View ValuationStellar Bancorp 将来の成長Future 基準チェック /16Stellar Bancorpは、6.6%と5.4%でそれぞれ年率6.6%で利益と収益が成長すると予測される一方、EPSはgrowで7.7%年率。主要情報6.6%収益成長率7.66%EPS成長率Banks 収益成長8.2%収益成長率5.4%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日28 Apr 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesDeclared Dividend • 12hFirst quarter dividend of US$0.15 announcedShareholders will receive a dividend of US$0.15. Ex-date: 15th June 2026 Payment date: 26th June 2026 Dividend yield will be 1.6%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 7.0% per year over the past 6 years. However, payments have been volatile during that time. EPS is expected to grow by 7.7% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • May 22Stellar Bancorp, Inc. announces Quarterly dividend, payable on June 26, 2026Stellar Bancorp, Inc. announced Quarterly dividend of USD 0.1500 per share payable on June 26, 2026, ex-date on June 15, 2026 and record date on June 15, 2026.お知らせ • Feb 26Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on March 31, 2026Stellar Bancorp, Inc. announced that on February 25, 2026, its Board of Directors declared a quarterly cash dividend of $0.15 per share of common stock payable on March 31, 2026, to the shareholders of record at the close of business on March 16, 2026.お知らせ • Jan 28+ 2 more updatesProsperity Bancshares, Inc. (NYSE:PB) entered into a definitive merger agreement to acquire Stellar Bancorp, Inc. (NYSE:STEL) for approximately $2 billion.Prosperity Bancshares, Inc. (NYSE:PB) entered into a definitive merger agreement to acquire Stellar Bancorp, Inc. (NYSE:STEL) for approximately $2 billion on January 27, 2026. As a part of consideration, Prosperity will issue 0.3803 shares and $11.36 in cash for each outstanding share of Stellar common stock. The purchase price is a mix of 70% stock and 30% cash. Prosperity Bancshares, Inc will hold 84% and Stellar Bancorp, Inc will hold 16%. Robert R. Franklin, Jr., Stellar's Chief Executive Officer and Stellar Bank's Executive Chairman will join Prosperity Bank as Vice Chairman and Ramon Vitulli, Stellar's President and Stellar Bank's Chief Executive Officer, will join Prosperity Bank as Houston Area Chairman. In addition, upon completion of the merger, Mr. Franklin and one additional member of the Stellar Board of Directors will join the Board of Directors of Prosperity, and Mr. Vitulli and Pat Parsons, a director of Stellar Bank, will join the Board of Directors of Prosperity Bank. The merger has been unanimously approved by the Boards of Directors of both companies and is expected to close during the second quarter of 2026, subject to the receipt of required regulatory approvals, approval by Stellar's shareholders and the satisfaction of other customary closing conditions. Keefe, Bruyette & Woods, Inc. acted as financial advisor and Norton Rose Fulbright US LLP acted as legal advisor for Stellar Bancorp, Inc. Wachtell, Lipton, Rosen & Katz LLP acted as legal advisor for Prosperity Bancshares, Inc.お知らせ • Jan 06Stellar Bancorp, Inc. to Report Q4, 2025 Results on Jan 30, 2026Stellar Bancorp, Inc. announced that they will report Q4, 2025 results Pre-Market on Jan 30, 2026お知らせ • Nov 21Stellar Bancorp, Inc. Announces Increase in Quarterly Dividend, Payable on December 31, 2025Stellar Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.15 per share of common stock payable on December 31, 2025, to the shareholders of record at the close of business on December 15, 2025. This is an increase of $0.01 per share from the previous quarterly dividend of $0.14 per common share.お知らせ • Oct 24Stellar Bancorp, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025Stellar Bancorp, Inc. reported Net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs for the third quarter of 2025 were $3.3 million, or 0.18% (annualized) of average loans, compared to net charge-offs of $206,000, or 0.01% (annualized) of average loans, for the second quarter of 2025.お知らせ • Oct 02Stellar Bancorp, Inc. to Report Q3, 2025 Results on Oct 24, 2025Stellar Bancorp, Inc. announced that they will report Q3, 2025 results Pre-Market on Oct 24, 2025お知らせ • Aug 28Stellar Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on September 30, 2025Stellar Bancorp, Inc. announced that on August 27, 2025, its Board of Directors declared a quarterly cash dividend of $0.14 per share of common stock payable on September 30, 2025, to the shareholders of record at the close of business on September 15, 2025.お知らせ • Jul 25Stellar Bancorp, Inc. Reports Unaudited Net Charge Offs for the Second Quarter Ended June 30, 2025Stellar Bancorp, Inc. reported unaudited net charge offs for the second quarter ended June 30, 2025. for the quarter, the company reported Net charge-offs of $206,000 against Net Recoveries of $1,000 a year ago.お知らせ • Jul 09Stellar Bancorp, Inc. to Report Q2, 2025 Results on Jul 25, 2025Stellar Bancorp, Inc. announced that they will report Q2, 2025 results Pre-Market on Jul 25, 2025お知らせ • Jun 30+ 3 more updatesStellar Bancorp, Inc.(NYSE:STEL) dropped from Russell 3000E IndexStellar Bancorp, Inc.(NYSE:STEL) dropped from Russell 3000E Indexお知らせ • Jun 19Stellar Bancorp, Inc. Announces Resignation of William E. Wilson, Jr. as Member of the Board of Directors, Effective June 12, 2025On June 12, 2025, William E. Wilson, Jr., a member of the Board of Directors of Stellar Bancorp, Inc. (the Company), notified the Company of his intention to resign from the Board of Directors of the Company, effective the same day. Mr. Wilson has served as a director of the Company since 2017 and is a member of the Company’s Audit Committee. Mr. Wilson’s resignation was not due to any disagreement with the Company on any matter relating to the Company’s operations, policies or practices.お知らせ • May 23+ 1 more updateStellar Bancorp, Inc. Elects Laura D. Bellows as DirectorStellar Bancorp, Inc. held its Annual Meeting of Shareholders on May 21, 2025, approved to elect Laura D. Bellows as director.お知らせ • Apr 25Stellar Bancorp, Inc. Reports Net Charges Offs for the First Quarter of 2025Stellar Bancorp, Inc. reported Net Charges Offs for the first quarter of 2025. For the quarter, the company reported Net charge-offs of $163,000, or 0.01% (annualized) of average loans, compared to net charge-offs of $2.0 million, or 0.11% (annualized) of average loans, for the fourth quarter of 2024.お知らせ • Apr 24Stellar Bancorp, Inc. (NYSE:STEL) announces an Equity Buyback for $65 million worth of its shares.Stellar Bancorp, Inc. (NYSE:STEL) announces a share repurchase program. Under the program, the company will repurchase up to $65 million worth of its shares. The program will run through May 31, 2026.お知らせ • Apr 05Stellar Bancorp, Inc. to Report Q1, 2025 Results on Apr 25, 2025Stellar Bancorp, Inc. announced that they will report Q1, 2025 results Pre-Market on Apr 25, 2025お知らせ • Mar 28Stellar Bancorp, Inc., Annual General Meeting, May 21, 2025Stellar Bancorp, Inc., Annual General Meeting, May 21, 2025. Location: at 9 greenway plaza, eighth floor galveston conference room, texas 77046, houston United Statesお知らせ • Feb 27Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on March 31, 2025Stellar Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.14 per share of common stock payable on March 31, 2025, to the shareholders of record at the close of business on March 17, 2025.