View ValuationAmalgamated Financial 将来の成長Future 基準チェック /26Amalgamated Financialは、13.5%と12.6%でそれぞれ年率13.5%で利益と収益が成長すると予測される一方、EPSはgrowで14.9%年率。主要情報13.5%収益成長率14.93%EPS成長率Banks 収益成長8.2%収益成長率12.6%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日26 Apr 2026今後の成長に関する最新情報お知らせ • Oct 24+ 1 more updateAmalgamated Financial Corp. Revises Earnings Guidance for the Full Year 2025Amalgamated Financial Corp. revised earnings guidance for the full year 2025. The company is raising its full year 2025 core pretax pre-provision earnings guidance to $164 million to $165 million and tightening its 2025 net interest income guidance to $295 million to $296 million, which considers the effect of the forward rate curve of 2025. Additionally, the company estimates an approximate $2.2 million decrease in annual net interest income for a parallel 25 basis point decrease in interest rates beyond what the forward curve currently suggests.お知らせ • Oct 24Amalgamated Financial Corp. Revises Earnings Guidance for the Full Year 2024Amalgamated Financial Corp. revised earnings guidance for the full year 2024. For the period, the company expected net interest income from $274 millions - $278 million to $279 million - $281 million, considers the effect of the forward rate curve through 2024.お知らせ • Jan 25Amalgamated Financial Corp. Provides Earnings Guidance for the Year 2024Amalgamated Financial Corp. provided earnings guidance for the year 2024. For the year, the company expects net interest income of $268 million to $272 million - considers the effect of the forward rate curve through 2024.すべての更新を表示Recent updatesお知らせ • Apr 23Amalgamated Financial Corp. Declares Quarterly Dividend, Payable on May 21, 2026Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.17 per share, payable by the Company on May 21, 2026, to stockholders of record on May 5, 2026.お知らせ • Apr 13Amalgamated Financial Corp., Annual General Meeting, May 20, 2026Amalgamated Financial Corp., Annual General Meeting, May 20, 2026.お知らせ • Apr 10Amalgamated Financial Corp. to Report Q1, 2026 Results on Apr 23, 2026Amalgamated Financial Corp. announced that they will report Q1, 2026 results at 9:30 AM, US Eastern Standard Time on Apr 23, 2026お知らせ • Jan 21Amalgamated Financial Corp. Announces Quarterly Dividend, Payable on February 19, 2026Amalgamated Financial Corp. announced that its Board of Directors has authorized a $0.03 increase, or 21%, in the Company’s quarterly dividend to $0.17 per common share, payable by the Company on February 19, 2026, to stockholders of record on February 3, 2026.お知らせ • Jan 09Amalgamated Financial Corp. to Report Q4, 2025 Results on Jan 22, 2026Amalgamated Financial Corp. announced that they will report Q4, 2025 results Pre-Market on Jan 22, 2026お知らせ • Oct 24+ 1 more updateAmalgamated Financial Corp. Revises Earnings Guidance for the Full Year 2025Amalgamated Financial Corp. revised earnings guidance for the full year 2025. The company is raising its full year 2025 core pretax pre-provision earnings guidance to $164 million to $165 million and tightening its 2025 net interest income guidance to $295 million to $296 million, which considers the effect of the forward rate curve of 2025. Additionally, the company estimates an approximate $2.2 million decrease in annual net interest income for a parallel 25 basis point decrease in interest rates beyond what the forward curve currently suggests.お知らせ • Oct 22Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on November 20, 2025Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.14 per share, payable by the Company on November 20, 2025, to stockholders of record on November 5, 2025.お知らせ • Oct 10Amalgamated Financial Corp. to Report Q3, 2025 Results on Oct 23, 2025Amalgamated Financial Corp. announced that they will report Q3, 2025 results Pre-Market on Oct 23, 2025お知らせ • Jul 23Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on August 21, 2025Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.14 per share, payable by the Company on August 21, 2025, to stockholders of record on August 5, 2025.お知らせ • Jul 11Amalgamated Financial Corp. to Report Q2, 2025 Results on Jul 24, 2025Amalgamated Financial Corp. announced that they will report Q2, 2025 results at 9:00 AM, US Eastern Standard Time on Jul 24, 2025お知らせ • Jul 02Amalgamated Financial Corp. and Amalgamated Bank Announce Board and Committee AppointmentsAmalgamated Financial Corp. announced effective June 27, 2025, the Board of Directors of Amalgamated Financial Corp. (the Company) increased the size of the Board from eleven to thirteen members, and elected Steven SaLoutos and Royce Anthony Wells to fill the vacancies and serve on the Board until the next annual meeting of stockholders, and until their successors are duly elected and qualified. Mr. SaLoutos and Mr. Wells were also elected as members of the Board of Directors of Amalgamated Bank, the Company's wholly-owned banking subsidiary. Mr. SaLoutos will serve on the Audit Committee and the Credit Policy Committee of the Board. Mr. Wells will serve on the Compensation Committee and the Nominating and Governance Committee of the Board. Mr. SaLoutos brings extensive expertise in the banking industry and a strong background in board service. He became the interim Chief Financial Officer of ProSight Financial Association in 2024, and has served as the permanent Chief Financial Officer since 2025, following a distinguished 38-year career at U.S. Bank, N.A. His most recent position there was Executive Vice President and Midwest Regional Executive in Consumer and Business Banking. An active community supporter, Mr. SaLoutos is a member and former Chairperson of Wisconsin Women Business Initiative Corporation (WWBIC). Mr. SaLoutos holds a BBA degree from the University of Wisconsin-Whitewater, and an MBA, from the University of Wisconsin-Madison. Mr. Wells brings nearly four decades of executive leadership across highly regulated industries including banking, payment services, telecommunications, and energy. He has served as a Venture Partner at AZ-VC, since 2024, and sits on the boards of publicly traded Nexstar Media Group, Yelp and TripleLift. Previously, Mr. Wells served as Chief Media Officer at Verizon from 2021 to 2023, and as a senior marketing executive at USAA from 2017 to 2021, culminating in his role as Chief Brand Officer. While at USAA, he also chaired both the USAA Foundation and the USAA Education Foundation, advancing initiatives in financial literacy, diversity, and customer trust. A former Marine Corps infantry officer, Mr. Wells holds a B.S. from the United States Naval Academy and a Management Certificate from Johns Hopkins University Carey School of Business.お知らせ • Apr 23Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on May 22, 2025Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.14 per share, payable by the Company on May 22, 2025, to stockholders of record on May 6, 2025. The amount and timing of any future dividend payments to stockholders will be subject to the discretion of the Board of Directors.お知らせ • Apr 15Amalgamated Financial Corp. to Report Q1, 2025 Results on Apr 24, 2025Amalgamated Financial Corp. announced that they will report Q1, 2025 results Pre-Market on Apr 24, 2025お知らせ • Apr 14Amalgamated Financial Corp., Annual General Meeting, May 21, 2025Amalgamated Financial Corp., Annual General Meeting, May 21, 2025.お知らせ • Apr 12Mr. Robert G. Romasco to Not Stand for Re-Election and to Retire from Board of Amalgamated Financial CorporationAmalgamated Financial Corp. announced that in accordance with tenure policy outlined in Corporate Governance Guidelines, Mr. Robert G. Romasco will not stand for re-election, and he will retire from the Board of Directors after the 2025 annual meeting.お知らせ • Mar 11Amalgamated Financial Corp. (NasdaqGM:AMAL) announces an Equity Buyback for $40 million worth of its shares.Amalgamated Financial Corp. (NasdaqGM:AMAL) announces a share repurchase program. Under the program, the company will repurchase up to $40 million worth of common shares. The repurchase program does not have an expiration date.