View Financial HealthBankinter 配当と自社株買い配当金 基準チェック /46Bankinter配当を支払う会社であり、現在の利回りは4.33%で、収益によって十分にカバーされています。主要情報4.3%配当利回り0.007%バイバック利回り総株主利回り4.3%将来の配当利回り5.5%配当成長9.9%次回配当支払日n/a配当落ち日n/a一株当たり配当金n/a配当性向37%最近の配当と自社株買いの更新Declared Dividend • Jun 21First quarter dividend of €0.09 announcedShareholders will receive a dividend of €0.09. Ex-date: 24th June 2024 Payment date: 26th June 2024 Dividend yield will be 5.1%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (52% forecast payout ratio). The dividend has increased by an average of 22% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to decline by 1.8% over the next 3 years. However, it would need to fall by 41% to increase the payout ratio to a potentially unsustainable range.Upcoming Dividend • Mar 19Upcoming dividend of €0.087 per shareEligible shareholders must have bought the stock before 26 March 2024. Payment date: 28 March 2024. Payout ratio is a comfortable 52% and this is well supported by cash flows. Trailing yield: 7.1%. Within top quartile of German dividend payers (5.0%). In line with average of industry peers (6.7%).Declared Dividend • Feb 23Fourth quarter dividend of €0.087 announcedShareholders will receive a dividend of €0.087. Ex-date: 26th March 2024 Payment date: 28th March 2024 Dividend yield will be 6.6%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (51% forecast payout ratio). The dividend has increased by an average of 18% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 5.5% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Upcoming Dividend • Mar 21Upcoming dividend of €0.072 per share at 5.7% yieldEligible shareholders must have bought the stock before 28 March 2023. Payment date: 30 March 2023. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 5.7%. Within top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.4%).Upcoming Dividend • Mar 21Upcoming dividend of €0.047 per shareEligible shareholders must have bought the stock before 28 March 2022. Payment date: 30 March 2022. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 4.6%. Within top quartile of German dividend payers (3.6%). Lower than average of industry peers (5.7%).すべての更新を表示Recent updatesお知らせ • Apr 07Bankinter, S.A. to Report Q1, 2026 Results on Apr 23, 2026Bankinter, S.A. announced that they will report Q1, 2026 results on Apr 23, 2026お知らせ • Feb 23Bankinter, S.A., Annual General Meeting, Mar 26, 2026Bankinter, S.A., Annual General Meeting, Mar 26, 2026.お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2025 Results on Oct 23, 2025Bankinter, S.A. announced that they will report Q3, 2025 results on Oct 23, 2025お知らせ • Feb 24Bankinter, S.A., Annual General Meeting, Mar 27, 2025Bankinter, S.A., Annual General Meeting, Mar 27, 2025. Location: edificio mutua madrilena, paseo de la castellana 33, madrid Spainお知らせ • Jan 11Bankinter, S.A. to Report Fiscal Year 2024 Results on Jan 23, 2025Bankinter, S.A. announced that they will report fiscal year 2024 results on Jan 23, 2025Reported Earnings • Oct 25Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: €631.0m (down 2.1% from 3Q 2023). Net income: €258.0m (down 3.3% from 3Q 2023). Profit margin: 41% (in line with 3Q 2023). Revenue is forecast to grow 4.5% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.New Risk • Oct 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.07% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.07% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2024 Results on Oct 24, 2024Bankinter, S.A. announced that they will report Q3, 2024 results on Oct 24, 2024New Risk • Jul 22New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.0007% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.0007% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Jul 19Second quarter 2024 earnings released: EPS: €0.29 (vs €0.26 in 2Q 2023)Second quarter 2024 results: EPS: €0.29 (up from €0.26 in 2Q 2023). Revenue: €658.7m (up 29% from 2Q 2023). Net income: €265.0m (up 14% from 2Q 2023). Profit margin: 40% (down from 46% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has only increased by 23% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 02Bankinter, S.A. to Report First Half, 2024 Results on Jul 18, 2024Bankinter, S.A. announced that they will report first half, 2024 results on Jul 18, 2024Declared Dividend • Jun 21First quarter dividend of €0.09 announcedShareholders will receive a dividend of €0.09. Ex-date: 24th June 2024 Payment date: 26th June 2024 Dividend yield will be 5.1%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (52% forecast payout ratio). The dividend has increased by an average of 22% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to decline by 1.8% over the next 3 years. However, it would need to fall by 41% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: €0.21 (vs €0.20 in 1Q 2023)First quarter 2024 results: EPS: €0.21 (up from €0.20 in 1Q 2023). Revenue: €576.0m (up 7.2% from 1Q 2023). Net income: €193.1m (up 7.9% from 1Q 2023). Profit margin: 34% (in line with 1Q 2023). Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Mar 19Upcoming dividend of €0.087 per shareEligible shareholders must have bought the stock before 26 March 2024. Payment date: 28 March 2024. Payout ratio is a comfortable 52% and this is well supported by cash flows. Trailing yield: 7.1%. Within top quartile of German dividend payers (5.0%). In line with average of industry peers (6.7%).Declared Dividend • Feb 23Fourth quarter dividend of €0.087 announcedShareholders will receive a dividend of €0.087. Ex-date: 26th March 2024 Payment date: 28th March 2024 Dividend yield will be 6.6%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (51% forecast payout ratio). The dividend has increased by an average of 18% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 5.5% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 31Full year 2023 earnings releasedFull year 2023 results: Revenue: €2.30b (up 26% from FY 2022). Net income: €844.8m (up 55% from FY 2022). Profit margin: 37% (up from 30% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 2.1% growth forecast for the Banks industry in Europe.Reported Earnings • Nov 05Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: €644.4m (up 33% from 3Q 2022). Net income: €266.8m (up 68% from 3Q 2022). Profit margin: 41% (up from 33% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Europe.New Risk • Nov 04New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.8% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 1.8% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Jul 21Second quarter 2023 earnings released: EPS: €0.27 (vs €0.13 in 2Q 2022)Second quarter 2023 results: EPS: €0.27 (up from €0.13 in 2Q 2022). Revenue: €689.5m (up 71% from 2Q 2022). Net income: €233.2m (up 100% from 2Q 2022). Profit margin: 34% (up from 29% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.8% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 43% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 25First quarter 2023 earnings released: EPS: €0.21 (vs €0.17 in 1Q 2022)First quarter 2023 results: EPS: €0.21 (up from €0.17 in 1Q 2022). Revenue: €514.0m (up 16% from 1Q 2022). Net income: €185.0m (up 20% from 1Q 2022). Profit margin: 36% (up from 35% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 17% per year, which means it is significantly lagging earnings growth.Board Change • Apr 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Mar 21Upcoming dividend of €0.072 per share at 5.7% yieldEligible shareholders must have bought the stock before 28 March 2023. Payment date: 30 March 2023. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 5.7%. Within top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.4%).Valuation Update With 7 Day Price Move • Mar 18Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €5.52, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 76% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €9.39 per share.Reported Earnings • Jul 23Second quarter 2022 earnings released: EPS: €0.13 (vs €0.085 in 2Q 2021)Second quarter 2022 results: EPS: €0.13 (up from €0.085 in 2Q 2021). Revenue: €406.0m (up 8.7% from 2Q 2021). Net income: €116.7m (up 52% from 2Q 2021). Profit margin: 29% (up from 21% in 2Q 2021). The increase in margin was primarily driven by higher revenue. Over the next year, revenue is forecast to grow 22%, compared to a 14% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Reported Earnings • Apr 27First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: €448.7m (up 10% from 1Q 2021). Net income: €154.3m (up 33% from 1Q 2021). Profit margin: 34% (up from 29% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 20%, compared to a 8.1% growth forecast for the industry in Germany.Upcoming Dividend • Mar 21Upcoming dividend of €0.047 per shareEligible shareholders must have bought the stock before 28 March 2022. Payment date: 30 March 2022. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 4.6%. Within top quartile of German dividend payers (3.6%). Lower than average of industry peers (5.7%).Valuation Update With 7 Day Price Move • Mar 14Investor sentiment improved over the past weekAfter last week's 16% share price gain to €5.04, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 9x in the Banks industry in Europe. Total loss to shareholders of 20% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €7.27 per share.Reported Earnings • Feb 27Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: €0.44 (up from €0.19 in FY 2020). Revenue: €1.58b (up 25% from FY 2020). Net income: €397.4m (up 128% from FY 2020). Profit margin: 25% (up from 14% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 20%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has fallen by 13% per year whereas the company’s share price has fallen by 11% per year.Buying Opportunity • Feb 19Now 20% undervaluedOver the last 90 days, the stock is up 21%. The fair value is estimated to be €7.05, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 14% per annum over the last 3 years.Buying Opportunity • Feb 02Now 20% undervaluedOver the last 90 days, the stock is up 4.4%. The fair value is estimated to be €6.51, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 14% per annum over the last 3 years.Reported Earnings • Jan 23Full year 2021 earnings: Revenues exceed analyst expectationsFull year 2021 results: Revenue: €1.57b (up 24% from FY 2020). Net income: €397.4m (up 156% from FY 2020). Profit margin: 