View ValuationFirst Bank 将来の成長Future 基準チェック /26First Bankは、4.5%と9.1%でそれぞれ年率4.5%で利益と収益が成長すると予測される一方、EPSはgrowで4.6%年率。主要情報4.5%収益成長率4.60%EPS成長率Banks 収益成長8.2%収益成長率9.1%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日01 May 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Apr 29First Bank announces Quarterly dividend, payable on May 22, 2026First Bank announced Quarterly dividend of USD 0.0900 per share payable on May 22, 2026, ex-date on May 08, 2026 and record date on May 08, 2026.お知らせ • Apr 03First Bank to Report Q1, 2026 Results on Apr 27, 2026First Bank announced that they will report Q1, 2026 results After-Market on Apr 27, 2026お知らせ • Mar 25First Bank, Annual General Meeting, Apr 29, 2026First Bank, Annual General Meeting, Apr 29, 2026. Location: meetnow.global/mpjkaqx, United Statesお知らせ • Jan 28First Bancorp and First Bank Announces Retirement of Mary Clara Capel from Board of Directors, Effective January 27, 2026On January 27, 2026, First Bancorp announced the retirement of Mary Clara Capel from the First Bancorp and First Bank Board of Directors effective January 27, 2026. Ms. Capel has served as a director of the Company since 2005 and is a former Chair of the Board of Directors. Ms. Capel served as Director of Administration and Marketing at Capel, Incorporated, from 1981 until her retirement in September 2017. She brought extensive business executive decision-making and oversight skills from her 37 years with the third-generation family business, which grew from its rug manufacturing operation in Troy, North Carolina to importing and exporting rugs worldwide. Ms. Capel is a past member of the North Carolina Banking Commission and has attended the North Carolina Bank Directors' College. Her leadership and expertise have been invaluable to First Bancorp throughout her tenure.お知らせ • Jan 27+ 1 more updateFirst Bank Declares Quarterly Cash Dividend, Payable on February 20, 2026On January 21, 2026, First Bank’s Board of Directors declared a quarterly cash dividend of $0.09 per share to common stockholders of record at the close of business on February 6, 2026, payable on February 20, 2026. This reflects an increase compared to the Bank’s prior quarterly cash dividend of $0.06 per share.お知らせ • Jan 05First Bank to Report Q4, 2025 Results on Jan 26, 2026First Bank announced that they will report Q4, 2025 results After-Market on Jan 26, 2026お知らせ • Oct 24+ 1 more updateFirst Bank Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First Bank reported net charge-offs for the third quarter ended September 30, 2025. The Bank recorded net charge-offs of $1,737,000 during the third quarter ended September 30, 2025, compared to net charge-offs of $796,000 and $386,000 in the linked and prior year quarters, respectively.お知らせ • Oct 01First Bank to Report Q3, 2025 Results on Oct 22, 2025First Bank announced that they will report Q3, 2025 results at 4:00 PM, US Eastern Standard Time on Oct 22, 2025お知らせ • Jul 23+ 1 more updateFirst Bank Declares Quarterly Cash Dividend, Payable on August 22, 2025On July 15, 2025, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on August 8, 2025, payable on August 22, 2025.お知らせ • Jul 03First Bank to Report Q2, 2025 Results on Jul 22, 2025First Bank announced that they will report Q2, 2025 results After-Market on Jul 22, 2025お知らせ • Jun 19First Bank announced that it has received $35 million in fundingFirst Bank announced a private placement of f fixed-to-floating rate subordinated notes for gross proceeds of $35 million on June 18, 2025. The notes have a maturity date of June 30, 2035, and carry a fixed rate of interest of 7.125% for the first five years. Thereafter, the notes will pay interest at a floating rate, reset quarterly, equal to the then current three-month Secured Overnight Financing Rate (“SOFR”) plus 343 basis points. The notes may be redeemed at the option of the Bank, without penalty, on or after June 30, 2030. The notes have been structured to qualify as Tier 2 capital for regulatory purposes.お知らせ • Apr 24First Bank announces Quarterly dividend, payable on May 23, 2025First Bank announced Quarterly dividend of USD 0.0600 per share payable on May 23, 2025, ex-date on May 09, 2025 and record date on May 09, 2025.お知らせ • Apr 02First Bank to Report Q1, 2025 Results on Apr 22, 2025First Bank announced that they will report Q1, 2025 results After-Market on Apr 22, 2025お知らせ • Jan 24First Bank Announces Quarterly Dividend Payable on February 21, 2025On January 21, 2025, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on February 7, 2025, payable on February 21, 2025.お知らせ • Jan 02First Bank to Report Q4, 2024 Results on Jan 23, 2025First Bank announced that they will report Q4, 2024 results After-Market on Jan 23, 2025Declared Dividend • Oct 28Third quarter dividend of US$0.06 announcedShareholders will receive a dividend of US$0.06. Ex-date: 8th November 2024 Payment date: 22nd November 2024 Dividend yield will be 1.8%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 3.5% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 26Third quarter 2024 earnings released: EPS: US$0.32 (vs US$0.053 loss in 3Q 2023)Third quarter 2024 results: EPS: US$0.32 (up from US$0.053 loss in 3Q 2023). Revenue: US$31.0m (up 40% from 3Q 2023). Net income: US$8.16m (up US$9.43m from 3Q 2023). Profit margin: 26% (up from net loss in 3Q 2023). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 9.5% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has remained flat, which means it is well ahead of earnings.お知らせ • Oct 25First Bank Announces Third Quarter Dividend Payable on November 22, 2024On October 15, 2024, the First Bank's Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on November 8, 2024, payable on November 22, 2024.お知らせ • Oct 24First Bank (NasdaqGM:FRBA) announces an Equity Buyback for 1,000,000 shares, for $16 million.First Bank (NasdaqGM:FRBA) announces a share repurchase program. Under the program, the company will repurchase up to 1,000,000 shares for $16 million. The program is valid till September 30, 2025.お知らせ • Sep 27First Bank to Report Q3, 2024 Results on Oct 23, 2024First Bank announced that they will report Q3, 2024 results After-Market on Oct 23, 2024Declared Dividend • Jul 29Second quarter dividend of US$0.06 announcedShareholders will receive a dividend of US$0.06. Ex-date: 9th August 2024 Payment date: 23rd August 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Jul 25+ 1 more updateFirst Bank Declares a Quarterly Cash Dividend, Payable on August 23, 2024On July 16, 2024, the First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on August 9, 2024, payable on August 23, 2024.Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €12.90, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 24% over the past year.お知らせ • Jun 27First Bank to Report Q2, 2024 Results on Jul 24, 2024First Bank announced that they will report Q2, 2024 results After-Market on Jul 24, 2024Declared Dividend • Apr 29First quarter dividend of US$0.06 announcedShareholders will receive a dividend of US$0.06. Ex-date: 9th May 2024 Payment date: 24th May 2024 Dividend yield will be 2.1%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 17% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 22% over the next year, which should provide support to the dividend and adequate earnings cover.Recent Insider Transactions • Apr 28President recently bought €84k worth of stockOn the 24th of April, Patrick Ryan bought around 8k shares on-market at roughly €11.20 per share. This transaction amounted to 2.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €128k. This was Patrick's only on-market trade for the last 12 months.Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: US$0.50 (vs US$0.36 in 1Q 2023)First quarter 2024 results: EPS: US$0.50 (up from US$0.36 in 1Q 2023). Revenue: US$33.0m (up 46% from 1Q 2023). Net income: US$12.5m (up 79% from 1Q 2023). Profit margin: 38% (up from 31% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.お知らせ • Apr 23+ 1 more updateFirst Bank Declares A Quarterly Cash Dividend, Payable on May 24, 2024On April 16, 2024, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on May 10, 2024, payable on May 24, 2024.New Risk • Apr 05New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €243k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (22% net profit margin). Shareholders have been diluted in the past year (28% increase in shares outstanding). Significant insider selling over the past 3 months (€243k sold).お知らせ • Mar 29+ 1 more updateFirst Bank, Annual General Meeting, Apr 24, 2024First Bank, Annual General Meeting, Apr 24, 2024, at 10:00 US Eastern Standard Time. Location: The Stone Terrace 2275 Kuser Road Hamilton New Jersey United StatesRecent Insider Transactions • Feb 23Director recently sold €91k worth of stockOn the 15th of February, Howard Kent sold around 7k shares on-market at roughly €13.02 per share. This transaction amounted to 4.6% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €109k. Despite this recent sale, insiders have collectively bought €43k more than they sold in the last 12 months.Recent Insider Transactions • Feb 18Director recently sold €109k worth of stockOn the 12th of February, Howard Kent sold around 8k shares on-market at roughly €13.04 per share. This transaction amounted to 5.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €134k more than they sold in the last 12 months.Upcoming Dividend • Feb 01Upcoming dividend of US$0.06 per share at 1.7% yieldEligible shareholders must have bought the stock before 08 February 2024. Payment date: 23 February 2024. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.1%).Declared Dividend • Jan 29Fourth quarter dividend of US$0.06 announcedShareholders will receive a dividend of US$0.06. Ex-date: 8th February 2024 Payment date: 23rd February 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.7%. Sustainability & Growth Dividend is well covered by earnings (25% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 17% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 65% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jan 25+ 1 more updateFirst Bank Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023First Bank reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $209,000 compared to net charge-offs of $1.1 million in the third quarter of 2023 and net recoveries of $213,000 in the fourth quarter of 2022.Recent Insider Transactions • Nov 20President recently bought €84k worth of stockOn the 15th of November, Patrick Ryan bought around 15k shares on-market at roughly €5.59 per share. This transaction amounted to 5.