View Financial HealthAffinity Bancshares 配当と自社株買い配当金 基準チェック /06Affinity Bancshares配当金を支払った記録がありません。主要情報n/a配当利回り4.3%バイバック利回り総株主利回り4.3%将来の配当利回りn/a配当成長n/a次回配当支払日n/a配当落ち日n/a一株当たり配当金n/a配当性向n/a最近の配当と自社株買いの更新お知らせ • Mar 01Affinity Bancshares, Inc. Announces Special Cash Dividend, Payable on March 27, 2025Affinity Bancshares, Inc. announced that its Board of Directors has declared the payment of a special cash dividend. The dividend of $1.50 per share will be paid on March 27, 2025 to stockholders of record as of March 13, 2025.すべての更新を表示Recent updatesBoard Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 6 highly experienced directors. Director Teak Shore was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Mar 31The Fidelity Bank signed a definitive merger agreement to acquire Affinity Bancshares, Inc. (NasdaqCM:AFBI) for approximately $150 million.The Fidelity Bank signed a definitive merger agreement to acquire Affinity Bancshares, Inc. (NasdaqCM:AFBI) for approximately $150 million on March 30, 2026. Under the terms of the agreement, each Affinity shareholder will receive $23.00 per share in cash, subject to adjustment based on Affinity’s adjusted stockholders’ equity at closing. Following the close of the transaction, Fidelity will operate two branches in Georgia in addition to its 52 North Carolina branches, two South Carolina branches and one Virginia branch. The boards of directors of both Fidelity and Affinity have unanimously approved the transaction. The transaction is subject to regulatory approvals, Affinity stockholder approval, and other customary closing conditions. The transaction is expected to close in the third quarter of 2026. Raymond James Financial, Inc. acted as financial advisor for The Fidelity Bank. Ward & Smith acted as legal advisor for The Fidelity Bank. Performance Trust Capital Partners, LLC acted as financial advisor for Affinity Bancshares, Inc. Luse Gorman, P.C acted as legal advisor for Affinity Bancshares, Inc.お知らせ • Apr 18Affinity Bancshares, Inc., Annual General Meeting, May 20, 2025Affinity Bancshares, Inc., Annual General Meeting, May 20, 2025.お知らせ • Mar 01Affinity Bancshares, Inc. Announces Special Cash Dividend, Payable on March 27, 2025Affinity Bancshares, Inc. announced that its Board of Directors has declared the payment of a special cash dividend. The dividend of $1.50 per share will be paid on March 27, 2025 to stockholders of record as of March 13, 2025.Reported Earnings • Oct 28Third quarter 2024 earnings released: EPS: US$0.27 (vs US$0.25 in 3Q 2023)Third quarter 2024 results: EPS: US$0.27 (up from US$0.25 in 3Q 2023). Revenue: US$7.98m (up 6.0% from 3Q 2023). Net income: US$1.73m (up 6.6% from 3Q 2023). Profit margin: 22% (in line with 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.Buy Or Sell Opportunity • Sep 27Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.6% to €18.90. The fair value is estimated to be €23.69, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 4.3%.Buy Or Sell Opportunity • Aug 05Now 22% undervaluedOver the last 90 days, the stock has risen 24% to €18.90. The fair value is estimated to be €24.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 4.3%.Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.16 (vs US$0.24 in 2Q 2023)Second quarter 2024 results: EPS: US$0.16 (down from US$0.24 in 2Q 2023). Revenue: US$7.93m (up 7.5% from 2Q 2023). Net income: US$1.03m (down 35% from 2Q 2023). Profit margin: 13% (down from 22% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 22% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • May 31Investor sentiment improves as stock rises 21%After last week's 21% share price gain to €18.90, the stock trades at a trailing P/E ratio of 21.8x. Average trailing P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 83% over the past three years.Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.21 (vs US$0.26 in 1Q 2023)First quarter 2024 results: EPS: US$0.21 (down from US$0.26 in 1Q 2023). Revenue: US$7.33m (down 1.5% from 1Q 2023). Net income: US$1.34m (down 23% from 1Q 2023). Profit margin: 18% (down from 23% in 1Q 2023). The decrease in margin was primarily driven by higher expenses.