25% (up from 12% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.6%. Over the next year, revenue is forecast to grow 19%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS €0.12The company reported a mediocre third quarter result with weaker profit margins, although earnings were flat and revenues improved. Third quarter 2021 results: Revenue: €443.9m (up 27% from 3Q 2020). Net income: €110.4m (flat on 3Q 2020). Profit margin: 25% (down from 32% in 3Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.Reported Earnings • Jul 30Second quarter 2021 earnings released: EPS €0.085 (vs €0.067 loss in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: €373.7m (up 117% from 2Q 2020). Net income: €76.7m (up €136.4m from 2Q 2020). Profit margin: 21% (up from net loss in 2Q 2020). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 31% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.Valuation Update With 7 Day Price Move • Apr 30Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to €4.60, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 11x in the Banks industry in Europe. Total loss to shareholders of 41% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €3.63 per share.Reported Earnings • Apr 26First quarter 2021 earnings releasedThe company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: €362.1m (up 9.6% from 1Q 2020). Net income: €116.4m (up 15% from 1Q 2020). Profit margin: 32% (up from 31% in 1Q 2020). Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.Reported Earnings • Mar 04Full year 2020 earnings released: EPS €0.18 (vs €0.60 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: €1.48b (down 22% from FY 2019). Net income: €174.1m (down 68% from FY 2019). Profit margin: 12% (down from 28% in FY 2019). Cost-to-income ratio: 48.5% (down from 52.4% in FY 2019). Non-performing loans: 2.55% (down from 2.73% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 13% per year.Is New 90 Day High Low • Feb 11New 90-day high: €5.00The company is up 26% from its price of €3.97 on 13 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 12% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.69 per share.Is New 90 Day High Low • Jan 08New 90-day high: €4.73The company is up 25% from its price of €3.79 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.78 per share.Is New 90 Day High Low • Dec 18New 90-day high: €4.55The company is up 7.0% from its price of €4.25 on 18 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.40 per share.Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 21% share price gain to €4.10, the stock is trading at a trailing P/E ratio of 11.5x, up from the previous P/E ratio of 9.5x. This compares to an average P/E of 10x in the Banks industry in Europe. Total return to shareholders over the past three years is a loss of 41%.Reported Earnings • Oct 25Third quarter earnings releasedOver the last 12 months the company has reported total profits of €314.3m, down 37% from the prior year. Total revenue was €1.88b over the last 12 months, up 12% from the prior year.Analyst Estimate Surprise Post Earnings • Oct 25Third-quarter earnings released: Revenue misses expectationsThird-quarter revenue missed analyst estimates by 1.9% at €433.0m. Revenue is expected to shrink by 9.1% over the next year, compared to a 17% growth forecast for the Banks industry in Germany.Is New 90 Day High Low • Oct 14New 90-day low: €3.43The company is down 20% from its price of €4.28 on 16 July 2020. The German market is up 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €2.73 per share.Is New 90 Day High Low • Sep 23New 90-day low: €4.02The company is down 3.0% from its price of €4.16 on 25 June 2020. The German market is up 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 7.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.24 per share.決済の安定と成長配当データの取得安定した配当: BAKAの配当金支払いは、過去10年間 変動性 が高かった。増加する配当: BAKAの配当金は過去10年間にわたって増加しています。配当利回り対市場Bankinter 配当利回り対市場BAKA 配当利回りは市場と比べてどうか？セグメント配当利回り会社 (BAKA)4.3%市場下位25% (DE)1.5%市場トップ25% (DE)4.5%業界平均 (Banks)4.7%アナリスト予想 (BAKA) (最長3年)5.5%注目すべき配当: BAKAの配当金 ( 4.33% ) はGerman市場の配当金支払者の下位 25% ( 1.54% ) よりも高くなっています。高配当: BAKAの配当金 ( 4.33% ) はGerman市場の配当金支払者の上位 25% ( 4.55% ) と比較すると低いです。現在の株主配当収益カバレッジ: BAKAの 配当性向 ( 37.1% ) はかなり低いため、配当金の支払いは利益によって十分にカバーされます。株主への将来支払額将来の配当金の見通し: BAKAの今後3年間の配当は利益によって賄われると予想されています（ 53.8% ）。高配当企業の発掘7D1Y7D1Y7D1YDE 市場の強力な配当支払い企業。View Management企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 14:30終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Bankinter, S.A. 19 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。38 アナリスト機関Javier Esteban LarioBanco de Sabadell. S.A.Jesús Gómez DominguezBanco SantanderCecilia Romero ReyesBarclays35 その他のアナリストを表示
Declared Dividend • Jun 21First quarter dividend of €0.09 announcedShareholders will receive a dividend of €0.09. Ex-date: 24th June 2024 Payment date: 26th June 2024 Dividend yield will be 5.1%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (52% forecast payout ratio). The dividend has increased by an average of 22% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to decline by 1.8% over the next 3 years. However, it would need to fall by 41% to increase the payout ratio to a potentially unsustainable range.
