View ValuationBanco BPM 将来の成長Future 基準チェック /26Banco BPM利益と収益がそれぞれ年間5.7%と7%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に14% 5.6%なると予測されています。主要情報5.7%収益成長率5.58%EPS成長率Banks 収益成長8.9%収益成長率7.0%将来の株主資本利益率13.97%アナリストカバレッジGood最終更新日13 Aug 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Aug 23Banca Monte dei Paschi di Siena S.p.A. (BIT:BMPS) proposed to acquire Banco BPM S.p.A. (BIT:BAMI) from Crédit Agricole S.A. (ENXTPA:ACA), BlackRock, Inc. (NYSE:BLK) and others for €27.7 billion.Banca Monte dei Paschi di Siena S.p.A. (BIT:BMPS) proposed to acquire Banco BPM S.p.A. (BIT:BAMI) from Crédit Agricole S.A. (ENXTPA:ACA), BlackRock, Inc. (NYSE:BLK) and others for €27.7 billion on August 20, 2026. Under the terms of the acquisition, Banca Monte dei Paschi di Siena S.p.A. will acquire all of the ordinary shares of Banco BPM S.p.A. through a voluntary full public exchange offer. The exchange ratio has been set at 1.567 newly issued shares of Banca Monte dei Paschi di Siena S.p.A. for each existing share of Banco BPM. In a related transaction, Banca Monte dei Paschi di Siena S.p.A. proposed to acquire Banca Generali S.p.A. On full acceptance of both offers, and taking into account the effects of the merger of Mediobanca anca di Credito Finanziario S.p.A. in Banca Monte dei Paschi di Siena , the current Banca Monte dei Paschi di Siena shareholders would hold approximately 50.1% of the combined group, Banco BPM shareholders approximately 37.2% and Banca Generali shareholders approximately 12.7%. Fondazione Cassa di Risparmio di Lucca, Fondazione Cassa di Risparmio di Alessandria, Fondazione ENPAM, Fondazione Cassa di Risparmio di Carpi, Fondazione Cassa di Risparmio di Reggio Emilia Pietro Manodori, Inarcassa – Cassa Nazionale di Previdenza ed Assistenza per ingegneri e architetti liberi professionisti and Cassa Nazionale di Previdenzae Assistenza forense, which together hold approximately 89.95 million shares of Banco BPM S.p.A., representing 5.93% of Banco BPM S.p.A.'s share capital have supported the acquisition. In any event on closing of the offer, if Banca Monte dei Paschi di Siena S.p.A. achieves at least 90% of the Banco BPM S.p.A.'s share capital, Banca Monte dei Paschi di Siena S.p.A. intends to achieve the delisting of the Banco BPM S.p.A. Shares from Euronext Milan. The transaction is subject to approval by the shareholders of Banca Monte dei Paschi di Siena S.p.A., approval by Commissione Nazionale per le Società e la Borsa (CONSOB) and obtaining a minimum acceptance of 50% of the Banco BPM S.p.A.'s share capital plus one share. The deal has been approved by the board of directors of Banca Monte dei Paschi di Siena S.p.A. The transaction is expected to close by mid-February 2027. The combined Offers are expected to generate around 11% accretion in 2028 EPS taking into account the full realisation of expected synergies. UBS Europe SE, Italian Branch acted as financial advisor to Banca Monte dei Paschi di Siena S.p.A. BofA Securities Europe SA acted as financial advisor to Banca Monte dei Paschi di Siena S.p.A. Vitale&Co. S.P.A. acted as financial advisor to Banca Monte dei Paschi di Siena S.p.A. Keefe, Bruyette & Woods, Inc. acted as financial advisor to Banca Monte dei Paschi di Siena S.p.A. Bonelli Erede Pappalardo Studio Legale acted as legal advisor to Banca Monte dei Paschi di Siena S.p.A. White & Case LLP acted as legal advisor to Banca Monte dei Paschi di Siena S.p.A. Clifford Chance Studio Legale Associato acted as legal advisor to Banca Monte dei Paschi di Siena S.p.A. PricewaterhouseCoopers SpA acted as fairness opinion provider to Banca Monte dei Paschi di Siena S.p.A.Reported Earnings • Aug 06Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: €1.59b (up 15% from 2Q 2025). Net income: €580.6m (down 18% from 2Q 2025). Profit margin: 37% (down from 51% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 6.8% growth forecast for the Banks industry in Europe.Reported Earnings • May 06First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: €0.32. Revenue: €1.45b (up 3.0% from 1Q 2025). Net income: €479.7m (down 6.1% from 1Q 2025). Profit margin: 33% (down from 36% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 6.1% growth forecast for the Banks