View ValuationOberbank 将来の成長Future 基準チェック /06現在、 Oberbankの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Banks 収益成長8.9%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesReported Earnings • May 24First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: €222.8m (flat on 1Q 2025). Net income: €92.4m (down 1.8% from 1Q 2025). Profit margin: 42% (in line with 1Q 2025). Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.Upcoming Dividend • May 14Upcoming dividend of €1.35 per shareEligible shareholders must have bought the stock before 21 May 2026. Payment date: 26 May 2026. Payout ratio is a comfortable 26% but the company is not cash flow positive. Trailing yield: 1.6%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.8%).Reported Earnings • Apr 12Full year 2025 earnings released: EPS: €5.27 (vs €5.36 in FY 2024)Full year 2025 results: EPS: €5.27 (down from €5.36 in FY 2024). Revenue: €891.6m (flat on FY 2024). Net income: €371.0m (down 1.9% from FY 2024). Profit margin: 42% (in line with FY 2024). Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 14% per year, which means it is tracking significantly ahead of earnings growth.Declared Dividend • Mar 23Dividend increased to €1.35Dividend of €1.35 is 17% higher than last year. Ex-date: 21st May 2026 Payment date: 26th May 2026 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 30% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Dec 10Oberbank AG, Annual General Meeting, May 19, 2026Oberbank AG, Annual General Meeting, May 19, 2026.Reported Earnings • Nov 28Third quarter 2025 earnings releasedThird quarter 2025 results: Revenue: €237.2m (up 3.7% from 3Q 2024). Net income: €104.7m (down 3.6% from 3Q 2024). Profit margin: 44% (down from 47% in 3Q 2024). The decrease in margin was driven by higher expenses.お知らせ • Sep 08+ 3 more updatesOberbank AG to Report First Half, 2026 Results on Aug 26, 2026Oberbank AG announced that they will report first half, 2026 results on Aug 26, 2026Reported Earnings • Aug 22Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €216.7m (down 6.9% from 2Q 2024). Net income: €84.7m (down 20% from 2Q 2024). Profit margin: 39% (down from 45% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.Reported Earnings • May 15First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: €223.4m (flat on 1Q 2024). Net income: €94.1m (down 1.2% from 1Q 2024). Profit margin: 42% (in line with 1Q 2024). Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • May 09Upcoming dividend of €1.15 per shareEligible shareholders must have bought the stock before 16 May 2025. Payment date: 20 May 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of German dividend payers (4.3%). Lower than average of industry peers (5.7%).Buy Or Sell Opportunity • Apr 24Now 22% undervaluedThe stock has been flat over the last 90 days, currently trading at €68.80. The fair value is estimated to be €87.85, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 23%.Reported Earnings • Apr 02Full year 2024 earnings released: EPS: €5.37 (vs €5.40 in FY 2023)Full year 2024 results: EPS: €5.37 (down from €5.40 in FY 2023). Revenue: €894.0m (up 5.2% from FY 2023). Net income: €378.1m (flat on FY 2023). Profit margin: 42% (down from 45% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.New Risk • Mar 20New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 1.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.お知らせ • Feb 19Oberbank AG, Annual General Meeting, May 13, 2025Oberbank AG, Annual General Meeting, May 13, 2025.Declared Dividend • Feb 17Dividend of €1.15 announcedShareholders will receive a dividend of €1.15. Ex-date: 16th May 2025 Payment date: 20th May 2025 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 8.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Reported Earnings • Nov 24Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: €228.8m (up 4.7% from 3Q 2023). Net income: €108.5m (up 9.5% from 3Q 2023). Profit margin: 47% (up from 45% in 3Q 2023).お知らせ • Sep 06+ 3 more updatesOberbank AG to Report Q3, 2024 Results on Nov 27, 2025Oberbank AG announced that they will report Q3, 2024 results on Nov 27, 2025Reported Earnings • Aug 23Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: €232.7m (up 3.7% from 2Q 2023). Net income: €105.4m (up 5.0% from 2Q 2023). Profit margin: 45% (in line with 2Q 2023).Buy Or Sell Opportunity • Jul 08Now 25% overvalued after recent price riseOver the last 90 days, the stock has risen 8.8% to €74.20. The fair value is estimated to be €59.28, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 24%.Buy Or Sell Opportunity • May 20Now 26% overvaluedThe stock has been flat over the last 90 days, currently trading at €72.00. The fair value is estimated to be €57.35, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 27%.Reported Earnings • May 17First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: €223.9m (down 11% from 1Q 2023). Net income: €95.2m (down 26% from 1Q 2023). Profit margin: 43% (down from 51% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • May 10Upcoming dividend of €1.00 per shareEligible shareholders must have bought the stock before 16 May 2024. Payment date: 21 May 2024. Payout ratio is a comfortable 19% but the company is not cash flow positive. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.4%).Reported Earnings • Apr 04Full year 2023 earnings releasedFull year 2023 results: Revenue: €850.1m (up 35% from FY 2022). Net income: €381.3m (up 57% from FY 2022). Profit margin: 45% (up from 38% in FY 2022). The increase in margin was driven by higher revenue.Buy Or Sell Opportunity • Mar 25Now 31% overvalued after recent price riseOver the last 90 days, the stock has risen 21% to €73.00. The fair value is estimated to be €55.57, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 35%.New Risk • Mar 22New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 10% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.Declared Dividend • Feb 28Dividend of €1.00 announcedShareholders will receive a dividend of €1.00. Ex-date: 16th May 2024 Payment date: 21st May 2024 Dividend yield will be 1.4%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 17% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Buy Or Sell Opportunity • Feb 16Now 31% overvalued after recent price riseOver the last 90 days, the stock has risen 18% to €73.00. The fair value is estimated to be €55.89, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 35%.お知らせ • Sep 06+ 4 more updatesOberbank AG, Annual General Meeting, May 13, 2024Oberbank AG, Annual General Meeting, May 13, 2024.Reported Earnings • Aug 27Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: €224.3m (up 65% from 2Q 2022). Net income: €100.4m (up 180% from 2Q 2022). Profit margin: 45% (up from 26% in 2Q 2022). The increase in margin was driven by higher revenue.New Risk • Jul 19New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (22% accrual ratio). Minor Risk Share price has been volatile over the past 3 months (6.6% average weekly change).Reported Earnings • May 26First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: €252.8m (up 72% from 1Q 2022). Net income: €128.5m (up 199% from 1Q 2022). Profit margin: 51% (up from 29% in 1Q 2022). The increase in margin was driven by higher revenue.Upcoming Dividend • May 15Upcoming dividend of €1.45 per share at 1.2% yieldEligible shareholders must have bought the stock before 22 May 2023. Payment date: 24 May 2023. Payout ratio is a comfortable 21% but the company is not cash flow positive. Trailing yield: 1.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.1%).Reported Earnings • Apr 06Full year 2022 earnings releasedFull year 2022 results: Revenue: €632.3m (up 2.9% from FY 2021). Net income: €242.2m (up 3.7% from FY 2021). Profit margin: 38% (in line with FY 2021).お知らせ • Oct 13+ 4 more updatesOberbank AG to Report Nine Months, 2023 Results on Nov 24, 2023Oberbank AG announced that they will report nine months, 2023 results on Nov 24, 2023Upcoming Dividend • May 13Upcoming dividend of €1.00 per shareEligible shareholders must have bought the stock before 20 May 2022. Payment date: 24 May 2022. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of German dividend payers (4.2%). Lower than average of industry peers (6.7%).Reported Earnings • Apr 09Full year 2021 earnings releasedFull year 2021 results: Revenue: €614.4m (up 31% from FY 2020). Net income: €233.4m (up 91% from FY 2020). Profit margin: 38% (up from 26% in FY 2020). The increase in margin was driven by higher revenue.Reported Earnings • Dec 05Third quarter 2021 earnings: Revenues and EPS in line with analyst expectationsThird quarter 2021 results: EPS: €2.15 (up from €1.64 in 3Q 2020). Revenue: €168.1m (up 12% from 3Q 2020). Net income: €75.9m (up 31% from 3Q 2020). Profit margin: 45% (up from 39% in 3Q 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.Upcoming Dividend • Oct 20Upcoming dividend of €0.17 per shareEligible shareholders must have bought the stock before 27 October 2021. Payment date: 29 October 2021. Trailing yield: 0.8%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (2.9%).Reported Earnings • May 27First quarter 2021 earnings releasedThe company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: €154.3m (up €145.2m from 1Q 2020). Net income: €49.1m (up €123.1m from 1Q 2020). Profit margin: 32% (up from net loss in 1Q 2020). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has remained flat, which means it is well ahead of earnings.Upcoming Dividend • May 10Upcoming dividend of €0.58 per shareEligible shareholders must have bought the stock before 17 May 2021. Payment date: 19 May 2021. Trailing yield: 0.9%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (2.7%).Reported Earnings • Mar 28Full year 2020 earnings released: EPS €3.48 (vs €6.09 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: €469.1m (down 16% from FY 2019). Net income: €122.4m (down 43% from FY 2019). Profit margin: 26% (down from 39% in FY 2019). Cost-to-income ratio: 58.5% (up from 50.0% in FY 2019). Non-performing loans: 1.87% (down from 1.94% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has remained flat, which means it is well ahead of earnings.Is New 90 Day High Low • Mar 11New 90-day high: €87.20The company is up 5.0% from its price of €83.40 on 10 December 2020. The German market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 12% over the same period.Is New 90 Day High Low • Feb 03New 90-day high: €84.00The company is up 2.0% from its price of €82.60 on 04 November 2020. The German market is up 16% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 18% over the same period.Is New 90 Day High Low • Jan 13New 90-day high: €83.60The company is up 1.0% from its price of €82.80 on 14 October 2020. The German market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 19% over the same period.お知らせ • Oct 05Oberbank AG to Report Fiscal Year 2009 Results on 04/01/2010Oberbank AG announced that they will report fiscal year 2009 results on 04/01/2010 このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、Oberbank は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測BST:OBK - アナリストの将来予測と過去の財務データ ( )EUR Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/2026892369-969-905N/A12/31/2025892371-297-233N/A9/30/2025886352-467-415N/A3/31/2025893377-86-46N/A12/31/2024894378129170N/A9/30/2024840362-648-609N/A6/30/2024830353-463-433N/A3/31/2024821348154183N/A12/31/2023850381-115-83N/A9/30/2023955497-1,063-1,030N/A6/30/2023816385-2,005-1,971N/A3/31/2023728321-2,250-2,217N/A12/31/2022632242-2,275-2,246N/A9/30/2022512118-1,244-1,214N/A6/30/2022600206135163N/A3/31/2022617234-605-575N/A12/31/2021614233403436N/A9/30/2021603237149162N/A6/30/2021585219-351-320N/A3/31/20216142461,3661,395N/A12/31/2020469122461497N/A9/30/2020439951,2111,200N/A6/30/20204531141,1181,165N/A3/31/202042693-616-562N/A12/31/2019558215N/A-72N/A9/30/2019586239N/A81N/A6/30/2019571229N/A-5N/A3/31/2019562220N/A185N/A12/31/2018554225N/A-792N/A9/30/2018547226N/A-1,194N/A6/30/2018534212N/A-1,238N/A3/31/2018526204N/A-947N/A12/31/2017528200N/A-247N/A9/30/2017542206N/A362N/A6/30/2017542195N/A24N/A3/31/2017518188N/A132N/A12/31/2016501181N/A-310N/A9/30/2016482170N/A-878N/A6/30/2016474170N/A-377N/A3/31/2016467168N/A-619N/A12/31/2015463166N/A-414N/A9/30/2015456155N/A-253N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: OBKの予測収益成長が 貯蓄率 ( 2.1% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: OBKの収益がGerman市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: OBKの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: OBKの収益がGerman市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: OBKの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: OBKの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/11 21:50終値2026/08/11 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Oberbank AG 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • May 24First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: €222.8m (flat on 1Q 2025). Net income: €92.4m (down 1.8% from 1Q 2025). Profit margin: 42% (in line with 1Q 2025). Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.
Upcoming Dividend • May 14Upcoming dividend of €1.35 per shareEligible shareholders must have bought the stock before 21 May 2026. Payment date: 26 May 2026. Payout ratio is a comfortable 26% but the company is not cash flow positive. Trailing yield: 1.6%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.8%).
Reported Earnings • Apr 12Full year 2025 earnings released: EPS: €5.27 (vs €5.36 in FY 2024)Full year 2025 results: EPS: €5.27 (down from €5.36 in FY 2024). Revenue: €891.6m (flat on FY 2024). Net income: €371.0m (down 1.9% from FY 2024). Profit margin: 42% (in line with FY 2024). Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 14% per year, which means it is tracking significantly ahead of earnings growth.
Declared Dividend • Mar 23Dividend increased to €1.35Dividend of €1.35 is 17% higher than last year. Ex-date: 21st May 2026 Payment date: 26th May 2026 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 30% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Dec 10Oberbank AG, Annual General Meeting, May 19, 2026Oberbank AG, Annual General Meeting, May 19, 2026.
Reported Earnings • Nov 28Third quarter 2025 earnings releasedThird quarter 2025 results: Revenue: €237.2m (up 3.7% from 3Q 2024). Net income: €104.7m (down 3.6% from 3Q 2024). Profit margin: 44% (down from 47% in 3Q 2024). The decrease in margin was driven by higher expenses.
お知らせ • Sep 08+ 3 more updatesOberbank AG to Report First Half, 2026 Results on Aug 26, 2026Oberbank AG announced that they will report first half, 2026 results on Aug 26, 2026
Reported Earnings • Aug 22Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €216.7m (down 6.9% from 2Q 2024). Net income: €84.7m (down 20% from 2Q 2024). Profit margin: 39% (down from 45% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
Reported Earnings • May 15First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: €223.4m (flat on 1Q 2024). Net income: €94.1m (down 1.2% from 1Q 2024). Profit margin: 42% (in line with 1Q 2024). Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • May 09Upcoming dividend of €1.15 per shareEligible shareholders must have bought the stock before 16 May 2025. Payment date: 20 May 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of German dividend payers (4.3%). Lower than average of industry peers (5.7%).
Buy Or Sell Opportunity • Apr 24Now 22% undervaluedThe stock has been flat over the last 90 days, currently trading at €68.80. The fair value is estimated to be €87.85, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 23%.
Reported Earnings • Apr 02Full year 2024 earnings released: EPS: €5.37 (vs €5.40 in FY 2023)Full year 2024 results: EPS: €5.37 (down from €5.40 in FY 2023). Revenue: €894.0m (up 5.2% from FY 2023). Net income: €378.1m (flat on FY 2023). Profit margin: 42% (down from 45% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
New Risk • Mar 20New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 1.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
お知らせ • Feb 19Oberbank AG, Annual General Meeting, May 13, 2025Oberbank AG, Annual General Meeting, May 13, 2025.
Declared Dividend • Feb 17Dividend of €1.15 announcedShareholders will receive a dividend of €1.15. Ex-date: 16th May 2025 Payment date: 20th May 2025 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 8.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Reported Earnings • Nov 24Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: €228.8m (up 4.7% from 3Q 2023). Net income: €108.5m (up 9.5% from 3Q 2023). Profit margin: 47% (up from 45% in 3Q 2023).
お知らせ • Sep 06+ 3 more updatesOberbank AG to Report Q3, 2024 Results on Nov 27, 2025Oberbank AG announced that they will report Q3, 2024 results on Nov 27, 2025
Reported Earnings • Aug 23Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: €232.7m (up 3.7% from 2Q 2023). Net income: €105.4m (up 5.0% from 2Q 2023). Profit margin: 45% (in line with 2Q 2023).
Buy Or Sell Opportunity • Jul 08Now 25% overvalued after recent price riseOver the last 90 days, the stock has risen 8.8% to €74.20. The fair value is estimated to be €59.28, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 24%.
Buy Or Sell Opportunity • May 20Now 26% overvaluedThe stock has been flat over the last 90 days, currently trading at €72.00. The fair value is estimated to be €57.35, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 27%.
Reported Earnings • May 17First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: €223.9m (down 11% from 1Q 2023). Net income: €95.2m (down 26% from 1Q 2023). Profit margin: 43% (down from 51% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • May 10Upcoming dividend of €1.00 per shareEligible shareholders must have bought the stock before 16 May 2024. Payment date: 21 May 2024. Payout ratio is a comfortable 19% but the company is not cash flow positive. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.4%).
Reported Earnings • Apr 04Full year 2023 earnings releasedFull year 2023 results: Revenue: €850.1m (up 35% from FY 2022). Net income: €381.3m (up 57% from FY 2022). Profit margin: 45% (up from 38% in FY 2022). The increase in margin was driven by higher revenue.
Buy Or Sell Opportunity • Mar 25Now 31% overvalued after recent price riseOver the last 90 days, the stock has risen 21% to €73.00. The fair value is estimated to be €55.57, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 35%.
New Risk • Mar 22New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 10% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.
Declared Dividend • Feb 28Dividend of €1.00 announcedShareholders will receive a dividend of €1.00. Ex-date: 16th May 2024 Payment date: 21st May 2024 Dividend yield will be 1.4%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 17% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Buy Or Sell Opportunity • Feb 16Now 31% overvalued after recent price riseOver the last 90 days, the stock has risen 18% to €73.00. The fair value is estimated to be €55.89, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 35%.
お知らせ • Sep 06+ 4 more updatesOberbank AG, Annual General Meeting, May 13, 2024Oberbank AG, Annual General Meeting, May 13, 2024.
Reported Earnings • Aug 27Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: €224.3m (up 65% from 2Q 2022). Net income: €100.4m (up 180% from 2Q 2022). Profit margin: 45% (up from 26% in 2Q 2022). The increase in margin was driven by higher revenue.
New Risk • Jul 19New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (22% accrual ratio). Minor Risk Share price has been volatile over the past 3 months (6.6% average weekly change).
Reported Earnings • May 26First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: €252.8m (up 72% from 1Q 2022). Net income: €128.5m (up 199% from 1Q 2022). Profit margin: 51% (up from 29% in 1Q 2022). The increase in margin was driven by higher revenue.
Upcoming Dividend • May 15Upcoming dividend of €1.45 per share at 1.2% yieldEligible shareholders must have bought the stock before 22 May 2023. Payment date: 24 May 2023. Payout ratio is a comfortable 21% but the company is not cash flow positive. Trailing yield: 1.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.1%).
Reported Earnings • Apr 06Full year 2022 earnings releasedFull year 2022 results: Revenue: €632.3m (up 2.9% from FY 2021). Net income: €242.2m (up 3.7% from FY 2021). Profit margin: 38% (in line with FY 2021).
お知らせ • Oct 13+ 4 more updatesOberbank AG to Report Nine Months, 2023 Results on Nov 24, 2023Oberbank AG announced that they will report nine months, 2023 results on Nov 24, 2023
Upcoming Dividend • May 13Upcoming dividend of €1.00 per shareEligible shareholders must have bought the stock before 20 May 2022. Payment date: 24 May 2022. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of German dividend payers (4.2%). Lower than average of industry peers (6.7%).
Reported Earnings • Apr 09Full year 2021 earnings releasedFull year 2021 results: Revenue: €614.4m (up 31% from FY 2020). Net income: €233.4m (up 91% from FY 2020). Profit margin: 38% (up from 26% in FY 2020). The increase in margin was driven by higher revenue.
Reported Earnings • Dec 05Third quarter 2021 earnings: Revenues and EPS in line with analyst expectationsThird quarter 2021 results: EPS: €2.15 (up from €1.64 in 3Q 2020). Revenue: €168.1m (up 12% from 3Q 2020). Net income: €75.9m (up 31% from 3Q 2020). Profit margin: 45% (up from 39% in 3Q 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.
Upcoming Dividend • Oct 20Upcoming dividend of €0.17 per shareEligible shareholders must have bought the stock before 27 October 2021. Payment date: 29 October 2021. Trailing yield: 0.8%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (2.9%).
Reported Earnings • May 27First quarter 2021 earnings releasedThe company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: €154.3m (up €145.2m from 1Q 2020). Net income: €49.1m (up €123.1m from 1Q 2020). Profit margin: 32% (up from net loss in 1Q 2020). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
Upcoming Dividend • May 10Upcoming dividend of €0.58 per shareEligible shareholders must have bought the stock before 17 May 2021. Payment date: 19 May 2021. Trailing yield: 0.9%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (2.7%).
Reported Earnings • Mar 28Full year 2020 earnings released: EPS €3.48 (vs €6.09 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: €469.1m (down 16% from FY 2019). Net income: €122.4m (down 43% from FY 2019). Profit margin: 26% (down from 39% in FY 2019). Cost-to-income ratio: 58.5% (up from 50.0% in FY 2019). Non-performing loans: 1.87% (down from 1.94% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
Is New 90 Day High Low • Mar 11New 90-day high: €87.20The company is up 5.0% from its price of €83.40 on 10 December 2020. The German market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 12% over the same period.
Is New 90 Day High Low • Feb 03New 90-day high: €84.00The company is up 2.0% from its price of €82.60 on 04 November 2020. The German market is up 16% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 18% over the same period.
Is New 90 Day High Low • Jan 13New 90-day high: €83.60The company is up 1.0% from its price of €82.80 on 14 October 2020. The German market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 19% over the same period.
お知らせ • Oct 05Oberbank AG to Report Fiscal Year 2009 Results on 04/01/2010Oberbank AG announced that they will report fiscal year 2009 results on 04/01/2010