Upcoming Dividend • Mar 19Upcoming dividend of €0.087 per shareEligible shareholders must have bought the stock before 26 March 2024. Payment date: 28 March 2024. Payout ratio is a comfortable 52% and this is well supported by cash flows. Trailing yield: 7.1%. Within top quartile of German dividend payers (5.0%). In line with average of industry peers (6.7%).
Declared Dividend • Feb 23Fourth quarter dividend of €0.087 announcedShareholders will receive a dividend of €0.087. Ex-date: 26th March 2024 Payment date: 28th March 2024 Dividend yield will be 6.6%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (51% forecast payout ratio). The dividend has increased by an average of 18% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 5.5% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Upcoming Dividend • Mar 21Upcoming dividend of €0.072 per share at 5.7% yieldEligible shareholders must have bought the stock before 28 March 2023. Payment date: 30 March 2023. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 5.7%. Within top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.4%).
Upcoming Dividend • Mar 21Upcoming dividend of €0.047 per shareEligible shareholders must have bought the stock before 28 March 2022. Payment date: 30 March 2022. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 4.6%. Within top quartile of German dividend payers (3.6%). Lower than average of industry peers (5.7%).
お知らせ • Apr 07Bankinter, S.A. to Report Q1, 2026 Results on Apr 23, 2026Bankinter, S.A. announced that they will report Q1, 2026 results on Apr 23, 2026
お知らせ • Feb 23Bankinter, S.A., Annual General Meeting, Mar 26, 2026Bankinter, S.A., Annual General Meeting, Mar 26, 2026.
お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2025 Results on Oct 23, 2025Bankinter, S.A. announced that they will report Q3, 2025 results on Oct 23, 2025
お知らせ • Feb 24Bankinter, S.A., Annual General Meeting, Mar 27, 2025Bankinter, S.A., Annual General Meeting, Mar 27, 2025. Location: edificio mutua madrilena, paseo de la castellana 33, madrid Spain
お知らせ • Jan 11Bankinter, S.A. to Report Fiscal Year 2024 Results on Jan 23, 2025Bankinter, S.A. announced that they will report fiscal year 2024 results on Jan 23, 2025
Reported Earnings • Oct 25Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: €631.0m (down 2.1% from 3Q 2023). Net income: €258.0m (down 3.3% from 3Q 2023). Profit margin: 41% (in line with 3Q 2023). Revenue is forecast to grow 4.5% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.