お知らせ • Jan 23Amalgamated Financial Corp. Announces Quarterly Dividend, Payable on February 27, 2025Amalgamated Financial Corp. announced that its Board of Directors has authorized a $0.02 increase, or 17%, in the Company’s quarterly dividend to $0.14 per common share, payable by the Company on February 27, 2025, to stockholders of record on February 11, 2025.お知らせ • Jan 13Amalgamated Financial Corp. to Report Q4, 2024 Results on Jan 23, 2025Amalgamated Financial Corp. announced that they will report Q4, 2024 results Pre-Market on Jan 23, 2025Declared Dividend • Nov 04Third quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 5th November 2024 Payment date: 21st November 2024 Dividend yield will be 1.4%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (11% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 21% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 25Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on November 21, 2024Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.12 per share, payable by the Company on November 21, 2024, to stockholders of record on November 5, 2024.Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: US$0.91 (vs US$0.73 in 3Q 2023)Third quarter 2024 results: EPS: US$0.91 (up from US$0.73 in 3Q 2023). Revenue: US$79.2m (up 17% from 3Q 2023). Net income: US$27.9m (up 25% from 3Q 2023). Profit margin: 35% (up from 33% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 24% per year whereas the company’s share price has increased by 27% per year.お知らせ • Oct 24Amalgamated Financial Corp. Revises Earnings Guidance for the Full Year 2024Amalgamated Financial Corp. revised earnings guidance for the full year 2024. For the period, the company expected net interest income from $274 millions - $278 million to $279 million - $281 million, considers the effect of the forward rate curve through 2024.お知らせ • Oct 11Amalgamated Financial Corp. to Report Q3, 2024 Results on Oct 24, 2024Amalgamated Financial Corp. announced that they will report Q3, 2024 results Pre-Market on Oct 24, 2024お知らせ • Aug 07Amalgamated Financial Corp. Announces the Appointment of Nicole Steele and Emily Robichaux as Directors of Climate PartnershipsAmalgamated Financial Corp. announced the appointment of Nicole Steele as Director of Climate Partnership Banking and Emily Robichaux as Director of Climate Partnership Lending. This team of industry experts will lead the bank’s efforts to execute on the potential of the $27BGreenhouse Gas Reduction Fund (“GGRF”). Ms. Steele is a nationally recognized leader and expert with over 20 years’ experience in clean energy, focusing on equitable deployment and workforce development. She was instrumental in the development of the GGRF programs including the National Clean Investment Fund (“NCIF)”, Clean Communities Investment Accelerator (“CCIA”), and Solar for All (“SFA”) at the U.S. Environmental Protection Agency (“EPA”) and worked in partnership with the U.S.Treasury on the Inflation Reduction Act’s solar tax credits including the Low-Income Communities Bonus Tax Credit. Most recently, Ms. Steele was the Program Manager of the Workforce and Equitable Access Team in the Solar Energy Technologies Office (“SETO”) at the U.S. Department of Energy (“DOE”) and the head of the National Community Solar Partnership (“NCSP”) that created the Community Power Accelerator and many other initiatives that developed solutions for the rapid deployment of clean energy with true meaningful benefits. Ms. Robichaux is an accomplished executive with over fifteen years of experience delivering business results in sustainable finance, energy access, and technology. She will rejoin Amalgamated from Opportunity Finance Network (“OFN”), where she built the organization’s climate program. As Senior Vice President, Climate and Environmental Programs, Ms. Robichaux was a lead author of OFN’s award-winning GGRF Clean Communities Investment Accelerator application, securing over $2bn for community clean energy projects and climate lending capacity building for Community Development Financial Institutions (“CDFIs”).Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €25.00, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 108% over the past three years.Declared Dividend • Jul 29Second quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 6th August 2024 Payment date: 22nd August 2024 Dividend yield will be 1.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 19% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 26Second quarter 2024 earnings released: EPS: US$0.88 (vs US$0.71 in 2Q 2023)Second quarter 2024 results: EPS: US$0.88 (up from US$0.71 in 2Q 2023). Revenue: US$75.3m (up 12% from 2Q 2023). Net income: US$26.8m (up 24% from 2Q 2023). Profit margin: 36% (up from 32% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jul 24Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on August 22, 2024Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.12 per share, payable by the Company on August 22, 2024, to stockholders of record on August 6, 2024.Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €28.40, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 131% over the past three years.お知らせ • Jul 12Amalgamated Financial Corp. to Report Q2, 2024 Results on Jul 25, 2024Amalgamated Financial Corp. announced that they will report Q2, 2024 results Pre-Market on Jul 25, 2024Declared Dividend • Apr 29First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 7th May 2024 Payment date: 22nd May 2024 Dividend yield will be 1.8%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 2.9% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 26First quarter 2024 earnings released: EPS: US$0.89 (vs US$0.69 in 1Q 2023)First quarter 2024 results: EPS: US$0.89 (up from US$0.69 in 1Q 2023). Revenue: US$76.7m (up 14% from 1Q 2023). Net income: US$27.2m (up 28% from 1Q 2023). Profit margin: 36% (up from 32% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth.お知らせ • Apr 24Amalgamated Financial Corp. Announces Increase in the Quarterly Dividend, Payable on May 22, 2024Amalgamated Financial Corp. announced that its Board of Directors has authorized a 20% increase in the Company’s quarterly dividend to $0.12 per common share, payable by the Company on May 22, 2024, to stockholders of record on May 8, 2024.お知らせ • Apr 12+ 1 more updateAmalgamated Financial Corp. to Report Q1, 2024 Results on Apr 25, 2024Amalgamated Financial Corp. announced that they will report Q1, 2024 results Pre-Market on Apr 25, 2024Reported Earnings • Mar 10Full year 2023 earnings released: EPS: US$2.88 (vs US$2.64 in FY 2022)Full year 2023 results: EPS: US$2.88 (up from US$2.64 in FY 2022). Revenue: US$274.6m (up 11% from FY 2022). Net income: US$88.0m (up 8.0% from FY 2022). Profit margin: 32% (in line with FY 2022). Net interest margin (NIM): 3.41% (up from 3.22% in FY 2022). Non-performing loans: 0.77% (up from 0.70% in FY 2022). Revenue is forecast to grow 7.6% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe.Declared Dividend • Jan 29Fourth quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 5th February 2024 Payment date: 23rd February 2024 Dividend yield will be 1.6%, which is lower than the industry average of 4.7%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (12% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 14% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$2.88 (vs US$2.64 in FY 2022)Full year 2023 results: EPS: US$2.88 (up from US$2.64 in FY 2022). Revenue: US$276.0m (up 11% from FY 2022). Net income: US$88.0m (up 8.0% from FY 2022). Profit margin: 32% (in line with FY 2022). Revenue is forecast to grow 6.9% p.a. on average during the next 2 years, compared to a 1.9% growth forecast for the Banks industry in Europe.お知らせ • Jan 25Amalgamated Financial Corp. Provides Earnings Guidance for the Year 2024Amalgamated Financial Corp. provided earnings guidance for the year 2024. For the year, the company expects net interest income of $268 million to $272 million - considers the effect of the forward rate curve through 2024.