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Patrick's only on-market trade for the last 12 months.Upcoming Dividend • Nov 03Upcoming dividend of US$0.06 per share at 2.0% yieldEligible shareholders must have bought the stock before 09 November 2023. Payment date: 24 November 2023. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).お知らせ • Oct 26+ 1 more updateFirst Bank Declares Quarterly Cash Dividend, Payable on November 24, 2023On October 17, 2023, the Board of Directors of First Bank declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on November 10, 2023, payable on November 24, 2023.お知らせ • Sep 29First Bank to Report Q3, 2023 Results on Oct 25, 2023First Bank announced that they will report Q3, 2023 results After-Market on Oct 25, 2023New Risk • Aug 18New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 28% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (28% increase in shares outstanding).Upcoming Dividend • Aug 03Upcoming dividend of US$0.06 per share at 1.9% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 25 August 2023. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.0%).Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.35 (vs US$0.45 in 2Q 2022)Second quarter 2023 results: EPS: US$0.35 (down from US$0.45 in 2Q 2022). Revenue: US$22.8m (down 1.2% from 2Q 2022). Net income: US$6.80m (down 23% from 2Q 2022). Profit margin: 30% (down from 38% in 2Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 24% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe.お知らせ • Jul 27+ 1 more updateFirst Bank Announces Net Charge-Offs for the Second Quarter Ended June 30, 2023First Bank announced net charge-offs for the second quarter ended June 30, 2023. For the second quarter of 2023 remained favorable, with net recoveries of $109,000 compared to a net charge-off of $315,000 in the previous quarter and net charge-offs of $404,000 in the second quarter of 2022.お知らせ • Jun 30First Bank to Report Q2, 2023 Results on Jul 26, 2023First Bank announced that they will report Q2, 2023 results After-Market on Jul 26, 2023Recent Insider Transactions • May 10Independent Director recently bought €82k worth of stockOn the 4th of May, Peter Pantages bought around 10k shares on-market at roughly €8.21 per share. This transaction amounted to 5.8% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €206k more in shares than they have sold in the last 12 months.Reported Earnings • Apr 28First quarter 2023 earnings released: EPS: US$0.36 (vs US$0.42 in 1Q 2022)First quarter 2023 results: EPS: US$0.36 (down from US$0.42 in 1Q 2022). Revenue: US$22.7m (up 4.1% from 1Q 2022). Net income: US$6.99m (down 14% from 1Q 2022). Profit margin: 31% (down from 38% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 23% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to €10.20, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 18% over the past year.Upcoming Dividend • Feb 02Upcoming dividend of US$0.06 per share at 1.7% yieldEligible shareholders must have bought the stock before 09 February 2023. Payment date: 24 February 2023. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).お知らせ • Jan 28First Bank Declares Quarterly Cash Dividend, Payable on February 24, 2023First Bank announced that on January 17, 2023, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on February 10, 2023, payable on February 24, 2023.Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$1.86 (vs US$1.81 in FY 2021)Full year 2022 results: EPS: US$1.86 (up from US$1.81 in FY 2021). Revenue: US$94.6m (up 5.3% from FY 2021). Net income: US$36.3m (up 2.4% from FY 2021). Profit margin: 38% (down from 39% in FY 2021). The decrease in margin was driven by higher expenses. Non-performing loans: 0.27% (down from 0.61% in FY 2021). Revenue is forecast to grow 24% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.お知らせ • Jan 04First Bank to Report Q4, 2022 Results on Jan 25, 2023First Bank announced that they will report Q4, 2022 results After-Market on Jan 25, 2023Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 5 highly experienced directors. Independent Director Scott Gamble was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Nov 02Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 09 November 2022. Payment date: 25 November 2022. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.6%).お知らせ • Oct 27First Bank Declares Quarterly Cash Dividend, Payable on November 25, 2022On October 18, 2022, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on November 11, 2022, payable on November 25, 2022.お知らせ • Sep 30First Bank to Report Q3, 2022 Results on Oct 25, 2022First Bank announced that they will report Q3, 2022 results at 4:00 PM, US Eastern Standard Time on Oct 25, 2022Upcoming Dividend • Aug 04Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 11 August 2022. Payment date: 26 August 2022. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (7.1%).Reported Earnings • Jul 29Second quarter 2022 earnings released: EPS: US$0.45 (vs US$0.45 in 2Q 2021)Second quarter 2022 results: EPS: US$0.45 (down from US$0.45 in 2Q 2021). Revenue: US$23.1m (up 5.2% from 2Q 2021). Net income: US$8.82m (flat on 2Q 2021). Profit margin: 38% (down from 41% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 15%, compared to a 20% growth forecast for the industry in Germany.お知らせ • Jul 28First Bank Announces Net Charge-Offs for the Second Quarter Ended June 30, 2022First Bank announced net charge-offs for the second quarter ended June 30, 2022. Net charge offs of $404,000 for the second quarter of 2022 were 0.07% of average loans on an annualized basis. This compares to net charge offs of $116,000, or an annualized 0.02% of average loans, for the second quarter of 2021 and net charge offs of $247,000, or an annualized 0.05%, for the first quarter of 2022.お知らせ • Jul 02First Bank to Report Q2, 2022 Results on Jul 26, 2022First Bank announced that they will report Q2, 2022 results at 4:00 PM, US Eastern Standard Time on Jul 26, 2022Upcoming Dividend • May 05Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 12 May 2022. Payment date: 27 May 2022. Payout ratio is a comfortable 10% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.1%). Lower than average of industry peers (6.5%).Reported Earnings • Apr 28First quarter 2022 earnings released: EPS: US$0.42 (vs US$0.49 in 1Q 2021)First quarter 2022 results: EPS: US$0.42 (down from US$0.49 in 1Q 2021). Revenue: US$21.8m (down 6.9% from 1Q 2021). Net income: US$8.16m (down 16% from 1Q 2021). Profit margin: 38% (down from 41% in 1Q 2021). Over the next year, revenue is forecast to grow 10%, compared to a 8.7% growth forecast for the industry in Germany.お知らせ • Apr 26+ 1 more updateFirst Bank Reports Net Charge-Offs for the First Quarter Ended March 31, 2022First Bank reported net charge-offs for the first quarter ended March 31, 2022. Net charge offs of $247,000 for the first quarter of 2022 were 0.05% of average loans on an annualized basis. This compares to net recoveries of $5,000, or an annualized 0.00% of average loans, for the first quarter of 2021.お知らせ • Apr 02First Bank to Report Q1, 2022 Results on Apr 25, 2022First Bank announced that they will report Q1, 2022 results After-Market on Apr 25, 2022Upcoming Dividend • Feb 03Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 10 February 2022. Payment date: 25 February 2022. Payout ratio is a comfortable 7.0% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (3.3%).お知らせ • Jan 27First Bank Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2021First Bank reported net charge-offs for the fourth quarter ended December 31, 2021. For the quarter, the company reported net charge-offs were $6,000 for the fourth quarter of 2021, compared to net charge-offs of $465,000 for the fourth quarter of 2020.Reported Earnings • Oct 28Third quarter 2021 earnings released: EPS US$0.46 (vs US$0.30 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$22.5m (up 26% from 3Q 2020). Net income: US$9.04m (up 53% from 3Q 2020). Profit margin: 40% (up from 33% in 3Q 2020). The increase in margin was driven by higher revenue.業績と収益の成長予測DB:6UT - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202715845N/AN/A312/31/202615039N/AN/A33/31/202613442N/AN/AN/A12/31/2025135446366N/A9/30/2025135425559N/A6/30/2025131383741N/A3/31/2025128393538N/A12/31/2024129422528N/A9/30/2024123405557N/A6/30/202411531144146N/A3/31/202410626143145N/A12/31/20239621141144N/A9/30/20239222107110N/A6/30/202395333437N/A3/31/202396353639N/A12/31/202295363537N/A9/30/202292353738N/A6/30/202289342627N/A3/31/202288342525N/A12/31/202190352828N/A9/30/202187343131N/A6/30/202182313333N/A3/31/202176262929N/A12/31/202066192425N/A9/30/202064181717N/A6/30/202060141516N/A3/31/202058121718N/A12/31/20195813N/A16N/A9/30/20195512N/A22N/A6/30/20195717N/A37N/A3/31/20195718N/A37N/A12/31/20185518N/A37N/A9/30/20185314N/A34N/A6/30/20184911N/A19N/A3/31/2018439N/A16N/A12/31/2017397N/A17N/A9/30/2017348N/A14N/A6/30/2017318N/A10N/A3/31/2017307N/A12N/A12/31/2016286N/A9N/A9/30/2016265N/A8N/A6/30/2016234N/A7N/A3/31/2016224N/A5N/A12/31/2015234N/A5N/A9/30/2015234N/A5N/A6/30/2015245N/A6N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 6UTの予測収益成長率 (年間4.5% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: 6UTの収益 ( 4.5% ) German市場 ( 17.1% ) よりも低い成長が予測されています。高成長収益: 6UTの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: 6UTの収益 ( 9.1% ) German市場 ( 6.8% ) よりも速いペースで成長すると予測されています。高い収益成長: 6UTの収益 ( 9.1% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 6UTの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 20:15終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋First Bank 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。6 アナリスト機関Bryce RoweBairdnull nullD.A. Davidson & Co.Jacob CivielloD.A. Davidson & Co.3 その他のアナリストを表示
お知らせ • Apr 29First Bank announces Quarterly dividend, payable on May 22, 2026First Bank announced Quarterly dividend of USD 0.0900 per share payable on May 22, 2026, ex-date on May 08, 2026 and record date on May 08, 2026.