industry in Europe.Buy Or Sell Opportunity • Apr 20Now 25% undervaluedThe stock has been flat over the last 90 days, currently trading at €12.68. The fair value is estimated to be €16.81, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 32%. For the next 3 years, revenue is forecast to grow by 5.8% per annum. Earnings are also forecast to grow by 1.3% per annum over the same time period.Upcoming Dividend • Apr 13Upcoming dividend of €0.54 per shareEligible shareholders must have bought the stock before 20 April 2026. Payment date: 22 April 2026. Payout ratio is a comfortable 72% but the company is not cash flow positive. Trailing yield: 7.9%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).Reported Earnings • Mar 23Full year 2025 earnings released: EPS: €1.39 (vs €1.27 in FY 2024)Full year 2025 results: EPS: €1.39 (up from €1.27 in FY 2024). Revenue: €5.38b (down 1.3% from FY 2024). Net income: €2.08b (up 8.7% from FY 2024). Profit margin: 39% (up from 35% in FY 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 6.0% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe.Buy Or Sell Opportunity • Mar 02Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 1.4% to €12.19. The fair value is estimated to be €15.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 32%. For the next 3 years, revenue is forecast to grow by 5.0% per annum. Earnings are also forecast to grow by 1.5% per annum over the same time period.Buy Or Sell Opportunity • Feb 14Now 23% undervalued after recent price dropOver the last 90 days, the stock has fallen 9.6% to €11.78. The fair value is estimated to be €15.21, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 32%. For the next 3 years, revenue is forecast to grow by 5.0% per annum. Earnings are also forecast to grow by 1.5% per annum over the same time period.New Risk • Feb 09New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.8% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Reported Earnings • Feb 07Full year 2025 earnings released: EPS: €1.39 (vs €1.27 in FY 2024)Full year 2025 results: EPS: €1.39 (up from €1.27 in FY 2024). Revenue: €5.56b (up 2.0% from FY 2024). Net income: €2.08b (up 8.7% from FY 2024). Profit margin: 37% (up from 35% in FY 2024). The increase in margin was primarily driven by higher revenue. Cost-to-income ratio: 46.0% (down from 46.6% in FY 2024). Revenue is forecast to grow 4.9% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in Europe.お知らせ • Jan 21+ 4 more updatesBanco BPM S.p.A. to Report Q3, 2026 Results on Nov 05, 2026Banco BPM S.p.A. announced that they will report Q3, 2026 results on Nov 05, 2026Reported Earnings • Nov 07Third quarter 2025 earnings releasedThird quarter 2025 results: EPS: €0.30. Revenue: €1.37b (flat on 3Q 2024). Net income: €450.3m (down 52% from 3Q 2024). Profit margin: 33% (down from 69% in 3Q 2024). Revenue is forecast to grow 3.9% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe.業績と収益の成長予測XTRA:BPM - アナリストの将来予測と過去の財務データ ( )EUR Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20286,7082,252N/AN/A1212/31/20276,5062,165N/AN/A1212/31/20266,2802,038N/AN/A126/30/20265,3331,928-7,384-7,279N/A3/31/20265,4242,051N/AN/AN/A12/31/20255,3832,082-4,054-3,542N/A9/30/20255,7171,884N/AN/AN/A6/30/20256,0342,3812,7613,431N/A3/31/20255,5042,056N/AN/AN/A12/31/20245,4541,915-5,227-4,971N/A9/30/20244,9932,013N/AN/AN/A6/30/20244,8521,385-9,655-9,443N/A3/31/20244,8211,365N/AN/AN/A12/31/20234,5861,2605,7045,893N/A9/30/20234,4091,159N/AN/AN/A6/30/20234,064955-10,808-10,533N/A3/31/20233,861790N/AN/AN/A12/31/20223,765682-16,002-15,676N/A9/30/20223,433657N/AN/AN/A6/30/20223,52255911,85112,079N/A3/31/20223,423647N/AN/AN/A12/31/20213,29756919,48319,681N/A9/30/20213,242322N/AN/AN/A6/30/20212,86927719,26419,441N/A3/31/20212,760-31N/AN/AN/A12/31/20202,587217,2937,446N/A9/30/20203,076358N/AN/AN/A6/30/20203,108299-348-161N/A3/31/20203,727793N/AN/AN/A12/31/20193,695797N/A-193N/A9/30/20192,531102N/AN/AN/A6/30/20193,058190N/A-115N/A3/31/20192,491-133N/AN/AN/A12/31/20182,607-60N/A202N/A9/30/20183,076-689N/AN/AN/A6/30/20182,506-918N/A-1,186N/A3/31/20182,565-1,094N/AN/AN/A12/31/20172,4311,854N/A1,010N/A9/30/20171,0272,037N/AN/AN/A6/30/20171,2061,775N/A-2,827N/A3/31/20177871,822N/AN/AN/A12/31/2016199-1,728N/A-5,329N/A9/30/20161,117-631N/AN/AN/A6/30/20161,706-248N/A1,635N/A3/31/20161,889-85N/AN/AN/A12/31/20152,555432N/A2,847N/A9/30/2015-148-1,468N/AN/AN/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: BPMの予測収益成長率 (年間5.7% ) は 貯蓄率 ( 2.1% ) を上回っています。