お知らせ • Jan 24Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on February 23, 2024Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.10 per share, payable by the Company on February 23, 2024, to stockholders of record on February 6, 2024. The amount and timing of any future dividend payments to stockholders will be subject to the discretion of the Board of Directors.お知らせ • Jan 12Amalgamated Financial Corp. to Report Q4, 2023 Results on Jan 25, 2024Amalgamated Financial Corp. announced that they will report Q4, 2023 results Pre-Market on Jan 25, 2024お知らせ • Nov 17Amalgamated Financial Corp. Announces Board AppointmentsAmalgamated Financial Corp. announced it has appointed Julieta Ross and Scott Stoll as its newest members to the Company’s Board of Directors, effective immediately. Dr. Ross will serve on the Audit Committee and the Enterprise Risk Oversight Committee of the Board. Mr. Stoll will serve on the Audit Committee and the Credit Policy Committee of the Board. Dr. Ross has an extensive background in the broader financial services risk management landscape, with over 20 years of global banking technology leadership and experience. With a proven track record of building and scaling businesses while leveraging digital technologies, she offers a vast understanding on the integration of new technology perspectives in the process of building market-leading banking platforms and avant-garde digital capabilities. Mr. Stoll is a recognized leader with over 40 years of experience in the banking, insurance, and asset management industries, occupying various board and senior leadership roles over the course of his career. Of particular significance is the role he played in the expansion of Ernst & Young LLP’s financial services consulting capabilities, where he founded EY’s asset liability management advisory practice and played a leadership role in building teams serving EY’s global and national financial services clients. Dr. Ross is the Co-Founder and Chief Executive Officer of Okee Labs. She oversees all aspects of the company’s operations, including product development, research, and customer acquisition. Prior to this role, Dr. Ross was the Global Chief Technology Officer at Banco Santander from 2017 to 2019, Global Chief Technology Officer at M&T Bank from 2014 to 2017 and held various international roles for Citi from 2000 to 2014 ultimately being named Chief Technology Officer for Latin America. She has a proven track record building and scaling businesses, leveraging digital technologies to reduce cost, drive customer experiences and improve productivity. Additionally, Dr. Ross has served on the boards of private and non-profit companies including Santander Consumer Finance, Mastercard Advisory Board, AAA Western and Central New York, Sheltered Harbor, Roswell Park Comprehensive Cancer Center and Row New York. Dr. Ross is a founding member of the Sheltered Harbor Board. Mr. Stoll is currently serving as the Audit Committee Chair of Farmers Group Inc. as well as the Audit Committee Chair and member of the Executive Committee of Farmers New World Life Insurance Company, Farmers Group Inc.’s wholly owned subsidiary, since 2019. Prior to that, Mr. Stoll spent 36 years working for Ernst & Young where he retired as a partner in 2018. From 2010 to 2018, Mr. Stoll’s role at EY focused on financial services and quality assurance, as he was responsible for EY’s non-audit advisory work at a global systematically important bank while based in San Francisco. From 2004 to 2010, Mr. Stoll’s partner role focused on banking, capital markets and insurance when he played a leadership role in the expansion of Ernst & Young LLP’s financial services consulting capabilities in Zurich, Switzerland. Prior to this, Mr. Stoll’s role focused on commercial banking risk management and asset liability management from 1994 to 2000. He founded EY's asset liability management advisory practice and was a founding member of EY's U.S. financial services consulting practice serving numerous super regional banks across the U.S. Mr. Stoll also chairs the Strategic Planning Committee of the Leadership Council of the Schmidthorst College of Business at his alma mater, Bowling Green State University, where he advises on strategic initiatives, curricula plan, student mentorship and faculty engagement.Valuation Update With 7 Day Price Move • Nov 02Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €17.00, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 30% over the past year.Upcoming Dividend • Oct 30Upcoming dividend of US$0.10 per share at 2.3% yieldEligible shareholders must have bought the stock before 06 November 2023. Payment date: 24 November 2023. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.5%).Reported Earnings • Oct 27Third quarter 2023 earnings released: EPS: US$0.73 (vs US$0.75 in 3Q 2022)Third quarter 2023 results: EPS: US$0.73 (down from US$0.75 in 3Q 2022). Revenue: US$68.5m (up 1.8% from 3Q 2022). Net income: US$22.3m (down 2.8% from 3Q 2022). Profit margin: 33% (down from 34% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Banks industry in Europe.お知らせ • Oct 13Amalgamated Financial Corp. to Report Q3, 2023 Results on Oct 26, 2023Amalgamated Financial Corp. announced that they will report Q3, 2023 results Pre-Market on Oct 26, 2023Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: US$0.71 (vs US$0.64 in 2Q 2022)Second quarter 2023 results: EPS: US$0.71 (up from US$0.64 in 2Q 2022). Revenue: US$67.0m (up 10% from 2Q 2022). Net income: US$21.6m (up 10% from 2Q 2022). Profit margin: 32% (in line with 2Q 2022). Revenue is forecast to grow 2.3% p.a. on average during the next 3 years, compared to a 4.0% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Jul 21Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €17.20, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 14% over the past year.お知らせ • Jul 18Amalgamated Financial Corp. to Report Q2, 2023 Results on Jul 27, 2023Amalgamated Financial Corp. announced that they will report Q2, 2023 results at 9:30 AM, US Eastern Standard Time on Jul 27, 2023New Risk • Jun 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.6% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €15.30, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 20% over the past year.Upcoming Dividend • May 02Upcoming dividend of US$0.10 per share at 2.5% yieldEligible shareholders must have bought the stock before 09 May 2023. Payment date: 24 May 2023. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (6.1%).Reported Earnings • Mar 15Full year 2022 earnings released: EPS: US$2.64 (vs US$1.70 in FY 2021)Full year 2022 results: EPS: US$2.64 (up from US$1.70 in FY 2021). Revenue: US$248.7m (up 23% from FY 2021). Net income: US$81.5m (up 54% from FY 2021). Profit margin: 33% (up from 26% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.22% (up from 2.77% in FY 2021). Non-performing loans: 0.85% (down from 1.64% in FY 2021). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in Europe.Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$2.64 (vs US$1.70 in FY 2021)Full year 2022 results: EPS: US$2.64 (up from US$1.70 in FY 2021). Revenue: US$248.7m (up 23% from FY 2021). Net income: US$81.5m (up 54% from FY 2021). Profit margin: 33% (up from 26% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.お知らせ • Jan 25Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on February 20, 2023Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.10 per share, payable by the Company on February 20, 2023, to stockholders of record on February 6, 2023.お知らせ • Jan 13Amalgamated Financial Corp. to Report Q4, 2022 Results on Jan 26, 2023Amalgamated Financial Corp. announced that they will report Q4, 2022 results Pre-Market on Jan 26, 2023Upcoming Dividend • Nov 01Upcoming dividend of US$0.10 per shareEligible shareholders must have bought the stock before 08 November 2022. Payment date: 28 November 2022. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.6%).Reported Earnings • Oct 28Third quarter 2022 earnings released: EPS: US$0.75 (vs US$0.46 in 3Q 2021)Third quarter 2022 results: EPS: US$0.75 (up from US$0.46 in 3Q 2021). Revenue: US$67.3m (up 28% from 3Q 2021). Net income: US$22.9m (up 59% from 3Q 2021). Profit margin: 34% (up from 28% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Banks industry in Europe.