お知らせ • Apr 28Affinity Bancshares, Inc. Announces Net Loan Charge-Offs for the Three Months Ended March 31, 2024Affinity Bancshares, Inc. announced net loan charge-offs for the three months ended March 31, 2024. Net loan charge-offs were $326,000 for the three months ended March 31, 2024, as compared to net loan charge-offs of $91,000 for the three months ended March 31, 2023.お知らせ • Apr 13Affinity Bancshares, Inc., Annual General Meeting, May 22, 2024Affinity Bancshares, Inc., Annual General Meeting, May 22, 2024, at 10:00 US Eastern Standard Time. Agenda: the election of three directors; the ratification of the appointment of Wipfli LLP as the independent registered public accounting firm for the year ending December 31, 2024; an advisory, non-binding resolution with respect to the executive compensation.Reported Earnings • Mar 24Full year 2023 earnings released: EPS: US$1.00 (vs US$1.07 in FY 2022)Full year 2023 results: EPS: US$1.00 (down from US$1.07 in FY 2022). Revenue: US$29.7m (down 5.6% from FY 2022). Net income: US$6.45m (down 9.6% from FY 2022). Profit margin: 22% (down from 23% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.35% (down from 4.14% in FY 2022). Non-performing loans: 1.13% (up from 1.08% in FY 2022).Reported Earnings • Feb 02Full year 2023 earnings released: EPS: US$1.00 (vs US$1.07 in FY 2022)Full year 2023 results: EPS: US$1.00 (down from US$1.07 in FY 2022). Revenue: US$29.7m (down 5.6% from FY 2022). Net income: US$6.45m (down 9.6% from FY 2022). Profit margin: 22% (down from 23% in FY 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.25 (vs US$0.28 in 3Q 2022)Third quarter 2023 results: EPS: US$0.25 (down from US$0.28 in 3Q 2022). Revenue: US$7.53m (down 5.1% from 3Q 2022). Net income: US$1.62m (down 13% from 3Q 2022). Profit margin: 22% (down from 24% in 3Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions • Sep 06Independent Director recently bought €82k worth of stockOn the 31st of August, Robin Reich bought around 6k shares on-market at roughly €13.70 per share. This transaction amounted to 50% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.0m more in shares than they have sold in the last 12 months.Reported Earnings • Jul 30Second quarter 2023 earnings released: EPS: US$0.24 (vs US$0.27 in 2Q 2022)Second quarter 2023 results: EPS: US$0.24 (down from US$0.27 in 2Q 2022). Revenue: US$7.37m (down 2.7% from 2Q 2022). Net income: US$1.59m (down 11% from 2Q 2022). Profit margin: 22% (down from 24% in 2Q 2022). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.New Risk • Jul 25New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (6.5% average weekly change). Market cap is less than US$100m (€78.9m market cap, or US$87.2m).Valuation Update With 7 Day Price Move • May 06Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to €10.70, the stock trades at a trailing P/E ratio of 11.5x. Average trailing P/E is 9x in the Banks industry in Europe. Total returns to shareholders of 63% over the past three years.Recent Insider Transactions • Apr 08Insider recently bought €547k worth of stockOn the 6th of April, Kenneth Lehman bought around 41k shares on-market at roughly €13.28 per share. This transaction amounted to 5.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €799k more in shares than they have sold in the last 12 months.Reported Earnings • Mar 25Full year 2022 earnings released: EPS: US$1.07 (vs US$1.10 in FY 2021)Full year 2022 results: EPS: US$1.07 (down from US$1.10 in FY 2021). Revenue: US$31.5m (up 1.9% from FY 2021). Net income: US$7.13m (down 5.8% from FY 2021). Profit margin: 23% (down from 25% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.14% (up from 4.04% in FY 2021). Non-performing loans: 1.08% (down from 1.20% in FY 2021). Over the last 3 years on average, earnings per share has increased by 63% per year but the company’s share price has only increased by 22% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Mar 23Insider recently bought €117k worth of stockOn the 22nd of March, Kenneth Lehman bought around 9k shares on-market at roughly €12.96 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €252k more in shares than they have sold in the last 12 months.Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to €12.10, the stock trades at a trailing P/E ratio of 13x. Average trailing P/E is 9x in the Banks industry in Europe. Total returns to shareholders of 79% over the past three years.Buying Opportunity • Mar 15Now 31% undervalued after recent price dropOver the last 90 days, the stock is down 8.3%. The fair value is estimated to be €17.60, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 63%.Buying Opportunity • Feb 23Now 21% undervaluedOver the last 90 days, the stock is up 9.5%. The fair value is estimated to be €19.06, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 63%.Recent Insider Transactions • Feb 17CEO & Director recently bought €73k worth of stockOn the 14th of February, Edward Cooney bought around 5k shares on-market at roughly €14.63 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Edward's only on-market trade for the last 12 months.Reported Earnings • Feb 12Full year 2022 earnings released: EPS: US$1.07 (vs US$1.10 in FY 2021)Full year 2022 results: EPS: US$1.07 (down from US$1.10 in FY 2021). Revenue: US$31.5m (up 1.9% from FY 2021). Net income: US$7.13m (down 5.8% from FY 2021). Profit margin: 23% (down from 25% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.14% (up from 4.04% in FY 2021). Over the last 3 years on average, earnings per share has increased by 63% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Board Change • Feb 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Robin Reich was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 28Third quarter 2022 earnings released: EPS: US$0.28 (vs US$0.26 in 3Q 2021)Third quarter 2022 results: EPS: US$0.28 (up from US$0.26 in 3Q 2021). Revenue: US$7.93m (up 7.1% from 3Q 2021). Net income: US$1.86m (up 3.1% from 3Q 2021). Profit margin: 24% (in line with 3Q 2021). Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.お知らせ • Aug 05Affinity Bancshares, Inc. and Affinity Bank Appoint Brandi C. Pajot as Chief Financial OfficerOn July 28, 2022, the Boards of Directors of Affinity Bancshares, Inc. and Affinity Bank (the Bank) appointed Brandi C. Pajot as Chief Financial Officer of the company and the Bank effective July 28, 2022. Ms. Pajot, age 45, has served as the Bank's Chief Treasury and Risk Management Officer since March 2020, and joined the Bank in January 2020 in connection with its acquisition of legacy Affinity Bank. In 2010, Ms. Pajot was appointed as Senior Vice President and Chief Financial Officer of legacy Affinity Bank, which she joined in 2007. She began her banking career in 2000 and has experience with community and correspondent banks. Ms. Pajot is a Certified Public Accountant and licensed in the State of Georgia.Reported Earnings • Jul 30Second quarter 2022 earnings released: EPS: US$0.27 (vs US$0.34 in 2Q 2021)Second quarter 2022 results: EPS: US$0.27 (down from US$0.34 in 2Q 2021). Revenue: US$7.57m (down 1.9% from 2Q 2021). Net income: US$1.78m (down 23% from 2Q 2021). Profit margin: 24% (down from 30% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 84% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 07+ 1 more updateAffinity Bancshares, Inc. and Affinity Bank Announce Executive Changes Effective August 31, 2022On June 29, 2022, Tessa M. Nolan Senior Vice President and Chief Financial Officer of Affinity Bancshares, Inc. and Affinity Bank, informed the Company and Affinity Bank that she would be resigning, effective August 31, 2022. It is expected that the Boards of Directors of the Company and Affinity Bank will formally appoint Ms. Nolan’s successor at the regular July board meeting.Reported Earnings • Apr 28First quarter 2022 earnings released: EPS: US$0.26 (vs US$0.31 in 1Q 2021)First quarter 2022 results: EPS: US$0.26 (down from US$0.31 in 1Q 2021). Revenue: US$8.10m (down 6.1% from 1Q 2021). Net income: US$1.79m (down 16% from 1Q 2021). Profit margin: 22% (down from 25% in 1Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 89% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.