お知らせ • Jan 31Stellar Bancorp, Inc. Reports Net Charges Offs for the Fourth Quarter Ended December 31, 2024Stellar Bancorp, Inc. reported net charges offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported Net charge-offs for the fourth quarter of 2024 were $2.0 million, or 0.11% (annualized) of average loans, compared to net charge-offs of $3.9 million, or 0.21% (annualized) of average loans, for the third quarter of 2024.お知らせ • Jan 13Stellar Bancorp, Inc. Announces Retirement of Michael A. Havard as Member of the Board of DirectorsOn January 6, 2025, Michael A. Havard a member of the Board of Directors of Stellar Bancorp, Inc. provided notice of his decision to not stand for reelection at the Company’s 2025 Annual Shareholder’s Meeting. Mr. Havard has served as a director of the Company since 2017 and is a member of the Company’s Compensation Committee and Audit Committee. Mr. Havard will continue to serve in such roles at the Company until his term as a director of the Company expires at the 2025 Annual Meeting. Upon the completion of his term as a director of the Company, Mr. Havard intends to retire from his positions with the Company. Mr. Havard’s decision not to stand for reelection did not arise or result from any disagreement with the Company on any matters relating to the Company’s operations, policies or practices.お知らせ • Jan 09Stellar Bancorp, Inc. to Report Q4, 2024 Results on Jan 30, 2025Stellar Bancorp, Inc. announced that they will report Q4, 2024 results After-Market on Jan 30, 2025お知らせ • Nov 22Stellar Bancorp, Inc. Announces Increase in Quarterly Dividend, Payable on December 31, 2024Stellar Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.14 per share of common stock payable on December 31, 2024, to the shareholders of record at the close of business on December 13, 2024. This is an increase of $0.01 per share from the previous quarterly dividend of $0.13 per common share.Recent Insider Transactions • Nov 15Independent Director recently sold €682k worth of stockOn the 11th of November, William Wilson sold around 24k shares on-market at roughly €28.43 per share. This transaction amounted to 22% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €974k more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Nov 12Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €28.20, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 13% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €50.29 per share.Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.63 (vs US$0.58 in 3Q 2023)Third quarter 2024 results: EPS: US$0.63 (up from US$0.58 in 3Q 2023). Revenue: US$113.8m (up 4.3% from 3Q 2023). Net income: US$33.9m (up 9.7% from 3Q 2023). Profit margin: 30% (up from 28% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 2.0% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.お知らせ • Oct 04Stellar Bancorp, Inc. to Report Q3, 2024 Results on Oct 25, 2024Stellar Bancorp, Inc. announced that they will report Q3, 2024 results Pre-Market on Oct 25, 2024Upcoming Dividend • Sep 09Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 13 September 2024. Payment date: 30 September 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.6%).Declared Dividend • Aug 26Second quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 13th September 2024 Payment date: 30th September 2024 Dividend yield will be 2.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 5 years. However, payments have been volatile during that time. EPS is expected to decline by 6.4% over the next year. However, it would need to fall by 73% to increase the payout ratio to a potentially unsustainable range.お知らせ • Aug 23Stellar Bancorp, Inc. Declares Quarterly Dividend, Payable on September 30, 2024Stellar Bancorp, Inc. announced that on August 22, 2024, its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on September 30, 2024 to the Company’s shareholders of record as of the close of business on September 13, 2024.Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.56 (vs US$0.66 in 2Q 2023)Second quarter 2024 results: EPS: US$0.56 (down from US$0.66 in 2Q 2023). Revenue: US$108.8m (down 2.8% from 2Q 2023). Net income: US$29.8m (down 15% from 2Q 2023). Profit margin: 27% (down from 31% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 1.4% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €24.20, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 13% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €44.33 per share.お知らせ • Jul 06Stellar Bancorp, Inc. to Report Q2, 2024 Results on Jul 26, 2024Stellar Bancorp, Inc. announced that they will report Q2, 2024 results at 9:30 AM, US Eastern Standard Time on Jul 26, 2024お知らせ • Jul 03Stellar Bancorp, Inc.(NYSE:STEL) dropped from Russell 2500 Growth IndexStellar Bancorp, Inc.(NYSE:STEL) dropped from Russell 2500 Growth IndexUpcoming Dividend • Jun 10Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 June 2024. Payment date: 28 June 2024. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.4%).お知らせ • Jun 08Stellar Bancorp, Inc. Appoints Tymothi O. Tombar as DirectorsStellar Bancorp, Inc. at its annual general meeting held on June 4, 2024, approved the appointment of Tymothi O. Tombar as directors.Declared Dividend • May 27First quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 14th June 2024 Payment date: 28th June 2024 Dividend yield will be 2.4%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 6.8% per year over the past 4 years. However, payments have been volatile during that time. EPS is expected to decline by 6.4% over the next year. However, it would need to fall by 74% to increase the payout ratio to a potentially unsustainable range.お知らせ • May 24+ 1 more updateStellar Bancorp, Inc. (NYSE:STEL) announces an Equity Buyback for $60 million worth of its shares.Stellar Bancorp, Inc. (NYSE:STEL) announces a share repurchase program. Under the program, the company will repurchase up to $60 million worth of its shares. The program will run through May 31, 2025.お知らせ • May 01Stellar Bancorp, Inc., Annual General Meeting, Jun 04, 2024Stellar Bancorp, Inc., Annual General Meeting, Jun 04, 2024, at 10:00 Central Standard Time. Location: 9 Greenway Plaza, Eighth Floor?—?Galveston Conference Room, Houston Texas United States Agenda: To elect five Class II directors to serve on the Board of Directors of the Company until the Company’s 2027 annual meeting of shareholders; and each until their respective successor or successors are duly elected and qualified or until their earlier death, resignation or removal; to conduct an advisory, non-binding vote regarding the compensation paid to company's named executive officers as disclosed in the accompanying proxy statement; and to consider other matters.Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.49 (vs US$0.70 in 1Q 2023)First quarter 2024 results: EPS: US$0.49 (down from US$0.70 in 1Q 2023). Revenue: US$104.3m (down 13% from 1Q 2023). Net income: US$26.1m (down 30% from 1Q 2023). Profit margin: 25% (down from 31% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 1.2% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.お知らせ • Apr 27Stellar Bancorp, Inc. Reports Unaudited Charge Offs for the First Quarter Ended March 31, 2024Stellar Bancorp, Inc. reported unaudited charge offs for the first quarter ended March 31, 2024. For the quarter, the company reported net charge offs of $714,000 against $192,000 a year ago.お知らせ • Apr 06Stellar Bancorp, Inc. to Report Q1, 2024 Results on Apr 26, 2024Stellar Bancorp, Inc. announced that they will report Q1, 2024 results Pre-Market on Apr 26, 2024Upcoming Dividend • Mar 08Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 15 March 2024. Payment date: 29 March 2024. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.7%).Declared Dividend • Mar 04Fourth quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 15th March 2024 Payment date: 29th March 2024 Dividend yield will be 2.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (21% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 6.8% per year over the past 4 years. However, payments have been volatile during that time. EPS is expected to decline by 15% over the next 2 years. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Mar 01Full year 2023 earnings released: EPS: US$2.45 (vs US$1.48 in FY 2022)Full year 2023 results: EPS: US$2.45 (up from US$1.48 in FY 2022). Revenue: US$452.4m (up 75% from FY 2022). Net income: US$130.5m (up 154% from FY 2022). Profit margin: 29% (up from 20% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 2 years compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.お知らせ • Feb 24Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on March 29, 2024Stellar Bancorp, Inc. announced that on February 22, 2024, its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on March 29, 2024 to the Company’s shareholders of record as of the close of business on March 18, 2024.Reported Earnings • Jan 27Full year 2023 earnings released: EPS: US$2.45 (vs US$1.48 in FY 2022)Full year 2023 results: EPS: US$2.45 (up from US$1.48 in FY 2022). Revenue: US$452.4m (up 75% from FY 2022). Net income: US$130.5m (up 154% from FY 2022). Profit margin: 29% (up from 20% in FY 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 1.0% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 2.0%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.お知らせ • Jan 10Stellar Bancorp, Inc. to Report Q4, 2023 Results on Jan 26, 2024Stellar Bancorp, Inc. announced that they will report Q4, 2023 results Pre-Market on Jan 26, 2024Upcoming Dividend • Dec 07Upcoming dividend of US$0.13 per share at 2.0% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.3%).お知らせ • Nov 17Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on December 29, 2023Stellar Bancorp, Inc. announced that on November 15, 2023, its board of directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on December 29, 2023 to the company’s shareholders of record as of the close of business on December 15, 2023.New Risk • Oct 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.004% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.004% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Oct 27Third quarter 2023 earnings released: EPS: US$0.58 (vs US$0.72 in 3Q 2022)Third quarter 2023 results: EPS: US$0.58. Revenue: US$109.1m (up 77% from 3Q 2022). Net income: US$30.9m (up 116% from 3Q 2022). Profit margin: 28% (up from 23% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 3.5% growth forecast for the Banks industry in Europe.お知らせ • Oct 07Stellar Bancorp, Inc. to Report Q3, 2023 Results on Oct 27, 2023Stellar Bancorp, Inc. announced that they will report Q3, 2023 results Pre-Market on Oct 27, 2023Upcoming Dividend • Sep 07Upcoming dividend of US$0.13 per share at 2.4% yieldEligible shareholders must have bought the stock before 14 September 2023. Payment date: 29 September 2023. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.3%).お知らせ • Aug 22Stellar Bancorp, Inc. Declares Quarterly Dividend, Payable on September 29, 2023Stellar Bancorp, Inc. announced that on August 17, 2023, its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on September 29, 2023 to the Company’s shareholders of record as of the close of business on September 15, 2023.Reported Earnings • Jul 30Second quarter 2023 earnings released: EPS: US$0.66 (vs US$0.57 in 2Q 2022)Second quarter 2023 results: EPS: US$0.66 (up from US$0.57 in 2Q 2022). Revenue: US$111.8m (up 93% from 2Q 2022). Net income: US$35.2m (up 114% from 2Q 2022). Profit margin: 31% (up from 28% in 2Q 2022). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 20% per year, which means it is well ahead of earnings.お知らせ • Jul 29Stellar Bancorp, Inc. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023Stellar Bancorp, Inc. reported net charge-offs for the second quarter ended June 30, 2023. For the quarter, the company reported net charge-offs of $236,000 against $571,000 a year ago.お知らせ • Jul 25Stellar Bancorp, Inc Announces the Election of Cynthia Dopjera to the Board of DirectorsStellar Bancorp, Inc. announced the election of Cynthia Dopjera to the Board of Directors of the Company effective July 20, 2023. The election of Ms. Dopjera as a Class II director fills an existing vacancy. The Company has a 14-member Board, which consists of 11 independent directors. Ms. Dopjera will also join Stellar's Audit Committee. Ms. Dopjera currently serves as a member of the Board of Directors of the Company's wholly owned subsidiary, Stellar Bank, as well as the Chair of the bank's Audit Committee. Ms. Dopjera served as a member of the Board of Directors of Allegiance Bank beginning in 2019 prior to its merger with CommunityBank of Texas, N.A. and the formation of Stellar Bank. Ms. Dopjera spent the first half of her career holding various operational and executive leadership roles for community banks as well as large regional banks. In 2000, she joined the Houston-based public accounting firm of Harper & Pearson Company, P.C. where she served as Shareholder, Chairman of the Board and Practice Leader for the firm's banking and financial institutions practice until her retirement in 2018. The firm's services included financial statement audit, tax preparation, regulatory compliance, loan and asset quality review, model validations, interest rate risk assessments, and the design and implementation of internal controls over financial reporting for large financial institutions and publicly-traded institutions regulated under FDICIA and Sarbanes-Oxley.お知らせ • Jul 08Stellar Bancorp, Inc. to Report Q2, 2023 Results on Jul 28, 2023Stellar Bancorp, Inc. announced that they will report Q2, 2023 results Pre-Market on Jul 28, 2023New Risk • Jun 08New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (162% increase in shares outstanding). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (7.1% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (22% net profit margin).Upcoming Dividend • Jun 07Upcoming dividend of US$0.13 per share at 2.0% yieldEligible shareholders must have bought the stock before 14 June 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.2%).お知らせ • May 27Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on June 30, 2023Stellar Bancorp, Inc. announced that on May 25, 2023, its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on June 30, 2023 to the Company’s shareholders of record as of the close of business on June 15, 2023.Reported Earnings • May 08First quarter 2023 earnings released: EPS: US$0.70 (vs US$0.65 in 1Q 2022)First quarter 2023 results: EPS: US$0.70 (up from US$0.65 in 1Q 2022). Revenue: US$119.7m (up 109% from 1Q 2022). Net income: US$37.1m (up 99% from 1Q 2022). Profit margin: 31% (down from 33% in 1Q 2022). Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 6% per year.Recent Insider Transactions • May 06Insider recently bought €894k worth of stockOn the 3rd of May, John Williams bought around 45k shares on-market at roughly €19.86 per share. This transaction amounted to 3.6% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €932k. Insiders have collectively bought €1.9m more in shares than they have sold in the last 12 months.Recent Insider Transactions • Mar 20Insider recently bought €932k worth of stockOn the 13th of March, Joseph Swinbank bought around 38k shares on-market at roughly €24.62 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.0m more in shares than they have sold in the last 12 months.Reported Earnings • Mar 18Full year 2022 earnings released: EPS: US$1.48 (vs US$2.85 in FY 2021)Full year 2022 results: EPS: US$1.48 (down from US$2.85 in FY 2021). Revenue: US$258.6m (up 8.0% from FY 2021). Net income: US$51.4m (down 37% from FY 2021). Profit margin: 20% (down from 34% in FY 2021). Net interest margin (NIM): 3.94% (up from 3.90% in FY 2021). Cost-to-income ratio: 64.2% (up from 58.9% in FY 2021). Non-performing loans: 0.58% (up from 0.57% in FY 2021). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in Europe.Upcoming Dividend • Mar 07Upcoming dividend of US$0.13 per share at 1.8% yieldEligible shareholders must have bought the stock before 14 March 2023. Payment date: 31 March 2023. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (5.3%).お知らせ • Jan 29Stellar Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022Stellar Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, the company’s net charge-offs were $5,707,000 against $1,353,000 a year ago.Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$1.48 (vs US$4.04 in FY 2021)Full year 2022 results: EPS: US$1.48 (down from US$4.04 in FY 2021). Revenue: US$258.6m (up 8.0% from FY 2021). Net income: US$51.4m (down 37% from FY 2021). Profit margin: 20% (down from 34% in FY 2021). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.お知らせ • Jan 10Stellar Bancorp, Inc. to Report Q4, 2022 Results on Jan 27, 2023Stellar Bancorp, Inc. announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Jan 27, 2023お知らせ • Nov 19Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on December 30, 2022Stellar Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on December 30, 2022 to the Company’s shareholders of record as of the close of business on December 15, 2022. The amount and timing of any future dividend payments to shareholders will be subject to the discretion of Stellar’s Board of Directors.Valuation Update With 7 Day Price Move • Nov 05Investor sentiment improved over the past weekAfter last week's 16% share price gain to €34.94, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 8x in the Banks industry in Europe.Reported Earnings • Nov 01Third quarter 2022 earnings released: EPS: US$0.52 (vs US$0.59 in 3Q 2021)Third quarter 2022 results: EPS: US$0.52 (down from US$0.59 in 3Q 2021). Revenue: US$45.4m (up 9.0% from 3Q 2021). Net income: US$12.7m (down 12% from 3Q 2021). Profit margin: 28% (down from 35% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 31% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe.お知らせ • Oct 29Stellar Bancorp, Inc. Reports Impairment Charges for the Third Quarter of 2022Stellar Bancorp, Inc. reported impairment charges for the third quarter of 2022. Third quarter 2022 net recoveries were $245,000, or 0.02% (annualized) of average loans, compared to net charge-offs of $450,000, or 0.04% (annualized) of average loans, for the third quarter 2021.お知らせ • Oct 19Stellar Bancorp, Inc. to Report Q3, 2022 Results on Oct 28, 2022Stellar Bancorp, Inc. announced that they will report Q3, 2022 results Pre-Market on Oct 28, 2022業績と収益の成長予測DB:C9N0 - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/2027463118N/AN/A412/31/2026443111N/AN/A13/31/2026421105115119N/A12/31/20254131039397N/A9/30/20254171028388N/A6/30/20254251107883N/A3/31/20254311149196N/A12/31/2024434115128133N/A9/30/2024439117155160N/A6/30/2024434114134139N/A3/31/2024437119144150N/A12/31/2023452130161168N/A9/30/2023422105163172N/A6/30/202337589160166N/A3/31/202332170137142N/A12/31/202225951105109N/A9/30/20222407199100N/A6/30/202223776103104N/A3/31/202224082100102N/A12/31/202123982104107N/A9/30/202122976101105N/A6/30/2021223737682N/A3/31/2021204606572N/A12/31/2020183465461N/A9/30/2020178444350N/A6/30/2020171394156N/A3/31/2020177444358N/A12/31/201918753N/A67N/A9/30/201918552N/A68N/A6/30/201917049N/A62N/A3/31/201915142N/A54N/A12/31/201813237N/A46N/A9/30/201811427N/A39N/A6/30/201810621N/A35N/A3/31/201810019N/A36N/A12/31/20179618N/A33N/A9/30/20179320N/A33N/A6/30/20179423N/A33N/A3/31/20179223N/A31N/A12/31/20169023N/A27N/A9/30/20168621N/A26N/A6/30/20168320N/A23N/A3/31/20168118N/A24N/A12/31/20157815N/A20N/A9/30/20157113N/A17N/A6/30/20156311N/A15N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: C9N0の予測収益成長率 (年間6.6% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: C9N0の収益 ( 6.6% ) German市場 ( 17.1% ) よりも低い成長が予測されています。高成長収益: C9N0の収益は増加すると予測されていますが、大幅には増加しません。収益対市場: C9N0の収益 ( 5.4% ) German市場 ( 6.8% ) よりも低い成長が予測されています。高い収益成長: C9N0の収益 ( 5.4% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: C9N0の 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 13:29終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Stellar Bancorp, Inc. 4 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。9 アナリスト機関Bryce RoweBairdJohn RodisBrean Capital Historical (Janney Montgomery)Catherine Summerson MealorKeefe, Bruyette, & Woods6 その他のアナリストを表示
Declared Dividend • 12hFirst quarter dividend of US$0.15 announcedShareholders will receive a dividend of US$0.15. Ex-date: 15th June 2026 Payment date: 26th June 2026 Dividend yield will be 1.6%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 7.0% per year over the past 6 years. However, payments have been volatile during that time. EPS is expected to grow by 7.7% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 22Stellar Bancorp, Inc. announces Quarterly dividend, payable on June 26, 2026Stellar Bancorp, Inc. announced Quarterly dividend of USD 0.1500 per share payable on June 26, 2026, ex-date on June 15, 2026 and record date on June 15, 2026.