お知らせ • Oct 27Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on November 28, 2022Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.10 per share, payable by the Company on November 28, 2022, to stockholders of record on November 9, 2022.お知らせ • Oct 19Amalgamated Financial Corp. Announces Executive ChangesAmalgamated Financial Corp. announced that on September 29, 2022, Frank DeMaria notified company of his decision to resign from his position, the Chief Accounting Officer of the Company, as an officer and employee, effective October 14, 2022, to pursue another career opportunity. Mr. DeMaria's resignation is not the result of any material disagreement with the Company regarding its operations, policies, or procedures, including without limitation, any matter relating to the Company’s accounting principles or practices, financial statement disclosures, internal controls, management or operations. On October 14, 2022, Jason Darby, Chief Financial Officer of the Company, began serving as Chief Accounting Officer on an interim basis, until Leslie Veluswamy begins on November 7, 2022, as further detailed below. On November 7, 2022, Ms. Veluswamy, 38, will be appointed Chief Accounting Officer and Executive Vice President of the Company. From January 17, 2019 until November of 2022, Ms. Veluswamy served as the Senior Vice President and Chief Accounting Officer at the Dime Community Bank Ms. Veluswamy, previously served as Senior Vice President and Director of Financial Reporting at DCB, beginning in 2017. Prior to joining DCB in 2016, Ms. Veluswamy, a certified public accountant, worked as an Assistant Controller at Crystal & Co for two years, starting in 2014. Ms. Veluswamy has no family relationships with any of the Company’s directors or executive officers.お知らせ • Oct 14Amalgamated Financial Corp. to Report Q3, 2022 Results on Oct 27, 2022Amalgamated Financial Corp. announced that they will report Q3, 2022 results at 9:30 AM, US Eastern Standard Time on Oct 27, 2022お知らせ • Aug 12Amalgamated Financial Corp. Announces Resignation of Stephen R. Sleigh from the Company's Board of DirectorsAmalgamated Financial Corp. announced that On August 11, 2022, Mr. Stephen R. Sleigh notified Company of his decision to resign from the Company’s Board of Directors effective immediately. Mr. Sleigh was appointed to the Board pursuant to a Side Letter with Yucaipa Corporate Initiatives Fund II, L.P. and Yucaipa Corporate Initiatives (Parallel) Fund II, L.P. (the “Yucaipa Funds”), whereby so long as the Yucaipa Funds and its affiliates own a number of shares representing 5.0% of the Company’s common stock then outstanding, the Company shall take all requisite corporate action to effect the nomination of one director designated by the Yucaipa Funds; provided, however, that in the event that the Yucaipa Funds no longer own 5.0% of the Company’s common stock at any time, the Yucaipa Funds shall notify the Company and use its best efforts to have the nominee immediately resign. Through Section 16 reports filed by its limited partners, it was disclosed that the Yucaipa Funds’ ownership of the Company’s common stock has declined below 5.0%.Upcoming Dividend • Aug 02Upcoming dividend of US$0.10 per shareEligible shareholders must have bought the stock before 09 August 2022. Payment date: 29 August 2022. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.8%).Reported Earnings • Jul 29Second quarter 2022 earnings released: EPS: US$0.64 (vs US$0.33 in 2Q 2021)Second quarter 2022 results: EPS: US$0.64 (up from US$0.33 in 2Q 2021). Revenue: US$60.8m (up 33% from 2Q 2021). Net income: US$19.6m (up 88% from 2Q 2021). Profit margin: 32% (up from 23% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 17%, compared to a 20% growth forecast for the industry in Germany.お知らせ • Jul 28+ 1 more updateAmalgamated Financial Corp. Appoints Meredith Miller to Its Board of DirectorsAmalgamated Financial Corp. announced the appointment of Meredith Miller as an independent director to the Company’s Board of Directors, effective immediately. Ms. Miller is internationally recognized as a leader in corporate governance occupying various board and senior leadership roles with over 30 years of experience in the public and private sector. Of particular significance is Ms. Miller’s experience and advocacy in the pursuit of advancing diversity in corporate boards as well as her extensive corporate governance experience spanning human capital management, ESG, and sustainable investing. Ms. Miller is currently the Managing Member of Corporate Governance and Sustainable Strategies LLC (“CGSS”) providing counsel on various ESG strategies to the investor community. Prior to joining CGSS, she served as the Chief Corporate Governance Officer of the UAW Retiree Medical Benefits Trust from 2010 to 2021. Prior to that, Ms. Miller served as the Assistant Treasurer for Policy at the Office of the Connecticut State Treasurer from 1999 – 2010. From 1993 to 1998, Ms. Miller served in a series of roles at the Pension and Benefits Welfare Administration, an agency of the U.S. Department of Labor. Earlier in her career, Ms. Miller held leadership positions at the American Federation of Labor and Congress of Industrial Organizations and the Service Employees International Union in Washington, DC. Ms. Miller also serves as a Member of the Supervisory Board for the Global Reporting Initiative, a Member of the Advisory Council for the Investment Integration Project and a Director of the Washtenaw Community College Foundation Board. Ms. Miller holds a BA from Hampshire College, a Master of Science in Industrial & Personnel Relations from the London School of Economics and has completed various PhD courses at the University of Illinois School of Labor & Employment Relations and Cornell University’s New York State School of Industrial & Labor Relations.業績と収益の成長予測DB:A0B0 - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/2027398133N/AN/A212/31/2026374118N/AN/A23/31/2026316105153158N/A12/31/2025312104134136N/A9/30/2025306102125128N/A6/30/2025305103122124N/A3/31/2025304104124127N/A12/31/2024304106122124N/A9/30/2024304105109110N/A6/30/202429299113114N/A3/31/202428494112114N/A12/31/202327588116117N/A9/30/202326990154155N/A6/30/202326891140141N/A3/31/202326289164165N/A12/31/202224881146147N/A9/30/202223773110111N/A6/30/202222364112114N/A3/31/2022207557375N/A12/31/2021203536871N/A9/30/20211985197100N/A6/30/2021200497173N/A3/31/2021200495960N/A12/31/2020196466466N/A9/30/2020195444950N/A6/30/2020190453839N/A3/31/2020191467981N/A12/31/201919247N/A83N/A9/30/201918951N/A58N/A6/30/201918647N/A44N/A3/31/201918548N/A37N/A12/31/201817845N/A31N/A9/30/201816925N/A41N/A6/30/201816020N/A103N/A3/31/201814611N/A23N/A12/31/20171426N/A24N/A12/31/201612811N/A9N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: A0B0の予測収益成長率 (年間13.5% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: A0B0の収益 ( 13.5% ) German市場 ( 17.1% ) よりも低い成長が予測されています。高成長収益: A0B0の収益は増加すると予測されていますが、大幅には増加しません。収益対市場: A0B0の収益 ( 12.6% ) German市場 ( 6.8% ) よりも速いペースで成長すると予測されています。高い収益成長: A0B0の収益 ( 12.6% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: A0B0の 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/25 08:37終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Amalgamated Financial Corp. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7 アナリスト機関Jason GoldbergBarclaysJason GoldbergBarclaysSteven AlexopoulosJ.P. Morgan4 その他のアナリストを表示
お知らせ • Oct 24+ 1 more updateAmalgamated Financial Corp. Revises Earnings Guidance for the Full Year 2025Amalgamated Financial Corp. revised earnings guidance for the full year 2025. The company is raising its full year 2025 core pretax pre-provision earnings guidance to $164 million to $165 million and tightening its 2025 net interest income guidance to $295 million to $296 million, which considers the effect of the forward rate curve of 2025. Additionally, the company estimates an approximate $2.2 million decrease in annual net interest income for a parallel 25 basis point decrease in interest rates beyond what the forward curve currently suggests.