お知らせ • Apr 20Affinity Bancshares, Inc., Annual General Meeting, May 24, 2022Affinity Bancshares, Inc., Annual General Meeting, May 24, 2022, at 14:00 US Eastern Standard Time. Agenda: To consider the election of two directors; to consider the ratification of the appointment of Wipfli LLP as the independent registered public accounting firm for the year ending December 31, 2022; the approval of the Affinity Bancshares, Inc. 2022 Equity Incentive Plan; and to consider such other matters as may properly come before the annual meeting, or any adjournments thereof.Reported Earnings • Feb 27Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.10 (up from US$0.41 in FY 2020). Revenue: US$30.9m (up 22% from FY 2020). Net income: US$7.57m (up 145% from FY 2020). Profit margin: 25% (up from 12% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 90% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Dec 02Independent Director recently bought €66k worth of stockOn the 30th of November, Howard Roberts bought around 5k shares on-market at roughly €13.11 per share. In the last 3 months, there was an even bigger purchase from another insider worth €82k. Insiders have collectively bought €800k more in shares than they have sold in the last 12 months.Reported Earnings • Oct 30Third quarter 2021 earnings released: EPS US$0.26 (vs US$0.25 in 3Q 2020)The company reported a soft third quarter result with weaker earnings and profit margins, although revenues improved. Third quarter 2021 results: Revenue: US$7.41m (up 2.9% from 3Q 2020). Net income: US$1.81m (down 3.5% from 3Q 2020). Profit margin: 24% (down from 26% in 3Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 94% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Oct 13Insider recently bought €82k worth of stockOn the 12th of October, Kenneth Lehman bought around 7k shares on-market at roughly €12.18 per share. In the last 3 months, they made an even bigger purchase worth €117k. Insiders have collectively bought €698k more in shares than they have sold in the last 12 months.Recent Insider Transactions • Aug 25Insider recently bought €117k worth of stockOn the 24th of August, Kenneth Lehman bought around 10k shares on-market at roughly €11.46 per share. In the last 3 months, they made an even bigger purchase worth €180k. Insiders have collectively bought €616k more in shares than they have sold in the last 12 months.Reported Earnings • Aug 13Second quarter 2021 earnings released: EPS US$0.34 (vs US$0.14 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$7.72m (up 30% from 2Q 2020). Net income: US$2.32m (up 115% from 2Q 2020). Profit margin: 30% (up from 18% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 93% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Aug 05Insider recently bought €88k worth of stockOn the 3rd of August, Kenneth Lehman bought around 8k shares on-market at roughly €11.07 per share. In the last 3 months, they made an even bigger purchase worth €180k. Insiders have collectively bought €466k more in shares than they have sold in the last 12 months.Recent Insider Transactions • Jul 22Insider recently bought €102k worth of stockOn the 20th of July, Kenneth Lehman bought around 9k shares on-market at roughly €11.03 per share. In the last 3 months, they made an even bigger purchase worth €180k. Insiders have collectively bought €370k more in shares than they have sold in the last 12 months.Recent Insider Transactions • Jul 11Insider recently bought €180k worth of stockOn the 8th of July, Kenneth Lehman bought around 17k shares on-market at roughly €10.91 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €269k more in shares than they have sold in the last 12 months.