お知らせ • Feb 26Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on March 31, 2026Stellar Bancorp, Inc. announced that on February 25, 2026, its Board of Directors declared a quarterly cash dividend of $0.15 per share of common stock payable on March 31, 2026, to the shareholders of record at the close of business on March 16, 2026.
お知らせ • Jan 28+ 2 more updatesProsperity Bancshares, Inc. (NYSE:PB) entered into a definitive merger agreement to acquire Stellar Bancorp, Inc. (NYSE:STEL) for approximately $2 billion.Prosperity Bancshares, Inc. (NYSE:PB) entered into a definitive merger agreement to acquire Stellar Bancorp, Inc. (NYSE:STEL) for approximately $2 billion on January 27, 2026. As a part of consideration, Prosperity will issue 0.3803 shares and $11.36 in cash for each outstanding share of Stellar common stock. The purchase price is a mix of 70% stock and 30% cash. Prosperity Bancshares, Inc will hold 84% and Stellar Bancorp, Inc will hold 16%. Robert R. Franklin, Jr., Stellar's Chief Executive Officer and Stellar Bank's Executive Chairman will join Prosperity Bank as Vice Chairman and Ramon Vitulli, Stellar's President and Stellar Bank's Chief Executive Officer, will join Prosperity Bank as Houston Area Chairman. In addition, upon completion of the merger, Mr. Franklin and one additional member of the Stellar Board of Directors will join the Board of Directors of Prosperity, and Mr. Vitulli and Pat Parsons, a director of Stellar Bank, will join the Board of Directors of Prosperity Bank. The merger has been unanimously approved by the Boards of Directors of both companies and is expected to close during the second quarter of 2026, subject to the receipt of required regulatory approvals, approval by Stellar's shareholders and the satisfaction of other customary closing conditions. Keefe, Bruyette & Woods, Inc. acted as financial advisor and Norton Rose Fulbright US LLP acted as legal advisor for Stellar Bancorp, Inc. Wachtell, Lipton, Rosen & Katz LLP acted as legal advisor for Prosperity Bancshares, Inc.
お知らせ • Jan 06Stellar Bancorp, Inc. to Report Q4, 2025 Results on Jan 30, 2026Stellar Bancorp, Inc. announced that they will report Q4, 2025 results Pre-Market on Jan 30, 2026
お知らせ • Nov 21Stellar Bancorp, Inc. Announces Increase in Quarterly Dividend, Payable on December 31, 2025Stellar Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.15 per share of common stock payable on December 31, 2025, to the shareholders of record at the close of business on December 15, 2025. This is an increase of $0.01 per share from the previous quarterly dividend of $0.14 per common share.
お知らせ • Oct 24Stellar Bancorp, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025Stellar Bancorp, Inc. reported Net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs for the third quarter of 2025 were $3.3 million, or 0.18% (annualized) of average loans, compared to net charge-offs of $206,000, or 0.01% (annualized) of average loans, for the second quarter of 2025.
お知らせ • Oct 02Stellar Bancorp, Inc. to Report Q3, 2025 Results on Oct 24, 2025Stellar Bancorp, Inc. announced that they will report Q3, 2025 results Pre-Market on Oct 24, 2025
お知らせ • Aug 28Stellar Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on September 30, 2025Stellar Bancorp, Inc. announced that on August 27, 2025, its Board of Directors declared a quarterly cash dividend of $0.14 per share of common stock payable on September 30, 2025, to the shareholders of record at the close of business on September 15, 2025.
お知らせ • Jul 25Stellar Bancorp, Inc. Reports Unaudited Net Charge Offs for the Second Quarter Ended June 30, 2025Stellar Bancorp, Inc. reported unaudited net charge offs for the second quarter ended June 30, 2025. for the quarter, the company reported Net charge-offs of $206,000 against Net Recoveries of $1,000 a year ago.
お知らせ • Jul 09Stellar Bancorp, Inc. to Report Q2, 2025 Results on Jul 25, 2025Stellar Bancorp, Inc. announced that they will report Q2, 2025 results Pre-Market on Jul 25, 2025
お知らせ • Jun 30+ 3 more updatesStellar Bancorp, Inc.(NYSE:STEL) dropped from Russell 3000E IndexStellar Bancorp, Inc.(NYSE:STEL) dropped from Russell 3000E Index
お知らせ • Jun 19Stellar Bancorp, Inc. Announces Resignation of William E. Wilson, Jr. as Member of the Board of Directors, Effective June 12, 2025On June 12, 2025, William E. Wilson, Jr., a member of the Board of Directors of Stellar Bancorp, Inc. (the Company), notified the Company of his intention to resign from the Board of Directors of the Company, effective the same day. Mr. Wilson has served as a director of the Company since 2017 and is a member of the Company’s Audit Committee. Mr. Wilson’s resignation was not due to any disagreement with the Company on any matter relating to the Company’s operations, policies or practices.
