View ValuationThis company is no longer activeThe company may no longer be operating, as it may be out of business. Find out why through their latest events.See Latest EventsUnited Security Bancshares 将来の成長Future 基準チェック /06現在、 United Security Bancsharesの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Banks 収益成長8.5%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Apr 01+ 21 more updatesUnited Security Bancshares Requests Nasdaq to File A Notification of Removal from Listing of the Company Common Stock on Form 25 with the SECUnited Security Bancshares, a California corporation (USB), and Community West Bancshares, a California corporation (the Company), merged with and into the Company with the Company continuing as the surviving corporation (the Merger) effective at 12:01 a.m. (Pacific Daylight Time) on April 1, 2026 (the Effective Time"), pursuant to the Agreement and Plan of Merger, dated as of December 16, 2025 (the Merger Agreement"). On March 31, 2026, USB notified the NASDAQ Global Select Market (NASDAQ) that trading in USB common stock should be halted prior to market open on April 1, 2026, and that the listing of USB common stock should be removed. USB requested that NASDAQ file a notification of removal from listing of the Company common stock on Form 25 with the Securities and Exchange Commission. The Company, as successor to USB, intends to file a Form 15 with respect to the Company requesting the deregistration of USB common stock under Section 12 of the Securities Exchange Act of 1934, as amended and the suspension of USB's reporting obligations under Sections 13 and 15(d) of the Exchange Act.お知らせ • Dec 18United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 13, 2026On December 16, 2025, the Board of Directors of United Security Bancshares, declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 13, 2026, to shareholders of record as of December 26, 2025.お知らせ • Sep 25United Security Bancshares Declares Quarterly Cash Dividend, Payable on October 21, 2025On September 23, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on October 21, 2025, to shareholders of record as of October 3, 2025.お知らせ • Jun 30+ 1 more updateUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell Microcap Growth IndexUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell Microcap Growth Indexお知らせ • Jun 26United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 22, 2025On June 24, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 22, 2025, to shareholders of record as of July 7, 2025.お知らせ • Apr 29United Security Bancshares and United Security Bank Appoints Jay Gill as Vice Chairman of Boards of Directors, Effective April 28, 2025The Board of Directors of United Security Bancshares (the “Company”), the parent company of United Security Bank (the “Bank”), announced the appointment of Jay Gill as the Vice Chairman of the Company’s and Bank’s Boards of Directors effective immediately. In this new role, Mr. Gill will play a critical role in shaping the Company’s long-term strategy, identifying new business opportunities, and driving continued organic growth across its markets. As Vice Chairman, Mr. Gill will work closely with the executive team and the board of directors to enhance the Bank’s competitive position, strengthen relationships with clients and partners, and explore strategic initiatives that support long-term value creation. Jay Gill is the President and CEO of Gill Automotive Group, which owns and operates 12 automotive dealerships representing 12 different brands in California and Hawaii. In addition, he has agricultural interests in central California and real estate development through his development company, Lifetime Communities. Jay is a graduate of California State University, Fresno, where he received a bachelor’s degree in engineering. Jay currently serves on the boards of directors of Mid-Valley Water, Cen-Cal SBA, Chrysler Minority Dealer Association, and Ford Minority Dealer Association, and is also involved in several technology venture firms and advisory boards in Silicon Valley.お知らせ • Apr 01United Security Bancshares, Annual General Meeting, May 21, 2025United Security Bancshares, Annual General Meeting, May 21, 2025. Location: 2126 inyo street, california 93721, fresno United Statesお知らせ • Mar 27United Security Bancshares Declares Quarterly Cash Dividend, Payable on April 22, 2025On March 25, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on April 22, 2025, to shareholders of record as of April 7, 2025.お知らせ • Dec 19United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 17, 2025On December 17, 2024, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 17, 2025, to shareholders of record as of January 2, 2025.Reported Earnings • Oct 20Third quarter 2024 earnings released: EPS: US$0.22 (vs US$0.23 in 3Q 2023)Third quarter 2024 results: EPS: US$0.22 (down from US$0.23 in 3Q 2023). Revenue: US$12.3m (up 2.0% from 3Q 2023). Net income: US$3.83m (flat on 3Q 2023). Profit margin: 31% (in line with 3Q 2023). Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 19+ 1 more updateUnited Security Bancshares Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024United Security Bancshares reported net charge-offs for the third quarter ended September 30, 2024. Net charge-offs totaled $633,000 for the quarter ended September 30, 2024 compared to $467,000 for the quarter ended September 30, 2023.Declared Dividend • Sep 30Second quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 7th October 2024 Payment date: 23rd October 2024 Dividend yield will be 6.0%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 2.1% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Recent Insider Transactions • Jul 25Independent Director recently bought €1.0m worth of stockOn the 24th of July, Jagroop Gill bought around 140k shares on-market at roughly €7.33 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.5m more in shares than they have sold in the last 12 months.Reported Earnings • Jul 19Second quarter 2024 earnings released: EPS: US$0.25 (vs US$0.26 in 2Q 2023)Second quarter 2024 results: EPS: US$0.25 (down from US$0.26 in 2Q 2023). Revenue: US$13.0m (up 4.8% from 2Q 2023). Net income: US$4.30m (down 2.7% from 2Q 2023). Profit margin: 33% (down from 36% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Declared Dividend • Jun 30First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 8th July 2024 Payment date: 23rd July 2024 Dividend yield will be 6.9%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 3.2% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Jun 