収益対市場: BPMの収益 ( 5.7% ) German市場 ( 15.2% ) よりも低い成長が予測されています。高成長収益: BPMの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: BPMの収益 ( 7% ) German市場 ( 6.8% ) よりも速いペースで成長すると予測されています。高い収益成長: BPMの収益 ( 7% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: BPMの 自己資本利益率 は、3年後には低くなると予測されています ( 14 %)。成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/24 06:32終値2026/08/20 00:00収益2026/06/30年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Banco BPM S.p.A. 12 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。30 アナリスト機関Juan Lopez CoboBanco SantanderPaola SabbioneBarclaysMarta BastoniBarclays27 その他のアナリストを表示
お知らせ • Aug 23Banca Monte dei Paschi di Siena S.p.A. (BIT:BMPS) proposed to acquire Banco BPM S.p.A. (BIT:BAMI) from Crédit Agricole S.A. (ENXTPA:ACA), BlackRock, Inc. (NYSE:BLK) and others for €27.7 billion.Banca Monte dei Paschi di Siena S.p.A. (BIT:BMPS) proposed to acquire Banco BPM S.p.A. (BIT:BAMI) from Crédit Agricole S.A. (ENXTPA:ACA), BlackRock, Inc. (NYSE:BLK) and others for €27.7 billion on August 20, 2026. Under the terms of the acquisition, Banca Monte dei Paschi di Siena S.p.A. will acquire all of the ordinary shares of Banco BPM S.p.A. through a voluntary full public exchange offer. The exchange ratio has been set at 1.567 newly issued shares of Banca Monte dei Paschi di Siena S.p.A. for each existing share of Banco BPM. In a related transaction, Banca Monte dei Paschi di Siena S.p.A. proposed to acquire Banca Generali S.p.A. On full acceptance of both offers, and taking into account the effects of the merger of Mediobanca anca di Credito Finanziario S.p.A. in Banca Monte dei Paschi di Siena , the current Banca Monte dei Paschi di Siena shareholders would hold approximately 50.1% of the combined group, Banco BPM shareholders approximately 37.2% and Banca Generali shareholders approximately 12.7%. Fondazione Cassa di Risparmio di Lucca, Fondazione Cassa di Risparmio di Alessandria, Fondazione ENPAM, Fondazione Cassa di Risparmio di Carpi, Fondazione Cassa di Risparmio di Reggio Emilia Pietro Manodori, Inarcassa – Cassa Nazionale di Previdenza ed Assistenza per ingegneri e architetti liberi professionisti and Cassa Nazionale di Previdenzae Assistenza forense, which together hold approximately 89.95 million shares of Banco BPM S.p.A., representing 5.93% of Banco BPM S.p.A.'s share capital have supported the acquisition. In any event on closing of the offer, if Banca Monte dei Paschi di Siena S.p.A. achieves at least 90% of the Banco BPM S.p.A.'s share capital, Banca Monte dei Paschi di Siena S.p.A. intends to achieve the delisting of the Banco BPM S.p.A. Shares from Euronext Milan. The transaction is subject to approval by the shareholders of Banca Monte dei Paschi di Siena S.p.A., approval by Commissione Nazionale per le Società e la Borsa (CONSOB) and obtaining a minimum acceptance of 50% of the Banco BPM S.p.A.'s share capital plus one share. The deal has been approved by the board of directors of Banca Monte dei Paschi di Siena S.p.A. The transaction is expected to close by mid-February 2027. The combined Offers are expected to generate around 11% accretion in 2028 EPS taking into account the full realisation of expected synergies. UBS Europe SE, Italian Branch acted as financial advisor to Banca Monte dei Paschi di Siena S.p.A. BofA Securities Europe SA acted as financial advisor to Banca Monte dei Paschi di Siena S.p.A. Vitale&Co. S.P.A. acted as financial advisor to Banca Monte dei Paschi di Siena S.p.A. Keefe, Bruyette & Woods, Inc. acted as financial advisor to Banca Monte dei Paschi di Siena S.p.A. Bonelli Erede Pappalardo Studio Legale acted as legal advisor to Banca Monte dei Paschi di Siena S.p.A. White & Case LLP acted as legal advisor to Banca Monte dei Paschi di Siena S.p.A. Clifford Chance Studio Legale Associato acted as legal advisor to Banca Monte dei Paschi di Siena S.p.A. PricewaterhouseCoopers SpA acted as fairness opinion provider to Banca Monte dei Paschi di Siena S.p.A.
