000 a year ago.
お知らせ • Feb 03First United Corporation and First United Bank & Trust Appoints Anthony Tasker as Senior Vice President and Chief Operating Officer, Effective January 28, 2026First United Corporation appointed Anthony "AJ" Tasker to serve as Senior Vice President and Chief Operating Officer, effective January 28, 2026. From September 2024 until his appointment as COO, Mr. Tasker served as the Managing Director of Operations of the Bank. Between June 2023 and August 2024, he served as the Managing Director of Information Technology of the Bank. Between May 2018 and June 2023, he served as the Director of Information Technology of the Bank. Between September 2015 and May 2018, he served as the Information Technology Manager of the Bank. Between April 2014 and August 2015, he served as the Assistant Information Technology Manager of the Bank. Between February 2011 and March 2014, he served as the Network and Server Administrator of the Bank. Between November 2008 and January 2011, he served as the Wide Area Network Administrator of the Bank.
お知らせ • Dec 05First United Corporation Announces Dividend for the First Quarter of 2026, Payable on February 2, 2026First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on February 2, 2026, to holders of record of the Corporation's common stock as of the close of business on January 16, 2026.
お知らせ • Nov 17First United Corporation, Annual General Meeting, May 07, 2026First United Corporation, Annual General Meeting, May 07, 2026.
お知らせ • Nov 14+ 1 more updateFirst United Corporation and First United Bank & Trust Announces CEO ChangesFirst United Corporation and First United Bank & Trust announced that Carissa L. Rodeheaver, Chief Executive Officer, will retire at the conclusion of the 2026 annual meeting of shareholders currently scheduled for May 7, 2026. To facilitate the succession of management, effective January 1, 2026, Ms. Rodeheaver will serve as Executive Chairman of the Corporation and the Bank until her retirement. Carissa Rodeheaver has served as CEO since 2016, leading the Company through transformative growth, innovation, and strategic expansion. Under her leadership, First United achieved record financial performance, increased stock price, delivered steady dividend payments, and enhanced its reputation as a trusted industry leader by maintaining a balanced approach to growth and risk management. During her tenure, Rodeheaver championed initiatives that enhanced shareholder value, advanced digital transformation, and fostered a culture of integrity, inclusion, and community engagement, including having established the First United Community Dreams Foundation and launch of the Company's trademarked financial education platform, Finture. Rodeheaver was instrumental in steering First United through shifting regulatory environments and economic challenges, all while strengthening its commitment to customer-focused philosophies and operational excellence. The Board of Directors has implemented a succession plan whereby Jason B. Rush, Senior Vice President & Chief Operating Officer, will succeed Rodeheaver as President and Chief Executive Officer of both the Corporation and the Bank effective January 1, 2026, and the boards of directors intend to elect Mr. Rush to serve as a director of the Corporation and the Bank. Mr. Rush has served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank since January 2017 and has held various roles since joining the Bank in 1993. Following retirement, Rodeheaver will remain available in an advisory capacity to support a seamless transition and looks forward to dedicating more time to family, travel and those items that bring her personal joy.
お知らせ • Oct 21First United Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First United Corporation reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $435,000 against $109,000 a year ago.
お知らせ • Sep 25First United Corporation Announces Dividend for the Fourth Quarter 2025, Payable on November 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on November 3, 2025, to holders of record of the Corporation's common stock as of the close of business on October 17, 2025.
お知らせ • Jun 30+ 1 more updateFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth IndexFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth Index
お知らせ • Jun 19First United Corporation Declares Cash Dividend for the Third Quarter of 2025, Payable on August 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share for the third quarter of 2025, that will be payable on August 1, 2025, to holders of record of the Corporation's common stock as of the close of business on July 18, 2025.
お知らせ • Apr 22First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2025First United Corporation reported net charge-offs for the first quarter ended March 31, 2025. Net charge-offs of $0.4 million were recorded for the quarter ended March 31, 2025 compared to net charge-offs of $0.5 million for the quarter ended March 31, 2024.
お知らせ • Mar 29First United Corporation, Annual General Meeting, May 07, 2025First United Corporation, Annual General Meeting, May 07, 2025. Location: the wisp hotel crawford room, 290 marsh hill road, mchenry, maryland 21541., United States
お知らせ • Mar 06First United Corporation Announces Second Quarter 2025 Dividend, Payable on May 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on May 1, 2025, to holders of record of the Corporation's common stock as of the close of business on April 17, 2025.
お知らせ • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024First United Corporation reported net charge off for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge off of $362,000 against $195,000 a year ago.
お知らせ • Nov 21First United Corporation Announces First Quarter 2025 Dividend, Payable on February 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on February 3, 2025, to holders of record of the Corporation's common stock as of the close of business on January 17, 2025.
Reported Earnings • Oct 21Third quarter 2024 earnings released: EPS: US$0.89 (vs US$0.67 in 3Q 2023)Third quarter 2024 results: EPS: US$0.89 (up from US$0.67 in 3Q 2023). Revenue: US$20.0m (up 7.5% from 3Q 2023). Net income: US$5.77m (up 28% from 3Q 2023). Profit margin: 29% (up from 24% in 3Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe.
Declared Dividend • Sep 30Second quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 18th October 2024 Payment date: 1st November 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.
New Risk • Jul 28New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €51k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€51k sold).