お知らせ • Apr 03First Bank to Report Q1, 2026 Results on Apr 27, 2026First Bank announced that they will report Q1, 2026 results After-Market on Apr 27, 2026
お知らせ • Mar 25First Bank, Annual General Meeting, Apr 29, 2026First Bank, Annual General Meeting, Apr 29, 2026. Location: meetnow.global/mpjkaqx, United States
お知らせ • Jan 28First Bancorp and First Bank Announces Retirement of Mary Clara Capel from Board of Directors, Effective January 27, 2026On January 27, 2026, First Bancorp announced the retirement of Mary Clara Capel from the First Bancorp and First Bank Board of Directors effective January 27, 2026. Ms. Capel has served as a director of the Company since 2005 and is a former Chair of the Board of Directors. Ms. Capel served as Director of Administration and Marketing at Capel, Incorporated, from 1981 until her retirement in September 2017. She brought extensive business executive decision-making and oversight skills from her 37 years with the third-generation family business, which grew from its rug manufacturing operation in Troy, North Carolina to importing and exporting rugs worldwide. Ms. Capel is a past member of the North Carolina Banking Commission and has attended the North Carolina Bank Directors' College. Her leadership and expertise have been invaluable to First Bancorp throughout her tenure.
お知らせ • Jan 27+ 1 more updateFirst Bank Declares Quarterly Cash Dividend, Payable on February 20, 2026On January 21, 2026, First Bank’s Board of Directors declared a quarterly cash dividend of $0.09 per share to common stockholders of record at the close of business on February 6, 2026, payable on February 20, 2026. This reflects an increase compared to the Bank’s prior quarterly cash dividend of $0.06 per share.
お知らせ • Jan 05First Bank to Report Q4, 2025 Results on Jan 26, 2026First Bank announced that they will report Q4, 2025 results After-Market on Jan 26, 2026
お知らせ • Oct 24+ 1 more updateFirst Bank Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First Bank reported net charge-offs for the third quarter ended September 30, 2025. The Bank recorded net charge-offs of $1,737,000 during the third quarter ended September 30, 2025, compared to net charge-offs of $796,000 and $386,000 in the linked and prior year quarters, respectively.
お知らせ • Oct 01First Bank to Report Q3, 2025 Results on Oct 22, 2025First Bank announced that they will report Q3, 2025 results at 4:00 PM, US Eastern Standard Time on Oct 22, 2025
お知らせ • Jul 23+ 1 more updateFirst Bank Declares Quarterly Cash Dividend, Payable on August 22, 2025On July 15, 2025, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on August 8, 2025, payable on August 22, 2025.
お知らせ • Jul 03First Bank to Report Q2, 2025 Results on Jul 22, 2025First Bank announced that they will report Q2, 2025 results After-Market on Jul 22, 2025
お知らせ • Jun 19First Bank announced that it has received $35 million in fundingFirst Bank announced a private placement of f fixed-to-floating rate subordinated notes for gross proceeds of $35 million on June 18, 2025. The notes have a maturity date of June 30, 2035, and carry a fixed rate of interest of 7.125% for the first five years. Thereafter, the notes will pay interest at a floating rate, reset quarterly, equal to the then current three-month Secured Overnight Financing Rate (“SOFR”) plus 343 basis points. The notes may be redeemed at the option of the Bank, without penalty, on or after June 30, 2030. The notes have been structured to qualify as Tier 2 capital for regulatory purposes.
お知らせ • Apr 24First Bank announces Quarterly dividend, payable on May 23, 2025First Bank announced Quarterly dividend of USD 0.0600 per share payable on May 23, 2025, ex-date on May 09, 2025 and record date on May 09, 2025.
お知らせ • Apr 02First Bank to Report Q1, 2025 Results on Apr 22, 2025First Bank announced that they will report Q1, 2025 results After-Market on Apr 22, 2025
お知らせ • Jan 24First Bank Announces Quarterly Dividend Payable on February 21, 2025On January 21, 2025, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on February 7, 2025, payable on February 21, 2025.
お知らせ • Jan 02First Bank to Report Q4, 2024 Results on Jan 23, 2025First Bank announced that they will report Q4, 2024 results After-Market on Jan 23, 2025
Declared Dividend • Oct 28Third quarter dividend of US$0.06 announcedShareholders will receive a dividend of US$0.06. Ex-date: 8th November 2024 Payment date: 22nd November 2024 Dividend yield will be 1.8%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 3.5% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 26Third quarter 2024 earnings released: EPS: US$0.32 (vs US$0.053 loss in 3Q 2023)Third quarter 2024 results: EPS: US$0.32 (up from US$0.053 loss in 3Q 2023). Revenue: US$31.0m (up 40% from 3Q 2023). Net income: US$8.16m (up US$9.43m from 3Q 2023). Profit margin: 26% (up from net loss in 3Q 2023). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 9.5% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
お知らせ • Oct 25First Bank Announces Third Quarter Dividend Payable on November 22, 2024On October 15, 2024, the First Bank's Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on November 8, 2024, payable on November 22, 2024.
お知らせ • Oct 24First Bank (NasdaqGM:FRBA) announces an Equity Buyback for 1,000,000 shares, for $16 million.First Bank (NasdaqGM:FRBA) announces a share repurchase program. Under the program, the company will repurchase up to 1,000,000 shares for $16 million. The program is valid till September 30, 2025.
お知らせ • Sep 27First Bank to Report Q3, 2024 Results on Oct 23, 2024First Bank announced that they will report Q3, 2024 results After-Market on Oct 23, 2024
Declared Dividend • Jul 29Second quarter dividend of US$0.06 announcedShareholders will receive a dividend of US$0.06. Ex-date: 9th August 2024 Payment date: 23rd August 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jul 25+ 1 more updateFirst Bank Declares a Quarterly Cash Dividend, Payable on August 23, 2024On July 16, 2024, the First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on August 9, 2024, payable on August 23, 2024.
Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €12.90, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 24% over the past year.
お知らせ • Jun 27First Bank to Report Q2, 2024 Results on Jul 24, 2024First Bank announced that they will report Q2, 2024 results After-Market on Jul 24, 2024
Declared Dividend • Apr 29First quarter dividend of US$0.06 announcedShareholders will receive a dividend of US$0.06. Ex-date: 9th May 2024 Payment date: 24th May 2024 Dividend yield will be 2.1%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 17% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 22% over the next year, which should provide support to the dividend and adequate earnings cover.
Recent Insider Transactions • Apr 28President recently bought €84k worth of stockOn the 24th of April, Patrick Ryan bought around 8k shares on-market at roughly €11.20 per share. This transaction amounted to 2.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €128k. This was Patrick's only on-market trade for the last 12 months.
Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: US$0.50 (vs US$0.36 in 1Q 2023)First quarter 2024 results: EPS: US$0.50 (up from US$0.36 in 1Q 2023). Revenue: US$33.0m (up 46% from 1Q 2023). Net income: US$12.5m (up 79% from 1Q 2023). Profit margin: 38% (up from 31% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.
お知らせ • Apr 23+ 1 more updateFirst Bank Declares A Quarterly Cash Dividend, Payable on May 24, 2024On April 16, 2024, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on May 10, 2024, payable on May 24, 2024.
New Risk • Apr 05New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €243k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (22% net profit margin). Shareholders have been diluted in the past year (28% increase in shares outstanding). Significant insider selling over the past 3 months (€243k sold).