27United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 23, 2024On June 25, 2024, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 23, 2024, to shareholders of record as of July 8, 2024.Recent Insider Transactions • Jun 16Independent Director recently bought €55k worth of stockOn the 11th of June, Jagroop Gill bought around 8k shares on-market at roughly €6.71 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €467k more in shares than they have sold in the last 12 months.Recent Insider Transactions • May 14Independent Director recently bought €54k worth of stockOn the 10th of May, Jagroop Gill bought around 8k shares on-market at roughly €6.73 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €758k more in shares than they have sold in the last 12 months.Reported Earnings • Mar 31Full year 2023 earnings released: EPS: US$1.16 (vs US$0.92 in FY 2022)Full year 2023 results: EPS: US$1.16 (up from US$0.92 in FY 2022). Revenue: US$53.4m (up 16% from FY 2022). Net income: US$19.8m (up 26% from FY 2022). Profit margin: 37% (up from 34% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 4.29% (up from 3.72% in FY 2022). Non-performing loans: 1.29% (down from 1.52% in FY 2022). Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Declared Dividend • Mar 30Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 5th April 2024 Payment date: 22nd April 2024 Dividend yield will be 6.7%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 6.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Mar 28United Security Bancshares Declares Quarterly Cash Dividend, Payable on April 22, 2024United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on April 22, 2024, to shareholders of record as of April 8, 2024.お知らせ • Dec 20United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 19, 2024On December 18, 2023, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 19, 2024, to shareholders of record as of January 3, 2024.お知らせ • Nov 17United Security Bancshares announced delayed 10-Q filingOn 11/15/2023, United Security Bancshares announced that they will be unable to file their next 10-Q by the deadline required by the SEC.Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: US$0.23 (vs US$0.26 in 3Q 2022)Third quarter 2023 results: EPS: US$0.23 (down from US$0.26 in 3Q 2022). Revenue: US$12.0m (down 3.8% from 3Q 2022). Net income: US$3.85m (down 14% from 3Q 2022). Profit margin: 32% (down from 36% in 3Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.お知らせ • Sep 28United Security Bancshares Declares Regular Quarterly Cash Dividend, Payable on October 25, 2023On September 26, 2023, the Board of Directors of United Security Bancshares (the Company) declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on October 25, 2023, to shareholders of record as of October 10, 2023.Recent Insider Transactions • Sep 22Director recently bought €225k worth of stockOn the 20th of September, Jagroop Gill bought around 35k shares on-market at roughly €6.53 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €773k more in shares than they have sold in the last 12 months.お知らせ • Jul 28United Security Bancshares Appoints Thomas G. Walker to Board of DirectorsThe Board of Directors of United Security Bancshares announced the appointment of Thomas G. Walker to the Company’s and Bank’s Boards of Directors effective immediately. Thomas Walker is a Principal/Owner of Capital Group Inc. dba Capitalize which is a California-based commercial lending mortgage banking firm where he has been since July 2021. Prior to Capitalize, Mr. Walker was an executive at Housing Capital Company, a division of US Bancorp, for 23 years. Tom graduated from UC Irvine with a B.A. in Economics and a Minor in Management. He is a licensed California real estate broker and has previously served as a member of the board of directors for the Building Industry Association.Reported Earnings • Jul 27Second quarter 2023 earnings released: EPS: US$0.26 (vs US$0.20 in 2Q 2022)Second quarter 2023 results: EPS: US$0.26 (up from US$0.20 in 2Q 2022). Revenue: US$12.4m (up 19% from 2Q 2022). Net income: US$4.42m (up 29% from 2Q 2022). Profit margin: 36% (up from 33% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.お知らせ • Jun 30Benjamin Mackovak to Retire from the Boards of Directors of United Security Bancshares and United Security BankOn June 26, 2032, Director Benjamin Mackovak notified the Board of Directors of United Security Bancshares (“Company”) and its wholly-owned subsidiary, United Security Bank (the “Bank”), of his decision to retire from the Boards of Directors of the Company and the Bank effective June 27, 2023. Mr. Mackovak’s retirement from the Company and Bank was not a result of any disagreement with the Company or Bank on any matter relating to its operations, policies, or practices.お知らせ • Jun 29United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 24, 2023On June 27, 2023, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 24, 2023, to shareholders of record as of July 10, 2023.New Risk • Jun 09New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €61k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€61k sold).Recent Insider Transactions • Jun 09Senior VP & Chief Credit Officer recently sold €61k worth of stockOn the 7th of June, William Yarbenet sold around 10k shares on-market at roughly €6.14 per share. This transaction amounted to 24% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €40k more than they sold in the last 12 months.お知らせ • Jun 09United Security Bancshares and United Security Bank Appoints Jay Gill as Member of their Respective BoardsThe Board of Directors of United Security Bancshares, the parent company of United Security Bank (the “Bank”) announced the appointment of Jay Gill to the Company’s and Bank’s Boards of Directors effective June 7, 2023. Jay is a successful business owner, is actively involved in local community, and will serve as an excellent resource for both the Board and management of the Company. Jay has already demonstrated his confidence in and commitment to vision and mission by accumulating over 1 million shares of the Company’s common stock. Jay Gill is the President and CEO of Gill Automotive Group. In addition, he has agricultural interests in central California. Jay is a graduate of California State University, Fresno where he received a bachelor’s degree in engineering. Jay currently serves on the boards of directors of Mid-Valley Water, Cen-Cal SBA, Chrysler Minority Dealer Association, and Ford Minority Dealer Association.Reported Earnings • Mar 31Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)Full year 2022 results: EPS: US$0.92 (up from US$0.59 in FY 2021). Revenue: US$46.1m (up 25% from FY 2021). Net income: US$15.7m (up 55% from FY 2021). Profit margin: 34% (up from 27% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.69% (up from 3.16% in FY 2021). Non-performing loans: 1.52% (up from 1.39% in FY 2021).Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €5.95, the stock trades at a trailing P/E ratio of 7.3x. Average trailing P/E is 9x in the Banks industry in Europe. Total loss to shareholders of 15% over the past year.お知らせ • Jan 28United Security Bancshares Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022United Security Bancshares reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, net charge-offs totaled $465,000 for the quarter ended December 31, 2022, compared to net charge-offs of $265,000 for the quarter ended December 31, 2021.Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)Full year 2022 results: EPS: US$0.92 (up from US$0.59 in FY 2021). Revenue: US$46.1m (up 25% from FY 2021). Net income: US$15.7m (up 55% from FY 2021). Profit margin: 34% (up from 27% in FY 2021). The increase in margin was driven by higher revenue.Upcoming Dividend • Dec 27Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 03 January 2023. Payment date: 19 January 2023. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 6.2%. Within top quartile of German dividend payers (5.1%). In line with average of industry peers (6.0%).お知らせ • Dec 22United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 19, 2023On December 20, 2022, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on January 19, 2023, to shareholders of record as of January 4, 2023.Reported Earnings • Oct 21Third quarter 2022 earnings released: EPS: US$0.26 (vs US$0.15 in 3Q 2021)Third quarter 2022 results: EPS: US$0.26 (up from US$0.15 in 3Q 2021). Revenue: US$12.5m (up 28% from 3Q 2021). Net income: US$4.47m (up 71% from 3Q 2021). Profit margin: 36% (up from 27% in 3Q 2021). The increase in margin was driven by higher revenue.お知らせ • Oct 20United Security Bancshares Announces Net Charge Off for the Third Quarter Ended September 30, 2022United Security Bancshares announced net charge off for the third quarter ended September 30, 2022. Net charge-offs totaled $451,000 for the quarter ended September 30, 2022, compared to net charge-offs of $509,000 for the quarter ended September 30, 2021.お知らせ • Oct 07United Security Bancshares and United Security Bank Announce CFO Changes, Effective October 3, 2022Effective September 30, 2022, United Security Bancshares and its wholly-owned subsidiary, United Security Bank (the Bank"), entered into an agreement with McDermott and Bull Interim Leaders, LLC (MBIL") to provide for the appointment of Mr. Steven J. Leen, a consultant associated with MBIL, to serve as interim Chief Financial Officer of the Company and the Bank. Mr. Leen assumed the role of interim Chief Financial Officer of the Company and the Bank effective as of October 3, 2022. It is expected that Mr. Leen will serve in this interim role for approximately four to six weeks, during which time the Company and the Bank plan to search for a permanent replacement to fill the Chief Financial Officer position. Mr. Leen previously served as Chief Financial Officer at Avidbank for over 15 years and as a Chief Financial Officer and in other senior management level positions for over 16 years with Fireside Bank, a Bay Area financial institution with operations throughout the western United States. None of such corporations or organizations are affiliated with the Company or the Bank. Since January 1, 2021, Mr. Leen has not been a party to any material transactions involving the Company or the Bank.お知らせ • Sep 29United Security Bancshares Declares Regular Quarterly Cash Dividend, Payable on October 25, 2022On September 27, 2022, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on October 25, 2022, to shareholders of record as of October 11, 2022.お知らせ • Sep 16+ 1 more updateUnited Security Bancshares and United Security Bank Announces Resignation of Bhavneet Gill as Senior Vice PresidentOn September 9, 2022, Bhavneet Gill, Senior Vice President and Chief Financial Officer of United Security Bancshares and its wholly-owned subsidiary, United Security Bank, notified the Company and Bank of her intent to resign, effective October 7, 2022. Ms. Gill's resignation from the Company and Bank was not a result of any disagreement with the Company or Bank on any matter relating to its operations, policies, or practices.Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.20 (vs US$0.16 in 2Q 2021)Second quarter 2022 results: EPS: US$0.20 (up from US$0.16 in 2Q 2021). Revenue: US$10.4m (up 11% from 2Q 2021). Net income: US$3.44m (up 27% from 2Q 2021). Profit margin: 33% (up from 29% in 2Q 2021). The increase in margin was driven by higher revenue.お知らせ • Jul 02United Security Bancshares and United Security Bank Announce Retirement of Michael Woolf from the Boards of DirectorsOn June 29, 2022, Director Michael Woolf notified the Board of Directors of United Security Bancshares and its wholly-owned subsidiary, United Security Bank of his decision to retire from the Boards of Directors of the Company and the Bank effective June 29, 2022. Mr. Woolf has served as a member of the Company and Bank's Boards of Directors for 17 years. Mr. Woolf was a member of the Company's Corporate Governance/Nominating Committee, ALCO Committee, and chaired the Compensation Committee. Mr. Woolf will serve as a Director Emeritus of the Company, effective July 1, 2022.お知らせ • Jul 01United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 22, 2022On June 28, 2022, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on July 22, 2022, to shareholders of record as of July 8, 2022.Reported Earnings • May 10First quarter 2022 earnings released: EPS: US$0.14 (vs US$0.083 in 1Q 2021)First quarter 2022 results: EPS: US$0.14 (up from US$0.083 in 1Q 2021). Revenue: US$9.23m (up 23% from 1Q 2021). Net income: US$2.44m (up 73% from 1Q 2021). Profit margin: 27% (up from 19% in 1Q 2021). The increase in margin was driven by higher revenue.