お知らせ • Oct 24Amalgamated Financial Corp. Revises Earnings Guidance for the Full Year 2024Amalgamated Financial Corp. revised earnings guidance for the full year 2024. For the period, the company expected net interest income from $274 millions - $278 million to $279 million - $281 million, considers the effect of the forward rate curve through 2024.
お知らせ • Jan 25Amalgamated Financial Corp. Provides Earnings Guidance for the Year 2024Amalgamated Financial Corp. provided earnings guidance for the year 2024. For the year, the company expects net interest income of $268 million to $272 million - considers the effect of the forward rate curve through 2024.
お知らせ • Apr 23Amalgamated Financial Corp. Declares Quarterly Dividend, Payable on May 21, 2026Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.17 per share, payable by the Company on May 21, 2026, to stockholders of record on May 5, 2026.
お知らせ • Apr 13Amalgamated Financial Corp., Annual General Meeting, May 20, 2026Amalgamated Financial Corp., Annual General Meeting, May 20, 2026.
お知らせ • Apr 10Amalgamated Financial Corp. to Report Q1, 2026 Results on Apr 23, 2026Amalgamated Financial Corp. announced that they will report Q1, 2026 results at 9:30 AM, US Eastern Standard Time on Apr 23, 2026
お知らせ • Jan 21Amalgamated Financial Corp. Announces Quarterly Dividend, Payable on February 19, 2026Amalgamated Financial Corp. announced that its Board of Directors has authorized a $0.03 increase, or 21%, in the Company’s quarterly dividend to $0.17 per common share, payable by the Company on February 19, 2026, to stockholders of record on February 3, 2026.
お知らせ • Jan 09Amalgamated Financial Corp. to Report Q4, 2025 Results on Jan 22, 2026Amalgamated Financial Corp. announced that they will report Q4, 2025 results Pre-Market on Jan 22, 2026
お知らせ • Oct 24+ 1 more updateAmalgamated Financial Corp. Revises Earnings Guidance for the Full Year 2025Amalgamated Financial Corp. revised earnings guidance for the full year 2025. The company is raising its full year 2025 core pretax pre-provision earnings guidance to $164 million to $165 million and tightening its 2025 net interest income guidance to $295 million to $296 million, which considers the effect of the forward rate curve of 2025. Additionally, the company estimates an approximate $2.2 million decrease in annual net interest income for a parallel 25 basis point decrease in interest rates beyond what the forward curve currently suggests.
お知らせ • Oct 22Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on November 20, 2025Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.14 per share, payable by the Company on November 20, 2025, to stockholders of record on November 5, 2025.
お知らせ • Oct 10Amalgamated Financial Corp. to Report Q3, 2025 Results on Oct 23, 2025Amalgamated Financial Corp. announced that they will report Q3, 2025 results Pre-Market on Oct 23, 2025
お知らせ • Jul 23Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on August 21, 2025Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.14 per share, payable by the Company on August 21, 2025, to stockholders of record on August 5, 2025.
お知らせ • Jul 11Amalgamated Financial Corp. to Report Q2, 2025 Results on Jul 24, 2025Amalgamated Financial Corp. announced that they will report Q2, 2025 results at 9:00 AM, US Eastern Standard Time on Jul 24, 2025
お知らせ • Jul 02Amalgamated Financial Corp. and Amalgamated Bank Announce Board and Committee AppointmentsAmalgamated Financial Corp. announced effective June 27, 2025, the Board of Directors of Amalgamated Financial Corp. (the Company) increased the size of the Board from eleven to thirteen members, and elected Steven SaLoutos and Royce Anthony Wells to fill the vacancies and serve on the Board until the next annual meeting of stockholders, and until their successors are duly elected and qualified. Mr. SaLoutos and Mr. Wells were also elected as members of the Board of Directors of Amalgamated Bank, the Company's wholly-owned banking subsidiary. Mr. SaLoutos will serve on the Audit Committee and the Credit Policy Committee of the Board. Mr. Wells will serve on the Compensation Committee and the Nominating and Governance Committee of the Board. Mr. SaLoutos brings extensive expertise in the banking industry and a strong background in board service. He became the interim Chief Financial Officer of ProSight Financial Association in 2024, and has served as the permanent Chief Financial Officer since 2025, following a distinguished 38-year career at U.S. Bank, N.A. His most recent position there was Executive Vice President and Midwest Regional Executive in Consumer and Business Banking. An active community supporter, Mr. SaLoutos is a member and former Chairperson of Wisconsin Women Business Initiative Corporation (WWBIC). Mr. SaLoutos holds a BBA degree from the University of Wisconsin-Whitewater, and an MBA, from the University of Wisconsin-Madison. Mr. Wells brings nearly four decades of executive leadership across highly regulated industries including banking, payment services, telecommunications, and energy. He has served as a Venture Partner at AZ-VC, since 2024, and sits on the boards of publicly traded Nexstar Media Group, Yelp and TripleLift. Previously, Mr. Wells served as Chief Media Officer at Verizon from 2021 to 2023, and as a senior marketing executive at USAA from 2017 to 2021, culminating in his role as Chief Brand Officer. While at USAA, he also chaired both the USAA Foundation and the USAA Education Foundation, advancing initiatives in financial literacy, diversity, and customer trust. A former Marine Corps infantry officer, Mr. Wells holds a B.S. from the United States Naval Academy and a Management Certificate from Johns Hopkins University Carey School of Business.
お知らせ • Apr 23Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on May 22, 2025Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.14 per share, payable by the Company on May 22, 2025, to stockholders of record on May 6, 2025. The amount and timing of any future dividend payments to stockholders will be subject to the discretion of the Board of Directors.