お知らせ • May 23+ 1 more updateStellar Bancorp, Inc. Elects Laura D. Bellows as DirectorStellar Bancorp, Inc. held its Annual Meeting of Shareholders on May 21, 2025, approved to elect Laura D. Bellows as director.
お知らせ • Apr 25Stellar Bancorp, Inc. Reports Net Charges Offs for the First Quarter of 2025Stellar Bancorp, Inc. reported Net Charges Offs for the first quarter of 2025. For the quarter, the company reported Net charge-offs of $163,000, or 0.01% (annualized) of average loans, compared to net charge-offs of $2.0 million, or 0.11% (annualized) of average loans, for the fourth quarter of 2024.
お知らせ • Apr 24Stellar Bancorp, Inc. (NYSE:STEL) announces an Equity Buyback for $65 million worth of its shares.Stellar Bancorp, Inc. (NYSE:STEL) announces a share repurchase program. Under the program, the company will repurchase up to $65 million worth of its shares. The program will run through May 31, 2026.
お知らせ • Apr 05Stellar Bancorp, Inc. to Report Q1, 2025 Results on Apr 25, 2025Stellar Bancorp, Inc. announced that they will report Q1, 2025 results Pre-Market on Apr 25, 2025
お知らせ • Mar 28Stellar Bancorp, Inc., Annual General Meeting, May 21, 2025Stellar Bancorp, Inc., Annual General Meeting, May 21, 2025. Location: at 9 greenway plaza, eighth floor galveston conference room, texas 77046, houston United States
お知らせ • Feb 27Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on March 31, 2025Stellar Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.14 per share of common stock payable on March 31, 2025, to the shareholders of record at the close of business on March 17, 2025.
お知らせ • Jan 31Stellar Bancorp, Inc. Reports Net Charges Offs for the Fourth Quarter Ended December 31, 2024Stellar Bancorp, Inc. reported net charges offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported Net charge-offs for the fourth quarter of 2024 were $2.0 million, or 0.11% (annualized) of average loans, compared to net charge-offs of $3.9 million, or 0.21% (annualized) of average loans, for the third quarter of 2024.
お知らせ • Jan 13Stellar Bancorp, Inc. Announces Retirement of Michael A. Havard as Member of the Board of DirectorsOn January 6, 2025, Michael A. Havard a member of the Board of Directors of Stellar Bancorp, Inc. provided notice of his decision to not stand for reelection at the Company’s 2025 Annual Shareholder’s Meeting. Mr. Havard has served as a director of the Company since 2017 and is a member of the Company’s Compensation Committee and Audit Committee. Mr. Havard will continue to serve in such roles at the Company until his term as a director of the Company expires at the 2025 Annual Meeting. Upon the completion of his term as a director of the Company, Mr. Havard intends to retire from his positions with the Company. Mr. Havard’s decision not to stand for reelection did not arise or result from any disagreement with the Company on any matters relating to the Company’s operations, policies or practices.
お知らせ • Jan 09Stellar Bancorp, Inc. to Report Q4, 2024 Results on Jan 30, 2025Stellar Bancorp, Inc. announced that they will report Q4, 2024 results After-Market on Jan 30, 2025
お知らせ • Nov 22Stellar Bancorp, Inc. Announces Increase in Quarterly Dividend, Payable on December 31, 2024Stellar Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.14 per share of common stock payable on December 31, 2024, to the shareholders of record at the close of business on December 13, 2024. This is an increase of $0.01 per share from the previous quarterly dividend of $0.13 per common share.
Recent Insider Transactions • Nov 15Independent Director recently sold €682k worth of stockOn the 11th of November, William Wilson sold around 24k shares on-market at roughly €28.43 per share. This transaction amounted to 22% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €974k more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 12Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €28.20, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 13% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €50.29 per share.
Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.63 (vs US$0.58 in 3Q 2023)Third quarter 2024 results: EPS: US$0.63 (up from US$0.58 in 3Q 2023). Revenue: US$113.8m (up 4.3% from 3Q 2023). Net income: US$33.9m (up 9.7% from 3Q 2023). Profit margin: 30% (up from 28% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 2.0% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.
お知らせ • Oct 04Stellar Bancorp, Inc. to Report Q3, 2024 Results on Oct 25, 2024Stellar Bancorp, Inc. announced that they will report Q3, 2024 results Pre-Market on Oct 25, 2024
Upcoming Dividend • Sep 09Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 13 September 2024. Payment date: 30 September 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.6%).
Declared Dividend • Aug 26Second quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 13th September 2024 Payment date: 30th September 2024 Dividend yield will be 2.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 5 years. However, payments have been volatile during that time. EPS is expected to decline by 6.4% over the next year. However, it would need to fall by 73% to increase the payout ratio to a potentially unsustainable range.
お知らせ • Aug 23Stellar Bancorp, Inc. Declares Quarterly Dividend, Payable on September 30, 2024Stellar Bancorp, Inc. announced that on August 22, 2024, its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on September 30, 2024 to the Company’s shareholders of record as of the close of business on September 13, 2024.
Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.56 (vs US$0.66 in 2Q 2023)Second quarter 2024 results: EPS: US$0.56 (down from US$0.66 in 2Q 2023). Revenue: US$108.8m (down 2.8% from 2Q 2023). Net income: US$29.8m (down 15% from 2Q 2023). Profit margin: 27% (down from 31% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 1.4% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €24.20, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 13% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €44.33 per share.
お知らせ • Jul 06Stellar Bancorp, Inc. to Report Q2, 2024 Results on Jul 26, 2024Stellar Bancorp, Inc. announced that they will report Q2, 2024 results at 9:30 AM, US Eastern Standard Time on Jul 26, 2024
お知らせ • Jul 03Stellar Bancorp, Inc.(NYSE:STEL) dropped from Russell 2500 Growth IndexStellar Bancorp, Inc.(NYSE:STEL) dropped from Russell 2500 Growth Index
Upcoming Dividend • Jun 10Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 June 2024. Payment date: 28 June 2024. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.4%).
