Board Change • Sep 17
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. 1 independent director (5 non-independent directors). Independent Director Carlos Andres Melchor Dominguez was the last independent director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. お知らせ • Mar 20
Seguros Vida Security Previsión S.A., Annual General Meeting, Mar 31, 2025 Seguros Vida Security Previsión S.A., Annual General Meeting, Mar 31, 2025. Location: augusto leguia n 70, piso zocalo las condes, santiago Chile Board Change • Dec 24
Less than half of directors are independent Following the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 6 non-independent directors. Independent Director Carlos Andres Melchor Dominguez was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. New Risk • Sep 08
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (28% accrual ratio). Minor Risks Latest financial reports are more than 6 months old (reported December 2023 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Upcoming Dividend • May 02
Upcoming dividend of CL$25.15 per share Eligible shareholders must have bought the stock before 09 May 2024. Payment date: 14 May 2024. Trailing yield: 5.3%. Lower than top quartile of Chilean dividend payers (12%). Lower than average of industry peers (6.3%). New Risk • Apr 17
New major risk - Earnings quality The company has a high level of non-cash earnings. Accrual ratio: 28% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (28% accrual ratio). Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. New Risk • Apr 14
New major risk - Financial data availability The company's latest financial reports are more than a year old. Last reported fiscal period ended December 2022. This is considered a major risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. In the worst case scenario, it may be facing other major going concern issues jeopardizing its viability as a listed company. Currently, the following risks have been identified for the company: Major Risk Latest financial reports are more than 1 year old (reported December 2022 fiscal period end). Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. New Risk • Oct 31
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Upcoming Dividend • May 04
Upcoming dividend of CL$38.67 per share at 5.3% yield Eligible shareholders must have bought the stock before 11 May 2023. Payment date: 16 May 2023. Trailing yield: 5.3%. Lower than top quartile of Chilean dividend payers (14%). Lower than average of industry peers (7.6%). Reported Earnings • Apr 20
Full year 2022 earnings released Full year 2022 results: Revenue: CL$524.6b (up 8.2% from FY 2021). Net income: CL$42.6b (down 6.4% from FY 2021). Profit margin: 8.1% (down from 9.4% in FY 2021). Upcoming Dividend • Dec 02
Upcoming dividend of CL$14.70 per share Eligible shareholders must have bought the stock before 09 December 2022. Payment date: 14 December 2022. Trailing yield: 5.3%. Lower than top quartile of Chilean dividend payers (14%). Lower than average of industry peers (6.2%). Board Change • Nov 16
No independent directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. No independent directors (7 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment. Upcoming Dividend • Apr 27
Upcoming dividend of CL$28.50 per share Eligible shareholders must have bought the stock before 04 May 2022. Payment date: 09 May 2022. Trailing yield: 2.3%. Lower than top quartile of Chilean dividend payers (9.7%). Lower than average of industry peers (5.4%). Board Change • Apr 27
No independent directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. No independent directors (7 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment. Upcoming Dividend • Dec 16
Upcoming dividend of CL$42.13 per share Eligible shareholders must have bought the stock before 23 December 2021. Payment date: 29 December 2021. The company is not currently making a profit and is not cash flow positive. Trailing yield: 2.3%. Lower than top quartile of Chilean dividend payers (9.3%). Lower than average of industry peers (4.9%). Upcoming Dividend • Apr 25
Upcoming dividend of CL$29.50 per share Eligible shareholders must have bought the stock before 29 April 2021. Payment date: 05 May 2021. Trailing yield: 2.3%. Lower than top quartile of Chilean dividend payers (5.8%). Lower than average of industry peers (5.5%).