Recent Insider Transactions • Jul 28Independent Director recently sold €51k worth of stockOn the 25th of July, Irvin Rudy sold around 2k shares on-market at roughly €25.34 per share. This transaction amounted to 4.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €16k more than they bought in the last 12 months.
Reported Earnings • Jul 23Second quarter 2024 earnings released: EPS: US$0.75 (vs US$0.66 in 2Q 2023)Second quarter 2024 results: EPS: US$0.75 (up from US$0.66 in 2Q 2023). Revenue: US$18.9m (up 2.9% from 2Q 2023). Net income: US$4.91m (up 11% from 2Q 2023). Profit margin: 26% (up from 24% in 2Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €21.80, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 59% over the past year.
Upcoming Dividend • Jul 11Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 18 July 2024. Payment date: 01 August 2024. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.5%).
Declared Dividend • Jun 24First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 18th July 2024 Payment date: 1st August 2024 Dividend yield will be 4.3%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 21% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 20First United Corporation Announces Cash Dividend for the Third Quarter of 2024, Payable on August 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2024, to holders of record of the Corporation's common stock as of July 18, 2024.
Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: US$0.56 (vs US$0.66 in 1Q 2023)First quarter 2024 results: EPS: US$0.56 (down from US$0.66 in 1Q 2023). Revenue: US$17.7m (down 3.4% from 1Q 2023). Net income: US$3.70m (down 16% from 1Q 2023). Profit margin: 21% (down from 24% in 1Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.
お知らせ • Apr 24First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2024First United Corporation reported net charge-offs for the first quarter ended March 31, 2024. Net charge-offs of $0.5 million were recorded for the quarter ended March 31, 2024 compared to net charge-offs of $0.2 million for the quarter ended March 31, 2023.
Upcoming Dividend • Apr 09Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 16 April 2024. Payment date: 01 May 2024. Payout ratio is a comfortable 35% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.4%).
お知らせ • Mar 20First United Corporation, Annual General Meeting, May 09, 2024First United Corporation, Annual General Meeting, May 09, 2024, at 09:00 US Eastern Standard Time. Location: The Wisp Hotel – Crawford Room, 290 Marsh Hill Road, McHenry, Maryland 21541 Maryland United States Agenda: To consider vote on the election of the eleven nominees named in the Board’s Proxy Statement and accompanying form of Proxy to serve on the Board, each until the 2025 Annual Meeting of Shareholders and until his or her successor is duly elected and qualified; to discuss an amendment to the Corporation’s charter (the “Charter”) to reduce the votes required to approve certain shareholder actions, from two-thirds of all votes entitled to be cast on the matter to a majority of all votes entitled to be cast on the matter; to approve, by a non-binding advisory vote, the compensation paid to the Corporation’s named executive officers for 2023; to ratify the appointment of Crowe LLP as the Corporation’s independent registered public accounting firm for 2024; and to discuss other matters.
Reported Earnings • Mar 19Full year 2023 earnings released: EPS: US$2.25 (vs US$3.77 in FY 2022)Full year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.6% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.
Declared Dividend • Mar 10Fourth quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 16th April 2024 Payment date: 1st May 2024 Dividend yield will be 3.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (35% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 07First United Corporation Declares a Cash Dividend, Payable on May 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on May 1, 2024, to holders of record of the Corporation's common stock as of April 17, 2024.
Reported Earnings • Feb 07Full year 2023 earnings released: EPS: US$2.25 (vs US$3.77 in FY 2022)Full year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.7% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 2.2% growth forecast for the Banks industry in Europe.
お知らせ • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2023First United Corporation reported net charge off for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge off of $195,000 against $164,000 a year ago.
Upcoming Dividend • Jan 10Upcoming dividend of US$0.20 per share at 3.6% yieldEligible shareholders must have bought the stock before 17 January 2024. Payment date: 01 February 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.0%).
Valuation Update With 7 Day Price Move • Dec 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €19.30, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe.
お知らせ • Nov 30First United Corporation Announces First Quarter 2024 Dividend, Payable on February 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on February 1, 2024, to holders of record of the Corporation's common stock as of January 18, 2024.
Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$0.67 (vs US$1.04 in 3Q 2022)Third quarter 2023 results: EPS: US$0.67 (down from US$1.04 in 3Q 2022). Revenue: US$18.6m (down 6.7% from 3Q 2022). Net income: US$4.51m (down 35% from 3Q 2022). Profit margin: 24% (down from 35% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.6%.
お知らせ • Sep 28First United Corporation Announces Fourth Quarter 2023 Dividend, Payable on November 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on November 1, 2023, to holders of record of the Corporation's common stock as of October 18, 2023.
Reported Earnings • Jul 25Second quarter 2023 earnings released: EPS: US$0.66 (vs US$0.82 in 2Q 2022)Second quarter 2023 results: EPS: US$0.66 (down from US$0.82 in 2Q 2022). Revenue: US$18.3m (up 3.2% from 2Q 2022). Net income: US$4.41m (down 19% from 2Q 2022). Profit margin: 24% (down from 31% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 2.2% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%.
New Risk • Jul 07New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 23% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 23% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (€83.6m market cap, or US$91.6m).
お知らせ • Jun 29First United Corporation Announces Third Quarter 2023 Dividend, Payable on August 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2023, to holders of record of the Corporation's common stock as of July 18, 2023.
Valuation Update With 7 Day Price Move • Jun 09Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €14.40, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 9x in the Banks industry in Europe.