お知らせ • Jun 08Stellar Bancorp, Inc. Appoints Tymothi O. Tombar as DirectorsStellar Bancorp, Inc. at its annual general meeting held on June 4, 2024, approved the appointment of Tymothi O. Tombar as directors.
Declared Dividend • May 27First quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 14th June 2024 Payment date: 28th June 2024 Dividend yield will be 2.4%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 6.8% per year over the past 4 years. However, payments have been volatile during that time. EPS is expected to decline by 6.4% over the next year. However, it would need to fall by 74% to increase the payout ratio to a potentially unsustainable range.
お知らせ • May 24+ 1 more updateStellar Bancorp, Inc. (NYSE:STEL) announces an Equity Buyback for $60 million worth of its shares.Stellar Bancorp, Inc. (NYSE:STEL) announces a share repurchase program. Under the program, the company will repurchase up to $60 million worth of its shares. The program will run through May 31, 2025.
お知らせ • May 01Stellar Bancorp, Inc., Annual General Meeting, Jun 04, 2024Stellar Bancorp, Inc., Annual General Meeting, Jun 04, 2024, at 10:00 Central Standard Time. Location: 9 Greenway Plaza, Eighth Floor?—?Galveston Conference Room, Houston Texas United States Agenda: To elect five Class II directors to serve on the Board of Directors of the Company until the Company’s 2027 annual meeting of shareholders; and each until their respective successor or successors are duly elected and qualified or until their earlier death, resignation or removal; to conduct an advisory, non-binding vote regarding the compensation paid to company's named executive officers as disclosed in the accompanying proxy statement; and to consider other matters.
Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.49 (vs US$0.70 in 1Q 2023)First quarter 2024 results: EPS: US$0.49 (down from US$0.70 in 1Q 2023). Revenue: US$104.3m (down 13% from 1Q 2023). Net income: US$26.1m (down 30% from 1Q 2023). Profit margin: 25% (down from 31% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 1.2% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
お知らせ • Apr 27Stellar Bancorp, Inc. Reports Unaudited Charge Offs for the First Quarter Ended March 31, 2024Stellar Bancorp, Inc. reported unaudited charge offs for the first quarter ended March 31, 2024. For the quarter, the company reported net charge offs of $714,000 against $192,000 a year ago.
お知らせ • Apr 06Stellar Bancorp, Inc. to Report Q1, 2024 Results on Apr 26, 2024Stellar Bancorp, Inc. announced that they will report Q1, 2024 results Pre-Market on Apr 26, 2024
Upcoming Dividend • Mar 08Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 15 March 2024. Payment date: 29 March 2024. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.7%).
Declared Dividend • Mar 04Fourth quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 15th March 2024 Payment date: 29th March 2024 Dividend yield will be 2.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (21% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 6.8% per year over the past 4 years. However, payments have been volatile during that time. EPS is expected to decline by 15% over the next 2 years. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Mar 01Full year 2023 earnings released: EPS: US$2.45 (vs US$1.48 in FY 2022)Full year 2023 results: EPS: US$2.45 (up from US$1.48 in FY 2022). Revenue: US$452.4m (up 75% from FY 2022). Net income: US$130.5m (up 154% from FY 2022). Profit margin: 29% (up from 20% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 2 years compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
お知らせ • Feb 24Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on March 29, 2024Stellar Bancorp, Inc. announced that on February 22, 2024, its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on March 29, 2024 to the Company’s shareholders of record as of the close of business on March 18, 2024.
Reported Earnings • Jan 27Full year 2023 earnings released: EPS: US$2.45 (vs US$1.48 in FY 2022)Full year 2023 results: EPS: US$2.45 (up from US$1.48 in FY 2022). Revenue: US$452.4m (up 75% from FY 2022). Net income: US$130.5m (up 154% from FY 2022). Profit margin: 29% (up from 20% in FY 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 1.0% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 2.0%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
お知らせ • Jan 10Stellar Bancorp, Inc. to Report Q4, 2023 Results on Jan 26, 2024Stellar Bancorp, Inc. announced that they will report Q4, 2023 results Pre-Market on Jan 26, 2024
Upcoming Dividend • Dec 07Upcoming dividend of US$0.13 per share at 2.0% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.3%).
お知らせ • Nov 17Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on December 29, 2023Stellar Bancorp, Inc. announced that on November 15, 2023, its board of directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on December 29, 2023 to the company’s shareholders of record as of the close of business on December 15, 2023.
New Risk • Oct 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.004% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.004% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Oct 27Third quarter 2023 earnings released: EPS: US$0.58 (vs US$0.72 in 3Q 2022)Third quarter 2023 results: EPS: US$0.58. Revenue: US$109.1m (up 77% from 3Q 2022). Net income: US$30.9m (up 116% from 3Q 2022). Profit margin: 28% (up from 23% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 3.5% growth forecast for the Banks industry in Europe.
お知らせ • Oct 07Stellar Bancorp, Inc. to Report Q3, 2023 Results on Oct 27, 2023Stellar Bancorp, Inc. announced that they will report Q3, 2023 results Pre-Market on Oct 27, 2023
Upcoming Dividend • Sep 07Upcoming dividend of US$0.13 per share at 2.4% yieldEligible shareholders must have bought the stock before 14 September 2023. Payment date: 29 September 2023. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.3%).
お知らせ • Aug 22Stellar Bancorp, Inc. Declares Quarterly Dividend, Payable on September 29, 2023Stellar Bancorp, Inc. announced that on August 17, 2023, its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on September 29, 2023 to the Company’s shareholders of record as of the close of business on September 15, 2023.
Reported Earnings • Jul 30Second quarter 2023 earnings released: EPS: US$0.66 (vs US$0.57 in 2Q 2022)Second quarter 2023 results: EPS: US$0.66 (up from US$0.57 in 2Q 2022). Revenue: US$111.8m (up 93% from 2Q 2022). Net income: US$35.2m (up 114% from 2Q 2022). Profit margin: 31% (up from 28% in 2Q 2022). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 20% per year, which means it is well ahead of earnings.