New Risk • Oct 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.07% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.07% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
お知らせ • Sep 30Bankinter, S.A. to Report Q3, 2024 Results on Oct 24, 2024Bankinter, S.A. announced that they will report Q3, 2024 results on Oct 24, 2024
New Risk • Jul 22New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.0007% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.0007% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Jul 19Second quarter 2024 earnings released: EPS: €0.29 (vs €0.26 in 2Q 2023)Second quarter 2024 results: EPS: €0.29 (up from €0.26 in 2Q 2023). Revenue: €658.7m (up 29% from 2Q 2023). Net income: €265.0m (up 14% from 2Q 2023). Profit margin: 40% (down from 46% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has only increased by 23% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 02Bankinter, S.A. to Report First Half, 2024 Results on Jul 18, 2024Bankinter, S.A. announced that they will report first half, 2024 results on Jul 18, 2024
Declared Dividend • Jun 21First quarter dividend of €0.09 announcedShareholders will receive a dividend of €0.09. Ex-date: 24th June 2024 Payment date: 26th June 2024 Dividend yield will be 5.1%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (52% forecast payout ratio). The dividend has increased by an average of 22% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to decline by 1.8% over the next 3 years. However, it would need to fall by 41% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: €0.21 (vs €0.20 in 1Q 2023)First quarter 2024 results: EPS: €0.21 (up from €0.20 in 1Q 2023). Revenue: €576.0m (up 7.2% from 1Q 2023). Net income: €193.1m (up 7.9% from 1Q 2023). Profit margin: 34% (in line with 1Q 2023). Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Mar 19Upcoming dividend of €0.087 per shareEligible shareholders must have bought the stock before 26 March 2024. Payment date: 28 March 2024. Payout ratio is a comfortable 52% and this is well supported by cash flows. Trailing yield: 7.1%. Within top quartile of German dividend payers (5.0%). In line with average of industry peers (6.7%).
Declared Dividend • Feb 23Fourth quarter dividend of €0.087 announcedShareholders will receive a dividend of €0.087. Ex-date: 26th March 2024 Payment date: 28th March 2024 Dividend yield will be 6.6%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (51% forecast payout ratio). The dividend has increased by an average of 18% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 5.5% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 31Full year 2023 earnings releasedFull year 2023 results: Revenue: €2.30b (up 26% from FY 2022). Net income: €844.8m (up 55% from FY 2022). Profit margin: 37% (up from 30% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 2.1% growth forecast for the Banks industry in Europe.
Reported Earnings • Nov 05Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: €644.4m (up 33% from 3Q 2022). Net income: €266.8m (up 68% from 3Q 2022). Profit margin: 41% (up from 33% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Europe.
New Risk • Nov 04New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.8% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 1.8% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Jul 21Second quarter 2023 earnings released: EPS: €0.27 (vs €0.13 in 2Q 2022)Second quarter 2023 results: EPS: €0.27 (up from €0.13 in 2Q 2022). Revenue: €689.5m (up 71% from 2Q 2022). Net income: €233.2m (up 100% from 2Q 2022). Profit margin: 34% (up from 29% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.8% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 43% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 25First quarter 2023 earnings released: EPS: €0.21 (vs €0.17 in 1Q 2022)First quarter 2023 results: EPS: €0.21 (up from €0.17 in 1Q 2022). Revenue: €514.0m (up 16% from 1Q 2022). Net income: €185.0m (up 20% from 1Q 2022). Profit margin: 36% (up from 35% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 17% per year, which means it is significantly lagging earnings growth.
Board Change • Apr 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 6 highly experienced directors. Independent External Director Cristina Alvarez was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Mar 21Upcoming dividend of €0.072 per share at 5.7% yieldEligible shareholders must have bought the stock before 28 March 2023. Payment date: 30 March 2023. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 5.7%. Within top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.4%).
Valuation Update With 7 Day Price Move • Mar 18Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €5.52, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 76% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €9.39 per share.
Reported Earnings • Jul 23Second quarter 2022 earnings released: EPS: €0.13 (vs €0.085 in 2Q 2021)Second quarter 2022 results: EPS: €0.13 (up from €0.085 in 2Q 2021). Revenue: €406.0m (up 8.7% from 2Q 2021). Net income: €116.7m (up 52% from 2Q 2021). Profit margin: 29% (up from 21% in 2Q 2021). The increase in margin was primarily driven by higher revenue. Over the next year, revenue is forecast to grow 22%, compared to a 14% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Reported Earnings • Apr 27First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: €448.7m (up 10% from 1Q 2021). Net income: €154.3m (up 33% from 1Q 2021). Profit margin: 34% (up from 29% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 20%, compared to a 8.1% growth forecast for the industry in Germany.
Upcoming Dividend • Mar 21Upcoming dividend of €0.047 per shareEligible shareholders must have bought the stock before 28 March 2022. Payment date: 30 March 2022. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 4.6%. Within top quartile of German dividend payers (3.6%). Lower than average of industry peers (5.7%).