Reported Earnings • Aug 06Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: €1.59b (up 15% from 2Q 2025). Net income: €580.6m (down 18% from 2Q 2025). Profit margin: 37% (down from 51% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 6.8% growth forecast for the Banks industry in Europe.
Reported Earnings • May 06First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: €0.32. Revenue: €1.45b (up 3.0% from 1Q 2025). Net income: €479.7m (down 6.1% from 1Q 2025). Profit margin: 33% (down from 36% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 6.1% growth forecast for the Banks industry in Europe.
Buy Or Sell Opportunity • Apr 20Now 25% undervaluedThe stock has been flat over the last 90 days, currently trading at €12.68. The fair value is estimated to be €16.81, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 32%. For the next 3 years, revenue is forecast to grow by 5.8% per annum. Earnings are also forecast to grow by 1.3% per annum over the same time period.
Upcoming Dividend • Apr 13Upcoming dividend of €0.54 per shareEligible shareholders must have bought the stock before 20 April 2026. Payment date: 22 April 2026. Payout ratio is a comfortable 72% but the company is not cash flow positive. Trailing yield: 7.9%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).
Reported Earnings • Mar 23Full year 2025 earnings released: EPS: €1.39 (vs €1.27 in FY 2024)Full year 2025 results: EPS: €1.39 (up from €1.27 in FY 2024). Revenue: €5.38b (down 1.3% from FY 2024). Net income: €2.08b (up 8.7% from FY 2024). Profit margin: 39% (up from 35% in FY 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 6.0% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe.
Buy Or Sell Opportunity • Mar 02Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 1.4% to €12.19. The fair value is estimated to be €15.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 32%. For the next 3 years, revenue is forecast to grow by 5.0% per annum. Earnings are also forecast to grow by 1.5% per annum over the same time period.
Buy Or Sell Opportunity • Feb 14Now 23% undervalued after recent price dropOver the last 90 days, the stock has fallen 9.6% to €11.78. The fair value is estimated to be €15.21, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 32%. For the next 3 years, revenue is forecast to grow by 5.0% per annum. Earnings are also forecast to grow by 1.5% per annum over the same time period.
New Risk • Feb 09New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.8% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Reported Earnings • Feb 07Full year 2025 earnings released: EPS: €1.39 (vs €1.27 in FY 2024)Full year 2025 results: EPS: €1.39 (up from €1.27 in FY 2024). Revenue: €5.56b (up 2.0% from FY 2024). Net income: €2.08b (up 8.7% from FY 2024). Profit margin: 37% (up from 35% in FY 2024). The increase in margin was primarily driven by higher revenue. Cost-to-income ratio: 46.0% (down from 46.6% in FY 2024). Revenue is forecast to grow 4.9% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in Europe.
お知らせ • Jan 21+ 4 more updatesBanco BPM S.p.A. to Report Q3, 2026 Results on Nov 05, 2026Banco BPM S.p.A. announced that they will report Q3, 2026 results on Nov 05, 2026
Reported Earnings • Nov 07Third quarter 2025 earnings releasedThird quarter 2025 results: EPS: €0.30. Revenue: €1.37b (flat on 3Q 2024). Net income: €450.3m (down 52% from 3Q 2024). Profit margin: 33% (down from 69% in 3Q 2024). Revenue is forecast to grow 3.9% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe.