View ValuationBPER Banca 将来の成長Future 基準チェック /26BPER Banca利益と収益がそれぞれ年間12.2%と7.4%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に16.5% 9.2%なると予測されています。主要情報12.2%収益成長率9.21%EPS成長率Banks 収益成長8.3%収益成長率7.4%将来の株主資本利益率16.51%アナリストカバレッジGood最終更新日09 Jun 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesUpcoming Dividend • May 11Upcoming dividend of €0.56 per shareEligible shareholders must have bought the stock before 18 May 2026. Payment date: 20 May 2026. Payout ratio is a comfortable 59% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).Reported Earnings • May 07First quarter 2026 earnings released: EPS: €0.26 (vs €0.31 in 1Q 2025)First quarter 2026 results: EPS: €0.26. Revenue: €1.64b (up 26% from 1Q 2025). Net income: €518.5m (up 17% from 1Q 2025). Profit margin: 32% (down from 34% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.2% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Banks industry in Europe.New Risk • May 02New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (47% increase in shares outstanding). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (8.6% average weekly change).Reported Earnings • Apr 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe.お知らせ • Mar 23BPER Banca SpA, Annual General Meeting, Apr 23, 2026BPER Banca SpA, Annual General Meeting, Apr 23, 2026, at 09:30 W. Europe Standard Time.お知らせ • Feb 26Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire Five branches of BPER Banca SpA (BIT:BPE).Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire Five branches of BPER Banca SpA (BIT:BPE) on February 24, 2026. In related transaction, Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire one branch of Banca Popolare di Sondrio. As a condition precedent, closing is subject to obtaining the required legal authorisations and completing the merger by absorption of Banca Popolare di Sondrio into BPER. PricewaterhouseCoopers Business Services S.r.l. acted as financial advisor to BPER Banca SpA. KPMG Advisory S.p.A. acted as financial advisor to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa. KPMG Advisory S.p.A. acted as due diligence provider to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa. Gianni & Origoni Law Firm acted as legal advisor to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa.Buy Or Sell Opportunity • Feb 13Now 26% undervaluedOver the last 90 days, the stock has risen 7.3% to €11.61. The fair value is estimated to be €15.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 6.9%. For the next 3 years, revenue is forecast to grow by 8.0% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.Reported Earnings • Feb 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Europe.お知らせ • Jan 30+ 4 more updatesBPER Banca SpA to Report Q3, 2026 Results on Nov 04, 2026BPER Banca SpA announced that they will report Q3, 2026 results on Nov 04, 2026お知らせ • Jan 13Er Income Fund 6, a fund managed by Europa Risorse SGR acquired Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE).Er Income Fund 6, a fund managed by Europa Risorse SGR acquired Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE) on January 12, 2026. Alessandro de Botton and Lorenzo Caruccio of Molinari E Associati acted as legal advisor for Europa Risorse SGR. Studio Legale Associato in Association with Simmons & Simmons acted as legal advisor for BPER Banca SpA. Er Income Fund 6, a fund managed by Europa Risorse SGR completed the acquisition of Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE) on January 12, 2026.Buy Or Sell Opportunity • Nov 18Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €10.03. The fair value is estimated to be €12.77, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 6.1%. For the next 3 years, revenue is forecast to grow by 8.2% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.Upcoming Dividend • Nov 17Upcoming dividend of €0.10 per shareEligible shareholders must have bought the stock before 24 November 2025. Payment date: 26 November 2025. Payout ratio is a comfortable 63% but the company is not cash flow positive. Trailing yield: 5.8%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: €0.40 (vs €0.29 in 3Q 2024)Third quarter 2025 results: EPS: €0.40 (up from €0.29 in 3Q 2024). Revenue: €1.68b (up 35% from 3Q 2024). Net income: €569.2m (up 38% from 3Q 2024). Profit margin: 34% (in line with 3Q 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe.Buy Or Sell Opportunity • Oct 24Now 22% undervaluedThe stock has been flat over the last 90 days, currently trading at €9.62. The fair value is estimated to be €12.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 4.2%. For the next 3 years, revenue is forecast to grow by 9.7% per annum. Earnings are also forecast to grow by 13% per annum over the same time period.Reported Earnings • Sep 23Second quarter 2025 earnings released: EPS: €0.33 (vs €0.19 in 2Q 2024)Second quarter 2025 results: EPS: €0.33 (up from €0.19 in 2Q 2024). Revenue: €1.32b (up 1.5% from 2Q 2024). Net income: €460.5m (up 73% from 2Q 2024). Profit margin: 35% (up from 21% in 2Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in Europe.業績と収益の成長予測XTRA:4BE - アナリストの将来予測と過去の財務データ ( )EUR Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20288,0802,777N/AN/A912/31/20277,8392,608N/AN/A912/31/20267,5542,301N/AN/A93/31/20266,2661,894N/AN/AN/A12/31/20255,9381,8184,4683,122N/A9/30/20255,7111,744N/AN/AN/A6/30/20255,2731,582-610-274N/A3/31/20255,2511,388N/AN/AN/A12/31/20245,1571,403-2,853-2,495N/A9/30/20245,1381,569N/AN/AN/A6/30/20245,1551,539-53379N/A3/31/20245,0421,686N/AN/AN/A12/31/20234,9201,519-3,801-3,420N/A9/30/20234,7601,070N/AN/AN/A6/30/20234,3807697,0107,359N/A3/31/20234,0001,627N/AN/AN/A12/31/20223,6281,44912,45912,794N/A9/30/20223,2271,405N/AN/AN/A6/30/20223,0881,408259450N/A3/31/20222,970238N/AN/AN/A12/31/20212,5265251,0191,265N/A9/30/20212,268624N/AN/AN/A6/30/20212,047636-7302N/A3/31/20211,811631N/AN/AN/A12/31/20201,923237-877-641N/A9/30/20201,89856N/AN/AN/A6/30/20201,84838297269N/A3/31/20201,801338N/AN/AN/A12/31/20191,774380N/A378N/A9/30/20191,631567N/AN/AN/A6/30/20191,571195N/A207N/A3/31/20191,604199N/AN/AN/A12/31/20181,810402N/A154N/A9/30/20181,852386N/AN/AN/A6/30/20181,805365N/A89N/A3/31/20181,621413N/AN/AN/A12/31/20171,340176N/A144N/A9/30/20171,20962N/AN/AN/A6/30/20171,19969N/A29N/A3/31/20171,309-2N/AN/AN/A12/31/20161,34214N/A7N/A9/30/20161,566239N/AN/AN/A6/30/20161,575212N/A-871N/A3/31/20161,574206N/AN/AN/A12/31/20151,587221N/A-1,387N/A9/30/20151,37737N/AN/AN/A6/30/20151,35652N/A-1,729N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 4BEの予測収益成長率 (年間12.2% ) は 貯蓄率 ( 1.9% ) を上回っています。収益対市場: 4BEの収益 ( 12.2% ) German市場 ( 17% ) よりも低い成長が予測されています。高成長収益: 4BEの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: 4BEの収益 ( 7.4% ) German市場 ( 6.7% ) よりも速いペースで成長すると予測されています。高い収益成長: 4BEの収益 ( 7.4% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 4BEの 自己資本利益率 は、3年後には低くなると予測されています ( 16.5 %)。成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/11 03:57終値2026/06/09 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋BPER Banca SpA 9 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。22 アナリスト機関Irene RossettoBanca Akros S.p.A. (ESN)Juan Lopez CoboBanco SantanderPaola SabbioneBarclays19 その他のアナリストを表示
Upcoming Dividend • May 11Upcoming dividend of €0.56 per shareEligible shareholders must have bought the stock before 18 May 2026. Payment date: 20 May 2026. Payout ratio is a comfortable 59% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).
Reported Earnings • May 07First quarter 2026 earnings released: EPS: €0.26 (vs €0.31 in 1Q 2025)First quarter 2026 results: EPS: €0.26. Revenue: €1.64b (up 26% from 1Q 2025). Net income: €518.5m (up 17% from 1Q 2025). Profit margin: 32% (down from 34% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.2% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Banks industry in Europe.
New Risk • May 02New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (47% increase in shares outstanding). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (8.6% average weekly change).
Reported Earnings • Apr 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe.
お知らせ • Mar 23BPER Banca SpA, Annual General Meeting, Apr 23, 2026BPER Banca SpA, Annual General Meeting, Apr 23, 2026, at 09:30 W. Europe Standard Time.
お知らせ • Feb 26Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire Five branches of BPER Banca SpA (BIT:BPE).Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire Five branches of BPER Banca SpA (BIT:BPE) on February 24, 2026. In related transaction, Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire one branch of Banca Popolare di Sondrio. As a condition precedent, closing is subject to obtaining the required legal authorisations and completing the merger by absorption of Banca Popolare di Sondrio into BPER. PricewaterhouseCoopers Business Services S.r.l. acted as financial advisor to BPER Banca SpA. KPMG Advisory S.p.A. acted as financial advisor to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa. KPMG Advisory S.p.A. acted as due diligence provider to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa. Gianni & Origoni Law Firm acted as legal advisor to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa.
Buy Or Sell Opportunity • Feb 13Now 26% undervaluedOver the last 90 days, the stock has risen 7.3% to €11.61. The fair value is estimated to be €15.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 6.9%. For the next 3 years, revenue is forecast to grow by 8.0% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.
Reported Earnings • Feb 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Europe.
お知らせ • Jan 30+ 4 more updatesBPER Banca SpA to Report Q3, 2026 Results on Nov 04, 2026BPER Banca SpA announced that they will report Q3, 2026 results on Nov 04, 2026
お知らせ • Jan 13Er Income Fund 6, a fund managed by Europa Risorse SGR acquired Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE).Er Income Fund 6, a fund managed by Europa Risorse SGR acquired Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE) on January 12, 2026. Alessandro de Botton and Lorenzo Caruccio of Molinari E Associati acted as legal advisor for Europa Risorse SGR. Studio Legale Associato in Association with Simmons & Simmons acted as legal advisor for BPER Banca SpA. Er Income Fund 6, a fund managed by Europa Risorse SGR completed the acquisition of Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE) on January 12, 2026.
Buy Or Sell Opportunity • Nov 18Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €10.03. The fair value is estimated to be €12.77, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 6.1%. For the next 3 years, revenue is forecast to grow by 8.2% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.
Upcoming Dividend • Nov 17Upcoming dividend of €0.10 per shareEligible shareholders must have bought the stock before 24 November 2025. Payment date: 26 November 2025. Payout ratio is a comfortable 63% but the company is not cash flow positive. Trailing yield: 5.8%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).
Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: €0.40 (vs €0.29 in 3Q 2024)Third quarter 2025 results: EPS: €0.40 (up from €0.29 in 3Q 2024). Revenue: €1.68b (up 35% from 3Q 2024). Net income: €569.2m (up 38% from 3Q 2024). Profit margin: 34% (in line with 3Q 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe.
Buy Or Sell Opportunity • Oct 24Now 22% undervaluedThe stock has been flat over the last 90 days, currently trading at €9.62. The fair value is estimated to be €12.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 4.2%. For the next 3 years, revenue is forecast to grow by 9.7% per annum. Earnings are also forecast to grow by 13% per annum over the same time period.
Reported Earnings • Sep 23Second quarter 2025 earnings released: EPS: €0.33 (vs €0.19 in 2Q 2024)Second quarter 2025 results: EPS: €0.33 (up from €0.19 in 2Q 2024). Revenue: €1.32b (up 1.5% from 2Q 2024). Net income: €460.5m (up 73% from 2Q 2024). Profit margin: 35% (up from 21% in 2Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in Europe.