お知らせ • Apr 15Amalgamated Financial Corp. to Report Q1, 2025 Results on Apr 24, 2025Amalgamated Financial Corp. announced that they will report Q1, 2025 results Pre-Market on Apr 24, 2025
お知らせ • Apr 14Amalgamated Financial Corp., Annual General Meeting, May 21, 2025Amalgamated Financial Corp., Annual General Meeting, May 21, 2025.
お知らせ • Apr 12Mr. Robert G. Romasco to Not Stand for Re-Election and to Retire from Board of Amalgamated Financial CorporationAmalgamated Financial Corp. announced that in accordance with tenure policy outlined in Corporate Governance Guidelines, Mr. Robert G. Romasco will not stand for re-election, and he will retire from the Board of Directors after the 2025 annual meeting.
お知らせ • Mar 11Amalgamated Financial Corp. (NasdaqGM:AMAL) announces an Equity Buyback for $40 million worth of its shares.Amalgamated Financial Corp. (NasdaqGM:AMAL) announces a share repurchase program. Under the program, the company will repurchase up to $40 million worth of common shares. The repurchase program does not have an expiration date.
お知らせ • Jan 23Amalgamated Financial Corp. Announces Quarterly Dividend, Payable on February 27, 2025Amalgamated Financial Corp. announced that its Board of Directors has authorized a $0.02 increase, or 17%, in the Company’s quarterly dividend to $0.14 per common share, payable by the Company on February 27, 2025, to stockholders of record on February 11, 2025.
お知らせ • Jan 13Amalgamated Financial Corp. to Report Q4, 2024 Results on Jan 23, 2025Amalgamated Financial Corp. announced that they will report Q4, 2024 results Pre-Market on Jan 23, 2025
Declared Dividend • Nov 04Third quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 5th November 2024 Payment date: 21st November 2024 Dividend yield will be 1.4%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (11% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 21% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 25Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on November 21, 2024Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.12 per share, payable by the Company on November 21, 2024, to stockholders of record on November 5, 2024.
Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: US$0.91 (vs US$0.73 in 3Q 2023)Third quarter 2024 results: EPS: US$0.91 (up from US$0.73 in 3Q 2023). Revenue: US$79.2m (up 17% from 3Q 2023). Net income: US$27.9m (up 25% from 3Q 2023). Profit margin: 35% (up from 33% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 24% per year whereas the company’s share price has increased by 27% per year.
お知らせ • Oct 24Amalgamated Financial Corp. Revises Earnings Guidance for the Full Year 2024Amalgamated Financial Corp. revised earnings guidance for the full year 2024. For the period, the company expected net interest income from $274 millions - $278 million to $279 million - $281 million, considers the effect of the forward rate curve through 2024.
お知らせ • Oct 11Amalgamated Financial Corp. to Report Q3, 2024 Results on Oct 24, 2024Amalgamated Financial Corp. announced that they will report Q3, 2024 results Pre-Market on Oct 24, 2024
お知らせ • Aug 07Amalgamated Financial Corp. Announces the Appointment of Nicole Steele and Emily Robichaux as Directors of Climate PartnershipsAmalgamated Financial Corp. announced the appointment of Nicole Steele as Director of Climate Partnership Banking and Emily Robichaux as Director of Climate Partnership Lending. This team of industry experts will lead the bank’s efforts to execute on the potential of the $27BGreenhouse Gas Reduction Fund (“GGRF”). Ms. Steele is a nationally recognized leader and expert with over 20 years’ experience in clean energy, focusing on equitable deployment and workforce development. She was instrumental in the development of the GGRF programs including the National Clean Investment Fund (“NCIF)”, Clean Communities Investment Accelerator (“CCIA”), and Solar for All (“SFA”) at the U.S. Environmental Protection Agency (“EPA”) and worked in partnership with the U.S.Treasury on the Inflation Reduction Act’s solar tax credits including the Low-Income Communities Bonus Tax Credit. Most recently, Ms. Steele was the Program Manager of the Workforce and Equitable Access Team in the Solar Energy Technologies Office (“SETO”) at the U.S. Department of Energy (“DOE”) and the head of the National Community Solar Partnership (“NCSP”) that created the Community Power Accelerator and many other initiatives that developed solutions for the rapid deployment of clean energy with true meaningful benefits. Ms. Robichaux is an accomplished executive with over fifteen years of experience delivering business results in sustainable finance, energy access, and technology. She will rejoin Amalgamated from Opportunity Finance Network (“OFN”), where she built the organization’s climate program. As Senior Vice President, Climate and Environmental Programs, Ms. Robichaux was a lead author of OFN’s award-winning GGRF Clean Communities Investment Accelerator application, securing over $2bn for community clean energy projects and climate lending capacity building for Community Development Financial Institutions (“CDFIs”).
Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €25.00, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 108% over the past three years.
Declared Dividend • Jul 29Second quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 6th August 2024 Payment date: 22nd August 2024 Dividend yield will be 1.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 19% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 26Second quarter 2024 earnings released: EPS: US$0.88 (vs US$0.71 in 2Q 2023)Second quarter 2024 results: EPS: US$0.88 (up from US$0.71 in 2Q 2023). Revenue: US$75.3m (up 12% from 2Q 2023). Net income: US$26.8m (up 24% from 2Q 2023). Profit margin: 36% (up from 32% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jul 24Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on August 22, 2024Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.12 per share, payable by the Company on August 22, 2024, to stockholders of record on August 6, 2024.
Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €28.40, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 131% over the past three years.
お知らせ • Jul 12Amalgamated Financial Corp. to Report Q2, 2024 Results on Jul 25, 2024Amalgamated Financial Corp. announced that they will report Q2, 2024 results Pre-Market on Jul 25, 2024
Declared Dividend • Apr 29First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 7th May 2024 Payment date: 22nd May 2024 Dividend yield will be 1.8%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 2.9% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 26First quarter 2024 earnings released: EPS: US$0.89 (vs US$0.69 in 1Q 2023)First quarter 2024 results: EPS: US$0.89 (up from US$0.69 in 1Q 2023). Revenue: US$76.7m (up 14% from 1Q 2023). Net income: US$27.2m (up 28% from 1Q 2023). Profit margin: 36% (up from 32% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.8% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth.
お知らせ • Apr 24Amalgamated Financial Corp. Announces Increase in the Quarterly Dividend, Payable on May 22, 2024Amalgamated Financial Corp. announced that its Board of Directors has authorized a 20% increase in the Company’s quarterly dividend to $0.12 per common share, payable by the Company on May 22, 2024, to stockholders of record on May 8, 2024.
お知らせ • Apr 12+ 1 more updateAmalgamated Financial Corp. to Report Q1, 2024 Results on Apr 25, 2024Amalgamated Financial Corp. announced that they will report Q1, 2024 results Pre-Market on Apr 25, 2024
Reported Earnings • Mar 10Full year 2023 earnings released: EPS: US$2.88 (vs US$2.64 in FY 2022)Full year 2023 results: EPS: US$2.88 (up from US$2.64 in FY 2022). Revenue: US$274.6m (up 11% from FY 2022). Net income: US$88.0m (up 8.0% from FY 2022). Profit margin: 32% (in line with FY 2022). Net interest margin (NIM): 3.41% (up from 3.22% in FY 2022). Non-performing loans: 0.77% (up from 0.70% in FY 2022). Revenue is forecast to grow 7.6% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe.