お知らせ • Apr 08United Security Bancshares, Annual General Meeting, May 18, 2022United Security Bancshares, Annual General Meeting, May 18, 2022, at 18:00 Pacific Daylight. Location: the Company's corporate office at 2126 Inyo Street Fresno California United States Agenda: To consider Election of Directors; to Ratification of the selection of Moss Adams LLP to serve as the independent registered public accounting firm for the company for 2022; to approval of a non-binding advisory vote on executive compensation of our named executive officers; to approval of a non-binding advisory vote to recommend the frequency for the non-binding advisory vote on compensation of our named executive officers; and to consider other matter.Reported Earnings • Mar 11Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.59 (up from US$0.53 in FY 2020). Revenue: US$36.9m (up 7.8% from FY 2020). Net income: US$10.1m (up 13% from FY 2020). Profit margin: 27% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (down from 3.34% in FY 2020). Non-performing loans: 1.39% (down from 1.91% in FY 2020). Revenue was in line with analyst estimates.Reported Earnings • Jan 29Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.59 (up from US$0.53 in FY 2020). Revenue: US$36.9m (up 7.8% from FY 2020). Net income: US$10.1m (up 13% from FY 2020). Profit margin: 27% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates.Recent Insider Transactions • Jan 25Independent Director recently bought €86k worth of stockOn the 21st of January, Kenneth Newby bought around 12k shares on-market at roughly €7.19 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €166k more in shares than they have sold in the last 12 months.Upcoming Dividend • Dec 24Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 31 December 2021. Payment date: 18 January 2022. Payout ratio is on the higher end at 86%, however this is supported by cash flows. Trailing yield: 5.5%. Within top quartile of German dividend payers (3.3%). Higher than average of industry peers (3.3%).Recent Insider Transactions • Dec 16Senior VP & COO recently bought €72k worth of stockOn the 9th of December, David Eytcheson bought around 10k shares on-market at roughly €7.27 per share. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.Reported Earnings • Oct 22Third quarter 2021 earnings released: EPS US$0.15 (vs US$0.13 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: US$9.81m (up 17% from 3Q 2020). Net income: US$2.61m (up 15% from 3Q 2020). Profit margin: 27% (in line with 3Q 2020).Reported Earnings • Jul 27Second quarter 2021 earnings released: EPS US$0.16 (vs US$0.12 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$9.39m (up 17% from 2Q 2020). Net income: US$2.71m (up 34% from 2Q 2020). Profit margin: 29% (up from 25% in 2Q 2020). The increase in margin was driven by higher revenue.お知らせ • Jul 24United Security Bancshares Announces Net Charge Off for the Second Quarter Ended June 30, 2021United Security Bancshares announced net charge off for the second quarter ended June 30, 2021. For the period, the company reported net charge-offs totaled $174,000, compared to net charge-offs of $686,000 for the quarter ended June 30, 2020.Reported Earnings • Jul 22Second quarter 2021 earnings released: EPS US$0.16 (vs US$0.12 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$9.39m (up 17% from 2Q 2020). Net income: US$2.71m (up 34% from 2Q 2020). Profit margin: 29% (up from 25% in 2Q 2020). The increase in margin was driven by higher revenue.お知らせ • Jun 28+ 6 more updatesUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell 2000 Defensive IndexUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell 2000 Defensive IndexReported Earnings • Apr 24First quarter 2021 earnings released: EPS US$0.083 (vs US$0.16 in 1Q 2020)The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$7.51m (down 21% from 1Q 2020). Net income: US$1.41m (down 49% from 1Q 2020). Profit margin: 19% (down from 29% in 1Q 2020). The decrease in margin was driven by lower revenue.Is New 90 Day High Low • Mar 05New 90-day high: €6.53The company is up 14% from its price of €5.74 on 04 December 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 8.0% over the same period.Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$0.53 (vs US$0.90 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$33.7m (down 21% from FY 2019). Net income: US$8.96m (down 41% from FY 2019). Profit margin: 27% (down from 36% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.34% (down from 4.22% in FY 2019).Upcoming Dividend • Dec 24Upcoming Dividend of US$0.11 Per ShareWill be paid on the 19th of January to those who are registered shareholders by the 31st of December. The trailing yield of 6.3% is in the top quartile of German dividend payers (3.5%), and it is in line with industry peers (5.8%).お知らせ • Dec 23United Security Bancshares and United Security Bank Announce Retirement of Robert Mochizuki from the Boards of Directors, Effective February 1, 2021On December 15, 2020, Director Dr. Robert Mochizuki notified the Board of Directors of United Security Bancshares and its wholly-owned subsidiary, United Security Bank (the "Bank"), of his decision to retire from the Boards of Directors of the Company and the Bank effective January 31, 2021. Dr. Mochizuki, the Lead Director of the Bank and Company's Board of Directors, has served as a member of the Board of Directors for 16 years. Mr. Mochizuki will serve as a Director Emeritus, effective February 1, 2021.Is New 90 Day High Low • Dec 12New 90-day high: €6.23The company is up 25% from its price of €4.99 on 11 September 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 7.0% over the same period.Is New 90 Day High Low • Nov 11New 90-day high: €5.67The company is up 3.0% from its price of €5.48 on 12 August 2020. The German market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 1.0% over the same period.Reported Earnings • Nov 01Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$9.93m, down 35% from the prior year. Total revenue was US$35.2m over the last 12 months, down 17% from the prior year.Reported Earnings • Oct 16Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$9.93m, down 39% from the prior year. Total revenue was US$35.5m over the last 12 months, down 17% from the prior year. このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、United Security Bancshares は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測DB:4QR - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202548122022N/A9/30/202546112123N/A6/30/202545112122N/A3/31/202547131515N/A12/31/202449151920N/A9/30/202451182122N/A6/30/202451181213N/A3/31/202451181819N/A12/31/202353202121N/A9/30/202353202223N/A6/30/202353203234N/A3/31/202352192931N/A12/31/202246162224N/A9/30/202242142123N/A6/30/202240121718N/A3/31/202239111314N/A12/31/202137101517N/A9/30/20213591213N/A6/30/20213481112N/A3/31/20213281314N/A12/31/20203491314N/A9/30/202036101416N/A6/30/202039121819N/A3/31/202042141718N/A12/31/201943151516N/A9/30/20194416N/A14N/A6/30/20194316N/A13N/A3/31/20194215N/A12N/A12/31/20184014N/A11N/A9/30/20183912N/A10N/A6/30/20183811N/A8N/A3/31/20183710N/A8N/A12/31/2017359N/A8N/A9/30/2017349N/A8N/A6/30/2017338N/A9N/A3/31/2017337N/A12N/A12/31/2016337N/A9N/A9/30/2016337N/A9N/A6/30/2016327N/A7N/A3/31/2016327N/A7N/A12/31/2015317N/A9N/A9/30/2015317N/A10N/A6/30/2015307N/A10N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 