お知らせ • Jun 28Affinity Bancshares, Inc.(NasdaqCM:AFBI) dropped from Russell 3000E Growth IndexAffinity Bancshares, Inc.(NasdaqCM:AFBI) dropped from Russell 3000E Growth Index決済の安定と成長配当データの取得安定した配当: 5610の 1 株当たり配当が過去に安定していたかどうかを判断するにはデータが不十分です。増加する配当: 5610の配当金が増加しているかどうかを判断するにはデータが不十分です。配当利回り対市場Affinity Bancshares 配当利回り対市場5610 配当利回りは市場と比べてどうか？セグメント配当利回り会社 (5610)n/a市場下位25% (DE)1.5%市場トップ25% (DE)4.5%業界平均 (Banks)4.7%アナリスト予想 (5610) (最長3年)n/a注目すべき配当: 5610は最近配当金を報告していないため、配当金支払者の下位 25% に対して同社の配当利回りを評価することはできません。高配当: 5610は最近配当金を報告していないため、配当金支払者の上位 25% に対して同社の配当利回りを評価することはできません。現在の株主配当収益カバレッジ: 5610の 配当性向 を計算して配当金の支払いが利益で賄われているかどうかを判断するにはデータが不十分です。株主への将来支払額将来の配当金の見通し: 5610はGerman市場に対して目立った配当を支払う予定がないため、3 年後の 5610 の配当の持続可能性を計算する必要はありません。高配当企業の発掘7D1Y7D1Y7D1YDE 市場の強力な配当支払い企業。View Management企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 07:41終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Affinity Bancshares, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • Mar 01Affinity Bancshares, Inc. Announces Special Cash Dividend, Payable on March 27, 2025Affinity Bancshares, Inc. announced that its Board of Directors has declared the payment of a special cash dividend. The dividend of $1.50 per share will be paid on March 27, 2025 to stockholders of record as of March 13, 2025.
Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 6 highly experienced directors. Director Teak Shore was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Mar 31The Fidelity Bank signed a definitive merger agreement to acquire Affinity Bancshares, Inc. (NasdaqCM:AFBI) for approximately $150 million.The Fidelity Bank signed a definitive merger agreement to acquire Affinity Bancshares, Inc. (NasdaqCM:AFBI) for approximately $150 million on March 30, 2026. Under the terms of the agreement, each Affinity shareholder will receive $23.00 per share in cash, subject to adjustment based on Affinity’s adjusted stockholders’ equity at closing. Following the close of the transaction, Fidelity will operate two branches in Georgia in addition to its 52 North Carolina branches, two South Carolina branches and one Virginia branch. The boards of directors of both Fidelity and Affinity have unanimously approved the transaction. The transaction is subject to regulatory approvals, Affinity stockholder approval, and other customary closing conditions. The transaction is expected to close in the third quarter of 2026. Raymond James Financial, Inc. acted as financial advisor for The Fidelity Bank. Ward & Smith acted as legal advisor for The Fidelity Bank. Performance Trust Capital Partners, LLC acted as financial advisor for Affinity Bancshares, Inc. Luse Gorman, P.C acted as legal advisor for Affinity Bancshares, Inc.
お知らせ • Apr 18Affinity Bancshares, Inc., Annual General Meeting, May 20, 2025Affinity Bancshares, Inc., Annual General Meeting, May 20, 2025.
お知らせ • Mar 01Affinity Bancshares, Inc. Announces Special Cash Dividend, Payable on March 27, 2025Affinity Bancshares, Inc. announced that its Board of Directors has declared the payment of a special cash dividend. The dividend of $1.50 per share will be paid on March 27, 2025 to stockholders of record as of March 13, 2025.
Reported Earnings • Oct 28Third quarter 2024 earnings released: EPS: US$0.27 (vs US$0.25 in 3Q 2023)Third quarter 2024 results: EPS: US$0.27 (up from US$0.25 in 3Q 2023). Revenue: US$7.98m (up 6.0% from 3Q 2023). Net income: US$1.73m (up 6.6% from 3Q 2023). Profit margin: 22% (in line with 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.
Buy Or Sell Opportunity • Sep 27Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.6% to €18.90. The fair value is estimated to be €23.69, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 4.3%.
Buy Or Sell Opportunity • Aug 05Now 22% undervaluedOver the last 90 days, the stock has risen 24% to €18.90. The fair value is estimated to be €24.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 4.3%.
Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.16 (vs US$0.24 in 2Q 2023)Second quarter 2024 results: EPS: US$0.16 (down from US$0.24 in 2Q 2023). Revenue: US$7.93m (up 7.5% from 2Q 2023). Net income: US$1.03m (down 35% from 2Q 2023). Profit margin: 13% (down from 22% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 22% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • May 31Investor sentiment improves as stock rises 21%After last week's 21% share price gain to €18.90, the stock trades at a trailing P/E ratio of 21.8x. Average trailing P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 83% over the past three years.
Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.21 (vs US$0.26 in 1Q 2023)First quarter 2024 results: EPS: US$0.21 (down from US$0.26 in 1Q 2023). Revenue: US$7.33m (down 1.5% from 1Q 2023). Net income: US$1.34m (down 23% from 1Q 2023). Profit margin: 18% (down from 23% in 1Q 2023). The decrease in margin was primarily driven by higher expenses.
お知らせ • Apr 28Affinity Bancshares, Inc. Announces Net Loan Charge-Offs for the Three Months Ended March 31, 2024Affinity Bancshares, Inc. announced net loan charge-offs for the three months ended March 31, 2024. Net loan charge-offs were $326,000 for the three months ended March 31, 2024, as compared to net loan charge-offs of $91,000 for the three months ended March 31, 2023.
お知らせ • Apr 13Affinity Bancshares, Inc., Annual General Meeting, May 22, 2024Affinity Bancshares, Inc., Annual General Meeting, May 22, 2024, at 10:00 US Eastern Standard Time. Agenda: the election of three directors; the ratification of the appointment of Wipfli LLP as the independent registered public accounting firm for the year ending December 31, 2024; an advisory, non-binding resolution with respect to the executive compensation.
Reported Earnings • Mar 24Full year 2023 earnings released: EPS: US$1.00 (vs US$1.07 in FY 2022)Full year 2023 results: EPS: US$1.00 (down from US$1.07 in FY 2022). Revenue: US$29.7m (down 5.6% from FY 2022). Net income: US$6.45m (down 9.6% from FY 2022). Profit margin: 22% (down from 23% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.35% (down from 4.14% in FY 2022). Non-performing loans: 1.13% (up from 1.08% in FY 2022).
Reported Earnings • Feb 02Full year 2023 earnings released: EPS: US$1.00 (vs US$1.07 in FY 2022)Full year 2023 results: EPS: US$1.00 (down from US$1.07 in FY 2022). Revenue: US$29.7m (down 5.6% from FY 2022). Net income: US$6.45m (down 9.6% from FY 2022). Profit margin: 22% (down from 23% in FY 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.25 (vs US$0.28 in 3Q 2022)Third quarter 2023 results: EPS: US$0.25 (down from US$0.28 in 3Q 2022). Revenue: US$7.53m (down 5.1% from 3Q 2022). Net income: US$1.62m (down 13% from 3Q 2022). Profit margin: 22% (down from 24% in 3Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions • Sep 06Independent Director recently bought €82k worth of stockOn the 31st of August, Robin Reich bought around 6k shares on-market at roughly €13.70 per share. This transaction amounted to 50% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.0m more in shares than they have sold in the last 12 months.
Reported Earnings • Jul 30Second quarter 2023 earnings released: EPS: US$0.24 (vs US$0.27 in 2Q 2022)Second quarter 2023 results: EPS: US$0.24 (down from US$0.27 in 2Q 2022). Revenue: US$7.37m (down 2.7% from 2Q 2022). Net income: US$1.59m (down 11% from 2Q 2022). Profit margin: 22% (down from 24% in 2Q 2022). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.
New Risk • Jul 25New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (6.5% average weekly change). Market cap is less than US$100m (€78.9m market cap, or US$87.2m).
Valuation Update With 7 Day Price Move • May 06Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to €10.70, the stock trades at a trailing P/E ratio of 11.5x. Average trailing P/E is 9x in the Banks industry in Europe. Total returns to shareholders of 63% over the past three years.
Recent Insider Transactions • Apr 08Insider recently bought €547k worth of stockOn the 6th of April, Kenneth Lehman bought around 41k shares on-market at roughly €13.28 per share. This transaction amounted to 5.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €799k more in shares than they have sold in the last 12 months.