Valuation Update With 7 Day Price Move • Mar 14Investor sentiment improved over the past weekAfter last week's 16% share price gain to €5.04, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 9x in the Banks industry in Europe. Total loss to shareholders of 20% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €7.27 per share.
Reported Earnings • Feb 27Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: €0.44 (up from €0.19 in FY 2020). Revenue: €1.58b (up 25% from FY 2020). Net income: €397.4m (up 128% from FY 2020). Profit margin: 25% (up from 14% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 20%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has fallen by 13% per year whereas the company’s share price has fallen by 11% per year.
Buying Opportunity • Feb 19Now 20% undervaluedOver the last 90 days, the stock is up 21%. The fair value is estimated to be €7.05, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 14% per annum over the last 3 years.
Buying Opportunity • Feb 02Now 20% undervaluedOver the last 90 days, the stock is up 4.4%. The fair value is estimated to be €6.51, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 14% per annum over the last 3 years.
Reported Earnings • Jan 23Full year 2021 earnings: Revenues exceed analyst expectationsFull year 2021 results: Revenue: €1.57b (up 24% from FY 2020). Net income: €397.4m (up 156% from FY 2020). Profit margin: 25% (up from 12% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.6%. Over the next year, revenue is forecast to grow 19%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS €0.12The company reported a mediocre third quarter result with weaker profit margins, although earnings were flat and revenues improved. Third quarter 2021 results: Revenue: €443.9m (up 27% from 3Q 2020). Net income: €110.4m (flat on 3Q 2020). Profit margin: 25% (down from 32% in 3Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
Reported Earnings • Jul 30Second quarter 2021 earnings released: EPS €0.085 (vs €0.067 loss in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: €373.7m (up 117% from 2Q 2020). Net income: €76.7m (up €136.4m from 2Q 2020). Profit margin: 21% (up from net loss in 2Q 2020). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 31% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.
Valuation Update With 7 Day Price Move • Apr 30Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to €4.60, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 11x in the Banks industry in Europe. Total loss to shareholders of 41% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €3.63 per share.
Reported Earnings • Apr 26First quarter 2021 earnings releasedThe company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: €362.1m (up 9.6% from 1Q 2020). Net income: €116.4m (up 15% from 1Q 2020). Profit margin: 32% (up from 31% in 1Q 2020). Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.
Reported Earnings • Mar 04Full year 2020 earnings released: EPS €0.18 (vs €0.60 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: €1.48b (down 22% from FY 2019). Net income: €174.1m (down 68% from FY 2019). Profit margin: 12% (down from 28% in FY 2019). Cost-to-income ratio: 48.5% (down from 52.4% in FY 2019). Non-performing loans: 2.55% (down from 2.73% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 13% per year.
Is New 90 Day High Low • Feb 11New 90-day high: €5.00The company is up 26% from its price of €3.97 on 13 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 12% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.69 per share.
Is New 90 Day High Low • Jan 08New 90-day high: €4.73The company is up 25% from its price of €3.79 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.78 per share.
Is New 90 Day High Low • Dec 18New 90-day high: €4.55The company is up 7.0% from its price of €4.25 on 18 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.40 per share.
Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 21% share price gain to €4.10, the stock is trading at a trailing P/E ratio of 11.5x, up from the previous P/E ratio of 9.5x. This compares to an average P/E of 10x in the Banks industry in Europe. Total return to shareholders over the past three years is a loss of 41%.
Reported Earnings • Oct 25Third quarter earnings releasedOver the last 12 months the company has reported total profits of €314.3m, down 37% from the prior year. Total revenue was €1.88b over the last 12 months, up 12% from the prior year.
Analyst Estimate Surprise Post Earnings • Oct 25Third-quarter earnings released: Revenue misses expectationsThird-quarter revenue missed analyst estimates by 1.9% at €433.0m. Revenue is expected to shrink by 9.1% over the next year, compared to a 17% growth forecast for the Banks industry in Germany.
Is New 90 Day High Low • Oct 14New 90-day low: €3.43The company is down 20% from its price of €4.28 on 16 July 2020. The German market is up 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €2.73 per share.
Is New 90 Day High Low • Sep 23New 90-day low: €4.02The company is down 3.0% from its price of €4.16 on 25 June 2020. The German market is up 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 7.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.24 per share.