お知らせ • Jul 29Stellar Bancorp, Inc. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023Stellar Bancorp, Inc. reported net charge-offs for the second quarter ended June 30, 2023. For the quarter, the company reported net charge-offs of $236,000 against $571,000 a year ago.
お知らせ • Jul 25Stellar Bancorp, Inc Announces the Election of Cynthia Dopjera to the Board of DirectorsStellar Bancorp, Inc. announced the election of Cynthia Dopjera to the Board of Directors of the Company effective July 20, 2023. The election of Ms. Dopjera as a Class II director fills an existing vacancy. The Company has a 14-member Board, which consists of 11 independent directors. Ms. Dopjera will also join Stellar's Audit Committee. Ms. Dopjera currently serves as a member of the Board of Directors of the Company's wholly owned subsidiary, Stellar Bank, as well as the Chair of the bank's Audit Committee. Ms. Dopjera served as a member of the Board of Directors of Allegiance Bank beginning in 2019 prior to its merger with CommunityBank of Texas, N.A. and the formation of Stellar Bank. Ms. Dopjera spent the first half of her career holding various operational and executive leadership roles for community banks as well as large regional banks. In 2000, she joined the Houston-based public accounting firm of Harper & Pearson Company, P.C. where she served as Shareholder, Chairman of the Board and Practice Leader for the firm's banking and financial institutions practice until her retirement in 2018. The firm's services included financial statement audit, tax preparation, regulatory compliance, loan and asset quality review, model validations, interest rate risk assessments, and the design and implementation of internal controls over financial reporting for large financial institutions and publicly-traded institutions regulated under FDICIA and Sarbanes-Oxley.
お知らせ • Jul 08Stellar Bancorp, Inc. to Report Q2, 2023 Results on Jul 28, 2023Stellar Bancorp, Inc. announced that they will report Q2, 2023 results Pre-Market on Jul 28, 2023
New Risk • Jun 08New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (162% increase in shares outstanding). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (7.1% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (22% net profit margin).
Upcoming Dividend • Jun 07Upcoming dividend of US$0.13 per share at 2.0% yieldEligible shareholders must have bought the stock before 14 June 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.2%).
お知らせ • May 27Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on June 30, 2023Stellar Bancorp, Inc. announced that on May 25, 2023, its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on June 30, 2023 to the Company’s shareholders of record as of the close of business on June 15, 2023.
Reported Earnings • May 08First quarter 2023 earnings released: EPS: US$0.70 (vs US$0.65 in 1Q 2022)First quarter 2023 results: EPS: US$0.70 (up from US$0.65 in 1Q 2022). Revenue: US$119.7m (up 109% from 1Q 2022). Net income: US$37.1m (up 99% from 1Q 2022). Profit margin: 31% (down from 33% in 1Q 2022). Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 6% per year.
Recent Insider Transactions • May 06Insider recently bought €894k worth of stockOn the 3rd of May, John Williams bought around 45k shares on-market at roughly €19.86 per share. This transaction amounted to 3.6% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €932k. Insiders have collectively bought €1.9m more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Mar 20Insider recently bought €932k worth of stockOn the 13th of March, Joseph Swinbank bought around 38k shares on-market at roughly €24.62 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.0m more in shares than they have sold in the last 12 months.
Reported Earnings • Mar 18Full year 2022 earnings released: EPS: US$1.48 (vs US$2.85 in FY 2021)Full year 2022 results: EPS: US$1.48 (down from US$2.85 in FY 2021). Revenue: US$258.6m (up 8.0% from FY 2021). Net income: US$51.4m (down 37% from FY 2021). Profit margin: 20% (down from 34% in FY 2021). Net interest margin (NIM): 3.94% (up from 3.90% in FY 2021). Cost-to-income ratio: 64.2% (up from 58.9% in FY 2021). Non-performing loans: 0.58% (up from 0.57% in FY 2021). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in Europe.
Upcoming Dividend • Mar 07Upcoming dividend of US$0.13 per share at 1.8% yieldEligible shareholders must have bought the stock before 14 March 2023. Payment date: 31 March 2023. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (5.3%).
お知らせ • Jan 29Stellar Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022Stellar Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, the company’s net charge-offs were $5,707,000 against $1,353,000 a year ago.
Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$1.48 (vs US$4.04 in FY 2021)Full year 2022 results: EPS: US$1.48 (down from US$4.04 in FY 2021). Revenue: US$258.6m (up 8.0% from FY 2021). Net income: US$51.4m (down 37% from FY 2021). Profit margin: 20% (down from 34% in FY 2021). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.
お知らせ • Jan 10Stellar Bancorp, Inc. to Report Q4, 2022 Results on Jan 27, 2023Stellar Bancorp, Inc. announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Jan 27, 2023
お知らせ • Nov 19Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on December 30, 2022Stellar Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock. The dividend will be payable on December 30, 2022 to the Company’s shareholders of record as of the close of business on December 15, 2022. The amount and timing of any future dividend payments to shareholders will be subject to the discretion of Stellar’s Board of Directors.
Valuation Update With 7 Day Price Move • Nov 05Investor sentiment improved over the past weekAfter last week's 16% share price gain to €34.94, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 8x in the Banks industry in Europe.
Reported Earnings • Nov 01Third quarter 2022 earnings released: EPS: US$0.52 (vs US$0.59 in 3Q 2021)Third quarter 2022 results: EPS: US$0.52 (down from US$0.59 in 3Q 2021). Revenue: US$45.4m (up 9.0% from 3Q 2021). Net income: US$12.7m (down 12% from 3Q 2021). Profit margin: 28% (down from 35% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 31% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe.
お知らせ • Oct 29Stellar Bancorp, Inc. Reports Impairment Charges for the Third Quarter of 2022Stellar Bancorp, Inc. reported impairment charges for the third quarter of 2022. Third quarter 2022 net recoveries were $245,000, or 0.02% (annualized) of average loans, compared to net charge-offs of $450,000, or 0.04% (annualized) of average loans, for the third quarter 2021.
お知らせ • Oct 19Stellar Bancorp, Inc. to Report Q3, 2022 Results on Oct 28, 2022Stellar Bancorp, Inc. announced that they will report Q3, 2022 results Pre-Market on Oct 28, 2022