Reported Earnings • Mar 25Full year 2022 earnings released: EPS: US$1.07 (vs US$1.10 in FY 2021)Full year 2022 results: EPS: US$1.07 (down from US$1.10 in FY 2021). Revenue: US$31.5m (up 1.9% from FY 2021). Net income: US$7.13m (down 5.8% from FY 2021). Profit margin: 23% (down from 25% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.14% (up from 4.04% in FY 2021). Non-performing loans: 1.08% (down from 1.20% in FY 2021). Over the last 3 years on average, earnings per share has increased by 63% per year but the company’s share price has only increased by 22% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Mar 23Insider recently bought €117k worth of stockOn the 22nd of March, Kenneth Lehman bought around 9k shares on-market at roughly €12.96 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €252k more in shares than they have sold in the last 12 months.
Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to €12.10, the stock trades at a trailing P/E ratio of 13x. Average trailing P/E is 9x in the Banks industry in Europe. Total returns to shareholders of 79% over the past three years.
Buying Opportunity • Mar 15Now 31% undervalued after recent price dropOver the last 90 days, the stock is down 8.3%. The fair value is estimated to be €17.60, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 63%.
Buying Opportunity • Feb 23Now 21% undervaluedOver the last 90 days, the stock is up 9.5%. The fair value is estimated to be €19.06, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 63%.
Recent Insider Transactions • Feb 17CEO & Director recently bought €73k worth of stockOn the 14th of February, Edward Cooney bought around 5k shares on-market at roughly €14.63 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Edward's only on-market trade for the last 12 months.
Reported Earnings • Feb 12Full year 2022 earnings released: EPS: US$1.07 (vs US$1.10 in FY 2021)Full year 2022 results: EPS: US$1.07 (down from US$1.10 in FY 2021). Revenue: US$31.5m (up 1.9% from FY 2021). Net income: US$7.13m (down 5.8% from FY 2021). Profit margin: 23% (down from 25% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.14% (up from 4.04% in FY 2021). Over the last 3 years on average, earnings per share has increased by 63% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Board Change • Feb 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Robin Reich was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 28Third quarter 2022 earnings released: EPS: US$0.28 (vs US$0.26 in 3Q 2021)Third quarter 2022 results: EPS: US$0.28 (up from US$0.26 in 3Q 2021). Revenue: US$7.93m (up 7.1% from 3Q 2021). Net income: US$1.86m (up 3.1% from 3Q 2021). Profit margin: 24% (in line with 3Q 2021). Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
お知らせ • Aug 05Affinity Bancshares, Inc. and Affinity Bank Appoint Brandi C. Pajot as Chief Financial OfficerOn July 28, 2022, the Boards of Directors of Affinity Bancshares, Inc. and Affinity Bank (the Bank) appointed Brandi C. Pajot as Chief Financial Officer of the company and the Bank effective July 28, 2022. Ms. Pajot, age 45, has served as the Bank's Chief Treasury and Risk Management Officer since March 2020, and joined the Bank in January 2020 in connection with its acquisition of legacy Affinity Bank. In 2010, Ms. Pajot was appointed as Senior Vice President and Chief Financial Officer of legacy Affinity Bank, which she joined in 2007. She began her banking career in 2000 and has experience with community and correspondent banks. Ms. Pajot is a Certified Public Accountant and licensed in the State of Georgia.
Reported Earnings • Jul 30Second quarter 2022 earnings released: EPS: US$0.27 (vs US$0.34 in 2Q 2021)Second quarter 2022 results: EPS: US$0.27 (down from US$0.34 in 2Q 2021). Revenue: US$7.57m (down 1.9% from 2Q 2021). Net income: US$1.78m (down 23% from 2Q 2021). Profit margin: 24% (down from 30% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 84% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 07+ 1 more updateAffinity Bancshares, Inc. and Affinity Bank Announce Executive Changes Effective August 31, 2022On June 29, 2022, Tessa M. Nolan Senior Vice President and Chief Financial Officer of Affinity Bancshares, Inc. and Affinity Bank, informed the Company and Affinity Bank that she would be resigning, effective August 31, 2022. It is expected that the Boards of Directors of the Company and Affinity Bank will formally appoint Ms. Nolan’s successor at the regular July board meeting.