4QRの予測収益成長が 貯蓄率 ( 1.7% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: 4QRの収益がGerman市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: 4QRの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: 4QRの収益がGerman市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: 4QRの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 4QRの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/04/02 22:28終値2026/03/31 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋United Security Bancshares 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • Apr 01+ 21 more updatesUnited Security Bancshares Requests Nasdaq to File A Notification of Removal from Listing of the Company Common Stock on Form 25 with the SECUnited Security Bancshares, a California corporation (USB), and Community West Bancshares, a California corporation (the Company), merged with and into the Company with the Company continuing as the surviving corporation (the Merger) effective at 12:01 a.m. (Pacific Daylight Time) on April 1, 2026 (the Effective Time"), pursuant to the Agreement and Plan of Merger, dated as of December 16, 2025 (the Merger Agreement"). On March 31, 2026, USB notified the NASDAQ Global Select Market (NASDAQ) that trading in USB common stock should be halted prior to market open on April 1, 2026, and that the listing of USB common stock should be removed. USB requested that NASDAQ file a notification of removal from listing of the Company common stock on Form 25 with the Securities and Exchange Commission. The Company, as successor to USB, intends to file a Form 15 with respect to the Company requesting the deregistration of USB common stock under Section 12 of the Securities Exchange Act of 1934, as amended and the suspension of USB's reporting obligations under Sections 13 and 15(d) of the Exchange Act.
お知らせ • Dec 18United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 13, 2026On December 16, 2025, the Board of Directors of United Security Bancshares, declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 13, 2026, to shareholders of record as of December 26, 2025.
お知らせ • Sep 25United Security Bancshares Declares Quarterly Cash Dividend, Payable on October 21, 2025On September 23, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on October 21, 2025, to shareholders of record as of October 3, 2025.
お知らせ • Jun 30+ 1 more updateUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell Microcap Growth IndexUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell Microcap Growth Index
お知らせ • Jun 26United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 22, 2025On June 24, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 22, 2025, to shareholders of record as of July 7, 2025.
お知らせ • Apr 29United Security Bancshares and United Security Bank Appoints Jay Gill as Vice Chairman of Boards of Directors, Effective April 28, 2025The Board of Directors of United Security Bancshares (the “Company”), the parent company of United Security Bank (the “Bank”), announced the appointment of Jay Gill as the Vice Chairman of the Company’s and Bank’s Boards of Directors effective immediately. In this new role, Mr. Gill will play a critical role in shaping the Company’s long-term strategy, identifying new business opportunities, and driving continued organic growth across its markets. As Vice Chairman, Mr. Gill will work closely with the executive team and the board of directors to enhance the Bank’s competitive position, strengthen relationships with clients and partners, and explore strategic initiatives that support long-term value creation. Jay Gill is the President and CEO of Gill Automotive Group, which owns and operates 12 automotive dealerships representing 12 different brands in California and Hawaii. In addition, he has agricultural interests in central California and real estate development through his development company, Lifetime Communities. Jay is a graduate of California State University, Fresno, where he received a bachelor’s degree in engineering. Jay currently serves on the boards of directors of Mid-Valley Water, Cen-Cal SBA, Chrysler Minority Dealer Association, and Ford Minority Dealer Association, and is also involved in several technology venture firms and advisory boards in Silicon Valley.
お知らせ • Apr 01United Security Bancshares, Annual General Meeting, May 21, 2025United Security Bancshares, Annual General Meeting, May 21, 2025. Location: 2126 inyo street, california 93721, fresno United States
お知らせ • Mar 27United Security Bancshares Declares Quarterly Cash Dividend, Payable on April 22, 2025On March 25, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on April 22, 2025, to shareholders of record as of April 7, 2025.
お知らせ • Dec 19United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 17, 2025On December 17, 2024, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 17, 2025, to shareholders of record as of January 2, 2025.
Reported Earnings • Oct 20Third quarter 2024 earnings released: EPS: US$0.22 (vs US$0.23 in 3Q 2023)Third quarter 2024 results: EPS: US$0.22 (down from US$0.23 in 3Q 2023). Revenue: US$12.3m (up 2.0% from 3Q 2023). Net income: US$3.83m (flat on 3Q 2023). Profit margin: 31% (in line with 3Q 2023). Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 19+ 1 more updateUnited Security Bancshares Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024United Security Bancshares reported net charge-offs for the third quarter ended September 30, 2024. Net charge-offs totaled $633,000 for the quarter ended September 30, 2024 compared to $467,000 for the quarter ended September 30, 2023.
Declared Dividend • Sep 30Second quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 7th October 2024 Payment date: 23rd October 2024 Dividend yield will be 6.0%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 2.1% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Recent Insider Transactions • Jul 25Independent Director recently bought €1.0m worth of stockOn the 24th of July, Jagroop Gill bought around 140k shares on-market at roughly €7.33 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.5m more in shares than they have sold in the last 12 months.
Reported Earnings • Jul 19Second quarter 2024 earnings released: EPS: US$0.25 (vs US$0.26 in 2Q 2023)Second quarter 2024 results: EPS: US$0.25 (down from US$0.26 in 2Q 2023). Revenue: US$13.0m (up 4.8% from 2Q 2023). Net income: US$4.30m (down 2.7% from 2Q 2023). Profit margin: 33% (down from 36% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Declared Dividend • Jun 30First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 8th July 2024 Payment date: 23rd July 2024 Dividend yield will be 6.9%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 3.2% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 27United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 23, 2024On June 25, 2024, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 23, 2024, to shareholders of record as of July 8, 2024.
Recent Insider Transactions • Jun 16Independent Director recently bought €55k worth of stockOn the 11th of June, Jagroop Gill bought around 8k shares on-market at roughly €6.71 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €467k more in shares than they have sold in the last 12 months.
Recent Insider Transactions • May 14Independent Director recently bought €54k worth of stockOn the 10th of May, Jagroop Gill bought around 8k shares on-market at roughly €6.73 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €758k more in shares than they have sold in the last 12 months.
Reported Earnings • Mar 31Full year 2023 earnings released: EPS: US$1.16 (vs US$0.92 in FY 2022)Full year 2023 results: EPS: US$1.16 (up from US$0.92 in FY 2022). Revenue: US$53.4m (up 16% from FY 2022). Net income: US$19.8m (up 26% from FY 2022). Profit margin: 37% (up from 34% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 4.29% (up from 3.72% in FY 2022). Non-performing loans: 1.29% (down from 1.52% in FY 2022). Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Declared Dividend • Mar 30Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 5th April 2024 Payment date: 22nd April 2024 Dividend yield will be 6.7%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 6.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 28United Security Bancshares Declares Quarterly Cash Dividend, Payable on April 22, 2024United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on April 22, 2024, to shareholders of record as of April 8, 2024.
お知らせ • Dec 20United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 19, 2024On December 18, 2023, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 19, 2024, to shareholders of record as of January 3, 2024.
お知らせ • Nov 17United Security Bancshares announced delayed 10-Q filingOn 11/15/2023, United Security Bancshares announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: US$0.23 (vs US$0.26 in 3Q 2022)Third quarter 2023 results: EPS: US$0.23 (down from US$0.26 in 3Q 2022). Revenue: US$12.0m (down 3.8% from 3Q 2022). Net income: US$3.85m (down 14% from 3Q 2022). Profit margin: 32% (down from 36% in 3Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
お知らせ • Sep 28United Security Bancshares Declares Regular Quarterly Cash Dividend, Payable on October 25, 2023On September 26, 2023, the Board of Directors of United Security Bancshares (the Company) declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on October 25, 2023, to shareholders of record as of October 10, 2023.
Recent Insider Transactions • Sep 22Director recently bought €225k worth of stockOn the 20th of September, Jagroop Gill bought around 35k shares on-market at roughly €6.53 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €773k more in shares than they have sold in the last 12 months.
お知らせ • Jul 28United Security Bancshares Appoints Thomas G. Walker to Board of DirectorsThe Board of Directors of United Security Bancshares announced the appointment of Thomas G. Walker to the Company’s and Bank’s Boards of Directors effective immediately. Thomas Walker is a Principal/Owner of Capital Group Inc. dba Capitalize which is a California-based commercial lending mortgage banking firm where he has been since July 2021. Prior to Capitalize, Mr. Walker was an executive at Housing Capital Company, a division of US Bancorp, for 23 years. Tom graduated from UC Irvine with a B.A. in Economics and a Minor in Management. He is a licensed California real estate broker and has previously served as a member of the board of directors for the Building Industry Association.
Reported Earnings • Jul 27Second quarter 2023 earnings released: EPS: US$0.26 (vs US$0.20 in 2Q 2022)Second quarter 2023 results: EPS: US$0.26 (up from US$0.20 in 2Q 2022). Revenue: US$12.4m (up 19% from 2Q 2022). Net income: US$4.42m (up 29% from 2Q 2022). Profit margin: 36% (up from 33% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
お知らせ • Jun 30Benjamin Mackovak to Retire from the Boards of Directors of United Security Bancshares and United Security BankOn June 26, 2032, Director Benjamin Mackovak notified the Board of Directors of United Security Bancshares (“Company”) and its wholly-owned subsidiary, United Security Bank (the “Bank”), of his decision to retire from the Boards of Directors of the Company and the Bank effective June 27, 2023. Mr. Mackovak’s retirement from the Company and Bank was not a result of any disagreement with the Company or Bank on any matter relating to its operations, policies, or practices.
お知らせ • Jun 29United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 24, 2023On June 27, 2023, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 24, 2023, to shareholders of record as of July 10, 2023.
New Risk • Jun 09New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €61k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€61k sold).
Recent Insider Transactions • Jun 09Senior VP & Chief Credit Officer recently sold €61k worth of stockOn the 7th of June, William Yarbenet sold around 10k shares on-market at roughly €6.14 per share. This transaction amounted to 24% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €40k more than they sold in the last 12 months.
お知らせ • Jun 09United Security Bancshares and United Security Bank Appoints Jay Gill as Member of their Respective BoardsThe Board of Directors of United Security Bancshares, the parent company of United Security Bank (the “Bank”) announced the appointment of Jay Gill to the Company’s and Bank’s Boards of Directors effective June 7, 2023. Jay is a successful business owner, is actively involved in local community, and will serve as an excellent resource for both the Board and management of the Company. Jay has already demonstrated his confidence in and commitment to vision and mission by accumulating over 1 million shares of the Company’s common stock. Jay Gill is the President and CEO of Gill Automotive Group. In addition, he has agricultural interests in central California. Jay is a graduate of California State University, Fresno where he received a bachelor’s degree in engineering. Jay currently serves on the boards of directors of Mid-Valley Water, Cen-Cal SBA, Chrysler Minority Dealer Association, and Ford Minority Dealer Association.
Reported Earnings • Mar 31Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)Full year 2022 results: EPS: US$0.92 (up from US$0.59 in FY 2021). Revenue: US$46.1m (up 25% from FY 2021). Net income: US$15.7m (up 55% from FY 2021). Profit margin: 34% (up from 27% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.69% (up from 3.16% in FY 2021). Non-performing loans: 1.52% (up from 1.39% in FY 2021).
Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €5.95, the stock trades at a trailing P/E ratio of 7.3x. Average trailing P/E is 9x in the Banks industry in Europe. Total loss to shareholders of 15% over the past year.
お知らせ • Jan 28United Security Bancshares Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022United Security Bancshares reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, net charge-offs totaled $465,000 for the quarter ended December 31, 2022, compared to net charge-offs of $265,000 for the quarter ended December 31, 2021.
Reported Earnings • Jan 28Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)Full year 2022 results: EPS: US$0.92 (up from US$0.59 in FY 2021). Revenue: US$46.1m (up 25% from FY 2021). Net income: US$15.7m (up 55% from FY 2021). Profit margin: 34% (up from 27% in FY 2021). The increase in margin was driven by higher revenue.
Upcoming Dividend • Dec 27Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 03 January 2023. Payment date: 19 January 2023. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 6.2%. Within top quartile of German dividend payers (5.1%). In line with average of industry peers (6.0%).
お知らせ • Dec 22United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 19, 2023On December 20, 2022, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on January 19, 2023, to shareholders of record as of January 4, 2023.
Reported Earnings • Oct 21Third quarter 2022 earnings released: EPS: US$0.26 (vs US$0.15 in 3Q 2021)Third quarter 2022 results: EPS: US$0.26 (up from US$0.15 in 3Q 2021). Revenue: US$12.5m (up 28% from 3Q 2021). Net income: US$4.47m (up 71% from 3Q 2021). Profit margin: 36% (up from 27% in 3Q 2021). The increase in margin was driven by higher revenue.
お知らせ • Oct 20United Security Bancshares Announces Net Charge Off for the Third Quarter Ended September 30, 2022United Security Bancshares announced net charge off for the third quarter ended September 30, 2022. Net charge-offs totaled $451,000 for the quarter ended September 30, 2022, compared to net charge-offs of $509,000 for the quarter ended September 30, 2021.
お知らせ • Oct 07United Security Bancshares and United Security Bank Announce CFO Changes, Effective October 3, 2022Effective September 30, 2022, United Security Bancshares and its wholly-owned subsidiary, United Security Bank (the Bank"), entered into an agreement with McDermott and Bull Interim Leaders, LLC (MBIL") to provide for the appointment of Mr. Steven J. Leen, a consultant associated with MBIL, to serve as interim Chief Financial Officer of the Company and the Bank. Mr. Leen assumed the role of interim Chief Financial Officer of the Company and the Bank effective as of October 3, 2022. It is expected that Mr. Leen will serve in this interim role for approximately four to six weeks, during which time the Company and the Bank plan to search for a permanent replacement to fill the Chief Financial Officer position. Mr. Leen previously served as Chief Financial Officer at Avidbank for over 15 years and as a Chief Financial Officer and in other senior management level positions for over 16 years with Fireside Bank, a Bay Area financial institution with operations throughout the western United States. None of such corporations or organizations are affiliated with the Company or the Bank. Since January 1, 2021, Mr. Leen has not been a party to any material transactions involving the Company or the Bank.
お知らせ • Sep 29United Security Bancshares Declares Regular Quarterly Cash Dividend, Payable on October 25, 2022On September 27, 2022, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on October 25, 2022, to shareholders of record as of October 11, 2022.
お知らせ • Sep 16+ 1 more updateUnited Security Bancshares and United Security Bank Announces Resignation of Bhavneet Gill as Senior Vice PresidentOn September 9, 2022, Bhavneet Gill, Senior Vice President and Chief Financial Officer of United Security Bancshares and its wholly-owned subsidiary, United Security Bank, notified the Company and Bank of her intent to resign, effective October 7, 2022. Ms. Gill's resignation from the Company and Bank was not a result of any disagreement with the Company or Bank on any matter relating to its operations, policies, or practices.
Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.20 (vs US$0.16 in 2Q 2021)Second quarter 2022 results: EPS: US$0.20 (up from US$0.16 in 2Q 2021). Revenue: US$10.4m (up 11% from 2Q 2021). Net income: US$3.44m (up 27% from 2Q 2021). Profit margin: 33% (up from 29% in 2Q 2021). The increase in margin was driven by higher revenue.
お知らせ • Jul 02United Security Bancshares and United Security Bank Announce Retirement of Michael Woolf from the Boards of DirectorsOn June 29, 2022, Director Michael Woolf notified the Board of Directors of United Security Bancshares and its wholly-owned subsidiary, United Security Bank of his decision to retire from the Boards of Directors of the Company and the Bank effective June 29, 2022. Mr. Woolf has served as a member of the Company and Bank's Boards of Directors for 17 years. Mr. Woolf was a member of the Company's Corporate Governance/Nominating Committee, ALCO Committee, and chaired the Compensation Committee. Mr. Woolf will serve as a Director Emeritus of the Company, effective July 1, 2022.
お知らせ • Jul 01United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 22, 2022On June 28, 2022, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on July 22, 2022, to shareholders of record as of July 8, 2022.
Reported Earnings • May 10First quarter 2022 earnings released: EPS: US$0.14 (vs US$0.083 in 1Q 2021)First quarter 2022 results: EPS: US$0.14 (up from US$0.083 in 1Q 2021). Revenue: US$9.23m (up 23% from 1Q 2021). Net income: US$2.44m (up 73% from 1Q 2021). Profit margin: 27% (up from 19% in 1Q 2021). The increase in margin was driven by higher revenue.
お知らせ • Apr 08United Security Bancshares, Annual General Meeting, May 18, 2022United Security Bancshares, Annual General Meeting, May 18, 2022, at 18:00 Pacific Daylight. Location: the Company's corporate office at 2126 Inyo Street Fresno California United States Agenda: To consider Election of Directors; to Ratification of the selection of Moss Adams LLP to serve as the independent registered public accounting firm for the company for 2022; to approval of a non-binding advisory vote on executive compensation of our named executive officers; to approval of a non-binding advisory vote to recommend the frequency for the non-binding advisory vote on compensation of our named executive officers; and to consider other matter.
Reported Earnings • Mar 11Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.59 (up from US$0.53 in FY 2020). Revenue: US$36.9m (up 7.8% from FY 2020). Net income: US$10.1m (up 13% from FY 2020). Profit margin: 27% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (down from 3.34% in FY 2020). Non-performing loans: 1.39% (down from 1.91% in FY 2020). Revenue was in line with analyst estimates.
Reported Earnings • Jan 29Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.59 (up from US$0.53 in FY 2020). Revenue: US$36.9m (up 7.8% from FY 2020). Net income: US$10.1m (up 13% from FY 2020). Profit margin: 27% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates.
Recent Insider Transactions • Jan 25Independent Director recently bought €86k worth of stockOn the 21st of January, Kenneth Newby bought around 12k shares on-market at roughly €7.19 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €166k more in shares than they have sold in the last 12 months.
Upcoming Dividend • Dec 24Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 31 December 2021. Payment date: 18 January 2022. Payout ratio is on the higher end at 86%, however this is supported by cash flows. Trailing yield: 5.5%. Within top quartile of German dividend payers (3.3%). Higher than average of industry peers (3.3%).
Recent Insider Transactions • Dec 16Senior VP & COO recently bought €72k worth of stockOn the 9th of December, David Eytcheson bought around 10k shares on-market at roughly €7.27 per share. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.
Reported Earnings • Oct 22Third quarter 2021 earnings released: EPS US$0.15 (vs US$0.13 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: US$9.81m (up 17% from 3Q 2020). Net income: US$2.61m (up 15% from 3Q 2020). Profit margin: 27% (in line with 3Q 2020).
Reported Earnings • Jul 27Second quarter 2021 earnings released: EPS US$0.16 (vs US$0.12 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$9.39m (up 17% from 2Q 2020). Net income: US$2.71m (up 34% from 2Q 2020). Profit margin: 29% (up from 25% in 2Q 2020). The increase in margin was driven by higher revenue.
お知らせ • Jul 24United Security Bancshares Announces Net Charge Off for the Second Quarter Ended June 30, 2021United Security Bancshares announced net charge off for the second quarter ended June 30, 2021. For the period, the company reported net charge-offs totaled $174,000, compared to net charge-offs of $686,000 for the quarter ended June 30, 2020.
Reported Earnings • Jul 22Second quarter 2021 earnings released: EPS US$0.16 (vs US$0.12 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$9.39m (up 17% from 2Q 2020). Net income: US$2.71m (up 34% from 2Q 2020). Profit margin: 29% (up from 25% in 2Q 2020). The increase in margin was driven by higher revenue.
お知らせ • Jun 28+ 6 more updatesUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell 2000 Defensive IndexUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell 2000 Defensive Index
Reported Earnings • Apr 24First quarter 2021 earnings released: EPS US$0.083 (vs US$0.16 in 1Q 2020)The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$7.51m (down 21% from 1Q 2020). Net income: US$1.41m (down 49% from 1Q 2020). Profit margin: 19% (down from 29% in 1Q 2020). The decrease in margin was driven by lower revenue.
Is New 90 Day High Low • Mar 05New 90-day high: €6.53The company is up 14% from its price of €5.74 on 04 December 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 8.0% over the same period.
Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$0.53 (vs US$0.90 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$33.7m (down 21% from FY 2019). Net income: US$8.96m (down 41% from FY 2019). Profit margin: 27% (down from 36% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.34% (down from 4.22% in FY 2019).
Upcoming Dividend • Dec 24Upcoming Dividend of US$0.11 Per ShareWill be paid on the 19th of January to those who are registered shareholders by the 31st of December. The trailing yield of 6.3% is in the top quartile of German dividend payers (3.5%), and it is in line with industry peers (5.8%).
お知らせ • Dec 23United Security Bancshares and United Security Bank Announce Retirement of Robert Mochizuki from the Boards of Directors, Effective February 1, 2021On December 15, 2020, Director Dr. Robert Mochizuki notified the Board of Directors of United Security Bancshares and its wholly-owned subsidiary, United Security Bank (the "Bank"), of his decision to retire from the Boards of Directors of the Company and the Bank effective January 31, 2021. Dr. Mochizuki, the Lead Director of the Bank and Company's Board of Directors, has served as a member of the Board of Directors for 16 years. Mr. Mochizuki will serve as a Director Emeritus, effective February 1, 2021.
Is New 90 Day High Low • Dec 12New 90-day high: €6.23The company is up 25% from its price of €4.99 on 11 September 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 7.0% over the same period.
Is New 90 Day High Low • Nov 11New 90-day high: €5.67The company is up 3.0% from its price of €5.48 on 12 August 2020. The German market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 1.0% over the same period.
Reported Earnings • Nov 01Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$9.93m, down 35% from the prior year. Total revenue was US$35.2m over the last 12 months, down 17% from the prior year.
Reported Earnings • Oct 16Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$9.93m, down 39% from the prior year. Total revenue was US$35.5m over the last 12 months, down 17% from the prior year.