お知らせ • Mar 29+ 1 more updateFirst Bank, Annual General Meeting, Apr 24, 2024First Bank, Annual General Meeting, Apr 24, 2024, at 10:00 US Eastern Standard Time. Location: The Stone Terrace 2275 Kuser Road Hamilton New Jersey United States
Recent Insider Transactions • Feb 23Director recently sold €91k worth of stockOn the 15th of February, Howard Kent sold around 7k shares on-market at roughly €13.02 per share. This transaction amounted to 4.6% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €109k. Despite this recent sale, insiders have collectively bought €43k more than they sold in the last 12 months.
Recent Insider Transactions • Feb 18Director recently sold €109k worth of stockOn the 12th of February, Howard Kent sold around 8k shares on-market at roughly €13.04 per share. This transaction amounted to 5.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €134k more than they sold in the last 12 months.
Upcoming Dividend • Feb 01Upcoming dividend of US$0.06 per share at 1.7% yieldEligible shareholders must have bought the stock before 08 February 2024. Payment date: 23 February 2024. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.1%).
Declared Dividend • Jan 29Fourth quarter dividend of US$0.06 announcedShareholders will receive a dividend of US$0.06. Ex-date: 8th February 2024 Payment date: 23rd February 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.7%. Sustainability & Growth Dividend is well covered by earnings (25% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 17% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 65% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jan 25+ 1 more updateFirst Bank Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023First Bank reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $209,000 compared to net charge-offs of $1.1 million in the third quarter of 2023 and net recoveries of $213,000 in the fourth quarter of 2022.
Recent Insider Transactions • Nov 20President recently bought €84k worth of stockOn the 15th of November, Patrick Ryan bought around 15k shares on-market at roughly €5.59 per share. This transaction amounted to 5.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Patrick's only on-market trade for the last 12 months.
Upcoming Dividend • Nov 03Upcoming dividend of US$0.06 per share at 2.0% yieldEligible shareholders must have bought the stock before 09 November 2023. Payment date: 24 November 2023. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).
お知らせ • Oct 26+ 1 more updateFirst Bank Declares Quarterly Cash Dividend, Payable on November 24, 2023On October 17, 2023, the Board of Directors of First Bank declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on November 10, 2023, payable on November 24, 2023.
お知らせ • Sep 29First Bank to Report Q3, 2023 Results on Oct 25, 2023First Bank announced that they will report Q3, 2023 results After-Market on Oct 25, 2023
New Risk • Aug 18New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 28% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (28% increase in shares outstanding).
Upcoming Dividend • Aug 03Upcoming dividend of US$0.06 per share at 1.9% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 25 August 2023. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.0%).
Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.35 (vs US$0.45 in 2Q 2022)Second quarter 2023 results: EPS: US$0.35 (down from US$0.45 in 2Q 2022). Revenue: US$22.8m (down 1.2% from 2Q 2022). Net income: US$6.80m (down 23% from 2Q 2022). Profit margin: 30% (down from 38% in 2Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 24% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe.
お知らせ • Jul 27+ 1 more updateFirst Bank Announces Net Charge-Offs for the Second Quarter Ended June 30, 2023First Bank announced net charge-offs for the second quarter ended June 30, 2023. For the second quarter of 2023 remained favorable, with net recoveries of $109,000 compared to a net charge-off of $315,000 in the previous quarter and net charge-offs of $404,000 in the second quarter of 2022.
お知らせ • Jun 30First Bank to Report Q2, 2023 Results on Jul 26, 2023First Bank announced that they will report Q2, 2023 results After-Market on Jul 26, 2023
Recent Insider Transactions • May 10Independent Director recently bought €82k worth of stockOn the 4th of May, Peter Pantages bought around 10k shares on-market at roughly €8.21 per share. This transaction amounted to 5.8% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €206k more in shares than they have sold in the last 12 months.
Reported Earnings • Apr 28First quarter 2023 earnings released: EPS: US$0.36 (vs US$0.42 in 1Q 2022)First quarter 2023 results: EPS: US$0.36 (down from US$0.42 in 1Q 2022). Revenue: US$22.7m (up 4.1% from 1Q 2022). Net income: US$6.99m (down 14% from 1Q 2022). Profit margin: 31% (down from 38% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 23% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to €10.20, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 18% over the past year.
Upcoming Dividend • Feb 02Upcoming dividend of US$0.06 per share at 1.7% yieldEligible shareholders must have bought the stock before 09 February 2023. Payment date: 24 February 2023. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).
お知らせ • Jan 28First Bank Declares Quarterly Cash Dividend, Payable on February 24, 2023First Bank announced that on January 17, 2023, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on February 10, 2023, payable on February 24, 2023.
Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$1.86 (vs US$1.81 in FY 2021)Full year 2022 results: EPS: US$1.86 (up from US$1.81 in FY 2021). Revenue: US$94.6m (up 5.3% from FY 2021). Net income: US$36.3m (up 2.4% from FY 2021). Profit margin: 38% (down from 39% in FY 2021). The decrease in margin was driven by higher expenses. Non-performing loans: 0.27% (down from 0.61% in FY 2021). Revenue is forecast to grow 24% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.
お知らせ • Jan 04First Bank to Report Q4, 2022 Results on Jan 25, 2023First Bank announced that they will report Q4, 2022 results After-Market on Jan 25, 2023
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 5 highly experienced directors. Independent Director Scott Gamble was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Nov 02Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 09 November 2022. Payment date: 25 November 2022. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.6%).
お知らせ • Oct 27First Bank Declares Quarterly Cash Dividend, Payable on November 25, 2022On October 18, 2022, First Bank’s Board of Directors declared a quarterly cash dividend of $0.06 per share to common stockholders of record at the close of business on November 11, 2022, payable on November 25, 2022.
お知らせ • Sep 30First Bank to Report Q3, 2022 Results on Oct 25, 2022First Bank announced that they will report Q3, 2022 results at 4:00 PM, US Eastern Standard Time on Oct 25, 2022
Upcoming Dividend • Aug 04Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 11 August 2022. Payment date: 26 August 2022. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (7.1%).
Reported Earnings • Jul 29Second quarter 2022 earnings released: EPS: US$0.45 (vs US$0.45 in 2Q 2021)Second quarter 2022 results: EPS: US$0.45 (down from US$0.45 in 2Q 2021). Revenue: US$23.1m (up 5.2% from 2Q 2021). Net income: US$8.82m (flat on 2Q 2021). Profit margin: 38% (down from 41% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 15%, compared to a 20% growth forecast for the industry in Germany.
お知らせ • Jul 28First Bank Announces Net Charge-Offs for the Second Quarter Ended June 30, 2022First Bank announced net charge-offs for the second quarter ended June 30, 2022. Net charge offs of $404,000 for the second quarter of 2022 were 0.07% of average loans on an annualized basis. This compares to net charge offs of $116,000, or an annualized 0.02% of average loans, for the second quarter of 2021 and net charge offs of $247,000, or an annualized 0.05%, for the first quarter of 2022.
お知らせ • Jul 02First Bank to Report Q2, 2022 Results on Jul 26, 2022First Bank announced that they will report Q2, 2022 results at 4:00 PM, US Eastern Standard Time on Jul 26, 2022
Upcoming Dividend • May 05Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 12 May 2022. Payment date: 27 May 2022. Payout ratio is a comfortable 10% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.1%). Lower than average of industry peers (6.5%).
Reported Earnings • Apr 28First quarter 2022 earnings released: EPS: US$0.42 (vs US$0.49 in 1Q 2021)First quarter 2022 results: EPS: US$0.42 (down from US$0.49 in 1Q 2021). Revenue: US$21.8m (down 6.9% from 1Q 2021). Net income: US$8.16m (down 16% from 1Q 2021). Profit margin: 38% (down from 41% in 1Q 2021). Over the next year, revenue is forecast to grow 10%, compared to a 8.7% growth forecast for the industry in Germany.
お知らせ • Apr 26+ 1 more updateFirst Bank Reports Net Charge-Offs for the First Quarter Ended March 31, 2022First Bank reported net charge-offs for the first quarter ended March 31, 2022. Net charge offs of $247,000 for the first quarter of 2022 were 0.05% of average loans on an annualized basis. This compares to net recoveries of $5,000, or an annualized 0.00% of average loans, for the first quarter of 2021.
お知らせ • Apr 02First Bank to Report Q1, 2022 Results on Apr 25, 2022First Bank announced that they will report Q1, 2022 results After-Market on Apr 25, 2022
Upcoming Dividend • Feb 03Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 10 February 2022. Payment date: 25 February 2022. Payout ratio is a comfortable 7.0% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (3.3%).
お知らせ • Jan 27First Bank Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2021First Bank reported net charge-offs for the fourth quarter ended December 31, 2021. For the quarter, the company reported net charge-offs were $6,000 for the fourth quarter of 2021, compared to net charge-offs of $465,000 for the fourth quarter of 2020.
Reported Earnings • Oct 28Third quarter 2021 earnings released: EPS US$0.46 (vs US$0.30 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$22.5m (up 26% from 3Q 2020). Net income: US$9.04m (up 53% from 3Q 2020). Profit margin: 40% (up from 33% in 3Q 2020). The increase in margin was driven by higher revenue.