Reported Earnings • Apr 28First quarter 2022 earnings released: EPS: US$0.26 (vs US$0.31 in 1Q 2021)First quarter 2022 results: EPS: US$0.26 (down from US$0.31 in 1Q 2021). Revenue: US$8.10m (down 6.1% from 1Q 2021). Net income: US$1.79m (down 16% from 1Q 2021). Profit margin: 22% (down from 25% in 1Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 89% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
お知らせ • Apr 20Affinity Bancshares, Inc., Annual General Meeting, May 24, 2022Affinity Bancshares, Inc., Annual General Meeting, May 24, 2022, at 14:00 US Eastern Standard Time. Agenda: To consider the election of two directors; to consider the ratification of the appointment of Wipfli LLP as the independent registered public accounting firm for the year ending December 31, 2022; the approval of the Affinity Bancshares, Inc. 2022 Equity Incentive Plan; and to consider such other matters as may properly come before the annual meeting, or any adjournments thereof.
Reported Earnings • Feb 27Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.10 (up from US$0.41 in FY 2020). Revenue: US$30.9m (up 22% from FY 2020). Net income: US$7.57m (up 145% from FY 2020). Profit margin: 25% (up from 12% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 90% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Dec 02Independent Director recently bought €66k worth of stockOn the 30th of November, Howard Roberts bought around 5k shares on-market at roughly €13.11 per share. In the last 3 months, there was an even bigger purchase from another insider worth €82k. Insiders have collectively bought €800k more in shares than they have sold in the last 12 months.
Reported Earnings • Oct 30Third quarter 2021 earnings released: EPS US$0.26 (vs US$0.25 in 3Q 2020)The company reported a soft third quarter result with weaker earnings and profit margins, although revenues improved. Third quarter 2021 results: Revenue: US$7.41m (up 2.9% from 3Q 2020). Net income: US$1.81m (down 3.5% from 3Q 2020). Profit margin: 24% (down from 26% in 3Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 94% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Oct 13Insider recently bought €82k worth of stockOn the 12th of October, Kenneth Lehman bought around 7k shares on-market at roughly €12.18 per share. In the last 3 months, they made an even bigger purchase worth €117k. Insiders have collectively bought €698k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Aug 25Insider recently bought €117k worth of stockOn the 24th of August, Kenneth Lehman bought around 10k shares on-market at roughly €11.46 per share. In the last 3 months, they made an even bigger purchase worth €180k. Insiders have collectively bought €616k more in shares than they have sold in the last 12 months.
Reported Earnings • Aug 13Second quarter 2021 earnings released: EPS US$0.34 (vs US$0.14 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$7.72m (up 30% from 2Q 2020). Net income: US$2.32m (up 115% from 2Q 2020). Profit margin: 30% (up from 18% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 93% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Aug 05Insider recently bought €88k worth of stockOn the 3rd of August, Kenneth Lehman bought around 8k shares on-market at roughly €11.07 per share. In the last 3 months, they made an even bigger purchase worth €180k. Insiders have collectively bought €466k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Jul 22Insider recently bought €102k worth of stockOn the 20th of July, Kenneth Lehman bought around 9k shares on-market at roughly €11.03 per share. In the last 3 months, they made an even bigger purchase worth €180k. Insiders have collectively bought €370k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Jul 11Insider recently bought €180k worth of stockOn the 8th of July, Kenneth Lehman bought around 17k shares on-market at roughly €10.91 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €269k more in shares than they have sold in the last 12 months.
お知らせ • Jun 28Affinity Bancshares, Inc.(NasdaqCM:AFBI) dropped from Russell 3000E Growth IndexAffinity Bancshares, Inc.(NasdaqCM:AFBI) dropped from Russell 3000E Growth Index