Declared Dividend • Jan 29Fourth quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 5th February 2024 Payment date: 23rd February 2024 Dividend yield will be 1.6%, which is lower than the industry average of 4.7%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (12% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 14% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$2.88 (vs US$2.64 in FY 2022)Full year 2023 results: EPS: US$2.88 (up from US$2.64 in FY 2022). Revenue: US$276.0m (up 11% from FY 2022). Net income: US$88.0m (up 8.0% from FY 2022). Profit margin: 32% (in line with FY 2022). Revenue is forecast to grow 6.9% p.a. on average during the next 2 years, compared to a 1.9% growth forecast for the Banks industry in Europe.
お知らせ • Jan 25Amalgamated Financial Corp. Provides Earnings Guidance for the Year 2024Amalgamated Financial Corp. provided earnings guidance for the year 2024. For the year, the company expects net interest income of $268 million to $272 million - considers the effect of the forward rate curve through 2024.
お知らせ • Jan 24Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on February 23, 2024Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.10 per share, payable by the Company on February 23, 2024, to stockholders of record on February 6, 2024. The amount and timing of any future dividend payments to stockholders will be subject to the discretion of the Board of Directors.
お知らせ • Jan 12Amalgamated Financial Corp. to Report Q4, 2023 Results on Jan 25, 2024Amalgamated Financial Corp. announced that they will report Q4, 2023 results Pre-Market on Jan 25, 2024
お知らせ • Nov 17Amalgamated Financial Corp. Announces Board AppointmentsAmalgamated Financial Corp. announced it has appointed Julieta Ross and Scott Stoll as its newest members to the Company’s Board of Directors, effective immediately. Dr. Ross will serve on the Audit Committee and the Enterprise Risk Oversight Committee of the Board. Mr. Stoll will serve on the Audit Committee and the Credit Policy Committee of the Board. Dr. Ross has an extensive background in the broader financial services risk management landscape, with over 20 years of global banking technology leadership and experience. With a proven track record of building and scaling businesses while leveraging digital technologies, she offers a vast understanding on the integration of new technology perspectives in the process of building market-leading banking platforms and avant-garde digital capabilities. Mr. Stoll is a recognized leader with over 40 years of experience in the banking, insurance, and asset management industries, occupying various board and senior leadership roles over the course of his career. Of particular significance is the role he played in the expansion of Ernst & Young LLP’s financial services consulting capabilities, where he founded EY’s asset liability management advisory practice and played a leadership role in building teams serving EY’s global and national financial services clients. Dr. Ross is the Co-Founder and Chief Executive Officer of Okee Labs. She oversees all aspects of the company’s operations, including product development, research, and customer acquisition. Prior to this role, Dr. Ross was the Global Chief Technology Officer at Banco Santander from 2017 to 2019, Global Chief Technology Officer at M&T Bank from 2014 to 2017 and held various international roles for Citi from 2000 to 2014 ultimately being named Chief Technology Officer for Latin America. She has a proven track record building and scaling businesses, leveraging digital technologies to reduce cost, drive customer experiences and improve productivity. Additionally, Dr. Ross has served on the boards of private and non-profit companies including Santander Consumer Finance, Mastercard Advisory Board, AAA Western and Central New York, Sheltered Harbor, Roswell Park Comprehensive Cancer Center and Row New York. Dr. Ross is a founding member of the Sheltered Harbor Board. Mr. Stoll is currently serving as the Audit Committee Chair of Farmers Group Inc. as well as the Audit Committee Chair and member of the Executive Committee of Farmers New World Life Insurance Company, Farmers Group Inc.’s wholly owned subsidiary, since 2019. Prior to that, Mr. Stoll spent 36 years working for Ernst & Young where he retired as a partner in 2018. From 2010 to 2018, Mr. Stoll’s role at EY focused on financial services and quality assurance, as he was responsible for EY’s non-audit advisory work at a global systematically important bank while based in San Francisco. From 2004 to 2010, Mr. Stoll’s partner role focused on banking, capital markets and insurance when he played a leadership role in the expansion of Ernst & Young LLP’s financial services consulting capabilities in Zurich, Switzerland. Prior to this, Mr. Stoll’s role focused on commercial banking risk management and asset liability management from 1994 to 2000. He founded EY's asset liability management advisory practice and was a founding member of EY's U.S. financial services consulting practice serving numerous super regional banks across the U.S. Mr. Stoll also chairs the Strategic Planning Committee of the Leadership Council of the Schmidthorst College of Business at his alma mater, Bowling Green State University, where he advises on strategic initiatives, curricula plan, student mentorship and faculty engagement.
Valuation Update With 7 Day Price Move • Nov 02Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €17.00, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 30% over the past year.
Upcoming Dividend • Oct 30Upcoming dividend of US$0.10 per share at 2.3% yieldEligible shareholders must have bought the stock before 06 November 2023. Payment date: 24 November 2023. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.5%).
Reported Earnings • Oct 27Third quarter 2023 earnings released: EPS: US$0.73 (vs US$0.75 in 3Q 2022)Third quarter 2023 results: EPS: US$0.73 (down from US$0.75 in 3Q 2022). Revenue: US$68.5m (up 1.8% from 3Q 2022). Net income: US$22.3m (down 2.8% from 3Q 2022). Profit margin: 33% (down from 34% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Banks industry in Europe.
お知らせ • Oct 13Amalgamated Financial Corp. to Report Q3, 2023 Results on Oct 26, 2023Amalgamated Financial Corp. announced that they will report Q3, 2023 results Pre-Market on Oct 26, 2023
Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: US$0.71 (vs US$0.64 in 2Q 2022)Second quarter 2023 results: EPS: US$0.71 (up from US$0.64 in 2Q 2022). Revenue: US$67.0m (up 10% from 2Q 2022). Net income: US$21.6m (up 10% from 2Q 2022). Profit margin: 32% (in line with 2Q 2022). Revenue is forecast to grow 2.3% p.a. on average during the next 3 years, compared to a 4.0% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Jul 21Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €17.20, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 14% over the past year.
お知らせ • Jul 18Amalgamated Financial Corp. to Report Q2, 2023 Results on Jul 27, 2023Amalgamated Financial Corp. announced that they will report Q2, 2023 results at 9:30 AM, US Eastern Standard Time on Jul 27, 2023
New Risk • Jun 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.6% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €15.30, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 20% over the past year.
Upcoming Dividend • May 02Upcoming dividend of US$0.10 per share at 2.5% yieldEligible shareholders must have bought the stock before 09 May 2023. Payment date: 24 May 2023. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (6.1%).
Reported Earnings • Mar 15Full year 2022 earnings released: EPS: US$2.64 (vs US$1.70 in FY 2021)Full year 2022 results: EPS: US$2.64 (up from US$1.70 in FY 2021). Revenue: US$248.7m (up 23% from FY 2021). Net income: US$81.5m (up 54% from FY 2021). Profit margin: 33% (up from 26% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.22% (up from 2.77% in FY 2021). Non-performing loans: 0.85% (down from 1.64% in FY 2021). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in Europe.
Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$2.64 (vs US$1.70 in FY 2021)Full year 2022 results: EPS: US$2.64 (up from US$1.70 in FY 2021). Revenue: US$248.7m (up 23% from FY 2021). Net income: US$81.5m (up 54% from FY 2021). Profit margin: 33% (up from 26% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.
お知らせ • Jan 25Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on February 20, 2023Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.10 per share, payable by the Company on February 20, 2023, to stockholders of record on February 6, 2023.
お知らせ • Jan 13Amalgamated Financial Corp. to Report Q4, 2022 Results on Jan 26, 2023Amalgamated Financial Corp. announced that they will report Q4, 2022 results Pre-Market on Jan 26, 2023
Upcoming Dividend • Nov 01Upcoming dividend of US$0.10 per shareEligible shareholders must have bought the stock before 08 November 2022. Payment date: 28 November 2022. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.6%).
Reported Earnings • Oct 28Third quarter 2022 earnings released: EPS: US$0.75 (vs US$0.46 in 3Q 2021)Third quarter 2022 results: EPS: US$0.75 (up from US$0.46 in 3Q 2021). Revenue: US$67.3m (up 28% from 3Q 2021). Net income: US$22.9m (up 59% from 3Q 2021). Profit margin: 34% (up from 28% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Banks industry in Europe.
お知らせ • Oct 27Amalgamated Financial Corp. Declares Regular Quarterly Dividend, Payable on November 28, 2022Amalgamated Financial Corp. announced that its Board of Directors has declared a regular dividend to common stockholders of $0.10 per share, payable by the Company on November 28, 2022, to stockholders of record on November 9, 2022.
お知らせ • Oct 19Amalgamated Financial Corp. Announces Executive ChangesAmalgamated Financial Corp. announced that on September 29, 2022, Frank DeMaria notified company of his decision to resign from his position, the Chief Accounting Officer of the Company, as an officer and employee, effective October 14, 2022, to pursue another career opportunity. Mr. DeMaria's resignation is not the result of any material disagreement with the Company regarding its operations, policies, or procedures, including without limitation, any matter relating to the Company’s accounting principles or practices, financial statement disclosures, internal controls, management or operations. On October 14, 2022, Jason Darby, Chief Financial Officer of the Company, began serving as Chief Accounting Officer on an interim basis, until Leslie Veluswamy begins on November 7, 2022, as further detailed below. On November 7, 2022, Ms. Veluswamy, 38, will be appointed Chief Accounting Officer and Executive Vice President of the Company. From January 17, 2019 until November of 2022, Ms. Veluswamy served as the Senior Vice President and Chief Accounting Officer at the Dime Community Bank Ms. Veluswamy, previously served as Senior Vice President and Director of Financial Reporting at DCB, beginning in 2017. Prior to joining DCB in 2016, Ms. Veluswamy, a certified public accountant, worked as an Assistant Controller at Crystal & Co for two years, starting in 2014. Ms. Veluswamy has no family relationships with any of the Company’s directors or executive officers.
お知らせ • Oct 14Amalgamated Financial Corp. to Report Q3, 2022 Results on Oct 27, 2022Amalgamated Financial Corp. announced that they will report Q3, 2022 results at 9:30 AM, US Eastern Standard Time on Oct 27, 2022
お知らせ • Aug 12Amalgamated Financial Corp. Announces Resignation of Stephen R. Sleigh from the Company's Board of DirectorsAmalgamated Financial Corp. announced that On August 11, 2022, Mr. Stephen R. Sleigh notified Company of his decision to resign from the Company’s Board of Directors effective immediately. Mr. Sleigh was appointed to the Board pursuant to a Side Letter with Yucaipa Corporate Initiatives Fund II, L.P. and Yucaipa Corporate Initiatives (Parallel) Fund II, L.P. (the “Yucaipa Funds”), whereby so long as the Yucaipa Funds and its affiliates own a number of shares representing 5.0% of the Company’s common stock then outstanding, the Company shall take all requisite corporate action to effect the nomination of one director designated by the Yucaipa Funds; provided, however, that in the event that the Yucaipa Funds no longer own 5.0% of the Company’s common stock at any time, the Yucaipa Funds shall notify the Company and use its best efforts to have the nominee immediately resign. Through Section 16 reports filed by its limited partners, it was disclosed that the Yucaipa Funds’ ownership of the Company’s common stock has declined below 5.0%.
Upcoming Dividend • Aug 02Upcoming dividend of US$0.10 per shareEligible shareholders must have bought the stock before 09 August 2022. Payment date: 29 August 2022. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.8%).
Reported Earnings • Jul 29Second quarter 2022 earnings released: EPS: US$0.64 (vs US$0.33 in 2Q 2021)Second quarter 2022 results: EPS: US$0.64 (up from US$0.33 in 2Q 2021). Revenue: US$60.8m (up 33% from 2Q 2021). Net income: US$19.6m (up 88% from 2Q 2021). Profit margin: 32% (up from 23% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 17%, compared to a 20% growth forecast for the industry in Germany.
お知らせ • Jul 28+ 1 more updateAmalgamated Financial Corp. Appoints Meredith Miller to Its Board of DirectorsAmalgamated Financial Corp. announced the appointment of Meredith Miller as an independent director to the Company’s Board of Directors, effective immediately. Ms. Miller is internationally recognized as a leader in corporate governance occupying various board and senior leadership roles with over 30 years of experience in the public and private sector. Of particular significance is Ms. Miller’s experience and advocacy in the pursuit of advancing diversity in corporate boards as well as her extensive corporate governance experience spanning human capital management, ESG, and sustainable investing. Ms. Miller is currently the Managing Member of Corporate Governance and Sustainable Strategies LLC (“CGSS”) providing counsel on various ESG strategies to the investor community. Prior to joining CGSS, she served as the Chief Corporate Governance Officer of the UAW Retiree Medical Benefits Trust from 2010 to 2021. Prior to that, Ms. Miller served as the Assistant Treasurer for Policy at the Office of the Connecticut State Treasurer from 1999 – 2010. From 1993 to 1998, Ms. Miller served in a series of roles at the Pension and Benefits Welfare Administration, an agency of the U.S. Department of Labor. Earlier in her career, Ms. Miller held leadership positions at the American Federation of Labor and Congress of Industrial Organizations and the Service Employees International Union in Washington, DC. Ms. Miller also serves as a Member of the Supervisory Board for the Global Reporting Initiative, a Member of the Advisory Council for the Investment Integration Project and a Director of the Washtenaw Community College Foundation Board. Ms. Miller holds a BA from Hampshire College, a Master of Science in Industrial & Personnel Relations from the London School of Economics and has completed various PhD courses at the University of Illinois School of Labor & Employment Relations and Cornell University’s New York State School of Industrial & Labor Relations.